KR20110054865A - On-line e-commerce system and method using multi-functional coin machine and payment apparatus and payment method thereof - Google Patents

Abstract

PURPOSE: A digital content transaction system, method thereof, payment agency electronic payment device, and payment method are provided to insert many idle coins to an unmanned coin device and to enable a user to purchase necessary paid content. CONSTITUTION: A communication unit(151) transceives information about paid content provider servers and payment agency servers. A content manager(171) manages paid content which is supplied to an unmanned coin device. A payment approving unit(133) transmits content and payment approval result information to the payment agency servers based on payment request information.

Description

Digital Contents Trading System and Method Using Multi-Function Coin Depositing Device and On-line E-commerce System and Method Using Multi-functional Coin Machine and Payment Apparatus and Payment Method Thereof}

The present invention is a digital content transaction system and method using a multi-function unmanned coin deposit device and a payment agent electronic payment device and a payment method therefor, and more specifically, a large amount of idle coins into the unmanned coin deposit device user's deposit account The user can purchase the required paid contents from the deposit account at any time, which registers the specific contents in the content category by type by the push service provided to the unmanned coin deposit device from the paid contents site at any time. Provide service. In this regard, the user relates to a payment agency electronic payment device and a payment method using an unmanned coin deposit device that allows a user to freely purchase registered content.

Recently, the incidence of coins is gradually decreasing in actual commerce due to the decrease in currency value due to inflation and the inconvenient possession of coins. Therefore, the coin is becoming a 'idle coin' or 'dormant coin', while in the country, the national economic loss due to the increase of the coin production due to the lack of coins in circulation is a concern of concern. Conventionally, in order to solve this problem, banks have attempted to deposit coins by installing ATM for coin deposit. However, according to the conventional technology as described above, users are uncomfortable because the coin deposit and its use are not activated, and even if the coin is used by depositing, there are many difficulties such as payment and authentication for the purchase of paid contents. In order to purchase digital content, there is a problem in utilizing an unmanned coin deposit device due to the hassle of connecting to the Internet with a separate computer.

Therefore, in order to activate dormant coins collection by electronic commerce and unmanned coin deposit device on the Internet, we improved the payment method of the deposited coins, put a large amount of coins into the user's account, and then digitally provided by the content provider periodically There is an increasing demand for a payment agency electronic payment device and a payment method in which an unmanned coin deposit device that selects content and purchases desired content is connected. Here, the push service refers to a service in which a paid content provider does not provide contents to the unmanned coin deposit device, but the paid content provider pushes the paid content periodically or according to a predetermined schedule according to a user's request and operation policy. .

The present invention has been made in order to solve the above problems, the first object of the present invention to solve the inconvenience of possession of coins through the unmanned coin deposit device, payment agent using the unmanned coin deposit device to activate dormant coin collection It is to provide an electronic payment device, a payment method. The second object of the present invention is to connect the unmanned coin deposit device and payment for the use of paid content on the Internet, so that the content provider purchases the content that the user wants regardless of the place where the digital contents are periodically provided by the push service. It is to provide an electronic payment device and payment method for payment using an unmanned coin deposit device to activate online commerce by enabling it.

The third object of the present invention is to use an unmanned coin deposit device that can increase the stability of transactions and increase the utilization of minors, etc., by choosing electronic payment by payment agency without paying the use of paid contents directly through an account. It is to provide a payment agency electronic payment device, a payment method.

The fourth object of the present invention is to solve the problem that the electronic payment of the conventional payment agency method has a high minimum payment amount unit and pay by the unit of payment electronic payment agent using an unmanned coin deposit device that can achieve the original purpose of small payments It is to provide a payment device, a payment method.

