KR20090116003A - System and method for building up collective donation - Google Patents

Abstract

PURPOSE: A system and a method for building up collective donation are provided to build large scale human network by offering return on investment and the price discount from collective purchasing of goods or services. CONSTITUTION: A member management server(110) provides the web page to the specific site. The member management server manages personal clients connecting to the web page. A stock collective investment supporting server(150) supports the investment by the member clients. The support server delivers the information related to the collective stock investment to member clients. A collective purchase supporting server(140) supports member clients receive the price discount benefit. A donation processing server(160) provides a part of the return on investment and a part of the discount amount as the governmental department server.

Description

System and Method for building up collective donation}

The present invention relates to a collective donation system and method, and more particularly, to a donation that is made to donate a portion of the profits generated through collective stock investment and related value creation activities.

Generally, donations are usually made on an individual basis, either by paying cash to a donor or by depositing funds from a bank account.

On the contrary, in recent years, a method of paying points accumulated as a donation (also referred to as 'mileage') generated by using a credit card to purchase a product or service has been widely applied. In addition to using a credit card, donations may be made using points paid through clicks or various events on advertisements on the Internet site.

However, such a conventional donation method was a method in which donors with points access a donation site, search for and verify their points, and then donate as much as desired points to an institution or charity designated by the donation site.

In particular, since donations were made on an individual basis, the effect was negligible, and the resulting human network was not established. It was likely to be a simple one-time event.

Accordingly, an object of the present invention is to provide a collective donation system that enables a large-scale donation to be made systematically so that a collective donation can be made instead of an individual unit, and at the same time a human network can be established between individuals through a joint donation system. will be.

Another object of the present invention is to provide a method for the collective donation system.

The purpose of the above is to provide a web page to a specific site on the Internet, a member management server for registering and managing a personal client connected to the web page as a member, and the subscribed member client collectively invested through a securities company server And a collective collective investment support server that receives information related to the collective stock investment from the securities company server and delivers the information to the member client, and collects a large quantity of goods or services provided by the corporation in which the collective stock investment is made. A collective purchase support server that assists the member clients to receive a discounted price by making a purchase, and a portion of the investment profits (including dividends) realized as a result of the collective stock investment and the collective purchase of the goods or services. A portion of the discount provided is each of the shares It may be achieved by a donation processing server provided from a collective investment support server and a collective purchase support server and provided to a predetermined donation destination server.

In addition, the above object is to provide a web page to a specific site on the Internet, a member management server for registering and managing a personal client connected to the web page as a member, and the subscribed member client collectively through a securities company server A stock collective investment support server for supporting stock investment and receiving information related to the collective stock investment from the securities company server and delivering the information to the member client, a company which has made the collective stock investment or a specific company selected by the member clients. A collective purchase support server that supports the member clients to receive a discounted price by mass purchasing the goods or services provided by the company, and the collective stock investment company or a specific company selected by the member clients. In the case of selling the goods or services to a non-member client, a sales activity support server for assisting the member clients to receive a predetermined sales allowance, and an investment profit realized as a result of the collective stock investment (including dividends). And a portion of a discount provided by the collective purchase of the goods or services and a portion of the sales allowance paid by selling the goods or services to a non-member client, respectively, the stock collective investment support server, the collective purchase support server, and It can be achieved by a donation processing server provided from the sales activity support server to provide a predetermined donation destination server.

Preferably, the advertisement is attracted from the particular company or the general company selected by the company or the member client that the collective stock investment has been made on the web page, and provide all or part of the advertising revenue according to the donation processing server It may further include an ad serving server.

In addition, the web page may be a wired web page connected to a wired Internet or a wireless WAP page connected to a wireless internet.

Preferably, the web page may be connected to an Internet phone system that allows member clients to freely use various communication services to which the Internet phone (VoIP) technology is applied.

In addition, the above object is to provide a web page to a specific site on the Internet, and to register by registering a personal client connected to the web page as a member, the subscribed member client collectively through the securities company server Supporting the investment, receiving information related to the collective stock investment from the securities company server and delivering to the member client, the goods provided by the company that has made the collective stock investment or a specific company selected by the member client Assisting the member clients to receive the discounted price by making the collective purchase of the service in bulk, and providing the goods or services provided by the company in which the collective stock investment is made or a specific company selected by the member clients. In the case of selling, assisting the member clients to receive a pre-assigned sales allowance and a portion of the investment profit (including dividends) realized as a result of the collective stock investment and the collective purchase of the goods or services. The contracted donation site receives a portion of the discount amount provided accordingly and a portion of the sales allowance paid by selling the goods or services to the non-member client, respectively, from the stock collective investment support server, the collective purchase support server, and the sales activity support server. This may be accomplished by providing to a server.

