KR20090060001A - Electronic documents for transacting banking and device for operating electronic documents - Google Patents

Abstract

A banking transactional slip electronic document and an apparatus for operating the same are provide to make a paper slip into to electronic document and manage it by keeping the banking transactional slip electronic document in an electronic document repository. A key input unit(135) inputs one or more transaction request information corresponding to slip filling-up information included in a banking transactional slip. An electronic document generator(160) transmits one or more inputted transaction request information through a communication network, and then generates a banking transactional slip electronic document including item identifiers corresponding to each transaction request information. An electronic document transmitter(145) transmits the generated banking transactional slip electronic document to an electronic document server(100) of the communication network.

Description

Electronic Documents for Transacting Banking and Device for Operating Electronic Documents}

1 is a diagram showing the configuration of an electronic document system for a banking slip according to an embodiment of the present invention.

2 is a diagram illustrating a process of generating a banking slip electronic document according to an embodiment of the present invention.

3 is a diagram illustrating a process of storing a banking slip electronic document in an electronic document storage room according to an embodiment of the present invention.

4 is a diagram illustrating a deposit slip electronic document structure among bank transaction slips according to an embodiment of the present invention.

5 is a diagram illustrating a withdrawal slip electronic document structure among bank transaction slips according to an embodiment of the present invention.

6 is a diagram illustrating an electronic document structure of a foreign currency deposit (gold sale) slip among bank transaction slips according to an embodiment of the present invention.

FIG. 7 is a diagram illustrating a structure of an electronic document for exchange / transfer / money sale slip among bank transaction slips according to an embodiment of the present invention.

8 is a diagram showing the configuration of an electronic document system for a banking slip according to another embodiment of the present invention.

9A and 9B illustrate a process of generating a banking slip electronic document according to another exemplary embodiment of the present invention.

FIG. 10 is a diagram illustrating a process of storing a bank transaction slip electronic document in an electronic document repository according to another embodiment of the present invention.

11 is a diagram illustrating a deposit slip electronic document structure among bank transaction slips according to another embodiment of the present invention.

12 is a diagram illustrating a withdrawal slip electronic document structure among bank transaction slips according to another embodiment of the present invention.

FIG. 13 is a diagram illustrating a structure of an electronic document of a foreign currency deposit (gold trade) slip among bank transaction slips according to another embodiment of the present invention.

FIG. 14 is a diagram illustrating a structure of an electronic document for exchange / transfer / money sale slip among bank transaction slips according to another embodiment of the present invention.

<Description of main parts of drawing>

100: electronic document server 105: electronic document receiving unit

110: information generating unit 115: electronic document storage unit

120: electronic document D / B 125: image acquisition unit

130: screen output unit 135: key input unit

140: financial transaction processing unit 145: electronic document transmission unit

150: storage unit 155: control unit

160: electronic document generation unit 165: window terminal

The present invention provides a combination of at least one or more transaction request information corresponding to the document entry information included in a bank transaction slip for a bank teller, and the at least one transaction request information through a communication network or combined into a computer edited document. And an electronic document including an item-specific identifier corresponding to each transaction request information, wherein the electronic document includes transaction bank information for processing a window transaction corresponding to the bank transaction slip and a corresponding identifier. The present invention relates to a banking slip electronic document including a bank segment and an applicant segment including an identifier and a corresponding identifier of a bank transaction corresponding to the bank transaction slip.

With diversified economic life structures, growing interest in financial technologies, and banks launching various financial products competitively, the volume of counter transactions through banks (or branch offices) is increasing.

Therefore, in order to reduce the amount of window trading and to efficiently utilize human resources, banks use simple automatic teller machines (ATMs) and cash dispensers (CDs) for cash transactions. Induces transactions to be made, and counter transactions that do not require face-to-face transactions, such as bill payments, are encouraged to be paid through bill automation machines, and financial transactions that do not require face-to-face verification, such as account inquiry or bank transfer (including other exchanges), are required for internet banking. In addition, the company actively encourages transactions through non-face-to-face channels such as wireless banking and tele-banking, while also requiring only transactions that require face-to-face confirmation and staff counseling. To keep it going.

On the other hand, the above window transaction is made by writing the transaction request information on various paper documents such as deposit slips, withdrawal slips, foreign currency deposit (money reserve) trade slips, currency exchange / remittance / gold trading transaction slips. Banks collect the documents generated at each counter after the counter service is finished and store them for a certain period of time. At the same time, the banks scan the documents to generate a document image. have.

The document management service according to the above window transaction includes the collection and storage of paper slips, and the scanning of a paper slip and the management of the image of the documents. Such conventional slip management includes the collection and storage of paper slips, It involves the costly, time-consuming and man- ganization of scanning and document image management.

In particular, in order to post review and confirm the document images stored in the database, the document image file name must be stored to include all the document related information, and the document image must be managed (or searched) through the file name. Managing document images, which are accumulated hundreds of thousands of banks per day through the document image method, can be a daunting and complex task.

An object of the present invention for solving the above problems is a key input unit for inputting at least one or more transaction request information corresponding to the document entry information contained in the bank transaction slip for the bank teller, and the input at least one transaction request An electronic document generation unit for generating a banking slip electronic document including an item-specific identifier corresponding to each transaction request information to transmit the information through a communication network or to combine the information into a computer edited document, and the generated bank transaction slip electronic document. To provide an electronic document operating apparatus having an electronic document transmitting unit for transmitting to an electronic document server on a communication network.

The bank transaction slip electronic document according to the present invention transmits at least one or more transaction request information corresponding to the document entry information included in the bank transaction slip for a bank teller, and the at least one transaction request information through a communication network, or And an electronic document including an item-specific identifier corresponding to each transaction request information for combination into a computer-edited document, wherein the electronic document includes transaction bank information for processing a window transaction corresponding to the bank transaction slip. And an applicant bank segment including the corresponding identifier and the applicant information applying for the window transaction corresponding to the bank statement and the applicant segment including the identifier.

In the bank transaction slip electronic document according to the present invention, the electronic document further comprises an image content segment including an image content and an image content identifier scanned from a paper slip corresponding to the bank transaction slip. do.

In the bank transaction slip electronic document according to the present invention, the image content segment includes a signature (or seal) image area of the applicant applying for a window transaction through the bank transaction slip.

In the bank transaction slip electronic document according to the present invention, the applicant segment is characterized by including a digital signature of the applicant applying for a window transaction through the bank transaction slip.

In the banking slip electronic document according to the present invention, the electronic document includes at least one deposit slip electronic document, withdrawal slip electronic document, foreign currency deposit (or gold trade) slip electronic document, currency exchange / transfer / money trade slip electronic document. It is characterized by including the above.

In the bank transaction slip electronic document according to the present invention, the deposit slip electronic document corresponds to a transaction code segment including transaction code information corresponding to the deposit transaction of the bank transaction slip and a corresponding identifier, and the bank transaction slip. An account information segment including account number information and a corresponding identifier for a deposit transaction, a transaction amount segment including a transaction amount information and a corresponding identifier for a deposit transaction corresponding to the bank statement, and a corresponding bank transaction slip It characterized in that it comprises the agent segment and the agent segment including the identifier and the bank information corresponding to the bank statement and the deposit bank segment containing the identifier.

In the bank transaction slip electronic document according to the present invention, the withdrawal slip electronic document corresponds to a transaction code segment including transaction code information corresponding to the withdrawal transaction of the bank transaction slip and a corresponding identifier, and the bank transaction slip. The account information segment including the account number information for the withdrawal transaction and the corresponding identifier, and the transaction amount segment for the withdrawal transaction corresponding to the bank transaction slip and the transaction amount segment including the identifier.

In the bank transaction slip electronic document according to the present invention, the foreign currency deposit (or gold trade) slip electronic document includes transaction code information and a corresponding identifier corresponding to the foreign currency deposit (or gold trade) transaction of the bank transaction slip. The transaction code segment, the transaction value segment including the currency value information for the foreign currency deposit (or gold sale) of the bank statement and the corresponding identifier, and the account holder information and the identifier for the account information corresponding to the bank statement. Characterized in that it comprises a depositor segment including the agent segment and the agent information and corresponding identifier corresponding to the bank statement.

In the bank transaction slip electronic document according to the present invention, the exchange / transfer / money sale slip electronic document is a transaction including transaction code information corresponding to the exchange / transfer / money sale transaction of the bank transaction slip and a corresponding identifier. An account information segment including a code segment, account number information for a currency exchange / money transfer / money sale transaction corresponding to the bank statement, and a corresponding buy and sell information and currency amount information corresponding to the bank statement; Characterized in that comprises a transaction information segment comprising a.

The electronic document operating device according to the present invention comprises a key input unit for inputting at least one transaction request information corresponding to the document entry information included in a bank transaction slip for a bank teller, and the at least one transaction request information. An electronic document generation unit for generating a banking slip electronic document including an item-specific identifier corresponding to each transaction request information for transmission through a communication network or combining into a computer edited document, and the generated bank transaction slip electronic document. And an electronic document transmission unit for transmitting to the electronic document server.

In the electronic document operating apparatus according to the present invention, the key input unit, characterized in that further comprises receiving a digital signature of the applicant for inputting the transaction request information from the sign pad device.

The electronic document operating device according to the present invention is characterized in that it further comprises an electronic slip transmission unit for transmitting the electronic slip information including the input transaction request information to the window terminal provided in the bank window.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the configuration of an electronic document system for a banking slip according to an embodiment of the present invention.

In more detail, FIG. 1 is a system for electronically documenting a bank transaction slip including at least one deposit slip, withdrawal slip, and various transaction slips created by the customer when a customer visits a bank branch (or a branch). In the configuration, specifically, the customer writes transaction request information in at least one financial transaction item included in a slip form preprinted on a paper slip including at least one deposit slip, withdrawal slip and various transaction slips. When submitted to a window, the window terminal 165 shows an electronic document system configuration for generating a bank transaction slip electronic document including image contents corresponding to the paper slip, and transmitting the same to the electronic document storage through a communication network. One drawing.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 1 to infer various implementation methods for the construction of an electronic document system for the bank statement. Includes all the implementation methods inferred and is not limited to the implementation method shown in FIG.

For example, a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 1 and generate a banking document electronic document function (e.g., provided in the window terminal 165 shown in this drawing 1). , The electronic document generation unit 160, the electronic document transmission unit 145, the storage unit 150, and the like are provided in a separate electronic document generation server (not shown) connected to the window terminal 165 through a communication network (for example). , A receiver, an electronic document generator 160, an electronic document transmitter 145, a storage unit 150, etc. for receiving the image content, account information, and transaction request information may be inferred. The present invention is characterized in that it comprises all the implementation methods inferred.

Referring to FIG. 1 according to an embodiment of the present invention, the electronic document system for the bank transaction slip includes a teller terminal 165 provided in at least one bank branch (or a branch), and the teller terminal 165. And a financial system connected to a communication network (eg, a financial network), a financial system for processing a financial transaction requested by the window terminal 165, and a window terminal 165, and a communication network. It characterized in that it comprises an electronic document server 100 for storing the electronic document to generate and transmit.

According to the method of the present invention, the customer who visited the bank branch (or branch) is pre-printed on a paper slip including at least one deposit slip, withdrawal slip and various transaction slips provided at the bank branch (or branch). The transaction is initiated by filling in the transaction request information in at least one financial transaction item included in the slip form and submitting the transaction information to the counter, wherein the customer seals the transaction of the customer for the legal basis for the bank transaction slip. It is desirable to stamp.

