KR20090019035A

KR20090019035A - System and method for managing information of enterprise officer and staff and program recording medium

Info

Publication number: KR20090019035A
Application number: KR1020070083140A
Authority: KR
Inventors: 문봉기
Original assignee: 주식회사 신한은행
Priority date: 2007-08-20
Filing date: 2007-08-20
Publication date: 2009-02-25

Abstract

The present invention relates to a method and system for managing corporate employee information and a recording medium therefor, wherein the corporate employee information operating system according to the present invention sets information that can be checked in a financial server among corporate employee information stored in a corporate employee information database. Registration means for registering and approval means for approving access to the corporate employee information database for financial transaction processing of corporate employees in the financial server so that only the predetermined and registered verifiable information is accessible from the financial server. .

Description

System and Method for Managing Information of Enterprise Officer and Staff and Program Recording Medium}

1 is a diagram illustrating a face-to-face information registration system for employee information registration that can be accessed (or confirmed) from a banking server according to an exemplary embodiment of the present invention.

Figure 2 is an accessible (or confirmed) employee information configuration stored in the ledger D / B equipped in the DBMS on the financial system in a face-to-face manner for registering the employee information accessible (or confirmed) from the banking server according to an embodiment of the present invention Figure is a diagram.

3 is an access (or confirmation) stored in a database associated with the ledger D / B provided in the DBMS on the financial system in a face-to-face manner for registering the employee information accessible (or confirmed) from the banking server according to another embodiment of the present invention This is a diagram showing the composition of employee information.

Figure 4 illustrates the configuration of accessible (or confirmed) employee information stored in the DBMS provided in the banking server in a face-to-face manner for registering the employee information accessible (or confirmed) in the banking server according to another embodiment of the present invention. Drawing.

FIG. 5 is a diagram illustrating a process of registering accessible employee information in a face-to-face manner according to an embodiment of the present invention.

FIG. 6 is a diagram illustrating a non-face-to-face information registration system for registering employee information that is accessible (or confirmed) by a banking server according to another exemplary embodiment of the present invention.

7 is a diagram illustrating a process of registering accessible (or confirmed) accessible employee information in a non-face-to-face manner to register accessible (or confirmed) employee information in a banking server according to an exemplary embodiment of the present invention.

8A and 8B are views illustrating a process of registering accessible employee information in a non-face-to-face manner in order to register employee information accessible (or confirmed) in a banking server according to another exemplary embodiment of the present invention. .

9 is a diagram illustrating an intranet banking system interworking with a storage medium (or a database) in which accessible employee information is stored according to an embodiment of the present invention.

10 is a diagram illustrating an intranet member authentication and accessible employee information verification process for non-face-to-face banking using employee information according to an embodiment of the present invention.

11 is a diagram illustrating an employee certification process and an accessible employee information confirmation process for non-face-to-face banking using employee information according to another embodiment of the present invention.

900: intranet server 905: banking operation

910: Employee Certification Department 915: Intranet Operation Department

920: intranet banking server 925: interface unit

930: information transmitter 935: information receiver

940: customer authentication unit 945: banking processing unit

950: ledger processing unit 955, 130: storage medium

960: employee terminal 965: intranet banking module

The present invention provides a UI (User Interface) that allows the corresponding company or corporate employees to directly select the information that can be checked through the company employee personnel / salary database, and the company employee personnel / salary information selected by the company or corporate employees It is characterized by setting / registering with information which can be confirmed.

Recently, financial institutions provide corporate banking services for corporate customers and employees who work for the company.

This corporate banking service adds banking functions to the basic functions of the intranet of the company (e.g. e-mail, electronic payment, schedule management, messenger, etc.). Inquiry, etc.).

However, banking services provided by various financial institutions are difficult to attract corporate customers unless they include specialized and differentiated services.

An object of the present invention for solving the above problems is to provide an information selection interface that can be identified in the financial server to the corporate employee terminal, receiving information selection information that can be confirmed in the financial server through the interface, and the received information On the basis of the above, the step of setting and registering the information which can be checked in the financial server among the corporate employee information stored in the corporate employee information database and when the financial server accesses the corporate employee information database for the financial transaction processing of the corporate employee, The present invention provides a method for operating an employee information of a company including a step of approving access to only the previously set, registered and verifiable information from the financial server.

The corporate employee information management system according to the present invention includes a registration means for setting and registering information that can be checked in a financial server among corporate employee information stored in a corporate employee information database, and the corporate employee for financial transaction processing in a financial server. When accessing the employee information database, characterized in that it comprises an approval means for approving the predetermined settable, registered information that can be accessed from the financial server.

According to the present invention, the corporate employee information management system further includes an interface providing means for providing an information selection interface that can be checked in a financial server to a corporate employee terminal, and providing information received through the interface to the registration means. Characterized in that made.

On the other hand, the corporate employee information operating method according to the present invention, providing the information selection interface that can be identified in the financial server to the corporate employee terminal, receiving information selection information that can be confirmed in the financial server through the interface, On the basis of the information, in the step of setting and registering information that can be checked on the financial server among the corporate employee information stored in the corporate employee information database, and when the financial server accesses the corporate employee information database for financial transaction processing of the corporate employee, And granting access to only the previously set, registered checkable information from the financial server.

On the other hand, the present invention includes a computer-readable recording medium, characterized in that for recording the program for executing the above-described corporate employee information operating method.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also omitted as described above The relationship between the components and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

In more detail, Figure 1 shows the employee specific information, employee personnel information, employee salary information for a specific corporate employee to register the employee information that can be accessed (or confirmed) from the banking server through the information registration system through a predetermined information registration interface. When providing accessible (or confirmed) employee information that includes at least one or more, the information registration system links and processes the employee specific information, employee personnel information, and employee salary information included in the provided accessible (or confirmed) employee information. As a system configuration for storing in a predetermined storage medium 130, those skilled in the art to which the present invention pertains, employees who can be accessed (or confirmed) from the banking server by referring to or modifying the drawing 1 Various implementation methods for the information registration system for information registration can be inferred. And, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 1.

Hereinafter, at least one or more means or function for storing accessible (or confirmed) accessible employee information provided by the corporate employee on the storage medium 130 through a predetermined information registration interface on the information registration system shown in FIG. 1. The component corresponding to the configuration is called "information registration server 100" for convenience.

Referring to FIG. 1 according to an embodiment of the present invention, an information registration system for registering employee information that is accessible (or confirmed) from the banking server may be provided at at least one financial institution branch (or head office or branch). Characterized in that it comprises an information registration terminal including a terminal, the information registration terminal is connected to the communication channel and the information registration server 100 provided on the information registration system through a predetermined financial network.

According to an exemplary embodiment of the present invention, the corporate employee visits the financial institution branch (or the main office or a branch) for registration of employee information accessible from the banking server, or the financial institution branch (or the main office or At least a predetermined application for the registration of employee information (e.g., accessible from the banking server) that can be accessed (or verified) from the banking server (or through a teller). A document with a form for filling in one or more information items) and submitting the completed application to a teller, the teller enters (or selects) the information entered in the request through a given teller terminal. And the counter terminal comprises the input (or selected) information provided on the information registration system through the financial network. Be sent to the registration server 100 is preferred.

Here, the teller terminal preferably comprises a manager terminal used by the teller staff provided in the branch (or head office or a branch) of the financial institution, the information registration server 100 connected to the teller terminal is the predetermined financial It is preferable to include a ledger server provided on the system, the financial network connecting the teller terminal and the information registration server 100 is a branch network connecting the communication channel between the teller terminal and the information registration server 100. It is preferable to comprise a.

In the information registration system as described above, an application created by the corporate employee, a teller terminal used by the teller employee, and a financial network connecting the teller terminal and the information registration server 100, the corporate employee of the banking server It performs the function of the information registration interface for registering accessible (or confirmed) employee information for registering accessible employee information.

The storage medium 130 provided on the information registration system according to the present invention is the employee unique information, employee personnel information, employee salary information included in the accessible (or confirmed) available employee information provided from the information registration terminal Characterized in that it is stored in a predetermined storage medium 130 by the associated processing, access (or check) that includes at least one or more of the employee specific information, employee personnel information, employee salary information stored in the storage medium 130 Employee information is used to register employee information that can be accessed (or confirmed) from the banking server.

The employee specific information includes employee number (or code) information of the company employee, information stored in the employee card owned by the company employee, official certificate information of the company employee customer, the company (eg, a company server, etc.). Member information including a user account (ID) and password of the corporate employee registered in the above), social security number information, employee name information, driver's license number information, insurance number information of the corporate employee, Biometric information including at least one fingerprint, hand, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid), and a telephone number or a series of terminals for a wireless terminal owned by the corporate employee Wireless terminal information including a number, and IC chip or the device mounted or detached from the wireless terminal owned by the company employee It comprises at least one of such information obtained by the own employees includes customer-specific information, and the company employees customer owns the IC card serial number or a unique code information for at least one stored in the IC chip is preferred.

Preferably, the employee personnel information includes at least one or more changes in departments, positions, and departments (levels) of the corporate employees.

The employee salary information preferably comprises at least one salary, salary, premium information of the employee.

According to one embodiment of the invention, the storage medium 130 is preferably provided in a DBMS on a financial system provided on the information registration system (or associated with the information registration system), wherein the storage medium 130 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 130 may include at least one of an Internet banking system, a telebanking system, a wireless banking system, or a TV banking system provided on (or associated with) the information registration system. It is possible to be provided in a DBMS on one or more banking systems, whereby the present invention is not limited.

The information registration server 100 provided on the information registration system according to the present invention is a generic term for the information registration system-side components connected to the information registration terminal through a predetermined financial network, and includes at least one server (or device). ), Or may be implemented by at least one or more programs recorded on a recording medium provided in a predetermined server (or device), and the present invention is not limited thereto.

According to an embodiment of the present invention, when the information registration terminal is a window terminal connected to a predetermined financial network, the information registration server 100 is provided on a financial system connected to the window terminal through a predetermined financial network. It may be a ledger server, or a server (or device) provided in the external system on the financial system, or a program provided in the external system on the financial system, and the present invention is not limited thereto.

According to an embodiment of the present invention, the information registration server 100 is characterized in that it comprises an interface unit 105 for connecting and managing a predetermined communication channel with the information registration terminal through the financial network.

According to an embodiment of the present invention, when the information registration terminal is a window terminal connected to a predetermined financial network, the interface unit 105 communicates with the window terminal based on a protocol stack defined in the financial network. It is preferable to provide a communication interface for transmitting and receiving at least one information (or data) by connecting a channel and using a communication protocol defined in a financial transaction related program provided in the window terminal.

Referring to FIG. 1, the information registration server 100 connects a communication channel with the information registration server 100 through the interface unit 105 after a predetermined information registration terminal is connected to the interface unit 105. The interface providing unit 110 generates (or extracts) a predetermined user interface for inputting (or selecting) and transmitting predetermined (accessible) employee information from the information registration terminal to the information registration terminal. And an information receiving unit 115 for receiving a predetermined access (or confirmation) capable employee information inputted (or selected) and transmitted from the information registration terminal through the user interface in association with the interface unit 105; Validation unit 120 for verifying the validity of the received access (or confirmation) available employee information, and the validity (confirmed) available employee information included in The said employees specific information, employee personnel with information, process the employee payroll information link is characterized in that formed in an information storage unit 125 to store in a storage medium 130.

The interface providing unit 110 connects a communication channel with the information registration server 100 through the interface unit 105 through a predetermined information registration terminal, and corresponds to the functional configuration provided in the information registration terminal. Create a predetermined user interface that can input (or select) accessible employee information and transmit it to the information registration server 100 through the financial network, or extract it from a predetermined database (not shown). And providing the generated (or extracted) user interface to the information registration terminal through the financial network in conjunction with the interface unit 105.

According to another embodiment of the present invention, at least one user interface for inputting (or selecting) the accessible (or confirmed) employee information to the information registration terminal and transmitting the information to the information registration server 100 through the financial network. When the predetermined information registration program is provided, the interface providing unit 110 for providing the user interface to the information registration terminal may be omitted, and the present invention is not limited thereto.

Thereafter, the information registration terminal inputs (or selects) accessible employee information including at least one or more of the employee specific information, employee personnel information, and employee salary information based on the user interface, Or selected) transmits the accessible (or confirmed) available employee information to the information registration server 100 through the financial network.

According to an embodiment of the present invention, when the information registration terminal is a window terminal connected to a predetermined financial network, the interface providing unit 110 may provide a predetermined user interface that can be provided by a financial transaction related program provided in the window terminal. It is preferable to generate (or extract) and provide the generated (or extracted) user interface to the window terminal through the interface unit 105.

The information receiving unit 115 inputs (or selects) accessible employee information including at least one employee specific information, employee personnel information, and employee salary information through the user interface in the information registration terminal. When transmitting through a financial network, in conjunction with the interface unit 105, characterized in that for receiving the access (or confirmation) available employee information, the received access (or confirmation) available employee information characterized in that the validity check unit ( 120).

