KR20070112101A - System for providing coupon by using client's transaction information - Google Patents

Abstract

A system for providing coupons by using client transaction details is provided to enable a client to obtain/use the coupons easily corresponding to purchased goods or used services by transmitting the transaction details to a coupon providing server from a payment terminal through a PTD(Personal Trusted Device) and extracting/storing the coupons corresponding to the transaction details to a client area. A payment terminal(140) provides the transaction details according to goods purchase of the client to the PTD(135) of the client. The coupon providing server(100) provides the coupons corresponding to the transaction details to the PTD of the client if the transaction details are received from the PTD of the client. The coupon includes at least one of the coupon, a ticket, a gift certificate, and a discount coupon.

Description

System for Providing Coupon by Using Client's Transaction Information}

1 is a view of a client PTD transmitting payment history information received from a payment processing terminal through near-infrared data communication to a coupon providing server connected to a wired / wireless communication network, and referring to the payment history information from the coupon providing server to receive related coupons and the like. A simple schematic diagram of the invention for storing in a client personal storage area.

FIG. 2 is a simple flowchart illustrating a process of obtaining transaction details information from a payment processing terminal through near-infrared data communication to transmit transaction details information from a client PTD to a coupon providing server.

3 is a coupon providing server obtains the transaction history information from the PTD of the client, with reference to the transaction history information, extracts the coupon that can be provided to the client, stored in the coupon storage database and according to the client's request, Simple flow chart for the process provided.

4 is a diagram illustrating client transaction information information data provided from a payment processing terminal of a product or service providing store to a coupon providing server through a client PTD.

FIG. 5 is a simple diagram of personal area data of a client in which an extracted coupon is mounted through a coupon storage database of a coupon providing server.

Figure 6 transmits the payment history information provided by the smart card (or IC card) from the payment processing terminal to the coupon providing server connected to the wired / wireless communication network, referring to the payment history information from the coupon providing server, the related coupons, etc. It is a simple block diagram of the present invention to be stored in the storage area.

FIG. 7 provides the transaction history information to a coupon providing server from a smart card (or IC card) provided with transaction history information from a payment processing terminal, and extracts a coupon that can be provided to a client with reference to the transaction history information. A simple flow chart for the process of storing the coupon in the coupon storage database and providing the coupon at the client's request.

<Description of main parts of drawing>

100: coupon providing server 105: transaction history receiving unit

110: transaction history confirmation unit 115: coupon extraction unit

* 120: coupon provider 125: coupon information database

130: coupon storage database 135: PTD (Personal Trusted Device)

140: payment processing terminal 145: Internet terminal

150: communication network

The present invention receives transaction history information from a wireless terminal (or IC chip based wireless terminal) of the client through a communication network and a terminal providing transaction history information according to a client's purchase (or service use) to the client's wireless terminal. The present invention relates to a coupon providing system using customer transaction history information including a coupon server for providing a coupon (or coupon information) corresponding to the received transaction history to the client wireless terminal.

Coupon is one of various marketing means for securing and promoting customers. Initially, coupons are mainly offline, and papers containing information such as product name, discount amount or ratio, expiration date, etc. for the product are provided to customers. When providing the product and purchasing the product, the product price is discounted according to the discount amount or ratio with reference to the coupon information.

With the recent development of the Internet, the widespread spread of Internet infrastructure, such as high-speed Internet communication network, has enabled the e-commerce market to become active, and many sites that provide various coupons have been created online.

However, the coupons are mainly focused on attracting and promoting customers, and are generally distributed randomly to an unspecified number without accurate distribution of specific targets, and obtain coupons for products frequently used or services frequently used by customers. It was not easy to do.

Meanwhile, in order to provide a more convenient user-centered payment interface, an infrared payment service using a mobile phone has recently emerged, and payment services using infrared are gradually increasing.

For near-infrared data communication, such as infrared payments, data communication methods using infrared rays may vary, but, in essence, the International Infrared Data Association (IrDA) announced IrFM (IrDA Financial Messaging) Insisted on the standard for financial and settlement.

