KR20160008292A - Payment certification server using decoded division code - Google Patents

Payment certification server using decoded division code Download PDF

Info

Publication number
KR20160008292A
KR20160008292A KR1020140088247A KR20140088247A KR20160008292A KR 20160008292 A KR20160008292 A KR 20160008292A KR 1020140088247 A KR1020140088247 A KR 1020140088247A KR 20140088247 A KR20140088247 A KR 20140088247A KR 20160008292 A KR20160008292 A KR 20160008292A
Authority
KR
South Korea
Prior art keywords
code
mobile terminal
terminal
payment
information
Prior art date
Application number
KR1020140088247A
Other languages
Korean (ko)
Inventor
신윤호
박해규
Original Assignee
주식회사 팬더아이앤씨
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 주식회사 팬더아이앤씨 filed Critical 주식회사 팬더아이앤씨
Priority to KR1020140088247A priority Critical patent/KR20160008292A/en
Publication of KR20160008292A publication Critical patent/KR20160008292A/en

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a payment method using a mobile terminal, in which the first code of the mobile terminal and the second code of the merchant terminal are discriminated and the settlement is approved, thereby preventing the card information and personal information of the user from being exposed to the merchant The present invention relates to a method and apparatus for decoding a divided code.
To this end, the present invention provides a billing authentication server for decrypting divided codes as follows. The payment authentication server includes an authorization code generation unit for generating a first authorization code and a second authorization code to be transmitted to each of the mobile terminal and the affiliate terminal, a first code and calculation rule information from the mobile terminal, And an authentication processing unit for authenticating a normal payment when the result of applying the calculation rule information to the first and second approval codes is identical to the first code and the second code, .

Description

{PAYMENT CERTIFICATION SERVER USING DECODED DIVISION CODE}

The present invention relates to a payment method using a mobile terminal, in which the first code of the mobile terminal and the second code of the merchant terminal are discriminated and the settlement is approved, thereby preventing the card information and personal information of the user from being exposed to the merchant The present invention relates to a method and apparatus for decoding a divided code.

In general, since the card payment method uses the user's card to pay the card at the merchant terminal, the personal information of the card user is left at the alias terminal, and the personal information of the card user is frequently leaked. We needed to study the methods of payment that could be protected.

The conventional card merchant terminal makes a payment using the information of the user and transmits the information to the server, so that the personal information of the card user remains at the merchant, and personal information leakage occurs due to the use of the card.

The financial information input method using the symmetric key security algorithm disclosed in Korean Patent No. 641,824 and the commerce system for mobile communication have a problem that the personal information of the user can not be prevented from being exposed to the merchant terminal.

The mobile safe payment method and system disclosed in Korean Patent No. 1,129,168 has a problem in that it is difficult for the user to use simply because the process is complicated.

Korea Patent No. 641,824 Korean Patent No. 1,129,168

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and it is an object of the present invention to provide a payment authentication server which can prevent user information from being left in the merchant terminal and prevent personal information from being leaked from the merchant, To provide a method of operation.

The technical object of the present invention is not limited to the above-mentioned technical objects and other technical objects which are not mentioned can be clearly understood by those skilled in the art from the following description will be.

To this end, the present invention provides a billing authentication server for decoding a divided code as described below. The payment authentication server includes an approval code generation unit for generating a first approval code and a second approval code to be transmitted to each of the mobile terminal and the affiliate terminal, a first code and calculation rule information from the mobile terminal, And an authentication processing unit for authenticating the normal authentication when the results of applying the calculation rule information to the first and second authorization codes match the first code and the second code, .

According to the present invention, since the user information is not recorded in the merchant terminal, the split code decryption payment method can prevent the user's personal information from being leaked from the merchant in advance, so that it is possible to make settlement more reliably.

1 is a diagram illustrating a schematic operation state of a division code decryption payment method according to the present invention.
2 is a block diagram illustrating components of a mobile terminal according to the present invention.
3 is a block diagram illustrating components of an affiliate terminal according to the present invention.
4 is a block diagram illustrating components of the payment authentication server according to the present invention.
5 is an information processing flowchart illustrating a code generation method using an authentication code according to the first embodiment of the present invention.
6 is an information processing flowchart illustrating a code generation method using an identification code according to a second embodiment of the present invention.
7 is an information processing flowchart illustrating a code generation method using calculation rule information according to a third embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. The sizes and shapes of the components shown in the drawings may be exaggerated for clarity and convenience. In addition, terms defined in consideration of the configuration and operation of the present invention may be changed according to the intention or custom of the user, the operator. Definitions of these terms should be based on the content of this specification. It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the inventions. Of course.

