KR20130141197A - System for managing asset using digital network and method therefor - Google Patents

Abstract

The present invention relates to a system for managing asset using a digital network and a method therefor. According to the present invention, the system for managing asset using a digital network and the method therefor include an investor terminal (100); a management company server (200); and a fund manager terminal (300). According to the present invention, the system for managing asset using a digital network produces long-term and stable profits. [Reference numerals] (AA) Investor;(BB) Fund manager

Description

Asset Management System and Method Using Digital Network {SYSTEM FOR MANAGING ASSET USING DIGITAL NETWORK AND METHOD THEREFOR}

The present invention relates to an asset management system using a digital network and a method thereof , and a number of investors and external fund managers (cybers) secured from digital network environments (web, mobile, etc.) (hereinafter referred to as "fund managers"). Is a system that effectively manages investment funds by linking them systematically. More specifically, investors can select or assign the optimal asset portfolio to various products through an asset allocation system provided by the manager in whole or in part. It is about technology to manage investment funds efficiently by selecting or automatically designating the most suitable fund manager among unspecified multiple fund manager pools held by managers.

The main background of the invention is to take advantage of the world's transformation of the global digital network environment based on the fact that "there are abundant talented individuals who are talented in investment but unknown to the world." The goal is to connect investors with fund managers across time and space .

In other words, rather than "closed consignment management" centered on existing institutional managers, it intends to implement "open consignment management" in which competent external fund managers participate. To this end, a number of external fund managers with excellent investment talents in various investment sectors, such as stocks, bonds, derivatives, and real commodities, are selected, commissioned, researched, evaluated and rewarded, and related DBs are accumulated through digital networks. Is distributed to a large number of proven fund managers, enabling stable and effective return on investment.

The background technology of the invention includes information related to membership registration, product registration, investment management conditions, etc. from an investor's point of view, registration application, order, and execution inquiry from a fund manager's point of view. , Product universe system, performance evaluation system, product management system and member information system. The service for providing information in this regard will be built to enable openness, which is the biggest feature of the Internet, based on a globalized platform environment , and the internal system of the manager, which acts as an intermediary between investors and fund managers, is designed with scalability in mind. I will do it. In addition, most services related to information processing and inquiry will be constructed in consideration of systemicity so that most of them can be processed automatically .

There may be investment agents (including companies) who are commissioned by the investor and who act on the delegated assets. Such an investment agent can be defined as a manager in this specification.

In such a way that the operating managers of investment funds has shaped the way the operating system and collects the work imhyeong unspecified number of funds that operate with customers one-on-one with each person's agreement.

Referring to FIG. 1, in the case of using the conventional investment management system 10, a manager may determine a predetermined trading decision based on various company-related financial data, transaction data, market information, news or event information, or a decision on a portfolio management strategy. Can be done. In order to make a trading decision, the manager uses investment analysis data necessary for trading based on the analysis result through a predetermined investment system.

A fund manager is an expert in asset management at an asset management company, a bank, an insurance company, an investment advisor, etc. A person who works for an asset management company that specializes in asset management is called a fund manager. Funds are primarily invested in stocks, bonds, derivatives, etc., and are usually managed by one or more fund managers.

In general, an investor entrusts investment funds to a manager, and a fund manager of the manager generates a profit by investing the investor's investment in stocks, bonds, derivatives or cash.

However, this structure may have the following problems. In other words, the investor has to consign investment products and investment funds without knowing the information on investment products necessary for the investor's rational decision making or who is the best fund manager for the investor. In addition, managers have a limitation in that they should entrust investment funds only through limited fund manager POOLs and have difficulty in securing excellent fund managers.

The present system has been invented to solve this problem. That is, the present invention is a system for efficiently managing investment funds by connecting a large number of investors secured from digital network environments (web, mobile, etc.) and fund managers located in an external cyber space. More specifically, an investor selects or designates an optimal asset portfolio for various products through the asset allocation system provided by the manager in whole or in part, and selects the most suitable fund manager in the unspecified multi-manager manager pool. The objective is to manage investment funds efficiently by being selected or automatically assigned.

