KR20090085485A - Method of serving e-mail check service and system thereof - Google Patents

Abstract

A method of serving an e-mail check service and a system thereof are provided to realize payment and settlement services which are simply performed between an e-mail transmitter and an e-mail receiver by using an e-mail check included in an e-mail. An e-mail check management server manages a database storing account information and e-mail address information about a user using an e-mail check service(S210). The e-mail check management server receives an e-mail check issuance request signal from an e-mail check issuer terminal(S220). An issuance request verifying unit verifies validity about the e-mail check issuance request signal(S230). An e-mail check generating unit issues an e-mail check(S240).

Description

Method of providing e-mail check service and its system {method of serving e-mail check service and system}

The present invention relates to a method and a system for providing an email check service.

Internet banking services have become a universal service. People no longer have any objection to financial transactions on the Internet. However, since the Internet banking service is performed by the remitter designating the other party's account number, the remitter needs to remember the other party's account number.

For example, in the case of fundraising for private consortium and small meetings, the donor writes his account number information in an e-mail. The e-mail recipient accesses the internet banking service providing page of his / her financial institution (bank) and enters the donor's account number information.

In this case, copying and pasting the account number information from the received mail or directly inputting the received reference number with reference to the received mail should be performed, which is cumbersome. If a mobile terminal or the like is used that does not provide a sufficient display area to the user, the inconvenience becomes more serious.

On the other hand, even in the sale of goods between individuals using a courier service or the like, the use of a general internet banking service does not guarantee the security of transactions. In particular, if one of the traders has a malicious intention, it does not guarantee whether the goods are received or executed.

The present invention is to provide an email check service providing method that enables more convenient financial transactions by utilizing an email check template included in the email.

In addition, the present invention provides an email check service providing system that enables more convenient financial transactions by utilizing an email check template included in an email.

According to an aspect of the present invention, the email check management server, receiving an email check issuance request signal from the user terminal; And sending issuance confirmation information generated based on the check issuance request signal to the user terminal, wherein the e-mail check issuance request signal is generated using an e-mail check template added to the e-mail. Provided is a method of providing an email check service, wherein the information is combined with an email check template to form an email check.

The email check service providing method may further include verifying an email check issuance request signal.

The email check issuance request signal may be added to the email using an email editor used in the user terminal.

The email check is the creditor or debtor's identification information for the email check and may include the recipient email address of the email.

The email check template may include an area for displaying an identification mark on the issuer of the email check, an area for displaying advertising content, and an area for displaying URL information referring to an e-commerce page related to the issue of the email check. have.

The email check issuance request signal may include the mail address of the recipient of the email check as identification information of the creditor or debtor for the email check.

On the other hand, the email check service providing method comprises the steps of receiving a request signal for enforcement of the email check; Validating the enforcement request signal; And performing an email check enforcement event in response to the enforcement request signal.

Validating the enforcement request signal may include verifying whether an e-mail check has been fulfilled.

The execution of the enforcement event causes the goods to be transferred to the account associated with the email check recipient's email address if the recipient of the email check is a creditor, and the account associated with the email address of the email check recipient if the recipient of the email check is a debtor. You can request a payment from.

In addition, the execution request signal may include the goods type information specified by the recipient of the email check, in this case, the execution of the enforcement event may be made to transfer and settlement using the goods matching the goods type information.

Meanwhile, the above-mentioned method for providing an email check service may be stored in a computer readable recording medium that records a program to be executed in a computer.

In addition, according to another aspect of the invention, the issue request verification unit for verifying the validity of the email check issuance request signal received from the email check issuer terminal; An email check generating unit which transmits issuance confirmation information to the email check issuer terminal based on the email check issuing request signal; An execution request verification unit for verifying an execution request signal for an email check from an email check receiver terminal; And an execution event performing unit that executes an execution event related to the email check based on the execution request signal.

The issue request verification unit may verify whether the email check issue request signal is generated by an email check template, which is added to the email by an email editor used in the email check issuer terminal.

