KR20090002395A - Apparatus for providing an added information of card and method thereof - Google Patents

Apparatus for providing an added information of card and method thereof Download PDF

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Publication number
KR20090002395A
KR20090002395A KR1020070064158A KR20070064158A KR20090002395A KR 20090002395 A KR20090002395 A KR 20090002395A KR 1020070064158 A KR1020070064158 A KR 1020070064158A KR 20070064158 A KR20070064158 A KR 20070064158A KR 20090002395 A KR20090002395 A KR 20090002395A
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South Korea
Prior art keywords
cards
information
additional information
card
output means
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KR1020070064158A
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Korean (ko)
Inventor
이동희
Original Assignee
주식회사 케이티프리텔
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Priority to KR1020070064158A priority Critical patent/KR20090002395A/en
Publication of KR20090002395A publication Critical patent/KR20090002395A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/313—User authentication using a call-back technique via a telephone network
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

A card additional information providing apparatus and method are provided to display cards which are able to receive benefits and additional information of the cards on an information input/output unit such that a user select a card in the best condition. A card additional information providing apparatus(140) includes an additional information database(230) storing additional information of a plurality of cards, a receiver(210) for receiving information of client cards from an information input/output unit, a controller(220) for detecting additional information corresponding to the client cards from the additional information database, and a transmitter for transmitting the detected additional information to the information input/output unit to display the additional information on the information input/output unit.

Description

Apparatus and method for providing card additional information {APPARATUS FOR PROVIDING AN ADDED INFORMATION OF CARD AND METHOD THEREOF}

1 is an example system diagram for explaining a card additional information providing apparatus according to the present invention.

2 is a diagram illustrating an example of a configuration of an additional information providing server illustrated in FIG. 1.

3 is an exemplary diagram for a configuration of additional information DB.

4 is an exemplary diagram of cards and additional information displayed on the information input / output means shown in FIG. 1.

5 is an exemplary view of a screen displayed on a mobile terminal when there are no cards included in benefit cards according to an embodiment of the present invention.

6 is a block diagram illustrating an apparatus for providing card additional information according to an embodiment of the present invention.

7 is a flowchart illustrating a method of providing card additional information according to an embodiment of the present invention.

8 is a flowchart illustrating a method of providing card additional information according to another embodiment of the present invention.

<Description of Symbols for Main Parts of Drawings>

120,610: mobile terminal

130: information input and output means

140: additional information providing server

210,621: transceiver

220,622: control unit

230,623: Supplementary Information DB

240: update unit

624: display unit

The present invention relates to card additional information, and in detail, displays cards under optimal conditions using additional information on cards stored in a mobile terminal, and allows a user to select a specific card among the displayed optimal conditions cards. The present invention relates to an apparatus and method for providing card additional information capable of securing convenience and usefulness of a card.

As society develops, various kinds of cards (eg, credit cards, transportation cards, loyalty cards, check cards, and membership cards, etc.) are created, so that people also carry more and more cards.

Card makers (e.g. Samsung Card, LG Card, etc.) work with merchants such as movie theaters, restaurants and department stores to generate a lot of profits. Discounts are given or benefited to earn a certain amount of points.

However, it is difficult for people to recognize all the additional information about various cards owned by them, but even though there is a card that can be used to receive payments using other cards without benefits.

Therefore, in order to receive the benefits of the card, the card user has difficulty in recognizing all of the additional information on each of the owned cards, and financial losses are caused by the inefficient use of the card caused by not recognizing the additional information. You will see

An object of the present invention has been devised to solve the above problems, the card owned by the user through the server for providing the additional information of the mobile terminal and the card stored in the mobile terminal is stored a variety of card information owned by the user The present invention provides an apparatus and method for providing card additional information that can be convenient to a user by eliminating inconvenience of having to recognize additional information about.

Another object of the present invention is to provide the card additional information that allows the user to select the card of the optimal condition by displaying the benefit card and the additional information that can be benefited from the affiliated stores of the information input and output means among the user's cards to the information input and output means An apparatus and a method thereof are provided.

It is still another object of the present invention to provide an apparatus and method for providing card additional information which can reduce cost by selecting a card having an optimal condition among a user's cards.

It is still another object of the present invention to provide an apparatus and method for providing card additional information capable of relieving inconvenience caused by possession of cards owned by a user using USIM and expanding the use of USIM.

