KR20120029305A - System and method for providing tuition fee settlement service using wireless message and recording medium - Google Patents

Abstract

PURPOSE: A private educational institute payment service providing method using a wireless message, system, and recording medium using the same are provided to improve the convenience of a learner by enabling the learner to pay a private educational institute fee through a wireless terminal. CONSTITUTION: When Private educational institute payment request information is received, a page creation unit(105) creates a wireless page including the received private educational institute payment request information. A payment request message providing unit(120) constitutes a wireless message including a callback URL(Uniform Resource Locator) corresponding to the created wireless page. A payment unit input page providing unit(130) provides the wireless page to the wireless terminal.

Description

Method and system for providing school fee payment service using wireless message and recording medium {System and Method for Providing Tuition Fee Settlement Service using Wireless Message and Recording Medium}

The present invention generates a wireless page by receiving a tuition payment request from the staff terminal or school server of the school enrolled by the student, and configures a wireless message including a callback URL corresponding to the generated wireless page, the wireless terminal of the payer The present invention relates to a method and system for receiving a payment means information from a wireless terminal of a payer, and providing a full payment approval request configuration / payment service.

In the domestic private education expenditure market (21 trillion won in 2009), the household expenditure of school tuition is continuously increasing, and the proportion of lower grades such as elementary school is increasing rapidly.

In such a situation, a variety of payment methods are provided, such as payment through a credit card or cash payment. However, in the case of a credit card, if the child is a student, the parents have to visit the school and pay the fee. It is inconvenient to do so, and it is also a risk that children of lower grades, such as elementary school, pay large tuition fees.

An object of the present invention to solve the above problems, the student receives a tuition payment request from the staff terminal or the school server of the school enrolled students enrolled to generate a wireless page, the callback URL corresponding to the generated wireless page The present invention relates to a method and system for constructing a wireless message including a payment message and receiving the payment means information from the payer's wireless terminal, and providing a full payment approval request.

The school expenses payment service providing system using the wireless message according to the present invention, when the tuition payment request information including at least one of the school information, payer information, student information, course information, course information from the school, the received A page generating means for generating a wireless page A including tuition payment request information, and a wireless message including a callback URL corresponding to the generated wireless page A, and a wireless message corresponding to the payer information. When the payment request message providing means for transmitting to the terminal and the wireless terminal is connected through the callback URL, the wireless page (A) corresponding to the callback URL is provided to the wireless terminal and processed to be outputted, the output radio When the payment request menu (or button or icon) included in the page A is input (or selected), the payment request menu ( Or a payment means input page providing means for generating (or extracting) a wireless page (B) including a payment means information input (or selection) interface corresponding to a button or icon) and providing the same to the wireless terminal. When the payment method information input (or selected) is received through the payment method information input (or selection) interface included in B), the full text of the payment approval request is generated based on the received payment method information and the tuition information. And a payment processing means for requesting a payment from a payment institution server corresponding to the payment means information, and receiving a full payment approval result from the payment institution server.

In the system for providing a school payment service using a wireless message according to the present invention, when a payment approval result text is received from the payment institution server, the received payment approval result text is read to confirm payment approval history information, and the confirmed payment And a payment result page providing means for constructing a wireless page (C) including approval history information and providing the result to the wireless terminal.

In the system for providing a school payment service using a wireless message according to the present invention, when a payment approval result text is received from the payment institution server, the received payment approval result text is read to confirm payment approval history information, and the confirmed payment And a payment result message providing means for constructing a wireless message including the approval history information and providing the wireless message to the wireless terminal.

In the school expenses payment service providing system using a wireless message according to the present invention, when the tuition payment request information is received from the school, a payment for checking whether the payer corresponding to the received payment information is a customer who agrees to pay the school expenses. The apparatus further includes a verification means.

In the school expenses payment service providing system using a wireless message according to the present invention, the page generation means, the attendance status information for the students when the tuition payment request information received from the school further includes, A wireless page A further comprising information is generated.

In the system for providing a school fee payment service using a wireless message according to the present invention, the page generation unit checks the preference information for the course included in the course payment request information received from the school, and checks the confirmed preference information. Characterized by generating a wireless page (A) including.

On the other hand, the method for providing a school fee payment service using a wireless message according to the present invention, when the tuition payment request information including at least one or more school information, bill information, student information, course information, course information from the school, Generating a wireless page (A) including the received tuition payment request information at a server; and configuring a wireless message including a callback URL corresponding to the generated wireless page (A) at a server, and the payment information Transmitting to the wireless terminal corresponding to the mobile terminal; and if the wireless terminal accesses through the callback URL, the wireless page (A) corresponding to the callback URL is provided to the wireless terminal to be processed and outputted, and the output wireless When the payment request menu (or button or icon) included in the page A is input (or selected), the server requests the payment request menu ( Generating (or extracting) a wireless page (B) including a payment method information input (or selection) interface corresponding to a button or an icon) and providing the same to the wireless terminal (B). When the payment method information input (or selected) through the payment method information input (or selection) interface is received, a full payment approval request message is generated by the server based on the received payment method information and the tuition information. Requesting a payment from a payment institution server corresponding to the payment server, and receiving a full payment approval result from the payment institution server.

In the method of providing a school expenses payment service using a wireless message according to the present invention, when a payment approval result full text is received from the payment institution server, the server reads the received payment approval result full text to confirm payment approval history information, and the confirmation. And constructing a wireless message including the payment approval history information and providing the same to the wireless terminal.

In the method for providing a school expenses payment service using a wireless message according to the present invention, the step of generating a wireless page (A) including the received tuition payment request information in the server, payment corresponding to the received payment information The method further includes checking whether the customer agrees to pay the school fee.

On the other hand, it includes a computer-readable recording medium, characterized in that for recording the program for executing the method for providing a school fee payment service using the wireless message described above.

On the other hand, the school bill payment service providing system using a wireless message according to the present invention, when the tuition payment request information including at least one or more school information, bill information, student information, course information, course information from the school, A page generating means for generating a wireless page (A) containing the received tuition payment request information and a wireless message including a callback URL corresponding to the generated wireless page (A) to correspond to the payer information A payment request message providing means for transmitting to the wireless terminal, and when the wireless terminal accesses through the callback URL, a wireless page (A) corresponding to the callback URL is provided to the wireless terminal for processing and outputting the output; When the payment request menu (or button or icon) included in the wireless page A is input (or selected), the payment request Means for generating (or extracting) a wireless page (B) including a transaction authentication number input (or selection) interface corresponding to a menu (or a button or an icon) and providing the transaction authentication number input page to the wireless terminal; When the transaction authentication number entered (or selected) is received through the transaction authentication number input (or selection) interface included in the wireless page (B), payment approval request information is based on the received transaction authentication number and the tuition information. It is characterized in that it comprises a payment processing means for sending a request to the payment by the configuration, the communication company server, and receives the payment approval result information from the communication company server.

