KR20120020807A - Mobile card managing server and method for managing mobile card thereof - Google Patents

Mobile card managing server and method for managing mobile card thereof Download PDF

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Publication number
KR20120020807A
KR20120020807A KR1020100084655A KR20100084655A KR20120020807A KR 20120020807 A KR20120020807 A KR 20120020807A KR 1020100084655 A KR1020100084655 A KR 1020100084655A KR 20100084655 A KR20100084655 A KR 20100084655A KR 20120020807 A KR20120020807 A KR 20120020807A
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KR
South Korea
Prior art keywords
mobile
card
payment
joint
mobile terminals
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KR1020100084655A
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Korean (ko)
Inventor
이동연
Original Assignee
비씨카드(주)
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Priority to KR1020100084655A priority Critical patent/KR20120020807A/en
Publication of KR20120020807A publication Critical patent/KR20120020807A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W84/00—Network topologies
    • H04W84/02—Hierarchically pre-organised networks, e.g. paging networks, cellular networks, WLAN [Wireless Local Area Network] or WLL [Wireless Local Loop]
    • H04W84/10—Small scale networks; Flat hierarchical networks
    • H04W84/12—WLAN [Wireless Local Area Networks]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/08—Access point devices

Abstract

The present invention provides a mobile card management that can transmit all the payment information related to the payment to the plurality of mobile terminals at the time of payment using the joint mobile corporation card from a plurality of mobile terminals jointly equipped with a joint mobile corporation card. A server and its mobile card management method.
In accordance with an embodiment of the present invention, a mobile card management server is a registration information management module for managing registration information for a joint mobile corporation card that is co-mounted on a plurality of mobile terminals and is co-licensed by the plurality of mobile terminals. ; A payment information management module configured to manage payment information related to payment of the joint mobile corporation card by each of the plurality of mobile terminals; A payment information transmitting module for transmitting all payment information related to the payment to the plurality of mobile terminals when the mobile terminal of the plurality of mobile terminals uses the joint mobile corporation card; And a control module for controlling operations of the registration information management module, the payment information management module, and the payment information transmission module.

Description

Mobile card managing server and method for managing mobile card

The present invention relates to a mobile card management server and a mobile card management method thereof, which allow a plurality of mobile terminals to jointly use a single mobile corporation card.

Recently, the issuance of various IC cards such as credit IC cards, check IC cards, cash IC cards, civil servants IC cards, student ID IC cards, access control cards, ID cards, and traffic cards has increased. In addition, the number of card companies that provide card use services such as credit card business, access control, identity verification, payment of goods using the IC card is increasing.

Furthermore, corporations, such as corporations, are issued a corporate IC card in the name of a corporation, and the employees belonging to the corporation are allowed to use the corporate IC card directly. You can do that.

However, when the corporate IC card is occupied by a specific employee, there is a disadvantage that the use of the corporate IC card by other employees is impossible.

In addition, as a corporate IC card is used by a plurality of employees, a problem may arise that is not clear who its present occupant is.

Therefore, there is a need to find a way to conveniently use a corporate IC card for a plurality of employees belonging to a corporation.

SUMMARY OF THE INVENTION An object of the present invention is to provide a mobile card management server and a mobile card management method, in which a joint mobile corporation card is jointly mounted in a plurality of mobile terminals, so that the joint mobile corporation card can be freely used by each of the plurality of mobile terminals. .

The present invention also provides a mobile card management server and a mobile card capable of providing payment information to a plurality of mobile terminals co-loaded with a joint mobile corporation card when the payment using the joint mobile corporation card is performed by a specific mobile terminal. Another purpose is to provide a management method.

In order to achieve the above object, the mobile card management server according to the present invention is registered to manage the registration information for the joint mobile corporate card that is jointly mounted on a plurality of mobile terminals and licensed for joint use by the plurality of mobile terminals. An information management module; A payment information management module configured to manage payment information related to payment of the joint mobile corporation card by each of the plurality of mobile terminals; A payment information transmitting module for transmitting all payment information related to the payment to the plurality of mobile terminals when the mobile terminal of the plurality of mobile terminals uses the joint mobile corporation card; And a control module for controlling operations of the registration information management module, the payment information management module, and the payment information transmission module.