Meanwhile, when the email check issuance request signal includes email issuer information of the issuer, the issuer request verification unit may verify whether the account information associated with the issuer requestor email address information exists in the account information database.

Enforcement event execution unit causes the goods to be transferred to the account associated with the email check recipient's email address if the recipient of the email check is a creditor, and if the recipient of the email check is the debtor, the account associated with the email address of the email check recipient. Enforcement events may be performed requesting payment from.

In addition, when the execution request signal includes the goods type information specified by the recipient of the email check, the execution event execution unit may allow the transfer and settlement to be made by using the goods matching the goods type information.

The email check service providing system may further include a template content providing unit providing content information to be included in an email check template, which is added to an email by an email editor used in the email check issuer terminal.

The template content provider may provide identification cover content information about the email check issuer, and may provide advertisement content information.

Other aspects, features, and advantages other than those described above will become apparent from the following drawings, claims, and detailed description of the invention.

According to a preferred embodiment of the present invention, by using an email check included in an email, a payment and payment service that can be easily performed between an email sender and a receiver can be implemented, and a user can access a financial institution without separately visiting a financial institution homepage. You can trade.

Hereinafter, an embodiment of an email check service providing method and a system according to the present invention will be described in detail with reference to the accompanying drawings. However, this is not intended to limit the present invention to specific embodiments, it should be understood to include all transformations, equivalents, and substitutes included in the spirit and scope of the present invention. In the following description of the present invention, if it is determined that the detailed description of the related known technology may obscure the gist of the present invention, the detailed description thereof will be omitted. In addition, in the description with reference to the accompanying drawings, the same or corresponding components will be given the same reference numerals and duplicate description thereof will be omitted.

1 is a block diagram of a system for providing an email check service according to an embodiment of the present invention. Referring to FIG. 1, the email check management server 100 includes an account information database 101, an issue request verification unit 102, an email check generation unit 104, an execution request verification unit 106, an execution event execution unit ( 108).

The email check service may be provided by an interaction between the email check management server 100, the email check issuer terminal 110, the email check receiver terminal 120, the web mail server 130, and the payment institution server 140. have.

The email check management server 100 is a device for performing each step of the email check service providing method, the account information database 101, the issue request verification unit 102, the email check generation unit 104, the execution request verification unit ( 106, the execution event performing unit 108 may be included.

The account information database 101 stores email address information of a user who uses an email check service and account information associated with the email address.

In FIG. 1, the account information database 101 is included in the email check management server 100 and may be operated in a form independent from the email check management server 100 as necessary.

The user's email address information may be used as identification information identifying the creditor and debtor of the email check. As such, by using an email address as information for identifying a party using an email check and using account information associated with the email address in a transaction between the parties, inconvenience of having to remember the account information of the counterparty may be eliminated.

Examples of e-mail address information and account information stored in the account information database 101 will be described in detail with reference to FIG. 5.

The issue request verification unit 102 verifies the email check issue request signal received from the email check issuer terminal 110.

The email check issuance request signal may be generated using an email check template called by an email editor created at the email check issuer terminal. The email check template will be described in detail with reference to FIGS. 6 and 7.

The e-mail check issuance request signals include the identity of the user requesting the e-mail check to be issued, the amount of the e-mail check issued, the identity to the user to whom the e-mail check is to be forwarded, the UEL information to refer to the e-commerce page related to the e-mail check and e-mail. It may include identifying information for an email check template requesting a check to be issued.

The issue request verification unit 102 verifies the validity of the email check issue request signal based on the information included in the email check issue request signal.

The issue request verification unit 102 may confirm whether an email check issue request signal is generated using a valid email check template. In addition, it is possible to confirm whether the email address information regarding the party of the transaction using the email check is valid.

The email check generating unit 104 performs an issue of issuing an email check in response to the email check issuance request. The issue of issuing an email check may be performed by sending issuance confirmation information constituting the email check in combination with the email check template to the email check issuer terminal.

The issue confirmation information may include unique number information given by each email check by the email check management server, activation code information for changing the visualization property of the email check template, information on the execution condition of the email check, and the like.

