KR20090000781A - System, apparatus and method for providing banking business based on image in mobile device - Google Patents

Abstract

A system for providing a banking service based on an image in a mobile device using a mobile public certificate is provided to enable a user to perform a financial transaction with the user's mobile device safely by providing a public certificate for the user when the user uses a website based on an image. A system for providing a banking service based on an image in a mobile device using a mobile public certificate comprises the following units. A contents selection is inputted by a user in a contents selection inputting unit(310) which stores a location of the selected contents. An application performing unit(320) performs an application for a mobile public certificate when the selected contents provides a mobile public certificate service. A financial transaction providing unit(300) is composed of the contents selection inputting unit and the application performing unit.

Description

System, apparatus and method for providing financial transactions for surfing image-based webs on mobile devices

FIG. 1 is a diagram illustrating a configuration of a system for providing financial transactions when surfing an image based web in a mobile device according to an embodiment of the present invention.

FIG. 2 is a diagram illustrating a process of providing a financial transaction in an image-based web surfing in a mobile device by the system of FIG. 1.

3 is a block diagram illustrating a configuration of an apparatus for providing a financial transaction when surfing an image based web in a mobile device according to an embodiment of the present invention.

4 is a block diagram illustrating a configuration of an apparatus for providing a financial transaction when surfing an image based web in a mobile device according to another embodiment of the present invention.

5 is a flowchart illustrating a process of providing a financial transaction in an image-based web surfing in a mobile device according to an embodiment of the present invention.

6 is a flowchart illustrating a process of providing a financial transaction when surfing an image based web in a mobile device according to another embodiment of the present invention.

<Explanation of symbols on main parts of the drawings>

110: mobile device

120: website server

121: Web page

121a: Content for mobile certification

130: image conversion server

The present invention relates to a system, apparatus, and method for providing financial transactions when surfing an image-based web on a mobile device, and more particularly, to store a mobile authorized certificate on a mobile device to securely and conveniently perform financial transactions on a mobile device. A system, apparatus, and method for enabling the same.

The general method of using a web service in a mobile device is to access a wireless Internet service site of each mobile communication provider using a button of a mobile phone and use a mobile content service for a mobile phone provided by each mobile communication provider.

Since it is possible to display only limited information applicable to the environment of the mobile device through a separate web browser for the mobile device, service constraints according to functions have to be followed.

Recently, the website is imaged through the conversion server between the mobile device and the web server, and the data is transferred to the mobile device to minimize the amount of data, and the same screen as the website screen displayed on the PC is displayed in an image format optimized for a mobile phone. Although image-based web surfing has been developed, in the case of financial transactions using an authorized certificate, the certificate information is stored in a removable storage medium such as a PC storage or a USB memory device. There is no choice but to make financial transactions.

Therefore, there is a demand for a method for supporting financial transactions through an authorized certificate even in a mobile device when surfing the image-based web.

An object of the present invention is to provide a financial transaction using an authorized certificate in a mobile device through a system, an apparatus, and a method for providing a financial transaction in an image-based web surfing in a mobile device.

The objects of the present invention are not limited to the above-mentioned objects, and other objects that are not mentioned will be clearly understood by those skilled in the art from the following description.

In order to achieve the above object, the system for providing a financial transaction when surfing the image-based web in the mobile device according to an embodiment of the present invention is provided with a web page containing the content for the mobile authentication service, the financial transaction service on the web A web site server providing a web image server, an image converting server converting the web page into an image, and transmitting the converted web page; and a mobile device receiving the converted image and selecting content on the received image to receive a mobile authorized authentication service. .

In order to achieve the above object, a device for providing a financial transaction when surfing an image-based web in a mobile device according to an embodiment of the present invention receives a selection of content from a user, the content selection input unit to determine the location of the selected content ; And an application execution unit that executes a mobile authorized authentication application when the content of the identified location is a content that provides a mobile authorized authentication service.

In order to achieve the above object, a method for providing a financial transaction in an image-based mobile device according to an embodiment of the present invention is a content selection input step of receiving a selection of content from a user, and grasp the location of the selected content and the If the identified content is a content providing a mobile authorized authentication service, the application execution step of executing a mobile authorized authentication application.

Specific details of other embodiments are included in the detailed description and the drawings.

