KR20090053645A - System and method for settling pc room advertisement profit using on-line account and recording medium - Google Patents

Abstract

The present invention relates to a method and system for calculating PC room advertisement revenue using an online account, and a recording medium therefor. The method for calculating PC room advertisement revenue using an online account according to the present invention includes a PC room equipped with a PC room-a PC service rental service workplace. Checking the advertising revenue for the advertising data provided to the terminal, Computing the advertising proceeds to be distributed to the customer using the PC Bang terminal that generated the advertising proceeds of the confirmed advertising proceeds, and the calculated advertising proceeds PCC terminal And processing the deposit to the user's online account.

PC room advertisement, PC room fee

Description

System and Method for Settling PC Room Advertisement Profit using On-line Account and Recording Medium}

1 is a diagram showing a PC room advertising system configuration according to an embodiment of the present invention.

2 is a diagram illustrating a process of transmitting and receiving keyword information and advertisement data according to an embodiment of the present invention.

3A, 3B, and 3C are diagrams illustrating a process of transmitting and receiving keyword information and advertisement data according to another exemplary embodiment of the present invention.

4 is a diagram illustrating a PC room terminal information registration system for providing a PC room advertisement according to an embodiment of the present invention.

5 is a diagram illustrating a PC room terminal registration information registration process for providing a PC room advertisement according to an embodiment of the present invention.

6 is a diagram illustrating a program providing system for downloading and remotely mounting an advertisement providing program to a PC room terminal according to an embodiment of the present invention.

7 is a diagram illustrating a process of remotely loading the advertisement providing program to a PC room terminal according to an embodiment of the present invention.

8 is an advertisement providing program function configuration for receiving and outputting keyword advertisements provided from a separate advertisement server 100 in addition to keyword advertisements received from a web server to a PC room terminal in connection with a browser program according to an embodiment of the present invention. Figure is a diagram.

9A, 9B, and 9C illustrate an operation of an advertisement providing program according to an exemplary embodiment of the present invention.

10 is a diagram showing the configuration of a PC room advertisement providing system according to an embodiment of the present invention.

11A and 11B illustrate a process of checking keyword information input through a browser in an advertisement providing program and transmitting the keyword information to an advertisement server according to an exemplary embodiment of the present invention.

12A and 12B illustrate a process of transmitting one or more advertisement data corresponding to keyword information from an advertisement server to a PC room terminal and outputting the advertisement data through an advertisement providing program according to an embodiment of the present invention.

13A and 13B are diagrams illustrating a process of processing an advertisement revenue according to a PC room advertisement providing according to an exemplary embodiment of the present invention.

14A and 14B are diagrams illustrating a process of processing an advertisement revenue according to a PC room advertisement providing according to another exemplary embodiment of the present invention.

15 is a diagram illustrating an online account registration system for incentive deposit according to PC room fee payment and advertisement proceeds according to an embodiment of the present invention.

16 is a diagram illustrating the configuration of online ledger information according to an embodiment of the present invention.

17 is a diagram showing the configuration of online ledger information according to another embodiment of the present invention.

18 is a diagram illustrating the configuration of online ledger information according to another embodiment of the present invention.

19 is a diagram illustrating an information providing process for opening an online account and processing an online account operating in a virtual account form according to an embodiment of the present invention.

20 is a diagram illustrating an information providing process for opening an online account and processing an online account operating in a virtual account form according to another exemplary embodiment of the present invention.

21 is a diagram illustrating a process of processing an online account as a virtual account according to an embodiment of the present invention.

22 is a diagram illustrating a real name verification process for an online account according to one embodiment of the present invention.

23 is a diagram illustrating a real name verification process for an online account according to another exemplary embodiment of the present invention.

24 is a diagram illustrating a system for advertising revenue settlement for depositing a portion of advertising revenue according to an embodiment of the present invention into a customer OA account and paying PC room fee using the amount deposited in the OA account.

FIG. 25 is a diagram illustrating a process of collecting advertising revenue information and calculating incentives for depositing a portion of advertising revenue into a customer OA account according to an embodiment of the present invention and paying a PC room fee using the amount deposited in the OA account.

FIG. 26 is a diagram illustrating a settlement process for depositing a portion of advertising revenue according to an embodiment of the present invention to a customer OA account and paying a PC room fee using the amount deposited in the OA account.

<Description of main parts of drawing>

100: ad server 105: information registration server

110: program providing server 115: settlement server

120: online account server 125: relay server

130: Web server 135: PC room terminal

140: manager terminal

The present invention comprises the steps of confirming the advertising revenue for the advertisement data provided to the PC room terminal provided in the PC room-PC rental service provider-and the advertising revenue to be distributed to the customers of the PC room terminal that generated the advertising revenue among the confirmed advertising revenue It relates to a method for calculating the PC advertising advertising using an online account, comprising the step of: and processing the deposit to the online account of the customer using the PC room terminal.

Due to the continuous development of information and communication technology, the condition of using the Internet in each household is provided, but the utilization rate of the PC room is kept at a certain level due to the lack of the computer performance of each household or the lack of various peripheral devices connected to the computer. It is known that the computer / Internet spread of each household does not significantly impair the utilization rate of the PC room.

Various attempts have been made to provide various advertisements for the PC room terminals provided in the PC room according to the use of the PC room. However, in the conventional PC room terminal advertisements, the first image content (or video content) The fact that it relies solely on simple output, secondly, that advertisement supply depletes some of the PCroom terminal resources, thereby hampering the basis of the PCroom terminal user's use of the PCroom terminal, and thirdly, there is a lack of proper revenue distribution structure. Most of the PC room owners and customers using the PC room terminal includes a problem that includes at least one or the like, such as having a negative reaction to the advertisement.

An object of the present invention for solving the above problems, PC room-PC using lease service workplace-PC room to verify the advertising revenue provided to the PC terminal provided, the PC room generated the advertising revenue out of the confirmed advertising proceeds Means for calculating an advertisement revenue to be distributed to a terminal user and processing the calculated advertising revenue to be deposited into an online account of the PC room terminal customer, and the PC room terminal fee of the PC room terminal user is online. It is to provide a PC Bang advertising revenue settlement system using an online account including a means for processing the withdrawal from the account.

PCB advertising revenue settlement method using an online account according to the present invention, the step of checking the advertising revenue for the advertisement data provided to the PC Bang terminal provided in the PC Bang-PC rental service establishment-and the advertisement of the confirmed advertising proceeds Comprising a step of calculating the advertising revenue to be distributed to the PC Bang terminal user using the generated revenue, and characterized in that it comprises the step of processing the deposit to the online account of the PC Bang terminal user using the calculated advertising revenue.

PC room advertisement revenue settlement method using the online account according to the present invention, characterized in that it comprises the step of processing the PC room terminal usage fee of the PC room terminal user to be withdrawn from the online account of the PC room terminal user.

On the other hand, PC room advertising revenue settlement method using the online account according to the present invention, PC Bang-PC using lease service workplace-the step of confirming the advertising proceeds for the advertising data provided to the PC room terminal equipped with, and the confirmed advertising proceeds Calculating an advertisement profit to be allocated to the PC Bang terminal using customer who generated the advertisement proceedings, and when processing the PC room terminal using fee of the PC room terminal using customer, the PC room terminal using fee of the PC room terminal using customer and the calculated advertisement Comparing the advertising revenue to be distributed to the customer using the PC room terminal that generated the revenue, and if the calculated advertising revenue is less than the PC room terminal usage fee, the difference between the PC room terminal usage fee and the advertising proceeds the PC room terminal Even if debited from a customer's online account Processing,

As a result of the comparison, if the calculated advertising revenue is greater than the PC room terminal usage fee, the difference between the advertising revenue and the PC room terminal usage fee comprises the step of depositing into the online account of the PC room terminal customer. It is done.

PC room advertising revenue settlement method using an online account according to the present invention, characterized in that it further comprises the step of providing the calculated advertising revenue information to the PC room terminal that generated the advertising revenue or the operator terminal operating the PC room. do.

PC room advertising revenue settlement method using the online account according to the present invention, characterized in that it further comprises the step of processing the PC room terminal usage fee withdrawn from the online account of the PC room terminal user to be deposited into the PC room operator account. .

According to the present invention, the method for calculating PC room advertisement revenue using an online account includes calculating an advertisement revenue to be distributed to the PC room operator among the identified advertisement revenues, and processing the received advertisement revenue to be deposited into the PC room operator account. It is characterized in that it further comprises.

On the other hand, it includes a computer-readable recording medium recording a program for executing the PC Bang advertising revenue settlement method using the above-described online account.

On the other hand, PC Bang advertising revenue settlement system using the online account according to the present invention, PC Bang-PC use lease service workplace-to check the advertising proceeds for the advertising data provided to the PC Bang terminal provided in the PC, the advertisement of the confirmed advertising proceeds Means for calculating advertisement revenue to be distributed to the PC Bang terminal using customer who generated the profit and processing the calculated advertising proceeds to be deposited into the online account of the PC Bang terminal using customer, and using the PC Bang terminal using fee of the PC Bang terminal using customer. It is characterized in that it comprises a means for processing to be withdrawn from the online account of the customer use PC terminal.

On the other hand, PC Bang advertising revenue settlement system using the online account according to the present invention, PC Bang-PC use lease service workplace-to check the advertising proceeds for the advertising data provided to the PC Bang terminal provided in the PC, the advertisement of the confirmed advertising proceeds Means for calculating advertisement revenue to be distributed to the PC room terminal customer who generated the profit, and the PC room terminal user fee of the PC room terminal customer and the calculated advertising proceeds when the PC room terminal user fee is settled. Means for comparing the advertising revenue to be distributed to the PC room terminal customer generated and the comparison result, if the calculated advertising revenue is less than the PC room terminal fee, the difference between the PC room terminal fee and the advertising proceeds of the PC room terminal customer To withdraw from an online account And comparing the difference between the advertisement revenue and the PC room terminal fee when the calculated advertising revenue is greater than the PC room terminal fee. It is characterized by.

In the PC Bang advertising revenue settlement system using an online account according to the present invention, each of the means is characterized in that provided in a single server or a plurality of servers.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto. That is, each means described above is a server (or terminal) provided on the system shown in the following embodiments, or is a predetermined functional configuration provided in at least one or more servers (or terminals), or at least one or more servers. (Or a terminal) may be an association of at least two or more functional components. In addition, the server (or terminal) shown in the following embodiment is shown to include at least two or more functional components for achieving the technical features of the present invention for convenience, the functional component shown in the server (or terminal) Matched with the above-described means may be provided in two or more different servers (or terminals) according to the role and function of each functional component and the corresponding server (or terminal) operator (or operator), whereby the present invention is not limited No.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the configuration of a PC room advertising system according to an embodiment of the present invention.

In more detail, FIG. 1 is a PC room system including a PC room terminal 135 including a plurality of computers, one or more manager terminals (or operator terminals) 140, and a PC room system provided on the PC room system. And an advertisement providing system including an advertisement server 100 providing at least one advertisement to at least one PC room terminal 135, and relaying the PC room system and the advertisement providing system. As shown in FIG. 1, a PC room advertising system is configured to further include an advertisement relay system including a server 125. Those skilled in the art may refer to and / or modify the present invention. It will be possible to infer various implementation methods for the PC room advertising system configuration, but the present invention includes all the implementation methods inferred It characterized by comprising.

Referring to FIG. 1, an organization participating in the PC room advertisement system includes a PC room terminal 135 including a plurality of computers, a PC room operating one or more administrator terminals (or operator terminals) 140, and the PC. PC room provided in a plurality of PC rooms, characterized in that it comprises an advertising provider operating an advertising server 100 for providing at least one or more advertisements to at least one PC room terminal 135 provided in the room It characterized in that it comprises a relay engine having a relay server 125 for connecting the terminal 135 (or manager terminal 140) to the advertisement server 100 provided in the advertisement provider.

In the PC room advertisement system, the PC room includes a plurality of PC room terminals 135 to which use rights are granted to the PC room visitor for a predetermined time, and a manager terminal for managing the plurality of PC room terminals 135. Characterized in that it comprises a PC room system comprising a 140, the plurality of PC room terminal 135 and the manager terminal 140 is characterized in that the communication is connected through a LAN (Local Area Network).

In the PC room system, the manager terminal 140 and the plurality of PC room terminals 135 are a communication network based on TCP / IP (for example, an Ethernet communication network or an Asymmetric Digital Subscriber). Line) / VDSL (Very High-data Rate Digital Subscriber Line) -based high-speed communication network, or a cable communication network (Cable Communication Network) is characterized in that it comprises a computer that is connected to the web server 130, the present invention Those skilled in the art will be familiar with the computer structure and technical features, so a detailed description thereof will be omitted for convenience.

In the PC room system, the PC room terminal 135 is provided with a communication network connection function and a browser program for providing a connection and browsing service to at least one web server 130 provided on the communication network. At least one keyword transmitted through the browser and checked by the web server 130 connected to the browser program for the advertisement of the PC room according to the present invention is transmitted to the web server 130. Check the information, provide the identified keyword information to the advertisement server 100, and receive at least one advertisement data matching the keyword information from the advertisement server 100, Characterized in that it comprises an advertisement providing program to output.

In addition, the PC room terminal 135 is a stand-alone game, a terminal-to-terminal interlocking game, a terminal-to-multiple interlocking game, a terminal-to-game server interlocking game, and a terminal through the relay server 125. It is preferable that a game program including at least one interlocked game between multiple terminals is provided.

In the PC room system, the manager terminal 140 has a communication network access function, a browser program that provides access and browsing services to at least one web server 130 provided on the communication network, and a plurality of PC rooms. And a PC room management program for managing two PC room terminals 135, wherein the advertisement providing program provided in each PC room terminal 135 for the PC room advertisement according to the present invention, or the Providing at least one or more advertisements from the advertisement server 100 to the PC room terminal 135 in association with the advertisement server 100 provided in the advertisement providing agency, or the relay server 125 provided in the relay agency. It is characterized in that it is provided with an advertisement management program that manages or settles the advertising revenue distribution amount according to the advertisement provision.

Here, the advertisement management program is a stand-alone program interoperating with the communication network access function provided in the manager terminal 140, or a plug-in program plugged into a browser program provided in the manager terminal 140, or Characterized in that it is implemented in the form of functional components of the PC room management program provided in the manager terminal 140, characterized in that the present invention is not limited by the form (or structure) of the advertisement management program.

In the PC room advertisement system, the advertisement provider includes an advertisement D / B (or linked through a communication network) storing keyword advertisement data (eg, keyword information and advertisement data) registered by at least one advertiser. When at least one keyword information is received from the advertisement providing program included in the room terminal 135 (or relayed through the relay server 125), at least one advertisement matching the keyword information in association with the advertisement D / B. Advertisement provided by including an ad server 100 to check the data, and to transmit (or relay through the relay server 125) to the advertisement providing program provided in the PC room terminal 135 Characterized in that the system is provided, the advertisement providing system is provided in the PC room system from the manager terminal 140 according to the intention of the skilled person An information registration server 105 that receives PC room terminal information corresponding to the plurality of PC room terminals 135 and registers the information in the PC room information D / B 420, and the plurality of PC room terminals provided in the PC room system. A program providing server 110 for providing and mounting the advertisement providing program at 135 and at least one advertisement from the advertisement server 100 to the PC room terminal 135, and the advertisement according to the advertisement providing. When the profit generation condition is satisfied, the revenue distribution amount (or point / electronic money) for each PC room terminal (or PC room terminal user customer) of the advertisement revenue is calculated, and the revenue distribution amount is used for the PC room terminal. The settlement server 115 to process the payment or to be deposited into the online account of the PC room terminal user customer, and the online account server 120 for managing and operating the online account of the PC room terminal user at leastIt is characterized by consisting of one or more further.

According to another exemplary embodiment of the present invention, the settlement server 115 calculates a revenue sharing amount (or point / electronic money) for each PC room terminal (or PC room terminal user customer) of the advertisement proceeds, and the revenue The amount of distribution is settled at the PC room terminal usage fee, or processed to be deposited into an online account of the PC room terminal user.

If the advertisement providing system is provided with at least one information registration server 105, program providing server 110, settlement server 115, online account server 120, information provided in the advertisement providing system Although the registration server 105, the program providing server 110, the settlement server 115, and the online account server 120 are shown as being implemented in the form of independent servers, the present invention is not limited thereto. The functions provided in at least one or more information registration server 105, program providing server 110, settlement server 115, online account server 120 provided in the advertisement providing system is integrated in the advertisement server 100 one Or a plurality of servers further subdividing the functional configuration provided in each information registration server 105, program providing server 110, settlement server 115, online account server 120, Implemented It is to be apparent that the invention is not limited thereby.

In the PC room advertisement system, the relay agency connects a plurality of PC room systems and the advertisement providing system on a communication network, thereby providing keyword information transmitted from an advertisement providing program included in the PC room terminal 135 on the PC room system. The relay server 125, characterized in that the relay transmission to the advertisement server 100, or transmits the advertisement data transmitted from the advertisement server 100 to the advertisement providing program provided in the PC room terminal 135. Advertisement relay system comprising a) is provided, the advertisement relay system according to the intention of the skilled person corresponding to the plurality of PC room terminal 135 provided in the PC room system from the manager terminal 140 An information registration server 105 that receives PC room terminal information and registers in the PC room information D / B 420, and a plurality of PC rooms provided in the PC room system. The program providing server 110 for providing and mounting the advertisement providing program to the terminal 135, and at least one advertisement from the advertisement server 100 to the PC room terminal 135, according to the advertisement provision If the conditions for generating the advertisement revenue are satisfied, the revenue distribution amount (or point / electronic money) for each PC room terminal (or PC room terminal user) is calculated among the advertisement revenues, and the revenue distribution amount is calculated for the PC room terminal. Settlement processing process 115 to process the payment or to be deposited into the online account of the PC room terminal user customer, and the online account server 120 for managing and operating the online account of the PC room terminal user. It is characterized by comprising at least one or more.

If at least one of the information registration server 105, the program providing server 110, the settlement server 115, the online account server 120 is provided in the advertisement relay system, the information registration provided in the advertisement relay system Although the server 105, the program providing server 110, the settlement server 115, and the online account server 120 are illustrated as being implemented in the form of independent servers, the present invention is not limited thereto. The functions provided in the at least one information registration server 105, the program providing server 110, the settlement server 115, and the online account server 120 provided in the relay system are integrated into the advertisement server 100 and include one. Implemented as a server, or implemented as a plurality of servers with more subdivided functional configuration provided in each information registration server 105, program providing server 110, settlement server 115, online account server 120 Be Bayida to place from, and thereby turns the apparently SHALL present invention is not limited.

According to an exemplary embodiment of the present invention, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, and the information registration server 105. It is possible to include at least one or more, in this case, the advertising relay system includes the relay server 125, the program providing server 110, settlement server 115, online account server 120 It is possible to comprise at least one or more.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, and further includes at least one program providing server 110. In this case, the advertisement relay system includes the relay server 125, and further includes at least one of the information registration server 105, the settlement server 115, and the online account server 120. It is possible.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100 and further includes at least one settlement server 115. In this case, the advertisement relay system includes the relay server 125, and further includes the information registration server 105, the program providing server 110, and the online account server 120. It is possible.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100 and further includes at least one online account server 120. In this case, the advertisement relay system includes the relay server 125, and further includes at least one of the information registration server 105, the program providing server 110, the settlement server 115. It is possible.

According to another exemplary embodiment of the present invention, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100 and the information registration server 105. It is possible to include at least one or more program providing server 110, in this case, the advertisement relay system includes the relay server 125, the settlement server 115, online account server 120 It is possible to comprise at least one or more.

Or, if the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, the program providing server 110, the settlement server 115 It is possible to include at least one or more, in this case, the advertisement relay system includes the relay server 125, and further comprises at least one or more information registration server 105, online account server 120 It can be done.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100 and includes the information registration server 105 and the settlement server 115. It is possible to include at least one or more, in this case, the advertising relay system includes the relay server 125, and further comprises at least one or more of the program providing server 110, the online account server 120. It is possible.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, the information registration server 105, and the online account server 120. It may be made to include at least one or more, in this case, the advertisement relay system comprises the relay server 125, the program providing server 110, the settlement server 115 further comprises at least one It is possible.

Or, if the PC room advertising system is provided with an advertisement relay system, the advertisement providing system on the PC room advertising system includes the advertisement server 100, the program providing server 110, the online account server 120 It is possible to include at least one or more, in this case, the advertisement relay system comprises the relay server 125, and further comprises at least one or more information registration server 105, the settlement server 115. It is possible.

Alternatively, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100 and includes the settlement server 115 and the online account server 120. It is possible to include at least one or more, in this case, the advertisement relay system includes the relay server 125, and further comprises at least one or more information registration server 105, program providing server 110. It is possible.

According to another exemplary embodiment of the present invention, when the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, and the program providing server ( 110, at least one settlement server 115 and an online account server 120 may be further included. In this case, the advertisement relay system includes the relay server 125 and the information registration server 105. It is possible to comprise at least one more.

Or, if the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, the information registration server 105, the settlement server 115 It is possible to include at least one or more online account server 120, in this case, the advertisement relay system includes the relay server 125, and further includes at least one or more program providing server 110 It can be done.

Or, if the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, the information registration server 105, the program providing server 110 It is possible to include at least one or more online account server 120, in this case, the advertising relay system includes the relay server 125, and further comprises at least one or more settlement server 115 It is possible.

Or, if the PC room advertisement system is provided with an advertisement relay system, the advertisement providing system on the PC room advertisement system includes the advertisement server 100, the information registration server 105, the program providing server 110 It is possible to include at least one or more settlement server 115, in which case the advertisement relay system comprises the relay server 125, and further comprises at least one or more online account server 120 It is possible.

2 illustrates a process of transmitting and receiving keyword information and advertisement data according to an embodiment of the present invention.

In more detail, Figure 2 is a PC room advertising system shown in Figure 1 consists of a PC room system and the advertisement providing system, the PC room terminal in the advertisement providing program provided in the PC room terminal 135 on the PC room system Checking keyword information transmitted to at least one web server 130 through a browser provided at 135 and transmitting the keyword information to the advertisement server 100 on the advertisement providing system, the advertisement server 100 and the keyword information; As shown in the flow of data provided to the advertisement providing program through the PC terminal terminal 135 to check the matching advertisement data, if the person of ordinary skill in the art to which the present invention pertains, see FIG. And / or may be modified to infer various implementation methods for transmitting and receiving the keyword information and the advertisement data, but the present invention may provide all the inferences. Is made, including a method, to which the technical feature that is not limited to the exemplary method shown in the figure 2.

3A, 3B, and 3C are diagrams illustrating a process of transmitting and receiving keyword information and advertisement data according to another exemplary embodiment of the present invention.

3a, 3b, and 3c of the present invention show that the PC room advertisement system shown in FIG. 1 includes a PC room system, an advertisement relay system, and an advertisement providing system. The data flow relaying the keyword information or the advertisement data corresponding to the keyword information between the PC room terminal 135 and the advertisement server, and the person skilled in the art to which the present invention pertains, Although various implementation methods for the keyword information and the advertisement data transmission and reception process may be inferred by referring to and / or modifying the drawing 3, the present invention includes all the implementation methods inferred, and is shown in FIG. The technical features are not limited only by the implementation method.

According to an embodiment of the present invention, FIG. 3a illustrates at least one web server 130 through a browser provided in the PC room terminal 135 in an advertisement providing program provided in the PC room terminal 135 on the PC room system. After checking the keyword information transmitted to the relay server 125 on the advertisement relay system, the relay server 125 burns the keyword information to the advertisement server 100 on the advertisement providing system, and then the advertisement FIG. 4 is a diagram illustrating a data flow for transmitting advertisement data corresponding to the keyword information from the server 100 to the PC room terminal 135.

Figure 3b according to another embodiment of the present invention is at least one web server 130 through a browser provided in the PC room terminal 135 in the advertisement providing program provided in the PC room terminal 135 on the PC room system When the keyword information is transmitted to the advertisement server 100 on the advertisement providing system, the advertisement data corresponding to the keyword information is transmitted from the advertisement server 100 to the relay server 125 on the advertisement relay system. And a data flow for transmitting the advertisement data from the relay server 125 to the PC room terminal 135.

According to another exemplary embodiment of the present invention, FIG. 3C illustrates at least one web server through a browser provided in the PC room terminal 135 in an advertisement providing program included in the PC room terminal 135 on the PC room system. Check the keyword information transmitted to the 130 to transmit to the relay server 125 on the advertisement relay system, the relay server 125 transmits the keyword information to the advertisement server 100 on the advertisement providing system, In response, the advertisement server 100 transmits advertisement data corresponding to the keyword information to the relay server 125 on the advertisement relay system, and transmits the advertisement data from the relay server 125 to the PC room terminal 135. A diagram illustrating a data flow transmitted to a network.

4 is a diagram illustrating a PC room terminal information registration system for providing a PC room advertisement according to an embodiment of the present invention.

In more detail, FIG. 4 shows that when the manager terminal 140 provides the PC room terminal registration information including at least one of PC room information, manager information, and a plurality of PC room terminal information to the PC room advertisement system through a communication network. By storing the PC room terminal registration information in the PC room information D / B (420) provided on the PC room advertising system in the server, a plurality of PC room terminals provided in the PC room based on the PC room terminal information The present invention relates to a system configuration for processing to provide separate keyword advertisement data corresponding to the keyword information to the PC terminal in addition to the keyword advertisement provided by the web server when transmitting keyword information to at least one web server. If one of ordinary skill in the art, PC room terminal information for providing the PC room advertising by referring to and / or modified in Figure 4 Various implementation methods for the registration system configuration may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, at least one for storing the PC room terminal registration information provided from the manager terminal 140 in the PC room information D / B 420 (storage medium) on the PC room terminal information registration system shown in FIG. 4. The components corresponding to the above means or functional configuration are referred to as " information registration server 105 " for convenience.

Referring to FIG. 4 according to an embodiment of the present invention, a PC room terminal information registration system for providing a PC room advertisement according to the present invention includes at least one manager terminal 140 connected to a communication network, and the manager terminal 140. PC room information D / B (420) for storing the PC room terminal registration information including at least one or more PC room information and manager information and a plurality of PC room terminal information transmitted from), and the manager terminal 140 and the communication network Is connected through, characterized in that it comprises an information registration server 105 for receiving the PC room terminal registration information transmitted through the communication network and stored in the PC room information D / B (420).

The manager terminal 140 has a network connection function, a browser program that provides access and browsing services to at least one web server provided on the communication network, and a PC that manages a plurality of PC room terminals provided in the PC room. Characterized in that it comprises a room management program, the advertisement providing program provided in each PC room terminal, or the advertisement server 100 provided in the advertisement providing organization for the PC room advertising according to the present invention, or the Managing providing at least one or more advertisements from the advertisement server 100 to the PC room terminal in connection with the relay server 125 provided in the relay institution, or processing the advertisement revenue distribution amount according to the advertisement provision. It is characterized by comprising an advertising management program.

Here, the advertisement management program is a stand-alone program interoperating with the communication network access function provided in the manager terminal 140, or a plug-in program plugged into a browser program provided in the manager terminal 140, or Characterized in that it is implemented in the form of functional components of the PC room management program provided in the manager terminal 140, characterized in that the present invention is not limited by the form (or structure) of the advertisement management program.

The PC room information D / B 420 provided on the PC room advertisement system includes a PC room information, manager information, and a plurality of PC room terminal information transmitted from the manager terminal 140. It is characterized by storing the room terminal registration information.

Here, the PC room information is preferably made up of at least one or more PC room name, a PC room business address, a telephone number and the like provided with the plurality of PC room terminals.

The manager information may include at least manager-specific information (eg, administrator name, social security number, address, phone number, etc.) and member information (eg, member ID information, password) for managing the plurality of PC room terminals in the PC room. It is preferable to include one or more, and the amount of revenue distribution (or points / electronic money) for each PC room terminal (or for each PC room terminal user) of the advertising proceeds according to the provision of at least one advertisement to the PC room terminal PC In the case of settlement processing using a room terminal fee, it is preferable that the settlement amount includes at least one account information to be deposited.

In addition, the plurality of PC room terminal information, the PC room terminal address information (for example, a fixed IP address, NAT method assigned to the PC room terminal is granted to any user in the PC room for a certain time) Address) and a PC room terminal number assigned to manage the plurality of PC room terminals in the PC room management program provided in the manager terminal 140.

According to an embodiment of the present invention, the information registration server 105 connects a communication channel with the manager terminal 140 through the communication network to provide a web interface corresponding to the manager terminal 140 and the communication network. Characterized in that it comprises an interface unit 400 for managing, whereby the information registration server 105 has a function of a web server that is connected to the manager terminal 140 through a communication network.

According to an embodiment of the present invention, the interface unit 400 connects a communication channel with the manager terminal 140 based on a Hyper-Text Transfer Protocol (HTTP) protocol, and the manager terminal 140 through the communication channel. A function of transmitting and outputting an interface screen in the form of a document compatible with HTML (Hyper-Text Markup Language), and receiving and processing PC room terminal registration information input (or selected) through the interface screen from the manager terminal 140. It is preferable to carry out.

Referring to FIG. 4, when the manager terminal 140 accesses the information registration server 105 through the interface unit 400, the information registration server 105 interworks with the interface unit 400. Interface providing unit 405 for generating (or extracting) the interface screen to the terminal 140 to input (or select) and transmit at least one or more PC room information, manager information and a plurality of PC room terminal information transmitted to the terminal 140 And an information receiving unit 410 for receiving PC room terminal registration information transmitted from the manager terminal 140 through the interface screen in connection with the interface unit 400 and the received PC. And an information storage unit 415 for storing room terminal registration information in the PC room information D / B 420.

The interface providing unit 405 has a functional configuration (eg, manager terminal (140) provided to the manager terminal 140 when the manager terminal 140 is connected to the information registration server 105 through the interface unit 400). 140 corresponds to a browser program), inputs (or selects) PC room terminal registration information to generate an interface screen for transmitting to the information registration server 105 through the communication network, or a database (not shown). And extract the interface screen generated (or extracted) in cooperation with the interface unit 400 to the manager terminal 140 through the communication network.

Thereafter, the manager terminal 140 inputs (or selects) PC room terminal registration information including at least one of PC room information, manager information, and a plurality of PC room terminal information based on the interface screen, and the PC room. When it is confirmed that the terminal registration information is input (or selected), the manager terminal 140 transmits the input (or selected) PC room terminal registration information to the information registration server 105 through the communication network.

Those skilled in the art to which the present invention pertains, the PC room information and manager information and a plurality of PC rooms through the at least one form (Form) included in the interface screen in the manager terminal 140 Technical information for inputting (or selecting) PC room terminal registration information including at least one terminal information, and the PC room terminal registration information input (or selected) through a communication protocol provided by the communication network. Since it will be familiar with the technical features to transmit to 105, a detailed description thereof will be omitted for convenience.