 On the other hand, such email check issuance confirmation information may be stored and managed in a separate database.

Email checks may be formed in the form of electronic information contained in an email. An email check template is a template that can be used as the basis for generating an email check. This email check template combines the information entered by the user and / or the issue confirmation information sent by the email check generator 104 to form an email check.

The process of issuing an email check will be described in detail with reference to FIG.

The execution request verification unit 106 verifies the execution request signal received from the email check receiver terminal 120.

The email check is retrieved from the email check receiver terminal 120 in a form included in the email. In response, the recipient of the e-mail check may transmit the enforcement request signal to the e-mail check management server by clicking on a payment request link or the like included in the e-mail check.

On the other hand, the execution request for the email check may be requested in a separate web page associated with the email check management server 100, such web page may be requested by clicking the link included in the email check recipient terminal (e.g. 120).

The request for the execution of an email check may include information on the conditions of execution of the email check, and may include unique number information of the email check and identification information of the recipient of the email check.

Execution event execution unit 108 performs an execution event to make a transaction according to the description of the email check based on the execution request determined to be valid by the execution request verification unit 106.

The execution request for the email check and the execution process of the execution event will be described in detail with reference to FIG. 3.

The email check management server 100 may further include a template content provider (not shown). The template content provider provides content information to be displayed in a content display area included in an email check template.

The template content provider may provide identification cover content information, advertisement content information, and the like regarding the email check issuer. Such content information will be described in detail with reference to FIG. 7.

Meanwhile, in the process of the email check management server 100 communicating with other servers 130 and 140 and the terminals 110 and 120 in FIG. 1, encryption and decryption techniques for maintaining data security may be utilized.

The email check issuer terminal 110 and the email check receiver terminal 120 are terminals used by a user using an email check service. The terminal used by the issuer of the email check is called the email check issuer terminal, and the terminal used by the recipient of the email containing the email check is named the email check receiver terminal, and the name does not indicate a specific function.

Devices such as a PC, a mobile phone, and a PDA may be used as the email check issuer terminal 110 and the email check receiver terminal. In addition, any device having a communication function with the email check management server 100 regardless of its name and capable of creating and reading email can be used as the email check issuer terminal 110 and the email check receiver terminal.

The web mail server 130 is a device that provides an email service that is a medium through which an email check is delivered. The web mail server performs the function of sending an email containing an email check.

The web mail server 130 may provide a means for editing the email to the email check issuer terminal. As an example, the web mail server 130 that provides a mail editing function by using a web browser program may provide a wikiwig editor.

The process of creating an email check using such an editor will be described with reference to FIGS. 6 and 7.

The payment institution server 140 is a server of a payment institution that manages an account that is the target of a financial transaction made through an email check. Payment institutions can be traditional financial institutions, such as banks, securities companies, insurance companies, etc., or they can manage the goods that are worth being exchanged for cash (eg, cyber money, earned points, miles, etc.).

The execution event performed by the execution event execution unit 108 may include payment and transfer of goods. When the payment and transfer process is executed by the payment institution server 140, the execution event performing unit 108 may perform the execution event of the email check by requesting the payment and transfer to the payment institution server 140.

2 is a flowchart of a method of providing an email check service according to an embodiment of the present invention.

The email check management server 100 may maintain (manage) a database that stores email address information and account information corresponding to the user who uses the email check service. (S210)

The account information database 101 stores an email address of a user who uses an email check service and account information (number) corresponding to the email address. Using the stored account information, the goods are transferred through an email check.

The e-mail address information and account information stored in the account information database will be omitted with reference to the description of FIGS. 1 and 5. Technical information on the management (maintenance) of the database itself is omitted since it can be understood by a person of ordinary skill in the art without further explanation.

The email check management server 100 may receive an email check issuance request signal from the email check issuer terminal 110 (S220).

An email check issuance request may be generated using an email check template added by an email editor running on the email check issuer terminal.

The email check template may be distributed in advance by the email check management server 100, and the distributed email check template may be included as a part of the email by the Wiegwe editor provided by the web mail server 130.