Advantages and features of the present invention and methods for achieving them will be apparent with reference to the embodiments described below in detail with the accompanying drawings.

However, the present invention is not limited to the embodiments disclosed below, but can be implemented in various different forms, and only the embodiments make the disclosure of the present invention complete, and the general knowledge in the art to which the present invention belongs. It is provided to fully inform the person having the scope of the invention, which is defined only by the scope of the claims.

Like reference numerals refer to like elements throughout.

Hereinafter, the present invention will be described with reference to the drawings of a schematic diagram or a processing flowchart for explaining a system, apparatus, and method for providing a financial transaction in an image-based web surfing in a mobile device according to embodiments of the present invention. do.

At this point, it will be appreciated that each configuration of the process flow diagrams and combinations of flow chart figures may be performed by computer program instructions.

Since these computer program instructions may be mounted on a processor of a general purpose computer, special purpose computer, or other programmable data processing equipment, those instructions executed through the processor of the computer or other programmable data processing equipment may be described in the flowchart configuration (s). It creates a means to perform the functions.

These computer program instructions may be stored in a computer usable or computer readable memory that can be directed to a computer or other programmable data processing equipment to implement functionality in a particular manner, and thus the computer usable or computer readable memory. It is also possible for the instructions stored in to produce an article of manufacture containing instruction means for performing the functions described in the flowchart configuration (s).

Computer program instructions It can also be mounted on a computer or other programmable data processing equipment, so a series of operating steps are performed on the computer or other programmable data processing equipment to create a computer-implemented process to perform the computer or other programmable data processing equipment. It is also possible for the instructions to provide steps for performing the functions described in the flowchart configuration (s).

In addition, each arrangement may represent a module, segment, or portion of code that includes one or more executable instructions for executing a specified logical function (s).

It should also be noted that in some alternative embodiments, the functions noted in the configurations may occur out of order.

For example, the two components shown in succession may in fact be performed substantially simultaneously or the components may sometimes be performed in the reverse order, depending on the function in question.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a diagram illustrating a configuration of a system for providing financial transactions when surfing an image based web in a mobile device according to an embodiment of the present invention.

 The configuration of a system for providing financial transactions when surfing an image-based web on a mobile device is provided with a web page including contents for a mobile authentication service, and a web site server 120 for providing a financial transaction service on the web, and the web. Receives the converted image from the image conversion server 130 and the image conversion server 130 for converting and transmitting the web page provided by the site server 120, and selects the content on the received image mobile authentication service It includes a mobile device 110 is provided.

The mobile device 110 displays a web page (hereinafter referred to as a web image) converted into an image through the image conversion server 130 and receives a selection of content from the user.

Herein, the content refers to an object such as a 'button' on the web page 121 provided by the website server 120. For example, the 'button' 121a named 'mobile authorized authentication' is viewed. It may be included in the contents of the invention.

Hereinafter, the website server 120 according to an embodiment of the present invention provides a web page 121 including a 'button' 121a named 'mobile authorized authentication' for providing a mobile authorized authentication service. Assume that the above-mentioned 'button' 121a, that is, the content is selected to use the mobile authorized authentication service.

After determining the location of the selected content, the mobile device 110 transmits the determined location information to the image conversion server 130.

Here, the location information refers to coordinates on the web image of the selected content, where the coordinates may be any one of an absolute coordinate and a relative coordinate with respect to a specific position.

That is, the user selects the 'button' 121a called 'mobile authorized authentication' on the web image and is provided with a mobile authorized authentication service to start a financial transaction, but in fact, the location of the selected content from the perspective of the mobile device 110. By transmitting the information to the image conversion server 130, it is confirmed that the content of the location from the image conversion server 130 is the content providing the mobile authorized authentication service.

Thereafter, the mobile device 110 checks whether a mobile certificate is present in the mobile device 110 by operating an application for a mobile certificate authentication service.

To this end, the mobile device 110 includes a store capable of storing a mobile accredited certificate in the mobile device 110, and can provide a safe and convenient financial transaction to the user by using the mobile accredited certificate stored in the store.

In addition, when the public certificate is stored in a separate storage medium such as a USB memory, the USB memory may be connected to the mobile device 110, and the mobile device 110 may refer to the mobile public certificate stored in the USB memory.

