KR20170072489A - Computing apparatus of managing real estate brokerage and real estate contract - Google Patents

Computing apparatus of managing real estate brokerage and real estate contract Download PDF

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KR20170072489A
KR20170072489A KR1020150180699A KR20150180699A KR20170072489A KR 20170072489 A KR20170072489 A KR 20170072489A KR 1020150180699 A KR1020150180699 A KR 1020150180699A KR 20150180699 A KR20150180699 A KR 20150180699A KR 20170072489 A KR20170072489 A KR 20170072489A
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South Korea
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communication unit
message
user terminal
request message
transaction server
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KR1020150180699A
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Korean (ko)
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김성헌
서상미
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신한카드 주식회사
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/16—Real estate
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0613—Third-party assisted
    • G06Q30/0619—Neutral agent
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
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  • General Physics & Mathematics (AREA)
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  • Computer Networks & Wireless Communication (AREA)
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  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Primary Health Care (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A computing device for a real estate contract is provided. According to one aspect of the present invention, the computing device includes a communication unit for receiving a request message with a down payment on a first object that can be confirmed through a user terminal of a consumer, and a communication unit for processing an amount corresponding to a down payment for trading the first object, And a processor for transmitting a reservation request message to the transaction server of the first object using the communication unit.
According to another aspect of the present invention, a computing device is provided that pre-empts a penalty associated with a first object for which transaction information is provided in a transaction server. Wherein the computing device comprises: a communication unit for receiving a request message from the seller's user terminal, the request message being a penalty for a first object for which transaction information is provided through a transaction server; and a communication unit for processing an amount corresponding to a penalty for trading the first object And a processor for transmitting a confirmation message to the transaction server using the communication unit.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a computing device that manages real estate brokering and transactions.

To a computing device for a real estate contract.

As the spread of smart devices such as smart phones is expanding and wireless communication networks are expanding, direct transactions using real estate using internet or mobile applications are becoming popular. Traders can save commission in that the landlord and the tenant can do direct transactions without having to go through a real estate agent.

However, there is a problem that companies providing real estate trading platforms publish false proprietary or false conditions to attract more potential customers. Prospective tenants are being introduced to other properties other than the ones they have identified on the Internet or mobile applications, and the need for a new transaction form to improve the above structure is increasing.

According to one aspect of the invention, a computing device is provided for receiving a false request message from a consumer's user terminal and processing an amount corresponding to a down payment in advance. Wherein the computing device comprises: a communication unit for receiving a request message with a down payment on the first object that can be confirmed through the user terminal of the consumer; and a communication unit for processing the money corresponding to the down payment for trading the first object, And transmit the reservation request message to the transaction server of the first object.

According to an embodiment, the second object corresponds to the real object of the first object.

According to another embodiment, the communication unit receives an acknowledgment message regarding the second object from the user terminal, and the processor can approve the beacon amount in accordance with the acknowledgment message.

According to another embodiment of the present invention, the communication unit may transmit a balance settlement request message for trading the first object to the user terminal.

According to another embodiment of the present invention, the communication unit may transmit a rent payment request message for using the first object to the user terminal. In addition, the communication unit receives the installment request message of the entire monthly rent amount corresponding to the contract period of the first object from the user terminal, and the processor can process the entire monthly rent by the contract period.

According to still another embodiment of the present invention, the communication unit receives the inconsistency message regarding the second object from the user terminal, and the processor can cancel the grayscale amount according to the inconsistency message. In addition, the processor can use the communication unit to transmit a transfer request message for transferring a penalty determined based on the down payment from the account of the seller associated with the first object to the account of the consumer. In addition, the processor may approve the merchant's penalized penalty associated with the first object.

According to another aspect of the present invention, a computing device is provided that pre-empts a penalty associated with a first object for which transaction information is provided in a transaction server. Wherein the computing device comprises: a communication unit for receiving a request message from the seller's user terminal, the request message being a penalty for a first object for which transaction information is provided through a transaction server; and a communication unit for processing an amount corresponding to a penalty for trading the first object And a processor for transmitting a confirmation message to the transaction server using the communication unit.