Meanwhile, the email check template may be distributed in the form of a plug-in of an email editing program (eg, Outlook, Thunderbird, etc.) executed in the email check issuer terminal 110.

The use of a WYSIWIG mail editor executed by a web browser and the email check template called by it will be described in detail with reference to FIGS. 6 and 7.

Meanwhile, the email check template may be distributed and managed by the email check management server 100. The email check management server 100 may perform a function of checking and updating whether the template provided by the web mail server 130 is the latest version.

The received e-mail check issuance request signal is verified by the issue request verification unit 102.

Information identifying the payer of the email check may include the mail address of the recipient of the email check. In addition, the amount issued for the email check, identification information for the user who will receive the email check, URL information referencing the e-commerce page associated with the issue of the email check, and identification of the email check template requesting the email check to be issued. Information and the like.

The issue request verification unit 102 of the email check managing server 100 may verify the validity of the email check issue request signal (S230).

The user provides the information required by the provided email check template and requests the email check management server to issue the email check. This issue request signal is sent to the email check management server 100 by the user selecting a link and button included in the email template (typically denoted as 'confirm' or 'issue request').

The validity of the email check issuance request signal can be verified by checking whether the email address for the debtor and creditor included in the request signal is valid, and checking the validity of the payment information.

If the issuer of the email check is a creditor, the creditor may issue an email check using the amount to be claimed and the debtor's email address.

If the issuer of the email check is a debtor, payment of a cost corresponding to the value of the email check may be required to issue the email check. This payment process may be accomplished by communication between the email check issuer terminal and the payment server.

When issuance of an email check is requested, the email management server may check via communication with the payment server whether there is sufficient balance or whether a payment has been made.

The email check generating unit 104 of the email check managing server 100 may issue an email check by transmitting the issue confirmation information to the email check issuer terminal 110 (S240).

When the email check issuance request signal is verified to be valid, the email check generating unit 104 transmits issuance confirmation information to the email check issuer terminal 110, which is combined with the email check template to form an email check.

The issue confirmation information may include information necessary to construct (complete) the check to be included in the email.

For example, if the email check issuance request signal is valid, the email generator 104 may generate a unique number corresponding to the request. The issue confirmation information including the generated unique number is sent to the email check issuer terminal, and all or part of the issue confirmation information may be combined with the email check template to form an email check.

The configured email check is sent as part of the email and delivered to the email check recipient terminal. Email checks can be included in the email as an attachment to the email. In addition, the email check may form part of the email using an embedded tag or the like.

The implementation of the email check itself may use mark-up language, flash animation technology, silverlight technology, and the like.

Meanwhile, the e-mail issue history may be stored and managed in a separate database managed by the e-mail check management server 100.

3 is a flowchart of a method of providing an email check service according to an embodiment of the present invention.

The email check management server 100 may maintain (manage) an account information database 101 that stores email information of a user who uses the email check service and account information corresponding to the email information (S310).

The email check management server 100 may receive an email check execution request signal from the email check receiver terminal 120 (S320).

The e-mail check recipient reads the e-mail check in an e-mail sent to his e-mail address from the e-mail check receiver terminal 120. The email check recipient can request execution by the email check management server 100 so that the contents described in the email check can be realized.

The e-mail accompanying the e-mail check can be browsed by a web browser and a separate client program. Recipient response information about the retrieved email may be delivered to the email check management server 100.

The email check execution request signal may be transmitted to the email check management server 100 by a method of selecting a specific area of the email check. The target area of selection may be in the form of a hyperlink or button included in the email check.

The execution request signal may be transmitted to the email check management server 100 through a separate web page linked to the email check management server 100. Access to such a web page may be provided by a separate browser window that pops up when the email check is clicked.

In addition, there may be additional procedures for user authentication to access the aforementioned web pages. Such user authentication may be performed by receiving a user ID and a password. The user's ID and password may be automatically delivered using pre-entered login information to view the email check.

