KR20170013016A - Stock lending trading system - Google Patents

Abstract

The present invention relates to a stock lending transaction system capable of enabling individual investors to conveniently use a stock lending transaction. The present invention includes: a lending item management part storing and managing lending item information, requested from at least one among a lender terminal and an associated institution server, in a lending item DB as a lendable item; a lendable item display part displaying a lendable item on an interesting item display window or current item price window by determining whether an item, registered as an interesting item, or an item, selected by a borrower, is the lendable item; a lending sale recommending part extracting an item of which the fall in market price is not less than a default value set by the borrower, from stock items or lendable items, and extracting a lendable item, highly associated with the extracted item, and then displaying the lendable item on a lending sale recommendation window or interesting item display window; and a stock lending transaction executing part executing the sales of a lendable amount or inputted lending amount after a borrowing contract with the borrower when an one-click lending sale order is inputted through the lending sale recommendation window or lending sale order window.

Description

One-click stock lending transaction system {STOCK LENDING TRADING SYSTEM}

The present invention relates to a stock lending transaction system, and relates to a stock lending transaction system in which individual investors can conveniently use stock lending transactions.

Stock lending refers to a transaction in which lenders such as securities holders or individual customers lend securities to borrowers who require securities as a part of their market investment strategy, subject to repayment after a certain period of time. The investor who has a mid-to long-term stock through the stock lending transaction can participate in the stock lending market to acquire additional income (for example, a lump-sum commission on the lending) of the stocks and borrows necessary securities from the borrower It is possible to carry out various investment strategies with cost.

FIG. 1 is a diagram illustrating a concept of a general stock lending transaction.

Referring to FIG. 1, a common stock lending transaction can be performed through an agreement between brokerage firms, a lender, and a borrower. Brokerage brokerage brokerage brokerage deals with lenders and borrowers with lending and borrowing contracts, respectively. The brokerage firm can conclude contracts (lending contracts) for lender transactions with lenders and borrow the stocks held by customers. The borrower then makes a request to the brokerage firm for the above stocks to be borrowed, and the brokerage firm can lend the borrowed shares to the borrower. A brokerage firm may obtain a lump-sum commission from the borrower and provide some of the lump-sum commissions earned to the lender. Ancillary shares, that is, the right to distribute shares of the lending stock, may be made available to the lender by agreement.

If the borrower wants to borrow and sell the lending stock in a general stock lending transaction,

Since the sale of the borrowed stock takes place through the same steps as item setting → quantity setting → period setting → lender application → mortgage evaluation → contract signing → mortgage transfer → goods (stock) receipt → sale order → sale completion, It has a disadvantage that it is cumbersome to use.

In addition, in the case of general stock lending transactions, since the borrower must select the desired borrowing item and compare it with the evaluation of the collateral, the amount of the borrowing item must be calculated, which also leads to inconvenience in using the service from the borrower's viewpoint .

In addition, in the case of general stock lending transactions, the collateral of the borrower is transferred to the lender, and it is inconvenient to transfer the borrower to the borrower when the borrower is repaid. The lender must do the risk management of the transferred borrower's collateral and the return of the loan stock In general, stock lending is an inefficient and inconvenient trading system in many ways.

In this way, individual investors can more conveniently use stock lending transactions, but intuitively check whether they are available for lending in the display window of interest stock or the current price window of the stock market. It is urgently required to develop a stock lending system that can set pledge on collateral.

Furthermore, individual investors have a lower rate of return than institutions because they have a lower access or acquisition rate than institutions or foreigners. In this way, individual investors who are poor in access to information need a new way to compensate for the lagged transaction because the investment time is slow compared to the institution. Accordingly, applicant of the present application detects a stock item that is overestimated in real time due to bad or poor performance, and has a high degree of correlation with the detected stock, that is, a component belonging to the same theme or a component stock of a detected stock, a subsidiary of a detected stock, If the holding company and the detected stock are the first-ranked stocks (also called blue-chip stocks), the second-ranked stocks of the relevant sector (also called yellow chip stocks) If offered to investors, individual investors would also be able to raise rates in lending transactions and, in general, hedge against equity investment risks.

In addition, if the number of daily lending transactions for lending transaction stocks can be periodically provided, this will also help to select lending transaction investment items, and will also contribute to raising the rate of return. We have developed a new concept of stock lending trading system that can solve all of the problems.