In order to achieve the above object, the apparatus for providing card additional information according to an aspect of the present invention includes an additional information DB (DataBase) for storing additional information about a plurality of cards, and a receiver for receiving customer card information from information input / output means. And a control unit for detecting additional information corresponding to the customer cards from the additional information DB, and a transmitting unit for transmitting the detected additional information to the information input / output means such that the detected additional information is displayed on the information input / output means. It is characterized by.

In accordance with another aspect of the present invention, an apparatus for providing card additional information according to another aspect of the present invention includes a display unit displaying input data, benefit card information, and an additional information DB storing additional information about the benefit cards, and a portable terminal. A receiving unit for receiving card information stored in the portable terminal from the card and detecting the cards included in the benefit cards among the received cards, and the display unit displaying additional information about the detected cards and the detected cards. Characterized in that it comprises a control unit to provide.

In order to achieve the above object, there is provided a method for providing card additional information according to an aspect of the present invention, comprising: receiving information on cards stored in a mobile terminal, and providing information on the received cards to the additional information providing server. And receiving additional information about the cards from the additional information providing server and displaying the received cards and additional information about the cards.

In accordance with another aspect of the present invention, there is provided a method for providing card additional information, the method comprising: receiving card information stored in a mobile terminal, comparing the received card information with benefit card information; Detecting the cards included in the benefit cards, and displaying additional information about the detected cards and the detected cards.

Other objects and features of the present invention in addition to the above object will be apparent from the description of the embodiments with reference to the accompanying drawings.

Hereinafter, an apparatus and method for providing card additional information according to an embodiment of the present invention will be described in detail with reference to FIGS. 1 to 8.

The USIM is a module that stores personal information of a mobile terminal user, for example, a communication operator, a user password, roaming information, and a user's personal telephone number, for the purpose of authenticating a user, and is manufactured as a smart card.

USIM card is easy to carry, so you can use voice mobile phone and e-commerce service including international roaming regardless of device type or carrier, and the strong security function of smart card makes your personal information if your phone is lost or replaced In addition to providing protection and security, payment and authentication functions that require security are widely used, including the purchase of paid content services.

The present invention stores the card information owned by the user in such a USIM, receives the user's cards information stored in the USIM, and displays additional information on the user's cards on the information input and output means to allow the user An apparatus and a method for selecting the same are proposed. At this time, the card information of the user may be data corresponding to the card name or card name for the owned cards.

Of course, the present invention is not limited to the case where the card information of the user is stored in the USIM provided in the portable terminal, but may also be applied to the case of being stored in the memory provided in the portable terminal, in the detailed description of the present invention the card information of the user is The description will be limited to the case stored in the USIM.

1 is an example system diagram for explaining a card additional information providing apparatus according to the present invention.

Referring to FIG. 1, the system includes a portable terminal 120, an information input / output unit 130, and an additional information providing server 140.

The information input / output means 130 used in the present invention refers to a relay means for transmitting information having a display function in the wired / wireless communication means, and may be a dongle or the like.

The portable terminal 120 includes a USIM and provides the information input / output unit 130 with card information of the user stored in the USIM.

In this case, the portable terminal 120 may be connected to the information input / output means 130 by wire or wirelessly. In the present invention, all methods for connecting the portable terminal 120 and the information input / output means 130 by wireless or wired may be applied. It will be apparent to those skilled in the art that the description is omitted.

In this case, the cards that may benefit from the information input and output means 130 may vary depending on the affiliated store where the information input and output means 130 is installed, for example, a movie theater, an airline, a discount store, and a restaurant.

Here, the cards that can be stored in the USIM can be all kinds of cards that can be used in society, for example, credit cards, transportation cards, various membership cards and check cards.

The portable terminal 120 receives a callback URL that can receive information on benefit cards corresponding to the information input / output means 130, that is, cards that can benefit from the affiliated store where the information input / output means 130 is installed. 130 may be provided in the form of a short message (SMS) or multimedia message (MMS), such as benefit card information corresponding to the information input and output means 130 through the mobile communication network 110, this is illustrated in FIG. It is explained in 5.

The information input / output means 130 receives the card information of the user stored in the USIM of the portable terminal 120 from the portable terminal 120, and the information input / output means 130 of the cards of the user from the additional information providing server 140. Receives and displays cards that can benefit from this installed merchant and additional information about the cards.

In this case, the additional information may include various information related to the card such as discount information, earning information, and point information.

Here, the information input and output means 130 is a card of the user to receive from the additional information providing server 140 and the additional information about the cards that can benefit from the merchant in which the information input and output means 130 is installed In addition, the information input and output means 130 information, for example, the registration information of the information input and output means 130 previously signed with the additional information providing server 140 to the additional information providing server 140.

