KR20160132350A - The method for double-self-certification through barcode/QRcode within e-mail and with e-mail in dealing banking business without face-to-face contact - Google Patents
The method for double-self-certification through barcode/QRcode within e-mail and with e-mail in dealing banking business without face-to-face contact Download PDFInfo
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- KR20160132350A KR20160132350A KR1020160143446A KR20160143446A KR20160132350A KR 20160132350 A KR20160132350 A KR 20160132350A KR 1020160143446 A KR1020160143446 A KR 1020160143446A KR 20160143446 A KR20160143446 A KR 20160143446A KR 20160132350 A KR20160132350 A KR 20160132350A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
- G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/01—Social networking
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/07—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail characterised by the inclusion of specific contents
- H04L51/10—Multimedia information
Abstract
Description
비대면거래에서 본인인증 또는 본인확인이 중요하다.In non-face-to-face transactions, identity verification or identity verification is important.
본인인증 또는 본인확인을 요구하는 기관에서 본인확인을 하고자하는 수신인에게 바코드/QR코드 이미지가 담긴 이메일을 보낸다. 이메일을 수신한 수신자는 이메일내의 바코드/QR코드를 읽고 수신인 자신이 본인임을 알려주는 수신인 확인메시지를 보내 본인인증하는 방법이다.An e-mail containing an image of the bar code / QR code is sent to the recipient who wants to verify the identity of the applicant or the institution requesting identity verification. The recipient who receives the e-mail reads the bar code / QR code in the e-mail and sends a receipt confirmation message indicating that the recipient himself / herself is the sender himself / herself.
비대면거래에서 본인인증 또는 본인확인하는 방법은 여러가지가 있다. 이중, 삼중으로 하는 방법으로 방법도 다양하다. 영상통화로 본인확인하는 방법도 있다. 하지만 본 발명과 같이 2개 매체를 통해 본인확인하는 방법은 있지 않다.There are many ways to verify your identity or identity in non-face-to-face transactions. There are a variety of ways to double, triple. There is also a way to check your identity by video call. However, there is no method for authenticating the user through two media as in the present invention.
본인인증 또는 본인확인시 복잡한 시스템은 비용부담과 시간이 많이 걸린다. 좀더 확실하면서도 간단하게 본인인증 또는 본인확인하는 필요성이 제기된 점이다.Complicated systems can be costly and time-consuming when authenticating themselves or identifying themselves. It is necessary to certify or verify the identity of the applicant more simply and easily.
비대면거래에서In non-face-to-face transactions
본인인증 또는 본인확인에서 두개의 매체를 이용하여 연속적으로 한번에 본인인증 또는 본인확인하는 방법이 없었다. 이를 해결하기 위한 필요성이 제기된 점이다.There was no way to verify the identity of the individual or to identify himself / herself in succession using two media in the identity verification or identity verification. This is a necessity to solve this problem.
본인인증 또는 본인확인하는 요구하는 기관인 발신인이 본인확인이 필요한 수신인에게 바코드/QR코드 이미지와 함께 이메일을 보낸다. 수신된 바코드/QR코드를 본인임을 확인시키려는 수신인이 스마트폰으로 읽어서 본인임을 확인시켜주는 메시지를 발신인에게 전송한다.Sender e-mail with the barcode / QR code image to the recipient who is required to be authenticated or verified by the sender. The receiver reads the received barcode / QR code on the smartphone and transmits a message to the sender confirming the identity of the person.
1. 이중으로 본인인증 또는 본인확인하는 방법 중 비용대비 효과가 크다.1. It is cost-effective among the methods of self-certification or self-identification.
2. 두개의 매체를 통해 본인인증 또는 본인확인을 하나의 연속된 방법으로 해결하여 보안능력이 뛰어나다.2. It has superior security ability by solving identity verification or identity verification in two consecutive ways through two media.
도1 이중 본인인증 구성도
도2 수신인 확인앱 흐름도Figure 1 Double-person authentication scheme
Figure 2 Recipient verification app flow diagram
비대면거래에서 본인인증 또는 본인확인 방법은 은행 또는 인증을 요구하는 기관에서 인증 당사자에게 이메일을 보낸다. 보내는 이메일은 협약사항과 바코드/QR코드 이미지를 같이 보낸다.In a non-face-to-face transaction, the identity verification or identity verification method sends an e-mail to the bank or certification body requesting the authentication party. The outgoing e-mail sends the agreement and the barcode / QR code image together.
바코드/QR코드 데이타는 수신인 이름, 주민번호, 수신인 스마트폰 번호, 발신인 이메일 주소, 발신인 SNS계정, 발신인 스마트폰 번호이다.The barcode / QR code data is the recipient's name, resident number, recipient's smartphone number, sender's email address, sender's SNS account, and sender's smartphone number.