In addition, in order to achieve the above object, the mobile card management method according to the present invention comprises the steps of issuing a joint mobile corporate card, which is co-mounted on a plurality of mobile terminals and licensed for joint use by the plurality of mobile terminals; Receiving payment request data at the time of payment using the joint mobile corporation card at any one of the plurality of mobile terminals; When receiving the payment request data, confirming whether the payment using the joint mobile corporation card is a party payment; Transmitting payment permission data if the payment is a result of the verification; And transmitting all payment information related to payment of the joint mobile corporation card by the mobile terminal to the plurality of mobile terminals when the payment permission data is transmitted.

Effects of the mobile card management server and the mobile card management method thereof according to the present invention are as follows.

First, since a joint mobile corporation card can be jointly mounted and used in a plurality of mobile terminals, it can be useful when a single corporate card needs to be used by a plurality of users.

Second, since payment information may be provided to other mobile terminals when payment is made by a specific mobile terminal among a plurality of mobile terminals jointly equipped with a joint mobile corporation card, payment information may be shared between users of the corporation card in real time.

1 is a block diagram of a mobile card management system according to an embodiment of the present invention.
2 is a structural diagram of a mobile card management server according to an embodiment of the present invention;
3 is a flowchart of a mobile card management method of a mobile card management server according to an embodiment of the present invention;
4 is a screen configuration diagram for sharing payment information during payment by the first mobile terminal in accordance with one embodiment of the present invention.
FIG. 5 is a table showing usage limits set on a joint mobile corporation card co-mounted in a plurality of mobile terminals in accordance with one embodiment of the present invention. FIG.
6 is a table showing valid periods set in a joint mobile corporation card co-mounted in a plurality of mobile terminals in accordance with one embodiment of the present invention.
7A and 7B are tables showing usage history of a joint mobile corporation card co-mounted in a plurality of mobile terminals in accordance with one embodiment of the present invention.
8 is a table showing mileage (or points) set in a joint mobile corporation card co-mounted in a plurality of mobile terminals in accordance with one embodiment of the present invention.

The terms used in this specification will be briefly described and the present invention will be described in detail.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. In addition, in certain cases, there is also a term arbitrarily selected by the applicant, in which case the meaning will be described in detail in the description of the invention. Therefore, the terms used in the present invention should be defined based on the meanings of the terms and the contents throughout the present invention, rather than the names of the simple terms.

Throughout the specification, a mobile card refers to a new type of medium that can be used for payment by utilizing the communication connectivity and security of a mobile terminal, away from the form of a traditional plastic plate. In addition, the mobile card is to enable the function of the smart card in the mobile phone, and supports functions such as credit card, debit card, transportation card, identification card (ID card), online payment. Furthermore, in the present specification, the joint mobile corporation card refers to a mobile card that is permitted to be jointly used by employees belonging to a corporation as a mobile card in a corporation name, and may be commonly installed in each mobile terminal of employees.

According to an embodiment of the present invention, the mobile card may be a card for simply receiving the same card service from the mobile terminal in correspondence with the plastic card issued previously. According to another embodiment of the present invention, the mobile card may be a card that is newly issued and can be used only in the mobile terminal.

1 is a block diagram of a mobile card management system according to an embodiment of the present invention. 1 illustrates the structure of a mobile terminal equipped with a joint mobile corporation card.

As shown in FIG. 1, according to an embodiment of the present invention, the mobile terminals 100-1,..., 100 -N are secured areas 120-1,. Card management module (200-1, ..., 200-N), may include a joint mobile corporate card 300, to drive the mobile card management module (200-1, ..., 200-N) Accordingly, the card management server 400 may be connected.

As shown in FIG. 1, according to an embodiment of the present invention, since the mobile terminal 100-1,..., 100 -N supports a wireless communication function, communication with the card management server 400 is possible. Do. In this case, the mobile terminals 100-1,..., 100 -N may communicate with the card management server 400 using a wireless LAN.

