KR20130128796A - Providing method of financial goods coupled with mutual aid service and the system - Google Patents

Providing method of financial goods coupled with mutual aid service and the system Download PDF

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Publication number
KR20130128796A
KR20130128796A KR1020120052825A KR20120052825A KR20130128796A KR 20130128796 A KR20130128796 A KR 20130128796A KR 1020120052825 A KR1020120052825 A KR 1020120052825A KR 20120052825 A KR20120052825 A KR 20120052825A KR 20130128796 A KR20130128796 A KR 20130128796A
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service
request
insurance
terminal
mutual
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KR1020120052825A
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Korean (ko)
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신동권
황호연
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신동권
황호연
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
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  • Theoretical Computer Science (AREA)
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  • General Health & Medical Sciences (AREA)
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention provides a method and a system for providing a financial product coupled with a funeral service comprising the following steps: a funeral service server receives a request for a funeral service from a user terminal of an insurant when the insurant is died; the funeral service server connects to a funeral service computer system and receives basic information to determine whether the insurant is eligible for the funeral service or not; and the funeral service server refers to the received basic information and determines whether the insurant is eligible for the funeral service or not. [Reference numerals] (1) Purchase a financial product coupled with a funeral service;(100) Customer;(2) Purchase death insurance (pay insurance premium);(200) Financial instiution;(3) Apply for a funeral service;(300) Insurance company;(4) Provide a funeral service (free);(400) Funeral service company;(5) Claim the cost of a funeral service;(6) Provide the cost of a funeral service

Description

Providing Method of Financial Goods Coupled with Mutual Aid Service And The System}

The present invention relates to a method and a system for providing a financial product linked with a mutual aid service. More specifically, the financial product converged with in-kind services by breaking away from the existing financial products simply preferring interest rates or making financial products for a specific class. The present invention relates to a method and a system for providing a financial product that is linked to a new type of mutually prominent service having a high ripple effect in that the product can be operated and the financial market is activated and the customer can receive a high quality mutual service free of charge. .

1 is a schematic diagram of a conventional mutual service system. As shown in the drawing, the conventional mutual aid service system is operated by a mutual support company to attract members to customers and receive monthly dues, and can be directly provided by the mutual support company or requested or subcontracted by a request for ceremonial service from the member. It was done by requesting mutual aid services (generally called funeral homes) and acting on services related to ceremonial occasions.

For example, a member pays 30,000 won per month for 10 years and pays 1.8 million won to his or her company for membership fee. If one member of the family member dies at that time, the remaining 180 million won is paid. After paying an additional $ 10,000 and paying a total of 3.6 million won to the funeral service, and requesting funeral services, the request will be provided by the funeral company directly within the dues paid by the member, or a consignment or subcontracting agency (usually Ask a funeral home company to provide funeral services. The consignment or subcontracting agent (generally called a funeral home company) then provides the member with services related to the funeral, and receives payment for the funeral service from his or her predecessor.

However, such a conventional mutual service system is not reliable because the operation and provision of the mutual service is performed by a small and medium company, and also because the commercial service provider is bankrupt or There was a problem that the customer is likely to suffer financial damages because of the problem of defaulting or the termination of the member's failure to receive the refund.

In addition, the conventional mutual support service system has an unreasonable aspect of not receiving any interest income on the dues paid by the member, and there is no compensation that the member can receive because the member is a member of the parent company. It was true that the cost of funeral service was actually high, including bubbles.

In addition, financial instruments offered by existing financial institutions are usually limited to simply attracting interest rates or attracting liquid capital on the market because they cannot escape from making financial products for a specific class. The situation is rising.

The present invention has been made to solve the problems of the prior art as described above, the object of the existing financial products are simply to prefer the interest rate, or to create a financial product for a specific class, and to integrate with the spot service It provides financial products providing methods and systems that interoperate with new types of mutually prominent services, which have a high ripple effect in that the financial market can be operated and customers can receive high-quality mutual services free of charge. Is in.

The technical problem of the present invention as described above is achieved by the following means.

