KR20170039521A - Mobile terminal - Google Patents

Mobile terminal Download PDF

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Publication number
KR20170039521A
KR20170039521A KR1020150138772A KR20150138772A KR20170039521A KR 20170039521 A KR20170039521 A KR 20170039521A KR 1020150138772 A KR1020150138772 A KR 1020150138772A KR 20150138772 A KR20150138772 A KR 20150138772A KR 20170039521 A KR20170039521 A KR 20170039521A
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KR
South Korea
Prior art keywords
card
mobile terminal
card chip
chip
user
Prior art date
Application number
KR1020150138772A
Other languages
Korean (ko)
Inventor
박광수
허수진
노현주
배민화
Original Assignee
엘지전자 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 엘지전자 주식회사 filed Critical 엘지전자 주식회사
Priority to KR1020150138772A priority Critical patent/KR20170039521A/en
Publication of KR20170039521A publication Critical patent/KR20170039521A/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353Payments by cards read by M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354Card activation or deactivation
    • H04M1/72522
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2250/00Details of telephonic subscriber devices
    • H04M2250/10Details of telephonic subscriber devices including a GPS signal receiver
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2250/00Details of telephonic subscriber devices
    • H04M2250/14Details of telephonic subscriber devices including a card reading device
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2250/00Details of telephonic subscriber devices
    • H04M2250/22Details of telephonic subscriber devices including a touch pad, a touch sensor or a touch detector

Abstract

Provided is a mobile terminal promoting to use a card, and enhancing security related to the card. The mobile terminal comprises: a card module tray having at least one detachable card chip; and a control unit for activating or inactivating at least one chip installed in the card module tray, and controlling to perform payment using the activated card chip.

Description

[0001] MOBILE TERMINAL [0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a mobile terminal in which the use of a card is facilitated and card-related security is enhanced.

A terminal can be divided into a mobile terminal (mobile / portable terminal) and a stationary terminal according to whether the terminal can be moved. The mobile terminal can be divided into a handheld terminal and a vehicle mounted terminal according to whether the user can directly carry the mobile terminal.

The functions of mobile terminals are diversified. For example, there are data and voice communication, photographing and video shooting through a camera, voice recording, music file playback through a speaker system, and outputting an image or video to the display unit 151.

Meanwhile, many users put a plastic card such as a credit card in the case of the mobile terminal. Such a plastic card has a high risk of loss, and when it is lost, information is leaked to a third party and the security of the plastic card is very weak due to payment of the card.

In recent years, a card-related application is installed in a mobile terminal, and a card can be settled through a mobile terminal.

However, card settlement using a card-related application installed on a mobile terminal still has a problem of poor security.

The present invention is directed to solving the above-mentioned problems and other problems.

Another object of the present invention is to provide a mobile terminal in which the use of the card is facilitated and the card-related security is enhanced.

According to an aspect of the present invention, there is provided a mobile terminal comprising: a card module tray in which at least one card chip is detachable; And a control unit. The controller controls to activate or deactivate the at least one card chip mounted on the card module tray and perform settlement using the activated card chip.

The effect of the mobile terminal according to the present invention will be described below.

According to at least one of the embodiments of the present invention, since the card chip can be mounted on the card or the card module tray of the mobile terminal, payment can be made on-line / off-line, There is an advantage that use can be promoted.

In addition, according to at least one embodiment of the present invention, since at least one card chip can be mounted on the card module tray of the mobile terminal, it is not necessary to carry a plurality of cards in a case or a wallet, There is an advantage that it can be.

In addition, according to at least one embodiment of the present invention, when a specific card chip is set to an active state, a specific card chip is physically locked in a specific slot, so that a third party who acquires the mobile terminal arbitrarily identifies the corresponding card chip The card chip can be prevented from being detached from the slot and the damage using the card chip can be prevented.

Further scope of applicability of the present invention will become apparent from the following detailed description. It should be understood, however, that the detailed description and specific examples, such as the preferred embodiments of the invention, are given by way of illustration only, since various changes and modifications within the spirit and scope of the invention will become apparent to those skilled in the art.