The wireless LAN is a local area network (LAN) capable of high-speed Internet within a certain distance of a place where a wireless access device (AP) is installed. The wireless LAN uses radio waves or an infrared transmission method. For example, there may be wireless fidelity (WiFi). WiFi (wireless fidelity) is a local area network (LAN) that enables high-speed Internet access within a certain distance of an access point (AP).

In addition, the mobile terminal 100-1,..., 100 -N and the card management server 400 may transmit or receive data through a communication network of a mobile telecommunication company, for example, a 3G network or a 4G network. . 3G is the third generation of mobile communication, such as wideband code division multiple access (WCDMA) and high speed downlink packet access (HSDPA), and the frequency of use is 2GHz, which is unified around the world, enabling automatic international roaming service. 4G is similar to 3G with 4G mobile communication, but the download speed is more than 10 times. However, in case of using a mobile communication company's communication network (eg, 3G network, 4G network), a data communication fee should be charged.

On the other hand, the mobile terminal (100-1, ..., 100-N) may be implemented in various forms. For example, the mobile communication terminal 100 described herein may be a mobile phone, a smart phone, a personal digital assistant (PDA), a portable multimedia player (PMP), a navigation device, an e-book terminal, or the like. .

In addition, the mobile terminals 100-1,..., 100 -N may co-mount the joint mobile corporation card 300, and use a mobile card management module for service management of the joint mobile corporation card 300 ( 200-1, ..., 200-N), and may include respective security zones. The security zone may for example be a USIM.

Furthermore, the joint mobile corporation card 300 may have the same card identification information for the plurality of mobile terminals 100-1 and 100 -N. That is, it can be said that the same joint mobile corporation card 300 is jointly mounted in each of the plurality of mobile terminals 100-1 and 100 -N. For example, the card identification information may include information such as a credit card number, an expiration date, and a card verification code (CVC).

The universal subscriber identity module (USIM) is a combination of subscriber identity module (SIM) card with subscriber information and universal IC card (UICC), which implements various functions such as user authentication, global roaming, and e-commerce on one card. will be. The USIM consists of a small CPU and memory. The CPU identifies the user with an encryption / decryption function, and the memory is used as a storage space for additional services. That is, the security zone 120 may serve as a hardware security module (HSM).

According to an embodiment of the present invention, the mobile card management module 200 may mean a predetermined program (software) for managing basic information and service contents of the mobile card 300. The mobile card management module 200 may be implemented in the form of a specific application, a specific applet, or a specific virtual machine.

According to an embodiment of the present invention, the joint mobile corporation card 300 may be recorded and managed in a secure digital card (SD card) or a memory, or may be issued and stored in a secure area such as a USIM.

Meanwhile, according to one embodiment of the present invention, when the mobile card 300 is stored in a security area (for example, USIM), the security area may serve as a hardware security module (HSM), Secret information about the mobile card 300 stored in the security area may not be exposed or regenerated to the outside.

Furthermore, the mobile card 300 may secure an area in which service contents (hereinafter referred to as card usage additional information) regarding a discount coupon, interest-free installment, mileage card, and affiliated mileage card may be stored. In this case, the mobile card 300 mounted in each of the plurality of mobile terminals 100-1 and 100 -N may store card usage additional information common to the plurality of mobile terminals 100-1 and 100 -N. Card usage additional information unique to the plurality of mobile terminals 100-1 and 100 -N may be stored.

2 is a structural diagram of a card management server for issuing and managing a joint mobile corporation card according to the present invention.

As shown in FIG. 2, the card management server 400 is a card issuing module for issuing a joint mobile corporation card 300 which is co-mounted on a plurality of mobile terminals 100-1,..., 100 -N. 410, a registration information management module 420 for managing registration information for the joint mobile corporation card 300, the joint mobile corporation card by each of the plurality of mobile terminals (100-1, ..., 100-N) Billing information management module 430 for managing payment information related to the payment of 300, the joint mobile corporation card 300 by a specific mobile terminal of the plurality of mobile terminals (100-1, ..., 100-N) Payment information transmission module 440, and card issuing module 410, registration information management module 420 for transmitting the payment information to all the plurality of mobile terminals (100-1, ..., 100-N) at the time of payment using The payment information management module 430 and the payment information transmitting module 440 may include a control module 450 for controlling operations of each.

