KR20130082675A - Settlement method and system for the know-how contents transaction - Google Patents

Abstract

PURPOSE: A payment system for transacting know-how content and a payment method are provided to enable a purchaser to pay fees with a division method while confirming the contents of the desired content in a section unit, thereby preventing the purchase of fault content and the financial damage of the purchaser. CONSTITUTION: A purchaser device (40) accesses a relay server (10) and selects predetermined content. The relay server reproduces the first section of the selected content and provides the content to purchaser device. The relay server stops the reproduction of the content at a constant point and generates a first payment event to the purchaser device. When the purchaser device approves the payment for the first payment event, the relay server subsequently reproduces the content that the reproduction is stopped. [Reference numerals] (10) Relay server; (30) Seller device; (40) Purchaser device; (S10) Register know-how content; (S20) Request selection content purchase; (S25) Return and store points; (S30) Provide free selection content intro; (S40) Click an N-th list sale start authentication button; (S45) Click an N-th list purchase completion authentication button; (S50) Deduct an N-th list corresponding amount point; (S55) Provide N-th list calculation amount; (S60) Click an (N+1)-th list sale completion authentication button; (S65) Click an (N+1)-th list purchase completion authentication button; (S70) Deduct an (N+1)-th list corresponding amount point; (S75) Provide (N+1)-th list calculation amount

Description

Payment system and payment method for trading know-how content {SETTLEMENT METHOD AND SYSTEM FOR THE KNOW-HOW CONTENTS TRANSACTION}

The present invention relates to a payment system and a payment method for content transactions, and more specifically, a procedure that may occur in a series of processes for providing know-how content for a fee (content registration / search / execution, guarantee of content content, payment, etc.). The present invention relates to a payment system and a payment method for know-how content trading.

With the development of electronic communication devices such as smart phones and the Internet, various digital contents including MP3 data, voice data, video data, text data and graphic data are actively being disclosed and traded. Some of these contents are publicly available for free, but know-how contents such as entrepreneurship know-how and rare cooking recipes, which include a long time and effort of the creators, may be provided and paid for online or offline.

In order to provide paid content, a payment brokerage system is inevitably required. As one of the secure methods of transacting and paying for content or goods through the Internet, an escrow payment method is widely used.

However, in the case of trading content (hereinafter referred to as 'know-how content') corresponding to intellectual products such as know-how, not goods, the following problems may occur in the payment process if the escrow payment method is applied as it is. have. For example, if a buyer preparing to start a business wants to purchase educational content related to the start-up know-how, the contents of the know-how cannot be disclosed. However, only a part of the content is disclosed. After you have decided, you have to pay the full price.

In the above process, if the seller uploads bad content that has no value as a know-how, the buyer will not be able to confirm whether the purchased content is bad content or good quality content until the user purchases and confirms the content. do. In addition, the increase in the number of bad content sellers who want to take advantage of the purchaser's purchase procedure unfairly profits will eventually hinder the development of the know-how content industry.

The present invention has been made to solve the above problems, the object of the present invention is to purchase the defective content that may be caused by the limitation of the purchase process of the buyer, especially in the trading of content corresponding to intellectual products such as know-how. And to provide a payment system and payment method for the know-how content transactions that can minimize the financial damages caused by this.

In order to achieve the above object, a payment system for trading know-how content according to the present invention includes a seller device for registering know-how content to be sold, know-how content, and the selected know-how content (hereinafter referred to as 'selected content'). Between a purchaser device applying for a purchase of a, the web server is configured to provide a web environment for searching and trading the know-how content and to broker a payment for the selected content.

The mediation server receives and stores a table of contents divided into a plurality of know-how contents to be registered by the seller device; Display the divided contents of the selected content and the amount of each contents to the purchaser device; In the case of trading the selected content divided into the N th table of the plurality of lists, the seller device displays a selling start authentication button for inputting a sale start signal for the N th table, and displays the N th table for the N th table of contents. The purchase completion authentication button for inputting a purchase completion signal is displayed and provided to the buyer device, and the N th table is received from the buyer, provided that both the sale start signal and the purchase completion signal are input to the N th table of contents. It is characterized in that the settlement of the amount corresponding to the processing to be able to continue the transaction of the selected content divided in the N + 1 th table of contents.

