KR20160095937A - Method of change password and appartus performing the same - Google Patents

Method of change password and appartus performing the same Download PDF

Info

Publication number
KR20160095937A
KR20160095937A KR1020150017605A KR20150017605A KR20160095937A KR 20160095937 A KR20160095937 A KR 20160095937A KR 1020150017605 A KR1020150017605 A KR 1020150017605A KR 20150017605 A KR20150017605 A KR 20150017605A KR 20160095937 A KR20160095937 A KR 20160095937A
Authority
KR
South Korea
Prior art keywords
card
password
user
change
touched
Prior art date
Application number
KR1020150017605A
Other languages
Korean (ko)
Inventor
황세훈
Original Assignee
주식회사 우리카드
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 주식회사 우리카드 filed Critical 주식회사 우리카드
Priority to KR1020150017605A priority Critical patent/KR20160095937A/en
Publication of KR20160095937A publication Critical patent/KR20160095937A/en

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

A method for changing a password, which is executed in a password changing apparatus according to an embodiment of the present invention, includes displaying a card list issued by the IC card when an IC card is touched, requesting a password change from the card list by a user When the card is selected, providing information of the card to the card company server, and when receiving the password change instruction message from the card company server, communicating with the IC card while the IC card is touched, Number IC card password includes changing the IC card password. Therefore, the present invention is advantageous in that the IC card password or the IC card password can be conveniently changed when the number of password input times is exceeded.

Description

[0001] METHOD OF CHANGE PASSWORD AND APPARTUS PERFORMING THE SAME [0002]

Embodiments of the present invention relate to a password changing method and a password changing apparatus for executing the same.

An IC card is a card that has an IC chip with a microprocessor and IC memory built into a plastic credit card. The IC card has a higher storage capacity than the existing magnetic card, and it can be used for credit cards because the information can be encrypted through calculation processing in the card autonomous system and the security is high.

After the user purchases the goods at the merchant, the IC card is presented to execute the card settlement. The merchant may have a general card terminal or a card terminal for an IC card.

When the merchant stores a general card terminal, the merchant master reads the IC card in the card terminal and executes card settlement. In this case, the card terminal provides the information of the IC card and the password entered by the user to the card company server, and the card company server executes settlement when the password matches the pre-stored password.

On the other hand, when the merchant stores the card terminal for the IC card, the merchant shop owner places the IC card in the card terminal for the IC card and requests the user to input the IC card password on the IC card. When the user enters the IC card password on the IC card and the password is valid, the card terminal executes the settlement.

However, it is inconvenient for the user to input a wrong password more than a predetermined number of times or to change the password.

An object of the present invention is to provide a password changing method and a password changing apparatus that can change an IC card password or initialize an error count of an IC card password more easily when the number of password input times is exceeded .

The problems to be solved by the present invention are not limited to the above-mentioned problem (s), and another problem (s) not mentioned can be clearly understood by those skilled in the art from the following description.

The method comprising the steps of: displaying a card list issued by the IC card when a password-changing IC card that is executed in the password changing device is touched; if the card to be requested to change the password is selected by the user, Receiving a password change instruction from the user when the authentication of the user is completed and the password change instruction message is received by the card issuer server; Communicating with the IC card in a touched state and executing a request selected by the user.

Among the embodiments, the password changing device includes a screen output unit for displaying a list of cards issued by the IC card when the IC card is touched, and a card for requesting a password change from the card list, A communication unit for receiving a password change instruction message when the authentication of the user is completed by the card issuer server and for initializing a password change or a password error number from the user, And an IC password changing unit for communicating with the IC card and executing a request selected by the user when the IC card is touched.

The details of other embodiments are included in the detailed description and the accompanying drawings.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and / or features of the present invention, and how to accomplish them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. It should be understood, however, that the invention is not limited to the disclosed embodiments, but is capable of many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

According to the present invention, there is an advantage that, when the number of times of inputting the password is exceeded, the IC card password can be changed or the error count of the IC card password can be easily initialized.

1 is a network configuration diagram for explaining a password change system according to an embodiment of the present invention.
2 is a block diagram illustrating an internal structure of a password changing apparatus according to an embodiment of the present invention.
FIG. 3 is a flowchart for explaining an embodiment of a password changing method according to the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

As used herein, the term " IC card password " is stored in the IC chip on the IC card, and a password entered by the customer into the IC card terminal at the transaction at the merchant's point where the IC card terminal is installed, If the password stored in the chip is matched, an approval request for the transaction is made. At this time, enter the IC card password ?? The authentication procedure may be omitted depending on the embodiment.

