KR20100070186A - Automatic transmission system abroad deposit information - Google Patents

Automatic transmission system abroad deposit information Download PDF

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Publication number
KR20100070186A
KR20100070186A KR1020080128801A KR20080128801A KR20100070186A KR 20100070186 A KR20100070186 A KR 20100070186A KR 1020080128801 A KR1020080128801 A KR 1020080128801A KR 20080128801 A KR20080128801 A KR 20080128801A KR 20100070186 A KR20100070186 A KR 20100070186A
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KR
South Korea
Prior art keywords
information
remittance
customer
account
sms
Prior art date
Application number
KR1020080128801A
Other languages
Korean (ko)
Inventor
엄세현
Original Assignee
주식회사 우리은행
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by 주식회사 우리은행 filed Critical 주식회사 우리은행
Priority to KR1020080128801A priority Critical patent/KR20100070186A/en
Publication of KR20100070186A publication Critical patent/KR20100070186A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

Abstract

PURPOSE: An abroad remittance information automatic notification system is provided to transmit a short message to a cellular phone of a client registered on a financial server in case of generating abroad remittance conditions from oversea to a corresponding bank. CONSTITUTION: A financial server(12) receives account information and a load signal about an application file for abroad remittance history automatic notification from a bank clerk terminal(6). The financial server associates the application information with the account information and registers. The financial server manages a cellular phone number of a client associated with the account information. The financial server transmits remittance history information to a cellular phone of the client by using SMS message in case of generating abroad remittance conditions. A SMS transmission server(10) receives SMS information, a SMS transmission signal and a receiving cellular phone number from the financial server and processes SMS transmission.

Description

Automated transfer information automatic notification system {AUTOMATIC TRANSMISSION SYSTEM ABROAD DEPOSIT INFORMATION}

The present invention relates to an automatic notification system for remittance remittance information, and more particularly, when a remittance remittance situation occurs overseas, the short message is automatically transmitted to a mobile phone of a customer registered in a financial server, thereby increasing the convenience of the customer and providing time, The present invention relates to an automatic notification system of remittance information for reducing the economic burden.

As is well known, the credit business of financial institutions, such as banks and credit companies, plays an important part in modern society, and the profits of financial institutions are typically generated from credit / receiving business. I'm trying to do my job.

Recently, with the Capital Market Consolidation Act in place, measures have been taken to effectively improve the financial institution's system, and have entered into a competitive system to preempt customers and attract new customers by changing the system or establishing a new system. I'm doing it.

In particular, recently, financial institutions are actively developing new services in preparation for the implementation of the Capital Market Integration Act.

The foregoing invention refers to the background of the art to which the present invention pertains, and does not mean the prior art which is widely known in the art.

As individual businesses or small and medium-sized business owners make an effort to check the deposit on exports when using overseas exports from time to time to use the necessary costs, it is very inconvenient to check the foreign currency deposit account at any time, but the use of costs is very urgent. I spend a lot of time checking forex accounts all day.

The present invention was created in order to improve the above problems, and when the situation of remittance incurred from abroad, the short message is automatically sent to the mobile phone of the customer registered in the financial server to increase the convenience of the customer and increase the time and economic burden. The purpose of the present invention is to provide automatic remittance notification system.

The automatic notification system for remittance transfer information according to the present invention, the customer accesses the financial server 12 to execute Internet banking, transmits the authentication information of the customer to the financial server 12, and applies for automatic notification of the internal remittance transfer. A user terminal 2 for generating a signal; A transaction terminal 6 provided at a sales counter, for authenticating the customer through a certificate including an identification card presented by the customer, and transmitting the account information and the automatic notification application signal for the internal city remittance details to the financial server 12; Receives the load signal for the account information and the automatic transfer application information of the inner city transfer history from the cashier terminal 6 registers the application information linked with the account information, and manages the mobile phone number of the customer linked with the account information When the transfer situation occurs, the financial server 12 for SMS transmission processing the remittance history information to the customer's mobile phone; Receiving the SMS information, SMS transmission signal, incoming mobile number from the financial server 12, SMS transmission server 10 for performing the SMS transmission process is provided, characterized in that configured to provide automatic remittance information notification system .