The information receiving unit 410 inputs (or selects) the PC room terminal registration information from the manager terminal 140 through the interface screen and transmits the information through the communication network. The PC room is interlocked with the interface unit 400. Characterized in that it receives the terminal registration information, and provides the received PC room terminal registration information to the information storage unit 415.

The information storage unit 415 may include the PC room terminal registration information including at least one of the PC room information, the manager information, and the plurality of PC room terminal information received through the information receiving unit 410. It stores in the B (420).

5 is a diagram illustrating a PC room terminal registration information registration process for providing a PC room advertisement according to an embodiment of the present invention.

In more detail, in FIG. 5, the manager terminal 140 on the PC room terminal information registration system shown in FIG. 4 is connected to the information registration server 105 via the communication network. When the PC room terminal registration information including at least one is transmitted, the process of storing the PC room terminal registration information in the PC room information D / B (420) in the information registration server 105, the present invention Those skilled in the art may refer to and / or modify this drawing 5 to infer various implementation methods for registering a PC room terminal registration information for providing the PC room advertisement, but the present invention. Includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 5, the information registration server 105 on the PC room terminal information registration system shown in FIG. 4 is referred to as " server " for convenience, and the manager terminal 140 on the PC room terminal information registration system shown in FIG. ) Is called a "terminal" for convenience.

Referring to FIG. 5, the terminal on the PC room terminal information registration system shown in FIG. 4 accesses the server through the communication network and connects a communication channel for providing a PC room advertisement (500).

According to the exemplary embodiment of the present invention, the communication channel connection process may further include at least one process of logging in to the server from the terminal, or registering to the server from the terminal. In the customer information corresponding to the terminal is extracted (or obtained).

If a person having ordinary knowledge in the technical field to which the present invention belongs, the terminal is connected to the server according to a communication protocol corresponding to the communication network through a browser program corresponding to the communication network for providing the PC room advertising Since it will be familiar with the technical features connecting the, detailed description thereof will be omitted for convenience.

When the communication channel for providing the PC room advertisement is connected between the terminal and the server as described above, the terminal requests the interface screen for providing the PC room advertisement to the server through the communication channel (505), correspondingly The server generates (or selects) an interface screen including a user interface for inputting (or selecting) PC room terminal registration information including at least one of the PC room information, manager information, and a plurality of PC room terminal information. Extraction) (510) and transmits the generated (or extracted) interface screen to the terminal through the communication channel (515).

Thereafter, the terminal includes at least one PC room information, manager information, and a plurality of PC room terminal information through the user interface included in the interface screen for input (or selection) of the PC room terminal registration information. The process is performed such that the PC room terminal registration information is input (or selected) (520).

If the PC room terminal registration information is input (or selected) from the terminal (525), the terminal transmits at least one PC room information, manager information and a plurality of PC room terminal information to the server through the communication channel. The server room terminal registration information is transmitted (530), and correspondingly, the server stores the received PC room terminal registration information in the PC room information D / B 420 shown in FIG. 4 (535). When the PC room information, the manager information, and the plurality of PC room terminal information stored in the PC room information D / B 420 are transmitted from the plurality of PC room terminals provided in the PC room to at least one web server, keyword information is transmitted. In addition to the keyword advertisement provided by the web server, it is used to provide separate keyword advertisement data corresponding to the keyword information to the PC room terminal.

6 is a diagram illustrating a program providing system for downloading and remotely mounting an advertisement providing program to a PC room terminal 135 according to an embodiment of the present invention.

In more detail, Figure 6 confirms a keyword transmitted to a web server through a browser to a PC room terminal 135 through a communication network in a PC room advertisement system to provide a PC room advertisement to the advertisement server 100 (or relay server ( 125), and download and remotely mount an advertisement providing program for receiving advertisement data matching the keyword from the advertisement server 100 (or the relay server 125) and outputting the advertisement data to a predetermined area on the browser screen. As a system configuration, the person skilled in the art to which the present invention pertains, refer to and / or modify the present Figure 6 to download the advertisement providing program to the PC room terminal (135) various remote mounting Although the implementation method may be inferred, the present invention includes all the inferred implementation methods and is not limited by the implementation method shown in FIG. .

For example, the advertisement providing program may be stored in a mobile storage device and distributed to the PC room. In this case, the advertisement providing program may be mounted to the PC room terminal 135 through the mobile storage device. The present invention is not limited.

Hereinafter, in FIG. 6, after confirming the keyword transmitted to the web server through the browser to the PC room terminal 135, the keyword is transmitted to the advertisement server 100 (or the relay server 125), and then the advertisement server 100. (Or relay program 125) provides a program on a PC room advertisement system for downloading and remotely mounting an advertisement providing program for receiving the advertisement data matching the keyword and outputting the advertisement data matching the keyword to a certain area on the browser screen. Server 110 ", the program providing server 110 is implemented in the form of a server (or device) provided on the PC room advertising system, as shown in Figure 6, or the PC room terminal ( 135 may be implemented in the form of a functional component provided in the ad server 100 (or relay server 125) to download and remotely mount the advertisement providing program. It is clear that the invention is not limited.

Referring to FIG. 6 according to an embodiment of the present invention, the program providing system is connected to the program providing server 110 through a communication network, and downloads the advertisement providing program and records it on a recording medium. And a program providing server 110 connected to the PC room terminal 135 through a communication network to provide the advertisement providing program to the PC room terminal 135, and to the PC room terminal 135. Characterized in that it further comprises an advertising server 100 (or relay server 125) provided in the PC room advertising system, including at least one function configuration for providing the PC room advertising through the provided advertisement providing program. do.

The PC room terminal 135 is provided with a communication network connection function, and a browser program for providing a connection and browsing service to at least one web server provided on the communication network, PC room according to the present invention, Identify a web server to which the browser is connected in connection with the browser program for advertisement, and identify at least one or more keyword information input through the browser and transmitted to the web server; After providing to the (100), characterized in that it comprises an advertisement providing program for receiving at least one or more advertisement data matching the keyword information from the advertisement server 100 and outputs to a predetermined area on the browser screen.

In addition, the PC room terminal 135 is a stand-alone game, a terminal-to-terminal interlocking game, a terminal-to-multiple interlocking game, a terminal-to-game server interlocking game, and a terminal through the relay server 125. It is preferable that a game program including at least one interlocked game between multiple terminals is provided.

The PC room terminal 135 may be a transmission control protocol / Internet protocol (TCP / IP) based communication network (for example, an Ethernet communication network or an Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line). It is characterized in that it comprises a computer that is connected to the web server 130 via a high speed communication network, or a cable communication network), if the person having ordinary knowledge in the technical field to which the present invention belongs, Since you will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

According to the present invention, the program providing server 110 connects and manages a communication channel with the PC room terminal 135 through the communication network to provide a web interface corresponding to the PC room terminal 135 and the communication network. It characterized in that the interface unit 600 is provided, whereby the program providing server 110 has a function of a web server that is connected to the communication through the communication network and the PC room terminal 135.

According to an embodiment of the present invention, the interface unit 600 connects a communication channel based on the PC room terminal 135 and the Hyper-Text Transfer Protocol (HTTP) protocol, and the PC room terminal through the communication channel. Program request information transmitted through a program providing interface screen in the form of a Hyper-Text Markup Language (HTML) compatible document is transmitted to the 135, and is input (or selected) from the PC room terminal 135 through the program providing interface screen. It is preferable to perform a function of receiving processing.

According to the present invention, the program providing server 110 is connected to the interface unit 600 when the PC room terminal 135 is connected to the program providing server 110 through the interface unit 600, the PC And an interface providing unit 605 for generating (or extracting) a program providing interface screen for inputting (or selecting) and transmitting program request information from the room terminal 135.

The interface providing unit 605 is the PC room terminal 135 when the PC room terminal 135 is connected to the program providing server 110 (or an advertisement providing program providing request) through the interface unit 600. Program request information is input (or selected) corresponding to a functional configuration (for example, a browser program provided in the PC room terminal 135) provided in the program providing server that can be transmitted to the program providing server 110 through the communication network. Create an interface screen or extract from a database (not shown), and provide the generated (or extracted) program providing interface screen to the PC room terminal 135 through the communication network in association with the interface unit 600. Characterized in that.

Thereafter, the PC room terminal 135 inputs (or selects) program request information based on the program providing interface screen, and transmits the input (or selected) program request information to the program providing server 110 through the communication network. To send).

Here, the program request information is a PC room information requesting to provide the advertisement providing program to the PC room terminal 135 and an operating system (or platform) for the PC room terminal 135 on which the advertisement providing program is to be mounted. Preferably, the PC room terminal 135 includes PC room terminal information including at least one or more media information to be recorded in the advertisement providing program.

According to the present invention, the program providing server 110 is a program D / B (615) for storing at least one or more program source or program file corresponding to the advertisement providing program to be provided to the PC room terminal 135, and When the program request information is received from the PC room terminal 135, the advertisement providing program corresponding to the program request information is extracted or dynamically generated from the program D / B 615, and the interface unit 600 is used. It is characterized by comprising a program providing unit 610 to be provided to the PC room terminal (135).

According to an exemplary embodiment of the present invention, the program D / B 615 stores an advertisement providing program file that can be operated in an operating system (or terminal platform) provided in the PC room terminal 135. When the program request information is received from the PC room terminal 135, the program providing unit 610 extracts an advertisement providing program file matching the program request information from the program D / B 615. It features.

According to another exemplary embodiment of the present invention, the program D / B 615 stores an advertisement providing program source capable of operating in an operating system (or terminal platform) provided in the PC terminal 135. When the program request information is received from the PC room terminal 135, the program providing unit 610 extracts an advertisement providing program source matching the program request information from the program D / B 615. Compiling the extracted advertisement providing program source to generate the advertisement providing program to be provided to the PC terminal 135.

Thereafter, the program providing unit 610 remotely provides the advertisement providing program extracted (or dynamically generated) through the interface unit 600 to the PC room terminal 135 through the communication network. Those of ordinary skill in the art will be familiar with the method of remotely mounting the advertisement providing program (for example, the method of remotely mounting the PC room terminal 135 with the program provider certificate attached). Detailed description thereof will be omitted for convenience.

The advertisement providing program provided to the PC room terminal 135 by the program providing unit 610 is input through a browser provided in the PC room terminal 135 and provided on at least one web server provided on a communication network ( For example, a function of confirming keyword information transmitted to a search server, and the identified keyword information is transmitted to the advertisement server 100 (or the relay server 125 via the relay server 125) on the communication network except the web server. And at least one advertisement data corresponding to the keyword information from the advertisement server 100 (or from the advertisement server 100 via the relay server 125), and the web server. And outputting the received advertisement data to a predetermined area separated from the web server side advertisement area on the keyword result page received from the keyword.

In addition, the advertisement providing program is the revenue distribution amount information for each PC room terminal (or PC room terminal user used) when the advertising revenue generated from the advertising data from the advertising server 100 (or settlement server 115). (Or point / electronic money information) is characterized in that it further comprises a function for outputting to a predetermined area on the screen of the PC room terminal 135.

In addition, the advertisement providing program requests to process the revenue sharing amount (or point / electronic money) for each PC room terminal (or for each PC room terminal user) as the PC room terminal use fee, or the PC room terminal It further comprises a user interface for requesting the deposit processing to the online account in the name of the user.

When the advertisement providing program is downloaded and remotely mounted on the PC room terminal 135 as described above, the PC room terminal 135 executes the advertisement providing program for the first time and authenticates the validity of the advertisement providing program. In this case, the program providing server 110 includes a diagnosis unit 620 for diagnosing the validity of the advertisement providing program in cooperation with the advertisement providing program provided in the PC terminal 135. Characterized in that made.

According to an embodiment of the present invention, the program diagnosis mode includes at least one diagnosis of whether the advertisement providing program effectively checks at least one keyword information from a browser provided in the PC room terminal 135. .

For example, the diagnosis unit 620 drives at least one browser provided in the PC room terminal 135 to access a diagnosis page, and requests to input at least one keyword through the driven browser. And providing a page, and comparing the keyword information checked and transmitted from the browser with the keyword information received through the diagnosis page to diagnose whether the advertisement providing program is operating normally. Do.

According to the present invention, the program providing server 110 is downloaded to the PC room terminal 135 and program information corresponding to the remotely mounted advertisement providing program (eg, advertisement providing program version information, PC room terminal 135 operating system) (Or platform) information, etc.) is stored in the PC room information D / B 420 in association with the PC room information, characterized in that it comprises a.

According to an embodiment of the present invention, the information storage unit 625 is downloaded to the PC room terminal 135 and remotely mounted when the validity of the advertisement providing program is confirmed by the diagnosis result of the diagnosis unit 620. It is preferable that the information and the PC room information is cooperatively processed to be linked to a predetermined PC room information D / B 420 and stored therein, wherein the program information is stored in the PC room information D / B 420. It is preferable to be included in room terminal information.

7 is a diagram illustrating a process of remotely mounting the advertisement providing program to the PC room terminal 135 according to the embodiment of the present invention.

In more detail, FIG. 7 confirms a keyword transmitted from the program providing server 110 to the PC terminal terminal 135 to the web server through the browser through the program providing system shown in FIG. 100 (or relay server 125), the advertisement for receiving the advertising data matching the keyword from the advertising server 100 (or relay server 125) and outputs to a predetermined area on the browser screen As a process of downloading and remotely mounting a providing program, those skilled in the art to which the present invention pertains may refer to and / or modify the drawing 7 and the advertisement providing program to the PC terminal 135. It will be able to infer various implementation methods for downloading and remote mounting, but the present invention includes all the implementation methods inferred, the actual shown in Figure 7 It not limited by the method.

Hereinafter, in FIG. 7, the PC room terminal 135 shown in FIG. 6 is referred to as "terminal" for convenience, and the program providing server 110 shown in FIG. 6 is referred to as "server" for convenience.

Referring to FIG. 7, the terminal accesses the server through a communication network, requests the server to download and remotely mount the advertisement providing program to the server (700), and correspondingly, the server downloads the advertisement providing program to the PC. The program providing interface screen for providing to the room terminal 135 is extracted (or generated) and provided to the terminal (705).

Thereafter, the terminal inputs (or selects) program request information through the program providing interface screen (710), transmits the input (or selected) program request information to the server through the communication network (715), In response, the server extracts (or dynamically generates) an advertisement providing program matching the program request information from the program D / B 615 (720), and extracts the extracted (or dynamically generated) advertisement providing program. Provided to the terminal via the communication network and mounted remotely (725).

If the advertisement providing program is remotely mounted in the terminal (730), the terminal executes the advertisement providing program to start a diagnostic mode for the advertisement providing program (735), and correspondingly, the terminal provides the advertisement. Generate validity diagnosis information through a program and transmit it to the server through the communication network (740), and the server receives and reads the received validity diagnosis information to confirm the validity of the advertisement providing program (745).

According to an embodiment of the present invention, the program diagnosis mode includes at least one diagnosis of whether the advertisement providing program effectively checks at least one keyword information from a browser provided in the PC room terminal 135. .

For example, the server may drive at least one browser provided in the PC room terminal 135 to access a diagnostic page, and provide a diagnostic page requesting input of at least one keyword through the driven browser. It is preferable that the advertisement providing program compare the keyword information checked and transmitted from the browser and the keyword information received through the diagnosis page to diagnose whether the advertisement providing program is operating normally.

If the validity of the advertisement providing program is not confirmed (750), the server generates program diagnostic error information and transmits the generated diagnostic error information to the terminal through the communication network (755), and provides the program providing interface screen to the terminal. Receiving the program request information, and extracting (or dynamically generating) the advertisement providing program corresponding to the received program request information and remotely mounting the program to the terminal.

On the other hand, if the validity of the advertisement providing program is confirmed (750), the server is connected to the program information corresponding to the advertisement providing program mounted on the terminal and the PC room information PC room information D / B (420) 760, wherein the program information is included in the PC room terminal information stored in the PC room information D / B (420).

8 is an advertisement providing program function configuration for receiving and outputting keyword advertisements provided from a separate advertisement server 100 in addition to keyword advertisements received from a web server to a PC room terminal in connection with a browser program according to an embodiment of the present invention. Figure is a diagram.

In more detail, FIG. 8 illustrates a browser program provided in the PC room terminal and at least one inter-process communication method (eg, inter-process message exchange method, inter-process memory sharing method, or inter-process library file (LIB / DLL)). Keyword information transmitted through at least one web server (eg, a search server) provided through a browser provided in the PC room terminal in connection with a sharing method, a type library method, etc. A function of confirming, transmitting the identified keyword information to the advertisement server 100 (or the advertisement server 100 via a relay server) on the communication network except the web server, and from the advertisement server 100 ( Or receiving at least one advertisement data corresponding to the keyword information from the advertisement server 100 via a relay server. The present invention relates to a functional configuration of an advertisement providing program having a function and a function of outputting the received advertisement data in a predetermined area separated from a web server side advertisement area on a keyword result page received from the web server. Those skilled in the art may refer to and / or modify this drawing to provide a keyword provided from a separate advertisement server 100 in addition to the keyword advertisement received from a web server to a PC room terminal in connection with the browser program. Various implementation methods for constructing an advertisement providing program function for receiving and outputting advertisements may be inferred, but the present invention includes all the inferred implementation methods and is not limited to the implementation method shown in FIG.

According to the present invention, a PC room terminal provided with the advertisement providing program includes storage means corresponding to a memory unit for storing a recording medium on which a program code corresponding to the advertisement providing program is recorded, and the browser in the advertisement providing program. Screen output means for outputting various window screens including screens to a screen output device provided in the PC room terminal, and an input device (for example, a keyboard, a keypad, or a mouse) provided in the PC room terminal. Key input means for inputting at least one key data for providing the click per cost (CPC) -based advertisement in association with a mouse, and a communication channel for browsing with at least one web server through the browser program. Connect the communication channel with the advertisement server 100 (or the relay server) on the communication network to which the PC room terminal is connected. At least one advertisement data corresponding to the keyword information is transmitted from the browser to the advertisement server 100 (or the relay server) through the channel. Characterized in that it comprises a communication means for receiving.

Those of ordinary skill in the art to which the present invention pertains clearly know the technical features of the storage means, the screen output means, the key input means and the communication means according to the PC room terminal configuration, Description is omitted for convenience.

The storage means is a PC room that is received from the advertisement server 100 (or relay server) among a plurality of web servers accessible through a browser provided in the PC room terminal and outputs a keyword advertisement in a predetermined area on the browser screen. It is preferable to store advertisement target web server information (eg, search server URL information) to provide an advertisement service.

Alternatively, the storage unit checks a keyword input interface (eg, a tag string corresponding to a keyword input interface) provided in the keyword input page provided from the target web server, and stores keyword information input through the keyword input interface. It is preferable to further store keyword input interface information for confirmation.

Referring to FIG. 8, after the advertisement providing program is recorded on a recording medium provided in the PC room terminal, the advertisement providing program is received from the web server in association with an operating system (or platform) provided in the PC room terminal. In addition to the keyword advertisement output through the browser is received from a separate ad server 100 (or a relay server) to execute and control the function to output a keyword advertisement in a predetermined area on the browser screen, and controls the advertisement providing program At least one functional component interworking with each other, or at least one terminal component (eg, storage means) provided in the PC room terminal through an operating system (or platform) provided in the PC room terminal. , In addition to the keyword advertisement received from the web server in conjunction with the communication means) 100 is characterized in that obtained by having a (or relays) the control unit 800 for controlling to output the advertisement keyword in a certain region on the browser screen is received from.

The control unit 800 is executed on the operating system (or platform) provided in the PC room terminal (for example, arithmetic processing by a processor provided in the PC room terminal), and linked with the operating system (or platform) And a program execution code corresponding to a mainframe (mainframe) for interworking with the terminal component (eg, storage means, communication means, etc.).

According to an embodiment of the present invention, the control unit 800 is recorded on a recording medium provided in the PC room terminal, and then the operating system (or platform) according to a program execution command by a user or a program execution command by the browser program. It is preferable to start the advertisement providing program and to execute the advertisement providing program, and to obtain the use right for the terminal component from the operating system (or platform) at the same time as the execution of the advertisement providing program.

In addition, the control unit 800 preferably controls at least one function configuration unit included in the advertisement providing program to interwork with the execution of the advertisement providing program.

According to an embodiment of the present invention, when the operating system (or platform) supports event-based multitasking, the controller 800 provides access rights (handles) for using the terminal component in each functional component. It is preferable to assign, and at this time, each functional component constituting the advertisement providing program preferably allocates an instance to the controller 800 to use the access right.

According to another exemplary embodiment of the present invention, when the operating system (or platform) does not support an event method, the controller 800 obtains an access right (interrupt) for using the terminal component in each functional component. Preferably, each function component constituting the advertisement providing program invokes the interrupt to use the interrupt.

According to the present invention, the advertisement providing program has a function of checking keyword information input through a browser provided in the PC room terminal and transmitted to at least one web server (eg, a search server) provided on a communication network; Transmitting the identified keyword information to an advertisement server 100 (or an advertisement server 100 via a relay server) on a communication network other than the web server, and from the advertisement server 100 (or the advertisement server 100). Receiving at least one advertisement data corresponding to the keyword information via a relay server; and receiving the received advertisement in a predetermined area separate from the web server side advertisement area on the keyword result page received from the web server. At least one or more browser programs provided in the PC terminal to provide a function of outputting data; And an inter-process communication unit 805 for communicating through an inter-cess communication method, wherein the browser program includes at least one inter-process communication unit 805 interworking with the inter-process communication unit 805. It is characterized by.

According to the exemplary embodiment of the present invention, when the advertisement providing program is started by the controller 800, the inter-process communication unit 805 checks at least one browser program that is already executed and operated in the PC room terminal. And, it is preferable to connect the inter-process communication unit 805 and the inter-process communication channel provided in the at least one browser program identified.

According to another exemplary embodiment of the present invention, when the advertisement providing program is activated by the controller 800, the inter-process communication unit 805 is one of at least one browser program that is already executed and operated in the PC room terminal. Any communication target browser program (for example, a browser program that started the advertisement providing program, or a browser program set as a parent process of the advertisement providing program on an operating system (or platform), or between processes provided in the advertisement providing program). It is preferable to connect the inter-process communication channel with the inter-process communication unit 805 included in the browser program that responds to the inter-process communication protocol defined in the communication unit 805.

According to an embodiment of the present invention, the inter-process communication unit 805 may include an inter-process message exchange method, an inter-process memory sharing method, an inter-process library file (LIB / DLL) sharing method, or a type library method. It is preferable to connect the browser program and the inter-process communication channel according to at least one inter-process communication method, and a person having ordinary knowledge in the technical field to which the present invention belongs may understand the technical features of the inter-process communication method. Since it will be understood, a detailed description thereof will be omitted for convenience.

According to the present invention, the advertisement providing program is an advertisement in which a web server on a communication network connected through a browser provided in the PC room terminal provides a separate keyword advertisement in association with the advertisement server 100 (or a relay server). Web server verification unit 830 to determine whether the target web server (eg, a search server), and keyword confirmation unit for confirming the keyword information that is input through the browser and transmitted to the web server when the target web server is confirmed ( 835 and information for transmitting the identified keyword information to the advertisement server 100 (or the advertisement server 100 via the relay server) on the communication network except the web server through the communication means. At least one advertisement corresponding to the keyword information from the advertisement server 100 (or via the relay server from the advertisement server 100) through the transmission unit 825 and the communication means. Characterized in that it comprises an information receiving unit 820 for receiving data.

When the advertisement providing program is activated by the controller 800 and the browser program and the inter-process communication channel are connected by the inter-process communication unit 805, the web server checking unit 830 is provided in the PC room terminal. Periodically check the web server information that is accessed through the browser.

According to an embodiment of the present invention, the web server verification unit 830 checks a web server address into which the address window of the browser is input through the inter-process communication channel, and reads URL information included in the web server address. It is preferable to check the web server information to access through the browser provided in the PC room terminal.

According to another exemplary embodiment of the present invention, the web server checking unit 830 reads the temporary internet file newly stored in the temporary internet file directory provided in the PC room terminal and accesses it through a browser provided in the PC room terminal. It is advisable to check the web server information.

When the web server information accessed through the browser is confirmed, the web server verification unit 830 compares the web server information of the advertisement target web information provided in the storage unit with the checked web server information and accesses the web through the browser. It is characterized by checking whether the server is the advertisement target web server.

When the web server accessed through the browser through the web server checker 830 is identified as the advertisement target web server, the keyword checker 835 is input through the browser and transmitted to the web server. Characterized in that the check.

According to an exemplary embodiment of the present invention, the keyword checking unit 835 is included in a search page provided by the advertisement target web server through the inter-process communication channel using keyword input interface information provided in the storage unit. It is preferable to check the keyword input interface and to check the keyword information input through the identified keyword input interface.

For example, the keyword checking unit 835 confirms keyword input interface information corresponding to the web server of the advertisement from the storage means, and inputs a keyword corresponding to the keyword input interface information to the browser through the interprocess communication channel. By requesting a character string input through the interface, it is preferable to confirm the keyword information input through the confirmed keyword input interface.

According to an exemplary embodiment of the present invention, the keyword checking unit 835 checks keyword information corresponding to a search keyword among information transmitted from the browser to the target web server through a GET method through the communication channel. It is preferable.

For example, the keyword checking unit 835 requests the information transmitted in the GET method through the address window of the browser through the inter-process communication channel, so that the keyword is transmitted from the browser to the target web server through the GET method. It is desirable to verify the information.

According to an exemplary embodiment of the present invention, the keyword checking unit 835 checks keyword information corresponding to a search keyword among information transmitted from the browser to the target web server through a POST method through the inter-process communication channel. It is desirable to.

For example, the keyword checking unit 835 confirms keyword information transmitted from the browser to the advertisement target web server through a POST method by requesting information input through a form tag of the browser through the interprocess communication channel. It is desirable to.

When the keyword information transmitted to the advertisement target web server is confirmed through the keyword checking unit 835, the information transmitting unit 825 transmits the advertisement server 100 on the communication network excluding the advertisement target web server through the communication unit. The identified keyword information is characterized in that for transmitting.

Alternatively, the information transmitting unit 825 transmits the identified keyword information to the relay server on the communication network except the target web server through the communication means, and the relay server then transmits the keyword information to the relay server. It is preferable to relay transmission to the ad server 100.

After the keyword information is transmitted to the advertisement server 100 (or the relay server) through the information transmitting unit 825, the information receiving unit 820 from the advertisement server 100 (or through the communication means) (or Receiving at least one advertisement data corresponding to the keyword information from the advertisement server 100 via a relay server.

In this case, the received advertisement data may include at least one or more impression-based advertisement data or CPC-based advertisement data.

According to the present invention, the advertisement providing program is a page receiving confirmation unit 840 for confirming whether the browser program receives the keyword result page from the target web server, and the page receiving confirmation unit 840 the advertisement; When it is confirmed that the keyword result page corresponding to the keyword information is received from the target web server, and the advertisement data corresponding to the keyword information is received from the advertisement server 100 (or the relay server) through the information receiving unit 820. And outputting advertisement data received from a separate advertisement server 100 (or a relay server) in addition to the web server providing the keyword result page in a predetermined area separated from the web server side advertisement area on the keyword result page of the browser program. Allocate an advertisement output area for the advertisement and associate the advertisement output area with the inter-process communication unit 805. An advertisement output processor 810 for outputting at least one advertisement data to an output region and CPC-based advertisement data among advertisement data output in the advertisement output region, and clicking the CPC-based advertisement data through the key input means. When the key data is input, the information input unit 815 is provided with advertisement click information corresponding to the key data in association with the inter-process communication unit 805.

The page reception confirming unit 840 checks whether the browser program receives a keyword result page corresponding to the keyword information from the web server of the advertisement through the inter-process communication channel.

Alternatively, the page reception confirmation unit 840 is a temporary Internet file received from the web server in the Internet temporary file directory provided in the PC room terminal (eg, the newly received web after the keyword information is transmitted to the web server). By periodically checking the document file), it is possible to confirm whether a keyword result page corresponding to the keyword information is received from the advertisement target web server.

The keyword result page corresponding to the keyword information is received from the advertisement target web server through the page reception confirming unit 840, and from the advertisement server 100 (or the relay server) through the information receiving unit 820. When the advertisement data corresponding to the keyword information is received, the advertisement output processor 810 places the keyword result page in a predetermined area separated from the web server side advertisement area on the keyword result page of the browser program through the inter-process communication channel. In addition to the provided web server, an advertisement output area for outputting advertisement data received from a separate advertisement server 100 (or a relay server) may be allocated.

According to the exemplary embodiment of the present invention, the advertisement output region is allocated by overlapping a predetermined region separated from the web server side advertisement region on the keyword result page received from the web server in response to the keyword information, or the keyword. It is preferable to be inserted in a predetermined area separated from the web server side advertisement area on the result page or allocated to a specific frame area on the keyword settlement page.

When the advertisement output region is allocated, the advertisement output processor 810 may process the advertisement data received from the advertisement server 100 (or the relay server) to be output to the advertisement output region.

According to an exemplary embodiment of the present invention, the advertisement output processor 810 processes the advertisement data received from the advertisement server 100 (or the relay server) to be output to the advertisement output region through the interprocess communication channel. It is preferable.

According to another exemplary embodiment of the present invention, the advertisement output processing unit 810 stores at least one web document file received from the web server corresponding to the keyword result page in a temporary internet file directory provided in the PC room terminal. It is preferable to insert a tag string for checking and outputting the advertisement data in the web document file.

According to another embodiment of the present invention, the advertisement output processing unit 810 checks the frame web document file corresponding to the keyword result page in the temporary Internet file directory provided in the PC room terminal, and the frame web It is preferable to insert a tag string for adding a frame for outputting the advertisement data to a document file.

If the advertisement data output in the advertisement output area includes CPC-based advertisement data, the information input unit 815 clicks on the advertisement data through the key input means in association with the inter-process communication unit 805. And receiving advertisement click information corresponding to data so as to be inputted to the advertisement providing program.

If the advertisement click information on the CPC-based advertisement data is input, the information transmitting unit 825 transmits the advertisement click information to the advertisement server 100 (or the advertisement server 100 via a relay server). In this way, the advertisement server 100 (or settlement server 115) can confirm the generation of advertising revenue for the advertisement data.

If the advertisement data output in the advertisement output area includes the impression-based advertisement data, the advertisement server 100 (or the settlement server 115) receives the advertisement data through the information receiver 820. Ad revenue generation for the advertisement data can be confirmed.

According to the present invention, the advertisement providing program is the revenue distribution amount information (or points) for each PC room terminal (or for each PC room terminal user) of the advertisement proceeds from the advertisement server 100 (or settlement server 115). / Electronic money information) and the information receiving unit 820, and the received revenue distribution amount information (or points / electronic money information) for each PC room terminal (or PC room terminal user using) through the screen output means Interface output unit 845 for outputting a user interface for requesting to settle the revenue sharing amount (or points / electronic money) for each PC room terminal (or for each PC room terminal user) as the PC room terminal usage fee. And the revenue sharing amount (or point / electronic money) for each PC room terminal (or for each PC room terminal user) through the user interface. When the request for settlement processing request information is input, an information transmission unit 825 for transmitting the settlement processing request information to the advertisement server 100 (or settlement server 115) is characterized in that it is made.

