KR20160063850A - Insurance service system for providing health care services and method thereof - Google Patents

Abstract

Disclosed is an insurance service system for receiving information on an exercise result of a customer from a fitness club terminal. The insurance service system comprises: a database unit for storing information on a fitness club, information on a customer and an insurance the customer purchased, information on an exercise result of the customer, information on a hospital visit history of the customer, and information on an insurance product; and a server for searching and providing a fitness club available around the customer if the information on the customer who purchased an insurance is inputted from a manger terminal, and for reflecting the information on an exercise result of the customer to an insurance rate at a time of an insurance renewal, if the information on an exercise result of the customer is received from a fitness club terminal. According to an embodiment of the present invention, an insurance company or another company allows an insured customer to use a fitness club for free and provides the customer with systematically comprehensive management.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an insurance service system for providing health services,

The present invention relates to an insurance service system and method for efficiently providing healthcare services to insured customers at an insurance company or other company.

Generally, various electronic devices are being made through the development of electronic communication technology, and various devices such as a computer, a tablet PC, a mobile phone, and a smart phone are widely used.

On the other hand, keeping members of corporations, insurers, and even national organizations in a healthy state has a profound effect not only on individual members but also on the interests of the members to which they belong.

In this way, individual health management is not limited to the problems of the members but affects the interests of the affiliated organizations. Therefore, for the happiness or benefit of the members and the organizations, And the system of compensation and the compensation system to apply the research and development is applied.

On the other hand, the fitness center can combine the machine and the electronic device to generate the exercise data of the exerciser so that the exercise data can be provided in the ubiquitous environment to the place where the time and place are not limited Has developed.

In order to promote and verify the exercise of the athlete in the developed ubiquitous environment, Japanese Patent No. 443746 (entitled " invention of health authentication server and health management system "

Such prior art techniques are based on the idea that professional members who are members of a professional group having a certain qualification requirement present an appropriate exercise program to general members who need to exercise and verify whether general members perform exercise appropriately according to the exercise program A fitness adjustment module for presenting an exercise program to general members and controlling the fitness machines according to the exercise program; A storage unit for storing exercise results, physical conditions, and physical fitness conditions exercised by the general members; A motion result calculation module for analyzing and processing the motion result; And a display module for displaying the exercise results of the general members at the terminals of the professional members at the request of the professional members.

Such a conventional health authentication system is intended to verify whether or not exercise results of general members have been performed according to the instructions of the exercise program, and it is a problem that general members can not perform a function of voluntarily participating in or inducing exercise I have.

In addition, if such a system is used by a company or an insurance company to pay a certain amount to a general member for the purpose of encouraging the exercise, if the general member does not perform the exercise faithfully, the company can not achieve the desired purpose but wastes the budget. .

In order to solve such a problem, Ubiquitous-based wellness induction system and method are disclosed in Japanese Patent Laid-Open Publication No. 2012-0114187.

This conventional technique induces a lot of exercise by paying compensation according to the result of exercise of a member.

However, in this method, monetary compensation alone was limited.

On the other hand, health-related insurance such as real-life insurance or life insurance or accident insurance is now widely available.

In this sense, insurance companies are increasingly receiving compensation and insurance spending as the insured are not healthy.

SUMMARY OF THE INVENTION The present invention has been made in view of the above problems, and an object of the present invention is to provide an insurance service system and a health insurance system, which provide a healthcare service systematically integrated management, Method.

In addition, it introduces insurance products suitable for sports center customers, and provides an insurance service system and method that can receive insurance.

It is another object of the present invention to provide an insurance service system and method that can refer to hospital use information and recommend a suitable exercise to a customer.

Also, the present invention provides an insurance service system and method that can refer to the result of a sports center exercise to be reflected in an insurance rate when an insurance is renewed.

According to an aspect of the present invention, there is provided an insurance service system for providing a health service,

An insurance service system for receiving movement result information of a customer from a terminal of a sports center,

A database unit for storing sports center information, customer information and insurance information to which the user belongs, exercise result information of the customer, hospital use information of the customer, and insurance product information;

When the insured customer information is input from the operator terminal, a sports center available in the vicinity of the customer is searched for and provided, and when the sports result information of the customer is received from the sports center terminal, It includes a server that reflects on the insurance rate.

The server transmits the medical care result information to the terminal of the sports center in which the customer visits and refers to the patient during exercise.

The terminal of the sports center receives the insurance information from the server and displays the insurance information according to the operation of the trainer.

