KR20140094747A - System and method for allowance of corporation card limit using insurance - Google Patents

System and method for allowance of corporation card limit using insurance Download PDF

Info

Publication number
KR20140094747A
KR20140094747A KR1020130006949A KR20130006949A KR20140094747A KR 20140094747 A KR20140094747 A KR 20140094747A KR 1020130006949 A KR1020130006949 A KR 1020130006949A KR 20130006949 A KR20130006949 A KR 20130006949A KR 20140094747 A KR20140094747 A KR 20140094747A
Authority
KR
South Korea
Prior art keywords
card
insurance
corporation
company server
limit
Prior art date
Application number
KR1020130006949A
Other languages
Korean (ko)
Inventor
이재혁
정종식
이미정
Original Assignee
주식회사 가인인컴
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 주식회사 가인인컴 filed Critical 주식회사 가인인컴
Priority to KR1020130006949A priority Critical patent/KR20140094747A/en
Publication of KR20140094747A publication Critical patent/KR20140094747A/en

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Abstract

The present invention relates to a system to authorize a limit of a corporate card using an installment insurance and an adjustment method thereof and, more specifically, to a system to authorize a limit of a corporate card using an installment insurance including: a card company server which inquires a refund of the installment insurance, which is a reference of authorizing a limit of a corporate card, by accessing an insurance company server after receiving an issuing request of the corporate card, and authorizes the limit of the corporate card within a range of the refund; and the insurance company server which calculates the refund fixed in an insurance product subscribed by a corporation requesting the issuing of the corporate card as being able to transmit and receive data by being connected to the card company server on a communication network, and transmitting the calculated refund to the card company server; and an authorizing method thereof. Therefore, the system and method of the present invention can assure a usage limit for the corporate card without causing problems to the corporation′s capital status such that the refund of the installment insurance accumulated in the insurance company is used in authorizing the limit of the corporate card.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system and a method for granting a corporation card,

The present invention relates to a corporation card limit granting system and its adjustment method, and more particularly, it relates to a corporate card limit grant system and a method of adjusting the corporation card limit granting system, A card issuer server for giving a limit of a corporation card within a range; And an insurance company server connected to the card company server via a communication network and capable of transmitting and receiving data and calculating a refund set in an insurance product of a corporation requesting issuance of a corporation card and transmitting the calculated refund to the card company server, A corporate card limit system using installment-type insurance that makes it possible to use the redeemable accumulation-type insurance redeem to limit the corporate card so that the corporate card can be used even if the financial situation of the corporation is not hindered. Quot;

Generally, corporation cards are issued by one corporation with a large number of corporate cards, and arbitrary card users designated by the corporation often use the cards publicly.

In order to issue such corporate cards, unlike ordinary credit cards, which depend on individual credit, a certain amount of deposit for setting up a used card must be prepaid to the card company or a bond that can function as a deposit.

Accordingly, in order to issue a corporate card in the past, deposits that can perform the same functions as cash are deposited in the banknotes, and these bank deposits are deposited in the card company and set as a deposit of the card company. To be used.

However, if a corporation directly deposits a cash deposited in a bank as a deposit for the use of a corporate card, the bank deposit can not be utilized by the corporation for business purposes, There was a problem that it was not outside.

As a result, if there is insufficient capital and the business does not generate profits in earnest, or if the business situation is not good, there will be no extra funds to be used for corporate cards. .

As a result, there has been an increasing demand for a new corporate card issuance plan that can generate corporate card use while minimizing the effect on the corporate funding situation. In particular, considering the recent economic situation, There is a growing need to generalize accessibility to cards.

In addition, as corporations require many buildings such as office buildings, factories, warehouses, etc., which run businesses, it is almost necessary to join long-term insurance such as long-term reinsurance for such a large number of buildings.

Therefore, as a corporation operating a business, it is difficult to operate a business in a situation where there is insufficient capital, such as the burden of paying premiums to join a large number of insurance policies, and the burden of maintaining bank deposits for corporate card use. There is a problem that frequent occurrence occurs.