The school expenses payment service providing system using a wireless message according to the present invention, when a credit service request for a payment amount of payment approval is received, credit providing means for providing a credit service on the basis of the payment approval is completed, and When the payment is received from the communication company completed the payment approval, characterized in that the settlement processing means for performing a settlement processing based on the payment amount.

According to the present invention, there is an advantage that parents do not have to visit the school directly by paying the tuition fee conveniently through a wireless terminal such as a mobile phone.

In addition, there is an advantage that children do not have a large amount of cash, so as not to be exposed to various risks.

1 is a diagram showing a tuition payment system configuration for providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
2 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
3 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
4 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
5 is a diagram illustrating an example screen for providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
6 is a diagram illustrating a tuition payment system configuration for providing a payment service for tuition fees of a school using a wireless message according to another embodiment of the present invention.
7 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
8 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.
9 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

It is to be understood that both the foregoing general description and the following detailed description of the present invention are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. The configuration is omitted as much as possible, and a functional configuration that should be additionally provided for the present invention is mainly described. Those skilled in the art will readily understand the functions of components that have been used in the prior art among the functional configurations that are not shown in the following description, The relationship between the elements and the components added for the present invention will also be clearly understood.

In order to efficiently explain the essential technical features of the present invention, the following embodiments properly modify the terms so that those skilled in the art can clearly understand the present invention, It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing a tuition payment system configuration for providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

In more detail, Figure 1 is a child of the customer or the customer himself after the course registration for one or more classes provided by the school through the academy, for requesting payment for the tuition generated in accordance with the course registration, provided in the academy Receive tuition payment request information from the employee terminal 165 (or the school server 170), generates a wireless page including the received tuition payment request information, and generates the wireless page of the customer's wireless terminal ( 175) constructs a wireless message including a callback URL to provide to the customer's wireless terminal 175, and then responds to the callback URL to the wireless terminal 175 of the customer connected through the callback URL. Provides a wireless page, and when a payment request is received from the wireless terminal 175 of the customer, the wireless terminal 175 to enter the payment means information for the payment request to the wireless terminal (175) The present invention relates to a system configuration for providing a wireless page with a user interface and receiving payment means information input (or selected) through the provided wireless page to process payment for the tuition. Those skilled in the art can refer to and / or modify the drawing 1 and / or various embodiments of the payment system for providing a payment service for tuition fees of the school using the wireless message (for example, some components may include Omitted, subdivided, or combined implementation methods) may be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method illustrated in FIG. .

For example, each means constituting the tuition payment system of the present invention may be implemented in the form of one individual server itself, or in the form of a program code provided in a part of the server and a part of the server in a specific server. Or, it is possible that each means is implemented in the form of a program that is all provided in a particular server.

According to the present invention, the tuition payment system is a tuition fee for requesting payment for the tuition generated in accordance with the course registration after the application for one or more classes provided by the school through the school, the child of the customer or the customer himself Staff server 165 for transmitting payment request information, the school server 170, which is provided in the school, one or more lecturers to lecture through the school, and students who take one or more courses in the school, and In order to process payment for the received tuition payment request information, a wireless message including a callback URL corresponding to a wireless page including the tuition payment request information is received and processed to be output, and a callback URL included in the wireless message. Request and receive a connection / wireless page by using the processor to process the output, and to output the wireless page Checks the fee payment request information included, and communicates with the wireless terminal 175 and the fee payment system of the customer to input (or select) the payment method information for payment processing for the fee payment request information It is provided with a bansa server and card company server (or financial company server) for payment processing based on the payment means information received from the wireless terminal 175 of the.

Referring to FIG. 1, the tuition payment system receives tuition payment request information including at least one of academy information, a payer information, a student information, a course information, and a course information from an employee terminal 165 of the school. Message receiving means (115) for configuring a wireless message including information receiving means 100, the received tuition payment request information, the customer corresponding to the customer information contained in the received tuition payment request information of the configured wireless message Message providing means 120 for transmitting to the wireless terminal 175 of the.

In addition, when the tuition payment system receives the tuition payment request information from the staff terminal 165 of the school, whether the payer corresponding to the payer information included in the received tuition payment request information is the customer who agreed to pay the school fee. It is further provided with a checker verification means 145 to confirm.

In addition, the tuition payment system wirelessly includes the tuition payment request information to provide a callback URL corresponding to a wireless page including the tuition payment request information on a wireless message provided through the message constructing unit 115. A page generating means (105) for generating a page, and a page storing means (110) for storing the generated wireless page and the callback URL in the page management D / B (160).

After enrolling for one or more lectures provided by the child or customer of the customer through the institute, the staff terminal 165 provided in the institute provides institute information, payer information, student information, course information, When the fee payment request information including at least one fee information is input (or selected) and transmitted, the information receiving means 100 receives the fee payment request information from the employee terminal 165.

The tuition payment request information may further include employee information corresponding to an employee who inputs the tuition payment request information.

Further, in addition to the method of directly receiving the tuition payment request information through the employee terminal 165, the tutor server 165 transmits and registers the tuition payment request information to the school server 170, and registers the school server. It is possible to receive from 170.

In addition, when the tuition payment request information is received through the employee terminal 165, it is possible to store the received tuition payment request information on the storage medium 155 provided on the school fee payment system.

When the tuition payment request information is received through the information receiving means 100, the payer checking means 145 is a customer that the payer corresponding to the payer information included in the received tuition payment request information agreed to pay the school expenses Check if it is.

When the tuition payment request information is received through the information receiving means 100, the message constructing means 115 generates (or extracts) a wireless message including the received tuition payment request information, and the message providing means ( 120 transmits the generated (or extracted) wireless message to the wireless terminal 175 corresponding to the payer information.

The wireless message may be provided through any one of a short message service (SMS), a multimedia message service (MMS), and a long message service (LMS) including tuition payment request information, and the wireless message is the tuition fee. It is possible to include a Callback URL (Uniform Resource Location) corresponding to the wireless page including the payment request information.

If the mobile terminal 175 transmits the callback URL corresponding to the wireless page including the tuition payment request information on the wireless message provided to the wireless terminal 175, the page generating means 105 transmits the tuition payment request information. Generate a wireless page including, and the page storage means 110 stores the generated wireless page on the page management D / B (160) in connection with the callback URL.