(1) a financial institution terminal receiving a financial product subscription request and a death insurance subscription request from a customer;

Performing, by the financial institution terminal, the financial product subscription registration received from the customer and requesting the insurance company terminal to subscribe to the death insurance; And

Financial product interworking with the mutual support service including the step of transmitting the information by the financial institution terminal when the information request for determining the eligibility of the mutual benefit service for the insured from the mutual service server receiving the request for the provision of the mutual service from the customer How to Provide.

(2) a terminal of an insurance company that has signed a mutual agreement with a mutual aid company and receives the death insurance subscription request from a financial institution terminal that receives a financial product subscription request and a death insurance subscription request from a customer;

Registering, by the insurer's terminal, with the death insurance subscription request received from the financial institution's terminal, the subscription of the death insurance with the customer as an insurance contractor; And

When there is a request for information from a premise service server that receives a request for providing a premature service from a customer, the insurer's terminal transmits the information when the information request for determining the eligibility for the premature service is provided. Way.

(3) the mutual service server receiving a request for performing the mutual service for the insured from the client terminal when the insured person dies;

Receiving, by the premise service server, accessing a premise service computer system to receive basic information for determining whether a premise service is eligible for the insured person; And

And determining whether the insured person is eligible for an ancestor service by referring to the basic information received by the ancestor service server.

(4) receiving a financial product subscription request and a death insurance subscription request from a customer, performing a financial product subscription registration received from the customer, requesting the death insurance subscription to an insurance company terminal, and receiving a request for providing mutual assistance service from a customer; A financial product providing system linked to a mutual support service including a terminal of a financial institution that transmits the information when a request for information for determining the eligibility for the insured service from an mutual support service server is made.

(5) A death insurance request received from the financial institution terminal after receiving the death insurance subscription request from a financial institution terminal that has entered into a mutual agreement with a mutual aid company and received a financial product subscription request and death insurance application request from a customer. If the information request for registering the death insurance for which the customer is an insurance contractor and determining the eligibility of the premise service for the insured from the premise service server receiving the premise service request from the customer, the information Financial product providing system that is linked to the premise service, including insurance company terminal for transmitting the.

(6) when the insured person dies, receives a request for performing the mutual aid service for the insured from the client terminal, receives basic information for determining whether the insured subject is eligible for the insured person by accessing the mutual aid service computer system; And a premise service server that determines whether the insured has a preliminary service target eligibility with reference to the received basic information.

(7) The statement according to any one of items 4 to 6,

Financial products including a financial product subscription request receiving means for receiving a subscription registration request and an insurance subscription request from a customer terminal for a financial product related to a mutual support service, and an insurance subscription registration request means for requesting an insurance company's terminal to register for death insurance for the insured. An engine terminal;

An insurance company terminal receiving an insurance registration request from the financial institution terminal and performing insurance registration for the insured person; And

A mutual support service server which enters into a mutual agreement with the insurer, and thus, when the insured person dies, is requested to provide mutual assistance service to the insured person, and determines whether the insured person is eligible for the mutual assistance service;

Financial product providing system linked with the premise service, comprising a.

As described above, according to the present invention, it is possible to operate financial products fused with in-kind services by excluding existing financial products simply by preferring interest rates or making financial products for a specific class. From the standpoint, it is possible to provide a financial product providing method and system linked with a new type of mutually prominent service having a high ripple effect in that it can receive elegantly high-quality mutual service free of charge.

1 is a configuration example of a premature system according to the prior art.
2 is a schematic configuration diagram of a financial product providing system interworking with a mutual aid service according to the present invention.
3 is an overall detailed configuration diagram of a financial product providing system interworking with a mutual aid service according to the present invention.
4 is a flowchart illustrating a process of providing a financial product linked to a mutual aid service according to the present invention.

Hereinafter, the content of the present invention will be described in more detail with reference to FIGS. 2 to 4.

2 is a schematic configuration diagram of a financial product providing system interworking with a mutual aid service according to the present invention.