Preferably, the user terminal 2 has an internal endurance remittance, characterized in that it is provided with an API (4) for processing real-time data communication in order to apply for automatic notification of endogenous remittance information to the financial server 12 therein An automatic information notification system is provided.

Preferably, the attendant terminal 6 establishes an automatic session with the financial server 12 therein, and includes customer information and account information including information of a customer's real name and customer authentication means (identity card, seal certificate). 12), the automatic transfer of internal information transfer notification system is provided, characterized in that the business API (8) for processing real-time data communication for uploading the automatic city remittance history automatic notification request signal to the financial server 12 is provided. do.

Preferably, the financial server 12 is stored in the SMS basic form for transmitting the internal transfer remittance history information to the customer's mobile phone at the time of internal remittance transfer, the SMS basic form of the remittance change history of the customer Provided is an automatic remittance information automatic notification system, characterized in that configured to be automatically input and transmitted to.

Preferably, the financial server 12 updates the customer's mobile phone information therein, the account monitoring server 14 for monitoring the account to process the transfer of the remittance transfer in a short message in the event of a remittance situation in the internal remittance; File management for various customer data, account information, and internal remittance details, divided into database management server (DBMS: 22) that manages the extraction and update processing of customer mobile phone information, account information, and internal remittance details Provided by the automatic remittance information automatic notification system characterized in that the configuration.

Preferably, the financial server 12 receives the customer authentication information and the terminal identification number information from the user terminal 2 or the cashier terminal 6 therein, and the application signal for automatic SMS notification at the time of internal transfer A data receiving unit for receiving the received account information; A data transmission unit for transmitting registration information for an automatic SMS notification upon remittance to the user terminal 2 or the transaction terminal 6; Manage the customer's receiving account information including each customer's receiving account number, the account's internal remittance history information, password information, seal information, and the application to register and manage the application information for SMS automatic notification at the time of remittance Remittance history notification customer information registration processor; An SMS generation processor for managing basic form data of an SMS message for sending a remittance history, and for managing a variable SMS message for each customer to generate an SMS message to be transmitted; It updates the mobile phone number of the customer, and controls each processor to transfer and process the SMS for the internal remittance details to the mobile phone linked with the receiving account information when the internal remittance situation occurs, extracting and changing the interlocking file from the database 26, A remittance information automatic notification system is further provided, further comprising a control unit which performs an update process.

Preferably, the account monitoring server 14 is a user through a unique number and login information (ID and password) of the API transmitted from the work API 8 or the user terminal 2 of the rowing terminal 6 therein An authentication processing unit 16 for performing authentication processing; An account monitoring processor 18 which monitors in real time the account of the customer who applied for automatic notification of the internal transfer remittance information and monitors whether an internal transmission remittance situation has occurred; When the customer's internal remittance situation occurs, the automatic transmission system for the internal remittance information is provided, characterized in that the SMS transmission processing processor 20 for transmitting the internal remittance details in a short message to the mobile phone of the customer.

Preferably, the DBMS 22 to manage the database 26 that stores the customer information and account information, the internal transfer remittance presence information and the internal remittance transfer information processed by the account monitoring server 14 therein And a file processing unit 24 for extracting and updating each data is provided.

As described above, the automatic notification system for remittance transfer information according to the present invention continuously updates and manages the mobile phone information of the customer, and monitors the receipt account set by the corresponding customer. The automatic transmission to the customer's mobile phone has the advantage of eliminating the inconvenience that the customer should check the remittance history from time to time.

Hereinafter, with reference to the accompanying drawings will be described an embodiment of the automatic notification system for remittance transfer information according to the present invention. The terms to be described below are terms defined in consideration of functions in the present invention, which may vary depending on the intention or convention of a user or an operator. Therefore, definitions of these terms should be made based on the contents throughout this specification.

1 is a block diagram showing the configuration of an automatic system for notifying remittance transfer information according to an embodiment of the present invention.