1 is a diagram illustrating an operating state of a split code decoding billing system using a split code decoding billing server according to an embodiment of the present invention. Hereinafter, the description will be made with reference to FIG. 1, and the components not shown in FIG. 1 are referred to as separate reference drawings.

The division code decryption payment system according to an embodiment of the present invention comprises a mobile terminal 10, an affiliate shop terminal 20, and a payment authentication server 30. In addition, the card issuing server 40 may further include a card company server 40 in which settlement of an actual card is performed when the settlement authentication server 30 is authenticated as a normal settlement. However, the payment authentication server 30 and the card company server 40 may be configured as the same device. In this specification, the payment authentication server 30 is mainly described with respect to the payment authentication server 30, And it can be operated as the company server 40 as well.

When divided code decoding is performed when two different code values are calculated, when the two values are equal to a reference value (a predetermined value) based on a calculation value, or when a part of two different code values correspond to each other, data is decoded To a plain text).

A mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a PDA (personal digital assistant), a PMP (personal digital assistant) A portable multimedia player), navigation, and the like. The mobile terminal may include a wireless communication unit, an audio / video (A / V) input unit, a user input unit, a sensing unit, an output unit, a memory, an interface unit, a control unit, and a battery. A portable terminal having more or fewer components may be implemented.

The franchise terminal 20 according to the present invention is preferably a POS terminal and may be configured as a portable type, but it is preferably configured as a fixed type. Further, as will be described later, the merchant terminal 20 includes a communication unit and can communicate information with the mobile terminal 10 or the authentication server 30. In this specification, it is preferable that both the mobile terminal 10 and the merchant terminal 20 perform information communication with each other through a communication method including NFC communication, as will be described later.

Hereinafter, the components of the mobile terminal 10 will be described in detail with reference to FIG.

The mobile terminal 10 includes a code generation unit 110. More specifically, the code generation unit 110 generates a predetermined first code during information communication between the mobile terminal 10 and the merchant terminal 20, and the communication unit 130, which will be described later, The server 30 can transmit the code.

The code generation unit 110 includes a first code generation unit 111 and an identification code generation unit 113.

The encryption unit 120 may perform the encryption process for the first code so that the first code can be transmitted to the affiliate terminal 20 or the authentication server 30 as the encrypted code to further enhance the security.

The communication unit 130 enables information to be exchanged between the mobile terminal 10 and the merchant terminal 20 or between the mobile terminal 10 and the authentication server 30. [ The communication unit 130 includes an NFC communication unit 131, a wireless communication unit 132, and an IC communication unit 133.

The NFC communication unit 131 enables information communication between the mobile terminal 10 and the merchant terminal 20. That is, when the merchant intends to purchase the merchandise, the payment process is performed by the NFC method between the mobile terminal 10 and the merchant terminal 20. As described above, the first code is transmitted to the franchise terminal 20 in the case of the payment processing by the NFC method. However, in the case of the second embodiment, any information for payment authentication is transmitted to the mobile terminal 10 ) To the merchant terminal (20).

The wireless communication unit 132 transfers the first code or the identification code from the mobile terminal 10 to the authentication server 30. [ The wireless scheme may use any commercially available wireless scheme (e.g., 3G, LTE, Wibro, Wi-Fi, etc.).

Alternatively, the communication unit 130 may include an IC communication unit 133. [ In general, when the unique ID information (in particular, the credit card information) is not stored in the storage unit 140, the IC communication unit 133 can read the IC chip information attached to the credit card wirelessly .

The storage unit 140 may be a RAM, a ROM, an HDD, or an SDD for storing unique ID information of the mobile terminal 10. The unique ID information refers to all information that can identify a corresponding terminal, such as the MAC address of the corresponding mobile terminal or the personal ID of the mobile terminal holder.

3, the merchant terminal 20 includes a code generation unit 210, an encryption unit 220, a communication unit 230, and a storage unit 240.

