KR20100024253A - On-line auction system and management method of the same - Google Patents

Abstract

PURPOSE: An online auction system and a management method for the same are provided to enable a bidder or an agent to use a communication network to participate an auction online, thereby reducing time waste due to working standby. CONSTITUTION: An auction site is opened up(100). A bidder code is issued. If an auction is opened, bid ticket information submitted online is collected(200). Using an internet opening alarm, the best successful bidder is selected and reported(300). A document guaranteeing a bid fact of a bidder is issued(400).

Description

Online Auction System and Management Method of the Same

The present invention relates to an online auction technology, and more particularly, an online auction system that allows bidders or agents to participate in court auctions and private auctions online using a communication network anywhere without visiting a court or private auction house. It is about how to operate.

In general, a court real estate auction is a final legal action in which a creditor requests an auction on real estate secured by a bond as collateral and sells the debtor's real estate to a person who is bidding the highest price among a large number of bidders. Forced enforcement procedure.

The current court auction proceedings confirm the court's announcement of auction items for bidding of auction items that auction bidders want to purchase, subscribe to privately issued auction information sheets, or search the internet sites that provide auction information through the Internet. After exploring the real estate location, the detailed real estate location, condition, and market price are checked.Then, the person visits the jurisdiction auction court where the real estate auction is held (or designated agent) and returns to the auction property. As a form of participation in the auction after viewing the event record sheet containing the details of the present, the current auction proceeding system is complicated in its process and severely limited in time and space.

In other words, current court real estate auctions do not provide the means of online proceeding and participation such as remote proceeding and remote buying and selling through the internet like other general bond sales, so all bidding procedures are strictly conducted in the auction court. If the bidder does not prepare and submit a bid table directly through the person or designated agent according to the date and time in the local auction court where the auction of the real estate to be bid is proceeded, There is no way to participate in the bidding of real estate auctions.

In addition, auction information can be provided through public announcements by the Auction Court and paid auction information magazines operated by private companies and the Euro Internet site.In the case of auction information magazines, the employees of the relevant companies are not directly provided by the auction court. You can report the contents of this daily newspaper announcement or a full-text record containing the full text of the trial of the auction property, which is allowed to be viewed for about an hour before the bid is completed on the day of the auction. This may be an uncertainty of information. Like the auction information publication method, the auction information provision method through the existing internet site is only providing information with the data collected and edited by itself, and at present, there are no companies directly receiving auction information from the auction court. There is no Internet site that provides court and auction bidders with real-time simultaneous online and offline services using the Internet.

Although there has been some idea of computerizing the court auction process online, it is only a simple computerization to operate some of the court proceedings (providing auction information, etc.) by a private company. It is difficult to introduce it because it has not been verified, and it is difficult to computerize the online auction of the court auction because it does not solve the restrictions on the participants, the treatment and stability of the bidding deposit or guarantee insurance, and the concern of increasing the frequency of re-auctioning by simple remorse. .

As a result, current court auctions require serious visits by bidders or agents, and parking is a serious problem. Such parking and waiting problems are the same in the case of private auction houses that conduct on-site auctions.

In addition, when dozens of bidders gather for a single auction case, they often participate in the auction bidding without properly reading the case record, resulting in property damage due to insufficient rights analysis.

 At present, all auctions in court auctions are done through paperwork, so the auctioneers account for the largest proportion of the court affairs, and additional management personnel and storage spaces are required due to the huge document storage and management problems. Human and material costs are high.

Thus, there is a growing demand for new ways to securely participate in the court auction process online to save manpower and costs.

An object of the present invention is to allow bidders or agents to participate in court auctions and private auctions online using a communication network without visiting the courts or private auction houses directly to solve the problems of off-line parking and waste of time due to work waiting. In addition, this paper provides an online auction system and a method of operating the same to improve the auction business efficiency by drastically reducing the excessive manpower waste in managing documents and managing them.

It is another object of the present invention to provide safety and reliability comparable to auctions through in-person visits through issuing bidder codes for participation in online auctions, using a private (private) certificate for banking, and systematic processing of online processing contents. It is to provide an online auction system and a method of operating the same.

The online auction system and its operation method according to the present invention for achieving the above object provides a bidder information to the auction site to conduct auction online, bidder code, for the auction bidding and banking Receiving a public or private certificate; Accessing a bidding site provided by the auction site using a bidder code and a certificate on a designated auction date, and viewing an event record; Receiving a bar code used to manage a bid table by writing a bidder code on an electronic bid table provided by the bidding site after the event record reading is completed; Creating a bid table by describing a request content including an event number and a bid in the electronic bid table; Acquiring an electronic file proving payment of a bid deposit using the certificate, attaching the electronic file to the electronic bidding table, performing an electronic signature using the certificate or personal information, and submitting the electronic bidding table online before the deadline for the investigation; and ; When the bidding site collects the electronic bidding table and provides the bidding page to the auction site, selecting a bid and a highest price successful bidder and presenting it online; Collectively returning deposits of bidders who have not been bidded or wondrilled; And sending the meridians certificate online to the highest price successful bidder and specifying the balance payment due date to receive the meridians payment.

