KR20090051287A - System and method for monitoring affiliated store and program recording medium - Google Patents

Abstract

The present invention relates to a method and a system for monitoring a merchant and a recording medium therefor, The method for monitoring a merchant according to the present invention comprises the steps of receiving, from a terminal, merchant information and merchant authentication information from a terminal, and the validation means After checking the affiliate store matching the received affiliate store information, checking whether the affiliate store authentication information matching the identified affiliate store information matches the received affiliate store authentication information, the received affiliate store information in image data receiving processing means, And when the validity of the affiliated store authentication information is confirmed, receiving the image data from the image acquisition apparatus provided in the affiliated store, and transmitting the received image data to the terminal and outputting the received image data in the image data transmission unit. .

Merchants, monitoring

Description

System and Method for Monitoring Affiliated Store and Program Recording Medium}

1 is a diagram illustrating a configuration of an affiliated store monitoring system for monitoring a state of an affiliated store through a VoIP composite terminal according to an embodiment of the present invention.

2 is a diagram illustrating a configuration of an affiliated store monitoring system for monitoring a state of an affiliated store through a VoIP composite terminal according to an embodiment of the present invention.

3 is a diagram illustrating an operation process of an affiliated store monitoring system for monitoring a state of an affiliated store according to an embodiment of the present invention through a VoIP composite terminal.

FIG. 4 is a diagram illustrating a functional configuration of a VoIP composite terminal having a video data processing function through a wide area communication medium among a plurality of communication media according to an embodiment of the present invention.

FIG. 5 is a diagram illustrating an operation process of a VoIP complex terminal searching for a communication medium for a merchant monitoring process according to a communication medium identification according to an embodiment of the present invention.

<Description of main parts of drawing>

100: VoIP composite terminal 105: merchant terminal

110: platform operation server 115: van server

120: card company server 125: VoIP gateway

130: gatekeeper

The present invention comprises the steps of receiving the merchant information, merchant authentication information from the terminal in the information receiving means, and after confirming the merchant matching the received merchant information in the validation means, the merchant authentication information matching the confirmed merchant information Checking whether it matches the received affiliated store authentication information, and when the validity of the received affiliated store information and the affiliated store authentication information is confirmed by the image data receiving processing unit, receiving the image data from the image obtaining apparatus provided at the affiliated store. And transmitting the received video data to the terminal and outputting the received video data to the terminal for outputting the received video data.

Due to the rapid development of modern society, people who have accumulated a lot of wealth have owned offline stores such as stores through various methods, and these people have at least one to many offline stores.

In addition, these people are often left to their employees in the form of side jobs instead of running their own offline stores, and they often do other things.

However, in such a case, if it is difficult to check the store directly by frequent visits, the situation in the store cannot be confirmed, and thus a lot of care for the store is required.

In this situation, there are a variety of ways to monitor, such as through CCTV, but this also has the disadvantage of having a lot of separate equipment, provided with a separate terminal for managing the video data of the CCTV, using the terminal The disadvantage is that you need to check the video data in the store.

In addition, the existing merchant terminals have used the telephone line for payment processing, but at present, many parts can use the various internet-based communication networks such as leased lines to always communicate, and considering that the current rate system is a flat rate. In many cases, communication fees are wasted.

An object of the present invention for solving the problem is, after confirming the information receiving means for receiving blind point information, affiliated store authentication information from the terminal on the communication network, and the merchant matched with the received merchant information, and confirmed the merchant information and Validation means for checking whether the matched merchant authentication information is matched with the received merchant authentication information, and if the validity of the received merchant information, merchant authentication information is confirmed, image data from the image acquisition device provided in the merchant; It is to provide an affiliated store monitoring system having a video data receiving means for receiving and the video data transmitting means for processing to transmit the received video data to the terminal for output.

The merchant monitoring method according to the present invention comprises the steps of receiving the merchant information and the affiliated store authentication information from the terminal in the information receiving means, and checking the affiliated store matching the received merchant information in the validity checking means, and confirming the merchant information Checking whether the matched merchant authentication information matches the received merchant authentication information, and when the validity of the received merchant information and the affiliated store authentication information is confirmed by the image data receiving processing unit, the image acquisition device provided in the affiliated store. And receiving the image data from the image data transmission means and transmitting the received image data to the terminal for output.

According to the present invention, when the validity of the received affiliated store information and the affiliated store authentication information is confirmed by the image data receiving unit, receiving the image data from the image acquisition device provided at the affiliated store includes: The operation state of the affiliated store terminal is checked, and when the operating state of the affiliated store terminal is in an idle state, the image data is received from the image acquisition device provided in the affiliated store.

According to the present invention, the video data in the affiliated store transmitted to the terminal is streaming video data or a video file including the video data in the affiliated shop.

On the other hand, the present invention includes a computer-readable recording medium, characterized in that for recording the program for executing the above-described merchant monitoring method.

On the other hand, the affiliated store monitoring system according to the present invention, after confirming the information receiving means for receiving the merchant information, merchant authentication information from the terminal on the communication network, and the merchant matching the received merchant information, and matched with the confirmed merchant information Validation means for checking whether the merchant authentication information matches the received merchant authentication information, and if the validity of the received merchant information, merchant authentication information is confirmed, receiving the image data from the image acquisition device provided in the merchant And image data transmitting means for processing the image data receiving means and transmitting the received image data to the terminal for output.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a configuration of an affiliated store monitoring system for monitoring a state of an affiliated store through the VoIP composite terminal 100 according to an embodiment of the present invention.

In more detail, Figure 1 receives merchant video request information including at least one of merchant information and merchant authentication information from the VoIP composite terminal 100 to monitor the state of the merchant through the VoIP composite terminal 100. When the authentication process for providing image data is performed through the affiliated store authentication information included in the received affiliated store image request information, and authentication of the affiliated store authentication information included in the affiliated store image request information is confirmed, the received affiliated store image Check the idle state of the affiliated store terminal 105 provided in the affiliated store through the affiliated store information included in the request information, and when the blind point terminal 105 is in an idle state, the image data from the image acquisition device provided in the affiliated store. As shown in the configuration of the affiliated store monitoring system to receive and provide to the VoIP composite terminal 100, Those skilled in the art to which the present invention pertains, various implementations of the configuration of the merchant monitoring system for monitoring the state of the merchant through the VoIP composite terminal 100 by referring to and / or modifying the present Figure 1 The method may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

For example, those having ordinary skill in the art to which the present invention pertains may refer to and modify the drawing 1, and provide the platform operation server and the van server 115 shown in the drawing 1 in a single server. Or it may be provided in a plurality of servers, whereby the present invention is not limited.

In addition, if a person having ordinary technical knowledge in the technical field to which the present invention belongs, each functional configuration unit (or functional configuration means) provided in the platform operation server shown in FIG. It may be provided in a plurality of servers in addition to the implementation method provided in a single server, by which the present invention is not limited.

Referring to FIG. 1 according to an embodiment of the present invention, an affiliated store monitoring system for monitoring the state of an affiliated store according to the present invention through the VoIP composite terminal 100 includes at least one VoIP composite terminal connected to a predetermined communication network ( 100) and corresponding to merchant video request information including at least one of merchant information and merchant authentication information received from the VoIP composite terminal 100, the idle state of the merchant terminal 105 and from within the merchant from the image acquisition device A platform for receiving and transmitting video data to the VoIP composite terminal 100 and a van for checking and transmitting an operating state of the affiliated store terminal 105 in response to a request of the platform operating server in connection with the platform operating server. It is characterized by comprising a server (115).

The VoIP composite terminal 100 provided on the affiliated store monitoring system according to the present invention may be selectively paid (or financed) through identification of a communication medium including at least one wireless communication, short distance wired communication, short distance optical communication, and wide area communication. Transaction), characterized in that it comprises a video data processing function through a wide area communication medium of the communication medium, the detailed description of the VoIP composite terminal 100 has been described in detail through the illustrated figure, 1 is omitted for convenience.

The platform operation server provided on the affiliated store monitoring system according to the present invention corresponds to the affiliated store image request information including at least one of the affiliated store information and the affiliated store authentication information received from the VoIP composite terminal 100, and the affiliated store terminal 105 Receive video data in the merchant from the idle state check and the image acquisition device is characterized in that for transmitting to the VoIP composite terminal (100).

The van server 115 provided on the affiliated store monitoring system according to the present invention is provided at the affiliated store in response to the affiliated store image request information including at least one of the affiliated store information and the affiliated store authentication information transmitted from the VoIP composite terminal 100. The operation state of the affiliated store terminal 105 is confirmed, and the determined operation state is provided to the platform operating server.

In addition, the van server 115 may further perform a function such as payment processing, in addition to checking the operating state of the affiliated store terminal 105, and the present invention is not limited thereto.

2 is a diagram illustrating a configuration of an affiliated store monitoring system for monitoring the state of an affiliated store through the VoIP composite terminal 100 according to an embodiment of the present invention.

In more detail, Figure 2 receives the merchant video request information including at least one merchant information and merchant authentication information from the VoIP composite terminal 100 to monitor the status of the merchant through the VoIP composite terminal 100; When the authentication process for providing image data is performed through the affiliated store authentication information included in the received affiliated store image request information, and authentication of the affiliated store authentication information included in the affiliated store image request information is confirmed, the received affiliated store image The idle state of the affiliated store terminal 105 provided in the affiliated store is checked through the affiliated store information included in the request information. When the affiliated store terminal 105 is in an idle state, image data is acquired from an image acquisition device provided at the affiliated store. As showing the configuration of the merchant monitoring system to receive and provide to the VoIP composite terminal 100, Those skilled in the art to which the present invention pertains, various implementations of the configuration of the merchant monitoring system for monitoring the state of the merchant through the VoIP composite terminal 100 by referring to and / or modifying the Figure 2 The method may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Hereinafter, at least one or more means for processing corresponding to merchant video request information including at least one of the merchant information and merchant authentication information received from the VoIP composite terminal 100 on the merchant monitoring system shown in FIG. 2; The components corresponding to the functional configuration are referred to as "platform operation servers" for convenience.

Referring to FIG. 2 according to an embodiment of the present invention, an affiliated store monitoring system for monitoring the state of an affiliated store according to the present invention through the VoIP composite terminal 100 includes at least one VoIP composite terminal connected to a predetermined communication network ( 100) and monitors the state of the merchant through the VoIP composite terminal 100 in response to the merchant video request information including at least one of the merchant information and the merchant authentication information transmitted from the VoIP composite terminal 100. At least one affiliated store management D / B for linking and storing at least one affiliated store information, affiliated store authentication information, and affiliated store terminal 105 information, and through the affiliated store terminal 105 (or in an image obtaining apparatus provided in the affiliated store). Direct) receiving the image data in the affiliated store and receiving the affiliated store information and the image data (or capturing the image data); The merchant terminal 105 corresponds to an image D / B for cooperative processing with time information and to store merchant image request information including at least one merchant information and merchant authentication information received from the VoIP complex terminal 100. It is characterized in that it comprises a platform operating server for receiving the video data in the merchant from the idle state check and the image acquisition device to transmit to the VoIP composite terminal (100).

The VoIP composite terminal 100 provided on the affiliated store monitoring system according to the present invention may be selectively paid (or financed) through identification of a communication medium including at least one wireless communication, short distance wired communication, short distance optical communication, and wide area communication. Transaction), characterized in that it comprises a video data processing function through a wide area communication medium of the communication medium, the detailed description of the VoIP composite terminal 100 has been described in detail through the illustrated figure, 2 is omitted for convenience.

The affiliated store management D / B provided on the affiliated store monitoring system according to the present invention corresponds to the state of the affiliated store in response to the affiliated store image request information including at least one of affiliated store information and affiliated store authentication information transmitted from the VoIP composite terminal 100. It is characterized in that the at least one affiliated information, merchant authentication information, merchant terminal 105 information for providing a monitoring service via the VoIP composite terminal 100 is stored in association with at least one.

The affiliated store information is information for monitoring a state of an affiliated store for a given affiliated store in the VoIP composite terminal 100 through the VoIP composite terminal 100, and the affiliated store information is an affiliated store number (or code) assigned to the affiliated store. At least one affiliated store name, affiliated store address, and the like are preferably included.

The affiliated store authentication information is an authentication number (or authentication code) assigned to a customer using the monitoring service to monitor the state of the affiliated store received from the VoIP composite terminal 100 through the VoIP composite terminal 100. Is preferable.

The affiliated store terminal 105 information is monitored through the VoIP composite terminal 100 in response to the affiliated store image request information including at least one of the affiliated store information and the affiliated store authentication information received from the VoIP composite terminal 100. For this purpose, it is preferable that the terminal specific information (eg, ISP information, IP address information, MAC address information, etc.) of the VoIP composite terminal 100 is included.

The image D / B provided on the affiliated store monitoring system according to the present invention receives the image data in the affiliated store through the affiliated store terminal 105 (or directly from the image acquisition device provided at the affiliated store), and the affiliated store information. And storing the image data in association with the received time information (or obtaining the image data).

When the affiliated store information is requested to monitor the state of the affiliated store for a given affiliated store through the VoIP composite terminal 100 in the VoIP composite terminal 100, upon receiving the video data in the affiliated store according to the request, the image in the affiliated store As information about an affiliate store that has transmitted data, the affiliate store information may include at least one of an affiliate store number (or code), an affiliate store name, and an affiliate store address assigned to the affiliate store.

The time information may be obtained when the affiliated store transmits the image data in the affiliated store, the image data acquisition time when the image data in the affiliated store is acquired, or the time when the image data in the affiliated store is transmitted, or the time when the image data in the affiliated store is received. When the video data in the blind spot is in the form of a file, it is preferable to include at least one or more of the total reproduction time of the video data information in the affiliate store, and the time information further includes date information such as year, month, day, and day of the week. It is preferable to comprise.

The image data is a combination of at least one image for monitoring a situation in the affiliated store, and the image data is compressed image data through a predetermined compression technique for communication between the server and the image acquisition apparatus, and the image data includes voice It may further comprise data and the like.

According to one embodiment of the present invention, the affiliated store management D / B or image D / B is preferably provided on a DBMS provided in the platform operating server.

According to another exemplary embodiment of the present invention, the affiliated store management D / B or the image D / B is provided on a server side associated with the platform operation server or a separate DB server accessible by the platform operation server through a communication network. It may be provided in, thereby the present invention is not limited.

According to an embodiment of the present invention, the platform operation server is characterized in that it is provided with an interface unit (or interface means) for connecting and managing a predetermined communication channel with the VoIP composite terminal 100 through the communication network.

According to an embodiment of the present invention, it is preferable to provide a communication interface for transmitting and receiving at least one or more information (or data) using a protocol defined in a program included in the VoIP composite terminal 100.

Referring to FIG. 2, when the predetermined VoIP composite terminal 100 is connected to the platform operating server through the interface unit, the platform operating server interworks with the interface unit to provide predetermined affiliate store information in the VoIP composite terminal 100. And an interface providing unit (or interface providing means) for generating (or extracting) a predetermined information input interface screen for inputting (or selecting) and transmitting affiliate image request information including at least one merchant authentication information. Receive merchant video request information including at least one merchant information and merchant authentication information input (or selected) transmitted through the merchant video request information input interface screen by the VoIP composite terminal 100 in association with the interface unit. An information receiving unit (or information receiving unit) and the received affiliated store And a validity verification unit (or validation means) for verifying validity of the merchant image request information including at least one merchant authentication information, and at least one of the merchant information and the merchant authentication information of which the validity is confirmed (or received). In response to the affiliated store image request information included above, the state information checking unit 466 (or status information checking unit) for checking the idle state of the affiliated store terminal 105 provided in the affiliated store in association with the van server 115. And an image data receiving processor (or image data receiving processing means) for receiving the image data in the affiliated store from the image obtaining apparatus provided in the affiliated store when the state of the affiliated store terminal 105 is idle. A video data transmitter (or video data transmitter) for transmitting video data to the VoIP composite terminal, and the video data receiver By having an information storage unit (or information storage means) for storing information in the image D / B on the image data received through the characterized in that is made.

The interface providing unit, when a predetermined VoIP composite terminal 100 is connected to the platform operating server through the interface unit, the functional configuration provided in the VoIP composite terminal 100 (eg, a browser provided in the VoIP composite terminal 100). Program image information input interface for inputting (or selecting) merchant image request information including at least one predetermined merchant information and affiliate authentication information and transmitting the same to the platform operating server through the communication network. The VoIP composite terminal 100 generates a screen, and / or extracts from a predetermined database (not shown), and the merchant video request information input interface screen generated (or extracted) in association with the interface unit through the communication network. It is characterized by providing in).

Subsequently, the VoIP composite terminal 100 inputs (or selects) merchant video request information including at least one of predetermined merchant information and merchant authentication information based on the merchant video request information input interface screen, and the merchant information. And when it is confirmed that the merchant video request information including at least one merchant authentication information is input (or selected), the VoIP composite terminal 100 receives the merchant information and merchant authentication information input (or selected) through the communication network. Sending the merchant image request information including at least one of the platform operation server.

If a person having ordinary knowledge in the technical field to which the present invention belongs, the merchant information and merchant authentication through at least one form (Form) form included in the merchant video request information input interface screen in the VoIP composite terminal 100 Technical features for inputting (or selecting) merchant video request information including at least one information, and at least one of the merchant information and merchant authentication information input (or selected) through a communication protocol provided by the communication network. Since it will be familiar with the technical features of transmitting the merchant image request information to the platform operation server, a detailed description thereof will be omitted for convenience.

The information receiving unit inputs (or selects) the merchant network request information including at least one of predetermined merchant information and merchant authentication information through the affiliated store image request information input interface screen in the VoIP composite terminal 100 to establish the communication network. When transmitting through, it is characterized in that for receiving affiliated store image request information including at least one of the affiliated store information and affiliated store authentication information in conjunction with the interface unit, and comprises at least one received merchant information and affiliated store authentication information. The merchant image request information is provided to the validity verification unit.

The validity confirming unit may verify validity of the affiliated store image request information including at least one of affiliated store information and affiliated store authentication information received from the VoIP composite terminal 100.

According to an exemplary embodiment of the present invention, the validation of the merchant information included in the received merchant video request information includes: merchant information matching the merchant information included in the received merchant video request information on the platform operation server. It is preferably made to include whether it is stored on the merchant management D / B provided in.

According to another exemplary embodiment of the present invention, the validity check of the merchant information included in the received merchant video request information includes the merchant information matching the merchant information included in the received merchant video request information. It is preferably made to include whether it is stored in the D / B of the van server 115 associated with.

According to an exemplary embodiment of the present invention, validity verification of the affiliated store authentication information included in the received affiliated store image request information includes checking the affiliated store information included in the received affiliated store image request information through the affiliated store management D / B. Afterwards, it is preferable to include checking whether the matched with the affiliated store information stored in the affiliated store authentication information and the affiliated store authentication information included in the received affiliated store image request information.

According to another exemplary embodiment of the present invention, validity of the affiliated store authentication information included in the received affiliated store image request information may be determined by adding the affiliated store information included in the received affiliated store image request information to the D of the van server 115. After confirming through / B, it is preferable to include whether to match with the affiliated store information stored in the affiliated store authentication information and the affiliated store authentication information included in the received affiliated store image request information.

The status information checking unit 466 corresponds to affiliated store image request information including at least one of the validated (or received) affiliated store information and affiliated store authentication information, so that the state of the affiliated store terminal 105 provided in the affiliated store is provided. The idle state may be checked in association with the van server 115.

According to the method of the present invention, in response to the merchant information confirmed (or received) the validity, the operation state confirmation of the affiliated store terminal 105 provided in the affiliated store, the van server 115 to the affiliated store It is preferable to receive and confirm the state of the affiliated store terminal 105 from the van server 115 by transmitting information (or affiliated store terminal 105 information corresponding to the affiliated store information).

According to another exemplary embodiment of the present invention, in response to the affiliated store information of which the validity is confirmed (or received), the operation state confirmation of the affiliated store terminal 105 provided in the affiliated store is performed by the van server 115. After transmitting the operation state information according to the change of the state of the terminal 105 to the platform operation server to store in the D / B, the platform operation server to check the D / B to determine the operation state of the merchant terminal 105 It is desirable to confirm.

Here, the operating state of the affiliated store terminal 105 is a case where the affiliated store terminal 105 transmits and receives at least one information (or data) to and from the van server 115 (or platform operating server) through the communication network. It is desirable to check in idle state.

When the state of the affiliated store terminal 105 is in an idle state, the image data receiving processing unit is performed by the image acquisition device connected to the affiliated store terminal 105 (or an image acquisition device using a communication network such as the affiliated store terminal 105). Process to transmit the image data in the affiliated store, and receive image data in the affiliated store from the image acquisition device, wherein the received image in the affiliated store is transmitted to the image D / B provided in the platform operation server. It is preferable to provide the affiliated store information, the time information that received (or obtained) the image data, and the information storage unit which stores and associates the image data information.

Further, when the affiliated store terminal 105 is in an idle state, even when the affiliated store image request information including at least one of the affiliated store information and the affiliated store authentication information is not received, image data in the affiliated store may be received. The present invention is not limited thereto.

According to the exemplary embodiment of the present invention, when the image acquisition device is provided on the affiliated store terminal 105, the reception of the image data in the affiliated store acquires the image data from the image acquisition device at the affiliated store terminal 105. Afterwards, it is preferable to directly transmit the obtained image data to the platform operation server in real time (or periodically) or to the platform operation server through the van server 115 to receive the image data in the affiliated store. Do.

According to another exemplary embodiment of the present invention, when the image acquisition device is provided separately from the affiliated store terminal 105, the reception of the image data in the affiliated store is performed after the image data is acquired by the image acquisition device. It is preferable to receive image data in the affiliated store by directly transmitting the image data to the platform operation server in real time (or periodically) or to the platform operation server through the van server 115.

The video data transmission unit may transmit the received video data to the VoIP composite terminal when the affiliated store terminal 105 is in an idle state.

According to the exemplary embodiment of the present invention, the video data in the affiliated store received from the image acquisition device provided in the affiliated store terminal 105 (or provided separately) is changed into a streaming form and transmitted to the VoIP composite terminal 100. It is preferable.

According to another exemplary embodiment of the present invention, after storing the image data in the affiliated store received from the image acquisition device (or provided separately) provided in the affiliated store terminal 105 in the form of a file, the image data in the affiliated store is stored. It is preferable to transmit the file to the VoIP composite terminal (100).

The information storage unit processes the image data received through the image data receiving processing unit in association with the affiliate store information and time information when the image data is received (or obtained the image data) and stores the image data in the image D / B. It is characterized by.

When the affiliated store information is requested to monitor the state of the affiliated store for a given affiliated store through the VoIP composite terminal 100 in the VoIP composite terminal 100, upon receiving the video data in the affiliated store according to the request, the image in the affiliated store As information about an affiliate store that has transmitted data, the affiliate store information may include at least one of an affiliate store number (or code), an affiliate store name, and an affiliate store address assigned to the affiliate store.