Thereafter, the window clerk acquires image contents by scanning the paper slip through an image acquisition device to process a financial transaction for a bank transaction slip corresponding to the paper slip, and provides a key provided in the window terminal 165. Input transaction request information corresponding to the financial transaction item written in the paper slip through an input means, and correspond to the bank transaction slip in association with the financial system (eg, account system) based on the input transaction request information. Process financial transactions.

According to the present invention, the counter terminal 165 comprises a personal computer (or desktop computer) device configuration in hardware, and processes the financial transaction in association with the financial system through the communication network in software. It is characterized by comprising a financial transaction module (or financial transaction program) for.

Those skilled in the art will be familiar with the hardware characteristics of the terminal 165 including the personal computer (or desktop computer) device configuration, detailed description thereof is for convenience. Omit.

Referring to FIG. 1, the financial transaction module included in the window terminal 165 may include a screen output unit configured to output at least one financial transaction interface screen to a screen output device (eg, a monitor) provided in the window terminal 165. 130 and a key input unit 135 for inputting transaction request information corresponding to the financial transaction interface screen from a key input device (for example, a keyboard and a mouse) included in the window terminal 165, and through the communication network. A financial transaction processing unit 140 for processing a financial transaction corresponding to the input transaction request information in association with a financial system (eg, an account system), and storing at least one financial transaction interface information corresponding to the financial transaction interface screen; Output at least one financial transaction interface screen through the storage unit 150 and the screen output unit 130, and the financial transaction interface Inputting the transaction request information, and through, characterized in that formed in a control unit 155 which controls to process financial transactions corresponding to the transaction request information.

The financial transaction module is activated by the teller employee logging in to the teller terminal 165 through employee authentication information, and the screen output unit 130 inputs a user interface and transaction request information for inputting customer account information. And a financial transaction interface screen for outputting account information corresponding to the account information. When the account information is input through the key input unit 135, the financial transaction processing unit 140 is provided. ) Transmits the account information to the financial system through a communication network, and receives the account information of the customer corresponding to the account information from the financial system, and correspondingly, the screen output unit 130. Characterized in that the account information is automatically input to the financial transaction interface screen to output The.

Thereafter, when at least one transaction request information is input through the key input unit 135, the financial transaction processing unit 140 transmits the account information and the input transaction request information to the financial system through a communication network. The financial transaction corresponding to the transaction request information may be processed.

Those skilled in the art to which the present invention pertains include a screen output unit 130, a key input unit 135, and a financial transaction processing unit corresponding to a financial transaction module for processing the financial transaction in the window terminal 165. Since the technical features of the 140, the storage 150, and the controller 155 will be familiar, detailed description thereof will be omitted for convenience.

Referring to FIG. 1, the financial transaction module included in the counter terminal 165 includes a paper transaction document (eg, a transaction request information for each financial transaction item corresponding to each document form) for processing the financial transaction. Image acquisition unit for acquiring image contents corresponding to a paper slip including at least one of the withdrawal slip and various transaction slips from an image acquisition device provided in (or connected to) the terminal 165 to electronically document A bank transaction slip electronic document including the obtained image contents, accounting information output on the financial transaction interface, and transaction request information input through the financial transaction interface among information written on the paper slip; Electronic document generation unit 160 for generating a, and transmits the generated bank transaction slip electronic document to the electronic document server 100 through a communication network Is characterized in that it comprises an electronic document transmission unit 145, the storage unit 150 further stores the electronic document interface information for generating the bank transaction electronic document, or the electronic document generation unit 160 The bank transaction slip electronic document generated by a) is stored for a predetermined time before being transmitted to the electronic document server 100, and the screen output unit 130 is a screen provided in the window terminal 165. The electronic document interface screen may be output to an output device, or when the electronic document interface is included in the financial transaction interface screen output to the screen device, the electronic document interface may be activated.

The image obtaining unit 125 obtains image contents corresponding to a paper slip in which the transaction request information for each financial transaction item corresponding to each slip form is written from the image obtaining apparatus provided in (or connected to) the window terminal 165. Characterized in that.

According to the exemplary embodiment of the present invention, the image obtaining unit 125 corrects the resolution and the pixel position so that the image content has a certain size horizontally and vertically, so that the image obtaining unit 125 has a constant on a coordinate system having the upper left of the corrected image content as an origin. It is preferable to process so that the transaction request information area in which a certain financial transaction item is written at the pixel position is located.

For example, the image acquisition unit 125 processes the paper slip to acquire image content according to a predetermined resolution through the image acquisition device, and when the image content is scanned obliquely through the image acquisition device, The image obtaining unit 125 may correct the image content so that the image content obtained through the image obtaining apparatus is rotated clockwise (or counterclockwise) so as to fall within a predetermined size horizontally and vertically.

When the image content corresponding to the paper slip including at least one withdrawal slip and various transaction slips is obtained through the image acquisition unit 125, the screen output unit 130 is provided in the window terminal 165. Outputting an electronic document interface screen provided in the storage unit 150 to a screen output device, or activating the electronic document interface when the electronic document interface is already included in the financial transaction interface screen output to the screen device. It is characterized by.

Thereafter, the account information of the customer is output on the financial transaction interface screen through the screen output unit 130, and transaction request information corresponding to the paper slip is input to the financial transaction interface through the key input unit 135. After the financial transaction using the account information and the transaction request information is processed or a bank transaction slip electronic document generation for the image content is requested through the electronic document interface, the electronic document generation unit 160 displays the image. Bank transaction slips including image contents acquired through the acquisition unit 125, accounting information output on the financial transaction interface, and transaction request information input through the financial transaction interface among information written on the paper slip. It is characterized by generating a document.

The banking slip electronic document generated by the electronic document generating unit 160 may include an image area for outputting image contents obtained through the image obtaining unit 125, and the paper slip among the account information and transaction request information. Characterized in that it comprises a document information area including the document entry information matching the information written in the, it is preferable to further comprise a transaction history area corresponding to the financial transaction processing results according to the intention of the skilled person, In this case, the transaction history area is preferably overlapped with the image area or included in the document information area.

According to the embodiment of the present invention, the bank document slip electronic document generated by the electronic document generating unit 160 is at least one or more EDI (Electronic Data Interchange) file, PDF (Portable Document Format) file, HWP / DOC, etc. It is preferable to include at least one or more including a word processor file, or a web document file including the MHT, may include a separate electronic document file format according to the intention of those skilled in the art.

According to the embodiment of the present invention, the electronic document generating unit 160 is a bankbook slip electronic document generating unit 160 for generating a bankbook slip electronic document corresponding to the deposit slip among the bank transaction slip electronic document, and the other bank slip electronic It is preferable that the pay exchange slip electronic document generation unit 160 for generating a document and the check generating slip electronic document generation unit 160 for generating a check generation slip electronic document are further provided.

In addition, the electronic document generation unit 160 generates a termination slip electronic document generation unit 160 for generating a termination slip electronic document corresponding to the withdrawal slip of the bank transaction slip electronic document, and generates an interest / trust profit slip electronic document Interest / trust profit slip electronic document generation unit 160, a winning slip electronic document generation unit 160 for generating a winning slip electronic document, and a personal MMF slip electronic document generation unit 160 for generating a personal MMF slip electronic document It is preferable to further comprise at least one).

In addition, the electronic document generating unit 160 generates a foreign currency deposit (gold sale) slip electronic document corresponding to a foreign currency deposit (gold reserve) transaction table of the electronic bank document slip electronic document It is preferable that the document generating unit 160 is further provided.

In addition, the electronic document generation unit 160, the exchange slip electronic document generation unit 160 for generating a currency slip electronic document corresponding to the exchange / remittance / gold trading transaction table of the bank transaction slip electronic document, and the transfer slip electronic It is preferable that the remittance slip electronic document generation unit 160 for generating a document and the gold trade slip electronic document generation unit 160 for generating a gold trade slip electronic document are further provided.

Those skilled in the art to which the present invention pertains may infer various electronic document types for generating the banking slip electronic document in addition to the above-described banking slip, and the present invention may infer all banks inferred. It is evident that it is characterized by the electronic documentation of the transaction slip.

When at least one bank transaction slip electronic document is generated by the electronic document generation unit 160, the electronic document transmission unit 145 transfers the generated bank transaction slip electronic document to the electronic document server 100 through a communication network. Characterized in that the transmission.

According to an embodiment of the present invention, the electronic document transmission unit 145 preferably attaches an electronic signature of a teller who controls the teller terminal 165 to the bank transaction slip electronic document, It is preferable to transmit the signed bank transaction slip to the electronic document server 100.

According to one embodiment of the invention, the electronic document server 100 is preferably provided in the bank, thereby the present invention is not limited.

According to another embodiment of the present invention, the electronic document server 100 is preferably provided in the electronic document storage authorized outside the bank, whereby the present invention is not limited.

According to the invention, the electronic document server 100 is characterized in that it comprises an electronic document D / B (120) for storing the bank transaction slip electronic document transmitted from the window terminal 165, the electronic document The D / B 120 associates the bank transaction slip electronic document received from the window terminal 165 with electronic document management information for managing the bank transaction slip electronic document to the electronic document D / B 120. It is characterized by storing.

Here, the electronic document management information is an electronic document identification code for managing the bank transaction slip electronic document stored in the electronic document D / B (120), the electronic document type for identifying the bank transaction slip electronic document type Code information, bank code information (branch code information, teller terminal 165 information, teller information) transmitting the bank transaction slip electronic document, and store the bank transaction slip electronic document in the electronic document D / B 120 At least one document storage date and time information is preferably included.

Referring to FIG. 1, the electronic document server 100 includes an electronic document receiving unit 105 for receiving at least one bank transaction slip electronic document from the window terminal 165 through a communication network, and the received bank transaction slip. An information generating unit 110 for generating electronic document management information corresponding to an electronic document, and the electronic document storing the electronic document management information and the bank transaction slip electronic document in the electronic document D / B 120. It is characterized by comprising a storage unit 115.

The electronic document receiving unit 105 receives at least one bank transaction slip electronic document generated from the window terminal 165 through the communication network, and the bank transaction slip electronic document corresponds to the paper slip. And an image area for outputting image contents, and a document information area including document entry information matching the information written on the paper slip among the account information and the transaction request information. Preferably, the transaction history area corresponding to the financial transaction processing result is further included, wherein the transaction history area overlaps with the image area or is included in the document information area.

According to an embodiment of the present invention, the banking slip electronic document includes an electronic data interchange (EDI) file, a portable document format (PDF) file, a word processor file including at least one or more HWP / DOC, or MHT. It is preferable to include at least one web document file, and may include a separate electronic document file format according to the intention of those skilled in the art.

According to the method of the present invention, it is preferable that the bank transaction slip electronic document includes at least one bankbook slip electronic document, a foreign exchange slip electronic document, and a check generation slip electronic document corresponding to a deposit slip.

Alternatively, the bank transaction slip electronic document may include at least one or more termination slip electronic document, interest / trust profit slip electronic document, winning slip slip electronic document, personal MMF slip electronic document corresponding to the withdrawal slip.

Alternatively, the bank transaction slip electronic document may preferably include a foreign currency deposit (gold sale) slip electronic document corresponding to a foreign currency deposit (gold reserve).

Alternatively, the bank transaction slip electronic document may include at least one or more of a exchange slip electronic document, a transfer slip electronic document, and a gold trade slip electronic document corresponding to a currency exchange / money transfer / money trade transaction table.

Those skilled in the art to which the present invention pertains will be able to infer various types of electronic documents in addition to the above-described banking slip electronic documents, and the present invention includes all the inferred banking slip electronic documents. Is to be made clear.

When the bank transaction slip electronic document is received by the electronic document receiving unit 105, the information generating unit 110 is an electronic document identification code for managing the received bank transaction slip electronic document, the bank transaction slip electronic document Electronic document type code information for identifying a type, bank code information (branch code information, teller terminal 165 information, teller information) that sent the bank transaction slip electronic document, to the electronic document D / B 120 And generating electronic document management information including at least one document storage date and time information for storing the bank transaction slip electronic document.