The validity confirming unit 120 checks whether the accessible (or confirmed) employee information received from the information registration terminal satisfies the validity for registering the accessible employee information available from the banking server.

According to an embodiment of the present invention, the validity of the accessible (or confirmed) employee information is at least matched to the accessible (or confirmed) employee information in the ledger D / B on the financial system associated with the information registration system It is preferable to include checking whether one or more ledger information is registered.

For example, the verification of the validity of the accessible (or confirmed) employee information is a company in which the employee-specific information included in the accessible (or confirmed) employee information is stored in the ledger D / B on the financial system associated with the information registration system. It is desirable to include a match with the director of the staff.

In addition, the validation of the accessible (or confirmed) employee information includes confirming whether the company of the employee providing the accessible (or confirmed) employee information is an enterprise provided with an intranet banking service linked to the financial system. It is preferable to make it.

When the validity of the accessible (or confirmed) employee information is confirmed, the information storage unit 125 processes the employee unique information, employee personnel information, and employee salary information included in the accessible (or confirmed) employee information. When the storage medium 130 is provided in the information registration server 100, or provided on the network associated with the information registration server 100, the storage medium 130, The information storage unit 125 is preferably stored in the storage medium 130 by integrating the employee-specific information, employee personnel information, employee salary information included in the received accessible (or confirmed) employee information, When the storage medium 130 is provided in the DBMS provided on the financial system, the information storage unit 125 is employee specific information included in the received accessible (or confirmed) employee information, It is desirable to provide the personnel personnel information and the employee salary information to the information system through the external system on the financial system and store it in the DBMS provided on the financial system.

Figure 2 is an employee (information confirmed) stored in the ledger D / B provided in the DBMS on the financial system in a face-to-face manner for registering the employee information accessible (or confirmed) from the banking server according to an embodiment of the present invention Figure is a diagram.

In more detail, FIG. 2 illustrates that when the storage medium 130 shown in FIG. 1 is a ledger D / B provided in a DBMS on a financial system, the employee unique information and the employee are included in the ledger information provided in the ledger D / B. FIG. 2 shows an information structure for an implementation method in which personnel information and employee salary information can be accessed (or confirmed) including employee salary information, and a person having ordinary knowledge in the technical field to which the present invention belongs, FIG. By referring to or modifying may be inferred from the various information configuration methods for storing the accessible (or confirmed) employee information in the ledger D / B, the present invention includes all the inferred implementation method, this figure 2 It is not limited only to the implementation method shown in FIG.

Referring to Figure 2 according to an embodiment of the present invention, the ledger information provided in the ledger D / B provided in the DBMS on the financial system is a predetermined corporate executive director and an account ledger associated with the corporate executive director (eg, Reception ledger, loan ledger, etc.) and at least one information associated with the account ledger, if the person having ordinary knowledge in the technical field to which the present invention belongs, the ledger provided in the DBMS on the financial system The D / B includes at least one ledger (eg, a loan ledger, a mortgage ledger, ..., etc.) or at least one additional information for maintaining and managing the ledgers in addition to the corporate employee ledger and account ledger shown in FIG. It will be clearly understood that it is included, and you will be familiar with the specific technical matters, It is omitted for convenience.

The executive director of the company is CIF (Customer Information File) number, country code, contact person ID, branch number, company employee classification, company employee name, company employee address, area classification code, telephone number, business number, business name, classification code, valid Date, Status Main Information, Settlement Date, Cash Date, Last Name, Person, Resident Registration Number, Company Address, Company Phone Number, Mailing Address, Account Number, President, Business Type, Legal Representative, Initial Transaction Date, TRW, DB, Usage, Parent Company Number . Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The director of the corporate staff includes information on the ledgers of corporate employees including at least one individual employee, a corporate employee, or a minor.

Those of ordinary skill in the art to which the present invention pertains clearly understand the contents and features of the information contained in the company executive director, and thus the detailed description thereof will be omitted for convenience.

In addition, the account ledger is relationally linked with the company executive director, account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2, bankbook Balance, Bank Account Number, Interest Rate, Time Extension, Time Extension, ARS, Last Deposit Date, Last Withdrawal Date, Final Deposit Amount, Final Withdrawal Amount, Number of Unpaid Transactions, Interest System Account, Consolidation, Final Payment Interest, Final Payment It includes at least one transaction number, individual interest rate reference, and the date of final interest calculation, and at least one of the account number, abstention (month), period (days), period extension, maturity date and target amount corresponding to the account ledger. Periodic receiving information, or trust receipt information including at least one of an account number corresponding to the account ledger, a deposit amount, a par value, a pension date, and the number of shares, or the account ledger. At least one of the corresponding account number, transaction number, date, branch number, product type, transaction type, cash amount, RBI, batch number, compound transaction, date of payment, bank account line, summary, CIF, etc. This includes transaction details.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the account ledger and the additional information configuration, and thus the detailed description thereof will be omitted for convenience.

Referring to FIG. 2, the accessible (or confirmed) employee information provided through the information registration system shown in FIG. 1 is stored in the form of additional information added to the account ledger. Possible employee information is characterized by consisting of at least one employee specific information, employee personnel information, employee salary information.

The employee specific information includes employee number (or code) information of the company employee, information stored in the employee card owned by the company employee, official certificate information of the company employee customer, the company (eg, a company server, etc.). Member information including a user account (ID) and password of the corporate employee registered in the above), social security number information, employee name information, driver's license number information, insurance number information of the corporate employee, Biometric information including at least one fingerprint, hand, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid), and a telephone number or a series of terminals for a wireless terminal owned by the corporate employee Wireless terminal information including a number, and an IC chip or the device mounted on or detached from a wireless terminal owned by the corporate employee It comprises at least one of such information obtained by the own employees includes customer-specific information, and the company employees customer owns the IC card serial number or a unique code information for at least one stored in the IC chip is preferred.

According to another exemplary embodiment of the present invention, the accessible (or confirmed) employee information is stored in the form of information included in the account ledger (not shown), or other ledgers other than the account ledger (eg, corporate employee ledgers). Can be stored in the form of additional information added to the) or in the form of information included in other ledgers (for example, corporate employee ledgers) other than the account ledger, whereby the present invention is not limited thereto.

3 is an access (or confirmation) stored in a database associated with the ledger D / B provided in the DBMS on the financial system in a face-to-face manner for registering employee information that can be accessed (or confirmed) from the banking server according to another embodiment of the present invention This is a diagram showing the composition of employee information.

In more detail, FIG. 3 illustrates an information structure of an embodiment in which the storage medium 130 shown in FIG. 1 is stored in a predetermined database processed in association with the ledger D / B provided in the DBMS on the financial system. As one of ordinary skill in the art to which the present invention pertains, the employee information is stored in association with the ledger D / B and stored in the predetermined database by referring to or modifying the drawing 3. Various information construction methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

In particular, FIG. 3 illustrates a case in which it is not easy to store the accessible (or confirmed) employee information on the ledger information of the ledger D / B on the DBMS provided on the financial system (for example, in the policy of the financial institution). If it is not easy to change the ledger D / B, or the system expansion is not easy due to the nature of the financial system), the employee information is stored in a predetermined database instead of the ledger D / B. The implementation method of linking and storing the database and the ledger D / B is illustrated.

In addition, the database shown in FIG. 3 does not need to be provided on a DBMS provided on a financial system as in the embodiment shown in FIG. 3, and the database on the Internet banking system or telebanking according to the intention of a person skilled in the art. It may be configured in the form of a database on a system, a database on a wireless banking system, or a database on a TV banking system, and the present invention is not limited thereto.

Referring to Figure 3, the database is characterized in that the access (or confirmation) of the employee information, employee personnel information, employee salary information included in the employee information is stored in association with the access (or confirmation) possible, It is preferable that the employee information further includes a CIF number corresponding to the ledger information in the accessible (or confirmed) accessible employee information in order to be processed in connection with the ledger D / B.

The employee specific information includes employee number (or code) information of the company employee, information stored in the employee card owned by the company employee, official certificate information of the company employee customer, the company (eg, a company server, etc.). Member information including a user account (ID) and password of the corporate employee registered in the above), social security number information, employee name information, driver's license number information, insurance number information of the corporate employee, Biometric information including at least one fingerprint, hand, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid), and a telephone number or a series of terminals for a wireless terminal owned by the corporate employee Wireless terminal information including a number, and an IC chip or the device mounted on or detached from a wireless terminal owned by the corporate employee It is made of W, including employees owned and customer-specific information, and the company employees customer owns at least one of information and the like obtained by a serial number or a unique code information of the IC card includes at least one of stored in the IC chip is preferred.

Figure 4 illustrates the configuration of accessible (or confirmed) capable employee information stored in the DBMS provided in the banking server in a face-to-face manner for registering the employee information accessible (or confirmed) from the banking server according to another embodiment of the present invention. Drawing.

In more detail, FIG. 4 shows a DBMS in which the storage medium 130 shown in FIG. 1 is provided in a predetermined banking server provided on an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. As an embodiment provided in the present invention, those skilled in the art to which the present invention pertains, the access stored in a predetermined DBMS provided in at least one or more banking server by referring to or modifying the present Figure 4 Alternatively, it is possible to infer a method of configuring information on the employee information, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

Referring to FIG. 4, the predetermined DBMS provided in the banking server is characterized by storing the employee's unique information, employee personnel information, and employee salary information included in the accessible (or confirmed) employee information in association with each other. .

5 is a diagram illustrating a process of registering accessible (or confirmed) accessible employee information in a face-to-face manner according to an embodiment of the present invention.

In more detail, FIG. 5 shows a case where the information registration server 100 on the information registration system shown in FIG. 1 has a ledger server (not shown) function on the financial system associated with the teller terminal through a predetermined financial network. In this case, the counter terminal connects to the information registration server 100 and connects a communication channel for registering accessible (or confirmed) employee information according to the present invention, and then the information registration server 100 through the communication channel. When the accessible (or confirmed) available employee information including the employee unique information, employee personnel information, employee salary information is transmitted, the information registration server 100 is included in the received accessible (or confirmed) available employee information As a method for carrying out the process of linking the employee unique information, employee personnel information, employee salary information to a predetermined storage medium 130, the technology to which the present invention belongs Those skilled in the art can infer various implementation methods for registering the accessible (or confirmed) employee information from the counter terminal to the information registration server 100 by referring to or modifying the drawing 5. However, the present invention includes all the implementation methods inferred from the above, and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 5, the window terminal shown in FIG. 1 is referred to as "terminal" for convenience, and the information registration server 100 shown in FIG. 1 is called "server" for convenience, and the information registration is performed in the window terminal. The employee specific information, employee personnel information, employee salary information transmitted to the server 100 is referred to as "accessible (or confirmed) available employee information" for convenience.

Referring to FIG. 5, the window terminal shown in FIG. 1 connects to a server through a predetermined financial network, connects a predetermined communication channel for registering the accessible (or confirmed) employee information, and the banking server. If the request for registration of the accessible (or confirmed) employee information for access (or confirmation) employee information registration (500), the server is a predetermined information registration interface for registering the accessible (or confirmed) employee information And generate (or extract) 505, and transmit and output the generated (or extracted) information registration interface to the terminal through the communication channel (510).

According to an embodiment of the present invention, the information registration interface is a user inputting (or selecting) accessible employee information including at least one or more of the employee specific information, employee personnel information, and employee salary information in the terminal. It is preferred to include an interface.

Thereafter, the terminal inputs (or selects) accessible employee information including at least one or more employee unique information, employee personnel information, and employee salary information through the information registration interface (515).

The accessible employee information may include at least one or more of employee unique information, employee personnel information, and employee salary information. The employee specific information may include employee number (or code) information of the company employee and the Member including information stored in the employee card owned by the corporate employee, the official certificate information of the corporate employee customer, the user account (ID) and password of the corporate employee registered in the company (for example, company server, etc.) Information, resident registration number information, employee name information, driver's license number information, insurance number information, fingerprint, hand shape, iris, voice, face, signature, retina, vein shape, DNA of the company employee. Biometric information containing at least one of (Deoxyribo Nucleic Acid) and a telephone number for a wireless terminal owned by the corporate employee Wireless terminal information including a call or terminal serial number, an IC chip mounted on or detached from a wireless terminal owned by the corporate employee or customer-specific information stored in the IC chip owned by the corporate employee, and the corporate employee customer It is preferable to include at least one or more information including at least one serial number or unique code information of the owned IC card.

If the accessible employee information including the employee specific information, employee personnel information, and employee salary information is input (or selected) from the terminal through the information registration interface (520), the terminal is connected to the financial network. Through the transmitted (or confirmed) available employee information including the input (or selected) employee specific information, employee personnel information, employee salary information to the server (525).

Thereafter, the server receives and reads the employee unique information, employee personnel information, and employee salary information through the financial network to check the validity of the accessible (or confirmed) employee information (530).

If the validity of the accessible (or confirmed) employee information is not authenticated (535), the server generates a predetermined information registration error information and transmits it to the terminal (540), the accessible (or confirmed) available employee Do not perform the information registration procedure corresponding to the information.

