KR20100016863A - Method and server of online settlement using settlement device - Google Patents

Method and server of online settlement using settlement device Download PDF

Info

Publication number
KR20100016863A
KR20100016863A KR1020080076504A KR20080076504A KR20100016863A KR 20100016863 A KR20100016863 A KR 20100016863A KR 1020080076504 A KR1020080076504 A KR 1020080076504A KR 20080076504 A KR20080076504 A KR 20080076504A KR 20100016863 A KR20100016863 A KR 20100016863A
Authority
KR
South Korea
Prior art keywords
payment
information
server
product
sales server
Prior art date
Application number
KR1020080076504A
Other languages
Korean (ko)
Inventor
이원재
Original Assignee
이지스효성 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 이지스효성 주식회사 filed Critical 이지스효성 주식회사
Priority to KR1020080076504A priority Critical patent/KR20100016863A/en
Publication of KR20100016863A publication Critical patent/KR20100016863A/en

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

PURPOSE: A method and a server of an online settlement by using a settlement device are provided to supply more efficient payment method through an online and offline interworking operation by receiving a payment request depending on the product purchase in the product sales sever. CONSTITUTION: A user(130) performs the payment through a payment terminal(140) of a high accessibility for the product payment, and a user inputs the purchase number information from a product sales server(120) to the payment terminal with the payment information. The payment terminal performs the product payment based on the purchase number information and the payment information, and transmits the payment result to payment terminal. The payment server transmits exact calculation information to the product sales server.

Description

Payment method and server using payment terminal {METHOD AND SERVER OF ONLINE SETTLEMENT USING SETTLEMENT DEVICE}

Embodiments according to the present invention relate to a payment method and a server, and more particularly, to a payment method and a server for performing a payment using purchase number information received from a payment terminal.

Recently, with the development of IT services, the growth of the online electronic payment business has been noticeable. In addition, the scale of users and operators of electronic authentication and payment business and related service industries is expanding day by day.

A user can shop and purchase various products online, and can perform product payment using his or her card information. The representative service proposed for payment of such on-line goods is a payment gateway (PG) service.

However, the electronic payment agent service has a problem that the user's payment information can be exposed to hacking and various crimes. Recently, personal information held by various online operators has been leaked through online hacking, causing unfortunate cases of tens of millions of information being exposed.

In addition, in order to prevent the leakage of payment information, a certificate that can be introduced, ARS certification, etc. often require excessive cost and time compared to the effect.

Therefore, it is necessary to develop a payment method and a server that are effective in terms of cost and time while supplementing the disadvantages of payment through the web.

Embodiments of the present invention provide a payment method and server that provides a more efficient payment method through interworking online and offline by receiving a payment request according to a product purchase from a product sales server from a payment terminal with high accessibility of a user. .

Embodiments of the present invention provide a payment method and a server that further improves security by transmitting payment information through a payment terminal without inputting payment information to a product sales server.

Embodiments of the present invention provide a payment method and server that can more conveniently check whether the delivery by performing a receipt confirmation procedure using a payment terminal.

Embodiments of the present invention provide a payment method and a server for providing a product payment service more systematically and efficiently by in charge of interworking between a product sales server, a payment terminal, and a card approval server.

The payment method according to an embodiment of the present invention comprises the steps of receiving a payment request from a payment terminal, receiving the purchase number information and payment information from the payment terminal in response to the payment request, by using the purchase number information Identifying a merchandise sales server; performing a payment on the merchandise sales server using the purchase number information and the payment information; and transmitting a settlement result to the payment terminal according to a result of the settlement. At this time, the purchase number information is characterized in that the payment terminal receives from the user.

According to one aspect of the invention, the payment method further comprises the step of transmitting the settlement information generated based on the payment result to the product sales server.

In addition, according to one side of the present invention, the payment information is the card payment information, the step of performing a payment for the product sales server using the purchase number information and payment information using the purchase number information and card payment information And transmitting a payment approval request to a card approval server and receiving a payment approval result from the card approval server in response to the payment approval request.

In addition, according to one aspect of the present invention, the step of transmitting the settlement information generated based on the payment result to the merchandise sales server transmitting a receipt query message to the payment terminal, corresponding to the receipt query message from the payment terminal Receiving the confirmation message and transmitting the settlement information to the merchandise sales server in response to receiving the confirmation message.

