KR20120017890A - Terminal device having electronic card, apparatus for communication of transacition information, apparatus for management of sale, server for supported electronic card, system and method for providing electronic receipt, and recording medium having computer progran recorded - Google Patents

Abstract

PURPOSE: An electronic card terminal device, a transaction communication device, a sale management device, an electronic card supporting server, an electronic receipt providing system, an electronic receipt providing method and a recording medium with a computer program are provided to offer electronic receipt information in detail, wherein the electronic card terminal device directly issues the electronic receipt. CONSTITUTION: A transaction communication device(200) records receipt information of a receipt message on an electronic card. A sale management device(300) generates credit card payment transaction information. When credit card payment is authorized, a credit card payment authorization server(400) transmits an authorized credit card payment message and a payment history of the credit card payment. An electronic card terminal(100) device issues an electronic receipt.

Description

Electronic card terminal device, transaction information communication device, sales management device, electronic card support server, electronic receipt providing system, electronic receipt providing method and recording medium recording computer program APPARATUS FOR MANAGEMENT OF SALE, SERVER FOR SUPPORTED ELECTRONIC CARD, SYSTEM AND METHOD FOR PROVIDING ELECTRONIC RECEIPT, AND RECORDING MEDIUM HAVING COMPUTER PROGRAN RECORDED}

The present invention relates to a technology for providing an electronic receipt according to a commerce using an electronic card, and more particularly, an electronic card terminal device for generating an electronic receipt, a transaction information communication device for commerce using an electronic card, A sales management device for providing receipt information, an electronic card support server for supporting an electronic card terminal device for generating an electronic receipt, an electronic receipt providing system including them, a method for providing an electronic receipt, and a computer program for performing the method are recorded. It relates to a recording medium.

Typically, when a transaction is made to buy or sell goods or services, the buyer receives a paper receipt from the seller, and if the user later decides to cancel the purchase, he must present the paper receipt to the seller. Therefore, the buyer should keep the paper receipt until it is possible to determine the defect of the goods or services. In the case of the paper receipt, it is inconvenient to pay special attention because of the high risk of loss.

In recent years, thanks to the remarkable development of information and communication technology, an electronic card that can store a large amount of information by mounting an integrated circuit memory device has been put into practical use. It is also contributing to the activation of replaceable electronic receipts. Since the electronic receipt is stored in a computer-readable recording medium or the like, unlike the paper receipt, the electronic receipt provides low convenience. A typical example of using such an electronic card is a mobile payment service using a mobile terminal equipped with an electronic card for payment. The mobile payment service uses a contact or contactless payment system based on a smart card and a mobile terminal equipped with an electronic card at the time of payment according to commerce.

On the other hand, according to the prior art, the electronic receipt is processed in the form of a text message is provided through a terminal equipped with an electronic card.

However, this conventional technology has a problem in that it is impossible to provide commerce information, that is, receipt information in detail due to the capacity limitation of the text message.

In addition, the electronic receipts are provided in a uniform form because they stay in a unilateral way of providing approval information or receipt information at a place that manages payment approval processes such as credit card companies, and the terminal storing the electronic receipts receives the electronic receipts sequentially. There is a problem that cannot provide a separate function other than the function to save.

The present invention has been proposed to solve the above problems of the prior art, and provides an electronic card terminal apparatus for directly generating and outputting an electronic receipt, instead of outputting a unilaterally provided electronic receipt.

The present invention provides a transaction information communication apparatus that reads card information of an electronic card or records receipt information by commerce on an electronic card for commerce using an electronic card.

The present invention provides a sales management apparatus for providing receipt information accompanying commerce so that the electronic card terminal apparatus can generate an electronic receipt including detailed commerce information, that is, receipt information.

The present invention provides an electronic card support server supporting the electronic card terminal device to generate an electronic receipt.

The present invention provides an electronic receipt providing system including an electronic card terminal device, a sales management device, an electronic card support server, and the like, and a method of efficiently operating the system.

The present invention provides a recording medium having recorded thereon a computer program for performing a method for providing an electronic receipt.

