KR20120013640A - A method for introducing location of affiliate store and a server for the same - Google Patents

Abstract

PURPOSE: A card member store guide method and service providing server thereof are provided to offer benefit information to a user by transmitting the location information of a member store to the user. CONSTITUTION: The information of a product, a location, and discount benefits for a member store are stored(S100). Member information is inputted by customers(S200). Information corresponding to the member information or account and cards provided to each customer(S300). The location information of the customers is received(S400). The information of a discount benefit providing member store is extracted based on the location information and the discount benefit information(S500).

Description

A METHOD FOR INTRODUCING LOCATION OF AFFILIATE STORE AND A SERVER FOR THE SAME}

The present invention relates to a method for guiding a card merchant and a service providing server thereof, and more particularly, to a method for guiding a card merchant and a service providing server for maximizing the benefits of a card by purchasing a product by identifying a location of a merchant. will be.

Recently, consumers use check cards or credit cards more than cash in the process of purchasing goods. This is because the card companies that make and supply check cards and credit cards offer discounts to consumers through agreements with various merchants that sell goods. These discounts include free gift items, discounts on product prices, and points earned.

However, in reality, consumers have a limited number of check cards or credit cards, which limit the number of merchants that can be discounted, and certain merchants require more than a certain amount of credit card performance to qualify for a discount. Even if you find that you do not receive a discount during the payment process, there are frequent cases of giving up the purchase.

As a result, consumers have to be aware of information about the merchants who can receive discounts through their cards, which is very cumbersome. The problem is that it is not known at all.

The present invention has been proposed to solve the above problems of the existing proposed methods, the service providing server transmits a nearby merchant location to the consumer using the current location of the consumer, or discounts of the merchant where the consumer is located By sending the information to the consumer, the card merchant can guide consumers to take full advantage of discounts such as discounts on commodity prices when using the card, thereby stimulating consumers' desire to purchase and activating transactions, thereby contributing to the economic development in the long term. It aims at providing the service provision server.

In addition, the present invention, the service providing server arranges the discounts for each transaction history and provides to the consumer, by automatically querying whether the discount for each merchant by using the card performance of the consumer, and informs the consumer of the time and cost It is an object of the present invention to provide a method for guiding a card merchant and a service providing server for systematic consumption.

According to a feature of the present invention for achieving the above object, the card merchant guide method, the service providing server,

(1) storing sales goods, location information, and discount benefit information for the merchant;

(2) receiving member information from a consumer;

(3) storing the membership information or the amount paid from the consumer in correspondence with a card provided to each consumer;

(4) receiving local information about the point where the consumer is located;

(5) extracting a discount offer affiliate store located within a predetermined distance from a point where the consumer is located, based on the region information and the discount benefit information;

(6) transmitting location information of a discount offer merchant located within the predetermined distance to the consumer terminal;

(7) storing the transaction details when the consumer purchases the item using the card at a merchant;

(8) comparing the merchant information extracted from the transaction history with the discount benefit information and storing the transaction history as a discount list when it is determined that the merchant provided a discount to the consumer; And

And (9) if the consumer inquires about the discount, transmitting the discount list to the consumer terminal.

Preferably, the step (1)

The discount benefit information may be received and stored from the server of the card company using the identification information of the card provided to the consumer.

Preferably,

The method may further include extracting a transaction amount from the transaction history, subtracting the amount paid from the consumer, calculating a card balance, and transmitting the calculated balance to the consumer terminal.

Preferably,

Receiving affiliate store information for the affiliate store where the consumer is located; And

The method may further include determining whether the affiliate store is a discount offer affiliate by comparing the affiliate store information with the discount benefit information, and transmitting the determination result to the consumer terminal.

Preferably,

The discount information, including information on the card performance required for each merchant,

(10) extracting the card performance used by the consumer for each period; And

(11) The method may further include comparing the extracted card performance of the extracted consumer with the discount benefit information to determine whether a discount benefit can be received, and transmitting the determination result to the consumer terminal.

More preferably, step 10 is

Using the identification information of the card provided to the consumer and the member information of the consumer, the card performance used by the consumer may be transmitted from the server of the card company for a predetermined period of time.