An object of the present invention is to provide a paid content provider server (70-1, 2 ... N) through at least one coin deposit device (50-1) receives a coin from the user for depositing a predetermined payment account of the user; Communication unit 151 for transmitting and receiving information with the payment agent server (80-1, 2 ... N); and the paid content provider server (70-1, 2 ... N) unmanned coin deposit device (50-1, 2 ... N) content management unit for managing the paid content provided as a push service (171); and the billing agent based on the payment request information from the paid content provider server (70-1, 2 ... N) Payment approval that transmits payment approval result information corresponding to payment approval request information for content and purchase amount to server 80-1,2 ... N to payment agency server 80-1,2 ... N Unit 133; Receive user authentication and payment approval request information from the paid content provider server 70-1, 2 ... N and the payment agent server 80-1, 2 ... N, and result information corresponding to the user authentication request. User authentication unit for transmitting the 132; Settlement for approving the settlement of the deposit and withdrawal transaction history of the payment agency server (80-1, 2 ... N) and the unmanned coin deposit device (50-1, 2 ... N) Approving unit 134; Control unit 131 for controlling; can be achieved by a payment agent electronic payment device using an unmanned coin deposit device. And, the payment approval unit 133 preferably generates an approval number for payment with the unmanned coin deposit device (50-1, 2 ... N) and transmits the approval number.

The user authentication unit 132 calls the unmanned coin deposit device (50-1, 2 ... N), receives the user's ID, password, social security number, the information of the paid content provider and the user's ID, password It is preferable to include forming the user authentication result information based on the social security number.

The paid content provider server (70-1, 2 ... N), and the unmanned coin deposit device (50-1,2 ... N) and payment agency server (80-1,2 ... N) The external payment module 121 and the paid content provider server 70-1, which connects to the paid content provider server 70-1, 2... .N) preferably further comprises a push service module 122 for providing content through a push service to the unmanned coin deposit device (50-1, 2 ... N).

The unmanned coin deposit device 50-1, 2... N may be connected to the pay content provider server 70-1, 2... N, and the pay content provider server 70-1, 2. ..N) to the unmanned coin deposit device (50-1,2 ... N) is preferably characterized in that it further comprises storing the paid content provided by the push service in the category by type according to the priority code .

Driving the push service module 122 for content transmission in the paid content provider server 70-1, 2. Sending the pay content and the priority of the pay content from the push service module 122 of the pay content provider server (70-1, 2 ... N) to the unmanned coin deposit device (50-1, 2 ... N) Step S910; Determining the priority code of the paid content (S920) and storing the paid content in the content category for each type of the unmanned coin deposit device (50-1, 2 ... N) according to the priority code (S940); Purchasing the stored pay content by the user (S950); It is preferable to include a; and a step (S960) for outputting a receipt through the unmanned coin deposit device (50-1, 2 ... N).

In operation S910, the paid content is transferred from the push service module 122 of the paid content provider server 70-1, 2..., N to the unmanned coin depositing device 50-1, 2. The push service module 122 of the content provider server 70-1, 2... N is a periodic or fixed schedule to the content manager program 112 of the unmanned coin depositing device 50-1, 2. According to the present invention, it is preferable to further include pushing the specific paid content to a predetermined category of the unmanned coin depositing device (50-1, 2 ... N).

Determining the priority code of the received paid content (S920) further includes having a level of priority in the unmanned coin deposit device (50-1, 2 ... N) according to the type and content policy of the paid content. It is preferable to characterize.

Step (S960) of outputting the receipt through the unmanned coin deposit device (50-1, 2 ... N) is

The method further includes providing the paid content gift certificate and the prepaid card as a means of exchanging the paid content through the receipt output unit 3 of the unmanned coin deposit device 50-1, 2 ... N of the paid content purchased by the user. It is preferable to characterize.

In addition, the object of the present invention as described above step (S110) the control unit 131 generates a deposit account capable of deposit processing with the unmanned coin deposit device (50-1, 2 ... N); Depositing a deposit amount received from the user through an unmanned coin deposit device (50-1, 2 ... N) into the user's account (S120); Using an unmanned coin deposit device (50-1, 2 ... N) to the paid content provider (70-1, 2 ... N) server (S130); paid content providers (70-1, 2) ... N) transmitting the payment information from the server to the payment agency server (80-1, 2 ... N) (S140); Requesting an approval number from the payment approval server 133 by the payment agency server 80-1, 2. The controller 131 withdraws the purchase price of the content from the pay content provider server 70-1, 2 ... N according to the payment request information from the pay content provider server 70-1, 2 ... N. Processing (S180); The payment approval unit 133 receives payment approval request information from the paid content provider server 70-1, 2... N, and provides payment approval result information corresponding to the payment approval request information to the payment agency server ( 80-1, 2..., N); Step S200 of processing the payment of the coin received from the user in the user's account and inputting it in a transaction history DB; And storing, by the control unit 131, the settlement details of the payment agency based on the settlement period information (S300). Also, the control unit 131 may be achieved by an electronic payment method using a payment agent using an unmanned coin deposit device. .