The time information may be obtained when the affiliated store transmits the image data in the affiliated store, the image data acquisition time when the image data in the affiliated store is acquired, or the time when the image data in the affiliated store is transmitted, or the time when the image data in the affiliated store is received. When the image data in the affiliated store is in the form of a file, it is preferable to include at least one or more total playback time of the image data information in the affiliated store, and the time information further includes date information such as year, month, day, and day of the week. It is preferable to make it.

The image data is a combination of at least one image for monitoring the situation in the merchant, it is preferable that the image data compressed through a predetermined compression technique for communication between the server and the image acquisition device, It may also comprise sex data and the like.

3 is a diagram illustrating an operation process of an affiliated store monitoring system for monitoring a state of an affiliated store through the VoIP composite terminal 100 according to an embodiment of the present invention.

In more detail, Figure 2 receives the merchant video request information including at least one merchant information and merchant authentication information from the VoIP composite terminal 100 to monitor the status of the merchant through the VoIP composite terminal 100; When the authentication process for providing image data is performed through the affiliated store authentication information included in the received affiliated store image request information, and authentication of the affiliated store authentication information included in the affiliated store image request information is confirmed, the received affiliated store image The idle state of the affiliated store terminal 105 provided in the affiliated store is checked through the affiliated store information included in the request information. When the affiliated store terminal 105 is in an idle state, image data is acquired from an image acquisition device provided at the affiliated store. It shows the operation process of the merchant monitoring system to receive and provide to the VoIP composite terminal (100) For those of ordinary skill in the art to which the present invention pertains, reference to and / or modification of FIG. Various implementation methods may be inferred, but the present invention includes all implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 3, the platform operating server on the affiliated store monitoring system shown in FIG. 2 is referred to as " server " for convenience, and the VoIP composite terminal 100 on the affiliated store monitoring system shown in FIG. 2 is referred to as " terminal " .

Referring to FIG. 3, the terminal transmits affiliated store image request information including at least one of affiliated store information and affiliated store authentication information to the server (300), and correspondingly, the server transmits the received affiliated store information and affiliated store authentication. The validity of the affiliated store image request information including at least one information is checked (305).

According to an exemplary embodiment of the present invention, the validation of the merchant information included in the received merchant video request information includes: merchant information matching the merchant information included in the received merchant video request information on the platform operation server. It is preferably made to include whether it is stored on the merchant management D / B provided in.

Herein, the affiliated store management D / B responds to the affiliated store image request information including at least one of affiliated store information and affiliated store authentication information transmitted from the VoIP composite terminal 100 through the VoIP composite terminal 100. It is preferable to store and store at least one association information, affiliate store authentication information, and merchant terminal 105 information for providing a monitoring service in association with at least one.

The affiliated store information is information for monitoring a state of an affiliated store for a given affiliated store in the VoIP composite terminal 100 through the VoIP composite terminal 100, and the affiliated store information is an affiliated store number (or code) assigned to the affiliated store. At least one affiliated store name, affiliated store address, and the like are preferably included.

The affiliated store authentication information is an authentication number (or authentication code) assigned to a customer using the monitoring service to monitor the state of the affiliated store received from the VoIP composite terminal 100 through the VoIP composite terminal 100. Is preferable.

The affiliated store terminal 105 information corresponds to affiliated store image request information including at least one of affiliated store information and affiliated store authentication information received from the VoIP composite terminal 100, and is monitored through the VoIP composite terminal 100. Preferably, the VoIP composite terminal 100 includes terminal unique information (eg, ISP information, IP address information, MAC address information, etc.).

According to another exemplary embodiment of the present invention, the validity check of the merchant information included in the received merchant image request information includes the merchant information matching the merchant information included in the received merchant image request information. It is preferably made to include whether it is stored in the D / B of the van server 115 associated with.

According to an exemplary embodiment of the present invention, validation of the affiliated store authentication information included in the received affiliated store image request information includes checking the affiliated store information included in the received affiliated store image request information through the affiliated store management D / B. Afterwards, it is preferable to include checking whether the matched with the affiliated store information stored in the affiliated store authentication information and the affiliated store authentication information included in the received affiliated store image request information.

According to another exemplary embodiment of the present invention, validity of the affiliated store authentication information included in the received affiliated store image request information may be determined by adding the affiliated store information included in the received affiliated store image request information to the D of the van server 115. After confirming through / B, it is preferable to include whether to match with the affiliated store information stored in the affiliated store authentication information and the affiliated store authentication information included in the received affiliated store image request information.

If the validity of the affiliated store image request information including at least one of the received affiliated store information and the affiliated store authentication information is not confirmed (310), the server includes at least one of the received affiliated store information and the affiliated store authentication information. Generation (or extraction) of the validation error information for the affiliated store image request information is performed, and the generation (or extraction of the validation validation error information is transmitted to the terminal and output) (320).

On the other hand, if the validity of the merchant image request information including at least one of the received merchant information and merchant authentication information is confirmed (310), the server idles the merchant terminal 105 corresponding to the received merchant video request information. Check the status (320).

According to the exemplary embodiment of the present invention, in response to the merchant information of which the validity is confirmed (or received), the operation state confirmation of the affiliated store terminal 105 provided in the affiliated store may be performed by the van server 115. It is preferable to receive and confirm the state of the affiliated store terminal 105 from the van server 115 by transmitting (or affiliated store terminal 105 information corresponding to the affiliated store information).

According to another exemplary embodiment of the present invention, in response to the affiliated store information of which the validity is confirmed (or received), the operation state confirmation of the affiliated store terminal 105 provided in the affiliated store is performed by the van server 115. After transmitting the operation state information according to the change of the state of the terminal 105 to the platform operation server to store in the D / B, the platform operation server to check the D / B to determine the operation state of the merchant terminal 105 It is desirable to confirm.

Here, the operating state of the affiliated store terminal 105 is a case where the affiliated store terminal 105 transmits and receives at least one information (or data) to and from the van server 115 (or platform operating server) through the communication network. It is desirable to check in idle state.

If the affiliated store terminal 105 is not in an idle state (325), the server may include an affiliated store terminal 105 provided in an affiliated store corresponding to affiliated store image request information including at least one of the received affiliated store information and affiliated store authentication information. ) Generates (or extracts) error information indicating that the device is not in an idle state and transmits the error information to the terminal (330).

On the other hand, when the affiliated store terminal 105 is idle (325), the server acquires an image provided in the affiliated store in response to the affiliated store image request information including at least one of the received affiliated store information and affiliated store authentication information. Receive image data from the device (335).

According to the exemplary embodiment of the present invention, when the image acquisition apparatus is provided on the affiliated store terminal 105, the reception of the image data in the affiliated store is performed by receiving the image data from the image acquisition apparatus at the affiliated store terminal 105. After acquiring, directly transmitting the acquired image data to the platform operation server in real time (or periodically) or transmitting to the platform operation server through the van server 115 to receive the image data in the affiliated store. desirable.

According to another exemplary embodiment of the present invention, when the image acquisition device is provided separately from the affiliated store terminal 105, the reception of the image data in the affiliated store is performed after the image data is acquired by the image acquisition device. It is preferable to receive image data in the affiliated store by directly transmitting the image data to the platform operating server in real time (or periodically) or to the platform operating server through the van server 115.

Thereafter, the server transmits the received image data to the terminal and outputs the received image data (340).

According to the exemplary embodiment of the present invention, the video data in the affiliated store received from the image acquisition device provided in the affiliated store terminal 105 (or provided separately) is changed into a streaming form and transmitted to the VoIP composite terminal 100. It is preferable.

According to another exemplary embodiment of the present invention, after storing the image data in the affiliated store received from the image acquisition device (or provided separately) provided in the affiliated store terminal 105 in the form of a file, the image data in the affiliated store is stored. It is preferable to transmit the file to the VoIP composite terminal (100).

The server preferably stores the image data received from the image acquisition device provided in the affiliated store in the image D / B provided in the server in the operation flow.

The image D / B receives the image data in the affiliated store through the affiliated store terminal 105 (or directly from the image acquisition device included in the affiliated store), and receives the affiliated store information and the image data (or the It is preferable to store the image data in association with the obtained time information.

When the affiliated store information is requested to monitor the state of the affiliated store for a given affiliated store through the VoIP composite terminal 100 in the VoIP composite terminal 100, upon receiving the video data in the affiliated store according to the request, the image in the affiliated store As information about an affiliate store that has transmitted data, the affiliate store information may include at least one of an affiliate store number (or code), an affiliate store name, and an affiliate store address assigned to the affiliate store.

The time information may be obtained when the affiliated store transmits the image data in the affiliated store, the image data acquisition time when the image data in the affiliated store is acquired, or the time when the image data in the affiliated store is transmitted, or the time when the image data in the affiliated store is received. When the image data in the affiliated store is in the form of a file, it is preferable to include at least one or more total playback time of the image data information in the affiliated store, and the time information further includes date information such as year, month, day, and day of the week. It is preferable to make it.

The image data is a combination of at least one image for monitoring a situation in the affiliated store, and the image data is compressed image data through a predetermined compression technique for communication between the server and the image acquisition apparatus, and the image data includes voice It may further comprise data and the like.

4 is a diagram illustrating a functional configuration of a VoIP composite terminal 100 having a video data processing function through a wide area communication medium among a plurality of communication media according to an embodiment of the present invention.

In more detail, FIG. 4 illustrates a selective payment (or financial transaction) process through identification of a communication medium including at least one of short-range wireless communication, short-range wired communication, short-range optical communication, and wide-area communication. A method for implementing a VoIP composite terminal 100 having a video data processing function through a medium, and a person of ordinary skill in the art to which the present invention pertains refers to and communicates with reference to and / or modified the present invention. It is possible to infer the configuration of various VoIP composite terminal 100 with the optional payment (or financial transaction) processing function according to the medium identification, but the present invention includes all the implementation methods inferred, The technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 4, the VoIP composite terminal 100 for the selective payment (or financial transaction) processing function according to the communication medium identification and the image data processing function through the wide area communication medium among the plurality of communication media are basically the control unit 400. ), A memory unit 425, a card reader unit 405, a key input unit 415, a screen output unit 410, a sound processing unit 420, a security application module 445, and the VoIP composite terminal 100. It comprises a power supply for supplying, and comprises at least one or more wireless communication unit 430 and wired communication unit 435 and the optical communication unit 440 for connecting the VoIP composite terminal 100 to a plurality of communication media to communicate with Characterized in that, it is possible to further comprise at least one or more terminal functional units (not shown) according to the intention of those skilled in the art.

The control unit 400 controls the overall operation of the VoIP composite terminal 100 in terms of function configuration, manages the flow of information or data between each component, and selects a payment according to a communication medium identification function and a communication medium identification (or Financial transaction) function and at least one component provided in the VoIP composite terminal 100 for interworking and controlling the video data processing function through the wide area communication medium among the plurality of communication media, And at least one processor including a Central Processing Unit (MPU) / Micro Processing Unit (MPU), an execution memory (for example, a register or a random access memory (RAM)), and a bus for inputting and outputting predetermined data. Characterized in that the software is executed from a predetermined recording medium to perform a function specific to the VoIP composite terminal 100. A predetermined program routine (Routine) or program data loaded into a memory and processed by the processor (hence, the communication medium identification function and the optional payment (or financial transaction) function according to the communication medium identification); Software among a predetermined program recorded on a recording medium provided in the VoIP composite terminal 100 or a function configuration provided in the VoIP composite terminal 100 for a video data processing function through a wide area communication media among a plurality of communication media. It is characterized in that the components that can be processed by the control unit 400).

According to the exemplary embodiment of the present invention, the controller 400 may include components (for example, the memory unit 425, the card reader unit 405, the key input unit 415, and the screen) provided in the VoIP composite terminal 100. The output unit 410 and the security application module 445 and at least one wireless communication unit 430 and the wired communication unit 435 and the optical communication unit 440, or a terminal functional unit (not shown) according to the intention of those skilled in the art Controlling and managing providing the electronic payment service defined in the VoIP composite terminal 100 by interworking with each other, as well as providing the VoIP composite terminal 100 with selective payment (or financial transaction) processing according to communication medium identification. To execute the program recorded in the recording medium provided in the VoIP composite terminal 100 for the control of the components provided with each other, or for the selective payment (or financial transaction) processing according to the communication medium identification. Desirable The.

The memory unit 425 is input and output information when an operation by a predetermined program routine (or code) or program data (eg, program routine (or code)) for controlling the overall operation of the VoIP composite terminal 100 is performed. Or a general term of non-volatile memory for storing data, and includes at least one storage means including hardware electrically Erasable and Programmable Read Only Memory (EEPROM) or flash memory (FM) or hard disk drive (HDD). And a predetermined program routine required for the control unit 400 to perform a predetermined control function and program data (for example, data input or output for the program routine to perform a predetermined function). It features.

According to an embodiment of the present invention, the memory unit 425 includes a plurality of communication medium information including at least one of short-range wireless communication, short-range wired communication, short-range optical communication, and wide-area communication provided in the VoIP composite terminal 100. And at least one payment processing information for each communication medium, banking processing information for each communication medium, giro processing information for each communication medium, ticket processing information for each communication medium, and charging processing information for each communication medium.

Here, the communication medium is a general term for a medium for exchanging information (or data) between the VoIP composite terminal 100 and an external device (or server), and connects the VoIP composite terminal 100 to an external device (or server). It is characterized in that it comprises a communication network (for example, a wired communication network, a wireless communication network) and a communication protocol provided in the communication network and various cables and radio waves (or radio transmission and reception apparatus).

According to an embodiment of the present invention, the communication medium may include a short range wireless communication medium, a short distance wired communication medium, an optical communication medium, which processes information (or data) exchange between the VoIP composite terminal 100 and an external device (or server). Preferably, the wireless communication medium includes at least one wide area communication medium, and the short range wireless communication medium includes at least one short range wireless communication medium of a packet-switched type and a short range wireless communication medium of a direct communication type. Preferably, the packet-switched local area wired communication medium and at least one local area wired communication medium of the direct communication method are included, and the wide area communication medium includes at least one wired communication medium and at least one wireless communication medium.

Here, the packet-switched short-range wireless communication medium is connected to the VoIP composite terminal 100 and a wireless access point (or wireless IP router) located in a short distance through a wireless connection to the short-range communication channel, the wireless A communication medium for connecting at least one device (or server) located at a short distance with a wireless AP (or a wireless IP router) via an AP (or a wireless IP router) wirelessly, wherein the local wireless communication medium is used. Preferably, at least one of Bluetooth, Wi-Fi, and UWB (Ultra Wide Band system) conforming to the IEEE 802.11.x standard is included. Therefore, it is possible to replace (or add) with another communication medium, thereby not limiting the present invention.

Or, the short-range wireless communication medium of the direct communication method is a communication medium for directly connecting a short-range communication channel through the wireless device (or server) located in the near field with the VoIP composite terminal 100, the short-range wireless communication medium is It is preferable to include at least one or more RF (Radio Frequency) communication, Bluetooth, Wi-Fi, UWB to support a direct communication method, and the short-range wireless communication medium type is replaced (or added) according to the intention of those skilled in the art The present invention is not limited thereto.

Alternatively, the packet-switched short-range wired communication medium connects the short-range communication channel to the VoIP composite terminal 100 and a hub (or an IP router or a communication modem) located at a short distance through a wire, and the hub (or an IP router). And a communication medium connecting a hub (or an IP router, a communication modem) and a device (or server) located in a short distance to a short distance communication channel through a wire. The short range wireless communication medium may be a NetBIOS standard, It is preferable to include at least one or more of the IPX / SPX standard, TCP / IP (Transmission Control Protocol / Internet Protocol) standard, the short-range wired communication medium type is to replace (or add) another communication medium according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Alternatively, the short-range wired communication medium of the direct communication method is a communication medium for directly connecting a short-range communication channel via a wire to the VoIP composite terminal 100 and a device (or server) located in the short-range, the short-range wired communication medium is It is preferable to include at least one or more USB (Universal Serial Bus), RS-232c, 1394, etc. that supports a direct communication method, and the type of short-range wired communication medium is replaced (or added) according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Alternatively, the optical communication medium is a communication medium that directly connects the VoIP composite terminal 100 with a device (or server) located in a near field and a near field communication channel through optical communication in an infrared region, and is an IrDA (Infrared Data Association) standard. Infrared communication in accordance with the above, IrDA (Infrared Finance Messaging) of IrFM (Infrared Communication Messaging) is preferably made to include at least one or more, the optical communication medium type is to replace (or add) to another communication medium according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Or, the wired communication medium, when the VoIP composite terminal 100 is connected to a wired communication network, a communication channel of the packet switched method through a wired communication between the VoIP composite terminal 100 and the server (or device) on the wired communication network As a communication medium for connecting a network, it is desirable to provide a data communication based on the TCP / IP standard and a VoIP-based voice call based on the data communication. It is possible to substitute (or add) to, by which the present invention is not limited.

Alternatively, the wireless communication medium wirelessly communicates the VoIP composite terminal 100 with a server (or device) on the wireless communication network when the VoIP composite terminal 100 connects to a wireless communication network including at least one wireless section. As a communication medium for connecting a packet-switched communication channel through a network, data communication conforming to at least one of the IEEE 802.16x standard and the High-Speed Downlink Packet Access (HSDPA) standard, and a VoIP-based voice call based on the data communication Preferably, the wired communication medium may be replaced (or added) with another communication medium according to the intention of a person skilled in the art, and the present invention is not limited thereto.

Accordingly, the communication medium information may include at least one short range wireless communication medium information, short range wireless communication medium information, short distance wired communication medium information, and short distance corresponding to at least one or more communication media to which the VoIP terminal 100 communicates as described above. It is preferable to include wired communication medium information, optical communication medium information, wired communication medium information, wireless communication medium information, at least one or more communication media of the communication medium in the VoIP composite terminal 100 according to the intention of those skilled in the art If not provided, it is preferable to omit the communication medium information not provided.

The payment processing information for each communication medium may include at least one communication medium switching information for the payment processing and at least one or more key data for the payment security processing when the payment processing is performed using the VoIP composite terminal 100. It is preferable to include at least one, and further comprising at least one or more payment-related automatic input information for the convenience of information input of the user of the VoIP terminal 100 during the payment processing.

In the payment settlement process using the VoIP composite terminal 100, when payment information for the payment settlement process is received through at least one communication medium, the communication medium switching information is a first communication medium that receives the payment information. And second communication medium information for transmitting the payment request information including the payment information and the card information read through the card reader unit 405.

Alternatively, when the payment information for the payment processing is input through the key input unit 415, the communication medium switching information may include the payment information input through the key input unit 415 and the card reader unit 405. And second communication medium information for transmitting payment request information including card information read through the first communication medium. The first communication medium to which the VoIP composite terminal 100 is connected before the payment processing is the second communication medium. It is possible to include a communication medium such as a medium or include another communication medium.

In addition, the key data is confidentiality, authentication, integrity, and denial of the payment request information between the VoIP composite terminal 100 and the server (or device) receiving the payment request information. It is preferable to include at least one encryption key (or decryption key) for securing Nonrepudiation.

In addition, the payment-related automatic input information may be automatically input (or corrected after automatic input) among the information input by the user through the key input unit 415 during the payment settlement process using the VoIP composite terminal 100. It is preferable that at least one information is included.

The banking processing information for each communication medium may include at least one or more key data for the financial transaction security information and the communication medium conversion information for the financial transaction processing when processing at least one or more financial transactions using the VoIP composite terminal 100. It is preferable to include one or more, it is preferable that the financial transaction further comprises at least one or more banking-related automatic input information for the convenience of information input of the user of the VoIP composite terminal (100).

In the financial transaction processing using the VoIP composite terminal 100, when the financial transaction information for the financial transaction processing is received through at least one or more communication media, the communication medium conversion information may include: a first receiving the financial transaction information; Preferably, the communication medium includes second communication medium information for transmitting the communication transaction information and the financial transaction request information including the financial transaction information and the card information read through the card reader unit 405.

Alternatively, when the financial transaction information for the financial transaction processing is input through the key input unit 415, the communication medium switching information may be the financial transaction information input through the key input unit 415 and the card reader unit 405. And second communication medium information for transmitting the financial transaction request information including the card information read through), wherein the first communication medium to which the VoIP composite terminal 100 is connected before the financial transaction processing is It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the financial transaction request information between the VoIP composite terminal 100 and the server (or device) receiving the financial transaction request information. (Or decryption key) is preferably included.

In addition, the banking-related automatic input information may be automatically input (or corrected after automatic input) among information input by the user through the key input unit 415 during the financial transaction processing using the VoIP composite terminal 100. It is preferable that at least one information is included.

The Jiro processing information for each communication medium includes at least one giro payment processing using the VoIP composite terminal 100, at least one or more key data for the Jiro payment security processing and communication medium switching information for the Jiro payment processing. It is preferable to include at least one, and further comprising at least one automatically input information related to the Jiro for the convenience of information input of the user of the VoIP composite terminal 100 during the Jiro payment process.

In the zero payment process using the VoIP composite terminal 100, when the zero payment information for the payment is received through at least one or more communication media, the communication medium switching information is the first to receive the payment information. Preferably, the communication medium information includes second communication medium information for transmitting the branch payment request information including the communication medium information, the branch payment information, and the card information read through the card reader 405.

Alternatively, when the giro payment information for the giro payment processing is input through the key input unit 415, the communication medium switching information is inputted through the key input unit 415 and the card reader unit 405. It is preferable that the second communication medium information for transmitting the giro payment request information including card information read through), the VoIP communication terminal 100 is connected to the first communication medium before the payment process is the It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the branch payment request information between the VoIP composite terminal 100 and the server (or device) receiving the branch payment request information. (Or decryption key) is preferably included.

In addition, the giro related automatic input information may be automatically input (or corrected after the automatic input) of the information input by the user through the key input unit 415, during the giro payment processing using the VoIP composite terminal 100. It is preferable that at least one information is included.

The ticket processing information for each communication medium includes at least one ticket reservation / reservation using the VoIP composite terminal 100, at least one communication medium switch information for ticket reservation / reservation and at least one ticket reservation / reservation security process. It is preferable to include at least one or more key data, and further comprising at least one ticket reservation / reservation-related automatic input information for the convenience of information input of the user of the VoIP composite terminal 100 when the ticket reservation / reservation. desirable.

When the ticket reservation / reservation using the VoIP composite terminal 100, when the ticket reservation / reservation information for the ticket reservation / reservation is received through at least one or more communication media, the communication medium switching information is the ticket reservation / reservation It includes first communication medium information for receiving information, and the second communication medium information for transmitting the ticket reservation / reservation request information including the ticket reservation / reservation information and the card information read through the card reader unit 405 It is preferable to make it.

Alternatively, when the ticket reservation / reservation information for the ticket reservation / reservation is input through the key input unit 415, the communication medium switching information and the ticket reservation / reservation information input through the key input unit 415 Preferably, the VoIP composite terminal 100 includes the second communication medium information for transmitting the ticket reservation / reservation request information including the card information read through the card reader unit 405. The first communication medium connected before the reservation may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data secures confidentiality, authentication, integrity, and nonrepudiation of the ticket reservation / reservation request information between the VoIP composite terminal 100 and the server (or device) receiving the ticket reservation / reservation request information. At least one encryption key (or decryption key) is preferably included.