The database unit,

A sports center information DB for storing information including positions of sports centers and fitness equipment information,

A customer information DB for storing the personal information of the insured customer, the insurance information to be registered, and the registered sports center information,

A motion result information DB for storing a motion result history of the customer,

A hospital use information DB for storing the hospital use information of the customer,

An insurance DB storing insurance product information;

The server comprises:

An information registration unit for searching for and providing available sports centers in the vicinity of the customer when insured customer information is inputted from the operator terminal and transmitting the information of the customer to the selected sports center to register as a member,

An insurance renewal unit for reflecting the result of the exercise to the insurance rate at the time of insurance renewal when the exercise result information of the customer is received from the sports center terminal;

An insurance product information providing unit for providing insurance product information with reference to the insurance DB when the providing of the insurance product is requested from the sports center terminal;

And an information delivery unit for receiving the hospital use information from the hospital terminal and transmitting the hospital use information of the customer to the terminal of the sports center where the customer is traveling.

The terminal of the sports center,

An input unit for receiving a selection of a user;

A display unit for displaying information;

A communication unit performing a communication function;

A storage unit for storing a recommendation motion corresponding to a disease name;

Recommending the exercise corresponding to the customer's hospital use information received from the insurance service system, transmitting the exercise result of the customer to the insurance service system,

And a control unit for requesting insurance information from the insurance system according to the selection of the input unit and displaying the insurance information on the display unit and transmitting the information required for insurance inserting inputted from the input unit to the insurance service system.

According to an aspect of the present invention,

An insurance service method of an insurance service system for receiving movement result information of a customer from a terminal of a sports center,

Providing insurance product information from a terminal of the sports center when a request for insurance product is received from the terminal of the sports center;

When the information of a customer who wishes to insure is received from an operator terminal or a terminal of a sports center, the server is insured and stored in a database unit;

Searching and providing an available sports center in the vicinity of the insured customer;

Transmitting the information of the customer to the sports center selected by the server and registering the member as a member;

And when the server receives the exercise result information from the sports center terminal, the server reflects the exercise result to the insurance rate at the time of insurance renewal.

And transmitting the hospital use information of the customer to the terminal of the sports center in which the server is carried when the hospital use information is received from the hospital terminal.

The embodiment of the present invention can provide an insurance service system and a method for providing a health service that systematically manages integrated management while allowing an insurance company or another company to utilize a sports center free of charge for customers insured.

In addition, it is possible to introduce an insurance product suitable for a sports center customer, and to provide an insurance service system and method for receiving insurance.

In addition, it is possible to provide an insurance service system and method by referring to hospital use information and recommending a suitable exercise to a customer.

In addition, it is possible to provide an insurance service system and method that can refer to the exercise result of the sports center and reflect it in the insurance rate in the insurance renewal.

1 is a configuration diagram of an insurance service system for providing a health service according to an embodiment of the present invention.
FIG. 2 is a view showing a configuration of a sports center terminal in FIG. 1. FIG.
3 is an operational flowchart of an insurance service method for providing a health service according to an embodiment of the present invention.
4 to 6 are diagrams showing the organizational structure of an insurance company and a fitness center.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily carry out the present invention. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when an element is referred to as "comprising ", it means that it can include other elements as well, without excluding other elements unless specifically stated otherwise.

1 is a configuration diagram of an insurance service system for providing a health service according to an embodiment of the present invention.

Referring to FIG. 1, an insurance service system for providing health services according to an embodiment of the present invention is an insurance service system for receiving movement result information of a customer from a terminal of a sports center,

A database 120 for storing sports center information, customer information and insurance information to which the user belongs, exercise result information of the customer, hospital use information of the customer, and insurance product information;

When the insured customer information is inputted from the operator terminal 130, the user finds and provides a sports center available in the vicinity of the customer. When the motion result information of the customer is received from the sports center terminal 200, And a server 110 for reflecting the result in the insurance rate at the time of insurance renewal.

The server 110 transmits the medical care result information to the terminal 200 of the sports center in which the customer is present and refers to the patient at the time of exercise when receiving the medical care result of the customer from the external hospital server 300 .

The terminal 200 of the sports center receives the insurance information from the server 110 and displays the insurance information according to the operation of the trainer.

The database unit 120 may include:

A sports center information DB 121 for storing information including positions of sports centers and fitness equipment information,

A customer information DB 122 for storing the personal information of the insured customer, the insurance information of the insurance, and the registered sports center information,

A movement result information DB 123 for storing the movement result history of the customer such as the number of days of exercise, exercise time,

A hospital utilization information DB 124 for storing hospital utilization information including the patient's name, the number of treatment days,

An insurance DB 125 for storing various insurance product information sold by the insurance company;

The server (110)

An information registration unit 111 for searching for and providing available sports centers in the vicinity of the customer when the insured customer information is inputted from the operator terminal 130 and transmitting the information of the customer to the selected sports center and registering the information ),

An insurance renewal unit (112) for reflecting the result of the exercise to the insurance rate at the time of renewal of insurance when the exercise result information of the customer is received from the sports center terminal (200);

An insurance product information providing unit 113 for providing insurance product information with reference to the insurance DB when the insurance center 200 provides the insurance product;

And an information transfer unit 114 for transmitting the hospital use information of the customer to the terminal 200 of the sports center where the customer visits when the hospital use information is received from the hospital terminal.