The advertisement server 100 (or the settlement server 115) periodically checks whether an advertisement revenue for the impression-based advertisement data or CPC-based advertisement data provided to the PC room terminal is generated. When this is confirmed, the ad server 100 (or settlement server 115) is the revenue distribution amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user customer) of the advertising proceeds The information receiving unit 820 is transmitted to the PC room terminal, and corresponding to the PC room terminal of the advertisement proceeds from the advertisement server 100 (or the settlement server 115) through the communication means. It is characterized by receiving the revenue distribution amount information (or point / electronic money information) for each room user.

When the revenue sharing amount information (or point / electronic money information) for each PC room terminal (or for each PC room terminal user) is received through the information receiving unit 820, the interface output unit 845 receives the received PC. Profit distribution amount information (or point / electronic money information) for each room terminal (or PC room terminal user) is output through the screen output means (for example, a predetermined area on the screen of the PC room terminal), And outputting a user interface for requesting settlement of revenue sharing amount (or point / electronic money) for each terminal (or for each PC room terminal user customer) as the PC room terminal usage fee.

If a request is made to settle the revenue sharing amount (or points / electronic money) for each PC room terminal (or for each PC room terminal user) through the key input means provided in the PC room terminal, as the PC room terminal usage fee. When the settlement processing request information is input, the information transmission unit 825 is characterized in that for transmitting the settlement processing request information to the advertisement server 100 (or settlement server 115).

According to the present invention, the advertisement providing program is for each PC room terminal (or PC room terminal user customer) of the advertisement proceeds from the online account server 120 (or settlement server 115, or the advertising server 100). ) Information receiving unit 820 for receiving profit distribution amount information (or point / electronic money information) and revenue distribution amount information (or point / electronic money information) for each received PC room terminal (or PC room terminal user). ) Is output through the screen output means, and the revenue sharing amount (or point / electronic money) for each PC room terminal (or PC room terminal user) is deposited into the online account of the PC room terminal user. An interface output unit 845 for outputting a request interface and a revenue sharing amount (or point / electronic money) for each PC room terminal (or PC room terminal user) through the user interface; When the online account deposit request information for requesting the deposit to the user's online account is input, the online account deposit request information is transmitted to the online account server 120 (or the settlement server 115 or the ad server 100). And an information transmission unit 825.

The online account server 120 (or settlement server 115, or the ad server 100) periodically checks whether the advertising revenue generated for the impression-based advertising data, or CPC-based advertising data provided to the PC room terminal occurs When the advertisement result is confirmed to be generated, the online account server 120 (or settlement server 115, or the advertisement server 100) is used for each PC room terminal (or PC room terminal use) of the advertisement proceeds. For each customer), revenue sharing amount information (or point / electronic money information) is transmitted to the PC room terminal. In response, the information receiving unit 820 transmits the online account server 120 (or the settlement server) through the communication means. 115, or from the advertisement server 100, receiving revenue distribution amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) among the advertisement proceeds.

When the revenue sharing amount information (or point / electronic money information) for each PC room terminal (or for each PC room terminal user) is received through the information receiving unit 820, the interface output unit 845 receives the received PC. Profit distribution amount information (or point / electronic money information) for each room terminal (or PC room terminal user) is output through the screen output means (for example, a predetermined area on the screen of the PC room terminal), And outputting a user interface for requesting a deposit (or points / electronic money) for each terminal (or PC room terminal user customer) to the online account of the PC room terminal user customer.

If a request is made to deposit the revenue distribution amount (or point / electronic money) for each PC room terminal (or for each PC room terminal user) through a key input unit provided in the PC room terminal to the online account of the PC room terminal user. When the online bank deposit request information is input, the information transmitter 825 transmits the online bank deposit request information to the online account server 120 (or the settlement server 115 or the advertisement server 100). It is characterized by.

According to the present invention, the advertisement providing program is an interface output unit 845 for outputting a login interface for inputting the member information of the PC room terminal user, and the member information of the PC room terminal user through the login interface. And an information transmitter 825 for transmitting the PC room information D / B 420 to the advertisement server 100 (or the relay server 125 or the online account server 120). do.

When the advertisement providing program is executed, the interface output unit 845 outputs an interface for logging in and inputting member information of the PC room terminal user, and the member of the PC room terminal user through the login interface. When the information is input, the information transmitting unit 825 sends the member information of the PC room terminal user to the advertisement server 100 (or the relay server 125) that manages the PC room information D / B 420. It characterized in that the transmission, thereby managing the advertising revenue according to the advertisement data provided through the advertisement providing program is characterized in that the target is made to the PC room terminal customer, not the PC room terminal (135).

9A, 9B, and 9C illustrate an operation of an advertisement providing program according to an exemplary embodiment of the present invention.

In more detail, FIGS. 9A, 9B, and 9C are inputted through a browser provided in the PC room terminal 135 in the advertisement providing program shown in FIG. 8 and provided on at least one web server 130 provided on a communication network. (E.g., search server), and confirms keyword information and transmits the identified keyword information to the ad server via the ad server 100 (or the relay server 125) on the communication network except the web server 130. (100), and receives at least one advertisement data corresponding to the keyword information from the advertisement server 100 (or from the advertisement server 100 via the relay server 125), and the web server 130 is a view illustrating an operation process of outputting the received advertisement data in a predetermined area separated from the web server side advertisement area on the keyword result page received from 130. Those skilled in the art will be able to infer various implementation methods for the operation of the advertisement providing program by referring to and / or modifying the drawings 9a, 9b, and 9c, but the present invention provides all the inference methods. It is made, including, and the technical features are not limited only to the embodiment shown in Figures 9a and 9b and 9c.

For example, FIGS. 9A, 9B, and 9C are at least one web server 130 inputted through the browser through inter-process communication between the advertisement providing program and the browser program shown in FIG. 8 and provided on the communication network. (Eg, a search server) and a function of confirming keyword information transmitted to the advertisement server via the advertisement server 100 (or the relay server 125) on the communication network except the web server 130. (100) and at least one advertisement data corresponding to the keyword information from the advertisement server 100 (or via the relay server 125 from the advertisement server 100), The process of outputting the received advertisement data in a predetermined area separate from the web server side advertisement area on the keyword result page received from the web server 130 will be described. As a result, the present invention is not limited thereto, and it will be apparent that the present invention may be provided with reference to the Internet temporary file directory provided in the PC room terminal 135.

Hereinafter, the advertisement providing program shown in FIG. 8 in FIGS. 9A, 9B, and 9C will be referred to as "program" for convenience.

9A, 9B, and 9C, when the program shown in FIG. 8 is started in the PC room terminal 135, the program is installed in the PC room terminal 135 through inter-process communication. Connect the communication channel between the one or more browsers and the process (900).

According to the method of the present invention, after the program shown in FIG. 8 is started, the login interface is output through the screen output means provided in the PC terminal 135, and the PC is output through the login interface. It is preferable to further perform the process of transmitting the room terminal user customer information to the server that manages the PC room information D / B (420), in this case, advertising revenue management according to the provision of advertising data through the advertisement providing program It is preferable that the PC room terminal 135 is used for the customer, not the PC room terminal 135.

If an inter-process communication channel is connected between the advertisement providing program and at least one or more browsers provided in the PC room terminal 135 (905), the program is connected to the communication network on the communication network through the inter-process communication channel. The web server 130 checks the information (910).

According to another exemplary embodiment of the present invention, the program reads a temporary internet file newly stored in a temporary internet file directory provided in the PC room terminal 135 and accesses it through a browser provided in the PC room terminal 135. It is possible to confirm the information of the web server 130, whereby the present invention is not limited.

If the web server 130 information on the communication network to access from the browser is confirmed (915), the program reads the information of the web server 130, the web server 130 to which the browser is connected to the advertisement target web server ( 130 to confirm (920).

According to the method of the present invention, the program compares the information on the web server 130 of the advertisement target web server 130 provided in the storage means and the web server 130 connected through the browser is compared; It is preferable to check whether the advertisement target web server 130.

If the web server 130 accessed by the browser is identified as the advertisement target web server 130 (925), the program provides the keyword provided by the advertisement target web server 130 in the browser through an interprocess communication channel. The keyword information transmitted through the input interface and transmitted to the advertisement target web server 130 is checked (930).

According to an embodiment of the present invention, the program uses a keyword input interface information provided in the storage means, and the keyword input interface included in the search page provided by the target web server 130 through the inter-process communication channel. It is preferable to check the keyword information input through the identified keyword input interface.

For example, the keyword checking unit checks keyword input interface information corresponding to the advertisement target web server 130 from the storage means, and inputs the keyword input interface corresponding to the keyword input interface information to the browser through the interprocess communication channel. By requesting a character string input through the terminal, it is preferable to confirm the keyword information input through the confirmed keyword input interface.

According to another exemplary embodiment of the present invention, the program checks keyword information corresponding to a search keyword among information transmitted from the browser to the target web server 130 through a GET method through the intercommunication communication channel. desirable.

For example, the keyword checking unit requests the information transmitted in the GET method through the address window of the browser through the inter-process communication channel, so that the keyword information transmitted from the browser to the advertisement target web server 130 through the GET method. It is desirable to check.

According to another exemplary embodiment of the present invention, the program checks keyword information corresponding to a search keyword among information transmitted from the browser to the target web server 130 through a POST method through the interprocess communication channel. It is desirable to.

For example, the keyword confirmation unit requests information input through a form tag of the browser through the inter-process communication channel, thereby confirming keyword information transmitted from the browser to the advertisement target web server 130 through a POST method. It is preferable.

If keyword information transmitted from the browser to the advertisement target web server 130 is confirmed (935), the program transmits the keyword to the advertisement server 100 (or the relay server 125) on the communication network through a communication means. The information is transmitted (940).

Thereafter, the program periodically checks whether at least one advertisement data corresponding to the keyword information is received from the advertisement server 100 (or the relay server 125) (945).

In this case, the received advertisement data may include at least one or more impression-based advertisement data or CPC-based advertisement data.

If at least one advertisement data corresponding to the keyword information is received from the advertisement server 100 (or the relay server 125) (950), the program is transmitted from the web server 130 through an interprocess communication channel. In operation 955, the PC room terminal 135 receives a keyword result page corresponding to the keyword information.

According to an embodiment of the present invention, it is preferable that the program checks whether the browser program receives the keyword result page corresponding to the keyword information from the advertisement target web server 130 through the inter-process communication channel.

According to another embodiment of the present invention, the program is a temporary Internet file received from the web server 130 in the Internet temporary file directory provided in the PC room terminal 135 (for example, the keyword information is the web server ( 130) by periodically checking the newly received web document file), it is possible to check whether a keyword result page corresponding to the keyword information is received from the advertisement target web server 130.

If at least one advertisement data corresponding to the keyword information is received from the advertisement server 100 (or the relay server 125) (945), the keyword result corresponding to the keyword information from the web server 130 When a page is received (960), the program allocates an advertisement output area to a predetermined area on a browser screen that outputs the keyword result page through the interprocess communication channel (965).

If the advertisement output region is allocated (970), the program processes the received at least one advertisement data to be output to the advertisement output region through the interprocess communication channel (975).

According to an embodiment of the present invention, it is preferable that the program processes the advertisement data received from the advertisement server 100 (or the relay server 125) to be output to the advertisement output region through the interprocess communication channel. .

According to another exemplary embodiment of the present invention, the program includes at least one web document file received from the web server 130 in response to the keyword result page in a temporary Internet file directory provided in the PC terminal 135. It is preferable to insert a tag string for outputting the advertisement data in the web document file.

According to another exemplary embodiment of the present invention, the program checks a frame web document file corresponding to the keyword result page in a temporary internet file directory provided in the PC room terminal 135, and checks the frame web document file. It is preferable to insert a tag string for adding a frame for outputting the advertisement data.

Thereafter, the program checks whether the CPC-based advertisement data of the output advertisement data is clicked through the key input means (980).

If it is confirmed that the CPC-based advertisement data is clicked (985), the program sends advertisement click information on the clicked CPC-based advertisement data to the advertisement server 100 (or relay server 125) on the communication network. In step 990.

10 is a diagram showing the configuration of a PC room advertisement providing system according to an embodiment of the present invention.

In more detail, FIG. 10 illustrates the operation of the advertisement providing program shown in FIG. 9A in the PC room terminal 135 having the advertisement providing program shown in FIG. 8 through the program providing system shown in FIG. After confirming the keyword information transmitted from the PC terminal terminal 135 to the target web server 130 through the advertisement, the identified keyword information through the communication network through the advertising server 100 (or relay server 125) When transmitted to the server 100, the advertisement server 100 transmits advertisement data corresponding to the keyword information from the PC room terminal 135 (or from the advertisement server 100 via the relay server 125). As a system configuration for transmitting to the terminal 135, those of ordinary skill in the art to which the present invention pertains, various implementations for the configuration of the PC room advertisement providing system by referring to and / or modified in this figure 10 Way Would be able to infer, the present invention is made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 10.

Referring to FIG. 10 according to an embodiment of the present invention, the PC room advertisement providing system includes a PC room terminal 135 having a browser program and an advertisement providing program shown in FIG. 8, and the PC room through a communication network. After providing a search web page including a keyword input interface to the terminal 135 and performing at least one keyword search service using keyword information input through the keyword input interface included in the search web page, the keyword Web server 130 that provides a keyword result page corresponding to a search result to the PC room terminal 135, and is connected to the PC room terminal 135 through a communication network, and transmitted from the PC room terminal 135. Receiving the received keyword information, identifying at least one advertisement data corresponding to the received keyword information, and converting the identified advertisement data into the PC. It characterized in that it comprises an advertisement server 100 for transmitting to the terminal 135, and relays the keyword information transmitted from the PC room terminal 135 to the relay server 125, or the advertisement server ( It is characterized in that it further comprises a relay server 125 for relaying transmission of the advertisement data transmitted from the 100 to the PC room terminal 135.

The PC room terminal 135 is a generic term for a terminal device that is provided in a PC room and is given permission to a certain user for a predetermined time period. A communication network based on TCP / IP (for example, Ethernet) (Ethernet) or a computer connected to the web server 130 via an Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) -based high speed communication network or a cable communication network). It is characterized by.

After the web server 130 and the communication channel for at least one web service are connected, the PC terminal 135 is at least one web service (eg, keyword search) from the web server 130 through the communication channel. A Hyper-Text Markup Language (HTML) compatible web document (e.g., * .html, * .htm, * .asp. * .Jsp, * .xml, etc.) for a service, etc.). The web document is output through a browser program provided in the PC terminal 135.

Those skilled in the art to which the present invention belongs, the PC terminal 135 connects the web server 130 and the communication channel for the web service, the web server 130 from the web Since you will be familiar with the technical features of receiving the web document for the service and output through the browser program, a detailed description thereof will be omitted for convenience.

The PC room terminal 135 is provided with a communication network connection function, and a browser program for providing a connection and browsing service to at least one or more web servers 130 provided on the communication network. Check the web server 130 to which the browser is connected in connection with the browser program for the advertisement of the PC room, and confirm at least one keyword information input through the browser and transmitted to the web server 130, After providing the identified keyword information to the advertisement server 100, an advertisement providing program for receiving at least one or more advertisement data matching the keyword information from the advertisement server 100 and outputs it to a predetermined area on the browser screen It is characterized by comprising a.

In addition, the PC room terminal 135 is a stand-alone game, a terminal-to-terminal interlocking game, a terminal-to-multiple interlocking game, a terminal-to-game server interlocking game, and a terminal through the relay server 125. It is preferable that a game program including at least one interlocked game between multiple terminals is provided.

The web server 130 includes a web operation D / B for storing web operation data including at least one web document source and digital content 1020 for generating at least one web document for the web service. Characterized in that it comprises a DBMS (DataBase Management System).

According to an embodiment of the present invention, the web document source of the web operation data is an HTML compatible tag for generating a web document provided by the web server 130 to the at least one PC room terminal 135 for the web service And various script codes. Preferably, the data content includes at least one of image content, sound content, and multimedia content to be included in the web document.

Those skilled in the art to which the present invention pertains include at least one for the web service (eg, keyword search service, etc.) including the web document source and digital content 1020 included in the operation data. Since it will be familiar with the technical features of the above-described web document, a detailed description thereof will be omitted for convenience.

In addition, the DBMS provided in the web server 130 is characterized in that it comprises a bulletin board D / B for registering at least one bulletin board content registered from the PC room terminal (135).

According to an embodiment of the present invention, the bulletin board content may include at least one post registered by a client, and the post may include text information and at least one digital content 1020 (eg, image, sound, multimedia). It is preferable to comprise).

According to an embodiment of the present invention, the DBMS may further store at least one web service related information (eg, member information for membership web service) in addition to the web operation D / B or bulletin board D / B. As those skilled in the art to which the present invention pertains can easily infer various types of information or contents that are additionally stored in the DBMS corresponding to each web server 130 application field, Detailed description thereof will be omitted for convenience.

According to the present invention, the web server 130 operates advertisements to be provided to the PC terminal 135 through a web document corresponding to various keyword result pages for providing the web service (eg, a keyword search service, etc.). It is preferable to include the advertisement D / B on the web server 130 side for storing information, the advertisement operation information stored in the advertisement D / B on the web server 130 side is a plurality of PCs through the web server (130) Advertiser information requested to provide an advertisement to the room terminal 135, keyword information for selecting a keyword result page for providing the advertisement, advertisement data to be included in a web document corresponding to the keyword result page for providing the advertisement, and And at least one advertisement price information according to the advertisement provision and deposit information deposited by the advertiser corresponding to the advertisement amount.

Here, the advertiser information is information for identifying an advertiser requested to provide at least one advertisement to a plurality of clients through the web server 130, the advertiser name, or advertiser identification code attached to the advertisement provided to the client It is preferable to include at least one.

The keyword information may include at least one keyword (e.g., to select an advertisement target keyword result page when the advertisement requested by the advertiser selects a keyword result page for providing the advertisement, such as a keyword advertisement (or a contextual advertisement). , Words, phrases, sentences, etc.), and may be omitted when the keyword result page for providing the advertisement is not limited, and the present invention is not limited thereto.

The advertisement data is information for inserting an advertisement requested by the advertiser into a web document corresponding to the keyword result page, and includes at least one advertisement phrase information or advertisement content (eg, image, sound, multimedia). And a tag string for inserting the data and the advertisement data into a web document corresponding to the keyword result page.

According to an embodiment of the present invention, when the advertisement requested by the advertiser supports a PC room terminal 135 provided with the advertisement to access the advertisement site of the advertiser, the advertisement data corresponds to the advertisement site. Link information, a tag string for inserting the advertisement link information into a web document corresponding to the keyword result page, and at least one parameter information for confirming that the PC room terminal 135 accesses the advertisement site. It is preferable that it further comprises.

According to another exemplary embodiment of the present invention, when the advertisement requested by the advertiser does not support access to the advertisement site of the advertiser from the PC room terminal 135 provided with the advertisement, the advertisement data may include the advertiser information (eg, , An advertiser identification code), and a tag string for inserting the advertiser information into a web document corresponding to the keyword result page.

When the advertisement amount information is provided to the PC room terminal 135 via the web document corresponding to the keyword result page, the advertisement (eg, an impression-based advertisement, a click-based advertisement, or a client action-based advertisement), It is preferable to include at least one advertising unit price paid by the advertiser in accordance with the advertisement provided.

The deposit information is an amount deposited by the advertiser to pay an advertisement amount according to the advertisement provision, and provides at least one advertisement corresponding to the advertisement data from the web server 130 to the PC room terminal 135. The deposit is preferably subtracted to '0'.

According to the exemplary embodiment of the present invention, the web server 130 side advertisement D / B is preferably provided on a DBMS provided in the web server 130.

According to another exemplary embodiment of the present invention, the D / B of the web server 130 is provided at an affiliated party associated with the web server 130, or the web server 130 is accessible through a communication network. It is possible to be provided in a separate DB server, whereby the present invention is not limited.

Referring to FIG. 10, the web server 130 connects a communication channel for the web service (eg, a keyword search service, etc.) to at least one PC room terminal 135, and the web through the communication channel. Characterized in that it comprises a web interface unit 1005 for providing at least one web document corresponding to the web page for the service to the PC room terminal 135.

The web interface unit 1005 provides a web to be provided to the PC room terminal 135 for the web service (eg, a keyword search service, etc.) according to an HTTP compatible protocol provided in a communication network connected to the PC room terminal 135. And connecting and maintaining a communication channel for providing at least one HTML compatible web document (eg, * .html, * .htm, * .asp. * .Jsp, * .xml, etc.) corresponding to the page. .

After the PC room terminal 135 and the communication channel are connected, when the web server 130 generates at least one web document corresponding to the web page to be provided to the PC room terminal 135, the web interface unit 1005 transmits the web document to the PC room terminal 135 through the communication channel, and outputs the web document through a browser program included in the PC room terminal 135. .

If the web document includes a user interface for inputting client input information (eg, a search word, bulletin board content) for the web service (eg, a keyword search service, etc.), the PC room terminal 135 may include the user interface. When the client input information is input and transmitted through the web interface unit 1005, the client input information is received through the communication channel.

Referring to FIG. 10, the web server 130 corresponds to a web page to be provided to the PC room terminal 135 for the web service (eg, a keyword search service, etc.) in association with the web operation D / B. A web page operation unit 1015 for generating at least one HTML compatible web document (eg, * .html, * .htm, * .asp. * .Jsp, * .xml, etc.), and the web operation D / B. A digital content 1020 operation unit for extracting at least one or more digital contents 1020 to be included in the web document and transmitting the generated web document to the PC room terminal 135 to which the web document was previously transmitted; According to a web page operating procedure corresponding to the control of the at least one web document in the web page operation unit 1015 or at least one or more to be included in the generated web document in the digital content 1020 operation unit Extract the digital content 1020 And a web service control unit 1010 for controlling the web document to be output to the transmitted PC room terminal 135. The web interface unit 1005 includes the web service control unit 1010. It is characterized in that for transmitting at least one or more web documents generated by the web page management unit 1015 to the PC room terminal 135 through the communication channel.

The web service controller 1010 may perform the webpage operation unit 1015 according to a webpage operation procedure (or a webpage request from the PC room terminal 135) corresponding to the web service (eg, a keyword search service). Control to generate at least one web document corresponding to a web page for the web service, wherein the web page operation unit 1015 is connected to the web service control unit 1010 for the web service. At least one web document corresponding to the web page is generated.

The web document generated by the webpage operation unit 1015 includes at least one link of digital content 1020, wherein the digital document is received from the PC room terminal 135 receiving the web document to the web server 130. When the digital content 1020 corresponding to the content 1020 link is requested to be output, the digital content 1020 management unit receives at least one digital content 1020 corresponding to the digital content 1020 link from the web operation D / B. ), And the digital content 1020 is transmitted to the PC room terminal 135 by transmitting the output digital content 1020 to the PC room terminal 135 through the web interface unit 1005. It is characterized in that the processing to be included in the web document output.

Referring to FIG. 10, the web server 130 generates at least one web document corresponding to a bulletin board page in cooperation with the web page operation unit 1015, and links the web server unit 1005 with the web interface unit 1005. The bulletin board content is transmitted through the bulletin board registration interface included in the web document corresponding to the bulletin board page, or the web document corresponding to the generated bulletin board page is transmitted to the PC room terminal 135. When received by the web interface unit 1005, a bulletin board operation unit 1025 for registering the bulletin board content to the bulletin board D / B, and a web page operation procedure corresponding to the web service (eg, keyword search service, etc.) Control the bulletin board operator 1025 to generate a web document corresponding to the bulletin board page in association with the webpage operator 1015, or The bulletin board operation unit 1025 is characterized in that it comprises a Web service control unit 1010 for storing the bulletin board content received from the PC room terminal 135 in the bulletin board D / B.

The web service control unit 1010 is the bulletin board operation unit 1025 according to a web page operation procedure (or a web page request from the PC room terminal 135) corresponding to the web service (eg, keyword search service, etc.). Control at least one web document corresponding to a bulletin board page for the web service in association with the webpage manager 1015, wherein the bulletin board manager 1025 is the webpage manager (1025). And at least one web document corresponding to the bulletin board page.

According to an embodiment of the present invention, at least one web document corresponding to the bulletin board page for the web service is a web document for providing a general bulletin board for registering a post written by a client, or an internet for providing a community between clients. Web documents to provide cafes, Web documents to provide Internet knowledge sharing to provide questions / answers between clients, Web documents to share client-generated content (eg, UCC), or personalization of clients At least one web document for providing a website (eg, blog, mini homepage) is preferably made.

The web document corresponding to the bulletin board page is provided with a bulletin board registration interface for inputting at least one bulletin board content from the PC terminal 135 to register with the web server 130, wherein the PC room terminal 135 In the case of inputting and transmitting at least one bulletin board content for the web service through the bulletin board registration interface, the bulletin board operation unit 1025 transmits the bulletin board content received from the PC room terminal 135 to the bulletin board D /. It is characterized by registering in B.

According to the implementation method of the present invention, the bulletin board content for the web service, the web server 130 operates a general bulletin board for registering a post written by the client, or operates an Internet cafe to provide a community between clients or Or share Internet knowledge to provide questions / answers between clients, share client-generated content (e.g. UCC), or operate a client's personalized website (e.g., blogs, mini homepages) It is preferable to be used to make.

Referring to FIG. 10, the web server 130 transmits the PC room terminal 135 through a web document corresponding to a keyword result page corresponding to the web service among the web services (eg, a keyword search service). And an advertisement operating unit 1025 for providing at least one or more advertisements stored in the advertisement D / B of the web server 130 and an advertisement amount settlement unit 1035 for processing an advertisement amount according to the advertisement provision. The advertisement operating unit 1025 and the advertisement amount settlement unit 1035 may be provided in a separate advertisement providing server (not shown) connected to the web server 130 through a communication network according to the intention of a person skilled in the art. It is possible that the present invention is not limited thereby.

In response to the web service control of the web service control unit 1010, the web page operation unit 1015 links the digital content 1020 operation unit (or the bulletin board operation unit 1025) with the web service (eg, a keyword search). When generating a web document corresponding to the keyword result page for the service, etc.), the advertising operation unit 1025 is linked to the advertisement D / B of the web server 130 side to the web document corresponding to the keyword result page Identifying at least one advertisement data to be included.

For example, the advertisement management unit 1025 is matched with keyword information stored in the advertisement D / B of the web server 130 of the character information (or tags, or index words) included in the web document corresponding to the keyword result page. By searching for text information (or a tag or an index word), it is preferable to confirm the advertisement data associated with the matching keyword information as the advertisement data to be included in the web document.

Alternatively, when at least one client input information (eg, a search word) is received from the PC terminal 135, the advertisement management unit 1025 may be connected with the advertisement D / B of the web server 130 to the client. Identifying at least one advertisement data corresponding to input information (eg, a search word), wherein the advertisement data corresponds to a keyword result page to be provided to the PC room terminal 135 in response to the client input information. It is characterized by being included in a web document.

For example, the advertisement manager 1025 may search keyword information matched with the client input information (eg, a search term) among the keyword information stored in the advertisement D / B of the web server 130, thereby matching the matched keyword information. Preferably, the associated advertisement data is identified as advertisement data to be included in a web document corresponding to a keyword result page to be provided to the PC terminal 135 in response to the client input information.

When at least one advertisement data to be included in the web document corresponding to the keyword result page is identified, the advertisement management unit 1025 may determine the identified advertisement data (eg, an advertisement link) from the advertisement D / B of the web server 130 side. Information (or advertiser information) and text information to be included in a web document including a tag string).

According to another exemplary embodiment of the present invention, when the advertisement data is not stored in association with the keyword information in the advertisement D / B of the web server 130, the advertisement manager 1025 may be configured according to a preset advertisement policy. Text to be included in a web document including at least one or more advertisement data (eg, advertisement link information (or advertiser information) and a tag string) to be included in a web document corresponding to the keyword result page from the advertisement D / B of the web server 130 side. Information), and the present invention is not limited thereby.

When the advertisement data to be included in the web document corresponding to the keyword result page is extracted from the advertisement D / B of the web server 130, the advertisement managing unit 1025 is connected to the web page managing unit 1015 to perform the advertisement. The data is inserted into a web document corresponding to the keyword result page and transmitted to the PC room terminal 135 for output.

If the advertisement provided to the PC room terminal 135 includes click-based advertisement data, the advertisement operation unit 1025 may include an advertisement included in the advertisement data to be transmitted when the advertisement is clicked by the PC room terminal 135. The link information and the parameter information are checked to determine whether the PC room terminal 135 clicks on the advertisement data and accesses the advertisement site corresponding to the advertisement link information.

According to an exemplary embodiment of the present invention, the advertisement management unit 1025 regards the repeated clicks on the advertisement data in the PC terminal 135 for a predetermined time as a fraudulent click prevention algorithm to exclude from the advertisement click. It is preferable to comprise.

Those skilled in the art will be familiar with the technical features of the fraud prevention algorithm, so the detailed description thereof will be omitted for convenience.

In addition, when the advertisement provided to the PC room terminal 135 includes client action-based advertisement data, the advertisement operation unit 1025 clicks on the advertisement in the PC room terminal 135 and accesses the advertisement site. In addition, the PC room terminal 135 periodically (or in real time) checks the action performed on the advertisement site (eg, client action information is provided from the advertisement site, or the client action detection module (program) provided in the PC room terminal 135). It is preferable to check whether the PC room terminal 135 has performed an action corresponding to the payment of the client action-based advertising amount.

When the impression-based advertisement data is provided to the PC room terminal 135 by the advertisement manager 1025, the advertisement price settlement unit 1035 may display the impression-based advertisement on the advertisement D / B of the web server 130. Confirming the impression-based advertisement amount information stored in association with the data and subtracting the impression-based advertisement amount from the deposit information stored in association with the impression-based advertisement data in the advertisement D / B of the web server 130. It features.

Alternatively, after the click-based advertisement data is provided to the PC room terminal 135 by the advertisement operating unit 1025, when it is confirmed that the advertisement data is clicked on the PC room terminal 135, the advertisement amount settlement unit 1035 confirms the click-based advertisement amount information stored in association with the click-based advertisement data in the advertisement D / B of the web server 130, and the click-based advertisement in the advertisement D / B of the web server 130. The click-based advertising amount may be subtracted from the deposit information stored in association with advertisement data.

Alternatively, after the click-based advertisement data is provided to the PC room terminal 135 by the advertisement operation unit 1025, the advertisement room is clicked on the PC room terminal 135 to access the advertisement site, and the advertisement When it is confirmed that the client action related to the payment of the advertisement amount is performed on the site, the advertisement amount settlement unit 1035 performs an action-based advertisement amount stored in association with the action-based advertisement data in the advertisement D / B of the web server 130 side. And confirming the information, and subtracting the action-based advertisement amount from the deposit information stored in association with the action-based advertisement data in the advertisement D / B of the web server 130.

