KR20110108725A - Card settlement terminal, method for card settlement using card settlement terminal, and computer readable medium thereof - Google Patents

Card settlement terminal, method for card settlement using card settlement terminal, and computer readable medium thereof Download PDF

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Publication number
KR20110108725A
KR20110108725A KR1020100028085A KR20100028085A KR20110108725A KR 20110108725 A KR20110108725 A KR 20110108725A KR 1020100028085 A KR1020100028085 A KR 1020100028085A KR 20100028085 A KR20100028085 A KR 20100028085A KR 20110108725 A KR20110108725 A KR 20110108725A
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South Korea
Prior art keywords
external monitor
card
payment terminal
card payment
company server
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KR1020100028085A
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Korean (ko)
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강재현
권석근
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리누딕스 주식회사
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Priority to KR1020100028085A priority Critical patent/KR20110108725A/en
Publication of KR20110108725A publication Critical patent/KR20110108725A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/14—Digital output to display device ; Cooperation and interconnection of the display device with other functional units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44—Arrangements for executing specific programs
    • G06F9/455—Emulation; Interpretation; Software simulation, e.g. virtualisation or emulation of application or operating system execution engines
    • G06F9/45504—Abstract machines for programme code execution, e.g. Java virtual machine [JVM], interpreters, emulators
    • G06F9/45529—Embedded in an application, e.g. JavaScript in a Web browser
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

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  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Software Systems (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Human Computer Interaction (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The present invention relates to a card payment terminal, comprising: determining whether the card payment terminal is connected to an external monitor through a USB port; Requesting a web application for performing a payment service to a VAN company server when the card payment terminal is connected to an external monitor; If the web application is received from the VAN company server, controlling to display the web application on an external monitor using an embedded web browser embedded in the card payment terminal; Receiving customer information or merchant information related to a payment service based on contents of a web application displayed on an external monitor; Transmitting a payment service request message including customer information or merchant information to a VAN company server; And receiving a payment service response message for a payment service request message from a VAN company server and displaying the payment service response message on an external monitor, thereby providing various payment services to a low-cost card payment terminal and improving user convenience. It works.

Description

Card settlement terminal, card payment method using a card payment terminal, and a program recording medium for executing the method {Card settlement terminal, method for card settlement using card settlement terminal, and computer readable medium

The present invention relates to a card payment terminal, and more specifically, to a plastic money such as a credit card, debit card, reward card, gift card, bonus card, prepaid card, or check card (hereinafter referred to as 'credit card') It relates to a card payment terminal used when making a payment.

In recent years, with the development of economic scale and the increase of personal income, various kinds of credit cards are rapidly spreading. A credit card is issued to a member who has entered into a credit agreement with a financial institution that provides a credit card service, and stores card-specific information such as member information, card number, or expiration date.

On the other hand, credit card merchants are provided with a card payment terminal that can query the credit card and communicate with a financial institution. A card payment terminal is a device that obtains card information from a magnetic card or an IC card, communicates with a server of a corresponding card company to make a payment, and prints a receipt by printing a payment result on paper. Members with a credit card can purchase goods or services without spending cash by presenting the credit card to the merchant. Merchant's revenue is transferred from the financial institution to the merchant's bank account after a certain period of time, and on the payment date of the member, the amount corresponding to the merchant's deposit is transferred from the member's deposit account to the financial institution's account. It ends.

In the conventional card payment terminal, the screen provided through the integrated LCD is composed of a user interface (UI) unique to the VAN company, is pre-programmed in accordance with the characteristics of the service to be provided by the VAN company inside the card payment terminal It is stored. Payment processing is performed inside the terminal according to the operation contents on the UI screen, and communication with the central payment server is performed according to each payment contents. However, the integrated LCD included in the conventional card payment terminal has a small screen size and a low resolution so that it is difficult to display a lot of information. The larger the screen, the larger the product, and the higher the resolution, the higher the production cost, and the less competitive as a card payment terminal. In addition, since the conventional card payment terminal uses the UI and payment related software stored in the internal memory, it is fundamentally difficult to add a new service or change the UI.