The code generation unit 210 of the affiliate terminal 20 includes a second code generation unit 211 for generating a second code and an identification code generation unit 213 for generating an identification code. Since the identification code generation unit 213 of the affiliated terminal 20 corresponds to the identification code generation unit 113 of the mobile terminal 10, a detailed description thereof will be omitted.

In the case of other configurations (the encryption unit 220, the communication unit 230, the storage unit 240, and the lower configurations) of the affiliated terminal 20 shown in FIG. 3, the mobile terminal 10 having the same name And the detailed description thereof will be omitted.

Hereinafter, with reference to FIG. 5 and FIG. 6, two embodiments of a code generation method performed by the code generators 110 and 210 of the mobile terminal 10 and the merchant terminal 20 will be described.

First Embodiment - Code Generation Method Using Authentication Code

5 is a flowchart related to the first embodiment in the code generation method described above. 5, the first code generation unit 111 generates a first code when information communication between the mobile terminal 10 and the affiliated terminal 20 is started. The first code is transmitted to the authentication server 30 and is calculated by the authentication server 30 with a second code to be described later to generate a certain computation value. At this time, if the calculated value is discriminated from an approval code to be described later and coincides with each other, payment authentication processing proceeds in the authentication server 30. More specifically, the first code, the second code, and the approval code may be composed of images, numbers, letters, and symbols, but the present invention is not limited thereto. For convenience of description, would.

More preferably, the first code is encrypted through the encryption unit 120, and the first code transmitted to the authentication server 30 can be transmitted as an encrypted code, thereby enhancing security. As a second embodiment to be described later, in the case of the first code generation method using the identification code and the unique ID information to be described later, it is also preferable that the encryption section 120 binds the identification code and the unique ID information together Do.

As an embodiment of the concrete first code generation method according to the first embodiment, the first code generates a binary number every time a payment is requested (i.e., when information communication with the falsification terminal 20 is started). That is, if a first code of 00000001 is generated by using a binary number, then a number such as 10010001 is randomly generated at the time of the next settlement and is generated as an undefined value. In the case of the first embodiment, since the second code corresponding to the first code is to be generated at the merchant terminal 20, the first code is transmitted to the merchant terminal 20 via the communication unit 130. [ The first code to be transmitted can be transmitted as an encrypted code, thereby enhancing security. However, even in this case, since the user information can not be confirmed only by the first code, payment can be safely used. The first code value is communicated through information communication using the communication unit 130 of the mobile terminal 10 and transmits the first code value to the authentication server 30 when the payment authentication request is made. And the second code value, confirms whether the code matches with the approval code, and authenticates the settlement when it is matched.

Hereinafter, a generation example of the first code and the second code and an authentication method in the authentication server 30 will be described.

Hereinafter, a specific embodiment of the code generation method and the authentication method according to the first embodiment shown in FIG. 5 will be described. First, when information communication between the mobile terminal 10 and the merchant terminal 20 is started, information indicating information communication, that is, the start of payment, is transmitted to the authentication server 30. Thereafter, an approval code of 11111111 is generated in the approval code generating unit 340 of the authentication server, and the approval server 30 transmits the approval code to the mobile terminal 10 and the affiliate terminal 20. Thereafter, the first code generating unit 111 of the mobile terminal can generate a first code such as 10010001 by changing or encrypting only a part of the codes. Thereafter, the first code is transmitted to the affiliate terminal 20 and the approval server 30 through the communication unit 130, and the code generation unit 210 of the affiliate terminal transmits the second code , For example, 01101110 is generated. The generated second code is transmitted to the approval server 30 and the authentication processing unit 310 of the approval server 30 combines the first code and the second code in the authentication processing unit 310, And verifies it as a normal payment by comparing it with an approval code.

In the case of the first embodiment, in the merchant terminal 20, payment information (for example, credit card information, personal information (resident registration number, name and date of birth)) excluding the first code used for payment authentication (10). Therefore, the desired object of the present invention in which personal payment information from the mobile terminal 10 is not leaked can be achieved.

Second Embodiment - Code generation method using an identification code

The present invention may be configured as a second embodiment for accepting settlement by jointly creating a separate code called an identification code in the mobile terminal 10 and the merchant terminal 20 unlike the first embodiment. Hereinafter, the second embodiment will be described with reference to FIG. 6 based on the identification codes generated by the identification code generators 113 and 213 of the mobile terminal and the affiliate terminal.

