KR20160000060A - Method for processing credit member and thereof apparatus - Google Patents
Method for processing credit member and thereof apparatus Download PDFInfo
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- KR20160000060A KR20160000060A KR1020140076571A KR20140076571A KR20160000060A KR 20160000060 A KR20160000060 A KR 20160000060A KR 1020140076571 A KR1020140076571 A KR 1020140076571A KR 20140076571 A KR20140076571 A KR 20140076571A KR 20160000060 A KR20160000060 A KR 20160000060A
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Abstract
Description
The present invention provides a method for applying for a merchant through a merchant recruitment system in a payment network providing a credit card settlement service, and an apparatus therefor.
As electronic payment infrastructure has been expanded, credit payment services based on credit card payment have become common. The credit payment service is a method in which a user purchases goods or services at a merchant's credit card settlement site and then pays the credit card company for the use of the goods or services at the settlement date and the merchant pays the sales price of the goods or services The payment method using the electronic payment infrastructure to receive.
To register as a credit card company's merchant for payment at the first merchant, the merchant must apply as a credit card company. In the process of applying for the merchant, the recruiter of the merchant (for example, a VAN (Value Added Network) agent) obtains the merchant's main information and merchandise information including merchant information (for example, merchant master ID, business license, business license, ) Are acquired as documents and transmitted to a plurality of credit card companies. At this time, it takes a lot of time for the recruiter to prepare the application form and the attached documents for the multiple credit card companies, and there may be a concern about the outflow of the customer information of the merchant. Accordingly, when applying for an affiliate shop, it is necessary for the offerer to easily apply for the affiliate shop and to improve the reliability by considering the security of the customer information of the affiliate shop.
The present invention provides a method for applying for an affiliate shop in an affiliate shop offering system and an apparatus therefor.
The present invention also provides an apparatus and method for requesting a franchisee to improve reliability by taking security of customer information of an franchisee into account in an franchisee offer system.
A method of subscribing to an affiliate shop in an affiliate store application terminal according to an embodiment of the present invention includes executing an application for applying for an affiliate shop, performing membership of the user through the executed application, accepting at least one registered affiliate shop Requesting user authentication for application to an affiliate shop using the corresponding advertisement code to each of the servers; receiving, from the at least one affiliate shop acceptance server, And transmitting the customer information.
The method of providing an application for an affiliate store in an application server according to an embodiment of the present invention includes the steps of receiving a membership addition request message including information for membership of a user from an affiliate store application terminal through an application for an affiliate store application, Determining whether the user information included in the membership registration information has already been registered in the merchant application terminal, determining a membership approval result of the membership registration, and transmitting a membership registration response message including the determined approval result to the merchant application To the terminal.
In addition, the method of providing a merchant application in a management and operation server according to an exemplary embodiment of the present invention includes the steps of receiving merchant information and sales person information from customer information for requesting an affiliate store from an affiliate store application terminal, Receiving a history of dispatching the customer information to each of the merchant acceptance servers, receiving an acceptance history of accepting the customer information from each of the merchant acceptance servers, receiving merchandise information from the merchant acceptance servers based on the dispatch history and the reception history, And checking the receipt count and commissioning the application server and the fee.
The method of receiving a merchant application from a merchant acceptance server according to an embodiment of the present invention includes the steps of registering a merchant code approved for merchant application in response to an arbitrary merchant in a management table, A step of accepting an application for a merchant application to the user of the specific merchant application terminal if the request code request message is received and the provider code included in the authentication request message is registered in the management table; And a step of accepting according to the merchant application based on the customer information received from the merchant application terminal.
In addition, the device for subscribing to an affiliate shop in an affiliate store application terminal according to an embodiment of the present invention executes an application for subscribing to an affiliate shop, performs membership of the user through the executed application, receives at least one registered affiliate shop A control unit for requesting user authentication for application to an affiliate shop using each of the plurality of servers by using a corresponding advertisement code for each of the at least one affiliate shop, And a communication unit for transmitting customer information.
Also, an apparatus for providing an application for an affiliate store in an application server according to an exemplary embodiment of the present invention includes a communication unit for receiving a membership application request message including information for membership of a user from an affiliate application terminal through an application for an affiliate store application Determining whether the user information included in the membership registration information has already been registered in the merchant application terminal, determining a membership approval result of the membership registration, and transmitting a membership registration response message including the determined approval result to the merchant application And a control unit for controlling the communication unit to transmit to the terminal.
