KR20140115873A - Risk management system for cooperation company - Google Patents

Abstract

A risk management system for cooperative companies according to the present invention comprises an input step of inputting risk-potential item data to a database of a computer, a storage step of deriving risk item data of a cooperative company and storing the risk item data in the database; a risk module establishment step of establishing a risk module by processing the risk item data of the cooperative company and the inputted risk-potential item data; a monitoring step of monitoring whether a risk item data index of the cooperative company falls below a preset risk reference or not and providing the monitoring result; and a determination step of determining a confrontational policy with respect to the monitoring step.

Description

RISK MANAGEMENT SYSTEM FOR COOPERATION COMPANY

The present invention relates to a partner company risk management system for managing the risk of a partner company, and more particularly, to a partner company risk management system for deriving a risk item and monitoring it to establish countermeasures.

In general, companies with a certain size or more, such as large corporations, often collaborate with multiple partner companies, and it is very important to forecast and manage partner companies.

Especially, in the case of partner companies, their operations are unstable. In recent years, thorough risk management (RISK MANAGEMENT) has become more important for each partner company. Accordingly, various types of risk management techniques have been developed and used.

Especially, the most widely used method is to manage risks based on the credit evaluation of partner companies based on financial statements, but it has a problem that it can not fully detect the risk in SCM (SUPPLY CHAIN MANAGEMENT) dimension.

In addition, there is a problem that the reliability of risk management is inferior because it does not consider the risk from the non-financial level.

Therefore, a method for solving the above problems is required.

The supplier's risk management system according to the present invention has a purpose of performing highly reliable risk management by considering various risk factors together.

The solution of the present invention is not limited to those mentioned above, and other solutions not mentioned can be clearly understood by those skilled in the art from the following description.

The supplier's risk management system according to the present invention includes an input step of inputting risk-incapable item data into a database of a computer, a storing step of deriving the risk item data of the supplier and storing the data in the database, A risk module building step of constructing a risk module by processing the risk item data of the partner company, a monitoring step of presenting the risk item data index of the partner company when the risk item data index falls below a preset risk standard setting, And a decision step of determining the decision.

In the storing step, the risk item data of the partner company may include financial risk data and non-financial risk data.

Also, before the storing step, the financial data analysis step of analyzing the financial data of the partner company may be further included.

After the storing step, an estimated financial statement building step of building an estimated financial statement module based on the periodical financial data of the partner company may be further included.

Also, the storing step may assign a predetermined weight to each item of the risk item data of the partner company and store the weighted value in the database.

The monitoring step may summarize the status of the risk module from the database and display it on the display.

Further, after the determining step, an execution step of performing a risk mitigation activity may be further included.

In the implementation step, the risk mitigation activity may include at least one of management guidance for a partner company, financial support, merger and acquisition, and alternative company development.

The supplier's risk management system according to the present invention considers various risk factors together, and thus has an effect of performing highly reliable risk management.

And non-financial factors can be taken into consideration, and the effect of risk that can be generated by continuous monitoring can be minimized.

The effects of the present invention are not limited to those mentioned above, and other effects not mentioned can be clearly understood by those skilled in the art from the following description.

1 is a flowchart illustrating steps of a partner company risk management system according to an embodiment of the present invention.
FIG. 2 is a diagram illustrating a state where a computer summarizes the status of a risk module from a database and displays it on a display in a monitoring step according to an exemplary embodiment of the present invention.
3 is a flowchart illustrating steps of a partner company risk management system according to another embodiment of the present invention.

Hereinafter, the supplier's risk management system according to the present invention will be described in detail with reference to the drawings.

1 is a flowchart illustrating steps of a partner company risk management system according to an embodiment of the present invention.

1, a partner company risk management system according to an embodiment of the present invention includes an input step S10 for inputting risk incentive item data, a storage step S20 for storing the risk item data of a partner company, (S30) for building a module, a monitoring step (S40) for alerting the partner's risk item data below the reference setting, and a determining step (S50) for determining the corresponding policy. And an execution step (S60) of performing a risk mitigation activity selectively after the determining step (S50).