On the other hand, if the validity of the accessible (or confirmed) employee information is authenticated (535), the server performs an information registration procedure corresponding to the accessible (or confirmed) available employee information, the employee unique information, employee personnel The information and employee salary information are linked and stored in a predetermined storage medium 130 (545).

According to another embodiment of the present invention, the storage medium 130 is provided on (or associated with) the Internet banking system, or intranet banking system, or messenger banking system, or telebanking system, or It is possible to be provided in a DBMS on at least one banking system of a wireless banking system or a TV banking system, whereby the present invention is not limited.

Thereafter, the server generates predetermined information registration history information and transmits it to the terminal (550), thereby completing the procedure of registering the accessible (or confirmed) employee information transmitted from the terminal.

6 is a diagram illustrating a non-face-to-face information registration system for registering employee information that can be accessed (or confirmed) from a banking server according to another exemplary embodiment of the present invention.

In more detail, Figure 6 shows specific employee information, employee personnel information, and employee salary information for a specific corporate employee to register employee information that can be accessed (or verified) from the banking server through an information registration system through a predetermined information registration interface. When providing accessible (or confirmed) employee information that includes at least one or more information, the information registration system links and processes the employee specific information, employee personnel information, and employee salary information included in the provided accessible (or confirmed) employee information. As a system configuration for storing in a predetermined storage medium 630, those skilled in the art to which the present invention pertains, employees who can be accessed (or confirmed) from the banking server by referring to or modifying this figure 6 Be able to infer various implementation methods for the information registration system for information registration However, the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

Hereinafter, at least one or more means or function for storing accessible (or confirmed) accessible employee information provided on the storage medium 630 through a predetermined information registration interface on the information registration system shown in FIG. 6. Components corresponding to the configuration are referred to as "information registration server 600" for convenience.

Referring to FIG. 6 according to an embodiment of the present invention, an information registration system for registering employee information that can be accessed (or confirmed) from the banking server includes a client including at least one wired terminal or a wireless terminal used by corporate employees. And an information registration terminal including at least one terminal or the like, wherein the information registration terminal is connected to the information registration server 600 provided on the information registration system through a predetermined network means. do.

According to an exemplary embodiment of the present invention, the corporate employee connects to the information registration server 600 through at least one or more client terminals of a wired terminal connected to a predetermined wired communication network or a wireless terminal connected to a predetermined wireless communication network. Upon entering (or selecting) accessible employee information for employee information registration (or confirmation) accessible by the banking server through at least one user interface provided by the information registration server 600, the client terminal It is preferable to transmit to the information registration server 600 provided on the information registration system through a predetermined network means.

Here, the wired terminal connected to the wired communication network is a generic term for all terminal devices connected to a transmission control protocol / Internet protocol (TCP / IP) based communication network, and a desktop computer or a notebook computer connected to the TCP / IP based communication network (Notebook). Or at least one home appliance terminal (eg, Set-Top-Box, etc.) connected to the TCP / IP based communication network, or a kiosk connected to the TCP / IP based communication network. desirable.

In addition, the wireless terminal connected to the wireless communication network is any terminal device connected to a mobile communication network based on CDMA (Code Division Multiple Access), or all terminal devices connected to the portable Internet based on IEEE 802.16x, Motorola's DataTAC method or Erricson's Mobitex A generic term for all terminal devices connected to a wireless data communication network, which is a Personal Communication System (PCS) or Global System for Mobile communications (GSM) terminal or a Personal Digital Cellular terminal connected to the CDMA-based mobile communication network. A PDC or PHS (Personal Handyphone System) terminal or a Personal Digital Assistant (PDA) or a smart phone or telematics, or a portable Internet terminal connected to the IEEE 802.16x based mobile Internet, or A wireless device connected to the DataTAC / Mobitex based wireless data communication network It is preferable to include at least one or more data communication terminals.

The information registration server 600 connected to the client terminal may be either an internet banking server, a wireless banking server, a tele banking server, a TV banking server, or the information registration according to the characteristics of the client terminal and network means. It is preferable to include a separate web server for.

In addition, the network means for connecting the client terminal and the information registration server 600 is a CDMA based mobile communication network or a wireless Internet based on IEEE 802.16x or DataTAC / Mobitex based on the type of wireless communication network connected to the client terminal It is preferable that any one of the data communication networks or the wireless communication network of all kinds proposed in the future including a predetermined wireless interval is included.

In addition, the client terminal outputs at least one or more user interfaces provided by the information registration server 600, inputs or selects at least one or more information through the user interface, and transmits the information to the information registration server 600. It is preferable that a function configuration (e.g., a browser program and a communication function or a predetermined communication program and communication function to communicate with the information registration server 600) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal corresponding to at least one or more wired terminals or wireless terminals, and thus a detailed description thereof is omitted for convenience.

In the information registration system as described above, a client terminal including at least one wired terminal or a wireless terminal used by the corporate employee, and at least one wired communication network connecting the client terminal and the information registration server 600 or The wireless communication network performs a function of an information registration interface for registering accessible (or confirmed) employee information for registering employee information accessible to the corporate employee by the banking server.

According to another exemplary embodiment of the present invention, the information registration terminal, in addition to the client terminal, a cash automatic teller machine (ATM) connected to a predetermined financial network (for example, a financial common network), a cash dispenser (Cash Dispenser) A telephone call further comprising a financial automation device (not shown) including a CD, or connected to a fixed telephone network such as a Public Switched Telephone Network (PSTN) or a Voice over IP (VoIP) network. It further comprises a terminal (not shown), or further comprises a predetermined call terminal (not shown) connected to a wireless telephone network such as a mobile communication network, wireless VoIP network, or at least one or more affiliated with the financial institution Terminals (or servers) (not shown) provided in the engine may be further included, whereby the present invention is not limited.

In the information registration system as described above, when the information registration terminal is the financial automatic device (not shown), the financial automatic device (not shown), the financial automated device (not shown), and the information registration server 600. The financial network that connects the corporate employee performs a function of an information registration interface for registering accessible (or confirmed) employee information for registering employee information accessible by the corporate employee in the banking server or the information. If the registration terminal is the call terminal (not shown), the wired or wireless telephone network connecting the call terminal (not shown) and the call terminal (not shown) and the information registration server 600 is the corporate employee said It is possible to access (or verify) employee information that can be accessed (or verified) from the banking server. The terminal (or server) (not shown) and the terminal (or server) when the terminal (or server) (not shown) is provided in an institution affiliated with the financial institution that is the information registration terminal. (Omitted city) and the network that connects the information registration server 600 is the information registered to register the employee information accessible to (or confirmed) the employee can access (or confirm) the employee information can be accessed (or confirmed) from the banking server Perform the function of the interface.

The storage medium 630 provided on the information registration system according to the present invention includes the employee specific information, employee personnel information, and employee salary information included in the accessible (or confirmed) available employee information provided from the information registration terminal. Characterized in that it is stored in a predetermined storage medium 630 by the associated processing, access (or check) that includes at least one or more of the employee specific information, employee personnel information, employee salary information stored in the storage medium 630 Employee information is used to register employee information that can be accessed (or confirmed) from the banking server.

According to one embodiment of the invention, the storage medium 630 is preferably provided in a DBMS on a financial system provided on the information registration system (or associated with the information registration system), wherein the storage medium 630 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 630 is provided on (or associated with) the Internet banking system, an intranet banking system, a messenger banking system, a telebanking system, or a wireless banking system. It is possible to be provided in the DBMS on the at least one banking system of the system, or TV banking system, whereby the present invention is not limited.

The information registration server 600 provided on the information registration system according to the present invention is a generic term for the components of the information registration system side connected to the information registration terminal through a predetermined network means, and includes at least one server (or apparatus). ), Or may be implemented by at least one or more programs recorded on a recording medium provided in a predetermined server (or device), and the present invention is not limited thereto.

According to an embodiment of the present invention, when the information registration terminal is a client terminal including a wired terminal or a wireless terminal connectable to an Internet banking server on a predetermined Internet banking system, the information registration server 600 is the Internet banking system. A predetermined internet banking server provided on the program, a program provided in the internet banking server, a predetermined server (or device) accessible to the external system of the financial system through the internet banking system, or the server ( Or a server (or device) provided in an external system on the financial system accessible through the Internet banking server (or the server (or device)), or an external system on the financial system. It may be a program provided in, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, when the information registration terminal is a client terminal including a wireless terminal connectable with a wireless banking server on a predetermined wireless banking system, the information registration server 600 is configured on the wireless banking system. A predetermined wireless banking server or a program provided in the wireless banking server, or a predetermined server (or device) accessible to the outside world of the financial system through the wireless banking system, or the server (or device) Or a server (or device) provided in the external system on the financial system accessible through the wireless banking server (or the server (or device)), or in the external system on the financial system. The present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the information registration terminal is a call terminal (not shown) connectable to a telebanking server on a predetermined telebanking system, the information registration server 600 is located on the telebanking system. A predetermined telebanking server (for example, an Automatic Response Service (ARS) server) or a program provided in the telebanking server, or a predetermined server accessible to the external system of the financial system through the telebanking system. (Or a device), a program provided in the server (or device), or a server (or device) provided in the external world on the financial system accessible through the telebanking server (or the server (or device)). Or it may be a program provided in the external world on the financial system, whereby the present invention is not limited.

According to another embodiment of the present invention, when the information registration terminal is a wired terminal (or two-way digital TV) connectable to a TV banking server on a predetermined TV banking system, the information registration server 600 is the TV banking system. A predetermined TV banking server provided on the program, a program provided in the TV banking server, a predetermined server (or device) accessible to the external system of the financial system through the TV banking system, or the server ( Or a server (or device) provided in an external system on the financial system accessible through the TV banking server (or the server (or device)), or an external system on the financial system. It may be a program provided in, by which the present invention is not limited.

According to the embodiment of the present invention, the information registration server 600 is characterized by comprising an interface unit 605 for connecting and managing a predetermined communication channel with the information registration terminal through the network means.

According to an exemplary embodiment of the present invention, when the information registration terminal is a client terminal including a wired terminal connected to a predetermined wired communication network, the interface unit 605 is based on a protocol stack defined in the wired communication network or a wireless communication network. By connecting the predetermined communication channel with the client terminal, it is preferable to provide a communication interface for transmitting and receiving at least one or more information (or data) using a communication protocol defined in the communication program provided in the client terminal.

For example, when the client terminal is provided with a browser program corresponding to the Hyper-Text Transfer Protocol (HTTP) protocol, the interface unit 605 connects a communication channel with the client terminal based on the TCP / IP protocol. Provides a communication interface for transmitting and receiving a web page (eg, a Hyper-Text Markup Language (HTML) compatible web page) or information using the HTTP protocol defined in the browser program.

Alternatively, when the client terminal is provided with a communication program (eg, an internet banking program) provided by the information registration server 600, the interface unit 605 is based on the TCP / IP protocol. And a communication channel and provide a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to an exemplary embodiment of the present invention, when the information registration terminal is a client terminal including an employee terminal connected to a predetermined corporate intranet, the interface unit 605 is based on the protocol stack defined in the intranet. It is preferable to provide a communication interface for connecting at least one communication channel and transmitting and receiving at least one information (or data) using a communication protocol defined in a communication program provided in the client terminal.

According to another exemplary embodiment of the present invention, when the information registration terminal is a client terminal including a wireless terminal connected to a predetermined wireless communication network, the interface unit 605 is based on the protocol stack defined in the wireless communication network. It is preferable to provide a communication interface for connecting at least one communication channel with a client terminal and transmitting and receiving at least one information (or data) using a communication protocol defined in a communication program provided in the client terminal.

For example, when a browser program corresponding to a WAP (Wireless Application Protocol) or ME (Mobile Explorer) protocol is provided in the client terminal, the interface unit 605 connects a communication channel with the client terminal based on the CDMA protocol. In addition, a communication interface for transmitting and receiving a web page (eg, a WML (Wireless Markup Language) compatible web page, or an HTML compatible web page) or information is provided using a WAP / ME protocol defined in the browser program.

Alternatively, when the client terminal is provided with a communication program (eg, an IC chip-based banking program) provided by the information registration server 600, the interface unit 605 may be connected to the client terminal based on the CDMA protocol. It connects a communication channel and provides a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to another exemplary embodiment of the present invention, when the information registration terminal is a call terminal (not shown) connected to a wired telephone network or a wireless telephone network, the interface unit 605 is a voice call protocol defined in the wired telephone network or a wireless telephone network. It is desirable to provide a communication interface for connecting the call terminal (not shown) with a predetermined call path based on the voice call and transmitting and receiving the information (or data) based on the voice call.

For example, the interface unit 605 provides a communication interface for transmitting and receiving information based on Dual Tone MultiFrequency (DTMF) through the call terminal and the communication path, or provides a communication interface for transmitting and receiving information based on voice recognition. do.

According to another embodiment of the present invention, when the information registration terminal is a wired terminal (or two-way digital TV) connected to the TV banking system, the interface unit 605 is based on a protocol stack defined in the TV banking system. Connects a predetermined communication channel with the wired terminal (or bidirectional digital TV), and transmits and receives at least one information (or data) using a communication protocol defined in a communication program included in the wired terminal (or bidirectional digital TV). It would be desirable to provide a communication interface for the present invention.

