KR20100123390A - System and method for transaction of goods/services linked with exchange rate - Google Patents

Abstract

The present invention discloses a system and method for trading goods / services linked to exchange rates. In the goods / services trading system linked to the exchange rate according to the present invention, in a goods / services trading system for intermediary to trade buyers and sellers who want to trade goods / services through an inter-national transaction on an internet network. Means for registering goods / service sales information to be sold from the seller; A means for selecting a goods / service item to be purchased from the buyer and providing the goods / service sale information corresponding to the selected goods / service item to a buyer to pre-register a purchase candidate group which the buyer intends to purchase; Means for providing the buyer with real-time price information of the goods / services calculated based on the currency of the buyer, reflecting the exchange rate of the buyer and seller corresponding to the goods / service items registered in the purchase candidate group in real time; Means for requesting a purchase order requested by the buyer by referring to price information of the goods / service items registered in the purchase candidate group; And means for requesting the purchase order and requesting payment, processing payment in the seller's payment currency, and receiving payment from the buyer at the price of the product / service calculated based on the buyer's currency. And a transaction server.

Description

System and Method for Transaction of Goods / Services linked with exchange rate

The present invention relates to a system and method for trading goods / services linked to exchange rates, and more particularly, to broker a buyer and seller who want to trade goods / services through a cross-border transaction. The present invention relates to a system and a method for trading goods / services linked to the exchange rate, which enables the selection of the best seller according to the exchange rate fluctuation and diversification of the purchase order in real time.

Today, the scope of economic activity is not limited to the domestic but global stage. In general, the transboundary trade of goods / services between countries is carried out offline. That is, a buyer who wants to purchase any goods / services in any country has made the goods / services transaction through an intermediary trader who directly contacts or connects the seller of the target country that sells the goods / services. As such, in the case of a conventional cross-border transaction, all transactions are performed offline so that buyers may contact a number of sellers or intermediate traders in all countries selling the goods / services in order to purchase the desired goods / services. The quality, price, delivery date, etc. of the goods / services must be compared before the relevant transaction can be carried out, and the seller must involve a lot of efforts to close the deal by promoting the goods / services he / she wants to sell. That is, the buyer or seller has to make a physical contact between the parties in order to purchase or sell the desired goods / services due to the local relationship, and in the case of buyers, the seller who sells those goods / services to purchase the desired goods / services In order to sell goods / services, the seller needs to directly find buyers who need those goods / services. There is a problem that causes waste. In addition, there is a difficulty in the exchange rate and payment settlement caused by the difference in the currency used between the countries in the transaction between countries.

On the other hand, in recent years, as a way to solve the problems of the conventional offline trading, it is easy to search for a number of trading candidates using the Internet, which is a transboundary network, to easily select the optimal trading partner among them, Electronic trade is being introduced, which allows saving of electronic commerce to cross-border transactions. However, even in the case of electronic trade, difficulties related to exchange rates and payments could not be resolved as in the off-line transactions.

In cross-border transactions, it is difficult for buyers or sellers to exchange currencies between two different countries, such as exchanging their domestic and foreign currencies, or exchanging foreign and foreign currencies. The exchange rate of money between different countries is called the exchange rate. For example, if the exchange rate between the won and the US dollar is 1,200 won / dollar, this means that the exchange rate between the dollar and the won is 1: 1,200, which means that the dollar and the 1,200 won are exchanged with each other. In addition, most countries including Korea have adopted the Floating Exchange Rate System, which determines the exchange rate according to the demand and supply of money. Indicates. For example, a ratio of 1 dollar = 1,200 won to the US dollar means that the value of 1 dollar of US currency is 1,200 won, which means that the value of 1 won of Korean currency is 1,200 dollars. Therefore, if the exchange rate rose from 1,200 won / dollar to 1,300 / dollar, the value of US currency increased by 100 won and the value of Korean currency dropped by 1/100 dollar. Such exchange rate fluctuations affect cross-border transactions because goods / services that are subject to trade have international common values, while money is commonly used in different countries and the value of money fluctuates from time to time. That is, when the selling price of the goods / services sold by the seller in a country-to-country transaction is fixed, the amount of money to be paid for purchasing the goods / services changes from time to time as the exchange rate changes. In this way, countermeasures need to be prepared as the influence of the exchange rate has a dominant influence on transactions in cross-border transactions.

The present invention was devised to solve the above-mentioned conventional problems, and brokered so that buyers and sellers who want to trade goods / services can be traded with each other through transactions between countries, and change according to exchange rate fluctuations to buyers. It is an object of the present invention to provide a system and method for trading goods / services that are linked to the exchange rate so that the best seller can be selected by referring to the change in the price of goods / services in real time.