According to the payment system and payment method for know-how content trading according to the present invention, the buyer can check the contents of the content desired by the section and pay the fee in a divided manner, in particular, intellectual content such as know-how In the process of trading and paying, it is possible to prevent bad contents that may be caused by the limitations of the purchaser's purchasing procedure and the financial damages of the buyers, and to promote the development of the know-how contents industry. .

1 is a block diagram showing the overall configuration of a payment system for know-how content transactions according to the present invention.
Figure 2 is a block diagram showing the detailed configuration of the mediation server according to the present invention.
Figure 3 is a block flow diagram illustrating the work flow of the payment event generation unit according to the present invention.
4 is a view illustrating a payment event generation and payment approval for each section according to the present invention.
5 is a business flowchart of a payment method for a know-how content transaction according to a third embodiment of the present invention.
6 is an example of a know-how information registration window provided by a mediation server according to a third embodiment of the present invention.
7 is an example of a table of contents input field generated by a mediation server according to a third embodiment of the present invention.

The present invention can minimize the purchase of bad content and the financial damages caused by the limitation of the purchase process of the purchase process, especially in the transaction of content corresponding to intellectual products such as know-how through the divided payment method of the content fee. Disclosed technical features.

In the following, preferred embodiments, advantages and features of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing the overall configuration of a payment system for know-how content transactions according to the present invention, Figure 2 is a block diagram showing a detailed configuration of an intermediary server according to the present invention.

Referring to FIG. 1, a payment system for trading know-how content of the present invention is based on a seller device 30, an intermediary server 10, and a purchaser device 40.

Merchant device 30, intermediary server and buyer device 40 is connected to each other via a communication network 20, the communication network 20 includes both wired and wireless communication network to the Internet network, for example, third generation mobile Examples include telecommunications (3G) networks, fourth-generation mobile communication (4G) networks, WiBro networks, and Wi-Fi networks.

The seller device 30 is a computer device for accessing the intermediary server 10 to register seller information and input and register at least a title and a table of contents for the know-how to be uploaded by the seller or sold offline. The electronic communication device including wired or wireless communication means, a central processing unit (CPU), and a memory for transmitting the sales content-related data to the mediation server 10 is not particularly limited. Representative examples include desktops, smartphones, smart pads, notebooks, netbooks, and PDAs.

The purchaser device 40 accesses the mediation server 10 to register the buyer information, searches for the contents registered in the mediation server 10, selects predetermined content that the user desires, and selects the selected content (hereinafter, A computer device for viewing or executing 'selected content' or for applying for purchase of selected content, comprising: wired or wireless communication means, a central processing unit (CPU), and the like for transmitting content data to the mediation server 10; The type of electronic communication device having a memory is not particularly limited. Representative examples include desktops, smartphones, smart pads, notebooks, netbooks, and PDAs.

Meanwhile, in the above description, the seller device 30 and the purchaser device 40 are separately described and illustrated, but the seller may be a buyer and search for and use content registered by another seller.

The mediation server 10 registers and stores the contents received from the seller device 30 and provides a web environment that helps the unspecified number of users to search and view the contents provided from the plurality of sellers. When a user wants to purchase the content, it functions to determine whether the content meets the buyer's expectations and proceed with payment.

For reference, if you sell content corresponding to intellectual products, such as know-how, for a fee, you cannot disclose all the contents of the contents due to its characteristics, but only a small portion of the contents. There are limitations in the procurement process that require you to pay in full.

The mediation server 10 of the present invention introduces a completely new payment method called the partial payment of the content usage fee, so that bad content that may occur in the process of trading and paying the intellectual content such as know-how and the like and the buyer's Implement a payment function to prevent damage.

Hereinafter, with reference to Figure 2, it will be described in detail the detailed configuration and function for the payment brokerage of the mediation server.

Mediation server 10 according to a preferred embodiment of the present invention is configured to include a content database 12, content execution unit 13, payment event generation unit 14, payment processing unit 15 and the member database 11 do.

The content database 12 corresponds to a component for registering and storing content related information or data including at least titles and tables provided from the plurality of seller devices 30 and providing the same to the seller device 30 when necessary.