Referring to FIG. 6, the information registration server 600 connects a communication channel with the information registration server 600 through the interface unit 605 after the predetermined information registration terminal is connected to the interface unit 605. Interface providing unit 610 for generating (or extracting) a predetermined user interface for inputting (or selecting) and transmitting predetermined (accessible) employee information from the information registration terminal to the information registration terminal. And an information receiver 615 for receiving a predetermined access (or confirmation) capable employee information input (or selected) and transmitted from the information registration terminal through the user interface in association with the interface unit 605; The employee-specific information, employee personnel information, and employee salary information included in the received accessible (or confirmed) available employee information are linked to a predetermined storage medium 630. Provided with a sheet information storage unit that (625) is characterized in that formed.

The interface providing unit 610 connects a communication channel with the information registration server 600 through the interface unit 605 after the predetermined information registration terminal corresponds to the functional configuration provided in the information registration terminal. Generate a predetermined user interface that can input (or select) accessible employee information and transmit it to the information registration server 600 through the network means, or extract from a predetermined database (not shown). And provide the generated (or extracted) user interface to the information registration terminal through the network means in association with the interface unit 605.

Thereafter, the information registration terminal inputs (or selects) accessible employee information including at least one or more of the employee specific information, employee personnel information, and employee salary information based on the user interface, Alternatively, the selected accessible (or confirmed) employee information is transmitted to the information registration server 600 through the financial network.

According to an embodiment of the present invention, when the information registration terminal is a client terminal including a wired terminal or a wireless terminal connected to a predetermined wired communication network or a wireless communication network, the interface providing unit 610 is provided in the client terminal. It is preferable to generate (or extract) a predetermined user interface that can be provided by a browser program or a communication program, and provide the generated (or extracted) user interface to the client terminal through the interface unit 605.

According to another embodiment of the present invention, when the information registration terminal is a client terminal including a wireless terminal connected to a predetermined wireless communication network, the interface providing unit 610 is a browser program or a communication program provided in the client terminal. It is preferable to generate (or extract) a predetermined user interface that can be provided, and provide the generated (or extracted) user interface to the client terminal through the interface unit 605.

According to another exemplary embodiment of the present invention, when the information registration terminal is a call terminal (not shown) connected to a wired telephone network or a wireless telephone network, the interface providing unit 610 may be provided to the call terminal (not shown). Creating (or extracting) a predetermined user interface and providing the generated (or extracted) user interface (eg, ARS based user interface) to the call terminal (not shown) through the interface unit 605. desirable.

According to another exemplary embodiment of the present invention, when the information registration terminal is a wired or wireless terminal connected to an intranet banking system, the interface providing unit 610 may be provided by a browser program or a communication program provided in the client terminal. It is preferable to generate (or extract) a predetermined user interface and provide the generated (or extracted) user interface to the wired or wireless terminal through the interface unit 605.

According to another exemplary embodiment of the present invention, when the information registration terminal is a wired terminal (or two-way digital TV) connected to the TV banking system, the interface providing unit 610 is connected to the wired terminal (or two-way digital TV). It is preferable to generate (or extract) a predetermined user interface that can be provided, and to provide the generated (or extracted) user interface to the wired terminal (or interactive digital TV) through the interface unit 605.

According to another embodiment of the present invention, at least one user interface for inputting (or selecting) the accessible (or confirmed) employee information to the information registration terminal and transmitting the information to the information registration server 600 through the network means. When a predetermined information registration program is provided, the interface providing unit 610 for providing the user interface to the information registration terminal may be omitted, and the present invention is not limited thereto.

The information receiving unit 615 inputs (or selects) accessible employee information including at least one or more employee unique information, employee personnel information, and employee salary information through the user interface in the information registration terminal. When transmitting through a network means, in conjunction with the interface unit 605, characterized in that for receiving the access (or confirmation) available employee information, and the received access (or confirmation) available employee information to the validity confirmation unit ( 620).

The validity verification unit 620 is characterized by checking whether the accessible (or confirmed) available employee information received from the information registration terminal satisfies the validity for registration of accessible employee information available from the banking server.

When the validity of the accessible (or confirmed) employee information is confirmed, the information storage unit 625 processes the employee unique information, employee personnel information, employee salary information included in the accessible (or confirmed) employee information linked to And store the data in the storage medium 630. When the storage medium 630 is provided in the information registration server 600 or on the network associated with the information registration server 600, The information storage unit 625 is preferably stored in the storage medium 630 by integrating and processing the employee unique information, employee personnel information, employee salary information included in the received accessible (or confirmed) employee information, When the storage medium 630 is provided in the DBMS provided on the financial system, the information storage unit 625 is employee specific information included in the received accessible (or confirmed) available employee information, A source personnel information, employee salary information through the FEP system on the financial system provided to step information is preferably stored in a DBMS provided on the financial system.

7 is a diagram illustrating a process of registering accessible (or confirmed) employee information in a non-face-to-face manner for registering accessible employee information in a banking server according to an exemplary embodiment of the present invention.

In more detail, FIG. 7 illustrates a case in which the information registration server 600 on the information registration system shown in FIG. 6 has a web server function to which a client terminal can be connected through a predetermined network means. After connecting to the information registration server 600 and connecting the communication channel for registration of accessible employee information according to the present invention, through the communication channel to the information registration server 600, the employee specific information, employee personnel information, employee When the accessible (or confirmed) employee information including salary information is transmitted, the employee's unique information, employee personnel information, employee salary included in the received accessible (or confirmed) employee information from the information registration server 600 As an embodiment of the present invention, a method of linking information and storing the information in a predetermined storage medium 630 is generally performed in the art. Those skilled in the art will be able to infer various implementation methods for registering the accessible (or confirmed) employee information from the client terminal to the information registration server 600 by referring to or modifying the drawing 7. Includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 7, the client terminal shown in FIG. 6 is referred to as a “terminal” for convenience, and the information registration server 600 shown in FIG. 6 is referred to as a “server” for convenience, and the information registration is performed in the client terminal. The employee specific information, employee personnel information, and employee salary information transmitted to the server 600 are referred to as "accessible (or confirmed) available employee information" for convenience.

Referring to FIG. 7, the client terminal illustrated in FIG. 6 is a predetermined network means (e.g., when the client terminal is a wired terminal, a TCP / IP based wired communication network, and when the client terminal is a wireless terminal, CDMA based mobile). Employees who can access the server through a communication network or IEEE 802.16x based portable Internet, etc.), connect a predetermined communication channel for registering the accessible (or confirmed) employee information, and access (or verify) the banking server. When requesting to register the accessible (or confirmed) employee information for information registration (700), the server generates a web page corresponding to a predetermined information registration interface for registering the accessible (or confirmed) employee information (or Extraction (705), and transmits the generated (or extracted) web page to the terminal through the communication channel and outputs (710).

In addition, the web page transmission or output process is preferably performed at least one or more times in accordance with the accessible (or confirmed) employee information registration procedure, whereby the present invention is not limited.

Thereafter, the terminal inputs (or selects) accessible employee information including at least one or more employee unique information, employee personnel information, and employee salary information through the information registration interface (715).

If the terminal can access (or verify) the employee information including the employee unique information, employee personnel information, and employee salary information through the information registration interface (or selected) (720), the terminal communicates with the communication channel. Through the input (or selected) the employee specific information, employee personnel information, employee salary information is transmitted to the server (725).

According to an embodiment of the present invention, transmitting the unique employee information, employee personnel information, and employee salary information input (or selected) through the communication channel to the server is input (or selected) through the information registration interface. The electronic signature or encryption of the accessible (or confirmed) available employee information through a security module provided in the terminal may be further included.

Thereafter, the server receives and reads the employee specific information, employee greeting information, and employee salary information through the communication channel to check the validity of the accessible (or confirmed) employee information (730).

According to the implementation method of the present invention, confirming the validity of the accessible (or confirmed) employee information is, if the accessible (or confirmed) employee information is electronic signature or encrypted through a security module provided in the terminal Decoding the accessible (or confirmed) available employee information, or decrypting the accessible (or confirmed) available employee information may be made.

In addition, verification of the validity of the accessible (or confirmed) employee information is to confirm that the company of the employee providing the accessible (or confirmed) employee information is a company provided with intranet banking services linked to the financial system. It is preferable to comprise.

If the validity of the accessible employee information is not authenticated (735), the server generates a web page including predetermined information registration error information and transmits it to the terminal (740). Or check) Possible Do not perform information registration procedure corresponding to employee information.

On the other hand, if the validity of the accessible (or confirmed) employee information is authenticated (735), the server performs an information registration procedure corresponding to the accessible (or confirmed) available employee information, the employee specific information, employee personnel information The employee salary information is linked and stored in a predetermined storage medium 630 (745).

According to another exemplary embodiment of the present invention, the storage medium 630 is an Internet banking system, an intranet banking system, a telebanking system, or a wireless banking system provided on (or associated with) the information registration system, or It is possible to be provided in the DBMS on at least one banking system of the TV banking system, whereby the present invention is not limited.

Thereafter, the server generates a web page including predetermined information registration history information and transmits the generated web page to the terminal (750), thereby completing the procedure of registering the accessible (or confirmed) employee information transmitted from the terminal.

8A and 8B are views illustrating a process of registering accessible employee information in a non-face-to-face manner in order to register employee information accessible from a banking server according to another exemplary embodiment of the present invention. .

In more detail, FIGS. 8A and 8B illustrate a case where the client terminal is a TCP / IP-based network (eg, when the information registration system shown in FIG. 6 is realized through an Internet banking system among non-face-to-face channel based banking systems). After accessing the Internet banking server and performing a predetermined corporate employee authentication procedure through the Internet, etc., predetermined access (or confirmation) is possible for the registration of employee information that can be accessed (or confirmed) from the banking server at the client terminal. When the employee information is transmitted to the Internet banking server, the access (or confirmation) capable employee information including the employee specific information, employee personnel information, employee salary information, and the received access (or information) from the information registration server 600 is transmitted. Possible) By linking and processing the employee's unique information, employee personnel information, and employee salary information included in the employee information As a method for storing the information in a predetermined storage medium 630, a person having ordinary skill in the art to which the present invention pertains refers to or modifyes the information registration server in the client terminal by referring to or modifying the drawings 8a and 8b. Various implementation methods for registering the accessible (or confirmed) employee information at 600 may be inferred, but the present invention includes all the implementation methods inferred, and the implementation methods shown in FIGS. 8A and 8B. It is not limited to this.

That is, in FIG. 8A and FIG. 8B, when accessing the Internet banking server through a predetermined browser program (eg, Microsoft Internet Explorer or Netscape's Netscape Navigator, etc.) included in the client terminal, the browser program is based on the browser program. Although an implementation method of connecting an internet banking-based financial transaction channel for accessing (or confirming) employee information registration between the client terminal and the Internet banking server is illustrated, the person having ordinary knowledge in the technical field to which the present invention belongs. By referring to or modifying an internet banking-based financial transaction channel connection method using the browser programs shown in FIGS. 8A and 8B, the client terminal and the internet banking server are based on a predetermined internet banking program mounted on the client terminal. Access( It may be possible to infer a method of connecting an Internet banking-based financial transaction channel for registration of employee information, but the present invention includes an Internet banking-based financial transaction provided based on the Internet banking program, Thereby, this invention is not limited.

In addition, those skilled in the art to which the present invention pertains, refer to or modify the Internet banking-based financial transaction channel connection method shown in Figures 8a and 8b, in addition to the Internet banking system, intranet banking system or tele The banking system or other banking system such as wireless banking system or TV banking system can be accessed (or confirmed) can be inferred from the implementation method of connecting a non-face-to-face channel-based financial transaction channel for employee information registration, the present invention can be inferred It includes all types of non-face-to-face channel based financial transactions including telebanking systems or wireless banking systems or TV banking systems or future non-face-to-face banking systems, the technical configuration of the present invention being shown in Figures 8a and 8b. It is by no means limited to the case of Internet banking.

8A and 8B, the client terminal is referred to as " terminal " for convenience, and the Internet banking server corresponding to the information registration server 600 is referred to as " server " for convenience.

8A and 8B, when the terminal executes a predetermined browser program and accesses the server through the TCP / IP based network (800a), the server communicates between the terminal and the server through the browser. 805a, wherein the communication channel is generated (or extracted) by a request of a browser program provided in the terminal from the server and transmitted to the terminal, and the browser is provided in the terminal. It means that a predetermined communication session is allocated so that a program can receive at least one or more information (or data) input (or selected) based on a predetermined user interface included in the web page.

According to another embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the server is based on a predetermined communication protocol defined in the internet banking program and at least one or more information (or Communication channel for transmitting / receiving data) can be allocated.

Thereafter, the server is equipped with a predetermined security module for internet banking on the terminal on a predetermined web page (eg, an internet banking main page) generated (or extracted) for providing to the terminal, or the security module. By adding a predetermined script for checking whether or not to update the terminal and providing it to the terminal, it is checked whether a predetermined security module for internet banking is installed in the terminal or whether the security module is to be updated ( 810a).