According to an embodiment of the present invention, the communication unit receives an acknowledgment message relating to a second object from the transaction server, and the processor can cancel payment of the beaten amount in accordance with the acknowledgment message.

According to another embodiment, the communication unit receives the inconsistency message regarding the second object from the transaction server, and the processor can approve the entrusted amount in accordance with the inconsistency message.

According to another embodiment of the present invention, the communication unit transmits a request message, which is a penalty fee for the first object, to the real estate agent, at least one of down payment, monthly rent, From the user terminal.

FIG. 1 is a diagram illustrating a process of a merchant performing a transaction using a computing device and a transaction server according to an exemplary embodiment of the present invention.
FIG. 2 is a diagram illustrating a process of a customer performing a transaction using a computing device and a transaction server according to an exemplary embodiment of the present invention.
3 is a flowchart illustrating a method of settlement of rent according to an embodiment.
4 is a block diagram illustrating a computing device in accordance with one embodiment.
5 is a flowchart illustrating a method of performing a transaction using a penalty of a penalty according to an embodiment of the present invention.

Specific structural or functional descriptions of embodiments are set forth for illustration purposes only and may be embodied with various changes and modifications. Accordingly, the embodiments are not intended to be limited to the particular forms disclosed, and the scope of the disclosure includes changes, equivalents, or alternatives included in the technical idea.

The terms first or second, etc. may be used to describe various elements, but such terms should be interpreted solely for the purpose of distinguishing one element from another. For example, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

It is to be understood that when an element is referred to as being "connected" to another element, it may be directly connected or connected to the other element, although other elements may be present in between.

The singular expressions include plural expressions unless the context clearly dictates otherwise. In this specification, the terms "comprises ", or" having ", and the like, are used to specify one or more of the described features, numbers, steps, operations, elements, But do not preclude the presence or addition of steps, operations, elements, parts, or combinations thereof.

Unless otherwise defined, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art. Terms such as those defined in commonly used dictionaries are to be interpreted as having a meaning consistent with the meaning of the context in the relevant art and, unless explicitly defined herein, are to be interpreted as ideal or overly formal Do not.

In the present specification, provisional approval is a state in which the card payment history is primarily approved, and may indicate a state in which final approval processing for payment completion is not performed. In addition, according to one embodiment, the amount of the misappropriated amount may not be claimed from the customer's account until the final approval, and the merchant may also indicate a state in which the monetary amount has not yet been transferred.

FIG. 1 is a diagram illustrating a process of a merchant performing a transaction using a computing device and a transaction server according to an exemplary embodiment of the present invention.

Referring to FIG. 1, a merchant 110 and a computing device 120 and a transaction server 130 are shown. According to one embodiment, the computing device 120 may represent a card issuer computing device that processes transaction details of at least one of a credit card, a check card, and a debit card. The seller 110 can upload (141) the transaction information on the sale for sale to the transaction server 130. [ According to one embodiment, the transaction server 130 may represent a computing device that provides an environment for directly buying goods and services in an online space. Illustratively, the sale that the seller 110 wants to sell using the transaction server 130 may be real estate. In addition, the seller 110 can use the transaction server 130 to search for tenants to buy and sell off-site apartments, apartments, single-family homes, and tenement houses and also to sign a lease. However, the present embodiment describes transactions in which the seller 110 trades real estate, but the present invention is not limited to or limited to the above-described embodiments, and can be applied to used automobiles and used electronic devices.

According to one embodiment, the seller 110 uploads (141) at least one of transaction price, rent, rent, security deposit, contract term, photo information, can do.

In addition, the merchant 110 may use the user terminal to transmit (142) a request message to the computing device 120 for a penalty for sale. The computing device 120 may accept the penalty according to the request message, and send the penalty confirmation message to the merchant (143). In addition, the computing device 120 may send 144 a confirmation message to the transaction server 130 that the penalty is false. Although not shown in FIG. 1, the transaction server 130 may post transaction information regarding merchandise received from the seller 110, as well as information that the false claim of penalty has been processed.