Herein, the registered information of the joint mobile corporation card 300 may include the name of the joint mobile corporation card 300 (for example, corporate name or corporate representative name, etc.), the user (for example, employees belonging to a corporation or corporation). A certain rank or more of employees belonging to), terminal information (for example, terminal telephone number, terminal serial number, etc.) on which the joint mobile card 300 is mounted.

In addition, the payment information may include payment details or usage details that have been paid for a certain period of time as well as payment information (payment place information, payment amount information, mileage accumulation information, etc.) related to real-time payment. In this case, the payment information may be commonly managed or individually managed by the plurality of mobile terminals 100-1,..., 100 -N.

Furthermore, the card management server 400 may store additional information related to the joint mobile corporation card. For example, the additional information may include an expiration date, a limit of use, mileage information, coupon information, and the like of the joint mobile corporation card. In this case, the additional information may be managed in common or individually managed by the plurality of mobile terminals 100-1,..., 100 -N.

3 is a flowchart of a mobile card management method of a mobile card management server according to an embodiment of the present invention.

As shown in FIG. 3, the card management server 400 may be jointly incorporated in a plurality of mobile terminals 100-1,..., 100 -N under the control of the control module 450. The card is issued using the card issuing module 410 (S310).

In this case, the plurality of mobile terminals 100-1,..., 100 -N may refer to mobile terminals owned by each of the users authorized to use the joint mobile corporation card. For example, licensed users may include employees of a corporation.

In the issuing step (S310), the card management server 400 not only registers the nominee (or owner) information of the joint mobile corporation card, but also the mobile terminals 100-1,. -N) information can be registered. In this case, the registered information may be managed by the registration information management module 420.

For example, the information of the mobile terminals 100-1,..., 100 -N may include a terminal name, a terminal telephone number, a terminal serial number, and the like.

In the issuing step (S310), the card management server 400, under the control of the control module 450, by using the registration information management module 420, the mobile terminals 100-1, ..., 100-N) may register a specific mobile terminal as an owner of a joint mobile corporation card, and register the remaining mobile terminals as a user of the joint mobile corporation card.

In the issuing step (S310), the card management server 400 issues a joint mobile corporation card from a specific mobile terminal 100-1 having a master authority among the mobile terminals 100-1,..., 100 -N. When receiving the request for data, and successfully authenticated the identity of the specific mobile terminal 100-1, data for issuing the joint mobile corporation card may be transmitted to the specific mobile terminal 100-1.

Therefore, the specific mobile terminal 100-1 may receive a joint mobile corporation card from the card management server 400 through the mobile card management module 200-1 using data for issuing a joint mobile corporation card. .

On the other hand, in a general manner, when a customer who wants to issue a joint mobile corporate card to apply for issuing a joint mobile corporate card offline, the card management server 400, if passed the examination for card issuance, the customer is a joint mobile The joint mobile corporation card may be issued to the plurality of mobile terminals 100-1,..., 100 -N requesting the joint loading of the corporation card.

As described above, the joint mobile corporation card issued in the issuing step S310 may be jointly mounted in the plurality of mobile terminals 100-1,..., 100 -N. The issued joint mobile corporation card may correspond to the joint mobile corporation card 300 shown in FIG. 1.

The card management server 400 performs payment using a joint mobile corporation card mounted on the mobile terminal (hereinafter, referred to as a first mobile terminal) of the plurality of mobile terminals 100-1 to 100 -N. When the payment request data is received (S330).

At this time, the card management server 400 may receive payment request data using a payment information receiving module (not shown).

For example, the payment request data may include payment place information, payment amount information, information about the first mobile terminal that has performed the payment, and the like.

In the reception step S330, the card management server 400 may receive payment request data from a first mobile terminal that has performed a payment or a payment operation input terminal (for example, a card payment machine) provided at a payment location. .

When the card management server 400 receives the payment request data, the card management server 400 checks whether the payment by the first mobile terminal is a just payment under the control of the control module 450 (S340).

