KR20140026263A - Apparatus and method for providing interaction information by using image on device display - Google Patents

Abstract

A device and a method for providing interaction information using an image on a screen are provided. A method for a device to provide payment information to an opposing device includes: a step of displaying a card image on an unlock screen of a device; a step of receiving touch input of a user for the card image; and a step of providing payment information corresponding to the touched card image based on the received touch input. [Reference numerals] (2000) Opposing device; (3000) Payment server; (AA) K card; (BB) W card; (CC) S card; (DD) H card; (EE) 10% discount coupon; (FF) Proximity contact; (GG) Payment information; (HH) Fingerprint information

Description

Apparatus and method for providing interaction information using an image on a screen {APPARATUS AND METHOD FOR PROVIDING INTERACTION INFORMATION BY USING IMAGE ON DEVICE DISPLAY}

The present invention relates to an apparatus and method for providing interaction information using an image on a screen. For example, a card image may be displayed on the unlock screen of the device, and payment information may be provided using the displayed card image.

With the rapid development of the mobile communication industry, mobile terminals have become a necessity for individuals. Accordingly, the mobile communication terminal is gradually changing to a terminal that performs a complex function with various additional functions as well as the functions of the conventional voice call and data communication.

In accordance with this trend, technologies for using a mobile terminal as a payment method have been widely proposed by storing credit card information of a user in the mobile terminal. In addition, with the development of society, payment methods in various transactions are released from cash, and various forms of credit payment methods such as credit cards are emerging. In addition, the accumulation rate and the discount rate are applied differently according to each payment method.

On the other hand, when a user intends to make a payment using a mobile communication terminal, there is an inconvenience of releasing the lock of the mobile communication terminal and directly driving a predetermined application. In addition, in order to determine a card to be used for payment of goods, the user has to check the accumulation rate and the discount rate for each card, and there is inconvenience of having to input authentication information for payment to a point of sales terminal.

An embodiment of the present invention provides an apparatus and method for providing payment information, which can effectively provide payment information to a counterpart device by using a card image displayed on a unlock screen of a device.

In addition, an embodiment of the present invention provides a payment information providing apparatus and method that can recognize a user's fingerprint based on a user's touch input to a card image on the unlock screen.

As a technical means for achieving the above-described technical problem, a first aspect of the present invention, the step of displaying a card image for the card of the user of the device on the unlock screen of the device; And receiving a user's touch input for the card image, wherein the payment information corresponding to the touched card image is used for payment through the device. It can provide a method to provide.

The method may further include providing the payment information corresponding to the touched card image to the counterpart device.

The method may further include providing the payment information corresponding to the touched card image to a payment server.

The method may further include recognizing a fingerprint of the user as the touch input is received; And providing fingerprint information regarding the recognized fingerprint to the counterpart device, wherein the fingerprint information provided to the counterpart device may be used to authenticate a payment of the device.

The method may further include recognizing a fingerprint of the user as the touch input is received; And unlocking the device based on the recognized fingerprint, wherein providing the payment information may provide the payment information to the counterpart device as the lock is released. .

The method may further include receiving information about a card that is payable through the counterpart device from the counterpart device, wherein a plurality of card images are displayed on the unlock screen of the device, and the displayed card image. The card image corresponding to the payable card may be displayed differently.

The displaying of the card image on the unlock screen of the device may display the card image on a plurality of lock release buttons on the unlock screen.

The method may further include receiving information regarding a card that is payable through the counterpart device from the counterpart device. The displaying of the card image on the unlock screen of the device may include: Each card image may be displayed on the lock release button, and the button image matched to the card image corresponding to the payable card may be differentially displayed.

The displaying of the card image may include arranging the card image on the unlocking screen of the device based on at least one of the number of card use, the location of the device, a user preference, and a point accumulation rate.

The method may further include executing an application for providing the payment information when a touch input of the user is received, wherein the payment information is transmitted to the counterpart device and the payment server through the executed application. It may be provided to at least one of.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device while the user's touch input is maintained.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device as the device approaches a preset range from the counterpart device.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device connected through NFC (Near Field Communication) communication.

The displaying of the card image may display the card image on the lock release screen as the device approaches a preset range from the counterpart device.

According to a second aspect of the present invention, there is provided an information processing apparatus comprising: a memory in which at least one program is stored; And a processor configured to provide payment information by executing the at least one program, the at least one program comprising: displaying a card image of a card of a user of the device on a unlock screen of the device; And receiving a user's touch input with respect to the card image; wherein the payment information corresponding to the touched card image is used for payment through the device. have.

The at least one program may further include providing the payment information corresponding to the touched card image to the counterpart device.

The at least one program may further include providing the payment information corresponding to the touched card image to a payment server.

The at least one program may further include: recognizing a fingerprint of the user as the touch input is received; And providing fingerprint information about the recognized fingerprint to the counterpart device, wherein the fingerprint information provided to the counterpart device may be used to authenticate a payment of the device.

The at least one program may further include: recognizing a fingerprint of the user as the touch input is received; And unlocking the device based on the recognized fingerprint, wherein the providing of the payment information comprises: transmitting the payment information to the counterpart device as the lock is released. Can provide.

The at least one program may further include instructions for receiving information regarding a card that can be paid through the counterpart device from the counterpart device. The card image corresponding to the payable card may be displayed differently from the displayed card image.

The displaying of the card image on the unlock screen of the device may display the card image on a plurality of lock release buttons on the unlock screen.

The at least one program may further include instructions for receiving information regarding a card that can be paid through the counterpart device from the counterpart device, and displaying a card image on the unlock screen of the device. The displaying may include displaying card images on the plurality of lock release buttons and differently displaying button images matched to card images corresponding to the payable cards.

The displaying of the card image may include arranging the card image on the unlocking screen of the device based on at least one of the number of card use, the location of the device, a user preference, and a point accumulation rate.

The at least one program may further include: executing an application for providing the payment information when a touch input of the user is received, and further comprising instructions for executing the payment information through the executed application. May be provided to at least one of the counterpart device and the payment server.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device while the user's touch input is maintained.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device as the device approaches a preset range from the counterpart device.

The providing of the payment information to the counterpart device may provide the payment information to the counterpart device connected through NFC (Near Field Communication) communication.

The displaying of the card image may display the card image on the lock release screen as the device approaches a preset range from the counterpart device.

In addition, a third aspect of the invention, the step of displaying the identification value of the card of the user of the device on the unlock screen of the device; And receiving a user's touch input with respect to the identification value of the card, wherein payment information related to the identification value of the touched card may be used for payment through the device. It can provide a way to provide.

In addition, the fourth aspect of the present invention, the first device includes a user interface for providing an input / output function for the first user, a plurality of candidates on the screen of the first device through the user interface Displaying a plurality of images each associated with the items; Receiving, via the user interface, a touch input from a first user on the displayed plurality of images; Using the first device to select an item for use in performing the interaction among the plurality of candidate items and to generate interaction information based on the received touch input; And using the interaction information generated in relation to the received touch input and the selected item to perform the interaction. The first user by using a first device associated with a first user. And a method for performing an interaction between the second user and the second user.

The method may further include extracting authentication information from the received touch input, and using the received touch input and the generated interaction information to perform the interaction may include: extracting the authentication; The verification result may be used to confirm whether the information relates to user characteristic information stored in the first device, and to determine whether the interaction is safely performed.