An electronic receipt providing system according to a first aspect of the present invention reads and transmits card information from an electronic card, and records receipt information included therein when the receipt message is received according to a commerce using the electronic card. A transaction information communication device and a card payment transaction request message including the card information is generated according to the commerce, and a card payment authorization request message including the card payment transaction information is transmitted; A sales management device that transmits the receipt message including the authorization information, and performs card payment approval processing based on the received card payment approval request message, and transmits the card payment approval message when the card payment approval processing is completed. And the card payment authorization server for transmitting a card payment history message, An electronic card support server for transmitting a card transaction completion message and an electronic receipt including the card transaction completion message sent by the electronic card support server or the receipt information recorded by the transaction information communication device when the payment details message is received. It may include an electronic card terminal device for generating and outputting.

Here, when the card payment history message is received, the electronic card support server may identify the electronic card terminal device based on the identification information included therein.

The electronic card terminal device may be implemented as a mobile communication terminal that records the card information and the receipt information in a subscriber identification module.

According to a second aspect of the present invention, there is provided a method for providing an electronic receipt by the electronic receipt providing system, wherein the card information read from an electronic card terminal device that stores card information and functions as an electronic card and a transaction according to a transaction using the electronic card. Requesting authorization processing of the card payment based on the information, recording the receipt information including the card payment approval information and the transaction information on the electronic card when the card payment is approved, and accepting the card payment If so, the method may include transmitting a card transaction completion message to the electronic card terminal device so that the electronic card terminal device may generate and output an electronic receipt including the receipt information or the card transaction completion message.

An electronic card terminal apparatus according to the third aspect of the present invention, the electronic card storage unit that stores the card information and functions as an electronic card, a receipt information storage unit for storing receipt information according to the commerce using the electronic card, and A message receiving unit for receiving a card transaction completion message by card payment approval processing according to a commerce, an electronic receipt generation unit for generating an electronic receipt including the receipt information and the card transaction completion message, and outputting the generated electronic receipt The electronic receipt may include an output unit.

The electronic card storage unit and the receipt information storage unit may be implemented as a subscriber identity module for recording the card information and the receipt information in a mobile communication terminal.

According to a fourth aspect of the present invention, there is provided a method of providing an electronic receipt by an electronic card terminal device that stores card information and functions as an electronic card, the method comprising: allowing reading of the card information, and performing a transaction according to a transaction using the electronic card. Allowing recording of card payment approval information and receipt information including the transaction information in accordance with the authorization processing of the card payment based on the information and the card information, and a card that can be received according to the authorization processing of the card payment; The method may include generating and outputting a payment completion message or an electronic receipt including the receipt information.

The electronic card terminal device may be implemented as a mobile communication terminal that records the card information and the receipt information in a subscriber identification module.

In the recording medium on which the computer program according to the fifth aspect of the present invention is recorded, a computer program for performing the above-described method for providing an electronic receipt can be recorded.

A transaction information communication apparatus according to a sixth aspect of the present invention, the card information reading unit for reading the card information from the electronic card terminal device for storing the card information of the electronic card, and transmits the read card information, the card And a data transmitting / receiving unit for receiving a receipt message corresponding to the information and a receipt information recording unit for recording the receipt information included in the receipt message in the electronic card terminal device.

Here, the card information reading unit may read the card information stored in the subscriber identification module of the mobile communication terminal.

The receipt information recording unit may record the receipt information in the subscriber identification module of the mobile communication terminal.

A sales management device according to a seventh aspect of the present invention, a data receiving unit for receiving the card information of the electronic card in accordance with the transaction using the electronic card, receiving a card payment approval message according to the commerce, transactions according to the commerce Transmitting a transaction information input unit for receiving information and a card payment approval request message including the card information and the transaction information so that the data receiving unit can receive the card payment approval message as a response thereto, and the transaction information And a data transmitter for transmitting a receipt message including card payment approval information, and generating and providing the card payment approval request message to the data transmitter. When the data receiver receives the card payment approval message, the receipt message is generated. A payment processing unit for providing the data transmission unit The receiver may include a receipt information storage unit for storing receipt information included in the receipt message.

Here, the data receiving unit may receive the card information from a transaction information communication device that reads and transmits the card information in a mobile communication terminal in which the card information is recorded in a subscriber identification module.

The data transmitter may transmit the receipt message to the transaction information communication device that records the receipt information in the subscriber identification module of the mobile communication terminal.

