KR20080003584U - Sign-pad with Multi Card Reader - Google Patents

Abstract

The present invention relates to a sign pad having a plurality of card readers. The sign pad according to the present invention includes a screen output unit for outputting predetermined data (or information), and an electronic form for electronically inputting a signature of a card payment customer. A signature input section, a memory section for storing predetermined program routines (or codes) and / or program data (or information), a communication section for processing cable communications, and a control section for controlling the respective components, in particular the sign The pad further includes an MS card reader for MS card reading, a contact card reader for contact card reading, and a contactless card reader for reading a contactless card.

Sign Pad, Multiple, Card Reader

Description

Sign pad with multiple card readers {Sign-pad with Multi Card Reader}

1 is a view showing a functional configuration of a sign pad having a plurality of card readers according to an embodiment of the present invention.

2 is an exemplary view of actually configuring a sign pad according to an embodiment of the present invention.

3 is an exemplary diagram using a sign pad according to an embodiment of the present invention.

Figure 4 is another exemplary diagram using a sign pad according to an embodiment of the present invention.

Figure 5 is another exemplary diagram using a sign pad according to an embodiment of the present invention.

6A and 6B and 6C are exemplary views of using a non-contact reader of a sign pad according to an embodiment of the present invention.

7a and 7b is an exemplary view of the lower portion of the sign pad according to an embodiment of the present invention.

<Description of main parts of drawing>

100: sign pad 105: control unit

110: card reader 115: screen output

120: digital signature input unit 125: power supply unit

130: communication unit 135: terminal function unit

140: memory unit

The present invention relates to a sign pad having an MS card reader for reading an MS card, a contact card reader for reading a contact card, and a contactless card reader for reading a contactless card.

With the expansion of the electronic payment infrastructure, offline card transactions are being widely used to replace inconveniences of cash transactions (for example, inconveniences of cash possession, fear of cash theft or loss).

However, card payment terminals provided in current credit card merchants do not support various types of card readings (e.g., MS type, contact type, contactless type, etc.), so that card customers read their own card types. Only when a card payment terminal is provided, there is a problem in that payment processing can be requested.

In addition, in order to support a variety of cards, merchants, etc. had to be provided with a plurality of card readers, etc., it is a situation that must bear the economic loss.

An object of the present invention for solving the above problems is to provide a sign pad having an MS card reader for MS card reading, a contact card reader for contact card reading and a contactless card reader for contactless card reading.

The sign pad according to the present invention includes a screen output unit for outputting predetermined data (or information), an electronic signature input unit for electronically inputting a signature of a card payment customer, a predetermined program routine (or code) or program data ( Or a memory unit for storing information, a communication unit for processing cable communication, and a control unit for controlling each of the components, an MS card reader for MS card reading, a contact card reader for contact card reading, and a contactless type. A non-contact card reader for card reading is integrally provided.

According to the present invention, the contactless card reader is characterized in that it is configured to enable angle adjustment in three steps.

According to the present invention, the sign pad is characterized in that it further comprises a rubber feet for preventing the slip of the sign pad and the height adjustment of the sign pad.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention.

However, the drawings and the following description shown below are for a preferred embodiment among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the following drawings and description.

In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to intention or custom of a user or an operator. Therefore, the definition should be made based on the general contents of the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention.

If those of ordinary skill in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following embodiments will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand the key technical features of the present invention, whereby the present invention It is by no means limited.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are one means for efficiently explaining the technical idea of the present invention to those skilled in the art to which the present invention belongs. It is only.

1 is a view showing a functional configuration of a sign pad 100 having a plurality of card readers according to an embodiment of the present invention.

In more detail, FIG. 1 shows an MS card reader capable of reading a general MS (Magnetic Stirpe) card, a contact IC card reader capable of reading a contact IC card, and a contactless IC capable of reading a non-contact IC card. Regarding the functional configuration of the sign pad 100 having a card reader, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing to read various types of cards. Various functional configurations of the sign pad 100 having a reader may be inferred, but the technical features of the present invention are not limited by the present invention, but are intended to include all the inferred implementation methods. .