The electronic document storage unit 115 processes the electronic document management information generated by the bank transaction slip electronic document received through the electronic document receiving unit 105 and the information generating unit 110 in association with the electronic document D / It is characterized in that stored in the B (120).

2 is a diagram illustrating a process of generating a banking slip electronic document according to an embodiment of the present invention.

In more detail, FIG. 2 shows image contents corresponding to a paper slip made by a customer in the window terminal 165 on the electronic document system for the banking slip shown in FIG. 1, and transaction request information written in the paper slip information. And a process for generating a banking document electronic document including at least one account information about the customer, and a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the present invention. It will be possible to infer various implementation methods for the process of generating the bank statement slip electronic document, but the present invention comprises all the implementation methods inferred, the technical features only by the implementation method shown in FIG. This is not limited.

For example, those skilled in the art to which the present invention pertains may refer to, and / or modify, the electronic document generating server (not shown) on the communication network connected to the window terminal 165 by referring to and / or modifying the drawing 2. A process of generating a banking document electronic document including at least one image content corresponding to the created paper slip, transaction request information written on the paper slip information, and account information about the customer may be inferred. The invention is characterized by including all the implementation methods inferred above.

Referring to Fig. 2, the teller terminal 165 on the electronic document system for the banking slip shown in Fig. 1 processes the login for the teller in connection with the financial system and confirms that the teller is authenticated ( 200).

If the teller is authenticated (205), the teller terminal 165 outputs a financial transaction interface screen and checks whether customer account information is input through the financial transaction interface screen (215).

According to the method of the present invention, a customer who visits the bank branch (or branch) is pre-printed on a paper slip including at least one deposit slip, withdrawal slip and various transaction slips provided at the bank branch (or branch). If the transaction request information is entered in the at least one financial transaction item included in the slip form and submitted to the counter, it is preferable that the teller enters the customer account information written in the paper slip on the financial transaction interface screen.

If the customer account information is not input through the financial transaction interface screen (215), the teller terminal 165 may perform a process of checking whether image content corresponding to the paper slip is obtained through the image acquisition device. It may be 235.

On the other hand, if the customer account information is input through the financial transaction interface screen (215), the teller terminal 165 receives and outputs the account information corresponding to the account information in connection with the financial system through the communication network ( In operation 220, the transaction request information corresponding to the paper slip is input through the financial transaction interface.

According to an embodiment of the present invention, the transaction request information includes transaction code information corresponding to the paper slip, account number corresponding to each transaction code information, transaction amount information, customer information (eg, applicant information, or account holder information). At least one agent, at least one agent information and detailed transaction information is preferably included.

When the paper slip corresponds to the deposit slip, the transaction code information may include at least one bank account transaction, a foreign currency transaction, or a check issuance transaction, and the transaction code may be classified in more detail according to the intention of a person skilled in the art. It may be classified as a transaction code, or may be processed as a single integrated code.

When the paper slip corresponds to the withdrawal slip, the transaction code information may include at least one or more of a termination transaction, an interest / trust profit transaction, a winning prize transaction, and a personal MMF transaction. Therefore, the transaction code may be classified into more detailed transaction codes or processed into a single integrated code.

When the paper slip corresponds to a foreign currency deposit transaction table, the transaction code information may include at least one of a deposit transaction, a payment transaction, and a cancellation transaction. The transaction code may be classified in more detail according to the intention of a person skilled in the art. It may be classified as a transaction code, or may be processed as a single integrated code.

When the paper slip corresponds to a currency exchange / remittance / gold trading transaction table, the transaction code information preferably comprises at least one of a cash transaction, T / C transaction, gold transaction, foreign currency check transaction, remittance transaction, The transaction code may be classified as a transaction code classified in more detail according to the intention of a person skilled in the art, or may be processed as one integrated code.

If the transaction request information is input through the financial transaction interface (230), the teller terminal 165 checks whether image content corresponding to the paper slip is obtained through the image acquisition device (235).

If image content corresponding to the paper slip is obtained (240), the window terminal 165 performs an image correction process for electronically documenting the obtained image content (245).

According to the exemplary embodiment of the present invention, the window terminal 165 corrects the resolution and the pixel position so that the image content has a certain size horizontally and vertically, so that a certain pixel is located on a coordinate system having an upper left corner of the corrected image content as an origin. It is preferable to process so that the transaction request information area in which a certain financial transaction item is written at the position is located.

For example, the window terminal 165 processes the paper slip to acquire image contents according to a predetermined resolution through the image obtaining apparatus, and when the image contents are scanned obliquely through the image obtaining apparatus, The image acquirer 125 may rotate the image content acquired through the image acquisition device clockwise (or counterclockwise) to correct the image content so as to fall within a predetermined size horizontally and vertically.

If the image content is corrected (250), the teller terminal 165 processes the financial transaction corresponding to the account information and the transaction request information in cooperation with the financial system through a communication network (255).

If the financial transaction processing is completed (260), the teller terminal 165 generates an electronic document (265) a bank transaction slip including the image content, account information and transaction request information.

According to an embodiment of the present invention, the banking slip electronic document includes an image area for outputting image contents corresponding to the paper slip, and a journal entry matching the information written on the paper slip among the account information and the transaction request information. Characterized in that it comprises a document information area including information, preferably according to the intention of those skilled in the art further comprises a transaction history area corresponding to the financial transaction processing results, wherein the transaction history area is the image area It is preferably overlapped with or included in the document information area.

According to an embodiment of the present invention, the banking slip electronic document includes an electronic data interchange (EDI) file, a portable document format (PDF) file, a word processor file including at least one or more HWP / DOC, or MHT. It is preferable to include at least one web document file, and may include a separate electronic document file format according to the intention of those skilled in the art.

According to the method of the present invention, it is preferable that the bank transaction slip electronic document includes at least one bankbook slip electronic document, a foreign exchange slip electronic document, and a check generation slip electronic document corresponding to a deposit slip.

Alternatively, the bank transaction slip electronic document may include at least one or more termination slip electronic document, interest / trust profit slip electronic document, winning slip slip electronic document, personal MMF slip electronic document corresponding to the withdrawal slip.

Alternatively, it is preferable that the bank transaction slip electronic document includes a foreign currency deposit slip electronic document corresponding to a foreign currency deposit (cash reserve) combined transaction table.

Alternatively, the bank transaction slip electronic document may include at least one or more of a exchange slip electronic document, a transfer slip electronic document, and a gold trade slip electronic document corresponding to a currency exchange / money transfer / money trade transaction table.

Those skilled in the art to which the present invention pertains will be able to infer various types of electronic documents in addition to the above-described banking slip electronic documents, and the present invention includes all the inferred banking slip electronic documents. Is to be made clear.

If the bank transaction slip electronic document is generated (270), the teller terminal 165 stores the generated bank transaction slip electronic document, or the bank transaction slip electronically to the electronic document server 100 through a communication network. Send the document (275).

3 is a diagram illustrating a process of storing a banking slip electronic document in an electronic document storage room according to an embodiment of the present invention.

In more detail, FIG. 3 illustrates a banking slip electronic document generated through the process of generating a banking slip electronic document shown in FIG. 2 in a window terminal 165 on the electronic document system for the banking slip shown in FIG. The electronic document server 100 generates electronic document management information corresponding to the bank transaction slip electronic document, and links the electronic document management information with the bank transaction slip electronic document to form an electronic document D / B 120. As a person having ordinary knowledge in the technical field to which the present invention pertains, the process of storing the banking slip electronic document in an electronic document repository by referring to and / or modifying the drawing 3 will be described. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and only the implementation method shown in FIG. The technical features are not limited to.

Referring to FIG. 3, a banking slip electronic document is generated through a process of generating a banking slip electronic document shown in FIG. 2 in the window terminal 165 on the electronic document system for the banking slip shown in FIG. When the generated bank transaction slip electronic document is transmitted to the electronic document server 100 through a communication network (300), the electronic document server 100 receives the bank transaction slip electronic document and receives the electronic document. Checks the bank code information (branch code information, teller terminal 165 information, teller information) that sent the bank transaction slip electronic document (305), and reads the received bank transaction slip electronic document to the bank; Check the electronic document type code information for the transaction slip electronic document (310), and generates the electronic document identification code and document storage date and time information for the bank transaction slip electronic document (315). .

Thereafter, the electronic document server 100 is an electronic document identification code, bank code information (branch code information, teller terminal 165 information, teller information) for the bank transaction slip electronic document, electronic document type code information, document Electronic document management information including at least one storage date and time information is generated (320).

If the electronic document management information is generated (325), the electronic document server 100 is stored in the electronic document D / B (120) in association with the bank transaction slip electronic document and the electronic document management information (330) In step 335, the bank transaction slip electronic document storage result is transmitted to the counter terminal 165 through the communication network.

4 is a diagram illustrating a deposit slip electronic document structure among bank transaction slips according to an embodiment of the present invention.

In more detail, FIG. 4 illustrates a deposit slip among bank transaction slip electronic documents generated through a process of generating a bank transaction slip electronic document shown in FIG. 2 at a window terminal on the electronic document system for the bank transaction slip shown in FIG. As an example of an electronic document, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 4 to infer various implementation methods for the deposit document electronic document structure among the banking slips. As will be appreciated, the present invention includes all implementation methods inferred, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 4, the deposit slip electronic document of the bank transaction slip electronic document includes an image content segment 400 corresponding to the deposit slip created by the customer and a transaction code for identifying a transaction type corresponding to the deposit slip. A segment 402, an account information segment 405 including an account number, a transaction amount segment 410 including a transaction amount in Korean / numeric form, and at least one applicant's name, social security number, and telephone number. An applicant segment 420, an agent segment 425 including at least one agent name, social security number, and relationship with the applicant, a deposit bank segment 415 including deposit bank and depositor information, a bank, a branch, Characterized in that it comprises at least one or more bank terminal segment 430, including at least one of the teller terminal, the employee in charge, It is possible to further comprises at least one or more segments as illustrated in the figure 4 of the intended agent.

The image content segment 400 preferably includes a segment identifier for identifying the image content segment 400 on the deposit slip electronic document and an image content corresponding to the deposit slip obtained through the image obtaining apparatus. Do.

According to an embodiment of the present invention, it is preferable that the image content included in the image content segment 400 is sealed (or sealed) by the applicant (or agent).

The transaction code segment 402 is a segment identifier for identifying the transaction code segment 402 on the deposit slip electronic document, a bankbook transaction identifier and bankbook transaction information, a foreign currency transaction identifier and a foreign currency transaction information, a check issuance transaction. It is preferable to include at least one identifier and check issuance transaction information.

The account information segment 405 comprises a segment identifier for identifying the account information segment 405 on the deposit slip electronic document, an account number identifier and account number information for a deposit transaction corresponding to the deposit slip. It is preferable.

The transaction amount segment 410 includes at least a segment identifier for identifying the transaction amount segment 410 on the deposit slip electronic document, a Hangul transaction amount identifier and Hangul transaction amount information, a numeric transaction amount identifier, and a numeric transaction amount information. It is preferable to include one or more.

The applicant segment 420 may include a segment identifier for identifying the applicant segment 420 on the deposit slip, an applicant name identifier and an applicant name information, an applicant social security number identifier, an applicant social security number information, an applicant telephone number identifier, and an applicant telephone. It is preferable to include at least one or more number information.

The agent segment 425 is a segment identifier for identifying the agent segment 425 on the deposit slip electronic document, agent name identifier and agent name information, agent social security number identifier and agent social security number information, relationship identifier between the applicant and the applicant. It is preferable to include at least one or more relationship information.