The sports center terminal 200 and the hospital server 300 may be plural, and the insurance service system 100 according to the embodiment of the present invention performs services in connection with a plurality of sports centers and hospitals.

2 is a view showing a configuration of a sports center terminal in FIG.

Referring to FIG. 2, the terminal 200 of the sports center,

An input unit 220 for receiving a selection of a user;

A display unit 210 for displaying information;

A communication unit 240 for performing a communication function;

A storage unit 250 for storing a recommendation motion corresponding to a disease name;

A movement corresponding to the customer's hospital use information received from the insurance service system is recommended, and the result of the movement of the customer is transmitted to the insurance service system 100, and the insurance service system 100 to display the insurance information on the display unit 210 and transmit the information required for insurance inserting inputted from the input unit 220 to the insurance service system 100.

The input unit 220 may be a keyboard, a keypad, a mouse, or the like, and may be a touch screen or a touch pad.

The display unit 210 may be a display device or a monitor combined with an LCD or a touch screen.

The communication unit 240 performs a communication function in a wired manner using WiFi, a wireless method, a CDMA method, a GSM method, or other wireless methods.

The operation of an insurance service system that provides health services with this configuration will now be described.

3 is an operational flowchart of an insurance service method for providing a health service according to an embodiment of the present invention.

Referring to FIG. 3, a customer may subscribe to a desired insurance product directly from an insurance company, or may participate in a sports center through a health trainer or the like.

First, if a person at a sports center wonders about a product that is introduced according to the introduction of the fitness trainer, the fitness trainer operates the input unit 220 so that the control unit 230 can communicate with the server (not shown) via the communication unit 240, 110 in step S310.

Then, the insurance product information providing unit 113 of the server 110 searches the insurance DB 125 for insurance product information or all insurance product information suitable for the customer and provides the insurance product information to the customer in operation S320.

Then, the information registration unit 111 selects a desired insurance product from the terminal 200 of the sports center and inputs information required for insuring the insurance to the input unit 220 (S330) Receives the customer, insures the customer, and stores the customer in the customer information DB 122. At this time, if necessary, the information registration unit 111 may further receive and store a document necessary for insurances, a recording file, and the like.

Next, the information registration unit 111 informs the sports center terminal 200 that the sports center information or the insured sports center information close to the insured customer's address can be freely used (S340).

If the customer selects a sports center to be used free of charge (S350), the information registration unit 111 transmits the customer information to the selected sports center, registers the member as a free member, and stores it in the customer information DB 122 S360).

Then, the control unit 230 stores the member information in the storage unit 250 as a free member.

On the other hand, a customer visiting an insurance company or the like visits a server 110 through an operator terminal 130 to guide the insurance product and receive insurance.

Even in this case, the information registration unit 111 informs the sports center nearest to the insured customer's address or sports center information insured by the insurer to the operator terminal 130 so that it can be used free of charge.

If the customer selects a sports center to be used free of charge, the information registration unit 111 transmits the customer information to the selected sports center, registers the member as a free member, and stores it in the customer information DB 122.

After completing the membership, they will go to the sports center they choose for free, exercise, and exercise with the help of a fitness trainer.

The health trainer records the user's exercise time, exercise type, and exercise date in the input unit 220. The controller 230 stores the information in the storage unit 250 and transmits the information to the server 110 (S370) .

When the sports result information of the customer is received from the sports center terminal, the insurance renewal unit 112 of the server reflects the exercise result in the insurance rate at the insurance renewal (S380). This exercise information can be evaluated on a weekly, monthly or podium basis to change the rate at the time of insurance renewal. For example, if you exercise regularly for a certain amount of time each day, you will be classified as a grade A and you will be required to reduce your premium to the maximum. If you do not exercise at all, The better the exercise result by dividing into the grade of the one, the insurance rate can be appropriately adjusted in the direction of discounting the premium.

When the hospital use information is received from the hospital server 300 or the hospital terminal 300 in step S410, the server transmits the hospital use information of the customer to the terminal 200 of the sports center in which the customer travels in step S420.

Then, the health trainer can refer to the hospital use information and map during exercise. For example, a person with a poor waist recommends a good exercise to the waist, and a person with a bad leg joint can recommend a good exercise in the leg joint (S430).

In the embodiment of the present invention, the sports center can generate independent income, and the insured such as the health trainer can directly promote and market the customer, and there can not be a better place as the optimal marketing place.

In addition, the sports center can serve as a center where members can communicate with each other and can promote the space.

