KR20090083836A - Image player capable of processing payment of card - Google Patents

Abstract

A video reproduction apparatus performing a card payment so that a user immediately purchases item desiring while watching TV is provided to perform the product purchase request by using a mobile communication terminal or a remote controller. A local wireless communications unit(150) performs a remote control device and local area wireless communication. A payment processing unit(140) receives product purchase request/ payment card information through the local area wireless communications unit from the remote control device. The settlement section grasps the payment information including the commodity information of the corresponding product. The grasped information is transmitted to the remote control device. The settlement section performs the payment processing based on the received payment card information.

Description

Image Player Capable of Processing Payment of card

The present invention relates to an image reproducing apparatus, and more particularly, to an image reproducing apparatus which receives card information and performs payment processing.

As VoIP technology, a communication technology using the Internet, is developed, broadcasting using the Internet, such as IPTV, is possible. In addition, since the development of the Internet technology and its utilization has increased, it is easy to apply the Internet technology to existing home appliances.

On the other hand, the use of Internet shopping malls and TV home shopping where users can buy photographs and sales broadcasts at home rather than visiting and shopping in department stores or marts is increasing. In particular, in the case of purchasing goods by watching a broadcast, in many cases, a payment method is performed by calling a corresponding salesperson and inputting his / her card information. However, in this case, there is a limitation that only limited items can be purchased, and there is a risk that personal information is exposed because the card number is simply transmitted to the button input of the telephone.

The present invention is derived from this background, it is possible to purchase immediately if the item you want to purchase while watching the broadcast, and to make the payment for the purchase of goods during the broadcast more convenient and securely. .

Such a technical problem includes a short range wireless communication unit performing short range wireless communication with a remote control device; And receiving goods purchase request and payment card information from a remote control device through the short range wireless communication unit, grasp payment information including product information of a corresponding product based on the goods purchase request, and transmit the same to the remote control device. And a payment processing unit that performs a payment processing based on the received payment card information.

When the payment processing unit receives an item purchase request through the short-range wireless communication unit, the product information providing unit for analyzing the request data to grasp the product information and merchant information to provide to the remote control device, the identified product information and merchant information A payment information providing unit that obtains payment information including price information based on the payment information and provides the payment information to the remote control device, and receives a payment request including payment card information corresponding to the payment information provided to the remote control device. It is preferable to include an approval processing unit for generating a request text and approving the corresponding payment.

According to the present invention, when a user wants to purchase a product while watching a broadcast or watching a DVD, the user can quickly request a purchase of a product through a remote controller or mobile communication terminal. And there is an effect that the payment for the purchase of goods can be safely performed.

In addition, according to the present invention there is an effect that can be conveniently performed without the need to input the necessary information, such as their card number through a remote control or a mobile communication terminal.

In addition, the card information input device such as a remote control or a mobile communication terminal encrypts the information on the payment and transmits the information, thereby enhancing the security of personal information required for the payment.

The foregoing and further aspects of the present invention will become more apparent through the preferred embodiments described with reference to the accompanying drawings. Hereinafter, the present invention will be described in detail to enable those skilled in the art to easily understand and reproduce the present invention.

1 is a block diagram showing the configuration of a remote control device according to an embodiment of the present invention.

As shown, the remote control apparatus according to the present invention includes an operation unit 100, a short range wireless communication unit 150, a card information acquisition unit 110, and a control unit 120. In the present embodiment, the remote control device can be implemented with a remote control. In another embodiment, it may be implemented as a mobile communication terminal having a remote control function such as a mobile phone or a PDA.

The operation unit 100 may be implemented as a button mounted on an existing remote control or a mobile communication terminal. In the present embodiment, the operation unit 100 receives an item purchase request from the user. For example, a user who is watching a broadcast may receive a request for purchasing a product by viewing a "garbage drying apparatus" advertisement and pressing a "purchase" button of the operation unit 100.