In order to achieve this technical problem, the asset management system using the digital network of the present invention according to the one-off method, securities account information (hereinafter referred to as "securities account information") opened by securities companies from investors, investment product designation data Investor terminal 100 for receiving the investment fund operation request data and the fund manager designation data and transmits to the manager server 200 connected through the information communication network; Opens a parent account linked to securities account information to match investment product specification data and investment fund management request data, and multiple child accounts matched with the parent account to match fund manager specified data A manager server 200 for transmitting the account setting report generated by opening the funds to the fund manager terminal 300 corresponding to the investor terminal 100 and the fund manager designated data; And for the management of the investment amount assigned to the child account of the account adjustment assistant received from the manager server (200), the manager server (200) to the order request information received from the fund manager to match the item of the investment product designation data It includes; a fund manager terminal 300 for transmitting to the securities company server 10 via.

In addition, the asset management method using the digital network of the present invention based on the system as described above, the investor terminal 100 received from the investor securities account information, investment product designation data, investment funds management request data and funds (A) transmitting the manager designated data to the manager server 200; The manager server 200 establishes a parent account linked to the securities account information so as to conform to the investment product specification data and the investment fund operation request data, and matches the parent account to match the fund manager specification data. (B) generating account setting reports by opening two child accounts; And the fund manager terminal 300 to manage the investment amount assigned to the child account of the account settling, the manager server 200 to receive the order request information received from the fund manager to match the item of the investment product designation data It includes; (c) step of transmitting to the securities company server 10 via.

On the other hand, the asset management system using the digital network of the present invention according to the fund-type method, the manager server (200) connected through the information communication network receives the securities account information, investment product designation data and investment funds management request data from the investor Investor terminal 100 for transmitting; Opens a parent account linked to the securities account information to match the investment product designation data and investment funds management request data, and received from the investor terminal 100 among the fund managers included in the fund manager pool Creates fund manager designation data that designates each of the investment product designation data (fun) to be operated by each of the plurality of fund managers, and includes a plurality of parties matched with the parent account to conform to the fund manager designation data. An operator server 200 for transmitting the account setting report generated by opening an account to the fund manager terminal 300 corresponding to the investor terminal 100 and the fund manager designated data; And for the management of the investment amount assigned to the child account of the account adjustment assistant received from the manager server (200), the manager server (200) to the order request information received from the fund manager to match the item of the investment product designation data It includes; a fund manager terminal 300 for transmitting to the securities company server 10 via.

According to the present invention, in the investor's perspective, by distributing assets to competent fund managers, it is possible to lower investment risk and increase long-term profit.

According to the present invention, from the manager's point of view, by managing, the manager funds the unspecified number of fund manager information through a digital network environment (web, mobile, etc.) through application, reception, evaluation, and verification (fund manager pool) to manage investment funds. There are many good external fund managers.

As a result, the present invention can systematically connect numerous fund managers with numerous investors in the world through digital networks, and can expect long-term and stable profit generation effects on customer assets.

1 is a block diagram showing a conventional investment management system.
2 is a block diagram showing an asset management system utilizing a digital network according to the present invention.
3 is a block diagram showing an investor terminal of an asset management system using a digital network according to the present invention.
Figure 4 is a block diagram showing an operator server of the asset management system using a digital network according to the present invention.
Figure 5a is a block diagram showing a fund manager terminal of the asset management system using a digital network according to the present invention.
Figure 5b is a block diagram showing a fund manager terminal according to another configuration of the asset management system using a digital network according to the present invention.
6 is a diagram illustrating a service example of an asset management system using a digital network according to the present invention;
7 is a flowchart illustrating an asset management method utilizing a digital network according to the present invention.
8 is a flowchart illustrating a process before step S10 of an asset management method using a digital network according to the present invention;
9 is a flowchart illustrating a detailed process of step S10 of the asset management system using a digital network according to the present invention.
10 is a flowchart illustrating a detailed process of step S20 of the asset management system using a digital network according to the present invention.
11 is a flowchart illustrating a process after step S30 of an asset management system using a digital network according to the present invention;
12 is a block diagram showing an asset management system utilizing the digital network of the present invention according to the fund type method.

Specific features and advantages of the present invention will become more apparent from the following detailed description based on the accompanying drawings. Prior to this, terms and words used in the present specification and claims are to be interpreted in accordance with the technical idea of the present invention based on the principle that the inventor can properly define the concept of the term in order to explain his invention in the best way. It should be interpreted in terms of meaning and concept. It is to be noted that the detailed description of known functions and constructions related to the present invention is omitted when it is determined that the gist of the present invention may be unnecessarily blurred.

