KR20080021436A - System for payment using the rfid tag which attaches in the advertisement print - Google Patents

Abstract

A settlement system using an RFID tag attached in advertisement prints is provided to process the settlement transaction quickly by adding the charge of goods to the usage charge of the mobile communication terminal according to a purchase request signal after reading and displaying the RFID tag information through an RFID reader in a mobile communication terminal. An RFID tag(11) embedding goods proper information is attached in advertisement prints. A mobile communication terminal device(2) reads and displays the RFID information, and transmits a purchase request signal and a goods details request signal depending on the user selection, and also displays the goods details and the settlement result. A goods sale server(5) offers the advertisement prints and various information of the goods to the mobile communication terminal. A settlement service server(3) verifies credit information of a user of the terminal through a credit information server(4) according to the purchase request signal, and provides the result to the terminal and the goods sale server. A charge imposition server(6) imposes the charges of the goods into the charge of the mobile communication device together, if settlement for the goods is requested from the settlement service server.

Description

SYSTEM FOR PAYMENT USING THE RFID TAG WHICH ATTACHES IN THE ADVERTISEMENT PRINT}

1 is a block diagram showing a payment system using the RFID tag attached to the printed matter advertisement in accordance with the present invention.

Figure 2 is a block diagram according to an embodiment of a merchandise sales server of Figure 1;

3 is a configuration diagram showing an example of a payment service server of FIG.

Figure 4 is a flow diagram illustrating an embodiment of a product purchase method using a payment system using the RFID tag attached to the advertisement printout of the present invention.

<Description of the symbols for the main parts of the drawings>

1: advertising prints

    11: RFID Tag

2: mobile communication terminal

3: payment service server

    31: Biller Information Database

    32: sales server information database

    33: payment processing unit

    34: receiver

    35: transmitter

4: credit information server

5: merchandise sales server

    51: product information database

    52: Buyer Information Database

    53: receiver

    54: product information processing unit

    55: product information provider

6: billing server

The present invention relates to a payment system using an RFID tag, and attaches an RFID tag having product-specific information to an advertisement printed matter such as a magazine, a leaflet, a shopping mall catalog or a poster, and reads it with a mobile communication terminal, and then purchases it using a mobile communication terminal. The present invention relates to a payment system using an RFID tag attached to an advertisement printed material so that payment and payment can be made by request and payment.

Techniques used for article management include a magnetic or bar code attached to the article to read the article information using a reader or a method using RFID (Radio Frequency Identification) technology.

RFID technology refers to radio frequency recognition that reads or records information of a tag in a wireless manner using a certain frequency band, and uses electromagnetic or electrostatic coupling within a radio frequency of an electromagnetic spectrum portion to transmit and receive various data. It is to use the integrated.

Magnetics and barcodes require specific markings, and the recognition rate decreases gradually over time due to damage or damage.However, RFID is less prone to damage than magnetic or barcodes, and tags can be read at high speed. In addition, there is an advantage that can be read even if the reader does not directly contact the tag.

Recently, a product purchase system using an RFID tag for prompt payment processing has been proposed.

The product purchase system using the RFID tag is a product that is tagged with a shopping cart through the exit installed in the reader while recognizing the product code and pays the corresponding product is mainly applied to large stores or shopping centers.

On the other hand, a method of purchasing an item using a mobile terminal is a method of charging an article price or a service fee to a mobile terminal fee by presenting a telephone number of the mobile terminal, or an RFID tag attached to the article at a site. Has been proposed to read by using a mobile terminal equipped with an RFID reader and to pay for the goods according to the result.

However, according to the conventional product purchase method, the product information must be paid by reading the product information from the RFID attached to the item in the field or charged at a mobile communication terminal fee. There were disadvantages limited to the goods sold.

In addition, in order to purchase the goods advertised through flyers, posters, shopping mall catalogs, magazines, etc., order by phone, or go to the place where the Internet is installed to access the Internet and then purchase the goods to the shopping mall. In the case of a purchase using a mobile communication terminal, it is very cumbersome to select a product to purchase because it is necessary to access the Internet through the mobile communication terminal and make a purchase based on the information displayed on the small display window. In addition, even when not connected to the Internet, according to a procedure specified by a mobile communication provider, a user may input a product number by pressing a key of a mobile communication terminal, but similarly, the procedure leading to purchase has a disadvantage.