In addition, the payment server according to an embodiment of the present invention, the issuer, payment terminal for issuing the purchase number information through the electronic payment agency module in the product sales server in response to the product purchase request from the user to the product sales server A receiving unit for receiving a payment request from the payment request and receiving the purchase number information and payment information from the payment terminal in response to the payment request, an identification unit for identifying a product sales server using the purchase number information, the purchase number information and And a transmitter for transmitting a payment result to the payment terminal according to a result of the payment and a payment execution unit for performing a payment to the product sales server using payment information, wherein the purchase number information is the payment. In the terminal, characterized in that the input from the user.

Embodiments of the present invention provide a payment method and a server that can provide a more efficient payment method through the interworking of online and offline by receiving a payment request according to the product purchase from the product sales server from a payment terminal with high accessibility of the user. Can provide.

Embodiments of the present invention can provide a payment method and a server that can further improve security by transmitting payment information through a payment terminal without inputting payment information to a product sales server.

Embodiments of the present invention can provide a payment method and server that can more conveniently check whether the delivery by performing a receipt confirmation procedure using a payment terminal.

Embodiments of the present invention can provide a payment method and a server that can provide a product payment service more systematically and efficiently by in charge of interworking between a product sales server, a payment terminal, and a card approval server.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings and the contents described in the accompanying drawings, but the present invention is not limited or limited to the embodiments.

1 is a block diagram schematically showing a payment server according to an embodiment of the present invention.

Referring to FIG. 1, a user 130 may shop and purchase a desired product by using a web site operated by the product selling server 120. In addition, the user 130 may perform payment using the payment terminal 140 having excellent accessibility instead of inputting his payment information to the product sales server 120 for payment according to the purchase of the product. . For example, the user 130 may perform the payment by inputting his or her card number to the payment terminal 140 using a predetermined input button or inserting a real card of the user into a predetermined card reader. .

In addition, the user 130 may input the purchase number information issued through the product sales server 120 to the payment terminal 140 along with the payment information according to the product purchase. At this time, the purchase number information is issued by the payment server 110 through the electronic payment agent module in the product sales server 120.

In addition, the user 130 is shopping through an offline merchandise sales company, receiving the purchase number information through the merchandise sales server 120 operated by the merchandise sales server, and the purchase terminal information with the payment information payment terminal 140 can be entered. At this time, the purchase number information may be issued by the payment server 110 through a predetermined purchase number information receiving module or generation module in the product sales server 120. For example, the payment server 110 issues the purchase number information through the predetermined purchase number information receiving module or the generation module in the product selling server 120, and the predetermined voice module in the product selling server 120 receives the image. The purchase number information may be exposed to the user 130. In addition, according to an embodiment of the present invention, the user 130 may receive the issued purchase number information from the employee in the product sales company, input to the payment terminal 140.

In addition, the payment terminal 140 transmits the payment information and the purchase number information received from the user 130 to the payment server 110, the payment server 110 by using the payment information and the purchase number information The user 130 may perform a payment for a product purchased from the product sales server 120. At this time, according to an embodiment for performing the payment, the payment server 110 requests a card approval for the purchase of the product to the card approval server 150 using the payment information and the purchase number information, the approval By receiving a result, the payment can be performed.

In addition, the payment server 110 generates a payment result according to the payment result and transmits it to the payment terminal 140, and generates payment information based on the payment result and transmits it to the product sales server 120, payment You can finalize a series of actions to perform.

In addition, through the above-described series of operations, the payment server 110 can provide an online payment service that can be efficiently operated in terms of security and cost and time to the user 130 and the product sales server 120. have.

In addition, the payment server may include an issuing unit 111, a receiving unit 112, an identification unit 113, a payment performing unit 114, and a transmitting unit 115 as shown in FIG. 1.

The operation method of the payment server 110 will be described in more detail later with reference to FIGS. 2 to 4.

2 is a flowchart illustrating another payment method according to an embodiment of the present invention.

As shown in FIG. 2, the payment method may be performed in steps S201 to S207. In addition, step S201 is an issuing unit 111, step S202 and step S203 is a receiving unit 112, step S204 is an identification unit 113, step S205 is a payment performing unit 114 , Step S206 and step S207 may be performed by the transmitter 115, respectively.

