KR20100046659A - System and method for real time of local money using rfid - Google Patents

Abstract

PURPOSE: A system for providing real time transaction information with a regional bill using an RFID is provided to enable a mobile terminal to receive transaction information of an RFID regional bill, thereby transacting the RFID regional bill in real time. CONSTITUTION: A mobile terminal transfers a transaction request. A mobile communication server(300) authenticates, compares and processes the transaction request. An operator server(400) transfers the regional bill to a member. The operator server sends transaction processing result information and a confirmation message to the mobile terminal.

Description

Local Currency and Real-time Transaction Information Provision System using RFID {{System and Method for Real Time of Local Money Using RFID}

The present invention attaches an RFID tag in which member transaction account information is stored to a local currency to provide a transaction conversion amount in real time, and to process and process the transaction, as well as to enable an operator to more efficiently issue, manage, and operate a local currency. It relates to a local currency and real-time transaction information providing system using.

 More specifically, the information of the RFID tag attached to the RFID local currency is provided and processed in real time between members through a mobile terminal, and the processing result is stored in the RFID tag attached to the RFID local currency, and more detailed transaction details are provided. The back is related to RFID local currency that can be downloaded and stored in a separate built-in auxiliary memory.

In addition, the mobile terminal for trading and operation management of the RFID local currency, extracts and confirms the transaction information from the RFID tag and requests the transaction through the communication network, and processes the transaction request and the results of the operation server and the mobile terminal Issuing RFID local currency, and transfers the information to the member, and transmits the information to the mobile carrier server, and stores the received information from the mobile carrier server and the transaction processing result information to the mobile terminal through the communication network It relates to a real-time transaction information providing system including an operator server for sending a confirmation message.

In general, local currency is an alternative currency that is made by people's own hands and is used only in a certain area and is not interest-free. As shown in Table>, it is issued in the form of paper currency bills, banknotes written on account-based exchanges, and paper currency notes in debt instruments, etc., according to the characteristics of the local community. It has a variety of names, such as Songpa Money, and is being traded among members.

As shown in the following table, the local currency pursues multilateral exchanges based on trust, establishes autonomous growth of the local economy, solves inflation and unemployment problems by circulating the regional community in the region, and zero (0). To prevent credit creation, speculation and monopoly capital accumulation by negative or negative interests, to activate trade in goods and services, and to provide a framework for evaluating the non-market services of individuals' welfare and recovery from various perspectives; It suggests ideas and frameworks for linking the activities of various NGOs or non-profit organizations in terms of consumption and welfare, and relies on each other in the same 'area' for people who use them rather than merely giving them a sense of security or unity. Filial piety that builds trust and partnership and enables friendly and equitable communication based on such relationships It can be said that.

<Table> Local Community Currency Transactions, Advantages and Disadvantages

Local currency Transaction method Advantages Disadvantages  Bill currency  -The issuer issues his or her own pictures and slogans in printed bills and is distributed through members' transactions.  -Simple and anonymous-Commercial sense similar to current call-Symbolic appeal-Easy to spread to unspecified majority  -Concentration of issuance rights-Credit creation by issuing organizations is possible-Issuance standards need to be adjusted-Issuance volume management is required-Difficult distribution channels and transaction aggregates-Difficult to limit distribution scope-Forgery possible-Concerns about legal issues  Bank account currency  How to settle a transaction by making a surplus (plus) when offering goods or services with an account that starts at the member's balance zero without issuing bills, and booked a deficit (minus when buying)  -Issued at the exchange of each individual-No credit creation-Possible to have a deficit-Easy to build a community because it is a membership system-Can check the distribution channel, prevent fraud-Set a deficit limit  -Both parties must book items and transactions in their bankbook and exchange the bankbook.-Hassle to check whether the other party's information is correct.-Requires operation or management separately.-Possible moral risk.  Bill  A checkbook is paid at the time of signing up, and the member who receives the goods or service writes the item and the amount on the check, signs it, and delivers it to the other party.  -Issued at the exchange of each person-No credit card-Possible to have a deficit-Possible to deal with a long-distance person-Easy for normal trading-Symbolic appeal function-Easy to spread to many unspecified  -Hassle to issue-Difficult distribution route and transaction aggregate-Difficult to limit distribution range-Counterfeiting-Difficult to manage or monitor-Impossible deficit limit-Possible moral risk