The technical problem to be solved by the present invention, a card payment terminal, a card payment method using a card payment terminal, a card payment terminal for connecting a large screen, a high resolution monitor to a card payment terminal, and enables a payment service using a web page, It is to provide a program recording medium for executing the method.

In addition, the technical problem to be solved by the present invention, credit card inquiry / approval, debit card inquiry, authorization, balance inquiry, check inquiry, cash receipt issuance, point card transaction (earning, deduction, inquiry, settlement), mobile carrier Card payment terminal and card using the card payment terminal, as well as services such as point services, sales settlement management of merchants, as well as information for providing a variety of new services such as beef history inquiry service, bank account transfer service, etc. A payment method and a program recording medium for executing the method are provided.

In order to solve the above technical problem, a card payment method using a card payment terminal according to an embodiment of the present invention, determining whether the card payment terminal is connected to the external monitor through the USB port; Requesting a web application for performing a payment service to a VAN company server when the card payment terminal is connected to the external monitor; If the web application is received from the VAN company server, controlling to display the web application on the external monitor using an embedded web browser embedded in the card payment terminal; Receiving customer information or merchant information related to the payment service based on the content of the web application displayed on the external monitor; Transmitting a payment service request message including the customer information or the affiliated store information to the VAN company server; And receiving a payment service response message for the payment service request message from the VAN company server and displaying the payment service response message on the external monitor.

The card payment terminal may include a USB port for connecting to the external monitor, and a USB controller and a device driver for USB communication between the card payment terminal and the external monitor.

The method may further include determining whether the card payment terminal is connected to the external monitor through the DSUB connector when the card payment terminal is not connected to the external monitor through the USB port.

The determining whether the card payment terminal is connected to an external monitor through a USB port or a DSUB connector may include determining whether the card payment terminal is automatically connected to the external monitor or determining the connection status of the card payment terminal. The determination may be made based on a predetermined input input to the key input unit.

When the card payment terminal is connected to the external monitor through a USB port or a DSUB connector, the output of the LCD output unit included in the card payment terminal can be blocked.

The customer information may be a customer's card number, payment amount, installment month, or signature information, and the affiliated store information may be an identification number of the affiliated store.

In addition, in order to solve the above technical problem, a computer-readable recording medium in which a program for executing a card payment method using a card payment terminal according to an embodiment of the present invention is recorded, the card payment terminal is a USB port Determining whether it is connected to an external monitor through; Requesting a web application for performing a payment service to a VAN company server when the card payment terminal is connected to the external monitor; If the web application is received from the VAN company server, controlling to display the web application on the external monitor using an embedded web browser embedded in the card payment terminal; Receiving customer information or merchant information related to the payment service based on the content of the web application displayed on the external monitor; Transmitting a payment service request message including the customer information or the affiliated store information to the VAN company server; And receiving a payment service response message for the payment service request message from the VAN company server and displaying the payment service response message on the external monitor.

In addition, in order to solve the above technical problem, the card payment terminal according to an embodiment of the present invention, the card input unit for reading the card of the customer; A key input unit for inputting a payment amount; An LCD output unit for checking an input payment amount; A communication unit for requesting payment approval from a VAN company server and receiving a payment result from the VAN company server; A printer output unit for outputting the payment result; And a control unit for controlling the card input unit, the key input unit, the LCD output unit, the communication unit, and the printer output unit, wherein the control unit includes whether a card payment terminal is connected to an external monitor through a USB port. If the card payment terminal is connected to the external monitor, request a web application for performing a payment service to the VAN company server through the communication unit, the web through the communication unit from the VAN company server When an application is received, the web application is controlled to be displayed on the external monitor by using an embedded web browser embedded in the memory of the card payment terminal. The key is based on the content of the web application displayed on the external monitor. Terminator attached to the input unit or the external monitor Receiving customer information or merchant information related to the payment service through a touch input of a touch screen, and transmitting a payment service request message including the customer information or the merchant information to the VAN company server through the communication unit; Receive a payment service response message for the payment service request message from the server via the communication unit, characterized in that the control to display on the external monitor.

