KR20150016628A - Apparatus for issuing receipts and user terminal using the receipts - Google Patents

Abstract

The present invention relates to an apparatus for issuing receipts and a user terminal using the same, a system for issuing receipts, and a method using smart receipts. The apparatus for issuing receipts includes an issuing unit to receive settlement information and to configure and issue smart receipts; and a receipt transmitter to transmit the issued smart receipts to the user terminal using near field communication. The smart receipts may include at least one among information on place of business, settlement information, selling product information, discount information, and a user signature image.

Description

[0001] APPARATUS FOR ISSUING RECEPTIONS AND USER TERMINAL USING THE RECEIPTS [0002]

The present invention relates to smart receipts, and more particularly, to a device for issuing smart receipts to a user terminal using wireless communication technology and a user terminal using smart receipts.

Paper receipts commonly used in everyday life have problems such as wasting resources, increasing costs, leakage of personal information, and exposure to environmental hormones. Various forms of electronic receipts (or smart receipts) have emerged to address these inconveniences.

One of the techniques for issuing electronic receipts is to transfer the information that the customer has paid for cash to the customer's mobile phone. In this case, the customer can receive only a part of the information that can be confirmed on the paper receipt, I have a problem. Due to these problems, customers can only use the receipt data that they have received for the purposes of household finance. The fundamental reason why the information is limited is that the detailed information about the purchase of the individual (for example, the purchase history, the card number, the approval details, the discount details, etc.) is transmitted to a third party other than the merchant and the customer, Etc.) can not be commissioned and managed.

Another electronic receipt related technology is a technique in which a subject providing a payment means using a specific payment means (for example, a credit card) transmits the payment details of the customer directly to the customer's mobile phone (for example, ). Since this technique transfers the settlement result to the customer who actually manages the settlement history, the personal information of the individual can be protected, but the range of the data to be transmitted as the settlement result is limited, Since only a limited number of receipts can be issued, some customers or only some of the retailers have the limitation of being offered services. Therefore, this method is difficult to use as a universal technology.

Various technologies have emerged that store, manage and use electronically presented receipt data in a server of a seller or a specific server of a payment infrastructure provider, not a customer. However, most of these techniques are based on server-based receipt technologies. Therefore, it is implemented in such a way that a user manually checks a message sent from a server without any action such as receiving a paper receipt directly, Which causes confusion and inconvenience. There is also a problem that additional costs are incurred to operate the server and to deliver the message.

In addition, the existing electronic receipt service requires additional infrastructures of payment infrastructure operators such as credit card companies and communication companies, or the corresponding solution providers, and thus it is difficult to expand the service in a complicated manner as well as in terms of the construction cost.

An object of the present invention is to provide a receipt issuing device for issuing a smart receipt to a user terminal using a local wireless communication technology.

It is another object of the present invention to provide a user terminal device that receives and utilizes smart receipts.

It is still another object of the present invention to provide a receipt issuing system including a receipt issuing device and a user terminal device.

It is still another object of the present invention to provide an additional service or a store-specific service using the smart receipt.

According to another aspect of the present invention, there is provided an apparatus for issuing a receipt, the apparatus comprising: an issuing unit for receiving payment information and forming and issuing a smart receipt; And the smart receipt includes information on at least one of sales business site information, payment information, transaction product information, discount information, and a user signature image.

The receipt issuing apparatus may further include a payment executing section for performing payment according to the input information and outputting payment information.

The smart receipt may further include at least one of supplementary service information and retailer-specific information.

The additional service information may include at least one of location information of the retailer, additional information related to the wallet, and additional information of the user.

The retailer-specific information may include at least one of goods or service request information, store event coupon information, and service linkage information.

Near field communication (NFC) may be used for the near field wireless communication, and RFID, Zigbee, Bluetooth, or the like may be used.

A user terminal apparatus according to another aspect of the present invention includes a wireless receiver for receiving a smart receipt transmitted through short-range wireless communication, a receipt purse for storing a smart receipt and related information, and a smart receipt for displaying the received smart receipt, When the related additional information is input, the input additional information is stored in the receipt wallet in association with the smart receipt information, and the additional information is displayed.

The user terminal may further include a user interface for displaying the smart receipt and the related information to provide the smart receipt and related information to the user, and for transmitting the information input from the user to the controller.

According to another aspect of the present invention, there is provided a smart receipt issuing system including: a receipt issuing device for receiving payment information, constructing and issuing a smart receipt, and transmitting a smart receipt issued using short-range wireless communication to a user terminal, And receiving and storing the smart receipt from the receipt issuing device, displaying the received smart receipt, and storing the additional information in association with the smart receipt information when the smart receipt related additional information is input.