The content execution unit 13 displays the title and the table of contents of the selected content on the purchaser device when the purchaser device 40 accesses the intermediary server 10 to select the desired content and requests to view the content. If the selected content is provided in an online form, it is a component that executes the selected content and provides the display to the purchaser device 40. The execution of the selected content may take various forms such as playing a video, playing voice data, turning pages of text, and the like.

Meanwhile, the content traded through the mediation server 10 of the present invention may be various digital contents including MP3 data, voice data, image data, text data, and graphic data, among which know-how and The content corresponding to the same intellectual product is targeted.

In addition, in the case of content that is provided and executed online through the mediation server 10 of the present invention, the content may be provided at least in a time series form, for example, video content, voice content, two or more pages. Text (or graphic) content in the form of a publication may be the subject.

The member database 11 corresponds to a component that registers and stores member information (buyer information and seller information) as a member of an unspecified number who wants to trade content. A member subscriber can be a seller or a buyer.

In detail, the mediation server 10 receives a member (login) ID (ID), a password, an address, an account number for depositing content transaction charges, and a transaction approval code for approving a transaction. Will be saved and registered. Obviously, the input items may be changed according to the service operation format to which the present invention is applied. In this case, the account number and the transaction approval code may be requested in a separate step without request when registering as a member, and may be stored in a separate DB instead of a member DB.

In addition, the purchaser who wants to purchase the content may be configured to deposit a predetermined amount in the intermediary server 10 and convert it to a point to pay using the points accumulated during the purchase of the content. In this case, the buyer information includes point information previously stored in the mediation server 10, and the point information may also be stored and managed in the member database 11.

The payment event generation unit 14 of the mediation server 10 divides the playback section of the selected content into at least three or more sections when executing the selected content requested by the purchaser device 40 to view the payment event for each section. Corresponding to the configuration unit that generates and determines the continuation and end of playback of the selected content according to the selection of the purchaser device 40 for the payment event. Payment event generation unit 14 is one of the key features of the present invention will be described in detail later.

When the payment processing unit 15 of the mediation server 10 finally plays back the content requested by the particular purchaser device 40 to finish reading, the payment processing unit 15 pays the fee generated by the execution of the selected content to provide the selected content. Corresponds to the component that processes payment to the seller for the settlement amount.

Hereinafter, the payment event generating unit and the payment processing unit will be described in detail with reference to FIGS. 3 and 4.

Figure 3 is a block flow diagram illustrating the work flow of the payment event generation unit according to the present invention, Figure 4 is a view for explaining the generation of payment events and payment approval for each section according to the present invention.

Referring to FIG. 3, first, the purchaser device 40 accesses the mediation server 10 to select predetermined content and requests execution of the selected content (hereinafter referred to as 'selected content') (S10). For reference, execution of the selected content may take various forms such as playing a video, playing voice data, turning pages of text, etc., hereinafter, referred to as "playing of content".

The mediation server 10 that has been requested to execute the selected content starts playback of the first section of the selected content and provides the display on the monitor of the purchaser device 40 (S20).

The payment event generator 14 of the mediation server 10 stops the playback of the selected content at a predetermined time (preferably at the end of the first section) during the playback of the selected content. To generate a first payment event (S30).

The first payment event is a request for a purchaser who has viewed the first section free of charge and whether the next section (hereinafter referred to as 'second section') of the selected content is subsequently viewed. If the view is accepted at the payment event, the content corresponding to the second section is reproduced and displayed after the first section.

At this time, when the first payment event occurs, the mediation server 10 requests the purchaser device 40 to pay the fee for the disclosure of the contents for the second section (that is, play the second section) as shown in FIG. 4 (S40). In response to the request, the purchaser device 40 displays the popup window 16 on which the payment approval button 17 is displayed so that the purchaser device 40 can input a payment acceptance signal.

In addition, the pop-up window 16 may further provide a purchase end button (not shown) together with the payment approval button 17, and the purchase end button notifies the purchaser that the buyer will not view the corresponding content anymore. Function to enable input to the mediation server (10).

On the other hand, the pop-up window 16 in which the payment approval button 17 is displayed may further include a fee for using the fee for reproducing the second section (for example, "200 points (P) deduction".

As such, when the first payment event occurs at the end of playback of the first section, when the purchaser device 40 rejects the payment for the first payment event (that is, the user clicks the end purchase button), the mediation server 10 generates the first payment event. The playback of the selected content is finally terminated without going from the first section to the second section (S120).

