KR20130069234A - Prepaid card module, pay terminal of that and pay method thereof - Google Patents

Abstract

PURPOSE: A traffic card module, a terminal charging the same, and a control method thereof are provided to perform charging to an ear microphone jack included in a terminal and to perform charging without a PC for small sum payment. CONSTITUTION: An ear microphone jack(210) performs an audio input/output function and a communication unit(260) performs a communication function. An information storage unit(230) stores number and command information corresponding to a DTMF(Dual Tone Multi Frequency) signal and a control program. A data converting unit(220) converts a charging request control signal into the DTMF signal to output the same through the ear microphone jack or converts the DTMF signal into a control signal. If the amount of charging money for a traffic card module is received, a control unit(240) outputs a charging request control signal to the data converting unit. [Reference numerals] (220) Data converting unit; (230) Information storage unit; (240) Control unit; (250) Display unit; (260) Communication unit; (270) Security processing unit; (280) Input unit

Description

Prepaid card module, Pay terminal of that and Pay method

The present invention relates to a prepaid transportation card module, and more particularly, to a transportation card module for use in getting on and off trains, buses, railways, etc., a terminal for charging the same, and a control method thereof.

Currently, when using transportation such as buses, taxis, trains and highway highpasses, transportation cards such as prepaid or postpaid cards are used as a means of payment.

In this case, in order to use the prepaid card, the prepaid card must be charged in advance. For this purpose, the user must pay cash or the equivalent in advance, and charge it using a mandatory / unattended charger.

Conventional prepaid cards may not be used unless the amount is charged in advance, or even if they are charged, the remaining amount available for the prepaid card may be inconvenient to use normally.

On the other hand, RFID (Radio Frequency Identification) system, which is based on transmitting and receiving information through short-range wireless communication using radio frequency, uses wireless communication in various fields such as payment management, document management, logistics management, identity verification, and document authentication. It is widely used as a system for transmitting and receiving predetermined information, and its range of use is gradually widening.

Such an RFID system basically includes a transponder in which information is recorded and an RF reader which reads the information recorded in the transponder through wireless communication, and the transponder is an IC chip which is an integrated circuit capable of recording information. (Smart chip) and the RF antenna to allow the smart chip to communicate wirelessly with the RF reader.

Smart chips used in RFID systems can be classified into contact smart chips, contactless smart chips, and contact / contactless smart chips, depending on how data is read and written. Contact smart chip is a chip operated by contact of smart chip contact with contact of interface device, and contactless smart chip is powered by RF antenna to drive smart chip and induces electromagnetic communication for communication with interface device. It is a chip using a method, and a contact / contactless smart chip is a smart chip that supports both contact and contactless functions, for example, a combination chip.

In general, since a payment function is realized by wireless communication through an RF antenna between a traffic card collector which is an RF reader, the applied smart chip is contactless or contact / contactless, and is provided with an RF antenna.

The most common type is a contactless smart chip and RF antenna embedded in a plastic card shaped like a credit card. This type of transportation card is equipped with a charger (a kind of RF reader) that has a charge function to charge money. Visit the charging station.

As the transportation card is settled as a transportation fare payment method, its function is gradually expanding. Recently, smart chips are equipped with contact / contactless smart chips (eg, combi chips) and smart including USB interface (Universal Serial Bus Interface). By connecting the chip and the internet communication terminal (e.g., an internet-enabled personal computer) to communicate with each other via USB, a USB integrated transportation card can be charged which can be used to charge a transportation card via the Internet and make small payments online and offline. It is marketed.

Such a USB integrated transportation card is connected to a USB port provided in the user's personal computer (PC) without visiting the charging station, and has a function to charge money over the Internet.

Conventional USB integrated transportation card is a new technology compared to a general prepaid transportation card, but can be charged only in a personal computer that can be micropayment by using an authorized certificate or other means, it is inconvenient to charge while on the move.

The technical problem of the present invention is to solve the conventional inconvenience, the user can be charged a small amount of money while on the move or a personal computer capable of making a small payment, a terminal for charging it and a control method thereof To provide.

In addition, it is to provide a transportation card module that can be charged in a convenient and simple way, a terminal for charging it and their control method.