Korean Patent Publication No. 10-1011142 Korean Patent Publication No. 10-2006-0131172

Accordingly, the object of the present invention is to provide a method and a system for analyzing a biddable item that can conveniently be displayed in a display window of interest items or an item price window most widely used by an individual investor, The purpose of this study is to provide a user convenience oriented stock lending system that can automatically perform borrowing contracts, pledge set ups, and lender sales execution procedures with one-click lending order only.

Another object of the present invention is to provide a one-click stock lending transaction system capable of displaying a recommendation window for selling bills that can be quickly executed with one-click orders by searching for biddable items having a high degree of correlation with oversold items in the market In addition,

Click stock lending transaction system that displays information that can be used to verify the credibility of the lending offer recommendation system provided by the system together with the lending recommendation window to provide reference data for executing the lending order, .

It is another object of the present invention to provide a method of making a loan contract to a second lender for the same item at the request of the borrower even when the borrower has a reason for repayment of the borrowed stock, And to provide a one-click stock lending transaction system capable of providing an effect of extending the borrowing period by redeeming the same.

In order to accomplish the above object, a one-click stock lending transaction system according to an embodiment of the present invention includes:

A lending stock management unit for storing and managing lending stock information requested by stock lending from at least one of a lender terminal and a partner agency server as lendable items,

A biddable item display unit for determining whether the item selected by the item of interest or the borrower is a loanable item and displaying a biddable item in the display of the item of interest or the current price of the item,

The stocks or the stocks of the above-mentioned borrowed stocks are extracted by the borrower or the default stocks or more, and the borrowed stocks with high correlations with the extracted stocks are extracted and displayed on the stock picking recommendation window The state,

And a stock l stock transaction executing unit for executing the selling of the lag quantity or the inputted lag quantity after the borrowing contract with the lender is entered in the lag-order recommendation window or the lag-order purchase order window .

As a modified embodiment, if there is a loan contract reimbursement request from the borrower terminal in the one-click stock lending transaction system described above, the information of the borrowed stock requested for the stock lending is searched, and one or more second lenders who wish to borrow the same item as the borrowed item A lender contract contracting unit for concluding a lender contract with a borrower for a borrowed item and reimbursing the borrower for the unredeemed borrowing item with newly borrowed lending by the borrowed contract,

A biddable quantity calculation display unit for automatically calculating a borrowable quantity within the range of the value of the collateral value of the borrower's account in the bidding selling recommendation window or a bidding sale order window of the biddable item selected by the borrower,

Further comprising a pledge setting unit for setting a pledge for the collateral of the borrower's account in accordance with the execution of the sell-out,

And a lender selling information providing unit for periodically providing the borrower terminal or the affiliate agency server requesting information for cumulatively counting the daily lending amount of each lendable item.

The rental selling recommendation unit may display at least the correlation coefficient between the extracted stock and the extracted loanable item in the stock-selling recommendation window,

Wherein the selling / buying recommendation unit is operable to classify at least one of the stocks of the business category and the theme group to which the extracted stock belongs, the parts company company related to the extracted stock, or the stocks related to the governance structure, The correlation coefficient is calculated and the loanable item having the highest correlation coefficient is extracted.

The correlation coefficient can be calculated as a ratio of the closing price increase / decrease of the day to day between the extracted stock and the comparable stock for a certain period of time.

According to the present invention, the present invention can conveniently provide the borrowable quantity information in the evaluation item of the borrowable item and the value of the collateral of the borrowable item in the item selected by the borrower itself or the item of interest selected by himself / herself, After entering the amount of borrowed amount and selling price, it is possible to use the stock lending transaction service simply by clicking pledge (one-click) and setting the pledge contract with the securities company, setting the pledge for the collateral and concluding the sale of the borrowed stock There is convenience.

Also, since the collateral belonging to the borrower's own account remains in the borrower's account even if the borrowing contract is executed through the borrowing contract, the present invention can continuously monitor and manage the borrower's asset evaluation items compared to the previous method in which the collateral is transferred However,

Further, since the present invention provides the rental contract service, the borrower can borrow the borrowing item to the second lender, if necessary, and redeem the borrowing item to the first lender. Therefore, it is easy to establish and maintain the investment strategy.