If there is a mobile authorized certificate in the storage in the mobile device 110, the mobile device 110 may require a user a predetermined procedure such as entering a password to prevent fraudulent use.

For reference, the information input by the user may include recognition information of a part of the human body such as a specific code or fingerprint in addition to the password input by the user, and is not limited only to the embodiment of the present invention such as a password input.

The information input by the user may be directly transmitted to the website server 120 using a communication means such as a multimedia message service (MMS) without passing through the image conversion server 130. This is because the information input by the user for the public certification may be exposed to hacking or the like through the image conversion server 130.

Thereafter, the mobile device 110 receives a mobile authentication success result from the web site server 120, and enables the user to use the financial service provided by the web site server 120.

Meanwhile, the image conversion server 130 receives the web page from the web site server 120, converts the web page into an image, and transmits the converted web image to the mobile device 110.

Thereafter, the image conversion server 130 receives the location information of the content selected by the user from the mobile device 110 and transmits it to the website server 120, the content of the selected location provides an authorized authentication service for mobile financial transactions When receiving the message of the content from the web site server 120, the image conversion server 130 transmits a message informing the mobile device 110.

On the other hand, the website server 120 receives the location information of the content selected in the mobile device 110 from the image conversion server 130, and the content of the location is the content that provides the authorized authentication service for mobile financial transactions , And transmits a message indicating this to the image conversion server 130.

Thereafter, the web site server 120 directly receives the authorized authentication information input by the user from the mobile device 110, and if the authentication is successful, the web site server 120 starts a financial transaction with the mobile device 110.

FIG. 2 is a diagram illustrating a process of providing a financial transaction in an image-based web surfing in a mobile device by the system of FIG. 1.

For convenience of explanation, the description will be made with reference to the system shown in FIG. 1.

Through the image conversion server 130, a web image including the content for the mobile authentication service is displayed on the mobile device 110, the mobile device 110 is a user in the web image displayed on the screen of the mobile device 110 The selection of the content by the input is received (S201).

Herein, the content herein refers to an object such as a 'button' on the web page 121 provided by the website server 120. For example, a 'button' named 'mobile authorized authentication' ( 121a) may be included in the content of the present invention, but the content is not limited to the above-described button.

After S201, the mobile device 110 determines the location of the selected content and transmits the determined location information to the image conversion server 130 (S202).

Here, the location information refers to coordinates on the web image of the selected content, where the coordinates may be any one of an absolute coordinate and a relative coordinate with respect to a specific position.

After S202, the image conversion server 130 receiving the location information of the content from the mobile device 110 transmits the location information of the selected content to the web site server 120 (S203).

After S203, the website server 120 receives the location information of the content selected in the mobile device 110 from the image conversion server 130, and if the content of the location is content that provides a mobile authorized authentication service, notifying this The message is transmitted to the image conversion server 130 (S204).

After S204, the image conversion server 130 transmits a message indicating that the content of the selected location is the content providing the mobile authorized authentication service to the mobile device (110) (S205).

After S205, the mobile device 110 receives the message from the image conversion server 130, and operates the authorized authentication application (S206).

After S206, the mobile device 110 checks the existence of the mobile authorized certificate in the mobile device 110 through the authorized authentication application (S207).

As a result of the check, if the mobile authorized certificate exists, the mobile device 110 requests and inputs a predetermined procedure such as a password input to the user (S208), and transmits the inputted authentication information to the website server 120 ( S209).

In this case, the mobile device 110 directly transmits the input information to the web site server 120 through a communication means such as MMS without passing through the image conversion server 130.

This is because the information input by the user for the public certification may be exposed to hacking or the like through the image conversion server 130.

For reference, the authentication information input by the user may include recognition information of a part of the human body such as a specific code or fingerprint in addition to the password input by the user, and is not limited only to the embodiment of the present invention such as a password input.

After S209, the web site server 120 receives the authentication information input by the user from the mobile device 110 and determines whether the mobile authentication is successful (S210).

After S210, if the mobile authentication is successful, the website server 120 transmits a message indicating that the mobile authentication is successful to the mobile device 110, and the mobile device 110 performs a financial transaction with the website server 120. It will start (S211).

FIG. 3 is a block diagram illustrating a configuration of an apparatus for providing a financial transaction in an image-based web surfing in a mobile device according to an embodiment of the present invention.