According to another exemplary embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the server requests the version information or the last update date, etc., from the internet banking program, thereby providing the Internet banking program (or the Internet banking program). It can be checked whether or not to update the security module associated with the module.

If a predetermined security module is mounted or updated in the terminal (815a), the server transmits and mounts the latest version of the security module for internet banking to the terminal according to a remote program installation procedure defined in the browser program. Or update 820a.

If the terminal does not need to install or update the latest version of the Internet banking security module (825a), or if the terminal does not need to load or update the Internet banking security module (815a), the server is mounted on the terminal. By activating the security module for the Internet banking, the Internet banking security channel is connected between the terminal and the server (or the communication channel between the terminal and the server to a secure channel) (830a), where the security channel for Internet banking Attach a predetermined electronic signature to information (or data) required for security among information (or data) included in the web page to be provided to the terminal from the server or encrypt using at least one encryption method (or encryption algorithm). If provided, the terminal confirms the digital signature or corresponds to the encryption scheme (or encryption algorithm). Means a communication channel to decode the information (or data) by a predetermined decryption method (or decryption algorithm), and the information (or data) to be provided to the server for registration of employee information that can be accessed (or confirmed) from the terminal. A predetermined digital signature, or by encrypting and transmitting at least one encryption method (or encryption algorithm), the server verifies the electronic signature or predetermined decryption corresponding to the encryption method (or encryption algorithm). A communication channel for decoding the information (or data) by a method (or a decoding algorithm).

According to another exemplary embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the Internet banking-based secure channel may be provided by the server to the terminal according to a communication protocol defined in the internet banking program (or Data is attached to a predetermined digital signature, or encrypted and provided by at least one encryption method (or an encryption algorithm), the terminal confirms the electronic signature or a predetermined function corresponding to the encryption method (or an encryption algorithm). A communication channel for decrypting the information (or data) by a decryption method (or a decryption algorithm), and the information (or data) to be provided to the server for registering employee information that can be accessed (or confirmed) by the terminal. Attach a predetermined digital signature or at least one cancer When encrypted and transmitted using an encryption method (or an encryption algorithm), the information (or data) is verified by the server or by a predetermined decryption method (or decryption algorithm) corresponding to the encryption method (or encryption algorithm). ) Means a communication channel for decoding.

According to the present invention, the security module is characterized by performing an electronic signature attachment, encryption, or protection function for the information (or data) using the official certificate of the corporate employee mounted on the terminal. .

When the secure channel for internet banking is connected, the server requests the terminal to perform an Internet banking company employee authentication procedure through the browser program (835a).

According to an exemplary embodiment of the present invention, the internet banking company employee authentication procedure may include a predetermined Internet banking-based company employee authentication data (for example, an ID / PW registered by a company employee in an internet banking application process) through the terminal. Or enter (or create) a corporate employee number, etc.) and transmit it to the server, including authenticating the corporate employee accessed through the terminal as an internet banking corporate employee based on the corporate employee authentication data. In this case, the corporate employee authentication data is preferably transmitted by electronic signature or encrypted through the secure channel.

According to another embodiment of the present invention, the Internet banking corporate employee authentication process is a corporate Internet employee based on the Internet banking-based corporate employee authentication data (eg, corporate employee ID / PW registered in the Internet banking application process through the terminal) Or (enter company number, etc.) to the authentication server by inputting (or generating) to the authentication server, the corporate employee connected through the terminal based on the corporate employee authentication data from the authentication server to authenticate as an Internet banking company employee, And providing the result to the server. At this time, the corporate employee authentication data preferably includes an official certificate-based authentication data, and the authentication server is a server that authenticates the public certificate-based authentication data.

Thereafter, the terminal inputs (or generates) predetermined corporate employee authentication data in response to the request, requests an electronic banking company employee certification by transmitting an electronic signature or encryption through the security module to the server (or authentication server). In operation 840a, the server (or authentication server) authenticates the corporate employee connected through the terminal as an Internet banking corporate employee for non-face-to-face financial transactions based on the corporate employee authentication data received from the terminal ( 845a).

If the Internet banking company employee authentication fails (850a), the server blocks the Internet banking security channel for the terminal (855a), so that the Internet banking-based financial transactions are not made through the terminal.

On the other hand, if the employee authentication of the Internet banking company succeeds (850a), the server converts the Internet banking security channel into an internet banking-based financial transaction channel in connection with a security module provided in the terminal (860a), where Internet banking The underlying financial transaction channel refers to a communication channel that transmits and registers a predetermined access (or confirmation) capable employee information for registering employee information accessible from a banking server from the terminal to the server.

Subsequently, when the terminal requests access to the Internet banking-based accessible (or confirmed) employee information through the inter-banking-based financial transaction channel to register the accessible (or confirmed) employee information (800b), the server Generates (or extracts) a web page corresponding to a predetermined information registration interface for registering the accessible (or confirmed) employee information (805b), and generates (or extracts) the information through the internet banking-based financial transaction channel. The web page is transmitted to the terminal and output (810b).

According to an embodiment of the present invention, the information registration interface is an interface for inputting (or selecting) accessible employee information including at least one or more employee unique information, employee personnel information, and employee salary information in the terminal. Preferably, or a predetermined password (e.g., an account) to confirm the validity of the employees of the Internet banking company requesting registration of the accessible (or confirmed) employee information or the accessible (or confirmed) employee information. Passwords, etc.) or security codes (e.g., security codes printed on security cards issued to corporate employees during the Internet banking application process) or OTP (One Time Password) (e.g., Internet banking application process (or after internet banking application) Generated by an OTP authenticator (or OTP certification program) provided to corporate employees by Preferably a one-time password).

In addition, the web page transmission or output process is preferably performed at least once according to the access (or confirmation) available employee information registration procedure, thereby not limited to the present invention.

Thereafter, the terminal inputs (or selects) accessible employee information including at least one of the employee specific information, employee personnel information, and employee salary information through the information registration interface (815b).

If the terminal access (or check) available employee information including the employee specific information, employee personnel information, employee salary information is input (or selected) through the information registration interface (820b), the terminal is the financial transaction The input (or selected) accessible employee information is transmitted to the server through the channel (825b).

According to an exemplary embodiment of the present invention, transmitting the input (or selection) accessible employee information to the server through the financial transaction channel is an access input (or selection) through the information registration interface. (Or confirmation) is made, including electronic signature or encryption through the security module provided in the terminal to transmit to the server.

Thereafter, the server receives and reads the accessible (or confirmed) accessible employee information through the financial transaction channel to confirm the validity of the accessible (or confirmed) accessible employee information (830b).

In addition, the verification of the validity of the accessible (or confirmed) employee information, it is preferable that the authentication (password) included in the accessible (or confirmed) employee information further comprises the authentication of a password or security code or OTP.

According to an embodiment of the present invention, the validity of the accessible (or confirmed) employee information is matched with the accessible (or confirmed) available employee information in the ledger D / B on the financial system associated with the information registration system. It is preferable to include checking whether at least one ledger information is registered.

If the validity of the accessible (or confirmed) employee information is not authenticated (835b), the server generates a web page including the predetermined accessible (or confirmed) employee information registration error information and transmits it to the terminal. 840b, the information registration procedure corresponding to the accessible (or confirmed) employee information is not performed.

On the other hand, if the validity of the accessible (or confirmed) employee information is authenticated (835b), the server can access (or confirmed) by performing an information registration procedure corresponding to the accessible (or confirmed) employee information The employee unique information, employee personnel information, and employee salary information included in the employee information are processed in association with the predetermined storage medium 630 to be stored (845b).

According to another exemplary embodiment of the present invention, the storage medium 630 may include at least one of an Internet banking system, a telebanking system, a wireless banking system, or a TV banking system provided on (or associated with) the information registration system. It is possible to be provided in a DBMS on one or more banking systems, whereby the present invention is not limited.

Thereafter, the server generates a web page including predetermined access (or confirmation) capable employee information registration history information and transmits the generated web page to the terminal (850b), thereby registering access (or confirmation) enabled employee information transmitted from the terminal. To complete.

9 is a diagram illustrating an intranet banking system interworking with a storage medium 955 (or a database) storing accessible employee information according to an embodiment of the present invention.

In more detail, FIG. 9 illustrates an example in which the accessible employee information is stored in a predetermined storage medium 130 (or employee D / B) through the information registration system shown in FIG. 1 or FIG. Corresponding to the configuration of the intranet banking system for limited access (or confirmation) of employee information (for example, employee specific information, employee personnel information, employee salary information, etc.) using the intranet banking correspondingly, In the case of a person having ordinary skill in the art, by referring to or modifying the drawing 9, the employee's information (e.g., employee's unique information, employee's personnel information, employee salary information, etc.) is limitedly accessed (or responded to the accessible employee information). It may be inferred that various implementation methods for the configuration of the intranet banking system for Is made, including any exemplary method, to which the technical feature that is not limited to the exemplary method shown in the figure 9.

Referring to Figure 9 in accordance with the implementation method of the present invention, in response to the accessible employee information for limited access (or confirmation) of employee information (eg, employee specific information, employee personnel information, employee salary information, etc.) The intranet banking system includes an employee intranet server 960 connected to an intranet server 900 and an intranet used by at least one corporate employee, and an employee terminal 960 connected to the employee terminal 960 via an intranet. Provide at least one intranet service, employee name, social security number, address, telephone number, employee number (or code), insurance number (or code), salary, premiums, years of service, title, department, marital status, family details And an intranet server 900 having an employee D / B for storing employee information including at least one employee account, and the like. Intranet banking server 920 and the intranet banking server to access the employee information or to check the employee information in response to the accessible employee information of the employee in the process of providing non-face-to-face intranet banking services And a financial system that processes at least one intranet banking-based non-face-to-face financial transaction (eg, transfer, inquiry, financial product subscription, etc.) processed at 920.

The employee terminal 960 accesses the intranet server 900 through an intranet, which is a dedicated computer network in a company including a Transmission Control Protocol / Internet Protocol (TCP / IP) based wired communication network, and provides at least one intranet service (eg, E-mail, electronic payment, banking, etc.) is characterized in that it comprises at least one or more.

In addition, the employee terminal 960 is connected to the intranet server 900 through an intranet, which is a dedicated computer network in the company including an IEEE 802.16x based wireless communication network, at least one intranet service (eg, e-mail, electronic payment, And at least one portable Internet terminal for performing banking, etc.).

In addition, the employee terminal 960 is connected to the intranet server 900 through an intranet, which is a dedicated computer network in the company including an IEEE 802.11x-based wireless communication network, at least one intranet service (eg, e-mail, electronic payment, And at least one WLAN terminal that executes banking, etc.).

According to an exemplary embodiment of the present invention, the employee terminal 960 accesses the intranet server 900 and performs a predetermined financial transaction (eg, account transfer, inquiry, financial product subscription, etc.) from the intranet server 900. The financial transaction information input user interface may be provided.

According to the present invention, the employee terminal 960 comprises a predetermined intranet banking module 965 interworking with the intranet server 900 for non-face-to-face intranet banking for the employee financial transaction. In addition, the intranet banking module 965 provides a non-face-to-face intranet banking service for the employee financial transaction in association with the user interface transmitted from the intranet server 900.

According to an exemplary embodiment of the present invention, the intranet banking module 965 is configured to perform the predetermined financial transaction (eg, transfer, inquiry, financial product subscription, etc.) at the employee terminal 960. And encrypting the financial transaction request information to be transmitted to, or decrypting the financial transaction response information received from the intranet banking server 920.

In addition, the intranet banking module 965 attaches an electronic signature to the financial transaction request information transmitted from the employee terminal 960 to the intranet banking server 920 for the employee financial transaction, or the intranet banking server ( And a digital signature function for confirming the electronic signature attached to the financial transaction response information received from the 920.

In addition, the intranet banking module 965 includes a function of generating at least one OTP code included in the financial transaction request information transmitted from the employee terminal 960 to the intranet banking server 920 for the financial transaction. It is preferable to make it.

In addition, the intranet banking module 965 may include an official certificate function for providing the encryption processing function or the electronic signature function, or may be provided in a memory (for example, the employee terminal 960) for storing the public certificate. Memory, or a memory provided in an integrated circuit (IC) chip that is read through a predetermined card reader provided in the employee terminal 960).

The intranet server 900 includes predetermined employee information D / B for employee authentication for providing at least one intranet service (eg, e-mail, electronic payment, banking, etc.) through the employee terminal 960, and the And an employee certification unit 910 for authenticating the employee based on the employee account information received from the employee terminal 960 performing the intranet banking service in association with the employee information D / B.

According to an embodiment of the present invention, the employee information stored in the employee information D / B includes intranet account information (eg, intranet ID information and intranet password) registered by the employee in the intranet server 900, and the employee information. It is desirable to include predetermined employee personal information.

Here, the employee personal information is employee name, social security number, address, telephone number, employee number (or code), insurance number (or code), salary, premium, years of service, position, department, marital status, family information, employee account It is preferred to include at least one or more.