The asset management system using the digital network according to the present invention can be divided into one-off and fund-type methods, in which one-party method directly designates a fund manager and funds all or part of the investor's funds in a one-to-one manner. Compared to managers, the fund-type approach differs in that the manager is designated by the manager and managed by one or more fund managers who collect all or part of the investors' funds.

Either way, the application is the same in that it connects the investor with the numerous incumbent fund managers of the world, which are the intent of the present invention. First, the asset management system and method using the digital network of the present invention based on one-time mode will be described with reference to FIGS. 2 to 11.

As shown in FIG. 2, the asset management system S using the digital network according to the present invention receives information from an investor, including securities account information, investment product designation data, investment fund operation request data, and fund manager designation data. Investor terminal 100 to be transmitted to the manager server 200 connected through the opening and the parent account linked to the securities account information to meet the investment product designation data and investment funds management request data, and the The account manager generated by opening a plurality of child accounts matched with the parent account so as to match the fund manager designated data, the investor terminal 100 and the fund manager terminal 300 matching the fund manager designated data. Investment server for the management server 200, and the investment amount assigned to the child account of the account change notification received from the manager server 200, To the order request information received from the managers to meet the items of information data via the management company server 200 it is configured to include a fund manager terminal 300 to transmit to the brokerage server 10.

In this case, the investor terminal 100 is provided with a plurality of investment capital management request data for entrusting all or part of the investment funds from a plurality of unspecified investors, investment product designation data selected from any one or more of the various investment products and unspecified to operate the same By receiving a number of fund manager designation data selected by a plurality of fund managers and transmitting them to the manager server 200, a single fund manager prevents the investor's investment products and investment funds from being operated, and the unspecified number of fund managers Stable management of investment products and investment funds

Hereinafter, the detailed description will be omitted, but the investor terminal 100 and the fund manager terminal 300 of the asset management system S using the digital network according to the present invention may include a home trading system (HTS), In other words, such as a web trading system (WTS) or a mobile trading system (MTS), that is, a terminal that can be connected to the manager server 200 through any one of the means accessible from the Internet environment. desirable.

In addition, the investor terminal 100 and the fund manager terminal 300 according to the present invention may be connected to the manager server 200 through an information communication network including wired / wireless, and the application provided by the manager server 200. (App) may be configured as an installable terminal, for example, it may be configured as a PC, notebook, smartphone or tablet PC.

Specifically, referring to FIG. 3, the investor terminal 100 of the asset management system S using the digital network according to the present invention will be described below.

First, the investment product designation unit 110 of the investor terminal 100 receives investment product designation data and securities account information including one or more product designation details among stocks, bonds, derivatives, and cash.

In addition, the investment fund setting unit 120 of the investor terminal 100 receives investment fund operation request data including investment amount details to be invested to correspond to each of the product designation details included in the investment product specification data.

In addition, the fund manager designation unit 130 of the investor terminal 100 indexes the fund manager information and performance information from the manager server 200 connected through the information communication network, respectively, the investment product designation data and investment fund management request data Receive fund manager designation data including fund manager designation to be managed.

In addition, the manager account opening unit 140 of the investor terminal 100 collects the investor information received through the operation of the investor, the securities account information, the investment product designation data, the investment fund operation request data, and the fund manager designation data. It transmits to the operator server 200 connected through the information communication network.

For example, a plurality of unspecified investors are connected to the manager server 200 through the investor terminal 100 as described above, 1) to automatically create or manually create a commodity by portfolio ratio among stocks, bonds, derivatives, or cash 2) Allocate an amount to invest all or part of the investment funds in each of the designated instruments, and 3) Designate a single or unspecified number of fund managers to manage the designated instruments and their investments.

Hereinafter, referring to FIG. 4, the manager server 200 of the asset management system S utilizing the digital network according to the present invention will be described below.

First, the member information management unit 210 of the manager server 200 is designated by the investor information, securities account information, investment product designation data, investment fund management request data and fund manager received from the investor terminal 100 connected through the information and communication network It stores and manages data, and stores and manages fund manager information and performance information received from the fund manager terminal 300.

In detail, the investor management module 211 of the member information management unit 210 performs member screening on whether the details of the received investor information meet predetermined criteria, generates member information, and designates the investment product specification data. And a parent account linked to the securities account information to meet the investment fund operation request data, and a plurality of child accounts matched to the parent account to match the fund manager designated data. do.