In addition, the ticket reservation / reservation-related automatic input information is automatically entered (or after the automatic entry of the information input by the user through the key input unit 415, when the ticket reservation / reservation using the VoIP composite terminal 100) It is preferable to include at least one information which may be modified).

The charging processing information for each communication medium may include communication medium switching information for charging the electronic money and at least one key data for the electronic money charging security process when charging the at least one electronic money using the VoIP composite terminal 100. It is preferable to include at least one, it is preferable to further comprise at least one or more electronic money charging-related automatic input information for the convenience of information input of the user of the VoIP terminal (100) when charging the electronic money.

When the electronic money is charged using the VoIP composite terminal 100, when the electronic money charging information for charging the electronic money is received through at least one or more communication media, the communication medium switching information is used to receive the electronic money charging information. Preferably, the first communication medium includes first communication medium information, second communication medium information for transmitting electronic money charging request information including the electronic money charging information and card information read through the card reader unit 405.

Alternatively, when the electronic money charging information for charging the electronic money is input through the key input unit 415, the communication medium switching information may be input through the key input unit 415 and the electronic money charging information and the card reader unit. It is preferable that the second communication medium information for transmitting the electronic money charging request information including the card information read through the 405, the first communication connected to the VoIP composite terminal 100 before charging the electronic money The medium may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data is to secure the confidentiality, authentication, integrity and non-repudiation of the electronic money charging request information between the VoIP composite terminal 100 and the server (or device) receiving the electronic money charging request information. At least one encryption key (or decryption key) is preferably included.

In addition, the electronic money charging-related automatic input information is automatically input (or corrected after automatic input) of the information input by the user through the key input unit 415, when charging the electronic money using the VoIP composite terminal (100) It is preferable to include at least one or more information which may be sufficient.

Customers using the VoIP composite terminal 100, MS (Magnetic Stripe) card based on the ISO / IEC 7810 standard, or contact IC card (or wireless IC chip), or ISO based on the ISO / IEC 7816 standard / Possesses (or owns) a card including at least one contactless IC card (or wireless IC chip) based on the IEC 14443 standard, the card reader unit 405 is at least one or more information provided in the card or It provides an interface for reading data.

According to the embodiment of the present invention, the card reader unit 405 is an MS reader unit that provides an interface between the MS card and the VoIP composite terminal 100, or the contact IC card and the VoIP composite terminal 100. It comprises a contact IC reader unit for providing an interface, or a contactless IC reader unit for providing an interface between the contactless IC card and the VoIP terminal 100.

The MS reader unit is a card reader unit 405 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data to the VoIP composite terminal 100 from at least one or more tracks provided in the MS of the MS card by using the loaded.

The contact IC reader unit is a card reader unit 405 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) Characterized in that the interface to the VoIP composite terminal (100).

The non-contact IC reader is a card reader 405 based on ISO / IEC 14443. At least one of the non-contact IC card is in contact with the non-contact IC card using capacitive coupling or inductive coupling. The antenna includes the above antenna, supplies power to the IC chip of the IC card through the antenna, and converts predetermined information or data from the IC chip through the half duplex transaction using an APDU. Characterized in that the interface to the terminal 100.

According to an exemplary embodiment of the present invention, the card reader unit 405 may provide predetermined card information (for example, a card to a card) from at least one or more card reader units 405 for an electronic payment service defined in the VoIP composite terminal 100. It is preferable to read the payment means information corresponding to the payment means including at least one credit card, debit card, debit card, cash card, financial account provided, and also optional payment according to the communication medium identification (or It is desirable to read predetermined card information from at least one card for financial transaction).

According to the method of the present invention, the card information is a card number and expiration date information and card corresponding to a customer payment means for selective payment (or giro payment, ticket processing, or charging processing) according to the communication medium identification It is preferable to include at least one issuer information, the card number preferably comprises at least one or more credit card number, check card number, prepaid card number.

Alternatively, the card information includes at least one account number (or card number) and financial company information corresponding to a customer financial means for selective financial transactions (or giro payment, ticket processing, or charging processing) according to the communication medium identification. Preferably, the account number comprises at least one of a real account number and a virtual account number. The card number includes at least one of a cash card number, a debit card number, and a check card number. It is preferable to make it.

The key input unit 415 includes a predetermined key input device including at least one key button including at least one number key, character key, or function key. Detects information (or signal) inputted from the terminal, and selects a predetermined key from the predetermined key button provided in the key input device in a specific input mode or operation mode of the VoIP composite terminal 100 controlled by the controller 400. When the information (or signal) is input, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 400. The controller 400 Acquires predetermined key data corresponding to the key event in the current input mode or the operation mode of the VoIP composite terminal 100, or performs a predetermined function defined by matching the key event. Characterized in that for obtaining a command for performing. The key input unit 415 and the key input device having at least one key button interoperate with each other to perform a function of key input unit provided in the VoIP composite terminal 100.

The key input device interoperating with the key input unit 415 may include a keypad device having at least one numeric key and a function key, or at least one numeric key and a letter key (for example, an English letter key or a Korean letter key) and a function. A keyboard device having a key, or at least one numeric key and a function key in conjunction with the screen output means, or at least one touch screen device having at least one numeric key, a character key, and a function key It is preferable to make it.

According to an embodiment of the present invention, the key input unit 415 may be configured to provide key data corresponding to the electronic payment service (eg, payment) from at least one or more key input devices for the electronic payment service defined in the VoIP composite terminal 100. It is preferable to perform a function of a key input means for receiving an amount of money, etc., and also for selective payment (or financial transaction) processing according to a communication medium identification. Or financial transaction), it is preferable to perform a function of a key input means for receiving at least one or more key data required in the process of providing a process.

According to an exemplary embodiment of the present invention, the key input device corresponding to the key input unit 415 may select an operation mode of the VoIP composite terminal 100 according to communication medium identification in an initial mode, a voice call mode, or a data communication mode. Key for switching to at least one payment mode for each communication medium, banking mode for each communication medium, giro mode for each communication medium, ticket mode for each communication medium, charging mode for each communication medium, and video receiving mode for payment (or financial transaction) processing It is desirable to have a button.

The screen output unit 410 is a liquid crystal display (LCD) or a CRT (Cathode Ray) by the control unit 400 while the VoIP composite terminal 100 performs a predetermined function (for example, an electronic payment processing function). At least one or more information or data which are predefined or defined in real time to be output to a predetermined output device including a tube) through a predefined interface screen, wherein the screen output unit 410 and the screen are output. Output devices interoperate with each other to perform the function of screen output means provided in the VoIP composite terminal 100.

Predefined information or data to be output from the VoIP composite terminal 100 to the screen output device includes key data input through the key input unit 415 or components provided in the VoIP composite terminal 100. Information (or data) stored or generated by the at least one wireless communication unit 430, wired communication unit 435, information (or data) transmitted and received through the optical communication unit 440, or the VoIP composite terminal 100 It includes at least one or more information (or data) corresponding to a predetermined operation result performed by the.

According to a preferred embodiment of the present invention, the screen output unit 410 outputs an electronic payment processing screen according to each electronic payment step to the screen output device for the electronic payment service defined in the VoIP composite terminal 100. It is preferable to perform a function of a screen output means, and to provide a selective payment (or financial transaction) processing according to the communication medium identification to the screen output device for the selective payment (or financial transaction) processing according to the communication medium identification. It is preferable to perform the function of the screen output means for outputting the processing screen corresponding to the step.

The sound processor 420 is a functional component that processes input and output of sound in the voice call mode of the VoIP composite terminal 100. The sound processor 420 decodes at least one encoded sound data (or voice data) to decode the VoIP. It is provided with a vocoder and a codec for encoding and encoding a sound signal outputted through a speaker provided in the composite terminal 100 or through a microphone provided in the VoIP composite terminal 100. Characterized in that made.

The wireless communication unit 430 may include at least one short range wireless communication unit 430 and at least one wide area wireless communication unit 430.

The short range wireless communication unit 430 is a communication unit that connects communication with the short range wireless communication medium in the VoIP composite terminal 100, and is a wireless AP (or wireless access point) located at a short distance with the VoIP composite terminal 100. IP router) to connect the short-range communication channel through the wireless, or directly connect the short-range communication channel through the wireless device (or server) located in the near field with the VoIP composite terminal 100.

According to an embodiment of the present invention, the short range wireless communication unit 430 connects a short distance communication channel through a wireless AP (or wireless IP sharer) located at a short distance with the VoIP composite terminal 100. In this case, the short-range wireless communication unit 430 preferably comprises at least one of Bluetooth (BlueTooth) communication, Wi-Fi (Wi-Fi) communication, UWB (Ultra Wide Band system) communication function according to the IEEE 802.11.x standard. .

According to another exemplary embodiment of the present invention, when the short range wireless communication unit 430 directly connects a short distance communication channel with the VoIP composite terminal 100 and a device (or server) located in the short range through wireless, the short range wireless communication The communication unit 430 preferably includes at least one of RF (Radio Frequency) communication, Bluetooth communication, Wi-Fi communication, and UWB communication supporting a direct communication method.

The wide area wireless communication unit 430 is a communication unit that connects communication with the wireless communication medium in the VoIP composite terminal 100, and when the VoIP composite terminal 100 connects to a wireless communication network including at least one wireless section. In addition, the VoIP composite terminal 100 and a server (or device) on the wireless communication network is characterized in that for connecting the packet-switched communication channel via wireless communication.

According to an embodiment of the present invention, the wide area wireless communication unit 430 preferably provides data communication conforming to at least one of the IEEE 802.16x standard and the HSDPA standard, and a VoIP-based voice call based on the data communication.

The wireless communication unit 430 is characterized in that it comprises at least one short-range wired communication unit 435 and a wide area wired communication unit 435.

The short-range wired communication unit 435 is a communication unit for connecting communication with the short-range wired communication medium in the VoIP composite terminal 100, a hub (or an IP router, a communication modem) located at a short distance with the VoIP composite terminal 100. To connect a short-range communication channel through a wire, or directly connected to the short-range communication channel through a wired device (or server) located in the near field and the VoIP composite terminal 100.

According to an exemplary embodiment of the present invention, when the short-range wired communication unit 435 connects the short-range communication channel with the VoIP composite terminal 100 and a hub (or an IP router or a communication modem) located in a short distance through a wire, Preferably, the short-range wired communication unit 435 includes at least one of a netbios standard, an IPX / SPX standard, and a TCP / IP standard.

According to another exemplary embodiment of the present invention, when the short-range wired communication unit 435 directly connects a short distance communication channel with the VoIP composite terminal 100 and a device (or server) located in a short distance through a wire, the short-range wired The communication unit 435 preferably includes at least one or more of a universal serial bus (USB), RS-232c, 1394, and the like, which supports a direct communication method.

The wide area wired communication unit 435 is a communication unit that connects communication with the wired communication medium in the VoIP composite terminal 100. When the VoIP composite terminal 100 connects to a wired communication network (or an intelligent network), the VoIP composite terminal 100 A terminal (100) and a server (or device) on the wired communication network may be connected to a communication channel of a packet switched method through wired communication.

According to the embodiment of the present invention, it is preferable that the wide area wire communication unit 435 provides a data communication conforming to the TCP / IP standard and a VoIP based voice call based on the data communication.

The optical communication unit 440 is a communication unit that connects the communication with the optical communication medium in the VoIP composite terminal 100, the device (or server) located near the VoIP composite terminal 100 and the optical in the infrared region It is characterized in that the short-range communication channel directly connected through the communication.

According to the exemplary embodiment of the present invention, the optical communication unit 440 preferably includes at least one infrared communication complying with an Infrared Data Association (IrDA) standard, and an infrared communication conforming to an Infrared Finance Messaging (IrFM) standard of IrDA. .

The secure application module (445) is a confidentiality or authentication required in the process of performing the selective payment (or financial transaction) by the VoIP composite terminal 100 according to the communication medium identification. Security requirements, including authentication or integrity or nonrepudiation, into a secure and reliable structure within the VoIP composite terminal 100 without using an authentication server (not shown) on the payment network. As a safety device for performing, the VoIP composite terminal 100 encrypts or decrypts a predetermined message (information or data) processed in the process of performing a predetermined security request function (for example, electronic payment or electronic payment function). Key information important in the process of adding an authenticator that prevents forgery (or tampering) of the message or performing the security request function. It characterized in that it performs the function of storing.

In general, the security application module 445 is preferably composed of a predetermined security application module 445 inserter and the security application module 445 chip, the security application module 445 chip has at least 8 bits CPU and memory built-in An Application Specific Integrated Circuit (ASIC) chip (e.g., a PLCC 44-pin chip) or an IC chip (e.g., an IC card in the form of a subscriber identity module (SIM)) with at least 2 MIPS (Million Instructions Per Second) performance It is preferable to comprise a.

In addition, the security application module 445 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value required for the VoIP composite terminal 100 to perform a predetermined security request function) Etc.) or key (e.g., one master key and at least one application key) or protocol (e.g., trading protocol, re-transaction protocol, last transaction cancellation protocol, collection protocol, SAM issuance protocol, (e-money company / card company) registration protocol , Privilege acquisition protocol, mode switch protocol, key download protocol, SAM revocation protocol) or command (e.g., at least one read / authentication / transmission / registration / setting / mode switch / gather / delete / discard / initialize / reprocess / cancel) Command) is preferably provided.

According to an embodiment of the present invention, the memory of the security application module 445 is a short-range wireless communication corresponding to at least one or more communication media that the VoIP composite terminal 100 can communicate with, in place of the memory unit 425. A plurality of communication medium information including at least one of media information, short range wireless communication medium information, short distance wired communication medium information, short distance wired communication medium information, optical communication medium information, wired communication medium information, and wireless communication medium information; At least one payment processing information for each medium, banking processing information for each communication medium, Jiro processing information for each communication medium, ticket processing information for each communication medium, and charging processing information for each communication medium may be stored.

The communication medium information may include at least one short range wireless communication medium information, a short range wireless communication medium information, a short distance wired communication medium information, and a short distance corresponding to at least one or more communication media to which the VoIP composite terminal 100 communicates as described above. It is preferable to include wired communication medium information, optical communication medium information, wired communication medium information, wireless communication medium information, at least one or more communication media of the communication medium in the VoIP composite terminal 100 according to the intention of those skilled in the art If not provided, it is preferable to omit the communication medium information not provided.

The payment processing information for each communication medium may include at least one communication medium switching information for the payment processing and at least one or more key data for the payment security processing when the payment processing is performed using the VoIP composite terminal 100. It is preferable to include one or more.

In the payment settlement process using the VoIP composite terminal 100, when payment information for the payment settlement process is received through at least one communication medium, the communication medium switching information is a first communication medium that receives the payment information. And second communication medium information for transmitting the payment request information including the payment information and the card information read through the card reader unit 405.

Alternatively, when the payment information for the payment processing is input through the key input unit 415, the communication medium switching information may include the payment information input through the key input unit 415 and the card reader unit 405. And second communication medium information for transmitting payment request information including card information read through the first communication medium. The first communication medium to which the VoIP composite terminal 100 is connected before the payment processing is the second communication medium. It is possible to include a communication medium such as a medium or include another communication medium.

In addition, the key data is confidentiality, authentication, integrity, and denial of the payment request information between the VoIP composite terminal 100 and the server (or device) receiving the payment request information. It is preferable to include at least one encryption key (or decryption key) for securing Nonrepudiation.

The banking processing information for each communication medium includes at least one key data for the communication medium switching information for the financial transaction processing and the financial transaction security processing when processing at least one or more financial transactions using the VoIP composite terminal 100. It is preferable to comprise at least one or more.

In the financial transaction processing using the VoIP composite terminal 100, when the financial transaction information for the financial transaction processing is received through at least one or more communication media, the communication medium conversion information may include: a first receiving the financial transaction information; Preferably, the communication medium includes second communication medium information for transmitting the communication transaction information and the financial transaction request information including the financial transaction information and the card information read through the card reader unit 405.

Alternatively, when the financial transaction information for the financial transaction processing is input through the key input unit 415, the communication medium switching information may be the financial transaction information input through the key input unit 415 and the card reader unit 405. It is preferable that the second communication medium information for transmitting the financial transaction request information including the card information read through), the first communication medium connected to the VoIP composite terminal 100 before the financial transaction processing is It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the financial transaction request information between the VoIP composite terminal 100 and the server (or device) receiving the financial transaction request information. (Or decryption key) is preferably included.

The Jiro processing information for each communication medium includes at least one giro payment processing using the VoIP composite terminal 100, at least one or more key data for the Jiro payment security processing and communication medium switching information for the Jiro payment processing. It is preferable to include one or more.

In the zero payment process using the VoIP composite terminal 100, when the zero payment information for the payment is received through at least one or more communication media, the communication medium switching information is the first to receive the payment information. Preferably, the communication medium information includes second communication medium information for transmitting the branch payment request information including the communication medium information, the branch payment information, and the card information read through the card reader 405.

Alternatively, when the giro payment information for the giro payment processing is input through the key input unit 415, the communication medium switching information is inputted through the key input unit 415 and the card reader unit 405. It is preferable that the second communication medium information for transmitting the giro payment request information including card information read through), the VoIP communication terminal 100 is connected to the first communication medium before the payment process is the It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the branch payment request information between the VoIP composite terminal 100 and the server (or device) receiving the branch payment request information. (Or decryption key) is preferably included.

The ticket processing information for each communication medium includes at least one ticket reservation / reservation using the VoIP composite terminal 100, at least one communication medium switch information for ticket reservation / reservation and at least one ticket reservation / reservation security process. It is preferable to include at least one or more key data.

When the ticket reservation / reservation using the VoIP composite terminal 100, when the ticket reservation / reservation information for the ticket reservation / reservation is received through at least one or more communication media, the communication medium switching information is the ticket reservation / reservation It includes first communication medium information for receiving information, and the second communication medium information for transmitting the ticket reservation / reservation request information including the ticket reservation / reservation information and the card information read through the card reader unit 405 It is preferable to make it.

Alternatively, when the ticket reservation / reservation information for the ticket reservation / reservation is input through the key input unit 415, the communication medium switching information is the ticket reservation / reservation information input through the key input unit 415 and the Preferably, the VoIP composite terminal 100 includes the second communication medium information for transmitting the ticket reservation / reservation request information including the card information read through the card reader unit 405. The first communication medium previously connected may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data secures confidentiality, authentication, integrity, and nonrepudiation of the ticket reservation / reservation request information between the VoIP composite terminal 100 and the server (or device) receiving the ticket reservation / reservation request information. At least one encryption key (or decryption key) is preferably included.

The charging processing information for each communication medium may include communication medium switching information for charging the electronic money and at least one key data for the electronic money charging security process when charging the at least one electronic money using the VoIP composite terminal 100. It is preferable to comprise at least one or more.

When the electronic money is charged using the VoIP composite terminal 100, when the electronic money charging information for charging the electronic money is received through at least one or more communication media, the communication medium switching information is used to receive the electronic money charging information. Preferably, the first communication medium includes first communication medium information, second communication medium information for transmitting electronic money charging request information including the electronic money charging information and card information read through the card reader unit 405.

Alternatively, when the electronic money charging information for charging the electronic money is input through the key input unit 415, the communication medium switching information may be input through the key input unit 415 and the electronic money charging information and the card reader unit. It is preferable that the second communication medium information for transmitting the electronic money charging request information including the card information read through the 405, the first communication connected to the VoIP composite terminal 100 before charging the electronic money The medium may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data is for securing confidentiality, authentication, integrity and nonrepudiation of the electronic money charging request information between the VoIP composite terminal 100 and the server (or device) receiving the electronic money charging request information. It is preferable that at least one encryption key (or decryption key) is included.

Referring to FIG. 4, the VoIP composite terminal 100 is connected to a communication unit that processes at least one wide area communication among the wireless communication unit 430 and the wired communication unit 435 in a voice call mode (eg, a VoIP system on a communication network). A communication channel connection unit 460 for connecting a communication channel with the VoIP gateway 125 and the VoIP gatekeeper 130, and performs a call processing procedure for a VoIP-based voice call through the communication channel, and at least one call terminal And a voice call processor 486 for providing a voice call service with a call terminal to which the call is connected through the communication channel.

The VoIP composite terminal 100 shown in FIG. 4 basically provides a VoIP voice call function. For this purpose, the communication channel connection unit 460 includes at least one of at least one of the wireless communication unit 430 and the wired communication unit 435. It is characterized in that the communication channel for VoIP voice call with the VoIP gateway 125, or VoIP gatekeeper 130 on the communication network in connection with the communication unit for processing the communication.

The communication channel for the VoIP voice call may include a protocol for connecting a call by performing a call processing procedure with at least one call terminal, and the VoIP composite terminal 100 and at least one server (or device) may have a message ( For example, it characterized in that it comprises a protocol for transmitting and receiving a short message).

The voice call processing unit 486 performs a call processing procedure with at least one or more other call terminals in connection with the VoIP gateway 125 or the VoIP gatekeeper 130 on the communication network through the communication channel, and at least one call. When a call is connected to a terminal, the call terminal and the VoIP-based voice call service are provided through the communication channel.

Those skilled in the art will be familiar with the technical features of the communication channel connection unit 460 and voice call processing unit 486 for the VoIP-based voice call, so Description will be omitted for convenience.

Referring to FIG. 4, the VoIP terminal 100 communicates with a web server on a communication network in association with a communication unit that processes at least one wide area communication among the wireless communication unit 430 and the wired communication unit 435 in a data communication mode. And a data communication processing unit for providing a browsing service provided by the web server through the communication channel.

The VoIP composite terminal 100 shown in FIG. 4 provides a browsing function in addition to the VoIP voice call function, and the communication channel connection unit 460 includes at least one of the wireless communication unit 430 and the wired communication unit 435. A web server (eg, a web server corresponding to a Hyper-Text Transfer Protocol (HTTP) compliant protocol, or a web server corresponding to a WAP (Wireless Application Protocol) protocol) on a communication network in connection with a communication unit for processing a wide area communication, for browsing It is characterized by connecting a communication channel.

The data communication processor 488 connects a communication channel for browsing service with a web server on a communication network through a communication channel corresponding to an HTTP compatible protocol or a WAP protocol, and is compatible with Hyper-Text Markup Language (HTML) from the web server. A document, or a web document in the form of a wireless markup language (WML) compatible document, is received and output through the screen output unit 410.

Those skilled in the art will be familiar with the technical features of the communication channel connection unit 460 and the data communication processing unit 488 for the browsing service. It will be omitted for convenience.

Referring to FIG. 4, the VoIP composite terminal 100 is connected to at least one of the wireless communication unit 430, the wired communication unit 435, and the optical communication unit 440 in close proximity with the VoIP composite terminal 100. Communication medium search unit 482 for connecting at least one or more devices (or servers) or servers (or devices) on a communication network to search for at least one or more communication media connectable to the VoIP composite terminal 100. ), When the communication medium searching unit 482 searches for at least one communication medium, the searched communication medium information, the payment processing information for each communication medium, the banking processing information for each communication medium, the jiro processing information for each communication medium, And a communication medium information storage unit 484 storing the ticket processing information for each communication medium and the charging processing information for each communication medium in the memory unit 425.