Further, according to another embodiment of the present invention, the one-click stock lending transaction system automatically finds biddable items having a high degree of correlation with oversold items in the market, thereby allowing the system user to quickly execute orders for selling bills with one- In addition,

The correlation coefficient between the recommendable bidding item and the excessively large bidding item is displayed. Therefore, there is an advantage that the reliability of the bidding selling recommendation item provided by the system can be confirmed, and the correlation coefficient is reported. It is also an advantage to be able to secure the safety of investment because it can be careful.

Further, the present invention periodically provides the daily borrowed selling quantity of each loanable item to the borrower terminal requesting information or the partnering organization server, so that it can be assisted in finding direction for the item to be sold.

FIG. 1 is a diagram for explaining the concept of a general stock lending transaction. FIG.
FIG. 2 is a diagram illustrating a configuration example of a one-click stock lending transaction system according to an embodiment of the present invention; FIG.
FIG. 3 is a flowchart illustrating an operation of a stock lending transaction system according to an embodiment of the present invention; FIG.
4 is a diagram illustrating an example of a display item of interest items for showing a biddable item display status according to an embodiment of the present invention.
FIG. 5 is a diagram illustrating a display example of a part of an order sale order window according to an embodiment of the present invention. FIG.
6 is a diagram illustrating an exemplary configuration of a one-click stock lending transaction system according to another embodiment of the present invention.
7 is a diagram illustrating an example of a rental car recommendation window according to an embodiment of the present invention.
FIG. 8 is a diagram for explaining a process of extracting a biddable item having a high degree of correlation with an oversold item.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

FIG. 2 illustrates a block diagram of a stock lending transaction system according to an embodiment of the present invention.

Referring to FIG. 2, the lender terminal and the borrower terminal are provided with a HTS or MTS as a tool for online stock trading. Through these tools, the one-click stock lending transaction system 100 according to the embodiment of the present invention The stock lending service can be used. In the embodiment of the present invention, the lender and the borrower respectively refer to the customer who requested the stock lending and the customer who has requested the stock borrowing. Although the lender and the borrower may establish a borrowing contract with the brokerage company in advance through the off-line, in the embodiment of the present invention, the borrower can automatically enter into a borrowing contract through online ordering of the borrowing.

The stock lorry trading system 100 is operable in a securities company or a stock trading intermediary, and is interoperable with the issue management server 200 and the account management server 300.

The one-click stock lending transaction system 100 for providing the stock lending transaction service, as shown in FIG. 1, can receive lending stock information requested by stock lending from one or more of lenders' terminals or affiliate (other securities) servers, A rental item management unit 105 for storing and managing the item in the interest item management window 145 and the item selected by the item or the borrower registered in the item of interest is the loanable item, A biddable item display unit 120 for displaying a biddable value of the borrower's account when the biddable item is selected from the borrower terminal and calculating the amount of borrowable amount within the estimated value of the value of the collateral, A billable quantity calculation display unit 110 for billing a bill, And a stock l stock transaction execution unit 115 that executes a borrowing contract with a borrower and a pledge after setting a pledge for the borrower if the order is inputted from the borrower terminal.

The stock lending transaction system 100 includes a pledge setting unit 125 for setting a pledge for the collateral of the borrower account for the pledge setting, a pledget setting unit 125 for setting the pledge for the collateral of the pledged borrower account 130).

In addition, the borrower may further include a loan contract negotiation unit 135 considering a case where the borrower can not normally redeem the loan on the loan repayment date.

If there is a loan contract reimbursement request from the borrower terminal, the loan contract contractor concluding unit 135 searches the loan item DB 145 for one or more borrowers who wish to borrow the same item as the borrower's borrower item 2 The borrower enters into a lender contract with a borrower who has not yet been loaned and repay the unredeemed borrowing item to the lender from the second lender by the borrowing contract concluded (repayment to the first lender).

In addition, when the amount of repayment is insufficient at the time of repayment of borrowed stock, the stock lorry trading system 100 may further include a lender contract automatic repayment unit 140 to protect the lender. When the amount of repayment is insufficient at the time of repayment of the borrowed stock, the automatic repayment unit 140 of the loan contract automatically executes selling and settlement of some or all of the collateral provided by the borrower by the shortfall.

