KR20150050850A - Method of controlling financial transaction picture and server performing the same - Google Patents

Method of controlling financial transaction picture and server performing the same Download PDF

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Publication number
KR20150050850A
KR20150050850A KR1020130132018A KR20130132018A KR20150050850A KR 20150050850 A KR20150050850 A KR 20150050850A KR 1020130132018 A KR1020130132018 A KR 1020130132018A KR 20130132018 A KR20130132018 A KR 20130132018A KR 20150050850 A KR20150050850 A KR 20150050850A
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South Korea
Prior art keywords
screen
sub
financial transaction
user
displayed
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KR1020130132018A
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Korean (ko)
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김지환
강병준
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주식회사 우리은행
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Priority to KR1020130132018A priority Critical patent/KR20150050850A/en
Publication of KR20150050850A publication Critical patent/KR20150050850A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Human Computer Interaction (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

A method of controlling a financial transaction screen, the method comprising: generating a financial transaction screen using a plurality of sub-screens corresponding to each financial transaction procedure; Determining a sub-screen to be displayed to which the touch input is directed upon receiving a touch input from the user in the course of displaying one sub-screen included in the financial transaction screen on the user's terminal; And displaying the sub-screen to be displayed on the terminal of the user according to the kind of the sub-screen. Accordingly, the present invention is advantageous in that each financial transaction procedure is displayed in a single screen, thereby providing a convenient financial transaction even through a small mobile terminal.

Description

TECHNICAL FIELD [0001] The present invention relates to a financial transaction screen control method,

Embodiments of the present invention relate to a financial transaction screen control method and a server for executing the same.

The banking service can receive various services such as bank balance inquiry, account transfer, deposit inquiry, exchange rate inquiry, cashier's check inquiry, transaction history inquiry, credit card (credit card) transaction and cash service anytime and anywhere Which means financial transaction services. With the development of mobile communication technology, users of such banking services are increasing rapidly.

By using the banking service using the portable terminal of the user, the user can conveniently handle financial transactions such as financial account inquiry, money transfer and payment, inquiry and payment at any time and place without visiting the financial institution directly .

For example, in order for a user to process a bank transfer service using a portable terminal, an account selection process, an account password input process, a bank selection process, a transfer amount input process, and a transfer account input process must be performed. Generally, this process consists of a single screen.

However, since the screen size of the portable terminal is small, the user can make a mistake in proceeding with a financial operation procedure on a screen of the portable terminal, and the process of correcting the error also feels difficult.

It is an object of the present invention to provide a financial transaction screen control method and a server for executing such a financial transaction screen control method by which each financial transaction procedure is displayed in a single screen to provide a convenient financial transaction even through a small mobile terminal.

In addition, the present invention enables a user who is unfamiliar with financial transactions through a mobile terminal to easily utilize a financial transaction by using a mobile terminal by making it possible to move to a transfer procedure or a next procedure of a financial transaction procedure through a left- And a server for executing the method.

The problems to be solved by the present invention are not limited to the above-mentioned problem (s), and another problem (s) not mentioned can be clearly understood by those skilled in the art from the following description.

In a preferred embodiment of the present invention, a financial transaction screen control method executed by a financial transaction screen control server connected to a user terminal includes generating a financial transaction screen using a plurality of sub screens corresponding to each financial transaction procedure, Determining a sub-screen to be displayed to which the touch input is directed upon receiving a touch input from the user in a process of displaying the sub-screen included in the sub-screen on the user's terminal; And displaying the sub-screen to be displayed on the terminal of the user.

The financial transaction screen control server connected to the user terminal may include a financial transaction screen generating unit for generating a financial transaction screen using a plurality of sub screens corresponding to each financial transaction procedure, And a control unit for controlling the display unit to display one sub-screen on the terminal of the user, and when receiving the touch input from the user, determining a sub-screen to be displayed indicated by the touch input, And controlling the sub-screen to be displayed on the terminal of the user.

The details of other embodiments are included in the detailed description and the accompanying drawings.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and / or features of the present invention, and how to accomplish them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. It should be understood, however, that the invention is not limited to the disclosed embodiments, but is capable of many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

According to the present invention, each financial transaction procedure is displayed in a single screen, so that a convenient financial transaction can be provided through a small mobile terminal.