According to an embodiment of the present invention, by receiving a variety of web applications for payment services from the VAN company server to be displayed on the external monitor connected through the USB port, the user through a large screen, high resolution monitor There is an effect of using a kind of updateable payment service.

According to one embodiment of the present invention, since a large screen and a high resolution monitor can be mounted on a card payment terminal at a low cost, the processing status, menus, and options of various services that are increasing can be provided on a much larger screen. In addition, the user's convenience can be increased, and the user's UI environment can be improved at a glance, and a variety of services can be provided.

In addition, according to an embodiment of the present invention, by configuring the UI using a web browser and providing a variety of payment services, it is not necessary to mount a separate payment program on the card payment terminal, even when adding a new service VAN It is effective to provide new service simply by changing the web page of the company's host server.

Figure 1a is a diagram showing the appearance of a card payment terminal according to an embodiment of the present invention.
1B is a block diagram schematically illustrating a card payment system including a card payment terminal according to an embodiment of the present invention.
2 is a block diagram showing the internal configuration of a card payment terminal according to an embodiment of the present invention.
3A and 3B illustrate examples of a connection between a card payment terminal and an external monitor according to an embodiment of the present invention.
4 is a flowchart illustrating a card payment method using a card payment terminal according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Card payment terminal according to an embodiment of the present invention, credit card inquiry / approval, debit card inquiry / approval / balance inquiry, check inquiry, cash receipt issuance service, transactions of various point cards (earning, deduction, inquiry, settlement), In order to provide services such as point service of mobile carriers and sales settlement management of merchants, as well as services that evolve with the development of technology such as beef history inquiry service and bank account transfer service, a large amount of information is considered in consideration of user convenience. It is a device that can be displayed on the screen.

To this end, the card payment terminal according to an embodiment of the present invention allows the card payment terminal to be equipped with a large screen and a high resolution separate monitor using the USB. In addition, the card payment terminal according to an embodiment of the present invention includes a DSUB15 connector (VGA connector) so that a general PC monitor can be connected to the card payment terminal. In addition, the card payment terminal according to an embodiment of the present invention is equipped with a card browser dedicated web browser to enable a payment service using a web page based on a large screen and a high resolution screen.

1A is a diagram illustrating an appearance of a card payment terminal according to an embodiment of the present invention.

Referring to FIG. 1A, a card payment terminal 100 according to an embodiment of the present invention may include a central processing unit (not shown), a communication unit (not shown), a card input unit 110, a key input unit 115, and a screen. A display LCD 120, a receipt printing printer 125, and a power supply (not shown). In addition, the card payment terminal 100 according to an embodiment of the present invention includes a DSUB15 connector (not shown) and a USB port (not shown). The screen display LCD 120 has a diagonal length of about 4 inches or less and is used as a screen for displaying member information. In addition, the LCD 120 for screen display is a low-cost product having a low resolution of 128 * 128 pixels or less.

1B is a block diagram illustrating a card payment system including a card payment terminal according to an embodiment of the present invention.

Referring to FIG. 1B, the card payment terminal 100 according to an embodiment of the present invention is connected to the VAN company server 135 via a dedicated network 130. In addition, the VAN company server 135 is connected to the card company / financial institution server 140.

2 is a block diagram showing a card payment terminal according to an embodiment of the present invention.

2, the card payment terminal 200 according to an embodiment of the present invention is a magnetic card input unit 202, IC card input unit 204, key input unit 206, communication unit 208, printer output unit ( 210, an LCD output unit 212, a controller 220, a USB port 230, and a DSUB15 connector 240.

The magnetic card input unit 202 reads and transmits the magnetic card of the customer to the control unit 220, and the IC card input unit 204 reads and transmits the IC card of the customer to the control unit 220. In FIG. 2, the magnetic card input unit 202 and the IC card input unit 204 are separately displayed. However, the magnetic card input unit 202 and the IC card input unit 204 are not limited thereto.

The key input unit 206 includes a keypad for inputting numbers, letters, and the like, and receives information including a card payment amount, an installment month, and the like, and transmits the information to the controller 206.

The communication unit 208 transmits a signal for requesting the approval of the card payment to the VAN company 135 under the control of the control unit 220, and receives the payment result from the VAN company server 135 to the control unit 220. send.