1A is a block diagram illustrating a mobile terminal according to the present invention.
1B is a perspective view illustrating an example of a mobile terminal according to the present invention.
2 is a view showing a card according to the present invention.
3 is a view showing a card module tray on which the card chip shown in FIG. 2 is mounted.
4 is a flowchart illustrating a method of registering a specific card chip in a mobile terminal according to the present invention.
5 is a diagram illustrating a screen for explaining a method of registering a specific card chip in a mobile terminal according to the present invention.
FIG. 6 is a flowchart illustrating a method for activating a specific card chip in the mobile terminal according to the present invention.
FIG. 7 is a diagram showing an example of a screen in which an activation setting screen is displayed. FIG.
8 is a flowchart illustrating a card settlement method in a mobile terminal according to the present invention.
9 is a view illustrating a card chip list screen in a mobile terminal according to the present invention.
10 is a flowchart illustrating a method of recommending a payment card using GPS in a mobile terminal according to the present invention.
FIG. 11 is a view illustrating a method of recommending a payment card using GPS in a mobile terminal according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout. The suffix "module" and " part "for the components used in the following description are given or mixed in consideration of ease of specification, and do not have their own meaning or role. In the following description of the embodiments of the present invention, a detailed description of related arts will be omitted when it is determined that the gist of the embodiments disclosed herein may be blurred. It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. , ≪ / RTI > equivalents, and alternatives.

Terms including ordinals, such as first, second, etc., may be used to describe various elements, but the elements are not limited to these terms. The terms are used only for the purpose of distinguishing one component from another.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.

The singular expressions include plural expressions unless the context clearly dictates otherwise.

In the present application, the terms "comprises", "having", and the like are used to specify that a feature, a number, a step, an operation, an element, a component, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

The mobile terminal described in this specification includes a mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a personal digital assistant (PDA), a portable multimedia player (PMP), a navigation device, a slate PC A tablet PC, an ultrabook, a wearable device such as a smartwatch, a smart glass, and a head mounted display (HMD). have.

However, it should be understood by those skilled in the art that the configuration according to the embodiments described herein may be applied to fixed terminals such as a digital TV, a desktop computer, a digital signage, and the like, It will be easy to see.

1A and 1B. FIG. 1A is a block diagram illustrating a mobile terminal according to the present invention, and FIG. 1B is a perspective view illustrating an example of a mobile terminal according to the present invention.

The mobile terminal 100 includes a wireless communication unit 110, an input unit 120, a sensing unit 140, an output unit 150, an interface unit 160, a memory 170, a control unit 180, And the like. The components shown in FIG. 1A are not essential for implementing a mobile terminal, so that the mobile terminal described herein may have more or fewer components than the components listed above.

The wireless communication unit 110 may be connected between the mobile terminal 100 and the wireless communication system or between the mobile terminal 100 and another mobile terminal 100 or between the mobile terminal 100 and the external server 100. [ Lt; RTI ID = 0.0 > wireless < / RTI > In addition, the wireless communication unit 110 may include one or more modules for connecting the mobile terminal 100 to one or more networks.

The wireless communication unit 110 may include at least one of a broadcast receiving module 111, a mobile communication module 112, a wireless Internet module 113, a short distance communication module 114, and a location information module 115 .

The input unit 120 includes a camera 121 or an image input unit for inputting a video signal, a microphone 122 for inputting an audio signal, an audio input unit, a user input unit 123 for receiving information from a user A touch key, a mechanical key, and the like). The voice data or image data collected by the input unit 120 may be analyzed and processed by a user's control command.