The identification code generators 113 and 213 of the mobile terminal 10 and the merchant terminal 20 are used when the mobile terminal 10 and the merchant terminal 20 communicate with each other by performing information communication, And generates a predetermined identification code shared by the terminal 20. The identification code is for specifying the payment process and is transmitted from the mobile terminal 10 and the merchant terminal 20 to the authentication server 30. [

According to the second embodiment of the code generation method, the first code generation unit 111 generates the first code using the identification code. As a preferred embodiment, the first code may be generated by combining the unique ID information of the corresponding mobile terminal 10 stored in the storage unit 140 of the mobile terminal 10 with the identification code. The unique ID information refers to all information that can identify a corresponding terminal, such as the MAC address of the corresponding mobile terminal or the personal ID of the mobile terminal holder. In a similar manner, the second code generation unit 111 of the affiliate terminal generates the second code by combining the identification code generated by the identification code generation unit 213 and the unique ID information of the storage unit 240.

In this manner, the first code and the second code are transmitted to the authentication server 30 in the mobile terminal 10 and the franchise terminal 20, respectively, with the identification code being shared. Thereafter, the authentication processing unit 310 of the authentication server extracts the identification codes included in the first code and the second code, and authenticates as normal payment only when the respective identification codes coincide with each other.

In the case of the second embodiment, information sharing for payment authentication is not performed between the mobile terminal 10 and the merchant terminal 20 except for the identification code. However, the information of the object of settlement, such as the name of the commodity, the settlement price, etc., can be shared with each other. Therefore, since the information for the payment authentication on the mobile terminal 10 side is not transmitted to the merchant terminal 20, the information on the mobile terminal 10 can not be stolen or illegally collected from the merchant terminal 20, It is safer than the first embodiment.

The authentication server 30 compares the first code and the second code transmitted from the mobile terminal 10 and the merchant terminal 20 and confirms the settlement. Referring to FIG. 4, the authentication server 30 includes an authentication processing unit 310, a decryption unit 320, and an authentication server communication unit 330.

The authentication method of the authentication processing unit 310 is determined according to the two generation examples of the first code and the second code described above.

According to the first embodiment of the code generation method, the authentication server 30 compares the received first code with the second code to confirm whether or not it is determined to be an approval code, and approves the settlement if it is determined to be an approval code. The authorization code is a code previously set by a user (an authentication server side user), but the authentication server 30 can arbitrarily generate user information based on the authorization code. That is, the server 30 approves the settlement authentication only when the calculated values of the first code and the second code coincide with the approval code, and suspends the settlement authentication when they do not match. Specifically, when the first code and the second code do not coincide with each other, the authentication server 30 can transmit alert data indicating that settlement has not been normally performed to the mobile terminal 10 and the merchant terminal 20 . This has the effect of preventing the first code or the second code from being used in advance. By using the first code and the second code, the user of the mobile terminal 10 can securely protect personal information, and the merchant does not have the risk of leakage because the user's personal information is not left in the merchant terminal 20, There is an advantage of payment. Conventional merchant terminals have a problem in that personal information of a user can be obtained by combining receipts of a plurality of merchants since information such as card information, expiration date, and name of a user remains. However, using the present invention, It can be blocked in advance.

According to the second embodiment of the code generation method, since the ID information and the identification code of the mobile terminal and the merchant terminal are included in the first code and the second code and are transmitted to the authentication server 30, And it is possible to judge whether or not the authentication is performed by comparing whether or not the identification codes included therein are the same. Specifically, as described above, the identification code may be randomly generated in the mobile terminal 10 and the merchant terminal 20, or may be provided in a code designated by the user. The identification code is included in the same code in both the first code and the second code so that the authentication server 30 can identify the user. That is, in order to approve the payment, it is confirmed whether or not the identification code of the first code matches the identification code of the second code, and the payment is approved. As a preferred example, when the identification code is provided as 0010, both the first code and the second code process the settlement authentication when the code 0010 is included.

For higher security, the authentication processing unit 310 may combine the first and second embodiments of the code generation method. For example, if the identification code is 0010 and the approval code is 11111111, if the first code is 0010-00000001, the second code is generated as 0010-11111110. The first four digits of the first digit are made to be able to be authenticated as an identification code, and the second eight digits of the code are used to determine whether the second code of the merchant and the first code operation value of the user coincide with the approval code, . However, the above embodiment is for convenience of description, and the identification code is not actually transmitted as 0010 because it is encrypted by being combined with the unique ID information stored in the storage units 140 and 240 as described above. As described above, when both the first embodiment and the second embodiment are used, settlement can be carried out only when the two codes (the identification code and the first code and the second code) are all satisfied, You can authenticate. Furthermore, when the identification code is randomly generated, since the identification code is regenerated at the time of payment, the settlement can be used more safely.