When the purchaser device 40 accepts the payment for the first payment event (i.e., clicks the payment approval button), the mediation server 10 subsequently plays the selected content suspended in the first section (i.e., Playback of two sections) (S50).

When the playback of the second section is started by the purchaser device 40 accepting the payment for the first payment event of the first section, the mediation server 10 performs a predetermined time (preferably the second of the second section of the selected content). At the end of the interval playback, the playback of the selected content is stopped and a second payment event is generated to the purchaser device 40 (S60).

As with the first payment event described above, the second payment event requests the buyer who paid the fee for the second section and then reads the next section (hereinafter referred to as 'third section') of the selected content. In operation S70, if the purchaser device 40 accepts the reading at the second payment event (that is, clicks the payment approval button), the content corresponding to the third section is displayed after the second section. S80)

If the purchaser device 40 rejects the payment for the second payment event (that is, clicks on the purchase end button), the mediation server 10 does not move from the second section to the third section and plays the selected content. Will be finally terminated. (S120)

As described above, the mediation server 10 of the present invention divides the playback section of the content into at least three or more N sections, and for each section specific time point (preferably, each section end point) during the playback of the selected content. Generating a first payment event, a second payment event, a N-th payment event (S90), and reproducing the selected content according to whether to accept the payment from the purchaser device 40 for the corresponding payment event. And determine to continue and terminate.

Therefore, if the purchaser accepts payment from the last payment event, that is, the N-1th payment event, generated in the process of using the specific content, the mediation server automatically plays the content after finishing the playback of the Nth section (S110). The final termination (S120) and enters the payment settlement and payment step. (S130)

Here, the number of division sections of the specific content (that is, the number of payment events that occur) may be arbitrarily set by the seller who provided the corresponding content. For example, if the fee required to receive the entire contents of one content is 1,200 won, and the content is divided into four sections and a total of three payment events are generated, the payment approval button ( 17) can be configured to deduct as many points as 400 won (1200 won / 3) each.

Through the above process, when the playback of the selected content is finally terminated, paying the settled point for payment events accepted by the buyer for the selected content and paying the settled amount to the seller of the selected content ( S130).

For reference, the final end of the play of the selected content may be when the buyer is forced to exit the purchase button in a certain section (for example, the second billing event occurrence section) without playing the content to the end, or the buyer pays all the bills. It may be the case that payment of the event is accepted and the content is completely played.

In any case, when the playback of the selected content is finally terminated (S120), the payment processing unit 15 of the mediation server 10 adds points corresponding to payment events for which payment approval has been generated, and the corresponding content seller. The payment is made to the payment account registered in the mediation server 10. (S130)

Meanwhile, in the above description, the contents provided through the mediation server 10 are described and illustrated so that all of the contents and the contents corresponding to the contents are provided in the form of digital data and provided by upload-download on-line. In particular, when trading the know-how content, the title and the table of contents of the know-how contents which the seller intends to sell are provided online, and the contents corresponding to the table of contents are provided in the form of off-line lectures. Application or modification of the payment system is possible.

For example, suppose that the seller "A" wants to trade the know-how contents in the form of a paid offline lecture by constructing a know-how for "operating a chicken house" every three hours and a week.

In this case, "A" is connected to the intermediary server 10 through the seller device 30 used by the user, and inputs and registers a title and a table of contents for the know-how to be sold by the user. Register by entering the price and total price for each table of contents (ie, offline training or lecture).

In addition, the mediation server 10 registers and stores the title, table of contents and price of the know-how content received from the seller device 30 as described above, and provides a web environment for searching and trading the registered know-how content. Through the configuration and function, payment for the corresponding know-how contents is brokered.

Here, the buyer who wants to open a new chicken house is connected to the mediation server 10 through the purchaser device 40 and selects the content registered by the seller "A" under the title of "chicken house management know-how" (hereinafter, Assume that the content is called "selected content."

In this case, the content execution unit 13 of the mediation server 10 displays the title, the table of contents and the price of the selected content on the purchaser device 40, and the payment event generation unit 14 of the mediation server 10. Divides the table of contents of the selected content into at least two or more N sections.