In order to process the selective payment (or financial transaction) according to the communication medium identification, the communication medium search unit 482 is the wireless communication unit 430, the wired communication unit (i) in the idle state of the voice call mode or data communication mode. 435, at least one or more devices (or servers) located in the near field with the VoIP composite terminal 100 periodically or in a server (or device) in the optical communication unit 440 periodically according to a channel discovery protocol corresponding to each communication unit. And at least one communication medium connectable to the VoIP composite terminal 100 by connecting a communication channel.

The communication medium searched by the communication medium search unit 482 may be a short range wireless communication medium, a short distance wired communication medium, or an optical fiber that processes information (or data) exchange between the VoIP composite terminal 100 and an external device (or server). Preferably, the communication device comprises at least one communication medium and a wide area communication medium. The short range wireless communication medium includes at least one short range wireless communication medium in a packet-switched manner and at least one short range wireless communication medium in a direct communication method. The communication medium may include at least one short-range wired communication medium in a packet-switched manner and a short-range wired communication medium in a direct communication manner, and the wide area communication medium may include at least one wired communication medium and at least one wireless communication medium. .

Here, the packet-switched short-range wireless communication medium is connected to the VoIP composite terminal 100 and a wireless access point (or wireless IP sharer) located in a short distance through a wireless connection to the short-range communication channel, the wireless AP (Or a wireless IP router) is a communication medium for wirelessly connecting a short-range communication channel to the wireless AP (or wireless IP router) and at least one device (or server) located at a short distance by wireless. Preferably, at least one of Bluetooth, Wi-Fi, and Ultra Wide Band system (UWB) conforming to the IEEE 802.11.x standard is included. It is possible to substitute (or add) another communication medium, and the present invention is not limited thereto.

Or, the short-range wireless communication medium of the direct communication method is a communication medium for directly connecting a short-range communication channel through the wireless device (or server) located in the near field with the VoIP composite terminal 100, the short-range wireless communication medium is It is preferable to include at least one or more RF (Radio Frequency) communication, Bluetooth, Wi-Fi, UWB to support a direct communication method, and the short-range wireless communication medium type is replaced (or added) according to the intention of those skilled in the art The present invention is not limited thereto.

Alternatively, the packet-switched short-range wired communication medium connects the short-range communication channel to the VoIP composite terminal 100 and a hub (or an IP router or a communication modem) located at a short distance through a wire, and the hub (or an IP router). And a communication medium connecting a hub (or an IP router, a communication modem) and a device (or server) located in a short distance to a short distance communication channel through a wire. The short range wireless communication medium may be a NetBIOS standard, It is preferable to include at least one or more of the IPX / SPX standard, TCP / IP (Transmission Control Protocol / Internet Protocol) standard, the short-range wired communication medium type is to replace (or add) another communication medium according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Alternatively, the short-range wired communication medium of the direct communication method is a communication medium for directly connecting a short-range communication channel via a wire to the VoIP composite terminal 100 and a device (or server) located in the short-range, the short-range wired communication medium is It is preferable to include at least one or more USB (Universal Serial Bus), RS-232c, 1394, etc. that supports a direct communication method, and the type of short-range wired communication medium is replaced (or added) according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Alternatively, the optical communication medium is a communication medium that directly connects the VoIP composite terminal 100 with a device (or server) located in a near field and a near field communication channel through optical communication in an infrared region, and is an IrDA (Infrared Data Association) standard. Infrared communication in accordance with the above, IrDA (Infrared Finance Messaging) of IrFM (Infrared Communication Messaging) is preferably made to include at least one or more, the optical communication medium type is to replace (or add) to another communication medium according to the intention of those skilled in the art It is possible that the present invention is not limited thereby.

Or, the wired communication medium, when the VoIP composite terminal 100 is connected to a wired communication network, a communication channel of the packet switched method through a wired communication between the VoIP composite terminal 100 and the server (or device) on the wired communication network As a communication medium for connecting a network, it is desirable to provide a data communication based on the TCP / IP standard and a VoIP-based voice call based on the data communication. It is possible to substitute (or add) to, by which the present invention is not limited.

Alternatively, the wireless communication medium wirelessly communicates the VoIP composite terminal 100 with a server (or device) on the wireless communication network when the VoIP composite terminal 100 connects to a wireless communication network including at least one wireless section. As a communication medium for connecting a packet-switched communication channel through a network, data communication conforming to at least one of the IEEE 802.16x standard and the High-Speed Downlink Packet Access (HSDPA) standard, and a VoIP-based voice call based on the data communication Preferably, the wired communication medium may be replaced (or added) with another communication medium according to the intention of a person skilled in the art, and the present invention is not limited thereto.

Those skilled in the art to which the present invention pertains, among the wireless communication unit 430, wired communication unit 435, optical communication unit 440, to understand the technical features of the channel search protocol corresponding to each communication unit Since there will be, a more detailed description thereof will be omitted for convenience.

When at least one communication medium is searched by the communication medium searching unit 482, the communication medium information storage unit 484 associates the searched communication medium information with payment processing information for each communication medium and the memory unit 425. (Or a security application module 445) is characterized in that the storage.

The payment processing information for each communication medium may include at least one communication medium switching information for the payment processing and at least one or more key data for the payment security processing when the payment processing is performed using the VoIP composite terminal 100. It is preferable to include one or more.

In the payment settlement process using the VoIP composite terminal 100, when payment information for the payment settlement process is received through at least one communication medium, the communication medium switching information is a first communication medium that receives the payment information. And second communication medium information for transmitting the payment request information including the payment information and the card information read through the card reader unit 405.

Alternatively, when the payment information for the payment processing is input through the key input unit 415, the communication medium switching information may include the payment information input through the key input unit 415 and the card reader unit 405. And second communication medium information for transmitting payment request information including card information read through the first communication medium. The first communication medium to which the VoIP composite terminal 100 is connected before the payment processing is the second communication medium. It is possible to include a communication medium such as a medium or include another communication medium.

In addition, the key data is confidentiality, authentication, integrity, and denial of the payment request information between the VoIP composite terminal 100 and the server (or device) receiving the payment request information. It is preferable to include at least one encryption key (or decryption key) for securing Nonrepudiation.

In accordance with an embodiment of the present invention, the payment processing information for each communication medium is in a state in which the payment processing information for each communication medium is connected to the memory unit 425 (or the security application module 445) through the VoIP composite terminal 100 and is inactivated. In the case of cooperative processing and storage, the communication medium information storage unit 484 activates payment processing information for each communication medium stored in association with the searched communication medium information.

When at least one communication medium is searched by the communication medium searching unit 482, the communication medium information storage unit 484 associates the searched communication medium information with banking processing information for each communication medium to provide the memory unit 425. (Or a security application module 445) is characterized in that the storage.

The banking processing information for each communication medium may include at least one or more key data for the financial transaction security information and the communication medium conversion information for the financial transaction processing when processing at least one or more financial transactions using the VoIP composite terminal 100. It is preferable to include one or more.

In the financial transaction processing using the VoIP composite terminal 100, when the financial transaction information for the financial transaction processing is received through at least one or more communication media, the communication medium conversion information may include: a first receiving the financial transaction information; Preferably, the communication medium includes second communication medium information for transmitting the financial transaction information and the financial transaction request information including the card information read through the card reader unit 405.

Alternatively, when the financial transaction information for the financial transaction processing is input through the key input unit 415, the communication medium switching information may be the financial transaction information input through the key input unit 415 and the card reader unit 405. It is preferable that the second communication medium information for transmitting the financial transaction request information including the card information read through), the first communication medium connected to the VoIP composite terminal 100 before the financial transaction processing is It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the financial transaction request information between the VoIP composite terminal 100 and the server (or device) receiving the financial transaction request information. (Or decryption key) is preferably included.

According to an exemplary embodiment of the present invention, banking processing information for each communication medium is deactivated with a plurality of communication medium information connectable to the memory unit 425 (or the security application module 445) through the VoIP composite terminal 100. In the case of cooperative processing and storage, the communication medium information storage unit 484 preferably activates banking processing information for each communication medium stored in association with the searched communication medium information.

When at least one communication medium is searched by the communication medium search unit 482, the communication medium information storage unit 484 associates the searched communication medium information with processing information for each communication medium to the memory unit 425. (Or a security application module 445) is characterized in that the storage.

The Jiro processing information for each communication medium includes at least one giro payment processing using the VoIP composite terminal 100, at least one or more key data for the Jiro payment security processing and communication medium switching information for the Jiro payment processing. It is preferable to include one or more.

In the zero payment process using the VoIP composite terminal 100, when the zero payment information for the payment is received through at least one or more communication media, the communication medium switching information is the first to receive the payment information. Preferably, the communication medium information includes second communication medium information for transmitting the branch payment request information including the communication medium information, the branch payment information, and the card information read through the card reader 405.

Alternatively, when the giro payment information for the giro payment processing is input through the key input unit 415, the communication medium switching information is inputted through the key input unit 415 and the card reader unit 405. It is preferable that the second communication medium information for transmitting the giro payment request information including card information read through), the VoIP communication terminal 100 is connected to the first communication medium before the payment process is the It is possible to include a communication medium such as a second communication medium or another communication medium.

In addition, the key data is an encryption key for securing confidentiality, authentication, integrity and non-repudiation of the branch payment request information between the VoIP composite terminal 100 and the server (or device) receiving the branch payment request information. (Or decryption key) is preferably included.

According to an embodiment of the present invention, the processing information for each communication medium is deactivated with a plurality of communication medium information that can be connected to the memory unit 425 (or the security application module 445) through the VoIP composite terminal 100. In the case of cooperative processing and storage, the communication medium information storage unit 484 preferably activates processing information for each communication medium stored in association with the searched communication medium information.

When at least one communication medium is searched by the communication medium search unit 482, the communication medium information storage unit 484 associates the searched communication medium information with ticket processing information for each communication medium to provide the memory unit 425. (Or a security application module 445) is characterized in that the storage.

The ticket processing information for each communication medium includes at least one ticket reservation / reservation using the VoIP composite terminal 100, at least one communication medium switch information for ticket reservation / reservation and at least one ticket reservation / reservation security process. It is preferable to include at least one or more key data.

When the ticket reservation / reservation using the VoIP composite terminal 100, when the ticket reservation / reservation information for the ticket reservation / reservation is received through at least one or more communication media, the communication medium switching information is the ticket reservation / reservation It includes first communication medium information for receiving information, and the second communication medium information for transmitting the ticket reservation / reservation request information including the ticket reservation / reservation information and the card information read through the card reader unit 405 It is preferable to make it.

Alternatively, when the ticket reservation / reservation information for the ticket reservation / reservation is input through the key input unit 415, the communication medium switching information is the ticket reservation / reservation information input through the key input unit 415 and the Preferably, the VoIP composite terminal 100 includes the second communication medium information for transmitting the ticket reservation / reservation request information including the card information read through the card reader unit 405. The first communication medium previously connected may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data secures confidentiality, authentication, integrity, and nonrepudiation of the ticket reservation / reservation request information between the VoIP composite terminal 100 and the server (or device) receiving the ticket reservation / reservation request information. At least one encryption key (or decryption key) is preferably included.

According to an exemplary embodiment of the present invention, the ticket processing information for each communication medium is inactivated with a plurality of communication medium information connectable to the memory unit 425 (or the security application module 445) through the VoIP composite terminal 100. In the case of cooperative processing and storage, the communication medium information storage unit 484 may activate the ticket processing information for each communication medium stored in association with the searched communication medium information.

When at least one communication medium is searched by the communication medium searching unit 482, the communication medium information storage unit 484 associates the searched communication medium information with charging processing information for each communication medium to store the memory unit 425. (Or a security application module 445) is characterized in that the storage.

Charge processing information for each communication medium is at least one electronic money charging using the VoIP composite terminal 100, communication medium switching information for charging the electronic money and at least one key data for the electronic money charging security processing It is preferable to include at least one.

When the electronic money is charged using the VoIP composite terminal 100, when the electronic money charging information for charging the electronic money is received through at least one or more communication media, the communication medium switching information is used to receive the electronic money charging information. Preferably, the first communication medium includes first communication medium information, second communication medium information for transmitting electronic money charging request information including the electronic money charging information and card information read through the card reader unit 405.

Alternatively, when the electronic money charging information for charging the electronic money is input through the key input unit 415, the communication medium switching information may be input through the key input unit 415 and the electronic money charging information and the card reader unit. It is preferable that the second communication medium information for transmitting the electronic money charging request information including the card information read through the 405, the first communication connected to the VoIP composite terminal 100 before charging the electronic money The medium may be a communication medium such as the second communication medium, or may include another communication medium.

In addition, the key data is to secure the confidentiality, authentication, integrity and non-repudiation of the electronic money charging request information between the VoIP composite terminal 100 and the server (or device) receiving the electronic money charging request information. At least one encryption key (or decryption key) is preferably included.

According to an exemplary embodiment of the present invention, the charging processing information for each communication medium is inactivated with a plurality of communication medium information connectable to the memory unit 425 (or security application module 445) through the VoIP composite terminal 100. In the case of cooperative processing and storage, the communication medium information storage unit 484 may activate the charging processing information for each communication medium stored in association with the searched communication medium information.

Referring to FIG. 4, when the VoIP communication terminal 100 stores the searched plurality of communication medium information in the memory unit 425 by the communication medium information storage unit 484, the VoIP terminal 100 may selectively select the communication medium according to the communication medium identification. The wireless communication unit 430, the wired communication unit 435, the optical communication unit 440, in connection with at least one communication unit for the payment (or financial transaction) processing in accordance with the operation mode of the VoIP terminal 100 Communication channel connection unit 460 for connecting a communication channel with a VoIP composite terminal 100 and a device (or server) located in a local area, or a server (or device) on a communication network, and communication connected through the communication channel connection unit 460 And a communication medium checking unit 470 for identifying a communication medium corresponding to the channel.

According to an embodiment of the present invention, when the operation mode of the VoIP composite terminal 100 is a voice call mode, the communication channel connection unit 460 is a wide area communication of at least one or more of the wireless communication unit 430 and the wired communication unit 435. The VoIP gateway 125 or the VoIP gatekeeper 130 on the communication network is connected to the communication unit for processing the communication channel for VoIP voice call. In this case, the communication medium checking unit 470 is It is characterized in that the communication medium connected to the VoIP composite terminal 100 is identified as a wireless communication medium or a wired communication medium for the VoIP based voice call.

Alternatively, when the operation mode of the VoIP composite terminal 100 is a data communication mode, the communication channel connection unit 460 may provide a web server and a browsing service on a communication network through a communication channel corresponding to an HTTP compatible protocol or a WAP protocol. Connecting a communication channel, receiving a web document in the form of a Hyper-Text Markup Language (HTML) compatible document or a WML (Wireless Markup Language) compatible document from the web server and outputting the web document through the screen output unit 410. In this case, the communication medium checking unit 470 may identify a communication medium to which the VoIP composite terminal 100 is connected as a wireless communication medium or a wired communication medium for the data communication.

When the operation mode of the VoIP composite terminal 100 is the voice call mode or the data communication mode, the communication channel connection unit 460 connects the communication channel of the device (or server) located at a short distance with the VoIP composite terminal 100. A device (or server) located in close proximity to the VoIP composite terminal 100 by connection with the device (or server) and a short-range communication channel or by a menu selection included in the VoIP composite terminal 100 on request. The short-range communication channel is characterized in that the connection.

In this case, the communication medium checking unit 470 is a packet-switched short-range wireless communication medium, direct communication short-range wireless communication according to a communication medium connecting the short-range communication channel to the communication medium to which the VoIP composite terminal 100 is connected. A communication medium, a short-range wired communication medium of a packet-switched method, a short-range wired communication medium of a direct communication method, or an optical communication medium may be identified.

Referring to FIG. 4, for the selective payment according to the communication medium identification according to the exemplary embodiment of the present invention, the VoIP composite terminal 100 is selected from among a plurality of menus output through the screen output unit 410. When the payment menu is selected through the key input unit 415, the first communication medium (or the VoIP composite terminal 100) identified by the communication medium checking unit 470 in association with the memory unit 425 is presently present. An information checking unit 466 for identifying at least one second communication medium information included in payment processing information including first media information corresponding to the first communication medium connected thereto; and the payment settlement of the second communication mediums. Outputs a mode selection interface for selecting a second communication medium to process the data; and selects a second communication medium to be settled through the key input unit 415 to set an operation mode of the VoIP composite terminal 100 in the first communication; Media Information and Reminders A mode switching unit 468 for switching to a payment mode for each communication medium corresponding to the selected second communication medium information, and a communication for processing the payment through the selected second communication medium when switching to the payment mode for each communication medium; When the communication channel connection unit 460 for connecting the channel and the communication channel through the second communication medium, the payment information and payment security information for payment processing through the second communication medium through the key input unit 415 An interface output unit 472 that receives input and outputs a payment interface for each communication medium receiving card information read from the customer card through the card reader 405, and the payment information and the payment information through the payment interface for each communication medium. An information input unit 474 for inputting payment security information and card information is provided.

According to an exemplary embodiment of the present invention, the VoIP composite terminal 100 includes at least one payment menu, a banking menu, a giro payment menu, a ticket reservation / advance menu, and an electronic money charging menu through the screen output unit 410. Outputs a plurality of menus, and when the payment menu is selected from the plurality of menus through the key input unit 415, the information checking unit 466 is configured to identify the first identified by the communication medium checking unit 470. Confirm first media information corresponding to a communication medium (or a first communication medium to which the VoIP composite terminal 100 is currently connected), and communication medium switching information including first medium information in association with the memory unit 425. Confirming at least one or more payment processing information, including, and at least one or more second communication medium information included in the confirmed payment processing information.

When the at least one second communication medium information is confirmed by the information checking unit 466, the mode switching unit 468 is connected to the screen output unit 410 to determine the at least one or more second communication mediums. And a mode selection interface for selecting a second communication medium to process the payment. When selecting a second communication medium to be paid through the key input unit 415, the VoIP terminal 100 The operation mode may be switched to a payment mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information.

Here, the payment mode for each communication medium is a device (or server) located in the near field with the VoIP complex terminal 100 via a packet-switched short-range wireless communication medium for the payment request information generated in the VoIP complex terminal 100. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, a device (or server) located near the VoIP composite terminal 100 through the short range wireless communication medium of the payment request information generated by the VoIP composite terminal 100 through a direct communication method. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, an apparatus (or a server) located at a short distance from the VoIP composite terminal 100 via a packet-switched short-range wired communication medium for payment request information generated by the VoIP composite terminal 100. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short-range wired communication medium in which payment request information generated by the VoIP composite terminal 100 is directly communicated. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, the payment request information generated by the VoIP composite terminal 100 is transmitted to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a payment mode for processing the payment.

Alternatively, the payment mode for each communication medium may include a payment mode for processing the payment by transmitting payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium. It is preferable to make.

Alternatively, the payment mode for each communication medium may include a payment mode for processing the payment by transmitting payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium. It is preferable to make.

When the mode switching unit 468 switches the operation mode of the VoIP composite terminal 100 to the payment mode for each communication medium, the communication channel connection unit 460 receives payment request information through the selected second communication medium. And transmit a communication channel for processing the payment by transmitting.

Here, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the payment request information to the device (or server) located in the near field and the VoIP composite terminal 100 through a packet-switched short-range wireless communication medium. It is preferable to connect.

Or, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the payment request information to the device (or server) located in the near field and the VoIP composite terminal 100 through a short-range wireless communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the payment request information to the device (or server) located in the near field and the VoIP composite terminal 100 through a packet-switched short-range wired communication medium. It is preferable to connect.

Or, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the payment request information to the device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wired communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 may connect an optical communication channel for transmitting the payment request information to the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the payment request information to a server (or device) on the communication network through a wired communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the payment request information to a server (or device) on the communication network through a wireless communication medium.

When the communication channel is connected through the second communication medium by the communication channel connection unit 460, the interface output unit 472 uses the key input unit 415 to make payment information for payment processing through the second communication medium. (E.g., payment amount, merchant information) and payment security information (e.g., card password, platform OTP, etc.), and payment for each communication medium receiving card information read from a customer card through the card reader 405. And outputting an interface.

Here, the payment interface for each communication medium may include payment information (eg, payment amount, merchant information) and payment security information (eg, card password, for payment processing through the second communication medium through the key input unit 415). Platform OTP, etc.) is preferably included, and preferably comprises a user interface for requesting to read the customer card through the card reader 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the payment interface for each communication medium uses a password (eg, a PIN (Personal Identification Number)) included in the payment security information. It is preferable to further comprise a user interface for confirming the validity through the IC card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected and the payment request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the payment processing), the communication medium The payment interface may omit some of the user interface for receiving payment information (eg, payment amount, merchant information) and payment security information (eg, card password, platform OTP, etc.), and the present invention is not limited thereto.

After the payment interface for each communication medium is output by the interface output unit 472, the information input unit 474 transmits the payment information (eg, payment amount and merchant information) and payment security through the key input unit 415. Characterized in that the information (for example, card password, platform OTP, etc.) input processing.

According to another exemplary embodiment of the present invention, a part of the user interface for receiving the payment information (eg, payment amount, merchant information) and payment security information (eg, card password, platform OTP, etc.) is omitted from the payment interface for each communication medium. In this case, the information input unit 474 may not process the input information corresponding to the omitted user interface, and thus the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the payment interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. Characterized in that.

Referring to FIG. 4, the VoIP composite terminal 100 is connected to the VoIP composite terminal 100 by the communication channel connection unit 460 for selective payment according to a communication medium identification according to another embodiment of the present invention. A message receiving unit 462 for receiving a card transaction message from a first communication medium connected with the message), a message checking unit 464 for checking whether the received card transaction message includes payment information, and confirming the payment information. At this time, the first communication medium information corresponding to the first communication medium (or the first communication medium receiving the card transaction message) confirmed by the communication medium confirmation unit 470 is confirmed, and the memory unit 425 An information confirming unit 466 for identifying second communication medium information corresponding to the payment information among second communication medium information associated with the first communication medium information in association with the first communication medium information; Confirmed A communication channel connection unit 460 connecting a communication channel for processing the payment through a communication medium; and an operation mode of the VoIP composite terminal 100 when the communication channel is connected through a second communication medium; Payment security for payment settlement processing through the second communication medium through the mode switch unit 468 for switching to a payment mode for each communication medium including the communication medium information and the second communication medium information, and the key input unit 415 An interface output unit 472 that receives information and outputs a payment interface for each communication medium receiving card information read from a customer card through the card reader 405, and the payment through the payment interface for each communication medium; An information input unit 474 for inputting security information and card information is provided.