In order to achieve the above technical problem, the goods / services trading system linked to the exchange rate according to the present invention is to intervene to trade buyers and sellers who want to trade goods / services through the transactions between countries on the Internet network. A goods / service transaction system, comprising: means for registering goods / service sales information to be sold from the seller; A means for selecting a goods / service item to be purchased from the buyer and providing the goods / service sale information corresponding to the selected goods / service item to a buyer to pre-register a purchase candidate group which the buyer intends to purchase; Means for providing the buyer with real-time price information of the goods / services calculated based on the currency of the buyer, reflecting the exchange rate of the buyer and seller corresponding to the goods / service items registered in the purchase candidate group in real time; Means for requesting a purchase order requested by the buyer by referring to price information of the goods / service items registered in the purchase candidate group; And means for requesting the purchase order and requesting payment, processing payment in the seller's payment currency, and receiving payment from the buyer at the price of the product / service calculated based on the buyer's currency. And a transaction server.

Preferably, the goods / services sales information is information including a seller's country, a payment currency, information of goods / services, a sale price of goods / services, an estimated stock quantity, and an estimated stock quantity according to the release schedule of the goods / services. .

Preferably, the goods / service transaction server, means for providing a foreign exchange rate prediction information by applying a foreign exchange rate prediction model; Means for providing the predicted price information of the goods / services calculated based on the currency of the buyer by reflecting the information on the exchange rate fluctuations between the corresponding countries of the buyer and seller for the goods / service items registered in the purchase candidate group; And means for requesting a gift purchase order requested by the buyer by referring to the predicted price information of the goods / service items registered in the purchase candidate group.

Advantageously, the goods / services transaction server comprises: means for receiving an automatic purchase condition of goods / services from a buyer; And means for automatically requesting a purchase order of goods / services according to the set automatic purchase condition.

Preferably, according to the automatic purchase condition, the automatic order timing of goods / services divided into daily / weekly / monthly / yearly according to the manufacturing schedule of the buyer from the buyer, the automatic purchase quantity, and the automatic order priority divided by quality or price Will be set.

Preferably, the automatic order priority condition is set together with a priority change condition for quality or price, and another item that differs by more than the separation rate is generated by setting a separation rate for quality or price as a priority change condition. This gives priority to automatic orders for items that differ by more than the separation rate, regardless of their priorities.

Advantageously, said goods / service transaction server comprises: means for registering credit rating information necessary to evaluate a credit rating from a buyer or seller; And means for calculating a credit rating of the buyer or the seller based on the credit rating information.

Preferably, the credit rating information is information including the financial statements of the buyer or seller, and the sales information, the number of sales, the number of purchases, the number of purchases, and the claim information related to the transaction updated every transaction.

Preferably, means for receiving the automatic discount conditions of the goods / services from the seller; And means for providing discount price information of the goods / services calculated based on the automatic discount condition according to the credit rating of the buyer who selected the goods / services of the seller.

Preferably, means for receiving credit terms of the goods / services from the seller; And means for providing a credit transaction status and a creditable amount calculated based on the credit terms and conditions according to the credit rating of the buyer who selected the seller's goods / services.

According to the present invention, a transaction can be made by connecting a buyer and a seller who want to trade goods / services through an internet network to each other through an internet network. In addition, by providing the price information of goods / services based on the buyer's currency to reflect the exchange rate of the buyer and seller's corresponding country, the price of goods / services around the world that change in real time according to the exchange rate from the buyer's point of view Monitoring trends allows you to select less expensive vendors. In addition, it is possible to purchase futures of goods / services through prediction of exchange rate fluctuation, to set automatic purchase conditions from the buyer, and to automatically apply for purchase orders of goods / services according to the set conditions.

Hereinafter, a preferred embodiment of the present invention will be described in detail. Prior to this, terms or words used in the specification and claims should not be construed as having a conventional or dictionary meaning, and the inventors should properly explain the concept of terms in order to best explain their own invention. Based on the principle that can be defined, it should be interpreted as meaning and concept corresponding to the technical idea of the present invention. Therefore, the configurations described in the embodiments of the present specification are only one of the most preferred embodiments of the present invention and do not represent all of the technical ideas of the present invention. It should be understood that there may be examples.

<1. System configuration>

1.1 System Overview

1 is a block diagram showing a schematic configuration of a goods / service transaction system linked to the exchange rate according to the present invention.

Referring to FIG. 1, a goods / services trading system (1) interlocked with exchange rates according to the present invention connects buyers and sellers belonging to different countries to each other to trade goods / services so as to broker a trade between countries. Brokerage between the purchaser terminal 3 that purchases goods / services provided from overseas sellers through mediation of the server 2, the goods / service transaction server 2, and the brokerage of the goods / service transaction server 2 It comprises a seller terminal 4 for selling goods / services to overseas buyers through. These goods / service transaction servers 2, buyer terminals 3 and seller terminals 4 are connected via an internet network.