In the input step (S10) of inputting the risk incentive item data, the process of inputting the risk incentive item data into the database of the computer is performed. The risk occurrence item data is a check list by extracting each risk that can be generated from the selected partner company.

And various activities may be involved in collecting the risk incurred item data.

For example, a variety of activities can be conducted, such as analyzing the composition ratio, rate of change, and breakdown of risks through supplier database, or analyzing the problems of each company in depth through company management review. It is also possible to use a method of benchmarking a problem case of an existing third party.

In other words, through the input step S10, characteristics of each partner company can be grasped and core risks can be selected.

In the storage step S20 of storing the risk item data of the partner company, the actual risk item data of the partner company is derived and stored in the database. That is, in the input step (S10), the risk item capable of occurrence is inputted. In this step, however, the risk item data itself actually generated by the partner company is sensed and stored in the database.

In particular, in this step, each item of the risk item data of the partner company may be given a predetermined weight and stored in the database. In other words, each item can be given different weight according to the status and condition of the company. This can be confirmed by the example shown in the following Table 1.

division Risk Index weight Reason for selection

ABC Corporation

Casting / Forging Operating profit, Net profit margin
2 Poor profitability due to excessive cost and interest cost burden Debt Dependency, Current Ratio Cash Assets / Short-term Borrowing
5 Over borrowing, financial flexibility, short-term fund inflation concerns division Risk Index weight Reason for selection


XYZ Corporation


Electric field Operating profit, Net profit margin
4 Despite stable sales, low profitability and low cost competitiveness Debt Dependency, Current Ratio Cash Assets / Short-term Borrowing
2 Good financial flexibility as an AA affiliate

As shown in Table 1, it can be seen that the same risk items can be weighted differently according to the conditions and conditions of the partner companies. In other words, it has the advantage of being able to manage risk items according to characteristics of each company.

The risk module building step S30 for constructing the risk module is a step for building the risk module by processing the risk incentive item data inputted in the input step S10 and the risk item data of the partner company stored in the storing step.

At this stage, the risk module is constructed by processing the estimated risk-incapable item data and the data items of the actually investigated supplier's risk items in a predetermined format in consideration of the weights. Accordingly, unique risk modules can be built for each partner company.

The monitoring step S40 of alarming the supplier's risk item data below the reference setting monitors the risk item data index of each of the suppliers included in the risk module constructed in the risk module building step S30, It is a continuous comparison step.

At this stage, if the risk item data index of the partner company drops below the predetermined risk standard setting, the computer can be made to present it. For this, in the monitoring step S40, the status of the risk module may be summarized from the database and displayed on the display.

FIG. 2 is a graph showing an example thereof. As shown in FIG. 2, in the monitoring step S40, it is possible to visually display the current risk criterion and the present risk item data index status so that they can easily be judged mutually. It is also possible to display the risk item data index of the previous quarter in addition to the current risk item data index. In this case, it is advantageous that the current business situation of the partner company can be easily grasped.

In this step, when the situation deteriorates relative to the reference, each relevant department shares the information and a decision step (S50) for determining the corresponding policy is performed. At this stage, the company conducts a due diligence review through field visits and determines the management's will if the computer alarms and the actual status of the supplier are the same or more. Thus, an appropriate response may be performed, or it may be determined whether or not to respond.

When it is determined to perform the predetermined correspondence, the execution step S60 of performing the risk mitigation activity after the determining step S50 may be performed. In the implementation step (S60), various activities for eliminating or reducing the risk can be performed, which can be carried out according to the degree and kind of the danger.

Risk mitigation activities to eliminate or reduce risk can include at least one of management guidance, financial support, merger and acquisition, and alternative vendor development for partner companies. In other words, one or more of the activities may be performed according to the level of risk of the partner company, or each activity may be performed sequentially.

As described above, according to the embodiment of the present invention, the partner company's risk management system selects the risk items of the partner company through each step, and continuously monitors the risk items to perform appropriate responses promptly when a risk situation occurs, Can be minimized.