The online auction system and its operation method according to the embodiment of the present invention allows the auction bidder or the agent to participate in the court auction and the private auction online by using a communication network without directly visiting the court or the private auction house, It is possible to improve the auction work efficiency by resolving waste of time due to waiting for work, and drastically reducing excessive waste of manpower in document storage and its management due to non-computerization.

In addition, the online auction system and its operation method according to an embodiment of the present invention is comparable to the auction through direct visits through the issuance of bidding code for participation in the online auction, the use of a dedicated certificate and the systematic management of the online processing contents It is effective to provide reliability.

EXAMPLE

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating an online auction system and its operation method according to an embodiment of the present invention.

The online auction system and its operation method according to FIG. 1 enables users to easily participate in court auctions and private auctions through a communication network regardless of the bidder's location. It eliminated wasted time and drastically reduced workforce manpower and management costs through computerization of work.

The online auction system 1000 of the present invention includes a configuration of an auction-only site constructed for online auctions. The auction site has a unique bidder code to be used for online bidding to applicants who have applied for the auction or the private auction association, and the bank (the Supreme Court or the district court) or private Issue a private bank certificate issued by the Auction Society. In addition, the bidder in the form of an electronic document is provided to the bidder who accesses the site at the designated auction date, and the bidder attaches an electronic receipt (certification certificate) or a corresponding certificate (coupon, etc.) according to the payment of the bid deposit online to the bidder online. Upon submission, the highest bidder will be selected and announced by the court or private auction house, and follow-up procedures such as proceeding with the meridians will be carried out online.

Let's take a look at a more specific configuration for performing this process.

First, an auction site for a court auction or a private auction is opened, and after receiving and confirming information of an applicant who intends to bid on an auction through the site, a bidder code to be used for bidding is issued (100).

That is, the auction site can basically perform online auction affairs such as viewing related case records for court auctions or private auctions, and submitting and confirming the progress of the auction and additional data according to bidding and meridians. The bidding site managed by the auction site and in charge of the bidding section is configured to be accessible to bidders only at the time of bidding. On the other hand, for security purposes, the business process of the auction site may be configured to be performed by a user who is reported to the administrator through an authorized program. For example, if an auction site visitor enters personal information that meets the form and terms specified by the court or private auction association during the registration process, the auction site code will be given to the user after the verification of the information is completed. And, if you want to process a specific task, a specific automatic installation program can be automatically installed and started to be configured to enable the task processing after the membership authentication.

The court or the private auction association that organizes the auctions, the Supreme Court, provides a bidder code to applicants who want to bid online, and for certification procedures such as banking or bidding certification, auction business processing certification, auction site membership certification, etc. (Or local courts) or private auction associations can issue a certificate for private banking. The certificate can be used as an authentication means for securely processing various auction-related tasks, and can also be used for auction-related online banking services such as bidding deposits and meridians. For example, a banking certificate (private) issued by the court or the private auction association may enable online transfer of a specific auction-only account of a contracted bank.

On the other hand, since these bidder codes and certificates are used for expensive auctions, the personal information provided by the bidders for issuing such bidder codes and certificates may include biometric information (fingerprint, iris, voice, etc.) in addition to personal information or personal information. This may include.

The bidder code for the auction bid is fixedly used, and the certificate may flexibly run for the validity period, coverage, and the like. For example, the validity of a certificate can be one year, and the scope of coverage can be applied to all national courts if issued by the district court or the Supreme Court. Of course, in the case of private auctions, a certificate issued by a private auction association can be made available to auction houses registered with the association.

Through the above process, the auction participant can securely have his / her online auction participation status and authentication means through a legal process.

When the auction is started, the auction site releases the access to the bidding site for the auction to start the auction business, allows the authorized users to view the case record, and prepare the bid table and submit the bid table information online. Collect (200).

That is, when the auction starts, the bidder accesses the bidding site (for example, the virtual court or the virtual auction house) through the bidder code and the certificate, checks the instructions related to the bidding, and then reads the incident record.

Here, the case record refers to all the case records that the court releases on the day of the case proceeding, which is preferably provided in the form of an electronic document (a PDF document of text or a scanned copy of the case record), but for security reasons it is not possible to copy or store a copy. Can be processed. In particular, when a corresponding document is provided, a dedicated document viewing application may be configured and provided so as not to capture a screen.

On the other hand, in the case of on-site auctions through actual visits, it is common to check the tendency of the bidders to view the event records and to identify the auction items' preferences and competition rates. The number of readings (ignoring single user duplication viewing) can be automatically displayed.

After viewing the case record, the bidder will fill out and submit the electronic bidding table provided by the site.

The electronic bidding table is automatically provided by a bidding site for auction, and has the same configuration as an offline form set by a court or a private auction association. However, the electronic bidding table in the form of an electronic document is automatically assigned a bar code according to each bidder and auction event so that it can be systematically managed online.

For example, the e-bidding table includes a blank for describing a bidder code and a digital signature for a bidder's signature, a column for inputting an event number, a column for a bid, and a column with a receipt for paying a bid deposit and attaching a receipt. This may be displayed, the bar code according to the court and the bidder can be automatically inserted, the bar code may include information about the year number to confirm that the same document and the distinction between the bill and Eulji. On the other hand, the information indicating that this is the same document may use an electronic simplified person.