The goods / service transaction server 2 constructs a homepage and provides an electronic commerce service for brokering a transaction so that transactions between countries can be made by connecting a seller and a buyer who are members. When the buyer accesses the homepage and selects the goods / service items to purchase, the buyer provides the buyer with goods / service sales information registered from sellers distributed around the world corresponding to the selected goods / service items. The purchaser registers a candidate for purchase by referring to the product / service sales information. For example, if a buyer wants to purchase a flash memory and selects it, the buyer provides the sales information of flash memory registered by flash memory companies around the world such as Samsung, Toshiba, Sandisk, and Infineon, and the buyer refers to the sales information of the flash memory. By considering the capacity of the flash memory, the quantity sold, and the selling price, a vendor that intends to purchase is selected and registered as a purchase candidate group. On the other hand, after accessing the homepage, the seller accesses the goods / services such as the seller's country, payment currency, product information of the goods / services, the selling price of the goods / services, the current stock quantity, and the expected stock quantity according to the release schedule of the goods / services. Register sales information and update the changed information in real time whenever there is a change in the goods / service sales information.

The goods / services transaction server 2 according to the present invention reflects the selling price expressed in the payment currency of the seller in the goods / services sales information of the purchase candidate group registered by the buyer to reflect the exchange rate that is changed between the buyer and the seller's corresponding country. The price information of the goods / services calculated based on the currency is updated in real time and provided to the buyer. In other words, if the goods of the seller located in the United States, Europe, and Japan are registered in the purchase candidate group registered by the buyer of Korea, the goods / service transaction server 2 exchanges the exchange rate between Korea and the corresponding country (US, Europe, Japan). Reflecting the change, the price information of the product calculated in won is provided to the buyer. For example, suppose that the sale price of a product sold by a US seller is $ 12, the sale price of a product sold by a European seller is 9 euros, and the sale price of a product sold by a Japanese seller is 1,600 yen. . It is also assumed that the won-dollar exchange rate is 1,400 / dollar, the crude oil exchange rate is 1,800 / euro, and the won-yen exchange rate is 1,000 / 100 yen. In this case, the price information of the product provided to the buyer reflects the exchange rate with the corresponding country, converting the US seller's product to KRW 16,800, the European seller's product to KRW 16,200, and the Japanese seller to KRW 16,000. To the buyer at an established price. Then, the buyer requests the purchase order through the goods / service transaction server (2) the goods of the Japanese seller with the lowest price by referring to the price information of the goods provided on the basis of the won. However, if the exchange rate fluctuates from time to time for each country, assuming that the won-dollar rate fluctuates to 1,300 / dollar, the crude oil exchange rate to 1,900 / euro, and the won-yen exchange rate fluctuates to 1,300 / 100 yen, the selling price on the seller side changes. The price of goods in won is US $ 15,600 for US sellers, US $ 17,100 for European sellers, and US $ 20,800 for Japanese sellers. The commodity is the most expensive, and the commodity of the most expensive U.S. seller is the least expensive. By providing price information according to the exchange rate fluctuation to the buyer in real time, the buyer can select and purchase the best seller according to the exchange rate.

In addition, the goods / service transaction server (2) when the buyer requests a purchase order payment request, the payment is processed in the seller's payment currency, the buyer with the price of the goods / services calculated based on the buyer's currency Get paid. At this time, when receiving payment for the goods from the buyer, it is desirable to be paid at a price including a certain fee for the foreign exchange brokerage transaction.

In the present invention, by applying a known exchange rate fluctuation model it can be provided by simulating the exchange rate fluctuations in advance. The simulated exchange rate forecasting information is provided to the buyer as a reference, and the buyer may refer to the exchange rate forecasting information and request a future purchase order of goods / services. To this end, the seller must provide the current inventory quantity in the goods / services sales information together with the expected inventory quantity according to the release schedule of the goods, and the buyer can place a futures order within the limits of the expected inventory quantity.

According to the present invention, an automatic purchase order function of goods / services can be provided. In this case, in order to provide an automatic purchase order function to the buyer, the automatic order timing of the goods / services and the automatic order condition are set by the buyer. That is, the buyer has the required quantity and timing of the raw materials (or parts) according to the purchaser's manufacturing schedule, and the order timing and order conditions are registered in advance, and the purchase is automatically made according to the set order conditions when the order time arrives. It is on behalf of the order. For example, the buyer sets the automatic order timing of goods / services divided into daily / weekly / monthly / yearly according to the buyer's manufacturing schedule and the purchase quantity and automatic order priority separated by quality or price according to the automatic purchase condition. Receive. In this case, the automatic order priority condition is set with a change condition that can change the priority for quality or price, and the other product differs by more than the set separation rate by setting the separation rate for quality or price as the priority change condition. If this occurs, the automatic ordering priority is applied to the seller of the product by applying the priority of the automatic order to the goods that differ by more than the separation rate regardless of the previous priority.