It will be obvious to those skilled in the art that the components necessary for providing the online stock trading service and various information in addition to the above-described configuration are included in or linked to the one-click stock lending transaction system 100 and provided to the lender and the borrower terminal.

The operation of the stock loyalty trading system 100 configured as described above with reference to Figs. 3 to 5 will now be described in more detail.

FIG. 3 illustrates a flowchart for further describing the operation of the stock lorry trading system 100 according to an embodiment of the present invention. FIG. 4 illustrates an example of a stock item The display window is an example. And FIG. 5 illustrates a portion of a pay-per-order order window according to an embodiment of the present invention.

First, as shown in FIG. 3, the lender connects to the stock lorry transaction system 100 through the HTS installed in his / her terminal, and concludes a lending contract (step S10). However, the borrowing contract may be concluded at the time of input of the borrower 's sales order.

The lender who has entered into the lending contract requests the stock lending through his / her terminal (step S12). At the time of loan request, it is possible to set stocks, quantity and period information (it can be called stock information).

The lending stock management unit 105 of the stock lending transaction system 100 that has received the stock lending request incorporates (registers) lending stock information requested by the lenders' terminal to the lending stock DB 145 (step S14) )do.

The lendable items registered in the lending item DB 145 may be provided by the lendable item display unit 120 at the time of a request for browsing of a customer who is online. For example, if an item selected from the borrower terminal or registered in the interest item is included in the loan item DB 145, the biddable item display unit 120 displays the interest item display window or the item current price window At least the braking possible information is displayed (step S16). A customer connected to the stock lading transaction system 100 as well as the borrower can check whether each item can be bounced through the display window of his or her favorite item as shown in FIG.

If the borrower selects the biddable item displayed on the display of the item of interest (step S18), the biddable amount display unit 110 evaluates the value of the borrower's account (step S20), and if the borrower selects Calculates the available borrowing amount for the item and displays it on the display window as shown in Fig. 5 as an example (step S22).

Referring to FIG. 5, the current call window of the selected item is displayed on the right side, the input window B for inputting the borrowed amount and the input window for inputting the selling price C, and a display window D on which the allowable quantity is displayed.

5, the borrower can confirm whether or not the item selected by the borrower is a possible item. Further, the borrower can check the quantity that can be borrowed within the evaluation value range of the collateral held in his / .

If the borrower desires to sell the selected biddable item through the display window shown in Fig. 5, the borrower inputs the price to be sold and the bidding amount in the display window shown in Fig. 5 and then clicks the bidding button A And the order to sell the car is inputted (step S24).

When a borrowed quantity order and a selling price order (one-click order selling order) in which the borrowed quantity and the selling price are inputted for the stock selected by the borrower are entered from the borrower terminal as described above in the loan item DB 145, 115) determines whether the selling order is within the range of the value of the collateral value estimated in step S20 (step S26). As a result of the determination, if the selling order is within the estimated value of the collateral value, the selling of the selected rental stock is executed (step S28). In addition to executing the sell-to-sell, the stock lading transaction execution unit 115 can automatically enter into a borrowing contract with the borrower.

When the sell-side cargo is executed for reference, a borrowing contract is automatically made between the broker and the securities company, which is the operator of the stock lorry transaction system 100 (this borrowing contract may be made first in step S10) The pledge is set for the collateral of the borrower's account, and the stocks requested to be borrowed are loaded into the borrower's account and sold. As a matter of course, the pledge may be made after the stocks requested to be borrowed are loaded into the borrower account and sold. If there is a separate safety device, the pledge may not be set.

In step S28, the stock lading transaction execution unit 115 reports the result of the sale, that is, the sale completion result, to the borrower terminal and the pledge setting unit 125 in step S30.

The pledge setting unit 125 sets the pledge for the collateral of the borrower account according to the sale execution of the stock lending transaction execution unit 115 (step S32). The pledge for pledging the pledge may be the stock or cash belonging to the borrower's account and may be confined to the collateral designated by the borrower in the borrowing contract in step S10 or may be limited to a method in which the borrower sets the collateral Can be used.

As described above, when the one-click stock lending transaction system 100 of the present invention is used, the borrower can easily receive borrowing available stock information from the selected stock or the interested stock display window selected by himself / herself And can be provided with one-click access to borrowable quantity information within the value of his own collateral. In addition, by inputting a pay-balloon execution command as shown in Fig. 5, a borrowing contract can be concluded with a brokerage firm simply, and even if the borrowing is executed through a borrowing contract, , Which is advantageous in that asset management is easier than the previous method in which collateral is transferred.