Hereinafter, a resultant risk management system according to another embodiment of the present invention will be described.

3 is a flowchart illustrating steps of a partner company risk management system according to another embodiment of the present invention.

As shown in FIG. 3, the partner company risk management system according to another embodiment of the present invention includes an input step (S10) of inputting risk-incapable item data in the case of the embodiment described above, (S30), a monitoring step (S40) for alerting the supplier's risk item data below the reference setting, a determining step (S50) for determining the corresponding policy, and optionally a risk (S60) of performing the mitigation activities are included.

However, in the storing step S20, the risk item data of the partner company includes financial risk data and non-financial risk data in detail. Accordingly, before the storing step S20, the financial data for analyzing the financial data of the partner company (S15). In addition, after the storing step (S20), an estimated financial statement preparation step (S35) for building an estimated financial statement module based on periodic financial data of a partner company is further included.

In this embodiment, the risk item data of the partner company may include financial risk data and non-financial risk data. In the conventional case, the reliability of the data is often inferior because the non-financial risk is not considered. However, in the case of the present invention, the risk item data of the partner company includes financial risk as well as non-financial risk data, have.

For example, financial and non-financial risks can be categorized into the items shown in Table 2 below.

Financial risk factor Non-financial risk factors

stability Debt ratio

Management risk Management ability, professionalism Capital ratio Corporate commitment Dependence on total debt Succession structure Cash and cash equivalents / short-term borrowings Shareholder change
Profitability Profit before sales tax deduction
Business risk Business sector structure Financial Costs vs. Sales Affected Affiliates Activity Inventory turnover period Business risk Raw material procurement stability Turnover period of trade receivables Home Cash flow Proportion of total absence operating funds Transaction risk Bank credit rating

As shown in Table 2, in another embodiment of the present invention, the risk item data of the supplier can increase the reliability because the intangible and non-financial risks can be considered together with the financial risk factors that can be represented numerically.

For this, the financial data of the partner company before the storing step (S20) is analyzed, and the estimated financial statement module is constructed based on the periodical financial data of the supplier after the storing step (S20).

Therefore, the supplier's risk management system according to the present invention can perform highly reliable risk management by considering various risk factors together.

The embodiments and the accompanying drawings described in the present specification are merely illustrative of some of the technical ideas included in the present invention. Accordingly, the embodiments disclosed herein are for the purpose of describing rather than limiting the technical spirit of the present invention, and it is apparent that the scope of the technical idea of the present invention is not limited by these embodiments. It will be understood by those of ordinary skill in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims.

S10: Input step S15: Financial data analysis step
S20: Storing step S30: Risk module building step
S35: Estimation phase of financial statement module
S40: Monitoring step S50: Decision step
S60: Conduct step

Claims (8)

An input step of inputting risk-incapable item data into a database of a computer;
A storage step of deriving the risk item data of the partner company and storing the data in the database;
Constructing a risk module by processing the input risk-incapable item data and the risk item data of the partner company;
A monitoring step of presenting, when the risk item data index of the partner company falls below a predetermined risk reference setting; And
A determining step of determining a corresponding policy for the monitoring step;
A supplier's risk management system. The method according to claim 1,
In the storing step,
The supplier's risk item data includes financial risk data and non-financial risk data. 3. The method of claim 2,
Before the storing step,
A partner's risk management system, which further includes a financial data analysis phase that analyzes the financial data of suppliers. The method of claim 3,
After the storing step,
A partner's risk management system, which further includes the step of establishing an estimated financial statement that builds an estimated financial statement module based on the supplier's periodic financial data. The method according to claim 1,
Wherein,
And assigning a predetermined weight to each item of the risk item data of the partner company and storing the weighted value in the database. The method according to claim 1,
Wherein the monitoring step comprises:
And displays a summary of the status of the risk module from the database on a display. The method according to claim 1,
After the determining step,
A partner risk management system that further enforces the implementation phase of risk mitigation activities. 8. The method of claim 7,
In the above step,
The risk mitigation activities include at least one of management guidance, financial support, mergers and acquisitions, and development of alternatives to suppliers.

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