Therefore, as mentioned above, while solving the problem of the existing coupon, it is a time when a method for providing a more convenient and useful coupon in conjunction with the infrared payment.

An object of the present invention to solve the above problems is to provide a transaction history information according to the purchase (or service) of the client to the client's wireless terminal through a terminal and a communication network to the client's wireless terminal (or IC chip) Customer transaction history including a coupon server for storing and managing a coupon (or coupon information) corresponding to the received transaction history with the client (or wireless terminal) information upon receiving transaction history information from the In providing a coupon providing system using the information.

In the coupon providing system using the customer transaction history information according to the present invention, the client's wireless terminal (or the terminal through the communication network and the terminal providing transaction history information according to the purchase of the product (or service use) to the client's wireless terminal) When receiving the transaction history information from the IC chip-based wireless terminal, it characterized in that it comprises a coupon server for providing a coupon (or coupon information) corresponding to the received transaction history to the client wireless terminal.

On the other hand, the coupon providing system using the customer transaction history information according to the present invention, the wireless terminal of the client through the terminal and the communication network to provide the transaction history information according to the purchase (or service use) of the client to the client's wireless terminal (Or an IC chip-based wireless terminal) when receiving transaction details information, a coupon server for storing and managing a coupon (or coupon information) corresponding to the received transaction history by connecting to the client (or wireless terminal) information; Characterized in that it comprises a.

According to the present invention, the coupon (or coupon information) is characterized in that it comprises at least one or more coupons, tickets, gift certificates, discount coupons.

According to the present invention, a coupon provided to a client from a coupon providing server on a wired / wireless communication network includes coupon information (additional description of the coupon, etc.), but is not limited thereto, and may include all tickets, gift certificates, discount coupons, and the like. Reveals. In addition, the coupon reveals that the SMS (Short Message Service) coupons using a wireless communication network, Multimedia Messaging Service (MMS) coupons and electronic coupons using a wired communication network, offline coupons, and the like.

Further, according to the present invention, the payment transaction between the payment processing terminal and the client PTD of the product or service providing store, and the transaction history information transmitted from the payment processing terminal to the PTD specifies that near-field infrared wireless communication is used.

Further, according to the present invention, the transaction history information transmitted from the payment processing terminal to the client PTD is a transaction record or an electronic receipt for a payment transaction for the purchase of a product or use of a service between the payment processing terminal and the client PTD. In the form of Electronic Receipt, the transaction record includes information such as a business name, a registration number (business registration number), a terminal number, a transaction date and time, a payment cost, a product or service name (or code).

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are illustrated, which are provided to help a more general understanding of the present invention, and the present invention may be practiced without these specific details. It will be apparent to those skilled in the art. In describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

FIG. 1 transmits payment details information received by the client PTD 135 from the payment processing terminal 140 through short-range infrared data communication to the coupon providing server 100 connected to the wired / wireless communication network 150, and provides the coupon providing server ( 100 is a simple configuration diagram of the present invention for storing related coupons in a client personal storage area with reference to the payment history information.

The coupon providing server 100 obtains the transaction history information from the client PTD 135 that receives the transaction history information about the product purchased from the payment processing terminal 140 located in the product or service providing store, and the like. Check the information, serves to provide a coupon for a product or service related to the transaction history, according to the present invention, the coupon providing server 100 is located on the wired and wireless communication network 150, transaction history receiving unit 105 ), The transaction history confirmation unit 110, the coupon extraction unit 115, the coupon providing unit 120 and the coupon information database 125, the coupon storage database 130 is configured.

In addition, the coupon providing server 100 is specified that it may be included in the mobile communication provider.

Referring to the components of the coupon providing server 100 in more detail as follows. The transaction history receiving unit 105 of the coupon providing server 100 obtains the transaction history information from the client PTD 135 that receives the payment history information from the payment processing terminal 140 through short-range infrared data communication. do.