The seller 110 uploads 141 the transaction information about the sale to be sold or contracted by the seller 110 and can receive the money corresponding to the penalty in advance. Accordingly, the seller 110 can guarantee the transaction information of the uploaded merchandise to the potential consumers by the amount corresponding to the penalty. Potential consumers may also judge that there is credibility in the transaction information about the processed merchandise where the penalty is false. In addition, the consumers can expect the effect of preventing the waste of time in contact with the seller 110 in order to confirm that the false claim against the penalty has been processed and confirm the real thing. In addition, potential consumers may be assured of the corresponding penalty from the computing device 120 if the merchant 110 has found the transaction information about the sale uploaded to the transaction server 130 to be false as compared with the real thing .

FIG. 2 is a diagram illustrating a process of a customer performing a transaction using a computing device and a transaction server according to an exemplary embodiment of the present invention.

Referring to FIG. 2, a consumer 210 and a computing device 220 and a transaction server 230 are shown. As illustrated in FIG. 1, according to one embodiment, the computing device 220 may represent a card issuer computing device that processes transaction details of at least one of a credit card, a check card, and a debit card. The consumer 210 can confirm (241) the transaction information regarding the seller's interest from the transaction server 230. If the customer 210 determines that the transaction information regarding the sale verified through the transaction server 230 corresponds to the condition of the merchandise he / she is looking for, the customer 210 transmits (242) a request message with a down payment to the computing device 220 . According to one embodiment, the corresponding amount of the down payment may indicate the amount of money that the seller has uploaded to the transaction server 230 as transaction information on the sale. According to another embodiment, the amount corresponding to the down payment may represent the amount determined by the consumer according to the total deposit as the transaction information on the sale.

The computing device 220 can accept the down payment according to the received down payment request message and transmit the down payment confirmation message to the customer 210 (243). In addition, the computing device 220 may send 244 an acknowledgment message to the transaction server 230 that the down payment is acceptable. Although not shown in FIG. 2, the transaction server 230 may send information related to the consumer 210 who received the down payment to the seller. The seller may proceed directly with the consumer 210 using the information associated with the received consumer 210. [

The transaction server 230 may also post transaction information about the sale received from the seller as well as information that the down payment has already been processed by the interested consumer of interest. Other consumers who use the transaction server 230 can confirm the posted information that the direct transaction process is in progress and save their time and money by confirming other merchandise.

3 is a flowchart illustrating a method of settlement of rent according to an embodiment.

Referring to FIG. 3, a method 300 for paying monthly rent using a computing device is shown. A method 300 for settlement of rent by using a computing device includes transmitting (310) a monthly payment request message to a user terminal, receiving (320) an installment request message of the entire monthly rent amount corresponding to the contract term, And a step 330 of charging the entire monthly rent by the contract period.

At step 310, the computing device may send a monthly payment request message to the user terminal. According to one embodiment, the user terminal may be a user terminal associated with a tenant who has entered into a lease contract using a transaction server. The user terminal includes a communication interface and may include various types of communication devices such as a personal computer, a laptop computer, a tablet computer, a smart phone, a smart pad, a mobile device, a smart home appliance, a wearable device, Products.

In addition, although not shown in FIG. 3, the computing device may transmit a message requesting authentication information for performing card settlement together with the monthly payment request message. According to one embodiment, the authentication information may include at least one of a card number, a card validity period, a card password, and a card validation code (cvc). However, the process of the card company's computing device using the received authentication information is straight forward to the ordinary technician, so a detailed description thereof will be omitted.

In step 320, the computing device may receive an installment solicitation message of the entire monthly rent amount corresponding to the contract term from the user terminal. In addition, in step 320, the computing device may receive authentication information from the user terminal to proceed with card settlement.

In step 330, the computing device may process the entire monthly rent amount by the contract term.

Typically, in the manner in which the lease transaction proceeds for real estate, the lessor fulfills the contract in such a manner as to receive a monthly rent of a month, together with the deposit held by the lessee during the entire contract period. Deposits represent the amount guaranteed to guarantee that the lease payments for the term of the contract will be outstanding or the administrative expenses associated with the property sale will be outstanding. For example, if there is a lease contract with a contract for a period of 12 months with a deposit of 5 million won for a real estate sale and a monthly rent of 300,000 won, the tenant may have a burden of paying a deposit of 5 million won. According to one embodiment, the computing device may authorize the tenant to pay the entire monthly rent amount of 360,000 won equivalent to 12 months from the tenant. The tenant can be relieved of the burden of 5 million won deposit to the landlord because he worries about the payment of his rent. In addition, the landlord can also receive the monthly expenses corresponding to monthly rent from the credit card company, and even if the tenant fails to pay the monthly rent, the credit card company can represent the collection work, thereby reducing the unreliability of the monthly rental system and maximizing convenience Can be expected.