Referring to this, the automatic notification system for remittance transfer information according to an embodiment of the present invention increases the convenience of the customer by automatically sending a short message to the mobile phone of the customer registered in the financial server when the remittance surrender situation occurs overseas. It is a system to reduce the time and economic burden.

That is, in the case of a single customer account except for a family account, the automatic remittance information automatic notification system according to an embodiment of the present invention links the contact information (cell phone information) of the customer who opened the account with the account information. . Of course, if the mobile phone number is changed, it is not mandatory to notify the financial institution to update the information, but the financial institution's point of view is required to update the contact information for prompt contact with the customer.

In addition, if the customer's exact contact information is registered on the server, and the customer applied for a short message notification when sending money from overseas to us, the short message is automatically connected to the customer's mobile phone when the money transfer situation occurs. Since it will be sent to the end of the remittance situation will have the effect of eliminating the inconvenience that customers have to check from time to time.

Therefore, the automatic notification system for remittance transfer information according to an embodiment of the present invention receives the application for the automatic notification of the remittance transfer information through authentication of the customer, while continuously updating and managing the mobile phone information of the customer, the financial server Registered in, and when the remittance situation occurs in the customer's mobile phone to send a short message about the remittance details.

To this end, in the automatic remittance information automatic notification system according to an embodiment of the present invention, the customer accesses the financial server 12 to execute Internet banking, and transmits the authentication information of the customer to the financial server 12, A user terminal 2 is provided for generating an automatic notification request signal for remittance, and inside the user terminal 2, real-time data for requesting automatic notification of internal transfer remittance information to the financial server 12 is provided. An API (Application Interface) 4 is provided for handling communication.

In addition, the automatic remittance information automatic notification system according to an embodiment of the present invention is provided at the branch window, and authenticates the customer through a certificate including the identification card presented by the customer, the account information and the internal information to the financial server 12 A row terminal 6 is configured to transmit a city remittance history automatic notification request signal.

At this time, the rowing terminal (6) establishes an automatic session with the financial server 12, and transmits the customer information, account information including the information of the customer real name and customer authentication means (identity card, seal certificate) to the financial server 12 In addition, a business API (Application interface) 8 for processing real-time data communication for uploading the automatic city remittance report automatic notification request signal to the financial server 12 is provided.

On the other hand, the automatic remittance transfer information notification system according to an embodiment of the present invention receives the load signal for the account information and the automatic city remittance history automatic notification application file from the cashier terminal 6 receives the application information and the account information It is provided with a financial server 12 for interlocking registration, managing the mobile phone number of the customer linked to the account information and SMS transmission processing of the remittance details information to the mobile phone of the customer when the remittance situation occurs.

Preferably, the financial server 12 is stored in the SMS basic form for transmitting the internal transfer remittance details information to the customer's mobile phone at the time of internal remittance transfer, the SMS basic form of the remittance transfer history of the customer It is configured to automatically input and transmit to.

In addition, the financial server 12 is provided with an account monitoring server 14 for monitoring the account while updating the customer's mobile phone information therein, to process the transfer of the transfer information in a short message in the event of an internal remittance situation is provided therein Database management server that manages various customer data, account information and internal remittance details, and manages the extraction and update processing of customer mobile phone information, account information and internal remittance details (DBMS: 22) It consists of (Database Management Server).

The account monitoring server 14 performs a user authentication process through a unique number and login information (ID and password) of the API transmitted from the work API 8 or the user terminal 2 of the rowing terminal 6. An authentication processing unit 16 is provided, and an account monitoring processor 18 for monitoring whether an intra-bank transfer situation has occurred by monitoring in real time the account of the customer who applied for automatic notification of the intra-road transfer information is provided. SMS transmission processing processor 20 for transmitting the internal payment remittance details in a short message to the mobile phone of the customer when the internal remittance situation occurs.

In addition, the DBMS 22 in order to manage the database 26 that stores the customer information and account information, internal transfer remittance presence information and the internal remittance transfer information processed by the account monitoring server 14 therein, A file processing unit 24 for extracting and updating each data is provided.