In the present invention, a customer refers to a person who has subscribed to a financial product (hereinafter referred to as a financial product) related to a mutual support service of a financial institution, and the customer terminal 100 is a terminal held by a person who has subscribed to the financial product of a financial institution. Means a terminal that can communicate through.

Therefore, the customer terminal is not only a general desktop PC, a laptop, but also any terminal capable of communicating via a mobile terminal such as a PDA, a smartphone, a tablet PC, and the like.

A financial institution includes a first financial, a second financial, a third financial, etc. for selling the financial product from a customer, and the financial institution terminal 200 performs a subscription registration of the financial product from a customer or a customer terminal. It refers to a terminal that performs a task of requesting an insurance company to purchase death insurance for the customer or a person designated by the customer (hereinafter referred to as the insured).

In this case, the financial institution terminal may be physically divided into one or two or more terminals to perform respective tasks. The death insurance is intended to mean insurance that a financial institution registers with an insurance company on the premise that a customer subscribes to the financial product.

In the above, the insured person may be an object of an assistance service, and may be a customer of the financial product or a person designated by the customer (for example, a parent, a spouse, a brother, etc.).

An insurance company is a person who sells specific insurance to an individual or a company.The insurance company registers and registers death insurance, which is a policyholder for a customer who has subscribed to the financial product from a financial institution. Means a person who has entered into a mutual agreement to provide

The insurance company terminal 300 refers to a terminal that performs a subscription registration service of the death insurance requested by a financial institution. In this case, the terminal of the insurance company may be physically separated into one or two or more terminals to perform each task.

In some cases, the financial institution terminal 200 and the insurance company terminal 300 are only functionally separated, and are included in the scope of the present invention even if they belong to substantially the same corporation. For example, both the financial institution terminal 200 and the insurance company terminal 300 may be owned by a bank or an insurance company. This is to reflect the recent trend that banks handle insurance products and insurance companies also handle financial products.

A mutual support company means a person who performs mutually beneficial services upon the death of the insured at the request of a customer who has subscribed to the financial product under a mutual agreement with an insurance company.

The reciprocal service server 400 refers to a terminal that performs a task that is requested to perform reciprocal service from a customer and responds thereto. In this process, the premise service server determines whether the insured person is eligible for the premise service.

In this case, the premature service server may be physically divided into one or two terminals to perform respective tasks.

The financial institution terminal, the insurance company terminal, and the mutual support service server may be connected to each other through a network to communicate with each other, and if necessary, the mutual support company may communicate with the terminal of the financial institution or the insurance company terminal to share necessary information. In the present invention, a system in which these terminals can collect or provide information will be specifically referred to as a "premise service computing system".

3 shows an overall configuration diagram of a financial product providing system interworking with a mutual aid service according to the present invention.

Customer terminal 100 is a financial product subscription request means (100a) for requesting registration registration to the financial institution terminal 200 for the financial product and the mutual support service request means (100b) for requesting a mutual aid service to the mutual service server 400 It is configured to include.

Financial institution terminal 200 to the financial product subscription request receiving means (200a) and insurance company terminal 300 for receiving the subscription registration request or insurance subscription request from the customer terminal 100 for the financial product as a policyholder And insurance registration registration request means (200b) for requesting registration of death insurance for which the customer or the person designated by the customer is insured.

The insurance company terminal 300 receives a predetermined insurance subscription registration request from the financial institution terminal 200 for a customer who has registered for the financial product, and the insurance request receiving means 300a and the insured of the insurance die. At this time, it may include a mutual agreement registration management means (300b) for registering and managing the main matters of the mutual agreement to provide mutual assistance services for the insured.

Premise service server 400 is a premise from the premise agreement registration management means (400a) and the customer terminal 100 to conclude the premise agreement for providing the premise service for the insured when the insured person dies, and to manage the registration And a premise service request receiving means 400b that is requested to provide the service.

In the above, the customer terminal 100 is not an essential component in implementing the system of the present invention, and the necessary items (eg, name, social security number, address, Password, etc.), and a request may be omitted by submitting a predetermined request document and registering it.