The deposit bank segment 415 is a segment identifier for identifying the deposit bank segment 415 on the deposit slip electronic document, a deposit bank identifier and a deposit bank to which the transaction amount contained in the transaction amount segment 410 is deposited. It is preferable to include at least one information, account holder identifier and account holder information.

The transaction bank segment 430 is a segment identifier for identifying the transaction bank segment 430 on the deposit slip electronic document, a transaction bank identifier and transaction bank information for storing the deposit slip and providing a deposit transaction. And branch information, at least one of the teller terminal identifier and the teller terminal information, the employee number identifier and the employee number information of the teller.

According to the present embodiment, each segment identifier and information identifier constituting the deposit slip electronic document uses an identifier supported by the deposit slip electronic document format.

For example, if the deposit slip electronic document is an EDI (Electronic Data Interchange) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. desirable.

Alternatively, if the deposit slip electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. desirable.

Or, if the deposit slip electronic document is a word processor file including at least one of HWP / DOC, etc., the segment identifier and the information identifier include an identifier (or a tag) defined in the word processor document format. It is preferable to define it as an identifier.

Alternatively, when the deposit slip electronic document is a web document file including MHT, the segment identifier and the information identifier may be defined by using an identifier (or tag) defined in the web document format as the segment identifier or the information identifier. desirable.

5 is a diagram illustrating a withdrawal slip electronic document structure among bank transaction slips according to an embodiment of the present invention.

In more detail, FIG. 5 illustrates a withdrawal slip of a bank transaction slip electronic document generated through a process of generating a bank transaction slip electronic document shown in FIG. 2 at a window terminal on the electronic document system for a bank transaction slip shown in FIG. As an example of an electronic document, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 5 to infer various implementation methods for the withdrawal slip electronic document structure among the bank statement. It should be understood that the present invention includes all implementation methods inferred, and the technical features are not limited only to the implementation method illustrated in FIG.

Referring to FIG. 5, the withdrawal slip electronic document of the bank transaction slip electronic document includes an image content segment 500 corresponding to the withdrawal slip prepared by the customer and a transaction code for identifying a transaction type corresponding to the withdrawal slip. A segment 505, an account information segment 510 including an account number, a transaction amount segment 515 including a transaction amount in Korean / numeric form, an applicant's name, social security number, and a telephone number; At least one applicant segment 520, and at least one transaction bank segment 525 including at least one of the bank, branch, teller terminal, and staff in charge, illustrated in FIG. It is possible to further comprise at least one segment as described.

The image content segment 500 may include a segment identifier for identifying the image content segment 500 on the withdrawal slip electronic document and an image content corresponding to the withdrawal slip obtained through the image acquisition device. Do.

According to the exemplary embodiment of the present invention, it is preferable that the image content included in the image content segment 500 is sealed (or stamped) by the applicant.

The transaction code segment 505 is a segment identifier for identifying the transaction code segment 505 on the withdrawal slip document, withdrawal transaction identifier and withdrawal transaction information, termination transaction identifier and termination transaction information, and interest / trust profit transaction. At least one identifier and interest / trust profit transaction information, a winning transaction identifier and a winning transaction information, a personal MMF transaction identifier, and personal MMF transaction information may be included.

The account information segment 510 includes a segment identifier for identifying the account information segment 510 on the withdrawal slip electronic document, an account number identifier and account number information for a withdrawal transaction corresponding to the withdrawal slip. It is preferable.

The transaction amount segment 515 may include at least a segment identifier for identifying the transaction amount segment 515, a Hangul transaction amount identifier, a Hangul transaction amount information, a numeric transaction amount identifier, and a numeric transaction amount information on the withdrawal slip electronic document. It is preferable to include one or more.

The applicant segment 520 may include a segment identifier for identifying the applicant segment 520 on the withdrawal slip, the applicant name identifier and the applicant name information, the applicant social security number identifier, the applicant social security number information, the applicant telephone number identifier, and the applicant telephone. It is preferable to include at least one or more number information.

The transaction bank segment 525 is a segment identifier for identifying the transaction bank segment 525 on the withdrawal slip electronic document, a transaction bank identifier and transaction bank information for acquiring the withdrawal slip and providing a withdrawal transaction. And branch information, at least one of the teller terminal identifier and the teller terminal information, the employee number identifier and the employee number information of the teller.

According to the present embodiment, each segment identifier and information identifier constituting the withdrawal slip electronic document may use an identifier supported by the withdrawal slip electronic document format.

For example, if the withdrawal slip electronic document is an EDI (Electronic Data Interchange) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. desirable.

Alternatively, if the withdrawal slip electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. desirable.

Alternatively, if the withdrawal slip electronic document is a word processor file including at least one of HWP / DOC, etc., the segment identifier and the information identifier may include an identifier (or a tag) defined in the word processor document format. It is preferable to define it as an identifier.

Alternatively, when the withdrawal slip electronic document is a web document file including MHT, the segment identifier and the information identifier may be defined by using an identifier (or tag) defined in the web document format as the segment identifier or the information identifier. desirable.

FIG. 6 is a diagram illustrating a structure of an electronic document of a foreign currency deposit (gold trade) slip among bank transaction slips according to an embodiment of the present invention.

In more detail, FIG. 6 illustrates foreign currency in a banking document electronic document generated through the process of generating a banking document electronic document shown in FIG. 2 at a window terminal on the electronic document system for the banking document shown in FIG. Deposit (Buying and Selling) Document As an example of an electronic document, one of ordinary skill in the art to which the present invention pertains refers to and / or modifies the drawing 6 and deposits a foreign currency deposit (gold trading) slip among the banking slips. Various implementation methods for the electronic document structure may be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 6, the foreign currency deposit (gold trade) slip electronic document among the bank transaction slip electronic documents includes an image content segment 600 corresponding to the foreign currency deposit (gold trade) slip created by the customer, and the foreign currency deposit. (Money trade) a transaction code segment 605 for identifying a transaction type corresponding to the document, an account information segment 610 including an account number, a transaction amount segment 615 including a currency amount, and the account information An accountant segment 620 comprising accountants for the accountant, an applicant segment 625 including at least one applicant name, social security number, and phone number, and an agent segment comprising at least one relationship with an agent name, social security number, and applicant; 630 and at least one transaction bank segment 635 including at least one transaction bank, a branch, a counter terminal, and a responsible employee. It characterized in that, and it is possible to further comprises at least one or more segments as illustrated in the Figure 6, one skilled in the art intended.

The image content segment 600 includes a segment identifier for identifying the image content segment 600 on the foreign currency deposit (gold sale) voucher electronic document and a foreign currency deposit (gold sale) voucher obtained through the image obtaining apparatus. It is preferable to include corresponding image contents.

According to an embodiment of the present invention, it is preferable that the image content included in the image content segment 600 is stamped (or sealed) by the applicant.

The transaction code segment 605 may include a segment identifier for identifying the transaction code segment 605 on the foreign currency deposit (gold sale) slip electronic document, a deposit transaction identifier and a deposit transaction information, a payment transaction identifier and a payment transaction information; It is preferable to include at least one or more cancellation transaction identifier and cancellation transaction information.

The account information segment 610 is a segment identifier for identifying the account information segment 610 on the foreign currency deposit (gold sale) voucher electronic document, and the foreign currency deposit (gold sale) corresponding to the foreign currency deposit (gold sale) voucher. It is preferable to include an account number identifier and account number information for the transaction.

Preferably, the transaction amount segment 615 includes a segment identifier for identifying the transaction amount segment 615, a currency amount identifier and a currency amount information on the foreign currency deposit (gold sale) slip electronic document. .

The account holder segment 620 preferably includes a segment identifier for identifying the claimant segment 625 on the foreign currency deposit (money trade) slip electronic document, an account holder name identifier and account holder name information.

The applicant segment 625 may include a segment identifier for identifying the applicant segment 625 on the foreign currency deposit (money trade) slip electronic document, the applicant name identifier and the applicant name information, the applicant social security number identifier and the applicant social security number information, and the applicant telephone. It is preferable to include at least one or more of the number identifier and the applicant telephone number information.

The agent segment 630 may include a segment identifier for identifying the agent segment 630 on the foreign currency deposit (money trade) slip electronic document, an agent name identifier and agent name information, an agent social security number identifier, an agent social security number information, an applicant, It is preferable that the at least one relationship identifier and the relationship information between the applicant.

The trading bank segment 635 stores a segment identifier for identifying the trading bank segment 635 and the foreign currency deposit (gold sale) slip on the foreign currency deposit (gold sale) slip electronic document. It is preferable to include at least one transaction bank identifier, transaction bank information, branch identifier and branch information, teller terminal identifier and teller terminal information, employee number identifier and employee number information of the teller providing the transaction.

According to the present embodiment, each segment identifier and information identifier constituting the foreign currency deposit voucher electronic document may use an identifier supported by the foreign currency deposit voucher electronic document format.

For example, if the foreign currency deposit (banking) voucher electronic document is an EDI file, the segment identifier and the information identifier may include an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the foreign currency deposit voucher electronic document is a PDF (Portable Document Format) file, the segment identifier and the information identifier may be an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the foreign currency deposit (money trade) slip electronic document is a word processor file including at least one or more HWP / DOC, the segment identifier and information identifier is an identifier (or tag) defined in the word processor document format It is preferable to define a segment identifier or an information identifier.

Alternatively, if the foreign currency deposit (banking) voucher electronic document is a web document file including an MHT, the segment identifier and the information identifier may include an identifier (or a tag) defined in the web document format as the segment identifier or the information identifier. It is preferable to define and use.

FIG. 7 is a diagram illustrating a structure of an electronic document for exchange / transfer / money sale slip among bank transaction slips according to an embodiment of the present invention.

In more detail, FIG. 7 illustrates the exchange / exchange of banking slip electronic documents generated through the process of generating a banking slip electronic document shown in FIG. As an example of a remittance / money trade slip electronic document, a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 7 and exchange money / transfer / money trade slip of the bank slip. Various implementation methods for the document structure may be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 7, the banking slip electronic document of the exchange / remittance / gold sales slip electronic document, the image content segment 700 corresponding to the exchange / remittance / gold sales slip created by the customer and the exchange / A transaction code segment 705 for identifying a transaction type corresponding to a remittance / money sale document, an account information segment 720 including an account number, a transaction information segment 715 including a purchase sale and a currency amount, Comprising at least one claimant segment 710 including at least one applicant name, social security number, telephone number, and at least one transaction bank segment 725 including at least one bank, branch office, teller terminal, and staff. It is possible to further comprise at least one or more segments as illustrated in FIG. 7 at the intention of the skilled person.

The image content segment 700 may include a segment identifier for identifying the image content segment 700 on the exchange / transfer / money sale slip electronic document and a currency / transfer / money trade slip acquired through the image acquisition device. It is preferable to include corresponding image contents.

According to an embodiment of the present invention, it is preferable that the image content included in the image content segment 700 is stamped (or stamped) by the applicant.

The transaction code segment 705 may include a segment identifier for identifying the transaction code segment 705 on the exchange / transfer / money sale slip electronic document, a deposit transaction identifier and a deposit transaction information, a payment transaction identifier and a payment transaction information, It is preferable to include at least one or more cancellation transaction identifier and cancellation transaction information.

The account information segment 720 may include a segment identifier for identifying the account information segment 720 on the exchange / transfer / money sale slip electronic document, and a currency / transfer / money transfer corresponding to the exchange / transfer / money sale slip. It is preferable to include an account number identifier and account number information for trading.