The control module 450 may check whether the first mobile terminal or a user thereof is registered in the card management server 400 as a party user of the joint mobile corporation card. For example, it may be confirmed using the phone number or nominee information of the first mobile terminal.

When the card management server 400 confirms that the party pays as a result of the confirmation, the card management server 400 transmits the payment permission data using the payment information transmitting module 440 under the control of the control module 450 (S350). At this time, the receiving subject of the payment permission data may be the subject that transmitted the payment request data.

For example, the payment permission data may include information indicating that the payment requested by the payment request data is approved.

As the payment permission data is transmitted, payment by the first mobile terminal can be accepted as normal payment.

If the payment by the first mobile terminal is approved as the normal payment, the card management server 400 controls payment information related to the payment of the first mobile terminal according to the control of the control module 450. -1, ..., 100-N) to all using the payment information transmission module 340 (S360).

For example, the payment information related to the payment of the first mobile terminal may include payment place information, identification information of the first mobile terminal that performed the payment, payment amount information, remaining usage limit information of the corresponding payment result, and accumulation according to the payment result. Mileage information and the like.

Furthermore, notification information indicating that payment information is payment information by the first mobile terminal may be further provided to the other terminals except the first mobile terminal.

Therefore, at the time of payment by any mobile terminal, payment information by the first mobile terminal can be confirmed in real time by another mobile terminal which is jointly loaded with the joint mobile corporation card.

4 is a screen configuration diagram of sharing payment information with another mobile terminal when a payment is made by a first mobile terminal according to an embodiment of the present invention. For convenience of explanation, it is assumed that the joint mobile corporation card is co-mounted on the first to third mobile terminals 100-1 to 100-3.

As shown in FIG. 4, when the payment is performed by the first mobile terminal 100-1, the card management server 400 moves the payment information by the first mobile terminal 100-1 to the first movement. The terminal 100-1 may be provided to both the second and third mobile terminals 100-2 and 100-3 that have not performed payment.

Therefore, payment information may be shared in real time between the first to third mobile terminals 100-1 to 100-3 that are jointly loaded with the joint mobile corporation card.

Of course, according to the setting, it is possible to prevent sharing of payment information with a specific mobile terminal among the mobile terminals co-mounted with the joint mobile corporation card.

According to the present invention, the card management server 400, under the control of the control module 450, is common to the plurality of mobile terminals 100-1, ..., 100-N as the usage limit of the joint mobile corporation card. At least one of the common use limit and the individual use limit unique to each of the plurality of mobile terminals 100-1 to 100 -N may be managed. For example, the usage limit may be managed by the payment information management module 430.

In addition, the plurality of mobile terminals 100-1,..., 100 -N can connect to the card management server 400 to check the usage limit of the joint mobile corporation card at any time. Furthermore, the individual usage limit may be provided only to the mobile terminal.

In this regard, it will be described with reference to FIG. 5. For convenience of explanation, it is assumed that the joint mobile corporation card is co-mounted on the first to third mobile terminals 100-1 to 100-3.

According to FIG. 5, the common usage limit of the joint mobile corporation card is 5 million won, the first mobile terminal 100-1 is allocated 2 million won out of the common usage limit 5 million won, and the second mobile terminal 100-2 is assigned. 2 million won of the common usage limit 5 million won may be allocated, and 1 million won of the common usage limit 5 million won may be allocated to the third mobile terminal 100-3.

On the other hand, it is also possible to specify only the common usage limit and not to individually designate the allowed amount of the common usage limit for each mobile terminal. That is, one mobile terminal may use up the common usage limit.

In addition, a unique usage limit amount for each of the first to third mobile terminals 100-1 to 100-3 may be additionally set separately from the common use limit amount. Alternatively, the common usage limit amount is not specified, and only the unique usage limit amount for each of the first to third mobile terminals 100-1 to 100-3 may be set.

According to the present invention, the card management server 400, under the control of the control module 450, shares the valid period of the joint mobile corporation card to the plurality of mobile terminals 100-1, ..., 100-N. It can be applied or applied individually. For example, the validity period may be managed by the registration information management module 420.