4 is a block diagram illustrating a computing device in accordance with one embodiment.

4, the computing device 400 may include a processor 410 and a communication unit 420. [ The communication unit 420 may receive a request message with a down payment on the first object that can be confirmed through the user terminal of the consumer. According to one embodiment, the first object may represent any of real estate, used cars, and used electronic devices that can be traded on a platform including the Internet or a mobile application. According to another embodiment, the consumer may represent a potential consumer who performs a direct deal with the seller through the platform. In addition, the communication unit 420 may receive a request message of a down payment on the first object from a transaction server supporting the platform.

The communication unit 420 can receive the down payment request message through the communication interface. According to one embodiment, the communication interface includes a communication interface such as a wireless LAN (WLAN), a wireless fidelity (WiFi) direct, a digital living network alliance (DLNA), a wireless broadband (WIBRO), a world interoperability for microwave access (Bluetooth), Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, Near Field Communication (NFC) And the like. In addition, the communication interface may represent any interface (e.g., a wired interface) capable of communicating with the outside.

The processor 410 may process the money corresponding to the down payment for trading the first object. In addition, the processor 410 may transmit a reservation request message to the transaction server of the first object using the communication unit 420. [ According to the reservation request message, the transaction server can post status information indicating that the down payment associated with the object has been processed to be false, and that the direct transaction between the seller and the consumer is in progress. Other consumers can save time and money because they can check the status information and browse other merchandise even if they are interested in the first object.

The communication unit 420 may receive an acknowledgment message regarding the second object from the user terminal. According to one embodiment, the second object may represent a sale corresponding to the real object of the first object. The consumer can directly contact the seller with respect to the first object identified through the transaction server and can confirm the second object that is the real object of the first object through the seller. If it is determined that the second object coincides with the first object received in advance, the consumer can transmit an acknowledgment message to the computing device 400 using the user terminal. The processor 410 may approve the captured amount corresponding to the down payment according to the received confirmation message. The seller can receive the down payment from the credit card company in accordance with the approval process.

In addition, the communication unit 420 may transmit a balance settlement request message for trading the first object to the user terminal. Illustratively, the balance may represent an amount less the amount corresponding to the down payment amount authorized in the entire deposit for trading the first object. In addition, the communication unit 420 may transmit a message requesting at least one of a card number, a card valid period, a card password, and a card cvc for proceeding with a card together with the balance settlement request message.

Meanwhile, when a contract including a usage fee such as monthly rent is concluded in the first object, the communication unit 420 may transmit a monthly payment request message for using the first object to the user terminal. The communication unit 420 may receive an installment request message of the entire monthly rent amount corresponding to the contract period of the first object from the user terminal. In this case, the processor 410 can charge the entire monthly rent amount by the contract period.

In another embodiment, the communication unit 420 may receive an inconsistency message regarding the second object from the user terminal. As described above, the consumer can directly contact the seller to proceed with the transaction with respect to the first object identified via the transaction server. However, if it is determined that the second object, which is the real object of the first object, is inconsistent with the first object that has been checked in advance, the consumer can transmit a mismatch message to the computing device 400 using the user terminal . In another embodiment, the consumer may upload a discrepancy message regarding the first object to the transaction server, and the transaction server may send an inconsistency message to the computing device 400. In addition, the transaction server may update the consumer's opinion on the inconsistency message with the transaction information regarding the first object so that other potential consumers can refer to the posted transaction information.

The processor 410 can perform the payment cancellation processing for the cash amount corresponding to the down payment according to the received inconsistency message. Thereby, the customer can return the down payment for the first object corresponding to the false sale, without paying the down payment. In addition, the computing device 400 may collect penalties from the seller who uploaded false merchandise, and may provide the penalty to the consumer. However, a more detailed description of the process of collecting the penalty from the seller will be described in more detail with reference to FIG. 5 below.