As an eighth aspect of the present invention, an electronic card support server may include: a payment history receiver configured to receive a card payment history message according to a commerce using an electronic card; It may include a card payment identification unit for generating a completion message, and a message transmission unit for transmitting the card transaction completion message to the electronic card terminal device that stores the card information to function as the electronic card.

The card payment identification unit may identify the electronic card terminal device based on the identification information included in the card payment history message.

According to an embodiment of the present invention, since the electronic card terminal device does not output the electronic receipt received unilaterally from the outside, the electronic card terminal directly generates and outputs the electronic receipt, thereby providing the commerce information, that is, the receipt information in detail. In addition, since the electronic card terminal device generates an electronic receipt using the receipt information stored therein, various forms of electronic receipts can be provided according to settings, and in addition to the storage function of the electronic receipt, additional functions such as an alignment function can be provided. .

1 is a block diagram of an electronic receipt providing system according to an embodiment of the present invention.
2 is a block diagram of an electronic card terminal device according to an embodiment of the present invention.
3 is a block diagram of a transaction information communication apparatus according to an embodiment of the present invention.
4 is a block diagram of a sales management device according to an embodiment of the present invention.
5 is a block diagram of an electronic card support server according to an embodiment of the present invention.
6 is a flowchart illustrating a method for providing an electronic receipt in the electronic receipt providing system according to an embodiment of the present invention.

Advantages and features of the present invention, and methods for achieving them will be apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various forms, and only the embodiments of the present invention make the disclosure of the present invention complete and the general knowledge in the technical field to which the present invention belongs. It is provided to fully convey the scope of the invention to those skilled in the art, and the present invention is defined only by the scope of the claims.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The following terms are defined in consideration of the functions in the embodiments of the present invention, which may vary depending on the intention of the user, the intention or the custom of the operator. Therefore, the definition should be based on the contents throughout this specification.

Combinations of each block of the accompanying block diagram and each step of the flowchart may be performed by computer program instructions. These computer program instructions may be mounted on a processor of a general purpose computer, special purpose computer, or other programmable data processing equipment such that instructions executed through the processor of the computer or other programmable data processing equipment may not be included in each block or flowchart of the block diagram. It will create means for performing the functions described in each step. These computer program instructions may be stored in a computer usable or computer readable memory that can be directed to a computer or other programmable data processing equipment to implement functionality in a particular manner, and thus the computer usable or computer readable memory. It is also possible for the instructions stored in to produce an article of manufacture containing instruction means for performing the functions described in each block or flowchart of each step of the block diagram. Computer program instructions may also be mounted on a computer or other programmable data processing equipment, such that a series of operating steps may be performed on the computer or other programmable data processing equipment to create a computer-implemented process to create a computer or other programmable data. Instructions that perform processing equipment may also provide steps for performing the functions described in each block of the block diagram and in each step of the flowchart.

In addition, each block or step may represent a portion of a module, segment or code that includes one or more executable instructions for executing a specified logical function (s). It should also be noted that in some alternative embodiments, the functions mentioned in the blocks or steps may occur out of order. For example, the two blocks or steps shown in succession may in fact be executed substantially concurrently or the blocks or steps may sometimes be performed in the reverse order, depending on the functionality involved.

1 is a block diagram of an electronic receipt providing system according to an embodiment of the present invention. As shown in the drawing, the electronic receipt providing system includes an electronic card terminal device 100, a transaction information communication device 200, a sales management device 300, a card payment approval server 400, an electronic card support server 500, and the like. It may include.

The transaction information communication device 200 reads card information from the electronic card of the electronic card terminal device 100 and transmits the card information to the sales management device 300, and receives a receipt message from the sales management device 300 according to a commerce using the electronic card. When received, the receipt information contained therein is recorded in the electronic card of the electronic card terminal device 100.

The sales management device 300 generates a card payment transaction information including card information received from the transaction information communication device 200 according to a commerce using an electronic card and generates a card payment approval request message including the card payment approval server ( 400, and when a card payment approval message is received from the card payment approval server 400, generates a receipt message including card payment transaction information and card payment approval information and transmits the received message to the transaction information communication device 200.

The card payment approval server 400 performs the card payment approval processing based on the card payment approval request message received from the sales management device 300, and when the card payment approval processing is completed, the card payment approval message is sent to the sales management device 300. And a card payment history message to the electronic card support server 500.