The authentication information may include fingerprint information related to the first user.

The method may further include transmitting the generated interaction information to an interaction server and at least one second device associated with the second user.

The method may also include using the received touch input to recognize a fingerprint of the first user; Unlocking the first device based on the recognized fingerprint; And when the lock of the first device is released, providing the interaction information to a second device related to the second user.

The method may further include receiving, from a second device associated with the second user, information about an item that may be used to perform an interaction through the second device. An image corresponding to the item that may be used to perform the interaction through the display may be displayed to be distinguished from the displayed plurality of images.

The displaying of the plurality of images may include displaying the plurality of images on a plurality of lock release buttons on a lock screen of the first device.

The method may further include receiving, from a second device associated with the second user, information related to an item that may be used to perform an interaction through the second device; wherein the plurality of images And displaying each item on each of the plurality of unlock buttons, wherein the unlock button matches an image of the item that can be used to perform the interaction via the second device. An image may be displayed to be distinguished from the plurality of unlock buttons.

The method may further include executing an application for providing the interaction information when the touch input is received.

The method may further include providing the interaction information to a second device related to the second user within a predetermined time interval while the touch input of the first user is maintained.

The method may further include providing the interaction information to a second device related to the second user when a distance between the first device and a second device related to the second user is within a preset range. It may include.

The providing of the interaction information to the second device may provide the interaction information to the second device through NFC (Near Field Communication) communication.

The displaying of the plurality of images may include displaying the plurality of images on the unlocking screen of the first device when the distance between the first device and the second device related to the second user is within a preset range. Can be displayed on.

In addition, the fifth aspect of the present invention, the display unit for displaying a plurality of images respectively corresponding to the plurality of candidate items; A user input receiver configured to receive a touch input from the first user regarding the displayed plurality of images; And selecting an item for use in performing the interaction among the plurality of candidate items, generating interaction information based on the received touch input, and performing the interaction, the received touch input and the selected item. And a control unit that uses the interaction information generated in relation to the first information. The first device may be used to perform an interaction between a first user and a second user.

1 is an overall schematic diagram of a system in which a device 1000 transmits payment information to a counterpart device 2000 according to an embodiment of the present invention.
2 is a flowchart illustrating a method in which the device 1000 provides payment information to the counterpart device 2000 according to an embodiment of the present invention.
3 is a detailed flowchart of a method of providing, by the device 1000 of FIG. 2, payment information corresponding to a touched card image to the counterpart device 2000.
4 is a flowchart illustrating a method in which the device 1000 recommends a card used for payment according to a payment environment according to an embodiment of the present invention.
FIG. 5 is a detailed flowchart of a method in which the device 1000 of FIG. 2 arranges and displays a card image on a unlock screen.
FIG. 6 is a detailed flowchart of a method of displaying, by the device 1000 of FIG. 2, a card image on a unlock screen differently.
FIG. 7 is a diagram illustrating an example of displaying a recommended card as the device 1000 according to an embodiment of the present invention approaches the counterpart device 2000.
8 is a flowchart illustrating a method of displaying a recommended card and providing payment information as the device 1000 approaches the counterpart device 2000 according to an embodiment of the present invention.
FIG. 9 is a diagram illustrating an example of displaying a card image on a lock release screen of a device 1000 according to an exemplary embodiment.
FIG. 10 is a diagram illustrating an example of displaying a card image on a lock screen of a device 1000 according to another exemplary embodiment.
FIG. 11 is a diagram illustrating an example of displaying a card image on a unlock screen of a device 1000 according to another exemplary embodiment.
12 is a diagram illustrating an example in which a card image is displayed differently according to an embodiment of the present invention.
13 is a diagram illustrating an example in which a card image is displayed differently according to another embodiment of the present invention.
14 is a detailed configuration diagram of the device 1000 according to an embodiment of the present invention.
15 is a block diagram of a device 1000 according to another embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, which will be readily apparent to those skilled in the art. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "electrically connected" with another part in between . Also, when an element is referred to as "comprising ", it means that it can include other elements as well, without departing from the other elements unless specifically stated otherwise.

In addition, in the present specification, the image of the card is displayed on the unlock screen (lock screen) of the device, but is not limited thereto. The identification value of the card may be displayed on the unlock screen of the device. In addition, the information for identifying the card may be displayed on the unlock screen in the form of, for example, a still image, a video, or a text.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is an overall schematic diagram of a system in which a device 1000 transmits payment information to a counterpart device 2000 according to an embodiment of the present invention.

Referring to FIG. 1, a system for transmitting payment information includes a device 1000, a counterpart device 2000, and a payment server 3000. The device 1000 selects an appropriate card according to a payment environment, and provides card information regarding the selected card to the counterpart device 2000. As a predetermined card image displayed on the screen of the device 1000 is selected by a user's touch input, and the device 1000 approaches the counterpart device 2000, the device 1000 selects a card selected by the counterpart device 2000. Payment information about the image can be transmitted. If the distance between the device 1000 and the counterpart device 2000 is within a preset range, the device 1000 may transmit payment information regarding the selected card image to the counterpart device 2000.

In this case, at least one card image may be displayed on the unlock screen of the device 1000. For example, the at least one card image may be displayed on the lock release button displayed on the lock release screen of the device 1000. In addition, the device 1000 may recognize the fingerprint of the user based on the touch input of the user, unlock the device 1000 based on the recognized fingerprint, and may recognize the fingerprint information along with the payment information. 1000).

In addition, the counterpart device 2000 may provide the received payment information to the payment server 3000 so that the payment server 3000 may perform the payment for the device 1000.

The device 1000 may be, but is not limited to, a smartphone, a mobile phone, a personal digital assistant (PDA), a laptop, a media player, a global positioning system (GPS) device, a laptop, and other mobile or non-mobile computing devices.

In addition, the counterpart device 2000 may be a point of sales (POS) terminal, but is not limited thereto. The counterpart device 2000 may be a smartphone, a mobile phone, a personal digital assistant, a laptop, a media player, a global positioning system (GPS) device, a laptop, and other mobile or non-mobile computing devices.

According to another embodiment, FIG. 1 may be understood to represent a system for performing an interaction between a first user and a second user. The device 1000 may be a device related to the first user, and the device 2000 may be understood as a device related to the second user. In the above example, the interaction is referred to as payment, but other interaction may be performed.

For example, a traveler needs to check in and check cargo to prepare for boarding the plane and obtain a boarding pass.

In this scenario, the traveler can be understood as the first user and the airplane company can be understood as the second user. The second device, which is the counterpart device 2000, may be, for example, a kiosk at an airport, or a computer linked to an internet website of an airplane company. The traveler may have a mobile phone operating as the first device 1000, which may be used for check-in and cargo check-in for boarding (eg, passport, driver's license, credit card). ) Can be displayed.

According to another embodiment, a social media user may prepare to upload information related to a recent experience. In such a scenario, the social media user may be understood as a first user and the second user may be a social media web site. The second device, which is the counterpart device 2000, can be any terminal that can be used to access a social media web site, for example. The social media user may have a mobile phone operating as the first device 1000, the mobile phone having items (eg, photos, text messages, URLs) that may be selected to upload information to the social media site. Images related to the link) can be displayed.

2 is a flowchart illustrating a method in which the device 1000 provides payment information to the counterpart device 2000 according to an embodiment of the present invention.