Here, the generated wireless page is the school information output area for outputting the school information included in the received tuition payment request information, and the learner information corresponding to the students who enrolled through the school corresponding to the output school information A student information output area for outputting a course information, a course information output area for outputting one or more courses corresponding to one or more courses for which the student has applied for a course, and a fee for outputting tuition information for the one or more courses. An information output area and at least one payment request area for requesting payment for the tuition information output through the tuition information output area, wherein the school information output area, the student information output area, and the course information output area are included. The tuition fee information output area and the payment request area may include at least one wireless pay. It is possible to be composed of.

In addition, when the generated wireless page includes the attendance status information for the students in the tuition payment request information received from the employee terminal 165 (or when it is possible to confirm through the school server 170), the It is possible to further include the attendance status information for the learner, which can be generated as a separate wireless page.

In addition, the generated wireless page, if the received tuition payment request information includes the preference information for the courses that the student applied for a course (or if it can be confirmed through the school server 170), It is possible to include preference information on the courses that students have applied for, or to create a separate wireless page.

Referring to FIG. 1, when the tuition payment system receives the reservation request inquiry request information including a callback URL from the wireless terminal 175 through the information receiving means 100, the received reservation request inquiry request information And a page providing unit 130 for providing a first wireless page corresponding to a callback URL included in the wireless network (that is, a wireless page including tuition payment request information generated through the page generating unit 105).

In addition, the tuition payment system, if the tuition information output through the tuition information output area included on the first wireless page is not received from the staff terminal 165 (or the school server 170), And information generating means for generating the course information based on the course information included in the received course payment request information.

If the payment processing method for the tuition information provided through the first wireless page uses a payment processing method using payment means information input (or selected) through the wireless page provided to the wireless terminal 175, The page providing means 130 includes a second payment means information input / selection interface for inputting (or selecting) payment means information through a predetermined region (or a separate second wireless page) on the first wireless page. Provide a wireless page.

Alternatively, a payment method corresponding to one or more payment means provided in the wireless terminal 175 through the wireless page provided to the wireless terminal 175 may include a payment processing method for the tuition information provided through the first wireless page. When using a payment processing method using the information, the page providing means 130 is one or more payment means provided in the wireless terminal 175 through a predetermined area (or a separate second wireless page) on the first wireless page Providing a wireless page including a code for confirming payment method information for the wireless, or wireless including a code for driving one or more programs for managing / operating one or more payment means provided in the wireless terminal 175 A user who provides a page and selects a program to be used when there are a plurality of programs included in the wireless terminal 175. A wireless page including an interface is provided, and a wireless page including code for driving a selected program through the user interface is provided.

Alternatively, a payment method corresponding to one or more payment means provided in the wireless terminal 175 through the wireless page provided to the wireless terminal 175 may include a payment processing method for the tuition information provided through the first wireless page. In the case of using a payment processing method using information, the page providing unit 130 may provide a wireless page including a code for processing a preselected program to be driven.

Alternatively, when the payment processing method for the tuition information provided through the first wireless page uses a payment processing method through a financial terminal (not shown), the page providing unit 130 may pay for the output tuition information. For processing, the student identification information (or the tuition payment request identification information for identifying the tuition payment request) through the financial terminal (that is, the student identification information to be input (or selected) through the financial terminal) Provide a first wireless page that includes.

Here, the tuition payment request identification code is a payment identification code (for example, phone number, mobile phone number, email address, name, social security number, i-pin, etc.) for identifying the payer (or student), the reception Identification code for identifying the tuition payment request information (for example, the identification code assigned by the tuition payment system, or the identification code assigned by the staff of the school through the staff terminal 165, or the school server ( It is possible to include an identification code generated based on the identification code assigned in 170).

The tuition payment request identification code may be provided through the first wireless page (or separate wireless page) when the payment method for the tuition is selected for payment processing through a financial terminal. It is possible to include the guidance information related to the payment terminal in the.

If the tuition fee request information is not included in the received tuition payment request information, the information generating means generates tuition information based on the course information included in the received tuition payment request information.

In addition, it is possible to provide payment information, in addition to the tuition information, fee information generated when payment of the amount corresponding to the tuition information and tuition information, incentive information provided during payment processing through the tuition payment system.

Referring to FIG. 1, the tuition payment system inputs (or selects) payment method information through a payment method information input / selection interface included on a wireless page provided to the wireless terminal 175, thereby allowing the wireless terminal 175 to be entered. When the input means (or selected) payment means information is transmitted, information receiving means 100 for receiving the payment means information transmitted from the wireless terminal 175, the received payment means information and the tuition information, Request a payment to a payment institution corresponding to the payment means information input (or selected) through the wireless terminal 175 by configuring a payment approval request text including at least one school information, and the payment approval result from the payment institution Payment processing means 135 for receiving the full text, and the payment approval result information from the payment approval result full text to the wireless terminal 175, the staff terminal of the school (1) 65) (or payment result providing means 140 provided to the staff communication means of the school or the school server 170 provided in the school).

Payment means information is input (or selected) through the payment means information input / selection interface included on the wireless page provided to the wireless terminal 175 and the payment means information input (or selected) in the wireless terminal 175. Is transmitted, the information receiving means 100 receives the payment means information transmitted from the wireless terminal 175, the payment processing means 135 is the received payment means information and the received tuition payment request Receive the request through the Bansa server by configuring the full payment approval request based on the school information corresponding to the school that sent the information (or generated based on the tuition payment request information) and the tuition payment request information included in the information Request payment by sending it to a payment institution server (for example, a card company server or a financial company server) corresponding to the payment method information, or through a bansa server. After requesting a payment by directly transmitting to the payment institution server corresponding to the received payment means information, and receives the full payment approval result corresponding to the payment approval request message from the payment institution server.

Herein, the payment means information transmitted from the wireless terminal 175 is payment means information input / selected through the output payment means information input / selection interface or the IC chip or USIM or memory of the wireless terminal 175. It is possible to input (or select) the payment means information provided on the above, the payment means is a card payment means corresponding to the credit card payment means, check card payment means, debit card payment means, or passbook payment means or cash Among the electronic money payment means using the electronic money provided in the wireless terminal 175, or a bank transfer payment means using a financial account corresponding to the card payment means, or a mileage or point payment means using available mileage or points; It includes one or more.

Subsequently, when a payment approval result message corresponding to the transmitted payment approval request message is received from the payment institution server, the payment result providing means 140 reads the payment approval result text and confirms / extracts the payment approval result information. The payment confirmation result information is provided to the wireless terminal 175, the airline server (or the travel agency server or the employee terminal 165, or the communication means corresponding to the employee information).