Preferably, the advertisement is attracted from the specific company or the general company selected by the company or the member client has made the collective stock investment on the web page, and all or part of the advertising revenue according to the donation processing server through the The method may further include providing the donation destination server.

In addition, the collective stock investment, the securities company to select a trading company by voting on the Internet of the member clients, the member client opens a securities account to the selected securities company, aggregates using a virtual integrated account of the securities company It can also be done by buying and selling stocks collectively by order.

Preferably, the collective stock investment may be made by enacting and modifying the basic guidelines for stock investment by selecting member companies to vote collectively by voting on the Internet of member clients.

In addition, the collective equity investment may be made by having the member clients collect and post on the web page information related to financial knowledge, such as information related to companies that have already made or are interested in collective equity investment.

According to the above configuration, while providing financial benefits to registered member clients, it is possible to build a large-scale human network between members, systematically raise donations through various channels and methods, and create a collective donation culture rather than individual units. Can be formed.

In addition, long-term investment can be induced in the stock market where volatility and risk remain, and the stock market can be stabilized and the risk as an individual ant investor can be minimized through collective stock investment.

In addition, by investing stocks and donating a portion of the profits of young children in the name of younger children, they can provide early financial education from a young age and cultivate a donation spirit.

Hereinafter, with reference to the accompanying drawings will be described an embodiment of the present invention.

1 is a network diagram of a collective donation system according to the present invention.

Referring to FIG. 1, the collective donation generation system 100 of the present invention is connected to the securities company server 200 and the donor destination server 300 through the Internet, and each individual client 10 and 12 may form a collective donation through the Internet. The system 100 can be connected.

Here, the collective donation system 100 provides a web page 102 to which individual clients 10 and 12 can access.

In addition, the web page may be a wired web page connected to a wired Internet or a wireless WAP page connected to a wireless internet.

In addition, the Internet page (VoIP) system 115 is connected to the web page to support the individual clients (10, 12) to use a variety of communication services applied to the Internet phone (VoIP) technology freely on the Internet. Can be.

2 is a functional block diagram showing the configuration of a collective donation system according to the present invention.

Collective donation system 100 of the present invention is a member management server 110, the stock collective investment support server 150, collective purchase support server 140, sales activity support server 130 and donation processing server 160 It includes, optionally, the advertisement server 120.

The member management server 110 provides a web page 112 and manages the personal clients 10 and 12 connected through the web page 112 as members.

Stock collective investment support server 150 supports the individual client (10, 12) registered as a member to collectively invest stock through the securities company server (200). Here, the stock investment is not directly performed by the stock collective investment support server 150, but by the securities company server 200, the individual clients 10 and 12 support the collective investment required by the securities company server 200. It receives the information related to the collective stock investment from 200) and delivers it to the individual clients (10, 12).

The collective purchase support server 140 allows the member client to collectively purchase the goods or services provided by the specific company selected by the corresponding company or individual clients 10 and 12 on which the collective stock investment was made through the securities company server 200. It performs a function to support them (10, 12) to receive a discount.

The sales activity support server 130 sells goods or services provided by a specific company selected by the corresponding company or individual clients 10 and 12 to which the collective stock investment was made through the securities company server 200 (non-participation type). In the case of prosumer activity, the member clients 10 and 12 perform a function of supporting a pre-assigned sales allowance.

The donation processing server 160 sells a part of the investment profit (including dividends) realized as a result of the collective stock investment by a prior agreement, a part of the discount amount and the goods or services provided by the group purchase of the goods or services to the non-member client. As a part of the sales allowance received from the stock collective investment support server 150, the collective purchase support server 140 and the sales activity support server 130 is provided to the donor destination server (300).

In the above, the transfer of money between the respective servers is not known here, but it is a known technique that is made via the bank server.

Optionally, the ad serving server 120 may display advertisements from a particular company or a general company selected by the company or individual clients 10 and 12 that have been collectively invested in the web page 112, and the advertisements accordingly. All or part of the income may be provided to the donation processing server 160.

Hereinafter, a donation raising method applied to the collective donation raising system having the above configuration will be described.

The member management server 110 provides a web page 112 having a specific address and registers as a member a person who meets certain requirements among the personal clients 10 and 12 connected through the web page 112.