1 is a network configuration diagram for explaining a password change system according to an embodiment of the present invention.

Referring to FIG. 1, the password change system includes a password change device 100 and a card issuer server 200.

The password changing apparatus 100 displays a list of cards issued by the IC card when the IC card is touched by the user, and when one of the cards is requested by the user to change the password, the IC card password And may be a mobile terminal, a smart phone, a notebook, and a PDA (Personal Digital Assistant).

The password changing apparatus 100 performs communication with the IC card when the user touches the IC card.

In one embodiment, the password changing apparatus 100 may perform communication with the IC card through a local communication such as NFC. To this end, the password changing apparatus 100 stores an application for changing an IC card password, which can be connected to the card issuer server 200.

When the IC card is touched, the password changing apparatus 100 displays a list of cards issued from the IC card.

In one embodiment, the password changing apparatus 100 may display a list of cards including types of cards issued for each brand in the IC card. For example, the password changing apparatus 100 may display a list of cards including a master brand credit card, a master brand check card, and a visa brand credit card.

The password changing apparatus 100 receives the information of the card from which the password change request is requested from the user.

In one embodiment, the password changing apparatus 100 can receive the information of the card when a specific card in the card list is selected by the user.

In another embodiment, when the card is touched by the user, the password changing apparatus 100 may determine that the card to be requested to change the password is selected by the user and receive the information of the card.

When the user authentication is completed by the card issuer server 200 and the password change instruction message is received, the password change apparatus 100 selects a password change or a password error count initialization from the user.

The password changing apparatus 100 communicates with the IC card in a state that the IC card is touched, and executes the request selected by the user.

In one embodiment, the password changing apparatus 100 may initialize an IC card password or an IC card password. For example, the password changing apparatus 100 may change the IC card password or the IC card password to the user's date of birth.

In another embodiment, the password changing device 100 may initialize the number of IC card password errors. For example, the password changing apparatus 100 can initialize the number to 0 when the IC card password error count is five.

The card issuer server 200 is a server for issuing an IC card to a user and changing the password of the IC card or resetting the number of times of the password error according to a request of the user, and is located in a card company (e.g., Woori Card).

When the card issuer server 200 receives the user authentication request from the password changing apparatus 100, the card issuer server 200 authenticates the user. Here, the card issuer server 200 can authenticate the user by using the card information of the user, biometric information (e.g., a fingerprint, etc.), personal information, and the like.

2 is a block diagram illustrating an internal structure of a password changing apparatus according to an embodiment of the present invention.

2, the PIN changing apparatus 100 includes a card interface 110, a key input unit 120, a screen output unit 130, a communication unit 140, an IC password changing unit 150, and a controller 160 ).

The card interface 110 provides an interface for reading at least one piece of information or data included in the IC card to change the IC card password. The card interface 110 is provided with a contact type IC card And a contact type IC interface in which the password changing apparatus 100 provides an interface.

The contact type IC interface is a card interface 110 based on ISO / IEC 7816. The contact type IC interface includes at least one contact point which makes electrical contact with a COB (Chip On Board) A method of interfacing predetermined information or data from an IC chip to a card issuing terminal through a half-duplex transaction using an APDU (Application Protocol Data Unit) by supplying power to the IC chip of the IC card through a contact point .

The key input unit 120 receives a key input from a predetermined key input unit including a plurality of numeric keys, a character key for inputting characters, and a function key, Or the key data generated when the user clicks a predetermined key is input to the control unit 160. The control unit 160 reads the key data input through the key input unit 120, And controls a predetermined function corresponding to the key data and / or a predefined operation in association with at least one or more components provided in the card issuing terminal.

According to a preferred embodiment of the present invention, when the card list issued from the IC card is displayed, the key input unit 120 displays at least one numeric key and / or character key and / or function key .

The screen output unit 130 may be configured to display a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by a control unit 160 in the course of performing a predetermined function (e.g., electronic payment processing function using a card) And outputting the at least one information or data defined in advance or in real time to be output to a predetermined screen outputting means including a mobile terminal and a Tube through a predefined screen interface, The predefined information or data includes key data input through the key input unit 120 and / or information (or data) stored or generated by a component provided in the card issuing terminal, a communication unit 250 (Or data) transmitted and / or received through the card issuing terminal, and / or a predetermined operation result (or data) At least one of which is included.