In this case, the information input / output means 130 may display the benefits of the user's cards and additional information about the cards based on the priority of the additional information. For example, assuming that the benefit cards are A card, B card and C card, and the additional information of each card is 20% discount, 10% discount and 5% discount, the information input / output means 130 is 20% discount with A card. Benefit cards and additional information in the order of B card and 10% discount, and C card and 5% discount. Of course, when the priority is not applied, it can be displayed randomly.

In addition, the information input / output means 130 may also display not only the benefitable cards among the user's cards and the additional information on those cards, but also the non-benefit cards to allow the user to select a card. have.

On the other hand, if there are no benefit cards corresponding to the information input / output means 130 among the user's cards, the information input / output means 130 displays the user's cards received from the portable terminal 120. In addition, the information input / output means 130 may display a user's own cards and transmit a callback URL to the mobile terminal 120 to receive the benefit card information at the affiliated store where the information input / output means 130 is installed. have.

In this case, the information input / output means 130 may receive the callback URL from the additional information providing server 140 and provide it to the mobile terminal 120.

Herein, when the information input / output unit 130 recognizes and pays for the traffic card and there are a plurality of traffic cards among the user's cards, the information input / output unit 130 may have a function of selecting and paying a card for paying the transportation cost.

Here, as an example of a method of selecting a card to be paid out of a plurality of traffic cards in the information input and output means 130, a card to be paid by the user is pre-selected when storing the traffic cards information in the USIM, information input and output means 130 ) May pay the transportation cost based on the selected transportation card information among the plurality of transportation cards received from the mobile terminal 120.

In this case, the information input / output means 130 may be performed by the function of the information input / output means 130 regardless of whether the information input / output means 130 is connected.

The additional information providing server 140 receives the user's cards information from the information input / output means 130 and provides additional information about the cards of the user to the information input / output means 130, from the information input / output means 130 to the user. When receiving the card information and the information input / output means 130 of the card information of the user of the card corresponding to the information input / output means 130, and the additional information on the detected benefit cards and benefit cards It is preferable to provide the information input / output means 130.

In addition, when the additional information providing server 140 can provide the user's points and miles for the cards of the user, the additional information providing server 140 is detected so that the information can be displayed on the information input / output means 130 together with the additional information. Benefit cards, additional information on benefit cards, and user mileage or points for benefit cards are provided to the information input / output means 130.

A detailed configuration of the additional information providing server 140 which is a card additional information providing apparatus according to the present invention will be described with reference to FIG.

FIG. 2 is an exemplary diagram of a configuration of the additional information providing server 140 illustrated in FIG. 1.

Referring to FIG. 2, the additional information providing server 140 includes a transceiver 210, a controller 220, an additional information DB 230, and an updater 240.

The additional information DB 230 stores card information and additional information about the cards. That is, the additional information DB 230 maps the information on all the cards that can be provided by the additional information providing server 140 and additional information provided by each of the cards to the affiliated stores where the information input / output means 130 is installed. Save it.

For example, referring to an example of the configuration of the additional information DB 230 shown in FIG. 3, the additional information DB 230 includes a service provider field 310, a card name field 320, an affiliated store field 330, and the like. Benefit field 340.

The operator field 310 is a field in which a name of a company providing a card is stored, and information such as a company providing a card, such as Samsung Card Company, LG Card Company, KTF Mobile Communication, and SK Mobile Communication, is stored.

The card name field 320 is a field in which names of cards issued by the companies providing the card are stored. The names of the cards vary according to the company providing the card. For example, if the operator is a Samsung card company, the card name field 320 may store a Samsung Big Bonus card, an AnyPass card, a GNI card and a T-class card.

The affiliated store field 330 is a field for storing information of affiliated stores in which the information input / output means 130 is installed, and the stored information varies according to the card name. That is, the information in the franchise field 130 is determined by the card name which can be benefited by the agreement between the operator and the affiliate store.

The benefit field 340 is a field in which additional information is stored, and additional information determined by an agreement between an operator and an affiliated store, for example, a discount rate, a reserve rate, and a mileage, is stored.

In this case, at least one additional information may be stored in the benefit field 340, and only the additional information having the highest priority among the plurality of additional information may be stored.

Referring back to FIG. 2, the updater 240 updates the additional information DB 230. That is, the updater 240 may update the contents stored in the benefit information at a predetermined period or a predetermined date, since the agreement period and benefit matters between the operator and the affiliated store may be changed.