The short range wireless communication unit 150 performs short range wireless communication with an image reproducing apparatus capable of network communication. Here, the image reproducing apparatus is interpreted to cover all technical configurations for performing processing for outputting broadcast data stored on a disk or received through a network through a screen. For example, the image reproducing apparatus may be implemented as a set-top box equipped with an internet communication module, or may be implemented as a television or a DVD player equipped with an internet communication module. In the present exemplary embodiment, the short range wireless communication unit 150 is at least one of an infrared communication module, an RF communication module, a Bluetooth module, and a Zigbee module. However, the present invention is not limited thereto, and any technical configuration capable of performing near field communication may be interpreted.

The card information acquisition unit 110 obtains payment card information of the user. In this case, the payment card is interpreted to cover all types of cards that may be payment methods, including all credit cards, transportation cards, and debit cards used by the user. In the present embodiment, the card information acquisition unit 110 is implemented as a smart card reader that recognizes the smart card in a contact or contactless manner. More specifically, the card information acquisition unit 110 may be implemented as a magnetic strip reader (MSR). The card information acquisition unit 110 may be in the form of inserting the entire payment card or swiping.

However, the card information acquisition unit 110 is not limited to being implemented in the form of such a card reader. For example, when the remote control device is implemented as a mobile communication terminal, it may be a technical configuration for obtaining information from a financial IC chip embedded in the mobile communication terminal. In this case, the card information acquisition unit 110 may further include an IC card control circuit to correspond to the IC chip, and further include an MSR decoder interface to correspond to the MSR reader module.

The display unit 160 may be implemented as a small LCD provided in a card information input device, that is, a mobile communication terminal or a remote controller.

The controller 120 is implemented with a microprocessor chip and logic circuits in which a program can be stored and executed. In the present embodiment, the control unit 120 includes a remote control unit 130 and a payment processing unit 140. The remote controller 130 transmits a remote control command to the image reproducing apparatus through the short range wireless communication unit 150 according to an operation signal input to the manipulation unit 100. The remote control command may be all control commands required for volume control, channel change and image playback.

The payment processing unit 140 performs a payment for an item purchase request based on the card information input through the card information obtaining unit 110. In more detail, the payment processing unit 140 includes an encryption unit 142, a user authentication unit 144, and a display control unit 146.

In the present exemplary embodiment, when an item purchase request is input from the operation unit 100, the payment processing unit 140 receives product information corresponding to the item purchase request from the image reproducing apparatus through the short range wireless communication unit 150, and receives the item. The payment information is grasped based on the received product information, and the card information acquired by the card information acquisition unit 110 is transmitted to the image reproducing apparatus through the short range wireless communication unit 150 to correspond to the payment information.

When the item purchase request is input from the operation unit 100, the payment processor 140 transmits the item purchase request to the image reproducing apparatus through the short range wireless communication unit 150. In this case, first, the image reproducing apparatus may be implemented to output a message asking for the intention to purchase the corresponding item for the predetermined items displayed on the screen. Alternatively, when a user inputs a 'purchase' signal through the operation unit 100 on a screen, the image reproducing apparatus may be implemented to display the items set to be purchased on the screen according to additional information of preset broadcast data. have. In this case, for example, the user may select one item by moving items set to be purchased in the same manner as the arrow direction change. Therefore, the user can view the drama or DVD movie played by the video reproducing apparatus and select a costume or accessory worn by the main character to request a purchase.

In addition, the payment processing unit 140 receives product information such as product name, price information, and seller information about the selected item from the image reproducing apparatus. Based on the received product information, payment information for the corresponding item is output on the screen. At this time, the payment information includes all the information that the user needs to check at the time of payment, such as information on the amount of goods, payment information card, interest-free installment information.

The display controller 146 displays the checked payment information through the display unit 160. Then, the user checks the payment information output through the display unit 160 and recognizes the payment card in the form of inserting or swiping the payment card into the card information acquisition unit 110. Then, the payment processing unit 140 transmits the card information input through the card information obtaining unit 110 to the image reproducing apparatus through the short range wireless communication unit 150.