For reference, "N-division division of the contents of the selected contents" means that the contents of the "chicken house management know-how contents" are "1. Title and overview, 2. Local selection know-how, 3. Store management know-how, 4. Employees" Suppose it consists of operational know-how, 5.distribution / management know-how, 6.recipe know-how ", and set each table of contents into one section and divide it into six sections or divide each table into two sections. It means to divide into sections. The number of divisions can be arbitrarily set by the seller.

The payment event generator 14 of the mediation server 10 sequentially generates at least N-1 payment events as time passes. The passage of time means various time intervals such as one day, two days, and twelve hour units as described above. The time interval may be arbitrarily set by the seller in consideration of his / her offline lecture period. For example, in the case of a know-how content transaction consisting of 3 hours and 7 days every day, the midnight 12:00 may be the time.

As described above, a predetermined payment event is generated, and the continuation and termination of the transaction for the selected content is determined according to whether the payment from the purchaser device 40 is accepted for the generated payment event.

That is, during the sequential occurrence of the N-1 payment events, the buyer device 40 generates the next payment event when the payment is accepted in any one payment event, and the buyer device 40 in one payment event. If the payment is rejected, the transaction for the selected content is terminated.

And at the end of all N-1 payment events for the selected content, or at the end of the transaction due to the payment refusal of the buyer device at any one payment event, the payment is accepted by the buyer device 40 for the selected content. An online-offline linked transaction of the know-how content is finally completed by paying the settlement amount for payment events and paying the settlement amount to the seller of the selected content. The amount settlement and payment may be implemented through the payment processing unit 15 of the mediation server 10, and may be made in a point deduction method as shown in the embodiment of FIG. 3.

On the other hand, if the amount of money (that is, points) deposited in the mediation server 10 after the end of the above-described know-how content transaction is left, it can be configured to convert the money to the buyer as well.

In the above description, "The first embodiment: a payment system and method for the transaction of content, in which both the table of contents and contents are produced in the form of digital data and provided by the upload-download method on-line," and "the second embodiment. : "Payment system and method for trading know-how contents that provide the title and the table of contents online and the contents corresponding to the table of contents in the form of off-line lectures".

5 is a flowchart illustrating a payment method for a know-how content transaction according to a third embodiment of the present invention. FIG. 6 is an example of a know-how information registration window provided by a mediation server according to a third embodiment of the present invention. 7 is an example of a table of contents input box generated by a mediation server according to a third embodiment of the present invention.

Hereinafter, the title and the table of contents are provided online and the contents corresponding to each table of contents are provided in the form of lectures in the offline (Off-Line) manner in trading know-how contents as in Embodiment 2 with reference to FIGS. 5 to 7. However, the third embodiment further includes a seller certification and a buyer certification in a transaction process for each table of contents.

Since the basic configuration of the payment system and the payment method for the know-how content transaction according to the third embodiment is the same as the second embodiment, the differences and features will be described in detail below.

The content database 12 of the third embodiment further stores at least the number of divisions for the know-how content to be registered by the seller device 30 and information on the divided contents.

The content execution unit 13 of the third embodiment displays and provides at least the divided number, the divided table of contents and the total price (or the price for each table of contents) for the selected content selected by the purchaser device 40.

The payment event generation unit 14 of the third embodiment sequentially provides the sale start authentication button to the seller device 30 and the purchase completion authentication button to the purchaser device 40, and the sale start authentication button at each step for each table of contents. And the continuation and termination of the transaction under the condition that both the purchase completion authentication button is clicked and input, executes sequential transaction and payment for each content unit of the selected content.

The payment processing unit 15 of the third embodiment calculates an amount corresponding to the Nth table of contents from the buyer, provided that the sale start authentication button and the purchase completion authentication button are both clicked at each step of the table of contents. Run the function.

Looking at the business flow for know-how content trading and payment according to the third embodiment of the configuration as described above are as follows.

First, a seller who wants to sell a predetermined know-how content registers the know-how content in an intermediary server through a seller device 30 (S10). For reference, the know-how content to be traded in the third embodiment is preferably provided online with the title and table of contents as in the second embodiment, and the contents corresponding to each table of contents are in the form of off-line lectures. It is intended to provide.