2 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

In more detail, Figure 2 shows a staff terminal provided in the school for requesting payment for the tuition fee generated by the class after applying for at least one class provided by the school's child or the customer himself. 165) receiving tuition payment request information from the school server 170, generating a wireless page including the received tuition payment request information, and generating the wireless page to the wireless terminal 175 of the customer. After constructing a wireless message including a callback URL to provide to the customer's wireless terminal 175, the wireless page corresponding to the callback URL to the customer's wireless terminal 175 connected through the callback URL When the payment request is received from the wireless terminal 175 of the customer, the user interface for inputting the payment means information for the payment request to the wireless terminal 175 The present invention relates to a process of providing a wireless page equipped with a mobile telephone, and receiving payment means information input (or selected) through the provided wireless page to process payment for the tuition fee. If the person having a, various embodiments of the process for providing a payment service for the tuition of the school using the wireless message by referring to and / or modified in Figure 2 (for example, some of the process is omitted, or broken down or May be inferred, or combined, or partly added), but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG. .

Referring to FIG. 2, the server corresponding to the tuition payment system shown in FIG. 1 receives tuition payment request information from the staff terminal 165 (or the academy server 170) of the school shown in FIG. 1 ( 200).

If the tuition payment request information is received from the employee terminal 165 (205), the server generates (or extracts) a wireless page including the received tuition payment request information (210), and generates (or Generate a wireless message including the callback URL corresponding to the extracted wireless page (215), and transmits to the wireless terminal 175 corresponding to the received tuition payment request information (220), and correspondingly the wireless terminal In operation 175, the wireless message is received, and a wireless page corresponding to the callback URL is requested through a callback URL included in the received wireless message (225).

If a wireless page request corresponding to a callback URL is received from the wireless terminal 175 (230), the server checks / extracts a wireless page corresponding to the received callback URL and stores the extracted wireless page. The wireless terminal 175 transmits the data to the wireless terminal 175 to process the output.

3 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

Referring to FIG. 3, after the radio page corresponding to the callback URL included in the transmitted radio message is transmitted to the radio terminal 175 shown in FIG. The wireless terminal 175 checks whether the payment request for the payment information included in the output wireless page (300).

* If payment request for payment information included in the outputted wireless page is confirmed (305), the server corresponding to the messaging-based reservation payment system shown in Figure 1 is the payment information included in the outputted wireless page In order to process the payment, the wireless page including the payment method information input / selection interface for inputting / selecting payment method information is generated (or extracted) and transmitted to the wireless terminal 175 to be processed (310). In response, the wireless terminal 175 inputs / selects payment means information through the output payment means information input / selection interface (315).

If payment means information is input / selected through the payment means information input / selection interface (320), the wireless terminal 175 transmits the input / selected payment means information to the server (325).

4 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

Referring to FIG. 4, the server corresponding to the tuition payment system shown in FIG. 1 transmits payment means information transmitted from the wireless terminal 175 shown in FIG. 1 according to the process shown in FIGS. Receives, and configures the full payment approval request based on the received payment means information and tuition payment request information received from the staff terminal 165 (or school server 170) of the school shown in Figure 1 (400) In step 405, the payment approval request message is transmitted to the payment institution server corresponding to the received payment means information, and then the payment approval result message corresponding to the payment approval request message is received from the payment institution server (405). ).

If the payment approval result message corresponding to the transmitted payment approval request message is received from the payment institution server (410), the server reads the received payment approval result message to extract payment approval result information, and The extracted payment approval result information is transmitted to the staff terminal 165 of the school (415).

The server may further include a wireless terminal 175 transmitting the payment means information, communication means corresponding to the student information included in the tuition payment request information, and communication means corresponding to the payer information included in the tuition payment request information. It is possible to send.

5 is a diagram illustrating an example screen for providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

In more detail, Figure 5 shows a request for payment for the tuition generated in accordance with the course, after the course registration for one or more classes provided by the school through the school, the child of the customer or the customer himself, Receive tuition payment request information from the employee terminal 165 (or the school server 170), generates a wireless page including the received tuition payment request information, and generates the wireless page of the customer's wireless terminal ( 175) constructs a wireless message including a callback URL to provide to the customer's wireless terminal 175, and then responds to the callback URL to the wireless terminal 175 of the customer connected through the callback URL. Provides a wireless page, and when a payment request is received from the wireless terminal 175 of the customer, the wireless terminal 175 to enter the payment means information for the payment request to the wireless terminal (175) An example screen for providing a wireless page with a user interface and receiving payment means information input (or selected) through the provided wireless page to process payment for the tuition fee is provided. If one of ordinary skill in the art, it will be able to infer various implementation methods for the example screen for providing a payment service for the tuition fee of the school using the wireless message by referring to and / or modified in this figure 5, the present invention Includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

Referring to FIG. 5, when the customer registers for one or more courses provided by the institute, the tuition payment request information is received from the staff terminal 165 of the institute (or the institute server 170 of the institute). In the tuition payment system shown in FIG. 1, a wireless message including the received tuition payment request information is configured, transmitted to the wireless terminal 175 shown in FIG. 1, and outputted through the wireless terminal 175. Process.

Thereafter, '1. included in the wireless message output through the wireless terminal 175. If the connection is selected, the tuition payment system is accessed through a callback URL included in the wireless message, and the tuition payment system provides a wireless page corresponding to the callback URL.

Here, when the wireless page 175 is provided with a program for the tuition payment processing, it is possible to receive and output the tuition payment request information from the tuition payment system in the program.

Included on the provided wireless page is' 1. Credit card payment, '1. A wireless page including a payment method information input / selection interface corresponding to 'credit card payment' and outputting the payment method information input / selected through the payment method information input / selection interface included in the outputted wireless page. Transmits to a payment system, configures a full payment approval request based on the received payment method information and the tuition payment request information in the tuition payment system, and transmits it to a payment institution server corresponding to a payment method and pays from the payment institution server. The payment approval result information is extracted by receiving / reading the full text of the approval result, and the extracted payment approval result information is output through the wireless terminal 175.

FIG. 6 is a diagram illustrating a tuition payment system configuration that provides a payment service for tuition fees of a school using a wireless message according to another exemplary embodiment of the present invention.