Korean Patent Publication No. 10-2010-0009238 Korean Patent Publication No. 10-2005-0073962

A problem to be solved by the present invention is to provide a credit card company that receives a request for issuance of a corporate card and then accesses an insurance company server to inquire a refund of the installment-type insurance that is the basis of the limit, server; And an insurance company server connected to the card company server via a communication network and capable of transmitting and receiving data and calculating a refund set in an insurance product of a corporation requesting issuance of a corporation card and transmitting the calculated refund to the card company server, A corporate card limit system using installment-type insurance that makes it possible to use the redeemable accumulation-type insurance redeem to limit the corporate card so that the corporate card can be used even if the financial situation of the corporation is not hindered. And to provide a method of providing the same.

In order to solve the above-mentioned problem, a corporation card limit grant system using an installment-

A card issuer server for receiving a request for issuance of a corporation card, accessing an insurance company server, inquiring a refund of the installment type insurance that is the basis of the limit, and giving a limit of the corporation card within the range of the refund; And an insurance company server which is connected to the card company server through a communication network and is capable of data transmission and reception and which calculates a refund set for the insurance product to which the corporation requesting issuance of the corporation card is charged and transmits the calculated refund to the card company server .

At this time,

A corporation card issuing unit for receiving a issuance request of the corporation card and judging whether the card issuance condition is satisfied; An insurer server connection unit connecting to an insurance company server operating a subscription type insurance product that a corporation requesting issuance of the corporation card forms, and forming a gateway for data transmission / reception; A depositing determination unit for receiving, from the insurance company server, refund amount information of the installable insurance product to which the corporation subscribes and setting the refund amount as a deposit for issuing a corporate card; And a limit giving unit for giving a limit of the corporation card based on the deposit set by the deposit determination unit.

The insurance company server,

The information of a corporation requested from a card issuer server forming a gateway capable of data transmission and reception on a communication network through the insurance company server connection unit is activated in the database to confirm whether or not the insurance corporation has an installment insurance and the fact is transmitted to the insurance company server connection unit Insurance product management department; And a refund computing unit for calculating a refund amount to be refunded to the corporation upon maturity payment based on the insurance premium and the insurance period set in the installment type insurance to which the corporation subscribes, and transmitting the refund amount to the deposit determination unit.

The credit card company server further includes a limit adjustment unit that accesses the insurance company server, inquires the increase / decrease of the credit accumulated based on the insurance premium paid by the corporation, and adjusts the degree of use of the corporation card based on the increased / .

According to another aspect of the present invention,

Receiving a corporation card issuance request transmitted from a corporate client terminal connected to a card company server on a communication network, examining whether the corporation card issuance condition is satisfied, and issuing a corporation card; A deposit insurance inquiry step of requesting an inquiry about whether or not the insurance company of the corporation is in charge of the installment insurance; A refund calculation step of calculating a refund amount at the insurance company server by a request for inquiry about the refund amount of the installment type insurance to which the corporation subscribes; A deposit setting step of setting a refund amount of the installment insurance calculated by the insurance company server as a deposit for imposing a corporate card limit; And a limit providing step of providing a limit of the corporate card based on the limit of the deposit set in the deposit setting step and storing the limit in the database.

Also, while the use of the corporate card to which the degree of use has been applied is continued through the step of granting the limit, the card company server accesses the insurance company server, confirms increase or decrease of the reimbursement of the installment type insurance registered by the corporation, A deposit updating step of updating a deposit set for the bank; And a limit adjusting step of increasing or decreasing the degree of use of the corporation card based on the deposit updated in the deposit updating step and storing the increase or decrease in the degree of use of the corporation card in the database.

Unlike the case in which a bank deposit is deposited for the purpose of granting a corporate card limit, the present invention is a refund of the installment-type insurance, It is possible to use the card, which has an effect of benefiting the corporation's money rotation.

In addition, the present invention has the effect that the utilization of funds can be improved by allowing the refunds of a plurality of installment-type insurance to which the same corporation has joined as a deposit for setting the usage degree of the corporate card.

FIG. 1 is a system block diagram of a corporate card limit grant system using chargeable insurance according to the present invention. FIG.
FIG. 2 is a block diagram of a corporate card limit grant system using chargeable insurance according to the present invention; FIG.
3 is a block diagram of a corporate card limit applying method using the installment insurance according to the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a system block diagram of a corporate card limit grant system using chargeable insurance according to the present invention, and FIG. 2 is a block diagram of a corporation card limit grant system using chargeable insurance according to the present invention.