Regarding certain requirements to become a member, first open a securities account in the name of a child without income and make a lump sum or installment based on the amount within a certain limit (for example, 15 million won exemption from tax law). It is an essential requirement to open a securities account in your name within a limited amount.

Here, the securities company to open an account is prepared in advance because the securities company to select a transaction is changed or changed by voting on the Internet of the member clients 10 and 12 in advance.

For example, the personal clients 10 and 12 provide basic member information, present donation payment advance agreement ratios, and receive personal identifiers such as membership level and ID.

In addition, with respect to the membership level, the grade can be classified by differentiating according to the high degree of pre-contribution rate of contribution payment.

The following table shows the classification of membership levels.

division Donation payment prior contract rate Service members 10% Love members More than 10% less than 50% Angel member > 50%> 100% Devoted members 100% or more

In addition, the member management server 110 is for registered members, USB memory, Internet phone (VoIP), traffic card / access card using RFID chip, credit card / securities card and IC using a IC chip (one-time password generator) It can provide an intelligent membership card that can perform a complex function of).

The member management server 110 stores member information, membership grades, contribution payment advance agreement ratios, intelligent membership card issuance information, and the like, of the personal clients 10 and 12 registered as members in the member database.

The stock collective investment support server 150 stores the securities account information of the opened member clients 10 and 12 in the member database and provides the securities company server 200.

The securities firm server 200 receives the securities account information provided from the stock collective investment support server 150 and collectively collects stocks of companies selected through the stock collective investment support server 150 by using a collective order method. To trade.

Here, the individual clients 10 and 12 may conclude a one-time trading agreement with a securities company to collectively sell stocks in a collective order manner.

In addition, the stock collective investment support server 150 may establish and change the basic guidelines for stock investment by voting on the Internet of the member clients 10 and 12 and select a target company for collective stock investment.

Here, the basic principle of stock investment is to look for undervalued prospective stocks with high intrinsic value but low stock price.

In addition, the stock collective investment support server 150 collects information related to financial knowledge such as stock investment or information related to a company that has already made or is interested in collective stock investment, and collects the web pages by the member clients 10 and 12. Allow posting on (102).

The securities firm server 200 provides the investment profit or dividend income generated by the stock sale to the stock collective investment support server 150, and the stock collective investment support server 150 is based on the provided investment profit or dividend income status. By receiving the donation corresponding to the contribution rate of the contribution promised to provide to the donation destination server (300).

On the other hand, the collective purchase support server 140, through the securities company server 200, the goods or services provided by a specific company selected by the company or individual clients (10, 12) that collective collective investment was made in the manner of joint purchase, etc. By mass purchase in bulk, member clients 10 and 12 purchase goods or services at a discounted amount, and receive donations corresponding to a predetermined contribution payment rate for the total discount amount and provide them to the donation destination server 300. .

For example, if a company that has been collectively invested in producing a vacuum cleaner, after the joint purchase item, quantity and price through the pre-arrangement with the company side for this, the collective purchase support server 140 is each member client (10) , 12) inform the joint purchase item, quantity, and price so that it can be purchased.

Through such collective purchase, member clients 10 and 12 can make financial contributions as well as raise donations, and the virtuous cycle of increasing the value of companies that have collectively invested in stocks and consequently increases the stock investment profits. This is done.

In the same vein, the member clients 10 and 12 provide the non-member client with goods or services provided by the specific company selected by the corresponding company or individual clients 10 and 12 through which the securities company server 200 has collectively invested. In the case of the sale, the sales activity support server 130 receives the sales allowance from the company according to the member clients 10 and 12 as previously agreed to, and at the same time corresponds to the contribution payment rate contracted for the sale allowance. To receive the donation to provide to the donation processing server 160.

In this process, as the sales increase, the value of the company where the collective stock investment is made naturally increases, resulting in a virtuous cycle in which the stock investment profit increases accordingly.

On the other hand, if the number of member clients (10, 12) increases, there is an application for advertisement from the company, the ad serving server 120 is the company or individual clients (10, 12) that the collective stock investment was made The advertisement attracted from the selected specific company or the general company may be displayed on the web page 112, and the donation processing server 160 may provide all or part of the advertisement income accordingly.

For example, when a part of the web page 112 is operated as a wireless swap page, information related to the collective stock investment provided from the securities company server 200 may be provided to a member terminal, for example, a mobile phone.

The operator of the collective donation creation system of the present invention preferably manages the donation destination server 300 as a non-profit foundation having a non-profit purpose such as social work.

As described above, it is possible to build a large-scale human network between members while providing financial benefits to registered member clients, and systematically raising donations through various channels and methods.