According to a preferred embodiment of the present invention, when the IC card is touched, the screen output unit 130 outputs a card list issued by the IC card. In the key input unit 120, It is preferable to output the screen interface to the screen output means according to a predetermined procedure.

The communication unit 140 is connected to the card issuing server (or terminal) and / or the password changing apparatus 100 on the network through a predetermined cable in the process of the password changing apparatus 100 performing the function of changing the IC card password And a predetermined communication means for connecting a communication session with a terminal (or a device) and / or a terminal (or device) connected to the password changing apparatus 100 through predetermined short distance wireless communication.

A predetermined wired network and / or a mobile communication network or a wireless network including a Value Added Network (VAN) or a financial cooperative network or a high-speed Internet (e.g., ADSL / VDSL / Cable Network / A network communication unit for connecting a communication channel to a server (or terminal) on a wired / wireless network through a predetermined wireless network including a data communication network, and / or a network communication unit for connecting a communication session with a predetermined terminal Cable communication unit, and / or at least one short-range wireless communication unit including an infrared ray communication, an RF (Radio Frequency) communication, a Bluetooth, a wireless LAN and a Wi- And a short range wireless communication unit for connecting a short range wireless communication session with a predetermined terminal (or device) Board comprises a communication protocol and / or drivers for connecting (or communication session).

According to a preferred embodiment of the present invention, the communication unit 250 connects a predetermined communication channel with the card issuer server 200 on the network, and transmits information of a card for which a password change request selected by the user is requested through the key input unit 120, Can be provided to the server.

According to a preferred embodiment of the present invention, the communication unit 250 connects a predetermined communication channel with the card issuer server 200 on the network, and provides information of a card to be requested to change a password read through the card interface 110 to a card company server can do.

The IC password changing unit 150 selects a password change or initialization of a password error count from the user and communicates with the IC card in a state that the IC card is touched to execute the request selected by the user.

If the password change is selected by the user, the IC password change unit 150 receives the password from the user and provides the password to the card issuer server. When the IC card is touched, To change the IC card password IC.

In another embodiment, the IC password changing unit 150 may initialize the number of times of the password error if the initialization of the password error number is selected by the user.

FIG. 3 is a flowchart for explaining an embodiment of a password changing method according to the present invention.

Referring to FIG. 3, when the IC card is touched (step S300), the password changing apparatus 100 displays the card list issued from the IC card (step S310).

In one embodiment of step S310, the password changing apparatus 100 may display a card list including card types that are issued for each brand in the IC card.

The password changing apparatus 100 provides the card information to the card issuing server 200 (Step S330) when a card to be requested to change the password of the card list is selected by the user (Step S320).

In one embodiment of step S330, the password changing apparatus 100 may select a card to be touched in the card list when a card to be requested to change the password is touched by the user.

The password changing apparatus 100 provides the user's authentication request to the card company server when the card to be requested to change the password is selected (step S330). The card issuer server 200 transmits a password change instruction message when the user is authenticated (step S340).

When the password change device 100 receives a password change instruction message from the card issuer server 200 (step S340), the password change device 100 selects a password change or a password error count initialization from the user (step S350). The password changing apparatus 100 communicates with the IC card in a state where the IC card is touched to execute the password change or the password error count initialization selected by the user. (Step S360).

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

100: Password changing device
110: Card interface
120: key input unit
130:
140:
150:
200: card company server

Claims (10)