The consumer can directly contact the seller with respect to the first object identified through the transaction server and can confirm the second object that is the real object of the first object through the seller. If it is determined that the second object coincides with the first object received in advance, the consumer can transmit an acknowledgment message to the computing device 400 using the user terminal.

5 is a flowchart illustrating a method of performing a transaction using a penalty of a penalty according to an embodiment of the present invention.

Referring now to FIG. 5, a method 500 is shown in which a computing device performs transactions using a penalty of a penalty. A method (500) of a computing device for performing a transaction using a false positive of a penalty includes receiving (510) a request message from a seller's user terminal for a penalty of a first object, a penalty for trading the first object A step 530 of determining whether a confirmation message regarding the second object is received, a step 541 of canceling the payment of the false amount, (Step 542). ≪ / RTI >

At step 510, the computing device may receive a request message from the merchant ' s user terminal that is a penalty for the first object. According to an exemplary embodiment, the first object may be an advertisement for which transaction information is provided through a transaction server. In the description of the computing device in step 510, a description regarding the communication part 420 described in FIG. 4 can be applied, so that a detailed description will be omitted. According to another embodiment, the request message with a penalty fee may include the amount information of the penalty. More specifically, the amount information of the penalty may have a predetermined proportional relationship with the down payment included in the transaction information. By way of example, a penalty may represent an amount equal to twice the down payment.

In step 520, the computing device may process the amount corresponding to the penalty for trading the first object. In addition, at step 520, the computing device may send a penalty ticket confirmation message to the transaction server using a communication interface.

In addition, in step 530, the computing device may determine whether to receive an acknowledgment message for the second object. As in the embodiment illustrated in FIG. 4, the consumer can identify the second object corresponding to the real object to the first object identified in the transaction server. According to the result of the confirmation, the consumer can use the user terminal to transmit either the confirmation message or the inconsistency message to at least one of the transaction server and the computing device. The computing device may check in step 530 whether the received message is an acknowledgment message and whether it is an inconsistent message.

If the computing device has received a confirmation message regarding the second object, step 541 may proceed. At step 541, the computing device may cancel the payment of the waived amount according to the received confirmation message. If the seller has confirmed the transaction information of the first object uploaded by the consumer, the seller can cancel the false transaction without paying the penalty, and proceed with the transaction.

According to another embodiment, if the computing device receives an inconsistency message regarding the second object, step 542 may proceed. In step 542, the computing device may acknowledge the amount of money that has been asserted in accordance with the received inconsistency message. According to yet another embodiment, when the computing device receives an inconsistency message regarding the second object, the computing device sends a withdrawal message of the amount corresponding to the penalty from the seller's account associated with the first object to the seller's bank As shown in FIG. The consumer can be compensated for the time and expense he / she spent on the fraudulent sale in the form of acceptance of the penalty payment from the seller or transfer of the penalty money, so that the real direct transaction can be carried out with higher reliability.

Although not shown in FIG. 5, the computing device may automatically transmit a message to remind the consumer and the seller's user terminal of information such as expiration of the contract period and automatic renewal of the lease contract after the transaction proceeds. In addition, when the lease contract is automatically renewed, the monthly rent corresponding to the renewal period can be processed from the consumer's card.

The embodiments described above may be implemented in hardware components, software components, and / or a combination of hardware components and software components. For example, the devices, methods, and components described in the embodiments may be implemented within a computer system, such as, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, such as an array, a programmable logic unit (PLU), a microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. The processing device may also access, store, manipulate, process, and generate data in response to execution of the software. For ease of understanding, the processing apparatus may be described as being used singly, but those skilled in the art will recognize that the processing apparatus may have a plurality of processing elements and / As shown in FIG. For example, the processing unit may comprise a plurality of processors or one processor and one controller. Other processing configurations are also possible, such as a parallel processor.

The software may include a computer program, code, instructions, or a combination of one or more of the foregoing, and may be configured to configure the processing device to operate as desired or to process it collectively or collectively Device can be commanded. The software and / or data may be in the form of any type of machine, component, physical device, virtual equipment, computer storage media, or device , Or may be permanently or temporarily embodied in a transmitted signal wave. The software may be distributed over a networked computer system and stored or executed in a distributed manner. The software and data may be stored on one or more computer readable recording media.