In addition, the plurality of mobile terminals 100-1,..., 100 -N can access the card management server 400 and check the valid period of the joint mobile corporation card at any time. Furthermore, the individual validity period may be provided only to the corresponding mobile terminal.

In this regard, it will be described with reference to FIG. 6. Assume that the joint mobile corporation card is co-mounted on the first to third mobile terminals 100-1 to 100-3.

According to FIG. 6, the common validity period of the joint mobile corporation card is 12/12/2012, and the second mobile terminal 100-2 may separately designate a separate validity period of 30.06.2013, and the third movement. The terminal 100-3 may be separately designated an effective period of 12/12/2011. Of course, only the common validity period can be set.

In other words, the common validity period is applied to the first mobile terminal 100-1 in which the individual validity period is not set, and the second and third mobile terminals 100-2 and 100-3 in which the individual validity period is set. Individual validity periods may apply (individual validity periods take precedence).

Also, the common validity period is not specified, and only individual validity periods for each of the first to third mobile terminals 100-1 to 100-3 may be set.

According to the present invention, the card management server 400, according to the control of the control module 450, a plurality of mobile terminals (100-1, ..., 100-N) for a predetermined period of payment history by the joint mobile corporation card ) All or individually.

At this time, the card management server 400, under the control of the control module 450, at the time of payment using the joint mobile corporation card in a specific mobile terminal, along with the payment information for the payment information (for example, As identification information, a terminal name or a terminal telephone number, etc.) may be linked and stored together. In this case, the payment information and information of the specific mobile terminal corresponding thereto may be managed by the payment information management module 430.

Furthermore, the card management server 400 may grant all or a specific mobile terminal to a plurality of mobile terminals 100-1,. Can be. Therefore, the payment details of the joint mobile corporation card may be confirmed only through the specific mobile terminal to which the confirmation authority is granted.

In this regard, a description will be given with reference to FIGS. 7A and 7B. Assume that the joint mobile corporation card is co-mounted on the first to third mobile terminals 100-1 to 100-3.

According to FIG. 7A, the card management server 400 moves any of the plurality of mobile terminals 100-1,..., 100 -N to the payment details (or usage details) for a predetermined period of the joint mobile corporation card. It can be provided to the terminal.

At this time, any mobile terminal may be any mobile terminal or may be a specific mobile terminal to which the authority to check payment details is granted.

As shown in FIG. 7A, payment details for a certain period of time are displayed in chronological order, and the payment items constituting the payment details include information (for example, name or phone number) of the mobile terminal that performed the payment. Can be displayed together.

Furthermore, the corresponding payment item may be identified and displayed for each mobile terminal that has made a payment in the payment details.

As shown in FIG. 7B, the payment details for a certain period may include only the payment details performed by a specific mobile terminal.

For example, when the first key 701 is selected in FIG. 7A, the control module 450 may sort and display only payment details performed by the first mobile terminal 100-1. In addition, when the entire key 704 is selected in Fig. 7B, it may return to the Fig. 7A state.

Furthermore, when the second key 702 or the third key 703 is selected in FIG. 7A or 7B, the control module 450 may include the second mobile terminal 100-2 or the third mobile terminal 100. Only payment details performed by -3) can be sorted and displayed.

According to the present invention, the card management server 400, under the control of the control module 450, calculates the mileage (or points) of the joint mobile corporation card from the plurality of mobile terminals 100-1, ..., 100-N. ) Can be made for common earning / common use or for individual earning and individual use. For example, information about mileage accumulation and use may be managed by the payment information management module 430.

In addition, the plurality of mobile terminals 100-1,..., 100 -N can access the card management server 400 and check the mileage of the joint mobile corporation card at any time. Furthermore, individual mileage may be provided only to that mobile terminal.

In this regard, a description will be given with reference to FIG. 8. Assume that the joint mobile corporation card is co-mounted on the first to third mobile terminals 100-1 to 100-3.

As shown in FIG. 8, mileage accumulation by using a joint mobile corporation card may be performed in common by the first to third mobile terminals 100-1 to 100-3 (common total mileage of 20000 points). .