In operation S200, the device 1000 displays a card image on the unlock screen. In operation S200, the device 1000 may display at least one card image on the lock release button displayed on the lock release screen. The card image displayed on the unlock screen may be used by the device 1000 to unlock the device 1000. In addition, the device 1000 may display at least one card image without displaying a lock release button on the lock release screen.

In operation S200, as the device 1000 approaches the opponent device 2000 within a preset range, the device 1000 may display a card image on the unlock screen. For example, when the device 1000 is in close contact with the counterpart device 2000 through Near Field Communication (NFC) communication, the device 1000 may display a predetermined card image on the unlock screen.

In addition, the device 1000 may arrange and display a plurality of card images according to a predetermined criterion. In addition, the device 1000 may highlight and display a predetermined card image.

In operation S210, the device 1000 receives a user's touch input on the card image. As the user touches a predetermined card image displayed on the unlock screen of the device 1000, the device 1000 may receive a user's touch input.

In operation S220, the device 1000 provides payment information corresponding to the card image touched by the user to the counterpart device 2000. In operation S220, the device 1000 may extract card information and user information about the card image touched by the user from the memory of the device 1000, and provide the extracted card information and the user information to the counterpart device 2000. can do. The card information may include, for example, information regarding the card number and the expiration date of the card and authentication information about the card. In addition, the user information may include information about an identification value of the user and a date of birth of the user.

In operation S220, when the touch input for the card image is maintained for a predetermined time or more, the device 1000 may provide payment information to the counterpart device 2000. When the device 1000 is close to the counterpart device 2000 while the touch input for the card image is maintained, the device 1000 may provide payment information to the counterpart device 2000, but is not limited thereto.

In operation S220, the device 1000 may provide payment information to the counterpart device 2000 when the fingerprint information obtained based on the touch input to the card image is valid.

The flowchart of FIG. 2 may be applied to other embodiments. For example, the flowchart of FIG. 2 may be applied to the scenario mentioned above where a traveler checks in and boards a cargo.

In step S200, the traveler's mobile phone displays images corresponding to each of a passport, a driver's license and a credit card. In step S210 the traveler provides the mobile phone with a touch input relating to one of the displayed images. In operation S220, the mobile phone transmits relevant information about the selected item to the second device 2000. The second device 2000 can be used by an airplane company to perform the check-in and cargo check processes, for example, it can be a computer or kiosk connected to the airplane company's website.

Similarly, the flowchart of FIG. 2 may be applied to the scenario mentioned above where a social media user uploads information about recent experiences.

In operation S200, the social media user's mobile phone displays images corresponding to each of a photo, a text message, and a URL. In step S210, the social media user provides the mobile phone with a touch input regarding one of the displayed images for the purpose of uploading. In operation S220, the mobile phone transmits relevant information about the selected item to the second device 2000. The second device 2000 may be used for performing an upload, and may be, for example, a computer terminal or a hotspot for a WiFi connection.

3 is a detailed flowchart of a method of providing, by the device 1000 of FIG. 2, payment information corresponding to a touched card image to the counterpart device 2000.

In operation S222, the device 1000 recognizes a user's fingerprint as a user's touch input is received. The device 1000 may recognize a fingerprint of the user from a finger of the user who touches the screen of the device 1000 by using a fingerprint recognition sensor (not shown) included in the device 1000. The fingerprint recognition sensor (not shown) may be, for example, at least one of an optical sensor, a thermal sensor, a capacitive sensor, a semiconductor, and an electric field sensor, but is not limited thereto.

In operation S224, the device 1000 unlocks the device 1000 based on the recognized fingerprint. The device 1000 compares the recognized fingerprint with the characteristic information of the user (eg, fingerprint information) previously stored in the device 1000, and the recognized fingerprint is compared with the characteristic information of the user (eg, fingerprint information). When the device is matched with a predetermined value or more, the device 1000 may be unlocked.

In this case, the device 1000 may store and match characteristic information of the user (for example, fingerprint information) for each card image, and the device 1000 may recognize the fingerprint information corresponding to the touched card image and the recognized fingerprint. Can be compared.

In operation S226, as the device 1000 is unlocked, the device 1000 executes an application for transmitting payment information. The application executed in operation S226 may provide the counterpart device 2000 with information required or used for payment.

In operation S228, the device 1000 provides payment information related to the card image selected by the user touch input to the counterpart device through the executed application. The payment information may include card information and user information on the card image touched by the user. The card information may include, for example, information regarding the card number and the expiration date of the card and authentication information about the card. In addition, the user information may include information about an identification value of the user and a date of birth of the user.

In operation S229, the device 1000 provides fingerprint information regarding the recognized fingerprint to the counterpart device. The device 1000 may provide fingerprint information to the counterpart device 2000 through the executed application. In addition, the counterpart device 2000 may perform payment by providing the received fingerprint information to the payment server 3000.

4 is a flowchart illustrating a method in which the device 1000 recommends a card used for payment according to a payment environment according to an embodiment of the present invention.

In operation S200, the device 1000 stores card information and card benefit information. The device 1000 may store information about the card possessed by the user based on the user input. The card information may include information regarding the type of card, the card number and the expiration date of the card. In addition, the device 1000 may receive card information from the payment server 3000 and store the received card information. The payment server 3000 may be a server operated by a credit card company, but is not limited thereto. In this case, the device 1000 may provide user profile information stored in the device 1000 to the payment server 3000 and receive card information corresponding to the user profile information provided from the payment server 3000. In addition, when a user has a card newly issued, the device 1000 may receive card information about the newly issued card.

In addition, the device 1000 may store card benefit information for each card stored in the device 1000 based on a user input. The device 1000 may provide a user interface for inputting card benefit information, and the user may input card benefit information for each card stored in the device 1000 through the user interface. In addition, the device 1000 may receive card benefit information from the counterpart device 2000 and store the received card benefit information. The card benefit information received from the counterpart device 2000 may include information about benefits provided when a payment is performed through the counterpart device 2000. In addition, the device 1000 may receive card benefit information from the payment server 3000 and store the received card benefit information.

The card benefit information may be matched and stored for each card, and may include, for example, price discount information, point accumulation information, and coupon information. In addition, the card benefit information may include information about different benefits for the merchant where the card is used.

In operation S205, the device 1000 stores a card usage history of the user. The card usage history may include, for example, information about a card number used for payment, a payment time, a payment date, a merchant name, a payment location, an item name, and a benefit provided at the card payment. When the user makes a card payment through the device 1000, the device 1000 may store a usage history of the card used for payment, but is not limited thereto. Card history information through the device 1000 may be accumulated and stored in the payment server 3000, and the device 1000 may receive card history information stored in the payment server 3000 from the payment server 3000.

In operation S210, the device 1000 obtains information about a payment environment. When the user attempts to pay the card through the device 1000, the device 1000 may obtain information about a payment environment. The device 1000 may obtain information about a payment environment from at least one of a sensor, the counterpart device 2000, and the payment server 3000 in the device 1000. The information about the payment environment may include information about a payment time, a payment location, an affiliated store, and an article.

In more detail, the device 1000 may obtain information about the location of the device 1000, and identify an affiliate store suitable for performing payment based on the obtained location information. For example, the device 1000 may check a GPS value of the location of the device 1000 using a GPS sensor (not shown). In addition, the device 1000 may check an identification value of the AP connected to the device 1000. In addition, the device 1000 may identify the affiliate store where the device 1000 is located, based on at least one of the GPS value and the identification value of the AP. In this case, information of the affiliate store corresponding to the GPS value and the AP identification value may be previously stored in the device 1000 or a separate server (not shown).