In operation S201, the issuing unit 111 may issue the purchase number information through the electronic payment agent module in the product sales server in response to a product purchase request from the user to the product sales server. Specifically, when the user requests the purchase of a predetermined product by accessing the product selling server, the product selling server uses the electronic payment agency module to issue the purchaser 111 to the purchase number corresponding to the purchase of the product. Request information and receive the purchase number information from the issuing unit 111 can be exposed to the user. In this case, an example of the electronic payment agent module may be a payment gateway (PG). In addition, the product selling server may be an online product selling server, and the payment server 110 may process payment for a plurality of product selling servers connected online.

In addition, according to an embodiment of the present invention, the issuing unit 111 in response to the product purchase request from the user to the product sales server, the purchase through the predetermined purchase number information receiving module or generation module in the product sales server Number information can be issued. At this time, the product sales server is a server operated by the offline product sales company, the product purchase request may be a request made by the user to the product sales company using offline or wired. In addition, the predetermined voice module included in the product selling server may expose the issued purchase number information to the user. In addition, according to an embodiment of the present invention, the merchandise sales server pre-negotiates a processing procedure for the issuance of the issuing unit 111 and the purchase number information through the electronic payment agent module, and purchases goods from the user If there is a request, the purchase number information may be issued according to the previously agreed processing procedure.

In addition, the purchase number information may include at least one of merchandise sales server information, merchandise purchase information, user identification information and amount information, the future identification unit 113 is the merchandise sales server information included in the purchase number information The product sales server can be identified, and the payment performing unit 114 makes a payment using at least one of product sales server information, product purchase information, user identification information, and amount information included in the purchase number information. Can be done.

In operation S202, the receiver 112 may receive a payment request from a payment terminal. In this case, the payment request may be a message transmission or synchronization request indicating that the payment terminal transmits payment information and unique number information to the receiver 112. In addition, according to an embodiment of the present invention, the payment request may be performed simultaneously with transmitting the payment information and the unique number information, and the payment information and the unique number information itself may be the payment request. have.

In step S203, the receiving unit 112 may receive the purchase number information and payment information from the payment terminal in response to the payment request. In this case, the payment information may be card payment information. In addition, the payment information may be input from the user through any one of the card reader device, the input button included in the payment terminal or linked to the outside. In addition, according to an embodiment of the present invention, the payment information may be input from the user through an electronic payment agency window that is executed by the payment terminal and exposed to the user.

In addition, the payment terminal may be a telephone terminal or AMT terminal. That is, the user may request a product purchase from the product selling server, and payment for the purchased product may be performed through a telephone terminal provided in his / her home. At this time, the user inputs the purchase number information provided in response to the purchase of the product from the product sales server to the telephone terminal, and the telephone terminal transmits the purchase number information together with the payment information to the receiver 112. You can ask for payment by doing so. In addition, the user may request a product purchase from the product sales server, and may perform a payment through an AT terminal. However, the telephone terminal and the AMT terminal are only examples of the payment terminal, and various embodiments of the present invention for performing online payment through various payment terminals are all within the scope of the present invention.

In addition, the purchase number information may be input from the user in the payment terminal. That is, as described above, the purchase number information is issued by the issuing unit 111 through the electronic payment agent in the product selling server, and the payment terminal receives the purchase number information input by the user to the receiving unit 112. I can send it.

In step S204, the identification unit 113 may identify the product sales server using the purchase number information. At this time, the identification unit 113 is the product sales server included in the purchase number information in order to identify the product sales server that the user purchased the product among the various product sales servers linked to the payment server 110 Information is available. In addition, the purchase number information may be composed of a predetermined code that can identify the product sales server the user purchased the product, an example of the code may be composed of at least one of numbers, letters or symbols.

In step S205, the payment execution unit 114 may perform payment for the product sales server using the purchase number information and payment information. In detail, the payment performing unit 114 may perform payment by the amount of the product purchased by the user to the product sales server identified through the purchase number information using the payment information. In this case, the purchase number information may include at least one of product sales server information, product purchase information, user identification information and price information. However, according to an embodiment of the present invention, at least one of the product purchase information, the user identification information, and the amount information may be input to the payment terminal by the user and included in the payment information received from the payment terminal. .