The approval code generation unit 340 generates an approval code. In the first embodiment of the present invention, the authorization code is generated randomly each time the mobile terminal 10 and the affiliate terminal 20 start information communication for settlement. In yet another embodiment, the authorization code may be arbitrarily determined by the user of the authentication server and may be changed as needed. In this case, it is better to update the authorization code periodically for high security. In the first embodiment, the authorization code may be a computed value of the first code and the second code. The computation value is added, subtracted, multiplied, and divided, and the authentication processing unit 310 compares the authorization code with the computed values of the first code and the second code to determine whether the authorization code is approved.

As a preferred embodiment of the present invention, the mobile terminal 10 and the merchant terminal 20 communicate by NEFC FIELD COMMUNICATION (NFC). This is advantageous in that the settlement can be carried out more safely since the settlement can be carried out only at the desired merchant using the short distance communication.

In another embodiment of the present invention, the second code includes merchant information and payment amount information. The merchant information allows the server 30 to check which merchant has made the settlement, and the server 30 notifies the server 30 of how much the settlement amount information has been paid so that the server 30 can proceed to settle the settlement amount information.

Third Embodiment A code generation method using calculation rules

In the first and second embodiments described above, the franchise terminal 20 can not acquire information on the side of the mobile terminal 10, and the configuration for securing the security of personal information is taken. A code generation method according to the third embodiment of the present invention configured with the same effect will be described with reference to FIG.

The third embodiment described with reference to FIG. 7 is different from the first embodiment in that the approval code is divided into a first approval code transmitted to the mobile terminal and a second approval code transmitted to the affiliate terminal 20 side.

First, as in the first embodiment, when the mobile terminal 10 and the merchant terminal 20 start information communication with each other for payment authentication, the authentication server 30 ) To request approval numbers. At this time, a common identification code generated through the identification code generation unit of the mobile terminal and the franchise terminal may be transmitted to the authentication server 30, respectively.

Thereafter, the authentication server 30 according to the third embodiment transmits the first approval code transmitted to the mobile terminal 10 side for settlement authentication through the authentication code generation unit and the second approval code transmitted to the merchant terminal 20 side Generate the code. At this time, it is preferable that the first approval code and the second approval code are different from each other, but it is not essential and the same code may be used. For convenience of explanation, it is assumed that the first approval code is 0110 and the second approval code is 1011. [

The mobile terminal 10 performs an arithmetic operation of changing one or more codes with respect to the first grant code received through the first code generator and refers to the first grant code that has undergone the arithmetic operation processing as a first code in the third embodiment . At this time, the operation method of changing the code is not specified in any one method for security. Therefore, it is preferable to change the code by a random calculation method every time the settlement authentication processing is performed. The first code generated by the first code generator is 1100, assuming that the calculation rules of the first code generator of the mobile terminal 10 toggle the first and third bits. At this time, toggling the calculation rule third and third bits is referred to as calculation rule information. After that, the mobile terminal 10 transmits the first code and the calculation rule information to the authentication server 30, while the mobile terminal 10 transmits only the calculation rule information to the affiliate terminal 20. Here, the first code or the first approval code is not transmitted to the merchant terminal.

The second code generator of the merchant terminal 20 applies the operation rule information received from the mobile terminal 10 to the second authorization code received from the authentication server 30 to perform an operation process to generate a second code . The franchisee terminal 20 can not know the first authorization code or the first code of the mobile terminal 10 and can only know the calculation rule information generated at random, No security can be secured. In the third embodiment, the second acknowledge code is 1011 and the arithmetic rule information toggles the first and third bits, so the second code is 0001. Thereafter, the merchant terminal (20) transmits the second code to the authentication server (30).

The authentication processing unit of the authentication server 30 receives the first code and calculation rule information from the mobile terminal 10 and the second code from the affiliate terminal 20. Since the first authorization code and the second authorization code already exist in the authentication server 30, it can be confirmed whether or not the first code and the second code transmitted are generated by appropriate calculation rules. If the first code is 1100 and the second code is 0001, it is verified that the legitimate payment has been made.