In addition, the fund manager management module 212 of the member information management unit 210 performs a qualification screening on whether the fund managers included in the fund manager pool meet the preset criteria based on the qualitative evaluation and the quantitative evaluation. Store and manage the created fund manager information.

In addition, the member information linking unit 213 of the member information management unit 210 receives the investor information and the securities account information from the investor management module 211, and receives the fund manager information from the fund manager management module 212, The account setting report generated by linking the fund manager information to entrust the operation of each of the plurality of child accounts is added to the fund manager information DB 213a and the investor member information DB 213b together with the investor information and the securities account information. Update

In addition, the asset distribution management unit 220 of the manager server 200 distributes asset propensity information, asset and fund manager rebalancing strategy information corresponding to investment tendency information received from the investor terminal 100 connected through the information and communication network. Indexed from the management DB (221) and sent to the investor terminal (100).

Also, the product management manager 230 of the manager server 200 requests an order corresponding to the item of the investment product designated data from the fund manager terminal 300 connected through the information communication network. Receives the information sent to the securities company server 10, and transmits the order execution completion information received from the securities company server 10 to the fund manager terminal (300).

In addition, the universe system unit 240 of the manager server 200 is a product item (stocks, bonds, derivatives, products, real) of the product item included in the order request information authorized from the product management unit 230 is preset by the manager , Exchange rate or fund), but if the product item included in the order request information is included in the preset product item, the product management unit 230 so that the order request information is sent to the securities company server (10) To control.

In addition, the performance evaluation manager 250 of the manager server 200 receives the order request information and the order execution completion information from the product management manager 230, and returns a rate for each of the fund managers included in the fund manager pool. Generate information.

Hereinafter, the fund manager terminal 300 of the asset management system S using the digital network according to the present invention will be described with reference to FIG. 5A.

First, the investment account management unit 310 of the fund manager terminal 300 is a parent account history linked to the investor's securities account information from the manager server 200, and the person matched with the parent account. Receive the account setting report including the account details, the investment amount assigned to the child account, and the investment product designation data.

In addition, the investment account management unit 320 of the fund manager terminal 300 receives the investment request information corresponding to the item of the investment product designated data from the investment amount allocated to the child account by the manager of the fund manager. The server 200 transmits to the securities firm server 10 and receives the order execution completion information from the securities firm server 10 via the manager server 200.

At this time, the investment account management unit 320 generates the order request information with reference to the margin (의) history of the child account, the preset received from the universe system unit 240 of the manager server 200 Order request information can be entered by referring to the product item details.

In addition, the investment management manager 330 of the fund manager terminal 300 receives the order execution completion information from the investment account manager 320 and updates and stores the real-time change of the investment amount assigned to the child account. do.

Hereinafter, another configuration of the fund manager terminal 300 of the asset management system S using the digital network according to the present invention will be described with reference to FIG. 5B.

The fund manager terminal 300 of the asset management system S using the digital network according to the present invention, the order request information and the securities company server 10 via the manager server 200, as described above based on Figure 5a In addition to transmitting and receiving the order execution completion information, as shown in FIG. 5B, the fund manager terminal 300 and the securities company server 10 may be configured to directly transmit and receive order request information and order execution completion information.

That is, the fund manager terminal 300 according to another configuration of the present invention, from the manager server 200, account opening information, investor information, securities account information, investment product designation data, investment funds management request data, investment propensity information and The investment account management unit 310 that receives the asset allocation information, and transfers the order request information received through the operation of the fund manager to the securities company server 10, and completes the order execution corresponding to the order request information from the securities company server 10. Receives the order confirmation completion information from the investment account management unit 320, and the investment account management unit 320 for receiving the information sent to the investor terminal 100 or the manager server 200, assigned to the child account It is configured to include an investment management unit 330 for updating and storing the real-time changes of the investment amount.

On the other hand, Figure 6 is a view showing an example of the service of the asset management system (S) utilizing the digital network according to the present invention.

As shown in FIG. 6, an investor may invest all or part of the investment funds by selecting various products and a large number of unspecified fund managers, and the manager may also transmit unspecified multiple fund manager information in a digital network environment (web, mobile, etc.). Secured under the Fund Manager Pool, an investor or manager may designate a single or unspecified fund manager in the Fund Manager Pool to manage investment funds.