The transaction confirmation unit 110 in the coupon providing server 100 may check the payment transaction that was processed between the client PTD 135 and the payment processing terminal 140 by referring to the transaction history information obtained from the client PTD 135. In order to determine the purchase product, the used service and the store information, etc. of the client, it functions to help provide an appropriate coupon.

Coupon extraction unit 115, when the transaction history is confirmed to the client through the transaction history confirmation unit 110, in conjunction with the coupon information database 125, coupons that can be used in the client's purchases or services, stores, etc. To extract the function.

In addition, the coupon extractor 115, if the appropriate coupon is extracted to the client, provides the client through the coupon provider 120 described below, or the extracted coupon to the client area of the coupon storage database 130 Stored so that it can be provided later when the client offers a coupon request.

The coupon providing unit 120 of the coupon providing server 100 extracts a coupon that can be provided to the client through the coupon extracting unit 115, and when there is a coupon providing request from the client, the coupon is extracted. It serves to the client.

In addition, the coupon providing unit 120 may provide an SMS (Short Message Service) coupon and a MMS (Multimedia Messaging Service) coupon using the extracted coupon using the wireless communication network 150 at the request of the client. , Providing a coupon using the wired communication network 150 is also possible.

In addition, the coupon provided to the client further includes a coupon that can be used using a barcode and infrared.

The coupon information database 125 in the coupon providing server 100 is a database including information on coupons that can be provided to the client. The coupon information database 125 provides the coupon and coupon information that can be provided to the client in conjunction with the coupon extractor 115. do.

The coupon storage database 130 stores the coupon extracted by the coupon extractor 115 according to the purchase product or the used service and store information according to the transaction history of the client identified through the transaction history checker 110. The coupon storage database 130 stores the extracted coupon of the client in a client personal area of the coupon storage database 130.

The client PTD 135 (Personal Trusted Device), which is connected to the coupon providing server 100 and the communication network 150 and provides transaction details to the coupon providing server 100, may settle payment of a product or service providing store. The processing terminal 140 includes a near-infrared data communication interface for receiving infrared payment and transaction history information through near-infrared data communication.

In addition, the PTD 135 includes an IC chip having a financial settlement function or a detachable IC chip. The PTD 135 communicates with the payment processing terminal 140 through short-range infrared data communication, receives transaction history information from the payment processing terminal 140, and separate transaction details within the IC chip or PTD 135. Mount it in an information storage space.

The payment processing terminal 140 located in the product or service providing store includes a near-infrared data communication interface for transmitting an infrared payment transaction with the PTD 135 and transaction details information to the PTD 135.

2 is a process in which the PTD 135 obtains transaction history information from the payment processing terminal 140 through near-infrared data communication in order to transmit transaction history information from the client PTD 135 to the coupon providing server 100. Here is a simple flow chart.

A client visits a store providing a product or service, and a payment request for a purchased product or a service to be used is made using a PTD (Personal Trusted Device) capable of a financial settlement IC chip and near-infrared data communication. If the implementation (200), the payment processing terminal 140 of the product or service providing store is prepared to provide payment processing and transaction details with the PTD (135), the PTD (135) and the payment processing terminal 140 In order to check the validity of the near-infrared data communication with each other in order to provide infrared payment processing and transaction details (205).

Determination of the validity of the near-infrared data communication for the transmission of the infrared payment and the transaction history is made by mutual recognition of each device through the detection by the PTD 135 or the payment processing terminal 140. In this case, the device is classified into a near-infrared data communication server and a near-infrared data communication client according to which device first requests an access for infrared data communication.

When the validity of the near-infrared data communication between the payment processing terminal 140 and the client PTD 135 is confirmed through the process (210), the near-field for infrared payment between the PTD 135 or the payment processing terminal 140 are mutually determined. An infrared communication channel based on infrared data communication is formed, so that the PTD 135 and the payment processing terminal 140 are connected (215).

When the infrared communication channel between the PTD 135 and the payment processing terminal 140 is established and connected, the PTD 135 and the payment processing terminal 140 are near infrared for payment of a product (or service) of the client. Initiate a data communication transaction (220).