While the existing local currency has the purpose and effect as described above, as shown in the <Table>, it is difficult to convert the trading units between members and the transaction process is not simple, and it must be checked manually by hand. Since it is difficult to check the balance in real time, there is a problem that is used after the exchange of local currency between members.

 In addition, as it is used as a paper currency or transaction entry of the paper as described above, it is easy to damage and lost, there is a problem that takes a considerable period of time due to the difficulty of tracking the transaction history to restore it.

 In addition, in case of members, local money is easily forged or tampered with and thus misused, causing damage to the original purpose and functioning.

In addition, even in the case of the operator, it is difficult to manage the distribution path of local currency and there is a limit in managing the electronic documents in parallel with the manual transaction.

In order to improve the shortcomings and problems of the conventional bills, bank account and bills of the local currency, application experiments on the network type or the electronic system using the Internet have been attempted.

Therefore, the present invention was devised to progressively improve a number of problems as described above, and an object of the present invention is to attach an RFID tag in which member transaction account information is stored in a local currency and convert the transaction amount in exchange for goods or services. Transaction in real time, and the balance of the transaction conversion amount according to the processing result is changed and stored in the RFID tag through the mobile terminal, and more detailed transaction details are stored in a separate built-in auxiliary memory to increase and decrease the transaction conversion amount, and The purpose of the present invention is to provide an RFID local currency that enables a user to trade or check the mutual balance in real time through mobile.

In addition, the mobile terminal for the transaction and operation of the RFID local currency, extracts and confirms the member transaction account information from the RFID tag and requests the transaction through a communication network, and processes the transaction request and transmits the result to the operator's server and mobile. Issuing RFID local currency to the terminal and transmitting to the terminal, and transfers the information to the member, and transfers the information to the mobile carrier server, stores the received information from the mobile carrier server and the transaction processing result information to the mobile terminal through the communication network And it provides a real-time transaction information providing system of RFID local currency including an operator server for sending a confirmation message.

The local currency and the real-time transaction information providing system using the RFID of the present invention is a mobile terminal for extracting and confirming the member transaction account information from the RFID local currency and the RFID tag attached to the RFID local currency and requesting transactions through a communication network; Receive and process information about the transaction request of the mobile terminal, and if the subscribers match, the processing result is sent to the operator server. The operator server issuing RFID local currency to the member and transmitting the information to the mobile communication server, storing the information received from the mobile communication server, and sending the transaction processing result and confirmation message to the mobile terminal through the communication network. It may include.

Meanwhile, the transaction processing request of the transaction conversion amount extracted from the RFID tag may be processed and stored by the operator server, not the mobile communication company server, and the processing result and confirmation message may be transmitted to the mobile terminal and the mobile communication company server.

Preferably, the RFID local currency may store and process member transaction account information, transaction conversion amount information, and processed information (hereinafter referred to as “transaction information”) through the mobile terminal by the attached RFID tag.

In addition, since a separate auxiliary memory is embedded in the RFID tag attached to the RFID local currency, more detailed transaction information can be downloaded and stored through the mobile terminal.

In addition, a clock display unit, a transaction balance display unit, an operation button unit, and a portable connection ring are provided at a portion outside the body of a circular or polygonal body for convenient use and transaction of RFID electronic money. A small rechargeable battery is built in to supply the battery.

In this case, a USB connection port is formed at a portion of the RFID local currency, and the transaction information is transmitted and received through the auxiliary memory and the USB cable embedded in the RFID local currency, and also the small rechargeable battery is connected to the mobile terminal charging adapter. Power is supplied.