According to a feature of the present invention for achieving the above object, the card merchant guide service providing server,

An affiliated store DB for storing discounted information for determining whether the sale item, location information for the affiliated store, and the affiliated store are discounted offer stores;

A personal information DB that receives and stores member information of the consumer and stores the member information and the amount paid from the consumer in correspondence with a card provided to the consumer;

A transaction history DB for receiving and storing transaction details when a consumer purchases an item at a merchant using a card;

A discount merchant discrimination unit configured to extract affiliate store information from the transaction history and determine whether the affiliate store provided a discount benefit by comparing the discount benefit information;

A discount information DB for storing the transaction details as a discount list when it is determined by the discount merchant determination unit that the merchant provides a discount benefit;

Receiving unit for receiving local information about the location where the consumer is located;

An affiliate store search unit that extracts a discount offer affiliate store located within a predetermined distance from a point where the consumer is located, based on the region information and the discount offer information;

An amount calculation unit for extracting a transaction amount from the transaction history and subtracting the amount paid from the consumer to calculate a card balance or a total amount of the discounted amount for each consumer based on the discount list; And

The discount list, the location information of the discount offer merchants extracted by the merchant search unit, the card balance, and the transmission unit for transmitting the total amount of the discounted amount to the consumer terminal, characterized in that the configuration features.

Preferably, the merchant DB,

The discount benefit information may be received and stored from the server of the card company using the identification information of the card provided to the consumer.

Preferably,

The receiving unit receives affiliated store information for the affiliated store where the consumer is located,

The discount merchant determining unit determines whether the merchant is a discount benefit providing merchant by comparing the merchant information received by the receiver with the discount benefit information.

The transmitter may transmit a result of the determination by the discount affiliated store determination unit to the consumer terminal.

Preferably,

Extracting the card performance used by the consumer for a certain period, and further comprising a card performance check unit for determining whether to receive a discount by comparing with the discount information,

The transmission unit may transmit a result of the determination by the card performance confirmation unit to the consumer terminal.

According to the card merchant guide method proposed by the present invention and the service providing server thereof, the service providing server transmits a nearby merchant location to the consumer by using the current location of the consumer, or provides the discount information of the merchant where the consumer is located. By sending the card to the card, the consumer can make the most of the discounts such as the discount of the product price when using the card, thereby stimulating the consumer's desire to purchase and activating the transaction, thereby contributing to the economic development in the long term.

In addition, the card merchant guide method and the service providing server according to the present invention, after the service providing server arranges the discounts for each transaction history to provide to the consumer, using the credit card performance of the consumer automatically whether the discount for each merchant By inquiring and informing, consumers can save time and money and make systematic consumption.

1 is a flow chart of the card merchant guide method according to an embodiment of the present invention.
Figure 2 is a flow chart of the card merchant guide method according to an embodiment of the present invention.
3 is a block diagram of a card merchant guide system according to an embodiment of the present invention.
Figure 4 is a block diagram of a card merchant guide service providing server according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily carry out the present invention. However, in describing the preferred embodiment of the present invention in detail, if it is determined that the detailed description of the related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. The same or similar reference numerals are used throughout the drawings for portions having similar functions and functions.

In addition, throughout the specification, when a part is 'connected' to another part, it is not only 'directly connected' but also 'indirectly connected' with another element in between. Include. In addition, the term 'comprising' of an element means that the element may further include other elements, not to exclude other elements unless specifically stated otherwise.

1 is a flow chart of a card merchant guide method according to an embodiment of the present invention. As shown in Figure 1, the card merchant guide method according to an embodiment of the present invention, the step of storing the sale items, location information and discount benefits information for the merchant (S100), receiving the member information from the consumer (S200), the step of storing the member information or the amount received from the consumer corresponding to the card provided to each consumer (S300), receiving the regional information on the location where the consumer is located (S400), local information and discount information Based on the step of extracting the discount offer merchants located within a certain distance from the point where the consumer is located (S500), transmitting the location information of the discount offer merchants located within a certain distance to the consumer terminal (S600), the merchant located the consumer Receiving merchant information for the step (S700), the merchant provides a discount by comparing the merchant information with the discount information Determining whether or not the affiliated store, and transmitting the determination result to the consumer terminal (S800), extracting the card performance used by the consumer for a certain period of time (S900), and compares the extracted card performance of the extracted consumer with the discount benefit information The method may include determining whether it can be received, and transmitting the determination result to the consumer terminal (S1000).