For example, it is possible to make the sports center available once a day and to prevent the duplication of use due to the unified insurance customer use line.

In the embodiment of the present invention, The place where the insurance agent is located may not make customers feel uncomfortable by self-visiting (exercise visit).

Members are more advantageous if they have insurance coverage of 100,000 won, and if they use the sports center, they are more advantageous than the annulment system, which does not return even after the insurance period expires.

Also, it is very advantageous for the insurance company because the health center makes it easier to use the sports center.

In the above process, the insurance company can have the structure as shown in FIG. 4 or FIG. 5, and each city can have one central management center and an independent agency under the same. However, it is limited to one health center within 500m in each area.

6, the personnel system of the fitness center can be configured,

You can combine the functions of an insurance trainer and an insurance planner to form an insurance design health trainer.

Insurance design The health trainer is a person who has the function of a health trainer and conducts training to enable the consultation and design of insurance for members and customers.

And the insurer carries out self-education and qualifies.

For example, an insurance design fitness trainer first class (existing life physical education leader certificate + insurance related certificate acquisition), insurance design fitness trainer second class (life sports leader certificate + in-house self education completion person) is given.

In the center where each center does not receive the self-education, the insurance company dispatches and manages the insurance consultant and conduct self-education of member counseling and health trainer.

In addition, customers who are subscribed to existing insurance products will be able to use additional sports mediators.

And we use a method of inducing a new product to the existing head and adding a rider.

The structure of these insurance companies and health centers can be varied.

The embodiments of the present invention described above are not only implemented by the apparatus and method but may be implemented through a program for realizing the function corresponding to the configuration of the embodiment of the present invention or a recording medium on which the program is recorded, The embodiments can be easily implemented by those skilled in the art from the description of the embodiments described above.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, It belongs to the scope of right.

Claims (7)

An insurance service system for receiving movement result information of a customer from a terminal of a sports center,
A database unit for storing sports center information, customer information and insurance information to which the user belongs, exercise result information of the customer, hospital use information of the customer, and insurance product information;
When the insured customer information is input from the operator terminal, a sports center available in the vicinity of the customer is searched for and provided, and when the sports result information of the customer is received from the sports center terminal, An insurance service system that provides health services that include servers that reflect on insurance rates. The method according to claim 1,
Wherein the server transmits the medical care result information to the terminal of the sports center where the customer travels and refers to the medical service result when the user receives the medical service result from the external hospital server. system. 3. The method of claim 2,
Wherein the terminal of the sports center receives the insurance information from the server and displays the insurance information according to the operation of the trainer. The method of claim 3,
The database unit,
A sports center information DB for storing information including positions of sports centers and fitness equipment information,
A customer information DB for storing the personal information of the insured customer, the insurance information to be registered, and the registered sports center information,
A motion result information DB for storing a motion result history of the customer,
A hospital use information DB for storing the hospital use information of the customer,
An insurance DB for storing insurance product information,
The server comprises:
An information registration unit for searching for and providing available sports centers in the vicinity of the customer when insured customer information is inputted from the operator terminal and transmitting the information of the customer to the selected sports center to register as a member,
An insurance renewal unit for reflecting the result of the exercise to the insurance rate at the time of insurance renewal when the exercise result information of the customer is received from the sports center terminal;
An insurance product information providing unit for providing insurance product information with reference to the insurance DB when the providing of the insurance product is requested from the sports center terminal;
And an information transmitting unit for transmitting the hospital use information of the customer to the terminal of the sports center where the customer goes when the hospital use information is received from the hospital terminal. 5. The method of claim 4,
The terminal of the sports center,
An input unit for receiving a selection of a user;
A display unit for displaying information;
A communication unit performing a communication function;
A storage unit for storing a recommendation motion corresponding to a disease name;
Recommending the exercise corresponding to the customer's hospital use information received from the insurance service system, transmitting the exercise result of the customer to the insurance service system,
And a control unit for requesting insurance information from the insurance system according to the selection of the input unit and displaying the insurance information on the display unit and transmitting information required for insuring the insurance system inputted from the input unit to the insurance service system, system. An insurance service method of an insurance service system for receiving movement result information of a customer from a terminal of a sports center,
Providing insurance product information from a terminal of the sports center when a request for insurance product is received from the terminal of the sports center;
When the information of a customer who wishes to insure is received from an operator terminal or a terminal of a sports center, the server is insured and stored in a database unit;
Searching and providing an available sports center in the vicinity of the insured customer;
Transmitting the information of the customer to the sports center selected by the server and registering the member as a member;
And when the server receives the exercise result information from the sports center terminal, reflecting the result of the exercise to the insurance rate at the insurance renewal time. The method according to claim 6,
And when the hospital use information is received from the hospital terminal, the server transmits the hospital use information of the customer to the terminal of the sports center where the customer goes.

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