The employee information stored in the employee information D / B may further include intranet banking subscription information for checking whether the employee has subscribed to a banking service provided by a financial institution associated with the company.

In addition, the employee information D / B can be made by including the employee's unique information, employee personnel information, employee salary information, characterized in that comprises the accessible employee information.

According to an exemplary embodiment of the present invention, if the intranet account information including the intranet ID information and the intranet password is received from the employee terminal 960 which accesses the intranet server 900 and performs intranet banking, the employee authentication unit 910 ) Compares the intranet account information with the intranet account information provided in the employee information D / B so that an employee corresponding to the intranet account information provides at least one intranet service (eg, e-mail, electronic payment, banking, etc.). It is desirable to certify that you are a valid employee.

According to an embodiment of the present invention, the employee authentication unit 910, the employee authentication process for comparing the intranet account information provided in the employee information D / B and the intranet account information received from the employee terminal 960, It is preferable to perform this when the employee terminal 960 logs in to the intranet server 900. Also, when the employee terminal 960 requests at least one intranet banking of the non-face-to-face through the intranet server 900. It is preferable to perform the repetition in response to the intranet banking request.

In addition, the intranet server 900, if the employee authentication through the employee authentication unit 910 is successful, e-mail, electronic payment, banking, financial through at least one or more employee terminal 960, the employee authentication is successful It is preferable to include an intranet operation unit 915 for operating to provide an intranet service including at least one or more product subscription.

Those skilled in the art to which the present invention pertains, the intranet management unit 915 includes at least one or more e-mail, electronic payment, banking, financial product subscription, etc. through at least one employee terminal 960 Since you will be familiar with the technical features of operating to provide intranet service, a detailed description thereof will be omitted for convenience.

Referring to FIG. 9, the intranet server 900 provides a corporate employee financial transaction service using the company information and employee information in connection with the intranet banking server 920 through a predetermined communication means. 905.

The banking operation unit 905, if the employee authentication through the employee authentication unit 910 is successful, the employee account information of the employee (e.g., employee number (or code) of the employee in the employee information D / B Information, information stored in an employee card owned by the corporate employee, official certificate information of the corporate employee customer, a user account (ID) of the corporate employee registered with the company (eg, a company server, etc.); Member information including a password, social security number information, employee name information, driver's license number information, insurance number information, fingerprint, hand shape, iris, voice, face, signature, retina of the corporate employee Biometric information including at least one or more of one or more of a vein, DNA (Deoxyribo Nucleic Acid), and a telephone number or terminal for a wireless terminal owned by the corporate employee Wireless terminal information including a serial number, an IC chip mounted on or detached from a wireless terminal owned by the corporate employee or customer-specific information owned and stored on the IC chip owned by the corporate employee, and owned by the corporate employee Information including at least one serial number or unique code information of an IC card) to check whether the user has subscribed to an intranet banking service provided by the financial system provided at a financial institution affiliated with the company. When it is confirmed that the employee has subscribed to the intranet banking service, the banking manager 905 activates the intranet banking function through the employee terminal 960 in connection with the intranet manager 915.

For example, when a predetermined intranet banking icon or an intranet banking menu is provided in a predetermined user interface provided to the employee terminal 960, the banking operation unit 905 may be connected to the intranet operation unit 915 to perform the operation. It is preferable to enable the employee terminal 960 to use the intranet banking icon or the intranet banking menu.

In addition, the banking operation unit 905 is an employee authentication performed when the employee authentication through the employee authentication unit 910 is successful (for example, when logging in to the intranet server 900 from the employee terminal 960). If this is successful, or if the employee authentication performed at the request of at least one non-face-to-face intranet banking through the employee terminal 960 is successful), the intranet banking server to the employee authentication result through a predetermined communication means To 920.

Here, the employee certification result, the employee number (or code) information of the corporate employee, information stored in the employee card owned by the corporate employee, the official certificate information of the corporate employee customer, and the company (eg, Member information including a user account (ID) and a password of the corporate employee registered in the company server, etc.), social security number information, employee name information, driver's license number information, insurance number information, Biometric information including at least one fingerprint, hand shape, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid) of the corporate employee, and a telephone for a wireless terminal owned by the corporate employee Wireless terminal information including a number or a terminal serial number and an IC chip mounted on or detached from a wireless terminal owned by the corporate employee; It may be made by including at least one or more customer-specific information owned by the corporate employee and stored in the IC chip, and serial number or unique code information of the IC card owned by the corporate employee customer.

According to an embodiment of the present invention, the intranet banking server 920 is based on the employee authentication result received from the banking operation unit 905 provided in the intranet server 900, the account inquiry for the employee linked account It is possible to provide non-face-to-face financial transaction services such as services or services that provide financial product information corresponding to the information of the employees.

An intranet banking server 920 that provides a predetermined intranet banking service to the employee is connected to a banking operation unit 905 provided in the intranet server 900 through a predetermined communication means, or a predetermined network means. It can be made through the interface unit 925 to communicate with the intranet banking module 965 provided in the employee terminal 960 through.

The interface unit 925 may include a banking operation unit provided in the intranet server 900 through a communication means including at least one of a dedicated communication network or a secure communication network (for example, a wired / wireless communication network based on an encryption / decryption function). 905) and the communication channel for receiving a predetermined employee authentication result is connected and managed.

Those skilled in the art to which the present invention pertains, the interface unit 925 has a communication channel for receiving a predetermined employee authentication result with the banking operation unit 905 provided in the intranet server 900 Since you will be familiar with the technical features of connection and management, a detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, when the banking operation unit 905 encrypts and transmits the employee authentication result using at least one encryption method, the interface unit 925 uses a decryption method corresponding to the encryption method. Preferably, the method further includes a function of decrypting the encrypted employee authentication result.

Alternatively, when the banking operation unit 905 transmits the electronic signature attached to the employee authentication result, the interface unit 925 preferably further includes a function of checking the electronic signature attached to the employee authentication result. Do.

Alternatively, when the banking operation unit 905 includes a predetermined OTP code in the employee authentication result, the interface unit 925 further includes a function of checking the OTP code included in the employee authentication result. It is preferable to make.

In addition, the interface unit 925 may include financial transaction request information for at least one non-face-to-face financial transaction requested by the employee terminal 960 from the intranet server 900 through a network means including at least one wired or wireless communication network. For example, financial transaction request information such as bank transfer using the company information and employee information, or the like, or financial transaction response information corresponding to the financial transaction request information to the intranet server 900 (for example, the company information). And the financial transaction channel for transmitting account transfer financial transaction response information corresponding to account transfer processing using employee information).

Those skilled in the art, the interface unit 925 receives the financial transaction request information for at least one or more non-face-to-face financial transactions from the intranet server 900, or the intranet server Since the technical features of connecting and managing a financial transaction channel for transmitting financial transaction response information corresponding to the financial transaction request information to the employee terminal 960 through the 900 will be familiar with, the detailed description thereof Omit for convenience.

In the case where the employee terminal 960 encrypts and transmits the financial transaction request information (or financial product subscription application information) by at least one or more encryption methods through the intranet server 900 according to an exemplary embodiment of the present invention, The interface unit 925 may further include a function of decrypting the encrypted financial transaction request information (or financial product subscription application information) through a decryption method corresponding to the encryption method.

Alternatively, when the employee terminal 960 transmits an electronic signature to the financial transaction request information through the intranet server 900, the interface unit 925 checks the electronic signature attached to the financial transaction request information. It is preferable that the function is further included.

Alternatively, when the employee terminal 960 transmits a predetermined OTP code to the financial transaction request information through the intranet server 900, the interface unit 925 includes the OTP included in the financial transaction request information. It is preferable to further include a function for checking a code.

According to another embodiment of the present invention, the intranet banking server 920 to the employee terminal 960 through the intranet server 900 to the financial transaction response information corresponding to the financial transaction request information in at least one encryption method. When transmitting by encrypting, the interface unit 925 preferably further includes a function of encrypting the financial transaction response information by a predetermined encryption method.

Alternatively, when the electronic signature is transmitted from the intranet banking server 920 to the employee terminal 960 via the intranet server 900 by attaching an electronic signature to the financial transaction response information corresponding to the financial transaction request information, the interface unit ( 925 preferably further includes a function of attaching an electronic signature to the financial transaction response information.

According to the present invention, the intranet banking server 920 includes an information receiving unit 935 for receiving a predetermined employee authentication result from the intranet server 900 through the communication means in association with the interface unit 925. Characterized in that made.

In addition, the information receiving unit 935 authenticates the intranet banking customer for financial transactions such as account transfer using the company information and the employee information from the employee terminal 960 through the network means in connection with the interface unit 925. Characterized by receiving predetermined non-face-to-face financial transaction authentication information for.

Here, the non-face-to-face financial transaction authentication information is issued to the intranet banking customer for intranet banking ID / PW information, or certificate information, or non-face-to-face financial transactions for non-face-to-face financial transactions using the company information and employee information. At least one predetermined security card information, or OTP code generated through the OTP generator provided to the intranet banking customer for non-face-to-face financial transactions.

In addition, the non-face-to-face financial transaction authentication information, the employee number (or code) information of the company employee, information stored in the employee card owned by the company employee, the official certificate information of the company employee customer, and the company (E.g., member information including a user account (ID) and password of a corporate employee registered in a company (intranet) server, etc.), social security number information of the corporate employee, employee name information, driver's license number information, Insurance number information, biometric information including at least one of fingerprint, hand shape, iris, voice, face, signature, retina, vein shape and DNA (Deoxyribo Nucleic Acid) of the corporate employee, The wireless terminal information including the telephone number or the terminal serial number for the wireless terminal and the wireless terminal owned or owned by the company employee. This complex is an IC chip or the company employees may be owned and including customer-specific information, and the company employees of the customer IC card owned by a serial number or unique code information for at least one stored in the IC chip.

According to the method of the present invention, the non-face-to-face financial transaction authentication information is the financial transaction request information received from the employee terminal 960 via the intranet server 900 (eg, account transfer using the company information and employee information). It is preferable that the information is received and included in (or applied to) wire transfer financial transaction request information (or financial product subscription application information).

In addition, the information receiving unit 935 is connected to the interface unit 925 through the network means account transfer using the company information and employee information from the employee terminal 960, the account transfer finance for subscription to financial products, etc. Characterized in that the transaction request information (or financial product subscription application information) is received.

According to an embodiment of the present invention, when the financial transaction is a bank transfer, the bank transfer financial transaction request information may include employee account information corresponding to the employee (or predetermined unique information allocated to identify the intranet banking customer). Unique code), etc.) and at least one account transfer financial transaction information input through an employee-linked account information for non-face-to-face intranet banking and a user interface for non-face-to-face account transfer using the employee information. Characterized in that it comprises the above, the account transfer financial transaction request information may be attached or encrypted by a predetermined electronic signature by the intranet banking module 965 provided in the employee terminal 960.

For example, the at least one financial transaction information input through a user interface for non-face-to-face financial transactions (eg, in the case of bank transfer) using the company information and employee information may include predetermined account transfer amount information and the employee linked account. It may include at least one or more withdrawal account information, the withdrawal account password, the withdrawal account information, the deposit account information with which the bank transfer amount is to be deposited, and the deposit bank information with which the deposit account is opened. .

For example, the at least one account transfer financial transaction information input through a user interface for non-face-to-face account transfer using the employee information, etc., may be withdrawn from the predetermined amount of money transfer and the account transfer amount among the employee linked accounts. It is preferable to include at least one withdrawal account information, the withdrawal account password, and at least one depositing side employee account information corresponding to the employee who will receive the deposit amount.

The intranet banking server 920 includes a customer authentication unit 940 for authenticating the validity of the intranet banking customer through non-face-to-face financial transaction authentication information received from the employee terminal 960 through the information receiving unit 935. Characterized in that made.

According to the present invention, when the non-face-to-face financial transaction authentication information is received and included in (or applied to) predetermined financial transaction request information (eg, financial transaction request information including account transfer using the employee information), the Customer authentication unit 940 is the financial transaction through the non-face-to-face financial transaction authentication information included (or applied) in the financial transaction request information (for example, account transfer financial transaction request information for account transfer using the employee information) Confidentiality, Authentication, Integrity, and Nonrepudiation for Non-face-to-face Financial Transactions Corresponding to Request Information (eg, Account Transfer Financial Transaction Request Information for Account Transfer Using Employee Information) Can be secured.

When the non-face-to-face financial transaction authentication information including the intranet banking ID / PW information is received through the information receiving unit 935, the customer authentication unit 940 receives the received intranet banking ID / PW information and the storage medium. By comparing the ID / PW information for intranet banking included in the employee information stored in 955, the validity of the intranet banking customer or the financial transaction request information (for example, an account for account transfer using the employee information). Confidentiality, authentication, integrity and non-repudiation of non-face-to-face financial transactions corresponding to transfer financial transaction request information).