In step S100, the selling goods, location information, and discount benefit information for the affiliate store (200 of FIG. 3) are stored. The sales items and locations of the merchants (200 in FIG. 3) are used to allow consumers to search for discounted merchants (200 in FIG. 3) and then purchase the goods at the desired merchants (200 in FIG. 3). The discount information includes all information about product discount information, earning points, VAT refund information, gift present status, and the like, and provides the discount information to the consumer in detail so that the consumer can use the card (100 in FIG. 3). It is possible to purchase the goods more than the usage amount limit corresponding to (100 in FIG. 3).

However, since the discount information may be different according to the type of the card (100 of FIG. 3), in step S100, the card company's server (400 of FIG. 3) is used by using identification information of the card (100 of FIG. 3) provided to the consumer. The discount information can be received and stored. That is, the service provision server 300 of the present invention (300 of FIG. 3) may continuously update the discount benefit information using a wired or wireless network so that consumers can make reasonable consumption based on accurate information.

In step S200, member information is received from a consumer. Consumers are targeted to individuals other than corporations, and the member information may include ID, password, name, address, contact, email, and the like.

In step S300, the card (100 of FIG. 3) provided to each consumer is stored in correspondence with the member information or the amount paid from the consumer. According to the present invention, a consumer pays a certain amount to an operator who operates a service providing server (300 of FIG. 3) (hereinafter referred to as a 'service provider'), and the service provider provides the consumer with a predetermined amount instead of depositing the amount received from the consumer. By paying a card (100 in FIG. 3) that can be used for a certain amount, the consumer can use it when purchasing an item. At this time, the card 100 of FIG. 3 includes a debit card, a check card, a credit card, a corporate card, a gift card, and the like.

The service provider may pay interest on a certain amount to the consumer in exchange for receiving a certain amount from the consumer. Therefore, the consumer can use all the discounts paid at the service provider i) the amount paid to the service provider + ii) interest + iii) each merchant (200 in FIG. 3) using the card (100 in FIG. 3) provided by the present invention. , Ii) and iii).

In step S400, local information about the point where the consumer is located is received. When a consumer purchases an item at an affiliate store (200 in FIG. 3) using a card (100 in FIG. 3) received from a service provider, the merchant (200 in FIG. 3) that purchased the product is provided to the consumer through a contract with the service provider. Unless the merchant (200 in FIG. 3) can provide a discount to the consumer, the consumer may be buying an item at an unnecessarily high price. Therefore, in step S400, by receiving the local information on the location where the consumer is located, and confirming the discount offer merchants (200 of FIG. 3) close to the consumers by using the location of the consumer, the merchants that can receive the discount benefits ( In 200 of FIG. 3, it may be induced to trade an article.

In step S500, based on the region information and the discount benefit information, a discount offer affiliate store (200 of FIG. 3) located within a predetermined distance from the point where the consumer is located is extracted. At this time, the predetermined distance may be set as 500m, 1km, 2km, and of course, the consumer may set the distance directly. In addition, step S500 in the process of extracting the discount offer merchant (200 of FIG. 3), by including the type of goods sold by each merchant (200 of FIG. 3) can significantly increase the convenience of the consumer.

In step S600, the location information of the discount offer store (200 of FIG. 3) located within a predetermined distance is transmitted to the consumer terminal 500 of FIG. At this time, as a method of transmitting location information, by simply displaying a discount offer merchant (200 in FIG. 3) on a map and transmitting it as an image file, or by using augmented reality, the consumer directly sees the real world. A method of synthesizing and displaying a discount offer merchant sign icon, which is a virtual object, may be used. Therefore, the consumer can easily check which affiliate (200 of FIG. 3) among the affiliated stores (200 of FIG. 3) to provide a discount, the present invention provides a card (100 of FIG. ) Can help you get the most out of your discount.

In step S700, affiliated store information for the affiliated store where the consumer is located (200 in FIG. 3) is received. The consumer not only wants to check the location information of the discount offer merchant (200 in FIG. 3) located nearby, but also directly checks whether the merchant (200 in FIG. 3) entered to purchase a product provides a discount. Since the present invention can receive the merchant information of the merchant (200 of FIG. 3) where the consumer is currently located, confirming whether the discount offer merchant (200 of FIG. 3) is enabled, and thereby enabling the consumer to efficiently consume.