According to the present invention, it is preferable that the advertisement server 100 includes an advertisement D / B 1070 for storing advertisement operation information for providing the advertisement providing program included in the PC room terminal 135. Advertisement management information stored in the advertisement D / B 1070 may include advertiser information requested to provide advertisements to a plurality of PC room terminals 135 through the advertisement server 100 and the PC room terminal 135. At least one keyword information matched with keyword information (or keyword information identified through the advertisement providing program shown in FIG. 8) inputted through a browser and transmitted to the web server 130; At least one advertisement data to be provided by the advertisement providing program shown in FIG. 8, advertisement amount information according to the advertisement provision, and the deposit amount deposited by the advertiser corresponding to the advertisement amount It is preferable to include at least one beam.

Here, the advertiser information is information for identifying an advertiser requested to provide at least one or more advertisements to a plurality of clients through the ad server 100, an advertiser name, or an advertiser identification code attached to an advertisement provided to the client. It is preferable to include at least one.

The keyword information may include at least one keyword (eg, words, phrases, sentences, etc.) registered by the advertiser in order to select an advertisement target for providing the advertisement data thereof. The terminal 135 may be matched with keyword information (or keyword information confirmed through the advertisement providing program shown in FIG. 8) input through the browser to the web server 130.

The advertisement data is a web on the keyword result page received from the web server 130 via the browser provided in the PC room terminal 135 by providing the advertisement requested by the advertiser to the advertisement providing program shown in FIG. Advertising information for outputting to a predetermined area separated from the server-side advertising area, including advertisement text information or at least one advertisement content (eg, image, sound, multimedia) and the advertisement data in the PC room. Preferably, the tag string includes a tag string for outputting in a predetermined area separate from the web server side advertisement area on the keyword result page received from the web server 130 through a browser provided in the terminal 135.

According to an embodiment of the present invention, when the advertiser data supports the CPC-based advertisement data, the advertisement data includes advertisement link information corresponding to the advertisement site and the advertisement link information in the PC room terminal 135. A tag string for outputting to a predetermined area separated from the web server side advertisement area on the keyword result page received from the web server 130 through the browser, and the PC room terminal 135 accessing the advertisement site. It is preferable to further comprise at least one or more parameter information for confirmation.

According to another exemplary embodiment of the present invention, when the advertisement data includes impression-based advertisement data, the advertisement data includes the advertiser information (for example, an advertiser identification code) and the advertiser information on the PC room terminal 135. The tag string may be further included for outputting in a predetermined area separated from the web server side advertisement area on the keyword result page received from the web server 130 through the provided browser.

The advertisement amount information is exposed to a predetermined area separated from the web server side advertisement area on the keyword result page received from the web server 130 to the PC terminal 135 through the advertisement providing program shown in FIG. A predetermined area that is separated from the web server side advertisement area on the keyword result page which is outputted from the web server 130 to the PC room terminal 135 by outputting the base advertisement data or through the advertisement providing program shown in FIG. After outputting the CPC-based advertising data to the, when the advertising data is clicked, it is preferable to include at least one advertising unit price paid by the advertiser in accordance with the advertisement provided.

The deposit information is an amount deposited by the advertiser to pay an advertisement amount according to the advertisement provision, and provides at least one advertisement corresponding to the advertisement data from the advertisement server 100 to the PC terminal 135. The deposit is preferably subtracted to '0'.

According to the exemplary embodiment of the present invention, the advertisement D / B 1070 is preferably provided in the advertisement server 100.

According to another exemplary embodiment of the present invention, the advertisement D / B 1070 is provided at an affiliated party affiliated with the advertisement server 100 or a separate DB accessible by the advertisement server 100 through a communication network. It is possible to be provided in the server, whereby the present invention is not limited.

Referring to FIG. 10, the advertisement server 100 connects a communication channel with the PC room terminal 135 through a communication network, or via the relay server 125 through a communication network, the PC room terminal 135. And an interface unit 1040 (or interface means) connecting the communication channel with the communication channel.

According to an exemplary embodiment of the present invention, the interface unit 1040 preferably connects a communication channel for transmitting and receiving keyword information from the PC room terminal 135.

Alternatively, the interface unit 1040 may transmit and receive a communication channel for transmitting and receiving the keyword information with the relay server 125 to relay and receive the keyword information transmitted from the PC terminal 135 to the relay server 125. It is preferable to connect.

According to another exemplary embodiment of the present invention, the interface unit 1040 preferably connects a communication channel for transmitting and receiving advertisement data corresponding to the keyword information to the PC room terminal 135.

Alternatively, the interface unit 1040 may transmit the advertisement data corresponding to the keyword information to the PC room terminal 135 and the relay server 125 and the advertisement data connected to the PC room terminal 135. It is preferable to connect a communication channel for transmitting and receiving.

Referring to FIG. 10, the advertisement server 100 is connected with the interface unit 1040 to receive an information receiving unit 1045 for receiving keyword information transmitted through an advertisement providing program included in the PC room terminal 135 ( Or information receiving means), an advertisement checking unit 1050 (or advertisement checking means) for confirming advertisement data corresponding to the keyword information in association with the advertisement D / B 1070, and the interface unit 1040. And an advertisement transmission unit 1055 (or advertisement transmission means) for transmitting the identified advertisement data in association with the advertisement providing program included in the PC room terminal 135.

When the PC room terminal 135 transmits at least one keyword information by performing the operation of the advertisement providing program shown in FIG. 9A through the advertisement providing program shown in FIG. 8, the information receiving unit 1045 The keyword information is received in association with an interface connecting the communication channel with the PC terminal 135.

Alternatively, the PC room terminal 135 transmits at least one keyword information to the relay server 125 by performing an advertisement providing program operation process shown in FIG. 9A through the advertisement providing program shown in FIG. 8. The information receiving unit 1045 relays and receives the keyword information in association with an interface for connecting a communication channel with the relay server 125.

When the keyword information is received through the information receiving unit 1045, the advertisement checking unit 1050 checks the advertisement data corresponding to the keyword information in association with the advertisement D / B 1070.

When at least one advertisement data corresponding to the keyword information is confirmed by the advertisement confirming unit 1050, the advertisement transmitting unit 1055 is connected with an interface connecting a communication channel with the PC room terminal 135. And transmitting advertisement data to the PC room terminal 135. Then, the advertisement providing program shown in FIG. 8 performs an advertisement providing program operation process shown in FIG. 9B to convert the advertisement data into the keyword information. Corresponding to the web server 130, and outputs in a predetermined area separate from the web server-side advertising area on the keyword result page received from the.

Alternatively, when at least one advertisement data corresponding to the keyword information is confirmed by the advertisement confirming unit 1050, the advertisement transmitting unit 1055 may be connected to an interface for connecting a communication channel with the relay server 125. By transmitting the advertisement data to the relay server 125, it is characterized in that the relay server 125 to process the relay transmission to the PC room terminal 135, and then shown in Figure 8 The advertisement providing program performs an operation of the advertisement providing program shown in FIG. 9B to separate the advertisement data from the web server side advertisement area on the keyword result page received from the web server 130 in response to the keyword information. It characterized in that the output to.

Referring to FIG. 10, the advertisement server 100 transmits the advertisement data corresponding to the keyword information by the advertisement transmitting unit 1055 to the PC terminal 135 and then receives the advertisement proceeds for the advertisement data. Information confirmation unit 1060 (or information confirmation means) for confirming the occurrence and, when confirming the occurrence of the advertising revenue, the PC room terminal information generated the advertising revenue generated, and the PC room shown in FIG. In the information D / B 420, the PC room terminal information and the advertisement revenue information (or the revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) among the advertisement proceeds) It characterized in that it comprises an information storage unit 1065 (or information storage means) for storing in association with.

After the advertisement data corresponding to the keyword information is transmitted to the PC terminal 135 by the advertisement transmitting unit 1055, the information checking unit 1060 is transmitted to the advertisement providing program shown in FIG. Through the operation of the advertisement providing program shown in FIG. 9b, the advertisement revenue for the advertisement data output is generated.

According to an embodiment of the present invention, when the advertisement data includes impression-based advertisement data, the information checking unit 1060 uses the advertisement transmitting unit 1055 to provide the advertisement to the advertisement providing program shown in FIG. 8. When it is confirmed that the data has been transmitted, it is preferable to confirm that the advertisement revenue for the advertisement data has occurred.

According to another exemplary embodiment of the present invention, when the advertisement data includes CPC-based advertisement data, the information checking unit 1060 clicks an advertisement through the interface unit 1040 from the advertisement providing program shown in FIG. If it is confirmed that the information has been received, it is preferable to confirm that the advertising revenue generated for the advertising data.

When it is confirmed by the information confirming unit 1060 that the advertisement proceeds have occurred, the information storage unit 1065 is characterized in that to confirm the PC room terminal information generated the advertisement proceeds.

According to an embodiment of the present invention, when the advertisement data includes impression-based advertisement data, the information storage unit 1065 converts the PC room terminal information in which the advertisement data is transmitted to the PC room terminal information in which the advertisement proceeds are generated. It is desirable to confirm.

According to another exemplary embodiment of the present invention, when the advertisement data includes CPC-based advertisement data, the information storage unit 1065 is a PC cafe terminal in which the advertisement proceeds are generated. It is desirable to confirm with the information.

When the PC room terminal information generated by the advertisement proceeds is confirmed, the information storage unit 1065 stores the PC room terminal information and the advertisement proceeds information in the PC room information D / B 420 illustrated in FIG. 4 or 6. (Or, the revenue from each PC room terminal (or PC room terminal users) revenue distribution amount information (or point / electronic money information) of the advertising proceeds) in association with the feature.

According to the exemplary embodiment of the present invention, the advertisement revenue information (or revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) among the advertisement proceeds) is the PC room information D. It is preferable to be included in the PC room terminal information provided in / B (420) and stored.

According to the embodiment of the present invention, the information checking unit 1060, the information storage unit 1065 and the PC room information D / B 420 is provided in the relay server 125, or It is possible to be provided in the settlement server 115, by which the present invention is not limited.

11A and 11B illustrate a process of checking keyword information input through a browser in an advertisement providing program and transmitting the keyword information to the advertisement server 100 according to an exemplary embodiment of the present invention.

In more detail, FIGS. 11A and 11B illustrate a browser provided in the PC room terminal 135 through the communication network through the operation of the advertisement providing program shown in FIG. 9A in the advertisement providing program shown in FIG. 8. After confirming the keyword information transmitted to the web server 130, and shows the process of transmitting the identified keyword information to the ad server 100 through a communication network, specifically, Figure 11a is the confirmed in the advertisement providing program The embodiment of the present invention relates to a method of directly transmitting keyword information to the advertisement server 100 through a communication network, and FIG. 11B shows that the keyword information transmitted from the advertisement providing program is transmitted to the relay server 125 through a communication network. The relay server 125 relays and transmits the keyword information to the advertisement server 100.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 11a and 11b to identify keyword information input through a browser in the advertisement providing program and transmit the same to the ad server 100. Various implementation methods for the process may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation methods shown in FIGS. 11A and 11B.

Hereinafter, in FIG. 11A and FIG. 11B, the advertisement providing program shown in FIG. 8 is referred to as "program" for convenience, and the PC room terminal 135 provided with the program is referred to as "terminal" for convenience.

Referring to FIG. 11A, the terminal starts the program to connect at least one browser and an inter-process communication channel to check keyword information transmitted to the advertisement target web server 130 (1100 a).

If the inter-process communication channel is connected (1105a), the terminal connects the communication channel with the advertisement server 100 shown in FIG. 10 through the program (1110a).

If a communication channel between the terminal and the advertisement server 100 is connected through the program (1115a), the terminal logs in to the advertisement server 100 through the program (1120a).

According to another embodiment of the present invention, the terminal may log in to the relay server 125, the settlement server 115, or the online account server 120 in addition to the advertisement server 100 through the program. The present invention is not limited thereby.

According to another exemplary embodiment of the present invention, when the advertisement is not provided for the terminal user but is managed for each terminal provided with the program, the login process may be omitted, thereby limiting the present invention. Not.

Thereafter, the terminal checks whether the browser is connected to at least one web server 130 through the program, and through the advertisement providing program operation process shown in FIG. 9a, the web server 130 to the terminal. The user inputs through the keyword input interface to check at least one keyword information to be transmitted to the web server 130 (1125a).

If at least one keyword information input through the browser and transmitted to the web server 130 is confirmed (1130a), the terminal identifies the keyword to the advertisement server 100 to which the communication channel is connected through the program. Information is transmitted (1135a), wherein the keyword information is also transmitted to the web server 130 on the communication network through a browser provided in the terminal.

Referring to FIG. 11B, the terminal starts the program and connects at least one browser and an inter-process communication channel to check keyword information transmitted to the advertisement target web server 130 (1100 b).

If the inter-process communication channel is connected (1105b), the terminal connects the communication channel with the relay server 125 on the communication network through the program (1110b).

Here, the relay server 125 is preferably connected to the communication server and the advertising server 100 shown in FIG.

If the communication channel between the terminal and the relay server 125 is connected through the program (1115b), the terminal logs in to the relay server 125 through the program (1120b).

According to another embodiment of the present invention, the terminal may log in to the advertisement server 100, the settlement server 115, or the online account server 120 in addition to the relay server 125 through the program. The present invention is not limited thereby.

According to another exemplary embodiment of the present invention, when the advertisement is not provided for the terminal user but is managed for each terminal provided with the program, the login process may be omitted, thereby limiting the present invention. Not.

Thereafter, the terminal checks whether the browser is connected to at least one web server 130 through the program, and through the advertisement providing program operation process shown in FIG. 9a, the web server 130 to the terminal. The user inputs through the keyword input interface to check at least one keyword information to be transmitted to the web server 130 (1125b).

If at least one keyword information input through the browser and transmitted to the web server 130 is checked (1130b), the terminal checks the keyword to the relay server 125 to which the communication channel is connected through the program. Information is transmitted (1135b), and in response, the relay server 125 relays the keyword information to the advertisement server 100 shown in FIG. 10 (1140b), wherein the keyword information is transmitted to the terminal. It is also transmitted to the web server 130 on the communication network through the provided browser.

12A and 12B illustrate a process of transmitting one or more pieces of advertisement data corresponding to keyword information from the advertisement server 100 to the PC room terminal 135 and outputting the advertisement data through an advertisement providing program according to an embodiment of the present invention. to be.

12A and 12B illustrate the keyword information transmission process shown in FIG. 11A or 11B and the advertisement providing program operation process shown in FIG. 9A through the advertisement server 100 shown in FIG. Confirm at least one advertisement data corresponding to the keyword information received by the advertisement server 100, and transmits the confirmed advertisement data to the PC room terminal 135 through the communication network provided in the PC room terminal 135 A process of outputting a predetermined area on the browser screen through the provided advertisement providing program. Specifically, FIG. 12A illustrates advertisement data corresponding to the keyword information in the advertisement server 100 illustrated in FIG. 10 through a communication network. The embodiment of the present invention relates directly to the PC room terminal 135, and FIG. 12B shows the keyword information in the advertisement server 100 shown in FIG. When the advertisement data conforming via a communication network transmitting to the relay server 125, and will in the relay server 125 for the exemplary method for transmitting the advertisement data to the PC relays the room terminal (135).

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 12a and 12b to display one or more pieces of advertisement data corresponding to keyword information in the advertisement server 100. It will be able to infer a variety of implementation method for the process of outputting through the advertisement providing program), but the present invention includes all the implementation methods inferred, the implementation method shown in Figures 12a and 12b The technical features are not limited only.

12A and 12B, the advertisement providing program shown in FIG. 8 is referred to as " program " for convenience, and the PC room terminal 135 provided with the program is referred to as " terminal "

Referring to FIG. 12A, the advertisement server 100 receiving the keyword information transmitted from the terminal through the keyword information transmission process shown in FIG. 11A or FIG. 11B and the advertisement providing program operation process shown in FIG. In association with the advertisement D / B 1070, at least one advertisement data corresponding to the keyword information is identified (1200a).

If at least one advertisement data corresponding to the keyword information is identified (1205a), the advertisement server 100 transmits the advertisement data to the terminal through a communication network (1210a), correspondingly the terminal is shown in Figure 9b An advertisement output area for outputting the advertisement data is allocated to a browser in which the keyword information is confirmed in the terminal through the operation of the advertisement providing program shown in FIG. ).

If the advertisement data includes the CPC-based advertisement data (1220a), the terminal clicks on the CPC-based advertisement data through a key input means provided in the terminal through the program to advertise the CPC-based advertisement data. Verify that click information is obtained (1225a).

If the advertisement click information on the CPC-based advertisement data is confirmed (1230a), the terminal sends the confirmed advertisement click information to the advertisement server 100 (or relay server 125, or settlement server 115). Transmit (1235a).

Referring to FIG. 12B, the advertisement server 100 receiving the keyword information transmitted from the terminal through the keyword information transmission process shown in FIG. 11A or FIG. 11B and the advertisement providing program operation process shown in FIG. In association with the advertisement D / B 1070, at least one advertisement data corresponding to the keyword information is confirmed (1200b).

If at least one advertisement data corresponding to the keyword information is identified (1205b), the advertisement server 100 transmits the advertisement data to the relay server 125 through a communication network (1210b), and correspondingly The relay server 125 relays and transmits the advertisement data to the terminal (1215b).

Subsequently, the terminal allocates an advertisement output region for outputting the advertisement data on the browser in which the keyword information is confirmed in the terminal through an advertisement providing program operation process illustrated in FIG. 9b, and assigns the advertisement output region to the allocated advertisement output region. The advertisement data is output (1220b).

If the advertisement data includes the CPC-based advertisement data (1225b), the terminal clicks on the CPC-based advertisement data through a key input means provided in the terminal through the program to advertise the CPC-based advertisement data. Check whether the click information is obtained (1230b).

If the advertisement click information on the CPC-based advertisement data is confirmed (1235b), the terminal sends the confirmed advertisement click information to the relay server 125 (or the advertisement server 100, or the settlement server 115). Transmit (1240b).

13A and 13B are diagrams illustrating a process of settlement of advertisement proceeds according to a PC room advertisement provision according to an exemplary embodiment of the present invention.

In more detail, FIGS. 13A and 13B illustrate the PC room through the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the advertisement providing program operation shown in FIG. 9B in the advertisement server 100 shown in FIG. After transmitting the at least one advertisement data matched with the keyword information to the terminal 135, if the advertising revenue for the advertising data is generated, the process of the settlement of the advertising proceeds, specifically Figure 13a is The process of calculating the profit sharing amount (or point / electronic money) for each PC room terminal (or for each PC room terminal user) among the proceeds of payment is settled to the PC room terminal usage fee, and FIG. 13B illustrates the advertisement. Calculate the revenue distribution amount (or points / electronic money) for each PC room terminal (or for each PC room terminal customer) among the proceeds, and the online of the PC room terminal user It shows a process for handling left deposited.

Those skilled in the art to which the present invention pertains, infer various implementation methods for the process of processing the advertising proceeds according to the provision of the PC room advertising by referring to and / or modifying the drawings 13a and 13b. Although the present invention may be performed, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation methods illustrated in FIGS. 13A and 13B.

Hereinafter, in FIG. 13A and FIG. 13B, the ad revenue generation for the advertisement data transmitted from the advertisement server 100 shown in FIG. 10 to the PC room terminal 135 is confirmed, and the processed advertising revenue is settled. The subject (eg, the advertisement server 100, the relay server 125, or the settlement server 115, or the online account server 120) is referred to as a "server" for convenience.

Referring to FIG. 13A, the PC room terminal 135 is operated by the advertisement server 100 shown in FIG. 10 through an advertisement data transmission process shown in FIG. 12A or FIG. 12B and an advertisement providing program operation process shown in FIG. 9B. Transmitting at least one advertisement data matched with the keyword information to the server (eg, the advertisement server 100, the relay server 125, the settlement server 115, or the online account server 120). Check whether the advertising revenue generated for the advertisement data provided to the PC terminal 135 is generated (1300a).

According to an embodiment of the present invention, when the advertisement data includes impression-based advertisement data, the server may perform the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the advertisement providing program operation process shown in FIG. 9B. When it is confirmed that the advertisement data has been transmitted to the advertisement providing program shown in FIG. 8, it is preferable to confirm that the advertisement revenue for the advertisement data has occurred.

According to another exemplary embodiment of the present invention, when the advertisement data includes CPC-based advertisement data, the server may transmit the advertisement data shown in FIG. 12A or 12B and the operation of the advertisement providing program shown in FIG. 9B. After the advertisement data is transmitted to the advertisement providing program shown in FIG. 8 through the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the operation of the advertisement providing program shown in FIG. 9C, the PC room terminal ( When it is confirmed that the advertisement click information has been received from 135, it is preferable to confirm that the advertisement revenue for the advertisement data has occurred.

If it is confirmed that the advertisement proceeds for providing the advertisement data have occurred (1305a), the server checks the PC room terminal information in which the advertisement proceeds have been generated (eg, the advertisement server 100 checks the advertisement data in the PC room terminal). Check the PC room terminal 135 address information for transmission to the 135, or the PC room terminal 135 address information that has received the advertisement click information) (1310a), and the advertisement proceeds according to the provision of the advertisement data ( Alternatively, the revenue distribution amount (or point / electronic money) for each PC room terminal (or PC room terminal user customer) is calculated among the advertisement proceeds (1315a).

Here, the advertisement proceeds according to the advertisement data are calculated based on the advertisement amount information provided in the advertisement D / B 1070, and the revenue of each PC room terminal (or PC room terminal user) among the advertisement revenues. The distribution amount (or point / electronic money) is preferably calculated as an amount corresponding to a predetermined ratio of the advertising revenue.

Thereafter, the server associates the PC room terminal information with the advertisement revenue information (or the revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user of the advertisement revenue)). The information is stored in the PC room information D / B 420 (1320a), and based on the information of the PC room terminal, it is checked whether the use authority of the PC room terminal 135 is returned through a communication network (1325a). The above process is repeated until the use authority of the room terminal 135 is returned.

According to another exemplary embodiment of the present invention, even before the use right of the PC room terminal 135 is applied for return, the amount of revenue distribution information (or points) for each final PC room terminal (or PC room terminal user) among the advertisement proceeds. / Electronic money information) can be calculated, whereby the present invention is not limited.

If the usage right of the PC room terminal 135 is requested to be returned (1330a), the server generates revenue distribution amount information (or points / electronic money) for each terminal PC room terminal (or for each PC room terminal user) of the advertisement proceeds. Information) is calculated (1335a), and the calculated revenue distribution amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user customer) is transmitted to the PC room terminal 135 (1340a). ).

According to another exemplary embodiment of the present invention, the server may include the advertisement revenue information, the calculated revenue sharing amount information (or point / electronic money information) for each PC room terminal user (or PC room terminal), and PC room terminal information. (Or PC room terminal user information) may be transmitted to the manager terminal 140, thereby the present invention is not limited.

Thereafter, the PC room terminal 135 includes a PC room terminal usage fee settlement interface including profit sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) through the program. And the settlement of the PC room terminal usage fee through the revenue sharing amount (or point / electronic money) for each PC room terminal (or for each PC room terminal user) through the PC room terminal usage fee settlement interface. Check if it is requested (1345a).

According to another exemplary embodiment of the present invention, the manager terminal 140 includes revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) through a PC room management program. Outputting a PC room terminal usage fee settlement interface, and using the PC room terminal usage fee settlement interface, the PC room terminal usage fee for each PC room terminal (or PC room terminal user use) revenue distribution amount (or points / Electronic money) may be requested to be settled, and the present invention is not limited thereto.

If the settlement processing request is confirmed (1350a), the PC terminal 135 transmits the settlement processing request information to the server through the program (1355a), and correspondingly, the server sends the settlement processing request information. Through the PC room terminal charges are settled through the revenue sharing amount (or points / electronic money) for each PC room terminal (or PC room terminal user) (1360a).

Referring to FIG. 13B, the PC room terminal 135 is operated by the advertisement server 100 shown in FIG. 10 through an advertisement data transmission process shown in FIG. 12A or FIG. 12B and an advertisement providing program operation process shown in FIG. 9B. Transmitting at least one advertisement data matched with the keyword information to the server (eg, the advertisement server 100, the relay server 125, the settlement server 115, or the online account server 120). Check whether the advertising revenue generated for the advertisement data provided to the PC room terminal 135 is generated (1300b).

According to an embodiment of the present invention, when the advertisement data includes impression-based advertisement data, the server may perform the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the advertisement providing program operation process shown in FIG. 9B. When it is confirmed that the advertisement data has been transmitted to the advertisement providing program shown in FIG. 8, it is preferable to confirm that the advertisement revenue for the advertisement data has occurred.

According to another exemplary embodiment of the present invention, when the advertisement data includes CPC-based advertisement data, the server may transmit the advertisement data shown in FIG. 12A or 12B and the operation of the advertisement providing program shown in FIG. 9B. After the advertisement data is transmitted to the advertisement providing program shown in FIG. 8 through the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the operation of the advertisement providing program shown in FIG. 9C, the PC room terminal ( When it is confirmed that the advertisement click information has been received from 135, it is preferable to confirm that the advertisement revenue for the advertisement data has occurred.

If it is confirmed that the advertisement proceeds for providing the advertisement data have occurred (1305b), the server checks the PC room terminal information in which the advertisement proceeds have occurred (eg, the advertisement server 100 checks the advertisement data in the PC room terminal). Check the PC room terminal 135 address information for transmission to the 135 or the PC room terminal 135 address information which has received the advertisement click information) (1310b), and the advertisement proceeds according to the advertisement data ( Alternatively, the revenue distribution amount (or points / electronic money) for each PC room terminal user (or PC room terminal) among the advertisement proceeds is calculated (1315b).

Here, the advertisement proceeds provided to the advertisement data is calculated based on the advertisement amount information provided in the advertisement D / B 1070, and the revenue of each PC room terminal user (or PC room terminal) among the advertisement proceeds. The distribution amount (or point / electronic money) is preferably calculated as an amount corresponding to a predetermined ratio of the advertising revenue.

Subsequently, the server associates the PC room terminal information with the advertisement revenue information (or revenue sharing amount information (or point / electronic money information) for each PC room terminal user (or PC room terminal) among the advertisement proceeds). The information is stored in the PC room information D / B 420 (1320b), and based on the information of the PC room terminal, it is checked whether the use authority of the PC room terminal 135 is returned through a communication network (1325b). The above process is repeated until the use authority of the room terminal 135 is returned.

According to another exemplary embodiment of the present invention, even before the use right of the PC room terminal 135 is applied for return, the amount of revenue distribution information (or points) for each final PC room terminal (or PC room terminal user) among the advertisement proceeds. / Electronic money information) can be calculated, whereby the present invention is not limited.

If the usage right of the PC room terminal 135 is requested to be returned (1330b), the server receives revenue distribution amount information (or point / electronic money) for each of the final PC room terminal users (or PC room terminal) among the advertisement proceeds. Information) (1335b), and the calculated revenue distribution amount information (or point / electronic money information) for each PC room terminal user (or PC room terminal) is transmitted to the PC room terminal 135 (1340b). ).

According to another exemplary embodiment of the present invention, the server may include the advertisement revenue information, the calculated revenue sharing amount information (or point / electronic money information) for each PC room terminal user (or PC room terminal), and PC room terminal information. (Or PC room terminal user information) may be transmitted to the manager terminal 140, thereby the present invention is not limited.

Thereafter, the PC room terminal 135 transmits revenue sharing amount information (or point / electronic money information) for each PC room terminal user (or PC room terminal) through the program. Outputs a requesting interface for processing the deposit to a deposit, and the revenue sharing amount (or points / electronic money) for each PC room terminal user (or for each PC room terminal) is the online account of the PC room terminal user through the interface. Check whether the deposit is requested to (1345b).

According to another exemplary embodiment of the present invention, the manager terminal 140 includes revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user) through a PC room management program. Outputting a PC room terminal usage fee settlement interface, and using the PC room terminal usage fee settlement interface, the PC room terminal usage fee for each PC room terminal (or PC room terminal user use) revenue distribution amount (or points / Electronic money) may be requested to be settled, and the present invention is not limited thereto.

If a request is made to deposit a revenue sharing amount (or points / electronic money) for each PC room terminal user (or for each PC room terminal) to the online account of the PC room terminal customer (1350b), the PC room terminal 135 Transmits the online bank deposit request information to the server through the program (1355b), and correspondingly, the server distributes revenue for each PC room terminal user (or PC room terminal) through the online bank deposit request information. The amount (or points / electronic money) is deposited into the online account of the PC room terminal customer (1360b).

14A and 14B are diagrams illustrating a process of settlement of advertisement proceeds according to a PC room advertisement providing according to another exemplary embodiment of the present invention.

In more detail, FIGS. 14A and 14B illustrate the PC room through the advertisement data transmission process shown in FIG. 12A or FIG. 12B and the advertisement providing program operation shown in FIG. 9B in the advertisement server 100 shown in FIG. The at least one advertisement data matched with the keyword information is transmitted to the terminal 135, and the PC room terminal information and the PC room information D / B 420 are processed through the process shown in FIG. 13A or 13B. Ad revenue information (or revenue distribution amount information (or point / electronic money information) for each PC room terminal (or PC room terminal users) of the advertising revenue) is processed and stored in association with the manager terminal 140 Regarding the process of settlement of the advertising proceeds, specifically, Figure 14a is the revenue distribution amount (or points / before each PC room terminal user) of the advertising proceeds Figure 1 shows the process of calculating the settlement in the PC room terminal usage fee by calculating the self-currency), Figure 14b shows the profit distribution amount (or points / It illustrates the process of depositing the electronic money) to the online account of the customer of the PC terminal user.

Those skilled in the art to which the present invention pertains infer various implementation methods for the process of calculating the advertisement proceeds according to the provision of the PC room advertisement by referring to and / or modifying the drawings 14a and 14b. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation methods illustrated in FIGS. 14A and 14B.

Hereinafter, the subject (eg, the advertisement server 100, the relay server 125, or the settlement server 115, or the online account server 120) that processes the identified advertising proceeds in FIGS. 14A and 14B. Is referred to as "server" for convenience.

Referring to FIG. 14A, the PC room terminal 135 may be operated by the advertisement server 100 of FIG. 10 through an advertisement data transmission process of FIG. 12A or FIG. 12B and an advertisement providing program operation of FIG. 9B. Transmitting at least one advertisement data matching the keyword information to the PC room information D / B 420 through the process shown in FIG. 13A or FIG. 13B. Alternatively, the revenue distribution amount information (or point / electronic money information) for each PC room terminal (or for each PC room terminal user) among the advertisement proceeds is stored in association with the server (eg, the advertisement server 100). Alternatively, the relay server 125, the settlement server 115, or the online account server 120 may be linked with the PC room information corresponding to the manager terminal 140 in connection with the PC room information D / B 420. Per PC room terminal (or use PC room terminal) Check the revenue distribution amount information (or point / electronic money information) for each customer (1400a).