An object of the present invention for solving the problems according to the prior art, is to attach the RFID tag embedded with the unique information for each product on the printed matter and to read and display it through a reader provided in the mobile communication terminal according to the result The present invention provides a payment system using an RFID tag attached to an advertisement printed material to charge a corresponding mobile communication terminal fee according to an input purchase request signal, thereby omitting a product identification procedure so that a prompt payment service is performed.

The payment system using the RFID tag attached to the advertisement printout of the present invention for solving the above technical problem is an RFID tag attached to the advertisement printout and embedded with the unique information of the product, such as the goods or services, and embedded in the RFID tag And a mobile communication terminal for reading and displaying the read information, transmitting a detailed information request signal and a product purchase request signal for the corresponding product according to a user's selection, and displaying the detailed information and the payment result of the product, and the advertisement with the RFID tag. A merchandise sales server that provides printed matters, sells the goods printed on the printed matters, manages and provides various information on the goods to the mobile communication terminal, and according to a purchase request signal from the mobile communication terminal. View your credit information through a credit information server and as a result A payment service server for making a payment request and providing a payment result to the mobile communication terminal and a product sales server, and if there is a request from the payment service server to make a payment for the product at a mobile communication fee, It comprises a billing server for billing the payment price in the communication terminal fee.

The mobile communication terminal of the payment system using the RFID tag attached to the advertisement printed matter of the present invention may select any one of a method of charging a purchase product for the user's operation for charging a mobile communication fee, a credit card payment, and a wire transfer payment. It can be configured to be.

In addition, the merchandise sales server 5 automatically searches for an address stored in a database of a mobile communication service provider to which a purchaser subscribes, even if a member does not need to be a member of a shopping mall that sells the merchandise. Can be used.

The printed matter is a print medium for advertising a product in at least one of posters, flyers, leaflets, magazines, shopping mall catalogs and magazines, and the printed matter is attached with a plurality of RFID tags for each product, and a plurality of mobile communication terminals are provided. It is configured to recognize different RFID tags in order to purchase different goods or services.

The invention will become more apparent through the preferred embodiments described below with reference to the accompanying drawings. Hereinafter will be described in detail to enable those skilled in the art to easily understand and reproduce through embodiments of the present invention.

1 is a block diagram showing a payment system using an RFID tag attached to an advertisement printed matter according to the present invention, an RFID tag 11, a mobile communication terminal 2, a merchandise sales server 5, and a payment service server (3), and the billing server 6 and the credit information server (4).

The RFID tag 11 is attached to the printed matter (1), the unique information of the goods, such as the goods or services, for example, the price or purchase expiration date, the seller information and the purchase method for the goods are embedded The advertising printed matter 1 is not limited to all advertisements to which the RFID tag 11 may be attached as a print medium such as a poster, a flyer, a leaflet, a shopping mall catalog or a magazine.

The advertisement printed matter 1 may have a plurality of RFID tags attached to each product, and the mobile communication terminal 2 may be configured to recognize a plurality of RFID tags and purchase different products or services.

In addition, the mobile communication terminal 2 reads and displays the information embedded in the RFID tag 11 and connects to a merchandise sales server according to a user's selection, such as the quantity available for purchase of the corresponding product, the product type, and a purchase method. This will display more detailed information about your purchase.

If the user decides to purchase, the purchase request of the selected product is transmitted to the payment server and the payment result is displayed.

To this end, the mobile communication terminal 2 transmits an effective frequency signal for reading the information recorded in the RFID tag 11 or reads information from the RFID tag 11 that falls within the effective frequency range.

In addition, the mobile communication terminal 2 is configured to allow a user to select a payment method according to the product purchase method provided above.

In other words, according to the proposed purchase method, it is possible to select payment of a purchased product by a user's operation by any one of a charging method, a credit card payment, and a wire transfer payment.