In addition, the apparatus for providing the merchant application in the management operation server according to the embodiment of the present invention may be configured to receive the merchant information and the sales person information from the merchant application terminal for application to the merchant application from the merchant application terminal, A communication unit for receiving the history of dispatching the customer information to each of the servers and receiving an acceptance history in which the customer information is received from each of the merchant acceptance servers; and a communication unit for confirming the number of merchant acceptance numbers based on the dispatch history and the reception history And a control unit for accounting the fee with the application server.
The apparatus for requesting an affiliate store in an affiliate store accepting server according to an embodiment of the present invention includes a communication unit for receiving an authentication request message for requesting user authentication from a specific affiliate shop application terminal, And when the provider code included in the authentication request message is registered in the management table, approves the application of the merchant to the user of the specific merchant application terminal and requests the merchant application that approved the merchant application And a controller for performing acceptance according to the merchant application based on the customer information received from the terminal.
The present invention can increase the reliability of the customer information input because the user is authenticated through the merchant application terminal and receives the customer information. Further, since the present invention sets security for the customer information inputted through the merchant application terminal, it is possible to prevent leakage of customer information.
Meanwhile, various other effects will be directly or implicitly disclosed in the detailed description according to the embodiment of the present invention to be described later.
BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 shows a franchisee recruitment system according to an embodiment of the present invention. FIG.
2 is a diagram illustrating a process of applying for an affiliate shop in an affiliate shop recruitment system according to an embodiment of the present invention.
FIG. 3A and FIG. 3B are diagrams illustrating an example of a signal processing process in a franchise offering system according to an embodiment of the present invention;
4 is a diagram illustrating a configuration of an affiliate shop application terminal in an affiliate shop subscription system according to an embodiment of the present invention.
5 is a diagram illustrating the configuration of an
6 illustrates a configuration of a management and
7 is a diagram showing the configuration of the merchant acceptance server 1 (150-1) in the merchant accepting system according to the embodiment of the present invention.
8 is a diagram illustrating a method of applying for an affiliate shop in a
9 is a diagram illustrating a method of requesting an affiliate shop from an
FIG. 10 is a diagram illustrating a method of applying for an affiliate shop by the management and
FIG. 11 is a diagram illustrating a method of applying for an affiliate shop in the merchant accepting server 1 (150-1) of the merchant accepting system according to the embodiment of the present invention.
Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description, only parts necessary for understanding the operation according to the present invention will be described, and the description of other parts will be omitted so as not to obscure the gist of the present invention.
The main point of the present invention is to apply for a franchisee so as to improve the reliability in consideration of the security of the customer information of the franchisee in the franchise shop recruitment system. By authentication between each of the franchise shop application terminal and the franchise shop acceptance servers, Each of the merchant acceptance servers is required to apply for a merchant.
To this end, a method of requesting an affiliate shop in an affiliate shop recruitment system according to an embodiment of the present invention and an apparatus therefor will be described in detail.
1 shows a franchise recruitment system according to an embodiment of the present invention.
1, the
The management and
The
The
FIG. 2 shows a process of applying for a franchisee in a franchise shop recruitment system according to an embodiment of the present invention.
Referring to FIG. 2, the
The
Here, the user information may include an ID, a password, a name, and a mobile phone number for authentication. The ID of the user information can be determined by an e-mail having validity of alphabets and numbers, and the e-mail can be used as a guide e-mail in the future. The password may be a combination of alphabets and numbers between 5 and 15 characters, excluding spaces, consecutive letters and numbers, and mobile phone numbers. Further, the name can be inputted by dividing the name of the user who uses the
The
For example, when the
When the merchant code authentication is completed, the
The customer information required for the above merchant application is a signature of a merchant, a seal stamp and an identification card, a business registration certificate, a copy of a bankbook, a business license, an application form for a merchant, and a credit card application form. The customer information may be input to the
The customer information required for the merchant application is entered as follows. The
And, the information corresponding to the merchant of the customer information may be the merchant number, the name, the address, the telephone number, the business type, the business category, the merchant's personal information, and the business registration certificate of the merchant. Also, the information corresponding to the sales person in the inputted customer information may be the VAN mission name, agency name (or specific code), and business person name.
The transmission history may include a user's ID, transmission date, merchant information (that is, business number and name), number and type of transfer (new, re-reporting), and the like. Here, the shipping history may be used as data for commission settlement.