Terminal according to one feature of the present invention for achieving the technical problem,

Receiving the charge amount from an external server that manages the charge terminal to control to charge the transportation card module,

An ear microphone which performs an audio input / output function;

A communication unit performing a communication function;

An information storage unit for storing command and numeric information corresponding to the control program and the DTMF signal;

A data conversion unit for converting a control signal for charging the corresponding charging amount into a DTMF signal and outputting it through the ear microphone jack or converting a DTMF signal input through the ear microphone jack into a predetermined control signal;

And a control unit for outputting a charge request control signal for charging the corresponding charged amount to the data converting unit when the charged amount for charging the transportation card module is received from the server through the communication unit.

A display unit for displaying information;

An input unit for inputting information;

Further comprising a security processing unit for processing security with the traffic card module,

The control unit displays payment information on the display unit, receives information necessary for payment through the input unit, connects to the server to settle the charge amount, and receives a charge completion control signal indicating that charging is completed from the transportation card module. The electronic device may delete the charge request control signal for charging the temporarily stored charge amount.

Transportation card module according to the characteristics of the present invention for achieving this technical problem,

A traffic card module for receiving a charge request control signal containing a charge amount from a terminal,

An ear microphone which performs an audio input / output function;

An information storage unit for storing command and numeric information corresponding to the control program and the DTMF signal;

Refer to the information storage unit, and receives the DTMF signal through the ear microphone jack to convert the charge request control signal to charge a predetermined amount of charge or convert the charge completion control signal into a DTMF signal to the terminal through the ear microphone jack An output data conversion unit;

Balance information storage unit for storing the balance information,

A charging processing unit which charges the balance amount to the balance information storage unit according to a charge request control signal for charging a predetermined charge amount received by the terminal, and outputs the charge completion control signal to the data conversion unit when charging is completed. Include.

A module information storage unit for storing information of the traffic card module;

A security processing unit for processing security with the terminal;

The apparatus further includes a transaction processing unit which receives the transaction value processing of an external traffic terminal, provides balance information of the transportation card module information and the balance information storage unit, and stores information from which the transaction amount is deducted, in the balance information storage unit.

A control method of a terminal according to a feature of the present invention for achieving the above technical problem,

A control method of a terminal for receiving a charge amount from an external server managing charge and controlling the transportation card module to charge a predetermined amount,

Receiving a charge amount for charging the traffic card module from the server through the communication unit;

Generating, by the controller, a charge request control signal to charge the charged amount;

Converting, by a data conversion unit, a charge request control signal for charging the charged amount into a DTMF signal;

And transmitting the converted DTMF signal to an external traffic card module through an ear microphone jack.

 When the message signal that the charging is completed from the transportation card module is received, the control unit further comprises the step of deleting the charge request control signal to charge the charge amount stored temporarily.

The control method of the traffic card module according to one feature of the present invention for achieving the technical problem,

As a control method of a traffic card module for receiving a charge request control signal containing a charge amount from a terminal,

Receiving a DTMF signal at the terminal through an ear microphone;

Converting, by a data conversion unit, the DTMF signal into a charge request control signal for charging a predetermined amount of charge;

Recording, by the charge processing unit, the corresponding amount in the balance information storage unit;

Outputting, by the charging processor, a charging completion control signal when recording is completed;

And converting, by the data conversion unit, the charging completion control signal into a DTMF signal.

Receiving a request for processing a transaction amount of an external traffic terminal;

The transaction processing unit further comprises providing the balance card information of the traffic card module information and the balance information storage unit, and storing the information in which the transaction amount is subtracted from the balance information storage unit.

As described above, according to the embodiment of the present invention, the user can charge a predetermined amount even when there is no personal computer capable of making small payments or while moving, and also charges with the ear microphone jack provided in the terminal in a convenient and simple manner. This is possible.

In addition, the transportation card module of the present invention can perform the charging function using the terminal without passing through the charging station. In addition, by using the ear microphone jack of the terminal as an interface, it is possible to stably transmit data, and to ensure low power consumption and mechanical durability. Unlike conventional technologies, the ear microphone jack of the terminal is used without changing hardware. Since it can be mass-produced at a low price, it is also easy to commercialize the present invention.

1 is a schematic diagram illustrating a connection relationship between a traffic card module, a terminal, and a peripheral device according to an exemplary embodiment of the present invention.
2 is a block diagram of a terminal according to an embodiment of the present invention.
3 is a diagram illustrating an example of a DTMF signal.
4 is a block diagram of a traffic card module according to an embodiment of the present invention.
5 is a flowchart illustrating a control method of a terminal and a traffic card module according to an exemplary embodiment of the present invention.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein.