The mobile communication terminal 2 may be any one or more of a mobile phone, a PDA, a WiBro terminal, a TRS (Trunked Radio System) terminal, or a wired / wireless terminal specially manufactured for payment.

The merchandise sales server 5 provides an advertisement printed matter with the RFID tag 11 attached thereto, sells the product provided in the printed matter such as an article or a service, and manages a variety of information on the product and a database for the user. A database has been built for.

At this time, the merchandise sales server 5 provides the merchandise to the user of the mobile communication terminal 2 according to the payment result from the payment service server 3.

For example, if a product is a performance ticket, such as a movie ticket, you can provide a reservation number to print directly at the venue ticket issuing place, or deliver the ticket to your address. Deliver the item to your address.

FIG. 2 is a diagram illustrating an example of the merchandise sales server of FIG. 1. The merchandise sales server 5 includes a merchandise information database 51 storing information on each merchandise to be sold, and a buyer who stores information on a buyer. An information database 52, a receiver 53 for receiving a product information inquiry request signal from the mobile communication terminal 2 and a payment processing result from a payment service unit, and the product information database according to the product information inquiry request signal The user of the mobile communication terminal 2 checks the product information processing unit 54 for retrieving whether the product can be sold by searching the information of the corresponding product through the data stored in the 51, and the processing result of the product information processing unit 54. It comprises a product information providing unit 55 to possibly provide.

Here, the product information providing unit 55 provides a variety of information, such as the date of manufacture, price, available quantity, product type for the product, and if the product is a movie ticket or performance ticket, the performance date instead of the production date Provide information such as performance time.

According to this configuration, when the product information inquiry request signal from the mobile communication terminal 2 is input through the receiving unit 53, the product selling server 5 based on the information stored in the product information database 51 In (54), the information on the product is processed.

Then, if the sale of the corresponding product is not available, the product non-saleable message is provided in the mobile communication terminal 2 through the product information providing unit 55, and if the product is available for sale, various information about the corresponding product is provided. Provided so that the user of the mobile communication terminal 2 can check the information on the product.

The product selling server 5 delivers the product to the address stored in the buyer information database 52 of the product selling server 5 or a newly entered address when payment is completed according to the purchase of the product of the user of the mobile communication terminal 2. This service is offline, so detailed description thereof will be omitted.

The payment service server 3 inquires whether the user can approve and the name and address of the user through the credit information server 4 of the mobile communication provider subscribed to the user according to the purchase request signal from the mobile communication terminal 2 When the approval of the credit information server 4 is completed, a billing request is made to the billing server 6 and the billing process is performed, and the result is transmitted to the mobile communication terminal 2 and the merchandise selling server 5. to provide.

The payment service server 3 then provides the user name and address received from the credit information server 4 to the merchandise sales server 5.

The payment service server 3 if the user wants to pay by credit card or bank transfer, etc. If the approval of the credit information server 4 is completed, the payment service by credit card or bank transfer, etc. This process is already known before the invention and the description of the procedure is omitted to omit. The subsequent procedure is the same as when payment is made with a mobile terminal.

On the other hand, if the billing server 6 has a request for payment from the payment service server 3, that is, a request from the mobile communication terminal 2 to add a payment to the mobile communication fee, the corresponding mobile communication terminal 2 ) Charge the payment for the fee.

In this case, the billing server 6 is not used in the purchase process when the payment service server 3 requests a payment method using a credit card or an account transfer.

3 is a configuration diagram illustrating an example of the payment service server of FIG. 1, wherein the payment service server 3 includes a sales server information database 32, a payment processing unit 33, a receiving unit 34, and a transmitting unit 35. .

The sales server information database 32 is constructed with information for each product sales server 5, that is, an identification address for the sales server, which requires payment when there are several product sales servers 5.

The payer information database 31 is constructed with information for managing payment details of the user of the mobile communication terminal 2.

The payment processing unit 33 builds the information of the customer approved from the credit information server 4 in the payer information database 31 according to the purchase request input through the mobile communication network.