When the seller device accesses the intermediate server to register the know-how content, the seller device inputs a table of contents divided into a plurality of know-how contents to be registered. In this case, as shown in FIG. Includes input fields for entering information such as training area / learning area 62, training time 64, minimum (or maximum) number of students 63, division method 65, and payment method 66, etc. It can be configured to provide a know-how information registration window (50). For reference, in FIG. 7, an input field for the above information is generated in the basic information 60 category of the know-how information registration window 50.

The training time 64 displayed on the know-how information registration window 50 is a field for inputting the total training time of the know-how content to be registered and / or the training time for each table of contents, and the payment method 66 for each divided table of contents. This field is used to receive a price (ie, per session).

In particular, the division method 65 is an input field for designating the number of division of know-how contents to be registered, and is selected and designated among a plurality of division methods (ie, four divisions and eight divisions) as shown in FIG. 6. Alternatively, the seller may be configured to input the divided number arbitrarily.

As such, when the number of divisions is specified through the division method 65 input field of the know-how information registration window 50, the mediation server 10 divides the table of contents fields 71 to 75 by the number specified in the division method input field as shown in FIG. By providing the to allow the seller device 30 to input the table of contents divided into a number of know-how content to register. For reference, in the case of FIG. 7, the table of contents input fields 71 to 75 are generated in the education information 70 category of the know-how information registration window 50.

Here, the know-how content divided into at least one table of contents field (preferably, the first table of contents field 'free training 71' in FIG. 7 as the first table of contents field) is an introduction part of know-how content (INTRO). It is configured to intervene in the content of education that is provided free of charge to content purchase applicants. In addition, the remaining contents fields 72 to 75 except for the free contents table 71 are provided for each contents unit of education and payment system, and describe the contents of education provided for a fee.

When the seller completes the registration of the predetermined know-how content as described above, the corresponding know-how content guides the search and purchase of the registered know-how content through the web environment provided by the mediation server.

When the purchaser device 40 accesses the mediation server 10 to select predetermined content and applies for the purchase of the selected content (hereinafter referred to as 'selected content') (S20), the mediation server divides the selected content. Request payment for the total combined amount of each table of contents. As a payment method, various known methods such as credit card and bank transfer can be adopted.

When payment for the selected content is completed, the mediation server converts it to a point form and pays it to the buyer, and the buyer who has received the point can complete the application for purchase of the selected content using the point.

When the purchase application for the selected content is completed, the mediation server obtains and stores the points corresponding to the total price of the selected content from the buyer (S30).

When the purchase application (S20) and the point storage (S25) are completed in the selected content, sequential transactions and payment for each table of contents for the selected content are performed.

At this time, the first selected content is provided by the seller in the first contents field 71 when registering the know-how content (that is, in the case of FIG. The divided optional content is provided to the buyer free of charge.

Once the free offering of some of the optional content (i.e. the introductory part) is completed, the transaction for the Nth table of contents (the second table of contents 72 in FIG. 7 'utilize any tool') begins, with the Nth table of contents A start signal for selling is received from the seller device.

The selling start signal for the Nth table of contents means that when there is a buyer who is willing to continue to purchase the selected contents described in the second table of contents 72 after the provision of the selected contents described in the first table of contents field 71 is completed, This means that the second contents 72, that is, the intention of providing the selected contents divided into the Nth contents (that is, offline education / lecture) are transmitted to the intermediary server for authentication.

Preferably, the intermediary server provides an authentication button indicating the sales start signal of the N th table 72 to the seller device in the form of an icon, and the seller provides the N th table 72 with the seller device. By clicking the start selling authentication button, the start selling signal for the Nth table of contents 72 can be transmitted to the intermediary server.

After the sale start signal is input for the selected content divided into the Nth table of contents and the provision of the selected content via offline (training / lecture) is completed, the buyer inputs the purchase completion signal for the Nth table of contents to the mediation server. do.

Here, the purchase completion signal for the N-th table of contents, like the sale completion signal, the mediation server provides an authentication button indicating the purchase completion signal for the N-th table of contents on the buyer device in the form of an icon, and the buyer provides the buyer device. By clicking the purchase completion authentication button for the N-th table through the purchase completion signal for the N-th table can be transmitted to the intermediary server.