According to another aspect of the present invention, there is provided a smart receipt use method comprising the steps of: collecting smart receipt related data from at least one user terminal; extracting additional service information or store unique information from the collected smart receipt related data; Analyzing the extracted supplementary service information or the retailer-specific information, and providing the smart receipt-related supplementary service or the retailer-specific service.

According to the present invention as described above, not only paper receipts can be substituted, but also additional services, connection services, etc. can be provided using smart receipts.

In addition, since the service can be constructed only by the payment device of the user's mobile phone and the retailer, there are many advantages in understanding, low cost construction and operation cost which are not different from the paper receipt, so that the electronic receipt service can be easily started.

In addition, since the device is provided from the seller to the device provided by the user using the local wireless communication technology such as NFC electronically, it is possible to provide an intuitive and convenient issuance, a minimal construction cost, no additional payment infrastructure such as a server, Issuance of a receipt not limited to the receipt, utilization of various additional services of the issued receipt, and the like.

1 is a conceptual diagram of a smart receipt issuing system according to the present invention.
2 is a diagram illustrating a smart receipt structure according to the present invention.
FIG. 3 is a flowchart illustrating an operation of a method for issuing a smart receipt by the receipt issuing apparatus according to the present invention.
4 is an operational flowchart of a user terminal according to the present invention.
FIG. 5 is a diagram illustrating an embodiment of a smart receipt supplementary service information utilization method according to the present invention.
6 is a diagram illustrating another embodiment of a smart receipt supplementary service information utilization method according to the present invention.
FIG. 7 is a view showing an embodiment of a method of utilizing smart receipt store specific information according to the present invention.
8 is a view showing another embodiment of a method of utilizing smart receipt store specific information according to the present invention.
9 is a block diagram of a user terminal according to the present invention.
10 is a block diagram of a receipt issuing apparatus according to the present invention.

While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail.

It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the relevant art and are to be interpreted in an ideal or overly formal sense unless explicitly defined in the present application Do not.

A "terminal" used in the present application includes a mobile station (MS), a user equipment (UE), a user terminal (UT), a wireless terminal, an access terminal (AT), a terminal, a subscriber unit, A subscriber station (SS), a wireless device, a wireless communication device, a wireless transmit / receive unit (WTRU), a mobile node, a mobile, or other terminology. Various embodiments of the terminal may be used in various applications such as cellular telephones, smart phones with wireless communication capabilities, personal digital assistants (PDAs) with wireless communication capabilities, wireless modems, portable computers with wireless communication capabilities, Devices, gaming devices with wireless communication capabilities, music storage and playback appliances with wireless communication capabilities, Internet appliances capable of wireless Internet access and browsing, as well as portable units or terminals incorporating combinations of such functions However, the present invention is not limited thereto.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In order to facilitate the understanding of the present invention, the same reference numerals are used for the same constituent elements in the drawings and redundant explanations for the same constituent elements are omitted.

1 is a conceptual diagram of a smart receipt issuing system according to the present invention.

1, the smart receipt issuing system according to the present invention mainly includes a user terminal 100, that is, a payment terminal 210 of a terminal of a customer who receives a receipt and a seller, and a receipt issuer 220 . Here, the payment terminal 210 and the receipt issuer 220 of the seller may be connected by a cable through a cable or the like, but they may be integrated into one hardware 200.

The user, that is, the customer owns the personal terminal 100 (e.g., a smart phone) equipped with the customer terminal software (hereafter, the receipt wallet) that issues and manages the smart receipt and manages the receipt as needed have. The seller has a receipt issuer 220 for directly transmitting a payment terminal for making a payment and a smart receipt generated after payment to a customer's personal terminal 100 using NFC (Near Field Communication) technology or the like have.

Here, NFC is a communication technology that provides wireless communication between devices within about 10 cm of ultra short-range wireless communication technology. NFC is an extension of the ISO / IEC 14443 contactless card or RFID standard and can communicate with existing ISO / IEEE 14443 readers or smart cards as well as between NFC devices.

NFC can operate in three modes. A card emulation mode in which an NFC device (cellular phone) operates as an existing RFID card, a reader mode in which an NFC device operates as a card reader, and a P2P mode in which two NFC devices communicate with each other.

In addition, since the communication distance is very short, the security problem becomes simple, and the maximum advantage is that the initial setup time for communication is very short (for example, 0.1 second or less).