Meanwhile, the SMS transmission server 10 receiving SMS information, an SMS transmission signal, and an incoming mobile number from the financial server 12 performs an SMS transmission process in the automatic notification system for remittance transfer information according to an embodiment of the present invention. Is provided.

FIG. 2 is a diagram illustrating an SMS configured to be notified through the automatic notification of internal transfer remittance information according to an embodiment of the present invention.

Referring to this, the SMS message 28 automatically notified to the mobile phone of the customer through the automatic notification system for remittance transfer information according to an embodiment of the present invention is common to each customer among the remittance remittance details information as shown in FIG. 2. A basic SMS message 29; Consists of variable SMS messages that vary by customer.

The variable SMS message consists of remittance of overseas branch name 30, the remittance account number 32 of the customer, and the amount of remittance amount 34.

Therefore, the SMS message 28 automatically notified to the mobile phone of the customer is generated and combined by the financial server 12, the overseas branch name 30 remitted by each customer to the basic SMS message 29, and the customer's remittance account It is possible to generate a single SMS message by inserting the detailed information on the number 32 and the remittance amount 34.

Figure 3 is a state diagram showing the data flow of the automatic transfer information automatic notification system according to an embodiment of the present invention.

Referring to this, the financial server 12 included in the automatic notification system for remittance transfer information according to an embodiment of the present invention registers the contact information of the customer, preferably the mobile phone number, and changes the mobile phone number when the mobile phone number is changed. Perform update management continuously and set SMS automatic transmission condition.

For example, the financial server 12, that is, while managing the receipt account information for the customer's internal remittance transfer, while monitoring the receipt account to automatically transfer the internal remittance transfer history to the customer's mobile phone linked to the recipient account Manage your numbers.

In this state, the financial server 12 receives the application signal for the automatic transfer notification of remittance history upon remittance from the rowing terminal 6 or the customer terminal 2 provided at the window, together with the receiving account. Manage the mobile phone number associated with the receiving account.

In addition, the financial server 12 continuously monitors the corresponding receiving account, and when an intra-bank transfer situation occurs, the financial server 12 extracts a mobile phone number associated with the receiving account of the corresponding customer, and sends the pay-for-money transfer to be sent out. Generate SMS messages for.

Then, the financial server 12 executes a transmission request for the corresponding SMS message to the SMS transmission server 10, so that the SMS message is transmitted to the mobile phone of the customer.

Figure 4 is a block diagram showing the configuration of a financial server included in the automatic notification system for remittance transfer information according to an embodiment of the present invention.

Referring to this, the financial server 12 included in the automatic notification system for remittance transfer information according to an embodiment of the present invention includes an authentication processing unit, a data receiving unit, a data transmission unit, and an internal remittance transfer notification customer information registration processor. It consists of an account monitoring processor, an SMS generation processor, an SMS transmission processor, a database, and a controller.

Reference numeral 16 receives the unique number of the API (4) provided in the user terminal 2 and the authorized authentication information to authenticate the customer, and to the process of the cashier in charge of the counter, the line provided at the counter An authentication processing unit that performs user authentication processing through the unique number and login information (ID and password) of the API transmitted from the business API 4 of the terminal 2 is shown.

Reference numeral 36 denotes a data receiving unit for receiving customer authentication information and terminal identification number information from the user terminal 2 or the attendant terminal 6, and receiving an application signal for receiving automatic SMS notification and receiving account information upon remittance transfer. Reference numeral 38 denotes a data transmission unit for transmitting registration information for the automatic SMS notification upon remittance to the user terminal 2 or the destination terminal 6.

Reference numeral 40 manages the receiving account information of each customer, including the receiving account number of each customer, the internal bank transfer history information, the password information, the seal information, and registers the application information for automatic SMS notification when the internal bank transfer is sent. Remittance history notification customer information registration processor for management, and reference numeral 18 denotes an account monitoring processor that monitors the account of the customer who applied for automatic notification of remittance remittance information in real time and monitors whether the remittance situation has occurred. Indicates.