In conclusion, the payment performing unit 114 uses the various information that can be included in the purchase number information and payment information in various combinations according to various embodiments of the present invention to the product sales server for which the user purchased the product. The user may pay as much as the price information of the goods purchased by the user. For example, the payment performing unit 114 identifies that the product purchased by the user is "sneakers" from the product purchase information in the purchase number information, and the amount to be paid by the user from the amount information in the payment information is " 20,000 won ", identifying the user as" A "using the user identification information in the payment information, and using the payment information to the user" A "to the product sales server identified by the identification unit 113 The purchase price "20,000 won" for the "sneakers" purchased by the payment can be processed.

In addition, according to another embodiment, the payment performing unit 114 identifies "sneakers", "20,000 won" and "A" by using the product purchase information, user identification information and price information in the purchase number information, the payment information The purchase price "20,000 won" for the "sneakers" purchased by the user "A" to the product sales server identified by the identification unit 113 may be processed.

Hereinafter, the operation of the payment execution unit 114 according to an embodiment of the present invention will be described with reference to FIG. 3.

3 is an operation flowchart illustrating an example of performing payment using purchase number information and payment information.

As shown in FIG. 3, step S205 may be performed as steps S301 and S302. In addition, step S301 and step S302 may be performed by the payment performing unit 114.

In operation S301, the payment execution unit 114 may transmit a payment approval request to the card approval server using the purchase number information and the payment information. In this case, the payment information may be card payment information.

In detail, the payment performing unit 114 uses the purchase number information and the product sale server information, the product purchase information, the user identification information, the amount information, and the card payment information included in the payment information to request the payment approval. May be transmitted to the card approval server. In this case, as described above, the purchase number information may include at least one of product sale server information, product purchase information, user identification information, and price information. However, according to an embodiment of the present invention, at least one of the product purchase information, the user identification information, and the amount information may be input to the payment terminal by the user and included in the payment information received from the payment terminal. . In addition, the payment approval request may include information required for payment through card approval.

In operation S302, the payment execution unit 114 may perform the payment by receiving a payment approval result from the card approval server in response to the payment approval request. At this time, the card approval server may perform a card approval procedure using information required for payment through the card approval received from the payment execution unit 114. For example, the card approval server may identify a product sales server, a product purchased by the user, the user, the amount of the product, and the like using the necessary information, and perform a card approval procedure.

In operation S206, the transmitter 115 may transmit a payment result to the payment terminal according to a result of the payment. In detail, the transmitter 115 may transmit the payment result generated based on the payment result performed by the payment execution unit 114 to the payment terminal. In addition, the payment terminal may expose the payment result to the user. At this time, the payment terminal may expose the payment result through the electronic payment agency window executed in the payment terminal. The payment result may include at least one of the merchandise sales server information, purchase number information, user identification information, amount information, card approval result, and card approval server information.

In step S207, the transmitter 115 may transmit the settlement information generated based on the payment result to the product sales server. In this case, the settlement information may include at least one payment result paid for the merchandise sales server. In addition, according to an embodiment of the present invention, the transmission unit 115 may settle the amount paid by the product sales server according to the payment result, and transmit a settlement result corresponding to the settlement. In addition, the transmitter 115 may transmit the settlement result at predetermined intervals.

For example, the transmitter 115 extracts a payment request for a product sales server "A" from payment requests received from at least one payment terminal, and uses payment results corresponding to the extracted payment request. Settlement information can be generated every week or month and transmitted to the product sales server "A".

Hereinafter, step S207 according to an embodiment of the present invention will be described with reference to FIG. 4.

4 is a flowchart illustrating an example of transmitting settlement information to a product sales server.

As shown in FIG. 4, step S207 may be performed as steps S401 to S403. In addition, steps S401 to S403 may be performed by the transmitter 115.

In step S401, the transmitter 115 may transmit a receipt query message to the payment terminal. In this case, the receipt query message may be a message for requesting confirmation of receipt of goods purchased by the user.

In addition, the payment terminal may transmit the receipt query message from the transmitter 115, and may expose it to the user. At this time, the payment terminal may expose the receipt query message through the electronic payment agency window executed in the payment terminal.