The printer output unit 210 outputs information (eg, a receipt) related to the payment result received by the control unit 220 through the communication unit 208 to the outside through a medium such as paper.

The LCD output unit 212 simply checks the card information or the payment amount input through the magnetic card input unit 202, the IC card input unit 204, or the key input unit 206, or the control unit through the communication unit 208. Simple information about the payment result received at 220 is output to the outside through the screen. In another embodiment, the LCD output unit 212 may not output information about card information, payment amount, payment result, and the like. In this case, the external monitor connected to the card payment terminal 220 through the USB port 230 or the DSUB15 connector 240 may not only provide information on card information, payment amount, payment result, etc., but also various services under the control of the controller 220. Many additional pieces of additional information may be indicated as appropriate.

Where the above information is displayed may be determined under the control of the controller 220. For example, the control unit 220 may control to display the above-mentioned information only through the LCD output unit 212 according to a user's external command or a preset control command, or to display the above-mentioned information only through an external monitor. You can also control it. In addition, the controller 220 may control to display the same information or different information through both the LCD output unit 212 and the external monitor.

The USB port 230 is a port for connecting the card payment terminal 200 and an external monitor (not shown) through USB. Here, the external monitor is a separate monitor from the LCD output unit 212 built in the card payment terminal 200, and may include another USB port for connecting with the card payment terminal 200. The external monitor is preferably implemented as a large screen, high resolution monitor capable of simultaneously displaying various information while ensuring maximum user convenience.

The DSUB15 connector 240 is a connector for connecting an external monitor such as a card payment terminal 200 and a general PC monitor.

The controller 220 controls the operations of the card input unit 202 and 204, the key input unit 206, the LCD output unit 212, the communication unit 208, and the printer output unit 210 as a whole. In addition, the controller 220 may include a USB controller and a VGA controller for controlling the external monitor through the USB port 230 or the DSUB15 connector 240. The USB controller is equipped with a device driver for operating a high speed image transfer protocol, so that an external monitor having a high speed image transfer protocol may be connected to the card payment terminal 200 and operated.

The controller 220 determines whether the card payment terminal 200 is connected to an external monitor (not shown) through the USB port 230. If the card payment terminal 220 is connected to an external monitor (not shown), the control unit 220 performs a web application for performing a predetermined payment service to the VAN company server 135 through the communication unit 208. Ask.

When the control unit 220 receives the web application from the VAN company server 135 through the communication unit 208, the web application to the external monitor using the embedded web browser embedded in the memory 224 of the card payment terminal 200. Control to display. The controller 220 embeds an embedded web browser so that the UI and payment service can be provided based on the web page contents of the host server (for example, the VAN company server 135) without having to install a separate UI and payment program. Can be done. In this case, the transaction result or payment details may be stored in the host server.

The user of the card payment terminal 200 touches the key input unit 206, the keypad of the external monitor, or the touch screen attached to the external monitor based on the content of the web application displayed on the external monitor (not shown). Through the input, various information such as customer information or merchant information related to the payment service may be input. As an example, the external monitor may include a touch screen, and information input through the touch screen may be received by the card payment terminal 200.

The controller 220 generates a payment service request message using various information related to the payment service input to the card payment terminal 200, and transmits the payment service request message to the VAN company server 135 through the communication unit 208. Then, the control unit 220 receives the payment service response message for the payment service request message from the VAN company server 135 through the communication unit 208, and controls to display it on the external monitor.

3A and 3B illustrate an example of connection between a card payment terminal and an external monitor according to an embodiment of the present invention. The user of the card payment terminal 200 of the present invention simply connects the card payment terminal 200 and the external monitors 310 and 320 by using a USB cable 315 or a DSUB15 cable 325, thereby providing a large screen even at a very low cost. In addition, the payment service can be performed through a high resolution screen.

4 is a flowchart illustrating a card payment method using a card payment terminal according to an embodiment of the present invention.

Referring to FIG. 4, in step 402, the card payment terminal determines whether it is connected to an external monitor through a USB port. Here, the card payment terminal includes a USB port for connecting to an external monitor, and a device driver for USB communication with the external monitor.