In order to clearly illustrate the present invention in the drawings, parts not related to the description are omitted. Like parts are designated with like reference numerals throughout the specification. When a part is connected to another part, this includes not only a direct connection but also a connection between other components in between.

1 is a schematic diagram illustrating a connection relationship between a traffic card module, a terminal, and a peripheral device according to an exemplary embodiment of the present invention.

Referring to FIG. 1, a server 110, a traffic terminal 300, a terminal 200, and a traffic card module 400 are provided.

The server 110 includes a database 120 and manages charging information in association with an external financial institution system or an authorized certification management institution.

The server 110 may be a server that manages a current traffic card.

The traffic terminal 300 is a terminal provided in a train station or a bus, and deducts a predetermined amount when contacting various traffic cards or the traffic card module 400.

The terminal linked with the server will be described in detail as follows.

2 is a block diagram of a terminal according to an embodiment of the present invention.

Referring to Figure 3, the terminal according to an embodiment of the present invention,

Receiving the charge amount from an external server that manages the charge terminal to control to charge the transportation card module,

An ear microphone 210 having an audio input / output function; A communication unit 260 performing a communication function; An information storage unit 230 for storing commands and numeric information corresponding to the control program and the DTMF signal; The data conversion unit converts a charge request control signal for charging the corresponding charge into a DTMF signal and outputs it through the ear microphone jack, or converts a DTMF signal input through the ear microphone jack into a predetermined control signal. Part 220; A control unit 240 for outputting a charging request control signal for charging the corresponding charging amount to the data conversion unit when the charging amount for charging the transportation card module is received from the server through the communication unit; A display unit 250 for displaying information; An input unit 280 for inputting information; It includes a security processing unit 270 for processing security with the traffic card module 400, the control unit 240 displays the payment information on the display unit 250, necessary for payment through the input unit 280 The terminal receives the information and accesses the server to pay the charge amount, and when the charge completion control signal indicating that the charge is completed is received from the transportation card module 400, deleting the charge request control signal to charge the temporarily charged money amount. It is characterized by.

The ear microphone 210 has an audio input / output function, which may be divided into an ear jack and a microphone jack according to a model of the terminal, and the ear microphone jack 210 of the present invention may be separated into an ear jack and a microphone jack. do.

In the present invention, 16 characters such as 0, 1, 2, 3, 4, 5, 6, 7, 8, 9, a, b, c, d, e, and f are identified for each frequency of the signal output from the ear microphone jack. In one embodiment of the present invention, DTMF (Dual Tone Multi Frequency) widely used in the communication field may be used. If you do not use DTMF, you can define a separate frequency. Referring to FIG. 3, DTMF is a signal generated when a button of a general telephone is pressed and sent to a telephone station, and includes 0, 1, 2, 3, 4, 5, 6, 7, 8, 9, a, b, c, Sixteen frequencies are defined to transmit d, *, and #.

 In the United States and many other countries, this phone, which replaced the dial phone, is called a touchtone phone or an electronic phone. In a telephone with DTMF, each key of the telephone you press produces two notes with a specific frequency. Thus, one voice is a note belonging to a high frequency and the other is a note belonging to a low frequency so that the voice cannot mimic the note. The frequency of the signal generated when the button of the touch tone telephone is pressed is shown in FIG. 3.

Referring to the table of Figure 3, by pressing the actual telephone number through the keypad portion of the touch tone phone to generate and transmit a corresponding DTMF tone, the DTMF tone corresponding to the telephone number through the microphone of the telephone of the touch tone telephone There is no difference between typing.

4 is a block diagram of a traffic card module according to an embodiment of the present invention.

Referring to Figure 4, the traffic card module according to an embodiment of the present invention, a traffic card module for receiving a charge request control signal containing a charge amount from the terminal, the ear jack jack 410 that performs an audio input and output function; An information storage unit 430 for storing commands and numeric information corresponding to the control program and the DTMF signal; Refer to the information storage unit, and receives the DTMF signal through the ear microphone jack to convert the charge request control signal to charge a predetermined amount of charge or convert the charge completion control signal into a DTMF signal to the terminal through the ear microphone jack An output data converter 420; A balance information storage unit 460 for storing balance information; A charging processor configured to charge the balance information storage unit according to a charge request control signal for charging a predetermined charge amount received by the terminal, and output the charge completion control signal to the data conversion unit when charging is completed; 440); A module information storage unit 470 for storing information of the traffic card module; A security processor 450 for processing security with the terminal; A transaction processing unit 480 that receives a transaction value processing request from an external traffic terminal, provides balance information of the transportation card module information and the balance information storage unit, and stores information deducted from the transaction amount in the balance information storage unit; do.