A password changing method executed in a password changing apparatus,
Displaying a list of cards issued by the IC card when the IC card is touched;
Providing a card issuer server with an authentication request of the user if a card to be requested to change the password of the card list is selected by the user;
Receiving a password change instruction or a password error count initialization from the user when the user authentication is completed by the card company server and a password change instruction message is received; And
And communicating with the IC card when the IC card is touched to execute the request selected by the user
How to change your password.
The method according to claim 1,
When the IC card is touched, displaying the card list issued by the IC card
And displaying the card list including the card type issued by the brand in the IC card
How to change your password.
The method according to claim 1,
When one card to be requested to change the password of the card list is selected by the user, providing the card information to the card company server
And selecting the touched card from the card list when a card to be requested to change the password is touched by the user
How to change your password.
The method according to claim 1,
Wherein the step of communicating with the IC card and executing a request selected by the user while the IC card is touched
If the password change is selected by the user, receives a password from the user and provides the password to the card company server, updates the password on the IC chip on the IC card while the IC card is touched, ; And
And initializing the password error count if the initialization of the password error count is selected by the user
How to change your password.
The method according to claim 1,
The IC card
An IC chip capable of storing card information in the card; And
And an antenna for allowing the IC chip and the password changing device to communicate in an RF manner
How to change your password.
A screen output unit displaying a list of cards issued by the IC card when the IC card is touched;
When a card to be requested to change the password of the card list is selected by the user, the authentication request of the user is provided to the card company server, and when the authentication of the user is completed by the card company server, A communication unit; And
And an IC password changing unit for selecting a password change or initialization of a password error count from the user and communicating with the IC card while the IC card is touched to execute a request selected by the user
Password changing device.
The method according to claim 6,
The information providing unit
And a card list including a card type issued for each brand on the IC card is displayed.
Password changing device.
The method according to claim 6,
The information providing unit
And selects the touched card from the card list when a card to be requested to change the password is touched by the user
Password changing device.
The method according to claim 6,
The IC card password change unit
If the password change is selected by the user, receives a password from the user and provides the password to the card company server, updates the password on the IC chip on the IC card while the IC card is touched, Card password If the initialization of the password error count is selected by the user, the password error count is initialized
Password changing device.
The method according to claim 6,
The IC card
An IC chip capable of storing card information in the card; And
And an antenna for allowing the IC chip and the password changing device to communicate in an RF manner
Password changing device.
KR1020150017605A 2015-02-04 2015-02-04 Method of change password and appartus performing the same KR20160095937A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020150017605A KR20160095937A (en) 2015-02-04 2015-02-04 Method of change password and appartus performing the same

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020150017605A KR20160095937A (en) 2015-02-04 2015-02-04 Method of change password and appartus performing the same

Publications (1)

Publication Number Publication Date
KR20160095937A true KR20160095937A (en) 2016-08-12

Family

ID=56714873

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020150017605A KR20160095937A (en) 2015-02-04 2015-02-04 Method of change password and appartus performing the same

Country Status (1)

Country Link
KR (1) KR20160095937A (en)

Similar Documents

Publication Publication Date Title
US11232438B2 (en) Method and system for authenticating transaction request from device
US20170116596A1 (en) Mobile Communication Device with Proximity Based Communication Circuitry
US9349125B2 (en) System and method of loading a transaction card and processing repayment on a mobile device
US8532572B2 (en) Mobile integrated distribution and transaction system and method for NFC services, and a mobile electronic device thereof
US20120245985A1 (en) Method of controlling system and mobile device for processing payment and data
US10108958B2 (en) Method for processing a payment, and system and electronic device for implementing the same
KR20140095745A (en) Supporting Method For Payment and System thereof
TW201349143A (en) Transaction processing system and method
US10825026B2 (en) Payment card transaction authorization system and process
US10235667B2 (en) Device-embedded transaction chip
CN104024988A (en) Systems and methods for secured entry of user authentication data
JP2018116435A (en) Authentication device, authentication system, authentication method, and program
CN107787502A (en) Method and system for the certification of ideal money instrument
US20150095222A1 (en) Dynamic identity representation in mobile devices
US11887022B2 (en) Systems and methods for provisioning point of sale terminals
CN109074589A (en) To the general-purpose accessing of stored value card
US11037139B1 (en) Systems and methods for smart card mobile device authentication
KR20100061628A (en) Auto teller machine
KR20160095937A (en) Method of change password and appartus performing the same
CN112352237A (en) System and method for authentication code entry
KR101714140B1 (en) Method of issuing card and system performing the same
KR101597896B1 (en) Payment method using near field communicatio and payment apparatus performing the payment method
KR20160047970A (en) Online payment system and payment methods using the same
KR20100005634A (en) System and method for processing cash withdraw by using auto teller machine and program recording medium
KR20150114359A (en) Card registeration system by contacting card and operating method thereof

Legal Events

Date Code Title Description
A201 Request for examination
E902 Notification of reason for refusal
AMND Amendment
E601 Decision to refuse application
AMND Amendment
E902 Notification of reason for refusal
AMND Amendment