In the present invention, the automatic order priority indicates a criterion on which condition of a product is preferentially applied for a purchase order among the purchase candidate groups registered by the buyer. In other words, if all the products registered in the purchase candidate group registered by the buyer are of the same quality, the price may not be considered, but in reality, there is a difference in quality, and when the buyer purchases the product, the priority between price and quality is higher. Due to the different standards, these factors are set to apply for automatic purchase orders. For example, suppose that the buyer sets automatic order priority as quality, and it is assumed that the products of the candidates registered by the buyer are divided into two quality classes through the buyer's self-evaluation or the objective quality information. When determining a product to apply for an automatic order order, the purchase order is automatically applied to the seller having the lowest price among the products of the upper grade among the items of the purchase candidate group. In addition, assuming a case in which the purchaser sets the automatic order priority as the price, the purchaser automatically applies for the purchase order to the seller who is the lowest price among all items of the purchase candidate group registered by the buyer. In this case, since the purchase request for the automatic purchase order is not instructed by the buyer, the purchase price of the goods / services for which the automatic purchase is made should be deposited in advance from the buyer, and the transaction made through the automatic purchase is deposited. Within the limits of the amount. In addition, it is desirable to notify the buyer of the situation after the automatic purchase order is completed.

On the other hand, the separation rate for the quality or price is set from the buyer as the automatic order priority change condition. Here, the separation rate sets the price difference between the product of priority quality and the product of non-priority, or the quality class difference between the product of priority price and the product of non-priority price. It is. For example, if the buyer sets a price-based separation rate of 10% or more, the quality difference between the product of priority quality and the product of non-priority quality is at least 10% non-priority. If this is cheaper, it will give priority to the non-priority product and apply for a purchase order from the seller of the product. In addition, if the buyer sets a quality-based separation rate of 5% or less, the price difference between the product of priority price and the product of non-priority price is less than 5% and If the quality of the product is higher than the quality of the product at the priority price, priority is given to the non-priority product, and a purchase order is applied to the seller of the product.

In the present invention, the credit ratings of the buyer and the seller may be calculated, and the calculated credit rating may be provided for the buyer and the seller to refer to each other. The credit ratings calculated in this way may be used by buyers to refer to sellers' credit ratings to select sellers that can make more stable transactions. In the case of the seller, the selling price of the goods / services may be discounted according to the credit rating of the buyer, or it may be determined whether the credit transaction is allowed. To this end, the buyer and seller must provide credit rating information necessary to evaluate the subsidiary's credit rating. In this case, the credit rating information is information including the financial statements of the buyer and seller, and the sales information, the number of sales, the purchase amount, the number of purchases, and the claims related to the transaction, which are updated at each transaction between the buyer and the seller. The goods / service transaction server 2 calculates a credit rating of a buyer and a seller based on the credit rating information.

In the present invention, it is possible to provide a function of automatically discounting the selling price of goods / services using the credit rating. In this case, an automatic discount condition of the goods / services is set by the seller. In other words, the seller sets the rate to be applied according to the buyer's credit rating. Then, the buyer provides the discount price information of the goods / services calculated based on the automatic discount condition according to the credit rating of the buyer who selected the goods / services of the seller. For example, if the seller sets the discount rate based on the buyer's credit rating as 10% for AAA, 8% for AA, 5% for A, and no discount for a lower rating, the buyer's credit If the grade is AAA, the price information is 10% off the seller's selling price of the seller's goods / services and the buyer is provided with the selling price information of the goods / services. By discounting the sale price of goods / services according to the credit rating, it is possible to induce more stable trade of goods / services.

In the present invention, the credit rating may be used to provide a function that allows crediting of goods / services. In this case, the credit terms of the goods / services are set by the seller. In other words, the seller sets the ratio of the allowable credit amount and the amount of the creditable amount according to the buyer's credit rating. In addition, it is possible to set a repayment period or a payment method for a credit transaction. Then, according to the credit rating of the buyer who selected the seller's goods / services, the buyer is provided with the creditability and the creditable amount calculated based on the credit terms. For example, if the seller has set the creditable amount according to the buyer's credit rating as 100% for AAA, 80% for AA, 50% for A, and below for credit For example, if the buyer's credit rating is AA, the buyer will be informed that credit is available within 80% of the sale of the goods / services. Then, the buyer pays 20% of the sale price of the goods / services and the remaining 80% pays later to make a credit transaction.

1.2 Server Structure

FIG. 2 is a schematic diagram showing the internal structure of the goods / services transaction server 2 according to the present invention, and FIG. 3 is added to the goods / services transaction server 2 according to the fourth embodiment of the present invention. It is a block diagram which shows schematic structure.