Further, the present invention allows the user to move to a transfer procedure or a next procedure of the financial transaction procedure through the left and right scroll method, so that a user who is not familiar with financial transaction through the mobile terminal can easily use the financial transaction using the mobile terminal .

FIG. 1 is a network configuration diagram for explaining a financial transaction screen control system according to an embodiment of the present invention.
2 is a block diagram illustrating a financial transaction screen control server according to an embodiment of the present invention.
3 is a flowchart illustrating a method of controlling a financial transaction screen according to an embodiment of the present invention.
4 is a flowchart for explaining another embodiment of a method of controlling a financial transaction screen according to the present invention.
5 and 6 are reference views for explaining screens displayed on a user terminal according to the execution procedure of FIG.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a network configuration diagram for explaining a financial transaction screen control system according to an embodiment of the present invention.

Referring to FIG. 1, a financial transaction screen control system includes a financial transaction screen control server 100 and a user terminal 200.

The financial transaction screen control server 100 may control the financial transaction screen in response to a user's touch input in the process of providing the financial transaction procedure to the user terminal 200. [ The financial transaction screen control server 100 may be a server located in a financial institution (for example, Woori Bank).

The financial transaction screen control server 100 may perform at least a part of real-time data exchange with the user's terminal 200 to provide a financial transaction procedure. This financial transaction screen control server 100 will be described in more detail below with reference to Fig.

The user terminal 200 is a terminal held by a user accessing the financial transaction screen control server 100 for financial transactions. Here, a financial transaction may include an account lookup, a money transfer, an account payment, a financial product (e.g., insurance, loan, deposit, savings, fund, etc.) subscription. The user terminal 200 is a terminal having a central processing unit and a memory device such as a PC, a tablet PC, a smart phone, and the like.

The user terminal 200 can access or maintain communication with the financial transaction screen control server 100 and can provide financial transaction procedures to the user.

According to an embodiment, the user terminal 200 may load at least a portion of the application for accessing the financial transaction screen control server 100. [ For example, at least some of the predetermined operations required for transaction history inquiry for a specific account can be performed at the terminal of the user terminal 200 for quick processing. In this embodiment, the terminal 200 of the user can provide the financial transaction screen control server 100 with the result calculated in the application itself.

2 is a block diagram illustrating a financial transaction screen control server according to an embodiment of the present invention.

Referring to FIG. 2, the financial transaction screen control server 100 includes a financial transaction screen configuration unit 110, a financial transaction providing unit 120, and a control unit 130.

The financial transaction screen construction unit 110 forms a plurality of sub-screens by arranging each procedure for a financial transaction provided by the financial transaction screen control server 100 as a screen. Then, the financial transaction screen construction unit 110 generates a financial transaction screen using the sub screen.

For example, each procedure for transferring money, which is a login procedure, an account selection procedure, a password input procedure, a transfer financial institution selection procedure, a transfer account number input procedure, and a transfer amount information input procedure, Screen, and generates a financial transaction screen including a plurality of sub-screens.

The financial transaction screen construction unit 110 allocates the screen attribute information to each sub-screen after configuring each procedure for the financial transaction as a screen. Here, the screen attribute information may be determined either as a re-displayable screen or a non-re-displayable screen according to a financial transaction procedure proceeding through each sub-screen.

In one embodiment, if the financial transaction screen configuration unit 110 includes a process of authenticating information input by a user using a financial transaction procedure performed on a sub screen using information stored in an external device or internally, The screen attribute information of the screen can be assigned to the non-displayable screen.

For example, since the financial transaction screen configuration unit 110 includes a process of authenticating whether a password input by a user is valid, a sub-screen corresponding to a password input procedure can not be re-displayed Screen.

In another embodiment, if the financial transaction procedure proceeding through the sub screen does not include a process of authenticating the information input by the user, the financial transaction screen construction unit 110 may re-display screen property information of the screen Screen.

For example, since the sub-screen corresponding to the account selection procedure does not include the process of authenticating the information input by the user, the financial transaction screen configuration unit 110 allocates the screen property information of the corresponding screen to the re- can do.

The financial transaction providing unit 120 provides a specific financial transaction under the control of the control unit 130. Here, the financial transaction may include an account inquiry, a money transfer, a financial product subscription, a loan, and the like.

