KR20080020171A - Hot code charging - Google Patents

Abstract

A method for paying for goods using a hot code is provided to enable a user to pay for the goods conveniently in anywhere by capturing a hot code of the goods using a camera embedded in a mobile terminal and reduce hacking risk by using no PC in a payment process. A registered user captures a hot code attached to goods using a camera embedded in a mobile terminal to pay for the goods. A menu for using a hot code payment service is displayed on a screen of the mobile terminal. An authentication server authenticates the user by receiving an encoded mobile number and hot code from the mobile terminal when the user connects to the service. An amount to be paid is displayed on the screen by transmitting authenticated user/hot code data to a hot charging server. The user confirms the displayed payment amount and inputs a preset password, and the inputted password is encoded/transmitted to the authentication server. The mobile terminal receives a success message including payment details when the encoded password is authenticated in the authentication server.

Description

Hot Code Charging}

1 is a conceptual diagram of payment of goods by taking a hot code on a mobile phone

2 is a general conceptual diagram of taking a hot code in a mobile phone and transmitting it to the authentication server and then paying the price of the corresponding stored product in the hot charging server.

Figure 3 is a complete sequence diagram of the merchandise is delivered by the message sent to the authentication server, service server, billing server in order by shooting the hot code in the mobile phone

The present invention is a service that improves the existing payment method when purchasing goods through the Internet. Existing payment methods include internet banking and credit card payment using PC, but the payment process is complicated using security card and security program due to the risk of hacking. In addition, even using a security program minimizes the risk of hacking, but it cannot be prevented at the source. The current Hot Code Charging method is a method of payment using a Hot Code that was previously serviced by a domestic company. Hot Code is a service that prints Hot Code on newspaper or magazine advertisements and connects users when they want more information. By changing this, we want to enter the hot code related to the product on the internet in the payment box.

The present invention solves the limitations of the current payment method as described above. In other words, it is possible to make payments simply by taking a hot code using a camera of a mobile phone, away from internet banking or direct payment method, which is a risk of hacking. In the payment method, the user's dissatisfaction can be reduced by processing the usage history after payment through a sequential procedure. Furthermore, the final challenge is to make it a new revenue model for mobile phone operators.

As a system for implementing the present invention, a mobile phone capable of a hot code is required, and using a telephone number as an authentication number, a service server for providing a service, an authentication server for user verification, and a billing server containing billing details ( Hot Charging Server).

In order to receive the patent service, the mobile phone provider to which the user is subscribed must provide the service and the user must be subscribed to the service. This is used as a procedure for authentication before payment of the price of the product. The user starts shooting the hot code through the mobile phone to pay for the item.

When you start shooting, the display will ask if you want to connect to this service. When the user connects to this service, the user's phone number and hot code are encrypted and sent to the authentication server for authentication. If the user does not register the wrong hot code or service, the user will be required to shoot the correct hot code or register for the service. If the authentication process is successful, it is transmitted to the authentication server through the wireless data of the mobile phone. For the security of the data, its contents are encrypted.

By transmitting the data of the authenticated user and the hot code to the Hot Charging Server, the amount of the current user to pay is displayed on the display screen of the mobile phone. The user checks the amount to be paid.

If the user wants to pay the displayed amount, the user is again authenticated with security. In this case, the user inputs a predetermined password, and the entered password is encrypted by the authentication server and transmitted. If it is different from the set password, you will be prompted to enter it again. If the authentication process is successful, payment is made.

If the payment is completed, a success message will be sent and a text message will inform you of the payment.

The present invention solves the limitations of the payment of goods price, and by using a mobile phone easy to move, it is possible to conveniently pay for goods anywhere. And by not using a PC as a payment method, the risk of hacking can be reduced.

Claims (2)

A hot code photographing payment system using a camera of a mobile phone, the method comprising: attaching a hot code to a mail, an e-mail, or an internet shopping mall product introduction column; Checking the type of fee represented by the hot code and paying the fee The service method according to claim 1, wherein a fee is paid based on data photographed by attaching a hot code to a bill payment notice.

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