Financial product subscription request means (100a) constituting the customer terminal 100 is a basic information (for example, name, resident registration number, address, authentication number, password, etc.) and subscription intention that the customer is required for registration registration of the financial product Input subscription information to be included and convert the information into an electronic file and transmit it to the financial institution terminal 200 via a network through a predetermined interface.

When requesting the financial institution terminal 200 to subscribe to a financial product using the customer terminal 100, the customer may be allowed to do so as long as the customer is registered as a member of the financial institution terminal 200.

Therefore, if you are not a member, it is desirable to register as a member through the membership registration process, and then request to enter login information.

The financial product subscription request receiving means 200a constituting the financial institution terminal 200 receives such subscription information and registers and manages it in a database DB1 provided for the financial product.

In this case, it is preferable to go through the process of determining whether the financial product satisfies the registration eligibility (credit, delinquency status, etc.) set by the financial institution before registering the customer.

The insurance company registration unit 200b of the financial institution terminal 200 requests that the insurance subscription registration means 200b register a predetermined insurance for which the customer who has registered the subscription to the financial product or the person designated by the customer as the insured. Ask.

The insurance registration registration request means 200b inputs the subscription information including the basic information (for example, name, social security number, address, authentication number, password, etc.) and the intention of the customer required for registration of the insurance. Is converted into an electronic file and transmitted to the insurance company terminal 300 via a network through a predetermined interface.

For example, the insurance may be death insurance subject to the death of the insured. In this case, it is desirable for the financial institution to pay the premium for the customer.

The insurance subscription request receiving means 300a constituting the insurance company terminal 300 receives the insurance subscription request from the financial institution terminal 300 together with the subscription information necessary for the insurance.

In addition, the insurance request request receiving means (300a) receives this subscription information and registers and manages it in the database (DB2) provided for the insurance product.

At this time, it is preferable that the insurer internally examines the eligibility of the insurance and transmits the result to the financial institution terminal.

The premise contract registration management means 300b of the terminal 300 of the insurer manages the registration and management of a contract with the preliminary company to provide a premise service for the insured person upon the death of the insured to the customer whose registration of the insurance is completed. To perform.

The mutual agreement registration management means 400a constituting the mutual service server 400 registers a contract with the mutual agreement company to provide mutual benefit service for the insured person upon the death of the insured to the customer whose registration of the insurance subscription is completed. Perform administrative tasks

The mutual service request receiving means 400b of the mutual service server 400 is requested to perform mutual service from the customer for the insured person upon death of the insured registered on the mutual service computer system.

In the exemplary embodiment of the present invention, the request for the premise service is illustrated as being received from the terminal 100 of the customer. However, the client terminal may be requested using a wired or wireless terminal. It may be made at the request of a interested person (for example, surviving family).

The premise service server 400 preferably determines whether the insured person is eligible before performing the premise service request. For example, at the time of the death of the insured, it may be desirable to allow the customer for the financial instrument to determine whether it still satisfies the requirements set out in the contract.

Each component constituting the reciprocal system of the present invention may be implemented in software, hardware, or firmware, and furthermore, physically, one or more of them may be easily implemented by those skilled in the art from the technology of the present invention. Detailed description thereof will be omitted.

Hereinafter, the content of the present invention will be described in detail with reference to FIG. 4.

In step 201, the customer uses the terminal 100 or directly visits the financial institution and requests the financial institution terminal 200 to register for a financial product that can receive mutual assistance service when the insured person dies under a predetermined condition.

Here, the connection from the customer terminal 100 to the financial institution terminal 200 is based on a request of the HyperText Transfer Protocol (HTTP), and the page necessary for inputting information from the financial institution terminal 200 to the customer terminal 100. The transmission of is generally performed by the response of HTTP.

The general HTTP request is performed in a conventional manner by entering a universal resource locator (URL) of the financial institution terminal 200 in the web browser of the customer terminal or clicking a corresponding URL link.

In the above conditions, for example, not only the timing condition of providing free services from six months after the subscription to the age of 80, but also the differentiated conditions on the grade of the service, etc. depending on the subscription price, etc. It may include.