According to another exemplary embodiment of the present invention, when the VoIP composite terminal 100 is connected to a first communication medium by the communication channel connection unit 460, the VoIP composite terminal 100 is defined in the first communication medium. Receiving at least one message data according to the established message exchange protocol, wherein the message receiver 462 is connected to the message exchange protocol corresponding to the first communication medium from the first communication medium connected by the communication channel connection unit 460. Accordingly, a predetermined card transaction message for selective payment according to the communication medium identification is received.

When a predetermined card transaction message is received by the message receiving unit 462, the message checking unit 464 reads the received card transaction message and checks whether payment information is included.

According to an embodiment of the present invention, the payment information included in the card transaction message preferably includes a payment amount and merchant information. PG identification information, payment page URL information, and payment according to the intention of a person skilled in the art. It is preferable that the payment path code information further comprises at least one.

When the message checking unit 464 confirms that the payment information is included in the card transaction message, the information checking unit 466 receives the card transaction message in association with the communication medium checking unit 470. Identify a first communication medium, identify at least one or more payment processing information including communication medium switching information including first media information in association with the memory unit 425, and include in the verified payment processing information The second communication medium information corresponding to the payment information is identified among the at least one or more second communication medium information.

According to an exemplary embodiment of the present disclosure, the information checking unit 466 may include a wireless communication medium or a wired communication medium to which the VoIP composite terminal 100 is connected among the communication medium information stored in the memory unit 425. 2 It is preferable to check automatically with a communication medium.

According to another exemplary embodiment of the present invention, when the payment information includes the payment page URL, the information checking unit 466 is the VoIP composite terminal 100 among communication medium information stored in the memory unit 425. Packet-switched short-range wireless communication medium, direct-communicated short-range wireless communication medium, packet-switched short-range wired communication medium, or direct communication It is preferable to automatically check any one of a short distance wired communication medium or an optical communication medium as the second communication medium, and even if the payment page URL is included according to the intention of a person skilled in the art, the VoIP composite terminal 100 The connected wireless communication medium or wired communication medium may be automatically confirmed as the second communication medium.

According to another exemplary embodiment of the present invention, when the payment information includes the payment path code information, the information checking unit 466 stores the payment information in the communication medium information stored in the memory unit 425. Wireless communication medium corresponding to the payment path code information, or wired communication medium, or a short-range wireless communication medium of a packet-switching method, a short-range wireless communication medium of a direct communication method, a short-range wireless communication medium of a packet-switching method, or a short distance of a direct communication method Preferably, the communication medium of either a wired communication medium or an optical communication medium is automatically identified as the second communication medium.

When the second communication medium to process the payment is confirmed by the information confirming unit 466, the communication channel connection unit 460 establishes a communication channel for processing the payment through the confirmed second communication medium. It is characterized by connecting.

Here, the communication channel connection unit 460 is a device (or server) located in the near field with the VoIP composite terminal 100 through the short-range wireless communication medium of the packet exchange method identified by the information confirming unit 466. It is preferable to connect a short range wireless communication channel for transmitting payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method identified by the information checking unit 466. It is preferable to connect a short range wireless communication channel for transmitting payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a packet-switched short-range wired communication medium identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short distance wired communication medium of the direct communication method identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the payment request information.

Alternatively, the communication channel connection unit 460 transmits the payment request information to a device (or server) located in close proximity to the VoIP composite terminal 100 via the optical communication medium identified by the information checking unit 466. It is preferable to connect an optical communication channel.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the payment request information to a server (or device) on the communication network through a wired communication medium identified by the information checking unit 466. Do.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the payment request information to a server (or device) on the communication network through a wireless communication medium identified by the information checking unit 466. Do.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the mode switching unit 468 receives the first communication medium receiving the card transaction message in the operation mode of the VoIP composite terminal 100. Characterized by the communication channel connection unit 460 is characterized in that the switching to the communication mode for each communication medium containing the communication medium is connected.

Here, the payment mode for each communication medium is a device (or server) located in the near field with the VoIP complex terminal 100 via a packet-switched short-range wireless communication medium for the payment request information generated in the VoIP complex terminal 100. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, a device (or server) located near the VoIP composite terminal 100 through the short range wireless communication medium of the payment request information generated by the VoIP composite terminal 100 through a direct communication method. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, a device (or a server) located near the VoIP complex terminal 100 through a packet-switched short-range wired communication medium for payment request information generated by the VoIP complex terminal 100. It is preferable to include a payment mode for processing the payment by transmitting to).

Alternatively, in the payment mode for each communication medium, a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short-range wired communication medium in which payment request information generated by the VoIP composite terminal 100 is directly communicated. It is preferable to include a payment mode for processing the payment by transmitting to.

Alternatively, in the payment mode for each communication medium, the payment request information generated by the VoIP composite terminal 100 is transmitted to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a payment mode for processing the payment.

Alternatively, the payment mode for each communication medium may include a payment mode for processing the payment by transmitting payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium. It is preferable to make.

Alternatively, the payment mode for each communication medium may include a payment mode for transmitting the payment request information generated in the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the payment. It is preferable to make.

The communication channel connected to the communication channel through the second communication medium by the communication channel connection unit 460, the operation mode of the VoIP composite terminal 100 by the mode switching unit 468 corresponding to the second communication medium When the payment mode is switched, the interface output unit 472 inputs payment security information (eg, card password, platform OTP, etc.) for payment processing through the second communication medium through the key input unit 415. And a payment interface for each communication medium that receives card information read from the customer card through the card reader 405.

Here, the payment interface for each communication medium includes a user interface for receiving payment security information (eg, card password, platform OTP, etc.) for payment processing through the second communication medium through the key input unit 415. It is preferably made, and preferably comprises a user interface for requesting to read the customer card through the card reader unit 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the payment interface for each communication medium may include a card password (eg, a PIN (Personal Identification Number)) included in the payment security information. Preferably through the user interface to confirm the validity of the IC card through.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and the payment request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the payment processing), the payment for each communication medium The interface may be omitted a user interface for receiving payment security information (for example, card password, platform OTP, etc.), thereby not limited to the present invention.

After the payment interface for each communication medium is output by the interface output unit 472, the information input unit 474 transmits the payment security information (eg, card password, platform OTP, etc.) through the key input unit 415. Characterized in that the input processing.

According to another embodiment of the present invention, when the user interface for inputting the payment security information (for example, card password, platform OTP, etc.) to the payment interface for each communication medium is omitted, the information input unit 474 is the omitted user. The information corresponding to the interface may not be input-processed, and the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the payment interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. Characterized in that.

Referring to FIG. 4, the VoIP composite terminal 100 generates information for generating payment request information corresponding to the second communication medium, including at least one of the input processed payment information, payment security information, and card information. The unit 476 and an information transmitter 478 for transmitting the payment request information through a communication channel connected through the second communication medium when the payment request information is generated.

When the card information is input and processed through the information input unit 474, and the payment information and the payment security information are input and processed according to an implementation method, the information generation unit 476 performs the input payment information and payment security information and the card. At least one information may be included to generate payment request information corresponding to the second communication medium.

Short-range wireless communication in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460 according to an embodiment of the present invention. When the communication channel is connected through a medium, the information generation unit 476 may generate payment request information transmitted through the short-range wireless communication medium.

Alternatively, a communication channel through a short range wireless communication medium of a direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 preferably generates payment request information transmitted through the short range wireless communication medium.

Alternatively, a communication channel through a short-range wired communication medium in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generation unit 476 preferably generates payment request information transmitted through the short-range wired communication medium of the packet exchange method.

Or, the communication channel via the short-range wired communication medium of the direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in the near by the communication channel connection unit 460 When connected, the information generation unit 476 preferably generates payment request information transmitted through the short-distance wired communication medium of the direct communication method.

Alternatively, when the communication channel connection unit 460 is connected to the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium, the information The generation unit 476 preferably generates payment request information transmitted through the optical communication medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wired communication medium, the information generator 476 communicates with the wired communication. It is preferable to generate payment request information transmitted through the medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wireless communication medium, the information generation unit 476 may perform the wireless communication. It is preferable to generate payment request information transmitted through the medium.

When the payment request information is generated by the information generating unit 476, the information transmitting unit 478 may transmit the payment request information through a communication channel connected through the second communication medium.

When the information transmitting unit 478 transmits the payment request information through a communication channel connected through the second communication medium, at least one key data is included in the payment processing information including the second communication medium information. In this case, the information transmission unit 478 preferably transmits the encrypted payment request information through the key data.

Those skilled in the art will be familiar with the technical features of encrypting and transmitting the payment request information through at least one encryption key, and a detailed description thereof will be omitted for convenience. .

After the payment request information is transmitted by the information transmitting unit 478, when a payment corresponding to the payment request information is processed, a message receiver including the payment result information is received through the message receiving unit 462. And is output through the screen output unit 410.

4, the VoIP composite terminal 100 for selective financial transactions according to the communication medium identification according to an embodiment of the present invention, of the plurality of menus output through the screen output unit 410, When the banking menu is selected through the key input unit 415, the first communication medium (or the VoIP composite terminal 100) identified by the communication medium checking unit 470 in association with the memory unit 425 is presently present. An information checking unit 466 for identifying at least one second communication medium information included in banking processing information including first medium information corresponding to a first connected communication medium), and the financial transaction of the second communication mediums. Outputs a mode selection interface for selecting a second communication medium to process the data; and selects a second communication medium to be financed through the key input unit 415 to set an operation mode of the VoIP composite terminal 100 in the first communication; Media Information and Awards A mode switching unit 468 for switching to a banking mode for each communication medium corresponding to the selected second communication medium information, and a communication for processing the financial transaction through the selected second communication medium when switching to the banking mode for each communication medium; When the communication channel connection unit 460 connecting the channel and the communication channel through the second communication medium, the financial transaction information and financial transaction security for the financial transaction processing through the second communication medium through the key input unit 415 An interface output unit 472 for receiving information and outputting a financial transaction interface for each communication medium receiving card information read from a customer card through the card reader unit 405, and the financial transaction interface for each communication medium. And an information input unit 474 for input processing the financial transaction information, financial transaction security information, and card information.

According to an exemplary embodiment of the present invention, the VoIP composite terminal 100 includes at least one payment menu, a banking menu, a giro payment menu, a ticket reservation / advance menu, and an electronic money charging menu through the screen output unit 410. Outputs a plurality of menus, and when the banking menu is selected from the plurality of menus through the key input unit 415, the information checking unit 466 is configured to identify the first information checked by the communication medium checking unit 470. Confirm first media information corresponding to the communication medium (or the first communication medium to which the VoIP composite terminal 100 is currently connected), and in communication with the memory unit 425, the communication medium switching information including the first medium information. Identifying at least one or more banking processing information including the beam, and identifying at least one or more second communication media information included in the checked banking processing information.

When the at least one second communication medium information is confirmed by the information checking unit 466, the mode switching unit 468 is connected to the screen output unit 410 to determine the at least one or more second communication mediums. And a mode selection interface for selecting a second communication medium to process the financial transaction. When the second communication medium to be targeted for financial transaction is selected through the key input unit 415, the VoIP terminal 100 may be used. The operation mode may be switched to a banking mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information.

Here, the banking mode for each communication medium is a device (or server) located in the local area and the VoIP complex terminal 100 via the packet-switched short-range wireless communication medium for the financial transaction request information generated by the VoIP composite terminal 100. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP composite terminal 100 through the short range wireless communication medium of the financial transaction request information generated by the VoIP composite terminal 100 in a direct communication method. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP complex terminal 100 through the short-range wired communication medium of the financial transaction request information generated by the VoIP complex terminal 100 through a packet switching scheme. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP complex terminal 100 through the short distance wired communication medium of the financial transaction request information generated by the VoIP complex terminal 100 in a direct communication method. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, the financial transaction request information generated by the VoIP composite terminal 100 is transmitted to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a banking mode for processing financial transactions.

Alternatively, the banking mode for each communication medium includes a banking mode in which the financial transaction request information generated by the VoIP composite terminal 100 is transmitted to a server (or device) on the communication network through a wired communication medium to process the financial transaction. It is preferable to make it.

Alternatively, the banking mode for each communication medium includes a banking mode for transmitting the financial transaction request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the financial transaction. It is preferable to make it.

When the operation mode of the VoIP composite terminal 100 is switched to the banking mode for each communication medium by the mode switching unit 468, the communication channel connection unit 460 receives financial transaction request information through the selected second communication medium. It characterized in that for transmitting the communication channel for processing the financial transaction.

Here, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the financial transaction request information to the device (or server) located in the near field and the VoIP composite terminal 100 through a short-range wireless communication medium of the packet exchange method It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the financial transaction request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wireless communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the financial transaction request information to a device (or server) located in the near field and the VoIP composite terminal 100 through a short-range wired communication medium of the packet exchange method It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the financial transaction request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wired communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 may connect an optical communication channel for transmitting the financial transaction request information to the VoIP composite terminal 100 and a device (or server) located at a short distance through an optical communication medium. .

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the financial transaction request information to a server (or device) on the communication network through a wired communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the financial transaction request information to a server (or a device) on the communication network through a wireless communication medium.

When the communication channel is connected through the second communication medium by the communication channel connection unit 460, the interface output unit 472 performs the financial transaction for the financial transaction processing through the second communication medium through the key input unit 415. Information (eg, transaction amount, payee account information) and financial transaction security information (eg, card password, account password, platform OTP, etc.) are input, and the card information read from the customer card is read through the card reader 405. It is characterized by outputting a financial transaction interface for each communication medium received.

Here, the financial transaction interface for each communication medium may include financial transaction information (eg, transaction amount, payee account information) and financial transaction security information (eg, transaction amount) for the financial transaction processing through the second communication medium through the key input unit 415. , Card password, account password, platform OTP, etc.) is preferably included, and preferably includes a user interface for requesting reading of the customer card through the card reader 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the financial transaction interface for each communication medium may include a password (eg, a PIN (Personal Identification Number)) included in the financial transaction security information. It is preferable that further comprises a user interface for checking the validity of the IC card through).

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, when the financial transaction request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for processing the financial transaction), for each communication medium The financial transaction interface may omit some of the user interface for inputting financial transaction information (eg, transaction amount, beneficiary account information) and financial transaction security information (eg, card password, account password, platform OTP, etc.). The present invention is not limited.

After the financial transaction interface for each communication medium is output by the interface output unit 472, the information input unit 474 uses the key input unit 415 to provide the financial transaction information (eg, transaction amount and payee account information). And financial transaction security information (eg, card password, account password, platform OTP).

According to another embodiment of the present invention, the financial transaction information (eg, transaction amount, payee account information) and financial transaction security information (eg, card password, account password, platform OTP, etc.) are input to the financial transaction interface for each communication medium. When a part of the received user interface is omitted, the information input unit 474 may not process inputting information corresponding to the omitted user interface, and the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the financial transaction interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. It is characterized by processing.

Referring to FIG. 4, the VoIP composite terminal 100 is connected to the VoIP composite terminal 100 by the communication channel connection unit 460 for selective financial transactions according to a communication medium identification according to another embodiment of the present invention. A message receiving unit 462 for receiving a card transaction message from the connected first communication medium, a message checking unit 464 for checking whether the received card transaction message includes financial transaction information, and the financial transaction information; Upon confirmation, first communication medium information corresponding to the first communication medium (or the first communication medium receiving the card transaction message) identified by the communication medium checking unit 470 is checked, and the memory unit 425 Information confirmation unit 466 for confirming second communication medium information corresponding to the financial transaction information among second communication medium information linked to the first communication medium information in association with the first communication medium information; , The communication channel connection unit 460 for connecting the communication channel for processing the financial transaction through the second communication medium, and the operation mode of the VoIP composite terminal 100 when the communication channel is connected through the second communication medium. A mode switching unit 468 for switching to a banking mode for each communication medium including the first communication medium information and the second communication medium information, and a financial transaction through the second communication medium through the key input unit 415. An interface output unit 472 for receiving financial transaction security information for processing and outputting a financial transaction interface for each communication medium receiving card information read from a customer card through the card reader unit 405 and the communication medium; And an information input unit 474 for inputting and processing the financial transaction security information and the card information through a separate financial transaction interface.

According to another exemplary embodiment of the present invention, when the VoIP composite terminal 100 is connected to a first communication medium by the communication channel connection unit 460, the VoIP composite terminal 100 is defined in the first communication medium. Receiving at least one message data according to the established message exchange protocol, wherein the message receiver 462 is connected to the message exchange protocol corresponding to the first communication medium from the first communication medium connected by the communication channel connection unit 460. Accordingly, it is characterized in that for receiving a predetermined card transaction message for the selective financial transaction in accordance with the communication medium identification.

When a predetermined card transaction message is received by the message receiving unit 462, the message checking unit 464 reads the received card transaction message to determine whether financial transaction information is included.

According to the exemplary embodiment of the present invention, the financial transaction information included in the card transaction message may include at least one transaction amount and a payee account information. PG identification information and a financial transaction page according to the intention of a person skilled in the art Preferably, the URL information and financial transaction path code information are further included.

When it is confirmed by the message confirming unit 464 that the financial transaction information is included in the card transaction message, the information confirming unit 466 receives the card transaction message in association with the communication medium confirming unit 470. Identify a first communication medium, identify at least one banking processing information including communication medium switching information including first media information in association with the memory unit 425, and include the banking processing information in the checked banking processing information; And identifying second communication medium information corresponding to the financial transaction information among the at least one second communication medium information.

According to an exemplary embodiment of the present disclosure, the information checking unit 466 may include a wireless communication medium or a wired communication medium to which the VoIP composite terminal 100 is connected among the communication medium information stored in the memory unit 425. 2 It is preferable to check automatically with a communication medium.

According to another exemplary embodiment of the present invention, when the financial transaction information includes the financial transaction page URL, the information checking unit 466 may be configured to perform the VoIP composite terminal among communication medium information stored in the memory unit 425. A near field wireless communication medium of a packet switched method, a near field wireless communication medium of a direct communication method, a near field wired communication medium of a packet switched method, which communicate with a device (or a server) connected to the financial transaction page in the vicinity of 100; or It is preferable to automatically check any one of a short distance wired communication medium or an optical communication medium of the direct communication method as the second communication medium. Even if the financial transaction page URL is included according to the intention of a person skilled in the art, the VoIP The wireless communication medium or the wired communication medium to which the composite terminal 100 is connected may be automatically confirmed as the second communication medium.

According to another exemplary embodiment of the present invention, when the financial transaction information includes the financial transaction path code information, the information confirming unit 466 may include the financial medium information among the communication medium information stored in the memory unit 425. Wireless communication medium corresponding to the transaction path code information, or wired communication medium, or a short-range wireless communication medium of a packet-switching method, a short-range wireless communication medium of a direct communication method, a short-range wireless communication medium of a packet-switching method, or a short distance of a direct communication method. Preferably, the communication medium of either a wired communication medium or an optical communication medium is automatically identified as the second communication medium.

When the second communication medium to process the financial transaction is confirmed by the information confirming unit 466, the communication channel connection unit 460 establishes a communication channel for processing the financial transaction through the identified second communication medium. It is characterized by connecting.

Here, the communication channel connection unit 460 is a device (or server) located in the near field with the VoIP composite terminal 100 through the short-range wireless communication medium of the packet exchange method identified by the information confirming unit 466. It is desirable to connect a short range wireless communication channel for transmitting the financial transaction request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method identified by the information checking unit 466. It is desirable to connect a short range wireless communication channel for transmitting the financial transaction request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a packet-switched short-range wired communication medium identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the financial transaction request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short distance wired communication medium of the direct communication method identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the financial transaction request information.

Alternatively, the communication channel connection unit 460 transmits the financial transaction request information to a device (or server) located in close proximity to the VoIP composite terminal 100 through the optical communication medium identified by the information checking unit 466. It is desirable to connect the transmitting optical communication channel.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the financial transaction request information to a server (or device) on the communication network through a wired communication medium identified by the information checking unit 466. desirable.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the financial transaction request information to a server (or a device) on the communication network through a wireless communication medium identified by the information checking unit 466. desirable.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the mode switching unit 468 receives the first communication medium receiving the card transaction message in the operation mode of the VoIP composite terminal 100. The method may be configured to switch to a banking mode for each communication medium including information and information on a second communication medium connected to a communication channel by the communication channel connection unit 460.

Here, the banking mode for each communication medium is a device (or server) located in the local area and the VoIP complex terminal 100 via the packet-switched short-range wireless communication medium for the financial transaction request information generated by the VoIP composite terminal 100. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP composite terminal 100 through the short range wireless communication medium of the financial transaction request information generated by the VoIP composite terminal 100 in a direct communication method. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP complex terminal 100 through the short-range wired communication medium of the financial transaction request information generated by the VoIP complex terminal 100 through a packet switching scheme. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, in the banking mode for each communication medium, a device (or a server) located at a short distance from the VoIP complex terminal 100 through the short distance wired communication medium of the financial transaction request information generated by the VoIP complex terminal 100 in a direct communication method. It is preferable to include a banking mode for processing the financial transaction by transmitting a).

Alternatively, the banking mode for each communication medium transmits the financial transaction request information generated by the VoIP composite terminal 100 to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a banking mode for processing the financial transaction.

Alternatively, the banking mode for each communication medium includes a banking mode in which the financial transaction request information generated by the VoIP composite terminal 100 is transmitted to a server (or device) on the communication network through a wired communication medium to process the financial transaction. It is preferable to make it.

Alternatively, the banking mode for each communication medium includes a banking mode for transmitting the financial transaction request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the financial transaction. It is preferable to make it.

The communication channel connected to the communication channel through the second communication medium by the communication channel connection unit 460, the operation mode of the VoIP composite terminal 100 by the mode switching unit 468 corresponding to the second communication medium When the banking mode is switched to the star, the interface output unit 472, through the key input unit 415, financial transaction security information (for example, card password, account password, platform OTP for financial transaction processing through the second communication medium) And the like), and outputs a financial transaction interface for each communication medium that receives the card information read from the customer card through the card reader unit 405.

Here, the financial transaction interface for each communication medium receives the financial transaction security information (eg, card password, account password, platform OTP, etc.) for the financial transaction processing through the second communication medium through the key input unit 415. It is preferable to include a user interface, and preferably comprises a user interface for requesting to read the customer card through the card reader unit 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the financial transaction interface for each communication medium may include a card password, an account password (eg, a PIN ( Personal Identification Number)) preferably further comprises a user interface for checking the validity of the IC card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, when the financial transaction request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for processing the financial transaction), for each communication medium The financial transaction interface may omit a user interface for receiving financial transaction security information (for example, a card password, an account password, a platform OTP, etc.), and the present invention is not limited thereto.

After the financial transaction interface for each communication medium is outputted by the interface output unit 472, the information input unit 474 uses the key input unit 415 to provide the financial transaction security information (eg, card password, account password, Platform OTP).

According to another exemplary embodiment of the present invention, when the user interface for receiving the financial transaction security information (for example, card password, account password, platform OTP, etc.) is omitted from the financial transaction interface for each communication medium, the information input unit 474 is provided. It is not necessary to process the input information corresponding to the omitted user interface, whereby the present invention is not limited.