Transmitting and receiving unit 210 from the information input and output means 130, the user's cards information (for example, card name) stored in the USIM of the portable terminal 120 and information input and output means 130 information (for example, information input and output) Receiving registration number or affiliated store information) and provides data received from the control unit 220 to the information input / output means 130.

In this case, the data received by the transceiver 210 from the controller 220 may be cards corresponding to the information input / output means 130 among the cards of the user and additional information about the cards.

In this case, the data received by the transceiver 210 from the controller 220 may be a callback URL for receiving information on benefit cards that can benefit from the affiliated store where the information input / output means 130 is installed.

The controller 220 corresponds to the information input / output means 130 of the cards of the user from the additional information DB 230 based on the information of the cards and the information input / output means 130 of the user received by the transceiver 210. The cards and additional information about the cards are detected and provided to the transceiver 210.

Here, referring to the additional information DB shown in FIG. 3, the controller 220 transmits additional information matching the corresponding card name to the transceiver 210 in the information stored in the card name field 320 and the benefit field 340. It is desirable to provide.

In addition, when a plurality of additional information is stored in each item of the benefit 340 field, the controller 220 extracts only the additional information of the highest priority among the additional information and transmits the additional information of the card name and the highest priority. 210).

At this time, the control unit 220 transmits and receives a callback URL that can be provided with the information on the benefits card corresponding to the information input and output means 130 when there is no card corresponding to the information input and output means 130 of the user's cards The information input / output means 130 may be provided through 210.

In this case, the controller 220 may be provided with the benefit card information corresponding to the information input and output means 130 when the card corresponding to the information input and output means 130 does not exist among the owned cards. SMS and MMS may be provided to the mobile terminal 120 through a mobile communication network.

4 is an exemplary diagram of cards and additional information displayed on the information input / output means shown in FIG. 1.

As can be seen in Figure 4, it can be seen that the information input and output means in the present invention displays the cards that can benefit from the affiliated stores that the information input and output means is installed among the cards owned by the user and the additional information about the cards. have.

That is, the present invention allows the user to visually check the cards and additional information that can benefit from the user's cards through the information input and output means at the merchant in which the information input and output means is installed so that the user can select the card of the optimal condition. .

For example, the user selects a card having a 20% discount through three cards and additional information as shown in FIG. 4. Of course, if multiple discounts are available, a card having a 20% discount and a card having a 10% discount may be selected for payment.

5 is an exemplary view of a screen displayed on a mobile terminal when there are no cards included in benefit cards according to an embodiment of the present invention.

Here, it is determined by the additional information providing server 140 whether the user's card included in the benefit cards.

FIG. 5A illustrates an example in which the mobile terminal receives a callback URL from which the information input / output means receives the benefit card information for receiving benefits from the affiliated store where the information input / output means is installed. It automatically connects to the wireless Internet site of the address corresponding to the URL and performs inquiry and subscription of the affiliate's benefit cards.

In another embodiment of receiving a callback URL, when a user presses a call button, the callback URL is automatically connected to a wireless Internet site having an address corresponding to the callback URL, and a list of affiliated stores and merchants having information input / output means selected through the user's selection An application that can check information on each benefit card may be downloaded to the mobile terminal.

FIG. 5B is an exemplary diagram when the mobile terminal receives, by SMS or MMS, benefit cards information that can be used to benefit from an affiliated store where information input / output means are installed, and the information provided by the additional information providing server is received through a mobile communication network. If it is.

As shown in Figure 5b, when the user selects the call button, the voice call is automatically connected to the number (1588-XXXX) to apply for the benefits card, the user through the voice answering system (ARS), etc. You can apply for them.

As described above, the card using system using the USIM according to the present invention stores the user's cards information in the USIM of the portable terminal, and provides additional information on the benefit cards and benefit cards corresponding to the information input / output means among the user's cards. By displaying on the information input and output means to allow the user to select the optimal card, it can provide convenience, usefulness and cost savings to the user.

6 is a block diagram illustrating an apparatus for providing card additional information according to an embodiment of the present invention.

Here, the card additional information providing apparatus shown in Fig. 6 has the function of the additional information providing server added to the information input / output means, and there is a difference in the contents configured in the additional information DB.

Referring to FIG. 6, the card additional information providing apparatus 620 includes a transceiver 621, a controller 622, an additional information DB 623, and a display 624.