Then, the payment processing unit 33 makes a charging request to the charging server 6, and stores the charging processing result from the charging server 6 in the payer information database 31. At this time, the payment processing unit 33 requests the payment price to the billing server 6, but if the payment method selection from the mobile communication terminal 2 is selected as a credit card payment or bank transfer payment method accordingly It is carried out in a manner, but since this is a known technique, a detailed description thereof will be omitted.

The receiving unit 34 receives the purchase request signal from the mobile communication terminal 2, the approval from the credit information server 4, the user name and address, and the result of the charging process from the charging server 6. .

The transmitter 35 transmits a charging request signal to the charging server 6.

The transmitter 35 transmits the payment processing result to the mobile communication terminal 2 and the product sales server 5.

The transmitter 35 then transmits the name and address of the user sent by the credit information server 4 to the merchandise sales server 5.

4 is a flowchart illustrating an embodiment of a product purchase method using a payment system using an RFID tag attached to an advertisement printed matter of the present invention.

First, the mobile communication terminal 2 with a built-in reader generates a specific frequency (S100), and the RFID tag 11, which is driven by sensing a radio wave of the specific frequency (S110), generates a specific frequency signal (S120). .

Then, the mobile communication terminal 2 with a reader reads information about the corresponding product from the tag 11 attached to the advertisement printed matter 1 (S130), and displays the result on the screen to confirm whether the user purchased. To determine (S140).

Subsequently, when a signal is input to the mobile communication terminal 2 to obtain more detailed information on the product, that is, the type of the product, the quantity available, and more accurate price information, etc. (S150). The detailed information request signal for the corresponding product is transmitted to the product sales server 5 through the mobile communication network (S160), and the result is received (S170) and displayed on the mobile communication terminal 2.

Subsequently, when a purchase request signal for a specific product is input by the user to the mobile communication terminal 2 (S180), the mobile communication company transmits a purchase request signal for the product to the payment service server 3 through the mobile communication network. In operation S190, the receiving unit 34 of the payment service server 3 receives a purchase request signal transmitted through a mobile communication network.

In this case, the mobile communication terminal 2 selects a payment method by any one of a purchase method, that is, adding to the mobile communication fee, credit card payment, and bank transfer payment by a user's operation.

Here, when the purchase request signal is not input to the mobile communication terminal 2, the mobile communication terminal 2 is operated by the user's operation (S200).

In addition, the payment processing unit 33 inquires the merchandise sales server information stored in the sales server information database 32 (S210), and corresponds to the credit information server 4 operated by the mobile communication operator through the transmission unit 35. The customer's credit status and name and address are inquired, and the result is stored in the payer database 31 (S220).

Subsequently, when the credit of the subscriber of the mobile communication terminal 2 is not satisfactory, the charging request signal to charge the charge of the mobile communication terminal 2 under the name of the customer through the transmission unit 35 to the charging server 6. Transmit (S230).

Accordingly, the charging server 6 transmits the result to the payment service server 3 after performing the charging process on the charge of the subscriber of the mobile communication terminal (S240) (S250).

Then, the payment service server 3 receives the billing processing result from the billing server 6 through the receiver 34 and transmits the result to the mobile communication terminal 2 and the merchandise sales server 5 to send the billing result. Allows the user and the seller to check (S260).

Subsequently, the payment service server 3 transmits the name and address of the customer inquired from the credit information server 4 to the merchandise sales server 5 through the transmission unit 35, and the merchandise sales server 5 accordingly The buyer information is stored in the database 52 (S270).

The mobile communication terminal 2 receiving the payment result displays the result (S280), and the product sales server 5 updates the product sales information although not shown.

The payment service server 3 updates the payer information database 31 and the sales server information database 32 according to the payment result (S290) and ends the payment (S300).

Thereafter, the product sales server 5 receives the successful payment from the payment service server 3 (S310), and then transfers the address stored in the buyer information database 52 to the user of the mobile communication terminal 2. By transmitting to the terminal 2 (S320) the mobile communication terminal 2 displays this address (S330) so that the user can confirm.

As a result, the mobile communication terminal determines whether the displayed delivery address agreement signal is input (S340), and transmits the agreement signal to the merchandise sales server 5 (S350). The input address is transmitted to the merchandise sales server 5 (S360).