The electronic card support server 500 identifies the electronic card terminal device 100 based on the identification information included therein when the card payment history message is received from the card payment approval server 400, and identifies the electronic card terminal device 100. ) To send the card transaction completion message.

The electronic card terminal device 100 generates an electronic receipt including a card transaction completion message sent by the electronic card support server 500 and / or receipt information recorded by the transaction information communication device 200, and generates the generated electronic receipt. Output

2 is a block diagram of an electronic card terminal device 100 according to an embodiment of the present invention.

As shown in the drawing, the electronic card terminal device 100 includes an electronic card storage unit 110, a receipt information storage unit 120, a message receiving unit 130, an electronic receipt generation unit 140, and an electronic receipt output unit 150. And the like.

The electronic card storage unit 110 may store card information to function as an electronic card.

The receipt information storage unit 120 stores receipt information according to a commerce using an electronic card.

The message receiving unit 130 receives a card transaction completion message by card payment approval processing according to a commerce using an electronic card.

The electronic receipt generation unit 140 generates an electronic receipt by collecting the received card transaction completion message and the receipt information stored in the receipt information storage unit 120.

The electronic receipt output unit 150 outputs the electronic receipt generated by the electronic receipt generating unit 140 through a screen or the like.

The electronic card terminal device 100 may be implemented as a mobile communication terminal having a subscriber identification module, for example, a universal subscriber identity module, and card information and receipt information may be stored in the subscriber identification module. That is, the electronic card storage unit 110 and receipt information storage unit 120 may be implemented as a subscriber identification module.

3 is a block diagram of a transaction information communication device 200 according to an embodiment of the present invention.

As shown in the drawing, the transaction information communication device 200 may include a card information reading unit 210, a data transmitting / receiving unit 220, a receipt information recording unit 230, and the like.

The card information reading unit 210 reads card information from the electronic card terminal device 100 that stores card information of the electronic card.

The data transmission / reception unit 220 transmits the card information read by the card information reading unit 210 to the sales management apparatus 300 and receives a receipt message corresponding to the card information from the sales management apparatus 300.

The receipt information recording unit 230 records the receipt information included in the receipt message received by the data transmission / reception unit 220 in the electronic card terminal device 100.

The transaction information communication device 200 may be implemented, for example, as a communication adapter that is directly connected to the communication interface of the sales management device 300 to communicate with the electronic card terminal device 100 in a non-contact or contact manner. The communication adapter refers to, for example, a USB dongle and the like.

4 is a block diagram of a sales management device 300 according to an embodiment of the present invention.

As shown in this, the sales management apparatus 300 may include a data receiver 310, a transaction information inputter 320, a payment processor 330, a receipt information storage 340, a data transmitter 350, and the like. .

The data receiving unit 310 receives the card information of the electronic card from the transaction information communication device 200 according to the commerce using the electronic card, and receives the card payment approval message according to the commerce from the card payment approval server 400.

The transaction information input unit 320 receives transaction information by commerce using an electronic card.

The data transmission unit 350 transmits a card payment approval request message including the card information of the electronic card and the transaction information by the transaction to the card payment approval server 4000. As a result, the data receiving unit 310 sends a card payment approval message. It is possible to receive, and transmits a receipt message in which transaction information and card payment approval information are collected to the transaction information communication device 200.

The payment processor 330 generates a card payment approval request message and provides it to the data transmitter 350. When the data receiver 310 receives the card payment approval message, the payment processor 330 generates a receipt message and provides the received message to the data transmitter 350.

The receipt information storage unit 340 stores the receipt information included in the receipt message under the control of the payment processing unit 330.

Such a sales management device 300 may be implemented, for example, as a point of sale (POS) terminal device.

5 is a block diagram of an electronic card support server 500 according to an embodiment of the present invention.

As shown in the drawing, the electronic card support server 500 may include a payment history receiver 510, a card payment identification unit 520, a message transmitter 530, and the like.

The payment details receiver 510 receives a card payment details message according to a commerce using an electronic card from the card payment approval server 400.

The card payment identification unit 520 identifies the electronic card terminal device 100 based on the identification information included therein when the payment history receiving unit 510 receives the card payment history message, and identifies the electronic card terminal device 100. Create a card transaction completion message to be provided to the user.