The sensing unit 140 may include at least one sensor for sensing at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information. For example, the sensing unit 140 may include a proximity sensor 141, an illumination sensor 142, a touch sensor, an acceleration sensor, a magnetic sensor, A G-sensor, a gyroscope sensor, a motion sensor, an RGB sensor, an infrared sensor, a finger scan sensor, an ultrasonic sensor, A microphone 226, a battery gauge, an environmental sensor (for example, a barometer, a hygrometer, a thermometer, a radiation detection sensor, A thermal sensor, a gas sensor, etc.), a chemical sensor (e.g., an electronic nose, a healthcare sensor, a biometric sensor, etc.). Meanwhile, the mobile terminal disclosed in the present specification can combine and utilize information sensed by at least two of the sensors.

The output unit 150 includes at least one of a display unit 151, an acoustic output unit 152, a haptic tip module 153, and a light output unit 154 to generate an output related to visual, auditory, can do. The display unit 151 may have a mutual layer structure with the touch sensor or may be integrally formed to realize a touch screen. The touch screen may function as a user input unit 123 that provides an input interface between the mobile terminal 100 and a user and may provide an output interface between the mobile terminal 100 and a user.

The interface unit 160 serves as a path to various types of external devices connected to the mobile terminal 100. The interface unit 160 is connected to a device having a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, And may include at least one of a port, an audio I / O port, a video I / O port, and an earphone port. In the mobile terminal 100, corresponding to the connection of the external device to the interface unit 160, it is possible to perform appropriate control related to the connected external device.

In addition, the memory 170 stores data supporting various functions of the mobile terminal 100. The memory 170 may store a plurality of application programs or applications driven by the mobile terminal 100, data for operation of the mobile terminal 100, and commands. At least some of these applications may be downloaded from an external server via wireless communication. Also, at least a part of these application programs may exist on the mobile terminal 100 from the time of shipment for the basic functions (e.g., telephone call receiving function, message receiving function, and calling function) of the mobile terminal 100. Meanwhile, the application program may be stored in the memory 170, installed on the mobile terminal 100, and operated by the control unit 180 to perform the operation (or function) of the mobile terminal.

In addition to the operations related to the application program, the control unit 180 typically controls the overall operation of the mobile terminal 100. The control unit 180 may process or process signals, data, information, and the like input or output through the above-mentioned components, or may drive an application program stored in the memory 170 to provide or process appropriate information or functions to the user.

In addition, the controller 180 may control at least some of the components illustrated in FIG. 1A in order to drive an application program stored in the memory 170. FIG. In addition, the controller 180 may operate at least two of the components included in the mobile terminal 100 in combination with each other for driving the application program.

The power supply unit 190 receives external power and internal power under the control of the controller 180 and supplies power to the components included in the mobile terminal 100. The power supply unit 190 may include a battery, and the battery may be an internal battery or a replaceable battery.

At least some of the components may operate in cooperation with one another to implement a method of operation, control, or control of a mobile terminal according to various embodiments described below. The method of operation, control, or control of the mobile terminal may also be implemented on the mobile terminal by driving at least one application program stored in the memory 170. [

Referring to FIG. 1B, the disclosed mobile terminal 100 includes a bar-shaped terminal body. However, the present invention is not limited thereto and can be applied to various structures such as a folder type, a flip type, a slide type, a swing type, and a swivel type in which a watch type, a clip type, a glass type or two or more bodies are relatively movably coupled . A description of a particular type of mobile terminal, although relevant to a particular type of mobile terminal, is generally applicable to other types of mobile terminals.

Here, the terminal body can be understood as a concept of referring to the mobile terminal 100 as at least one aggregate.

The mobile terminal 100 includes a case (for example, a frame, a housing, a cover, and the like) that forms an appearance. As shown, the mobile terminal 100 may include a front case 101 and a rear case 102. Various electronic components are disposed in the inner space formed by the combination of the front case 101 and the rear case 102.

A display unit 151 is disposed on a front surface of the terminal body to output information. The window 151a of the display unit 151 may be mounted on the front case 101 to form a front surface of the terminal body together with the front case 101. [

The mobile terminal 100 is provided with a display unit 151, first and second sound output units 152a and 152b, a proximity sensor 141, an illuminance sensor 142, a light output unit 154, Cameras 121a and 121b, first and second operation units 123a and 123b, a microphone 122, an interface unit 160, and the like.