The transaction information segment 715 may include a segment identifier for identifying the transaction information segment 715 on the exchange / transfer / money sale slip electronic document, a buy / sell identifier, a buy / sell information, a currency amount identifier, and a currency amount. It is preferable to include at least one information.

The applicant segment 710 may include a segment identifier for identifying the applicant segment 710 on the currency exchange / transfer / money sale slip electronic document, the applicant name identifier and the applicant name information, the applicant social security number identifier and the applicant social security number information, and the applicant telephone. It is preferable to include at least one or more of the number identifier and the applicant telephone number information.

The bank segment 725 stores a segment identifier for identifying the bank segment 725 on the exchange / transfer / money sale slip electronic document and the exchange / transfer / money trade slip and exchanges / transfers / money It is preferable to include at least one transaction bank identifier, transaction bank information, branch identifier and branch information, teller terminal identifier and teller terminal information, employee number identifier and employee number information of the teller providing the trading transaction.

According to the present embodiment, each segment identifier and information identifier constituting the exchange / transfer / money trade slip electronic document may use an identifier supported by the exchange / transfer / money trade slip electronic document format.

For example, if the exchange / money transfer / money sale slip electronic document is an EDI (Electronic Data Interchange) file, the segment identifier and the information identifier may include an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the currency exchange / remittance / money voucher electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier is an identifier (or tag) defined in the PDF document format as the segment identifier or the information identifier. It is preferable to define and use.

Or, if the exchange / transfer / money trade slip electronic document is a word processor file including at least one of HWP / DOC, etc., the segment identifier and the information identifier correspond to an identifier (or tag) defined in the word processor document format. It is preferable to define a segment identifier or an information identifier.

Or, if the exchange / remittance / money voucher electronic document is a web document file containing the MHT, the segment identifier and the information identifier is an identifier (or tag) defined in the web document format to the segment identifier or information identifier It is preferable to define and use.

8 is a diagram showing the configuration of an electronic document system for a banking slip according to another embodiment of the present invention.

In more detail, FIG. 8 is a system for electronically documenting a bank transaction slip including at least one deposit slip, withdrawal slip and various transaction slips created by the customer when a customer visits a bank branch (or a branch) and makes a window transaction. As a configuration, the customer inputs electronic slip information including at least one deposit slip, withdrawal slip and various transaction slips through the electronic slip terminal 865 provided at the bank branch (or branch). Thereafter, the electronic slip information is transmitted to the counter terminal 870 to process a financial transaction corresponding to the electronic slip information, and the electronic slip terminal 865 generates a bank transaction slip electronic document including the electronic slip information. Is a diagram showing the configuration of an electronic document system for processing the transmission to the electronic document storage through the communication network.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 8 to infer various implementation methods for the configuration of an electronic document system for the bank statement. It includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

For example, a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 8 to generate a banking slip electronic document function provided in the electronic slip terminal 865 shown in this drawing 8 ( For example, the electronic document generation unit 860, the electronic document transmission unit 845, the storage unit 850, etc.) is provided in a separate electronic document generation server (not shown) connected to the electronic slip terminal 865 through a communication network. (For example, the receiving unit for receiving the electronic slip information, the electronic document generation unit 860, the electronic document transmission unit 845, the storage unit 850, etc.) can be inferred the implementation method, the present invention It is characterized by including all the implementation methods inferred.

Referring to FIG. 8 according to an embodiment of the present invention, the electronic document system for the bank transaction slip includes a teller terminal 870 provided at at least one bank branch (or a branch), and the teller terminal 870. And a financial system connected to a communication network (eg, a financial network) and processing a financial transaction requested by the window terminal 870, and the window terminal 870 when connected to the window terminal 870 through a communication network. The electronic document server 800 for storing the electronic document generated and transmitted in the and is connected through the short-range communication provided in the teller terminal 870 and the bank branch (or branch), deposit slips, withdrawal slips and various transaction statements Input electronic slip information including at least one of the electronic slip information to the window terminal 870, and generate a bank transaction slip electronic document including the electronic slip information to generate the electronic document server 800; And characterized by comprising electronic slip it includes a terminal 865 for transmitting.

According to the method of the present invention, the customer who visited the bank branch (or branch) at least one deposit slip, withdrawal slip and various transaction statements through the electronic slip terminal 865 provided in the bank branch (or branch) Characterized in that the electronic slip information to be included.

The teller, who performs the teller service at the bank branch (or branch), inputs the ticket information assigned to the target customer of the financial transaction through the teller terminal 870 (or the ticket control device), and correspondingly the teller terminal 870 (or the number tag control device) transmits the number table information to the electronic slip terminal 865 through short-range communication, the electronic slip information corresponding to the number slip information is stored in the electronic slip terminal 865, The electronic slip terminal 865 transmits electronic slip information corresponding to the number slip information to the teller terminal 870 so that a financial transaction corresponding to the electronic slip information is processed.

According to the present invention, the counter terminal 870 comprises a personal computer (or desktop computer) device configuration in hardware, and processes the financial transaction in connection with the financial system through the communication network in software. It is characterized by comprising a financial transaction module (or financial transaction program) for.

Those skilled in the art to which the present invention pertains may include the hardware characteristics of the teller terminal 870 including the personal computer (or desktop computer) device configuration, and the software characteristics for processing financial transactions. Since it will be understood, detailed description thereof will be omitted for convenience.

According to the present invention, the electronic slip terminal 865 reads the account information (or card information associated with the account information) from the screen output device, the key input device and the customer's account (or cash card, debit card, check card). It characterized in that it comprises a card reader device and a communication device for connecting to the window terminal 870 in the short-range communication, it is preferable to further comprise a sign pad device for receiving the digital signature of the customer.

Those skilled in the art to which the present invention pertains know the technical features of the screen output device, key input device, card reader device, communication device and sign pad device constituting the electronic slip terminal 865. Since it will be, a detailed description thereof will be omitted for convenience.

Referring to FIG. 8, the electronic slip terminal 865 includes a screen output unit 835 for outputting at least one document input interface screen to the screen output device (eg, a monitor), and the key input device (eg, A key input unit 840 for inputting transaction request information to be included in the electronic slip information from the document input interface screen from a keyboard and a mouse, at least one document input interface information corresponding to the slip input interface screen, and the slip input A storage unit 850 for allocating (or attaching) the ticket information to the electronic slip information including the transaction request information input through the interface and the account information (or card information associated with the account information), and the communication device. An information receiving unit 8 for receiving the number table information from the window terminal 870 (or the number table control device) through short-range communication in connection with 25) and check the electronic slip information corresponding to the number information from the storage unit 850, and transmits the confirmed electronic slip information to the window terminal 870 through the short-range communication in conjunction with the communication device The at least one document input interface screen is output through the electronic slip transmission unit 830 and the screen output unit 835, and the transaction request information and the account information (or a card associated with the account information) are provided through the document input interface. Information), and assigns (or attaches) the number information to the electronic slip information and stores it in the storage unit 850. The counter terminal 870 corresponds to the number information. And a control unit 855 for controlling the transmission of the electronic slip information.

When a separate number tag device (not shown) is provided outside the electronic slip terminal 865, the electronic slip terminal 865 inputs number information through the key input device. It is preferable.

Alternatively, when a separate number tag device (not shown) is provided outside the electronic slip terminal 865 and the number tag device (not shown) is connected to the electronic slip terminal 865 in communication, the electronic slip terminal 865. It is preferable that the electronic slip entry procedure is performed by receiving new number information from the number tag device (not shown).

Alternatively, when the number slip generation function is provided outside the electronic slip terminal 865, the electronic slip terminal 865 preferably allocates the new number information to the electronic slip entry procedure.

According to another embodiment of the present invention, the electronic slip terminal 865 is the account information (or card information associated with the account information) from the customer's account (or cash card, debit card, check card) through the card reader device When is read, it is preferable that the electronic slip entry procedure is performed by inputting the number information, receiving new number information from an external numbering device (not shown), or generating the number information internally. .

When the electronic slip input procedure is performed, the screen output unit 835 inputs the account information of the customer, or the account information (or the cash card, debit card, or check card) from the customer's bankbook (or cash card, debit card, check card) through the card reader. Or outputting a document input interface screen including a user interface read by the card information associated with the account information and a user interface for inputting transaction request information through the account information (or the card information associated with the account information). The account information is input through the key input unit 840, or from the bank account (or cash card, debit card, check card) of the customer through the card reader device associated with the account information (or account information) Card information) is read, and when at least one transaction request information is input through the key input unit 840, the storage unit 850 requests the transaction. Information and account information (or card information associated with the account information) is assigned to the number ticket information to the electronic document information including (or attached) to be characterized in that it stores.

Subsequently, when the financial transaction target number table information is received from the window terminal 870 (or the number table control device) through the information receiving unit 825, the electronic slip transmission unit 830 receives the number table information from the storage unit 850. Confirming the electronic slip information corresponding to the information, and transmitting the confirmed electronic slip information to the teller terminal 870 through the short-range communication in connection with the communication device, to the electronic slip information at the teller terminal 870; Characterized in that the corresponding financial transaction is processed.

Those skilled in the art to which the present invention pertains may include screen output unit 835, key input unit 840, storage unit 850, information for inputting the electronic slip information in the electronic slip terminal 865 Since the technical features of the receiver 825, the electronic slip transmission unit 830 and the control unit 855 will be familiar, detailed description thereof will be omitted for convenience.

Referring to FIG. 8, the electronic slip terminal 865 receives the financial transaction approval information corresponding to the electronic slip information from the teller terminal 870 through short-range communication in connection with the communication device. And an electronic document generation unit for generating a bank transaction slip electronic document including electronic slip information including the transaction request information and account information (or card information associated with the account information) when the financial transaction approval information is received. 860 and an electronic document transmission unit 845 for transmitting the generated bank transaction slip electronic document to an electronic document server 800 through a communication network. The bank transaction slip electronic document generated by the electronic document generation unit 860 may be stored for a predetermined time before being transmitted to the electronic document server 800.

After the electronic slip information is transmitted to the window terminal 870 by the electronic slip transmission unit 830, the financial transaction approval information corresponding to the electronic slip is received through the information receiving unit 825. The financial transaction approval information may further include financial transaction history information for a financial transaction corresponding to the electronic slip information.

Is received, the electronic document generation unit 860 generates a bank transaction slip electronic document including electronic slip information including the transaction request information and account information (or card information associated with the account information). do.

The bank transaction slip electronic document generated by the electronic document generation unit 860 includes a document information area including transaction request information and account information (or card information associated with the account information) included in the electronic slip information. And the financial transaction approval information further included in the financial transaction approval information according to the intention of the person skilled in the art, and the banking slip electronic document further includes a transaction history area for outputting the financial transaction history information. It is preferable to comprise.

According to the embodiment of the present invention, the bank document slip electronic document generated by the electronic document generating unit 860 is at least one or more EDI (Electronic Data Interchange) files, Portable Document Format (PDF) files, HWP / DOC, etc. It is preferable to include at least one or more including a word processor file, or a web document file including the MHT, may include a separate electronic document file format according to the intention of those skilled in the art.

According to the embodiment of the present invention, the electronic document generation unit 860 is a bankbook slip electronic document generation unit 860 for generating a bankbook slip electronic document corresponding to the deposit slip of the bank transaction slip electronic document, and the other bank slip electronic It is preferable to further include at least one or more check transfer electronic document generation unit 860 for generating a document and a check generation slip electronic document generation unit 860 for generating a check generation slip electronic document.

In addition, the electronic document generation unit 860 generates a termination slip electronic document generation unit 860 for generating a termination slip electronic document corresponding to the withdrawal slip of the bank transaction slip electronic document, and generates an interest / trust profit slip electronic document Interest / trust profit slip electronic document generation unit 860, a winning slip electronic document generation unit 860 for generating a winning slip electronic document, and a personal MMF slip electronic document generation unit 860 for generating a personal MMF slip electronic document It is preferable to further comprise at least one).