Preferably, the mobile terminal comprises an RFID reader for extracting the transaction information stored in the RFID local currency, a display unit for confirming the transaction information, a transaction management unit for requesting the transaction information to the mobile communication server server through the communication network, and a communication network The transaction request may include a communication unit for receiving transaction processing result information and confirmation message from the operator server.

Preferably, the mobile communication company server is a communication unit for the communication network with the server of the mobile terminal and the operator, a comparison unit for comparing the information of the subscriber connected to the member information of the transaction information transmitted from the mobile terminal, the member compared in the comparison unit If the information and the information of the subscriber is matched may include a transaction processing unit for transmitting the transaction request information, and the resulting processing and results information to the operator server, and if the information does not match the transaction request message directly to the mobile terminal. .

Preferably, the server of the operator issues an RFID local currency for members subscribed to the local community and delivers it to the member, as well as storing the RFID local currency management unit for transmitting the transmitted information to the mobile communication company server, and transaction information. Member information management unit and the transaction information management unit that stores the transaction request information and the transaction processing result information received from the mobile communication server server and sends the transaction processing result information and confirmation message to the mobile terminal through the communication network And a communication unit for transmitting the transaction processing result information and the confirmation message, and a database in which the transaction information is stored.

And the transaction information real-time providing method of the RFID local currency of the present invention is a transaction information real-time providing system consisting of the RFID local currency, a mobile terminal, a communication network, a mobile carrier server and an operator server,

 Storing transaction information in an RFID tag at the operator's server, attaching the transaction information to a local currency, and transmitting and transmitting the transaction information to member and carrier server;

 Extracting the transaction information stored in the RFID local currency using a mobile terminal, displaying the transaction information so that the transaction information can be confirmed, transmitting the information to a mobile communication company server through a communication network, and requesting the transaction information. Storing the information in a memory;

The mobile communication company server compares the member information extracted from the transaction information with the subscriber's information to determine whether the subscriber is matched or inconsistent through the authentication step, and if the subscriber is matched, the transaction request is processed, and the goods or service is handled. In the case of the person who provided the service, the registered member account should be accumulated as a plus (+), and in the case of the person who received the goods or service, the transaction processing result information, which is deducted to the registered member account, by the minus (-), will be transferred to the operator server. Transmitting a non-tradable message to a mobile terminal through a communication network if the subscriber does not match;

Storing transaction request information received from the mobile operator server and transaction processing result information in a database in an operator server, transmitting transaction processing result information and confirmation messages to a mobile terminal through a communication network, and transaction in a mobile terminal; Storing the processing result and confirmation message in memory;

At this time, storing the transaction processing result information through the mobile terminal in the RFID tag and the auxiliary memory of the RFID local currency;

The transaction processing result information may include the step of publishing the information on the homepage on the web with the consent of the member.

According to the present invention, due to the RFID local currency method, it is used in connection with a local community and another local community, or a member joins a plurality of local communities because the place of residence and work do not match, or the skills, skills and aptitudes of the members. In case of joining multiple local communities due to such problems, it is possible to solve the inconvenience of having to own each local currency and trade according to the situation, and to trade with one RFID local currency. And there is an advantage that can significantly reduce the cost, such as management.

In addition, when a member moves to another local community, the general purpose and continuity of trading the balance of RFID local currency issued by the local community that is transferred from the local community is maintained.

In addition, there is an advantage that the network can be configured and operated according to the RFID tag, the mobile terminal and the information on the web.

According to the present invention, due to the real-time provision of transaction information of the RFID local currency, there is an advantage that the payment transaction of the member transaction account information and the transaction conversion amount can be traded and confirmed in real time regardless of time, place and environment.

In addition, since the transaction details and transaction details of the RFID local currency can be confirmed in real time through a mobile device, there is an advantage that timely transactions can be made even in an environment in which manual or internet is impossible.