If the customer is not registered as a member in the database DB1 linked to the financial institution terminal 200, the customer first requests to register as a member.

If the person is confirmed as a member, he / she will be asked to input the registration information (including the insured matter), which is essential to join the financial product, and confirm the intention to join.

This process is carried out through the process of entering the required input on the application, the clerk of the financial institution input to the terminal 200 when the customer visits the financial institution directly.

In step 202, the financial institution terminal 200 having received the subscription information from the customer terminal 100 and requested to register to register the financial product may determine whether the customer is eligible to register for the financial product.

If it is determined that there is no eligibility for registration, the customer terminal 100 is notified of the fact, and afterwards, the registration eligibility is requested to request a subscription procedure again. On the contrary, when the registration eligibility for the subscription of the financial product is satisfied, the subscription information is registered and managed in the database DB1 linked to the financial institution terminal 200.

In step 203, the financial institution terminal 200 requests the registered insurance company terminal 300 to register for the death insurance for which the customer is an insurance contractor and the customer or a person designated by the customer as an insured person.

At this time, the insurance premium for the relevant insurance shall be paid by the financial institution to the insurance company. Therefore, from the customer's point of view, he or she is subscribed to an insurance product that can receive free services upon death of the insured without paying a premium.

The insurance company terminal 300, which has been requested to register for insurance from the financial institution terminal 200 in step 204, may determine whether the corresponding customer is eligible to register for insurance. If it is determined that there is no eligibility for registration, the financial institution terminal 200 may be notified of this fact and the subscription may be refused. On the contrary, when the registration eligibility according to the insurance is satisfied, the registered information is registered and managed in the database DB2 linked to the insurance company terminal 300.

According to the death of the insured person in step 205, the client terminal 100 requests the mutual support service server 400 to provide the mutual aid service. In this regard, the premise service server 400 accesses a preliminary service computing system including the financial institution terminal 200, the insurance company terminal 300, and the premise service server 400 to determine whether the premise service is provided to the insured. It is desirable to be able to do so (step 206).

In this case, the reciprocal service computing system may be a closed financial network shared by the financial institution terminal 200, the insurance company terminal 300, and the ancestral service server 400, and the financial institution automatically aggregates subscribers and automatically the insurance company on a daily basis. It can also be sent to the service server.

At this time, the eligibility for the premise service is, for example, the total amount of the deposit after the sign-up of the financial product is more than 3 million won, or the deposit is normally maintained for more than six months, and less than six months after joining, or more than 80 years old. It may be determined that the person does not have any reasons for ineligibility.

If it is determined that the eligibility is determined, immediately provide a premise service according to a predetermined condition at the request of the customer, and if it is determined that the eligibility is not determined, the customer notifies the terminal 100 of the fact.

In the present invention, when the above-mentioned mutual service is provided to the insurer after the mutual service is provided, the insurer will settle the funeral payment at an appropriate time.

Further, although the customer may request a mutual aid service, it is desirable to be able to claim a corresponding insurance premium. Thus, the customer can choose either. This provides an advantage for the customer in that he or she can claim afterwards if the customer has forgotten the fact that he or she can be provided with premature services.

Embodiments of the system and method for providing a mutual service according to the present invention can be written as a program that can be executed in a computer system. In addition, the program can be read from a computer readable recording medium having recorded such a program and executed in a general-purpose digital computer system. Such recording media include magnetic storage media (e.g., ROM, floppy disk, hard disk, USB memory, etc.), optical reading media (e.g., CD-ROM, DVD, etc.) and carrier waves (e.g., transmission over the Internet). Media).

So far, the present invention has been described with reference to the preferred embodiment (s). Those skilled in the art will appreciate that the present invention can be implemented in a modified form without departing from the essential features of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is defined by the appended claims rather than by the foregoing description, and all differences within the scope of equivalents thereof should be construed as being included in the present invention.