The message transmitter 530 transmits a card transaction completion message to the electronic card terminal device 100 that stores card information and functions as an electronic card.

In the electronic card support server 500, the message transmitter 530 may generate a card transaction completion message, for example, in a short message form and transmit the generated message to the electronic card terminal device 100.

6 is a flowchart illustrating a method for providing an electronic receipt in the electronic receipt providing system according to an embodiment of the present invention.

As described above, the electronic receipt providing method of the electronic receipt providing system for providing an electronic receipt includes storing the card information and reading the card information from the electronic card terminal device functioning as the electronic card (S611). Approving card payment based on the transaction information and card information according to the used commerce (S612 to S617), and transmitting a card transaction completion message to the electronic card terminal device according to the approval process (S631 to S632); In step S621 to S623, the receipt information combining the card payment approval information and the transaction information according to the approval process is recorded on the electronic card, and the electronic card terminal device generates an electronic receipt including the receipt information and / or a card transaction completion message. And outputting steps S641 to S642.

Hereinafter, the electronic card terminal device 100, the transaction information communication device 200, the sales management device 300, the card payment approval server 400, and the electronic card support according to an embodiment of the present invention will be described with reference to FIGS. 1 to 6. The process of providing the electronic receipt by the electronic receipt providing system including the server 500 will be described in time series.

First, when the electronic card terminal device 100 permits reading of the card information, the card information reading unit 210 of the transaction information communication device 200 uses the contact or contactless communication method of the electronic card terminal device 100. The card information is read and read from the card storage unit 110 (S611), and the data transmission / reception unit 220 of the transaction information communication device 200 transmits the read card information to the sales management device 300 (S612). .

The data receiving unit 310 of the sales management device 300 receives card information from the transaction information communication device 200 and provides the card information to the payment processing unit 330, and transaction information corresponding to a commerce is input to the transaction information input unit 320. . For example, information on a product to be used for commerce is input through an information input device (eg, a barcode scanner) of the point of sale terminal device.

The payment processing unit 330 of the sales management device 300 generates card payment transaction information by collecting card information and transaction information (S613), and loads it on a card payment approval request message to provide the data transmission unit 350. The card payment transaction information is stored in the receipt information storage unit 340, and the data transmitter 350 transmits a card payment approval request message to the card payment approval server 400 (S614).

When the card payment approval server 400 receives the card payment approval request message from the sales management device 300, the card payment approval server 400 performs a predetermined payment approval procedure (S615). When the card payment is normally processed, the card payment approval message is generated and sold. The control unit 300 transmits to the management device 300 (S616), generates a card payment history message and transmits it to the electronic card support server 500 (S617).

The data receiving unit 310 of the sales management device 300 receives a card payment approval message from the card payment approval server 400 and provides it to the payment processing unit 330. The payment processor 330 collects the card payment transaction information previously stored in the receipt information storage unit 340 and the card payment approval information corresponding thereto, generates a receipt message, and transmits the received message to the data transmitter 350 (S621). 350 transmits the receipt message to the transaction information communication device 200 (S612).

The data transmission / reception unit 220 of the transaction information communication device 200 receives a receipt message from the sales management device 300 and provides it to the receipt information recording unit 230, and the receipt information recording unit 230 receives the receipt included in the receipt message. After extracting the information, communication with the electronic card terminal device 100 is performed in a contact or contactless manner to record the receipt information in the receipt information storage unit 120 of the electronic card terminal device 100. For example, when the electronic card terminal device 100 allows recording of the receipt information, the reception may be selectively performed, and the receipt information included in the receipt message is received through the message receiving unit 130 of the electronic card terminal device 100. The receipt is transmitted to the electronic receipt generating unit 140, and the receipt information received by the electronic receipt generating unit 140 may be recorded in the receipt information storage unit 120 (S623).

The payment history receiving unit 510 of the electronic card support server 500 receives a card payment history message from the card payment approval server 400 and provides the card payment identification unit 520, and the card payment identification unit 520 provides a card. The electronic card terminal device 100 is identified based on the identification information included in the payment details message. For example, the card payment history message may include a mobile communication subscriber number of the electronic card terminal device 100, an IP (internet protocol) address, or user identity information (S631). In addition, the card payment identification unit 520 generates a card transaction completion message and transmits the message to the message transmission unit 530 to request the electronic card terminal device 100 to be identified.