The payment agency server (80-1, 2 ... N) requesting the payment approval number to the payment approval unit 133 (S150), the payment approval unit 133 generates a payment approval number ( It is preferable to further include S170).

The step of requesting the approval number to the payment approval unit 133 by the payment agent server (80-1, 2 ... N) (S150), it is preferable to further include the information of the user ID, password, social security number. .

And, the step of driving the external payment module 121 for the content purchase in the paid content provider server (70-1, 2 ... N) (S810); Transmitting purchase information to the unmanned coin deposit device 50-1, 2 ... N through the paid content provider server 70-1, 2. Determining the purchase intention (S830) and transmitting the user information for payment from the unmanned coin deposit device (50-1,2 ... N) to the paid content provider server (70-1,2 ... N) ( S840); Transmitting, by the user authentication unit 132, the user authentication result information formed based on the user's ID, password, and social security number to the paid content provider server 70-1, 2..., N (S870); Storing the payment history in the user DB (S880); And transmitting the user authentication result information from the pay content provider server 70-1, 2 ... N to the unmanned coin deposit device 50-1, 2 ... N (S890). .

The payment agent server (80-1, 2 ... N) requesting the approval number to the payment approval unit 133 (S150), it is preferable to further include information of the user ID, password, social security number.

Driving the external payment module 121 for content purchase at the paid content provider server 70-1, 2. Transmitting purchase information to the unmanned coin deposit device 50-1, 2 ... N through the paid content provider server 70-1, 2. Determining the purchase intention (S830) and transmitting the user information for payment from the unmanned coin deposit device (50-1,2 ... N) to the paid content provider server (70-1,2 ... N) ( S840); Transmitting, by the user authentication unit 132, the user authentication result information formed based on the user's ID, password, and social security number to the paid content provider server 70-1, 2 ... N (S870); Storing the payment history in the user DB (S880); And transmitting the user authentication result information from the pay content provider server 70-1, 2 ... N to the unmanned coin deposit device 50-1, 2 ... N (S890). .

In the step of transmitting the user authentication result (S870), if the user authentication is successful, the user authentication unit includes the payment amount and account balance information in the user authentication result information, and the user authentication fails In this case, it is preferable that the information on the user authentication result comprises transmitting the mismatch information to the unmanned coin deposit apparatus 50-1, 2 ... N.

On the other hand, the object of the present invention as described above can also be achieved by a computer-readable recording medium in which a program for executing a payment agent electronic payment method using an unmanned coin deposit device is recorded.

According to the payment agent electronic payment device, payment method, settlement method of the unmanned coin deposit device as described above, and a recording medium therefor, depositing coins that are inconvenient to carry through the unmanned coin deposit device eliminates the inconvenience of carrying coins. It can work. In addition, by linking the unmanned coin deposit device and payment for the use of paid content on the Internet, not only the effect of activating the collection of dormant coins by the unmanned coin deposit device, but also providing digital content provided by the content provider periodically by the push service Regardless of whether the user can purchase the desired content, the online commerce can be activated.

In addition, it is possible to increase the stability of the transaction and increase the utilization of minors, such as the poor credit, by selecting electronic payment by the payment agent without paying the paid content usage fee directly through the account.

In addition, the existing payment agency electronic payment is solved that the minimum payment amount unit was high by paying in units of coins has the effect of achieving the original purpose of small payments.

<Configuration according to the embodiment>

2 is an overall configuration diagram of a payment agency electronic payment device using an unmanned coin deposit device according to an embodiment of the present invention. As shown in FIG. 2, the payment agent electronic payment device using the unmanned coin depositing device according to the present invention is an unmanned coin depositing device 50-1, 2... N, a paid content provider server 70-1, 2. ..N), the payment server (80-1, 2 ... N), the user authentication server (90), payment approval server 100, user server 91, the payment server 101, They are interconnected via a network.