If revenue sharing amount information (or point / electronic money information) for each PC room terminal (or for each PC room terminal user) associated with the PC room information is confirmed (1405a), the server requests the PC room information D / B. At least one of the PC room terminal information (or PC room terminal user information) associated with the PC room information and the profit sharing amount information (or points) for each PC room terminal (or PC room terminal user) from 420. / Electronic money information) is confirmed and transmitted to the manager terminal (1410a).

Subsequently, the manager terminal 140 receives the PC room terminal information (or PC room terminal customer information) and the profit sharing amount information (for each PC room terminal user customer) through the PC room management program. Or outputting a PC room terminal usage fee settlement interface including point / electronic money information and using the PC room terminal usage fee for each PC room terminal through the PC room terminal usage fee settlement interface. Check whether it is requested to settle through revenue share amount (or points / electronic money) (1415a).

If the settlement processing request is confirmed (1420a), the manager terminal 140 transmits the settlement processing request information to the server through the PC room management program (1425a), and correspondingly, the server requests settlement processing. Through the information, the PC room terminal usage fee is settled through the revenue sharing amount (or points / electronic money) for each PC room terminal (or PC room terminal user) (1430a).

Referring to FIG. 14B, the PC room terminal 135 is operated by the advertisement server 100 shown in FIG. 10 through an advertisement data transmission process shown in FIG. 12A or FIG. 12B and an advertisement providing program operation process shown in FIG. 9B. Transmitting at least one advertisement data matching the keyword information to the PC room information D / B 420 through the process shown in FIG. 13A or FIG. 13B. Alternatively, the revenue sharing amount information (or point / electronic money information) for each PC room terminal (or PC room terminal user customer) among the advertisement proceeds is stored in association with the server (eg, the advertisement server 100, or The relay server 125, the settlement server 115, or the online account server 120 may be connected with the PC room information corresponding to the manager terminal 140 in association with the PC room information D / B 420. By PC room terminal (or using PC room terminal) Customer-specific) Make a profit distribution amount information (or Point / electronic money information) (1400b).

If revenue sharing amount information (or point / electronic money information) for each PC room terminal (or for each PC room terminal user) associated with the PC room information is confirmed (1405b), the server provides the PC room information D / B. At least one of the PC room terminal information (or PC room terminal user information) associated with the PC room information and the profit sharing amount information (or points) for each PC room terminal (or PC room terminal user) from 420. / Electronic money information) is confirmed and transmitted to the manager terminal (1410b).

Subsequently, the manager terminal 140 uses the PC room terminal management program (or PC room terminal user customer information) and the PC room terminal user customer (or PC room terminal) revenue distribution amount information ( Or outputting a request interface for processing the point / electronic money information) to be deposited into the online account of the PC room terminal user, and revenue sharing amount for each PC room terminal user (or PC room terminal) through the interface. (Or point / electronic money) checks whether the deposit is requested to the online account of the PC terminal user (1415b).

If a request is made to deposit a revenue sharing amount (or point / electronic money) for each PC room terminal user (or for each PC room terminal) to the online account of the PC room terminal customer (1420b), the manager terminal 140 The online bank transfer request information is transmitted to the server through the PC room management program (1425b), and the server corresponding to the PC room terminal user (or PC room terminal) through the online bank deposit request information. Revenue distribution amount (or points / electronic money) is deposited into the online account of the PC room terminal customer (1430b).

15 is a diagram illustrating an online account registration system for incentive deposit according to PC room fee payment and advertisement proceeds according to an embodiment of the present invention.

More specifically, FIG. 15 shows an online account for payment of PC room fee and incentive deposit according to advertisement proceeds from a predetermined customer terminal 1570 to a predetermined advertisement server 100 (or a relay server) through a predetermined network means. When the online account application information is provided to open an account, the advertisement server 100 (or a relay server) processes the online account application information provided from the customer terminal 1570 at a predetermined financial institution. By providing to the server 1535, the information processing server 1535 relates to a system configuration for opening an online account corresponding to the online account application information, specifically a real account for operating the online account in a predetermined customer account A system configuration for opening an online account in the form of a virtual account having a parent account.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 15 and in addition to the online account of the virtual account form of the real account operated in the customer account, the PC room fee payment and advertising proceeds Although it may be possible to infer an implementation method for a system for registering various types of online accounts for incentive deposit according to the present invention, the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. It is not limited.

For example, a person of ordinary skill in the art to which the present invention pertains may refer to an embodiment of a system for registering an online account in the form of a new account with the introduction of the concept of a rechargeable prepaid card by referring to and / or modifying the drawing. It may be inferred, but the present invention encompasses all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

In addition, if the person having ordinary technical knowledge in the art to which the present invention belongs, the parent account for the open online account may be a parent account, whereby the present invention is not limited.

Referring to FIG. 15 according to an embodiment of the present invention, an online account registration system for registering an online account in the form of a virtual account having a real account operated by the customer account as a parent account may be provided through a predetermined network means. Financial real name by accessing the server 100 (or relay server) (e.g., portal server, etc.) and real name verification (e.g., financial real-name system transactions and confidentiality laws and concurrent laws (Presidential Decree 15744). Request an online account registration (or open) for payment of the PC room fee and incentive deposit according to advertisement proceeds, and provide the online account application information corresponding to the online account registration (or open). (Or a relay server) connected to the customer terminal 1570 and the customer terminal 1570 through a predetermined network means, the customer terminal 1570 An advertisement server 100 (or a relay server) for receiving predetermined online account application information and providing the received online account application information to an information processing server 1535 provided at a predetermined financial institution; (100) (or relay server) is connected through a predetermined communication means to receive the online account application information from the advertising server 100 (or relay server), the customer based on the received online account application information It is provided with an information processing server 1535 for processing and opening an online account corresponding to the online account application information under a new name, and a financial system for operating the online account processed under the new information.

Here, the financial system is a computer system provided in a financial institution to open at least one financial account for at least one financial transaction customer, and provide at least one financial transaction service based on the financial account, at least one An accounting system for processing window services such as credit or reception or trust or foreign exchange occurring at the above branch (or window); an information system for processing the headquarters business, branch office information support and customer information management; and the financial system and at least Interconnection between one or more other financial systems (and / or payment systems), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based wireless banking) provided in at least one or more external communication networks. , Telebanking, TV banking, etc.) to access the financial system, and / or At least one external network that provides a variety of financial transaction interfaces through a common network (eg, CD common network, financial common network), characterized in that the financial system is provided with the interfacing between components in the financial system Interface module corresponding to the middleware platform provided, and predetermined information (for example, ledger information, and / or customer information, and / or management information, etc.) required for performing each function in the components of the financial system. And a DBMS (DataBase Management System) including at least one database for storing and managing the data, and the financial transaction through the financial system is performed by the financial account. And real-name financial accounts corresponding to the concurrent decree (Presidential Decree No. 15744). If the treatment is effective in being.

According to the implementation method of the present invention, the financial system is in accordance with the intention of the person skilled in the art and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. Accordingly, it is possible to further include at least one or more components such as foreign exchange module (not shown), investment finance module (not shown), international module (not shown), and common knowledge in the art to which the present invention pertains. If the person having a, will be familiar with the technical details of the financial system, the detailed description thereof will be omitted for convenience, and the present invention is not limited thereby.

According to an embodiment of the present invention, the financial system provided in the financial institution may include at least one window terminal and a predetermined financial network (eg, a branch network) provided at branches (and / or branch offices) of the financial institution. It is characterized in that connected through, through the window terminal provides a financial transaction service of face to face at least one financial transaction customer.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected through, through the financial terminal provides a non-face-to-face financial transaction service for at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal (e.g., a Personal Computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x-based portable Internet, etc., the wireless LAN / portable A non-face-to-face financial transaction service is provided to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with Internet access and browsing function.

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (for example, a code division multiple access (CDMA) based mobile communication network, and / or IEEE 802.16x) through the wireless banking server At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) and / or a wireless data communication network based on DataTAC / Mobitex. Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, a code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice telephone network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (for example, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through terrestrial DMB terminals).

According to the present invention, a customer who registers a predetermined online account through an online channel may use the advertisement through at least one customer terminal 1570 of a wired terminal connected to a predetermined wired communication network and / or a wireless terminal connected to a predetermined wireless communication network. Access to the server 100 (or relay server), and receives a variety of application services provided by the advertisement server 100 (or relay server).

Herein, the wired terminal connected to the wired communication network among the customer terminals 1570 is a generic term for all terminal devices connected to the communication control protocol based on TCP / IP, and the desktop connected to the TCP / IP based communication network ( Desktop) A computer and / or notebook, or a home appliance terminal (eg, Set-Top-Box) connected to the TCP / IP-based communication network, or a kiosk connected to the TCP / IP-based communication network. It is preferable to include at least one.

In addition, the wireless terminal connected to the wireless communication network is all terminal devices connected to a code division multiple access (CDMA) based mobile communication network, and / or all terminal devices connected to the IEEE 802.16x-based portable Internet, and / or Motorola's DataTAC scheme And / or a generic term for all terminal devices connected to Erricson's Mobitex-based wireless data communication network, comprising: a Personal Communication System (PCS) and / or a Global System for Mobile communications (GSM) terminal connected to the CDMA-based mobile communication network; And / or Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) and / or Smart Phones and / or Telematics Telematics), or a portable Internet terminal connected to the IEEE 802.16x based portable Internet, or the DataTAC / Mobitex based wireless data. It is preferable to include at least one or more wireless data communication terminal connected to the communication network.

The advertisement server 100 (or relay server) includes at least one information / content to a customer terminal 1570 including at least one of the wired terminal and / or the wireless terminal through the wired communication network and / or the wireless communication network. Portal server and / or search server that provides a personalized service, and / or mail service, and / or messenger service, and / or various information providing services, including search service, and / or minihompy / blog It is preferable to comprise a.

According to the present invention, the information service provided by the advertisement server 100 (or the relay server) to the customer terminal 1570 is sold to at least one or more customers online by the financial institution (or a new establishment request). And at least one financial product information, wherein the financial product information includes at least one online account product information for registering the online account for the incentive deposit according to the PC room fee payment and advertisement proceeds. Characterized in that it comprises one or more.

In addition, the advertisement server 100 (or relay server) is the customer through the network means including the wired communication network and / or wireless communication network to the incentive deposit according to the financial product (for example, the PC room fee payment and advertising proceeds) It provides the at least one user interface to the customer terminal (1570) to apply for (or purchase) an online account), the customer terminal (1570) through the user interface to the PC room fee payment and advertising Input (or select) predetermined online account application information for incentive deposit according to the proceeds and transmit it to the advertisement server 100 (or relay server) through a network means including the wired communication network and / or the wireless communication network. It features.

To this end, the client terminal 1570 outputs at least one user interface provided from the advertisement server 100 (or a relay server), and inputs and / or inputs at least one online account application information through the user interface. Function configuration for selection and transmission to the advertisement server 100 (or relay server) (for example, a browser program and a communication function, or a predetermined communication program and communication function to communicate with the advertisement server 100 (or relay server) Etc.) is preferably provided.

Those skilled in the art to which the present invention pertains output at least one or more user interfaces provided from the advertisement server 100 (or relay server) as described above, and at least one or more online accounts through the user interface. Features of the client terminal 1570 corresponding to at least one wired terminal and / or wireless terminal for inputting and / or selecting application information and transmitting the same to the advertisement server 100 (or the relay server) can be easily inferred. Since there will be, a detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, the advertisement server 100 (or relay server) is an interface unit 1500 (or interface means) for connecting and managing a predetermined communication channel with the customer terminal 1570 through the network means. It is characterized by comprising a).

According to an embodiment of the present invention, when the customer terminal 1570 includes a wired terminal and / or a wireless terminal connected to a predetermined wired communication network and / or a wireless communication network, the interface unit 1500 may include the wired network and And / or at least one or more information using a communication protocol defined in a communication program provided in the customer terminal 1570 and connecting a predetermined communication channel with the customer terminal 1570 based on a protocol stack defined in a wireless network. It is desirable to provide a communication interface for (or data) transmission and reception.

For example, when the browser terminal corresponding to the Hyper-Text Transfer Protocol (HTTP) protocol is provided in the client terminal 1570, the interface unit 1500 may be connected to the client terminal 1570 based on the TCP / IP protocol. It connects a communication channel and provides a communication interface for transmitting and receiving a web page (eg, a Hyper-Text Markup Language (HTML) compatible web page) and / or information using the HTPP protocol defined in the browser program.

Alternatively, when the customer terminal 1570 is provided with a communication program provided by the advertisement server 100 (or a relay server), the interface unit 1500 is based on the TCP / IP protocol. ) And a communication channel, and provide a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to another exemplary embodiment of the present invention, when the customer terminal 1570 includes a wireless terminal connected to a predetermined wireless communication network, the interface unit 1500 may be configured based on the protocol stack defined in the wireless network. It is preferable to provide a communication interface for connecting at least one communication channel with the terminal 1570 and for transmitting and receiving at least one information (or data) using a communication protocol defined in a communication program included in the customer terminal 1570. Do.

For example, when a browser program corresponding to a WAP (Wireless Application Protocol) and / or a ME (Mobile Explorer) protocol is provided in the customer terminal 1570, the interface unit 1500 may be configured based on the CDMA protocol. (1570) and a communication channel, and using the WAP / ME protocol defined in the browser program to send and receive web pages (e.g., WML (Wireless Markup Language) compatible web page, or HTML compatible web page) and / or information Provides a communication interface for

Referring to FIG. 15, the advertisement server 100 (or the relay server) may be connected to and / or connected to the advertisement server 100 (or the relay server) by a predetermined client terminal 1570 through the interface unit 1500. When applying for an online account, the user terminal 1570 interworks with the interface unit 1500 to generate a predetermined user interface for inputting (or selecting) predetermined online account application information (or predetermined web source D). / B (not shown) and the interface providing unit 1505 (or interface providing means) to provide to the customer terminal 1570 and the interface unit 1500 in conjunction with the customer terminal (1570) An information receiving unit 1515 (or information receiving means) for receiving predetermined online account application information to be input (or selected) through a user interface and transmitting the predetermined online account application information; It is characterized in that it comprises an information relay unit 1525 (or information relay means) provided to the information processing server 1535 provided in the financial institution.

In addition, the advertisement server 100 (or relay server) is connected to the interface unit 1500, at least one or more customer terminals 1570, a search service including at least one information / content, and / or mini homepage / And a web service unit 1510 that provides a web-based service including at least one or more of a personalization service including a blog, and / or a mail service, and / or a messenger service, and / or various information providing services. If the person skilled in the art to which the present invention pertains, the ad server 100 (or relay server) at least one customer terminal (1570) to perform the function of the portal server and / or search server Since you will be familiar with the method of providing the web-based service, detailed description thereof will be omitted for convenience.

In addition, the advertisement server 100 (or relay server) from the customer terminal 1570 through the information receiving unit 1515 for the post-management of the online account application information received through the information receiving unit 1515. The storage medium 1530 may include online account issuance information including received online account application information or at least one or more online account information generated by the information processing server 1535 based on the online account application information. And an information storage unit 1520 to store the information, wherein the online account issuing information is online account security information, or a new processing agreement information (or trail) received from the customer terminal 1570. Rule application information), virtual account processing information, non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), etc. It comprises are preferred.

The interface providing unit 1505 is connected to the advertisement server 100 (or a relay server) through a predetermined customer terminal 1570 and / or applying for an online account, the customer terminal 1570 Generate a predetermined user interface capable of inputting (or selecting) the online account application information to the advertisement server 100 (or a relay server) through the network means in response to the functional configuration of the present invention; and And / or extract the user interface extracted from a predetermined database (not shown), and generated (or extracted from a predetermined web source D / B (not shown)) in association with the interface unit 1500 through the network means. Characterized in that provided to the customer terminal (1570).

Thereafter, the client terminal 1570 inputs (or selects) the online account application information based on the user interface, and inputs the input (or selected) online account application information through the network means to the advertisement server 100. (Or relay server).

According to an exemplary embodiment of the present invention, when the customer terminal 1570 includes a wired terminal connected to a predetermined wired communication network, the interface providing unit 1505 may include a browser program and / or a communication program provided in the wired terminal. Generates a predetermined user interface (or extracted from a predetermined web source D / B (not shown)) that can be provided by the user, and generates the generated (or predetermined web source D / B (not shown) through the interface unit 1500. It is preferable to provide the user interface 1570 extracted from the customer terminal 1570.

According to another exemplary embodiment of the present invention, when the customer terminal 1570 includes a wireless terminal connected to a predetermined wireless communication network, the interface providing unit 1505 may provide a browser program and / or communication provided in the wireless terminal. A predetermined user interface that can be provided by a program is generated (or extracted from a predetermined web source D / B (not shown)), and the generated (or predetermined web source D / B (not shown) is provided through the interface unit 1500. It is preferable to provide the user interface extracted from the) to the customer terminal 1570.

According to an embodiment of the present invention, a user interface for receiving (or selecting) predetermined online account application information from the client terminal 1570 in the advertisement server 100 (or a relay server) may include at least one online account. It is preferable to include an interface for selecting at least one or more online account products (or financial products) of the product (or financial products) for the customer to apply (or purchase).

In addition, when the online account product corresponding to the online account application information corresponds to an online account in the form of free and withdrawal, the user interface for receiving (or selecting) the online account application information may be configured to correspond to the online account product. And an interface for outputting online account product detail information such as online account product name and interest rate information to the customer terminal 1570, and confirming that the customer has confirmed the online account product detail information. When the online account product corresponding to the online account application information corresponds to an online account in the form of a financial investment product, the user interface for receiving (or selecting) the online account application information may include the online corresponding to the online account product. Account Name and Investment Period And preferably outputs an online account item detailed information, such as the expected rate of return information to the client terminal 1570, and obtained by the customer contains the interface to ensure that the check for the online account item details.

In addition, the user interface for inputting (or selecting) the online account request information includes an interface for outputting the terms and conditions information corresponding to the online account product to the customer terminal 1570, and the customer agrees to the terms and conditions. It is preferable to make it.

The user interface for inputting (or selecting) the online account application information may include: an interface for inputting an amount of money to be deposited (or invested) by the customer into an online account corresponding to the online account product; It is preferable to include an interface for inputting predetermined financial account information (for example, original account information for depositing a predetermined amount of money into an online account) deposited into an account.

In addition, the user interface for inputting (or selecting) the online account application information may include customer personal information (eg, customer name, social security number, telephone number, mobile phone number, address, mail, etc.) for the customer applying for the online account product. An interface for inputting (or selecting) an address, etc.) and / or for inputting (or selecting) the customer member information (eg, customer ID information, password information) provided in the advertisement server 100 (or relay server). It is preferable to comprise a.

Thereafter, the customer terminal 1570 selects at least one online account product to which the customer applies (or purchases) from among the plurality of online account products through the user interface, and the online account product selection information, and the online account product. Input (or select) the online account application information including at least one or more of the terms and conditions agreement information, the online account deposit amount information, and at least one customer information of the online account applicant, and the advertisement through the network means. Transmission to the server 100 (or relay server).

According to an embodiment of the present invention, a user interface for inputting (or selecting) the online account application information comprises: an account password for an online account corresponding to the online account application information, and / or at least one through the online account. The method may further include an interface for inputting (or selecting) online account security information including at least one financial transaction password or the like for processing the non-face-to-face financial transaction.

The online account security information may also include predetermined personal identification number (PIN) and / or customer wireless terminal information for non-face-to-face processing of at least one or more financial transactions for the online account opened by the online account application information without an authorized certificate. It is preferable to further comprise, and thereby the present invention is not limited.

When an interface for inputting (or selecting) at least one online account security information is provided to the customer terminal 1570, the customer terminal 1570 may input (or select) online account security information through the interface. Thereafter, the input (or selection) of the online account security information is transmitted to the advertisement server 100 (or a relay server) through the network means, or the online account application information further includes the online account security information. To the advertisement server 100 (or the relay server) through the network means.

If the online account application information includes the online account security information, to secure confidentiality, authentication, integrity and nonrepudiation of the online account security information. The online account security information (or the online account application information including the online account security information) is preferably encrypted by a predetermined encryption method and transmitted to the advertisement server 100 (or relay server).

According to an embodiment of the present invention, a user interface for receiving (or selecting) the online account application information may be configured to access the online account until the financial real name of the online account corresponding to the online account application information is confirmed. Output to the customer terminal 1570 information on the provisions of the provisions of the provisions of the provisional provisions and the provisional provisional processing period (eg, the period in which the online account is processed as a provisional provision before the verification of the financial real name of the online account). Enter (or select) false provisional processing consent information for which the customer agrees to the provisional provisional terms information and provisional processing period information, and / or provisional provisioning information for which the customer applies for provisional processing for the online account; It is preferable that the interface further comprises.

If the provisional provisional terms information and provisional provisional processing period information is included in the provisional information corresponding to the online account product, the provisional provisional provisional information and the provisional provisional processing period information are output to the customer terminal 1570, The interface for confirming consent for this may be omitted.

When an interface for inputting (or selecting) the provisional processing agreement information (or provisional application information) to the customer terminal 1570 is provided, the customer terminal 1570 receives the provisional processing agreement information (the information via the interface). Or inputting (or selecting) the provisional provision information, and then inputting (or selecting) the provisional provision processing consent information (or provisional provision information) through the network means to the advertisement server 100 (or relay server). Or by further including the provisional processing agreement information (or provisional application information) in the online account application information to the advertisement server 100 (or relay server) through the network means.

According to an embodiment of the present invention, a user interface for inputting (or selecting) the online account application information includes a virtual account having a parent account in which the online account corresponding to the online account application information is operated in the customer account. An interface for inputting (or selecting) mother account management institution information including at least one of the customer accounts and virtual account processing information including mother account information corresponding to a real account operated by the mother account management institution in order to open a form; It is preferable that it further comprises.

When an interface for inputting (or selecting) the virtual account processing information including the mother account management institution information and the mother account information is provided to the customer terminal 1570, the customer terminal 1570 may provide the virtual account processing information through the interface. After inputting (or selecting), the inputted (or selected) virtual account processing information is transmitted to the advertisement server 100 (or relay server) through the network means, or the virtual account information is applied to the virtual account information. The account processing information is further included and transmitted to the advertisement server 100 (or the relay server) through the network means.

In addition, when the customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, the financial institution has at least one customer account corresponding to the online account applying customer. The user interface for inputting (or selecting) the online account application information is not established, and / or the online account application customer has no history of financial transactions with the financial institution. And 1570), further comprising an interface for outputting financial transaction application terms and conditions for processing the first financial transaction with the financial institution, and confirming that the customer has agreed to the financial transaction application terms. In case of a financial transaction customer of the financial institution, the interface may be omitted. Said, or but may be included in the interface, non-face-to-face financial transaction agreement information (and / or a non-face-to-face financial transaction request information) is specified for one of ordinary skill in the art according to the intention.

If the financial transaction application terms and conditions are included in the terms and conditions information corresponding to the online account product, and / or when the financial transaction application is processed in the real name verification process for the online account product, the customer is referred to the financial institution. The interface for applying for financial transactions may be omitted, and the present invention is not limited thereto.

When an interface for inputting (or selecting) the financial transaction application information is provided to the customer terminal 1570, the customer terminal 1570 inputs (or selects) the financial transaction application information through the interface, and then the Transmitting the input (or selected) financial transaction application information to the advertisement server 100 (or relay server) through the network means, or further includes the financial transaction application information (not shown) in the online account application information. The network means to transmit to the advertisement server 100 (or a relay server). In FIG. 15, the non-face-to-face financial transaction agreement information (and / or non-face-to-face financial transactions) is described below for convenience. It will be described as being included in the application information).

The customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, at least one customer account corresponding to the online account application customer is opened at the financial institution). And / or the online account applicant has no history of financial transactions with the financial institution, and / or the online account client is a non-face-to-face financial transaction customer (eg, the Internet). If you are not a banking member, a wireless banking member, a TV banking member, a home banking member, etc.), the user interface for receiving (or selecting) the online account application information is connected to the financial institution via the customer terminal 1570. Processing at least one non-face-to-face financial transaction through at least one non-face-to-face financial transaction channel The non-face-to-face financial transaction terms and conditions information (e.g., Internet banking subscription terms, or wireless banking subscription terms, or TV banking subscription terms, or home banking subscription terms, etc.) And an interface for inputting (or selecting) non-face-to-face financial transaction agreement information and / or non-face-to-face financial transaction application information for which the customer applies for the non-face-to-face financial transaction.

If the non-face-to-face financial transaction terms are included in the terms and information corresponding to the online account product, and / or the non-face-to-face financial transaction application is processed in the real name verification process for the online account product, and / or the online account If the non-face-to-face financial transaction authentication can be omitted for the financial transaction using the client, the customer agrees to the face-to-face financial transaction for processing at least one non-face-to-face financial transaction through the at least one non-face-to-face financial transaction channel with the financial institution. It is possible to omit (or apply) an interface, and the present invention is not limited thereby.

When an interface for inputting (or selecting) the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is provided to the customer terminal 1570, the customer terminal 1570 may provide the non-face-to-face finance through the interface. After inputting (or selecting) transaction agreement information (or non-face-to-face financial transaction application information), the input (or selection) of the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is performed through the network means. Or the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) in the online account application information, or transmitted to the advertisement server 100 (or a relay server). 100) (or relay server).

When the customer terminal 1570 inputs (or selects) predetermined online account application information through the user interface and transmits the information through the network means, the information receiving unit 1515 cooperates with the interface unit 1500. And receiving the online account application information, and providing the received online account application information to the information relay unit 1525 and / or the information storage unit 1520.

Here, the online account application information may include online account product selection information for selecting at least one or more online account products to which the customer applies (or purchases) among the plurality of online account products, and agreement terms corresponding to the online account products. Information and at least one online account deposit amount information is preferably included.

In addition, the customer terminal 1570 inputs (or selects) predetermined online account security information through the user interface and transmits the information through the network means, or the user terminal 1570 sends the online account security information to the user. When the information is included in the online account application information and transmitted, the information receiver 1515 receives the online account security information in association with the interface unit 1500, and relays the received online account security information to the information relay. The unit 1525 and / or the information storage unit 1520 are provided.

In addition, the customer terminal 1570 inputs (or selects) predetermined provisional processing consent information (or provisional application information) through the user interface, and transmits it through the network means, or the customer terminal 1570 In the case where the provisional processing agreement information (or provisional application information) is included in the online account application information and transmitted, the information receiving unit 1515 cooperates with the interface unit 1500 to provide the provisional processing agreement information (or And provisional application information), and provide the received provisional processing agreement information (or provisional application information) to the information relay unit 1525 and / or the information storage unit 1520.

In addition, the client terminal 1570 inputs (or selects) virtual account processing information including the mother account operating institution information and the mother account information through the user interface and transmits the information through the network means, or the client terminal 1570. When the virtual account processing information is included in the online account request information and transmitted, the information receiving unit 1515 interoperates with the interface unit 1500 to process the virtual account processing information including the mother account institution information and the mother account information. And receiving the received virtual account processing information to the information relay unit 1525 and / or the information storage unit 1520.

In addition, the client terminal 1570 inputs (or selects) predetermined financial transaction application information through the user interface and transmits it through the network means, or the financial terminal application information is transmitted from the client terminal 1570. When the information is included in the online account application information and transmitted, the information receiver 1515 receives the financial transaction application information in association with the interface unit 1500, and relays the received financial transaction application information to the information relay. The unit 1525 and / or the information storage unit 1520 are provided.

In addition, the customer terminal 1570 inputs (or selects) predetermined non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) through the user interface, and transmits it through the network means, or the customer terminal. When the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is transmitted to the online account application information in operation 1570, the information receiver 1515 interworks with the interface unit 1500 to transmit the non-face-to-face financial transaction agreement information. And receiving the face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), and receiving the received non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) from the information relay unit 1525 and / or Or to the information storage unit 1520.

The information storage unit 1520 may store the online account application information received through the information receiving unit 1515 in a predetermined storage medium 1530 including the online account issuance information, thereby storing the advertisement. The server 100 (or relay server) (or the advertisement server 100 (or relay server) operating institution) attracts the online account application customer from the financial institution based on the online account application information stored in the storage medium 1530. Provide a basis for receiving a fee.

When the online account security information is received through the information receiving unit 1515, the information storage unit 1520 stores the online account issuing information obtained by linking the online account security information to the online account application information in the storage medium 1530. And the online account security information authenticates at least one financial transaction using the online account at the advertisement server 100 (or a relay server) (or a financial transaction server using the online account). To be used.

When the provisional processing agreement information (or provisional application information) is received through the information receiving unit 1515, the information storage unit 1520 may apply the provisional processing agreement information (or provisional application) to the online account application information. And storing the online account issuance information linked to the information) in the storage medium 1530, wherein the provisional processing agreement information (or provisional application information) is stored in the advertisement server 100 (or relay server). (Or a financial transaction server using the online account) provides a basis for processing at least one or more financial transactions using the online account until the financial real name of the online account is verified.

When the virtual account processing information including the mother account management institution information and the mother account information is received through the information receiving unit 1515, the information storage unit 1520 is configured to link the virtual account processing information to the online account application information. Characterized in that the online account issuing information is stored in the storage medium 1530, wherein the virtual account processing information is the online at the advertisement server 100 (or relay server) (or financial transaction server using the online account) It provides a basis for processing at least one or more financial transactions using the online account based on the virtual account as the parent account to operate the customer account until the financial real name of the account is confirmed.

When the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is received through the information receiving unit 1515, the information storage unit 1520 may add the non-face-to-face financial transaction agreement information to the online account application information ( Or storing the online account issuing information linked to the non-face-to-face financial transaction application information in the storage medium 1530, wherein the non-face-to-face financial transaction agreement information (or the non-face-to-face financial transaction application information) is stored in the advertisement. The server 100 (or the relay server) (or the financial transaction server using the online account) provides a basis for processing at least one or more financial transactions using the online account until the financial real name of the online account is verified.

According to the exemplary embodiment of the present invention, the information storage unit 1520 is provided with the advertisement server 100 (or relaying) when a predetermined online account corresponding to the online account application information is opened by the information processing server 1535. The online account information established by the information processing server 1535 to process at least one or more financial transactions using the online account in a server (or a financial transaction server using the online account). Further, it is preferable to store in the storage medium 1530 or replace the online account application information included in the online account issuing information with the online account information opened by the information processing server 1535. The invention is not limited.

Here, the online account information is included in the online account number in the form of a virtual account number generated by the provisional opening unit 1560 and the virtual account processing unit 1555 of the information processing server 1535 and the online account application information. It is preferable to include the account holder information corresponding to the customer information, the advertisement provider (or advertisement relay agency) information and the financial institution information that the online account is opened.

The information relay unit 1525 is configured to store the online account application information received through the information receiver 1515 corresponding to the online account product (for example, the online account product corresponding to the online account product) through a predetermined communication means. It is characterized in that the relay transmission to the information processing server (1535) provided in the financial institution (opened).