In step S800, the affiliated store information is compared with the discounted benefit information to determine whether the affiliated store (200 in FIG. 3) is a discounted offer store (200 in FIG. 3), and the determination result is transmitted to the consumer terminal 500 (FIG. 3). . At this time, in the process of matching the merchant information with the discount information, if the merchant (200 of FIG. 3) is not retrieved from the discount information stored in step S100, discounts stored in the server of the card company (400 of FIG. 3) Information is available. As a result, the consumer may find that if the merchant (200 in FIG. 3) where he is located is not a discounted merchant (200 in FIG. 3), the consumer does not receive the discount even if the item is purchased from the merchant (200 in FIG. 3). Since it can be confirmed in advance, it is possible to prevent disputes in advance regarding discounts.

In step S900, the card performance used by the consumer is extracted for each period. In the contract entered into between the service provider and the affiliated store (200 in FIG. 3) to provide a discount to the consumer, the card performance may be attached as a condition for a period of time. For example, a consumer may be limited to a discount only when the consumer spends an average of 100,000 won or more for three months or 300,000 won or more. Therefore, a consumer may not receive an unexpected discount when purchasing an item. May occur. In this case, complaints of consumers who did not receive a discount may be delivered to the service provider as it is, and in order to prevent this, the consumer may determine whether the discount is provided by using the card performance used by the consumer in advance and inform the consumer.

In this case, the service providing server (300 of FIG. 3) may directly extract the card performance of the consumer. However, in order to collect more accurate data, identification information and membership information of the card provided to the consumer (100 of FIG. 3) may be obtained. By using the card company's server (400 of Figure 3) can be sent by the card used by the consumer for a certain period of time.

In step S1000, the card result of the extracted consumer is compared with the discount benefit information to determine whether the discount benefit can be received, and the determination result is transmitted to the consumer terminal 500 of FIG. Therefore, the consumer can more clearly and easily determine whether a particular merchant (200 in FIG. 3) that enters to purchase an item provides a discount, and thus, the present invention has a remarkable effect of greatly improving consumer satisfaction. have.

2 is a flow chart of a card merchant guide method according to an embodiment of the present invention. The step shown in FIG. 1 is a process that can be performed before the consumer purchases the article, and the step shown in FIG. 2 is a process performed after the consumer purchases the article. As shown in Figure 2, the card merchant guide method according to an embodiment of the present invention, when a consumer purchases goods using the card (100 of FIG. 3) in the merchant (200 of FIG. 3), transaction details Saving step (S1100), extracting the transaction amount from the transaction history and subtracted from the amount received from the consumer calculates the card balance and transmits it to the consumer terminal (S1200), discount merchant information extracted from the transaction history In contrast, when it is determined that the affiliated store (200 in FIG. 3) has provided a discount to the consumer, storing the transaction history as a discount list (S1300), and when the consumer inquires whether the discount is determined, the discount list is displayed to the consumer. The method may further include transmitting to the terminal (S1400).

In step S1100, when a consumer purchases an item using a card (100 of FIG. 3) at an affiliate store (200 of FIG. 3), the transaction details are stored. In this case, the transaction details may include a card identification code, merchant information, a trade item, a transaction amount, and may include any other information if necessary in the process of arranging a discount provided by a consumer.

In step S1200, the transaction amount is extracted from the transaction history, subtracted from the amount paid from the consumer, the card balance is calculated, and then transmitted to the consumer terminal (500 in FIG. 3). As already described in step S300, the card provided to the consumer in the present invention (100 in FIG. 3) is at least as much as the amount paid to the service provider by the consumer, the consumer does not pay all the amount at once Since the card balance is not to be checked, step S1200 may be provided to the consumer by calculating the card balance through the transaction amount included in the transaction history.

In operation S1300, when it is determined that the affiliate store 200 of FIG. 3 provides a discount to the consumer, the transaction history is stored as a discount list by comparing the affiliate store information extracted from the transaction history with the discount benefit information. Of course, the detailed information of the payment history can be received from the card company's server (400 in FIG. 3) and stored as a discount list. However, using the server (400 in FIG. 3) of the card company requires agreement with the card company, thereby providing a service. Costs may be a problem, and access to payment history by a service provider other than the consumer may be a matter of personal privacy and security. Therefore, it is most desirable to store the discount list using the discount information stored in advance.

In step S1400, when the consumer inquires about the discount, the discount list is transmitted to the consumer terminal 500 of FIG. 3. Therefore, the present invention can contribute to economic development by improving consumer's desire to purchase and activating a transaction by allowing consumers to receive the maximum discount when purchasing a product, and at the same time, to view the discount provided. have. In this case, the discount list may include a transaction date, merchant information, goods, a discount amount, and a reason for the discount.