The unmanned coin deposit device 50-1,2 ... N is primarily a means of purchasing paid content of a user on the Internet and a means of payment at the time of purchase. The electronic payment device 500 and a paid content provider server are provided through a network. This is to enable transmission and reception of data with (70-1, 2 ... N).

The paid content provider server 70-1, 2... N pays the user authentication result information through the user authentication unit 132 when the user requests the payment by providing the paid content to the user. It is for receiving a withdrawal request to the payment server 101 by receiving the approval result information.

3 is a paid content provider server (70-1, 2 ... N) is connected to the payment electronic payment device 500 using the unmanned coin deposit device (50-1,2 ... N) and the paid content It may further include an external payment module 121 that can perform the payment agent of the provider server 70-1.

Since the external payment module 121 performs the payment for the paid content, the payment approval request information transmission of the paid content provider server 70-1, the payment approval result information reception, and the payment in the relationship with the payment electronic payment device 500. This is to perform the same function of the request.

      In addition, it can be connected to the unmanned coin deposit device (50-1, 2 ... N), the unmanned coin deposit device (50-1, 2 ... N) in the paid content provider server (70-1, 2 ... N) N) may further include a push service module 122 and the content manager program 112 of the unmanned coin deposit device (50-1, 2 ... N) for providing content to the push service.

 The push service module 122 uses the paid contents provider server 70-1, 2... N for a predetermined period or a predetermined schedule. It is for sending the priority and paid contents to the manager program 112.

The content manager program 112 assigns a priority code to the content received from the paid content provider server 70-1, 2 ... N and sends the content to the unmanned coin deposit device 50-1, 2 ... N. Is stored in the content category by type according to the operation policy so that the user can purchase it.

Figure 4 is a block diagram showing the internal configuration of the payment agent electronic payment device using the unmanned coin deposit device according to an embodiment of the present invention.

The payment agent electronic payment device 500 includes a control unit 131, a user management unit 141, a content management unit 171, a communication unit 151, and a settlement unit 161. Are interconnected.

At least one unmanned coin deposit device (50-1,2 ... N) is installed in banks, convenience stores, schools, and public facilities where coin can be conveniently placed, thereby depositing and depositing coins into the user's account. To make it happen.

The user authentication unit 132 receives user authentication request information corresponding to the user from the paid content provider server 50-1, 2... N, and provides the user authentication result information corresponding to the user authentication request information to the paid content provider. It is for transmitting to the server 200.

In addition, the user authentication unit 132 may call the paid content provider information, receive the user's ID and password, and form the user authentication result information based on the paid content provider information and the user's ID, password, social security number. .

The payment approval unit 1330 receives payment approval request information from the payment agency servers 80-1, 2 ... N, and receives payment approval result information corresponding to the payment approval request information. 2 ... N).

In addition, the payment approval unit 340 may generate an authentication number and transmit the authentication number to the paid content provider server 200.

The settlement approval unit 134 purchases from the settlement agency and the unmanned coin deposit device 50-1,2 ... N based on the settlement cycle information on the settlement agency server 80-1,2 ... N. It is to approve the settlement by one amount.

<Method according to the present invention>

8 is a flowchart of a payment agent electronic payment method using an unmanned coin deposit device according to an embodiment of the present invention. Referring to FIG. 8, the control unit 131 generates an account of a user capable of deposit processing with the unmanned coin deposit device 50-1, 2..., N (S110).

The control unit 131 processes the deposit received from the user through the unmanned coin deposit device (50-1, 2 ... N) to the user's account (S120). (For example, balance +100 won = balance 5100 won )

The deposit processing step S120 relates to FIG. 9 and will be described in detail later.

Unmanned coin deposit device (50-1,2 ... N) is a paid content provider server (70-1,2 ... N) through the network to perform the user's purchase of paid content (eg music information, movie content). N) is connected to enable transmission and reception of data (S130).

The user authentication unit 132 may call the paid content provider information, receive the user ID and password, and form user authentication result information based on the paid content provider information and the user ID, password, and social security number.

The payment agent server 80-1, 2 ... N may receive payment approval request information from the payment approval unit 133 and request the approval number (S150).

