KR20150130715A - Offline, online payment means using a variety of devices and programs using - Google Patents
Offline, online payment means using a variety of devices and programs using Download PDFInfo
- Publication number
- KR20150130715A KR20150130715A KR1020140057649A KR20140057649A KR20150130715A KR 20150130715 A KR20150130715 A KR 20150130715A KR 1020140057649 A KR1020140057649 A KR 1020140057649A KR 20140057649 A KR20140057649 A KR 20140057649A KR 20150130715 A KR20150130715 A KR 20150130715A
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- KR
- South Korea
- Prior art keywords
- payment
- data
- terminal
- web
- present
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
Abstract
The present invention includes a first step of developing a program for executing the present invention in various terminals (credit card terminal, cat terminal, POS) or changing an existing program to enable execution of the present invention;
A second step of storing shop information (phone number, ID, shop name, etc.) in various terminals or POS programs;
A third step of the orderer joining the application, the web, and registering the online settlement means and the payment authentication means;
A fourth step of selecting a payment means to be used by the user at the time of settlement or ordering and transmitting the data to the terminal;
A fifth step of receiving data from the store and inputting the payment amount, transmitting the payment amount and the shop data to the buyer's app and the web, and final confirmation;
A sixth step of confirming the received data, and approving the payment by means of a confirmation method such as a password, a certificate or the like through an application or a web;
A seventh step of exchanging data with the payment server and the server to finally complete the payment; .
Description
The present invention relates to a method of using an online payment means offline using various terminals and programs
More specifically, a program is developed in various terminals (credit card terminal, POS, other cat terminal, etc.) according to the present invention, or an existing program is updated
At the time of settlement, the purchaser selects various payment means stored in the web or the app, and transmits the data of the payment means stored in the app, the web, or the server and the data of the purchaser himself to the terminal of the store. The buyer confirms payment amount data and store data and confirms it by password, certificate, etc., and confirms it by payment, Complete
In this case, various payment methods used on-line can be used offline. For example, there are mobile phone payment, credit card payment, electronic money, etc. In particular, when ordering by phone such as delivery food order, The payment information can be displayed on the terminal of the shop at the same time that the purchaser can make settlement in various ways
There are many kinds of online payment methods such as mobile phone payment, credit card payment, electronic money, cultural gift payment, etc.
Recently, with the advent of smartphones, a lot of apps and web technologies have been developed online, and payment methods that are used only online are going to go offline. Apps such as Bhuton, M-Tech, and Mobile App Card are a good example
However, there was no way to handle this effectively, so users who used it for launching numerous apps were small
In order to solve the above problems, the present invention develops a program for executing the present invention in various terminals (credit card terminal, cat terminal, POS)
The information of the information purchaser of the purchaser's payment means is transmitted to the terminal through the application and the web, the payment amount is inputted from the terminal, and the final payment is confirmed to the purchaser again
For example, in the case of a delivery app, when you press the dial button using the phone call button in the app, the user is prompted to select a payment method, have
In order to accomplish the above object, the present invention provides a method for processing a credit card, a terminal, and a POS, comprising: a first step of developing a program for executing the present invention on various terminals (credit card terminal, cat terminal, POS)
A second step of storing shop information (phone number, ID, shop name, etc.) in various terminals or POS programs;
A third step of the orderer joining the application, the web, and registering the online settlement means and the payment authentication means;
A fourth step of selecting a payment means to be used by the user at the time of settlement or ordering and transmitting the data to the terminal;
A fifth step of receiving data from the store and inputting the payment amount, transmitting the payment amount and the shop data to the buyer's app and the web, and final confirmation;
A sixth step of confirming the received data, and approving the payment by means of a confirmation method such as a password, a certificate or the like through an application or a web;
A seventh step of exchanging data with the payment server and the server to finally complete the payment; .
The method of using the online payment means offline by using various terminals and programs can use various payment means which could not be used offline so that the user can use various online payment means other than cash and card Can
In addition, payment can be made by a variety of payment methods other than cash payment methods, delivery orders, goods orders, accommodation reservation, various reservations and order transfers from remote locations, and the like
1 is a diagram of a settlement flow
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a detailed description of preferred embodiments of the present invention will be given with reference to the accompanying drawings
1 is a diagram of a payment method of FIG. 1
Referring to FIG. 1, a service is performed through a user smart phone or a computer 100, various terminals and programs 110, and a payment server 120
The smartphone or the computer 100 transmits data stored in an application, a web, a smart phone, or a computer to request payment, or to check and process the received data
Various terminals and programs 110 add data necessary for payment based on the payment request data transmitted from the app and the web, and transmit the final confirmation data to the payment requester
The payment server 120 performs a task of finally completing payment with various PGs, VANs, financial networks, etc.
none
Claims (1)
The existing credit card terminal is updated to be usable for the present invention or a program is produced and used so that the present invention can be used in an existing POS system,
Requesting payment through a terminal or a program of a shop through an application or the web,
Requesting the buyer or user to confirm the payment in the terminal or the program of the shop,
Selecting the payment means using the shop selection,
Requesting payment using the terminal number of the store,
Various terminals, programs, POS, etc., by means of a method similar to the present invention
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020140057649A KR20150130715A (en) | 2014-05-14 | 2014-05-14 | Offline, online payment means using a variety of devices and programs using |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020140057649A KR20150130715A (en) | 2014-05-14 | 2014-05-14 | Offline, online payment means using a variety of devices and programs using |
Publications (1)
Publication Number | Publication Date |
---|---|
KR20150130715A true KR20150130715A (en) | 2015-11-24 |
Family
ID=54844961
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020140057649A KR20150130715A (en) | 2014-05-14 | 2014-05-14 | Offline, online payment means using a variety of devices and programs using |
Country Status (1)
Country | Link |
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KR (1) | KR20150130715A (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101872682B1 (en) | 2017-11-30 | 2018-06-29 | 박해선 | On / offline combination Payment System and method for payment using the same |
-
2014
- 2014-05-14 KR KR1020140057649A patent/KR20150130715A/en not_active Application Discontinuation
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101872682B1 (en) | 2017-11-30 | 2018-06-29 | 박해선 | On / offline combination Payment System and method for payment using the same |
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