In more detail, Figure 6 is provided to the school for the request of payment for the tuition generated in accordance with the course, after the course registration for one or more classes provided by the school through the school of the payer's child or the payer himself. Receiving tuition payment request information from the employee terminal 665 (or the school server 670), generating a wireless page including the received tuition payment request information, and generating the wireless page of the wireless terminal of the payer. After configuring a wireless message including a callback URL to provide to the (675), provided to the wireless terminal (675) of the payer, the wireless terminal (675) connected to the caller through the callback URL to the callback URL Providing a corresponding wireless page, and if a payment request is received from the wireless terminal 675 of the payer, to provide a phone bill payment service to the wireless terminal 675. A system configuration for providing a wireless page including a user interface for inputting (or selecting) a transaction authentication number, and providing a phone bill payment service using at least one or more information input (or selected) through the provided wireless page. If a person of ordinary skill in the art to which the present invention pertains, various implementation methods for the tuition payment system configuration for providing a payment service for the tuition fee of the school using the wireless message by referring to and / or modified in this figure 6 (E.g., implementation methods in which some components are omitted, subdivided, or combined) may be inferred, but the present invention includes all the implementation methods inferred above, and is shown in FIG. The technical features are not limited only.

For example, each means constituting the tuition payment system of the present invention may be implemented in the form of one individual server itself, or in the form of a program code provided in a part of the server and a part of the server in a specific server. Or, it is possible that each means is implemented in the form of a program that is all provided in a particular server.

According to the present invention, the tuition payment system, after requesting a course for one or more lectures provided by the school through the school of the payer's child or the payer, for requesting payment for the tuition generated in accordance with the course registration Staff terminal 665 for transmitting the tuition payment request information, and the school server 670 is provided in the school, one or more instructors to lecture through the school, and manage the students taking one or more courses in the school and In order to provide a phone bill payment service for the received tuition payment request information, a wireless message including a callback URL corresponding to a wireless page including the received tuition payment request information is processed to be received and outputted, and the wireless Access the server using the Callback URL included in the message and request the wireless page corresponding to the Callback URL. The mobile terminal of the payer is connected to the wireless terminal 675 of the payer requesting the payment using the phone bill and the payment fee payment system by confirming and processing the request to be received / output, and confirming the tuition payment request information included in the output wireless page. And a telecommunication company server that processes payment for the Pawnville payment request received from 675.

Referring to Figure 6, the tuition payment system, information receiving means 600 for receiving transaction authentication number registration request information including at least one or more school information, payer information, student information from the staff terminal 665 of the school Message constituting means 615 for configuring a wireless message including the received transaction authentication number registration request information, and the payer information included in the received transaction authentication number registration request information. Message providing means 620 for transmitting to a wireless terminal 675 is provided.

In addition, the tuition payment system to provide a callback URL corresponding to the wireless page including the transaction authentication number registration request information on the wireless message provided through the message configuration means 615, the transaction authentication number registration request information Page generating means 605 for generating a wireless page including a; and page storing means 610 for storing the generated wireless page and a callback URL.

In order to use the phone bill payment service according to the enrollment application for one or more lectures provided by the school by the payer's child or the payer through the school, the school information and the payer through the employee terminal 665 provided in the school. When the transaction authentication number registration request information including at least one information or student information is transmitted, the information receiving means 600 receives the transaction authentication number registration request information from the employee terminal 665.

Here, the transaction authentication number registration request information may further include employee information corresponding to the employee inputting the transaction authentication number registration request information.

In addition to the method of directly receiving the transaction authentication number registration request information through the employee terminal 665, and transmits the transaction authentication number registration request information from the employee terminal 665 to the school server 670 and registers. It is possible to receive from the school server 670.

When the transaction authentication number registration request information is received through the information receiving means 600, the message constructing means 615 generates (or extracts) a wireless message including the received transaction authentication number registration request information, and The message providing means 620 transmits the generated (or extracted) wireless message to the wireless terminal 675 corresponding to the payer information included in the received transaction authentication number registration request information.

Here, the wireless message may be provided through any one of a Short Message Service (SMS), a Multimedia Message Service (MMS), and a Long Message Service (LMS) including a transaction authentication number registration request information. It is possible to include a Callback URL (Uniform Resource Location) corresponding to the wireless page containing the transaction authentication number registration request information.

The wireless message may further include a second transaction authentication number in addition to the transaction authentication number previously registered by the payer, and may provide a phone bill payment service using the provided second transaction authentication number.

If the callback URL corresponding to the wireless page including the tuition payment request information is transmitted on the wireless message provided to the wireless terminal 675, the page generation means 605 registers the transaction authentication number registration request. A wireless page including information is generated, and the page storing unit 610 stores the generated wireless page on the page management D / B 660 in connection with the callback URL.

The generated wireless page may correspond to a student information output area for outputting school information included in the received transaction authentication number registration request information and a student who applied for a course through a school corresponding to the displayed school information. And a student information output area for outputting student information, wherein the school information output area and the student information output area may include at least one wireless page.

The generated wireless page may further include a user interface for inputting (or selecting) a transaction authentication number, and the user interface may be provided through a separate wireless page.

Referring to FIG. 6, when the tuition payment system receives a transaction authentication number registration page request information including a callback URL from the wireless terminal 675 through the information receiving means 600, the received transaction authentication number is received. And a page providing means 630 for providing a wireless page corresponding to the callback URL included in the registration page request information.

Here, the provided wireless page is generated and stored on the page management D / B 660 corresponding to the callback URL included in the provided wireless message.

If the wireless page for registering the transaction authentication number is composed of a plurality of wireless pages, it is possible to include link information for requesting the second wireless page in a predetermined area on the first wireless page.

Referring to FIG. 6, the tuition payment system includes information receiving means 600 for receiving a transaction authentication number input (or selected) through a wireless page provided through the page providing means 630, and the received transaction. And an information storing means for connecting the authentication number to the payer information transmitting the transaction authentication number and storing it in the storage medium 655.

Here, the received transaction authentication number may include at least one or more numbers, characters (eg, including at least one or more English characters, Korean characters, special characters, etc.) necessary to use the phone bill payment service.

In addition, the received transaction authentication number may be directly transmitted from the wireless terminal 675 corresponding to the payer information to the telecommunication company server and stored on the telecommunication company server, whereby the present invention is not limited thereto.

Referring to FIG. 6, the tuition payment system receives tuition payment request information including at least one of academy information, a payer information, a student information, a course information, and tuition information from an employee terminal 665 of the school. Information receiving means 600, message constructing means 615 for constructing a wireless message including the received tuition payment request information, and the configured wireless message corresponding to the payer information included in the received tuition payment request information. And a message providing means 620 for transmitting to the payer's wireless terminal 675.

In addition, when the tuition payment system receives the tuition payment request information from the staff terminal 665 of the school, the payer corresponding to the payer information included in the received tuition payment request information agrees to pay the school fee ( That is, further provided with a checker confirmation means 645 to check whether or not the payer registered a transaction authentication number required to use the phone bill payment service.

