KR20170067394A - System and method for simplified payment service - Google Patents
System and method for simplified payment service Download PDFInfo
- Publication number
- KR20170067394A KR20170067394A KR1020150174026A KR20150174026A KR20170067394A KR 20170067394 A KR20170067394 A KR 20170067394A KR 1020150174026 A KR1020150174026 A KR 1020150174026A KR 20150174026 A KR20150174026 A KR 20150174026A KR 20170067394 A KR20170067394 A KR 20170067394A
- Authority
- KR
- South Korea
- Prior art keywords
- settlement
- information
- payment
- simple settlement
- prepaid card
- Prior art date
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a system and method for providing a simple settlement service, including a simple settlement information management unit for generating and managing simple settlement information in cooperation with a card issuer server based on user settlement information received through a merchant server; A simple payment approval processing unit for receiving a simple settlement approval request signal from a user terminal, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server; And a prepaid card management unit for generating a prepaid card number, accumulating a predetermined amount for the prepaid card number and transmitting the prepaid card number to the user terminal when the payment approval acknowledgment signal is received from the card issuer server, Wherein the management unit receives the simple settlement request signal from the merchant terminal, verifies the validity of the prepaid card, updates the accumulated amount, and transmits a simple settlement response signal to the user terminal. Provides a method to use.
Description
The present invention relates to a payment service providing system and method, and more particularly, to a system and method for providing a simple settlement service capable of performing card settlement only by inputting a password, And more particularly, to a simple payment system and method for allowing a user to perform a payment.
It is a well-known fact that the rate of purchasing goods or services through e-commerce, that is, shopping mall servers on the Internet, has increased remarkably due to the rapid diffusion of the Internet and smart phones. In such electronic commerce transactions, various types of payment such as a credit card or a check card are often performed. In the known credit card payment method, instead of the traditional payment method in which the card information such as the card number and the expiration date is input each time A so-called " quick settlement "service is proposed in which a card number and a password are registered in advance and a payment is made by only entering a password.
Such a simple settlement service can also be used in an offline merchant. The simple settlement service has an advantage in that it is faster than the conventional method because the settlement is performed by inputting only the password. However, such a simple settlement service also performs the transaction every time There is a limitation in that it is necessary to perform a procedure of receiving a payment approval through a credit card company server every time a password is inputted every time.
SUMMARY OF THE INVENTION It is an object of the present invention to provide a system and a method for providing a repetitive simple settlement service more quickly, efficiently and conveniently by only one authentication.
In order to solve the above problems, the present invention provides a simple settlement service providing system for providing a simple settlement service in cooperation with a merchant server, an affiliate store terminal, a credit card company server, and a user terminal, A simple payment information management unit for generating and managing the simple payment information in cooperation with the card issuer server based on the simple payment information; A simple payment approval processing unit for receiving a simple settlement approval request signal from a user terminal, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server; And a prepaid card management unit for generating a prepaid card number, accumulating a predetermined amount for the prepaid card number and transmitting the prepaid card number to the user terminal when the payment approval acknowledgment signal is received from the card issuer server, Wherein the management unit receives the simple settlement request signal from the merchant terminal, verifies the validity of the prepaid card, updates the accumulated amount, and transmits a simple settlement response signal to the user terminal. do.
Here, the user payment information may include card information and user authentication information for easy settlement.
Also, the simple settlement information management unit may transmit the card information to a card company server, receive an authentication success signal transmitted when authentication based on the card information is successful in the card company server, generate simple payment information for the user, The simple settlement information may include card information and user authentication information for easy settlement.
The simple settlement approval processing unit may be configured to perform user authentication based on the simple settlement user authentication information included in the simple settlement approval request signal when the simple settlement approval request signal is received from the user terminal.
Further, the simple settlement approval processing unit may generate a settlement approval text when the user authentication is successful, transmit the settlement approval text to the card company server, and receive the settlement approval response signal from the card company server.
The prepaid card management unit may set validity time information indicating a period in which the prepaid card number is valid.
In addition, the prepaid card management unit may receive the prepaid card number and the payment amount information from the merchant terminal that has acquired the prepaid card number by scanning the image code generated and displayed on the basis of the prepaid card number by the user terminal having received the prepaid card number And a simple settlement request signal including the settlement request signal.
Also, the prepaid card management unit may verify the validity of the prepaid card based on whether the payment amount information included in the simple settlement request signal received from the merchant terminal is within the accumulated amount range.
In addition, the prepaid card management unit may further be configured to verify the validity of the prepaid card according to whether the time when the simple settlement request signal is transmitted is within the effective time range.