In this embodiment, since the franchise terminal 20 can not know the first code or the first approval code of the mobile terminal 10 in any case, high security can be ensured. That is, since the first code can not be inferred only by the simple calculation rule information, and the calculation rules are determined randomly at every payment authentication, information for payment approval is not leaked to the merchant terminal 20 side.

It will be apparent to those skilled in the art that the present invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof.

Claims (7)

As the division code decryption payment authentication server 30,
An authorization code generation unit for generating a first authorization code and a second authorization code to be transmitted to each of the mobile terminal 10 and the affiliate terminal 20;
An authentication server communication unit that receives the first code and calculation rule information from the mobile terminal 10 and receives the second code from the affiliate terminal 20; And
And an authentication processing unit configured to authenticate a normal payment when the result of applying the calculation rule information to the first approval code and the second approval code is identical to the first code and the second code, . The method according to claim 1,
The first code is generated by the first code generator 111 of the mobile terminal,
Wherein the first code generation unit (111) generates the first code by changing one or more values of the first authorization codes transmitted from the authentication server based on the calculation rule information. 3. The method of claim 2,
Wherein the calculation rule is randomly changed every payment authentication is performed. 3. The method of claim 2,
The second code is generated by the second code generator 211 of the merchant terminal,
Wherein the second code generation unit (211) generates the second code by changing the second authorization code transmitted from the authentication server (30) based on the calculation rule information. 5. The method of claim 4,
And the calculation rule information used for generating the second code is transmitted from the mobile terminal. The method according to claim 1,
Wherein when the common identification code is transmitted from the mobile terminal and the merchant terminal, the payment authentication server transmits the first authorization code and the second authorization code to the mobile terminal and the merchant terminal that transmitted the identification code, respectively Code decryption payment server. The method according to claim 6,
Wherein the identification code is generated in each mobile terminal and an affiliate terminal when the mobile terminal establishes communication connection with the affiliate terminal for payment authentication.
KR1020140088247A 2014-07-14 2014-07-14 Payment certification server using decoded division code KR20160008292A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020140088247A KR20160008292A (en) 2014-07-14 2014-07-14 Payment certification server using decoded division code

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020140088247A KR20160008292A (en) 2014-07-14 2014-07-14 Payment certification server using decoded division code

Publications (1)

Publication Number Publication Date
KR20160008292A true KR20160008292A (en) 2016-01-22

Family

ID=55308837

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020140088247A KR20160008292A (en) 2014-07-14 2014-07-14 Payment certification server using decoded division code

Country Status (1)

Country Link
KR (1) KR20160008292A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106897185A (en) * 2016-07-08 2017-06-27 阿里巴巴集团控股有限公司 A kind of method and device of output abnormality

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
대한민국 등록특허 제1,129,168호
대한민국 등록특허 제641,824호

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106897185A (en) * 2016-07-08 2017-06-27 阿里巴巴集团控股有限公司 A kind of method and device of output abnormality
CN106897185B (en) * 2016-07-08 2020-04-24 阿里巴巴集团控股有限公司 Method and device for outputting abnormity

Similar Documents

Publication Publication Date Title
US12021850B2 (en) Efficient methods for authenticated communication
US10785287B2 (en) Secure binding of software application to a communication device
US11068608B2 (en) Mutual authentication of software layers
US20220051237A1 (en) Secure remote payment transaction processing using a secure element
CN105745678B (en) Secure remote payment transaction processing including consumer authentication
CN105556553B (en) Secure remote payment transaction processing
US20160239835A1 (en) Method for End to End Encryption of Payment Terms for Secure Financial Transactions
CN103152174B (en) It is applied to the data processing method in parking lot, device and managing system of car parking
KR20120075590A (en) System for paying credit card using mobile otp security of mobile phone and method therefor
TWI684152B (en) Payment method and device
KR101702748B1 (en) Method, system and recording medium for user authentication using double encryption
EP3702991A1 (en) Mobile payments using multiple cryptographic protocols
KR20160008292A (en) Payment certification server using decoded division code
GB2510793A (en) Method and apparatus for electronic payment authorization

Legal Events

Date Code Title Description
A201 Request for examination
N231 Notification of change of applicant
E902 Notification of reason for refusal
E601 Decision to refuse application