In addition, it can be traded and confirmed in real time by RFID local currency has the advantage of ensuring the reliability, fairness and safety of local currencies.

In addition, it can be traded and confirmed in real time by the RFID local currency has the advantage that the efficiency is further increased as the original purpose of the local currency.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings.

1 is a block diagram of a system for providing real-time transaction information of a local currency using RFID according to the present invention,

 2 is a block diagram illustrating a system for providing real-time transaction information of a local currency using RFID according to the present invention,

3 is a flowchart of a real-time transaction method of local currency using RFID according to the present invention,

4 is an embodiment of a real-time trading method of local currency using RFID according to the present invention,

5 is a perspective view of an RFID local currency according to the present invention.

As shown in FIG. 1, the present invention extracts and confirms the transaction information from the RFID local currency 100 to which the RFID tag 110 is stored, and extracts the transaction information from the RFID tag 110. Extracts the member information from the mobile terminal 200 and the transaction request information from the mobile terminal 200 through the authentication process and compares with the subscriber through the authentication process and compares the transaction processing result with the operator server ( 400 and the mobile communication company server 300 to transmit to the mobile terminal 200, the RFID local currency 100 to the member and transmits the transferred information to the mobile communication company server 300, the mobile communication company server ( When the transaction processing result information is received from the 300, and stores the transaction processing result information and confirmation message to the mobile terminal 200 via the communication network 500 includes an operator server (400).

At this time, in addition to the method of extracting the transaction information in the RFID tag 110, the information stored in the auxiliary memory separately embedded in the RFID electronic money 100 is also connected to the USB terminal and the mobile terminal 200 formed in the RFID electronic money 100. To the USB cable to extract the information.

As shown in FIG. 2, the mobile terminal 200 includes an RFID reader 210, a display unit 220, a transaction account information unit 230, a memory 240, and a communication unit 250.

The RFID reader 210 receives transaction information from an RFID tag 110 attached to a local currency.

In this case, when the RFID reader 210 is not extracted due to malfunction, deterioration, or the like, or when more detailed transaction information is required, information of the auxiliary memory embedded in the RFID electronic money is received through the mobile terminal 200. can do.

The display unit 220 displays the transaction information received by the RFID reader 210 so that a transaction party or a counterpart can confirm it.

The transaction account information unit 230 transmits the transaction information to the mobile communication company server 300 to be described later through the communication network 500, requests the transaction information, and stores the transaction information in the memory 240.

In addition, the memory 240 stores a transaction unavailability message transmitted from the mobile communication company server 300 to be described later and transaction processing result information transmitted from the operator server 400.

The communication unit 250 transmits the transaction information to the mobile communication company server 300 through the communication network 500 and requests a transaction.

The mobile telecommunication company server 300 may include a communication unit 310, a comparison unit 320, and a transaction account processing unit 330.

The communication unit 310 receives a transaction request for transaction information from the mobile terminal 200 through the communication network 500. In addition, the information on the transaction request is transmitted to the operator server (400).

The comparison unit 320 extracts member information from the transaction request transmitted from the mobile terminal 200 and compares it with subscriber information registered in the operator server 400 through authentication.

The transaction account processing unit 330 processes the transaction request when the comparison unit 320 matches the information of the subscriber, but in the case of a person who provides goods or services, the transaction account processor 330 accumulates as a plus (+) in the registered member account balance. In the case of the person who received the goods or service, the balance of the registered member account is negatively minus, and the transaction processing result is transmitted to the operator server 400 through the communication network 500, and in contrast, The transaction impossible message is transmitted to the mobile terminal 300.

The operator server 400 may include a member information manager 410, a local currency manager 420, a communicator 430, a transaction account manager 440, and a database 450.

The member information management unit 410 is a member of the local community information and the member's address and phone number, the goods and services that they can provide or the goods and services they want to provide, and specialty, career, etc. Member information (hereinafter referred to as "member transaction account data") including information, transaction details of members and current transaction balances are stored and managed in the database 450.