In addition, the fund manager may operate within the range of stocks in the universe system (stocks, bonds, derivatives, commodities, realities, exchange rates, etc.) designated by the manager for all or part of the investment funds of multiple investors.

Here, the unspecified multiple customers are derived as shown in [Equation 1] below, and the unspecified multiple fund managers are derived through [Equation 2].

[Equation 1]

&Quot; (2) "

Mi는 고객의 전체투자금액이며, Mi는 고객의 일부 투자금액이고, Pm은 투자상품의 갯수이다.Where n is the number of customers,

Mi is the total investment amount of the customer, Mi is the partial investment amount of the customer, and Pm is the number of investment products.

Mi 을 m개의 투자상품에 나누어 투자 가능하며, 펀드매니저 Pool에서 단독 또는 불특정다수의 펀드매니저를 선택하여 운용이 가능하고, 펀드매니저는 다수의 투자자들의 전부(

Mi) 또는 일부(Mi) 투자금액을 고객이 지정한 다양한 상품에 투자하여 운용하는 구조이다.
In other words, the investor must

It is possible to divide Mi into m investment products and invest in a single or unspecified number of fund managers in the pool of fund managers.

It is a structure that invests and manages Mi) or Mi investment amount in various products designated by customers.

Hereinafter, referring to FIG. 7, the asset management method using the digital network according to the present invention will be described below.

First, the investor terminal 100 transmits the securities account information, the investment product designation data, the investment fund operation request data, and the fund manager designation data received from the investor to the manager server 200 (S10).

Subsequently, the manager server 200 opens a parent account linked to the securities account information to match the investment product specification data and the investment fund operation request data, and matches the parent account to match the fund manager specification data. By opening a plurality of child accounts created account creation report (S20).

In addition, the fund manager terminal 300 receives an order input from the fund manager so as to correspond to the item of the investment product designation data for the operation of the investment amount assigned to the child account of the account setting assistant received from the manager server 200. The request information is transmitted to the securities firm server 10 via the manager server 200 (S30).

Hereinafter, referring to FIG. 8, the process of step S10 of the asset management method using the digital network according to the present invention will be described below.

Before the step S10, the fund manager terminal 300 transmits the fund manager pool subscription request information and performance information received through the operation of the fund manager to the manager server 200 (S1).

Subsequently, the manager server 200 performs the fund manager pool subscription request information and the performance information received from the fund manager terminal 300 through an eligibility test on whether the manager manager 200 meets a predetermined standard (qualitative evaluation, quantitative evaluation) ( S2). In this case, the preset standard may be modified and updated by an operation of an administrator belonging to the manager.

As a result of the step S2, when the received subscription request information and the performance information meet the preset criteria, the manager server 200 sends the fund manager pool request information corresponding to the fund manager pool subscription request information to the internal fund manager pool ( Pool Manager information to be included in the Pool) (S3).

Subsequently, the investor terminal 100 transmits the investor subscription request information and the investor information received through the manipulation of the investor to the manager server 200 (S4).

In addition, the manager server 200 completes the investor subscription according to the investor subscription request information received from the investor terminal 100 and the investment entrustment details included in the investor information, and performs the procedure to step S10 (S5).

Hereinafter, referring to FIG. 9, a detailed process of step S10 of the asset management method using the digital network according to the present invention will be described below.

First, the investor terminal 100 receives one or more investment product designation data among unspecified multiple investment products from the investor (S11).

Subsequently, the investor terminal 100 receives investment fund operation request data including an investment amount to be allocated to each investment product designation data from the investor (S12).

Subsequently, the investor terminal 100 receives, from the investor, fund manager designation data designating each fund manager to manage each of the investment product included in the investment product designation data and the investment amount included in the investment fund operation request data (S13). .

In addition, the investor terminal 100 transmits the investment product designation data, the investment fund operation request data, and the fund manager designation data to the manager server 200 together with the previously generated securities account information, and performs the procedure in step S20. (S14).

Hereinafter, referring to FIG. 10, a detailed process of step S20 of the asset management method using the digital network according to the present invention will be described below.

After step S10, the manager server 200 establishes a parent account linked to the securities account information so as to meet the investment product designation data and investment funds management request data (S21).

Subsequently, the manager server 200 opens a plurality of child accounts matched with the parent account so as to conform to the fund manager designated data (S22).

In addition, the manager server 200 updates the fund manager information DB, the investor information and the securities account information, which are generated by linking the fund manager information to entrust the operation of each of the plurality of child accounts, to the fund manager information DB. The procedure is performed in step S30 (S23).