In addition, the electronic document generation unit 860 is a foreign currency deposit (gold sales) slips electronic document for generating a foreign currency deposit (gold sales) slips electronic document corresponding to the foreign currency deposits (gold credits) transaction table of the electronic bank transaction slip electronic documents It is preferable that the document generation unit 860 is further provided.

In addition, the electronic document generation unit 860 is a currency exchange electronic document generation unit 860 for generating a currency exchange electronic document corresponding to a currency exchange / remittance / gold trading transaction table of the bank transaction slip electronic document, and the transfer slip electronic It is preferable that the remittance slip electronic document generation unit 860 for generating a document and at least one or more short sales slip electronic document generation unit 860 for generating a short sales slip electronic document are provided.

Those skilled in the art to which the present invention pertains may infer various electronic document types for generating the banking slip electronic document in addition to the above-described banking slip, and the present invention may infer all banks inferred. It is evident that it is characterized by the electronic documentation of the transaction slip.

When at least one bank transaction slip electronic document is generated by the electronic document generation unit 860, the electronic document transmission unit 845 transfers the generated bank transaction slip electronic document to the electronic document server 800 through a communication network. Characterized in that the transmission.

According to the implementation method of the present invention, the electronic document transmission unit 845 attaches the electronic signature of the customer (for example, electronic signature information read from the customer IC card through the card reader device) to the bank transaction slip electronic document ( For example, it is preferable to attach an encrypted electronic document through a key corresponding to the electronic signature information), and it is preferable to transmit the bank transaction slip to which the electronic signature of the customer is attached to the electronic document server 800.

According to one embodiment of the invention, the electronic document server 800 is preferably provided in the bank, thereby the present invention is not limited.

According to another embodiment of the present invention, the electronic document server 800 is preferably provided in the electronic document storage authorized outside the bank, whereby the present invention is not limited.

According to the present invention, the electronic document server 800 is characterized in that it comprises an electronic document D / B 820 for storing the bank transaction slip electronic document transmitted from the electronic slip terminal 865, the electronic The document D / B 820 associates the bank transaction slip electronic document received from the electronic slip terminal 865 with electronic document management information for managing the bank transaction slip electronic document. It is characterized by storing in).

The electronic document management information may include an electronic document identification code for managing the bank transaction slip electronic document stored in the electronic document D / B 820, and an electronic document type code for identifying the bank transaction slip electronic document type. Information, bank code information (branch code information, electronic slip terminal 865 information, teller information) that transmits the bank transaction slip electronic document, and store the bank transaction slip electronic document in the electronic document D / B 820. At least one document storage date and time information is preferably included.

Referring to FIG. 8, the electronic document server 800 includes an electronic document receiver 805 for receiving at least one bank transaction slip electronic document from the electronic slip terminal 865 through a communication network, and the received bank transaction. An information generation unit 810 for generating electronic document management information corresponding to a slip electronic document, and an electronic file for storing the electronic document management information and the bank transaction slip electronic document in the electronic document D / B 820. A document storage unit 815 is provided.

The electronic document receiving unit 805 may receive at least one bank transaction slip electronic document generated from the window terminal 870 through the communication network, and the bank transaction slip electronic document may be stored in the electronic slip information. And a document information area including included transaction request information and account information (or card information associated with the account information), wherein the financial transaction history information is added to the financial transaction approval information according to the intention of a person skilled in the art. If further included, the banking slip electronic document preferably further comprises a transaction history area for outputting the financial transaction history information.

According to an embodiment of the present invention, the banking slip electronic document includes an electronic data interchange (EDI) file, a portable document format (PDF) file, a word processor file including at least one or more HWP / DOC, or MHT. It is preferable to include at least one web document file, and may include a separate electronic document file format according to the intention of those skilled in the art.

According to the method of the present invention, it is preferable that the bank transaction slip electronic document includes at least one bankbook slip electronic document, a foreign exchange slip electronic document, and a check generation slip electronic document corresponding to a deposit slip.

Alternatively, the bank transaction slip electronic document may include at least one or more termination slip electronic document, interest / trust profit slip electronic document, winning slip slip electronic document, personal MMF slip electronic document corresponding to the withdrawal slip.

Alternatively, the bank transaction slip electronic document may preferably include a foreign currency deposit (gold sale) slip electronic document corresponding to a foreign currency deposit (gold reserve).

Alternatively, the bank transaction slip electronic document may preferably include at least one exchange slip electronic document, a remittance slip electronic document, and a short selling slip electronic document corresponding to a currency exchange / money transfer / money trade transaction table.

Those skilled in the art to which the present invention pertains will be able to infer various types of electronic documents in addition to the above-described banking slip electronic documents, and the present invention includes all the inferred banking slip electronic documents. Is to be made clear.

When the banking slip electronic document is received by the electronic document receiving unit 805, the information generating unit 810 is an electronic document identification code for managing the received banking slip electronic document, the banking slip electronic document Electronic document type code information for identifying a type, bank code information (branch code information, electronic slip terminal 865 information, teller information) for transmitting the bank transaction slip electronic document, the electronic document D / B 820 And generating electronic document management information including at least one document storage date and time information for storing the bank transaction slip electronic document.

The electronic document storage unit 815 processes the electronic document management information generated through the bank transaction slip electronic document received through the electronic document receiving unit 805 and the electronic document management information generated by the information generating unit 810 in the electronic document D / Characterized in B (820).

9A and 9B illustrate a process of generating a banking slip electronic document according to another exemplary embodiment of the present invention.

In more detail, FIGS. 9A and 9B are associated with transaction request information and account information (or account information) input by a customer through an electronic slip terminal 865 on the electronic document system for the bank transaction slip shown in FIG. The present invention relates to a process of generating a banking slip electronic document including electronic slip information including card information), and those skilled in the art may refer to FIGS. 9a and 9b. Alternatively, it may be inferred that various implementation methods for the process of generating the bank statement slip electronic document, but the present invention includes all the implementation methods inferred, the implementation shown in Figures 9a and 9b The technical features are not limited only by the method.

For example, those skilled in the art to which the present invention pertains may refer to, and / or modify, the electronic document generation server on the communication network connected to the electronic slip terminal 865 by referring to and / or modifying the drawings 9a and 9b. ) Can be inferred from the process of generating a bank transaction slip electronic document including the electronic slip information input through the electronic slip terminal 865, the present invention comprises all the inferred implementation method It is done.

9A and 9B, the electronic slip terminal 865 on the electronic document system for the banking slip shown in FIG. 8 is inputted, received, or generated by the ticket information to perform the electronic slip information input procedure. Check if it is (900).

According to an embodiment of the present invention, when a separate number tag device (not shown) is provided outside the electronic slip terminal 865, the electronic slip terminal 865 is to input the number table information through the key input device. Preferably, the electronic slip entry procedure is performed.

According to another embodiment of the present invention, when a separate number tag device (not shown) is provided outside the electronic slip terminal 865 and the number tag device (not shown) is connected to the electronic slip terminal 865 in communication, The electronic slip terminal 865 receives new number information from the number tag device (not shown), and the electronic slip input procedure is preferably performed.

According to another embodiment of the present invention, when the electronic slip terminal 865 is provided with a number ticket generating function, the electronic slip terminal 865 allocates new number information to the electronic slip entry procedure. It is preferable.

According to another embodiment of the present invention, the electronic slip terminal 865 is the account information (or card information associated with the account information) from the customer's account (or cash card, debit card, check card) through the card reader device When is read, it is preferable that the electronic slip entry procedure is performed by inputting the number information, receiving new number information from an external numbering device (not shown), or generating the number information internally. .

If the number information is input, received, or generated (905), the electronic slip terminal 865 outputs a slip input interface, and the account information of the customer is input through the slip input interface, or the electronic The card terminal 865 checks whether the account information (or card information associated with the account information) is read from the bank account (or cash card, debit card, or check card) of the customer through the card reader device (910).

If the account information is input or the account information (or card information associated with the account information) is read (915), the electronic slip terminal 865 checks whether the transaction request information is input through the slip input interface. (920).

According to the method of the present invention, the transaction request information includes transaction code information corresponding to the electronic slip, account number corresponding to each transaction code information, transaction amount information, customer information (eg, applicant information, or account holder information). At least one agent, at least one agent information and detailed transaction information is preferably included.

When the electronic slip corresponds to a deposit slip, the transaction code information may include at least one bank account transaction, a foreign currency transaction, or a check issuance transaction, and the transaction code may be classified in more detail according to the intention of a person skilled in the art. It may be classified as a transaction code, or may be processed as a single integrated code.

When the electronic slip corresponds to a withdrawal slip, the transaction code information may include at least one or more of a termination transaction, an interest / trust profit transaction, a winning prize transaction, and a personal MMF transaction. Accordingly, the transaction code may be classified into more detailed transaction codes or may be processed as a single integrated code.

In the case where the electronic slip corresponds to a foreign currency deposit transaction table, the transaction code information may include at least one of a deposit transaction, a payment transaction, and a cancellation transaction. The transaction code may be classified in more detail according to the intention of a person skilled in the art. It may be classified as one transaction code or processed as one integrated code.

When the electronic slip corresponds to a currency exchange / money transfer / money sale transaction table, the transaction code information may include at least one of a cash transaction, a T / C transaction, a gold transaction, a foreign currency check transaction, and a remittance transaction. The transaction code may be classified as a transaction code classified in more detail according to the intention of a person skilled in the art, or may be processed as one integrated code.

If the transaction request information is input through the slip input interface (925), the electronic slip terminal 865 displays the electronic slip information including the account information (or card information associated with the account information) and the transaction request information. The ticket information is allocated (or attached) and stored (930), and it is checked whether the financial transaction target number ticket information is received from the counter terminal 870 (or the number ticket controller) (935).

If the financial transaction target number table information is received from the teller terminal 870 (or the number tag control apparatus) (940), the electronic slip terminal 865 transmits the electronic slip information corresponding to the financial transaction target number information. In operation 950, the terminal 870 confirms whether financial transaction approval information corresponding to the electronic slip information is received (950).

According to the method of the present invention, the window terminal 870 receiving the electronic slip information is based on the financial system based on the account information (or card information associated with the account information) and transaction request information included in the electronic slip information; In response to the financial transaction corresponding to the electronic slip information is processed, the financial transaction approval information corresponding to the financial transaction processing result is provided to the electronic slip terminal 865 after the financial transaction processing.

According to an embodiment of the present invention, the financial transaction approval information may further include financial transaction history information corresponding to the electronic slip information.

If financial transaction approval information corresponding to the electronic slip information is received (955), the electronic slip terminal 865 generates a bank transaction slip electronic document including the electronic slip information (960).

According to an embodiment of the present invention, the banking slip electronic document may include document information including transaction request information and account information (or card information associated with account information) included in the electronic slip information. It characterized in that it comprises a region, if the financial transaction approval information further includes the financial transaction history information according to the intention of the skilled person, the bank transaction slip electronic document is a transaction history area for outputting the financial transaction history information It is preferred to further comprise.

According to an embodiment of the present invention, the banking slip electronic document includes an electronic data interchange (EDI) file, a portable document format (PDF) file, a word processor file including at least one or more HWP / DOC, or MHT. It is preferable to include at least one web document file, and may include a separate electronic document file format according to the intention of those skilled in the art.

According to the method of the present invention, it is preferable that the bank transaction slip electronic document includes at least one bankbook slip electronic document, a foreign exchange slip electronic document, and a check generation slip electronic document corresponding to a deposit slip.