In addition, the information encrypted through the at least one encryption key (for example, symmetric key, public key, private key, etc.) provided in the official certificate provided in the employee terminal 960 through the information receiving unit 935. When the non-face-to-face financial transaction authentication information is included, the customer authentication unit 940 decrypts the data through a predetermined decryption key (for example, a symmetric key, a private key, or a public key) corresponding to the encryption key. Confidentiality, authentication, integrity and denial of non-face-to-face financial transactions validating the intranet banking customer or corresponding to the financial transaction request information (e.g., account transfer financial transaction request information for account transfer using the intranet). Prevention can be ensured.

In addition, when the non-face-to-face financial transaction authentication information including security card information corresponding to a predetermined security card issued to the intranet banking customer is received through the information receiving unit 935, the customer authentication unit 940 receives the reception. By comparing the secured card information with the secured card information included in the customer information stored in the storage medium 955, the validity of the intranet banking customer, or the financial transaction request information (for example, an account using the employee information). Confidentiality, authentication, integrity and non-repudiation of non-face-to-face financial transactions corresponding to bank transfer financial transaction request information for transfer).

In addition, when the non-face-to-face financial transaction authentication information including the OTP code generated through the OTP generator provided to the intranet banking customer is received through the information receiving unit 935, the customer authentication unit 940 is the storage medium ( Generating a predetermined OTP code based on the OTP code generation information included in the customer information stored in 955 and comparing the generated OTP code with the received OTP code, thereby validating the intranet banking customer; or Confidentiality, authentication, integrity and non-repudiation of non-face-to-face financial transactions corresponding to the financial transaction request information (eg, account transfer financial transaction request information for account transfer using the employee information) can be secured.

According to the present invention, the customer authentication unit 940 corresponds to the intranet banking customer information through the non-face-to-face financial transaction authentication information received from the employee terminal 960 through the information receiving unit 935 in the storage medium ( And check the accessible employee information stored in 130).

Here, the accessible employee information is information stored and registered by the employee in the storage medium 130 through the information registration system shown in FIG. 1 or 6 (eg, employee unique information, employee personnel information, employee salary information). Etc.), and the intranet banking server 920 may check (or extract) the information from the storage medium 130 only for the information registered as the accessible information.

For example, the employee specific information may include employee number (or code) information of the company employee, information stored in an employee card owned by the company employee, official certificate information of the company employee customer, and the company (eg, the company). Member information including a user account (ID) and password of the corporate employee registered in the server, etc.), social security number information of the corporate employee, employee name information, driver's license number information, insurance number information, Biometric information including at least one fingerprint, hand, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid), and a telephone number for a wireless terminal owned by the employee Wireless terminal information including a terminal serial number, and an IC chip mounted on or detached from a wireless terminal owned by the corporate employee; It is preferable to include at least one or more information, including at least one customer-specific information owned by the corporate employee and stored in the IC chip, and at least one serial number or unique code information of the IC card owned by the corporate employee customer. .

Meanwhile, referring to FIG. 9, the intranet banking server 920 processes a non-face-to-face financial transaction corresponding to the financial transaction request information (or financial product subscription request information) received through the information receiver 935. 945 and the general ledger D / equipped in the financial system through a predetermined interface means for the banking processing unit 945 to process non-face-to-face financial transactions corresponding to financial transaction request information (or financial product subscription application information). When at least one ledger information is inquired from B or when the non-face-to-face financial transaction is processed by the banking processor 945, the ledger information corresponding to the non-face-to-face financial transaction is generated through a predetermined interface means. Ledger processing unit 950 to be stored in the ledger D / B provided in the and the financial geography including the non-face-to-face financial transaction corresponding to the financial transaction request information To generate the response information, the interface unit 925, information transmission section 930 to be transmitted to the staff terminal 960 via the intranet server 900 via may further provided.

A predetermined intranet member authentication result is received from the intranet server 900 through the information receiving unit 935 and an intranet from the employee terminal 960 corresponding to the intranet member authentication result via the information receiving unit 935. When the financial transaction request information corresponding to the financial transaction request for the linked account is received, the banking processing unit 945 requests the ledger processing unit 950 for a financial transaction for the intranet linked account, and correspondingly, the ledger processing unit 950 processes the requested financial transaction from the ledger corresponding to the intranet linked account from the ledger D / B provided in the financial system through a predetermined interface means, and the information transmitter 930 is configured to process the intranet. The financial transaction response information including the financial transaction processing result of the account ledger corresponding to the linked account is generated. It is characterized in that the transmission to the intranet server 900 through the interface unit 925.

Here, the intranet server 900 transmits financial transaction response information including the financial transaction result of the account ledger corresponding to the received intranet linked account to the employee terminal 960.

A predetermined intranet member authentication result is received from the intranet server 900 through the information receiving unit 935, and the employee from the employee terminal 960 corresponding to the intranet member authentication result via the information receiving unit 935. Employees who can receive financial transaction request information (or financial product subscription request information) using the information, and the non-face-to-face financial transaction authentication information corresponding to the financial transaction request information is normally authenticated by the customer authentication unit 940 and is accessible. When the information is confirmed, the banking processor 945 preferably performs a financial transaction procedure corresponding to the financial transaction request information.

As those skilled in the art to which the present invention pertains, they will be familiar with the technical features of the ledger process of withdrawing the bank transfer amount and the bank transfer fee from the withdrawal account and depositing it into the deposit account. Detailed description thereof will be omitted for convenience.

When the ledger processing is completed, the ledger processing unit 950 generates ledger information for withdrawing the money transfer amount and the account transfer fee corresponding to the financial transaction from the withdrawal account and depositing the money into the deposit account. And storing the information in a ledger D / B provided in the financial system through the means, wherein the information transmitting unit 930 is a non-face-to-face finance corresponding to the bank transfer financial transaction request information (or financial product subscription application information). The account transfer financial transaction response information including the transaction result is generated and transmitted to the employee terminal 960 through the interface unit 925.

According to another embodiment of the present invention, the predetermined amount of money transfer and the amount of money transfer among the intranet linked accounts are withdrawn from the financial transaction information included in the wire transfer financial transaction request information (or financial product subscription application information). When the withdrawal account information, the withdrawal account password, and at least one or more account information for depositing the account transfer amount, the banking processing unit 945 is linked to the storage medium 955 in the deposit side intranet The depositing intranet linked account information is extracted by being linked with the account information.

If at least two extracted deposit side intranet linked accounts are included (or at least two deposit side intranet linked accounts are not designated for depositing), the banking processor 945 \ is the employee terminal 960. ) By providing the extracted deposit side intranet linked account information, requesting to select a predetermined deposit side intranet linked account to which the money transfer amount is to be deposited, and from the employee terminal 960 through the information receiving unit 935. Receive the selected payment side intranet linked account information.

At this time, since the received payment side intranet linked account information will be a financial account opened in the bank, the banking processing unit 945 corresponds to the payment account information in connection with the financial system through the ledger processing unit 950 It is advisable to check if a financial account is opened.

In addition, when the banking processing unit 945 includes at least one or more deposit account information to which the bank transfer amount is to be deposited and the deposit bank information in which the deposit account is opened, the banking processing unit 945 may include the ledger processing unit ( It is preferable to check the account ledger corresponding to the withdrawal account information through 950 to check whether an amount corresponding to the amount of the bank transfer is deposited in the withdrawal account, or through the ledger processing unit 950 It is preferable to check the validity of the withdrawal account password by inquiring the account ledger corresponding to the information.

Thereafter, the banking processing unit 945 calculates a predetermined account transfer fee for withdrawing the account transfer amount from the withdrawal account and depositing it into the deposit account, and the account transfer amount and the account transfer to the ledger processing unit 950. Request a ledger to withdraw a fee from the withdrawal account and deposit it into the deposit account.

Those skilled in the art of the present invention will be familiar with the technical features of the ledger processing process for withdrawing the bank transfer amount and the bank transfer fee from the withdrawal account and depositing it into the deposit account. Detailed description thereof will be omitted for convenience.

When the ledger processing is completed, the ledger processing unit 950 generates ledger information corresponding to the financial transaction, and stores the ledger information in the ledger D / B provided in the financial system through the predetermined interface means. The information transmitting unit 930 generates an account transfer financial transaction response information including a non-face-to-face financial transaction result corresponding to the account transfer financial transaction request information, and the intranet server 900 through the interface unit 925. The intranet server 900 transmits it to the employee terminal 960.

Referring to FIG. 9, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (or payment system), or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based wireless banking, tele Banking, TV banking, etc.) access to the financial system, or At least one external network that provides a variety of financial transaction interfaces through a common network (eg, CD common network, financial common network), characterized in that the financial system is provided with the interfacing between components in the financial system Interface module corresponding to the middleware platform provided, and the predetermined information (for example, ledger information, customer information, or management information, etc.) required for each function performed in the components of the financial system and Characterized in that it comprises a DBMS (DataBase Management System) comprising at least one database to manage.

In addition, the financial system is a foreign exchange module (not shown) according to the intention of a person skilled in the art or the type of each financial institution (for example, commercial bank, savings bank, trust bank) equipped with the financial system and the purpose and characteristics of the financial system. ), It is possible to further include at least one or more components such as investment finance module (not shown), international module (not shown), if the person skilled in the art to which the present invention belongs. Since it will be familiar with the technical details, the detailed description thereof will be omitted for convenience, thereby not limiting the present invention.

According to the present invention, the DBMS provided in the financial system is for the financial institution to open at least one financial account to at least one financial transaction customer, and to provide at least one financial transaction service based on the financial account And at least one ledger D / B for storing at least one ledger, wherein the ledger D / B is at least one ledger information for processing at least one financial transaction to be provided to the financial transaction customer by the financial institution. (Eg, customer ledger, receiving ledger, collateral ledger, etc.) and at least one ledger additional information corresponding to each ledger information (e.g., specifying or supplementing each ledger's attributes / functions) in a relational relationship. It is characterized in that it is processed and stored.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is stored in a relational manner, or predetermined ledger information and at least one ledger additional information are stored in a relational manner. Since it will be understood, detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, the external system of the financial system may include at least one non-face-to-face financial transaction processing function requested from the intranet banking server 920 in association with the intranet banking server 920 through the interface means. For example, it is preferable to include an intranet banking unit for performing ledger inquiry, or ledger information storage.

In general, the financial system is connected to at least one or more window terminals provided at branches (or branch offices) of the financial institution through a predetermined financial network (for example, a branch network), and at least one through the window terminal. Provide face-to-face financial transaction service for the above financial transaction customers.

The financial system may also include at least one financial terminal including a CD / ATM (Cash Dispenser / Automatic Teller Machine) provided at a branch (or branch) of the financial institution, or at least one other financial institution affiliated with the financial institution. At least one financial terminal provided in an institution (or other financial institution branch), or at least one financial terminal provided in a public place, and is connected through a predetermined financial network (eg, a CD common network), The financial terminal provides a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that it is associated with a predetermined Internet banking server, a network (eg, wired Internet, or IEEE 802.11x-based wireless LAN, or IEEE) connected to a TCP / IP-based backbone network through the Internet banking server At least one client terminal (e.g., a personal computer (PC) equipped with the wired Internet connection and browsing function) or a notebook computer connected to an 802.16x-based mobile Internet, etc., the wireless LAN / portable Internet connection and browsing function A non-face-to-face financial transaction service is provided to at least one or more financial transaction customers through a provided laptop or mobile terminal).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, or IEEE 802.16x based portable through the wireless banking server) At least one wireless terminal (e.g., a Personal Communication System (PCS) or Global System for Mobile (GSM) terminal having access and browsing capabilities to the mobile communication network, or connected to the Internet or a DataTAC / Mobitex-based wireless data communication network, or A non-face-to-face financial transaction service is provided to at least one financial transaction customer through a PDA (Personal Digital Assistant), a smart phone, or telematics.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, Or IC ◎ based on at least one financial transaction customer through at least one wireless terminal (e.g., a wireless terminal equipped with a financial IC chip) connected to an IEEE 802.16x based portable Internet or a DataTAC / Mobitex based wireless data communication network. Provide non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS or GSM terminal or a smartphone) connected to a fixed line communication terminal (e.g., a telephone) or a predetermined wireless voice communication network (e.g., a mobile communication network based on a code division multiple access (CDMA)) ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV or refrigerator connected to a home network) connected to a predetermined home network through the home banking server Provide non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 9, the financial system is connected to the intranet banking server 920. The financial system includes at least one employee terminal 960 connected to a predetermined wired / wireless communication network through the intranet banking server 920. It is desirable to provide non-face-to-face financial transaction services to at least one intranet customer (employee).

In more detail, FIG. 10 illustrates an employee who activates a predetermined employee terminal 960 to provide a non-face-to-face banking service using the employee information when logging in by accessing a predetermined intranet server 900 shown in FIG. 9. In the certification process, if the employee registered the employee information including at least one of the employee's unique information, employee personnel information, employee salary information through the information registration system shown in Figure 1 or 6, the certified employee Regarding the process of identifying (or extracting) accessible employee information corresponding to the storage medium 130, in detail, the intranet banking subscription information (employee information registration information) confirming whether the employee is the intranet banking customer is It is stored in the employee information D / B shown in Figure 9, the accessible employee information is Side is for a case in the storage medium 130 illustrated in Figure 9.