       In addition, the payment approval unit 340 generates an approval number (S170), and withdraws the purchase amount of the content from the user account for the content purchase amount (for example, 500 won) (S180).

      In addition, when payment approval is made, the payment approval unit 340 may transmit the payment approval result information to the payment agency server 80-1, 2 ... N (S190).

The control unit 131 settles the account based on the payment processing result information (for example, the balance 5100-500 = 4600 won) (S880). Thereafter, the controller 131 stores the settlement amount and the settlement result in the transaction history DB.

9 is a detailed flowchart illustrating a method of depositing coins into a user account according to an embodiment of the present invention. Referring to FIG. 9, the controller 131 receives an ID and a password inputted through the unmanned coin deposit apparatus 50-1, 2..., N (S510).

The controller 131 determines whether a member is received based on the received ID and password (S520). If the controller 131 is not a member, the controller 131 requests a membership (S530).

In the case of the member, the user authentication unit 132 transmits the user authentication result information to the unmanned coin deposit device 50-1, 2 ... N (S540).

The unmanned coin deposit device (50-1, 2 ... N) checks the amount of coins put (S550).

The control unit 131 receives a deposit request from the unmanned coin deposit device (50-1, 2 ... N) (S560).

The controller 131 accumulates coins put in the user's account in the user account (S570).

The control unit 131 stores the deposit history in the user DB (S580). Here, the deposit details may include a user social security number, account number, deposit amount and total balance.

The transaction result is displayed on the unmanned coin deposit device 50-1, 2 ... N (S590).

10 is a detailed flowchart of a user authentication method of the user authentication unit 132 according to the present invention. Referring to FIG. 10, the user authentication unit 132 drives the external payment module 121 for content purchase from the paid content provider server 70-1, 2.

The purchase information is transmitted to the unmanned coin deposit device 50-1, 2 ... N through the paid content provider server 70-1, 2 ... N (S820).

When the user agrees to the purchase information, the unmanned coin deposit device (50-1,2 ... N) provides the user's ID, password, and social security number for payment in the paid content provider server (70-1,2 ... N). To send. (S840).

The user authentication unit 132 compares the user authentication request information with the data stored in the DB (S850).

If there is no match data, the user authentication unit 132 transmits the mismatch data to the unmanned coin deposit device (50-1, 2 ... N) (S860).

If there is matching data, the user authentication unit 132 transmits the user authentication result information to the paid content provider server 70-1, 2 ... N (S870).

The payment history is stored in the user DB. (S880)

The paid content provider server 70-1, 2... N transmits the user authentication result information to the unmanned coin deposit device 50-1, 2... N (S890).

11 is a detailed flowchart of a user purchasing method through a push service of paid content according to the present invention.

The push content provider server 70-1, 2... N drives the push service module 122 for content transmission (S900).

The pay service module 122 of the pay content provider server 70-1,2 ... N transmits the paid content and the priority of the pay content to the unmanned coin deposit device 50-1,2 ... N. (S910);

The priority code of the received pay content is determined (S920);

Paid content is stored in the content category for each type of the unmanned coin deposit device (50-1, 2 ... N) (S940);

The user purchases the stored paid content (S950);

Receipt output or paid content vouchers and prepaid cards are provided through the unmanned coin deposit device (50-1, 2 ... N) (S960).

The user

Although the present invention has been described by way of limited embodiments and drawings, the present invention is not limited to the above embodiments, which can be variously modified and modified by those skilled in the art to which the present invention pertains. Do. Accordingly, the spirit of the present invention should be understood only by the claims set forth below, and all equivalent or equivalent modifications thereof will belong to the scope of the present invention.

1 is a front view of the unmanned coin deposit device according to the present invention. Figure 2 is an overall configuration of the payment agent electronic payment device using the unmanned coin deposit device according to the present invention.

        Figure 3 is an external configuration associated with the paid content provider server of the payment agent electronic payment device according to the present invention.

        Figure 4 is a block diagram of the internal configuration of the payment agent electronic payment device according to the present invention.

5 is a user presentation screen for payment of a user in an external payment module

6 is a user presentation screen for user authentication in an external payment module

7 is a screen for presenting a user for purchasing paid content in a push service;

8 is a flow chart of a payment agent electronic payment method using an unmanned coin deposit device according to the present invention.