Referring to FIG. 1, a sign pad 100 having a reader capable of reading various types of cards (for example, an MS (Magnetic Stirpe) card, a contact IC card, a contactless IC card, etc.) is basically a control unit ( 105, a memory unit 140, a card reader 110, a screen output unit 115, a communication unit 130, and a power supply unit 125 (optional) for supplying power to the sign pad 100. It may be made, further comprising at least one or more terminal functional unit 135 (not shown in detail) according to the intention of the skilled person.

According to an embodiment of the present invention, the card reader unit 110 provided in the sign pad 100 includes an MS card reader unit 110, an IC card reader unit 110 and a contactless IC card reader unit when contacted. Characterized in that it comprises 110, the specification for the sign pad 100 is as follows.

<Sine pad 100 specification example>

According to the implementation method of the present invention, the control unit 105 controls the overall operation of the sign pad 100 shown in the functional configuration, manages the flow of information or data between each component, and the MS card reader unit ( 110, or to transmit card information read from the contact IC card reader 110 or the contactless IC card reader 110 to a predetermined terminal device connected to the sign pad 100. Characterized in that interlocking and controlling at least one or more components provided in the pad 100, the hardware (Central Processing Unit), ROM (Read Only Memory), RAM (Random Access Memory), and the system bus (System Bus) and the like, which are loaded into the execution memory from a predetermined recording medium to perform a function specific to the sign pad 100 by software, and are arithmetic processed by the processor. Card information including definition program routines and / or program data (e.g., the MS card reader 110, the contact IC card reader 110, or the contactless IC card reader 110; A predetermined program recorded on a recording medium provided in the sign pad 100, and / or a function provided in the sign pad 100 to transmit the data to a predetermined terminal device connected to the sign pad 100. In the configuration, the components that can be processed in software are shown in the control unit 105).

According to an embodiment of the present invention, the control unit 105 may include components (eg, the memory unit 140, the card reader unit 110, the screen output unit 115, and the electronic device) provided in the sign pad 100. Signature input unit 120, communication unit 130 and power supply unit 125 (optional) for supplying power to the sign pad 100) and / or terminal function unit 135 (detailed illustration) according to the intention of the skilled person Interworking with each other) to control and manage to provide a predetermined service (eg, MS card reading, or contact IC card reading, or contactless IC card reading, etc.) defined in the sign pad 100. The sign pad 100 for interlocking and controlling the components provided in the sign pad 100 to transmit the read card information to a predetermined terminal device connected to the sign pad 100 through a predetermined connector. Program recorded on the recording medium It is preferable to carry out.

The memory unit 140 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the sign pad 100 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 105 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

In addition, the customer card, a contact IC card (or wireless IC chip) based on the ISO / IEC 7816 standard for the predetermined financial transaction processing with the sign pad 100, and based on the ISO / IEC 14443 standard It characterized in that it comprises at least one contactless IC card, for this purpose the contact IC reader of the sign pad 100 to provide an interface for reading at least one or more information or data provided in the customer card It features.

In addition, the contact IC card reader 110 is characterized in that to provide an interface between the contact IC card (or RF card) and the payment terminal.

The contact IC reader unit is a card reader unit 110 based on ISO / IEC 7816 and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the sign pad 100.

In addition, the sign pad 100 may be contacted with a contactless IC card using capacitive coupling and / or inductive coupling based on ISO / IEC 14443 for transaction with a contactless IC card. It comprises at least one antenna making an electrical contact, the power supply to the IC chip of the IC card through the antenna, predetermined from the IC chip through the half-duplex transaction using the APDU Characterized in that it further comprises a contactless IC reader unit for interfacing the information or data to the sign pad 100.

In addition, according to an embodiment of the present invention, the sign pad 100, characterized in that configured to further include an MS reader for performing a transaction with the MS-type card of the customer, the MS reader is ISO / IEC A card reader unit 110 based on 7810, comprising at least one magnetic head including a predetermined coil, wherein predetermined information (e.g., magnetized binary data) is recorded. When the MS card is moved in close contact with the magnetic head in a predetermined direction (or the magnetic head moves in close contact with the MS card in which predetermined information is recorded), the magnetic head is loaded with a predetermined electrical signal. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface with the sign pad (100).