In addition, when the customer card is read through the card reader unit 405 based on the financial transaction interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. It is characterized by processing.

Referring to FIG. 4, the VoIP terminal 100 generates at least one financial transaction request information corresponding to the second communication medium by including at least one of the input processed financial transaction information, financial transaction security information, and card information. And an information transmitter 478 for transmitting the financial transaction request information through a communication channel connected through the second communication medium when the financial transaction request information is generated. do.

When the card list is input through the information input unit 474 and the financial transaction information and the financial transaction security information are input and processed according to an implementation method, the information generation unit 476 performs the input financial transaction information and the financial transaction. And at least one security information and card information to generate financial transaction request information corresponding to the second communication medium.

Short-range wireless communication in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460 according to an embodiment of the present invention. When the communication channel is connected through a medium, the information generator 476 may generate financial transaction request information transmitted through the short-range wireless communication medium.

Alternatively, a communication channel through a short range wireless communication medium of a direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 preferably generates financial transaction request information transmitted through the short range wireless communication medium.

Alternatively, a communication channel through a short-range wired communication medium in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 preferably generates financial transaction request information transmitted through the short-range wired communication medium of the packet exchange method.

Or, the communication channel via the short-range wired communication medium of the direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in the near by the communication channel connection unit 460 When connected, the information generator 476 preferably generates the financial transaction request information transmitted through the short-distance wired communication medium of the direct communication method.

Alternatively, when the communication channel connection unit 460 is connected to the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium, the information The generation unit 476 preferably generates financial transaction request information transmitted through the optical communication medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wired communication medium, the information generator 476 communicates with the wired communication. It is preferable to generate the financial transaction request information transmitted through the medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wireless communication medium, the information generation unit 476 may perform the wireless communication. It is preferable to generate the financial transaction request information transmitted through the medium.

When the financial transaction request information is generated by the information generation unit 476, the information transmission unit 478 transmits the financial transaction request information through a communication channel connected through the second communication medium. .

In the information transmitting unit 478 transmitting the financial transaction request information through a communication channel connected through the second communication medium, at least one key data is included in banking processing information including the second communication medium information. In this case, the information transmission unit 478 preferably transmits the encrypted financial transaction request information through the key data.

Those skilled in the art will be familiar with the technical features of encrypting and transmitting the financial transaction request information through at least one or more encryption keys, and a detailed description thereof will be omitted for convenience. Shall be.

After the financial transaction request information is transmitted by the information transmission unit 478, and when a financial transaction corresponding to the financial transaction request information is processed, a messager including the financial transaction result information through the message receiving unit 462. It is preferably received and output through the screen output unit 410.

Referring to FIG. 4, the VoIP composite terminal 100 provides the screen output unit 410 for paying giro through selective payment (or financial transaction) processing according to communication medium identification according to an embodiment of the present invention. Among the plurality of menus output through the key, if the Giro payment menu is selected through the key input unit 415, the first communication medium confirmed by the communication medium check unit 470 in association with the memory unit 425 An information checking unit 466 for identifying at least one second communication medium information included in the processing information including first medium information corresponding to the first communication medium to which the VoIP composite terminal 100 is currently connected. And outputting a mode selection interface for selecting a second communication medium to process the branch payment among the second communication mediums, and selecting the second communication medium to be paid to the branch through the key input unit 415, the VoIP composite terminal. 100's A mode switching unit 468 for switching an operation mode to a communication medium-specific mode corresponding to the first communication medium information and the selected second communication medium information, and the selected second communication when switching to a communication mode for each communication medium; Communication channel connecting unit 460 for connecting the communication channel for processing the branch payment through the medium, and when connecting the communication channel through the second communication medium, through the key input unit 415 through the second communication medium Interface output unit 472 for receiving the giro payment information and giro payment security information for the processing of the giro payment, and outputs the giro payment interface for each communication medium receiving the card information read from the customer card through the card reader unit 405 And an information input unit 474 for inputting and processing the giro payment information, the giro payment security information, and the card information through the giro payment interface for each communication medium. And that is characterized.

According to an exemplary embodiment of the present invention, the VoIP composite terminal 100 includes at least one payment menu, a banking menu, a giro payment menu, a ticket reservation / advance menu, and an electronic money charging menu through the screen output unit 410. Outputs a plurality of menus, and when the payout menu is selected from the plurality of menus through the key input unit 415, the information checking unit 466 is configured to be checked by the communication medium checking unit 470. 1 confirming the first media information corresponding to the communication medium (or the first communication medium to which the VoIP composite terminal 100 is currently connected) and switching the communication medium including the first medium information in association with the memory unit 425. Identifying at least one geoprocessing information including information, and identifying at least one second communication medium information included in the identified geoprocessing information.

When the at least one second communication medium information is confirmed by the information checking unit 466, the mode switching unit 468 is connected to the screen output unit 410 to determine the at least one or more second communication mediums. And outputting a mode selection interface for selecting a second communication medium to process the payment, and when selecting the second communication medium to be paid to the payment through the key input unit 415, the VoIP terminal 100 of the VoIP terminal 100; The operation mode may be switched to a mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information.

In the Jiro mode for each communication medium, a device (or a server) located near the VoIP composite terminal 100 via the short-range wireless communication medium in which the Giro payment request information generated by the VoIP composite terminal 100 is packet-switched. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the Jiro mode for each communication medium is a device (or server) located near the VoIP composite terminal 100 via the short-range wireless communication medium in which the giro payment request information generated by the VoIP composite terminal 100 is directly communicated. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the Jiro mode for each communication medium is a device (or device) that is located near the VoIP payment terminal 100 via a short-range wired communication medium of a packet-switching method for generating Jiro payment request information generated by the VoIP composite terminal 100 (or Server) to transmit the branch payment.

Alternatively, the communication mode for each media medium is a device (or server) that is located near the VoIP composite terminal 100 via the short-range wired communication medium of the giro payment request information generated by the VoIP composite terminal 100 in a direct communication method. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the telecommunication mode for each communication medium may transmit the payment information for the giro payment generated by the VoIP composite terminal 100 to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include the giro mode which processes a giro payment.

Alternatively, the Jiro mode for each communication medium includes a Jiro mode for transmitting the Jiro payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium to process the Jiro payment. It is preferable to make it.

Alternatively, the Jiro mode for each communication medium includes a Jiro mode for transmitting the Jiro payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the Jiro payment. It is preferable to make it.

When the operation mode of the VoIP composite terminal 100 is switched to the communication medium-specific mode by the mode switching unit 468, the communication channel connection unit 460 transmits the giro payment request information through the selected second communication medium. It characterized in that for transmitting the communication channel for processing the branch payment by transmitting a.

Here, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the branch payment request information to the device (or server) located in the near field and the VoIP composite terminal 100 through a short-range wireless communication medium of the packet exchange method It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wireless communication channel for transmitting the branch payment request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wireless communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the branch payment request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a packet-switched short-range wired communication medium. It is preferable to connect.

Alternatively, the communication channel connection unit 460 is a short-range wired communication channel for transmitting the branch payment request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wired communication medium of the direct communication method. It is preferable to connect.

Alternatively, the communication channel connection unit 460 may connect an optical communication channel for transmitting the branch payment request information to the VoIP composite terminal 100 and a device (or server) located at a short distance through an optical communication medium. .

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the branch payment request information to a server (or a device) on the communication network through a wired communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the branch payment request information to a server (or a device) on the communication network through a wireless communication medium.

When the communication channel is connected through the second communication medium by the communication channel connection unit 460, the interface output unit 472 is a Jiro payment unit for processing the payment through the second communication medium through the key input unit 415 Giro payment by communication media receiving information (for example, payment amount) and giro payment security information (for example, card password, platform OTP, etc.) and card information read from a customer card through the card reader unit 405. And outputting an interface.

Here, the Giro payment interface for each communication medium may include Giro payment information (for example, payment amount) and Giro payment security information (for example, card password, etc.) for processing of payment of payment through the second communication medium through the key input unit 415. Platform OTP, etc.) is preferably included, and preferably comprises a user interface for requesting to read the customer card through the card reader 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the Jiro payment interface for each communication medium may be connected to the IC through a password (eg, a PIN) included in the Jiro payment security information. It is preferred to further comprise a user interface for checking the validity of the card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and when the giro payment request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the giro payment processing), the communication medium The giro payment interface may omit some of the user interface for receiving giro payment information (eg, payment amount) and giro payment security information (eg, card password, platform OTP, etc.), and the present invention is not limited thereto.

After the payment interface for each communication medium is output by the interface output unit 472, the information input unit 474 uses the key input unit 415 to secure the payment information (eg, the payment amount) and the payment payment. Characterized in that the information (for example, card password, platform OTP, etc.) input processing.

According to another exemplary embodiment of the present invention, a part of the user interface for inputting the giro payment information (eg, payment amount) and giro payment security information (eg, card password, platform OTP, etc.) to the giro payment interface for each communication medium is omitted. In this case, the information input unit 474 may not process the input information corresponding to the omitted user interface, and thus the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the payload interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. It is characterized by processing.

Referring to Figure 4, the VoIP composite terminal 100 for the payment through the selective payment (or financial transactions) processing according to the communication medium identification according to another embodiment of the present invention, the communication channel connection unit ( A message receiving unit 462 for receiving a card transaction message from the first communication medium to which the VoIP composite terminal 100 is connected by 460, and a message for reading whether the card payment message is included and reading the card payment message; A first communication corresponding to a first communication medium (or a first communication medium receiving the card transaction message) confirmed by the communication medium checking unit 470 when the checking unit 464 and the branch payment information are checked; Confirming the media information and confirming information of the second communication medium corresponding to the giro payment information among the second communication medium information associated with the first communication medium information in association with the memory unit 425. A communication channel connection unit 460 for connecting the communication unit 466 to a communication channel for processing the branch payment through the identified second communication medium when the second communication medium is identified, and communication through the second communication medium. When the channel is connected, the mode switching unit 468 for switching the operation mode of the VoIP composite terminal 100 to a communication mode for each communication medium including the first communication medium information and the second communication medium information, and the key input unit ( The GIRO payment interface for each communication medium receiving GIRO payment security information for the GIRO payment processing through the second communication medium and receiving the card information read from the customer card through the card reader 405 through 415. And an information input unit 474 for inputting and processing the branch payment security information and the card information through the branch payment interface for each communication medium. do.

According to another exemplary embodiment of the present invention, when the VoIP composite terminal 100 is connected to a first communication medium by the communication channel connection unit 460, the VoIP composite terminal 100 is defined in the first communication medium. Receiving at least one message data according to the established message exchange protocol, wherein the message receiver 462 is connected to the message exchange protocol corresponding to the first communication medium from the first communication medium connected by the communication channel connection unit 460. Accordingly, a predetermined card transaction message for giro payment is received through selective payment (or financial transaction) processing according to communication medium identification.

When a predetermined card transaction message is received by the message receiving unit 462, the message checking unit 464 reads the received card transaction message and checks whether the payment information is included.

According to the method of the present invention, the giro payment information included in the card transaction message preferably comprises at least one payment amount, PG identification information, giro payment page URL information, It is preferable to further include at least one or more giro payment path code information.

When the message confirming unit 464 confirms that the card transaction message includes the giro payment information, the information confirming unit 466 receives the card transaction message in association with the communication medium confirming unit 470. Identify a first communication medium, identify at least one geoprocessing information including communication medium switching information including first media information in association with the memory unit 425, and include the information in the identified geoprocessing information Among the one or more pieces of second communication medium information, the second communication medium information corresponding to the branch payment information is confirmed.

According to an exemplary embodiment of the present disclosure, the information checking unit 466 may include a wireless communication medium or a wired communication medium to which the VoIP composite terminal 100 is connected among the communication medium information stored in the memory unit 425. 2 It is preferable to check automatically with a communication medium.

According to another exemplary embodiment of the present invention, when the giro payment information includes the giro payment page URL, the information checking unit 466 is the VoIP composite terminal of the communication medium information stored in the memory unit 425. Near field communication (100), a short-range wireless communication medium of the packet-switching method, a short-range wireless communication medium of the direct communication method, a short-range wired communication medium of the packet-switching method to communicate with the device (or server) connected to the page to pay giro It is preferable to automatically check any one of a short-range wired communication medium or an optical communication medium of a communication method as the second communication medium, and even if the branch pay page URL is included, according to the intention of a person skilled in the art. The wireless communication medium or the wired communication medium to which the terminal 100 is connected may be automatically confirmed as the second communication medium.

According to another exemplary embodiment of the present invention, when the giro payment information includes the giro payment path code information, the information checking unit 466 may be configured to store the information in the communication medium information stored in the memory unit 425. Wireless communication medium corresponding to the payment path code information, or wired communication medium, or packet-switched short-range wireless communication medium, direct-communication short-range wireless communication medium, packet-switched short-range wired communication medium, or direct communication Preferably, the communication medium of either a wired communication medium or an optical communication medium is automatically identified as the second communication medium.

When the second communication medium for processing the branch payment is confirmed by the information checking unit 466, the communication channel connection unit 460 establishes a communication channel for processing the branch payment through the identified second communication medium. It is characterized by connecting.

Here, the communication channel connection unit 460 is a device (or server) located in the near field with the VoIP composite terminal 100 through the short-range wireless communication medium of the packet exchange method identified by the information confirming unit 466. It is preferable to connect a short range wireless communication channel for transmitting the branch payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method identified by the information checking unit 466. It is preferable to connect a short range wireless communication channel for transmitting the branch payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a packet-switched short-range wired communication medium identified by the information checking unit 466. It is preferable to connect a short-distance wired communication channel for transmitting giro payment request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short distance wired communication medium of the direct communication method identified by the information checking unit 466. It is preferable to connect a short-distance wired communication channel for transmitting giro payment request information.

Alternatively, the communication channel connection unit 460 transmits the branch payment request information to a device (or server) located in close proximity to the VoIP composite terminal 100 through the optical communication medium identified by the information checking unit 466. It is desirable to connect the transmitting optical communication channel.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the branch payment request information to a server (or a device) on the communication network through a wired communication medium identified by the information checking unit 466. desirable.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the branch payment request information to a server (or a device) on the communication network through the wireless communication medium identified by the information checking unit 466. desirable.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the mode switching unit 468 receives the first communication medium receiving the card transaction message in the operation mode of the VoIP composite terminal 100. Characterized by the communication channel connection unit 460 is characterized in that the switch to the communication mode for each communication medium containing the second communication medium connected to the communication channel.

In the Jiro mode for each communication medium, a device (or a server) located near the VoIP composite terminal 100 via the short-range wireless communication medium in which the Giro payment request information generated by the VoIP composite terminal 100 is packet-switched. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the Jiro mode for each communication medium is a device (or server) located near the VoIP composite terminal 100 via the short-range wireless communication medium in which the giro payment request information generated by the VoIP composite terminal 100 is directly communicated. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the Jiro mode for each communication medium may be a device (or a server) located near the VoIP composite terminal 100 via a short-range wired communication medium in which the giro payment request information generated by the VoIP composite terminal 100 is packet-switched. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the communication mode for each media medium is a device (or server) that is located near the VoIP composite terminal 100 via the short-range wired communication medium of the giro payment request information generated by the VoIP composite terminal 100 in a direct communication method. It is preferable to include a giro mode for processing the giro payment by transmitting to).

Alternatively, the telecommunication mode for each communication medium may transmit the payment information for the giro payment generated by the VoIP composite terminal 100 to an apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. It is preferable to include the giro mode which processes a giro payment.

Alternatively, the Jiro mode for each communication medium includes a Jiro mode for transmitting the Jiro payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium to process the Jiro payment. It is preferable to make it.

Alternatively, the Jiro mode for each communication medium includes a Jiro mode for transmitting the Jiro payment request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the Jiro payment. It is preferable to make it.

The communication channel connected to the communication channel through the second communication medium by the communication channel connection unit 460, the operation mode of the VoIP composite terminal 100 by the mode switching unit 468 corresponding to the second communication medium When the user enters a separate land mode, the interface output unit 472 transmits the land payment security information (for example, a card password, platform OTP, etc.) for processing a land payment through the second communication medium through the key input unit 415. It receives the input, and outputs the payment interface to the communication medium for receiving the card information read from the customer card through the card reader unit 405.

Here, the Jiro payment interface for each communication medium is a user interface for receiving Jiro payment security information (eg, card password, platform OTP, etc.) for the Jiro payment processing through the second communication medium through the key input unit 415. It is preferably made, including a user interface for requesting to read the customer card through the card reader unit 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the Jiro payment interface for each communication medium may be connected to the IC through a password (eg, a PIN) included in the Jiro payment security information. It is preferred to further comprise a user interface for checking the validity of the card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and when the giro payment request information includes only card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the giro payment processing), the communication medium The Giro payment interface may omit a user interface for inputting Giro payment security information (for example, card password, platform OTP, etc.), and the present invention is not limited thereto.

After the payment interface for each communication medium is output by the interface output unit 472, the information input unit 474 transmits the payment security information (eg, card password, platform OTP, etc.) through the key input unit 415. ) Is input processing.

According to another exemplary embodiment of the present invention, when the user interface for receiving the giro payment security information (for example, card password, platform OTP, etc.) is omitted from the giro payment interface for each communication medium, the information input unit 474 is omitted. It is not necessary to process the input information corresponding to the user interface, and the present invention is not limited thereby.

In addition, when the customer card is read through the card reader unit 405 based on the payload interface for each communication medium, the information input unit 474 inputs the card information in association with the card reader unit 405. It is characterized by processing.

Referring to FIG. 4, the VoIP composite terminal 100 includes at least one of the input processing giro payment information, the giro payment security information, and the card information to generate the giro payment request information corresponding to the second communication medium. And an information transmitter 478 for transmitting the branch payment request information through a communication channel connected through the second communication medium when generating the branch payment request information. do.

When the card payment is input and processed through the information input unit 474, and the giro payment information and the giro payment security information are input and processed according to an implementation method, the information generation unit 476 performs the giro payment information and the giro payment. At least one security information and card information may be included to generate branch payment request information corresponding to the second communication medium.

Short-range wireless communication in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460 according to an embodiment of the present invention. When the communication channel is connected through the medium, the information generator 476 may generate the branch payment request information transmitted through the short-range wireless communication medium.

Alternatively, a communication channel through a short range wireless communication medium of a direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generation unit 476 may generate branch payment request information transmitted through the short range wireless communication medium.

Alternatively, a communication channel through a short-range wired communication medium in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generation unit 476 preferably generates branch payment request information transmitted through the short-range wired communication medium of the packet switching scheme.

Or, the communication channel via the short-range wired communication medium of the direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in the near by the communication channel connection unit 460 When connected, the information generation unit 476 preferably generates the branch payment request information transmitted through the short-range wired communication medium of the direct communication method.

Alternatively, when the communication channel connection unit 460 is connected to the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium, the information The generation unit 476 preferably generates branch payment request information transmitted through the optical communication medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wired communication medium, the information generator 476 communicates with the wired communication. It is preferable to generate the branch payment request information transmitted through the medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wireless communication medium, the information generation unit 476 may perform the wireless communication. It is preferable to generate the branch payment request information transmitted through the medium.

When the branch payment request information is generated by the information generating unit 476, the information transmitting unit 478 transmits the branch payment request information through a communication channel connected through the second communication medium. .

When the information transmitter 478 transmits the branch payment request information through a communication channel connected through the second communication medium, at least one key data is included in the branch processing information including the second communication medium information. In this case, the information transmission unit 478 preferably transmits the giro payment request information encrypted through the key data.

Those skilled in the art will be familiar with the technical features of encrypting and transmitting the giro payment request information through at least one or more encryption keys, so a detailed description thereof will be omitted. do.

After the giro payment request information is transmitted by the information transmission unit 478, and if the giro payment corresponding to the giro payment request information is processed, a message including the giro payment result information through the message receiving unit 462. It is preferable that the received and output through the screen output unit 410.

Referring to FIG. 4, the VoIP composite terminal 100 includes a screen display unit for ticket reservation / reservation through selective payment (or financial transaction) processing according to communication medium identification according to an embodiment of the present invention. If a ticket reservation / booking menu is selected through the key input unit 415 among a plurality of menus output through 410, the communication medium checking unit 470 may be identified in association with the memory unit 425. Confirming information identifying at least one or more second communication media information included in ticket processing information including first media information corresponding to a first communication media (or a first communication media to which the VoIP composite terminal 100 is currently connected). A section 466 and a mode selection interface for selecting a second communication medium to process the ticket reservation / advance among the second communication mediums, and through the key input unit 415, a second communication target for ticket reservation / advancement When choosing a medium, A mode switching unit 468 for switching the operation mode of the VoIP composite terminal 100 to a ticket mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information, and a ticket mode for each communication medium. When switching, the communication channel connection unit 460 connecting the communication channel for processing the ticket reservation / reservation via the selected second communication medium, and the key input unit 415 when connecting the communication channel through the second communication medium. Receives the ticket reservation / reservation information and ticket reservation / reservation security information for ticket reservation / booking processing through the second communication medium through the card reader unit 405 through the card information read from the customer card The interface output unit 472 for outputting a ticket reservation / reservation interface for each communication medium and the ticket reservation / reservation information and ticket reservation / reservation security through the ticket reservation / reservation interface for each communication medium. And an information input unit 474 for inputting information and card information.

According to an exemplary embodiment of the present invention, the VoIP composite terminal 100 includes at least one payment menu, a banking menu, a giro payment menu, a ticket reservation / advance menu, and an electronic money charging menu through the screen output unit 410. Outputs a plurality of menus, and if the ticket reservation / reservation menu of the plurality of menus is selected through the key input unit 415, the information confirmation unit 466 is confirmed by the communication medium confirmation unit 470 A first medium information corresponding to the first communication medium (or the first communication medium to which the VoIP composite terminal 100 is currently connected) and includes a first medium information in association with the memory unit 425. And identifying at least one ticket processing information including the media switching information, and identifying at least one second communication medium information included in the checked ticket processing information.

When the at least one second communication medium information is confirmed by the information checking unit 466, the mode switching unit 468 is connected to the screen output unit 410 to determine the at least one or more second communication mediums. And outputting a mode selection interface for selecting a second communication medium to process the ticket reservation / reservation, and when selecting a second communication medium to be reserved for a ticket / reservation through the key input unit 415, the VoIP composite terminal. The operation mode of 100 may be switched to a ticket mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information.

Here, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 via the packet-switched short-range wireless communication medium through the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Or, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 through the short-range wireless communication medium of the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Alternatively, the ticket mode for each communication medium is a device that locates the ticket reservation / reservation request information generated in the VoIP composite terminal 100 and the VoIP composite terminal 100 in a short distance through a short-range wired communication medium of a packet exchange method ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Or, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 via the short-range wired communication medium of the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Alternatively, the ticket mode for each communication medium transmits ticket reservation / reservation request information generated by the VoIP composite terminal 100 to an apparatus (or server) located near the VoIP composite terminal 100 via the optical communication medium. It is preferable to include a ticket mode for processing the ticket reservation / reservation.