The message transmitter 530 of the electronic card support server 500 transmits the card transaction completion message received from the card payment identification unit 520 to the electronic card terminal device 100. For example, the card transaction completion message may be transmitted in the form of a short message (S632).

The message receiving unit 130 of the electronic card terminal device 100 receives a card transaction completion message from the electronic card supporting server 500 and provides the received message to the electronic receipt generating unit 140, and the electronic receipt generating unit 140 receives receipt information. Collect the receipt information and the card transaction completion message previously stored in the storage unit 120 to generate an electronic receipt to provide to the electronic receipt output unit 150 and to store in the receipt information storage unit 120 (S641), the electronic receipt The output unit 150 outputs the electronic receipt received from the electronic receipt generating unit 140 to the outside. For example, the electronic receipt may be output to the screen or the ground (S642).

On the other hand, the electronic card terminal device 100 may not receive the card transaction completion message due to failure or completion of recording of receipt information in step S623 or failure of the card transaction completion message in step S632 or message loss. Can be. In this case, the electronic card terminal device 100 includes an electronic receipt including only one of receipt information that can be recorded by the transaction information communication device 200 and a card transaction completion message that can be received from the electronic card support server 500. Can be generated and output to the screen or ground.

As such, the electronic card terminal device 100 generates an electronic receipt by collecting receipt information and a card transaction completion message, so that the electronic card terminal device 100 may provide various types of electronic receipts based on a preset value. It can additionally provide an alignment function for the stored electronic receipt.

The electronic receipt providing method according to the embodiment of the present invention can be prepared by a computer program. The code and code segments that make up this computer program can be easily deduced by a computer programmer in the field. In addition, the computer program is stored in a computer readable media (computer readable media), computer or electronic card terminal device, transaction information communication device, sales management device, card payment approval server according to an embodiment of the present invention The electronic receipt can be read and executed by an electronic card support server. The information storage medium includes a magnetic recording medium, an optical recording medium and a carrier wave medium. The computer program implementing the method for providing an electronic receipt according to an embodiment of the present invention may be stored and installed in an internal memory of the electronic card terminal device. Alternatively, an external memory such as a smart card (for example, a subscriber identity module) storing and installing a computer program for implementing the method for providing an electronic receipt according to an embodiment of the present invention may be installed in the electronic card terminal device through an interface.

According to an embodiment of the present invention, the present invention can be applied to a system for providing a card payment service according to online or offline commerce, such as a card payment system using an electronic card, or an operation method thereof.

In particular, when a mobile terminal equipped with an electronic card is applied to a mobile payment service used for payment, it is possible to provide commerce information, that is, receipt information in detail while using a text message transmission method. Its usefulness is further increased because it can provide additional functionality.

100: electronic card terminal device 110: electronic card storage unit
120: receipt information storage unit 130: message receiving unit
140: electronic receipt generation unit 150: electronic receipt output unit
200: transaction information communication device 210: card information reading unit
220: data transmission and reception unit 230: receipt information recording unit
300: sales management device 310: data receiving unit
320: transaction information input unit 330: payment processing unit
340: receipt information storage unit 350: data transmission unit
400: card payment approval server 500: electronic card support server
510: payment history receiving unit 520: card payment identification unit
530: message transmitter

Claims (17)