Those skilled in the art to which the present invention pertains can refer to or modify this drawing 10 to infer various implementation methods for employee authentication and accessible employee information verification process for non-face-to-face banking using employee information. Although there will be, the present invention includes all the implementation methods inferred above, the technical features are not limited only to the implementation method shown in FIG.

Hereinafter, in FIG. 10, the employee terminal 960 illustrated in FIG. 9 is referred to as a “terminal” for convenience, and the intranet server 900 illustrated in FIG. 9 is referred to as a “server” for convenience and illustrated in FIG. 9. Intranet banking server 920 will be referred to as a "banking server" for convenience.

Referring to FIG. 10, a predetermined employee accesses a server through a predetermined terminal, inputs intranet account information of the employee, and transmits the received information to the server (1000).

According to the exemplary embodiment of the present invention, the process of inputting the intranet account information of the employee from the terminal to the server may include: inputting the intranet account information through the key input means provided in the terminal. In addition, or when the server is connected, it is preferable to further comprise the step of automatically inputting the intranet account information stored in the memory provided in the terminal.

Thereafter, the server compares the intranet account information received from the terminal and the intranet account information stored in the employee information D / B to authenticate the validity of the employee (1005).

If the validity of the employee is not authenticated through the intranet account information (for example, the intranet account information received from the terminal does not match the intranet account information stored in the employee information D / B) (1010), the server Generates and transmits a predetermined employee error result to the terminal (1015), and in response, the terminal transmits at least one intranet service (e.g., e-mail, electronic payment, banking, financial product information, etc.) through the terminal. Exit without providing.

On the other hand, if the validity of the employee is authenticated through the intranet account information (for example, if the intranet account information received from the terminal and the intranet account information stored in the employee information D / B match) (1010), the server The employee information associated with the intranet account information is read to determine whether the employee is a customer capable of intranet banking (1020).

According to the method of the present invention, the server is processed in connection with the intranet account information to confirm the intranet banking subscription information stored in the employee information D / B, the employee is a customer registered the employee information capable of intranet banking It is desirable to confirm.

If the employee is not an intranet banking customer (1025), the server is the employee authentication result (for example, information that authenticates that the employee is a valid member to receive at least one intranet service through the terminal). Generate and transmit to the terminal (1030), and correspondingly, the terminal activates at least one intranet function (e.g., e-mail, electronic payment, banking, financial product information, etc.) provided by the server (1035). ).

On the other hand, if the employee is identified as a customer capable of intranet banking (1025), the server is the employee authentication result (eg, the employee can receive at least one intranet service through the terminal, including the intranet account information) Information to authenticate valid membership) is generated and transmitted to the banking server (1040), and the banking server stores the employee authentication result in a predetermined storage medium (955) (1045).

According to an embodiment of the present invention, the employee authentication result stored in the banking server is used as information for authenticating the validity of the employee when a non-face-to-face banking request using at least one or more employee information from the terminal to the banking server. It is desirable to be.

In addition, the employee authentication result stored in the banking server is a non-face-to-face non-face-to-face financial transaction request, such as account inquiry from the terminal to the banking server, without the additional authentication process through at least one non-face-to-face financial transaction authentication information It is preferably used as information authorizing the processing of the requested non-face-to-face financial transactions.

In addition, the banking server checks (or extracts) accessible employee information corresponding to the employee from the storage medium 130 (1050).

Here, the accessible employee information is information stored and registered by the employee in the storage medium 955 through the information registration system illustrated in FIG. 1 or 6 (eg, employee specific information, employee personnel information, employee salary information). Etc.), and the intranet banking server 920 may check (or extract) the information from the storage medium 955 only for the information registered as the accessible information.

Subsequently, the server includes the intranet banking subscription (registration) information in the employee authentication result, and transmits the employee authentication result and the accessible employee information to the terminal (1055), and the terminal corresponds to the server. Activates at least one intranet function (e.g., e-mail, electronic payment, banking, financial product information, etc.) provided by the user, and also based on the intranet banking subscription information (employee information registration information) and accessible employee information. The intranet banking function of the intranet function is activated (1060).

According to another exemplary embodiment of the present invention, the intranet banking subscription information may further include unique information (or unique code) allocated by the intranet banking server 920 to identify the intranet banking customer.

For example, the unique information (or unique code), the employee number (or code) information of the corporate employee, the information stored in the employee card owned by the corporate employee, the official certificate information of the corporate employee customer, Member information including a user account (ID) and password of the corporate employee registered in the company (e.g., a company server, etc.), social security number information of the corporate employee, employee name information, driver's license number information, insurance number Information, biometric information including at least one fingerprint, hand shape, iris, voice, face, signature, retina, vein shape, DNA (Deoxyribo Nucleic Acid) of the corporate employee, and a wireless terminal owned by the corporate employee. Wireless terminal information including a telephone number or a terminal serial number for the IC, and the IC mounted or detached from the wireless terminal owned by the company staff And at least one customer-specific information owned by the chip or the corporate employee and stored in the IC chip, and at least one serial number or unique code information of the IC card owned by the corporate employee.

According to an embodiment of the present invention, activating the intranet banking function provided by the server to the terminal is one of the intranet banking functions, when a predetermined intranet banking icon or an intranet banking menu is provided. Preferably, the method comprises activating a banking icon or an intranet banking menu.

11 is a diagram illustrating an employee certification process and an accessible employee information verification process for non-face-to-face banking using employee information according to another embodiment of the present invention.

In more detail, FIG. 11 illustrates an employee authentication process for activating a predetermined employee terminal 960 to provide a non-face-to-face banking service using the employee information when logging into the predetermined intranet server 900 illustrated in FIG. 9. In the case that the employee registered the employee information including at least one or more employee unique information, employee personnel information, employee salary information through the information registration system shown in the drawing 1 or 6, the corresponding employee Regarding the process of checking (or extracting) accessible employee information from the storage medium 130, specifically, the intranet banking subscription information (employee information registration information) and the access for confirming whether the employee is the intranet banking customer. Possible employee information is for the case of the storage medium 130 shown in FIG.

Those skilled in the art to which the present invention pertains may refer to or modify this drawing 11 to infer various implementation methods for employee authentication and accessible employee information verification process for non-face-to-face banking using employee information. Although there will be, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

For example, if a person having ordinary knowledge in the technical field to which the present invention belongs, the employee D / B (or storage medium 955) provides the employee with a non-face-to-face intranet banking service by referring to or modifying the drawing 11. When stored in the ledger D / B on the financial system provided or stored in a predetermined database associated with the ledger D / B, the employee is connected to the employee D / B (or storage medium 955) in the intranet It will be possible to infer various implementation methods to determine whether the customer is a banking possible, the present invention is characterized by including all the implementation methods inferred.

Hereinafter, in FIG. 11, the employee terminal 960 illustrated in FIG. 9 is referred to as a “terminal” for convenience, and the intranet server 900 illustrated in FIG. 9 is referred to as a “server” for convenience and illustrated in FIG. 9. Intranet banking server 920 is referred to as a "server".

Referring to FIG. 11, a predetermined employee accesses the server through a predetermined terminal, inputs intranet account information of the employee, and transmits the received information to the server (1100).

According to the exemplary embodiment of the present invention, the process of inputting the intranet account information of the employee from the terminal to the server may include: inputting the intranet account information through the key input means provided in the terminal. It may be further included, or further comprising the step of automatically inputting the intranet account information stored in the memory provided in the terminal.

Thereafter, the server compares the intranet account information received from the terminal with the intranet account information stored in the employee information D / B to authenticate the validity of the employee (1105).

If the validity of the employee is not authenticated through the intranet account information (for example, when the intranet account information input from the terminal does not match the intranet account information stored in the employee information D / B) (1110), the server Generates a predetermined employee error result and transmits the result to the terminal (1115). In response, the terminal provides at least one intranet service provided by the server (eg, e-mail, electronic payment, banking, and financial product information). And so on).

On the other hand, if the validity of the employee is authenticated through the intranet account information (for example, if the intranet account information input from the terminal matches the intranet account information stored in the employee information D / B) (1110), the server may The employee certification result including intranet account information (e.g., information that authenticates that the employee is a valid member who can receive at least one intranet service (e.g., e-mail, electronic payment, banking, etc.) through the terminal). Create and transmit to the banking server (1120), and correspondingly, the banking server checks whether the intranet account information matching the intranet account information is stored in the storage medium 955, so that the employee is intranet banking (employee) Financial transaction using information) (1125).

Herein, the intranet account information includes employee number (or code) information of the corporate employee, information stored in an employee card owned by the corporate employee, official certificate information of the corporate employee customer, and the company (eg, Member information including a user account (ID) and a password of the corporate employee registered in the company server, etc.), social security number information, employee name information, driver's license number information, insurance number information, Biometric information including at least one fingerprint, hand shape, iris, voice, face, signature, retina, vein, DNA (Deoxyribo Nucleic Acid) of a company employee, and a telephone for a wireless terminal owned by the company employee. Wireless terminal information including a number or terminal serial number, and an IC chip mounted on or detached from a wireless terminal owned by the corporate employee It is characterized in that it comprises the corporate employees owned and customer-specific information, and the company employees customer owns the serial number of the IC card or the specific code information for at least one stored in the IC chip.

According to the exemplary embodiment of the present invention, if the intranet banking server 920 determines that the intranet account information matching the intranet account information is stored in the storage medium 955, the employee of the financial institution associated with the company is determined. It is a good idea to verify that you are an intranet banking customer.

If the employee is not subscribed as an intranet banking customer (1130), the intranet banking server 920 generates intranet banking non-subscription information for the intranet account information and transmits it to the server (1135).

Thereafter, the server generates and transmits the employee authentication result (for example, information for authenticating that the employee is a valid member to be provided with at least one intranet service through the terminal) to the terminal (1140). The terminal activates at least one intranet function (eg, e-mail, electronic payment, banking, financial product information, etc.) provided by the server (1145).

On the other hand, if the employee is registered as an intranet banking customer (1130), the banking server is the employee authentication result (for example, information that authenticates that the employee is a valid member that can be provided with at least one intranet service through the terminal). It is stored in a predetermined storage medium 130 (1150), and the accessible employee information corresponding to the employee is identified (or extracted) from the storage medium 130 (1155).

Here, the accessible employee information is information stored and registered by the employee in the storage medium 130 through the information registration system shown in FIG. 1 or 6 (eg, employee unique information, employee personnel information, employee salary information). Etc.), and the intranet banking server 920 may check (or extract) the information from the storage medium 955 only for the information registered as the accessible information.

Thereafter, the banking server generates intranet banking subscription information for the intranet account information and transmits it to the server along with the identified accessible employee information (1160).

According to an embodiment of the present invention, the employee authentication result and accessible employee information stored in the banking server are authenticated when the non-face-to-face banking request using at least one intranet from the terminal to the banking server. It is preferably used as information.

In addition, the employee authentication result and accessible employee information stored in the banking server is at least one non-face-to-face financial transaction request, such as account inquiry, financial product information provision and financial product subscription request from the terminal to the banking server It is preferably used as information for authorizing the processing of the requested non-face-to-face financial transaction without additional authentication procedure through face-to-face financial transaction authentication information.

Subsequently, the server includes the intranet banking subscription information in the employee authentication result and transmits it to the terminal (1165), and correspondingly, the terminal provides at least one intranet function (eg, e-mail, electronics) provided by the server. Payment, banking, financial product information, etc.) and also activate the intranet banking function based on the intranet banking subscription information and accessible employee information (1170).

According to an embodiment of the present invention, activating the intranet banking function may include selecting an intranet banking icon or an intranet banking menu when the intranet program includes a predetermined intranet banking icon or an intranet banking menu. It is preferable to include the activation so that.

According to the present invention, a company (UI) provides a user interface (UI) that allows a corresponding company or a company employee to directly select information that can be checked through a company employee personnel / salary database, etc. By setting / registering the information as verifiable information, there is an advantage that the security of intranet banking can be improved.

In addition, according to the present invention, there is an advantage that the negative function for the infringement of personal information on intranet banking can be limited by the customer himself.

Claims

Registration means for setting and registering information that can be checked in a financial server among corporate employee information stored in a corporate employee information database; And

Approving means for approving the access to the corporate employee information database for the financial transaction of the corporate employee in the financial server, the financial server to access only the predetermined, registered information that can be confirmed from the financial server; Corporate employee information management system.

The method of claim 1,

The corporate employee information management system, characterized in that it further comprises an interface providing means for providing an information selection interface that can be identified in the financial server to the corporate employee terminal, and providing the information received through the interface to the registration means.

Providing an information selection interface that can be checked by the financial server to a corporate employee terminal, and receiving information selection information that can be checked by the financial server through the interface;

Setting and registering information that can be checked in a financial server among corporate employee information stored in a corporate employee information database based on the received information; And

Approving the access to the corporate employee information database for the financial transaction processing of corporate employees in the financial server, so that only the predetermined, registered checkable information can be accessed from the financial server; How Company Employees Use Information.

A computer-readable recording medium having recorded thereon a program for executing the method of claim 3.