The execution request verification unit 106 of the email check management server 100 may confirm the validity of the email check execution request by the recipient of the email check (S330).

The email check enforcement request signal may include identification information for the email check and information regarding email check enforcement conditions.

The identification information of the email check may be a unique number given from the email check generation unit 104 of the email check management server 100 when the email check is issued. The email management server may verify whether the check is valid by using the identification information of the email check. Encryption techniques can be used to maintain the security of these identification numbers.

In addition, the email check enforcement request signal may include information regarding enforcement conditions. Enforcement condition information may include information about the account to which the movement of the goods corresponding to the issue value of the email check will be made.

Meanwhile, the issuer of the email check may require input of specific authentication information or the like as the execution condition of the email check. The authentication information may be information set in advance by the email check issuer, an invoice number assigned by a parcel delivery service used for a transaction, and the like.

If the recipient of the e-mail check is the creditor of the e-mail check, the e-mail check execution request signal is a signal for transferring the goods to his account. In this case, the enforcement request signal may include product type information specified by the creditor of the email check.

If the recipient of the email check is a debtor, the email check enforcement request signal may include information about the means of payment. This information may be transferred to the payment institution server 340.

By the email check execution event performing unit 108 of the email check management server 100, an event may be performed to move a value corresponding to the issued value of the email check (S340).

The delivery of the goods (value) commensurate with the issue value of the email check may be carried out by the institution server managing the goods of that type. For example, when the execution of an email check is made in cash, the payment institution server 340 may be a server of a bank or credit card company.

On the other hand, if the execution of the email check is executed using the cyber money, and the kind of the cyber money is managed by the email check management server 100, the email check management server 100 may serve as a payment server. .

Payment institution server 340 is responsible for the transfer of goods as requested by the executive event performer. If the recipient of the email check is a creditor, the payment institution server transfers the goods to the creditor's account. If the recipient of the email check is a debtor, the payment institution server requests the payment of the goods corresponding to the value of the email check.

This embodiment is characterized by including the case where the recipient of the email check is a debtor. In this case, the issuer of the email check can send a mail requesting payment to a plurality of parties.

E-mail checks can be used to send mail to multiple parties for payment of goods. The recipient can respond to the payment request without the hassle of visiting a separate financial institution's homepage by simply manipulating the mail containing the email check.

The type of goods used in this transfer and payment process can be specified by the recipient of the email check, and this embodiment is characterized by the ability to trade through these different types of goods.

4 is a diagram illustrating the steps of performing a method for providing an email check service according to an embodiment of the present invention.

Referring to FIG. 4, each step of the method for providing an email check service described in FIGS. 1 and 2 is illustrated. Detailed description of each step is the same as described above and will be omitted.

5 is a diagram illustrating account information stored in an account information database according to an embodiment of the present invention. Referring to Figure 5

Since the email check may exist in a form included in an email exchanged between users, the email address of the user may be used as the user ID information as identification information of the user using the email check service.

By storing the account number corresponding to the e-mail address in the database, the transaction can be completed without the need to exchange account number information between users who know the e-mail address.

On the other hand, the account information is not necessarily limited to a bank. The account information may include information for various types of accounts regarding the means by which goods can be exchanged or paid for cash. Information on credit cards, cyber money accounts, etc. can be used as account information.

For a user whose user ID is 'zzz@yyy.com', the type of account 1 is 'points' and the name of the financial institution that manages account 1 is 'OK_cashbag'. This means that account information related to point services provided under the domain 'http://www.okcashbag.com/' may be used for the email check service.

As such, by storing information about accounts that manage various types of goods, various types of goods may be used to provide an email check service.

Recipients of an email check may select the type of goods that will be settled and transferred according to the execution of the email check. As a result, the exchange of goods can be exchanged through an email check service.

6 is a diagram illustrating an e-mail check issuing screen according to an embodiment of the present invention, Figure 7 is a partial enlarged view of FIG. 6 and 7, an email check template 600, a publisher information area 610, a recipient information area 620, a transaction information area 630, and an email check template call button 650 are shown.