The screen output unit 115 controls the control unit 105 while the sign pad 100 performs a predetermined function (for example, MS card reading, contact IC card reading, or non-contact IC card reading). At least one information or data that is predefined or is defined in real time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by means of a predefined interface screen. The screen output unit 115 and the screen output device interoperate with each other to perform a function of the screen output means provided in the sign pad 100.

The electronic signature input unit 120 provided in the sign pad 100 is characterized in that it comprises a tablet sensor board of the electromagnetic induction method, the input to receive the signature of the customer electronically using a predetermined electronic pen, etc. Perform the function of the means.

The communication unit 130 may include a terminal (or device) connected to the sign pad 100 through a predetermined cable while the sign pad 100 performs a predetermined function (for example, an electronic payment processing function). It is characterized by providing a predetermined communication means for connecting a communication session.

According to an embodiment of the present invention, the communication unit 130 connects a cable communication session with a predetermined terminal (or device) through a predetermined cable communication (eg, RS-232c, Universal Serial Bus (USB)). It comprises a predetermined cable communication port to which the cable is connected in hardware, and comprises a communication protocol and / or driver for the cable communication in software.

According to an embodiment of the present invention, the sign pad 100 may further include a terminal function unit 135 (for example, a security application module) for performing a specific function. The secure application module SAM is in the process of performing the electronic payment and / or electronic payment using the card (for example, MS card, contact IC card, contactless IC card, etc.) in conjunction with a predetermined terminal device; A safeguard for performing a security requirement including a required confidentiality and / or authentication and / or integrity and / or nonrepudiation in a safe and reliable structure, the safety device Encrypt or decrypt certain messages (information or data) that are processed during the sign pad 100 performing certain security request functions (eg, electronic payment and / or electronic payment functions). In addition, an authenticator that prevents forgery (or tampering) of the message may be added, or a function of storing important key information may be performed in the process of performing the security request function.

In general, the security application module may be composed of a predetermined security application module inserter and a security application module chip, the security application module chip is a chip containing at least 8-bit CPU or more has a performance of 2 MIPS (Million Instructions Per Second) or more An Application Specific Integrated Circuit (ASIC) chip (eg, a PLCC 44-pin chip) and / or an IC chip (eg, an IC card in the form of a subscriber identity module (SIM)).

Figure 2 is an exemplary view showing the actual configuration of the sign pad 100 according to an embodiment of the present invention.

More specifically, FIG. 2 is configured as a sign pad 100 having the functional configuration shown in FIG. 1, and according to the present invention, the sign pad 100 can read a general magnetic (Mirtic Stirpe) card. And a contactless IC card reader capable of reading a contact IC card, and a contactless IC card reader capable of reading a contactless IC card, and are commonly used in the art. Those skilled in the art will be able to deduce the configuration of the sign pad 100 having a card reader capable of reading various types of cards by referring to and / or modifying the drawing 2, but the technical features of the present invention It is to be understood that the present invention is not limited to the drawing 2 but includes all the inferred implementation methods.

3 is an exemplary view using a sign pad 100 according to an embodiment of the present invention.

More specifically, FIG. 3 is an exemplary view of reading an MS type card through an MS (Magnetic Stripe) card reader of the sign pad 100 having the functional configuration shown in FIG. Is characterized in that it is located between the non-contact card reader and the display shown in Figure 2, if those of ordinary skill in the art to which the present invention belongs, reference to and / or modifying the Figure 3 to the sign pad ( Various configurations (or positions) of the MS card reader of 100) can be inferred, but it is to be understood that the technical features of the present invention are not limited by this drawing 3 but include all the inferred implementation methods.

Figure 4 is another exemplary diagram using a sign pad 100 according to an embodiment of the present invention.

More specifically, FIG. 4 is an exemplary view of reading a contact card through the contact card reader of the sign pad 100 having the functional configuration shown in FIG. 1, and the contact card reader is shown in the drawing. Characterized in that it is located on the right side of the sign pad 100 shown in 2, and those skilled in the art to which the present invention pertains, the sign pad 100 by referring to and / or modifying the present figure 4 Although various configurations (or positions) of the contact card readers of the present invention can be inferred, it is to be understood that the technical features of the present invention are not limited by the drawing 4 but include all the inferred implementation methods.