이메일을 수신하면 협약내용을 읽고 이미지 화일로 된 바코드/QR코드를 수신인 스마트폰으로 읽어서 보낸 내용을 수신인이 잘 숙지하고 이해했다는 내용으로 발신인 이메일로 또는 발신인 SNS계정 또는 발신인 스마트폰으로 발송한다When you receive the e-mail, you read the agreement, read the barcode / QR code of the image file on the recipient's smartphone, and send it to the sender's e-mail or sender's SNS account or sender's smartphone
수신인 확인앱은 발신인이 보낸 바코드/QR코드를 읽고 바코드/QR코드 데이타인 수신인 스마트폰번호와 바코드/QR코드를 읽은 수신인 스마트폰번호와 비교한다.The recipient verification app reads the barcode / QR code sent by the sender and compares the recipient's smartphone number with the barcode / QR code data and the recipient's smartphone number with the barcode / QR code read.
비교값이 같으면 발신인에게 보낸 이메일내용을 수신인이 숙지하고 이해했다는 문구를 보낸다.If the comparison values are the same, the sender sends a message that the recipient has understood and understood the contents of the e-mail sent to the sender.
수신인이 숙지한 문구는 앱내 수신인 확인문구 데이타 테이블에 저장한 문구를 가져다 사용한다.The phrase that the recipient understands uses the phrase stored in the In-App recipient verification text data table.
수동으로 수신인 확인문구를 입력할 수 있다.You can manually enter the recipient confirmation text.
상기 방법으로 이메일로 수신인을 확인하고,In this way, the recipient is confirmed by e-mail,
이메일로 보낸 바코드/QR코드 데이타인 수신인 스마트폰으로 수신인을 재확인하는 이중으로 본인인증하는 방법이다It is a method to authenticate the duplicate by reconfirming the recipient with the recipient smartphone which is the barcode / QR code data sent by e-mail
비교값이 다르면 수신인 스마트폰으로 바코드/QR코드를 재차 읽고 그래도 다르면 앱을 종료한다.If the comparison value is different, read the bar code / QR code again on the recipient's smartphone, and if it does not, close the app.
Claims (3)
인증기관이 보낸 이메일을 읽고 이메일 내의 바코드/QR코드를 읽는 단계;
바코드/QR코드 데이타인 수신인 스마트폰 번호와 바코드/QR코드를 읽는 수신인 스마트폰 번호를 비교하는 단계;
비교값이 같으면 수신인 확인문구를 생성하여 전송대상에게 수신인 확인메시지를 전송하는 단계;를 포함하는
이메일 및 이메일 내의 바코드/QR코드를 통한 이중 본인인증 방법.In double-person authentication method through barcode / QR code in e-mail and e-mail in non-face-to-face transactions
Reading the email sent by the certificate authority and reading the bar code / QR code in the email;
Comparing recipient smartphone numbers that are bar code / QR code data with recipient smartphone numbers that read bar code / QR codes;
And generating a receipt confirmation text if the comparison values are equal and transmitting a receipt confirmation message to the transmission destination
Double-person authentication via email and barcode / QR code in email.
전송대상은 인증요구기관인 발신인 스마트폰번호 또는 발신인 SNS계정 또는 발신인 이메일 주소를 포함하는
이메일 및 이메일 내의 바코드/QR코드를 통한 이중 본인인증 방법.The method of claim 1, wherein
The transmission destination may include a sender smart phone number or a sender SNS account or sender email address
Double-person authentication via email and barcode / QR code in email.
수신인 확인문구는 앱내 수신인 확인문구 또는 수신인 확인 수동입력값을 포함하는
이메일 및 이메일 내의 바코드/QR코드를 통한 이중 본인인증 방법.The method of claim 1, wherein
The recipient verification text may include an in-app recipient verification text or a recipient verification manual input value.
Double-person authentication via email and barcode / QR code in email.
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20180092775A (en) | 2017-02-10 | 2018-08-20 | 주식회사 코스콤 | Method and apparatus for authenticating user |
CN111192053A (en) * | 2020-01-11 | 2020-05-22 | 支付宝(杭州)信息技术有限公司 | Interaction method and device based on electronic certificate and electronic equipment |
Citations (1)
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KR20160006647A (en) | 2013-11-12 | 2016-01-19 | 주식회사 비즈모델라인 | Method for Authenticating Non-Faced Transaction by using Near Field Communication Card for Generating One Time Password |
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Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
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KR20160006647A (en) | 2013-11-12 | 2016-01-19 | 주식회사 비즈모델라인 | Method for Authenticating Non-Faced Transaction by using Near Field Communication Card for Generating One Time Password |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20180092775A (en) | 2017-02-10 | 2018-08-20 | 주식회사 코스콤 | Method and apparatus for authenticating user |
CN111192053A (en) * | 2020-01-11 | 2020-05-22 | 支付宝(杭州)信息技术有限公司 | Interaction method and device based on electronic certificate and electronic equipment |
CN111192053B (en) * | 2020-01-11 | 2021-07-13 | 支付宝(杭州)信息技术有限公司 | Interaction method and device based on electronic certificate and electronic equipment |
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