1B, a display unit 151, a first sound output unit 152a, a proximity sensor 141, an illuminance sensor 142, an optical output unit 154, A second operation unit 123b, a microphone 122 and an interface unit 160 are disposed on a side surface of the terminal body, and the first camera 121a and the first operation unit 123a are disposed on the rear surface of the terminal body. The mobile terminal 100 in which the second sound output unit 152b and the second camera 121b are arranged will be described as an example.

However, these configurations are not limited to this arrangement. These configurations may be excluded or replaced as needed, or placed on different planes. For example, the first operation unit 123a may not be provided on the front surface of the terminal body, and the second sound output unit 152b may be provided on the side surface of the terminal body rather than the rear surface of the terminal body.

The display unit 151 displays (outputs) information processed by the mobile terminal 100. For example, the display unit 151 may display execution screen information of an application program driven by the mobile terminal 100 or UI (User Interface) and GUI (Graphic User Interface) information according to the execution screen information .

The display unit 151 may include a touch sensor that senses a touch with respect to the display unit 151 so that a control command can be received by a touch method.

The first sound output unit 152a may be implemented as a receiver for transmitting a call sound to a user's ear and the second sound output unit 152b may be implemented as a loud speaker for outputting various alarm sounds or multimedia playback sounds. ). ≪ / RTI >

The optical output unit 154 is configured to output light for notifying the occurrence of an event.

The first camera 121a processes an image frame of a still image or a moving image obtained by the image sensor in the photographing mode or the video communication mode. The processed image frame can be displayed on the display unit 151 and can be stored in the memory 170. [

The first and second operation units 123a and 123b may be collectively referred to as a manipulating portion as an example of a user input unit 123 operated to receive a command for controlling the operation of the mobile terminal 100 have.

The microphone 122 is configured to receive the user's voice, other sounds, and the like.

The interface unit 160 is a path through which the mobile terminal 100 can be connected to an external device.

And a second camera 121b may be disposed on a rear surface of the terminal body. In this case, the second camera 121b has a photographing direction which is substantially opposite to that of the first camera 121a.

The flash 124 may be disposed adjacent to the second camera 121b. The flash 124 shines light toward the subject when the subject is photographed by the second camera 121b.

And a second sound output unit 152b may be additionally disposed in the terminal body.

The battery 191 may be configured to receive power through a power cable connected to the interface unit 160. In addition, the battery 191 may be configured to be wirelessly chargeable through a wireless charger. The wireless charging may be implemented by a magnetic induction method or a resonance method (magnetic resonance method).

Hereinafter, embodiments related to a control method that can be implemented in the mobile terminal configured as above will be described with reference to the accompanying drawings. It will be apparent to those skilled in the art that the present invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof.

2 is a view showing a card according to the present invention.

As shown in FIG. 2A, the card 10 according to the present invention may be made of, for example, a plastic material.

The card 10 may include a removable card chip 14. The card chip 14 may contain various kinds of card information. For example, the card information may include card company information, user information, security information, and the like.

The card chip 14 can be detached from the card 10 as shown in Fig.

The card chip 14 may be attached to the card 10 so that the card chip 14 can be settled on the off-line.

The card chip 14 may include an indicator 14 indicating an activated state when the card chip 14 is mounted on the mobile terminal 100 and activated. If the card chip 14 is mounted on the mobile terminal 100 and activated, the indicator may be displayed in a specific color, for example, a red color. The red color may be continuously displayed when the card chip 14 is activated, or repeatedly turned on / off at regular intervals. The display device may be made of, for example, a semiconductor light emitting device, but the present invention is not limited thereto.

Here, the activation means a state in which settlement processing is possible using the card chip 14, and the inactivation means a state in which settlement processing using the card chip 14 is impossible.

When the card chip 14 is activated, wireless communication between the mobile terminal 100 and the card company registered with the card chip 14 can be enabled for settlement of the card chip 14.