2, the goods / service transaction server 2 according to the first embodiment of the present invention is a seller registration means 11 for registering goods / service sales information to be sold from a seller, and goods to be purchased from a buyer. Purchaser registration means (12) for receiving a selection of a service item and receiving goods / service sales information corresponding to the selected goods / service item to the purchaser to register a purchase candidate group that the purchaser intends to purchase from the buyer, the goods registered in the purchase candidate group Means for providing price-applied exchange rate information for providing service to buyers by updating the price information of goods / services calculated in the buyer's currency in real time, reflecting the exchange rate of the buyer and seller's corresponding country for the service / service item (13) Purchase request requested by the buyer by referring to the price information of the goods / service items registered in the purchase candidate group When the purchase order requesting means 14 and the purchase order are requested and the payment request is made, payment is processed in the payment currency of the seller, and the purchaser pays the price at the price of the goods / services calculated in the buyer's currency. It is configured to include a payment processing means 15 for receiving payment.

In the second embodiment, the present invention provides a function of purchasing futures through exchange rate fluctuation prediction. As an additional component, an exchange rate fluctuation prediction means 21 that provides exchange rate fluctuation prediction information of each country by applying a currency fluctuation prediction model, Means of providing exchange rate forecast price information that provides forecast price information of goods / services calculated based on the buyer's currency by reflecting forecasts of exchange rate fluctuations between the buyer and seller's exchange rates for goods / service items registered in the candidate group (22) and a gift purchase order requesting means 23 for requesting a gift purchase order requested by the buyer with reference to the predicted price information of the goods / service items registered in the purchase candidate group.

In the third embodiment, an automatic purchase ordering function is provided as an additional component. The automatic transaction setting means 31 receives automatic purchase conditions of goods / services from a buyer and the goods / services according to the set automatic purchase conditions. The automatic purchase order request means 32 for automatically requesting the purchase order of is further included.

In the fourth embodiment, the credit ratings of the buyer and the seller are calculated, and the discount rate or credit transaction of the goods / services is allowed using the calculated credit rating. As shown in FIG. 3, the goods / service transaction server 2 has a credit rating information registration means 41 which receives credit rating information necessary to evaluate a credit rating from a buyer and a seller, and a buyer based on the credit rating information. And credit rating estimating means 42 for calculating the credit rating of the seller. The credit rating of the buyer or seller calculated by the credit rating calculation means 42 is used as a data for selecting the seller to the buyer, and as a data for the seller to determine whether to allow the sale price reduction of the goods / services and to accept the credit transaction. do.

For example, the seller registration means 11 is added to the automatic discount setting means 43 for setting the automatic discount conditions of the goods / services from the seller, the automatic according to the credit rating of the buyer who selected the goods / services of the seller And discount price information providing means 44 for providing discount price information of the goods / services calculated based on the discount condition.

As another example, the seller registration means 11 is added to the credit transaction setting means 45 for setting the credit terms and conditions of the goods / services from the seller, the credit in accordance with the credit rating of the buyer selected the goods / services of the seller It further comprises a credit transaction providing means 46 for providing a credit transaction status and the amount of credit available, calculated based on the transaction conditions.

In the present invention, the first to fourth embodiments can be implemented independently. In addition, the first to fourth embodiments may be performed in parallel and selected by a user.

Detailed functions and operations of the individual components constituting the goods / service transaction server 2 will be described through the goods / service transaction method linked to the exchange rate described below.

<2. Method composition>

The goods / services trading method linked to the exchange rate according to the present invention can be preferably realized through the construction of the system 1 described above.

4 is a flow chart showing the entire sequence of the goods / service transaction method associated with the exchange rate in accordance with the present invention, Figure 5 is to allow the sale price discount or credit transaction of goods / services according to a fourth embodiment of the present invention The flow chart shows the process.

First, the goods / service transaction method according to the first embodiment of the present invention, the seller / registration means 11 of the goods / service transaction server 2 in step (S11) the goods / to be sold from the seller connected to the homepage Register service sales information. At this time, the sales information of the goods / services registered by the seller includes the seller's country, the settlement currency, the product information of the goods / services, the selling price of the goods / services, the current stock quantity, the expected stock quantity according to the release schedule of the goods / services, etc. Whenever there is a change in the product / service sales information that is the same information, the seller updates the changed information in real time.

In step S12, the purchaser registration means 12 of the goods / service transaction server 2 receives a selection of goods / service items to be purchased from a buyer who accesses the homepage. At this time, the purchaser can select all the goods / service items needed.

In step S13, the buyer provides the goods / services sales information corresponding to the selected goods / services item.

In step S14, a purchase candidate group is registered from a buyer who selects an item for purchase by referring to goods / service sales information corresponding to the goods / service items selected by the buyer.

Step S15 is a step of selecting the first to third embodiments of the present invention, and the first embodiment in which the purchaser directly executes the purchase order of the goods / services, and the gift purchase order of the goods / services. The second embodiment is performed, and the third embodiment in which the system automatically executes a purchase order for goods / services. Each of the first to third embodiments may be carried out independently or in parallel.