Reference numeral 42 denotes an SMS generation processor for managing basic form data of an SMS message for sending a remittance remittance history, and managing an SMS message for each customer to generate an SMS message for transmission. It shows the SMS transmission processing processor for transmitting the short-term remittance details in a short message to the mobile phone of the customer when a remittance situation occurs.

Reference numeral 26 denotes a database for storing customer information including a mobile phone information, a receiving account information, internal and external remittance information, and internal remittance information, and reference numeral 44 updates a mobile phone number of a customer. Each processor is driven to control the transmission of the SMS for the internal payment remittance history to the mobile phone linked with the receiving account information, and a control unit for extracting, changing, and updating the linked file from the database 26 is shown.

Hereinafter, with reference to the accompanying drawings, the function and operation of the automatic transfer information automatic notification system according to an embodiment of the present invention having the above configuration will be described in detail.

FIG. 5 is a flowchart illustrating a signal flow of an automatic system for transmitting internal transfer information according to an embodiment of the present invention.

First, the financial server 12 included in the automatic notification system for remittance transfer information according to an embodiment of the present invention registers the contact information of the customer, preferably the mobile phone number, and continuously changes the mobile phone number when the mobile phone number is changed. Perform update management and set SMS automatic transmission conditions.

For example, the financial server 12, that is, while managing the receipt account information for the customer's internal remittance transfer, while monitoring the receipt account to automatically transfer the internal remittance transfer history to the customer's mobile phone linked to the recipient account Manage your numbers.

In this state, the financial server 12 receives the application signal for the automatic transfer notification of remittance history upon remittance from the rowing terminal 6 or the customer terminal 2 provided at the window, together with the receiving account. Manage the mobile phone number associated with the receiving account.

Then, the financial server 12 continuously monitors the receiving account, and determines whether or not the remittance situation occurs. If the internal bank transfer is generated for a previously registered receiving account, the financial server 12 extracts a mobile phone number associated with the receiving account of the corresponding customer, and generates an SMS message about the internal bank transfer details to be sent.

That is, preferably, the financial server 12 determines whether the receiving account is an automatic SMS notification target account when an internal remittance situation occurs, and if it is an automatic SMS notification target account, the financial server 12 is connected with the corresponding receiving account. Extract the linked mobile phone information.

In addition, the financial server 12 generates an SMS message for the internal transfer remittance details, preferably, the financial server 12 extracts SMS basic form data provided therein to provide internal transfer remittance information (change information). Receiving store information, receipt account information, and remittance information) are inserted into the SMS basic form data to create a short message.

Then, the financial server 12 executes a transmission request for the corresponding SMS message to the SMS transmission server 10, so that the SMS message is transmitted to the mobile phone of the customer.

1 is a block diagram showing the configuration of an automatic notification system for remittance transfer information according to an embodiment of the present invention;

2 is a diagram showing an SMS configuration that is notified through the automatic notification system for remittance transfer information according to an embodiment of the present invention,

Figure 3 is a state diagram showing the data flow of the automatic transfer information automatic notification system according to an embodiment of the present invention,

4 is a block diagram showing the configuration of a financial server included in the automatic notification of internal transfer remittance information according to an embodiment of the present invention;

FIG. 5 is a flowchart illustrating a signal flow of an automatic system for transmitting internal transfer information according to an embodiment of the present invention.

Explanation of symbols on the main parts of the drawings

2: user terminal, 6: transaction terminal,

10: SMS transmission server, 12: financial server,

14: account monitoring server, 16: authentication processing unit,

18: account monitoring processor, 20: SMS transmission processing processor,

22: DBMS.