The traffic card module 400 according to the present invention has a built-in power supply unit 490 and supplies power only when connected to the ear microphone jack 210 of the terminal 200 in order to efficiently manage power. In addition, the transaction processing unit 480 may be provided with an RF antenna that is connected to the smart chip as a smart chip having a contact / contactless function to realize the contactless function of the smart chip.

As the contact / contactless smart chip, for example, a well-known combination chip operating as both contact and contactless is used. The reason why the contact / contactless smart chip is applied as a smart chip to the traffic card module of the present invention is to connect the RF antenna to an antenna terminal among the terminals of the smart chip, thereby contactless function through RF communication with the RF reader (eg, a traffic card). Function), as well as to enable contact communication between the smart chip and the communication terminal when the control unit according to the present invention is connected to the contact terminals of the smart chip.

The RF antenna is a conventional RF antenna that allows a smart chip to communicate with an RF reader (eg, a toll collector, etc.), and has a characteristic of wirelessly communicating with an RF reader in, for example, a 13.56 MHz frequency region. It is a loop type RF antenna.

The ear microphone 210 is a connection interface standard that is most widely used for connecting an earphone or a microphone to a computer or a mobile communication terminal, and has a function of allowing a communication card module according to an embodiment of the present invention to communicate with the terminal. Run

The terminal 200 connected to the traffic card module 400 according to the present invention may generate a DTMF tone by driving firmware software or an application installed therein, and may transmit a control signal required for the traffic card module. At the same time, the software can recognize DTMF tones and recognize the DTMF tones generated by the traffic card module according to the present invention to determine the state of the traffic card module. In other words, the traffic card module and the terminal 200 according to the present invention each have a function of recognizing DTMF tones using the audio input and output ports embedded therein and thereby communicating with each other. According to an embodiment of the present invention, an audio output port may not be necessary for the traffic card module, but an audio output port is necessary if the current state of the traffic card module is to be transmitted to the mobile communication terminal using DTMF tones. For example, when the user's terminal transmits a charge request control signal to charge the traffic card module, the traffic card module 400 outputs the execution result of the received charge request control signal and duplicates the command at the terminal. Output can be prevented.

Next, the operation of the terminal and the traffic card module having such a configuration will be described.

5 is a flowchart illustrating a control method of a terminal and a traffic card module according to an exemplary embodiment of the present invention.

First, the terminal 200 is connected to the server 110 through the network 500 according to the user's input unit 280 operation, the control unit 240 displays the payment information on the display unit 250, Receives the information necessary for payment through the input unit 280 and pays the desired amount of charge to the server (110). In this case, the payment process may be performed by a medium other than the terminal 200. Since the technology is well known in the art, a detailed description thereof will be omitted.

When the payment is completed in this way, the server 110 transmits a charge request control signal including the charge amount information to the control unit 240 to charge the charge amount in the transportation card module.

Next, the control unit receives a charge amount to charge the traffic card module from the server through the communication unit (S510), and generates a charge request control signal to charge the charge amount (S520).

Then, the data conversion unit 220 converts the charge request control signal for charging the charge amount into a DTMF signal, and transmits the converted DTMF signal to the external traffic card module 400 through the ear microphone 210. (S530).

Then, the traffic card module 400 receives a DTMF signal from the terminal through the ear microphone jack 410 (S540), the data conversion unit converts the DTMF signal into a charge request control signal to charge a predetermined amount of charge. (S550).

Next, the charging processing unit 440 charges the corresponding amount to the balance information storage unit 460 (S560).

When charging is completed, the charging processing unit 440 outputs a charging completion control signal (S570), and the data conversion unit 420 converts the charging completion signal into a DTMF signal and outputs it (S580).

Thereafter, the controller 220 deletes the charge request control signal to charge the temporarily charged amount of money when the charge completion control signal is received from the transportation card module 400 is completed. This process may be implemented similarly to the process of temporarily storing and deleting the transmission message until the counterpart sends a message reception completion signal in the communication process.

Meanwhile, when the user carries the transportation card module 400 and brings the transportation card module 400 to the transportation terminal 300 in a bus or subway, the transportation terminal 300 requests transaction processing.

Then, the transaction processing unit 480 provides the balance card information of the traffic card module information and the balance information storage unit 460, and stores the information deducted from the transaction amount in the balance information storage unit.