In this case, according to a characteristic aspect of the present invention, the encryption unit 142 generates the full payment approval request based on the identified payment information and the card information acquired by the card information obtaining unit 110, encrypts the short-range wirelessly. The image reproducing apparatus is transmitted through a communication unit. Herein, the data encryption technique performed by the encryption unit 142 is not limited, and is interpreted to cover all existing data encryption methods or encryption methods to be proposed in the future.

According to this aspect, the encryption unit 142 encrypts and transmits important personal information such as card information and payment information, thereby preventing personal information from being exposed. That is, there is an effect that can increase the security of the card payment. The data encrypted by the encryption unit 142 is directly transmitted to the purchase server or the credit card company server in an encrypted form through the image reproducing apparatus. At this time, it is obvious that the purchase server or the credit card company server that receives the encrypted data is implemented to decrypt the encrypted data.

According to a further aspect of the present invention, the payment processing unit 140 of the remote control device according to the present invention further includes a user authentication unit 144. In one embodiment, when the item purchase request is input, the user authentication unit 144 outputs a screen requesting input of personal identification information such as a password to the display unit 160 through the display control unit 146. Then, it is determined whether the input password or the personal identification information matches the preset information. In case of a match, payment for the item purchase request is performed, but in case of a mismatch, a rejection message for the item purchase request is displayed on the screen.

In another embodiment, the user authentication unit 144 outputs a user login screen. In addition, the card information recognized at the time of payment and the logged-in user information may be checked to coincide with each other, and the payment process may be performed only when the coincidence matches. According to this additional aspect, it is possible to prevent the purchase of goods by an unset user or the processing of card payment by someone other than the actual card holder.

In addition, the payment processing unit 140 outputs the preset delivery address information to the display unit 160 through the display control unit 146, and additionally outputs a message asking whether to deliver the delivery address information. In this case, when the user selects preset delivery address information, the delivery address information is also transmitted to the image reproducing apparatus through the short range wireless communication unit 150. On the other hand, if the user wants to ship to a new shipping destination may receive a new shipping destination through the operation unit 100. In this case, the messages output to the display unit 160 of the remote controller may be transmitted to the image reproducing apparatus and output through a television or a monitor. In addition, the payment processing unit 140 receives a response to the full payment approval request from the image reproducing apparatus through the short range wireless communication unit 150. The display controller 146 outputs a response to the received approval request through the display unit 160.

2 is a flowchart illustrating a payment processing process according to an embodiment of the present invention.

First, the remote control apparatus 10 receives an item purchase request from a user during broadcasting (S200). This is done by pressing a preset button to output a 'buy' signal when the user wants to purchase something on the screen. The remote control apparatus 10 transmits the item purchase request to the image reproducing apparatus (S210). Then, the image reproducing apparatus 20 analyzes the received item purchase request data (S220). Then, the product information about the item selected by the user and the merchant information for selling the item are grasped. The identified product information and the affiliated store information are transmitted to the remote controller (S230).

In this case, the remote control apparatus 10 may be configured to obtain personal identification information such as a password from the user and authenticate whether the actual user and the card holder match.

The remote control apparatus 10 outputs payment information for the corresponding article on the screen based on the product information and the affiliated store information obtained from the image reproducing apparatus (S240). And the payment card information is obtained from the user (S242). Payment card information may be information recorded on the magnetic of the card. After this, the full payment approval request is generated with reference to the acquired card information (S246). The full payment approval request generated by the remote control apparatus 10 is transmitted to the image reproducing apparatus 20. In this case, the payment approval request text generated in the payment approval request generation step S246 may be encrypted. Accordingly, the card information or the personal information may be prevented from being exposed to the outside in the process of transmitting the full payment authorization request including the card information. This payment authorization request text is generated in a standard payment request format that is sent to a credit card company by a card terminal used in a general card merchant.