In addition, the device 1000 may check article information regarding the article to be settled. The device 1000 may check the article information through a marker attached to the article, but is not limited thereto. The device 1000 may check article information from the POS terminal 2000. The device 1000 may receive at least one of a date, a time, an identification value of an article, an amount of an article, and an identification value of an affiliate store corresponding to the POS terminal, but is not limited thereto.

In addition, the device 1000 may check the point accumulation rate, the point accumulation limit, the discount rate, and the discount limit for each card based on the information about the affiliated store and the goods. Information regarding a point accumulation rate, a point accumulation limit, a discount rate, and a discount limit according to a merchant and an item may be previously stored in the device 1000 or a separate server (not shown).

In operation S220, the device 1000 selects a card to be used for payment based on the payment environment.

The device 1000 may determine a card to be used for payment in the obtained payment environment using at least one card information, card benefit information, and payment history.

In detail, the device 1000 may extract a card used above a predetermined value in the acquired payment environment based on the card payment history. For example, if the card 'A', the card 'B', the card 'C', and the card 'D' are used in the merchant 'A', and the merchant included in the obtained payment environment is 'A', the device 1000 ) May extract the card 'A', the card 'B', the card 'C', and the card 'D' from the card information. Also, for example, when the card 'C' and the card 'A' are used in the affiliate store 'A' more than a predetermined value, if the affiliate store included in the obtained payment environment is 'A', the device 1000 The card 'C' and the card 'A' may be extracted from the card information.

Also, for example, the card 'A', the card 'B', the card 'C', and the card 'D' are used in '11: 00-14: 00 ', and the payment time included in the obtained payment environment is If the device is '11: 00 to 14:00 ', the device 1000 may extract the card' A ', the card' B ', the card' C ', and the card' D 'from the card information. In addition, for example, when the priority of the card 'A', the card 'B' among the cards used in the '11: 00 ~ 14:00 'has a high priority, merchants included in the acquired payment environment' A ' If so, the device 1000 may extract the card 'A' and the card 'B' from the card information. In this case, the priority for the card may be determined according to a preset criterion or based on a user input. In addition, the priority of the card may be determined by reflecting the benefit of each card, but is not limited thereto.

In addition, the device 1000 may extract a card in consideration of a plurality of items included in a payment history and a payment environment. In this case, the device 1000 may apply a predetermined weight to each item included in the payment history and the payment environment, and determine a card to be extracted from the obtained payment environment in consideration of the weights of the plurality of items.

In operation S225, the device 1000 recommends a card to be used for payment based on the card benefit information. The device 1000 may compare the benefits of the extracted card based on the card benefit information, and may recommend a card having a benefit of a predetermined value or more based on the comparison result. For example, the device 1000 may determine a card to be recommended based on the type of the card benefit preferred by the user or the amount calculated as the amount of the benefit. In addition, the device 1000 may display information on benefits provided for each card on a screen, and allow a user to select a predetermined card based on the displayed benefit information.

In this case, the device 1000 may receive benefit information about the card from the payment server 3000. The device 1000 may transmit information about the card stored in the device 1000 to the payment server 3000 and receive benefit information about the card from the payment server 3000, but is not limited thereto.

The device 1000 may receive card benefit information from a terminal (not shown) of the store. In this case, the terminal (not shown) of the store may transmit information on the type and benefit of the card granted in the store to the device 1000 in the store. The terminal (not shown) of the store may provide benefit information to the device 1000 through SMS / MMS, but is not limited thereto. In addition, the terminal (not shown) of the store may provide the benefit information to the device 1000 through the WIFI network.

In addition, the device 1000 may automatically select a card to be used for payment according to the display mode or may be selected according to a user input.

Meanwhile, the device 100 may display a recommendation list of cards to be used for payment on the unlock screen of the device 1000. For example, an image of the recommended card may be displayed on the lock release button displayed on the lock release screen of the device 1000, but is not limited thereto.

In this case, when the user selects the card image displayed on the unlock screen, a user interface for inputting a PIN number for the selected card may be displayed, but is not limited thereto. When the user touches the card image displayed on the unlock screen, the device 1000 recognizes the user's fingerprint based on the user's touch input, unlocks the device 1000 and performs the payment based on the recognized fingerprint. can do.

In addition, when the user selects the card image displayed on the unlock screen, the user may be authenticated based on the user image and voice. For example, the device 1000 may photograph the face of the user and authenticate whether the photographed user is the user of the card displayed on the unlock screen. Also, for example, the device 1000 may authenticate the user by recognizing the iris of the user. Also, for example, the device 1000 may record a user's voice and authenticate the user based on the recorded voice.

Meanwhile, when the user selects a predetermined card from the card recommendation list, a payment window for the selected card may be displayed on the screen of the device 1000. The payment window displayed on the screen of the device 1000 may include card information, coupon information, a payment amount, and a PIN code input field. In addition, the user may input the PIN code for the selected card in the PIN code input field so that payment through the selected card can be authenticated.

In addition, when payment through the selected card is secure, some or all of the payment window may be displayed in a predetermined color. The device 1000 checks whether payment information regarding the selected card can be safely transmitted to the POS terminal 2000 and the server 3000, and if the payment information can be securely transmitted, the device 1000 has a color preset by the user. The payment window can be displayed. The device 1000 may receive separate authentication information from the POS terminal 2000 and the server 3000 to confirm whether payment information for the selected card can be safely transmitted to the POS terminal 2000 and the server 3000. However, the present invention is not limited thereto.

FIG. 5 is a detailed flowchart of a method in which the device 1000 of FIG. 2 arranges and displays a card image on a unlock screen.

In operation S202, the device 1000 may receive information about a card that can be paid from the counterpart device 2000. In operation S202, the device 1000 may receive information about a card that can be paid from the counterpart device 2000 as the device 1000 approaches the preset range from the counterpart device 2000. If the distance between the device 1000 and the counterpart device 2000 is within a preset range, the device 1000 may receive information about a card that can be paid from the counterpart device 2000. The information about the payable card may include, for example, information about a type of card, a point accumulation rate and a discount rate for the card, but is not limited thereto.

In operation S204, the device 1000 arranges and displays a card that can be paid according to a predetermined criterion. In operation S204, the device 1000 may arrange the card image on the unlock screen of the device 1000 based on at least one of a point accumulation rate and a discount rate. For example, the device 1000 may arrange a card having a high point accumulation rate and a discount rate earlier than a card having a low point accumulation rate and a discount rate.

Also, the device 1000 may arrange a card matched with the location of the device 1000 before the card not matched with the location of the device 1000, based on the location of the device 1000. For example, when the device 1000 is located at an 'A' store, the device 1000 may display a 'K' card first. Also, for example, when the device 1000 is located at the store 'B', the device 1000 may display the 'H' card first. In this case, the location information may include at least one of a GPS value and an identification value of an AP connected to the device 1000, but is not limited thereto. In addition, the device 1000 may identify the store where the device 1000 is located, based on at least one of the GPS value and the identification value of the AP connected to the device 1000. In this case, an identification value of a store that matches at least one of a GPS value and an identification value of an AP connected to the device 1000 may be stored in the device 1000 in advance.