Thereafter, the product sales server 5 updates the buyer information database 52 (S370).

Thereafter, the product sales server 5 provides the corresponding product to the user of the mobile communication terminal 2 (S380).

For example, if a product is a performance ticket, such as a movie ticket, you can provide a ticket number to allow the user to release it on site, or deliver the ticket to a user-specified address. Deliver to the address you specify.

In the past, a memo was written about the products advertised through printed matters such as magazines, flyers, and flyers, and the purchase process was made. After purchasing the goods or purchasing the goods through the telephone, but according to the payment system using the RFID tag attached to the advertisement printed matter of the present invention, the RFID tag attached to the printed information through the mobile communication terminal to read the information about the product You will be able to immediately check your purchases and make payments on the spot.

In other words, according to the present invention, the purchase process can be simplified as the purchase of the corresponding product can be immediately determined without the product checking procedure.

In addition, in the conventional purchase method, in order to purchase a product, the corresponding shopping mall had to be accessed in advance and registered as a member. It has the advantage that you can omit the separate membership registration process.

As described above, the present invention attaches RFID tags embedded with product-specific information to printed matters such as magazines, flyers, shopping mall catalogs, leaflets, reads them through a reader provided in the mobile communication terminal, and displays the information. After that, according to the purchase request signal input as a result, by charging the corresponding mobile communication terminal charges, there is an advantage that the payment service can be made quickly by omitting the goods confirmation procedure.

In addition, in the conventional purchase method, in order to purchase a product, the corresponding shopping mall had to be accessed in advance and registered as a member. However, according to the present invention, the address of the payer information database of the mobile service provider to which the mobile communication terminal user subscribes is used as a shipping address. It has the advantage that you can omit the separate membership registration process.

Although the present invention has been described with reference to the accompanying drawings, it will be apparent to those skilled in the art that many different and obvious modifications are possible without departing from the scope of the invention from this description. Therefore, the scope of the invention should be construed by the claims described to include many such variations.

Claims (6)

An RFID tag 11 attached to the advertisement printed matter 1 and embedded with unique information of a product such as a corresponding article or service, A mobile communication terminal that reads and displays information embedded in the RFID tag 11 and transmits a detailed information request signal and a product purchase request signal for a corresponding product according to a user's selection, and displays detailed information and a settlement result of the product ( 2) with, A merchandise sales server 5 which provides advertisement printed matters with the RFID tag 11, sells goods printed on the printed matters, and manages and provides various information on the goods to the mobile communication terminal 2; According to the purchase request signal from the mobile communication terminal 2, the credit information of the subscriber of the mobile communication terminal 2 is inquired through the credit information server 4, and a payment request is made according to the result. A payment service server 3 provided to the communication terminal 2 and the product sales server 5, and Including a billing server 6 for billing the billing fee to the mobile communication terminal (2) when the request for payment for the product is billed as a mobile communication fee from the payment service server (3) Payment system using an RFID tag attached to the printed matter characterized in that it is. The method of claim 1, The mobile communication terminal (2) is attached to the advertisement printout, characterized in that it is configured to select any one of the method of billing the purchase goods to the mobile communication fee, credit card payment, bank transfer payment at the user's operation Payment system using ID tag. The method of claim 1, The merchandise sales server 5; Even if you do not have to register for a shopping mall that sells the product to purchase a product, the address is automatically stored in the database of the mobile carrier that the buyer subscribes to use the address as a shipping address. Payment system using RFID tag. The method of claim 1, The advertising printed matter (1) is a payment system using an RFID tag attached to the advertising printed material, characterized in that any one or more of posters and flyers, leaflets, shopping mall catalogs and magazines. The method of claim 1, The advertisement printed matter 1 has a plurality of RFID tags attached to each product, and the mobile communication terminal 2 recognizes a plurality of RFID tags and purchases different products or services. Payment system using ID tag. The method according to any one of claims 1 to 5, The mobile communication terminal (2) is a mobile phone, PDA, WiBro terminal, TRS terminal or payment system using a RFID tag attached to the advertising print, characterized in that any one or more of the wired or wireless terminal produced for payment.

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