Thereafter, the image reproducing apparatus 20 transmits the full payment approval request message received from the remote control apparatus 10 to the credit card company server to request transaction approval (S252). In addition, upon receiving the transaction approval from the credit card company server, the image reproducing apparatus 20 transmits the approval result to the remote control apparatus 10 (S254).

In addition, the remote control apparatus 10 may receive a delivery address from the user (S260). At this time, if you want to deliver to the preset shipping address, the corresponding shipping information is transmitted to the video reproducing apparatus (S264). On the other hand, if the user wants to deliver to another delivery address, the changed delivery address information is input from the user and transmitted to the image reproducing apparatus 20 (S262).

3 is a block diagram illustrating a configuration of an image reproducing apparatus according to an exemplary embodiment of the present invention.

As shown in FIG. 3, the image reproducing apparatus includes a communication unit 300, an image processing unit 310, a short range wireless communication unit 360, and a payment processing unit 320. The image reproducing apparatus according to the present invention may be implemented as a set top box. However, the present invention is not limited thereto and may be implemented as a television or a DVD player provided with an Internet module.

The communicator 300 includes a network communicator 304 capable of bidirectional communication with the broadcast receiver 302. The broadcast receiver 302 has the same general configuration as that used for a set top box for receiving broadcast data and additional information related to broadcast data from a broadcast service providing server. The network communication unit 304 is interpreted to encompass all communication modules capable of network communication such as the Internet. The image processor 310 reproduces the broadcast data or the drama or movie data stored in the memory received through the communication unit 300 and outputs the screen.

The short range wireless communication unit 360 performs short range wireless communication with the remote controller. The short range wireless communication unit 360 receives a remote control signal from the remote control device. In the present embodiment, the short range wireless communication unit 360 may be at least one of an infrared communication module, an RF communication module, a Bluetooth module, and a Zigbee module in a configuration corresponding to the short range wireless communication module provided in the remote control apparatus. However, the present invention is not limited thereto, and any technical configuration capable of performing near field communication may be interpreted.

The payment processor 320 may be implemented as a microprocessor. In the present embodiment, through the short-range wireless communication unit 360 receives the goods purchase request and payment card information from the remote control device, and based on the goods purchase request to grasp the payment information including the product information of the remote control Transmit to the device and perform payment processing based on the received payment card information.

In detail, the payment processor 320 includes a product information provider 330, a payment information provider 340, and an approval processor 350. When the product purchase request is received from the remote controller through the short range wireless communication unit 360, the product information providing unit 330 grasps identification information of the corresponding product. Then, through the communication unit 300, the purchase server requests product information about the corresponding item and obtains it. Alternatively, the additional information received together with the screen data through the communication unit 300 may be analyzed to obtain product information on the corresponding item. The product information providing unit 330 provides the product information on the product according to the request for purchasing the product to the remote controller through the short range wireless communication unit 360. Additionally, the corresponding product information may be output to the screen through the image processor 310. In this case, the user may select an item to purchase while viewing the screen and check the product information on the corresponding product on the same screen.

The payment information providing unit 340 grasps the payment information including the price information based on the product information and the affiliated store information identified by the product information providing unit 330. Then, the checked payment information is provided to the remote controller. In this case, like the product information, the payment information may be output through the image processor 310. Then, the user can further check product information and payment information of the item that he / she wants to purchase on the same screen.

The authorization processor 320 receives a payment request including payment card information corresponding to the payment information provided to the remote controller. In addition, the approval processing unit 320 processes the received payment request to approve the corresponding payment.

More specifically, the approval processing unit 320 includes a full text generation unit 352, encryption unit 354, payment approval unit 356. The full text generation unit 352 generates the full text of the payment approval request based on the payment information acquired by the payment information providing unit 340 and the card information received from the remote device through the short range wireless communication unit 360. The encryption unit 354 encrypts the text of the payment approval request generated by the full text generation unit 352 by using a predetermined encryption method. At this time, the encryption scheme is not limited and is interpreted to cover all existing data encryption schemes or encryption schemes proposed in the future.