In addition, when arranging the card image based on the position of the device 1000, step S202 may be omitted. In this case, information about a card usable at a store corresponding to the location of the device 1000 may be stored in advance in the device 1000.

In addition, the device 1000 may arrange the card image on the unlock screen of the device 1000 based on at least one of the user's card usage count and the user's preference. For example, the device 1000 may display a card with a large number of times of use before the card with a small number of times of use. Also, for example, the device 1000 may display a card having a high preference of a user before a card having a low preference. The user preference may be calculated through various algorithms based on the number of card usage and the amount of card payment.

FIG. 6 is a detailed flowchart of a method of displaying, by the device 1000 of FIG. 1, a card image on a unlock screen differently.

In operation S206, the device 1000 may receive information about a payable card from the counterpart device 2000. In operation S206, as the device 1000 approaches the preset range from the counterpart device 2000, the device 1000 may receive information about a payable card from the counterpart device 2000. The information about the payable card may include, for example, information about a type of card, a point accumulation rate and a discount rate for the card, but is not limited thereto.

In operation S208, the device 1000 highlights and displays a payable card according to a predetermined criterion. In operation S208, the device 1000 may highlight and display a payable card on the unlock screen of the device 1000. For example, the device 1000 may change and display a color of a card image corresponding to a payable card or display a thick thickness of an edge of the card image. In addition, the device 1000 may change and display the color of the lock release button displayed below the payable card or the thickness of the border.

In operation S208, the device 1000 may highlight and display a predetermined card image based on at least one of a point accumulation rate and a discount rate. For example, the device 1000 may highlight and display a card having a high point accumulation rate and a high discount rate.

In addition, the device 1000 may highlight a card matched with the location of the device 1000 based on the location of the device 1000. For example, when the device 1000 is located at an 'A' store, the device 1000 may highlight and display a 'K' card. In addition, for example, when the device 1000 is located in the store 'B', the device 1000 may highlight and display the 'H' card. In this case, the location information may include at least one of a GPS value and an identification value of an AP connected to the device 1000, but is not limited thereto. In addition, the device 1000 may identify the store where the device 1000 is located, based on at least one of the GPS value and the identification value of the AP connected to the device 1000. In this case, an identification value of a store that matches at least one of a GPS value and an identification value of an AP connected to the device 1000 may be stored in the device 1000 in advance.

In addition, when the card image is highlighted and displayed based on the location of the device 1000, step S202 may be omitted. In this case, information about a card usable at a store corresponding to the location of the device 1000 may be stored in advance in the device 1000.

In addition, the device 1000 may highlight and display a card image based on at least one of a user's card usage count and a user's preference. For example, the device 1000 may highlight and display a card with a large number of times of use. For example, the device 1000 may highlight and display a card having a high user preference. The user preference may be calculated through various algorithms based on the number of card usage and the amount of card payment.

FIG. 7 is a diagram illustrating an example of displaying a recommended card as the device 1000 according to an embodiment of the present invention approaches the counterpart device 2000.

Referring to FIG. 7, as the device 1000 approaches the counterpart device 2000, the counterpart device 2000 may provide the device 1000 with information regarding a payment environment. The information about the payment environment may include, for example, device information of the counterpart device 2000, payment time, payment location, affiliated store, and information about goods.

In addition, the device 1000 may determine a card to be recommended to the user based on the information about the payment environment, and may display an image of the recommended card on the unlock screen of the device 1000. Therefore, as the device 1000 approaches the opponent device 2000 within a preset range, the device 1000 may display a card image on the unlock screen.

8 is a flowchart illustrating a method of displaying a recommended card and providing payment information as the device 1000 approaches the counterpart device 2000 according to an embodiment of the present invention.

In operation S800, the device 1000 is in close contact with the counterpart device 2000. The device 1000 and the counterpart device 2000 may approach each other within a predetermined range. As the device 1000 and the counterpart device 2000 approach each other, the device 1000 and the counterpart device 2000 may perform short-range wireless communication. It can be connected to each other by. The short range wireless communication may include, for example, at least one of Near Field Communication (NFC), Zigbee communication, Radio Frequency IDentification (RFID) communication, and Ultra Wide Band (UWB) communication.

In operation S802, the device 1000 receives information about a payment environment from the counterpart device 2000. The information about the payment environment may include information regarding at least one of a payment time, a payment location, an affiliated store, and an identification of an item.

In operation S804, the device 1000 displays a recommended card on the unlock screen. The device 1000 may recommend a card to be used for payment based on the payment environment and card benefit information, and may display a list of recommended cards on the unlock screen of the device 1000. The device 1000 may arrange and display a plurality of card images according to a predetermined criterion. In addition, the device 1000 may highlight and display a predetermined card image.

In operation S806, the device 1000 selects a card to be used for payment based on a user input. As the user touches a predetermined card image displayed on the unlock screen of the device 1000, the device 1000 may select a card touched by the user as a card to be used for payment.

In operation S808, the device 1000 provides payment information regarding the selected card to the counterpart device 2000. The device 1000 may extract card information and user information on the card image touched by the user from the memory of the device 1000, and provide the extracted card information and the user information to the counterpart device 2000. . The card information may include, for example, information regarding the card number and the expiration date of the card and authentication information about the card. In addition, the user information may include information about an identification value of the user and a date of birth of the user.

The device 1000 may provide payment information to the counterpart device 2000 when the touch input for the card image is maintained for a predetermined time or more. When the device 1000 is close to the counterpart device 2000 while the touch input for the card image is maintained, the device 1000 may provide payment information to the counterpart device 2000, but is not limited thereto. .

In operation S810, the device 1000 provides payment information regarding the selected card to the payment server 3000. The device 1000 may provide payment information to the counterpart device 2000 when the touch input for the card image is maintained for a predetermined time or more, but is not limited thereto.

FIG. 9 is a diagram illustrating an example of displaying a card image on a lock release screen of a device 1000 according to an exemplary embodiment.

Referring to FIG. 9, a lock release button may be displayed on a lock release screen of the device 1000, and predetermined card images may be overlapped and displayed on the lock release button. In this case, the card image to be displayed on the unlock screen may be an image of a card that can be paid through the counterpart device 2000. In addition, the card image may be arranged according to a predetermined criterion based on the information on the type of the card, the point accumulation rate and the discount rate for the card.

In addition, the user may unlock the device 1000 by using the card image and the unlock button. For example, when the card image and the lock release button are selected in a predetermined order based on the touch and drag input, the device 1000 may be unlocked.

FIG. 10 is a diagram illustrating an example of displaying a card image on a lock screen of a device 1000 according to another exemplary embodiment.

Referring to FIG. 10, a lock release button may be displayed on a lock release screen of the device 1000, and a predetermined card image may be displayed in place of a predetermined lock release button. In this case, the card image to be displayed on the unlock screen may be an image of a card that can be paid through the counterpart device 2000. In addition, the card image may be arranged according to a predetermined criterion based on the information on the type of the card, the point accumulation rate and the discount rate for the card.

In addition, the user may unlock the device 1000 by using the card image and the unlock button. For example, when the card image and the lock release button are selected in a predetermined order based on the touch and drag input, the device 1000 may be unlocked.

FIG. 11 is a diagram illustrating an example of displaying a card image on a unlock screen of a device 1000 according to another exemplary embodiment.