In this case, the traffic terminal 300 may also record balance information and traffic card module information.

The role of the settlement terminal 300 may be the same as the existing technology.

In the above process, the internal components of the transportation card module 400 and the terminal 200 may be implemented in hardware or software. The present invention may be applied to prepaid cards in other fields in addition to the prepaid card in the transportation field. Can be.

The transportation card module according to an embodiment of the present invention may realize a small payment online through a communication terminal using a charged amount, and various small payments through RF wireless communication in an environment in which an RF reader for payment is established offline. You can also run

In addition, by storing various data such as mileage in the memory of the smart chip or expansion memory added to the transportation card module, it can also be used as a storage means such as a memory card.

The data conversion units 220 and 420 and the security processing units 270 and 450 may be implemented in hardware or software. The present invention may be implemented in software.

Although the preferred embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concepts of the present invention defined in the following claims are also provided. It belongs to the scope of rights.

Claims (9)

Receiving the charge amount from an external server that manages the charge terminal to control to charge the transportation card module,
An ear microphone which performs an audio input / output function;
A communication unit performing a communication function;
An information storage unit for storing command and numeric information corresponding to the control program and the DTMF signal;
The charging request control signal for charging the corresponding charging amount is converted into a DTMF signal with reference to the information storage unit, and the converted DTMF signal is output through the ear microphone jack or a DTMF signal input through the ear microphone jack is a predetermined control signal. A data conversion unit for converting the data into;
And a controller configured to output a charge request control signal to charge the charge amount to the data converter when the charge amount to charge the traffic card module is received from the server through the communication unit. The method of claim 1,
A display unit for displaying information;
An input unit for inputting information;
Further comprising a security processing unit for processing security with the traffic card module,
The control unit displays payment information on the display unit, receives information necessary for payment through the input unit, connects to the server to settle the charge amount, and receives a charge completion control signal indicating that charging is completed from the transportation card module. And deleting a charge request control signal for charging the temporarily stored charge amount. A traffic card module for receiving a charge request control signal containing a charge amount from a terminal,
An ear microphone which performs an audio input / output function;
An information storage unit for storing command and numeric information corresponding to the control program and the DTMF signal;
Refer to the information storage unit, and receives the DTMF signal through the ear microphone jack to convert the charge request control signal to charge a predetermined amount of charge or convert the charge completion control signal into a DTMF signal to the terminal through the ear microphone jack An output data conversion unit;
Balance information storage unit for storing the balance information,
And a charging processing unit for charging the balance amount into the balance information storage unit according to a charge request control signal for charging a predetermined charge amount received by the terminal. The method of claim 3,
The charging processing unit, when charging is completed, the traffic card module, characterized in that for outputting the charging completion control signal to the data conversion unit. 5. The method of claim 4,
A module information storage unit for storing information of the traffic card module;
A security processing unit for processing security with the terminal;
A traffic processing unit may further include a transaction processing unit configured to receive a transaction value processing request from an external traffic terminal, provide balance information of the traffic card module information and the balance information storage unit, and store information deducted from the transaction amount in the balance information storage unit. Card module. A control method of a terminal for controlling a charging of a transportation card module by receiving a charge amount from an external server managing charge,
Receiving a charge amount for charging the traffic card module from the server through the communication unit;
Generating, by the controller, a charge request control signal to charge the charged amount;
Converting, by a data conversion unit, a charge request control signal for charging the charged amount into a DTMF signal;
And transmitting the converted DTMF signal to an external traffic card module through an ear microphone jack. The method according to claim 6,
The control method of the terminal further comprises the step of deleting the charge request control signal for charging the charge amount temporarily stored in the control unit, when the charge completion control signal that the charging is completed from the transportation card module. As a control method of a traffic card module for receiving a charge request control signal containing a charge amount from a terminal,
Receiving a DTMF signal at the terminal through an ear microphone;
Converting, by a data conversion unit, the DTMF signal into a charge request control signal for charging a predetermined amount of charge;
And a charging processing unit charging the corresponding amount to the balance information storage unit. 9. The method of claim 8,
Outputting a charging completion control signal to the charging processing unit when charging is completed;
Converting the charging completion signal into a DTMF signal and outputting the data conversion unit;
Receiving a request for processing a transaction amount of an external traffic terminal;
And a transaction processing unit providing the traffic card module information and the balance information of the balance information storage unit, and storing the information deducted from the transaction amount in the balance information storage unit.

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