In step S16, the means for providing the exchange rate applied price information of the goods / service transaction server 2 reflects the exchange rate that is changed between the buyer and seller of the corresponding country for the goods / service items registered in the purchase candidate group. The price of goods / services is calculated based on the currency of the company and the price information is provided to the buyer. To this end, the exchange rate applied price information providing means 13 is provided with real-time exchange rate fluctuation information of each country from an external exchange rate information providing server 50, and continuously changes the newly calculated price information whenever there is a change in the exchange rate. Update and provide it to the buyer.

In step S17, the purchase order requesting means 14 of the goods / service transaction server 2 receives a request for a purchase order that a buyer requests by referring to price information of the goods / service items registered in the purchase candidate group.

In step S18, when the payment processing means 15 of the goods / service transaction server 2 requests a purchase order and makes a payment request, the payment processing means 15 processes the payment in the seller's payment currency, and calculates the purchaser based on the buyer's currency. Payment is made at the price of the goods / services. At this time, when receiving payment for goods / services from the buyer, it is preferable to receive payment at a price including a certain fee for the foreign exchange brokerage transaction.

Next, the goods / services trading method according to the second embodiment of the present invention is a method of selecting a futures purchase order of the goods / services in step S15 and executing a futures purchase order by predicting exchange rate fluctuation. . Step S15 is performed in the same manner as in the first embodiment.

In step S21, the exchange rate fluctuation predicting means 21 of the goods / service transaction server 2 applies a known exchange rate fluctuation model to simulate the exchange rate fluctuation trend in advance to provide the exchange rate prediction information of each country. The known exchange rate prediction model may include a time series analysis model, an international balance model, a quantitative model, a monetary model, a random walk model, and the like, but the present invention is not limited thereto. To this end, the exchange rate fluctuation predicting means 21 receives the exchange rate fluctuation information and basic economic indicators of each country in real time from an external exchange rate information providing server 50 and based on the exchange rate fluctuation information and the basic economic index provided. Simulates fluctuations to generate exchange rate forecast information.

In step S22, the exchange rate change prediction price information providing means 22 of the goods / service transaction server 2 reflects the exchange rate change prediction information between the buyer and seller for the goods / service items registered in the purchase candidate group. By calculating the estimated price of the goods / services based on the buyer's currency and provides the buyer with the estimated price information.

In step S23, the gift purchase order requesting means 23 of the goods / service transaction server 2 receives a request for a gift purchase order that a buyer requests by referring to the predicted price information of the goods / service items registered in the purchase candidate group. . For futures purchase orders, you can place a futures order within the limits of the expected inventory quantity based on the seller's release schedule.

Since the process for payment processing of goods / services is the same as in the first embodiment, repeated description thereof will be omitted.

Next, the goods / services transaction method according to the third embodiment of the present invention is a method in which the system can perform an automatic purchase order by selecting the automatic purchase order of the goods / services in the step S15. Step S15 is performed in the same manner as in the first embodiment.

In step S31, the automatic transaction setting means 31 of the goods / service transaction server 2 receives an automatic purchase condition of the goods / services from the buyer. As an automatic purchase condition, an automatic ordering point of goods / services divided into daily / weekly / monthly / yearly according to a purchaser's manufacturing schedule and automatic ordering priority divided into purchase quantity and quality or price are set as automatic purchase conditions.

In step S32, the automatic purchase order requesting means 32 of the goods / service transaction server 2 automatically requests a purchase order of goods / services according to the automatic purchase condition set by the buyer.

Since the process for payment processing of goods / services is the same as in the first embodiment, repeated description thereof will be omitted. However, in the third embodiment, since the payment request for the automatic purchase order is not instructed by the purchaser, the payment for the goods / services for which the automatic purchase is made is pre-deposited from the purchaser in advance, and the payment of the goods / services at the deposited amount is made in advance. Will be done.

Next, the goods / services transaction method according to the fourth embodiment of the present invention calculates the credit ratings of the buyer and the seller as a process that can be performed before the transaction between the buyer and the seller, and uses the calculated credit rating. This is a way to allow a sale price discount or credit transaction of a good / service. The method according to the fourth embodiment may be carried out simultaneously with the first to third embodiments or may be performed independently.

In step S41, the credit rating information registration means 41 of the goods / service transaction server 2 receives the credit rating information necessary for evaluating the credit rating from the buyer or seller who accesses the homepage. In this case, the credit rating information is information including the financial statements of the buyer and the seller, and sales information, the number of sales, the purchase amount, the number of purchases and the transaction information that is updated for each transaction of the buyer and seller.