3 is a block diagram of a card merchant guide system according to an embodiment of the present invention. As shown in Figure 3, the card merchant guide system 10 according to an embodiment of the present invention, the card 100 is provided to the consumer from the service provider to be used to purchase the consumer's goods, the consumer card 100 Merchants (200), the service providing server 300, the card 100, discount server and the card company that stores the card performance of the consumer to enable the purchase of goods using the card 400, discount list, discount Benefits may be configured to include a consumer terminal 500 to receive the merchant 200, the balance of the card, the total amount of the discounted amount so that the consumer can check.

At this time, as described above, the card 100 includes any card if a consumer can use the product such as a debit card, a check card, a credit card, a corporate card, or a gift card, and the consumer terminal 500 includes a computer and a laptop. , All electronic devices that can be connected to the service providing server 300 through a wired or wireless network, such as PDA, mobile phone, smartphone.

Figure 4 is a block diagram of a card merchant guide service providing server according to an embodiment of the present invention. As shown in FIG. 4, the card merchant information service providing server 300 according to an exemplary embodiment of the present invention may include a merchant DB 301, a personal information DB 302, a transaction history DB 303, and a discount merchant. The unit 304 may include a discount information DB 305, a receiver 306, a merchant search unit 307, an amount calculator 308, a transmitter 309, and a card performance checker 310. .

The affiliate store DB 301 stores sale items, location information, and discount benefit information for determining whether the affiliate store 200 is a discount offer affiliate store 200 for the affiliate store 200. In addition, by using the identification information of the card 100 provided to the consumer may receive and receive the discount benefit information from the server 400 of the card company. Merchant DB 301 performs the same process in step S100, so a detailed description thereof will be omitted.

The personal information DB 302 receives and stores member information of the consumer, and stores the member information and the amount paid from the consumer in correspondence with the card 100 provided to the consumer. Since the personal information DB 302 performs the same process in steps S200 and S300, detailed description thereof will be omitted.

The transaction history DB 303 receives and stores a transaction history when a consumer purchases an item from the affiliate store 200 using the card 100. Since the transaction history DB 303 performs the same process in step S1100, detailed description thereof will be omitted.

The discount merchant discrimination unit 304 extracts merchant information from the transaction details and determines whether the merchant 200 provided a discount benefit by comparing the discount benefit information. In addition, the affiliated store 200 may determine whether the affiliated store 200 provides the discounted offer store by comparing the affiliated store information received by the receiver 306 with the discounted offer information. Since the discount merchant determination unit 304 performs the same process in steps S800 and S1300, detailed description thereof will be omitted.

The discount information DB 305 stores the transaction details as a discount list when it is determined by the discount merchant determination unit 304 that the merchant 200 provides a discount benefit. Since the discount information DB 305 performs the same process in step S1300, detailed description thereof will be omitted.

The receiving unit 306 receives local information about the point where the consumer is located. In addition, affiliated store information for the affiliated store where the consumer is located may be received. Since the receiver 306 performs the same processes in steps S400 and S700, detailed description thereof will be omitted.

The affiliated store search unit 307 extracts the discounted offer store 200 located within a predetermined distance from the point where the consumer is located, based on the local information and the discounted benefit information. Merchant search unit 307 performs the same process in step S500, so a detailed description thereof will be omitted.

The amount calculator 308 extracts the transaction amount from the transaction history and subtracts the amount received from the consumer to calculate the balance of the card or calculate the total amount of the discounted amount for each consumer based on the discount list. Since the consumer not only wants to know the balance remaining on the card 100 after purchasing the item, but also wants to know the sum of the discount amount received in the process of using the card 100, the amount calculation unit 308 calculates such an amount. It is responsible for accurately calculating all the values that must be provided to the consumer in numerical terms. Since the amount calculation unit 308 performs the same process in S1200, a detailed description thereof will be omitted.

The transmitter 309 transmits the discount list, the location information of the discount offer provider 200 extracted by the merchant search unit 307, the card balance, and the total amount of the discounted amount to the consumer terminal 500. In addition, the merchant 200 may transmit the result of the determination by the merchant determination unit regarding whether the merchant 200 provides the discount benefit or the result of the determination by the card performance verification unit 310 on whether the discount is available to the consumer terminal 500. Can be. Since the transmitter 309 performs the same processes in steps S800, S1000, S1200, and S1400, detailed descriptions thereof will be omitted.

The card performance checking unit 310 extracts the card performance used by the consumer for a certain period of time and compares the discount with the discount information. Since the card performance checking unit 310 performs the same processes in steps S900 and S1000, detailed description thereof will be omitted.