Hereinafter, referring to FIG. 11, the process after step S30 of the asset management method using the digital network according to the present invention will be described below.

After step S30, the manager server 200 determines whether the product item included in the order request information received from the fund manager terminal 300 is included in the product item specified in the universe system unit 240 (S40). .

As a result of the determination in step S40, when the product item included in the received order request information is included in the preset product item, the manager server 200 transmits the order request information to the securities company server 10 (S50).

Subsequently, the manager server 200 transmits the order execution completion information received from the securities company server 10 to the fund manager terminal 300 (S60).

Subsequently, the manager server 200 generates return information on each of the fund managers included in the fund manager pool based on the order request information and the order execution completion information (S70).

The manager server 200 generates performance evaluation information based on the yield information (S80).

Hereinafter, referring to FIG. 12, the asset management system S using the digital network of the present invention according to the fund type method will be described below.

First, the investor terminal 100 is configured to receive securities account information, investment product designation data and investment funds operation request data from the investor to the manager server 200 connected through the information communication network.

In addition, the manager server 200 opens a parent account linked to the securities account information to meet the investment product designation data and investment funds management request data, and among the fund managers included in the fund manager pool Generates fund manager designation data for designating each of the plurality of investment manager designation data (funs) received from the investor terminal 100 to be operated by each of the plurality of fund managers. Iii) an account setting report generated by opening a plurality of child accounts matched with the account is sent to the investor terminal 100 and the fund manager terminal 300 corresponding to the fund manager designated data.

In addition, the fund manager terminal 300 receives an order input from the fund manager so as to correspond to the item of the investment product designation data for the operation of the investment amount allocated to the child account of the account setting assistant received from the manager server 200. It is configured to transmit the request information to the securities company server 10 via the manager server 200.

In this case, the fund manager terminal 300 may be configured to transmit the order request information directly to the securities firm server 10 without passing through the manager server 200.

That is, in the asset management system (S) using the digital network of the present invention according to the fund type method, the detailed configuration of each of the investor terminal 100, the manager server 200 and the fund manager terminal 300 is a one-time method and The manager of the manager server 200 is configured to perform the same function, but designates a fund manager to manage the items of investment product designation data of the investor inputted by the investor terminal 100 and the respective investment amounts allocated thereto. The difference is that it is specified by.

Accordingly, the manager server 200 designates fund manager designation data that designates one or more fund managers to manage each of a plurality of investment product designation data (funds) applied by investors among the fund managers included in the fund manager pool. Will be created.

While the present invention has been particularly shown and described with reference to preferred embodiments thereof, it will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. It will be appreciated by those skilled in the art that numerous changes and modifications may be made without departing from the invention. And all such modifications and changes as fall within the scope of the present invention are therefore to be regarded as being within the scope of the present invention.

S: Asset Management System using Digital Network
100: investor terminal 110: investment product designation
120: investment fund setting unit 130: fund manager designation unit
140: manager account opening unit 200: manager server
210: member information management unit 211: investor management module
212: Fund Manager Management Module 213: Member Information Linkage
213a: Fund Manager Information DB 213b: Investor Member Information DB
220: asset allocation management unit 230: product management management unit
240: universe system department 250: performance evaluation management
300: Fund Manager Terminal 310: Investment Account Management Department
320: investment account manager 330: investment management manager
10: securities firm server

Claims (14)