The local currency manager 420 extracts transaction information from the member transaction account data of the database 450, stores the transaction information in the RFID tag 110, and delivers the RFID local currency attached to the local currency 100 to the member.

In this case, the member transaction account information and the information that transfers the RFID local currency to the member is transmitted to the mobile communication company server 300, the mobile communication company server 300 transmits and receives a confirmation message with the mobile terminal 200 for the received information. And transmits the result to the operator's server 400.

The communication unit 430 is connected to the mobile terminal 200 and the mobile communication company server 300 through the communication network 500, and receives information about the transaction request and the transaction processing results accordingly from the mobile communication company server 300. .

The transaction account manager 440 stores the transaction request received from the mobile telecommunication company server 300 and information about the transaction processing result in the database 450 and transmits the transaction processing result information and the confirmation message to the communication network 500. Through the mobile terminal 200 to transmit.

Referring to Figures 3 and 4 will be described in detail the transaction information real-time transaction procedure of the local currency using the RFID according to the present invention.

First, the local currency management unit 420 of the operator server 400 extracts transaction information, which is an essential element, from the member transaction account data stored in the database 450, stores the RFID information in the RFID tag 110, and attaches it to the local currency. Deliver 100 to the member (step S100).

When the RFID local currency 100 is delivered, the member makes a transaction using the RFID reader 210 installed in the mobile terminal 200 from the RFID tag 110 attached to the RFID local currency 100 using the mobile terminal 200. Receiving and confirming the information to register the authentication for use in the mobile carrier server 300 and the operator server 400 (step S110).

In the case of exchanging the transaction amount in exchange for payment, the transaction information is received from the RFID tag 110 attached to the RFID local currency 100 using the RFID reader 210 installed in the mobile terminal 200 (step S120). .

 The received transaction information is displayed through the display unit 220 so that a member can check it (step S130).

 The transaction account information unit 230 transmits the transaction request of the transaction information to the mobile communication company server 300 through the communication network 500 and stores in the memory 240 (step S140).

The mobile communication company server 300 receives the transaction request information from the mobile terminal 200 through the communication network 500 to the communication unit 310 (step S200).

The received transaction request information is compared in order to determine whether the member and the subscriber are the same person through membership authentication in the comparing unit 320 (step S210).

The transaction account processing unit 330 processes the transaction request information when the comparison result of the comparison unit 320 matches (step S220).

In this case, the person who provides the goods or services should be credited to the registered trading account balance, and the person who receives the goods or services will be deducted to the registered trading account balance by minus (-).

When the change of the transaction account balance according to the transaction request information is completed, the transaction processing result is transmitted to the operator server 400 through the communication network 500 (step S230).

On the other hand, the transaction account processing unit 330 transmits a transaction impossible message to the mobile terminal 200 through the communication network 500, when the comparison result of the comparison unit 320 does not match the subscriber (step S240).

The operator server 400 receives the transaction processing result information transmitted from the mobile telecommunication company server 300 to the communication unit 430 through the communication network 500 (step S300).

 The transaction account manager 440 stores the transaction processing result information in the database 450 (step S310).

 The transaction processing result information and the confirmation message are transmitted to the mobile terminal 200 through the communication network 500 (step S320).

The mobile terminal 200 receives the transaction processing result information and confirmation message from the operator server 400 through the communication network 500 (step S400).

The transaction processing result information and the confirmation message are displayed on the display unit 220 of the mobile terminal 200 and stored in the memory 240 (step S410).

In this case, the transaction processing result information is received from the mobile terminal 200 in the RFID tag 110 attached to the RFID local currency 100 (step S500).

Transaction processing result information is stored in the RFID tag 110, and more detailed transaction details are stored in an auxiliary memory (not shown) (step S510).

The operator server 400 discloses the transaction processing result information on the homepage on the web with the consent of the member (step S600).