As described above, when the mediation server receives both the sale start signal and the purchase completion signal for the Nth table of contents (ie, the second table of FIG. 7), the purchaser receives points corresponding to the Nth table of contents for the buyer. Subtract the payment (S50), pay the amount corresponding to the deducted point to the seller (S55), and then proceed with the transaction of the selected content divided in the N + 1 th table 73 of the selected content. Should be handled.

The transaction of the selected content divided in the N + 1 th table 73 refers to the provision of offline education / lecture and payment for the 'law to become an employee' described in the third table 73 in the case of FIG. . The transaction brokerage for the N + 1 th table 73 is performed by repeating the same process as the transaction brokerage for the N th table 72 described above.

That is, when the transaction proceeds with respect to the selected content divided in the N + 1 th table 73, the mediation server receives an input (S60) from the seller device for a start signal for selling the N + 1 th table 73, Upon completion of the transaction of the selected content divided in the N + 1th table of contents (73) (i.e., the completion of offline training / lecture on 'how to become an practitioner'), purchase of the N + 1st table of contents (73) is completed. The signal is received from the purchaser device (S65). Here, the input of the sale start signal and the purchase completion signal for the N + 1 th table of contents may be achieved by providing the seller device and the purchaser device with the authentication button generated in the form of an icon as described above.

Then, when both the sale start signal and the purchase completion signal for the N + 1 th table 73 are input, the mediation server setstles the amount corresponding to the N + 1 th table (that is, deducts points for the buyer (S70). ) And the settlement amount payment to the seller (S75)), and then continue the transaction of the selected content (i.e., 'application' in FIG. 7) divided in the N + 2 th table 74 of the selected content. Process to proceed.

When the transaction and settlement of the selected content is completed in the same manner as described above with respect to the selected content divided into the N + 2th table of contents 74, the "N + 3rd table of contents 75, the N + By sequentially repeating the same process for the fourth table of contents, the last table of contents, the sequential transactions and the settlement of the contents of the selected contents are performed.

In the case of FIG. 7, the fifth table of contents 75 'I am the designer' corresponds to the last table of contents. When the transaction and settlement of the fifth table of contents 75 are completed, all transactions for the selected contents are finally terminated.

On the other hand, if the buyer terminates the transaction in the middle table (eg, the third table 73) without proceeding to the last table in the transaction of the selected content, the remaining points for the remaining table of contents are converted into money. Of course it can be configured to exchange money.

In addition, the third embodiment according to the preferred embodiment of the present invention is provided that both a sale start signal and a purchase completion signal are input to the Nth table of contents, and when the two conditions are satisfied, the Nth table of contents from the buyer is satisfied. It is configured to settle the amount corresponding to, and then proceed with the transaction of the selected content divided in the N + 1 th table of contents, of course, even if configured as follows it can be achieved the object of the present invention.

That is, by omitting the configuration of the above-described input of the sale start signal or the sale start authentication button, when the transaction of the selected content divided into the Nth table of contents is completed, only the purchase completion signal for the Nth table of contents is inputted. The amount of money corresponding to the Nth table of contents may be settled for the buyer, and then the transaction of the selected content divided into the N + th table of contents may be continued.

As described above, according to the payment system and payment method for the know-how content trading of the present invention, the buyer can check the content of the desired content by section and pay the fee in a divided manner, in particular know-how In the process of trading and paying for such intellectual content, there is an excellent effect of preventing the inferior content that may be caused by the limitation of the purchaser's purchasing procedure and the financial damage of the buyer.

While the preferred embodiments of the present invention have been described and illustrated above using specific terms, such terms are used only for the purpose of clarifying the invention, and it is to be understood that the embodiment It will be obvious that various changes and modifications can be made without departing from the spirit and scope of the invention. Such modified embodiments should not be understood individually from the spirit and scope of the present invention, but should be regarded as being within the scope of the claims of the present invention.