The additional information DB 623 stores the benefit information card that can be benefited from the card additional information providing device 620, for example, a merchant having information input / output means and additional information about the benefit cards. That is, since benefit cards that can be benefited vary depending on the affiliate store, the content of the additional information DB 623 provided in the information input / output means varies depending on the affiliate store.

The transceiver 621 receives the user's own cards stored in the USIM of the portable terminal 610 and provides the received information to the controller 622 and provides the data received from the controller 622 to the portable terminal 610.

The control unit 622 detects the cards included in the benefit cards of the user's cards by comparing the card information of the user received by the transceiver unit 621 and the benefit cards information stored in the additional information DB 623, The detected cards and additional information corresponding to the detected cards are output to the display unit 624.

At this time, the control unit 622 provides the benefit card information to the mobile terminal 610 in the form of a callback URL through the transceiver 621 when there is no card included in the benefit card among the user's cards or the mobile communication network Through the benefit card information may be provided to the mobile terminal 610 in the form of SMS or MMS.

The display unit 624 displays the card information and the additional information received from the control unit 622 on the screen according to a predetermined format.

FIG. 7 is a flowchart illustrating a method for providing card additional information according to an embodiment of the present invention, which is an operational flowchart of the system shown in FIG.

Referring to FIG. 7, in the method of providing card additional information, the information input / output means receives card information of the user stored in the USIM of the portable terminal, and receives the received card information of the user and information input / output means information (for example, information input / output). Registration number of the means) is provided to the additional information providing server.

The additional information providing server compares the card information of the user, the information input / output means information with the data stored in the additional information DB, and determines whether there are benefit cards corresponding to the information input / output means among the cards of the user. That is, it is determined whether there is data matching the card information of the user and the information input / output means information received from the information input / output means among the data stored in the additional information DB.

If there are cards included in the benefit cards among the user's cards (S710), the additional information providing server detects the cards corresponding to the information input / output means among the cards of the user from the additional information DB and detects the detected cards and the detected cards. Additional information about the cards is provided to the information input / output means.

In this case, when the additional information providing server has a plurality of additional information stored in the additional information DB, the additional information provided to the information input / output means may be additional information having the highest priority.

The information input / output means displays the data received from the additional information providing server, that is, the detected cards and additional information about the detected cards on the screen of the information input / output means, and settles a predetermined amount using a card selected by the user. Done.

Here, the information input / output means may display sequentially or randomly based on the benefit cards and the additional information. For convenience of the user, the information input / output means may be displayed sequentially based on the priority of the additional information.

On the other hand, if the additional information providing server does not exist in the card included in the benefit card among the user's card (S720), the mobile terminal user provides information on the benefits card that can be benefited from the merchant installed the information input and output means In order to provide the benefit cards information corresponding to the information input and output means to the portable terminal through the information input and output means.

In this case, the additional information providing server may provide benefit card information corresponding to the information input / output means in the form of a callback URL.

Of course, the additional information providing server may provide benefit cards information corresponding to the information input / output means to the mobile terminal through the mobile communication network without passing through the information input / output means, and may be provided by SMS or MMS.

The portable terminal displays benefit card information corresponding to the information input / output means received through the information input / output means on the screen. For example, information such as the example illustrated in FIG. 5A is displayed on the screen.

Although not shown in FIG. 7, when there are no cards corresponding to the information input / output means among the user's cards, the information input / output means displays the information of the cards received from the mobile terminal and allows the user to select a card. It may be.

FIG. 8 is a flowchart illustrating a method for providing card additional information according to another embodiment of the present invention, which is an operational flowchart of the apparatus shown in FIG.

Referring to FIG. 8, the method for providing card additional information receives card information of a user stored in a USIM of a portable terminal (S810).

The card information of the user is compared with the benefit card information stored in the DB of the information input / output means to determine whether there is a card included in the benefit cards among the user's cards (S820).

As a result of the determination in step S820, if there are cards included in the benefit cards among the user's cards, the cards are detected, and the detected cards and additional information matching the detected cards are displayed on the screen (S830 and S840). .

In this case, the additional information matched with the detected cards may be detected through a database in which benefit cards and additional information corresponding to the information input / output means are stored in advance.

On the other hand, if it is determined in step S820 that the card included in the benefit cards of the user does not exist, the information on the benefit cards corresponding to the information input and output means is provided to the mobile terminal (S850). Here, the method of providing benefit cards information corresponding to the information input / output means to the portable terminal may include a callback URL, an SMS, an MMS, and the like as described above with reference to FIGS. 1, 6, and 7.