In addition, the prepaid card management unit may update the accumulated amount by subtracting the amount of payment from the accumulated amount when the validity verification is successful, and then transmit a simple settlement response signal to the affiliate terminal and the user terminal.
In addition, the prepaid card management unit may transmit to the card issuer server a partial revocation request signal requesting partial withdrawal of the accumulated amount with respect to the prepaid card number with the validity time, and the card issuer server may perform the partial revocation procedure .
According to another aspect of the present invention, there is provided a method of providing a simple settlement service in a simple settlement service providing system, including the steps of: generating simple settlement information in cooperation with a card issuer server based on user settlement information received through a merchant server A first step; A second step of receiving a simple payment approval request signal from the user terminal, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server; A third step of generating a prepaid card number, accumulating a predetermined amount for the prepaid card number and transmitting the prepaid card number to the user terminal when the payment approval acknowledgment signal is received from the card issuer server; And a fourth step of receiving a simple settlement request signal from the merchant terminal, verifying the validity of the prepaid card, updating the accumulated amount, and transmitting a simple settlement response signal to the user terminal do.
According to another aspect of the present invention, there is provided a system for providing a simple settlement service that provides a simple settlement service in cooperation with a merchant server, an affiliate store terminal, a card company server, and a user terminal, A simple payment information management unit for generating and managing the simple payment information in cooperation with the simple payment information management unit; A simple settlement authentication unit for receiving a simple settlement approval request signal from a user terminal and performing user authentication; A use condition information management unit for generating usage condition information in which a use condition is set when the user authentication is successful and transmitting the usage condition information to the user terminal; And a simple settlement processing unit for receiving a simple settlement request signal from the merchant terminal, verifying the validity of the use condition information, generating a settlement approval telegram, transmitting the settlement approval telegram to the card company server, and receiving a settlement approval response signal from the card company server And provides a service providing system.
Here, the simple settlement authentication unit may perform user authentication based on the simple settlement user authentication information included in the simple settlement approval request signal when the simple settlement authentication request signal is received from the user terminal.
The usage condition information may include at least one of a number of settlement, a limit amount, and an effective time.
In addition, the simple settlement processing unit may be configured such that the user terminal, which has received the use condition information, scans the image code generated and displayed based on the usage condition information and receives the usage condition information and the payment amount information And a simple payment request signal.
It is preferable that the simple settlement processing unit verifies the validity based on the use condition information included in the simple settlement request signal.
Further, the simple settlement processing unit can verify the validity by at least one of the number of settlement, the limit amount, and the validity time.
In addition, when the validity verification is successful, the simple settlement processing unit may generate a payment approval text to be transmitted to the card company server and transmit the generated payment approval text to the card company server.
According to another aspect of the present invention, there is provided a method for providing a simple settlement service in a simple settlement service providing system as described above, the method comprising: generating simple settlement information in cooperation with a card issuer server based on user settlement information received through a merchant server; ; A second step of receiving a simple settlement approval request signal from a user terminal and performing user authentication; A third step of generating usage condition information in which a usage condition is set when the user authentication is successful and transmitting the usage condition information to the user terminal; And a fourth step of receiving a simple settlement request signal from the merchant terminal, verifying the validity of the use condition information, generating a payment approval telegram, and transmitting the payment approval telegram to the card company server and receiving a payment approval response signal from the card company server Provide a method of providing.
According to the present invention, it is possible to provide a system and a method for providing a repetitive simple settlement service more quickly, efficiently, and conveniently by only one authentication.
Particularly, according to the present invention, in the case of performing the simple settlement simply by inputting the password at the offline merchant, the simple settlement can be provided without additional authentication within the range of the prepaid amount or the use condition information, The convenience can be improved.
1 is a diagram showing the overall connection relationship between the
2 is a diagram illustrating a configuration of a simple settlement
3 is a view showing an example of a prepaid card table.
4 and 5 are flowcharts illustrating a method of providing a simple settlement service according to the present invention.
FIG. 6 shows a procedure for processing the accumulated amount after the elapse of the valid time.
7 and 8 are diagrams for explaining a simple
Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
1 is a diagram showing the overall connection relationship between the
Referring to FIG. 1, the simple settlement
Here, the
The
The
The
The simple settlement
Here, "easy settlement" is a method in which, instead of a method of generating a payment approval text through the
The simple settlement
2 is a diagram illustrating a configuration of a simple settlement
Referring to FIG. 2, the simple settlement
The simple payment
Here, the user payment information transmitted from the
This information is input from the user through the
Further, if necessary, the user payment information may further include information such as a mobile phone number, a date of birth, a resident registration number, etc. for user authentication of the user.