In this embodiment, the user composes an email using an email editor running on a browser. The user selects the email check template call button 650 provided with the email editor to insert the email check template 600 into the email.

The email check template may include an issuer information area 610, a recipient information area 620, a transaction information area 630, and a payment information area 640. In addition, the email check template may include an area that shows in advance the form in which the email check will be issued.

In the issuer information area 610, information such as issue date, issue purpose, issuer's name, and issuer's e-mail address may be displayed.

In the recipient information area 620, information about the recipient of the email check is displayed. Information such as a recipient's mail address, a recipient's contact number (phone number), and a recipient's name may be displayed.

The transaction information area 630 may display information regarding a person who is responsible for issuing an email check and issuing an email check.

In the payment information area 640, information on an issue value of an email check and a means for paying the issue fee is displayed.

Meanwhile, the information displayed in the area may be provided in a form previously described according to the e-mail check issuer's selection or by using the check issuer's previous issue history information.

The identification mark area 710 may display an identification mark for identifying the issuer of the email check. The identification mark displayed may be a mark previously registered by the issuer of the email check.

By using such an identification mark, it is easier to determine the origin of an email check, thereby preventing the email check from being forged and used.

Meanwhile, the watermark area 720 including the watermark displayed only when the email check is not located in the normal path may be included. In addition, the email check template may include a transaction URL display area 730 in which URL information referring to an e-commerce page related to issuance of the email check is displayed.

Also, the email check template may include an advertisement content display area. All or part of the fee for issuing an email check can be reduced in exchange for the exposure of the advertisement content.

The advertisement content to be exposed may be automatically determined according to the contents included in the email check, and may be determined in consideration of the contents of the web page referenced by the address listed in the transaction display area 730.

The contents provided in the identification cover area 710, the transactional UEL display area 730, and the advertisement content display area may be provided by a template content provider of the email check management server 100.

8 is a diagram illustrating a screen in which an email including an email check is displayed on an email check receiver terminal, and FIG. 9 is a diagram illustrating a screen in which an execution request for an email check of FIG. 8 is made.

Referring to FIG. 8, an email check as shown in the preview area of the email template of FIG. 7 is shown.

In this embodiment, the email check is included in the email using an embedded tag or the like. Email checks may be accompanied by an email in the form of an attachment.

Referring to FIG. 9, an execution request area 910 is shown that is created when an email check is clicked. Recipients of the email check may send a enforcement request signal for the email check to the email management server via the enforcement request area.

Meanwhile, as mentioned above, the execution request signal for the email check may be transmitted to the email management server through a separate web page linked with the email management server.

On the other hand, a method of providing an email check service can be created by a computer program. Codes and code segments constituting the program can be easily inferred by a computer programmer in the art. In addition, the program is stored in a computer readable media, and read and executed by a computer to implement a method for providing a document search service. The information storage medium includes a magnetic recording medium, an optical recording medium, and a carrier wave medium.

In addition, the components shown in FIG. 1 do not necessarily have a hardware configuration, and some components may be implemented in the form of an application program that performs the same or similar functions. In addition, each component may be combined or separated within the scope of the invention.

The terminology used herein is for the purpose of describing particular example embodiments only and is not intended to be limiting of the invention. Singular expressions include plural expressions unless the context clearly indicates otherwise.

In this application, the terms "comprise" or "have" are intended to indicate that there is a feature, number, step, operation, component, part, or combination thereof described in the specification, and one or more other features. It is to be understood that the present invention does not exclude the possibility of the presence or the addition of numbers, steps, operations, components, components, or a combination thereof.

Terms such as first and second may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another.

So far I looked at the center of the present invention with respect to the embodiment. Many embodiments other than the above-described embodiments are within the scope of the claims of the present invention. Those skilled in the art will appreciate that the present invention can be implemented in a modified form without departing from the essential features of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

1 is a block diagram of a system for providing an email check service according to an embodiment of the present invention.

2 is a flowchart of a method of providing an email check service according to an embodiment of the present invention.