In order to submit the electronic bidding table, a receipt for paying the bidding deposit must be attached. Basically, the receipt for the bidding deposit is directly transferred online to the designated account through the certificate for bidding, and the transfer receipt (or the bank issued by the bank) Attach a similar certificate, such as a certificate.

Here, the bidder may receive and process a Supreme Court coupon (or various names and forms of verification or receipt) corresponding to the bidding deposit in addition to the method of directly transferring the bidding deposit online. In other words, if a bidder opens a bank account at a court designated by the Supreme Court and deposits the required amount corresponding to the bidding deposit, the court issues a Supreme Court coupon on a real-time online basis so that the bidding deposit is regarded as paid in full. Can be used.

In this case, the Supreme Court Coupon may be limited to one that can be issued when a balance more than the amount required to purchase the Supreme Court Coupon exists in the designated bank account of the bidder. In the meantime, a guarantee insurance certificate may be attached instead of a transfer receipt or a coupon, and the guarantee insurance certificate may also be downloaded from an insurance company as a file for court submission.

Of course, in private auctions, private coupons (or various names and forms of certificates or receipts) issued by the private auction association may be applied, and the application method may be the same as the example of the Supreme Court coupon.

After the bidder completes the electronic bidding table by filling in the details of the electronic bidding table (including the case number and the preset contents including the bid), the bidder receives a transfer receipt or a Supreme Court coupon indicating completion of payment of the bidding deposit. Attach it to one side and enter the password of the certificate in the electronic signature field or provide the biometric information to execute the electronic signature, and then submit the electronic bidding table, the bidding site collects the electronic bidding table information to confirm the contents. If there is a mistake, it may be required to rewrite it, or it may not be possible to rewrite the bid table once submitted, regardless of whether or not there is a mistake. The submission of the bid table must be made before the inspection deadline set for the auction.

As the court / supreme court or private auction house receives the e-bidding ticket online through the bidding site, it announces and announces the highest bidder by using the Internet public notification, which can also be provided as an electronic document while broadcasting the video in real time for reliability. (300). Of course, if there are legitimate next-order bidders for the purpose of preventing re-auctioning, this is also announced. On the other hand, if there are two or more buyers with the highest price, additional bids for the buyers may be performed accordingly.

At this time, the bidder can watch in real time all the processes, such as the open billing process and the highest price successful bidder selection process for the auction that is carried out online or the case of bidding without bidder. Since these auctions are conducted for participants registered at a specific time, it can be easily implemented by configuring a real-time streaming server or applying a video conferencing solution. At this time, it is desirable to take measures so that time and place and corresponding auction information are displayed on the screen.

However, such video relaying is not necessarily real time, and may provide auction attendees with a video with a unique watermark indicating that the video is legally created at a designated place at a designated time. This allows the video to be archived for a certain period of time in preparation for an appeal.

The court / supreme court or the private auction house will issue a written statement on the Internet in the form of an electronic document proving that the bidder has been won and become a meridians, along with a final receipt confirmation of the bid deposit paid at the time of bidding. In addition, the court / supreme court or the private auction house notifies bidders who are notified to be meridians by designating the balance payment date and paying the balance online, and then receives the meridians payment and issues a receipt thereof within the period (400).

On the other hand, the auction site may be configured to return the deposit of the bidder who has not been auctioned or meridian at the auction immediately after the auction, through the confirmation of the court or the Supreme Court to immediately transfer the bank account initially opened.

The auction site may further include means for automatically transmitting a message or an e-mail message of a mobile communication terminal requesting a next-order bid report to a next-order bidder when the successful bidder does not fulfill the payment obligation.

Although the above has been described with reference to a preferred embodiment of the present invention, those skilled in the art will be able to variously modify and change the present invention without departing from the spirit and scope of the invention as set forth in the claims below. It will be appreciated.

1 is a diagram illustrating an online auction system and its operation method according to an embodiment of the present invention.

Claims (1)

Providing bidder information to an auction site that conducts an auction online and issuing a bidder code, an authorization for auction bidding, and an official or private certificate for banking; Accessing a bidding site provided by the auction site using a bidder code and a certificate on a designated auction date, and viewing an event record; Receiving a bar code used to manage a bid table by writing a bidder code in an electronic bid table provided by the bidding site after the event record reading is completed; Creating a bid table by describing a request content including an event number and a bid in the electronic bid table; Acquiring an electronic file proving the payment of the bid deposit using the certificate and attaching it to the electronic bidding table, performing an electronic signature using the personal information including the certificate or the biometric information, and then closing the electronic bidding table until the preset inspection deadline. Submitting online; When the bidding site collects the electronic bidding table and provides the bidding page to the auction site, selecting a bid and a highest price successful bidder and presenting it online; Collectively returning deposits of bidders who have not been bidded or wondrilled; And sending the meridians certificate online to the highest price successful bidder and specifying a balance payment due date to receive the meridians price.

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