The simple payment
Upon receipt of the authentication success signal, the simple payment
The simple settlement
As described above, when the simple payment
Upon receipt of the simple settlement request signal, the simple settlement
When the settlement approval specialization is generated, the simple settlement
When the prepaid
Here, the prepaid card number is a kind of virtual card number, and it accumulates a predetermined amount of money for the prepaid card number. The accumulated amount can be adjusted according to the setting in the user or the simple settlement
If the user repeatedly performs the simple settlement within the accumulated amount range, the simple settlement approval process, that is, the
At this time, the prepaid
The prepaid
3 is a view showing an example of a prepaid card table.
As shown in FIG. 3, it can be seen that the accumulated amount and the validity time are stored corresponding to each prepaid card number. In FIG. 3, the user ID is also stored. As shown in FIG. 3, the accumulated amount can be set differently for each user. Also, the validity time may be set differently.
The prepaid
Upon receipt of the simple settlement request signal, the prepaid
The first method is to judge whether the balance of the accumulated amount is larger than the settlement amount. If the accumulated amount is smaller than the payment amount, it is determined that the validity verification has failed and a message such as "insufficient balance ", for example, may be transmitted to the franchised terminal 200 as a simple settlement response signal. If the accumulated amount is larger than the payment amount, it is judged that the validation is successful.
The second method is a method of confirming valid time information in addition to the first method. As described above, the valid time information is stored in the prepaid
If the validity verification is successful, the prepaid
Also, the
In this state, if the user desires to perform simple settlement again, the simple payment approval request to prepaid card number generation process as described above is omitted, the image code is generated, and the image is scanned from the
4 and 5 are flowcharts illustrating a method of providing a simple settlement service according to the present invention. FIG. 4 illustrates an example of a service registration process for using a simple settlement service, and FIG. .
Referring to FIG. 4, the user joins the
Upon receiving the simple settlement service registration request, the
The user inputs the user payment information through the interface provided in the
Here, the user payment information includes, for example, card information to be used for simple settlement and user authentication information for easy settlement. The card information includes information such as a user's credit card (check card) number, expiration date, password, etc., and the user authentication information for easy payment includes a password used when processing payment using the simple payment service according to the invention .
The simple settlement
The
Upon receipt of the authentication success signal, the simple settlement
A process in which the user performs the simple settlement service at the merchant while being registered in the simple settlement service will be described with reference to FIG.
First, the user executes the simple payment application installed in the
When the simple settlement is selected, the
The simple settlement
If the user authentication is successful, the simple payment
Upon receipt of the payment approval telegram, the
Upon receiving the payment approval response signal, the prepaid
The prepaid
Upon receipt of the prepaid card number, the
Then, the
Next, the
The prepaid
As described above, the validity verification is performed by comparing the accumulated amount with the settlement amount. Further, validity verification may be additionally performed by determining whether the validity time is within the validity time information range.
If the validity verification is successful, the prepaid
The prepaid
Thereafter, if the user wishes to perform the simple settlement again, if the accumulated amount is sufficient and is within the effective time range, steps S200 to S208 are omitted, and only steps S209 to S215 It is enough to do. In other words, since the simple settlement approval requesting process can be omitted, it is possible to provide a remarkably simple and quick settlement service as compared with the conventional simple settlement service.
FIG. 6 shows a procedure for processing the accumulated amount after the elapse of the valid time.
As described above, the prepaid
The
7 and 8 are diagrams for explaining a simple
FIG. 7 is a diagram illustrating a configuration of a simple
7, the simple
The simple payment
The simple
As described above, when the simple payment
Upon receipt of the simple settlement request signal, the simple
The usage condition
Here, the use condition information may be information such as the number of settlement, the limit amount, the validity time, and the like. When the use condition information is generated, the use condition
Upon receiving the use condition information, the
The simple settlement processing unit 740 receives the simple settlement request signal from the
Upon receipt of the simple settlement request signal, the simple settlement processing unit 740 verifies the use condition information included in the simple settlement request signal and verifies the validity based on the use condition information. Here, the validity verification can be performed by judging whether or not the information included in the use condition, that is, the settlement frequency, the limit value, and the settlement request within the validity time range.