As a result of the determination in step S820, when there are no cards included in the benefit cards among the user's cards, the card information received from the portable terminal may be displayed on the screen.

The apparatus and method for providing card additional information according to the present invention can be modified and applied in various forms within the scope of the technical idea of the present invention and are not limited to the above embodiments. In addition, the embodiments and drawings are merely for the purpose of describing the contents of the invention in detail, not intended to limit the scope of the technical idea of the invention, the present invention described above is common knowledge in the technical field to which the present invention belongs As those skilled in the art can have various substitutions, modifications, and changes without departing from the spirit of the present invention, it is not limited to the embodiments and the accompanying drawings. And should be judged to include equality.

As described in detail above, the present invention should recognize additional information on cards owned by the user through a server providing the additional information of the cards stored in the portable terminal and the various terminals owned by the user. There is an effect that can be convenient to the user by removing the inconvenience.

In addition, the present invention has the effect that the user can select the card of the optimal condition by displaying the benefit card and the additional information that can be benefited from the merchant in which the information input and output means is installed among the user's cards.

In addition, the present invention has the effect of reducing the cost consumption by selecting the card of the optimal condition among the user's cards.

In addition, the present invention has the effect of eliminating the inconvenience caused by the possession of cards owned by the user using the USIM and to expand the use of the USIM.

Claims (11)

An additional information DB (DataBase) for storing additional information about the plurality of cards; A receiving unit for receiving customer card information from the information input / output means; A controller for detecting additional information corresponding to the customer cards from the additional information DB; And A transmitting unit for transmitting the detected additional information to the information input / output means such that the detected additional information is displayed on the information input / output means. Card additional information providing apparatus comprising a. The method of claim 1, The receiving unit Receiving the customer card information and the information input / output means information from the information input / output means, The control unit Detecting cards corresponding to the information input / output means among the customer cards based on the information input / output means information; The transmitting unit And transmitting the detected cards and the additional information about the detected cards to the information input / output means such that the detected cards and the additional information about the detected cards are displayed on the information input / output means. Card additional information providing device. The method of claim 2, The card additional information providing apparatus If no card corresponding to the information input / output means is detected among the customer cards, the card information corresponding to the information input / output means is provided to the portable terminal which is connected to the information input / output means and provides the customer card information. A card additional information providing device. The method of claim 3, The card additional information providing apparatus And providing card information corresponding to the information input / output means to the portable terminal in any one of a form of a callback uniform resource location (URL), a short message, and a multimedia message. The method of claim 2, The control unit Card additional information providing apparatus, characterized in that the additional information of the highest priority among the detected additional information on the cards to provide to the information input and output means through the transmitter. A display unit which displays input data; An additional information DB storing benefit cards information and additional information about the benefit cards; A receiver which receives card information stored in the portable terminal from the portable terminal; And A controller for detecting cards included in the benefit cards among the received cards and providing additional information about the detected cards and the detected cards to the display unit. Card additional information providing apparatus comprising a. The method of claim 6, The control unit If the cards included in the benefit cards of the received cards are not detected, the benefit card information is provided to the portable terminal in any one of a callback URL form, a short message form, and a multimedia message form through a transmitter. Card additional information providing device, characterized in that. Receiving information on cards stored in the mobile terminal; Providing information on the received cards to an additional information providing server; Receiving additional information about the cards from the additional information providing server; And Displaying the received cards and additional information about the cards. Card additional information providing method comprising a. The method of claim 8, Receiving additional information about the cards Providing additional information input / output means information to the additional information providing server, and receiving additional information about cards corresponding to the information input / output means information among the cards from the additional information providing server. . The method of claim 8, The displaying step And displaying the additional information on the cards based on the priority of the additional information. Receiving card information stored in the mobile terminal; Comparing the received card information with benefit card information to detect cards included in the benefit cards among the cards; And Displaying the detected cards and additional information about the detected cards. Card additional information providing method comprising a.
KR1020070064158A 2007-06-28 2007-06-28 Apparatus for providing an added information of card and method thereof KR20090002395A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101504889B1 (en) * 2010-02-26 2015-03-24 에스케이플래닛 주식회사 Mobile settlement mediating apparatus, mobile settlement mediating system and mobile settlement service method using the same

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101504889B1 (en) * 2010-02-26 2015-03-24 에스케이플래닛 주식회사 Mobile settlement mediating apparatus, mobile settlement mediating system and mobile settlement service method using the same

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