Referring to FIG. 11, the lock release button may not be displayed on the lock release screen of the device 1000, and only a card image may be displayed. In this case, the card image to be displayed on the unlock screen may be an image of a card that can be paid through the counterpart device 2000. In addition, the card image may be arranged according to a predetermined criterion based on the information on the type of the card, the point accumulation rate and the discount rate for the card.

12 is a diagram illustrating an example in which a card image is distinguishedly displayed according to an embodiment of the present invention.

Referring to FIG. 12, among the card images displayed on the unlock screen of the device 1000, a card image of 'K Card' having a high accumulation rate and a card image of 'S Card' having a high user preference may be highlighted. have. For example, the borders of the card images of 'K Card' and 'S Card' may be displayed thick. However, the present invention is not limited thereto, and the color or size of the card image may be changed and displayed. Also, the card image may be displayed three-dimensionally.

13 is a diagram illustrating an example in which a card image is displayed differently according to another embodiment of the present invention.

Referring to FIG. 13, among the card images displayed on the unlock screen of the device 1000, the unlock button displayed below the 'K card' having a high accumulation rate and 'S card' having a high user preference may be highlighted. Can be. For example, the border of the unlock button of the card image of "K Card" and "S Card" may be displayed thick. However, the present invention is not limited thereto, and the color or size of the lock release button may be changed and displayed. In addition, the lock release button may be displayed in three dimensions.

9 to 13, a coupon image may be displayed together with a card image on the unlock screen of the device 1000. The device 1000 may recommend a coupon that can be used for payment of a predetermined item, and display an image of the recommended coupon on the unlock screen. In addition, as the user selects the card image and the coupon image displayed on the unlock screen, the device 1000 may provide the counterpart device 2000 and the payment server 3000 with information about the card and the coupon selected by the user. Can be.

14 is a detailed configuration diagram of the device 1000 according to an embodiment of the present invention.

As shown in FIG. 14, the device 1000 according to an exemplary embodiment may include a display 1100, a card image arranging unit 1200, a user input receiving unit 1300, a fingerprint recognition unit 1400, and an unlocking device. The unit 1500 includes a payment information providing unit 1600, a memory 1700, a transceiver 1800, and a controller 1900.

The display 1100 may display at least one card image on the lock release button displayed on the lock release screen. The card image displayed on the unlock screen may be used to unlock the device 1000. In addition, the display 1100 may display at least one card image without displaying a lock release button on the lock release screen.

In addition, as the device 1000 approaches the opponent device 2000 within a preset range, the display 1100 may display a card image on the unlock screen. For example, when the device 1000 is in close contact with the counterpart device 2000 through Near Field Communication (NFC) communication, the display unit 1100 may display a predetermined card image on the unlock screen.

In addition, the display 1100 may arrange and display a plurality of card images according to a predetermined criterion. In addition, the display 1100 may highlight and display a predetermined card image. For example, the display unit 1100 may change and display a color of a card image corresponding to a payable card or display a thick thickness of an edge of the card image. In addition, the display unit 1100 may change and display the color or the thickness of the edge of the lock release button displayed below the payable card.

The card image arranging unit 1200 arranges a payable card according to a predetermined criterion. The card image arranging unit 1200 may arrange card images according to a predetermined criterion by using information about a payable card. In this case, as the device 1000 approaches the preset range from the counterpart device 2000, the device 1000 may receive information about a payable card from the counterpart device 2000. The information about the payable card may include, for example, information about a type of card, a point accumulation rate and a discount rate for the card, but is not limited thereto. In addition, the card image arranging unit 1200 may recommend a card to be used for payment, and distinguish and arrange a list of recommended cards. The card image arranging unit 1200 may recommend and arrange a card to be used for payment based on the payment environment, the payment history, and the card benefit information of the device 1000.

Also, the card image arranging unit 1200 may arrange the card image on the unlock screen of the device 1000 based on at least one of the point accumulation rate and the discount rate. For example, the device 1000 may arrange a card having a high point accumulation rate and a discount rate earlier than a card having a low point accumulation rate and a discount rate.

Also, the card image arranging unit 1200 may arrange a card matched to the position of the device 1000 before the card not matched to the position of the device 1000, based on the position of the device 1000. For example, the card image arranging unit 1200 may arrange the 'K' card first when the device 1000 is located at the 'A' store. Also, for example, when the device 1000 is located at a 'B' store, the card image arranging unit 1200 may arrange the 'H' card first. In this case, the location information may include at least one of a GPS value and an identification value of an AP connected to the device 1000, but is not limited thereto. Also, the card image arranging unit 1200 may identify a store where the device 1000 is located, based on at least one of a GPS value and an identification value of the AP connected to the device 1000. In this case, an identification value of a store that matches at least one of a GPS value and an identification value of an AP connected to the device 1000 may be stored in the device 1000 in advance. Information about a card that can be used in a store corresponding to the location of the device 1000 may be stored in the device 1000 in advance, but is not limited thereto.

Also, the card image arranging unit 1200 may arrange the card image on the unlock screen of the device 1000 based on at least one of the user's card usage count and the user's preference. For example, the card image arranging unit 1200 may arrange a card having a large number of times of use before the card having a small number of times of use. Also, for example, the device 1000 may arrange a card having a high preference of a user before a card having a low preference. The user preference may be calculated through various algorithms based on the number of card usage and the amount of card payment.

The user input receiver 1300 receives a user's touch input on the card image. As the user touches a predetermined card image displayed on the unlock screen of the device 1000, the user input receiver 1300 may receive a user's touch input.

The fingerprint recognition unit 1400 recognizes a user's fingerprint as a user's touch input is received. The fingerprint recognition unit 1400 may recognize a user's fingerprint from a user's finger touched on the screen of the device 1000 by using a fingerprint recognition sensor (not shown) included in the device 1000. The fingerprint recognition sensor (not shown) may be, for example, at least one of an optical sensor, a thermal sensor, a capacitive sensor, a semiconductor, and an electric field sensor, but is not limited thereto.

The unlocker 1500 unlocks the device 1000 based on the recognized fingerprint. The unlocking unit 1500 compares the recognized fingerprint with the characteristic information (eg, fingerprint information) of the user previously stored in the device 1000, and the recognized fingerprint is compared with the characteristic information (eg, the fingerprint) of the user. Information) and more than a predetermined value, the device 1000 may be unlocked.

In this case, the device 1000 may store the user's characteristic information (for example, fingerprint information) for each card image and store the matching information, and the unlocking unit 1500 may recognize fingerprint information corresponding to the touched card image. It can be compared with a fingerprint.

As the device 1000 is unlocked, the payment information providing unit 1600 may provide payment information corresponding to the card image touched by the user to the counterpart device 2000. As the payment information providing unit 1600 is unlocked, the payment information providing unit 1600 may execute an application for transmitting the payment information, and the payment information providing unit 1600 receives the payment information using the executed application. (2000).

The payment information providing unit 1600 may extract card information and user information of the card image touched by the user from the memory 1700, and provide the extracted card information and the user information to the counterpart device 2000. have. The card information may include, for example, information regarding the card number and the expiration date of the card and authentication information about the card. In addition, the user information may include information about an identification value of the user and a date of birth of the user.

In addition, the payment information providing unit 1600 may provide the payment information to the counterpart device 2000 when the touch input for the card image is maintained for a predetermined time or more. When the device 1000 is close to the counterpart device 2000 while the touch input for the card image is maintained, the payment information provider 1600 may provide the counterpart information to the counterpart device 2000, but the present invention is limited thereto. It doesn't work.