For convenience of description, the components of the system 100 illustrated in FIG. 1 will be described with reference to the components 110, 120, and 130.

For reference, the device 300 illustrated in FIG. 3 may be included in the mobile device 110 of the system 100 illustrated in FIG. 1.

In the mobile device 110 according to an embodiment of the present invention, the device 300 for providing a financial transaction when surfing an image-based web receives a content selection input from a user, and the content selection input unit 310 determines a location of the selected content. ), When the content of the identified location is a content providing a mobile authorized authentication service, an application execution unit 320 for executing a mobile authorized authentication application, a storage unit 330 for storing a mobile authorized certificate, and a content selection input unit 310. It includes a transmitting unit 340 for transmitting the location information of the content identified through the) or the authentication information input by the user for the authorized authentication and the receiving unit 350 for receiving a message on the success of the mobile authentication.

3 through 4 according to an embodiment of the present invention refer to software or hardware components such as a field programmable gate array (FPGA) or an application specific integrated circuit (ASIC), and perform certain roles. do.

However, the components are not meant to be limited to software or hardware, and each component may be configured to be in an addressable storage medium or may be configured to reproduce one or more processors.

Thus, as an example, a component may include components such as software components, object-oriented software components, class components, and task components, and processes, functions, properties, procedures, and subs. Routines, segments of program code, drivers, firmware, microcode, circuits, data, databases, data structures, tables, arrays, and variables.

Components and the functionality provided within them may be combined into a smaller number of components or further separated into additional components.

The content selection input unit 310 of the device 300 illustrated in FIG. 3 receives a selection of content from a user.

The selection of the content here may involve contacting a portion of the human body (eg a finger) with an object, such as a stylus pen, to a screen of the mobile device 110, a particular button of the mobile device 110, and a keypad of the mobile device 110. It is possible through any one of the same input means, and when the selection of the content is input through the above-described input means, the content selection input unit 310 detects the position of the selected content and transmits the detected position information to the image through the transmitter 340. Send to the conversion server 130.

The image conversion server 130 which receives the location information of the content selected by the user from the mobile device 110 transmits the location information to the website server 120, and the content of the selected location provides the mobile authorized authentication service. If it is confirmed that the mobile device 110 transmits a message indicating this.

Thereafter, the mobile device 110 that receives the corresponding message through the receiver 350 operates the application execution unit 320, and the application execution unit 320 checks whether a mobile authorized certificate exists in the storage unit 330. .

At this time, the application execution unit 320 checks the validity period of the mobile accredited certificate together to determine whether or not to use the mobile accredited certificate according to the elapsed validity period.

Thereafter, the application execution unit 320 may request a user for a predetermined procedure for mobile authentication.

For example, a screen requiring input of any one of a password and a specific code may be popped up on the screen of the mobile device 110, and a separate device such as fingerprint recognition may be provided on the mobile device 110. If it is mounted, the user's fingerprint may be requested to contact a predetermined recognition unit (not shown).

The application execution unit 320 may transmit the authentication information input from the user, as described above, through the transmission unit 340 using a communication means such as MMS without passing through the image conversion server 130. Send to.

Subsequently, if the mobile authentication is successful in the website server 120, the mobile device 110 receives a message indicating that the mobile authentication is successful from the website server 120 through the receiving unit 350 and executes the application. Through the unit 320, a financial transaction with the web site server 120 is started.

4 is a block diagram illustrating a configuration of an apparatus for providing a financial transaction when surfing an image based web in a mobile device according to another embodiment of the present invention.

For convenience of description, the components of the system 100 illustrated in FIG. 1 will be described with reference to the components 110, 120, and 130.

For reference, the apparatus 400 illustrated in FIG. 4 may be included in the website server 120 of the system 100 illustrated in FIG. 1.

The device 400 for providing a financial transaction in the image-based mobile device according to another embodiment of the present invention is a receiving unit for receiving location information of the content selected by the mobile device 110 and information input by the user for mobile authentication 410, the mobile certification authentication to process the mobile authentication according to the instructions of the content execution unit 420, the content execution unit 420 to identify and execute the role of the content corresponding to the location information received by the receiving unit 410 It includes a processing unit 430 and a transmitting unit 440 for transmitting a result of the authorized authentication.