In operation S402, the transmitter 115 may receive a confirmation message corresponding to the receipt query message from the payment terminal. In this case, the payment terminal may expose the receipt query message to the user, and may receive input from the user in response to the exposure. In addition, the payment terminal may receive the confirmation whether or not through the electronic payment agency window or a predetermined input button executed in the payment terminal. In addition, the payment terminal may generate a confirmation message in response to the input of the confirmation or not and transmit it to the transmitter 115.

In operation S403, the transmitter 115 may transmit the settlement information to the merchandise sales server in response to receiving the confirmation message.

In this case, the settlement information may include at least one payment result paid for the merchandise sales server. In addition, according to an embodiment of the present invention, the transmission unit 115 may settle the amount paid by the product sales server according to the payment result, and may transmit a settlement result corresponding to the settlement. In addition, the transmitter 115 may transmit the settlement result at predetermined intervals.

The payment method according to the present invention can be implemented in the form of program instructions that can be executed by various computer means and recorded in a computer readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above embodiments, and those skilled in the art to which the present invention pertains various modifications and variations from such descriptions. This is possible.

Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined not only by the claims below but also by the equivalents of the claims.

1 is a block diagram schematically showing a payment server according to an embodiment of the present invention.

2 is a flowchart illustrating another payment method according to an embodiment of the present invention.

3 is an operation flowchart illustrating an example of performing payment using purchase number information and payment information.

4 is a flowchart illustrating an example of transmitting settlement information to a product sales server.

<Explanation of symbols for the main parts of the drawings>

110: payment server

111: issuer

112: receiver

114: payment execution unit

Claims (23)

Receiving a payment request from a payment terminal; Receiving purchase number information and payment information from the payment terminal in response to the payment request, wherein the purchase number information is received from the user at the payment terminal; Identifying a merchandise sales server using the purchase number information; Performing a payment on the product selling server using the purchase number information and payment information; And Transmitting a payment result to the payment terminal according to a result of the payment; Payment method comprising a. The method of claim 1, Issuing purchase number information through the merchandise sales server in response to a merchandise purchase request from a user to a merchandise sales server; Payment method comprising more. The method of claim 2, The step of issuing purchase number information through the product sales server in response to a product purchase request from a user to the product sales server, In response to a purchase request from a user to a product sales server, the payment method characterized in that to issue the purchase number information through the electronic payment agency module in the product sales server. The method of claim 1, Transmitting the settlement information generated based on the payment result to the product selling server; Payment method comprising more. The method of claim 1, The payment information, Payment method characterized in that the card payment information. The method of claim 5, The step of performing a payment for the product sales server using the purchase number information and payment information, Transmitting a payment approval request to a card approval server using the purchase number information and card payment information; And Receiving the payment approval result from the card approval server in response to the payment approval request, and performing the payment; Payment method comprising a. The method of claim 1, The payment information, In the payment terminal, Payment method, characterized in that the input from the user using any one of a card reader device, an input button and the electronic payment agency window. The method of claim 1, The purchase number information, Payment method comprising at least one of product sales server information, product purchase information, user identification information and amount information. The method of claim 1, The payment terminal, A payment method, characterized in that the telephone terminal. The method of claim 1, The payment terminal, Payment method, characterized in that the AT terminal. The method of claim 4, wherein The step of transmitting the settlement information generated based on the payment result to the product sales server, Transmitting a receipt query message to the payment terminal; Receiving a confirmation message corresponding to the receipt inquiry message from the payment terminal; And In response to receiving the confirmation message, transmitting the settlement information to the merchandise sales server. Payment method comprising a. The method of claim 1, Product sales server, Payment method, characterized in that any one of the online product sales server and offline product sales server. A computer-readable recording medium in which a program for executing the method of any one of claims 1 to 12 is recorded. Receiving unit for receiving a payment request from a payment terminal, and receiving the purchase number information and payment information from the payment terminal in response to the payment request-The purchase number information is received from the user at the payment terminal- An identification unit for identifying a merchandise sales server using the purchase number information; A payment performing unit which performs payment for the product selling server by using the purchase number information and payment information; And Transmitting unit for transmitting a payment result to the payment terminal in accordance with the payment result Payment server comprising a. The method of claim 14, Issuing unit for issuing the purchase number information through the product sales server in response to a product purchase request from the user to the product sales server Payment server that includes more The method of claim 15, The issuing unit, In response to a product purchase request from a user to a product sales server, the payment server, characterized in that to issue the purchase number information through the electronic payment agency module in the product sales server. The method of claim 14, The transmitting unit, The payment server, characterized in that for transmitting the payment result to the payment terminal according to the payment result, and transmitting the settlement information generated based on the payment result to the product sales server. The method of claim 14, The payment information, Card payment information, The payment performing unit, The payment approval request is sent to the card approval server using the purchase number information and the card payment information, and the payment approval result is received from the card approval server in response to the payment approval request. Payment server. The method of claim 14, The payment information, In the payment terminal, Payment server, characterized in that input from the user using any one of a card reader device, an input button and the electronic payment agency window. The method of claim 14, The purchase number information, Payment server comprising at least one of product sales server information, product purchase information, user identification information and amount information. The method of claim 14, The payment terminal, The payment server, characterized in that any one of the phone terminal and the AT terminal. The method of claim 17, The transmitting unit, In transmitting the settlement information generated based on the payment result to the product sales server, Receiving a receipt inquiry message to the payment terminal, receiving a confirmation message corresponding to the receipt inquiry message from the payment terminal, and transmitting the settlement information to the merchandise sales server in response to receiving the confirmation message. Payment server. The method of claim 14, Product sales server, Payment server, characterized in that any one of the online product sales server and offline product sales server.
KR1020080076504A 2008-08-05 2008-08-05 Method and server of online settlement using settlement device KR20100016863A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020080076504A KR20100016863A (en) 2008-08-05 2008-08-05 Method and server of online settlement using settlement device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020080076504A KR20100016863A (en) 2008-08-05 2008-08-05 Method and server of online settlement using settlement device