FIG. 3A and FIG. 3B show an example of a signal processing process in the franchise recruitment system according to the embodiment of the present invention. 3, the signal processing procedure is according to an embodiment for applying to an affiliate
Referring to FIGS. 3A and 3B, the
The
Each of the merchant acceptance servers 150-1 to 150-N verifies whether the offer code given by the merchant accepting server 150-1 is correct or not from the information included in the request for authentication message, (315, 317). In the example of Fig. 3, the merchant acceptance server # 1 (150-1) and the merchant acceptance server #N (150-N) transmit an authentication response message indicating that the authentication has been completed normally and that the merchant code authentication has been completed, The server # 2 (150-2) indicates that the verification is not normally completed and does not transmit the authentication response message (315-317). The
The
Then, the merchant accepting server # 1 150-1 receives the merchant application request message and accepts the customer information necessary for the merchant application (329), and transmits an merchant application response message to the merchant application terminal 130 (333). Also, the merchant accepting server #N 150-N receives the merchant application request message and receives the customer information necessary for the merchant application (331), and transmits the merchant application request message to the
The
Each of the merchant acceptance server # 1 150-1 and the merchant acceptance server #N 150-N transmits an acceptance history of accepting customer information to the management operation server 140 (341-343). Then, the management and
FIG. 4 illustrates a configuration of a merchant application terminal in the merchant acquisition system according to the embodiment of the present invention.
4, the
The
When the
The
Upon receiving the customer information through the
The
Then, the
In addition, the
FIG. 5 shows a configuration of an
Referring to FIG. 5, the
The
The
The
FIG. 6 shows the configuration of the management and
Referring to FIG. 6, the management and
The
The
FIG. 7 shows the configuration of the merchant acceptance server 1 (150-1) in the merchant accepting system according to the embodiment of the present invention. For reference, each of the plurality of merchant acceptance servers 150-1 to 150-N is configured in the same manner as in FIG.
7, the merchant acceptance server 1 (150-1) includes a
The
The
The
FIG. 8 shows a method of applying for an affiliate shop from the
Referring to FIG. 8, the
The
If the information indicating the approval is positive information, the
If the membership approval response message does not include information indicating approval or disapproval, the
The
When the
FIG. 9 shows a method of requesting an affiliate shop from an
9, the
Thereafter, the
FIG. 10 shows a method of subscribing to a franchisee in the management and
Referring to FIG. 10, the management and
Accordingly, the management and
FIG. 11 shows a method for applying for a merchant in the merchant acceptance server 1 (150-1) of the merchant accepting system according to the embodiment of the present invention. For reference, each of the plurality of merchant acceptance servers 150-1 to 150-N operates in the same manner as in FIG. Here, the merchant acceptance server 1 (150-1) includes at least one of the merchant code, the merchant's main name, the merchant number, and the identification information of the
Referring to FIG. 11, the merchant acceptance server 1 (150-1) receives an authentication request message for authenticating the provider code from the merchant application terminal 130 (1101). The merchant acceptance server 1 (150-1) verifies the collector code included in the received authentication request message based on the information stored in the management table (1103), and when the authentication of the collector code is completed, To the merchant application terminal 130 (1105).
Then, the merchant acceptance server 1 (150-1) receives the merchant application request message including the customer information inputted for the merchant application from the merchant application terminal 130 (1107). The merchant reception server 1 (150-1) receives the customer information included in the merchant application request message (1109) and transmits the merchant application response message to the merchant application terminal (1111). Here, the reception of the customer information means that the customer information was normally received before the examination of the merchant application. Then, the merchant acceptance server 1 (150-1) transmits the reception history in which the customer information is received to the management operation server (140).
Therefore, in the embodiment of the present invention, the
While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments, but is capable of various modifications within the scope of the invention. Therefore, the scope of the present invention should not be limited by the illustrated embodiments, but should be determined by the scope of the appended claims and equivalents thereof.
Claims (26)
Executes an application for a merchant application, performs a membership registration of a user through the executed application, and requests each of at least one merchant acceptance server registered in advance to perform user authentication for applying for an affiliate shop using the offerer code Process,
And transmitting customer information collected for the merchant application to the merchant acceptance server that has approved the merchant application in response to the authentication request among the at least one merchant acceptance server.
Transmitting merchant information and sales person information included in the customer information to a management operation server;
And transmitting to the application server a history of transmitting the customer information to the merchant acceptance server that approved the merchant application.
The method comprising the steps of: transferring the merchant application to an authorized merchant acceptance server; transmitting the merchant application to the management operation server; and transmitting the merchant application to the application server.
Receiving a membership registration request message from the executed application and transmitting a membership registration request message including the input information to an application server;
Receiving a membership registration response message including a result of approval of membership registration from the application server;
And transmitting an authentication request message including the corresponding recruitment code to each of the at least one merchant acceptance server registered in advance if the membership approval response message includes a positive approval result for membership registration The method of claim 1,
Wherein the information includes at least one of the user information, affiliation information, and identification information of the terminal.