As shown in FIG. 5, the present invention provides an RFID local currency 100 having an RFID tag 110 in which member transaction account information is stored in a local currency, a body portion 600 having a circular or polygonal shape, and A USB connector 610 is formed at an outer portion of the body portion 600, and at one portion of the upper portion 620 of the upper body portion 600, a clock display portion 630, a transaction balance display portion 640, and the display portion ( A button unit 650 capable of manipulating 630 and 640 is provided.

In this case, another part of the upper part 620 may be provided with a display unit (not shown) indicating a small rechargeable battery power capacity.

In addition, another portion of the outside of the body portion 600 is provided with a portable connection ring 660 to easily carry the RFID local currency (100).

In addition, the internal portion of the body 600, the auxiliary memory (not shown) that stores more detailed history transmitted from the mobile terminal 200, and the charging adapter (not shown) for the mobile terminal 200 A small rechargeable battery (not shown) is provided to store power supplied from the USB connector 610.

As described above, the present invention is not limited to the one-way transaction conversion amount payment as described above, and is not limited to a specific local community, which is linked to the transaction of the transaction conversion amount between the two parties and the local currency in real time. The transaction information can be provided and the transaction and management operation, the present invention can be implemented in other forms by those skilled in the art without departing from the technical scope of the invention. All design changes made within the technical scope equivalent to the claims are considered to be included within the scope of the present invention.

1 is a block diagram of a system for providing real-time transaction information of a local currency using RFID according to the present invention.

 2 is a block diagram illustrating a system for providing real-time transaction information of a local currency using RFID according to the present invention.

Figure 3 is a flowchart of a real-time trading method of local currency using RFID according to the present invention.

Figure 4 is an embodiment of a real-time trading method of local currency using RFID according to the present invention.

5 is a perspective view of an RFID local currency according to the present invention.

<Description of the symbols for the main parts of the drawings>

100: local currency 110: RFID tag

200: mobile terminal 210: RFID reader

220: display unit 230: transaction account information

240: memory 250: communication unit

300: mobile communication company server 310: communication unit

320: comparison unit 330: transaction account processing unit

400: operator server

410: Member Information Management Department 420: Local Money Management Department

430: communication unit 440: transaction account management unit

450: Database

500: communication network

600: Body 610: USB Port

620: upper part of the body 630: clock display

640: transaction balance display unit 650: button unit

660: Portable link

Claims (8)