Whether or not the external monitor is connected through the USB port is determined by the USB controller built in the card payment terminal automatically recognizing the connection state with the external monitor, or a predetermined input is input through a key input unit built in the card payment terminal. The determination may be made based on an input (that is, an input indicating that the USB is connected).

In step 404, if it is determined that the card payment terminal and the external monitor are connected through the USB port, the process proceeds to step 412, and if not, the process proceeds to step 406.

In step 406, if the card payment terminal is not connected to the external monitor through the USB port, it is determined whether the card payment terminal is connected to the external monitor through the DSUB connector.

The connection with the external monitor through the DSUB connector is determined by the card payment terminal automatically recognizing the connection state with the external monitor, or a predetermined input (ie, DSUB) input through the key input unit built in the card payment terminal. An input indicating that the connection is made.

In step 408, if it is determined that the card payment terminal and the external monitor are connected via the DSUB connector, the process proceeds to step 412, and if not, the process proceeds to step 410.

In step 410, the card payment terminal performs a payment service procedure according to its own built-in program, and outputs the payment details through the LCD display window included in the card payment terminal.

In step 412, if it is determined that the card payment terminal is connected to the external monitor, the card payment terminal requests a web application for performing a payment service to the VAN company server.

In step 414, when the card payment terminal receives the requested web application from the server of the VAN company, the card payment terminal is controlled to display the received web application on the external monitor using an embedded web browser embedded in the card payment terminal. In addition, when the card payment terminal is connected to an external monitor through a USB port or DSUB connector, the card payment terminal may block the output of the LCD output included in the card payment terminal and display all information related to the payment service only through the external monitor. . In another embodiment, the card payment terminal may control to display the same information or separate information on the LCD output unit and the external monitor.

In step 416, the card payment terminal uses the key input of the card payment terminal of the user, the keypad input of the external monitor, the touch screen input included in the external monitor, etc. based on the content of the web application displayed on the external monitor. It receives customer information or merchant information related to payment service. Here, the customer information may be a customer's card number, payment amount, installment month, or signature information, and the affiliated store information may be an identification number of the affiliated store.

In step 418, the card payment terminal transmits a payment service request message including the above-described customer information or merchant information to the VAN company server.

In step 420, the card payment terminal receives the payment service response message for the payment service request message from the VAN company server and controls to display on the external monitor.

As described above, the present invention utilizes limited hardware and resources, called card payment terminals, to incorporate a high speed USB host function and to mount a protocol for the transmission of high speed graphic images.

In addition, the card payment terminal of the present invention is equipped with a separate VGA controller, a built-in DSUB15 connector, which is a standard connection standard for PC monitors, so that a general PC monitor can be externally installed.

In addition, the card payment terminal of the present invention to process the UI and payment service program in a web method, for this purpose is equipped with a web browser that can be driven in an embedded system (payment terminal).

A card payment method using a card payment terminal according to an embodiment of the present invention may be implemented as computer readable codes on a computer readable recording medium. Computer-readable recording media include all kinds of storage devices that store data that can be read by a computer system. Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage device, and the like. The computer readable recording medium may also be distributed over a networked computer system and stored and executed as computer readable code in a distributed manner.

So far I looked at the center of the preferred embodiment for the present invention. Those skilled in the art will appreciate that the present invention can be implemented in a modified form without departing from the essential features of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

Claims (8)