The control unit 130 controls the sub-screen included in the financial transaction screen generated by the financial transaction screen construction unit 110 to be displayed on the user terminal 200. [

In one embodiment, the controller 130 may control the first sub-screen included in the financial transaction screen to be displayed on the user's terminal 200 when the user logs in. For example, the control unit 130 may control the user to execute the financial transaction selection procedure, which is the first sub-screen at the time of login.

In another embodiment, when an input is not received for a specific period of time in the process of displaying a specific sub-screen included in the financial transaction screen on the user terminal 200, the control unit 130 displays the first Th sub-screen may be displayed on the user terminal 200. [

For example, if the input of the user is not received for two minutes in the course of executing the transfer account number input procedure which is the fifth screen included in the financial transaction screen, the control unit 130 displays the first screen included in the financial transaction screen Let the procedure run.

When the controller 130 receives a touch input from the user in the process of displaying one sub-screen included in the financial transaction screen on the user terminal 200, the controller 130 determines a sub-screen to be displayed to which the touch input is directed.

In one embodiment, when the touch input is a drag right, the controller 130 may determine the next sub-screen of the current sub-screen as the sub-screen to be displayed.

In another embodiment, the controller 130 may determine the previous sub screen of the current sub screen as the display target sub screen when the touch input is Drag Left.

The control unit 130 controls the display target sub-screen to be displayed on the user terminal 200 according to the type of the display target sub-screen indicated by the touch input of use.

In one embodiment, the control unit 130 determines whether or not display is possible based on the screen attribute information of the sub-screen to be displayed when the type of the sub-screen to be displayed is the previous sub-screen.

In one embodiment, when the screen attribute information of the previous sub-screen is a re-viewable screen, the controller 130 may control the display target sub-screen to be displayed on the terminal 200 of the user. In another embodiment, the controller 130 may refuse to return to the previous sub-screen and maintain the display of the current sub-screen if the screen attribute information of the previous sub-screen is a non-redrawable screen.

In another embodiment, the controller 130 controls the display of the sub-screen to be displayed on the user's terminal 200 without determining whether the display sub-screen is the next sub-screen.

The control unit 130 automatically switches from the current sub-screen to the next sub-screen and controls the display to be displayed on the user's terminal 200. [

In one embodiment, when the input of the input item included in the current sub-screen is completed, the controller 130 may automatically switch to the next sub-screen and display the sub-screen on the terminal 200 of the user. For example, the control unit 130 can automatically switch to the next sub-screen and display it on the user terminal 200 when the transfer account number is input on the sub-screen corresponding to the transfer account number input procedure .

In another embodiment, when a specific button included in the current sub-screen is input, the controller 130 may automatically switch to the next sub-screen and display the selected sub-screen on the terminal 200 of the user. For example, when the input completion button is input on the sub screen corresponding to the transfer account number input procedure, the controller 130 can automatically switch to the next sub screen to be displayed on the terminal 200 of the user.

When the controller 130 receives the financial transaction command on the user terminal 200, the controller 130 may control the financial transaction provider 120 so that the corresponding financial transaction is executed.

3 is a flowchart illustrating a method of controlling a financial transaction screen according to an embodiment of the present invention. The embodiment shown in FIG. 3 relates to an embodiment in which a financial transaction screen can be generated using a plurality of sub screens corresponding to each financial transaction procedure.

Referring to FIG. 3, the financial transaction screen control server 100 generates a plurality of sub-screens corresponding to each financial transaction procedure (step S310).

The financial transaction screen control server 100 determines whether the financial transaction process proceeding through the sub screen includes a process of authenticating information inputted by the user (step S320). If the financial transaction screen control server 100 includes a process of authenticating the information inputted by the user through the financial transaction procedure proceeding through the sub screen (step S330), the screen display control server 100 allocates the screen property information of the sub screen to the non- (Step S340).

On the other hand, the financial transaction screen control server 100 does not include the process of authenticating the information inputted by the user in the financial transaction process proceeding through the sub screen (step S330), and can display the screen property information of the sub screen Screen (step S350). The financial transaction screen control server 100 generates a financial transaction screen using a plurality of sub screens (step S360).

4 is a flowchart for explaining another embodiment of a method of controlling a financial transaction screen according to the present invention. 5 and 6 are reference views for explaining screens displayed on a user terminal according to the execution procedure of FIG. The embodiment shown in FIG. 4 relates to an embodiment in which a financial transaction screen can be controlled according to a user's touch input during a financial transaction.