9 is a detailed flowchart of a method of depositing into a savings account according to the present invention.

10 is a detailed flowchart of a user authentication method according to the present invention.

11 is a detailed flowchart of a user purchase method through a push service of paid content according to the present invention;

<Brief Description of Drawings 1> 1: User Guide Screen

2: user screen

3: receipt output unit

4: coin entrance

5: coin return unit

10: unmanned coin deposit device

Claims (15)

Paid content provider server 70-1, 2... N and payment agency server 80 through at least one coin deposit device 50-1 receiving coins from the user for deposit processing to the user's predetermined payment account. Communication unit 151 for transmitting and receiving information with -1,2 ... N; and paid content provider server (70-1,2 ... N) unmanned coin deposit device (50-1,2 ... N) A content management unit 171 for managing paid content provided as a push service to the user; and the payment agent server 80-1 based on the payment request information from the paid content provider servers 70-1, 2 ... N. , 2 ... N) payment approval unit 133 for transmitting the payment approval result information corresponding to the payment approval request information for the content and the purchase amount; Receive user authentication and payment approval request information from the paid content provider server 70-1, 2 ... N and the payment agent server 80-1, 2 ... N, and result information corresponding to the user authentication request. User authentication unit for transmitting the 132; Settlement for approving the settlement of the deposit and withdrawal transaction history of the payment agency server (80-1, 2 ... N) and the unmanned coin deposit device (50-1, 2 ... N) Approving unit 134; Control unit 131 for controlling; Digital content transaction system and method using an unmanned coin deposit device, and payment agent electronic payment device and payment method therefor. The method of claim 1, The payment approval unit 133, Digital content transaction system and method using the unmanned coin deposit device, characterized in that for generating an approval number for payment with the unmanned coin deposit device (50-1, 2 ... N) and transmitting the approval number and method therefor Electronic payment device and payment method for payment. The method of claim 1, The user authentication unit 132, Call the unmanned coin deposit device (50-1, 2 ... N), and receives the user's ID, password, resident registration number, based on the information of the paid content provider and the user's ID, password, resident registration number Digital content transaction system and method using the unmanned coin deposit device, characterized in that it comprises the formation of the authentication result information, and electronic payment device and payment method for the payment agent therefor. The method of claim 1, The paid content provider server (70-1, 2 ... N), The unmanned coin deposit device (50-1, 2 ... N) and payment agency servers (80-1, 2 ... N) can be connected, the paid content provider server (70-1, 2 ... N) Unmanned coin deposit device (50-1,2 ... N) in the external payment module 121 and the paid content provider server (70-1,2 ... N) that performs user authentication and payment approval of paid content of Digital content transaction system and method using the unmanned coin deposit device (50-1, 2 ... N) further comprising a push service module 122 for providing content through a push service; Electronic payment device and payment method for payment The method of claim 1, The unmanned coin deposit device (50-1, 2 ... N), The pay content provider server 70-1, 2... N can be connected to the pay content provider server 70-1, 2... N) Digital content transaction system and method using the unmanned coin deposit device, and the method and payment method for this further comprising storing the paid content provided through the push service in the category by type according to the priority code And payment method Driving the push service module 122 for content delivery in the paid content provider server (70-1, 2 ... N) (S900) Sending the pay content and the priority of the pay content from the push service module 122 of the pay content provider server (70-1, 2 ... N) to the unmanned coin deposit device (50-1, 2 ... N) Step S910; Determining a priority code of the received pay content (S920); Storing the pay content in the content category for each type of the unmanned coin deposit device 50-1, 2... N according to the priority code of the pay content (S940); Purchasing the stored pay content by the user (S950); Digital contents transaction system and method using the unmanned coin deposit device, including the step (S960) outputting the receipt through the unmanned automatic transfer device (50-1, 2 ... N) and the payment therefor Agency electronic payment device and payment method The method of claim 6, In operation S910, the paid content is transmitted from the push service module 122 of the paid content provider server 70-1, 2..., N to the unmanned coin depositing device 50-1, 2. The push service module 122 of the paid content provider server 70-1, 2... N is periodically or designated to the content manager program 112 of the unmanned coin depositing device 50-1, 2. Digital contents transaction system and