The receiver 410 of the apparatus 400 illustrated in FIG. 4 receives the location information of the content selected by the mobile device 110 from the image conversion server 130, and the content executor 420 is provided by the receiver 410. After determining the role of the content corresponding to the received location information is executed.

For example, if the content corresponding to the received location information is simply a link to another site, the content execution unit 420 displays a web page of another linked site, and the content corresponding to the received location information is a video or a flash. If executing the dynamic content, such as content execution unit 420 displays the video or flash.

If the content corresponding to the location information received by the reception unit 410 is for mobile authentication, the content execution unit 420 transmits a message informing this to the image conversion server 130 through the transmission unit 440, Instructs the mobile authorized authentication processing unit 430 to wait for the mobile authorized authentication process.

Thereafter, when the image conversion server 130 transmits the corresponding message to the mobile device 110, the mobile device 110 uses the MMS to transmit authentication information such as a password input from the user for mobile authentication. 120, and the receiver 410 receives it.

Subsequently, the mobile accredited authentication processor 430 determines whether the mobile accredited authentication succeeds based on the received information, and transmits a message indicating that the accredited authentication succeeds to the mobile device 110 through the transmitter 440 to perform the mobile device ( The mobile financial transaction between the 110 and the website server 120 is started.

5 is a flowchart illustrating a process of providing a financial transaction in an image-based web surfing in a mobile device according to an embodiment of the present invention.

For convenience of description, the description will be made with reference to FIGS. 1 (110, 120, 130) and the apparatus 300 shown in FIG. 3.

First, the content selection input unit 310 receives a selection of content for mobile authorized authentication from the user (S501).

The selection of the content here is the contact of a part of the human body (for example, a finger) with an object, such as a stylus pen, to a screen of the mobile device 110, a specific button of the mobile device 110, and a keypad of the mobile device 110. It is possible through any one of the input means such as.

After S501, the content selection input unit 310 detects the location of the selected content in the web image displayed on the screen of the mobile device and transmits the content to the image conversion server 130 through the transmitter 340 (S502).

After S502, the receiving unit 350 receives a message indicating that the content of the location from the image conversion server 130 is a content providing the mobile authorized authentication service (S503).

After operation S503, the mobile device 110 operates the application execution unit 320, and the application execution unit 320 checks whether a mobile authorized certificate exists in the storage unit 330 (S504).

As a result of the check, when the mobile authentication certificate exists in the storage unit 330, the application execution unit 320 requests a user for a predetermined procedure such as inputting a password for mobile authentication (S505).

For example, a screen requiring input of any one of a password and a specific code may be popped up on the screen of the mobile device 110, and a separate device such as fingerprint recognition may be provided on the mobile device 110. If it is mounted, the user's fingerprint may be requested to contact a predetermined recognition unit (not shown).

For reference, the mobile accredited certificate may exist in the storage unit 330 in the mobile device 110 as in the embodiment of the present invention, may exist in the USB storage medium connected to the mobile device 110, may exist in the storage of the PC May be connected to the mobile device 110.

In the embodiment of the present invention, the mobile authentication certificate is described as being present in the storage unit 330 in the mobile device 110, but is not limited to the embodiment of the present invention.

If the result of the check in S504, if the mobile certificate does not exist, the application execution unit 320 displays a pop-up screen indicating this to the user to confirm the existence of the mobile certificate (S506).

For reference, even when a mobile public certificate exists in S505, the application execution unit 320 checks the valid period of the mobile public certificate if the validity period has elapsed, the application execution unit 320 notifies the user of the message Display and abort mobile financial transactions.

After S505, the application executor 320 transmits the authentication information input from the user to the web site server 120 through the transmitter 340 using a communication means such as MMS without passing through the image conversion server 130. (S507).

After S507, the website server 120 receives a message indicating whether the mobile authentication is successful (S508).

After S508, the application execution unit 320 determines whether the mobile authentication is successful through the received message (S509).

As a result of the determination, if the mobile authentication is successful, a mobile financial transaction is started with the website server 120 (S510).

If the result of S509 fails mobile authentication, the process of S505 can be repeated.

6 is a flowchart illustrating a process of providing a financial transaction when surfing an image based web in a mobile device according to another embodiment of the present invention.

For convenience of description, the description will be made with reference to FIGS. 1, 110, 120, and 130 and the apparatus 400 shown in FIG. 4.