A local currency with an RFID tag to which transaction information is stored; A mobile terminal extracting and displaying transaction information from the RFID tag and requesting a transaction through a communication network; A mobile telecommunication company server for authenticating, comparing and processing a transaction request of the mobile terminal; The operator server transmits the local currency with the RFID tag to which the transaction information is stored, and stores the transaction processing result information when the transaction information is received from the mobile communication company server and sends the transaction processing result information and the confirmation message to the mobile terminal. Local currency and real-time transaction information providing system using RFID, including. The method of claim 1, In the transaction information, a plurality of pieces of information such as local community information, member information, and transaction account information are stored in an RFID tag, and information of a changed transaction balance resulting from the transaction processing result is stored in an RFID tag. Currency and real-time transaction information system. The method of claim 1, Local currency with RFID tag is attached to the body portion having a circular or polygonal shape, a USB connection port and a portable connection ring is formed on an outer portion of the body portion, a clock display portion and a transaction balance display portion on an upper portion of the upper body portion; A button portion for operating the display portion is provided. At this time, another portion of the upper portion is provided with a display unit indicating the power capacity of the small rechargeable battery, the local currency using RFID and real-time transaction information providing system. The method of claim 3, wherein Local currency with RFID tag is a small rechargeable battery that is stored in the internal part of the body portion of the auxiliary memory for storing transaction information transmitted from the mobile terminal, the power supplied from the charging adapter for the mobile terminal is supplied by the USB connector Local currency and real-time transaction information providing system using RFID, characterized in that the provided. The method of claim 1, The mobile terminal includes an RFID reader for extracting the transaction information from the RFID tag; A display unit for checking the transaction information extracted from the RFID reader; A transaction management unit requesting the transaction information to the mobile communication company server; And a communication unit for receiving the transaction request information, the transaction processing result information and the confirmation message through the communication network. The method of claim 1, The mobile communication company server includes a communication unit for communicating with the mobile terminal and the operator server through the communication network; A comparison unit for comparing and comparing member information included in the transaction information transmitted from the mobile terminal with subscriber information registered in the operator server; And a transaction processing unit for processing the transaction request information and transmitting the transaction request information to the operator server if the subscriber information is matched, and transmitting a transaction impossible message to the mobile terminal. Local currency and real-time transaction information system used. The method of claim 1, The operator server is the member's local community information and member's address and phone number, the goods and services that they can provide or the goods and services they want to be provided, and the member's information such as specialty, career, etc. A member information management unit for storing and managing transaction account data including transaction details and transaction balances in a database; A local currency management unit for extracting transaction information from the transaction account data and transmitting a local tag with an RFID tag stored therein to the member and transmitting the transmitted information to a mobile communication company server; A communication unit connected to a mobile terminal and a mobile communication server through a communication network, and receiving information on the transaction request and the transaction processing result thereof from the mobile communication server; And a transaction account management unit for storing the transaction request and the transaction processing result received from the mobile communication company server in a database and transmitting the transaction processing result information and the confirmation message to the mobile terminal through the communication network. Local currency and real-time transaction information system using RFID. In the real-time transaction procedure of local currency with RFID tag and local currency using RFID consisting of a mobile terminal, a communication network, a mobile communication company server, and an operator server, first, a member transaction stored in the database by the local currency management unit of the operator server. Extracting transaction information, which is an essential element, from the account data, storing the information in an RFID tag, and transferring the RFID local currency attached to the local currency to the corresponding member; When the RFID local currency is delivered, the member receives and confirms transaction information using the RFID reader installed on the mobile terminal from the RFID tag attached to the RFID local currency using the mobile terminal, and registers the authentication for use in the mobile communication server and operator server. And a step; Receiving transaction information using an RFID reader installed in a mobile terminal from an RFID tag attached to an RFID local currency when the transaction conversion amount is paid in exchange for payment;  Displaying the transaction information through a display unit so that a member can check the received transaction information;  Transmitting, by a transaction account information unit, a transaction request of the transaction information to a mobile communication company server through a communication network and storing the transaction request in a memory; The mobile telecommunication company server receiving the transaction request information from a mobile terminal through a communication network; Comparing the received transaction request information with a comparison unit to determine whether a member and a subscriber are the same person; Transaction account processing unit processing the transaction request information when the comparison result in the comparison unit; In this case, the person who provided the goods or services should be credited to the registered trading account balance as plus (+), and in the case of the person who received the goods or service, the balance should be deducted to the registered trading account balance as negative (-). Transmitting a transaction processing result to an operator server through a communication network when the change of the transaction account balance according to the transaction request information is completed; On the other hand, the transaction account processing unit if the result of the comparison in the comparison unit does not match the subscriber and transmitting a transaction impossible message to the mobile terminal through the communication network; Receiving, by the operator server, transaction processing result information transmitted from the mobile telecommunication company server through the communication network;  A transaction account management unit storing the transaction processing result information in a database;  Transmitting the transaction processing result information and a confirmation message to a mobile terminal through a communication network; The mobile terminal receiving transaction processing result information and a confirmation message from an operator server through a communication network; Displaying the transaction processing result information and the confirmation message on a display unit of a mobile terminal and storing the transaction information in a memory; At this time, receiving the transaction processing result information from the mobile terminal to the RFID tag attached to the RFID local currency; Storing transaction processing result information in an RFID tag, and storing detailed transaction details in an auxiliary memory; The operator server, the information disclosure step on the homepage on the web with the consent of the transaction processing result information; local currency using RFID, real-time transaction information providing system comprising a.

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