Alternatively, the ticket mode for each communication medium transmits the ticket reservation / reservation request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium to process the ticket reservation / reservation. It is preferable to include a ticket mode.

Alternatively, the ticket mode for each communication medium transmits the ticket reservation / reservation request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the ticket reservation / reservation. It is preferable to include a ticket mode.

When the mode switching unit 468 switches the operation mode of the VoIP composite terminal 100 to the ticket mode for each communication medium, the communication channel connection unit 460 reserves a ticket / reserves through the selected second communication medium. It is characterized by connecting the communication channel for processing the ticket reservation / reservation by transmitting the request information.

Here, the communication channel connection unit 460 transmits the ticket reservation / reservation request information to a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short-range wireless communication medium of a packet switched method. It is desirable to connect the communication channels.

Alternatively, the communication channel connection unit 460 transmits the ticket reservation / reservation request information to a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method. It is desirable to connect the communication channels.

Alternatively, the communication channel connection unit 460 transmits the ticket reservation / reservation request information to a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short-range wired communication medium in a packet-switched manner. It is desirable to connect the communication channels.

Alternatively, the communication channel connection unit 460 transmits the ticket reservation / reservation request information to a device (or server) located at a short distance with the VoIP composite terminal 100 through a short distance wired communication medium of a direct communication method. It is desirable to connect the communication channels.

Alternatively, the communication channel connection unit 460 connects the optical communication channel for transmitting the ticket reservation / reservation request information to the apparatus (or server) located at a short distance with the VoIP composite terminal 100 through an optical communication medium. desirable.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the ticket reservation / reservation request information to a server (or a device) on the communication network through a wired communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the ticket reservation / reservation request information to a server (or a device) on the communication network through a wireless communication medium.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the interface output unit 472 is used for ticket reservation / advance processing through the second communication medium through the key input unit 415. Receives ticket reservation / reservation information (e.g., reservation amount) and ticket reservation / reservation security information (e.g., card password, platform OTP, etc.), and inputs card information read from a customer card through the card reader 405. Characterized in that the ticket reservation / booking interface for each communication medium received.

Here, the ticket reservation / reservation interface for each communication medium is a ticket reservation / reservation information (for example, the reservation amount) and ticket reservation / for ticket reservation / reservation processing through the second communication medium through the key input unit 415 It is preferable to include a user interface for receiving advance security information (for example, card password, platform OTP, etc.), and preferably comprises a user interface for requesting to read the customer card through the card reader 405. Do.

If the customer card is an IC card and the card reader 405 includes an IC reader, the ticket reservation / reservation interface for each communication medium may include a password (eg, a PIN) included in the ticket reservation / reservation security information. Preferably through the user interface to confirm the validity of the IC card through.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and the ticket reservation / reservation request information includes only the card information read from the customer card (for example, when using the VoIP composite terminal 100 as a card reader for the ticket reservation / reservation processing), The ticket reservation / reservation interface for each communication medium may include a part of a user interface for receiving ticket reservation / reservation information (eg, reservation amount) and ticket reservation / reservation security information (eg, card password, platform OTP, etc.). The present invention is not limited thereby.

After the ticket reservation / reservation interface for each communication medium is output by the interface output unit 472, the information input unit 474 uses the key input unit 415 for the ticket reservation / reservation information (e.g., reservation amount). And ticket reservation / advance security information (eg, card password, platform OTP, etc.).

According to another exemplary embodiment of the present invention, the ticket reservation / reservation information (eg, reservation amount) and ticket reservation / reservation security information (eg, card password, platform OTP, etc.) are input to the ticket reservation / reservation interface for each communication medium. When a part of the user interface is omitted, the information input unit 474 may not process inputting information corresponding to the omitted user interface, and the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the ticket reservation / booking interface for each communication medium, the information input unit 474 is linked with the card reader unit 405 to provide the card information. Characterized in that the input processing.

Referring to FIG. 4, the VoIP composite terminal 100 includes a communication channel connection unit for ticket reservation / reservation through selective payment (or financial transaction) processing according to a communication medium identification according to another embodiment of the present invention. The message receiving unit 462 for receiving a card transaction message from the first communication medium to which the VoIP composite terminal 100 is connected by 460, and the ticket transaction / reservation information is read by reading the received card transaction message. Message confirmation unit 464 for checking whether there is, and the first communication medium (or the first communication medium receiving the card transaction message) confirmed by the communication medium confirmation unit 470 when the ticket reservation / booking information confirmation A second communication medium corresponding to the ticket reservation / reservation information, among the second communication medium information associated with the first communication medium information in connection with the memory unit 425, after confirming first communication medium information corresponding to tablet A communication channel connection unit 460 for connecting a communication channel for processing the ticket reservation / advance through the identified second communication medium when the information communication unit 466 confirms information, and the second communication medium is checked; Mode connection unit 468 for switching the operation mode of the VoIP composite terminal 100 to a ticket mode for each communication medium including the first communication medium information and the second communication medium information when a communication channel is connected through a second communication medium. And a card reservation / reservation security information for ticket reservation / reservation processing through the second communication medium through the key input unit 415 and a card read from a customer card through the card reader unit 405. An interface output unit 472 for outputting a ticket reservation / reservation interface for each communication medium that receives information, and processing the ticket reservation / reservation security information and card information through the ticket reservation / reservation interface for each communication medium; It is characterized by comprising an information input section (474).

According to another exemplary embodiment of the present invention, when the VoIP composite terminal 100 is connected to a first communication medium by the communication channel connection unit 460, the VoIP composite terminal 100 is defined in the first communication medium. Receiving at least one message data according to the established message exchange protocol, wherein the message receiver 462 is connected to the message exchange protocol corresponding to the first communication medium from the first communication medium connected by the communication channel connection unit 460. Accordingly, a predetermined card transaction message for ticket reservation / reservation through selective payment (or financial transaction) processing according to communication medium identification may be received.

When a predetermined card transaction message is received by the message receiving unit 462, the message checking unit 464 reads the received card transaction message and checks whether the ticket reservation / advancing information is included.

According to the method of the present invention, the ticket reservation / reservation information included in the card transaction message, preferably comprises at least one or more reservation amount, PG identification information, ticket reservation / reservation page according to the intention of those skilled in the art Preferably, the URL information further includes at least one ticket reservation / reservation path code information.

When the message confirming unit 464 confirms that the card transaction message includes the ticket reservation / scheduling information, the information confirming unit 466 cooperates with the communication medium confirming unit 470 to transmit the card transaction message. Identify the first communication medium that has received the information, and verify at least one ticket processing information including communication medium switching information including first medium information in association with the memory unit 425, and confirm the ticket processing information. Among the one or more pieces of second communication medium information included in the information, the second communication medium information corresponding to the ticket reservation / reservation information is characterized in that it is confirmed.

According to an exemplary embodiment of the present disclosure, the information checking unit 466 may include a wireless communication medium or a wired communication medium to which the VoIP composite terminal 100 is connected among the communication medium information stored in the memory unit 425. 2 It is preferable to check automatically with a communication medium.

According to another exemplary embodiment of the present invention, when the ticket reservation / advance information includes the ticket reservation / advance page URL, the information checking unit 466 may include information on communication media stored in the memory unit 425. Near field communication of the VoIP complex terminal 100, a short-range wireless communication medium of the packet-switching method, a short-range wireless communication medium of the direct communication method, a short-range of the packet-switching method to communicate with the device (or server) connected to the ticket reservation / booking page It is preferable to automatically check any one of a wired communication medium, a short distance wired communication medium of a direct communication method, or an optical communication medium as the second communication medium, and the ticket reservation / advance page URL according to the intention of a person skilled in the art. Even if it is included, the wireless communication medium or the wired communication medium connected to the VoIP composite terminal 100 may be automatically confirmed as the second communication medium. All.

According to another exemplary embodiment of the present invention, when the ticket reservation / reservation information includes the ticket reservation / reservation path code information, the information checking unit 466 stores the communication medium information stored in the memory unit 425. Among the above, the wireless communication medium or wired communication medium corresponding to the ticket reservation / booking route code information, the short-range wireless communication medium of the packet-switching method, the short-range wireless communication medium of the direct communication method, the short-range wired communication medium of the packet switching method, Alternatively, it is preferable to automatically identify one of the communication media of a short distance wired communication medium or an optical communication medium of the direct communication method as the second communication medium.

When the second communication medium to process the ticket reservation / reservation is confirmed by the information confirmation unit 466, the communication channel connection unit 460 processes the ticket reservation / reservation through the confirmed second communication medium. It characterized in that for connecting the communication channel.

Here, the communication channel connection unit 460 is a device (or server) located in the near field with the VoIP composite terminal 100 through the short-range wireless communication medium of the packet exchange method identified by the information confirming unit 466. It is desirable to connect a short range wireless communication channel for transmitting ticket reservation / reservation request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method identified by the information checking unit 466. It is desirable to connect a short range wireless communication channel for transmitting ticket reservation / reservation request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a packet-switched short-range wired communication medium identified by the information checking unit 466. It is desirable to connect a short distance wired communication channel for transmitting ticket reservation / reservation request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short distance wired communication medium of the direct communication method identified by the information checking unit 466. It is desirable to connect a short distance wired communication channel for transmitting ticket reservation / reservation request information.

Alternatively, the communication channel connection unit 460 requests the ticket reservation / reservation request to a device (or server) located in close proximity to the VoIP composite terminal 100 through the optical communication medium identified by the information checking unit 466. It is desirable to connect an optical communication channel for transmitting information.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the ticket reservation / reservation request information to a server (or a device) on the communication network through a wired communication medium identified by the information checking unit 466. It is desirable to.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the ticket reservation / reservation request information to a server (or device) on the communication network through a wireless communication medium identified by the information checking unit 466. It is desirable to.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the mode switching unit 468 receives the first communication medium receiving the card transaction message in the operation mode of the VoIP composite terminal 100. Characterized by the communication channel connection unit 460 is characterized in that switching to the ticket mode for each communication medium including the second communication medium connected to the communication channel.

Here, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 via the packet-switched short-range wireless communication medium through the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Or, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 through the short-range wireless communication medium of the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Alternatively, the ticket mode for each communication medium is a device that locates the ticket reservation / reservation request information generated in the VoIP composite terminal 100 and the VoIP composite terminal 100 in a short distance through a short-range wired communication medium of a packet exchange method ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Or, the ticket mode for each communication medium is a device that is located in close proximity to the VoIP composite terminal 100 via the short-range wired communication medium of the ticket reservation / reservation request information generated in the VoIP composite terminal 100 ( Or a server) and a ticket mode for processing the ticket reservation / advance.

Alternatively, the ticket mode for each communication medium transmits ticket reservation / reservation request information generated by the VoIP composite terminal 100 to an apparatus (or server) located near the VoIP composite terminal 100 via the optical communication medium. It is preferable to include a ticket mode for processing the ticket reservation / reservation.

Alternatively, the ticket mode for each communication medium transmits the ticket reservation / reservation request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium to process the ticket reservation / reservation. It is preferable to include a ticket mode.

Alternatively, the ticket mode for each communication medium transmits the ticket reservation / reservation request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium to process the ticket reservation / reservation. It is preferable to include a ticket mode.

The communication channel connected to the communication channel through the second communication medium by the communication channel connection unit 460, the operation mode of the VoIP composite terminal 100 by the mode switching unit 468 corresponding to the second communication medium When the mode is switched to the ticket mode, the interface output unit 472 via the key input unit 415, ticket reservation / reservation security information (e.g. card password, platform for ticket reservation / reservation processing through the second communication medium) OTP, etc.), and outputs a ticket reservation / booking interface for each communication medium that receives the card information read from the customer card through the card reader unit 405.

Here, the ticket reservation / reservation interface for each communication medium is ticket reservation / reservation security information (eg, card password, platform OTP, etc.) for ticket reservation / reservation processing through the second communication medium through the key input unit 415 It is preferable to include a user interface for receiving the input, preferably through a user interface for requesting to read the customer card through the card reader unit 405.

If the customer card is an IC card and the card reader 405 includes an IC reader, the ticket reservation / reservation interface for each communication medium may include a password (eg, a PIN) included in the ticket reservation / reservation security information. Preferably through the user interface to confirm the validity of the IC card through.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and the ticket reservation / reservation request information includes only the card information read from the customer card (for example, when using the VoIP composite terminal 100 as a card reader for the ticket reservation / reservation processing), The ticket reservation / reservation interface for each communication medium may omit a user interface for receiving ticket reservation / reservation security information (eg, card password, platform OTP, etc.), and thus the present invention is not limited thereto.

After the ticket reservation / advance interface for each communication medium is output by the interface output unit 472, the information input unit 474 transmits the ticket reservation / advance security information (eg, a card password) through the key input unit 415. , Platform OTP, etc.).

According to another exemplary embodiment of the present invention, when the user interface for inputting the ticket reservation / reservation security information (eg, card password, platform OTP, etc.) to the ticket reservation / reservation interface for each communication medium is omitted, the information input unit ( 474 may not process inputting information corresponding to the omitted user interface, and the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the ticket reservation / booking interface for each communication medium, the information input unit 474 is linked with the card reader unit 405 to provide the card information. Characterized in that the input processing.

Referring to FIG. 4, the VoIP composite terminal 100 includes at least one ticket input / booking information, ticket reservation / booking security information, and card information that has been processed, and reserves a ticket corresponding to the second communication medium. Information generation unit 476 for generating reservation request information, and an information transmission unit for transmitting the ticket reservation / reservation request information through a communication channel connected through the second communication medium when the ticket reservation / reservation request information is generated. 478 is provided.

When the card information is input and processed through the information input unit 474, and the ticket reservation / advance information and the ticket reservation / advance security information are input and processed according to an implementation method, the information generation unit 476 performs the input ticket reservation. / Ticket reservation / reservation security information and at least one information including the card information to generate the ticket reservation / reservation request information corresponding to the second communication medium.

Short-range wireless communication in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460 according to an embodiment of the present invention. When a communication channel is connected through a medium, the information generator 476 may generate ticket reservation / reservation request information transmitted through the short-range wireless communication medium.

Alternatively, a communication channel through a short range wireless communication medium of a direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 may generate ticket reservation / reservation request information transmitted through the short range wireless communication medium of the direct communication method.

Alternatively, a communication channel through a short-range wired communication medium in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 preferably generates ticket reservation / reservation request information transmitted through the short-range wired communication medium of the packet exchange method.

Or, the communication channel via the short-range wired communication medium of the direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in the near by the communication channel connection unit 460 When connected, the information generation unit 476 may generate ticket reservation / reservation request information transmitted through the short-distance wired communication medium of the direct communication method.

Alternatively, when the communication channel connection unit 460 is connected to the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium, the information The generation unit 476 preferably generates ticket reservation / reservation request information transmitted through the optical communication medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wired communication medium, the information generator 476 communicates with the wired communication. It is desirable to generate ticket reservation / advance request information transmitted through the medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wireless communication medium, the information generation unit 476 may perform the wireless communication. It is desirable to generate ticket reservation / advance request information transmitted through the medium.

When the ticket reservation / reservation request information is generated by the information generation unit 476, the information transmission unit 478 transmits the ticket reservation / reservation request information through a communication channel connected through the second communication medium. It is characterized by.

The information transmitter 478 transmits the ticket reservation / reservation request information through a communication channel connected through the second communication medium, and includes at least one key data in ticket processing information including the second communication medium information. Is included, the information transmission unit 478 preferably transmits the ticket reservation / reservation request information by encrypting the key data.

Those skilled in the art will be familiar with the technical features of encrypting and transmitting the ticket reservation / reservation request information using at least one encryption key, and thus, a detailed description thereof will be omitted. Let's do it.

After the ticket reservation / reservation request information is transmitted by the information transmission unit 478, when the ticket reservation / reservation corresponding to the ticket reservation / reservation request information is processed, the ticket reservation is performed through the message receiving unit 462. It is preferable that a message including the result of booking information is received and output through the screen output unit 410.

Referring to FIG. 4, the VoIP composite terminal 100 may include the screen output unit 410 for charging electronic money through selective payment (or financial transaction) processing according to communication medium identification according to an embodiment of the present invention. When the electronic money charging menu is selected through the key input unit 415 among the plurality of menus outputted through the key input unit, the first communication unit 470 checks the communication medium in association with the memory unit 425. An information checking unit for identifying at least one second communication medium information included in charging processing information including first medium information corresponding to a communication medium (or a first communication medium to which the VoIP composite terminal 100 is currently connected); 466) and a mode selection interface for selecting a second communication medium to process the electronic money charging among the second communication mediums, and selecting a second communication medium to be charged with electronic money through the key input unit 415, Prize A mode switching unit 468 for switching the operation mode of the VoIP composite terminal 100 to a charging mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information, and for switching to a charging mode for each communication medium; The communication channel connection unit 460 for connecting the communication channel for processing the electronic money charging through the selected second communication medium, and the key input unit 415 when connecting the communication channel through the second communication medium. Receiving electronic money charging information and electronic money charging security information for the electronic money charging processing through the second communication medium, the electronic communication for each communication medium for receiving the card information read from the customer card through the card reader unit 405 The electronic money charging information and the electronic money charging security information through an interface output unit 472 for outputting a money charging interface and the electronic money charging interface for each communication medium; The load information is characterized in that formed by an information input unit 474 to process the input.

According to an exemplary embodiment of the present invention, the VoIP composite terminal 100 includes at least one payment menu, a banking menu, a giro payment menu, a ticket reservation / advance menu, and an electronic money charging menu through the screen output unit 410. Outputs a plurality of menus, and when the electronic money charging menu is selected from the plurality of menus through the key input unit 415, the information checking unit 466 is confirmed by the communication medium checking unit 470. A first communication medium corresponding to a first communication medium (or a first communication medium to which the VoIP composite terminal 100 is currently connected), and a communication medium including first medium information in association with the memory unit 425 And at least one charging processing information including the switching information and at least one second communication medium information included in the checked charging processing information.

When the at least one second communication medium information is confirmed by the information checking unit 466, the mode switching unit 468 is connected to the screen output unit 410 to determine the at least one or more second communication mediums. And a mode selection interface for selecting a second communication medium to process the electronic money charging. When selecting a second communication medium to be charged with electronic money through the key input unit 415, the VoIP terminal 100 (B) is switched to a charging mode for each communication medium corresponding to the first communication medium information and the selected second communication medium information.

Here, the charging mode for each communication medium is a device (or device) located near the VoIP complex terminal 100 via the packet-switched short-range wireless communication medium for the electronic money charging request information generated by the VoIP complex terminal 100 (or Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium is an apparatus (or device) located near the VoIP complex terminal 100 via the short-range wireless communication medium of the electronic money charging request information generated by the VoIP complex terminal 100 (or a direct communication method). Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium is a device (or device) that is located at a short distance from the VoIP complex terminal 100 via a packet-switched short-range wired communication medium for electronic money charging request information generated by the VoIP complex terminal 100. Server) and a charging mode for processing the electronic money charging.

Or, the charging mode for each communication medium is a device (or device) located near the VoIP composite terminal 100 via the short-range wired communication medium of the electronic money charging request information generated in the VoIP composite terminal 100 (or direct communication method) (or Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium transmits the electronic money charging request information generated by the VoIP composite terminal 100 to an apparatus (or server) located near the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a charging mode for processing the electronic money charging.

Alternatively, in the charging mode for each communication medium, a charging mode for processing the electronic money charging by transmitting the electronic money charging request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium. It is preferable to comprise a.

Alternatively, in the charging mode for each communication medium, a charging mode for processing the electronic money charging by transmitting the electronic money charging request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium. It is preferable to comprise a.

When the operation mode of the VoIP composite terminal 100 is switched to the charging mode for each communication medium by the mode switching unit 468, the communication channel connection unit 460 requests the charging of electronic money through the selected second communication medium. It is characterized by connecting a communication channel for processing the electronic money charging by transmitting information.

Here, the communication channel connection unit 460 is a short-range wireless communication for transmitting the electronic money charging request information to the device (or server) located in the short-range with the VoIP composite terminal 100 through a short-range wireless communication medium of the packet exchange method It is desirable to connect the channels.

Alternatively, the communication channel connection unit 460 transmits the electronic money charging request information to a device (or a server) located at a short distance with the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method. It is desirable to connect the channels.

Alternatively, the communication channel connection unit 460 is a short-range wired communication for transmitting the electronic money charging request information to a device (or server) located in the short distance with the VoIP composite terminal 100 through a packet-switched short-range wired communication media. It is desirable to connect the channels.

Alternatively, the communication channel connection unit 460 is a short-range wired communication for transmitting the electronic money charging request information to a device (or server) located in the near field with the VoIP composite terminal 100 through a short-range wired communication medium of a direct communication method. It is desirable to connect the channels.

Alternatively, the communication channel connection unit 460 may connect an optical communication channel for transmitting the electronic money charging request information to the apparatus (or server) located at a short distance from the VoIP composite terminal 100 through an optical communication medium. Do.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the electronic money charging request information to a server (or device) on the communication network through a wired communication medium.

Alternatively, the communication channel connection unit 460 may connect a wide area communication channel for transmitting the electronic money charging request information to a server (or device) on the communication network through a wireless communication medium.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the interface output unit 472 uses the key input unit 415 to perform the electronic money charging process through the second communication medium. Communication medium that receives money charging information (eg, amount of charge) and electronic money charging security information (eg, card password, platform OTP, etc.) and card information read from a customer card through the card reader unit 405. Characterized by outputting the electronic money charging interface.

Here, the electronic money charging interface for each communication medium may include electronic money charging information (for example, charge amount) and electronic money charging security information (for example, charge amount) for the electronic money charging process through the key input unit 415. , Card password, platform OTP, etc.) is preferably included, and preferably includes a user interface for requesting reading of the customer card through the card reader 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the electronic money charging interface for each communication medium may be entered through a password (eg, a PIN) included in the electronic money charging security information. It is preferable to further comprise a user interface for confirming the validity of the IC card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and the electronic money charging request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the electronic money charging process). The electronic money charging interface for each medium may omit some of the user interface for receiving electronic money charging information (for example, the amount of charge) and electronic money charging security information (for example, a card password, platform OTP, etc.). This is not limited.

After the electronic money charging interface for each communication medium is output by the interface output unit 472, the information input unit 474 uses the key input unit 415 to provide the electronic money charging information (for example, the amount of charge) and the electronic device. Characterized in that the input charging security information (for example, card password, platform OTP).

According to another embodiment of the present invention of the user interface for receiving the electronic money charging information (for example, the amount of charge) and electronic money charging security information (for example, card password, platform OTP, etc.) to the electronic money charging interface for each communication medium If a part is omitted, the information input unit 474 may not process the input information corresponding to the omitted user interface, and the present invention is not limited thereto.

In addition, when the customer card is read through the card reader unit 405 based on the electronic money charging interface for each communication medium, the information input unit 474 connects the card information with the card reader unit 405. Characterized in that the input processing.