The receiver 410 receives the location information of the content selected by the mobile device 110 from the image conversion server 130 (S601).

After S601, the content execution unit 420 determines the role (function) of the content corresponding to the received location information. That is, the user determines whether the content selected by the mobile device 110 is content for mobile authentication (S602).

As a result of the determination, if the content for the mobile authorized authentication is correct, the content execution unit 420 transmits a message indicating this to the image conversion server 130 through the transmission unit 440, to communicate directly with the mobile device 110 Wait (S603).

After S603, the image conversion server 130 transmits the corresponding message to the mobile device 110, and the website server 120 receives authentication information such as a password input by the user for mobile authentication from the mobile device 110. It receives through the receiver 410 (S604).

At this time, the information reception from the mobile device 110 may be made through a communication means such as MMS, it is not limited only to the embodiment of the present invention.

After S604, the mobile official authentication processing unit 430 determines whether the mobile official authentication is successful based on the received information (S605), and when the authentication is successful, the mobile unit 440 transmits a message indicating that the mobile authentication is successful. By transmitting to the mobile device 110 via (S606), the financial transaction between the mobile device 110 and the website server 120 is started (S607).

 Although embodiments of the present invention have been described above with reference to the accompanying drawings, those skilled in the art to which the present invention pertains may implement the present invention in other specific forms without changing the technical spirit or essential features thereof. You will understand that. Therefore, it should be understood that the embodiments described above are exemplary in all respects and not restrictive.

According to the apparatus and method for providing a financial transaction in the image-based mobile device according to an embodiment of the present invention as described above has one or more of the following effects.

The use of image-based websites on mobile devices has the advantage of enabling financial transactions through accredited certification.

Claims (13)

A device for providing financial transactions when surfing an image-based web on a mobile device, A content selection input unit configured to receive a selection of content from a user and determine a location of the selected content; And When the content of the identified location is a content providing a mobile authorized authentication service, the device for providing a financial transaction when surfing the image-based web in a mobile device including an application execution unit for executing a mobile authorized authentication application. The method of claim 1, Apparatus for providing a financial transaction when surfing the image-based web in the mobile device further comprises a storage unit for storing the mobile authorized certificate for providing the mobile authorized authentication service. The method of claim 1, The application execution unit provides a financial transaction when surfing the image-based web in the mobile device to determine the existence of a valid mobile authentication certificate in the device. The method of claim 3, wherein The application execution unit provides a financial transaction when surfing the image-based web in the mobile device for transmitting the information of the mobile authentication certificate and user authentication information. The method of claim 4, wherein And the user authentication information includes at least one of a password, a code table, and a user's human identification information. A system for providing financial transactions when surfing an image-based web on a mobile device, A web site server having a web page including contents for a mobile authorized authentication service and providing a financial transaction service on the web; An image conversion server for converting and transmitting the web page into an image; And And a mobile device that receives the converted image and selects content on the received image to receive a mobile authorized authentication service. The method of claim 6, The mobile device is a system for providing a financial transaction when surfing the image-based web in the mobile device including a storage unit stores the mobile authentication certificate. In the method for providing a financial transaction when surfing the image-based web on a mobile device, A content selection input step of receiving a selection of content from a user and identifying a location of the selected content; And If the content of the identified location is a content providing a mobile authorized authentication service, a method for providing a financial transaction when surfing the image-based web in a mobile device comprising the step of executing an application for executing a mobile authorized authentication application. The method of claim 8, The application execution step is to provide a financial transaction when surfing the image-based web in the mobile device to determine the existence of a valid mobile authentication certificate in the mobile device. The method of claim 9, The application execution step is to provide a financial transaction when surfing the image-based web in a mobile device that transmits the information of the mobile authentication certificate and user authentication information. The method of claim 10, And the user authentication information includes at least one of a password, a code table, and a user's human identification information. In the method for providing a financial transaction when surfing the image-based web on a mobile device, A web page providing a web page including contents for a mobile authorized authentication service and displaying the web page; An image conversion step of converting and displaying the displayed web page into an image; And And a mobile authorized authentication step of receiving the converted image and selecting content on the received image to receive a mobile authorized authentication service. The method of claim 12, The mobile authentication step is a method for providing a financial transaction when surfing the image-based web in the mobile device to determine the presence of a mobile authentication certificate in the mobile device.

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