In addition, the tuition payment system wirelessly includes the tuition payment request information to provide a callback URL corresponding to a wireless page including the tuition payment request information on a wireless message provided through the message constructing means 615. A page generating means 605 for generating a page, and a page storing means 610 for storing the generated wireless page and a callback URL.

After applying for a course for one or more classes provided by the school by the payer's child or the payer through the school, the staff information (665) provided in the school, the school information, payer information, student information, course information When the fee payment request information including at least one fee information is input (or selected) and transmitted, the information receiving means 600 receives the fee payment request information from the employee terminal 665.

The tuition payment request information may further include employee information corresponding to an employee who inputs the tuition payment request information.

In addition to the method of directly receiving the tuition payment request information through the employee terminal 665, the tuition payment request information is transmitted from the employee terminal 665 to the school server 670 and registered, and the school server It is possible to receive from 670.

When the tuition payment request information is received through the information receiving means 600, the payer checking means 645 is a payment that the payer corresponding to the payer information included in the received tuition payment request information agrees to pay the school fee. Check whether it is a payer who has registered a transaction verification number to use the phone bill payment service.

Here, in the case where the received tuition payment request information does not include the payer information, it is possible to check the payer information based on the student information included in the received tuition payment request information, thereby limiting the present invention. Not.

According to the method of the present invention, whether the payment is a payer who agrees to the school fee payment through the phone bill payment service, if the payment using the transaction authentication number, by checking whether or not the payer registered the transaction authentication number, the phone bill Check whether the payer agrees to pay the school fee through the payment service.

According to another exemplary embodiment of the present invention, whether the payer agrees to pay the school fee through the phone bill payment service, and if the payment is not made using the transaction authentication number, agrees to the payment in connection with the storage medium 655. By checking only whether or not, it is confirmed whether the payer agrees to the school fee payment through the phone bill payment service.

When the tuition payment request information is received through the information receiving means 600, the message constructing means 615 generates (or extracts) a wireless message including the received tuition payment request information, and the message providing means ( 620 transmits the generated (or extracted) wireless message to the wireless terminal 675 corresponding to the payer information.

The wireless message may be provided through any one of a short message service (SMS), a multimedia message service (MMS), and a long message service (LMS) including tuition payment request information, and the wireless message is the tuition fee. It is possible to include a Callback URL (Uniform Resource Location) corresponding to the wireless page including the payment request information.

If the callback URL corresponding to the wireless page including the tuition payment request information is transmitted on the wireless message provided to the wireless terminal 675, the page generation unit 605 may transmit the tuition payment request information. Generate a wireless page including, and the page storage means 610 is connected to the callback URL and stored in the page management D / B (660).

Here, the generated wireless page is the school information output area for outputting the school information included in the received tuition payment request information, and the learner information corresponding to the students who enrolled through the school corresponding to the output school information A student information output area for outputting a course information, a course information output area for outputting one or more courses corresponding to one or more courses for which the student has applied for a course, and a fee for outputting tuition information for the one or more courses. An information output area and at least one payment request area for requesting payment for the tuition information output through the tuition information output area, wherein the school information output area, the student information output area, and the course information output area are included. The tuition fee information output area and the payment request area include at least one It is possible to be composed of.

In addition, when the generated wireless page includes the attendance status information for the students in the tuition payment request information received from the employee terminal 665 (or when it is possible to check through the school server 670), the It is possible to further include the attendance status information for the learner, which can be generated as a separate wireless page.

In addition, the generated wireless page, if the received tuition payment request information includes the preference information for the courses for which the learner applied for a course (or if it can be confirmed through the school server 670), the It is possible to include preference information on the courses that students have applied for, or to create a separate wireless page.

Referring to FIG. 6, when the tuition payment system receives the reservation request inquiry request information including a callback URL from the wireless terminal 675 via the information receiving means 600, the received reservation request inquiry request information is received. And a page providing means 630 for providing a first wireless page corresponding to a callback URL included in the wireless URL (ie, a wireless page including tuition payment request information generated through the page generation means 605).

In addition, the tuition payment system, if tuition information output through the tuition information output area included on the first wireless page is not received from the staff terminal 665 (or the school server 670), the And information generating means for generating the course information based on the course information included in the received course payment request information.

Here, it is possible for the payer corresponding to the payer information to confirm the phone bill payment amount information for the payer who has agreed to pay the school fee, and to include / provide it in the tuition information, thereby not limiting the present invention.

In addition, if the tuition fee amount exceeds the amount of the Vonville payment, depending on the result of the confirmation, it is possible to provide to the payment method selection item to deactivate the Vonville payment is not possible, or to be processed to be invisible, thereby providing the present invention It is not limited.

If the payment processing using the phone bill payment service is requested for the tuition information provided through the first wireless page, the page providing means 630 may be configured to have a predetermined area (or a separate second wireless page) on the first wireless page. A second wireless page having a transaction authentication number input / selection interface for inputting (or selecting) a transaction authentication number for using the phone bill payment service is provided.

If the tuition fee request information is not included in the received tuition payment request information, the information generating means generates tuition information based on the course information included in the received tuition payment request information.

In addition, it is possible to provide payment information, in addition to the tuition information, fee information generated when payment of the amount corresponding to the tuition information and tuition information, incentive information provided during payment processing through the tuition payment system.

Referring to Figure 6, the tuition payment system, the transaction authentication number is input (or selected) through the transaction authentication number input / selection interface included on the wireless page provided to the wireless terminal 675, the wireless terminal 675 When the input (or selected) transaction authentication number is transmitted, information receiving means 600 for receiving the transaction authentication number transmitted from the wireless terminal 675, the received transaction authentication number and the tuition information, Form payment approval request information including at least one of the school information to send a wireless terminal 675 corresponding to the payer information to the communication company server subscribed to request payment, and receives payment approval result information from the communication company server The payment processing means 635 and the received payment approval result information of the wireless terminal 675, the staff terminal 665 of the school (or the staff communication means of the school) It is achieved by having a payment result providing means (640) provided in the school server 670) provided in the school.

The transaction authentication number is input (or selected) through the transaction authentication number input / selection interface included on the wireless page provided to the wireless terminal 675, and the transaction authentication number entered (or selected) by the wireless terminal 675. When is transmitted, the information receiving means 600 receives a transaction authentication number transmitted from the wireless terminal 675, the payment processing means 635 is the received transaction authentication number and the tuition payment request information Wireless corresponding to the payer information by configuring the payment approval request information based on the school information corresponding to the school (included (or generated based on the fee payment request information)) and the school that transmitted the fee payment request information The terminal 675 requests a payment by transmitting to a subscribed carrier server, and receives payment approval result information from the carrier server.