100: Customer terminal
100a: means for signing up for financial products
100b: means for requesting premature services
200: financial institution terminal
200a: means for receiving financial products
200b: Request for insurance registration
300: insurance company terminal
300a: Receipt for insurance request
300b: management of premature contract registration
400: premature service server
400a: control of mutual agreement registration
400b: Receipt of premature service request

Claims (7)

Receiving, by the financial institution terminal, the financial product subscription request and the death insurance subscription request from the customer;
Performing, by the financial institution terminal, the financial product subscription registration received from the customer and requesting the insurance company terminal to subscribe to the death insurance; And
Financial product interworking with the mutual support service including the step of transmitting the information by the financial institution terminal when the information request for determining the eligibility of the mutual benefit service for the insured from the mutual service server receiving the request for the provision of the mutual service from the customer How to Provide. Receiving, by a terminal of an insurance company that has signed a mutual agreement with a mutual aid company, the death insurance request from a financial institution terminal that receives a financial product subscription request and a death insurance subscription request from a customer;
Registering, by the insurer's terminal, with the death insurance subscription request received from the financial institution's terminal, the subscription of the death insurance with the customer as an insurance contractor; And
When there is a request for information from a premise service server that receives a request for providing a premature service from a customer, the insurer's terminal transmits the information when the information request for determining the eligibility for the premature service is provided. Way. Receiving a request for performing the mutual aid service for the insured from the client terminal when the insured service server dies;
Receiving, by the premise service server, accessing a premise service computer system to receive basic information for determining whether a premise service is eligible for the insured person; And
And determining whether the insured person is eligible for an ancestor service by referring to the basic information received by the ancestor service server. Receiving a financial product subscription request and a death insurance subscription request from a customer, performing the financial product subscription registration received from the customer, requesting the death insurance subscription to the insurance company terminal, a mutual support service receiving a request for providing a mutual service from the customer A financial product providing system interoperating with a mutual support service including a terminal of a financial institution that transmits the information when a request for information from the server is determined to be eligible for the mutual benefit service for the insured. Regarding the death insurance subscription request received from the financial institution terminal after receiving a death contract from a financial institution terminal that signed a mutual agreement with a mutual aid company and received a financial product subscription request and death insurance application request from a customer, Register the subscription of death insurance for the customer as an insurance contractor, and transmit the information when there is a request for information from the premise service server that receives the request for providing the premature service from the customer to determine whether the premature service is eligible for the insured person. A financial product providing system linked to a mutual support service including an insurance company terminal. When the insured person dies, the client terminal receives a request for performing the mutual aid service for the insured, receives basic information for determining the eligibility of the mutual benefit service for the insured by accessing the mutual aid service computer system, and receives the basic information. And a premise service server for determining whether the insured person is eligible for premature service by referring to information. The method according to any one of claims 4 to 6,
Financial products including a financial product subscription request receiving means for receiving a subscription registration request and an insurance subscription request from a customer terminal for a financial product related to a mutual support service, and an insurance subscription registration request means for requesting an insurance company's terminal to register for death insurance for the insured. An engine terminal;
An insurance company terminal receiving an insurance registration request from the financial institution terminal and performing insurance registration for the insured person; And
A mutual support service server which enters into a mutual agreement with the insurer, and thus, when the insured person dies, is requested to provide mutual assistance service to the insured person, and determines whether the insured person is eligible for the mutual assistance service;
Financial product providing system linked to the premise service, characterized in that it comprises a.
KR1020120052825A 2012-05-18 2012-05-18 Providing method of financial goods coupled with mutual aid service and the system KR20130128796A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110276696A (en) * 2019-05-20 2019-09-24 阿里巴巴集团控股有限公司 Subsidy processing system, method and device based on mutual assistance project
KR102605653B1 (en) * 2022-05-16 2023-11-23 김회원 Method and system for providing after death sensation service

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110276696A (en) * 2019-05-20 2019-09-24 阿里巴巴集团控股有限公司 Subsidy processing system, method and device based on mutual assistance project
KR102605653B1 (en) * 2022-05-16 2023-11-23 김회원 Method and system for providing after death sensation service

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