Claims (8)

A user terminal 2 for accessing the financial server 12 to execute the Internet banking, transmitting the authentication information of the customer to the financial server 12, and generating an automatic notification request signal for internal transfer; A transaction terminal 6 provided at a sales counter, for authenticating the customer through a certificate including an identification card presented by the customer, and transmitting the account information and the automatic notification application signal for the internal city remittance details to the financial server 12; Receives the load signal for the account information and the automatic transfer application information of the inner city transfer history from the cashier terminal 6 registers the application information linked with the account information, and manages the mobile phone number of the customer linked with the account information When the transfer situation occurs, the financial server 12 for SMS transmission processing the remittance history information to the customer's mobile phone; Automated remittance information automatic notification system comprising a SMS transmission server 10 for receiving the SMS information, SMS transmission signal, incoming mobile number from the financial server 12 and performs SMS transmission processing. 2. The user terminal (2) according to claim 1, characterized in that the user terminal (2) is provided with an API (4) for processing real-time data communication in order to apply for automatic notification of internal transfer information to the financial server (12). Automatic remittance information notification system. The method of claim 1, wherein the transaction terminal 6 establishes an automatic session with the financial server 12 therein, and stores customer information and account information including information of a customer's real name and customer authentication means (identity card, seal certificate). Automatic notification of intramittance remittance information, which is provided with a business API (8) which transmits to the financial server (12) and processes real-time data communication for uploading the automatic city remittance report application signal to the financial server (12). system. The method of claim 1, wherein the financial server 12 is stored in the SMS basic form for transmitting the internal transfer remittance history information to the customer's mobile phone at the time of internal remittance transfer, the internal remittance transfer history of the customer Automated remittance information automatic notification system, characterized in that configured to automatically send to the SMS basic form. The account monitoring server (14) according to claim 1, wherein the financial server (12) updates the mobile phone information of the customer therein, and monitors the account so as to transmit the remittance details in a short message when a remittance situation occurs. )Wow; File management for various customer data, account information, and internal remittance details, divided into database management server (DBMS: 22) that manages the extraction and update processing of customer mobile phone information, account information and internal remittance details Automated remittance information automatic notification system, characterized in that the configuration. The system of claim 1, wherein the financial server 12 receives customer authentication information and terminal identification number information from the user terminal 2 or the cashier terminal 6 therein, and the SMS automatic notification for internal payment is transmitted. A data receiver for receiving an application signal and receiving account information; A data transmission unit for transmitting registration information for an automatic SMS notification upon remittance to the user terminal 2 or the transaction terminal 6; Manage the customer's receiving account information including each customer's receiving account number, the account's internal remittance history information, password information, seal information, and the application to register and manage the application information for SMS automatic notification at the time of remittance Remittance history notification customer information registration processor; An SMS generation processor for managing basic form data of an SMS message for sending a remittance history, and for managing a variable SMS message for each customer to generate an SMS message to be transmitted; It updates the mobile phone number of the customer, and controls each processor to transfer and process the SMS for the internal remittance details to the mobile phone linked with the receiving account information when the internal remittance situation occurs, extracting and changing the interlocking file from the database 26, Remittance information automatic notification system further comprises a control unit for performing the update process. 6. The account monitoring server (14) according to claim 5, wherein the account monitoring server (14) has a unique number and login information (ID and password) of the API transmitted from the work API (8) or the user terminal (2) of the cashier terminal (6) therein. An authentication processing unit 16 for performing user authentication processing through; An account monitoring processor 18 which monitors in real time the account of the customer who applied for automatic notification of the internal transfer remittance information and monitors whether an internal transmission remittance situation has occurred; Automated transfer information notification system, characterized in that the SMS transmission processing processor 20 for transmitting a short-term transfer remittance history in a short message to the mobile phone of the customer when the remittance transfer situation of the customer. 6. The DBMS (22) according to claim 5, wherein the DBMS (22) has a database (26) storing therein customer information and account information processed by the account monitoring server (14), internal or external remittance information and internal remittance information. In order to manage, automatic remittance information automatic notification system, characterized in that the file processing unit 24 for extracting and updating each data is provided.
KR1020080128801A 2008-12-17 2008-12-17 Automatic transmission system abroad deposit information KR20100070186A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012109492A2 (en) * 2011-02-09 2012-08-16 Visa International Service Association Real-time account communication

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012109492A2 (en) * 2011-02-09 2012-08-16 Visa International Service Association Real-time account communication
WO2012109492A3 (en) * 2011-02-09 2012-12-06 Visa International Service Association Real-time account communication

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