4, the financial transaction screen control server 100 generates a financial transaction screen using a plurality of sub screens corresponding to each of the financial transaction procedures, (Step S410).

For example, as shown in FIG. 5, the financial transaction screen control server 100 includes a sub screen 510a corresponding to a password input procedure, a sub screen 510b corresponding to a transfer financial institution selection procedure, and a transfer account number input procedure The financial transaction screen 510 can be generated using the corresponding sub-screen 510c.

The financial transaction screen control server 100 displays any one sub-screen included in the financial transaction screen on the user's terminal (step S420).

When the financial transaction screen control server 100 receives a touch input from the user in the course of displaying one sub-screen included in the financial transaction screen on the user's terminal (step S430) Screen is determined (step S440).

The financial transaction screen control server 100 determines whether or not the display target sub-screen can be displayed according to the type of the display target sub-screen (step S450).

In one embodiment of step S450, the financial transaction screen control server 100 may display the next sub-screen on the user terminal if the type of the sub-screen to be displayed is the next sub-screen.

For example, as shown in FIG. 5, in the process of displaying a sub screen 510b corresponding to a transfer financial institution selection procedure in the financial transaction screen 510 on the user terminal 100, When the input is received, the financial transaction screen control server 100 displays the next sub-screen 510c on the user terminal 200. [ 5, when a touch input of a user corresponding to the drag light is received, a sub-screen may be displayed on the user terminal 200 as shown in FIG.

In another embodiment of step S450, when the type of the sub-screen to be displayed is the previous sub-screen, the financial transaction screen control server 100 determines that the previous sub-screen is the re-viewable screen .

In one embodiment, the financial transaction screen control server 100 refuses to return to the previous sub-screen and maintains the display of the current sub-screen if the previous sub-screen is a non-re-displayable screen.

For example, as shown in FIG. 5, if the previous sub-screen 510a includes a process of authenticating the information input by the user using information stored in an external device or internally, it is rejected to return to the previous sub-screen 510a And maintains the display of the current sub screen 510b.

In another embodiment, the financial transaction screen control server 100 allows the previous sub-screen to be displayed on the user's terminal 200 if the previous sub-screen is a re-viewable screen. For example, as shown in FIG. 6, when the financial transaction screen control server 100 does not include the process of authenticating the information input by the user, the previous sub screen 610a may be displayed on the user terminal 200).

The financial transaction screen control server 100 displays the sub-screen to be displayed on the user's terminal according to the determination result (step S460).

Embodiments of the present invention include computer readable media including program instructions for performing various computer implemented operations. The computer-readable medium may include program instructions, local data files, local data structures, etc., alone or in combination. The media may be those specially designed and constructed for the present invention or may be those known to those skilled in the computer software. Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floppy disks, and ROMs, And hardware devices specifically configured to store and execute the same program instructions. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like.

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

100: Financial transaction screen control server
110: Financial transaction screen component
120: Financial Transaction Offering
130:
200: User terminal

Claims (20)