An investor terminal 100 that receives securities account information, investment product designation data, investment fund operation request data, and fund manager designation data from an investor and transmits the data to the manager server 200 connected through the information communication network;
Opening a parent account linked to the securities account information in accordance with the investment product designation data and investment fund management request data, and a plurality of parties matched with the parent account to match the fund manager designation data ( An operator server 200 for transmitting the account setting report generated by opening an account to the investor terminal 100 and the fund manager terminal 300 corresponding to the fund manager designated data; And
In order to manage the investment amount allocated to the child account of the account adjustment assistant received from the manager server 200, the manager server 200 receives the order request information input from the fund manager to match the item of the investment product specification data. Fund manager terminal 300 for transmitting to the securities company server (10) via the asset management system using a digital network comprising a. The method of claim 1,
The investor terminal 100,
Investment fund operation request data that entrusts all or part of investment funds from unspecified investors, investment product designation data selected from one or more of various investment products, and fund manager designation data selected from a large number of unspecified fund managers. Asset management system using a digital network, characterized in that the input received and transmitted to the manager server (200). The method of claim 1,
The investor terminal 100,
An investment product designation unit 110 that receives investment product designation data and securities account information including one or more product specification details among stocks, bonds, real money, foreign exchange rates, derivative products or cash;
An investment fund setting unit 120 for receiving investment fund operation request data including investment amount details to be invested to correspond to each of the product specification details included in the investment product specification data;
A fund manager designation unit that receives fund manager information and performance information from the manager server 200 and receives fund manager designation data including fund manager designation data to manage the investment product designation data and investment fund management request data. 130; And
And a manager account opening unit 140 that collects the investor information, the securities account information, investment product designation data, investment fund operation request data, and fund manager designation data and transmits them to the manager server 200. Asset Management System using Digital Network. The method of claim 1,
The manager server 200,
Investor information, securities account information, investment product designation data, investment fund operation request data and fund manager designation data received from the investor terminal 100 are stored and managed, and the fund manager information received from the fund manager terminal 300. And a member information manager 210 for storing and managing performance information.
Store and update the rebalancing strategy information and the estimated profit distribution information, receive the investment propensity information from the investor terminal 100 and index the corresponding rebalancing strategy information and the estimated profit distribution information to the investor terminal 100. Asset allocation management unit 220 to transmit; And
Receives the order request information corresponding to the item of the investment product designation data from the fund manager terminal 300, the investment amount assigned to the child account, and transmits to the securities company server 10, from the securities company server 10 Asset management system using a digital network comprising a; product management manager 230 for transmitting the received order execution completion information to the fund manager terminal (300). 5. The method of claim 4,
The manager server 200,
The product item included in the order request information is verified whether the product item (stock, bond, derivative, commodity, real, exchange rate or fund) set by the administrator is included in the product item included in the order request information. Universe system unit 240 for controlling the product management unit 230 so that the order request information is sent to the securities company server 10, if included in the preset product item; And
A performance evaluation management unit 250 that receives the order request information and the order execution completion information from the product management manager 230 and generates return information on each of the fund managers included in the fund manager pool; Asset management system using a digital network, characterized in that. 5. The method of claim 4,
The member information management unit 210,
The member information is generated by performing an eligibility examination on whether the details of the investor information meet the preset criteria, and linked with the securities account information so as to conform to the investment product designation data and the investment fund operation request data. Iii) an investor management module 211 that opens an account and opens a plurality of child accounts matched with the parent account so as to conform to the fund manager specified data;
A fund manager management module 212 that stores and manages fund manager information generated by performing an eligibility examination on whether each of the fund managers included in the fund manager pool meets predetermined criteria based on the performance information; And
Investor information and securities account information is authorized from the investor management module 211, and fund manager information is authorized from the fund manager management module 212, and fund manager information is entrusted to manage each of a plurality of child accounts. A member who transmits the account setting report generated in association with the investor information and the securities account information to the fund manager terminal 300, and sends the account setting report linked with each of the fund manager information to the investor terminal 100. Information interlocking unit (213); Asset management system using a digital network, characterized in that it further comprises. The method of claim 1,
The fund manager terminal 300,
The parent account details linked to the investor's securities account information from the manager server 200, the child account details matched with the parent account, the investment amount allocated to the child account, And an investment account manager 310 for receiving an account setting report including investment product designation data;
After receiving the order request information corresponding to the item of the investment product designation data, the investment amount allocated to the child account by the operation of the fund manager is transmitted to the securities company server 10 via the manager server 200; Investor account management unit 320 for receiving the order execution completion information via the manager server 200 from the securities company server 10; And
An investment management manager 330 which receives the order execution completion information from the investment account manager 320 and updates and stores the real-time variation of the investment amount assigned to the child account; Asset Management System using Digital Network. The method of claim 1,