The payment approval unit 356 transmits the encrypted payment approval request message to the credit card company server. Then, a response to the payment authorization request is received from the credit card company server. The payment processor 320 may output the received approval result through the image processor 310. In addition, the payment approval unit 356 transmits the approval result to the remote controller through the short range wireless communication unit 360.

In addition, the payment processing unit 320 outputs the preset delivery address information through the image processing unit 310, and additionally outputs a message asking whether to deliver the delivery address information. In this case, when the user selects the preset shipping address information, the shipping address information is transmitted to the purchase server through the communication unit 300. On the other hand, if the user wants to deliver to a new shipping address can be received through the remote control device or via the operation unit provided on its own new shipping information.

 4 is a flowchart illustrating a payment processing process according to another embodiment of the present invention.

First, the remote control device 30 receives an item purchase request from the user (S400). As already mentioned above, this can be done by the user pressing the 'buy' button. When the item purchase request is input, the remote control device 30 transmits the item purchase request to the image reproducing apparatus 40. In addition, the remote control device 30 obtains the payment card information (S410). Payment card information may be information recorded on the magnetic of the card. The remote controller 30 transmits the acquired card information to the image reproducing apparatus 40. In this case, the item purchase request S405 and the card information S415 may be sequentially transmitted as described above, or together with the image reproducing apparatus 40.

The image reproducing apparatus 40 analyzes the acquired item purchase request and the card information (S420) and generates a full payment approval request (S430). Then, the generated payment approval request message is transmitted to the credit card company, and receives the approval response (S440). The video reproducing apparatus 40 transmits the received credit card company's approval result to the remote controller 30 (S445). In addition, the image reproducing apparatus 40 may output the received credit card company's approval result on the screen.

The video reproducing apparatus 40 selects delivery address information (S450). When the selected delivery address is selected, the previously stored delivery address information is transmitted to the purchase server (S470). When the previously stored delivery address is not selected, the delivery address information is requested to the remote controller 30 (S460). Then, the user may input the delivery address information using the remote control device 30 (S462). In addition, the remote control apparatus 30 transmits the changed delivery address information input from the user to the image reproducing apparatus 40 (S464).

Input of the changed delivery address may be made through the remote control device 30 as described above, or may be directly input through an operation unit provided in the image reproducing device 40. The video reproducing apparatus 40 transmits the changed delivery address information to the purchase server (S466).

In this case, the image reproducing apparatus 40 may encrypt the generated payment approval request full text and the delivery address information and transmit the encrypted information to the credit card company server or the purchase server.

5 is a block diagram showing the configuration of a remote control device according to another embodiment of the present invention.

As shown, the remote control apparatus according to the present embodiment includes an operation unit 500, a short range wireless communication unit 530, and a control unit 520. In the present embodiment, the remote control device can be implemented with a remote control. In another embodiment may be implemented as a mobile communication terminal having a remote control function such as a mobile phone, PDA.

The operation unit 500 may be implemented as a button mounted on an existing remote control or a mobile communication terminal. In the present embodiment, the operation unit 500 receives a request to purchase goods from the user. For example, a user who is watching a broadcast may receive a request for purchasing a product by viewing a "garbage drying apparatus" advertisement and pressing a "purchase" button of the operation unit 500.

The short range wireless communication unit 530 performs short range wireless communication with an image reproducing apparatus capable of network communication. In the present embodiment, the short range wireless communication unit 530 is implemented as at least one of an infrared communication module, an RF communication module, a Bluetooth module, and a Zigbee module, and includes a communication module corresponding to an image reproducing apparatus for remote control. However, the configuration of the short range wireless communication unit 530 is not limited thereto, and it is interpreted to cover any technical configuration capable of performing short range wireless communication.

The card information acquisition unit 510 acquires payment card information of the user. In the present embodiment, the card information acquisition unit 510 recognizes the smart card in a contact or contactless manner. The card information acquisition unit 510 may be implemented as a magnetic strip reader (MSR). In addition, the card information acquisition unit 510 may be implemented in the form of inserting the entire payment card, or may be implemented in the form of a swipe card reader.