When the card chip 14 is attached to the card 10, the card chip 14 can be fixed by a notch (not shown). In addition, the card chip 14 can be detached from the card 10 after the latching jaw is released by the latching jaw releasing member (not shown).

3 is a view showing a card module tray on which the card chip shown in FIG. 2 is mounted.

The card chip 14 detached from the card 10 (see Fig. 2) can be mounted on the card module tray 16, as shown in Fig. At least one slot 18 may be provided on one side of the card module tray 16. The card chip 14 can be inserted into the corresponding slot 18. The slot 18 and the card chip 14 can be set to correspond to each other. Accordingly, when the card chip 14 corresponding to the slot 18 is set, settlement using the card chip 14 can be performed.

At least one card chip 14 is mounted on the card module tray 16 and payment can be made by on-line settlement using the at least one card chip 14, for example, execution of the corresponding card application.

According to the present invention, since the card chip 14 can be mounted on the card or the card module tray 16 of the mobile terminal 100, the payment of the card can be paid on-line / off-line, So that the use of the card can be promoted.

According to the present invention, since at least one card chip 14 can be mounted on the card module tray 16 of the mobile terminal 100, it is not necessary to carry multiple cards in a case or a wallet, .

In the following description, the card chip may be the card chip shown in Figs.

FIG. 4 is a flowchart illustrating a method of registering a specific card chip in a mobile terminal according to the present invention, and FIG. 5 is a diagram illustrating a method of registering a specific card chip in a mobile terminal according to the present invention.

In order to register a specific card chip 14 in the present invention, first, a specific card chip 14 must be mounted on the card module tray 16. When a specific card chip 14 is mounted on the card module tray 16, the specific card chip 14 may be automatically switched from the inactive state to the active state, basically set to the inactive state, May be switched to the active state.

Referring to FIG. 4, the mobile terminal 100 may execute a specific card application (S201).

As shown in FIG. 5A, a specific card icon 301 may be displayed on the mobile terminal 100. FIG.

A specific card icon is an application distributed by a card company in which a specific card is issued, and various functions related to the card company can be performed by using a specific card application.

The card application for a particular card icon may be executed in response to a touch gesture for a particular card icon.

When the specific card icon is executed, the mobile terminal 100 can confirm whether the user registers online (S203).

When the specific card icon is executed, the execution screen provided by the card company can be displayed. When an online card registration item (not shown) included in the execution screen is selected from the user, the information input screen 303 can be displayed as shown in FIG. 5B.

The information input screen 303 may include an input window for inputting information related to the card chip 12 such as a tray number, a card number, a password, and the like.

The tray number may be a serial number (S / N) of the card module tray 16 shown in FIG. The card number may be a card number issued by the card issuer regarding the card shown in Fig. 2A. The password may be a number used for user authentication upon settlement using the card chip 14.

When the registration button is selected after the tray number, the card number, and the password are inputted from the user (S205), the information input by the user can be transmitted to the card company (S207). The card company can register the card chip 14 on the server together with pre-registered user information on the user based on the information transmitted from the mobile terminal 100. [ The user information is information input by the user when issuing the card shown in FIG. 2, and may include user personal information and the like.

The card chip 12 related information may be stored in the memory 170 of the mobile terminal 100. [

If the information transmitted to the card company is registered in the server of the card company, the card company notifies the registration information to the mobile terminal 100, and the mobile terminal 100 displays the registration information on the display part 151 A message indicating that the registration is completed can be displayed.

FIG. 6 is a flowchart illustrating a method of setting an activation of a specific card chip 14 in a mobile terminal according to the present invention, and FIG. 7 is a diagram illustrating a screen in which an activation setting screen is displayed.

Referring to FIG. 6, the mobile terminal 100 may display an activation setting screen (S211).

An integrated card icon may be displayed on the display of the mobile terminal 100. [ The integrated card icon can execute an application that can integrally manage at least one or more cards in use by the user.

When the integrated card icon is executed, the execution screen of the integrated card icon can be displayed.