Referring to FIGS. 1 and 2, a corporate card limit grant system using chargeable insurance according to the present invention receives a request for issuance of a corporation card, and then accesses an insurance company server to inquire a reimbursement of an installment-type insurance A credit card company server 200 for giving a limit of a corporate card within the range of the refund and a credit card company server 200 connected to the credit card company server through a communication network for data transmission and reception, And an insurance company server (300) for calculating a refund and transmitting it to the credit card company server.

The card company server 200 includes a corporate card issuing unit 210 for receiving an issuance request of a corporate card and judging whether a card issuance condition is satisfied, and a credit card issuing unit 210 for issuing a corporate card An insurance company server connection unit 220 for accessing an insurance company server for connecting to an insurance company server and forming a gateway for data transmission and reception, and an insurance company server 220 for receiving the refund amount information of the installment insurance product subscribed by the corporation from the insurance company server, (230) for issuing a corporation card with a limit of a corporate card based on a deposit set by the deposit determination unit, and a limit assignment unit (240) for issuing a corporation card .

The corporation card issuing unit 210 is configured to determine whether the issuing condition for issuing the corporation card is satisfied by receiving a request for issuance of a corporation card to be applied by a corporation wishing to use the corporation card.

At this time, the corporation card issuing unit 210 may receive a corporation card issuance request in offline, such as issuing a normal corporate card. However, as described above, when the deposit and the amount of the deposit are stored in the insurance company server 300, A corporate card issuance request made through a communication network after connecting to the card issuer server 200 through a corporate client terminal 100 such as a personal computer managed by a corporation can be grasped by the reimbursement portion and the amount of the insurance product It is preferable to be constructed so as to be able to receive such information.

The corporate card issuing unit 210 determines whether the conditions required for issuing the requested corporate card are satisfied, issues a corporate card when the conditions are satisfied, and manages the usage history of the corporate card Use history management unit and the like in the database to manage the use of the corporate card in the future.

The insurance company server connection unit 220 accesses the insurance company server 300 on the communication network so that the corporation meeting the corporation card issuance condition can confirm whether the corporation meeting the corporation card issuance condition joins the installment type insurance registered by the corporation card issuance unit 220, State.

The deposit determination unit 230 requests the insurance company server 300 through the insurance company server connection unit 220 to request information on the amount of the refundable deposit and whether or not the insured is insured of the corporation, receives the accumulative insured information and the refund amount information And to set the corresponding refund as a deposit. For this purpose, it is needless to say that the card issuer server 200 must agree to allow the insurance company server 300 to inquire about the fact that the corporation is in charge of the installment insurance and the refund of the corporation.

At this time, when the deposit is a refund for the installment-type insurance, the insurance company is requested to inquire a refund from the insurance company server as described above. However, if the deposit is deposited by the corporation In the case of a bank deposit, it is of course possible to inquire the deposit deposited in the bank as in the past.

If the deposits deposited for the purpose of granting a corporate card limit are bank deposits, the amount deposited in the bank will be kept tied up for the use of the corporation card, so that the corporation will not be able to make a fund turnover. However, If the deposit is a reimbursement of the installment type insurance, the reimbursement of the insurance premium to be paid anyway is available at the expiration of the insurance, so that the corporation card can be used without affecting the financial condition of the corporation It will be beneficial for corporate fund turnover.

In addition, as the insurance company, the refund held by the company is maintained as it is, and the refund is received by the deposit of the corporate card.

The limit assigning unit 240 may be configured to assign the degree of use of the corporate card based on the refund of the bank deposit or the installment type insurance received by the deposit determination unit 230, At this time, the insurance company and the corporation should be notified that the reimbursement of the installment-type insurance to which the corporation is affiliated has been deposited as the corporate card deposit, and the procedure for the receipt of the bond such as the refund should proceed.

Therefore, as a corporation, it is possible to use the corporate card limit, which is granted based on future refunds more than premiums paid, only by paying one or two installment-type premiums, making it possible to use corporate cards without the burden of funds.