Alternatively, the bank transaction slip electronic document may include at least one or more termination slip electronic document, interest / trust profit slip electronic document, winning slip slip electronic document, personal MMF slip electronic document corresponding to the withdrawal slip.

Alternatively, it is preferable that the bank transaction slip electronic document includes a foreign currency deposit slip electronic document corresponding to a foreign currency deposit (cash reserve) combined transaction table.

Alternatively, the bank transaction slip electronic document may include at least one or more of a exchange slip electronic document, a transfer slip electronic document, and a gold trade slip electronic document corresponding to a currency exchange / money transfer / money trade transaction table.

Those skilled in the art to which the present invention pertains will be able to infer various types of electronic documents in addition to the above-described banking slip electronic documents, and the present invention includes all the inferred banking slip electronic documents. Is to be made clear.

If the bank transaction slip electronic document is generated (965), the electronic slip terminal 865 stores the generated bank transaction slip electronic document, or the bank transaction slip to the electronic document server 800 through a communication network. The electronic document is transmitted (970).

10 is a diagram illustrating a process of storing a banking slip electronic document in an electronic document repository according to another embodiment of the present invention.

In more detail, FIG. 10 illustrates a bank generated through an electronic document terminal 865 on the electronic document system for the banking slip shown in FIG. 8 through a process of generating a banking slip electronic document shown in FIGS. 9A and 9B. When the transaction slip electronic document is transmitted, the electronic document server 800 generates electronic document management information corresponding to the bank transaction slip electronic document, and associates the electronic document management information with the bank transaction slip electronic document D. / B (820), the process of storage, if one of ordinary skill in the art to which the present invention belongs, the bank transaction voucher electronic document is stored in an electronic document repository by referring to and / or modified in this drawing 10 Various implementation methods for the process can be inferred, but the present invention includes all the implementation methods inferred, as shown in FIG. The technical features are not limited only to the practiced method.

Referring to FIG. 10, the banking slip electronics is generated through the process of generating the banking slip electronic document shown in FIGS. 9A and 9B in the electronic slip terminal 865 on the electronic document system for the banking slip shown in FIG. When the document is generated and the generated bank transaction slip electronic document is transmitted to the electronic document server 800 through a communication network (1000), the electronic document server 800 receives the bank transaction slip electronic document, In the electronic document receiving process, the bank code information (branch code information, electronic slip terminal 865 information, teller information) that transmits the bank transaction slip electronic document is checked (1005), and the received bank transaction slip electronic document is checked. Read and confirm the electronic document type code information for the bank statement electronic document (1010), and the electronic document identification code and document storage date and time for the bank transaction slip electronic document Generate information (1015).

Thereafter, the electronic document server 800 is an electronic document identification code for the bank transaction slip electronic document, bank code information (branch code information, electronic slip terminal 865 information, teller information), electronic document type code information, Electronic document management information including at least one document storage date and time information is generated (1020).

If the electronic document management information is generated (1025), the electronic document server 800 stores the electronic document D / B 820 in association with the bank transaction slip electronic document and the electronic document management information (1030). In step 1035, the banking slip electronic document storage result is transmitted to the electronic slip terminal 865 through the communication network.

11 is a diagram illustrating a deposit slip electronic document structure among bank transaction slips according to another embodiment of the present invention.

In more detail, FIG. 11 illustrates a bank transaction slip generated by an electronic slip terminal on the electronic document system for a bank transaction slip shown in FIG. 8 through a process of generating a bank transaction slip shown in FIGS. 9A and 9B. As a exemplification of a deposit slip electronic document among documents, those skilled in the art to which the present invention pertains, various implementations of the deposit slip electronic document structure among the banking slips by referring to and / or modifying this drawing 11. The method may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 11, the deposit slip electronic document of the bank transaction slip electronic document includes a transaction code segment 1100 for identifying a transaction type corresponding to the deposit slip, and an account information segment 1105 including an account number. A relationship between the transaction amount segment 1110 including the transaction amount in Korean / numeric form, the applicant segment 1120 including at least one applicant's name, social security number, and telephone number, and the name, representative's social security number, and applicant's name; At least one agent segment 1125 including at least one, a deposit bank segment 1115 including deposit bank and depositor information, and a transaction bank segment 1130 including at least one transaction bank, a branch, an electronic slip terminal, and an employee in charge. At least one), and at least one as illustrated in FIG. The segment can be formed by further comprising.

The transaction code segment 1100 may include a segment identifier for identifying the transaction code segment 1100 on the deposit slip electronic document, a passbook transaction identifier, a passbook transaction information, a foreign currency transaction identifier, a foreign currency transaction information, and a check issuance transaction. It is preferable to include at least one identifier and check issuance transaction information.

The account information segment 1105 includes a segment identifier for identifying the account information segment 1105 on the deposit slip electronic document, an account number identifier and account number information for a deposit transaction corresponding to the deposit slip. It is preferable.

The transaction amount segment 1110 may include at least a segment identifier for identifying the transaction amount segment 1110 on the deposit slip document, a Hangul transaction amount identifier and a Hangul transaction amount information, a numeric transaction amount identifier, and a numeric transaction amount information. It is preferable to include one or more.

The applicant segment 1120 includes a segment identifier for identifying the applicant segment 1120 on the deposit slip, the applicant name identifier and the applicant name information, the applicant social security number identifier, the applicant social security number information, the applicant telephone number identifier, and the applicant telephone. It is preferable to include at least one or more number information.

According to an embodiment of the present invention, the applicant segment 1120 may further include a digital signature of the applicant input through a sign pad device provided in the electronic slip terminal.

The agent segment 1125 may include a segment identifier for identifying the agent segment 1125 on the deposit slip electronic document, agent name identifier and agent name information, agent social security number identifier and agent social security number information, relationship identifier between the applicant and the applicant. It is preferable to include at least one or more relationship information.

According to an embodiment of the present invention, the agent segment 1125 may further include a digital signature of the agent input through a sign pad device provided in the electronic slip terminal.

The deposit bank segment 1115 may include a segment identifier for identifying the deposit bank segment 1115 on the deposit slip electronic document, a deposit bank identifier and a deposit bank to which a transaction amount included in the transaction amount segment 1110 is deposited. It is preferable to include at least one information, account holder identifier and account holder information.

The transaction bank segment 1130 may include a segment identifier for identifying the transaction bank segment 1130 on the deposit slip electronic document, a transaction bank identifier for storing the deposit slip and providing a deposit transaction, transaction bank information, and a branch identifier. And branch information, electronic slip terminal identifier and electronic slip terminal information, at least one employee number identifier and employee number information of a teller.

According to the present embodiment, each segment identifier and information identifier constituting the deposit slip electronic document uses an identifier supported by the deposit slip electronic document format.

For example, if the deposit slip electronic document is an EDI (Electronic Data Interchange) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. desirable.

Alternatively, if the deposit slip electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. desirable.

Or, if the deposit slip electronic document is a word processor file including at least one of HWP / DOC, etc., the segment identifier and the information identifier include an identifier (or a tag) defined in the word processor document format. It is preferable to define it as an identifier.

Alternatively, when the deposit slip electronic document is a web document file including MHT, the segment identifier and the information identifier may be defined by using an identifier (or tag) defined in the web document format as the segment identifier or the information identifier. desirable.

12 is a diagram illustrating a withdrawal slip electronic document structure among bank transaction slips according to another embodiment of the present invention.

In more detail, FIG. 12 illustrates a bank transaction slip generated by an electronic slip terminal on the electronic document system for a banking slip shown in FIG. 8 through a process of generating a banking slip electronic document shown in FIGS. 9A and 9B. As a exemplification of the withdrawal slip electronic document among the documents, one of ordinary skill in the art to which the present invention pertains, various implementations of the withdrawal slip electronic document structure among the banking slips by referring to and / or modifying the drawing 12. The method may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 12, the withdrawal slip electronic document among the bank statement slip documents includes a transaction code segment 1200 for identifying a transaction type corresponding to the withdrawal slip, and an account information segment 1205 including an account number. A transaction amount segment 1210 including a transaction amount in Korean / numeric form, an applicant segment 1215 including at least one applicant's name, social security number, and telephone number; At least one transaction bank segment 1220 including at least one employee is characterized in that it comprises, it is possible to further comprise at least one or more segments as illustrated in FIG.

The transaction code segment 1200 includes a segment identifier for identifying the transaction code segment 1200 on the withdrawal slip electronic document, withdrawal transaction identifier and withdrawal transaction information, termination transaction identifier and termination transaction information, and interest / trust profit transaction. At least one identifier and interest / trust profit transaction information, a winning transaction identifier and a winning transaction information, a personal MMF transaction identifier, and personal MMF transaction information may be included.

The account information segment 1205 includes a segment identifier for identifying the account information segment 1205 on the withdrawal slip electronic document, an account number identifier and account number information for a withdrawal transaction corresponding to the withdrawal slip. It is preferable.

The transaction amount segment 1210 includes at least a segment identifier for identifying the transaction amount segment 1210 on the withdrawal slip electronic document, a Hangul transaction amount identifier and Hangul transaction amount information, a numeric transaction amount identifier and a number transaction amount information. It is preferable to include one or more.

The applicant segment 1215 includes a segment identifier for identifying the applicant segment 1215 on the withdrawal slip, applicant name identifier and applicant name information, applicant social security number identifier and applicant social security number information, applicant telephone number identifier and applicant telephone. It is preferable to include at least one or more number information.

According to an embodiment of the present invention, the applicant segment 1215 may further include a digital signature of the applicant input through a sign pad device provided in the electronic slip terminal.

The transaction bank segment 1220 may include a segment identifier for identifying the transaction bank segment 1220 on the withdrawal slip electronic document, a transaction bank identifier for storing the withdrawal slip and providing a withdrawal transaction, transaction bank information, and a branch identifier. And branch information, electronic slip terminal identifier and electronic slip terminal information, at least one employee number identifier and employee number information of a teller.

According to the present embodiment, each segment identifier and information identifier constituting the withdrawal slip electronic document may use an identifier supported by the withdrawal slip electronic document format.

For example, if the withdrawal slip electronic document is an Electronic Data Interchange (EDI) file, the segment identifier and the information identifier are used by defining an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. It is preferable.

Alternatively, if the withdrawal slip electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier may be defined by using an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. desirable.

Alternatively, if the withdrawal slip electronic document is a word processor file including at least one of HWP / DOC, etc., the segment identifier and the information identifier may include an identifier (or a tag) defined in the word processor document format. It is preferable to define it as an identifier.

Alternatively, when the withdrawal slip electronic document is a web document file including MHT, the segment identifier and the information identifier may be defined by using an identifier (or tag) defined in the web document format as the segment identifier or the information identifier. desirable.

FIG. 13 is a diagram illustrating the electronic document structure of a foreign currency deposit (gold sale) slip among bank transaction slips according to another embodiment of the present invention.

In more detail, FIG. 13 illustrates a bank transaction slip generated by an electronic slip terminal on the electronic document system for a bank transaction slip shown in FIG. 8 through a process of generating a bank statement slip shown in FIGS. 9A and 9B. As an example of the foreign currency deposit (gold sale) slip electronic document in the document, those of ordinary skill in the art to which the present invention pertains, the foreign currency deposit (gold) It is possible to infer various implementation methods for the document electronic document structure, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 13, the foreign currency deposit (gold trade) slip electronic document among the bank transaction slip electronic documents includes a transaction code segment (1300) for identifying a transaction type corresponding to the foreign currency deposit (gold trade) slip; The account information segment 1305 including the number, the transaction amount segment 1310 including the currency amount, the account holder segment 1315 including the account holder for the account information, and the applicant's name, social security number, and telephone number. At least one claimant segment 1320 including at least one agent, at least one agent segment 1325 including at least one relationship between the agent name, social security number, and the applicant, and at least one transaction bank, branch office, electronic slip terminal, and at least one employee in charge. At least one trading bank segment 1330, characterized in that the intention of those skilled in the art as illustrated in FIG. FIG. It is possible to be done by further comprising at least one segment.