Publications (1)

Publication Number Publication Date
KR20100016863A true KR20100016863A (en) 2010-02-16

Family

ID=42088669

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020080076504A KR20100016863A (en) 2008-08-05 2008-08-05 Method and server of online settlement using settlement device

Country Status (1)

Country Link
KR (1) KR20100016863A (en)

Similar Documents

Publication Publication Date Title
AU2017200988B2 (en) Payment device with integrated chip
US11127009B2 (en) Methods and systems for using a mobile device to effect a secure electronic transaction
WO2017223525A1 (en) Unique token authentication cryptogram
JP2021193601A (en) Method for offering privilege, device for offering privilege and system for offering privilege
US20170286992A1 (en) System and method for coded transaction processing
KR20080064789A (en) Mobile handset based ubiquitous payment service
KR20140106012A (en) System and method for substitute payment in mobile shopping
US20140149291A1 (en) System and method for electronic commerce
KR20160001859A (en) Method of providing authentication service for electronic commerce payment and server thereof
KR20150071409A (en) Method for providing electronic commerce payment sevice and payment server thereof
JP2008152338A (en) System and method for credit card settlement using personal digital assistance
KR101885921B1 (en) Payment system and method
CN111684482A (en) Method for providing mobile phone commodity ticket issuing service, server device and system used for the method
US20210350369A1 (en) Digital Ticket System And Method
KR101172872B1 (en) Method and system of secure payment using authentication number
WO2019203982A2 (en) Server and method for sending a transaction receipt via a push notification
KR20100016863A (en) Method and server of online settlement using settlement device
KR20130100858A (en) Apparatus for processing of coupon use and method of the same
KR102548159B1 (en) Method for Making Payment Separation Approval Data
KR20240076257A (en) A Device for providing API services for transaction data using a payment relay server and method for operating it
TWI691922B (en) Electronic voucher and method for automatic processing the same
US20130080234A1 (en) Method of targeting consumers for up-selling based on purchasing history
KR20080108216A (en) Server for providing affiliate shopping mall information
KR20120032758A (en) A method and a system of internet payment based on server
KR20100054255A (en) System and method for customer-oriented card payment in the non-face-to-face commercial transaction, and convergence terminal for the same

Legal Events

Date Code Title Description
A201 Request for examination
E902 Notification of reason for refusal
E601 Decision to refuse application