On the other hand, the borrower who has executed the sell-off can redeem the borrowed shares (step S34) if necessary. The repayment of bills is the repayment by purchasing the same amount of borrowed items as the amount of borrowed money, such as general bills of exchange. In response to the borrower's redemption request, the stock lorry trading system 100 redeems the borrowing item to be borrowed and redeemed by the borrower to the lender so that the redemption of the balance (step S36) is normally performed.

If the current price of the borrowing item does not reach the desired target price on the expiration date of the borrowing repayment period, the borrower may wish to extend the borrowing period. In order to meet such a borrower requirement, the stock lading transaction system 100 of the present invention provides a lender contract reimbursement service. The loan contract service can be defined as establishing another lender contract with the borrower by finding a second lender who borrows the same item as the borrow item.

That is, if there is a loan contract reimbursement request from the borrower terminal, the loan contract reimbursement concluding unit 135 searches the loan item DB 145 to determine whether the borrower has borrowed the same item as the borrowed item, A new loan contract is concluded with a non-performing loan borrower (that is, a borrower who requests a borrowing contract loan) by finding a lender, and a new borrower To the lender who gave the stock rental).

As a result, the first lender who is the first lender is allowed to repay the stock he / she normally lends on the expiration date of the repayment period, and the borrower can borrow the same item through the second lender, will be. In this case, the holding quantity may vary depending on the collateral real-time evaluation amount of the borrower's account. However, it is obvious that the amount to be repaid to the first lender should be equal to the initial amount of borrowed money.

On the other hand, if the amount of the borrowed item is insufficient at the expiration date of the repayment period, for example, the automatic repayment unit 140 of the stock lading transaction system 100 may sell or partially execute the collateral provided by the borrower It is possible to purchase and settle the amount of shortfall. The present invention provides lenders convenience as compared to the prior art in which the lender sells the collateral itself and re-purchases the lending stock. After the automatic repayment of the lender contract, the pledge setting set in the collateral of the borrower's account is canceled by the pledge setting releasing unit 125. [

As described above, according to the present invention, it is possible to conveniently provide a borrowable amount item in a display item selected by a borrower himself or an interest item display window selected by himself / herself and a borrowable amount information within his / And the sale price is entered into the stock price, the stock price is settled with the brokerage firm by simply clicking the order to execute the brokerage sale order, and the pledge of the collateral is executed and the sale of the borrowed stock is successively performed. have.

Also, since the collateral belonging to the borrower's own account remains in the borrower's account even if the borrowing contract is executed through the borrowing contract, the present invention can continuously monitor and manage the borrower's asset evaluation items compared to the previous method in which the collateral is transferred There is an advantage.

Further, since the present invention provides the rental contract service, the borrower can borrow the borrowing item to the second lender, if necessary, and redeem the borrowing item to the first lender. Therefore, it is easy to establish and maintain the investment strategy.

FIG. 6 is a block diagram illustrating a one-click stock lending transaction system 400 according to another embodiment of the present invention. FIG. 7 is a window for recommending selling a lending stock according to an embodiment of the present invention, A diagram illustrating a process of extracting a biddable item having a high degree of correlation with an overtrade item.

Another one-click stock lending transaction system 400 shown in FIG. 6 is a system in which lending item information requested by a stock lending company from at least one of a lending institution and an affiliate agency server is stored as a lending item in a lending item DB 450 An stock management unit 405,

A biddable item display unit 410 for determining whether the item selected by the item of interest or the borrower is the borrowable item and displaying the biddable item in the interest item display window or the item current price window,

The stocks or the stocks of the above-mentioned borrowed stocks are extracted by the borrower or the default stocks or more, and the borrowed stocks with high correlations with the extracted stocks are extracted and displayed on the stock picking recommendation window A stock buyer recommendation section 415,

And a stock lending transaction execution unit 420 for executing the selling of the banked amount or the inputted banked amount after the borrowing contract with the borrower is entered at the bidding selling recommendation window or the bidding sale order window .