Herein, the transaction authentication number transmitted from the wireless terminal 675 may be directly transmitted to the telecommunication company server to which the wireless terminal 675 is subscribed, and in this case, the transaction authentication from the wireless terminal 675 to the telecommunication company server. When the number is transmitted, it is possible to provide the information to be paid through the wireless terminal 675 to the carrier server in advance so that the payment can be processed. Details of the present invention can be obtained by those skilled in the art. As a matter of course, the detailed description is omitted for convenience.

In addition, the transaction authentication number transmitted from the wireless terminal 675 may be a transaction registration number registered in advance according to the above process, but a temporary transaction authentication number (eg, OTP) provided to use the phone bill payment service. Etc.) is possible.

Thereafter, when the payment approval request information transmitted from the communication company server is received, the payment result providing means 640 transmits the received payment approval result information to the wireless terminal 675 and the employee terminal 665 (or the employee). Communication means corresponding to the information), and transmits to the school server 670.

Referring to Figure 6, the tuition payment system, when providing the payment result for the case of the normal payment is made through the payment result providing means 640, the school server 670 (or the staff communication means of the school), After providing the loan service in accordance with the provision of the phone bill payment service further provided, if the credit service request is received from the school, credit providing means 680 for providing a credit service through cooperation with a financial institution, and phone bill When the payment price using the payment service is provided from the carrier, the payment processing means 685 is provided for the settlement processing based on the provided payment price.

When the credit request information is received from the school, the credit providing means 680 checks whether or not it is possible to provide a credit service for the amount corresponding to the received credit request information and provides a credit service.

According to the implementation method of the present invention, the credit service provided according to the phone bill payment service, the amount of credit requested by the institute, the payment amount through the phone bill payment service, such as the collateral setting of the credit service provided by the phone bill payment service, etc. After checking whether the amount including one or more of the amount is exceeded, and checking whether the credit service can be provided, the credit service is provided in connection with the financial institution server.

Or, the credit service provided by the phone bill payment service, it is possible to provide a credit service for each case, when payment is made by the phone bill payment service.

After the settlement processing means 685 provides a credit service according to the request of the institute, the settlement processing means 685 is settled on the basis of the provided settlement price, if the payment price using the phone bill payment service is provided from the telecommunications company. do.

According to the method of the present invention, the settlement processing according to the loan service provided by the phone bill payment service, if the payment amount provided by the phone bill payment service is provided from a communication company, the settlement process is provided, the settlement processing amount is The remaining amount, excluding the amount of payment, the amount of interest from the credit service, and the amount of fee generated from the provision of Vonville's payment service, is deposited into the school account.

Here, the subject performing the settlement process receives and processes the payment amount according to the provision of the phone bill payment service from the telecommunication company in the tuition payment system, or receives and processes the payment amount according to the provision of the phone bill payment service from the telecommunication company in the financial institution; In addition, it is possible to settle the payment amount according to the phone bill payment service provided by the carrier.

In addition, the payment amount provided by the telecommunications company can provide the remaining amount of money except the fee amount in advance from the telecommunications company, whereby the present invention is not limited.

In addition, the wireless message cost due to the transmission of the wireless message, the callback URL included in the wireless message through one or more of the costs incurred by the provision of the wireless page through the settlement process (that is, the wireless message cost is paid by the school It is possible to make a payment by the institution that operates the tuition payment system (or the payment by the institution that operates the school and the tuition payment system according to a certain ratio) or the fee incurred by providing the wireless page. It is possible to make payment at the school without making a payment, or at the institution that operates the tuition payment system (or to make a partial payment at the institution that operates the school and the tuition payment system according to a certain ratio). The invention is not limited.

7 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

In more detail, Figure 7 is a child of the payer or the payer himself or herself after the course registration for one or more classes provided by the school through the school, for requesting payment for the tuition generated in accordance with the course registration, provided in the school Receiving tuition payment request information from the employee terminal 665 (or the school server 670), generating a wireless page including the received tuition payment request information, and generating the wireless page of the wireless terminal of the payer. After configuring a wireless message including a callback URL to provide to the (675), provided to the wireless terminal (675) of the payer, the wireless terminal (675) connected to the caller through the callback URL to the callback URL Providing a corresponding wireless page, and if a payment request is received from the wireless terminal 675 of the payer, to provide a phone bill payment service to the wireless terminal 675. A process of providing a wireless page including a user interface for inputting (or selecting) a transaction authentication number and providing at least one phone bill payment service using at least one information input (or selected) through the provided wireless page, Those skilled in the art to which the present invention pertains, various implementation methods for providing a payment service for the tuition of the school using the wireless message by referring to and / or modifying the figure 7 (for example May be inferred, some processes may be omitted, subdivided, combined, or partially added), but the present invention includes all the inferred implementation methods, and is shown in FIG. The technical features are not limited only by the implementation method.

Referring to FIG. 7, the server corresponding to the tuition payment system shown in FIG. 6 receives tuition payment request information from the staff terminal 665 (or the school server 670) of the school shown in FIG. 700).

If the tuition payment request information is received from the employee terminal 665 (705), the server generates (or extracts) a wireless page including the received tuition payment request information (710), and generates (or A wireless message including a callback URL corresponding to the extracted wireless page is generated (715), and transmitted to the wireless terminal 675 corresponding to the received tuition payment request information (720), and correspondingly, the wireless terminal. 675 receives the wireless message, requests a wireless page corresponding to the callback URL by accessing a server through a callback URL included in the received wireless message (725).

If a wireless page request corresponding to a callback URL is received from the wireless terminal 675 (730), the server checks / extracts a wireless page corresponding to the received callback URL and stores the extracted wireless page. The data is transmitted to the wireless terminal 675 and processed to be output (735).

8 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

Referring to FIG. 8, after the radio page corresponding to the callback URL included in the transmitted radio message is transmitted to the radio terminal 675 shown in FIG. The wireless terminal 675 checks whether the payment request for the payment information included in the output wireless page (800).

If the payment request for the payment information included in the outputted wireless page is confirmed (805), the server corresponding to the tuition payment system shown in Figure 6, the payment for the payment information included in the outputted wireless page For processing, a wireless page including a transaction authentication number input / selection interface for inputting / selecting a transaction authentication number is generated (or extracted) and transmitted to the wireless terminal 675 for processing to be output (810). The wireless terminal 675 inputs / selects a transaction authentication number through the output transaction authentication number input / selection interface (815).

If the transaction authentication number is input / selected through the transaction authentication number input / selection interface (820), the wireless terminal 675 transmits the input / selected transaction authentication number to the server (825).