If the validity verification is successful, the simple settlement processing unit 740 generates a payment approval text to be transmitted to the
When the payment approval specialist is generated, the simple settlement processing unit 740 transmits the payment approval telegram to the
In this state, if the user desires to perform the simple settlement again, the simple payment approval request to prepaid card number generation process as described above is omitted, and the image code is generated and scanned by the
FIG. 8 is a flowchart illustrating an embodiment of a method performed in the simple settlement
Referring to FIG. 8, the
If the user authentication is successful, the use condition
The
The
The simple settlement processing unit 740 of the simple settlement
The
The simple settlement
Thereafter, if the user wishes to perform the simple settlement again, if it is within the range of the set use condition information, the steps S400 to S404 are skipped and only the steps S405 to S414 are performed It is enough. In other words, since the simple settlement approval requesting process can be omitted, it is possible to provide a remarkably simple and quick settlement service as compared with the conventional simple settlement service.
While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims.
100 ... Simple Payment Service System
200 ... merchant terminal
300 ... card company server
400 ... user terminal
500 ... Merchant server
Claims (20)
A simple payment information management unit for generating and managing the simple payment information in cooperation with the card issuer server based on the user payment information received through the merchant server;
A simple payment approval processing unit for receiving a simple settlement approval request signal from a user terminal, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server; And
A prepaid card management unit for generating a prepaid card number, accumulating a preset amount for the prepaid card number and transmitting the prepaid card number to the user terminal when receiving a payment approval response signal from the card issuer server,
Lt; / RTI >
Wherein the prepaid card management unit receives the simple settlement request signal from the merchant terminal, verifies the validity of the prepaid card, updates the accumulated amount, and transmits a simple settlement response signal to the user terminal system.
Wherein the user payment information includes card information and user authentication information for easy settlement.
Wherein the simple settlement information management unit transmits the card information to a card company server, receives an authentication success signal transmitted when authentication based on the card information is successful in the card company server, and generates simple settlement information for the user, Wherein the payment information includes card information and user authentication information for easy settlement.
The simple settlement approval processing unit,
Wherein the user authentication is performed based on the user authentication information for easy settlement included in the simple settlement approval request signal when the simple settlement approval request signal is received from the user terminal.
Wherein the simple payment approval processing unit generates a payment approval telegram when the user authentication is successful and transmits the payment approval telegram to the card company server and receives a payment approval response signal from the card company server.
The prepaid card management unit,
And sets effective time information indicating a period in which the prepaid card number is valid.
The prepaid card management unit,
The user terminal having received the prepaid card number scans the image code generated and displayed on the basis of the prepaid card number to obtain a simple settlement request signal including the prepaid card number and the payment amount information from the merchant terminal that has obtained the prepaid card number And the payment information is received by the user.
Wherein the prepaid card management unit verifies the validity of the prepaid card according to whether the payment amount information included in the simple settlement request signal received from the merchant terminal is within the accumulated amount range.
Wherein the prepaid card management unit further verifies the validity of the prepaid card according to whether the time when the simple settlement request signal is transmitted is within the effective time range.
Wherein the prepaid card management unit updates the accumulated amount by subtracting the amount of payment from the accumulated amount when the validity verification is successful, and then transmits a simple settlement response signal to the affiliate terminal and the user terminal.
Wherein the prepaid card management unit transmits to the card company server a partial revocation request signal requesting partial withdrawal of the accumulated amount with respect to the prepaid card number for which the valid time has come, and the card company server performs the partial withdrawal procedure Payment service delivery system.
A first step of generating simple settlement information in cooperation with a card issuer server based on user settlement information received through a merchant server;
A second step of receiving a simple payment approval request signal from the user terminal, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server;
A third step of generating a prepaid card number, accumulating a predetermined amount for the prepaid card number and transmitting the prepaid card number to the user terminal when the payment approval acknowledgment signal is received from the card issuer server; And
A fourth step of receiving a simple settlement request signal from the merchant terminal, verifying the validity of the prepaid card, updating the accumulated amount, and transmitting a simple settlement response signal to the user terminal
The method comprising the steps of:
A simple payment information management unit for generating and managing the simple payment information in cooperation with the card issuer server based on the user payment information received through the merchant server;
A simple settlement authentication unit for receiving a simple settlement approval request signal from a user terminal and performing user authentication;
A use condition information management unit for generating usage condition information in which a use condition is set when the user authentication is successful and transmitting the usage condition information to the user terminal; And
A simple settlement processing unit for receiving a simple settlement request signal from the merchant terminal, verifying the validity of the use condition information, generating a settlement approval telegram and transmitting it to the card company server and receiving a settlement approval response signal from the card company server,
The settlement service providing system comprising:
The simple settlement authentication unit,
Wherein the user authentication is performed based on the user authentication information for easy settlement included in the simple settlement approval request signal when the simple settlement approval request signal is received from the user terminal.