3 is a flowchart of a method of providing an email check service according to an embodiment of the present invention.

4 is a diagram illustrating the steps of performing a method for providing an email check service according to an embodiment of the present invention.

5 is a diagram illustrating account information stored in an account information database according to an embodiment of the present invention.

6 is a diagram illustrating an e-mail check issuing screen according to an embodiment of the present invention, Figure 7 is a partial enlarged view of FIG.

8 is a diagram illustrating a screen in which an email including an email check is displayed on an email check receiver terminal.

FIG. 9 is a diagram illustrating a screen on which an execution request for an email check of FIG. 8 is made.

<Description of the symbols for the main parts of the drawings>

100: email check management server

101: account information database

102: issue request verification unit

104: email check generation unit

106: Enforcement Request Verification Unit

108: executive event performer

110: Email check issuer terminal

120: Email check recipient terminal

130: web mail server

140: payment authority server

Claims (20)

Receiving, by the email check management server, an email check issuance request signal from a user terminal; Transmitting issuance confirmation information generated based on the check issuance request signal to the user terminal, The email check issuance request signal is generated using an email check template added to an email. And the issuance confirmation information is combined with the email check template to form an email check. The method of claim 1, The email check template The email check service providing method, characterized in that added to the email using an email editor used in the user terminal. The method of claim 1, And wherein the email check is a creditor or debtor's identification information for the email check and includes a recipient email address of the email. The method of claim 1, The email check template And an area for displaying an identification mark relating to the issuer of the email check. The method of claim 1, The email check template E-mail check service providing method comprising an area for displaying the advertising content. The method of claim 1, The email check template And a region in which URL information indicating an e-commerce page related to issuance of the email check is displayed. The method of claim 1, The email check request signal is And a mail address of a recipient of the email check as identification information of a creditor or a debtor for the email check. The method of claim 1, Receiving an enforcement request signal for the email check; Validating the enforcement request signal; And And performing an email check execution event in response to the enforcement request signal. The method of claim 8, Validating the enforcement request signal is And verifying whether or not the execution condition of the email check has been fulfilled. The method of claim 8, The execution event execution step If the recipient of the email check is a creditor, the goods are transferred to an account associated with the email address of the recipient of the email check, If the recipient of the email check is a debtor, requesting payment from an account associated with the email address of the email check recipient. The method of claim 10, The enforcement request signal includes goods type information specified by the recipient of the email check, The execution event execution step And the transfer and payment are made by using the goods matching the goods type information. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1 on a computer. A publication request verification unit for validating an email check issuance request signal received from the email check issuer terminal; An e-mail check generation unit that transmits issuance confirmation information to the e-mail check issuer terminal based on the e-mail check issue request signal; An execution request verification unit for verifying an execution request signal for an email check from an email check receiver terminal; And E-mail check service providing system comprising an execution event execution unit for performing the execution event for the check based on the execution request signal. The method of claim 13, The issue request verification unit An email check service providing system for verifying whether the email check issuing request signal is generated by an email check template added to an email by an email editor used in the email check issuer terminal; The method of claim 13, The email check issuance request signal includes email issuer information of the issuer; The issue request verification unit And verifying whether there is account information associated with the issuing requester e-mail address information in the account information database. The method of claim 13, The execution event performing unit If the recipient of the email check is a creditor, have the goods transferred to the account associated with the email check recipient's email address; if the recipient of the email check is a debtor, request payment from the account associated with the email check recipient's email address E-mail check service providing system, characterized in that to perform an executive event. The method of claim 16, The enforcement request signal includes goods type information specified by the recipient of the email check, The execution event performing unit E-mail check service providing system characterized in that the transfer and the payment is made by using the goods matching the goods type information. The method of claim 13, And a template content providing unit for providing content information to be included in an email check template, which is added to an email by an email editor used in the email check issuer terminal. The method of claim 18, The template content providing unit An email check service providing system, characterized by providing identification cover content information about an email check issuer. The method of claim 18, The template content providing unit Email check service providing system, characterized in that to provide advertising content information.

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