4, the VoIP composite terminal 100 for charging the electronic money through the selective payment (or financial transactions) processing according to the communication medium identification according to another embodiment of the present invention, the communication channel connection unit ( The message receiving unit 462 for receiving a card transaction message from the first communication medium to which the VoIP composite terminal 100 is connected by 460 and the received card transaction message are read to check whether the electronic money charging information is included. A message corresponding to a first communication medium (or a first communication medium receiving the card transaction message) identified by the communication medium checking unit 470 when the message checking unit 464 and the electronic money charging information are checked. 1 confirming the communication medium information, the second communication medium information corresponding to the electronic money charging information of the second communication medium information associated with the first communication medium information in association with the memory unit 425 A communication channel connection unit 460 for connecting an information confirmation unit 466 for confirming, a communication channel for processing the electronic money charging through the identified second communication medium when the second communication medium is checked; When the communication channel is connected through a communication medium, the mode switching unit 468 for switching the operation mode of the VoIP composite terminal 100 to a charging mode for each communication medium including the first communication medium information and the second communication medium information; Receiving electronic money charging security information for electronic money charging processing through the second communication medium through the key input unit 415, and receiving card information read from a customer card through the card reader 405. An interface output unit 472 for outputting an electronic money charging interface for each communication medium, and a process for inputting and processing the electronic money charging security information and card information through the electronic money charging interface for each communication medium; By having an input unit (474) characterized by comprising.

According to another exemplary embodiment of the present invention, when the VoIP composite terminal 100 is connected to a first communication medium by the communication channel connection unit 460, the VoIP composite terminal 100 is defined in the first communication medium. Receiving at least one message data according to the established message exchange protocol, wherein the message receiver 462 is connected to the message exchange protocol corresponding to the first communication medium from the first communication medium connected by the communication channel connection unit 460. Accordingly, a predetermined card transaction message for charging the electronic money through selective payment (or financial transaction) processing according to the communication medium identification may be received.

When a predetermined card transaction message is received by the message receiving unit 462, the message checking unit 464 reads the received card transaction message and checks whether the electronic money charging information is included.

According to an embodiment of the present invention, the electronic money charging information included in the card transaction message preferably comprises at least one charge amount, and according to the intention of those skilled in the art, PG identification information and electronic money charging page URL information. And electronic money charging path code information.

When the message confirming unit 464 confirms that the card transaction message includes the electronic money charging information, the information confirming unit 466 links the card transaction message in association with the communication medium confirming unit 470. Confirming the received first communication medium, identifying at least one or more charging processing information including communication medium switching information including first media information in association with the memory unit 425, and checking the checked charging processing information Among the at least one second communication medium information included in the information, characterized in that for confirming the second communication medium information corresponding to the electronic money charging information.

According to an exemplary embodiment of the present disclosure, the information checking unit 466 may include a wireless communication medium or a wired communication medium to which the VoIP composite terminal 100 is connected among the communication medium information stored in the memory unit 425. 2 It is preferable to check automatically with a communication medium.

According to another exemplary embodiment of the present invention, when the electronic money charging information includes the URL of the electronic money charging page, the information checking unit 466 may include the VoIP information of the communication medium information stored in the memory unit 425. A near field communication device of a packet switched type, a short distance wireless communication medium of a direct communication type, and a short distance wired communication medium of a packet exchange type that communicate with a device (or a server) connected to the electronic money charging page near the composite terminal 100. , Or it is preferable to automatically check any one of a short distance wired communication medium or an optical communication medium of the direct communication method as the second communication medium, and the electronic money charging page URL is included according to the intention of a person skilled in the art. Even if the VoIP communication terminal 100 is connected to the wireless communication medium or wired communication medium may be automatically confirmed as the second communication medium.

According to another exemplary embodiment of the present invention, when the electronic money charging information includes the electronic money charging path code information, the information checking unit 466 may include information on communication media stored in the memory unit 425. A wireless communication medium or wired communication medium corresponding to the electronic money charging path code information, a near field wireless communication medium of a packet switched method, a near field wireless communication medium of a direct communication method, a short distance wired communication medium of a packet switched method, or direct communication It is preferable to automatically identify the communication medium of any one of a short-range wired communication medium or an optical communication medium as the second communication medium.

When the second communication medium to process the electronic money charging is confirmed by the information confirming unit 466, the communication channel connection unit 460 communicates to process the electronic money charging through the identified second communication medium. It is characterized by connecting the channel.

Here, the communication channel connection unit 460 is a device (or server) located in the near field with the VoIP composite terminal 100 through the short-range wireless communication medium of the packet exchange method identified by the information confirming unit 466. It is preferable to connect a short-range wireless communication channel for transmitting the electronic money charging request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short range wireless communication medium of a direct communication method identified by the information checking unit 466. It is preferable to connect a short-range wireless communication channel for transmitting the electronic money charging request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a packet-switched short-range wired communication medium identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the electronic money charging request information.

Alternatively, the communication channel connection unit 460 may be a device (or server) located in close proximity to the VoIP composite terminal 100 through a short distance wired communication medium of the direct communication method identified by the information checking unit 466. It is preferable to connect a short-range wired communication channel for transmitting the electronic money charging request information.

Alternatively, the communication channel connection unit 460 is a device (or server) located in close proximity to the VoIP composite terminal 100 via the optical communication medium identified by the information checking unit 466, the electronic money charging request information. It is preferable to connect the optical communication channel for transmitting the.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the electronic money charging request information to a server (or a device) on the communication network through a wired communication medium identified by the information checking unit 466. It is preferable.

Alternatively, the communication channel connection unit 460 connects a wide area communication channel for transmitting the electronic money charging request information to a server (or device) on the communication network through a wireless communication medium identified by the information checking unit 466. It is preferable.

When the communication channel is connected to the communication channel through the second communication medium by the communication channel connection unit 460, the mode switching unit 468 receives the first communication medium receiving the card transaction message in the operation mode of the VoIP composite terminal 100. Characterized by the communication channel connection unit 460 is characterized in that the switching to the charging mode for each communication medium containing the second communication medium connected to the communication channel.

Here, the charging mode for each communication medium is a device (or device) located near the VoIP complex terminal 100 via the packet-switched short-range wireless communication medium for the electronic money charging request information generated by the VoIP complex terminal 100 (or Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium is an apparatus (or device) located near the VoIP complex terminal 100 via the short-range wireless communication medium of the electronic money charging request information generated by the VoIP complex terminal 100 (or a direct communication method). Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium is a device (or device) that is located at a short distance from the VoIP complex terminal 100 via a packet-switched short-range wired communication medium for electronic money charging request information generated by the VoIP complex terminal 100. Server) and a charging mode for processing the electronic money charging.

Or, the charging mode for each communication medium is a device (or device) located near the VoIP composite terminal 100 via the short-range wired communication medium of the electronic money charging request information generated in the VoIP composite terminal 100 (or direct communication method) (or Server) and a charging mode for processing the electronic money charging.

Alternatively, the charging mode for each communication medium transmits the electronic money charging request information generated by the VoIP composite terminal 100 to an apparatus (or server) located near the VoIP composite terminal 100 through an optical communication medium. It is preferable to include a charging mode for processing the electronic money charging.

Alternatively, in the charging mode for each communication medium, a charging mode for processing the electronic money charging by transmitting the electronic money charging request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wired communication medium. It is preferable to comprise a.

Alternatively, in the charging mode for each communication medium, a charging mode for processing the electronic money charging by transmitting the electronic money charging request information generated by the VoIP composite terminal 100 to a server (or device) on the communication network through a wireless communication medium. It is preferable to comprise a.

The communication channel connected to the communication channel through the second communication medium by the communication channel connection unit 460, the operation mode of the VoIP composite terminal 100 by the mode switching unit 468 corresponding to the second communication medium When the charging mode is switched to, the interface output unit 472 via the key input unit 415, the electronic money charging security information for the electronic money charging processing through the second communication medium (for example, card password, platform OTP, etc.) ), And outputs an electronic money charging interface for each communication medium that receives the card information read from the customer card through the card reader unit 405.

Here, the electronic money charging interface for each communication medium receives electronic money charging security information (eg, card password, platform OTP, etc.) for the electronic money charging process through the key input unit 415. It is preferable to include a user interface, and preferably comprises a user interface for requesting to read the customer card through the card reader unit 405.

If the customer card is an IC card and the card reader unit 405 includes an IC reader unit, the electronic money charging interface for each communication medium may be entered through a password (eg, a PIN) included in the electronic money charging security information. It is preferable to further comprise a user interface for confirming the validity of the IC card.

According to another exemplary embodiment of the present invention, a device (or server) located in close proximity to the VoIP composite terminal 100 and a short range wireless communication channel, or a short distance wired communication channel, or an optical communication channel by the communication channel connection unit 460. Is connected, and the electronic money charging request information includes only the card information read from the customer card (for example, when the VoIP composite terminal 100 is used as a card reader for the electronic money charging process). The electronic money charging interface for each medium may omit a user interface for receiving electronic money charging security information (eg, card password, platform OTP, etc.), and the present invention is not limited thereto.

After the electronic money charging interface for each communication medium is output by the interface output unit 472, the information input unit 474 uses the key input unit 415 to secure the electronic money charging security information (eg, card password, platform). OTP, etc.).

According to another embodiment of the present invention, when the user interface for inputting the electronic money charging security information (for example, a card password, platform OTP, etc.) to the electronic money charging interface for each communication medium is omitted, the information input unit 474 is provided. It is not necessary to process the input information corresponding to the omitted user interface, whereby the present invention is not limited.

In addition, when the customer card is read through the card reader unit 405 based on the electronic money charging interface for each communication medium, the information input unit 474 connects the card information with the card reader unit 405. Characterized in that the input processing.

Referring to FIG. 4, the VoIP composite terminal 100 includes at least one of the input electronic money charging information, electronic money charging security information, and card information, and requests for electronic money charging corresponding to the second communication medium. An information generator 476 for generating information and an information transmitter 478 for transmitting the electronic money charging request information through a communication channel connected through the second communication medium when the electronic money charging request information is generated. Characterized in that made.

When the card information is input and processed through the information input unit 474, and the electronic money charging information and the electronic money charging security information are input and processed according to an implementation method, the information generation unit 476 performs the input processing of the electronic money charging information. And at least one electronic money charging security information and card information to generate electronic money charging request information corresponding to the second communication medium.

Short-range wireless communication in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460 according to an embodiment of the present invention. When the communication channel is connected through a medium, the information generation unit 476 may generate electronic money charging request information transmitted through the short-range wireless communication medium.

Alternatively, a communication channel through a short range wireless communication medium of a direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 may generate electronic money charging request information transmitted through the short range wireless communication medium of the direct communication method.

Alternatively, a communication channel through a short-range wired communication medium in a packet-switched manner between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance by the communication channel connection unit 460. When connected, the information generator 476 preferably generates electronic money charging request information transmitted through the short-range wired communication medium of the packet exchange method.

Or, the communication channel via the short-range wired communication medium of the direct communication method between the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in the near by the communication channel connection unit 460 When connected, the information generator 476 preferably generates electronic money charging request information transmitted through the short-range wired communication medium of the direct communication method.

Alternatively, when the communication channel connection unit 460 is connected to the VoIP composite terminal 100 and the VoIP composite terminal 100 and a device (or server) located in a short distance through an optical communication medium, the information The generation unit 476 preferably generates electronic money charging request information transmitted through the optical communication medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wired communication medium, the information generator 476 communicates with the wired communication. It is preferable to generate the electronic money charging request information transmitted through the medium.

Alternatively, when a communication channel is connected between the VoIP composite terminal 100 and a server (or device) on a communication network by the communication channel connection unit 460 through a wireless communication medium, the information generation unit 476 may perform the wireless communication. It is preferable to generate the electronic money charging request information transmitted through the medium.

When the electronic money charging request information is generated by the information generating unit 476, the information transmitting unit 478 transmits the electronic money charging request information through a communication channel connected through the second communication medium. It is done.

When the information transmitter 478 transmits the electronic money charging request information through a communication channel connected through the second communication medium, at least one key data is included in the charging processing information including the second communication medium information. When included, the information transmitter 478 preferably transmits the electronic money charging request information by encrypting the key data.

Those skilled in the art will be familiar with the technical features of encrypting and transmitting the electronic money charging request information through at least one or more encryption keys, so a detailed description thereof will be omitted for convenience. Shall be.

After the electronic money charging request information is transmitted by the information transmitting unit 478, when the electronic money charging corresponding to the electronic money charging request information is processed, the electronic money charging result information through the message receiving unit 462. Preferably, a message including a received message is output through the screen output unit 410.

Referring to FIG. 4, in order to receive image data through a wide area communication medium (eg, a wired communication medium or a wireless communication medium), the VoIP composite terminal 100 is outputted through the screen output unit 410. If a video reception menu is selected through the key input unit 415, the operation mode of the VoIP composite terminal 100 is set to a video reception mode through a wide area communication medium (eg, a wired communication medium or a wireless communication medium). When the switching unit 468, the communication channel connection unit 460 for connecting the communication channel for receiving the image data through the wide area communication medium, and the communication channel through the wide area communication medium, An interface output unit 472 for outputting an image receiving interface for receiving affiliate store information and affiliate store authentication information for receiving image data through the wide area communication medium through a key input unit 415, and the zero And an information input unit 474 configured to input and process the affiliated store information and the affiliated store authentication information through a phase receiving interface.

According to one embodiment of the invention, the VoIP composite terminal 100 through the screen output unit 410 payment menu, banking menu, giro payment menu, ticket reservation / booking menu, electronic money charging menu, banking menu Outputs a plurality of menus including at least one, and if the image receiving menu of the plurality of menus is selected through the key input unit 415, the mode switching unit 468 is the operation mode of the VoIP composite terminal 100 A merchant photographed from an image acquisition device provided at an affiliate store of a customer who uses the VoIP composite terminal 100 through the wide area communication medium (for example, an affiliate store where the customer using the VoIP composite terminal 100 is registered as an affiliate store representative). And switch to a video receiving mode for receiving the video data.

When the operation mode of the VoIP composite terminal 100 is switched to the video reception mode by the mode switching unit 468, the communication channel connection unit 460 is connected to the affiliate store from the relay server on the communication network through the selected wide area communication medium. And a communication channel for receiving image data in the affiliated store photographed through the image acquisition device provided in the apparatus.

When the communication channel is connected through the wide area communication medium by the communication channel connection unit 460, the interface output unit 472 is configured to receive image data through the wide area communication medium through the key input unit 415 and to authenticate the affiliate store information. And outputting an image receiving interface for receiving information.

After the image receiving interface is output by the interface output unit 472, the information input unit 474 may input and process the affiliate store information and affiliate store authentication information through the key input unit 415.

Referring to FIG. 4, the VoIP composite terminal 100 includes an information generation unit for generating affiliate store image request information corresponding to the second communication medium, including at least one of the inputted affiliate store information and affiliate store authentication information. 476 and an information transmitter 478 for transmitting the affiliated store image request information through a communication channel connected through the second communication medium when the affiliated store image request information is generated.

When the affiliated store information and the affiliated store authentication information are input and processed through the information input unit 474, the information generation unit 476 includes at least one of the inputted affiliated store information and the affiliated store authentication information to the second communication medium. And generating corresponding merchant image request information.

When the affiliated store image request information is generated by the information generating unit 476, the information transmitting unit 478 transmits the affiliated store image request information through a communication channel connected through the wide area communication medium.

Referring to FIG. 4, the VoIP composite terminal 100 receives the affiliate store information through a communication channel connected through the wide area communication medium for receiving image data through a wide area communication medium (eg, a wired communication medium or a wireless communication medium). And a data output unit 480 for receiving the image data in the affiliate store corresponding to the image output processor 490 for outputting the received image data in the affiliated store in association with the screen output unit 410. It features.

The data receiver 480 may include at least one of the input processed affiliated store information and affiliated store authentication information for receiving image data through a wide area communication medium (eg, a wired communication medium or a wireless communication medium). Image data acquired from at least one image acquisition device (eg, CCTV, IP camera, etc.) provided in the affiliated store from the relay server in response to the affiliated store image request information corresponding to a communication medium (ie, image data in the affiliated store) Characterized in that it receives.

According to an embodiment of the present invention, the reception of the image data in the affiliated store includes at least one or more of the input-processed affiliated store information and affiliated store authentication information transmitted by the relay server to request a merchant image corresponding to the second communication medium. It is preferable to receive at least one or more image data from at least one or more image acquisition apparatuses provided in the affiliated store corresponding to the information.

Here, the received image data is preferably in the form of streaming transmitted from the relay server, it is also possible to download the image data file of a predetermined time unit according to the intention and purpose of those skilled in the art.

In addition, when the received video data is in a streaming form, the video data is temporarily stored in the memory unit 425 provided in the VoIP composite terminal 100 (that is, the received video data is buffered) and then temporarily stored. It is preferable to provide an output to the image output processor 490 to process the output.

The image output processor 490 may output image data in the affiliated store received through the data receiver 480 in association with the screen output unit 410.

According to an embodiment of the present invention, when the received image data is streaming image data, the image data temporarily stored in the memory unit 425 (ie, buffered) is extracted, and the extracted image data is extracted. It is preferable to output in association with the screen output unit 410.

According to another exemplary embodiment of the present invention, when the received image data is an image data file of a predetermined time unit, it is preferable to output the image data file in association with the screen output unit 410.

Here, when the output image data file is received through the data receiver 480, the output target image data file list managed by the image output processor 490 is updated, and according to the updated image data file list. It is preferable to process the output.

5 is a diagram illustrating an operation process of the VoIP composite terminal 100 searching for a communication medium for the merchant monitoring process according to the communication medium identification according to the embodiment of the present invention.

In more detail, FIG. 4 illustrates a selective payment (or financial transaction) process through identification of a communication medium including at least one of short-range wireless communication, short-range wired communication, short-range optical communication, and wide-area communication. The operation process of the VoIP composite terminal 100 having a video data processing function through a medium, and a person of ordinary skill in the art to which the present invention pertains, refer to and / or modify this figure 4 to communicate It is possible to infer the configuration of various VoIP composite terminal 100 with the optional payment (or financial transaction) processing function according to the medium identification, but the present invention includes all the implementation methods inferred, The technical features are not limited only to the implementation method shown in FIG.

Hereinafter, in FIG. 5, the VoIP composite terminal 100 shown in FIG. 4 is referred to as a “terminal” for convenience, and a relay server connected to the VoIP composite terminal 100 through a communication network is referred to as a “server” for convenience.

Referring to FIG. 5, a terminal outputs a user interface including a plurality of menus for using a plurality of functions provided in the terminal (500), and inputs (or selects) one or more menus through the output user interface. (505).

If at least one of the plurality of menus included in the output user interface is input (or selected) (510), the terminal checks whether the selected menu is an affiliated store monitoring menu (515).

If the affiliated store monitoring menu is not input (or selected) (520), the terminal terminates without performing the following procedure for monitoring the affiliated store.

On the other hand, if a merchant monitoring menu is input (or selected) (520), the terminal generates (or extracts) a user interface for inputting (or selecting) merchant image request information including at least one of merchant information and merchant authentication information. And outputting the generated (or extracted) user interface on the screen of the terminal (525), and inputting affiliated store image request information including at least one affiliated store information and affiliated store authentication information through the outputted user interface ( Or select) 530.

If the merchant image request information including at least one merchant information and merchant authentication information is input (or selected) (535), the terminal includes at least one merchant information and merchant authentication information input (or selected). Transmitting the affiliated store image request information to the server (540); the server receives the affiliated store authentication and the affiliated store image data in response to the affiliated store image request information including at least one of the received affiliated store information and the affiliated store authentication information. In operation 545, the received affiliated store image data is transmitted to the terminal (550).

According to an embodiment of the present invention, the reception of the image data in the affiliated store is provided in the affiliate store corresponding to the affiliated store image request information including at least one of the input processed affiliated store information and affiliated store authentication information transmitted by the relay server. It is preferable to receive at least one or more image data from at least one or more image acquisition apparatuses.

Here, the received image data is preferably in the form of streaming transmitted from the relay server, it is also possible to download the image data file of a predetermined time unit according to the intention and purpose of those skilled in the art.

In addition, when the received video data is in a streaming form, the video data is temporarily stored in the memory unit 425 included in the VoIP composite terminal 100 (that is, the received video data is buffered) and then temporarily stored. It is preferable to provide an output to the image output processor 490 to process the output.

Thereafter, the terminal outputs the received video data of the affiliated store on the screen of the terminal (555).

According to an embodiment of the present invention, when the received image data is streaming image data, the image data temporarily stored in the memory unit 425 (ie, buffered) is extracted, and the extracted image data is extracted. It is preferable to output in association with the screen output unit 410.

According to another exemplary embodiment of the present invention, when the received image data is an image data file of a predetermined time unit, it is preferable to output the image data file in association with the screen output unit 410.

Here, when the output image data file is received through the data receiver 480, the output target image data file list managed by the image output processor 490 is updated, and according to the updated image data file list. It is preferable to process the output.

According to the present invention, when the affiliated store terminal is in an idle state, the affiliated store terminal transmits the image data in the affiliated store through the connected communication network, thereby enabling the use of a more efficient communication network from a customer's point of view using a communication network operating at a flat rate. .

In addition, by receiving the video data in the affiliated store using the VoIP phone, it is possible to receive the video data in the affiliated store anywhere that can use the VoIP phone, thereby there is an advantage that the efficient merchant management is possible.

In addition, after receiving the video data in the affiliated store, and stored in the relay server side by a predetermined time unit, it is possible to secure the video data of a certain time unit without having a separate CCTV equipment, using this to solve various problems in the merchant There is an advantage to use.

Claims (5)

Receiving affiliated store information and affiliated store authentication information from the terminal in the information receiving unit; Checking an affiliate store that matches the received affiliate store information by validity checking means, and then checking whether the affiliate store authentication information that matches the identified affiliate store information matches the received affiliate store authentication information; Receiving image data from an image acquisition device provided at the affiliate store when the validity of the received affiliate store information and affiliate store authentication information is confirmed by the image data receiving processing unit; And transmitting the received image data to the terminal and outputting the received image data by the image data transmitting means. The method of claim 1, wherein when the validity of the received affiliated store information and the affiliated store authentication information is confirmed by the image data receiving unit, receiving the image data from the image acquisition device provided at the affiliated store includes: Checking the operating state of the affiliated store terminal, and when the operating state of the affiliated store terminal, the blind point monitoring method, characterized in that for receiving the image data from the image acquisition device provided in the affiliated store. The method of claim 1, wherein the video data in the affiliated store to transmit to the terminal, Streaming video data, or Merchant monitoring method characterized in that the video file containing the image data in the merchant. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. Information receiving means for receiving affiliated store information and affiliated store authentication information from a terminal on a communication network; Validity checking means for checking an affiliated store matching the received affiliated store information and checking whether the affiliated store authentication information matching the identified affiliated store information matches the received affiliated store authentication information; Image data receiving means for receiving image data from an image acquisition apparatus provided in the affiliated store when validity of the received affiliated store information and affiliated store authentication information is confirmed; And And a video data transmission means for transmitting the received video data to the terminal for output.

Images