The present invention described above may be variously modified or applied by those skilled in the art, and the scope of the technical idea according to the present invention should be defined by the following claims.

10: card merchant guide system
100: Card 200: Merchant
300: service providing server 301: merchant DB
302: personal information DB 303: transaction history DB
304: discount merchant discrimination unit 305: discount information DB
306: receiving unit 307: merchant search unit
308: amount calculation unit 309: transmission unit
310: card performance confirmation unit 400: server of the card company
500: consumer terminal

Claims (10)

In the merchant guidance method, the service providing server,
(1) storing sales goods, location information, and discount benefit information for the merchant;
(2) receiving member information from a consumer;
(3) storing the membership information or the amount paid from the consumer in correspondence with a card provided to each consumer;
(4) receiving local information about the point where the consumer is located;
(5) extracting a discount offer affiliate store located within a predetermined distance from a point where the consumer is located, based on the region information and the discount benefit information;
(6) transmitting location information of a discount offer merchant located within the predetermined distance to the consumer terminal;
(7) storing the transaction details when the consumer purchases the item using the card at a merchant;
(8) comparing the merchant information extracted from the transaction history with the discount benefit information and storing the transaction history as a discount list when it is determined that the merchant provided a discount to the consumer; And
And (9) if the consumer inquires about a discount, transmitting the discount list to a consumer terminal.
The method of claim 1, wherein step (1) comprises:
And receiving and storing the discount benefit information from a server of a card company using identification information of the card provided to the consumer.
The method of claim 1,
And extracting a transaction amount from the transaction history, subtracting the amount paid from the consumer, calculating a card balance, and transmitting the calculated balance to the consumer terminal.
The method of claim 1,
Receiving affiliate store information for the affiliate store where the consumer is located; And
And comparing the affiliated store information with the discounted offer information to determine whether the affiliated store is a discounted offer store and transmitting the determination result to the consumer terminal.
The method of claim 1,
The discount information, including information on the card performance required for each merchant,
(10) extracting the card performance used by the consumer for each period; And
(11) comparing the extracted card performance of the consumer with the discount information to determine whether a discount can be received, and transmitting the determination result to the consumer terminal.
The method of claim 5, wherein step (10)
The card merchant guide method, characterized in that for receiving the card performance used by the consumer for a certain period from the server of the card company using the identification information of the card provided to the consumer and the member information of the consumer.
An affiliated store DB for storing discounted information for determining whether the sale item, location information for the affiliated store, and the affiliated store are discounted offer stores;
A personal information DB that receives and stores member information of the consumer and stores the member information and the amount paid from the consumer in correspondence with a card provided to the consumer;
A transaction history DB for receiving and storing transaction details when a consumer purchases an item at a merchant using a card;
A discount merchant discrimination unit configured to extract affiliate store information from the transaction history and determine whether the affiliate store provided a discount benefit by comparing the discount benefit information;
A discount information DB for storing the transaction details as a discount list when it is determined by the discount merchant determination unit that the merchant provides a discount benefit;
Receiving unit for receiving local information about the location where the consumer is located;
An affiliate store search unit that extracts a discount offer affiliate store located within a predetermined distance from a point where the consumer is located, based on the region information and the discount offer information;
An amount calculation unit for extracting a transaction amount from the transaction history and subtracting the amount paid from the consumer to calculate a card balance or a total amount of the discounted amount for each consumer based on the discount list; And
And a transmitting unit which transmits the discount list, location information of the discount offer affiliates extracted by the affiliate search unit, the card balance, and the total amount of the discounted amount to a consumer terminal.
The method of claim 7, wherein the merchant DB,
Card merchant service providing server, characterized in that for receiving and storing the discount information from the server of the card company using the identification information of the card provided to the consumer.
The method of claim 7, wherein the receiving unit receives affiliated store information for the affiliated store where the consumer is located,
The discount merchant determining unit determines whether the merchant is a discount benefit providing merchant by comparing the merchant information received by the receiver with the discount benefit information.
And the transmitting unit transmits a result of the determination by the discount affiliated store determination unit to the consumer terminal.
The method of claim 7, wherein
Extracting the card performance used by the consumer for a certain period, and further comprising a card performance check unit for determining whether to receive a discount by comparing with the discount information,
And the transmitting unit transmits a result determined by the card performance checking unit to the consumer terminal.

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