However, the card information acquisition unit 510 is not limited to being implemented in the form of such a card reader. For example, when the remote control device is implemented as a mobile communication terminal, it may be a technical configuration for obtaining information from a financial IC chip embedded in the mobile communication terminal. In this case, the card information acquisition unit 510 may further include an IC card control circuit to correspond to the IC chip, and further include an MSR decoder interface to correspond to the MSR reader module.

The display unit 540 may be implemented as a small LCD provided in a card information input device, that is, a mobile communication terminal or a remote controller.

The controller 520 is implemented with a microprocessor chip and logic circuits in which a program can be stored and executed. In detail, the controller 520 includes a remote controller 522, a card information provider 524, and a display controller 526. The remote controller 522 transmits a remote control command to the image reproducing apparatus through the short range wireless communication unit 530 according to an operation signal input to the manipulation unit 500. The remote control command can be any control command required for volume control, channel change and image playback.

The card information providing unit 524 transmits the card information acquired by the card information obtaining unit 510 to the image reproducing apparatus through the short range wireless communication unit 530 when an item purchase request is input from the operation unit 500.

The display controller 526 receives product information corresponding to an item purchase request from the image reproducing apparatus through the short range wireless communication unit 530 and outputs the product information through the display unit 540. In detail, information on the amount of the product and additional information required for payment are displayed, and a message for inputting card information is output. In addition, the payment approval result may be received from the video reproducing apparatus and output.

So far I looked at the preferred embodiments of the present invention. Those skilled in the art will appreciate that the present invention can be implemented in a modified form without departing from the essential features of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims, and all differences within the scope equivalent thereto should be construed as being included in the present invention.

The image reproducing apparatus according to the present invention can be used in fields related to image reproducing apparatus used for image reproducing, such as televisions, set-top boxes and DVD players, and applications thereof.

1 is a block diagram showing the configuration of a remote control device according to an embodiment of the present invention;

2 is a flowchart illustrating a payment processing process according to an embodiment of the present invention;

3 is a block diagram showing the configuration of an image reproducing apparatus according to an embodiment of the present invention;

4 is a flowchart illustrating a payment processing process according to another embodiment of the present invention;

5 is a block diagram showing the configuration of a remote control device according to another embodiment of the present invention.

Claims (6)

An image reproducing apparatus comprising a communication unit and an image processing unit for outputting image data to a screen, A short range wireless communication unit performing short range wireless communication with a remote control apparatus; And Receives an item purchase request and payment card information from the remote control device through the short range wireless communication unit, and identifies payment information including product information of the corresponding product based on the item purchase request, and transmits it to the remote control device, And a payment processor configured to perform payment processing based on the received payment card information. The method of claim 1, wherein the payment processing unit: When an item purchase request is received through the short range wireless communication unit, a product information providing unit which analyzes the request data to grasp the product information and the affiliated store information and provides the information to the remote controller, the amount based on the identified product information and the affiliated store information. A payment information providing unit obtaining payment information including the information and providing the same to the remote control device, and generating a payment approval request message when a payment request including payment card information corresponding to the payment information provided to the remote control device is received; And an approval processing unit for approving the payment. The method of claim 2, wherein the approval processing unit, A text generation unit for generating a payment approval request text including the payment information and product information, an encryption unit for encrypting the generated payment approval request text, and the encrypted payment approval request text are transmitted to a credit card company server to receive an approval result. And a payment approval unit for receiving the payment. The method of claim 2, And the communication unit includes a broadcast receiving unit for receiving broadcast data and additional information, and a network communication unit for receiving additional information including product information and merchant information, and transmitting the generated payment message. The method of claim 2, And the payment processing unit outputs at least a portion of the identified product information, affiliated store information, and the obtained payment information through the image processing unit. The method of claim 2, wherein the payment processing unit And the delivery address information set for the payment approved by the payment approval unit or the delivery address information set by the user to the purchase server.

Images