At this time, the card management server 400, the mileage information (first mobile terminal_1000 point, second mobile terminal) accumulated by each of the first to third mobile terminals 100-1 to 100-3 of the common total mileage _5000 point, third mobile terminal_5000 point) can be managed separately.

Furthermore, the first to third mobile terminals 100-1 to 100-3 may be used regardless of the subject who earned the common total mileage, or may have a right to use only the mileage that they have accumulated.

In addition, according to the present invention, the card management server 400 can issue a coupon corresponding to the joint mobile corporation card, the coupon common to the plurality of mobile terminals (100-1, ..., 100-N) ( Common coupons) or a plurality of mobile terminals 100-1,.

In the former case, the joint coupon is only used when the joint coupon is used by a specific mobile terminal, so the joint coupon can no longer be used by another mobile terminal. On the other hand, in the latter case, even if a unique coupon is used by a specific mobile terminal, since the unique coupon of another mobile terminal exists as it is, the other mobile terminal can effectively use the unique coupon.

Further, according to the present invention, the plurality of mobile terminals 100-1, ..., 100-N can be set in common or individually with a password for the common mobile corporation card mounted thereon. Furthermore, in the case of the common password, the password setting and changing authority may be granted only to a specific mobile terminal having master authority among the plurality of mobile terminals 100-1,..., 100 -N.

Those skilled in the art to which the present invention pertains will understand that the above-described present invention can be implemented in other specific forms without changing the technical spirit or essential features.

Therefore, it is to be understood that the embodiments described above are exemplary in all respects and not restrictive. The scope of the present invention is shown by the following claims rather than the detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalent concepts should be construed as being included in the scope of the present invention. do.

100-1 to 100-N mobile terminals
120-1 to 120-N Security Zones (USIM)
200-1 to 200-N Mobile Card Management Module
300 joint mobile corporation card
400 card management server
410 card issuance module
420 Property Management Module
430 Billing Information Management Module
440 payment information sending module
450 control module

Claims (17)