In addition, the card issuer server 200 accesses the insurance company server 300, inquires the increase / decrease of the accumulated refund by the insurance premium paid by the corporation, adjusts the degree of use of the corporate card based on the increased / It is preferable to further include an adjusting unit 250. [

At this time, the limit adjustment unit 250 can be configured to inquire the increase / decrease of the accumulated amount of refund accumulated from the insurance company server 300 at the request of the corporation to increase / decrease the degree of use of the corporate card, The insurer server connection unit 220 automatically accesses the insurance company server 300 every period of, for example, six months, one year, or three years, and inquires the increase / decrease of the accumulated refund, . ≪ / RTI >

The insurance company server 300 activates the information of the corporation requested from the card issuing server 200 forming the gateway capable of transmitting and receiving data on the communication network through the insurance company server connection unit 220 in the database, And the amount of refund to be refunded to the corporation upon maturity is calculated based on the insurance premium and insurance period set in the installment-type insurance to which the corporation subscribes, And a refund computing unit 320 for transmitting the refund to the deposit determining unit.

At this time, the installment-type insurance that the corporation joins is based on the insurance premium paid by the corporation for a long period like long-term reinsurance, and guarantees a certain amount of insurance accidents during the insurance period. , And it is obvious that the present invention is not limited to a specific insurance product.

Also, the refund computing unit 320 computes refunds that the corporation can receive refund at maturity on the basis of the insurance premium paid by the corporation that subscribes to the installment-type insurance and the insurance period, and if the premium paid is small, And to calculate the refund. Therefore, unlike deposits in banknotes, which are recognized as deposits within the scope of the amount paid in installment-type insurance, the amount that is refunded at the time of maturity payment is calculated as a refund even if it is paid only once, Can be minimized.

In addition, when there is a request from the card issuer server 200, the refund computing unit 320 not only redeems the refund of one insurance product to which the corporation subscribes, but also all the refunds of a plurality of the accumulation- It is possible to improve the utilization of the funds by making it possible to deposit the deposits with the deposits for setting the use of the funds.

Next, a corporate card limit applying method using the installment insurance according to the present invention will be described.

3 is a block diagram of a corporate card limit applying method using the installment type insurance according to the present invention.

Referring to FIG. 3, a corporate card limit applying method according to the present invention includes receiving a corporate card issuance request transmitted from a corporate client terminal connected to a card company server on a communication network, (S100) for issuing a corporation card, a corporation requesting issuance of a corporation card from the credit card company server is connected to the insurance company server to which the corporation has subscribed, (S300) for calculating an amount of a refund from the insurance company server by requesting an inquiry about the refund amount of the installment-type insurance to which the corporation has subscribed; a refund calculation step (S300) Is set as a deposit for granting a corporation card limit, (S400) and, by applying the limit of the corporate credit card based on the limit of the deposit in the deposit set setting step is configured to include a limit assigning step (S500) of storing in the database.

The corporate card application step (S100) is a step of accepting a corporation card issuance request and related data from a corporate client terminal (100) such as a personal computer connected to the card issuer server (200) The card issuance condition is satisfied.

As a result of the examination in the corporate card application step (S100), if the conditions required for issuing the corporation card are satisfied, the corporation card is issued and the usage history of the corporation card is stored and managed in the database.

At this time, the corporate card application step (S200) may be performed on the communication network through the corporate client terminal 100, and the corporate card issuing application may be submitted offline.

If the use of the reimbursement of the accumulation-type insurance is selected as the deposit for setting the degree of use of the corporate card, the credit insurance inquiry step S200 accesses the insurance company server 300 from the credit card company server 200, And activates the information of the relevant corporation in the database in the insurance company server 300 that receives the inquiry, and confirms whether or not the insurance is in the accumulation type insurance, and transmits the information to the credit card company server 200.

In this case, the installment-type insurance that the corporation subscribes is an insurance product that the corporation pays insurance premiums for a long period like long-term reinsurance and can receive certain refunds at maturity. Some of the insurance premiums paid by the corporation is in the form of a refund Insurance products that can be accumulated.

The reimbursement calculation step S300 is a step of calculating a refund amount that can be received when the corporation whose membership of the insurance product is confirmed in the accumulation-type insurance inquiry inquiry step (S200) The insurance company server 300 receives the refund and inquires of the credit card company server 200 to calculate the refund based on the insurance premium paid in the insurance product and the payment period, and then transmits the refund to the credit card company server.

In the refund setting step S400, the amount of the refund received by the card company server in the refund computing step S300 is set as a deposit for use of the corporation card and is stored in the database. In addition, the insurance company and the corporation use the refund Notify the inflow of inflows, and proceed with the procedures for the inflow of bonds.