Wherein the usage condition information includes at least one of a payment count, a limit amount, and an expiration time.
The simple settlement processing unit may include the usage condition information and the settlement amount information from the merchant terminal that has scanned the image code generated and displayed on the basis of the usage condition information by the user terminal that has received the use condition information, And a simple settlement requesting signal for receiving the simple settlement request signal.
Wherein the simple settlement processing unit verifies the validity based on the use condition information included in the simple settlement request signal.
Wherein the simple settlement processing unit verifies the validity by at least one of a settlement count, a limit amount, and an effective time.
Wherein the simple payment processing unit generates a payment approval text to be transmitted to the card company server when the validity verification is successful and transmits the generated payment approval text to the card company server.
A first step of generating simple settlement information in cooperation with a card issuer server based on user settlement information received through a merchant server;
A second step of receiving a simple settlement approval request signal from a user terminal and performing user authentication;
A third step of generating usage condition information in which a usage condition is set when the user authentication is successful and transmitting the usage condition information to the user terminal;
A fourth step of receiving a simple settlement request signal from the merchant terminal, verifying the validity of the use condition information, generating a payment approval telegram, transmitting the payment approval telegram to the card company server, and receiving a payment approval response signal from the card company server
The method comprising the steps of:
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150174026A KR20170067394A (en) | 2015-12-08 | 2015-12-08 | System and method for simplified payment service |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150174026A KR20170067394A (en) | 2015-12-08 | 2015-12-08 | System and method for simplified payment service |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| KR20170067394A true KR20170067394A (en) | 2017-06-16 |
Family
ID=59278783
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020150174026A KR20170067394A (en) | 2015-12-08 | 2015-12-08 | System and method for simplified payment service |
Country Status (1)
| Country | Link |
|---|---|
| KR (1) | KR20170067394A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111566629A (en) * | 2018-01-18 | 2020-08-21 | 飞力凯网路股份有限公司 | Information processing apparatus, information processing method, user terminal, service providing apparatus, and service providing method |
| KR102298470B1 (en) * | 2020-03-24 | 2021-09-03 | 주식회사 카카오페이 | Device and method for easy payments service |
-
2015
- 2015-12-08 KR KR1020150174026A patent/KR20170067394A/en not_active Application Discontinuation
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111566629A (en) * | 2018-01-18 | 2020-08-21 | 飞力凯网路股份有限公司 | Information processing apparatus, information processing method, user terminal, service providing apparatus, and service providing method |
| KR102298470B1 (en) * | 2020-03-24 | 2021-09-03 | 주식회사 카카오페이 | Device and method for easy payments service |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20200019950A1 (en) | Systems and methods for transaction pre- authentication | |
| CN103975352A (en) | Securely reloadable electronic wallet | |
| CN115907763A (en) | Providing payment credentials to a consumer | |
| US20220342975A1 (en) | System and method employing reduced time device processing | |
| KR101122032B1 (en) | Method for carrying out an electronic transaction | |
| WO2014177877A2 (en) | Authentication system for purchase delivery | |
| KR101855403B1 (en) | Method for Payment at Non-Face to Face by using One Time Number | |
| JP2014002741A (en) | Ars authorization-based account settling system and settling method using diverse kinds of settling means | |
| KR20170067394A (en) | System and method for simplified payment service | |
| KR101939187B1 (en) | Payment server based on vehicle number and payment system and method therefor | |
| KR101502997B1 (en) | Payment system and payment method using one time password | |
| KR101870130B1 (en) | Payment method for contents | |
| CN112041869A (en) | Multi-action transaction system and method | |
| KR20120002136A (en) | Overseas electronic cash rebating apparatus and method using electronic merchandise bond | |
| KR101045241B1 (en) | System and method for authenticating seller using credit card system | |
| KR20110069270A (en) | Payment gateway system for processing credit card payment admission | |
| KR101253254B1 (en) | Payment system using phone number and method thereof | |
| KR102234918B1 (en) | method for paying purchase price using mobile telecommunication subscriber information for nonmember | |
| KR20130089746A (en) | Payment method using smart device | |
| KR101225290B1 (en) | Remittance system for small amount of money using smart phone and method thereof | |
| KR101844904B1 (en) | Payment method for contents | |
| KR102205947B1 (en) | Credit card payment method for e-business | |
| KR20200063114A (en) | Method for Processing Settlement by using Program Installing Handheld Phone | |
| KR20110102659A (en) | Billing secured payment method and system | |
| WO2024026220A1 (en) | Systems and methods for transacting over a network |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| E601 | Decision to refuse application |