In addition, long-term investment can be induced in the stock market where volatility and risk remain, and the stock market can be stabilized and the risk as an individual ant investor can be minimized through collective stock investment.

Although the above has been described with reference to the embodiments of the present invention, various changes and modifications are possible at the level of those skilled in the art, and they belong to the present invention without departing from the spirit of the present invention.

1 is a network diagram of a collective donation system according to the present invention.

2 is a functional block diagram showing the configuration of a collective donation system according to the present invention.

Claims (10)

A member management server that provides a web page to a specific site on the Internet and manages by registering a personal client connected to the web page as a member; A stock collective investment support server which supports the subscribed member client to collectively invest in stock through a securities firm server and receives information related to the collective stock investment from the securities firm server and delivers it to the member client; A collective purchase support server for assisting the member clients to receive a price discount by mass purchasing the goods or services provided by the collective equity investment company; Part of the investment profit (including dividends) realized as a result of the collective stock investment and a portion of the discount amount provided by the collective purchase of the goods or services are respectively provided from the collective investment support server and the collective purchase support server. Collective donation creation system comprising a donation processing server provided to the donation destination server. A member management server that provides a web page to a specific site on the Internet and manages by registering a personal client connected to the web page as a member; A stock collective investment support server supporting the subscribed member client to collectively invest in stock through a securities firm server and receiving information related to the collective stock investment from the securities firm server and delivering the information to the member client; A collective purchase support server that supports collectively purchasing the goods or services provided by the enterprise in which the collective stock investment is made or a specific company selected by the member clients to receive a discount on price; Sales activities that support the member clients to receive a pre-scheduled sales allowance when they sell goods or services provided by the company in which the collective stock investment is made or a specific company selected by the member clients to the non-member clients. server; A portion of the investment profit (including dividends) realized as a result of the collective stock investment, a portion of the discount provided by the collective purchase of the goods or services, and a portion of the sales allowance paid for the sale of the goods or services to a non-member client. Collecting donation system, characterized in that it comprises a donation processing server to receive from each of the stock collective investment support server, collective purchase support server and sales activity support server to provide a predetermined donation destination server. The method according to claim 1 or 2, Advertisement posting on the web page, the advertisement attracted from a specific company or a general company selected by the corporate stock investment or the member client that the collective stock investment is made, and providing all or part of the advertising revenue to the donation processing server Collective donation system, characterized in that it further comprises a server. The method according to claim 1 or 2, The web page is a collective donation system, characterized in that the wired web page connected to the wired Internet or a wireless WAP (WAP) page connected to the wireless Internet. The method according to claim 1 or 2, Collective donation system, characterized in that the web page is connected to the Internet phone system that allows the member clients to use the Internet phone (VoIP) technology various communication services freely on the Internet. Providing a web page to a specific site on the Internet, and registering by registering a personal client connected to the web page as a member; Assisting the subscribed member client to collectively invest in stock through a securities company server, and receiving information related to the collective stock investment from the securities company server and delivering the same to the member client; Assisting the member clients to receive a discounted price by collectively purchasing the goods or services provided by the company in which the collective stock investment is made or a specific company selected by the member clients; If the company sells goods or services provided by a company in which the collective stock investment has been made or a specific company selected by the member clients to a non-member client, supporting the member clients to receive a predetermined salary allowance; and A portion of the investment profit (including dividends) realized as a result of the collective stock investment, a portion of the discount provided by the collective purchase of the goods or services, and a portion of the sales allowance paid for the sale of the goods or services to a non-member client. And receiving each of the shares from the collective investment support server, the collective purchase support server, and the sales activity support server, and providing them to a predetermined donation destination server. The method according to claim 6, The advertisement is attracted to the web page and the advertisement attracted from the company or the client selected by the client or the client, the collective stock investment is made, all or part of the advertising revenue according to the donation server through the donation processing server Donation method comprising the step of providing further. The method according to claim 6, The collective stock investment, a securities company to select a trading company by voting on the Internet of the member clients, the member client opens a securities account to the selected securities company, a collective order method using a virtual integrated account of the securities company A donation raising method, which is achieved by collectively buying and selling stocks. The method according to claim 6, The collective stock investment is made by enacting and changing the basic guidelines for stock investment by voting on the Internet of member clients and selecting a target company for collective stock investment. The method according to claim 6, The collective stock investment is a donation raising method, characterized in that the member clients collect the information related to the financial knowledge, such as information related to companies that have already made or interested in collective stock investment, such as stock investment, posted on the web page.

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