In addition, the payment information providing unit 1600 may provide the payment information to the counterpart device 2000 when the fingerprint information obtained based on the touch input to the card image is valid.

In addition, the payment information providing unit 1600 may provide fingerprint information regarding the recognized fingerprint to the counterpart device. In this case, the counterpart device 2000 may perform payment by providing the received fingerprint information to the payment server 3000.

The memory 1700 stores a variety of information necessary for the device 1000 to display a card image on the unlock screen and provide information for card payment to the counterpart device 2000.

The transceiver 1800 transmits and receives information for card payment with the counterpart device 2000 and a payment server (not shown), and the counterpart device receives various types of information necessary for the device 1000 to display a card image on the unlock screen. (2000) and a payment server (not shown).

The controller 1900 controls the overall operation of the device 1000 and displays the device 1000 so that the device 1000 displays a card image on the unlock screen and provides information for card payment to the counterpart device 2000. The unit 1100, the card image arranging unit 1200, the user input receiving unit 1300, the fingerprint recognition unit 1400, the unlocking unit 1500, the payment information providing unit 1600, the memory 1700, and the transceiving unit ( 1800).

15 is a block diagram of a device 1000 according to another embodiment of the present invention.

The mobile communication unit 1001 performs call setup, data communication, and the like with the base station through a cellular network such as 3G / 4G. The sub communication unit 1002 performs functions for local communication such as Bluetooth or NFC. The broadcasting unit 1003 receives the DMB broadcasting signal.

The camera unit 1004 includes lenses and optical elements for photographing or photographing.

The sensor unit 1005 includes a gravity sensor that senses the movement of the multivision controller 1000, an illuminance sensor that detects the brightness of light, a proximity sensor that detects the proximity of a person, and a motion sensor that senses the movement of a person can do.

The GPS receiving unit 1006 receives GPS signals from satellites. Various services can be provided to the user using such GPS signals.

The input / output unit 1010 provides an interface with an external device or a person and includes a button 1011, a microphone 1012, a speaker 1013, a vibration motor 1014, a connector 1015, and a keypad 1016 .

The touch screen 1018 receives the user's touch input. The touch input here may be by a drag gesture or by a tap gesture. The touch screen controller 1017 transmits the touch input inputted through the touch screen 1018 to the control unit 1050. [ The power supply unit 1019 is connected to a battery or an external power source to supply the power required for the multivision controller 1019.

The controller 1050 executes programs stored in the memory 1060 to provide payment information to the counterpart device 2000 using an image on the unlock screen according to the present invention.

Programs stored in the memory 1060 can be classified into a plurality of modules according to their functions. The mobile communication module 1061, the Wi-Fi module 1062, the Bluetooth module 1063, the DMB module 1062, A module 1065, a sensor module 1066, a GPS module 1067, a moving picture playback module 1068, an audio playback module 1069, a power module 1070, a touch screen module 1071, a UI module 1072, Application module 1073, and the like. In addition, the program stored in the memory 1060 may include an NFC module (not shown) other than the Bluetooth module 1063 as a module for NFC communication. In addition, the function of each module can be intuitively deduced by those skilled in the art from the name.

In addition, an operation for providing payment information using an image on the unlock screen according to an embodiment of the present invention will be described below.

At least one of the mobile communication module 1061, the Wi-Fi module 1062, the Bluetooth module 1063, and the NFC module (not shown) may provide information about a card that the device 1000 may pay from the counterpart device 2000. Can be received. For example, as the device 1000 approaches the counterpart device 2000, the device 1000 may receive card information through an NFC module (not shown).

In addition, the application module 1073 may use the card information to determine a card image to be displayed on the unlock screen, and determine how to arrange and display the determined card image. In addition, the UI module 1072 may display the card image on the unlock screen based on the determination of the application module 1073.

In addition, the touch screen module 1071 may receive a user's touch input on the card image, and the sensor module 1066 may recognize the user's fingerprint from the user's touch input.

In addition, the application module 1073 may unlock the device 1000 when the recognized fingerprint information is similar to the fingerprint information stored in the memory 1060. In addition, the application module 1073 may provide the counterpart device 2000 with card information and recognized fingerprint information about the card selected by the user's touch input. In this case, the application module 1073 transmits the card information and the fingerprint information to the counterpart device through at least one of the mobile communication module 1061, the Wi-Fi module 1062, the Bluetooth module 1063, and the NFC module (not shown). (2000).

As described above, this connection information is delivered to the push server via the cellular network and finally pushed to the second mobile terminal selected by the user in the contact. When a connection request via the wireless LAN is requested from the partner mobile terminal that has obtained the connection information, the application module 1073 forms a wireless LAN link with the partner mobile terminal in cooperation with the WiFi module 1062.

Next, the case where the portable terminal 1000 operates as the second portable terminal will be described. When the push message including the connection information is received through the mobile communication unit 1001, the application module 1073 displays a selection menu on the screen asking whether to establish a wireless LAN link with the first mobile terminal. If the user touches a button for approving the connection through the touch screen 1018, the application module 1073 forms a wireless LAN link with the first portable terminal in cooperation with the WiFi module 1062.

One embodiment of the present invention may also be embodied in the form of a recording medium including instructions executable by a computer, such as program modules, being executed by a computer. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer-readable medium may include both computer storage media and communication media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Communication media typically includes any information delivery media, including computer readable instructions, data structures, program modules, or other data in a modulated data signal such as a carrier wave, or other transport mechanism.

The foregoing description of the present invention is intended for illustration, and it will be understood by those skilled in the art that the present invention may be easily modified in other specific forms without changing the technical spirit or essential features of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive.

The scope of the present invention is defined by the appended claims rather than the detailed description and all changes or modifications derived from the meaning and scope of the claims and their equivalents are to be construed as being included within the scope of the present invention do.

Claims (43)