The method according to an embodiment may be implemented in the form of a program command that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, and the like, alone or in combination. The program instructions to be recorded on the medium may be those specially designed and configured for the embodiments or may be available to those skilled in the art of computer software. Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape; optical media such as CD-ROMs and DVDs; magnetic media such as floppy disks; Magneto-optical media, and hardware devices specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

Although the embodiments have been described with reference to the drawings, various technical modifications and variations may be applied to those skilled in the art. For example, it is to be understood that the techniques described may be performed in a different order than the described methods, and / or that components of the described systems, structures, devices, circuits, Lt; / RTI > or equivalents, even if it is replaced or replaced.

Claims (12)

A communication unit for receiving a request message with a down payment on the first object that can be confirmed through the user terminal of the consumer; And
A processor for processing an amount corresponding to a down payment for trading the first object and transmitting the reservation request message to the transaction server of the first object using the communication unit,
≪ / RTI > The method according to claim 1,
Wherein the communication unit receives an acknowledgment message regarding the second object from the user terminal, and the processor accepts the asserted amount in accordance with the acknowledgment message,
Wherein the second object corresponds to the real object of the first object. 3. The method of claim 2,
Wherein the communication unit transmits a payment request message of remaining balance for trading the first object to the user terminal. 3. The method of claim 2,
And the communication unit transmits a rent payment request message for using the first object to the user terminal. 5. The method of claim 4,
Wherein the communication unit receives from the user terminal an installment request message of an entire monthly rent amount corresponding to a contract period of the first object, and the processor performs charge processing for the entire monthly rent amount by the contract period. The method according to claim 1,
Wherein the communication unit receives an inconsistency message relating to the second object from the user terminal, and the processor makes a payment cancellation process on the entrusted amount in accordance with the inconsistency message,
Wherein the second object corresponds to the real object of the first object. The method according to claim 6,
The processor transmits a transfer request message for transferring a penalty determined based on the down payment from the account of the seller associated with the first object to the account of the customer using the communication unit. The method according to claim 6,
Wherein the processor accepts the merchant ' s awarded penalty associated with the first object. A communication unit for receiving a request message from the seller's user terminal regarding a first object for which transaction information is provided through the transaction server; And
A processor for processing an amount of money corresponding to a penalty for trading the first object and transmitting a confirmation message of a penalty fee to the transaction server using the communication unit,
≪ / RTI > 10. The method of claim 9,
Wherein the communication unit receives an acknowledgment message relating to a second object from the transaction server, and the processor cancels payment of the betrayed amount according to the confirmation message,
Wherein the second object corresponds to the real object of the first object. 10. The method of claim 9,
Wherein the communication unit receives the inconsistency message regarding the second object from the transaction server, and the processor accepts the inconsistent amount in accordance with the inconsistency message,
Wherein the second object corresponds to the real object of the first object. 10. The method of claim 9,
Wherein the communication unit receives from the user terminal of the seller a request message that is a penalty fee for the first object that is real estate in which at least one of down payment, rent, rent, and photo information is provided as the transaction information through the real estate direct transaction server Device.
KR1020150180699A 2015-12-17 2015-12-17 Computing apparatus of managing real estate brokerage and real estate contract KR20170072489A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101875589B1 (en) * 2018-03-23 2018-07-06 주식회사 씨앤티앤 Online transaction management system supporting cancellation of reservations or bookings, and the operating method thereof
KR20190047492A (en) 2017-10-27 2019-05-08 주식회사 최고의 환한미소 AGRICULTURAL AND MARINE PRODUCTS farming MANAGEMENT SYSTEM USING VACANT HOUSE

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20190047492A (en) 2017-10-27 2019-05-08 주식회사 최고의 환한미소 AGRICULTURAL AND MARINE PRODUCTS farming MANAGEMENT SYSTEM USING VACANT HOUSE
KR101875589B1 (en) * 2018-03-23 2018-07-06 주식회사 씨앤티앤 Online transaction management system supporting cancellation of reservations or bookings, and the operating method thereof

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