As shown in FIG. 7, the above-mentioned rental selling recommendation window displays a correlated degree coefficient (H), a one-click sell truck button (J), and a bogie quantity together with a call window of a highly correlated loanable item do. Through the correlation coefficient (H), the borrower can know the correlation between the oversold item and the recommended item in the market, and can know the biddable amount within the value range of the value of the collateral. It is also possible to correct the displayable bouncing quantity and to execute a bouncing sale by the quantity desired by the user. It is useful to promptly press the one-click sell button (J) displayed in the pop-up sell-bid recommendation window so that the borrower can place all the available amount within the value of the collateral valuation value by raising the market price or the current price.

If the borrower recommendation section displays the extracted borrowable item on the display window of the interested item, the field may be automatically added to display the borrowable item. And if you select the displayed lendable item, you can go to the lending order window and execute the lending order. The lender selling recommendation unit 415 will be described later in detail.

On the other hand, the stock lending transaction system 400 shown in FIG. 6 searches the rental item information requested by the stock lending if there is a loan contract reimbursement request from the borrower terminal, and searches for the loan item of the borrowed item A lender contract negotiating unit 425 for concluding a lender contract with a borrower in a borrowed item to find a lender and reimbursing the unredeemed borrower item with newly borrowed lender by the lender contract,

A biddable quantity calculation display unit 430 for automatically calculating a borrowable quantity within the range of the value of the collateral value of the borrower's account and displaying the biddable quantity in the bidding sell recommendation window or the bidding sale order window of the biddable item selected by the borrower,

And a pledge setting unit 435 for setting the pledge on the collateral of the borrower's account in accordance with the execution of the sell-through. In some cases, the system may further include a sell-sell information providing unit 445 for periodically providing the borrower terminal or the affiliate-agency server 500 requesting information by cumulatively counting the number of daily borrowing of each borrowable item.

More specifically, the above-mentioned sell-order recommendation section 415 extracts a lendable item which is determined to have a high degree of correlation with the item extracted in excess of the shortfall in the book-entry recommendation window as shown in Fig.

The method of extracting is one or more of the categories of the industry and the theme group to which the extracted items are oversold, the parts company related to the extracted item, or the items related to the extracted item and the governance structure (subsidiary or parent company) Group, theme group, parts company group, ..), and extracts the lendable items having the highest correlation coefficient by calculating the correlation coefficients with the above extracted items.

The correlation coefficient is calculated by multiplying the previous day between the extracted item and the compared item (for example, items belonging to the same category) during a predetermined period (5 days, 20 days, 60 days, Of the total.

For example, if the closing price of two stocks on each trading day is increased and the price of the day is increased, the correlation coefficient is calculated by incrementing the correlation coefficient by 1 (or 10%). This is to provide the information to the borrower by proving that if the price of the oversold item falls, the price of the item belonging to the same industry or subsidiary or the same theme group is likely to fall.

FIG. 8 illustrates a process of extracting a biddable item having a high degree of correlation with an overdrawn item in the market. In FIG. 8, item A is an oversold item in the market, and the item is extracted as an item with a drop rate set by the borrower. When such an item is extracted, the referral selling recommendation unit 415 searches for items belonging to the category to which the item belongs, and calculates a correlation coefficient. Correlation coefficient is calculated as the ratio of closing price increase / decrease ratio of days A, B, C, and D, which are searched in sector A, as described above. That is, FIG. 8 shows that the ascending or descending A and B events coincide, for example, for 7 days out of the 10 days, and the ascending or declining for 4 days coincides with the C event. The same theme group is interpreted in the same way.

Therefore, if the item having the highest correlation with the recommendation item A is B in FIG. 8 and the item B is the item registered in the loan item DB, then the borrower selling recommendation unit 415 can use the recommendation window We recommend selling the bills.

Accordingly, the user can quickly refer to the correlation coefficient displayed on the bidding selling recommendation window shown in Fig. 7, and then click the one-click bidding button J to be provided. The buyer can request the seller to execute the sell for a limited quantity by newly inputting the quantity. The system operation after the sale is the same as the system described with reference to FIG. 2, and therefore will not be described.

If the system displays a list of available lendable items on the display of the item of interest, click on the item and move to the lending order window so that you can execute the bidding as described in Fig.