In addition, in the present invention, RFID, Zigbee, Bluetooth, and the like can be used as a short-range wireless communication technology.

As described above, the merchant payment terminal 210 and the merchant receipt issuer 220 may be combined in hardware by one device 200 (for example, an NFC smartphone).

Figure 2 shows a smart receipt structure according to the present invention.

The smart receipt includes a paper receipt information area 3000, an additional service information area 3100, and a store-specific information area 3200 that store information included in the paper receipt. The smart receipt according to the present invention essentially includes paper receipt information area 3000 data, and may optionally include additional service information area 3100 data or store-specific information area 3200 data.

The paper receipt information area 3000 stores the name of the sales business, the date of the transaction, the payment amount, the transaction item, the discount amount, the payment means, the image of the customer sign, and other information. Here, the sign image of the customer can be converted into the electronic image format and included in the user terminal. These signature images can be used as basic data to confirm that they are smart receipts issued to customers in the future.

The supplementary service information area 3100 includes supplementary information (for example, location coordinates of a retail store), wallet additional information (information registered while receiving a smart receipt from the receipt wallet), user additional information (Store rating, preferred service, etc.).

Here, the store additional information may be provided by the retailer providing the smart receipt. Wallet additional information may be added to the receipt issued by the smart receipt software provider. Further, the user additional information can be input by the user when the user confirms the issued receipt through the receipt wallet or when he / she checks the receipt previously issued through the receipt wallet.

On the other hand, the retailer-specific information area 3200 includes an authentication token (an article or a service request ticket, a parking permit, etc.), an event coupon (a store unique coupon, an event participation certificate, etc.), service linkage information Linkage information). Here, the authentication token may be a security algorithm, an image, a mathematical calculation result, or the like to confirm that the smart receipt itself is the integrity and the receipt issued to the customer himself / herself.

The difference between the store additional information in the additional service information area 3100 and the store unique information area 3200 is that the store additional information is utilized in application of a receipt wallet or another vendor utilizing a smart receipt And the retailer-specific information area 3200 means data stored in a format unique to the seller for future use.

In the present invention, an electronic integrity protection method for some or all of the smart receipts can be applied in order to prevent arbitrary content changes to smart receipts. The data in the store-specific information area of smart receipts can be applied to the confidentiality or integrity protection method so that it can be confirmed only by the devices provided by the vendor.

FIG. 3 is a flowchart illustrating an operation of a method for issuing a smart receipt by the receipt issuing apparatus according to the present invention.

A method for issuing a smart receipt in a receipt issuing device includes performing a settlement 310 in the process of purchasing an item by a user, constructing a smart receipt 320 according to the payment information of the user, (Step S330).

In transmitting the smart receipt, the smart receipt is transmitted to a device (for example, a mobile terminal such as a mobile phone) owned by the customer by using a local wireless transmission technology (for example, NFC) When using NFC technology with short-range wireless transmission technology, the customer needs to move his or her device to a receipt issuing device owned by the retailer.

The settlement step S310 carries out payment according to a normal settlement procedure through the payment means (mobile card, plastic card, cash, T-Cash, etc.) possessed by the customer.

In addition, the smart receipt configuration step (S320) constructs a smart receipt using the information output from the retailer to the paper receipt. At this time, if a retailer is needed, smart receipts can be configured by including retailer's additional information data in smart receipts. In the configuration step, when the store is required, it may include data belonging to the store-specific information area 3200 described above.

In the smart receipt transmission step, the smart receipt is transmitted to a device (e.g., a mobile phone) owned by the customer via a receipt issuing device equipped with a local wireless transmission technology (e.g., NFC) possessed by the retailer.

4 is a flowchart illustrating an operation of a user terminal according to the present invention.

The operation of the user terminal according to the present invention may be configured to include a smart receipt receiving step S410, a smart receipt related information storing step S420, a smart receipt displaying step S430, and a user side information inputting step S440 have.

The user terminal according to the present invention receives the smart receipt via the short-range wireless transmission technology (S410), for example). In the case of using NFC technology as the short-range wireless transmission technology, the terminal user needs to move his or her terminal device to a location near a device possessed by the retailer, i.e., within a distance that enables NFC communication.

In the smart receipt storing step (S420), the user terminal receives the smart receipt related data transmitted from the seller apparatus, and stores it in the receipt wallet located in the terminal. At this time, the wallet portion information may be stored together in the receipt wallet.