Figure 5 is another exemplary diagram using a sign pad 100 according to an embodiment of the present invention.

More specifically, FIG. 5 is a screen example of reading a contactless card through the contactless card reader of the sign pad 100 having the functional configuration shown in FIG. 1, wherein the contactless reader is shown in FIG. Located at the top of the sign pad 100, for convenience of the payment customer (or sign pad 100 operator) is characterized in that the angle can be adjusted in three steps as shown in Figures 6a and 6b and 6c below, Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 5 to infer various configurations (or locations) of the contactless card reader of the sign pad 100, but It is to be understood that the technical features of the present invention are not limited by this drawing 5 but include all the inferred implementation methods.

6a and 6b and 6c are exemplary views of using a non-contact reader of the sign pad 100 according to an embodiment of the present invention.

In more detail, FIGS. 6A, 6B, and 6C illustrate a non-contact card reader angle in reading a contactless card through the contactless card reader of the sign pad 100 having the functional configuration shown in FIG. As an example of the sign pad 100 which is adjusted according to convenience (for example, three steps such as 30 degrees, 60 degrees, 180 degrees, etc.), a person having ordinary knowledge in the art to which the present invention pertains, the present drawings 6a and the drawings 6b and 6c may be inferred and modified to refer to the contact pad reader provided in the sign pad 100 and capable of various angle adjustments, but the technical features of the present invention are shown in FIGS. 6a and 6b and 6c. It is to be understood that the present invention is not intended to be limited thereto, but includes all implementation methods inferred.

In particular, Figure 6a is an illustration of the angle of the contactless card reader of the sign pad 100 is adjusted to 30 degrees, Figure 6b is an illustration of the angle of the contactless card reader of the sign pad 100 is adjusted to 60 degrees. 6C is an exemplary view in which the angle of the non-contact card reader of the sign pad 100 is adjusted to 180 degrees.

7A and 7B are exemplary views of a lower portion of the sign pad 100 according to an embodiment of the present invention.

In more detail, FIGS. 7A and 7B are exemplary views of a lower portion of the sign pad 100 having the functional configuration shown in FIG. 1, and the sign pad 100 is lower than the sign pad 100. It characterized in that it comprises a rubber foot for preventing slipping and a height adjustment pedestal for more convenient use of the contact card reader as shown in Figure 4, the person skilled in the art If it is possible to infer the non-slip rubber feet and the height adjustment bracket of various forms provided in the sign pad 100 by referring to and / or modified with reference to the drawings 7a and 7b, but the technical features of the present invention 7a It is to be understood that the present invention is not intended to be limited to the above and illustrated in FIG. 7B, but includes all implementation methods inferred.

In particular, Figure 7a is an exemplary view of the sign pad 100 folded the height adjustment pedestal, Figure 7b is an illustration of the sign pad 100 standing the height adjustment pedestal.

As shown in Figure 7b, by setting the height adjustment pedestal, the user can more conveniently use the contact card reader provided on the right side of the sign pad (100).

By providing a sign pad having an MS card reader, a contact card reader and a contactless card reader according to the present invention, the customer may present any card (eg, MS card, contact card, contactless card, etc.). There is an advantage that all payments through the card can be possible.

In addition, there is an advantage that there is no need to purchase another type of card reader (or a terminal device having a card reader).

Claims (3)

A screen output unit for outputting predetermined data (or information); An electronic signature input unit for electronically inputting the signature of the card settlement customer; A memory unit for storing a predetermined program routine (or code) or program data (or information); A communication unit for processing cable communication, and In the sign pad comprising a control unit for controlling the respective components, A sign pad comprising an MS card reader for reading an MS card, a contact card reader for reading a contact card, and a contactless card reader for reading a contactless card. The method of claim 1, The non-contact card reader is a sign pad, characterized in that configured to enable the angle adjustment in three steps. The method of claim 1, Pedestal for height adjustment of the sign pad; And Sign pads characterized in that it further comprises; rubber feet for preventing slipping of the sign pad.

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