As described above, according to another embodiment of the present invention, the one-click stock lending transaction system automatically finds lendable items having a high correlation with the overdelivery items in the market, and allows the system user to quickly It has the convenience of being able to run,

The correlation coefficient between the recommended bidding item and the oversold item in the market is displayed. Therefore, there is an advantage in that the reliability of the bidding selling recommendation item provided by the system can be confirmed. Also, It is also an advantage to be able to secure the safety of investment because it can be careful.

The present invention also provides an advantage of being able to assist in finding a direction for an item to be sold, because the daily number of sale of each lendable item is cumulatively counted and periodically provided to a borrower terminal requesting information or an affiliate agency server.

While the invention has been shown and described with reference to certain embodiments thereof, it will be understood by those skilled in the art that various changes and modifications may be made without departing from the spirit and scope of the invention as defined by the appended claims. Accordingly, the true scope of the present invention should be determined only by the appended claims.

405: rental termination management unit 410:
415: Brokerage sell recommendation section 420: Stock lender transaction execution section
425: Balance contract negotiating unit 430: Balance quantity calculation display

Claims (8)

A rental item management unit for storing the rental item information requested by the stock rental request from at least one of the lender terminal and the affiliate agency server in a rental item database as a lendable item;
A biddable item display unit for determining whether the item selected by the item of interest or the borrower is a loanable item and displaying a biddable item in the display of the item of interest or the current price of the item;
The stocks or the stocks of the above-mentioned borrowed stocks are extracted by the borrower or the default stocks or more, and the borrowed stocks with high correlations with the extracted stocks are extracted and displayed on the stock picking recommendation window A stock buyer recommendation section;
And a stock lender transaction execution unit for executing the sale of the banked quantity or the inputted banked quantity after the borrowing contract with the borrower is entered when the one-click bidding selling order is inputted in the bidding selling recommendation window or the bidding sale order window One-click stock lending system. The method according to claim 1, further comprising: if there is a loan contract reimbursement request from the borrower terminal, searching for loan item information requested by the stock borrower to find one or more second lenders desiring to borrow the same item as the borrower's borrowing item, A lender contract conclusion contracting part for concluding the contract and repaying the unredeemed borrowing item to the stock newly borrowed by the lending contract that has been concluded;
A biddable quantity calculation display unit for automatically calculating a borrowable quantity within a range of the value of the collateral value of the borrower's account in the bidding selling recommendation window or a bidding sale order window of the biddable item selected by the borrower,
And a pledge setting unit for setting a pledge on the collateral of the borrower account in accordance with the execution of the collateral sale. The system of claim 1 or 2, further comprising a lottery information providing unit for cumulatively counting the number of daily cargoes of each of the lendable items and periodically providing the information to a borrower terminal or an affiliate agency server requesting information One - Click Stock Lending System. The one-click stock lading transaction system according to claim 1 or 2, wherein the rental selling recommendation unit displays at least the correlation coefficient between the extracted stock and the extracted lendable item in the stock-selling recommendation window. The method according to claim 1 or 2,
Calculating a correlation coefficient between the extracted stock and the stock of the theme group or at least one of the parts company items related to the extracted stock or at least one of the stocks related to the governance structure related to the extracted stock, And the correlation coefficient is the highest among the available lendable items. The one-click stock lending transaction system according to claim 5, wherein the correlation coefficient is calculated as a closing price increase / decrease matching ratio between the extracted item and the compared item during a predetermined period. A lending stock management unit for storing and managing lending stock information requested by stock lending from at least one of a lender terminal and a partner agency server as lendable items;
A biddable item display unit for determining whether the item selected by the item of interest or the borrower is a loanable item and displaying a biddable item in the display of the item of interest or the current price of the item;
A borrowable quantity calculation display unit for automatically calculating a borrowable quantity within a range of the value of the collateral value of the borrower account and displaying the borrowable quantity together when the borrower terminal selects the borrowable item;
And a stock lender transaction execution unit for executing a borrowing contract with the borrower and a pledge for the lender collateral after the borrowed amount and the selling price inputted from the borrower terminal, Click stock lending system. The method according to claim 7, further comprising: if there is a loan contract reimbursement request from the borrower terminal, searching for loan item information requested by the stock borrower to find one or more second lenders desiring to borrow the same item as the borrower's borrowing item, And a lender contract reimbursement transaction unit for reimbursing the non-reimbursed borrower item to the stock newly loaned by the contracted lender contract.

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