Here, the communication means for connecting the advertisement server 100 (or the relay server) and the information processing server 1535 is accessed by a third party other than the advertisement server 100 (or the relay server) and the information processing server 1535. Dedicated communication network for blocking the operation, and / or secure communication network (eg, the advertisement server 100 (or relay server) that provides a secure communication function between the advertisement server 100 (or relay server) and the information processing server 1535). Encrypts the online account application information using a predetermined encryption method and transmits the online account application information to the information processing server 1535, and decrypts the online account application information through a decryption method corresponding to the encryption method in the information processing server 1535. Communication network).

When the online account security information is received through the information receiving unit 1515, the information relay unit 1525 corresponds to the online account product through the predetermined communication means (eg, the online account). And relaying the information to the information processing server 1535 provided at the financial institution where the online account corresponding to the product is opened, whereby the information processing server 1535 sends the advertisement to the financial system provided at the financial institution. The server 100 (or relay server) opens an online account that can process financial transactions through the online account security information.

When the provisional processing agreement information (or provisional application information) is received through the information receiving unit 1515, the information relay unit 1525 communicates the provisional processing agreement information (or provisional application information) with a predetermined communication. Means for relaying the information to the information processing server 1535 provided in the financial institution corresponding to the online account product (e.g., the online account corresponding to the online account product is opened). The server 1535 opens a new online account corresponding to the online account application information in a financial system provided in the financial institution.

When the financial transaction application information is received through the information receiving unit 1515, the information relay unit 1525 corresponds to the online account product through the predetermined communication means (eg, the online account). And relaying the data to the information processing server 1535 provided at the financial institution where the online account corresponding to the product is opened. Although not a conventional customer, an online account corresponding to the online account application information is opened in a financial system provided in the financial institution in the form of at least one financial transaction.

When the virtual account processing information including the mother account management institution information and the mother account information is received through the information receiving unit 1515, the information relay unit 1525 receives the virtual account processing information through the predetermined communication means through the online account. And relaying the information to the information processing server 1535 provided at a financial institution corresponding to the product (for example, an online account corresponding to the online account is opened). An online account corresponding to the online account application information is opened in a financial system provided at a financial institution in the form of a virtual account having a real account operating in the customer account as a parent account.

When the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is received through the information receiving unit 1515, the information relay unit 1525 receives the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application). Information) through a predetermined communication means and relayed to the information processing server 1535 provided in a financial institution corresponding to the online account product (eg, an online account corresponding to the online account product is opened). Accordingly, the information processing server 1535 opens an online account in the financial system provided in the financial institution in a non-face-to-face manner in which the advertisement server 100 (or relay server) processes the financial transaction using the online account. do.

According to another exemplary embodiment of the present invention, when the information processing server 1535 is provided with an advertisement server 100 (or relay server) function, and / or the information processing server 1535 is a predetermined banking server, The information relay unit 1525 links and connects the customer terminal 1570 and the information processing server 1535 so that the information processing server 1535 sends the online account application information from the customer terminal 1570. And / or the provisional processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction consent information ( Or non-face-to-face financial transaction application information)), so as to directly provide a predetermined user interface for receiving the information processing server 1535, whereby the information processing server 1535 via the network means From 1570 the online account application information (and / or the provisional processing consent information (or the provisional application information), and / or the online account security information, and / or the financial transaction application information, and / or the virtual account processing information, And / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) directly, and the present invention is not limited thereto.

According to another embodiment of the present invention, between the advertisement server 100 (or relay server) and the information processing server 1535 at least one or more advertisement server 100 (or relay server) and the information processing server ( 1535, and / or relay the advertisement server 100 (or relay server) and at least one information processing server 1535, and / or at least one advertisement server 100 (or relay server). And a predetermined relay server (not shown) for relaying at least one information processing server 1535 may be further provided, and the present invention is not limited thereto.

Referring to FIG. 15, the information processing server 1535 may provide on-line account application information (and / or provisional processing consent information (or false information) provided from the advertisement server 100 (or relay server) through the communication means. Application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information)). Tentatively establish the information receiving unit 1565 (or information receiving means) and an online account corresponding to the online account application information received through the information receiving unit 1565 in association with a predetermined financial system. 1560) (or a new account opening means) and a virtual account processing unit 1555 (or a virtual account) for processing the online account opened as the new account in the form of a virtual account using a real account operated in the customer account as a parent account. Left processing means), a provisional management unit 1550 (or provisional management means) for managing the virtual account form of the online account until the real name verification for the online account application customer, and the trail corresponding to the online account application information Real-name verification unit 1545 (or real-name verification means) for confirming whether the real name of the financial transaction application customer for the online account established by the regulation is confirmed within a predetermined real name confirmation period, and the trail corresponding to the online account application information When the real name of the online account established by the rule is confirmed, a new account processing unit 1540 (or a new account processing means) is configured to process the online account opened by the provisional rule as a new financial account. .

The information receiving unit 1565 may provide online account application information (and / or provisional processing consent information (or provisional application information)) provided from the advertisement server 100 (or relay server) through the communication means. Receive online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information). Online account application information (and / or provisional processing consent information (or provisional application information)), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non- The face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is provided to the provisional provision opening unit 1560.

In accordance with an embodiment of the present invention, the online account application information (and / or the provisional processing consent information (or the provisional application information)) provided from the advertisement server 100 (or the relay server), and / or the online account security information. , And / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) are encrypted, the information receiver 1565 is encrypted Online account application information (and / or false processing application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face to face It is preferable to further comprise a function for decoding the financial transaction agreement information (or non-face-to-face financial transaction application information).

The new provision establishment unit 1560 is the online account application information (and / or new provision processing agreement information (or new provision application information)) from the advertisement server 100 (or relay server) through the information receiving unit 1565. And / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information)) Online account application information (and / or false processing application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face to face Read the financial transaction agreement information (or non-face-to-face financial transaction application information) and read the online account application information (and / or the new processing agreement information (or the new application information), and / or the online system through a predetermined financial system). Open an online account corresponding to left security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information). It is characterized by.

Here, the provisional opening unit 1560 is the online account application information (and / or provisional processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information, and Opening an online account corresponding to virtual account processing information and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) on a temporary basis may include: The online account application information (and / or the provisional processing consent information (or the provisional application information), and / or the online account security information, and / or financial transaction application information, and / or the virtual account processing information, and / or A predetermined customer ledger corresponding to the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) (which may be omitted if the customer ledger is already registered) and / or at least one online account ledger (eg, Characterized by comprising the registering the received director) corresponding to the online account application information.

According to one embodiment of the invention, the online ledger for the online account corresponding to the online account application information, the ledger in the form of an account ledger corresponding to the newly opened online account based on the online account application information It is desirable to register with D / B and store predetermined false information for managing the online account in association with the online ledger.

According to another exemplary embodiment of the present invention, an online account ledger for the online account corresponding to the online account application information is based on the account ledger corresponding to a virtual account associated with a predetermined parent account based on the online account application information. It is preferable to be registered in the general ledger D / B, wherein the parent account is registered in the ledger D / B on the financial system, or the ledger D / on the financial system to register the online account It is possible to include at least one or more of the above-mentioned financial institution accounts already established in B, whereby the present invention is not limited.

The online account corresponding to the registered online account ledger is not a real name financial account corresponding to the Financial Real Name Transactions and Confidentiality Act and the Concurrent Decree (Presidential Decree No. 15744), and therefore, finance through the non-real name financial account. Transactions are a violation of the above law.

However, it is possible to deposit a predetermined amount (or deposit amount) into the online account by the Act on Financial Real Name Transactions and Confidentiality and Concurrent Act (Presidential Decree No. 15744).

That is, the new provision opening unit 1560 is the online account application information (and / or new provision processing agreement information (or new provision application information) received through the ad server 100 (or relay server), and / Or based on online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information). The procedure of opening the online account (for example, registering a predetermined online account ledger) is performed in conjunction with the external and / or information systems, and the result is provided to the virtual account processor 1555.

If the person skilled in the art to which the present invention pertains, the detailed procedure of opening the online account (for example, registering a predetermined online account ledger) is linked to the financial system. Since it will be familiar with, detailed description thereof will be omitted for convenience.

The virtual account processing unit 1555 may process the online account (or online account ledger) opened by the provisional opening unit 1560 as a virtual account using a real account operated in the customer account as a parent account. do.

According to an embodiment of the present invention, the online account ledger corresponding to the online account processed in the form of a virtual account having a real account operated in the customer account as the parent account does not include the conventional virtual account ledger information. It is preferable to include real account ledger information (eg, ledger information including an account number according to the account number system corresponding to the real account) that can be processed as a new account in the form of a real account when checking the real name of the online account. Before the real name is verified for the online account, the real account operated in the customer account is preferably processed in the form of a virtual account having a parent account.

According to another embodiment of the present invention, the online account ledger corresponding to an online account processed in the form of a virtual account having a real account operated in the customer account as a parent account may include a real account operated in the customer account as a parent account. It may include virtual account ledger information (eg, ledger information including an account number according to the virtual account number system), in which case the virtual account ledger information is converted into real account ledger information ( For example, it is possible to convert (or replace) ledger information including an account number following an account number system corresponding to a real account, and the present invention is not limited thereto.

Subsequently, the new provision management unit 1550 processes and manages the online account opened as the new provision as a virtual account used as the parent account before the real name of the customer applying for the online account. It is done.

According to an embodiment of the present invention, the provisional management unit 1550 processes the deposit amount into the virtual account when a predetermined amount is deposited (or transferred) into the online account through the financial system. (Eg, depositing the deposit amount into a real account corresponding to the parent account of the virtual account).

In addition, when the predetermined amount is withdrawn (or transferred) to the online account through the financial system, the provision management unit 1550 processes the withdrawal amount to withdraw the amount deposited in the virtual account (for example, And withdrawing the withdrawal amount from the real account corresponding to the mother account of the virtual account.

In addition, when the interest for the amount deposited in the online account is calculated through the financial system, the new management unit 1550 is a virtual account type online that uses the real account that operates the interest in the customer account as the parent account. Characterized in that interest is processed as an account.

As described above, by processing the online account as a virtual account using the real account operated in the customer account, the new provision management unit 1550, and the law on financial real name transactions and confidentiality until the online account is verified Prevent violations of the Decree (Presidential Decree 15744).

The real name verification unit 1545 is the law and the concurrent law on the financial real name transaction and confidentiality while the online account opened by the new provision opening unit 1560 is managed by the new provision management unit 1550 According to the financial real name verification procedure corresponding to (Presidential No. 15744), it is characterized by checking whether the real name of the customer applying for the online account is confirmed within a predetermined real name verification period.

According to an exemplary embodiment of the present invention, the real name verification unit 1545 confirms whether the real name of the customer applying for the online account for the online account is confirmed through the window terminal financial transaction system through the window terminal associated with the financial system. It is desirable to.

According to another exemplary embodiment of the present invention, the online account applying customer is a conventional financial transaction customer for the financial institution, and the online account applying customer is an Internet banking customer corresponding to the financial institution (eg, the financial The real name verification process for the online account application customer in the institution), the real name verification unit 1545 is the online certificate for the online account through the certificate-based real name verification process defined in the Internet banking system It is advisable to verify that the real name of the customer applying for the account is confirmed.

According to another exemplary embodiment of the present invention, if the online account applying customer is a conventional financial transaction customer for the financial institution, and the online account applying customer is a wireless banking customer corresponding to the financial institution (eg, the When the financial institution has implemented the real name verification process for the customer applying for the online account), the real name verification unit 1545 is responsible for recognizing the online account through the certificate-based real name verification process defined in the wireless banking system. It is a good idea to verify that the customer's real name is verified.

According to another embodiment of the present invention, the online account applying customer is a conventional financial transaction customer for the financial institution, and the online account applying customer is a telebanking and / or home banking corresponding to the financial institution, and // Or a TV banking customer (e.g., when the financial institution has executed a real name verification procedure for the online account application customer), the real name verification unit 1545 is a certificate-based real name defined in the wireless banking system. It is possible to confirm whether the real name of the customer applying for the online account for the online account is confirmed through the verification procedure, and the present invention is not limited thereto.

According to an embodiment of the present invention, the real name verification unit 1545 is provided in the financial system (or provided in the financial institution) to confirm the real name of the customer applying for the online account within a predetermined real name verification period. It is desirable to periodically request the online account applying customer to perform a real name verification procedure for the online account using a telemarketing function.

Alternatively, the real name verification unit 1545 has a direct mail (DM) function provided in the financial system (or provided in a financial institution) to confirm the real name of the customer applying for the online account within a predetermined real name verification period. It is preferable to periodically request the online account requesting customer to perform a real name verification procedure for the online account using.

Alternatively, when the online account request customer is a conventional financial transaction customer for the financial institution, the real name verification unit 1545 checks the real name for the online account request customer within a predetermined real name verification period, the online A terminal terminal-based financial transaction corresponding to the financial institution, and / or a financial terminal-based financial transaction including a CD / ATM, and / or an internet banking-based financial transaction, and / or a wireless banking-based financial transaction; and And / or during a telebanking based financial transaction, and / or a home banking based financial transaction, and / or a TV banking based financial transaction, in connection with the financial transaction system, perform the real name verification procedure for the online account to the online account applicant. It is desirable to request.

If the real name of the online account applicant is confirmed within a predetermined real name verification period, the real name verification unit 1545 generates the real name verification information for the online account application customer and provides it to the new account processing unit 1540. do.

Alternatively, when the real name of the online account requesting customer is confirmed within the predetermined real name verification period, the real name verification unit 1545 generates unidentified real name information of the online account requesting customer to generate the new account processing unit 1540. To provide.

When real name verification information is provided from the real name verification unit 1545 including the real name of the online account requesting customer within the real name verification period, the new account processor 1540 is connected to the financial system. The online account processed by the new provision opening unit 1560 and / or the new provision management unit 1550 as a new provision is characterized in that it is processed as a valid new financial account.

According to the method of the present invention, when real name verification information is provided from the real name verification unit 1545 including the real name of the customer for the online account application within the real name verification period, the new account processing unit 1540 Is valid for all financial transactions on the online account processed by the new provision opening unit 1560 and / or the new provision management unit 1550 in association with the external and / or information systems provided in the financial system. It is preferable to process with a new financial account.

According to an embodiment of the present invention, when a lock is set such that the amount deposited in the opened online account is not withdrawn by any financial transaction until the real name confirmation of the online account is set, the new account processing unit 1540 It is preferable to unlock the online account in connection with the external and / or information systems provided in the financial system, whereby the online account processed as the provisional provision is a valid new financial account capable of all financial transactions. Is processed.

According to another embodiment of the present invention, the banking system is provided with a virtual account function for processing the new provisions, such that the amount deposited with the opened online account is linked with the online account. When transferred to the virtual account, the new account processing unit 1540 returns (or re-transfers) the amount deposited in the withdrawal prevention virtual account to the online account in connection with the external and / or information systems provided in the financial system. And / or remove (or erase) the withdrawal virtual account, whereby the online account processed as the provisional transaction is treated as a valid new financial account capable of all financial transactions.

According to another embodiment of the present invention, the financial system is provided with a new account processing mother account for the online account, and the opened online account is provided with a withdrawal prevention function associated with the new account processing mother account. When a predetermined amount is deposited (or deposited) into an online account processed as a virtual account equipped with the withdrawal preventing function by being processed into an account, the new account processing unit 1540 may be configured as an external system provided in the financial system. Or release the withdrawal prevention function of the online account processed with the virtual account provided with the withdrawal prevention function in association with the information system, and provide (or delete) the virtual account function associated with the new account processing mother account. Preferably, the online account processed by the provisional provision is transferred to a valid new financial account capable of all financial transactions. Is processed.

According to the method of the present invention, when the new account processing unit 1540 processes the online account as a valid new financial account capable of all financial transactions, the information receiving unit 1565 may set the online account opening date in the advertisement server 100. (Or relay server) from the online account application information (and / or provisional processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account Date of receiving processing information and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), or the temporary opening unit 1560 opens the online account on the financial system as a temporary; It is desirable to apply retrospectively to any one of the dates.

16 is a diagram illustrating the configuration of online ledger information according to an embodiment of the present invention.

In more detail, FIG. 16 illustrates the virtual account ledger in a virtual account ledger whose mother account is the real account of the customer account in the ledger information stored in a predetermined ledger D / B provided in the DBMS on the financial system shown in FIG. It is shown that the online account ledger information is stored in accordance with the information, and those of ordinary skill in the art to which the present invention pertains, refer to and / or modify this figure 16 to the ledger D / B of the customer account Although it is possible to infer various information configuration methods for storing online ledger information according to the virtual account ledger information in a virtual account ledger having a real account as the parent account, the present invention includes all the inferred implementation methods. It is not limited to the implementation method shown in FIG.

Referring to FIG. 16 according to an embodiment of the present invention, the ledger information included in the ledger D / B provided in the DBMS on the financial system includes a predetermined customer ledger and an account ledger associated with the customer ledger (eg, a reception ledger). , Loan ledger, etc.) and at least one information associated with the account ledger, if the person having ordinary knowledge in the technical field to which the present invention belongs, ledger provided in the DBMS on the financial system D / In addition to the customer ledger and account ledger shown in FIG. 16, B further includes at least one ledger (e.g., loan ledger, mortgage ledger, ..., etc.) and / or at least one additional information for maintaining and managing the ledgers. It will be clearly understood that it is included, and will also be familiar with the specific technical matters, so a detailed description thereof is omitted for convenience. .

The customer ledger opens at least one financial account at the financial institution, and provides customer information corresponding to a customer (eg, an individual customer, a corporate customer, a corporate customer, etc.) processing at least one financial transaction through the financial account. As a ledger to store, CIF (Customer Information File) number, country code, contact person ID, branch number, customer classification, customer name, customer address, area identification code, telephone number, business number, business name, classification code, expiration date, status Head office information, settlement date, cash available date, surname, name, social security number, company address, company phone number, mailing address, account number, president, business type, legal representative, initial transaction date, TRW, DB, usage, parent company number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

According to an embodiment of the present invention, the customer ledger registers the customer account for the online account registration in the form of a virtual account associated with a mother account which is a real account of the customer account through the online account registration system shown in FIG. An online account customer ledger that stores customer account ledger information for a financial transaction customer and registers an online account in the form of a virtual account linked to a parent account that becomes the real account of the customer account through the online account registration system shown in FIG. It is desirable to store the information.

Here, the customer account customer ledger information and the online account customer ledger information preferably satisfies the configuration of the customer ledger information as described above, wherein the customer who opens the online account is the conventional financial transaction customer of the financial institution. If / B is already provided with a customer ledger of a customer who opens the online account, the online account customer ledger preferably uses the customer ledger of the customer as it is.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

The account ledger is linked to the customer ledger in a relational manner, and the account ledger information is account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2 , Account balance, bank account number, current interest, time extension, time extension, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, non-bank account transaction, interest rate account, flat currency connection, final payment interest, It includes at least one or more of the final payment transaction number, individual interest rate reference and the final interest calculation date, etc., and includes at least one of the account number, abstention (month), period (days), period extension, maturity date and target amount corresponding to the account ledger. Periodic reception information including one or more, and / or trust reception information including at least one of an account number corresponding to the account ledger, a deposit amount, a par value, a pension date, and the number of shares, and / or the At least one of the account number, transaction number, date, point number, product type, transaction type, cash amount, RBI, batch number (Batch No.), compound transaction, date of payment, bank account line, summary, CIF, etc. The transaction history information is included.

According to an embodiment of the present invention, at least one financial account corresponding to the customer account is connected in relation to the customer ledger of the customer account, and at least one financial account of the customer account is shown in FIG. It is preferable to correspond to the parent account of the virtual account corresponding to the online account registered through the illustrated online account registration system.

Here, it is preferable that the account ledger corresponding to the parent account of the virtual account corresponding to the online account registered through the online account registration system shown in FIG. 15 among the account ledgers of the customer account is connected to the virtual account ledger in a relational manner. .

The virtual account ledger is relationally connected with the account ledger corresponding to the parent account of the virtual account corresponding to the online account registered through the online account registration system shown in FIG. 15 among at least one financial account corresponding to the customer account. The virtual account ledger information is characterized in that it comprises an information structure that further comprises the mother account number and the mother account operating institution information in the basic account ledger information, such as the account ledger.

That is, as shown in FIG. 16, the online ledger information provided in the virtual ledger also includes an information structure including the mother account number and the mother account operating institution information in the basic account ledger information.

Those of ordinary skill in the art to which the present invention pertains include an online account that composes the virtual account ledger information associated with the account ledger of the customer account and the virtual account ledger information based on the basic ledger information configuration. Since the ledger information may be inferred, a detailed description thereof will be omitted.

17 is a diagram showing the configuration of online ledger information according to another embodiment of the present invention.

In more detail, in FIG. 17, a predetermined online account ledger stored in a predetermined ledger D / B provided in a DBMS on the financial system shown in FIG. 15 is used to view a real account of the customer account through predetermined virtual account processing information. FIG. 17 illustrates an information structure linked in a virtual account form as a parent account, and a person of ordinary skill in the art to which the present invention pertains may refer to FIG. 17 and / or modify the predetermined online information in the ledger D / B. Various information configuration methods for linking an account ledger in the form of a virtual account with a real account of the client account through predetermined virtual account processing information may be inferred, but the present invention includes all the inferred implementation methods. However, the present invention is not limited to the implementation method shown in FIG.

Referring to Figure 17 according to an embodiment of the present invention, the ledger information provided in the ledger D / B provided in the DBMS on the financial system is a predetermined customer ledger, and an account ledger associated with the customer ledger (for example, a reception ledger) , Loan ledger, etc.) and at least one information associated with the account ledger, if the person having ordinary knowledge in the technical field to which the present invention belongs, ledger provided in the DBMS on the financial system D / In addition to the customer ledger and the account ledger shown in FIG. 17, B further includes at least one ledger (e.g., a loan ledger, a secured ledger, ..., etc.) and / or at least one additional information for maintaining and managing the ledgers. It will be clearly understood that it is included, and will also be familiar with the specific technical matters, so a detailed description thereof is omitted for convenience. All.

The customer ledger opens at least one financial account at the financial institution, and provides customer information corresponding to a customer (eg, an individual customer, a corporate customer, a corporate customer, etc.) processing at least one financial transaction through the financial account. As a ledger to store, CIF (Customer Information File) number, country code, contact person ID, branch number, customer classification, customer name, customer address, area identification code, telephone number, business number, business name, classification code, expiration date, status Head office information, settlement date, cash available date, surname, name, social security number, company address, company phone number, mailing address, account number, president, business type, legal representative, initial transaction date, TRW, DB, usage, parent company number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

According to an embodiment of the present invention, the customer ledger registers the customer account for the online account registration in the form of a virtual account associated with a mother account which is a real account of the customer account through the online account registration system shown in FIG. An online account customer ledger that stores customer account ledger information for a financial transaction customer and registers an online account in the form of a virtual account linked to a parent account that becomes the real account of the customer account through the online account registration system shown in FIG. It is desirable to store the information.

Here, the customer account customer ledger information and the online account customer ledger information preferably satisfies the configuration of the customer ledger information as described above, wherein the customer who opens the online account is the conventional financial transaction customer of the financial institution. If / B is already provided with a customer ledger of a customer who opens the online account, the online account customer ledger preferably uses the customer ledger of the customer as it is.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

The account ledger is linked to the customer ledger in a relational manner, and the account ledger information is account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2 , Account balance, bank account number, current interest, time extension, time extension, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, non-bank account transaction, interest rate account, flat currency connection, final payment interest, It includes at least one or more of the final payment transaction number, individual interest rate reference and the final interest calculation date, etc., and includes at least one of the account number, abstention (month), period (days), period extension, maturity date and target amount corresponding to the account ledger. Periodic reception information including one or more, and / or trust reception information including at least one or more of an account number, a deposit amount, a par value, a pension date and the number of shares corresponding to the account ledger, and / or an award. At least one of the account number, transaction number, date, point number, product type, transaction type, cash amount, RBI, batch number (Batch No.), compound transaction, date of payment, bank account line, summary, CIF, etc. The transaction history information is included.

According to an embodiment of the present invention, at least one financial account corresponding to the customer account is linked relationally with the customer ledger of the customer account, and at least one financial account of the customer account is shown in FIG. It is preferable to correspond to the parent account for processing the online account registered through the registered online account registration system as a virtual account.

Here, among the account ledgers of the customer account, the account ledger corresponding to the parent account of the virtual account corresponding to the online account registered through the online account registration system shown in FIG. 15 is linked with the online account ledger processed by the virtual account. It is preferable to be.

The online account ledger is configured to include basic account ledger information such as the account ledger, an online account number, a parent account number corresponding to a mother account for processing the online account as a virtual account among the financial accounts of the customer account, and By including the predetermined virtual account processing information including at least one or more of the parent account management information (for example, customer account information) as additional information, to process the online account as a virtual account of the financial account of the customer account as a parent account In this case, the virtual account processing information is preferably matched with the online account application information and the virtual account processing information received from the customer terminal 1570 on the online account registration system shown in FIG.

The online account number of the virtual account processing information is information for cooperatively processing the virtual account processing information with the online account in the form of the virtual account, and the online account number preferably follows a real account number system. In accordance with the virtual account number system may be used, whereby the present invention is not limited.

Preferably, the mother account number of the virtual account processing information includes an account number of a financial account (or a real account) corresponding to a mother account for processing the online account as a virtual account among the account numbers of the customer account name.

Preferably, the parent account operating institution information of the virtual account processing information includes the customer account information corresponding to the account holder of the real account corresponding to the mother account number.

Those skilled in the art to which the present invention pertains can infer the configuration of the online ledger information associated with the account ledger of the customer account through the virtual account processing information based on the structure of the ledger information. Therefore, detailed description thereof will be omitted for convenience.

18 is a diagram showing the configuration of online ledger information according to another embodiment of the present invention.

More specifically, FIG. 18 shows predetermined virtual account processing information as shown in FIG. 17 in a predetermined online account ledger stored in a predetermined ledger D / B provided in a DBMS on the financial system shown in FIG. As shown in the present invention, an information structure for linking a real account of the customer account in the form of a virtual account as a parent account and further linking and processing the pseudo new processing information for processing a predetermined new account in the online account ledger is provided. Those skilled in the art may refer to and / or modify this drawing 18 to convert the online account ledger into the ledger D / B and the real account of the customer account through the predetermined virtual account processing information. By integrating in the form of a virtual account to be able to infer a variety of information configuration method to be processed in a new account, the present invention is all inferred Include city method, and shall not be limited to the exemplary method shown in the figure 18.

Referring to FIG. 18 according to an embodiment of the present invention, the ledger information included in the ledger D / B provided in the DBMS on the financial system includes a predetermined ledger and an account ledger associated with the ledger (eg, a ledger ledger). , Loan ledger, etc.) and at least one information associated with the account ledger, if the person having ordinary knowledge in the technical field to which the present invention belongs, ledger provided in the DBMS on the financial system D / In addition to the customer ledger and the account ledger shown in FIG. 18, B further includes at least one ledger (e.g., a loan ledger, a mortgage ledger, ..., etc.) and / or at least one additional information for maintaining and managing the ledgers. It will be clearly understood that it is included, and will also be familiar with the specific technical matters, so a detailed description thereof is omitted for convenience. .

The customer ledger opens at least one financial account at the financial institution, and provides customer information corresponding to a customer (eg, an individual customer, a corporate customer, a corporate customer, etc.) processing at least one financial transaction through the financial account. As a ledger to store, CIF (Customer Information File) number, country code, contact person ID, branch number, customer classification, customer name, customer address, area identification code, telephone number, business number, business name, classification code, expiration date, status Head office information, settlement date, cash available date, surname, name, social security number, company address, company phone number, mailing address, account number, president, business type, legal representative, initial transaction date, TRW, DB, usage, parent company number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

According to an embodiment of the present invention, the customer ledger registers the customer account for the online account registration in the form of a virtual account associated with a mother account which is a real account of the customer account through the online account registration system shown in FIG. An online account customer ledger that stores customer account ledger information for a financial transaction customer and registers an online account in the form of a virtual account linked to a parent account that becomes the real account of the customer account through the online account registration system shown in FIG. It is desirable to store the information.

Here, the customer account customer ledger information and the online account customer ledger information preferably satisfies the configuration of the customer ledger information as described above, wherein the customer who opens the online account is the conventional financial transaction customer of the financial institution. If / B is already provided with a customer ledger of a customer who opens the online account, the online account customer ledger preferably uses the customer ledger of the customer as it is.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

The account ledger is linked to the customer ledger in a relational manner, and the account ledger information is account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2 , Account balance, bank account number, current interest, time extension, time extension, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, non-bank account transaction, interest rate account, flat currency connection, final payment interest, It includes at least one or more of the final payment transaction number, individual interest rate reference and the final interest calculation date, etc., and includes at least one of the account number, abstention (month), period (days), period extension, maturity date and target amount corresponding to the account ledger. Periodic reception information including one or more, and / or trust reception information including at least one of an account number corresponding to the account ledger, a deposit amount, a par value, a pension date, and the number of shares, and / or the Account number, transaction number, date, point number, product type, transaction type, cash amount, RBI number, batch number (Batch No.), compound transaction, date of commencement, bank account line, summary, CIF, etc. It includes transaction history information that includes one or more.

According to an embodiment of the present invention, at least one financial account corresponding to the customer account is linked relationally with the customer ledger of the customer account, and at least one financial account of the customer account is shown in FIG. It is preferable to correspond to the parent account for processing the online account registered through the registered online account registration system as a virtual account.

Here, among the account ledgers of the customer account, the account ledger corresponding to the parent account of the virtual account corresponding to the online account registered through the online account registration system shown in FIG. 15 is associated with the online account ledger processed by the virtual account. It is preferable.

The online account ledger is configured to include basic account ledger information such as the account ledger, an online account number, a parent account number corresponding to a mother account for processing the online account as a virtual account among the financial accounts of the customer account, and By including the predetermined virtual account processing information including at least one or more of the parent account management information (for example, customer account information) as additional information, to process the online account as a virtual account of the financial account of the customer account as a parent account In this case, the virtual account processing information is preferably matched with the online account application information and the virtual account processing information received from the customer terminal 1570 on the online account registration system shown in FIG.

The online account number of the virtual account processing information is information for cooperatively processing the virtual account processing information with the online account in the form of the virtual account, and the online account number preferably follows a real account number system. In accordance with the virtual account number system may be used, whereby the present invention is not limited.

Preferably, the mother account number of the virtual account processing information includes an account number of a financial account (or a real account) corresponding to a mother account for processing the online account as a virtual account among the account numbers of the customer account name.

Preferably, the parent account operating institution information of the virtual account processing information includes the customer account information corresponding to the account holder of the real account corresponding to the mother account number.