10: Mediation Server 11: Member Database
12: Content Database 13: Content Execution Section
14: payment event generation unit 15: payment processing unit
16: pop-up window 17: payment approval button
20: communication network 30: seller device
40: buyer device 50: know-how information registration window
65: Split method input field

Claims (9)

Between a seller device for registering know-how content to be sold and a purchaser device for selecting the know-how content and applying for the purchase of the selected know-how content (hereinafter referred to as 'selected content'), An intermediary server that provides a web environment and mediates payment for the selected content,
Receiving and storing a table of contents divided into know-how contents to be registered by the seller device;
Display the divided contents of the selected content and the amount of each contents to the purchaser device;
Displaying a purchase completion authentication button for inputting a purchase completion signal for the Nth table of contents to the purchaser device when the transaction of the selected content divided into the Nth table of the plurality of tables is completed;
Under the condition that the purchase completion signal is input to the Nth table of contents, an amount corresponding to the Nth table of contents is settled for the buyer, and the transaction of the selected content divided in the N + th table of contents is continued. Payment system for know-how content transactions, characterized in that the processing so that.
The method according to claim 1,
Providing a start-up authentication button to the seller device for inputting a start-selling signal for the N-th table at the beginning of a transaction of the selected content divided into the N-th table among the plurality of tables,
The amount corresponding to the Nth table of contents is settled for the buyer, provided that both the sale start signal and the purchase completion signal are input to the Nth table of contents, and is divided into the N + 1st table of contents. Payment system for know-how content transactions, characterized in that the processing to continue the transaction of the selected content.
The method of claim 2,
In order to trade the selected content divided into the N + 1 th table of contents, the start-up authentication button for the N + 1 th table is displayed to the seller device, and the purchase completion of the N + 1 th table of contents is completed. Displaying the authentication button to the buyer device to provide a settlement system for the know-how content transaction, characterized in that for brokering the sequential transactions and payment for each content unit of the selected content.
The method according to claim 1,
When the purchaser device requests to purchase the selected content, the mediation server receives the total amount of the sum of the amounts of the divided contents of the selected content in advance and stores them in the form of points.
When the purchaser device clicks the corresponding purchase completion authentication button displayed for each table of contents, the amount corresponding to the table of contents is subtracted from the storage point and paid to the seller. Payment system for trading know-how content, characterized in that the settlement.
The method according to claim 1,
The mediation server provides a division method input field for designating the number of divisions of the corresponding know-how content, and provides a table of contents field divided by the number specified in the division method input field to provide a plurality of know-how contents to be registered by the seller device. Input the divided table of contents,
The know-how content divided into the first table of contents among the plurality of table of contents field payment system for the know-how content transaction, characterized in that configured to be provided free of charge.
Between a seller device for registering the know-how content to be sold and a purchaser device for selecting the registered know-how content and applying for the purchase of the selected know-how content (hereinafter referred to as 'selected content'), an intermediary server selects the selected content. As a payment method for know-how content transactions that broker payments,
The intermediate server,
Receiving and storing a table of contents divided into a plurality of contents for know-how contents to be registered by the seller device;
Receiving a request for purchase of the selected content from the purchaser device;
Receiving a purchase completion signal for the Nth table of contents from the purchaser device when the transaction of the selected content divided into the Nth table of contents is completed; And
Upon receiving the purchase completion signal for the Nth table of contents, the purchaser may settle an amount corresponding to the Nth table of contents for the buyer, and then proceed with a transaction for the selected content divided in the N + th table of contents. The payment method for a know-how content transaction, characterized in that it comprises a.
The method of claim 6,
Receiving a start signal for selling the N-th table of contents from the seller device at the start of a transaction of the selected content divided into the N-th table of the plurality of tables of contents;
The amount corresponding to the Nth table of contents is settled for the buyer, provided that both the sale start signal and the purchase completion signal are input to the Nth table of contents, and is divided into the N + 1st table of contents. A method of payment for a know-how content transaction, characterized in that to proceed with the transaction for the selected content.
The method of claim 7, wherein
Receiving a start signal for selling the N + 1 th table of contents from the seller device when the transaction for the selected content divided into the N + 1 th table of contents is started;
Receiving a purchase completion signal for the N + 1 th table of contents from the purchaser device when the transaction of the selected content divided into the N + 1 th table of contents is completed; And
Upon receiving both the sale start signal and the purchase completion signal for the N + 1 th table of contents, the amount corresponding to the N + 1 th table of contents is settled for the buyer, and the selection divided into the N + 2 th table of contents is selected. And subsequently proceeding with the transaction for the content.
The method of claim 7, wherein
The selling start signal and the purchase completion signal, the corresponding signal is input when clicking the authentication button provided in the form of an icon, respectively.

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