In the smart receipt display step S430, the stored smart receipt is output so that the smart receipt received by the terminal user can be confirmed. At this time, if the terminal provides the user interface, the user of the terminal who confirms the outputted information can input the user additional information through the user interface (S440). Here, the user additional information may be, for example, a user evaluation on a store.

When the user additional information is input from the user (Yes in S440), the smart receipt and the corresponding data are stored (S420).

The present invention provides various methods of using smart receipts. The smart receipt using method according to the present invention includes collecting smart receipt related data from at least one user terminal, extracting additional service information or store unique information from collected smart receipt related data, Analyzing information or retailer-specific information, and providing a smart receipt-related supplementary service or a store-specific service.

In the following, embodiments that provide an additional service or a store-specific service will be described in detail.

The supplementary service according to the present invention uses supplementary service area data of the smart receipt, and the following two embodiments are described, but the utilization range can be extended further.

FIG. 5 illustrates an embodiment of a smart receipt supplementary service information utilization method according to the present invention.

5 collects smart receipt related data from at least one user terminal and acquires and analyzes all the location information of the retailer (S510). In addition, the main living range of the customer is identified through the location information of the analyzed receipt (S520), and advertisement or store recommendation information is provided to the retail store based on the location information (S530).

That is, the location information of the identified retailer can be used for an advertisement for recommending a retailer suitable for the customer or providing coupons and the like. Such utilization may be extended to advertisements for goods and services by analyzing the goods or service information stored in the receipt.

5 may be a user terminal providing services using data stored in the receipt wallet, data stored in the receipt wallet, or other application software using a part of the data stored in the receipt wallet. In addition, when the data stored in the receipt wallet or a part thereof moves from the user terminal to another apparatus, it may be the application software and the corresponding apparatus utilized by the apparatus.

FIG. 6 illustrates another embodiment of a smart receipt supplementary service information utilization method according to the present invention.

The additional service shown in FIG. 6 is a service of analyzing the user additional information of the stored receipt (S610) and grasping the customer's well-known retail store (S620). The identified store information can be utilized (S630) for services such as sharing or recommending to friends via a social network service (SNS) of a customer.

An apparatus for providing an additional service as shown in FIG. 6 may be a user terminal providing a service using data stored in a receipt wallet, data stored in a receipt wallet, or other application software using a part thereof. In addition, when the data stored in the receipt wallet or a part thereof moves from the user terminal to another apparatus, it may be the application software and the corresponding apparatus utilized by the apparatus.

Next, in the present invention, it is possible to provide a unique service using retail store specific information area data of smart receipts. Although the following two embodiments are described in the present specification, the utilization range can be further expanded.

FIG. 7 shows an embodiment of a method of utilizing smart receipt store-specific information according to the present invention.

In the unique service shown in FIG. 7, the unique service providing entity requests the store-token information to at least one user terminal (S710). The user terminal receiving the request inquires the seller's token (article request ticket) included in the sales smart receipt from the smart receipt issued by the seller (S720), and transmits the request to the requested corresponding unique service providing entity (S730) , And provides a unique service to the retailer.

For example, when a user purchases food stamps on a food court, the seller issues a smart receipt to the customer that includes the food stamp. The user can utilize the device installed in the corner where the food is served for the service of delivering the request for food.

The entity providing the shop-specific service as shown in Fig. 7 may be the application software of the vendor using the store issuance data stored in the receipt wallet or a part thereof. In addition, when the retail store data or a part thereof stored through the receipt wallet is transferred from the personal terminal to another device, the application S / W of the device and the corresponding device are included.

FIG. 8 shows another embodiment of a method for utilizing smart receipt store specific information according to the present invention.

The unique service according to the embodiment shown in FIG. 8 is an application service for inquiring the seller's service linkage information (membership) included in the smart receipt from the smart receipt issued by the seller and delivering it to the requested unique service provider.

The method of providing the unique service shown in FIG. 8 starts from a step (S810) in which the unique service providing entity requests the service association information to at least one user terminal. At the user terminal receiving the request, the smart receipt issued by the retailer is inquired (S820), and the service linkage information is transmitted to the unique service providing entity (S830). The unique service providing entity that collected the service linkage information provides the unique service of the store using the collected information (S840).

For example, suppose you want to provide a membership service or a stamp service at a bakery or the like. In general, where smart receipts are not used, merchants must issue membership cards or stamps to multiple users (customers) for that service, and customers must experience the inconvenience of managing their membership cards and stamps in their customers' wallets.

However, according to the present invention, if a membership ID or a stamp number is stored in a smart receipt and this information can be provided to a seller at a later visit, a convenient service can be easily provided through a smart receipt system.