A financial transaction screen control method executed by a financial transaction screen control server connected to a user terminal,
Generating a financial transaction screen using a plurality of sub screens corresponding to each of the financial transaction procedures;
Determining a sub-screen to be displayed to which the touch input is directed when receiving a touch input from the user in the course of displaying one sub-screen included in the financial transaction screen on the user terminal; And
And displaying the sub-screen to be displayed on the terminal of the user according to the type of the sub-screen to be displayed
Financial Transaction Screen Control Method.
The method according to claim 1,
The step of generating the financial transaction screen
And the screen attribute information of each of the plurality of sub-screens is assigned to one of a re-viewable screen and a non-re-displayable screen
Financial Transaction Screen Control Method.
3. The method of claim 2,
The step of generating the financial transaction screen
Wherein the screen attribute information of the sub-screen is determined as a re-displayable screen if the financial transaction procedure proceeding through the sub-screen does not include the step of authenticating the information input by the user.
Financial Transaction Screen Control Method.
3. The method of claim 2,
The step of generating the financial transaction screen
And a step of authenticating the information input by the user using information stored in an external device or internally if the financial transaction procedure proceeding through the sub screen includes the step of assigning the screen property information of the sub screen to the non- Characterized in that
Financial Transaction Screen Control Method.
3. The method of claim 2,
The step of displaying the sub-screen to be displayed on the user terminal
And determining whether the previous sub-screen is a re-viewable screen based on screen attribute information of the previous sub-screen when the type of the display target sub-screen is a previous sub-screen.
Financial Transaction Screen Control Method.
6. The method of claim 5,
Wherein the step of determining whether the previous sub-screen is a re-viewable screen
And refraining from returning to the previous sub-screen and maintaining the display of the current sub-screen if the previous sub-screen is not redisplayable
Financial Transaction Screen Control Method.
The method according to claim 1,
The step of displaying the sub-screen to be displayed on the user terminal
And displaying the next sub-screen on the user terminal if the type of the sub-screen to be displayed is the next sub-screen
Financial Transaction Screen Control Method.
The method according to claim 1,
The step of displaying the sub-screen to be displayed on the user terminal
And displaying the next sub-screen of one of the sub-screens on the user terminal when input of the input items included in the one sub-screen is completed or a specific button is input
Financial Transaction Screen Control Method.
The method according to claim 1,
The step of displaying the sub-screen to be displayed on the user terminal
And displaying the first sub-screen among the plurality of sub-screens included in the financial transaction screen on the user terminal when the user logs in
Financial Transaction Screen Control Method.
The method according to claim 1,
The step of displaying on the terminal of the user any one sub-screen included in the financial transaction screen
If the input of the user is not received for a specific time period after one of the sub-screens included in the financial transaction screen is displayed on the user terminal, the first sub-screen included in the financial transaction screen is displayed on the user terminal Characterized in that it comprises the steps of:
Financial Transaction Screen Control Method.
A financial transaction screen control server connected to a user terminal,
A financial transaction screen generating unit for generating a financial transaction screen by using a plurality of sub screens corresponding to each financial transaction procedure; And
The control unit controls to display one sub-screen included in the financial transaction screen on the terminal of the user, and when receiving the touch input from the user, determines a sub-screen to be displayed indicated by the touch input, And a control unit for controlling the display target sub-screen to be displayed on the terminal of the user according to the kind of the screen
Financial transaction screen control server.
12. The method of claim 11,
The financial transaction screen generating unit
Characterized in that the screen attribute information of each of the plurality of sub-screens is assigned to one of a re-viewable screen and a non-re-displayable screen
Financial transaction screen control server.
13. The method of claim 12,
The financial transaction screen generating unit
And the screen attribute information of the sub-screen is allocated to the displayable screen if the financial transaction procedure proceeding through the sub-screen does not include the step of authenticating the information input by the user.
Financial transaction screen control server.
13. The method of claim 12,
The financial transaction screen generating unit
And a step of authenticating the information input by the user using information stored in an external device or internally if the financial transaction procedure proceeding through the sub screen includes the step of assigning the screen property information of the sub screen to the non- Characterized in that
Financial transaction screen control server.
13. The method of claim 12,
The control unit
And determining whether the previous sub-screen is a re-viewable screen based on screen attribute information of the previous sub-screen when the type of the display target sub-screen is a previous sub-screen.
Financial transaction screen control server.
16. The method of claim 15,
The control unit
And if the previous sub-screen is a non-displayable screen, rejecting the return to the previous sub-screen and maintaining the display of the current sub-screen
Financial transaction screen control server.
12. The method of claim 11,
The control unit
And displays the next sub-screen on the terminal of the user when the type of the sub-screen to be displayed is the next sub-screen.
Financial transaction screen control server.
12. The method of claim 11,
The control unit
And displaying the next sub-screen of one of the sub-screens on the user terminal when the input of the input items included in the one sub-screen is completed or a specific button is input
Financial transaction screen control server.
12. The method of claim 11,
The control unit
When the user logs in, displays a first sub-screen among a plurality of sub-screens included in the financial transaction screen on the user terminal
Financial transaction screen control server.
12. The method of claim 11,
The control unit
If the input of the user is not received for a specific time period after one of the sub-screens included in the financial transaction screen is displayed on the user terminal, the first sub-screen included in the financial transaction screen is displayed on the user terminal Characterized in that
Financial transaction screen control server.
KR1020130132018A 2013-11-01 2013-11-01 Method of controlling financial transaction picture and server performing the same KR20150050850A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20200001695A (en) 2018-06-28 2020-01-07 정길 Fog dissipator equipped with impact hammer

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20200001695A (en) 2018-06-28 2020-01-07 정길 Fog dissipator equipped with impact hammer

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