In step S42, the credit rating calculation means 42 of the goods / service transaction server 2 calculates the credit rating of the buyer or seller based on the credit rating information. The credit ratings of the buyer and the seller calculated in step S42 are applied to step S13 to provide the seller with the credit rating information of the seller, or applied to step S44 or step S46 to sell goods / services. It may be provided as information for determining whether to allow a price discount and a credit transaction.

For example, the method of automatically discounting the sale price of the goods / services using the credit information may include automatic discount setting means added to the seller registration means 11 of the goods / service transaction server 2 in step S43. Through (43), a condition for automatic discount of goods / services is set by the seller. In other words, the seller sets a discount rate to be applied according to the buyer's credit rating.

Subsequently, in step S44, the discount price information providing means 44 selects the goods / services of the seller in step S13, and the goods calculated based on the automatic discount condition according to the selected buyer's credit rating. Provide the buyer with a discounted price of the service. Then, the sale information of the goods / services provided to the buyer in step S13 is provided as the price of the goods / services to which the price discount is applied.

As another example, a method for allowing credit transactions of goods / services using the credit information may include credit transaction setting means added to the seller registration means 11 of the goods / service transaction server 2 in step S45 ( 45) credit terms of goods / services are set by the seller. In other words, the seller sets the ratio of the allowable credit amount and the amount of the creditable amount according to the buyer's credit rating.

Subsequently, in step S46, the credit transaction providing means 46 selects the goods / services of the seller in step S13, and calculates the credit transaction calculated based on the credit transaction conditions according to the selected buyer's credit rating. Provide the buyer with a checkable and creditable amount. Then, the sales information of the goods / services provided to the buyer in step S13 is provided with a credit transaction and the amount of credit available. In addition, in steps S17 and S18, whether a credit transaction is available and a creditable amount of money are provided to support a credit transaction.

Although the two examples in the above-described fourth embodiment have been described separately, they can be performed simultaneously. In addition, the fourth embodiment is carried out in addition to the first to third embodiments. Therefore, the processes other than the described contents are the same as those in the first to third embodiments, and thus repetitive description thereof will be omitted.

Although the present invention has been described above by means of limited embodiments and drawings, the present invention is not limited thereto and will be described below by the person skilled in the art to which the present invention pertains. Of course, various modifications and variations are possible within the scope of the claims.

The following drawings, which are attached to this specification, illustrate preferred embodiments of the present invention, and together with the detailed description of the present invention serve to further understand the technical spirit of the present invention. It should not be construed as limited to.

1 is a block diagram showing a schematic configuration of a goods / service transaction system linked to the exchange rate according to the present invention.

2 is a block diagram schematically showing the internal structure of the goods / service transaction server according to the present invention.

3 is a block diagram schematically showing a configuration added to a goods / service transaction server according to a fourth embodiment of the present invention.

Figure 4 is a flow chart showing the entire sequence of the goods / service transaction method associated with the exchange rate according to the present invention.

5 is a flowchart illustrating a process of allowing a sale price discount or a credit transaction of goods / services according to a fourth embodiment of the present invention.

Claims (20)