In addition, when a corporation deposits a bank deposit with a deposit, the deposit is set as a deposit as in the case of issuing a limit when issuing a corporate card.

In the step of granting the limit (S500), the limit of the corporation card is given based on the refund of the installment insurance insured in the deposit setting step, and stored in the database, thereby making it possible to use the corporation card. In other words, it is possible to utilize not only conventional bank deposits but also reimbursement of installment type insurance, because the deposit for the purpose of granting the corporate card limit is used as the deposit for the redeemed redeem, I will do it.

Also, during the usage of the corporate card to which the degree of use has been applied (S500), the card company server accesses the insurance company server to confirm the increase / decrease of the reimbursement of the installment type insurance registered by the corporation, (S600) for updating a deposit set for the corporation card (S600); and a limit adjustment step (S700) for increasing or decreasing the degree of use of the corporate card based on the deposit updated at the deposit updating step desirable.

At this time, the deposit updating step (S600) may be configured such that the insurance company server re-computes the refund by request of the corporation to increase the corporation card use degree, May be configured to access the insurance company server to automatically inquire the increase / decrease of the accumulated refund.

Of course, in order to deposit the cumulative reimbursement of the installment-type insurance as a deposit for adjustment of the corporate card use, it is needless to say that the usual re-entry procedure is again performed.

In the case where the deposits deposited for the purpose of granting a corporate card limit are reimbursement of the installment-type insurance, it is possible to secure the degree of use of the corporation card without affecting the financial condition of the corporation, It becomes advantageous to use.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims.

100 - Corporate client terminal
200 - Card issuer server 210 - Corporation card issuer
220 - Insurer server connection section 230 - Deposit determination section
240 - Limit 250 - Limit Adjustment Department
300 - Insurance company server 310 - Insurance product management department
320 -

Claims (8)

A card issuer server for receiving a request for issuance of a corporation card, accessing an insurance company server, inquiring a refund of the installment type insurance that is the basis of the limit, and giving a limit of the corporation card within the range of the refund; And
And an insurance company server connected to the credit card company server through a communication network and capable of data transmission and reception and calculating a credit for the insurance product to which the corporation requesting issuance of the corporate card is entrusted and transmitting the credit to the credit card company server Corporate Card Limit Grant System with Accrual Insurance. The method according to claim 1,
The card company server,
A corporation card issuing unit for receiving a issuance request of the corporation card and judging whether the card issuance condition is satisfied;
An insurer server connection unit connecting to an insurance company server operating a subscription type insurance product that a corporation requesting issuance of the corporation card forms, and forming a gateway for data transmission / reception;
A depositing determination unit for receiving, from the insurance company server, refund amount information of the installable insurance product to which the corporation subscribes and setting the refund amount as a deposit for issuing a corporate card; And
And a limit giving unit for giving a limit of the corporation card based on the deposit set by the deposit determining unit. 3. The method of claim 2,
The insurance company server,
The information of a corporation requested from a card issuer server forming a gateway capable of data transmission and reception on a communication network through the insurance company server connection unit is activated in the database to confirm whether or not the insurance company is in charge of the installment type insurance and the fact is transmitted to the insurance company server connection unit Insurance product management department; And
And a refund computing unit for calculating a refund amount to be refunded to the corporation upon maturity payment based on the insurance premium and the insurance period set in the installment type insurance to which the corporation has subscribed and transmitting the calculated refund amount to the deposit determination unit. Corporate card limit system used. The method of claim 3,
The credit card company server further includes a limit adjustment unit that accesses the insurance company server, inquires the increase / decrease of the accumulated credit based on the insurance premium paid by the corporation, and adjusts the degree of use of the corporate card based on the increased / Corporate Card Limit Grant System with Installed Insurance. 5. The method of claim 4,
Wherein the limit adjustment unit is configured to automatically access the insurance company server at the insurance company server connection unit at a preset predetermined period to automatically check the degree of use of the corporate card after inquiring the increase or decrease of the accumulated refund, Corporate card limit system used. Receiving a corporation card issuance request transmitted from a corporate client terminal connected to a card company server on a communication network, examining whether the corporation card issuance condition is satisfied, and issuing a corporation card;
A deposit insurance inquiry step of requesting an inquiry about whether or not the insurance company of the corporation is in charge of the installment insurance;
A refund calculation step of calculating a refund amount at the insurance company server by a request for inquiry about the refund amount of the installment type insurance to which the corporation subscribes;
A deposit setting step of setting a refund amount of the installment insurance calculated by the insurance company server as a deposit for imposing a corporate card limit; And
And providing a limit of the corporate card based on the limit of the deposit set in the deposit setting step and storing the limit in the database. The method according to claim 6,
The card company server accesses the insurance company server and confirms the increase or decrease of the reimbursement of the installment type insurance to which the corporation has subscribed while continuing to use the corporation card to which the degree of use has been applied through the limit granting step. A deposit updating step of updating the deposit; And
Further comprising a limit adjusting step of increasing or decreasing the degree of use of the corporate card based on the deposit updated at the deposit updating step and storing the increase or decrease in the degree of use of the corporate card in the database. The method according to claim 6,
Wherein the deposit updating step is configured to access the insurance company server in the card company server every predetermined period to automatically check for the increase or decrease of the accumulation amount of the insurance card.
KR1020130006949A 2013-01-22 2013-01-22 System and method for allowance of corporation card limit using insurance KR20140094747A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020130006949A KR20140094747A (en) 2013-01-22 2013-01-22 System and method for allowance of corporation card limit using insurance