When the activation setting item included in the execution screen of the integrated card icon is selected, the activation setting screen can be displayed as shown in FIG.

The slots 18 of the card module tray 16 on which the card chip 14 is mounted can be displayed on the activation setting screen.

For example, when the first to third card chips are currently mounted on the card module tray 16, slots 1 to 3 can be displayed.

An input window 305 for activating / deactivating settings can be displayed next to Slots 1 to 3.

For example, if a touch gesture is input once for the input window 305 displayed next to slot 1, a 'V' character mark may be displayed indicating that the first card chip mounted in slot 1 is set to the active state .

For example, if a touch gesture is input once again to the input window 305 displaying the 'V' character mark, a blank is displayed to indicate that the first card chip mounted in slot 1 is set to the inactive state .

Therefore, the first card chip can be changed to the activated state or the inactive state every time the touch panel is touched with respect to the input window 305. [

If the setting button is selected after the activation / deactivation state for the first to third card chips inserted in Slots 1 to 3 is selected, the activation state or the inactive state may be set for the first to third card chips (S213).

The mobile terminal 100 can control the specific card chip to be physically locked in a specific slot when the specific card chip inserted in the specific slot is set to the active state. Since the specific card chip is physically locked in a specific slot when the specific card chip is set to the active state, the third party who has learned the mobile terminal 100 can not arbitrarily detach the card chip from the specific slot, The damage using the card chip can be prevented.

If a specific card chip is forcibly detached from a specific slot by a third party who has learned the mobile terminal 100 despite the fact that the specific card chip is physically locked in a specific slot, A message indicating that the card has been lost can be immediately transmitted to the card company and displayed on the display to notify the card company and the user of the fact.

In addition, when the specific card chip inserted into the specific slot is set to the inactive state, the mobile terminal 100 can control the specific card chip to be physically unlocked in the specific slot. In this way, when the specific card chip is set to the inactive state, since the specific card chip is physically unlocked in the specific slot, the owner of the mobile terminal 100, that is, the user can easily detach the specific card chip from the specific slot have.

Although not shown, the card limit value may be newly set or changed by using the card limit setting item included in the execution screen of the integrated card icon.

FIG. 8 is a flowchart illustrating a card settlement method in a mobile terminal according to the present invention, and FIG. 9 is a view illustrating a card chip list screen in a mobile terminal according to the present invention.

Referring to FIGS. 8 and 9, the mobile terminal 100 can confirm whether a user has requested a card settlement (S221).

The execution screen of the integrated card icon can be displayed by execution of the integrated card icon.

When the user requests a card settlement, the mobile terminal 100 may display at least one card chip list screen 307 in an active state (S225).

When the payment item included in the execution screen of the integrated card icon is selected, a card chip list screen 307 including at least one activated card chip may be displayed.

Payment can be made using one of the at least one card chip displayed.

The mobile terminal 100 can confirm whether a specific card chip is selected from the user (S227).

For example, by selecting the payment button after the first card chip is selected from the user, the user can perform settlement using the first card chip.

The mobile terminal 100 may perform settlement using the selected specific card chip (S229).

When the mobile terminal 100 is placed on the payment terminal after the first card chip is selected as the payment card, the information entered by the user for registration of the first card chip and the payment amount can be transmitted to the card company. The card company compares the related information transmitted from the mobile terminal 100 with the registered information of the first card chip registered in the card company, and if the related information matches the registered information of the first card chip, And can transmit this fact to the mobile terminal 100. Accordingly, the mobile terminal 100 may display a message indicating that the payment has been approved and inform the user of the payment.

On the other hand, before the at least one activated card chip list screen 307 is displayed in S225, the mobile terminal 100 can perform authentication (S223).

Such authentication may be performed using a variety of authentication techniques such as authentication using a knock code, authentication using iris recognition, authentication using a password input, and authentication using fingerprint recognition.