As shown in FIG. 8, the entity providing the retailer-specific service may be software of the vendor using the store issuance data stored in the receipt wallet or a part thereof. In addition, when the retail store data or a part thereof stored through the receipt wallet is transferred from the personal terminal to another apparatus, the application software of the apparatus and the corresponding apparatus are included.

9 is a block diagram of a user terminal according to the present invention.

The user terminal device according to the present invention may include a receipt wallet 101, a controller 102, a wireless receiver 103, and a user interface 104.

The receipt wallet 101 serves as a storage unit for storing various information related to the smart receipt according to the present invention. The wireless receiving unit 103 provides a local wireless communication function for performing wireless communication with the receipt issuing device and receives a smart receipt wirelessly transmitted from the receipt issuing device. The user interface 104 displays various receipt information and provides it to the user, and transmits the information input from the user to the control unit 102.

The control unit 102 displays the received smart receipt, and when the smart receipt related additional information is inputted, it controls the display unit 102 to display the additional information in association with the smart receipt information in the receipt wallet.

10 is a block diagram of a receipt issuing apparatus according to the present invention.

The receipt issuing apparatus according to the present invention may include an issuing unit 201, a receipt transmitting unit 202, and a payment executing unit 203.

The payment execution unit 203 performs payment according to the input information and outputs payment information. In FIG. 10, the payment execution unit 203 is included in the receipt issuing device and implemented in one piece of hardware. However, the payment execution unit 203 may be configured in the form of a payment terminal separate from the issuer 201 and the receipt transmission unit 202 in hardware.

The issuing unit 201 receives payment information and constructs and issues a smart receipt. In addition, the receipt transmitting unit 202 transmits the issued smart receipt to the user terminal using the short-range wireless communication.

The smart receipt according to the present invention essentially includes the information included in the existing paper receipt, for example, sales business site information, payment information, transaction product information, discount information, and user signature image, And store-specific information.

Here, the additional service information may include at least one of location information of the retailer, additional information related to the wallet, and additional information of the user. Further, the retailer-specific information may include at least one of the goods or service request information, the store event coupon information, and the service linkage information information.

It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined in the appended claims. It will be possible.

100: user terminal
101: Receipt wallet
102:
103: Wireless receiver
200: Receipt issuing device
201:
202: receipt transmitter
203:

Claims (7)

A wireless receiver for receiving a smart receipt transmitted through short-range wireless communication;
Receipt wallet storing smart receipts and related information; And
And a controller for displaying the received smart receipt and controlling to display the additional information in association with the smart receipt information in the receipt wallet when the smart receipt related additional information is input,
The smart receipt is divided into a paper receipt information area, an additional service information area, and a store-specific information area,
Wherein the additional service information area is configured in a common data format so as to be commonly used in applications of the retailers and the retailer's own information area is configured in a unique data format so that only the corresponding retailer that issues the smart receipt can utilize,
Wherein the control unit analyzes the user additional information of the smart receipts stored in the receipt wallet of the user terminal, grasps the retail store where the user's evaluation is good according to a preset reference, To a user's SNS (Social Network Service). The method according to claim 1,
Wherein the short-range wireless communication is Near Field Communication (NFC). The method according to claim 1,
Wherein the paper receipt information area includes at least one of sales shop information, payment information, transaction item information, discount information, and a user signature image. The method according to claim 1,
The additional service information area
A store location information, a wallet-related additional information, and user additional information. The method according to claim 1,
The retailer-
An event coupon information, and service linkage information of the corresponding store. The method according to claim 1,
Further comprising a user interface for displaying the smart receipt and related information to the user, and for communicating information input from the user to the controller. A receipt issuing device for receiving payment information, constructing and issuing smart receipts, and sending smart receipts issued using short range wireless communication to a user terminal; And receiving and storing the smart receipt from the receipt issuing device via short-range wireless communication, displaying the received smart receipt and storing the additional information in association with the smart receipt information when the smart receipt related additional information is input, A smart receipt generating system comprising a terminal,
The smart receipt is divided into a paper receipt information area, an additional service information area, and a store-specific information area,
Wherein the additional service information area is configured in a common data format so as to be commonly used in applications of the retailers and the retailer's own information area is configured in a unique data format so that only the corresponding retailer that issues the smart receipt can utilize,
The control unit of the user terminal analyzes the user additional information of the smart receipts stored in the receipt wallet of the user terminal, grasps the retailer whose evaluation is good according to a preset reference, And sharing or recommending the smart receipt to the user's SNS (Social Network Service).

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