In the goods / services trading system that brokers the buyers and sellers who want to trade goods / services through internet transactions on the internet network, Means for registering goods / service sales information to be sold from the seller; A means for selecting a goods / service item to be purchased from the buyer and providing the goods / service sale information corresponding to the selected goods / service item to a buyer to pre-register a purchase candidate group which the buyer intends to purchase; Means for providing the buyer with real-time price information of the goods / services calculated based on the currency of the buyer, reflecting the exchange rate of the buyer and seller corresponding to the goods / service items registered in the purchase candidate group in real time; Means for requesting a purchase order requested by the buyer by referring to price information of the goods / service items registered in the purchase candidate group; And Means for requesting the purchase order and requesting a payment, processing the payment in the seller's payment currency, and receiving payment from the buyer at the price of the goods / services calculated based on the buyer's currency; A goods / services trading system linked with the exchange rate, comprising a server. The method of claim 1, The goods / services sales information is information including a seller's country, a settlement currency, information on goods / services, a sale price of goods / services, an estimated stock quantity, and an estimated stock quantity according to the release schedule of the goods / services. A goods / services trading system linked to the exchange rate. The method of claim 1, The goods / service transaction server, Means for providing exchange rate forecasting information for each country by applying the exchange rate forecasting model; Means for providing the predicted price information of the goods / services calculated based on the currency of the buyer by reflecting the information on the exchange rate fluctuations between the corresponding countries of the buyer and seller for the goods / service items registered in the purchase candidate group; And And a means for requesting a gift purchase order requested by the buyer with reference to predicted price information of the goods / service items registered in the purchase candidate group. The method of claim 1, The goods / service transaction server, Means for receiving an automatic purchase condition of the goods / services from the buyer; And And a means for automatically requesting a purchase order of goods / services according to the set automatic purchase condition. The method of claim 4, wherein According to the automatic purchase condition, the buyer can set the automatic ordering time of goods / services divided into daily / weekly / monthly / yearly according to the manufacturing schedule of the buyer, the automatic purchase quantity, and the automatic order priority classified by quality or price. Goods / services trading system linked to the exchange rate, characterized in that. The method of claim 5, In the automatic order priority condition, a priority change condition for quality or price is also set, and if a separation rate for quality or price is set as a priority change condition and another item differs by more than the separation rate, A commodity / services trading system linked to the exchange rate, wherein automatic orders are prioritized for items that differ by more than the separation rate regardless of priority. The method of claim 1, The goods / service transaction server, Means for registering credit rating information necessary to evaluate a credit rating from a buyer or seller; And And a means for calculating a credit rating of the buyer or seller based on the credit rating information. The method of claim 7, wherein The credit rating information is a financial statement of a buyer or seller and goods / services transactions linked to the exchange rate, characterized in that the information including sales information, the number of sales, the number of purchases, the number of purchases, and the claims related to the transaction updated every transaction. system. The method of claim 7, wherein Means for receiving an automatic discount condition of goods / services from a seller; And Means for providing discount price information of goods / services calculated on the basis of the automatic discount condition according to the credit rating of the buyer who has selected the goods / services of the seller; Trading system. The method of claim 7, wherein Means for establishing credit terms of the goods / services from the seller; And And means for providing a creditable transaction amount and a creditable amount calculated based on the credit terms and conditions according to the credit rating of the buyer who selected the seller's goods / services. Service trading system. In the goods / services transaction method performed by a goods / services transaction server which brokers the buyers and sellers who want to trade goods / services through internet transactions on the internet network. (a) registering goods / service sales information to be sold from the seller; (b) selecting the goods / service items to be purchased from the buyer, and providing the goods / service sales information corresponding to the selected goods / service items to a buyer to register a purchase candidate group which is intention to purchase from the buyer; (c) Provides to the buyer by updating the price information of the goods / services calculated in the buyer's currency in real time, reflecting the exchange rate of the buyer and seller corresponding to the goods / service items registered in the purchase candidate group; Doing; (d) requesting a purchase order requested by the buyer by referring to the price information of the goods / service items registered in the purchase candidate group; And (e) requesting a purchase order and requesting a payment, processing payment in a payment currency of a corresponding seller, and receiving a payment from a buyer at a price of a goods / service calculated based on the buyer's currency; A method of trading goods / services linked to an exchange rate. The method of claim 11, In the step (a), The goods / services sales information is information including a seller's country, a settlement currency, information of goods / services, a sale price of goods / services, current stock quantity, and an estimated stock quantity according to the release schedule of the goods / services. A method of trading goods / services linked to exchange rates. The method of claim 11, The goods / service transaction server, Providing exchange rate fluctuation prediction information of each country by applying a fluctuation rate prediction model; Providing predicted price information of the goods / services calculated based on the currency of the buyer by reflecting the information on the exchange rate fluctuations of the corresponding countries of the buyer and seller for the goods / service items registered in the purchase candidate group; And And requesting a futures purchase order request by referring to the predicted price information of the goods / service items registered in the purchase candidate group by the purchaser. The method of claim 11, The goods / service transaction server, Receiving an automatic purchase condition of goods / services from a buyer; And And automatically requesting a purchase order of goods / services according to the set automatic purchase condition. The method of claim 14, The step of setting the automatic purchase condition, According to the automatic purchase condition, the buyer can set the automatic ordering time of goods / services divided into daily / weekly / monthly / yearly according to the manufacturing schedule of the buyer, the automatic purchase quantity, and the automatic order priority classified by quality or price. A method of trading goods / services linked to the exchange rate, characterized in that the step. The method of claim 15, In the automatic order priority condition, a priority change condition for quality or price is also set, and if a separation rate for quality or price is set as a priority change condition and another item differs by more than the separation rate, A method of trading goods / services in conjunction with exchange rates, which gives priority to automatic orders for items that differ by more than the separation rate regardless of priority. The method of claim 11, The goods / service transaction server, Receiving credit rating information necessary to evaluate the credit rating from the buyer or seller; And Calculating a credit rating of the buyer or the seller based on the credit rating information. The method of claim 17, The credit rating information is a financial statement of a buyer or seller and goods / services transactions linked to the exchange rate, characterized in that the information including sales information, the number of sales, the number of purchases, the number of purchases, and the claims related to the transaction updated every transaction. Way. The method of claim 17, Receiving an automatic discount condition of goods / services from a seller; And Providing discount price information of the goods / services calculated based on the automatic discount condition according to the credit rating of the buyer who selected the goods / services of the seller; Trading method. The method of claim 17, Receiving credit terms of goods / services from a seller; And Providing whether or not the credit transaction and the amount of creditable transaction calculated based on the credit terms and conditions according to the credit rating of the buyer selected the goods / services of the seller; How to trade a service.

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