FIG. 10 is a flowchart illustrating a method of recommending a payment card using GPS in a mobile terminal according to the present invention. FIG. 11 is a flowchart illustrating a method of recommending a payment card using GPS in a mobile terminal according to the present invention Fig.

Referring to FIGS. 10 and 11, the mobile terminal 100 can confirm whether the GPS is activated (S231).

The execution screen of the integrated card icon may include a GPS setting item. If the GPS setting item is selected, the GPS setting screen 309 can be displayed.

The GPS setting screen 309 may include an on-select item and an off-select item, as shown in FIG. 11A. On option enables GPS communication by enabling GPS. Off option can disable GPS to disable GPS communication.

If the user enters the store after GPS is activated, the mobile terminal 100 can confirm whether the user is in the store (S233).

As shown in Fig. 11B, when the GPS is activated and the GPS communication is enabled, the position of the user can be tracked by the GPS. The mobile terminal 100 can receive location information of the user through GPS.

The mobile terminal 100 can confirm where the user is based on the location information of the user provided from the GPS.

In addition, the mobile terminal 100 can recognize where the user is located based on the map information.

If the user is located in a specific store, the mobile terminal 100 may recommend the card chip registered in the card company having the greatest benefit based on the benefit information on various cards provided in the specific store (S235).

The mobile terminal 100 may display a screen 311 including the recommended card chip having the largest recommended size, as shown in FIG. 11C.

The mobile terminal 100 can confirm whether the recommended card chip is selected from the user (S237).

If the recommended card chip is selected, the mobile terminal 100 can perform settlement (S239).

For example, when the recommended card chip is selected and the mobile terminal 100 is faced to the payment terminal, the information entered by the user for registration of the card chip and the payment amount are transmitted to the card company, The settlement of the payment amount may be approved. The mobile terminal 100 may display a message indicating that payment of the payment amount has been approved and notify the user of the payment.

The present invention described above can be embodied as computer-readable codes on a medium on which a program is recorded. The computer readable medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of the computer readable medium include a hard disk drive (HDD), a solid state disk (SSD), a silicon disk drive (SDD), a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, , And may also be implemented in the form of a carrier wave (e.g., transmission over the Internet). In addition, the computer may include a control unit 180 of the mobile terminal 100. Accordingly, the above description should not be construed in a limiting sense in all respects and should be considered illustrative. The scope of the present invention should be determined by rational interpretation of the appended claims, and all changes within the scope of equivalents of the present invention are included in the scope of the present invention.

100: mobile terminal 110: wireless communication unit
120: Input unit
140: sensing unit 150: output unit
160: interface unit 170: memory
180: control unit 190: power supply unit

Claims (7)

A card module tray in which at least one card chip is detachable; And
And a control unit,
Wherein,
Activating or deactivating the at least one card chip mounted on the card module tray,
And performs payment using the activated card chip.
The method according to claim 1,
The card module tray includes:
And at least one slot in which the at least one card chip is inserted.
3. The method of claim 2,
Wherein,
Wherein when the card chip is activated, the activated card chip is physically locked in the slot.
The method according to claim 1,
Wherein,
Wherein when the card chip is mounted on the card module tray, the card chip related information is transmitted to the card company so that the card chip is registered with the card company.
6. The method of claim 5,
Wherein the card chip related information includes a serial number of the card module tray, a card number of the card chip, and a password.
5. The method of claim 4,
Wherein,
And performs online settlement using the card chip when the card chip is registered.
The method according to claim 1,
Further comprising a touch screen,
Wherein the at least one card chip is displayed on the touch screen when the user is located in a specific store in a state where the at least one card chip is activated and the GPS is activated.
KR1020150138772A 2015-10-01 2015-10-01 Mobile terminal KR20170039521A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020150138772A KR20170039521A (en) 2015-10-01 2015-10-01 Mobile terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020150138772A KR20170039521A (en) 2015-10-01 2015-10-01 Mobile terminal

Publications (1)

Publication Number Publication Date
KR20170039521A true KR20170039521A (en) 2017-04-11

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Country Status (1)

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