Those skilled in the art to which the present invention pertains can infer the online account ledger information configuration linked to the account ledger of the customer account through the virtual account processing information based on the account ledger information configuration. Therefore, detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, an online account registered through the online account registration system shown in FIG. 15 is a virtual account without real name verification, and the online account is opened for non-real name verification for account opening and financial transaction processing. It is preferable to be processed in a silo state, and for this purpose, the online account ledger information provided in the virtual account ledger preferably includes predetermined false processing information as additional information.

The provisional opening unit 1560 and / or provisional management unit 1550 of the information processing server 1535 shown in FIG. 15 are connected to the external system and / or information system provided in the financial system, and the online account is provided. Generating predetermined pseudo-processing information including at least one or more of a virtual account number (or online account number), a pseudonym establishment date, a real name verification expiration date, a real name verification period extension, and a pre-real name verification deposit; Preferably, the new provision processing information is linked and stored as additional information corresponding to the online ledger, and the new provision processing information is received online from a customer terminal 1570 on the online account registration system shown in FIG. It is preferably generated based on the account application information and the provisional processing consent information (or the provisional application information).

However, in the case where the online account ledger is provided in the form of a virtual account, as shown in FIG. 15, the provisional processing agreement information (or the provisional application information) is omitted in the online account registration process according to the intention of the person skilled in the art. In this case, the false new information may also be omitted according to the intention of those skilled in the art, and thus the present invention is not limited thereto.

The virtual account number (or online account number) of the pseudonym processing information is information for cooperatively processing the pseudonym processing information with the online account of the virtual account type, and the virtual account number (or online account number) is actually It is preferable to follow the account number system, and according to the intention of those skilled in the art, the virtual account number system may be used, and the present invention is not limited thereto.

In addition, the provisional date of the provisional provision of the new provisional processing information is the date when the online account was opened on the ledger D / B, and when the real name of the customer applying for the provisional provisional online account is confirmed, the online account is Corresponds to the date retroactive from the real name verification date.

In addition, the real name verification expiration date of the new provisions processing information is the date that the real name verification period expires from the date of establishment of the new provisions, the real name of the online account request customer for the online account within the real name verification expiration date should be confirmed.

The extension of the real name verification period of the pseudonym processing information is for confirming the extension of the real name verification expiration date, if the real name verification period is extended after the real name verification expiration date, the customer applying for the online account within the expiration date of the real name verification When the real name confirmation of the online account request customer is not performed, it is preferable to repeatedly extend the real name confirmation of the online account request customer.

In addition, a deposit before the real name confirmation of the provisional processing information is a predetermined amount of money from the at least one other real account (or other online account) to the opened online account before the real name of the customer applying for the online account for the online account is confirmed. When this deposit is made, as the amount information deposited into the online account, the real name verification deposit is matched with the account balance of the online ledger.

According to another embodiment of the present invention, the information contained in the provisional processing information is stored in the form of information included in the online account ledger (not shown), and / or other ledgers other than the online account ledger (eg, , A form of additional information added to the customer ledger, and / or a form of information included in another ledger other than the online account ledger (for example, the customer ledger), and the present invention is not limited thereto.

19 is a diagram illustrating an information providing process for opening an online account and processing an online account operating in a virtual account form according to an embodiment of the present invention.

In more detail, in FIG. 19, if the advertisement server 100 (or the relay server) shown in FIG. 15 provides a predetermined online account request user interface to the client terminal 1570, the client terminal 1570 may display the user interface. Input (or select) predetermined online account application information through an online account application user interface to provide the advertisement server 100 (or relay server) through a predetermined network means, and provide the advertisement server 100 (or relay). Server) through the predetermined communication means for providing the online account application information to the information processing server 1535 provided in the financial institution, if the person having ordinary knowledge in the technical field to which the present invention belongs, 19 and / or modify the online account from the client terminal 1570 to the information processing server 1535 through the advertisement server 100 (or relay server). Would be able to infer a variety of exemplary methods of providing the information, the present invention includes all the embodiments in which the inference method, not limited by the exemplary method shown in the figure 19.

For example, in FIG. 19, only the online account application information is provided from the customer terminal 1570 to the advertisement server 100 (or a relay server). If the user has, the advertisement server 100 (or relay server) in addition to the online account request information in the customer terminal 1570 in response to the user interface provided to the customer terminal 1570 (or the new information processing consent information (or Provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information). Although the present invention may be inferred, the present invention provides the provisional processing agreement information (or provisional application information), and / or online account information at the customer terminal 1570. An implementation method for providing security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), whereby This is not limited.

In addition, if the person skilled in the art to which the present invention belongs, the advertisement corresponding to the security function provided in the communication means for connecting the advertisement server 100 (or relay server) and the information processing server 1535. On the server 100 (or relay server) the online account application information (and / or the provisional processing consent information (or the provisional application information)), and / or the online account security information, and / or the financial transaction application information, and / Or encrypt and transmit virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), and at the information processing server 1535, the online account application information (and / or false information). Processing agreement information (or new application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction consent information (or non-face-to-face financial transactions).Would be able to infer the exemplary method for decoding a blue information)), the present invention includes an exemplary method of the inference, to which the present invention is not limited.

Referring to FIG. 19, the customer terminal 1570 shown in FIG. 15 connects to the advertisement server 100 (or relay server) through a network means including at least one wired and / or wireless communication network ( 1900, at least one web-based service provided by the advertisement server 100 (or relay server) is used (1905), wherein the advertisement server 100 (or relay server) is the client terminal 1570. While providing online account product information for attracting online subscription for the online account product according to the present invention to a web-based service provided by the present invention, a predetermined online account application user interface is provided.

Accordingly, while the advertisement server 100 (or the relay server) provides at least one web-based service to the customer terminal 1570 as described above, the online account request user interface is transmitted from the customer terminal 1570 to the online. Periodically check whether a predetermined online account application user interface for online subscription of an account product is requested (1910). If the financial product application interface is requested from the customer terminal 1570 (1915), the advertisement server 100 (Or relay server) generates (or extracts from a predetermined web source D / B (not shown)) a predetermined online account application user interface to be provided to the customer terminal 1570 (1920), and the network means The online account application user interface is provided to the mobile terminal (1925).

Thereafter, the customer terminal 1570 inputs (or selects) predetermined online account application information through the online account application user interface (1930), wherein the online account application information is at least requested by the customer (or purchased). At least one online account product selection information for selecting one or more online account products, agreement terms corresponding to the online account products, the online account deposit amount information, and customer information for the online account application customer; It is preferable to make.

When the online account application information is input (or selected) as described above, the customer terminal 1570 transmits the online account application information to the advertisement server 100 (or a relay server) through the network means (1935). .

According to an embodiment of the present invention, the online account application user interface may be configured to process an account password for an online account corresponding to the online account application information, and / or at least one non-face-to-face financial transaction through the online account. And an interface for inputting (or selecting) online account security information including at least one or more financial transaction passwords.

In addition, the online account security information is a predetermined PIN (Personal Identification Number) and / or customer wireless terminal for non-face-to-face processing of at least one or more financial transactions for the online account opened by the online account application information without an authorized certificate It is preferable to further include information, and the present invention is not limited thereby.

When an interface for inputting (or selecting) at least one online account security information is provided to the customer terminal 1570, the customer terminal 1570 may input (or select) online account security information through the interface. Afterwards, the input (or selected) online account security information is transmitted to the advertisement server 100 (or a relay server) through the network means, or the online account security information is further included in the online account application information. It transmits to the advertisement server 100 (or relay server) through the network means.

If the online account application information includes the online account security information, to secure confidentiality, authentication, integrity and nonrepudiation of the online account security information. The online account security information (or the online account application information including the online account security information) is preferably encrypted by a predetermined encryption method and transmitted to the advertisement server 100 (or relay server).

According to an embodiment of the present invention, the online account request user interface may include a provision of provisional terms and conditions information indicating that the online account is treated as a new provision until the financial real name of the online account corresponding to the online account application information is confirmed. The new provision processing period information (e.g., the period in which the online account is processed and operated before the verification of the financial real name of the online account) is outputted to the customer terminal 1570, and the customer provides It is preferred to include an interface for inputting (or selecting) provisional processing agreement information for agreeing to provisional processing period information, and / or provisional application information for which the customer applies for provisional processing for the online account. .

If the provisional provisional terms information and provisional provisional processing period information is included in the provisional information corresponding to the online account product, the provisional provisional provisional information and the provisional provisional processing period information are output to the customer terminal 1570, The interface for confirming consent for this may be omitted.

When an interface for inputting (or selecting) the provisional processing agreement information (or provisional application information) to the customer terminal 1570 is provided, the customer terminal 1570 receives the provisional processing agreement information (the information via the interface). Or inputting (or selecting) the provisional provision information, and then inputting (or selecting) the provisional provision processing consent information (or provisional provision information) through the network means to the advertisement server 100 (or relay server). ) Or to the advertisement server 100 (or relay server) through the network means, further including the provisional processing agreement information (or provisional application information) in the online account application information.

According to an embodiment of the present invention, a user interface for inputting (or selecting) the online account application information includes a virtual account having a parent account in which the online account corresponding to the online account application information is operated in the customer account. An interface for inputting (or selecting) mother account management institution information including at least one customer account and virtual account processing information including mother account information corresponding to a real account operated by the mother account management institution for opening in a form. It is preferable to comprise.

When an interface for inputting (or selecting) the virtual account processing information including the mother account management institution information and the mother account information is provided to the customer terminal 1570, the customer terminal 1570 may provide the virtual account processing information through the interface. After inputting (or selecting), the inputted (or selected) virtual account processing information is transmitted to the advertisement server 100 (or relay server) through the network means, or the virtual account information is applied to the virtual account information. The account processing information is further included and transmitted to the advertisement server 100 (or the relay server) through the network means.

In addition, when the customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, the financial institution has at least one customer account corresponding to the online account applying customer. Unopened and / or the online account application customer has no history of financial transactions with the financial institution), the online account application user interface is the first terminal 1570 and the first financial institution and the first financial And an interface for outputting financial transaction application terms and conditions for processing a transaction and confirming that the customer has agreed to the financial transaction application terms.

If the financial transaction application terms and conditions are included in the terms and conditions information corresponding to the online account product, and / or when the financial transaction application is processed in the real name verification process for the online account product, the customer is referred to the financial institution. The interface for applying for financial transactions may be omitted, and the present invention is not limited thereto.

When an interface for inputting (or selecting) the financial transaction application information is provided to the customer terminal 1570, the customer terminal 1570 inputs (or selects) the financial transaction application information through the interface, and then the Transmit the input (or selected) financial transaction application information to the advertisement server 100 (or relay server) through the network means, or further include the financial transaction application information in the online account application information; Through the transmission to the ad server 100 (or relay server).

The customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, at least one customer account corresponding to the online account application customer is opened at the financial institution). And / or the online account applicant has no history of financial transactions with the financial institution, and / or the online account client is a non-face-to-face financial transaction customer (eg, the Internet). Banking member, wireless banking member, TV banking member, home banking member, etc.), the online account application user interface, through the customer terminal 1570 to establish at least one non-face-to-face financial transaction channel with the financial institution. Non-face-to-face financial transaction terms and conditions for processing at least one non-face-to-face financial transaction For example, the non-face-to-face financial transaction in which the Internet banking subscription terms information, the wireless banking subscription terms information, the TV banking subscription terms information, or the home banking subscription terms information, etc.) is printed and the customer agrees to the non-face-to-face financial terms and conditions information. Preferably, the interface includes an agreement information and / or an interface for inputting (or selecting) non-face-to-face financial transaction application information for which the customer applies for the face-to-face financial transaction.

If the non-face-to-face financial transaction terms are included in the terms and information corresponding to the online account product, and / or the non-face-to-face financial transaction application is processed in the real name verification process for the online account product, and / or the online account If the non-face-to-face financial transaction authentication can be omitted for the financial transaction using the client, the customer agrees to the face-to-face financial transaction for processing at least one non-face-to-face financial transaction through the at least one non-face-to-face financial transaction channel with the financial institution. It is possible to omit (or apply) an interface, and the present invention is not limited thereby.

When an interface for inputting (or selecting) the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is provided to the customer terminal 1570, the customer terminal 1570 may provide the non-face-to-face finance through the interface. After inputting (or selecting) transaction agreement information (or non-face-to-face financial transaction application information), the input (or selection) of the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is performed through the network means. Or the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) in the online account application information, or transmitted to the advertisement server 100 (or a relay server). 100) (or relay server).

Thereafter, the ad server 100 (or relay server) may request the online account application information (and / or provisional processing consent information (or provisional application information)), and / or the online account security information, and / or financial transaction application. Information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) are received and stored in a predetermined storage medium 1530 (1940).

According to another exemplary embodiment of the present invention, the storing of the online account application information in the storage medium 1530 may be performed by the advertisement server 100 (or a relay server) (or an advertisement provider (or an advertisement relay agency)). The information processing server 1535 (or financial institution) may be omitted in accordance with the business partnership agreement, thereby the present invention is not limited.

Thereafter, the advertisement server 100 (or the relay server) transmits the online account application information to the information processing server 1535 through a predetermined communication means (1945), and the information processing server 1535 communicates the communication. Receives the online account application information provided from the advertisement server 100 (or relay server) through means (1950).

20 is a diagram illustrating an information providing process for opening an online account and processing an online account in a virtual account form according to another exemplary embodiment of the present invention.

In more detail, in FIG. 20, if the advertisement server 100 (or the relay server) shown in FIG. 15 provides a predetermined online account request user interface to the customer terminal 1570, the customer terminal 1570 may display the user interface. Input (or select) and encrypt predetermined online account application information through an online account subscription user interface to provide the advertisement server 100 (or a relay server) through a predetermined network means, and the advertisement server 100 (Or a relay server) decrypts the online account application information and provides the online account application information to an information processing server 1535 provided in the financial institution through a predetermined communication means. Those skilled in the art may refer to and / or modify this drawing 20 to communicate with the advertisement server 100 (or relay server) in the client terminal 1570. Although various implementation methods for providing the online account application information to the information processing server 1535 may be inferred, the present invention includes all the inferred implementation methods and is limited by the implementation method shown in FIG. Not.

For example, in FIG. 20, only the online account application information is provided from the customer terminal 1570 to the advertisement server 100 (or a relay server). However, the general knowledge in the technical field to which the present invention pertains is described. If the user has, the advertisement server 100 (or relay server) in addition to the online account request information in the customer terminal 1570 in response to the user interface provided to the customer terminal 1570 (or the new information processing consent information (or Provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information). Although the present invention may be inferred, the present invention provides the provisional processing agreement information (or provisional application information), and / or online account information at the customer terminal 1570. An implementation method for providing information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), whereby the present invention This is not limited.

In addition, if the person skilled in the art to which the present invention belongs, the advertisement corresponding to the security function provided in the communication means for connecting the advertisement server 100 (or relay server) and the information processing server 1535. On the server 100 (or relay server) the online account application information (and / or the provisional processing consent information (or the provisional application information)), and / or the online account security information, and / or the financial transaction application information, and / Or encrypt and transmit virtual account processing information, and / or non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information), and at the information processing server 1535, the online account application information (and / or false information). Processing agreement information (or new application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction consent information (or non-face-to-face financial transactions).Would be able to infer the exemplary method for decoding a blue information)), the present invention includes an exemplary method of the inference, to which the present invention is not limited.

Referring to FIG. 20, the customer terminal 1570 shown in FIG. 15 connects to the advertisement server 100 (or relay server) through a network means including at least one wired and / or wireless communication network ( 2000, at least one web-based service provided by the advertisement server 100 (or relay server) (2005), wherein the advertisement server 100 (or relay server) is the customer terminal (1570). A predetermined online account application user interface is provided while providing online account information for attracting online subscription of an online account product according to the present invention to a web-based service provided by).

Accordingly, while the advertisement server 100 (or the relay server) provides the at least one web-based service to the client terminal 1570 as described above, the online account application user interface is transferred from the client terminal 1570 to the financial unit. Periodically check whether a predetermined online account application user interface for online subscription of a product is requested (2010). If the financial product application interface is requested from the customer terminal 1570 (2015), the advertisement server 100 (Or relay server) generates (or extracts from a predetermined web source D / B (not shown)) a predetermined online account application user interface with a predetermined security function (2020), and the online through the network means The account application user interface is provided to the mobile terminal (2025).

Here, the security function provided in the online account request user interface may include a function of encrypting the online account application information input (or selected) by the customer terminal 1570 by a predetermined encryption method and / or the online account application information. It comprises at least one function of attaching the electronic signature of the customer, preferably in the form of a security program in conjunction with the online account application user interface, wherein the security program encrypts the online account application information At least one encryption key is preferably provided.

In addition, the security function (and / or security program) may further include a public certificate having at least one encryption key for encrypting the online account application information, whereby the present invention is not limited.

Thereafter, the customer terminal 1570 inputs (or selects) predetermined online account application information through the online account application user interface (2030), and the online account application information is at least requested by the customer (or purchased). At least one online account product selection information for selecting one or more online account products, agreement terms corresponding to the online account products, the online account deposit amount information, and customer information for the online account application customer; It is preferable to make.

When the online account application information is input (or selected) as described above, the customer terminal 1570 encrypts the online account application information according to a predetermined encryption method through a security function provided in the online account application user interface ( And / or attach the electronic signature of the customer to the online account application information) (2035), and transmit the encrypted online account application information to the advertisement server 100 (or relay server) via the network means ( 2040).

According to an embodiment of the present invention, the online account application user interface may be configured to process an account password for an online account corresponding to the online account application information, and / or at least one non-face-to-face financial transaction through the online account. And an interface for inputting (or selecting) online account security information including at least one or more financial transaction passwords.

The online account security information may also include predetermined personal identification number (PIN) and / or customer wireless terminal information for non-face-to-face processing of at least one or more financial transactions for the online account opened by the online account application information without an authorized certificate. It is preferable to further comprise, and thereby the present invention is not limited.

When an interface for inputting (or selecting) at least one online account security information is provided to the customer terminal 1570, the customer terminal 1570 may input (or select) online account security information through the interface. Afterwards, the input (or selected) online account security information is transmitted to the advertisement server 100 (or a relay server) through the network means, or the online account security information is further included in the online account application information. It transmits to the advertisement server 100 (or relay server) through the network means.

If the online account application information includes the online account security information, to secure confidentiality, authentication, integrity and nonrepudiation of the online account security information. The online account security information (or the online account application information including the online account security information) is preferably encrypted by a predetermined encryption method and transmitted to the advertisement server 100 (or relay server).

According to an embodiment of the present invention, the online account request user interface may include a provision of provisional terms and conditions information indicating that the online account is treated as a new provision until the financial real name of the online account corresponding to the online account application information is confirmed. The new provision processing period information (e.g., the period in which the online account is processed and operated before the verification of the financial real name of the online account) is outputted to the customer terminal 1570, and the customer provides It is preferred to include an interface for inputting (or selecting) provisional processing agreement information for agreeing to provisional processing period information, and / or provisional application information for which the customer applies for provisional processing for the online account. .

If the provisional provisional terms information and provisional provisional processing period information is included in the provisional information corresponding to the online account product, the provisional provisional provisional information and the provisional provisional processing period information are output to the customer terminal 1570, The interface for confirming the agreement may be omitted.

When an interface for inputting (or selecting) the provisional processing agreement information (or provisional application information) to the customer terminal 1570 is provided, the customer terminal 1570 receives the provisional processing agreement information (the information via the interface). Or inputting (or selecting) the provisional provision information, and then inputting (or selecting) the provisional provision processing consent information (or provisional provision information) through the network means to the advertisement server 100 (or relay server). Or by further including the provisional processing agreement information (or provisional application information) in the online account application information to the advertisement server 100 (or relay server) through the network means.

According to an embodiment of the present invention, a user interface for inputting (or selecting) the online account application information includes a virtual account having a parent account in which the online account corresponding to the online account application information is operated in the customer account. An interface for inputting (or selecting) mother account management institution information including at least one customer account and virtual account processing information including mother account information corresponding to a real account operated by the mother account management institution for opening in a form. It is preferable to comprise.

When an interface for inputting (or selecting) virtual account processing information including the mother account operating institution information and the mother account information is provided to the customer terminal 1570, the customer terminal 1570 processes the virtual account through the interface. After inputting (or selecting) information, the input (or selection) of the virtual account processing information is transmitted to the advertisement server 100 (or relay server) through the network means, or the online account application information is Further including the virtual account processing information is transmitted to the ad server 100 (or relay server) via the network means.

In addition, when the customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, the financial institution has at least one customer account corresponding to the online account applying customer. Unopened and / or the online account application customer has no history of financial transactions with the financial institution), the online account application user interface is the first terminal 1570 and the first financial institution and the first financial And an interface for outputting financial transaction application terms and conditions for processing a transaction and confirming that the customer has agreed to the financial transaction application terms.

If the financial transaction application terms and conditions are included in the terms and conditions information corresponding to the online account product, and / or when the financial transaction application is processed in the real name verification process for the online account product, the customer is referred to the financial institution. The interface for applying for financial transactions may be omitted, and the present invention is not limited thereto.

When an interface for inputting (or selecting) the financial transaction application information is provided to the customer terminal 1570, the customer terminal 1570 inputs (or selects) the financial transaction application information through the interface, and then the Transmit the input (or selected) financial transaction application information to the advertisement server 100 (or relay server) through the network means, or further include the financial transaction application information in the online account application information; Through the transmission to the ad server 100 (or relay server).

The customer applying for the online account product is not a conventional financial transaction member for a financial institution corresponding to the online account product (for example, at least one customer account corresponding to the online account application customer is opened at the financial institution). And / or the online account applicant has no history of financial transactions with the financial institution, and / or the online account client is a non-face-to-face financial transaction customer (eg, the Internet). Banking member, wireless banking member, TV banking member, home banking member, etc.), the online account application user interface, through the customer terminal 1570 to establish at least one non-face-to-face financial transaction channel with the financial institution. Non-face-to-face financial transaction terms and conditions for processing at least one non-face-to-face financial transaction For example, the non-face-to-face financial transaction in which the Internet banking subscription terms information, the wireless banking subscription terms information, the TV banking subscription terms information, or the home banking subscription terms information, etc.) is printed and the customer agrees to the non-face-to-face financial transaction terms information. Preferably, the interface includes an agreement information and / or an interface for inputting (or selecting) non-face-to-face financial transaction application information for which the customer applies for the face-to-face financial transaction.

If the non-face-to-face financial transaction terms are included in the terms and information corresponding to the online account product, and / or the non-face-to-face financial transaction application is processed in the real name verification process for the online account product, and / or the online account If the non-face-to-face financial transaction authentication can be omitted for the financial transaction using the client, the customer agrees to the face-to-face financial transaction for processing at least one non-face-to-face financial transaction through the at least one non-face-to-face financial transaction channel with the financial institution. It is possible to omit (or apply) an interface, and the present invention is not limited thereby.

When an interface for inputting (or selecting) the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is provided to the customer terminal 1570, the customer terminal 1570 may provide the non-face-to-face finance through the interface. After inputting (or selecting) transaction agreement information (or non-face-to-face financial transaction application information), the input (or selection) of the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is performed through the network means. Or the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) in the online account application information, or transmitted to the advertisement server 100 (or a relay server). 100) (or relay server).

The advertisement server 100 (or the relay server) receiving the encrypted online account request information through the network means decrypts the online account request information by a decryption method corresponding to the encryption method (2045), and the decryption. Online account application information (and / or provisional processing consent information (or provisional application information)), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non- The face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) is stored in a predetermined storage medium 1530 (2040).

According to another exemplary embodiment of the present invention, the storing of the online account application information in the storage medium 1530 may be performed by the advertisement server 100 (or a relay server) (or an advertisement provider (or an advertisement relay agency)). The information processing server 1535 (or financial institution) may be omitted in accordance with the business partnership agreement, thereby the present invention is not limited.

Thereafter, the advertisement server 100 (or the relay server) transmits the online account application information to the information processing server 1535 through a predetermined communication means (2045), and the information processing server 1535 communicates the communication. Receives the online account application information provided from the advertisement server 100 (or relay server) through means (2050).

21 is a diagram illustrating a process of processing an online account as a virtual account according to an embodiment of the present invention.

More specifically, FIG. 21 opens a predetermined online account based on the online account application information provided from the advertisement server 100 (or relay server) in the information processing server 1535 shown in FIG. The present invention relates to a process of processing an account into a virtual account using a real account operated in the customer account as a parent account, and those skilled in the art to which the present invention pertains refer to and / or modify the drawing 21. On the basis of the online account application information provided to the information processing server 1535 shown in FIG. 15, various implementation methods for processing an online account as a virtual account using a real account operated in the customer account may be inferred. The present invention encompasses all of the above inferred methods of implementation, whereby the present invention is not limited.

For example, in FIG. 21, only the online account application information is provided from the advertisement server 100 (or the relay server) to the information processing server 1535, but it will be explained. If you have, in addition to the online account application information, the provisional processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or Although the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) and the like may be inferred from the information processing server 1535, the present invention may be inferred. Provision processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial settlement Accept information (or a non-face-to-face financial transaction application information) that includes exemplary method is further provided, to which the present invention is not limited.

In the following Figure 21, the information processing server 1535 shown in Figure 15 is referred to as " server " for convenience.

Referring to FIG. 21, through the process shown in FIG. 19 and / or 20, predetermined online account application information (and / or) from the advertisement server 100 (or relay server) shown in FIG. 15 to the server is shown. False processing consent information (or false application information), and / or online account security information, and / or financial transaction application information, and / or virtual account processing information, and / or non-face-to-face financial transaction consent information (or non-face-to-face) Financial transaction application information)), the server sends the online account application information (and / or provisional processing consent information (or provisional application information), and / or online account security information, and / or financial transaction application information). , And / or read the virtual account processing information, and / or the non-face-to-face financial transaction agreement information (or non-face-to-face financial transaction application information) to confirm whether the online account can be opened (2100).

If it is not possible to open the online account based on the online account application information (2105), the server generates the account opening error information and provides it to the advertisement server 100 (or relay server) (2110), The advertisement server 100 (or the relay server) transmits the account opening error information to the customer terminal 1570 through a predetermined network means (2115), thereby providing an online account provision based on the online account application information. Terminate the procedure.

On the other hand, if it is possible to open the online account based on the online account application information (2105), the server connects the predetermined online account corresponding to the online account application information on the financial system in association with the financial system. In operation 2120, the online account is processed as a virtual account which is used as a parent account to operate the online account in the customer account in connection with the financial system.

According to an exemplary embodiment of the present invention, the server adds the parent account number corresponding to the real account operated in the customer account to the provisional processing information added to the online account ledger as shown in FIG. It is preferable to process the ledger corresponding to the online account opened by the unit 1560 into a virtual account whose parent account is the real account operated by the customer account.

According to another exemplary embodiment of the present invention, the server may include an account number corresponding to the online account, predetermined mother account management institution information corresponding to the mother account to be linked to the online account, as shown in FIG. The virtual account processing information including the mother account information is linked in a relational manner, whereby a virtual account including a real account in which the ledger corresponding to the online account opened by the provisional opening unit 1560 is operated in the customer account is used as the parent account. It is preferable to treat with.

According to another exemplary embodiment of the present invention, the server stores the virtual account processing information in a predetermined database linked to the ledger D / B in which the online account ledger is registered as shown in FIG. 18. It is preferable that the ledger corresponding to the online account opened by the opening unit 1560 is treated as a virtual account whose parent account is the real account operated by the customer account.

22 is a diagram illustrating a real name verification process for an online account according to an embodiment of the present invention.

More specifically, FIG. 22 is a real name of an online account processed as a virtual account using a real account operated in the customer account through the process shown in FIG. 21 through the online account registration system shown in FIG. A process for performing a verification process to process a predetermined new financial account, specifically, the real name expiration date is automatically extended to continuously provide at least one financial transaction through the online account without real name verification. It is about.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 22 to identify the real name of an online account processed as a virtual account whose parent account is the real account operated by the customer account. Various implementation methods may be inferred, but the present invention includes all implementation methods inferred from the above, and is not limited to the implementation method shown in FIG.

In the following figure 22, the information processing server 1535 on the online account registration system shown in FIG. 15 is referred to as " server " for convenience.

Referring to FIG. 22, the server may include a bank terminal-based financial transaction system associated with the financial system (and / or the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, In connection with a telebanking system, a home banking system, or a TV banking system) in response to the online account application information in order to verify whether the real name of the online account applicant for the online account is verified (and / or Or at least one of a terminal terminal-based financial transaction system linked to the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, a telebanking system, a home banking system, and a TV banking system. Responding to customer real name confirmation events generated from the financial transaction system including the above) And 2200.

Those skilled in the art to which the present invention pertains may include a window terminal-based financial transaction system linked to the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, and a telecom system. Since you will be familiar with how to verify customer real names for a given financial account through a financial transaction system including at least one banking system, home banking system, and TV banking system, a detailed description thereof will be omitted for convenience.

If the real name for the online account request customer is not confirmed (2205), the server checks whether the real name verification period for the online account has elapsed in response to the online account application information in connection with the financial system (2210).

If the real name verification period for the online account has not elapsed in response to the online account application information (2215), the server may use the real name of the customer for the online account processed as a virtual account whose real account is operated by the customer account. Repeat the process to check.

On the other hand, if the real name verification period for the online account has elapsed in response to the online account application information (2215), the server is linked to the financial system and the real name verification expiration date for the online account (e.g. Automatically extending the real name verification expiration date (2220), thereby continuously providing at least one or more financial transactions through the online account without real name verification.

On the other hand, if the real name of the customer applying for the online account is confirmed within the real name verification period (2205), the server is processed in the form of a virtual account in which the real account operated in the customer account is linked to the financial system as a parent account. The account is returned to the original online account (2225), and the online account is processed as a new financial account whose real name is confirmed in connection with the financial system (2230).

According to the method of the present invention, when the online account ledger information includes real account ledger information when the online account of the virtual account type having the real account operated by the customer account as the new financial account, It is preferable that the server processes the online account as a new financial account whose real name is confirmed by erasing the provisional transaction information and / or the virtual account processing information added to the online account ledger.

Alternatively, when the online account ledger information includes the virtual account ledger information when the online account in the form of a virtual account having a real account operated in the customer account is the new financial account, the server may include the online account. The online account is transferred to a new financial account whose real name is confirmed by erasing the pseudonym processing information and / or virtual account processing information added to the ledger and replacing (or converting) the virtual account ledger information with real account ledger information. It is preferable to process.

Thereafter, the server may retroactively process the account opening date of the financial account processed as the new financial account in association with the financial system as the new opening date (2235).

23 is a diagram illustrating a real name verification process for an online account according to another embodiment of the present invention.

More specifically, FIG. 23 shows a real name of an online account processed as a virtual account using a real account operated in the customer account through the process shown in FIG. 21 through the online account registration system shown in FIG. This is a process of performing a verification process and processing into a predetermined new financial account. Specifically, when the real name verification expiration date has elapsed, the amount deposited in the online account is transferred to the original account (for example, the predetermined amount is transferred to the online account). The present invention relates to a method for retrieving a financial account (or another online account) and dormant processing of the online account.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 23 to verify the real name of an online account processed as a virtual account whose parent account is the real account operated by the customer account. Various implementation methods may be inferred, but the present invention includes all implementation methods inferred from the above, and is not limited to the implementation method shown in FIG.