Receiving a membership registration request message including information for membership of a user from a merchant application terminal through an application for a merchant application;
Determines the approval result of the membership registration according to whether the user information included in the membership registration information has already been registered in the merchant application terminal, and transmits a membership registration response message including the determined approval result to the merchant application terminal To the merchant application.
Receiving a shipping history of sending customer information for the merchant application from the merchant application terminal;
And transmitting the received shipping history to the management operating server.
Receiving merchant information and sales person information from the merchant application terminal from the customer information for the merchant application;
Receiving a history of dispatching the customer information from the merchant application terminal to each of the merchant acceptance servers from an application server;
Receiving an acceptance history in which the customer information is received from each of the merchant acceptance servers;
And confirming the number of merchant receipt receipts based on the shipping history and receipt history, and settlement of the fee with the application server.
Wherein the server is managed by a payment intermediary.
Registering, in a management table, a recruiter code approved for an affiliate shop in response to an arbitrary agency;
When receiving the authentication request message requesting the user authentication from the specific merchant application terminal and, if the provider code included in the authentication request message is registered in the management table, approving the merchant application to the user of the specific merchant application terminal Process,
And accepting the merchant application based on the customer information received from the merchant application terminal that has approved the merchant application.
And a server managed by one credit card company.
Executes an application for a merchant application, performs a membership registration of a user through the executed application, and requests each of at least one merchant acceptance server registered in advance to perform user authentication for applying for an affiliate shop using the offerer code A control unit,
And a communication unit for transmitting customer information collected for the merchant application to the merchant acceptance server that has approved the merchant application in response to the authentication request among the merchant acceptance servers among the at least one merchant acceptance server.
The merchant information and the sales person information included in the customer information are transmitted to the management operation server, and the history of transferring the customer information to the merchant acceptance server that has approved the merchant application is transmitted to the application server.
To the merchant acceptance server that has approved the merchant application, to the management operation server, and to the application server.
Receiving information on the membership subscription through the executed application and controlling the subscription request message including the input information to be transmitted to the application server,
Receiving, from the application server, a membership subscription response message including a result of approval of membership subscription, and if the subscription response message includes a positive approval result for membership subscription, And transmits an authentication request message including the corresponding offerer code to each of the merchant acceptance servers.
Wherein the information includes at least one of the user information, affiliation information, and identification information of the terminal.
A communication unit for receiving a membership addition request message including information for membership of a user from an affiliate application terminal through an application for an affiliate store application;
Determines the approval result of the membership registration according to whether the user information included in the membership registration information has already been registered in the merchant application terminal, and transmits a membership registration response message including the determined approval result to the merchant application terminal And a control unit for controlling the communication unit to transmit the merchandise to the merchant application.
And receives the dispatch history of dispatching the customer information for the merchant application from the merchant application terminal, and transmits the received dispatch history to the management operation server.
Receives merchant information and sales person information from customer information for merchant application from an merchant application terminal, receives a history of dispatching the customer information from the merchant application terminal to each of the merchant acceptance servers from the application server, A communication unit for receiving a reception history in which the customer information is received from each of the plurality of users,
And a controller for confirming the number of merchant receipt receipts based on the shipping history and receipt history and for accounting for a fee with the application server.
Wherein the server is a server managed by a payment intermediary.
A communication unit for receiving an authentication request message for requesting user authentication from a specific merchant application terminal;
If the provider code registered in the management table is registered in the management table corresponding to the arbitrary agent, and if the provider code included in the authentication request message is registered in the management table, the application of the merchant application to the user of the specific merchant application terminal And accepting the merchant application based on the customer information received from the merchant application terminal which approved the merchant application.
And the server is managed by one credit card company.
And transmits the result of the acceptance to the merchant application terminal that has approved the merchant application.
And transmits the reception history of the reception to the management operation server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020140076571A KR20160000060A (en) | 2014-06-23 | 2014-06-23 | Method for processing credit member and thereof apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020140076571A KR20160000060A (en) | 2014-06-23 | 2014-06-23 | Method for processing credit member and thereof apparatus |
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| Publication Number | Publication Date |
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| KR20160000060A true KR20160000060A (en) | 2016-01-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| KR1020140076571A KR20160000060A (en) | 2014-06-23 | 2014-06-23 | Method for processing credit member and thereof apparatus |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20180009665A (en) * | 2016-07-19 | 2018-01-29 | 펜타온 주식회사 | System and method of processing on mobile for joining members of credit card |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20180009665A (en) * | 2016-07-19 | 2018-01-29 | 펜타온 주식회사 | System and method of processing on mobile for joining members of credit card |
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