method using the unmanned coin deposit device further comprising pushing the paid content to the unmanned coin deposit device (50-1,2 ... N) according to the schedule and payment agent electronic payment device for the same And payment method The method of claim 6, Determining the priority code of the received paid content (S920) further includes having a level of priority in the unmanned coin deposit device (50-1, 2 ... N) according to the type and content policy of the paid content. Digital Contents Trading System and Method Using Unmanned Coin Depositing Device The method of claim 6, The step S960 of outputting a receipt through the unmanned coin deposit device 50-1, 2. The method further includes providing the paid content gift certificate and the prepaid card as a means of exchanging the paid content through the receipt output unit 3 of the unmanned coin deposit device 50-1, 2 ... N of the paid content purchased by the user. Digital Contents Trading System and Method Using Unmanned Coin Depositing Device Generating, by the control unit 131, a deposit account capable of deposit processing with the unmanned coin depositing device (50-1, 2 ... N) (S110);       Depositing a deposit amount received from the user through an unmanned coin deposit device (50-1, 2 ... N) into the user's account (S120); Access to the paid content provider (70-1,2 ... N) server using the unmanned coin deposit device (50-1, 2 ... N) (S130) ' Transmitting the payment information from the paid content provider 70-1, 2... N to the payment agency server 80-1, 2.       Requesting an approval number from the payment approval server 133 by the payment agency server 80-1, 2.       The controller 131 withdraws the purchase price of the content from the pay content provider server 70-1, 2 ... N according to the payment request information from the pay content provider server 70-1, 2 ... N. Processing (S180); The payment approval unit 133 receives payment approval request information from the paid content provider server 70-1, 2... N, and provides payment approval result information corresponding to the payment approval request information to the payment agency server ( 80-1, 2..., N);       Step (S200) to process the payment amount of the coin received from the user to the user's account and input to the transaction history DB; And The control unit 131 stores the settlement details of the settlement agency based on the settlement period information (S300); Digital content transaction system and method using the unmanned coin deposit device, and the payment agent for this Payment device and payment method. The method of claim 10, The payment agency server (80-1, 2 ... N) requesting the payment approval number to the payment approval unit 133 (S150), Digital content transaction using the unmanned coin deposit device, characterized in that the payment approval unit 133 further comprises the step (S170) of generating a payment approval number from the unmanned coin deposit device (50-1, 2 ... N) System and its method and payment agent electronic payment device and payment method therefor The method of claim 10, The payment agency server (80-1, 2 ... N) requesting the approval number to the payment approval unit 133 (S150), Digital contents transaction system and method using the unmanned coin deposit device, characterized in that it further comprises the information of the user ID, password, resident registration number of the unmanned coin deposit device (50-1, 2 ... N) and the payment agent for the same Electronic payment device and payment method. Driving the external payment module 121 for content purchase at the paid content provider server 70-1, 2. Transmitting purchase information to the unmanned coin deposit device 50-1, 2 ... N through the paid content provider server 70-1, 2. Determining the purchase intention (S830) and transmitting the user information for payment from the unmanned coin deposit device (50-1,2 ... N) to the paid content provider server (70-1,2 ... N) ( S840); Transmitting, by the user authentication unit 132, the user authentication result information formed based on the user's ID, password, and social security number to the paid content provider server 70-1, 2 ... N (S870); Storing the payment history in the user DB (S880); And transmitting the user authentication result information from the pay content provider server 70-1, 2 ... N to the unmanned coin deposit device 50-1, 2 ... N (S890). Digital content transaction system and method using an unmanned coin depositing device and a payment agent electronic payment device and payment method therefor. The method of claim 13, In the transmission step (S870) of the user authentication result, If the user authentication is successful, the user authentication unit 132 includes payment amount and account balance information in the user authentication result information. If the user authentication fails, the user authentication unit 132 uninforms the discrepancy information in the user authentication result information. Digital content transaction system and method using the unmanned coin deposit device, characterized in that it comprises transmitting to the coin deposit device (50-1, 2 ... N), and the payment agent electronic payment device and payment method therefor. A computer-readable recording medium having recorded thereon a program for executing the method of claim 10.

Images