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020130006949A KR20140094747A (en) 2013-01-22 2013-01-22 System and method for allowance of corporation card limit using insurance

Publications (1)

Publication Number Publication Date
KR20140094747A true KR20140094747A (en) 2014-07-31

Family

ID=51740270

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020130006949A KR20140094747A (en) 2013-01-22 2013-01-22 System and method for allowance of corporation card limit using insurance

Country Status (1)

Country Link
KR (1) KR20140094747A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109471917A (en) * 2018-10-11 2019-03-15 平安科技（深圳）有限公司 Data processing method, device, equipment and medium

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109471917A (en) * 2018-10-11 2019-03-15 平安科技（深圳）有限公司 Data processing method, device, equipment and medium
CN109471917B (en) * 2018-10-11 2024-01-26 平安科技（深圳）有限公司 Data processing method, device, equipment and medium

Similar Documents

Publication Publication Date Title
US20240070706A1 (en) Systems and methods for financial data communications and data management
KR102469300B1 (en) Systems and methods for tokenized control of smart contracts
US20200394729A1 (en) Method and apparatus for real time, dynamic management of real estate finance, services, and reporting
US7672902B1 (en) System and method for pre-funding interest for early termination of client account having funds in one or more aggregated accounts
JP5351887B2 (en) Method, system, computer readable medium, server, and computer machine for performing a transaction
US20140195435A1 (en) Method and system for facilitating micropayments in a financial transaction system
US20030105690A1 (en) Method and apparatus for establishing and administering a charitable gift transfer plan
JP7276495B2 (en) Control method, control program, information processing device and control system
KR101303300B1 (en) Secured transaction service method
US8484056B2 (en) System and method for increasing capacity in an insurance system through capital market participation in cell company based alternative risk transfer structure
US20140278580A1 (en) Systems and methods for account processing
US20200051108A1 (en) Paying a reward to a second account based on multiple account qualifications being met by a first account
WO2020010340A1 (en) Method and system for estimating accrued, equitably allocated distribution income from a security
KR20100124226A (en) Method for time deposit bankbook service based on balance of account
JP6100930B2 (en) Settlement method and settlement system
JP2016042235A (en) Settlement method and settlement system
US20220309493A1 (en) Expediting transaction settlement
EP4116908A1 (en) Method and apparatus for facilitating financial transactions backed by crypto assets
KR20140094747A (en) System and method for allowance of corporation card limit using insurance
KR20150061288A (en) Method, apparatus and computer-readable medium for providing user interface
KR20180131814A (en) System and method for allowance of corporation card limit
KR102220210B1 (en) Method for providing settlement service for payment charge difference and payment gateway server thereof
US20150100518A1 (en) Administering a cycle-based collared investment option
KR20160036546A (en) Method, apparatus and computer-readable medium for providing user interface
KR20170097429A (en) System and method for loan managing connected with user's deposit

Legal Events

Date Code Title Description
N231 Notification of change of applicant
WITN Withdrawal due to no request for examination