9 is a diagram illustrating a process of providing a payment service for tuition fees of a school using a wireless message according to an embodiment of the present invention.

Referring to FIG. 9, the server corresponding to the tuition payment system shown in FIG. 1 transmits payment means information transmitted from the wireless terminal 675 shown in FIG. 6 according to the process shown in FIGS. 7 to 8. And receiving payment approval information based on the received payment means information and tuition payment request information received from the staff terminal 665 (or school server 670) of the school shown in FIG. In step 905, the payment approval request information is transmitted to the telecommunication company server to which the wireless terminal 675 of the payer is subscribed. ).

If the payment approval result information corresponding to the payment approval request information transmitted from the payment institution server is received (910), the server transmits the received payment approval result information to the employee terminal 665 (or school) of the school. Server 670).

The server may further include a wireless terminal 675 which transmits the payment means information, communication means corresponding to student information included in the tuition payment request information, and communication means corresponding to payer information included in the tuition payment request information. It is possible to send.

100: information receiving means
105: page generation means
110: page storage means
115: message constructing means
120: message providing means
130: page providing means
135: payment processing means
140: payment result providing means
145: payment checker means
155: storage medium
160: page management D / B
165: employee terminal
170: school server
175: wireless terminal

Claims (12)

When receiving the tuition payment request information including at least one of the school information, payer information, student information, course information, course information from the school, generating a wireless page (A) containing the received tuition payment request information Page generation means;
Payment request message providing means for constructing a wireless message including a callback URL corresponding to the generated wireless page (A) and transmitting the wireless message to a wireless terminal corresponding to the payer information;
When the wireless terminal accesses through the callback URL, the wireless page A corresponding to the callback URL is provided to the wireless terminal for processing and outputted, and the payment request menu included on the output wireless page A is output. When (or a button or icon) is input (or selected), a wireless page (B) is generated (or extracted) including a payment method information input (or selection) interface corresponding to the payment request menu (or button or icon). Payment means input page providing means provided to the wireless terminal;
When the payment method information input (or selected) is received through the payment method information input (or selection) interface included in the wireless page (B), the payment approval request message is based on the received payment method information and the tuition information. A payment processing means for generating a payment request to a payment institution server corresponding to the payment means information and receiving a full payment approval result from the payment institution server; a school fee payment service using a wireless message, characterized in that it comprises a Provide system.
The method of claim 1,
When the payment approval result text is received from the payment institution server, the received payment approval result text is read to confirm payment approval history information, and a wireless page (C) including the confirmed payment approval history information is configured to the Payment result page providing means for providing a wireless terminal; School expenses payment service providing system using a wireless message, characterized in that comprises a.
The method of claim 1,
When the payment approval result message is received from the payment institution server, the received payment approval result message is read to confirm payment approval history information, and a wireless message including the verified payment approval history information is configured to the wireless terminal. School result payment service providing system using a wireless message, characterized in that it comprises a; providing a payment result message providing means.
The method of claim 1,
When the tuition payment request information is received from the school, the payer confirmation means for confirming whether the payer corresponding to the received payment information, the customer agrees to pay the school fee; wireless message further comprises a School fee payment service providing system using.
The method of claim 1, wherein the page generating means,
When the tuition payment request information received from the school further includes the attendance status information for the student, the school expenses using a wireless message, characterized in that to generate a wireless page (A) further comprising the received attendance status information Payment service provision system.
The method of claim 1, wherein the page generating means,
Providing preference information for the courses included in the tuition payment request information received from the school, and providing a school fee payment service using a wireless message, characterized in that to generate a wireless page (A) including the confirmed preference information system.
If a tuition payment request information including at least one of the school information, payer information, student information, course information, course information from the school received a wireless page (A) including the received tuition payment request information from the server Generating;
Constructing a wireless message including a callback URL corresponding to the generated wireless page (A) in a server, and transmitting the wireless message to a wireless terminal corresponding to the payer information;
When the wireless terminal accesses through the callback URL, the wireless page A corresponding to the callback URL is provided to the wireless terminal for processing and outputted, and the payment request menu included on the output wireless page A is output. When (or a button or icon) is input (or selected), the server generates (or selects) a wireless page (B) including a payment method information input (or selection) interface corresponding to the payment request menu (or button or icon). Extracting and providing the same to the wireless terminal;
When the payment method information input (or selected) is received through the payment method information input (or selection) interface included in the wireless page (B), payment is approved based on the payment method information and the tuition information received from the server. Generating the request message to request a payment to the payment institution server corresponding to the payment means information, and receiving the payment approval result full text from the payment institution server; School expenses payment service using a wireless message comprising a How to Provide.
The method of claim 7, wherein
When the payment approval result message is received from the payment institution server, the payment approval result information is read by the server to check payment approval history information, and a wireless message including the confirmed payment approval history information is configured to perform the wireless. Providing to the terminal; School expenses payment service providing method using a wireless message comprising a.
The method of claim 7, wherein the generating of the wireless page A including the received tuition payment request information by the server comprises: whether the payer corresponding to the received payment information is a customer who has agreed to pay the school fee. Checking; school fee payment service providing method using a wireless message, characterized in that further comprises.
A computer-readable recording medium having recorded thereon a program for executing the method of any one of claims 7 to 10.
When receiving the tuition payment request information including at least one of the school information, payer information, student information, course information, course information from the school, generating a wireless page (A) containing the received tuition payment request information Page generation means;
Payment request message providing means for constructing a wireless message including a callback URL corresponding to the generated wireless page (A) and transmitting the wireless message to a wireless terminal corresponding to the payer information;
When the wireless terminal accesses through the callback URL, the wireless page A corresponding to the callback URL is provided to the wireless terminal for processing and outputted, and the payment request menu included on the output wireless page A is output. When (or a button or icon) is input (or selected), a wireless page (B) is generated (or extracted) including a transaction authentication number input (or selection) interface corresponding to the payment request menu (or button or icon). Means for providing a transaction authentication number input page provided to the wireless terminal;
When a transaction authentication number entered (or selected) is received through the transaction authentication number input (or selection) interface included in the wireless page (B), payment approval request information based on the received transaction authentication number and the tuition information And a payment processing unit for transmitting a request for payment by configuring a transmission to a telecommunication company server and receiving payment approval result information from the telecommunication company server.
12. The method of claim 11,
Credit providing means for providing a credit service on the basis of the completion of the payment approval upon receiving a credit service request for a payment amount for which payment approval is completed;
And a settlement processing unit configured to process the settlement based on the settlement amount when the settlement amount is received from the telecommunication company, when the settlement approval is completed.

Images