In the method for providing the payment information to the counterpart device,
Displaying a card image relating to a card of a user of the device on the unlock screen of the device; And
Receiving a user's touch input on the card image;
Including;
The payment information corresponding to the touched card image is used for payment through the device.
The method of claim 1,
Providing the payment information corresponding to the touched card image to the counterpart device;
Further comprising, payment information providing method.
The method of claim 1,
Providing the payment information corresponding to the touched card image to a payment server;
Further comprising, payment information providing method.
The method of claim 1,
Recognizing a fingerprint of the user as the touch input is received; And
Providing fingerprint information about the recognized fingerprint to the counterpart device;
Further comprising:
The fingerprint information provided to the counterpart device is used to authenticate the payment of the device.
The method of claim 1,
Recognizing a fingerprint of the user as the touch input is received; And
Based on the recognized fingerprint, unlocking the device;
Further comprising:
The providing of the payment information may include providing the payment information to the counterpart device as the lock is released.
The method of claim 1,
Receiving information on a card that can be paid through the counterpart device from the counterpart device;
A plurality of card images are displayed on the unlock screen of the device.
Of the displayed card image, the card image corresponding to the payable card is displayed differently, payment information providing method.
The method of claim 1,
The displaying of the card image on the unlock screen of the device may include displaying the card image on a plurality of unlock buttons on the unlock screen.
The method of claim 7, wherein
Receiving information on a card that can be paid through the counterpart device from the counterpart device;
The displaying of the card image on the unlock screen of the device may include displaying a card image on the plurality of lock release buttons and differently displaying a button image matched to a card image corresponding to the payable card. How to provide payment information.
The method of claim 1,
The displaying of the card image may include arranging the card image on the unlock screen of the device based on at least one of the number of card usage, the location of the device, a user preference, and a point accumulation rate. Way.
The method of claim 1,
Executing an application for providing the payment information as a touch input of the user is received;
Further comprising:
And the payment information is provided to at least one of the counterpart device and the payment server through the executed application.
3. The method of claim 2,
And providing the payment information to the counterpart device, providing the payment information to the counterpart device while the user's touch input is maintained.
3. The method of claim 2,
Providing the payment information to the counterpart device,
And providing the payment information to the counterpart device as the device approaches a preset range from the counterpart device.
3. The method of claim 2,
The providing of the payment information to the counterpart device includes providing the payment information to the counterpart device connected through NFC (Near Field Communication) communication.
The method of claim 1,
Displaying the card image,
And displaying the card image on the unlock screen as the device approaches a preset range from the counterpart device.
A memory in which at least one program is stored; And
A processor configured to provide payment information by executing the at least one program,
Wherein the at least one program comprises:
Displaying a card image of a card of the user of the device on the unlock screen of the device; And
Receiving a user's touch input on the card image;
, And < RTI ID = 0.0 >
The payment information corresponding to the touched card image is used for payment through the device.
The method of claim 15,
Wherein the at least one program comprises:
Providing the payment information corresponding to the touched card image to the counterpart device;
Further comprising instructions for executing the device.
The method of claim 15,
Wherein the at least one program comprises:
Providing the payment information corresponding to the touched card image to a payment server;
Further comprising instructions for executing the device.
The method of claim 15,
Wherein the at least one program comprises:
Recognizing a fingerprint of the user as the touch input is received; And
Providing fingerprint information about the recognized fingerprint to the counterpart device;
And < RTI ID = 0.0 >
Wherein the fingerprint information provided to the counterpart device is used to authenticate the payment of the device.
The method of claim 15,
Wherein the at least one program comprises:
Recognizing a fingerprint of the user as the touch input is received; And
Based on the recognized fingerprint, unlocking the device;
And < RTI ID = 0.0 >
The providing of the payment information may include providing the payment information to the counterpart device as the lock is released.
The method of claim 15,
Wherein the at least one program comprises:
Receiving information regarding a card that can be paid through the counterpart device from the counterpart device;
Further comprising:
A plurality of card images are displayed on the unlock screen of the device.
Among the displayed card image, the card image corresponding to the payable card is displayed differently.
The method of claim 15,
And displaying the card image on the unlock screen of the device, displaying the card image on a plurality of unlock buttons on the unlock screen.
22. The method of claim 21,
Wherein the at least one program comprises:
Receiving information regarding a card that can be paid through the counterpart device from the counterpart device;
Further comprising:
The displaying of the card image on the unlock screen of the device may include displaying a card image on the plurality of lock release buttons and differently displaying a button image matched to a card image corresponding to the payable card. Device.
The method of claim 15,
The displaying of the card image may include arranging the card image on the unlocking screen of the device based on at least one of a card usage count, a location of the device, a user preference, and a point accumulation rate.
The method of claim 15,
Wherein the at least one program comprises:
Executing an application for providing the payment information as a touch input of the user is received;
And < RTI ID = 0.0 >
The payment information is provided to at least one of the counterpart device and the payment server through the executed application.
17. The method of claim 16,
And providing the payment information to the counterpart device, providing the payment information to the counterpart device while the user's touch input is maintained.
17. The method of claim 16,
Providing the payment information to the counterpart device,
Providing the payment information to the counterpart device as the device approaches a preset range from the counterpart device.
17. The method of claim 16,
Providing the payment information to the counterpart device is providing the payment information to the counterpart device connected through Near Field Communication (NFC) communication.
The method of claim 15,
Displaying the card image,
And displaying the card image on the unlock screen as the device approaches a preset range from the counterpart device.
In the method for providing the payment information to the counterpart device,
Displaying an identification value of a card of the user of the device on the unlock screen of the device; And
Receiving a user's touch input for the identification value of the card;
Including;
The payment information related to the identification value of the touched card is used for payment through the device.
A method of performing an interaction between a first user and a second user by using a first device associated with a first user,
The first device includes a user interface for providing an input / output function for the first user,
Displaying a plurality of images each related to a plurality of candidate items on a screen of the first device through the user interface;
Receiving, via the user interface, a touch input from a first user on the displayed plurality of images;
Using the first device to select an item for use in performing the interaction among the plurality of candidate items and to generate interaction information based on the received touch input; And
Using the interaction information generated in relation to the received touch input and the selected item to perform the interaction;
≪ / RTI >
31. The method of claim 30,
Extracting authentication information from the received touch input;
Further comprising:
Using the received touch input and the generated interaction information to perform the interaction,
Determine whether the extracted authentication information is related to user characteristic information stored in the first device,
Using the verification result to determine whether the interaction is performed safely.
32. The method of claim 31,
Wherein the authentication information includes fingerprint information associated with the first user.
31. The method of claim 30,
Transmitting the generated interaction information to an interaction server and at least one second device associated with the second user;
≪ / RTI >
31. The method of claim 30,
Using the received touch input to recognize a fingerprint of the first user;
Unlocking the first device based on the recognized fingerprint; And
When the lock of the first device is released, providing the interaction information to a second device associated with the second user;
≪ / RTI >
31. The method of claim 30,
Receiving, from a second device associated with the second user, information regarding an item that can be used to perform an interaction through the second device;
Further comprising:
And the image corresponding to the item that can be used to perform the interaction through the second device is displayed differently from the displayed plurality of images.
31. The method of claim 30,
And displaying the plurality of images on the plurality of unlock buttons on the unlock screen of the first device.
The method of claim 36,
Receiving, from a second device associated with the second user, information related to an item that can be used to perform an interaction through the second device;
Further comprising:
The displaying of the plurality of images comprises displaying each item on each of the plurality of unlock buttons,
And an image of an unlock button that matches the image of the item that can be used to perform the interaction through the second device is displayed differently from the plurality of unlock buttons.
31. The method of claim 30,
Executing an application for providing the interaction information when the touch input is received;
≪ / RTI >
31. The method of claim 30,
Providing the interaction information to a second device related to the second user within a predetermined time interval while the touch input of the first user is maintained;
≪ / RTI >
31. The method of claim 30,
Providing the interaction information to a second device related to the second user when the distance between the first device and a second device related to the second user is within a preset range;
≪ / RTI >
41. The method of claim 40,
And providing the interaction information to the second device is to provide the interaction information to the second device via Near Field Communication (NFC) communication.
31. The method of claim 30,
The displaying of the plurality of images may include:
And displaying the plurality of images on an unlock screen of the first device when the distance between the first device and a second device related to the second user is within a preset range.
A first device used for performing an interaction between a first user and a second user, the first device comprising:
A display unit configured to display a plurality of images respectively corresponding to the plurality of candidate items;
A user input receiver configured to receive a touch input from the first user regarding the displayed plurality of images; And
Select an item to be used for performing the interaction among the plurality of candidate items, generate interaction information based on the received touch input, and perform the interaction on the received touch input and the selected item. A control unit using the interaction information generated in association with each other;
The first device comprising a.

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