The transaction code segment 1300 may include a segment identifier for identifying the transaction code segment 1300 on the foreign currency deposit (deposited trade) electronic document, a deposit transaction identifier and a deposit transaction information, a payment transaction identifier and a payment transaction information; It is preferable to include at least one or more cancellation transaction identifier and cancellation transaction information.

The account information segment 1305 is a segment identifier for identifying the account information segment 1305 on the foreign currency deposit (gold sale) voucher electronic document and a foreign currency deposit (gold sale) corresponding to the foreign currency deposit (gold sale) voucher. It is preferable to include an account number identifier and account number information for the transaction.

The transaction amount segment 1310 preferably includes a segment identifier for identifying the transaction amount segment 1310, a currency amount identifier, and a currency amount information on the foreign currency deposit (gold sale) slip electronic document.

The account holder segment 1315 preferably includes a segment identifier for identifying the claimant segment 1320, the account holder name identifier and the account holder name information on the foreign currency deposit (money trade) slip electronic document.

The applicant segment 1320 may include a segment identifier for identifying the applicant segment 1320 on the foreign currency deposit (money trade) slip electronic document, the applicant name identifier and the applicant name information, the applicant social security number identifier and the applicant social security number information, and the applicant telephone. It is preferable to include at least one or more of the number identifier and the applicant telephone number information.

According to an embodiment of the present invention, the applicant segment 1320 may further include a digital signature of the applicant input through a sign pad device provided in the electronic slip terminal.

The agent segment 1325 may include a segment identifier for identifying the agent segment 1325 on the foreign currency deposit document, an agent name identifier and agent name information, an agent social security number identifier, agent social security number information, an applicant, It is preferable that the at least one relationship identifier and the relationship information between the applicant.

According to an embodiment of the present invention, the agent segment 1325 preferably further includes a digital signature of the agent input through a sign pad device provided in the electronic slip terminal.

The trading bank segment 1330 receives a segment identifier for identifying the trading bank segment 1330 and the foreign currency deposit (gold sale) slip on the foreign currency deposit (gold sale) slip electronic document. It is preferable to include at least one transaction bank identifier, transaction bank information, branch identifier and branch information, electronic slip terminal identifier and electronic slip terminal information, employee number identifier and employee number information of the teller providing the transaction.

According to the present embodiment, each segment identifier and information identifier constituting the foreign currency deposit voucher electronic document may use an identifier supported by the foreign currency deposit voucher electronic document format.

For example, if the foreign currency deposit (banking) voucher electronic document is an EDI file, the segment identifier and the information identifier may include an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the foreign currency deposit voucher electronic document is a PDF (Portable Document Format) file, the segment identifier and the information identifier may be an identifier (or a tag) defined in the PDF document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the foreign currency deposit (money trade) slip electronic document is a word processor file including at least one or more HWP / DOC, the segment identifier and information identifier is an identifier (or tag) defined in the word processor document format It is preferable to define a segment identifier or an information identifier.

Alternatively, if the foreign currency deposit (banking) voucher electronic document is a web document file including an MHT, the segment identifier and the information identifier may include an identifier (or a tag) defined in the web document format as the segment identifier or the information identifier. It is preferable to define and use.

FIG. 14 is a diagram illustrating a structure of an electronic document for exchange / transfer / money sale slip among bank transaction slips according to another embodiment of the present invention.

In more detail, FIG. 14 illustrates a bank transaction slip generated by an electronic slip terminal on an electronic document system for a bank transaction slip shown in FIG. 8 through a process of generating a bank transaction slip shown in FIGS. 9A and 9B. As an example of a document of exchange / transfer / money sale slip electronic document among those who have ordinary knowledge in the technical field to which the present invention pertains, the exchange / transfer / It is possible to infer various implementation methods for the gold document slip electronic document structure, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG. .

Referring to FIG. 14, the exchange / transfer / money sale slip electronic document of the bank transaction slip electronic document includes a transaction code segment 1400 for identifying a transaction type corresponding to the exchange / transfer / money trade slip and an account. An account information segment 1415 including a number, a transaction information segment 1410 including a purchase sale and a currency amount, an applicant segment 1405 including at least one or more applicant names, social security numbers, and telephone numbers; At least one transaction bank segment 1420 including at least one branch, an electronic slip terminal, and at least one employee in charge. The at least one segment as illustrated in FIG. It is possible to further comprise.

The transaction code segment 1400 may include a segment identifier for identifying the transaction code segment 1400 on the exchange / transfer / money sale slip electronic document, a deposit transaction identifier and a deposit transaction information, a payment transaction identifier and a payment transaction information, It is preferable to include at least one or more cancellation transaction identifier and cancellation transaction information.

The account information segment 1415 includes a segment identifier for identifying the account information segment 1415 on the exchange / transfer / money sale slip electronic document and a currency / transfer / money transfer corresponding to the exchange / transfer / money trade slip. It is preferable to include an account number identifier and account number information for trading.

The transaction information segment 1410 may include a segment identifier for identifying the transaction information segment 1410 on the exchange / transfer / money sale slip electronic document, a buy / sell identifier, a buy / sell information, a currency amount identifier, and a currency amount. It is preferable to include at least one information.

The applicant segment 1405 includes a segment identifier for identifying the applicant segment 1405 on the exchange / transfer / money sale slip electronic document, the applicant's name identifier and the applicant's name information, the applicant's social security number identifier and the applicant's social security number information, and the applicant's telephone. It is preferable to include at least one or more of the number identifier and the applicant telephone number information.

According to an embodiment of the present invention, the applicant segment 1405 preferably further comprises a digital signature of the applicant input through a sign pad device provided in the electronic slip terminal.

The bank segment 1420 stores a segment identifier for identifying the bank segment 1420 on the exchange / transfer / money transfer slip electronic document and the exchange / transfer / money trade slip and exchanges / transfers / money It is preferable to include at least one transaction bank identifier, transaction bank information, branch identifier and branch information, electronic slip terminal identifier and electronic slip terminal information, employee number identifier and employee number information of the teller providing the trading transaction.

According to the present embodiment, each segment identifier and information identifier constituting the exchange / transfer / money trade slip electronic document may use an identifier supported by the exchange / transfer / money trade slip electronic document format.

For example, if the exchange / money transfer / money sale slip electronic document is an EDI (Electronic Data Interchange) file, the segment identifier and the information identifier may include an identifier (or a tag) defined in the EDI document format as the segment identifier or the information identifier. It is preferable to define and use.

Alternatively, if the currency exchange / remittance / money voucher electronic document is a Portable Document Format (PDF) file, the segment identifier and the information identifier is an identifier (or tag) defined in the PDF document format as the segment identifier or the information identifier. It is preferable to define and use.

Or, if the currency exchange / remittance / money voucher electronic document is a word processor file containing at least one of HWP / DOC, etc., the segment identifier and information identifier is an identifier (or tag) defined in the word processor document format It is preferable to define and use the segment identifier or the information identifier.

Or, if the exchange / remittance / money voucher electronic document is a web document file containing the MHT, the segment identifier and the information identifier is an identifier (or tag) defined in the web document format to the segment identifier or information identifier It is preferable to define and use.

According to the present invention, after generating various bank transaction slip electronic document for each bank branch (or branch), or generating various bank transaction slip electronic document for each window of the bank branch (or branch), the bank transaction slip electronic document is generated. By storing in the electronic document storage, there is an advantage to manage the electronic document slip without storing the paper slip for a certain period of time.

According to the present invention, there is an advantage that it is convenient to manage the bank transaction slip electronic document stored in the electronic document storage through the bank transaction slip electronic document including information necessary for managing the slip in addition to the conventional slip image.

Claims (12)

At least one transaction request information corresponding to the document entry information included in the bank transaction slip for the bank teller; And an electronic document including an item-specific identifier corresponding to each transaction request information to transmit the at least one transaction request information through a communication network, or to combine the transaction request information into a computer edited document. The electronic document, A transaction bank segment including transaction bank information and a corresponding identifier for processing a window transaction corresponding to the bank transaction slip; And Claimant segment made by including the applicant information and the corresponding identifier for the window transaction corresponding to the bank statement, the banking slip electronic document comprising a. The method of claim 1, wherein the electronic document, And an image content segment comprising an image content and an image content identifier scanned from a paper slip corresponding to the bank slip. The method of claim 2, wherein the image content segment comprises: The banking slip electronic document comprising a signature (or seal) image area of the applicant applying for a window transaction through the banking slip. The segment of claim 1, wherein the segment is an application. The banking slip electronic document, characterized in that it comprises a digital signature of the applicant applying for a window transaction through the banking slip. The method of claim 1, wherein the electronic document, A banking slip electronic document comprising at least one deposit slip electronic document, a withdrawal slip electronic document, a foreign currency deposit (or gold trade) slip electronic document, and a currency exchange / money transfer / money trade slip electronic document. The method of claim 5, wherein the deposit slip electronic document, A transaction code segment including transaction code information corresponding to a deposit transaction of the bank transaction slip and a corresponding identifier; An account information segment including account number information and a corresponding identifier for a deposit transaction corresponding to the bank statement; A transaction amount segment including transaction amount information and a corresponding identifier for a deposit transaction corresponding to the bank statement; An agent segment comprising agent information corresponding to the bank statement and a corresponding identifier; And The banking slip electronic document, characterized in that it comprises a; depositing bank segment that includes the bank information corresponding to the banking slip and the corresponding identifier. The method of claim 5, wherein the withdrawal slip electronic document, A transaction code segment including transaction code information corresponding to a withdrawal transaction of the bank statement and a corresponding identifier; An account information segment including account number information and a corresponding identifier for a withdrawal transaction corresponding to the bank statement; And And a transaction value segment comprising transaction value information and a corresponding identifier for the withdrawal transaction corresponding to the bank statement. The electronic document of claim 5, wherein the foreign currency deposit (or gold sale) slip electronic document is provided. A transaction code segment including transaction code information corresponding to a foreign currency deposit (or gold trade) transaction of the bank transaction slip and a corresponding identifier; A transaction amount segment including currency value information for the foreign currency deposit (or gold sale) of the bank statement and a corresponding identifier; An account holder segment including account holder information and an identifier of the account information corresponding to the bank statement; And And an agent segment including agent information corresponding to the bank transaction slip and a corresponding identifier. The method of claim 5, wherein the exchange / remittance / gold trading slip electronic document, A transaction code segment including transaction code information corresponding to the exchange / transfer / money sale transaction of the bank transaction slip and a corresponding identifier; An account information segment including account number information and a corresponding identifier for a currency exchange / transfer / money sale transaction corresponding to the bank statement; And And a transaction information segment comprising purchase and sell information corresponding to the bank transaction slip, currency value information, and a corresponding identifier. A key input unit for inputting at least one transaction request information corresponding to document entry information included in a bank transaction slip for a bank teller transaction; An electronic document generation unit for generating a bank transaction slip electronic document including an item-specific identifier corresponding to each transaction request information in order to transmit the input at least one transaction request information through a communication network, or to combine it into a computer edited document; And And an electronic document transmission unit for transmitting the generated bank transaction slip electronic document to an electronic document server on a communication network. The method of claim 10, wherein the key input unit, And receiving a digital signature of an applicant for inputting the transaction request information from a sign pad device. The method of claim 10, And an electronic slip transmission unit for transmitting the electronic slip information including the input transaction request information to a window terminal provided at a bank window.

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