In the following figure 23, the information processing server 1535 on the online account registration system shown in FIG. 15 is referred to as " server " for convenience.

Referring to FIG. 23, the server may be a bank terminal-based financial transaction system linked to the financial system (and / or the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, In connection with a telebanking system, a home banking system, or a TV banking system) in response to the online account application information in order to verify whether the real name of the online account applicant for the online account is verified (and / or Or at least one of a terminal terminal-based financial transaction system linked to the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, a telebanking system, a home banking system, and a TV banking system. In response to a customer real name verification event from a financial transaction system (2300).

Those skilled in the art to which the present invention pertains may include a window terminal-based financial transaction system linked to the financial system, a financial terminal-based financial transaction system including a CD / ATM, an internet banking system, a wireless banking system, and a telecom system. Since you will be familiar with how to verify customer real names for a given financial account through a financial transaction system including at least one banking system, home banking system, and TV banking system, a detailed description thereof will be omitted for convenience.

If the real name for the online account request customer is not confirmed (2305), the server checks whether the real name verification period for the online account has elapsed in response to the online account application information in connection with the financial system (2310).

If the real name verification period for the online account has not elapsed in response to the online account application information (2315), the server may use the real name of the customer for the online account processed as a virtual account whose real account is operated by the customer account. Repeat the process to check.

On the other hand, if the real name verification period for the online account has elapsed in response to the online account application information (2315), the server, in connection with the financial system, receives a predetermined amount of money deposited in the online account in response to the online account application information. Account (e.g., a financial account that deposits a predetermined investment amount (or deposit amount) into an online account corresponding to the online account application information), and processes the online account as a dormant account in response to the online account application information. (2320).

On the other hand, if the real name of the customer applying for the online account is confirmed within the real name verification period (2305), the server is processed in the form of a virtual account in which a real account operated in the customer account is linked to the financial system as a parent account. The account is returned to the original online account (2325), and the online account is processed as a new financial account whose real name is confirmed in connection with the financial system (2330).

According to the method of the present invention, when the online account ledger information includes real account ledger information when the online account of the virtual account type having the real account operated by the customer account as the new financial account, It is preferable that the server processes the online account as a new financial account whose real name is confirmed by erasing the provisional transaction information and / or the virtual account processing information added to the online account ledger.

Alternatively, when the online account ledger information includes the virtual account ledger information when the online account of the virtual account type having a real account operated in the customer account is the new financial account, the server may include the virtual account ledger information. The online account is transferred to a new financial account whose real name is confirmed by erasing the pseudonym processing information and / or virtual account processing information added to the ledger and replacing (or converting) the virtual account ledger information with real account ledger information. It is preferable to process.

Thereafter, the server may retroactively process the account opening date of the financial account processed as the new financial account in association with the financial system as the new opening date (2335).

FIG. 24 is a diagram illustrating an advertisement revenue settlement system for depositing a portion of advertising revenue according to an embodiment of the present invention into a customer OA account and paying PC room fee using the amount deposited in the OA account.

In more detail, in FIG. 24, a portion of the advertising revenue is deposited into a customer OA account, and a plurality of PC room terminals 135 provided in a PC room for payment of a PC room fee using the amount deposited in the OA account are provided through a communication network. When the user accesses the web server 130, inputs keyword information, and transmits the keyword information, the corresponding keyword information is transmitted through an advertisement providing program provided on the PC Bang terminal 135 in response to the advertisement server on the advertisement revenue settlement system. 100 to the advertisement server 100 directly or through a relay server, and when the advertising revenue generated through the advertisement provided by the advertising server 100, a portion of the PC room usage fee using the generated advertising revenue (or Full amount) is for the advertising revenue settlement system configuration for payment, and those skilled in the art to which the present invention pertains, refer to and / or modify this drawing 24 It is possible to infer various implementation methods for the advertising revenue settlement system for depositing a portion of the advertising revenue to the customer OA account, the payment of PC room fee using the amount deposited in the OA account, but the present invention is inferred All implementation methods are included, and the present invention is not limited to the implementation method shown in FIG.

For example, a person having ordinary technical knowledge in the art to which the present invention pertains may refer to and modify this drawing 24, and the functional configuration unit (or functional configuration means) shown in the settlement server 115 is provided in a single server. Alternatively, the present invention may be provided in a plurality of servers, and the present invention is not limited thereto.

Hereinafter, at least one or more means for payment of a portion (or the total amount) of the PC room fee using the advertising revenue generated through the plurality of PC room terminals 135 provided in the PC room on the advertisement revenue settlement system shown in FIG. Or the component corresponding to the functional configuration is referred to as the "settling server 115" for convenience.

In addition, for the efficient explanation of the advertisement revenue settlement system shown in FIG. 24, the revenue generated through the terminal is referred to as “advertising revenue”, and a target amount for distributing a part of the advertising revenue to the terminal for convenience. ”

Referring to this figure 24 according to an embodiment of the present invention, a portion of the advertising revenue according to the present invention to the customer OA account, and the advertising revenue settlement system for payment of the PC room fee using the amount deposited in the OA account, At least one PC room terminal 135 connected to a predetermined communication network, confirming the advertising revenue generated through the PC room terminal 135, PC room operator terminal 140 for operating the PC room, and the PC room terminal ( Through the settlement server 115 and the settlement server 115 to support the payment of the PC room fee by calculating the incentive to provide to the customer using the PC room terminal 135 by collecting the advertising revenue generated through the 135) And a storage medium 2445 for storing various kinds of information to be settled.

According to the exemplary embodiment of the present invention, the PC room terminal 135 (or PC room operator terminal 140) may be a wired communication network (eg, Asymmetric Digital Subscriber Line (ADSL) /) based on Transmission Control Protocol / Internet Protocol (TCP / IP). Or at least one wired terminal including a desktop computer and / or a laptop connected to the settlement server 115 via a VDSL (Very High-Data Rate Digital Subscriber Line) and / or a cable communication network; And / or a mobile terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network) and / or a mobile Internet connected to an IEEE 802.16x based high speed wireless Internet. At least one wireless terminal including at least one terminal and / or at least one wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. Characterized in that, the PC room terminal 135 (or PC room operator terminal 140) outputs at least one or more user interface provided by the settlement server 115, at least one or more information through the user interface It is preferable that a function configuration (eg, a browser program and a communication function) for inputting and / or selecting and transmitting the data to the settlement server 115 is provided.

Those skilled in the art to which the present invention pertains can easily infer the features of the PC terminal 135 (or PC room operator terminal 140) corresponding to at least one or more wired terminals and / or wireless terminals. Since it may be, a detailed description thereof will be omitted for convenience.

According to the exemplary embodiment of the present invention, when the PC room terminal 135 (or PC room operator terminal 140) is a wired terminal, the communication network includes the TCP / IP based wired communication network, and the PC room terminal 135 ) Is a wireless terminal, the communication network includes at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. It is preferable to make it.

According to the implementation method of the present invention, the settlement server 115 receives an advertisement providing program provided in the PC room terminal 135 from the advertisement server 100 (or through the relay server 125). Thereafter, the information checking unit 2400 (or information checking means) for checking whether the advertisement revenue generation condition according to the advertisement provision is satisfied, and if the advertisement revenue generation condition is satisfied, the advertisement revenue information according to the generation of the advertisement revenue An information calculating unit 2410 (or information calculating means) for calculating the information collecting unit 2405 (or information collecting means) to collect and the incentive information to be given to the PC terminal 135 according to the collected advertisement revenue information. And an information storage unit 2415 (or information storage means) for storing the calculated incentive information in association with the identified terminal unique information.

The information checking unit 2400 is provided with an advertisement providing program provided in the PC Bang terminal 135 from the advertisement server 100 (or through the relay server 125), the advertisement according to the advertisement provision Check whether the revenue generation conditions are satisfied, and if the advertising revenue is generated, the terminal unique information of the target PCB terminal 135 generating the advertising revenue is characterized in that the corresponding information collection unit 2405 The advertisement revenue information according to the generation of the advertising revenue is characterized in that it is collected from the advertising server 100 (or relay server 125).

According to the exemplary embodiment of the present invention, the advertisement revenue generating condition is that if the advertisement is an exposure-type advertisement, the advertisement revenue is generated when the advertisement server 100 provides the advertisement to the PC Bang terminal 135. It is preferable that it is a condition.

Here, the advertisement providing information providing the exposed advertisement from the advertisement server 100 to the PC terminal 135 is received from the advertisement server 100 or from the relay server 125, or It is preferable to receive from the PCC terminal 135.

According to another exemplary embodiment of the present invention, the advertisement revenue generating condition is that if the advertisement is a click-type advertisement, the advertisement server 100 provides the click-type advertisement to the PC-room terminal 135 and then the PC-room. When the click-type advertisement is selected in the terminal 135, it is preferable that the advertisement revenue is generated.

Here, the advertisement selection information for providing the click-type advertisement from the advertisement server 100 to the PC terminal 135 is transmitted from the PC terminal 135 or the advertisement server 100 (or a relay server ( 125)).

According to an exemplary embodiment of the present invention, the terminal unique information check for the PC room terminal 135 generating the advertisement revenue is to transmit the terminal unique information directly from the PC room terminal 135 to the settlement server 115. desirable.

According to another exemplary embodiment of the present invention, the terminal unique information check for the PC terminal 135 generating the advertisement revenue is received from the PC server terminal 135 from the PC terminal 135, or the advertisement server 100. Alternatively, after checking the terminal unique information, it is preferable to receive the terminal unique information from the advertisement server 100.

According to another exemplary embodiment of the present invention, the terminal unique information check for the PC room terminal 135 generating the advertisement revenue, the terminal server 125 receives the terminal unique information from the PC room terminal 135 or Or, after confirming the terminal unique information, it is preferable to receive the terminal unique information from the relay server 125.

Here, the terminal unique information preferably includes at least one of IP address information, MAC address information, ISP information, and the like of the terminal.

The information calculating unit 2410 may calculate incentive information to be given to the PC terminal 135 according to the collected advertisement revenue information.

According to the method of the present invention, the incentive information calculation, in response to the collected advertising revenue information, it is preferable to calculate the incentive according to the distribution criteria of the PC room.

For example, when the distribution criterion of the PC room is 10%, the calculated incentive is preferably calculated as an incentive of 10%, which is 10% of the amount when the amount collected as the advertising revenue is 100 won.

The information storage unit 2415 may store the calculated incentive information in association with the identified terminal unique information.

According to the exemplary embodiment of the present invention, the calculated incentive information is linked to the storage medium 2445 by processing the collected advertisement revenue information and terminal specific information corresponding to the PC Bang terminal 135 that generated the advertisement revenue. It is desirable to store.

In addition, it is preferable to further store the time information of the login time for the customer connected through the PC room terminal 135, and the customer information of the customer.

In addition, the amount of money corresponding to the incentive information may be deposited into the settlement account of the customer, whereby the present invention is not limited.

According to an embodiment of the present invention, the information registration server provides a web interface corresponding to the PC room operator terminal 140 and the network means, through the network means, a predetermined communication channel with the PC room operator terminal 140. And an interface unit 2420 (or an interface means) for connecting and managing the communication device, whereby the information registration server communicates with the PCB operator terminal 140 through a wired communication network and / or a wireless communication network. It has a function of the web server 130 to be connected.

According to an embodiment of the present invention, when the PC room operator terminal 140 is a wired terminal to which a communication channel is connected through a TCP / IP based wired communication network, the interface unit 2420 may be connected to the PC room operator terminal 140. Connect a predetermined communication channel based on the Hyper-Text Transfer Protocol (HTTP) protocol, and the user interface and / or a Hyper-Text Markup Language (HTML) compatible document form to the PCBAN operator terminal 140 through the communication channel. A function of transmitting and outputting an information providing screen and receiving and processing settlement request information including at least one of predetermined customer information and settlement account information input (or selected) through the user interface from the PC room operator terminal 140. It is preferable to carry out.

According to another embodiment of the present invention, when the PC room operator terminal 140 is a wireless terminal to which a communication channel is connected through a CDMA based wireless communication network, the interface unit 2420 is connected to the PC room operator terminal 140 and the WAP. (Wireless Markup Language) and / or HTML compatible document by connecting a predetermined communication channel based on a Wireless Application Protocol (ME) and / or a Mobile Explorer (ME) protocol and through the communication channel to the PCBAN operator terminal 140. Transmits and outputs a form of a user interface and / or an information providing screen, and receives and processes settlement request information including at least one of predetermined customer information and settlement account information corresponding to the user interface from the PC room operator terminal 140. It is desirable to perform the function.

According to another embodiment of the present invention, when the PC room operator terminal 140 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 2420 is the PC room operator terminal 140. ) And a predetermined communication channel are connected based on a wireless protocol corresponding to the IEEE 802.16x standard, and a predetermined user interface and / or information providing screen is transmitted to the PC Bang operator terminal 140 through the communication channel and outputted. And receiving and processing settlement request information including at least one of predetermined customer information and settlement account information corresponding to the user interface from the PC room operator terminal 140, and / or the PC room. When the operator terminal 140 is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless communication network, the The interface unit 2420 connects the PC room operator terminal 140 with a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.11x standard, and is predetermined to the PC room operator terminal 140 through the communication channel. Transmitting and outputting a user interface and / or information providing screen of the user interface, and receiving and processing settlement request information including at least one predetermined customer information and settlement account information corresponding to the user interface from the PC room operator terminal 140. It is desirable to perform the function.

Referring to FIG. 24, when the predetermined room operator terminal 140 accesses the information registration server through the interface unit 2420, the information registration server operates in conjunction with the interface unit 2420. An interface providing unit 2425 which generates (or extracts) a predetermined user interface for inputting (or selecting) and transmitting settlement request information including at least one of predetermined customer information and settlement account information in 140. Or an interface providing means) and at least one customer information and settlement account information inputted (or selected) transmitted from the PC room operator terminal 140 through the user interface in cooperation with the interface unit 2420. An information receiving unit 2430 (or information receiving means) for receiving request information, the calculated incentive information, and the received settlement account; The settlement processing unit 2435 (or settlement processing means) for processing the PC room fee in connection with the financial company server (2450) (2450) by using the amount deposited in the; And an information providing unit 2440 (or information providing means) for transmitting to 140.

The interface providing unit 2425 has a function configuration (eg, PC room operator) provided in the PC room operator terminal 140 when a predetermined PC room operator terminal 140 is connected to the information registration server through the interface unit 2420. Corresponding to the browser program provided in the terminal 140, input (or select) settlement request information including at least one of predetermined customer information and settlement account information, and transmit the information to the information registration server through the network means. Create a predetermined user interface, and / or extract from a predetermined database (not shown), and in conjunction with the interface unit 2420, the created user interface via the network means, the PC room operator Characterized in that provided to the terminal 140.

Thereafter, the PC room operator terminal 140 inputs (or selects) settlement request information including at least one of predetermined customer information and settlement account information based on the user interface, and includes at least the customer information and settlement account information. When it is confirmed that the settlement request information including one or more is input (or selected), the PC Bang operator terminal 140 includes at least one or more of the customer information and settlement account information input (or selected) through the network means. The settlement request information is transmitted to the information registration server.

Those skilled in the art to which the present invention pertains, at least one or more of the customer information, settlement account information in the PC room operator terminal 140 through at least one form (Form) included in the user interface The technical characteristics of inputting (or selecting) the settlement request information, the settlement request information including at least one or more of the customer information, the settlement account information input (or selected) through a communication protocol provided by the network means; Since you will be familiar with the technical features of transmitting to the information registration server, a detailed description thereof will be omitted for convenience.

The information receiving unit 2430 inputs (or selects) payment request information including at least one of predetermined customer information and settlement account information through the user interface from the PC room operator terminal 140 and transmits it through the network means. And the settlement request information including at least one of the customer information and the settlement account information in connection with the interface unit 2420, and includes at least one of the received customer information and the settlement account information. The settlement request information is provided to the settlement processing unit 2435.

Here, the settlement request information including at least one of the received customer information and settlement account information is confirmed whether the settlement account is opened in the ledger D / B of the financial company server (2450) (2450), or the settlement account May be further provided with a validity confirming unit (or validity confirming means) for confirming whether or not the financial account of the customer name, the present invention is not limited thereto.

The settlement processing unit 2435 uses the calculated and stored incentive information (that is, incentive information given to the customer) and the amount deposited in the received settlement account, and is connected to the financial institution server 2450 to charge the PC room. Characterized in that the settlement process, it is preferable to transmit the settlement processing result in connection with the information providing unit 2440 to the PC room operator terminal 140.

According to an embodiment of the present invention, the PC room fee settlement using the calculated incentive information is first deposited in a stored settlement account by processing the incentive calculated in correspondence with the collected advertisement revenue information in connection with the customer information. It is preferable to withdraw the PC room fee from the settlement account to settle the PC room fee.

According to another exemplary embodiment of the present invention, the settlement of the PC room fee using the calculated incentive information is obtained by subtracting the incentive calculated in response to the collected advertising revenue information from the PC room fee, and the remaining amount of the customer. It is preferable to withdraw the payment from the settlement account stored in association with the information to settle the PC room fee.

Here, the PC room fee payment processing history may be stored in the storage medium 2445, whereby the present invention is not limited.

FIG. 25 is a diagram illustrating a process of collecting advertising revenue information and calculating incentives for depositing a portion of advertising revenue into a customer OA account according to an embodiment of the present invention, and paying a PC room fee using an amount deposited in the OA account.

In more detail, in FIG. 25, a portion of the advertising revenue is deposited into a customer OA account, and a plurality of PC room terminals 135 provided in the PC room for payment of the PC room fee using the amount deposited in the OA account are connected to the communication network. When the user accesses the web server 130 and inputs and transmits keyword information, the corresponding keyword information is transmitted through the advertisement providing program provided on the PC Bang terminal 135 in response to the advertisement server on the advertisement revenue settlement system. When the advertisement revenue is generated through the advertisement provided by the advertisement server 100 directly or through the relay server to the advertisement server 100, a portion of the PC room usage fee using the generated advertisement revenue ( Or the total amount) In the Ad Revenue Settlement System for payment, a portion of the advertising revenue is deposited into the customer's OA account, and the advertising revenue for the payment of the PC room fee using the amount deposited in the OA account. As the process of calculating the collection and incentives, those of ordinary skill in the art to which the present invention pertains, refer to and / or modify this figure 25 to deposit a portion of the advertising revenue to the customer OA account, Various implementation methods for the process of calculating the advertisement revenue information and calculating the incentive in the advertisement revenue settlement system for the payment of the PC room fee using the amount deposited in the OA account may be inferred. It is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 25, the PC room terminal 135 illustrated in FIG. 24 is referred to as a “terminal” for convenience, and an advertisement providing program provided on the PC room terminal 135 is referred to as a “program” for convenience. The illustrated settlement server 115 is called "server" for convenience.

Referring to FIG. 25, the terminal inputs (or selects) a keyword (or a search term) through a user interface for inputting keyword information received from the web server 130 connected to the terminal, and then inputs the keyword information. Is transmitted directly to the advertisement server 100 (or via the web server 130) (2500), the terminal checks the input keyword (or search term) and the advertisement server 100 through the program (Or relay server 125) (2505).

Thereafter, after providing the advertisement through the program, the server checks whether the advertisement revenue generation condition according to the advertisement provision is satisfied (2510).

According to the exemplary embodiment of the present invention, the advertisement revenue generating condition is that if the advertisement is an exposure-type advertisement, the advertisement revenue is generated when the advertisement server 100 provides the advertisement to the PC Bang terminal 135. It is preferable that it is a condition.

Here, the advertisement providing information providing the exposed advertisement from the advertisement server 100 to the PC terminal 135 is received from the advertisement server 100 or from the relay server 125, or It is preferable to receive from the PCC terminal 135.

According to another exemplary embodiment of the present invention, the advertisement revenue generating condition is that if the advertisement is a click-type advertisement, the advertisement server 100 provides the click-type advertisement to the PC-room terminal 135 and then the PC-room. When the click-type advertisement is selected in the terminal 135, it is preferable that the advertisement revenue is generated.

Here, the advertisement selection information for providing the click-type advertisement from the advertisement server 100 to the PC terminal 135 is transmitted from the PC terminal 135 or the advertisement server 100 (or a relay server ( 125)).

If the advertisement revenue generation condition is satisfied (2515), the server collects advertisement revenue information according to the advertisement provision (2520), and the terminal unique information (or member information) for the terminal generating the advertisement revenue. Check (2525).

According to an exemplary embodiment of the present invention, the terminal unique information check for the PC room terminal 135 generating the advertisement revenue is to transmit the terminal unique information directly from the PC room terminal 135 to the settlement server 115. desirable.

According to another exemplary embodiment of the present invention, the terminal unique information check for the PC terminal 135 generating the advertisement revenue is received from the PC server terminal 135 from the PC terminal 135, or the advertisement server 100. Alternatively, after confirming the terminal unique information, it is preferable to receive the terminal unique information from the advertisement server 100.

According to another exemplary embodiment of the present invention, the terminal unique information check for the PC room terminal 135 generating the advertisement revenue, the terminal server 125 receives the terminal unique information from the PC room terminal 135 or Or, after confirming the terminal unique information, it is preferable to receive the terminal unique information from the relay server 125.

Here, the terminal unique information preferably includes at least one of IP address information, MAC address information, ISP information, and the like of the terminal.

Thereafter, the server calculates incentive information corresponding to the collected advertisement revenue information (2530), the calculated incentive information, the identified terminal unique information, member information, login time according to the use of the PCC terminal 135. Information is stored in the storage medium 2445 shown in FIG.

According to the method of the present invention, the incentive information calculation, in response to the collected advertising revenue information, it is preferable to calculate the incentive according to the distribution criteria of the PC room.

For example, when the distribution criterion of the PC room is 10%, the calculated incentive is preferably calculated as an incentive of 10%, which is 10% of the amount when the amount collected as the advertising revenue is 100 won.

According to the exemplary embodiment of the present invention, the calculated incentive information is linked to the storage medium 2445 by processing the collected advertisement revenue information and terminal specific information corresponding to the PC Bang terminal 135 that generated the advertisement revenue. It is desirable to store.

In addition, it is preferable to further store the time information of the login time for the customer connected through the PC room terminal 135, and the customer information of the customer.

FIG. 26 is a diagram illustrating a settlement process for depositing a portion of advertising revenue according to an embodiment of the present invention into a customer OA account and paying a PC room fee using the amount deposited in the OA account.

In more detail, in FIG. 26, a portion of the advertising revenue is deposited into a customer OA account, and a plurality of PC room terminals 135 provided in a PC room for payment of a PC room fee using the amount deposited in the OA account are provided through a communication network. When the user accesses the web server 130, inputs keyword information, and transmits the keyword information, the corresponding keyword information is transmitted through an advertisement providing program provided on the PC Bang terminal 135 in response to the advertisement server on the advertisement revenue settlement system. 100 to the advertisement server 100 directly or through a relay server, if the advertising revenue generated through the advertisement provided by the advertising server 100, a portion of the PC room usage fee using the generated advertising revenue ( Or the total amount) In the Ad Revenue Settlement System for payment, a portion of the advertising revenue is deposited into the customer's OA account, and the settlement process for the payment of the PC room fee using the amount deposited in the OA account is performed. As one of ordinary skill in the art to which the present invention pertains, a part of the advertising revenue is deposited into a customer OA account by referring to and / or modifying this drawing 26, and the PC using the amount deposited in the OA account. Various implementation methods for the settlement process may be inferred from the advertisement revenue settlement system for payment of room fees, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method illustrated in FIG.

Hereinafter, in FIG. 26, the PC room terminal 135 illustrated in FIG. 24 is referred to as a “terminal” for convenience, and an advertisement providing program provided on the PC room terminal 135 is referred to as a “program” for convenience. The illustrated settlement server 115 is called "server" for convenience.

Referring to FIG. 26, the terminal on the advertisement revenue settlement system shown in FIG. 24 accesses the server through the communication network, deposits a portion of the advertisement revenue into the customer OA account, and uses the amount deposited in the OA account. The communication channel for payment of the fee is connected (2600).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the communication network through a predetermined browser program corresponding to the communication network to a part of the advertising revenue customer Since you will be familiar with the technical features of depositing the OA account and connecting the communication channel for payment of the PC room fee using the amount deposited in the OA account, the detailed description thereof will be omitted for convenience.

As described above, when a portion of the advertising revenue is deposited between the terminal and the server to the customer OA account, and the communication channel for payment of the PC room fee using the amount deposited in the OA account is connected, the terminal is connected to the server through the communication channel. And deposits a portion of the advertising revenue into the customer OA account, requests a user interface for payment of the PC room fee using the amount deposited in the OA account (2605), and correspondingly, the server requests the settlement request information from the terminal. A user interface including a user interface for inputting (or selecting) is generated (or extracted) 2610 and the generated (or extracted) user interface is transmitted to the terminal through the communication channel (2615).

Thereafter, the terminal processes the settlement request information to be input (or selected) through the user interface for inputting (or selecting) the settlement request information (2620).

If the settlement request information is input (or selected) in the terminal (2625), the terminal transmits the settlement request information to the server through the communication channel (2630), and correspondingly the received settlement request information Check the incentive information corresponding to (2635).

According to an embodiment of the present invention, the incentive information corresponding to the incentive request information is checked, after confirming the terminal unique information matching the calculated incentive information with the received incentive request information, and then in association with the terminal unique information. It is desirable to process and confirm the stored incentive information.

Thereafter, the server checks the settlement account information of the customer (2640), and processes the PC room fee using the checked incentive information and the settlement account information (2645), and stores the settlement processing details. The medium 2445 is stored.

According to the embodiment of the present invention, the PC room fee settlement using the calculated incentive information is first deposited in the stored settlement account by processing incentives calculated in correspondence with the collected advertisement revenue information in connection with the customer information. Preferably, withdraw the PC room fee from the settlement account to settle the PC room fee.

According to another exemplary embodiment of the present invention, the settlement of the PC room fee using the calculated incentive information is obtained by subtracting the incentive calculated in response to the collected advertising revenue information from the PC room fee, and the remaining amount of the customer. It is preferable to withdraw the payment from the settlement account stored in connection with the information to settle the PC room fee.

According to the present invention, by allowing the PC room owner (or administrator) to register the target PC room terminal information, the person having the management authority of the PC room terminal to induce to actively attract advertisements targeting the PC room terminal There is this.

According to the present invention, when providing an advertisement for the PC room terminal, by leaving the advertisement only in the conventional image content (or video content) simple output to provide a keyword ad that is recognized as profitable, the PC owner (or manager) Has the advantage of generating a stable advertising revenue, such as a conventional keyword advertising provider.

According to the present invention, in addition to a keyword advertising channel provided to a conventional keyword advertisement provider for a conventional portal (or a website where a large amount of traffic occurs), the keyword advertisement is targeted to a PC room terminal used by millions of users per day. There is an advantage of providing a stable keyword advertising channel.

According to the present invention, the user of the PC room terminal receives a portion of the keyword advertising revenue and uses the PC room terminal fee, or deposits the revenue distribution amount in the online account of the PC room terminal user name. In addition, there is an advantage to distribute some of the advertising revenue according to the use of the PC room terminal.

Claims (10)

Checking the advertisement proceeds for the advertisement data provided to the PC Bang terminal provided in the PC Bang-PC using rental service workplace; Calculating an advertisement profit to be distributed to the customer using the PC Bang terminal that generated the advertisement revenue among the confirmed advertisement proceeds; And processing the calculated advertisement proceeds to be deposited into an online account of the customer using the PC room terminal. The method of claim 1, And processing the PC room terminal usage fee of the PC room terminal customer to be withdrawn from the online account of the PC room terminal customer. Checking the advertisement proceeds for the advertisement data provided to the PC Bang terminal provided in the PC Bang-PC using rental service workplace; Calculating an advertisement profit to be distributed to the customer using the PC Bang terminal that generated the advertisement revenue among the confirmed advertisement proceeds; Comparing the PC room terminal usage fee of the PC room terminal using customer with the advertisement revenue to be distributed to the PC room terminal using customer which generated the calculated advertising revenue when the PC room terminal using fee settlement processing of the PC room terminal using customer; As a result of the comparison, if the calculated advertising revenue is less than the PC room terminal usage fee, the difference between the PC room terminal usage fee and the advertising revenue is processed to be withdrawn from the online account of the PC room terminal user, And comparing the difference between the advertisement revenue and the PC room terminal usage fee to be deposited into the online account of the PC room terminal customer when the calculated advertising revenue is greater than the PC room terminal usage fee. PC room advertising revenue settlement method using an online account. The method according to claim 1 or 3, And providing the calculated advertisement proceeds information to the PC Bang terminal that generated the advertisement proceeds or the operator terminal operating the PC Bang. The method of claim 2 or 3, The method of claim PC room advertising revenue using the online account further comprises the step of processing to be deposited to the PC room terminal user fee withdrawn from the online account of the PC room terminal customer. The method according to claim 1 or 3, Calculating advertising revenue to be distributed to the PC Bang operator among the confirmed advertising revenues; And And processing the calculated advertisement proceeds to be deposited into the PC Bang operator's account. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. Means for checking the advertisement proceeds for the advertisement data provided to the PC Bang terminal provided in the PC Bang-PC using lease service establishment, and calculating the advertisement proceeds to be distributed to the customers using the PC Bang terminal generating the advertisement proceeds among the confirmed advertisement proceeds; And Means for processing the calculated advertising proceeds to be deposited into an online account of the PC Bang terminal using customer, and processing the PC room using terminal fee of the PC using a PC room terminal customer to be withdrawn from the online account of the PC room using terminal; PC Bang advertising revenue settlement system using an online account, characterized in that. Means for checking the advertisement proceeds for the advertisement data provided to the PC Bang terminal provided in the PC Bang-PC using lease service establishment, and calculating the advertisement proceeds to be distributed to the customers using the PC Bang terminal generating the advertisement proceeds among the confirmed advertisement proceeds; Means for comparing the PC room terminal usage fee of the PC room terminal using customer with the advertisement revenue to be distributed to the PC room terminal using customer which generated the calculated advertising revenue when the PC room terminal using fee is settled; And As a result of the comparison, if the calculated advertising revenue is less than the PC room terminal usage fee, the difference between the PC room terminal usage fee and the advertising revenue is processed to be withdrawn from the online account of the PC room terminal user, and the comparison result, the calculated Means for processing a difference between the advertising revenue and the PC room terminal fee to be deposited into an online account of the PC room terminal customer when the advertisement proceeds are larger than the PC room terminal fee. PC Bang Ad Revenue Settlement System. The method of claim 8 or 9, wherein each of the means, On a single server, or PC Bang advertising revenue settlement system using an online account, characterized in that provided in a plurality of servers.

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