The fund manager terminal 300,
An investment account manager 310 for receiving the account setting report, the investor information, the securities account information, the investment product designation data, the investment fund operation request data, the investment propensity information, and the asset allocation information from the manager server 200;
Transfer the order request information received through the operation of the fund manager to the securities company server 10, and receives the order execution completion information corresponding to the order request information from the securities company server 10 to the investor terminal 100 or the manager server Investment account management unit 320 to transmit to (200); And
An investment management manager 330 which receives the order execution completion information from the investment account manager 320 and updates and stores the real-time variation of the investment amount assigned to the child account; Asset Management System using Digital Network. (a) the investor terminal 100 transmitting the securities account information, the investment product designation data, the investment fund operation request data, and the fund manager designation data received from the investor to the manager server 200;
(b) the manager server 200 establishes a parent account linked to the securities account information so that the manager server 200 conforms to the investment product specification data and the investment fund operation request data, and the parent account and Generating an account setting report by opening a plurality of matched child accounts; And
(c) the fund manager terminal 300 receives the order request information input from the fund manager so that the fund manager terminal 300 corresponds to the item of investment product designation data for the operation of the investment amount allocated to the child account of the account setting assistant; Transmitting to the securities company server (10) via the 200; Asset management method using a digital network comprising a. The method of claim 9,
Before the step (a)
(1-a) the fund manager terminal 300 transmitting the fund manager pool subscription request information and the performance information received through the operation of the fund manager to the manager server 200;
(2-a) performing, by the manager server 200, whether the performance information received from the fund manager terminal 300 satisfies a predetermined criterion;
(3-a) If the received performance information satisfies a predetermined standard, the manager server 200 includes the fund manager pool request information and a corresponding fund manager in the internal fund manager pool. Generating fund manager information;
(4-a) the investor terminal 100 transmitting the investor subscription request information and the investor information received through the manipulation of the investor to the manager server 200; And
(5-a) the manager server 200 completes the investor subscription according to the investor subscription request information received from the investor terminal 100 and the investment entrustment details included in the investor information; Asset Management using Digital Network. The method of claim 9,
The step (a)
(a-1) the investor terminal 100 receiving one or a plurality of investment product designation data among unspecified multiple investment products from an investor;
(a-2) receiving, by the investor terminal 100, investment fund operation request data including an investment amount to be allocated to each investment product designation data from the investor;
(a-3) The manager terminal 100 inputs fund manager designation data, which designates each fund manager to manage each investment amount included in the investment product and investment funds operation request data included in the investment product designation data from the investor; Receiving step;
(a-4) the investor terminal 100 transmitting the investment product designation data, the investment fund operation request data, and the fund manager designation data to the manager server 200 together with previously generated securities account information. Asset management method using a digital network, characterized in that. The method of claim 9,
The step (b)
(b-1) opening, by the manager server 200, a parent account linked to the securities account information so as to conform to the investment product specification data and the investment fund operation request data;
(b-2) the manager server 200 opening a plurality of child accounts matched with the parent account so as to conform to the fund manager designated data; And
(b-3) The fund manager terminal together with the investor information and the securities account information, the account setting information generated by the manager server 200 in conjunction with the fund manager information to entrust the operation of each of the plurality of child accounts; 300); asset management method using a digital network comprising a. The method of claim 9,
After the step (c)
(d) the manager server 200 determining whether a product item included in the order request information received from the fund manager terminal 300 is included in a preset product item;
(e) when the product item included in the received order request information is included in the predetermined product item as a result of the determination in step (d), the manager server 200 sends the order request information to the securities company server 10. Transmitting;
(f) the manager server 200 transmitting the order execution completion information received from the securities company server 10 to the fund manager terminal 300;
(g) generating, by the manager server 200, yield information on each of the fund managers included in the fund manager pool based on the order request information and the order execution completion information; And
(h) the manager server (200) generating the performance evaluation information based on the return information; asset management method using a digital network comprising a. An investor terminal 100 that receives securities account information, investment product designation data, and investment funds operation request data from investors and transmits them to the manager server 200 connected through the information communication network;
Open a parent account linked to the securities account information in accordance with the investment product designation data and investment funds management request data, received from the investor terminal 100 among the fund managers included in the fund manager pool Generates fund manager designation data that designates each of a plurality of investment product designation data (fun) to be operated by each of the plurality of fund managers, and a plurality of matched parent accounts to match the fund manager designation data. A manager server 200 for transmitting the account setting report generated by opening two child accounts to the fund manager terminal 300 corresponding to the investor terminal 100 and the fund manager designated data; And
In order to manage the investment amount allocated to the child account of the account adjustment assistant received from the manager server 200, the manager server 200 receives the order request information input from the fund manager to match the item of the investment product specification data. Fund manager terminal 300 for transmitting to the securities company server (10) via the asset management system using a digital network comprising a.

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