A registration information management module for managing registration information for a joint mobile corporation card jointly mounted in a plurality of mobile terminals and licensed for joint use by the plurality of mobile terminals;
A payment information management module configured to manage payment information related to payment of the joint mobile corporation card by each of the plurality of mobile terminals;
A payment information transmitting module for transmitting all payment information related to the payment to the plurality of mobile terminals when the mobile terminal of the plurality of mobile terminals uses the joint mobile corporation card; And
And a control module for controlling operations of the registration information management module, the payment information management module, and the payment information sending module. The method of claim 1,
And a card issuing module for issuing the joint mobile corporation card having the same card identification information for each of the plurality of mobile terminals. The method of claim 1, wherein the registration information management module,
And registering a specific mobile terminal of the plurality of mobile terminals as an owner of the joint mobile corporation card, and registering the remaining mobile terminals as a user of the joint mobile corporation card. The method of claim 1, wherein the registration information management module,
The mobile card management server which applies the common term of the joint mobile corporation card to the plurality of mobile terminals in common or individually applies to each of the plurality of terminals. The method of claim 1, wherein the payment information management module,
A mobile card management server that manages at least one of a common usage limit amount common to the plurality of mobile terminals and an individual use limit amount unique to each of the plurality of mobile terminals as a usage limit amount of the joint mobile corporation card. The method of claim 1, wherein the payment information management module,
And a mobile card management server for granting a right to confirm payment details for a predetermined period of time by the joint mobile corporation card to all of the plurality of mobile terminals or a specific mobile terminal among the plurality of mobile terminals. The method of claim 1, wherein the payment information management module,
And a mobile card management server for linking and storing payment information related to the payment together with information of a mobile terminal that paid for the joint mobile corporation card when the payment is made using the joint mobile corporation card. The method of claim 1, wherein the payment information management module,
In providing payment information of the joint mobile corporation card, the mobile card management server for identifying and providing which of the plurality of mobile terminals the payment information by the mobile terminal. The method of claim 1, wherein the payment information transmission module,
The mobile card management server for transmitting the notification information indicating that the payment information for a certain mobile terminal to the other mobile terminals other than the mobile terminal. Issuing a joint mobile corporation card jointly mounted on a plurality of mobile terminals and licensed for joint use by the plurality of mobile terminals;
Receiving payment request data at the time of payment using the joint mobile corporation card at any one of the plurality of mobile terminals;
When receiving the payment request data, confirming whether the payment using the joint mobile corporation card is a party payment;
Transmitting payment permission data if the payment is a result of the verification; And
And transmitting all payment information related to the payment of the joint mobile corporation card by the mobile terminal to the plurality of mobile terminals when the payment permission data is transmitted. The method of claim 10, wherein the issuing step comprises:
A mobile corporation card management method for issuing the joint mobile corporation card having the same card identification information for each of the plurality of mobile terminals. The method of claim 10,
And registering a specific mobile terminal of the plurality of mobile terminals as an owner of the joint mobile corporation card and registering the remaining mobile terminals as a user of the joint mobile corporation card. The method of claim 10,
And applying the expiration date of the joint mobile corporation card to the plurality of mobile terminals in common or individually applying each of the plurality of terminals. The method of claim 10,
And managing at least one of a common usage limit common to the plurality of mobile terminals and an individual use limit unique to each of the plurality of mobile terminals as a usage limit of the joint mobile corporation card. The method of claim 10,
The mobile corporation card management method further comprises the step of granting the authority to check the payment history by the joint mobile corporation card for all of the plurality of mobile terminals or only a specific mobile terminal of the plurality of mobile terminals. The method of claim 10,
The mobile corporate card management method further comprising the step of linking and storing the payment information related to the payment with the information of the mobile terminal that paid for the joint mobile corporation card when the payment using the joint mobile corporation card. The method of claim 10, wherein the transmitting step,
And transmitting notification information informing that the payment information is for one mobile terminal to the remaining mobile terminals except for the one mobile terminal.
KR1020100084655A 2010-08-31 2010-08-31 Mobile card managing server and method for managing mobile card thereof KR20120020807A (en)

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2015026126A1 (en) * 2013-08-20 2015-02-26 (주)인스타페이 Mobile card sharing service method and system with enhanced security
KR20150094286A (en) * 2014-02-11 2015-08-19 에스케이플래닛 주식회사 Terminal and affiliated store server, electronic wallet system comprising the same, control method thereof and computer readable medium having computer program recorded therefor
KR20160036757A (en) * 2014-09-25 2016-04-05 김동현 System for managing corporation card for each user
KR20170083436A (en) * 2016-01-08 2017-07-18 삼성전자주식회사 Method for providing search information and device therefor
WO2017135777A1 (en) * 2016-02-04 2017-08-10 Samsung Electronics Co., Ltd. Mobile electronic device and method for electronic payment

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2015026126A1 (en) * 2013-08-20 2015-02-26 (주)인스타페이 Mobile card sharing service method and system with enhanced security
KR20150094286A (en) * 2014-02-11 2015-08-19 에스케이플래닛 주식회사 Terminal and affiliated store server, electronic wallet system comprising the same, control method thereof and computer readable medium having computer program recorded therefor
KR20160036757A (en) * 2014-09-25 2016-04-05 김동현 System for managing corporation card for each user
KR20170083436A (en) * 2016-01-08 2017-07-18 삼성전자주식회사 Method for providing search information and device therefor
WO2017119763A3 (en) * 2016-01-08 2018-08-02 삼성전자 주식회사 Mobile payment method and device
WO2017135777A1 (en) * 2016-02-04 2017-08-10 Samsung Electronics Co., Ltd. Mobile electronic device and method for electronic payment
CN107038565A (en) * 2016-02-04 2017-08-11 三星电子株式会社 Electronic apparatus and method for e-payment
KR20170092897A (en) * 2016-02-04 2017-08-14 삼성전자주식회사 Portable apparatus and method for electronic payment thereof
US11176526B2 (en) 2016-02-04 2021-11-16 Samsung Electronics Co., Ltd Mobile electronic device and method for electronic payment

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