Determining whether the card payment terminal is connected to the external monitor through the USB port;
Requesting a web application for performing a payment service to a VAN company server when the card payment terminal is connected to the external monitor;
If the web application is received from the VAN company server, controlling to display the web application on the external monitor using an embedded web browser embedded in the card payment terminal;
Receiving customer information or merchant information related to the payment service based on the content of the web application displayed on the external monitor;
Transmitting a payment service request message including the customer information or the affiliated store information to the VAN company server; And
And receiving a payment service response message for the payment service request message from the VAN company server and displaying the payment service response message on the external monitor. The method of claim 1,
The card payment terminal includes a USB port for connecting to the external monitor, and a USB controller and a device driver for USB communication between the card payment terminal and the external monitor. . The method of claim 1,
Determining whether the card payment terminal is connected to the external monitor through the DSUB connector when the card payment terminal is not connected to the external monitor through the USB port. Card payment method using. The method of claim 3, wherein the determining whether the card payment terminal is connected to an external monitor through a USB port or a DSUB connector comprises:
The card payment method using the card payment terminal, characterized in that the control unit automatically recognizes and determines the connection state with the external monitor or based on a predetermined input input to the key input unit included in the card payment terminal. . The method of claim 3,
When the card payment terminal is connected to the external monitor through a USB port or DSUB connector, the card payment method using a card payment terminal, characterized in that for blocking the output of the LCD output unit included in the card payment terminal. The method of claim 1,
And the customer information is a card number, a payment amount, an installment month, or signature information of the customer, and the affiliated store information is an identification number of the affiliated store. Determining whether the card payment terminal is connected to the external monitor through the USB port;
Requesting a web application for performing a payment service to a VAN company server when the card payment terminal is connected to the external monitor;
If the web application is received from the VAN company server, controlling to display the web application on the external monitor using an embedded web browser embedded in the card payment terminal;
Receiving customer information or merchant information related to the payment service based on the content of the web application displayed on the external monitor;
Transmitting a payment service request message including the customer information or the affiliated store information to the VAN company server; And
And receiving a payment service response message for the payment service request message from the VAN company server and displaying the payment service response message on the external monitor, wherein the program for executing the card payment method using the card payment terminal is recorded. Computer-readable recording media. A card input unit for reading a card of a customer; A key input unit for inputting a payment amount; An LCD output unit for checking an input payment amount; A communication unit for requesting payment approval from a VAN company server and receiving a payment result from the VAN company server; A printer output unit for outputting the payment result; And a controller for controlling the card input unit, the key input unit, the LCD output unit, the communication unit, and the printer output unit.
The controller determines whether a card payment terminal is connected to an external monitor through a USB port, and performs a payment service to the VAN company server through the communication unit when the card payment terminal is connected to the external monitor. Requesting a web application, and when the web application is received from the VAN company server through the communication unit, controlling to display the web application on the external monitor using an embedded web browser embedded in a memory of the card payment terminal. And based on the contents of the web application displayed on the external monitor, receiving customer information or merchant information related to the payment service through a touch input of the key input unit or a touch screen attached to the external monitor, and receiving the customer information. Information or above A payment service request message including blind spot information is transmitted to the VAN company server through the communication unit, and a payment service response message for the payment service request message is received from the VAN company server through the communication unit and displayed on the external monitor. Card payment terminal, characterized in that to control to.
KR1020100028085A 2010-03-29 2010-03-29 Card settlement terminal, method for card settlement using card settlement terminal, and computer readable medium thereof KR20110108725A (en)

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KR101272680B1 (en) * 2011-11-30 2013-06-10 (주)대합하이퍼텍 Emv terminal apparatus used in card settlement system using operating system for mobile communication terminal
KR101373495B1 (en) * 2013-02-12 2014-03-12 허윤 The method for extracting printing data of windows application, computer and system thereof
KR101382436B1 (en) * 2012-02-20 2014-04-08 비씨카드 주식회사 Method and device for processing admission of payment and device for managing payment module
WO2015068904A1 (en) * 2013-11-08 2015-05-14 한국정보통신주식회사 Card reader, terminal, and payment information processing method using same

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101272680B1 (en) * 2011-11-30 2013-06-10 (주)대합하이퍼텍 Emv terminal apparatus used in card settlement system using operating system for mobile communication terminal
KR101382436B1 (en) * 2012-02-20 2014-04-08 비씨카드 주식회사 Method and device for processing admission of payment and device for managing payment module
KR101373495B1 (en) * 2013-02-12 2014-03-12 허윤 The method for extracting printing data of windows application, computer and system thereof
WO2014126270A1 (en) * 2013-02-12 2014-08-21 Her Yoon Method for extracting printing data of windows application, and computer and system therefor
WO2015068904A1 (en) * 2013-11-08 2015-05-14 한국정보통신주식회사 Card reader, terminal, and payment information processing method using same

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