A transaction information communication device that reads and transmits card information from an electronic card, and records receipt information contained therein on the electronic card when a receipt message is received according to a transaction using the electronic card;
Generates card payment transaction information including the card information according to the commerce and transmits a card payment approval request message including the card payment transaction information, and when the card payment approval message is received, the receipt including the card payment transaction information and card payment approval information. A sales management device for sending messages,
A card payment approval server performing card payment approval processing based on the received card payment approval request message, and transmitting the card payment approval message and transmitting a card payment history message when the card payment approval processing is completed;
An electronic card supporting server for transmitting a card transaction completion message when the card payment history message is received;
And an electronic card terminal device for generating and outputting an electronic receipt including the card transaction completion message transmitted from the electronic card support server or the receipt information recorded by the transaction information communication device.
Electronic Receipt Provision System. The method of claim 1,
The electronic card support server, upon receiving the card payment history message, identifies the electronic card terminal device based on the identification information included therein.
Electronic Receipt Provision System. The method of claim 1,
The electronic card terminal device is implemented as a mobile communication terminal for recording the card information and the receipt information in a subscriber identification module.
Electronic Receipt Provision System. As an electronic receipt providing method by an electronic receipt providing system,
Requesting authorization processing of the card payment based on the card information read from the electronic card terminal device functioning as an electronic card by storing the card information and the transaction information according to the transaction using the electronic card;
Recording card receipt approval information and receipt information including the transaction information on the electronic card when the card payment is approved;
Transmitting the card transaction completion message to the electronic card terminal device when the card payment is approved, so that the electronic card terminal device generates and outputs an electronic receipt including the receipt information or the card transaction completion message. Containing
How to provide an electronic receipt. An electronic card storage unit that stores card information and functions as an electronic card;
A receipt information storage unit for storing receipt information according to the commerce using the electronic card;
A message receiving unit which receives a card transaction completion message by the card settlement approval process according to the commerce;
An electronic receipt generator for generating an electronic receipt including the receipt information and the card transaction completion message;
An electronic receipt output unit for outputting the generated electronic receipt
Electronic card terminal device. The method of claim 5, wherein
The electronic card storage unit and the receipt information storage unit are implemented by a subscriber identification module for recording the card information and the receipt information in a mobile communication terminal.
Electronic card terminal device. A method of providing an electronic receipt by an electronic card terminal device that stores card information and functions as an electronic card,
Allowing the reading of the card information;
Allowing recording of card payment approval information and receipt information including the transaction information according to the transaction information according to the transaction using the electronic card and the card payment authorization processing based on the card information;
Generating and outputting a card payment completion message or an electronic receipt including the receipt information, which can be received according to the approval processing of the card payment.
How to provide an electronic receipt. The method of claim 7, wherein
The electronic card terminal device is implemented as a mobile communication terminal for recording the card information and the receipt information in a subscriber identification module.
How to provide an electronic receipt. A recording medium on which a computer program for performing the electronic receipt providing method of claim 7 or 8 is recorded. A card information reading unit which reads the card information from the electronic card terminal device storing the card information of the electronic card;
A data transmitting / receiving unit which transmits the read card information and receives a receipt message corresponding to the card information;
A receipt information recording unit for recording receipt information included in the receipt message on the electronic card terminal device;
Transaction information communication device. The method of claim 10,
The card information reading unit reads the card information stored in the subscriber identification module of the mobile communication terminal.
Transaction information communication device. The method of claim 10,
The receipt information recording unit records the receipt information in the subscriber identification module of the mobile communication terminal.
Transaction information communication device. A data receiving unit receiving card information of the electronic card according to a commerce using an electronic card and receiving a card payment approval message according to the commerce;
A transaction information input unit for receiving transaction information according to the commerce;
A card payment approval request message including the card information and the transaction information is transmitted to allow the data receiving unit to receive the card payment approval message as a response thereto, and includes a receipt including the transaction information and the card payment approval information. A data transmitter for transmitting a message,
A payment processing unit which generates the card payment approval request message and provides the data transmission unit to the data transmission unit, and generates the receipt message to the data transmission unit when the data reception unit receives the card payment approval message;
It includes a receipt information storage for storing the receipt information included in the receipt message
Sales management device. The method of claim 13,
The data receiving unit receives the card information from a transaction information communication device that reads and transmits the card information in a mobile communication terminal in which the card information is recorded in a subscriber identification module.
Sales management device. The method of claim 13,
The data transmission unit transmits the receipt message to a transaction information communication device that records the receipt information in a subscriber identification module of a mobile communication terminal.
Sales management device. A payment history receiver for receiving a card payment history message according to an electronic card transaction;
A card payment identification unit for generating a card transaction completion message by identifying the payment details receiving unit receiving the card payment details message;
And a message transmitter for storing the card information and transmitting the card transaction completion message to the electronic card terminal functioning as the electronic card.
E-card support server. 17. The method of claim 16,
The card payment identification unit identifies the electronic card terminal device based on the identification information included in the card payment history message.
E-card support server.

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