When a near-infrared data communication transaction for payment between the PTD 135 and the payment processing terminal 140 is initiated, the payment processing terminal 140 transmits purchase history information about the purchase product of the client through the infrared communication channel. A request for payment approval for the payment is sent to the PTD 135 (225), and the purchase history information for the purchased goods of the client is transmitted from the payment processing terminal 140 through the near-infrared data communication. When received, the PTD 135 checks the purchase history information and outputs it on the PTD 135 (230).

In addition, the PTD 135 selects a payment method in association with an IC chip that can be mounted or detached in the PTD 135, and transmits a payment approval response to the payment processing terminal 140 (235). The payment processing terminal 140, which obtains a payment approval response from the PTD 135 through short-range infrared data communication, performs payment processing in connection with a card company and a value added network (VAN) company using a payment method selected from the PTD 135. (240).

The payment processing terminal 140 confirming the completion of the payment processing provides transaction history information to the client PTD 135, and the PTD 135 and the payment processing terminal 140 cut off the infrared communication channel, and the near infrared data communication. It will be terminated (245).

Transaction history information provided from the payment processing terminal 140 to the PTD 135 through the near-infrared data communication means a transaction record or an electronic receipt as described above.

The PTD 135 receives transaction history information provided through short-range infrared data communication from the payment processing terminal 140, and transmits the transaction history information to the transaction history information memory of the IC chip or a separate transaction history information memory in the PTD 135. Store the information (250).

3, the coupon providing server 100 obtains transaction history information from the PTD 135 of the client, extracts a coupon that can be provided to the client with reference to the transaction history information, and stores the coupon in the coupon storage database 130. At the client's request, a simple flow diagram for the process of providing the coupon.

Through the process of FIG. 2, when the client PTD 135 receives transaction details information from the payment processing terminal 140 using near-infrared data communication (300), the PTD 135 receives a coupon providing service. In order to perform the connection request to the coupon providing server 100 through the wireless communication network 150 (305).

The coupon providing server 100 determines the validity (client authentication) of the PTD 135 to determine whether the connection is possible (310). The PTD 135 validity judgment includes personal authentication information recorded on an IC chip mounted or detached in the PTD 135, an authentication code (password, etc.) input from the client through the PTD 135, and the PTD ( 135) through the verification of the mobile communication number, mobile IP, terminal number, the IC chip serial number.

If the validity of the PTD 135 is confirmed and can be accessed (315), the transaction history receiving unit 105 of the coupon providing server 100 receives the transaction history information from the PTD 135 through the wireless communication network 150 Acquire (320). When the transaction history information is acquired through the transaction history receiver 105, the transaction history confirmation unit 110 in the coupon providing server 100 refers to the acquired transaction history information, and the product (or service used by the client). ) Or check the product and service providing store information (325).

Through the transaction history confirmation unit 110 of the transaction history receiving unit 105, the coupon extraction unit 115 checks the information on the purchase goods (or use services, etc.) or visited stores of the client, according to the information In operation 330, the coupon that may be provided to the client is extracted from the coupon information database.

In addition, the coupon extractor 115 stores the extracted coupon in the client personal area in the coupon storage database 130 (335), so that it can be provided later at the client's request.

If there is a coupon request from the client (340), the client authentication is performed (ID, password confirmation, etc.), and if the authentication of the client is confirmed, the client stores the coupon stored in the personal area (345).

In addition, the coupons provided to the client may include all of the SMS (Short Message Service) coupons using the wireless communication network 150, multimedia messaging service (MMS) coupons, electronic coupons using the wired communication network 150, and offline coupons. It is possible to specify the possibility.

4 is a diagram of client transaction information data provided from the payment processing terminal 140 of the product or service providing store to the coupon providing server 100 through the client PTD 135.

Transaction history information data shown in the figure is carried out using the PTD (135) possessed by the client through the infrared based communication for payment of goods purchased by the client visiting the product or service provider store, etc. The data is provided in the form of a transaction record or electronic receipt for goods purchased from the payment processing terminal 140 in the store.

As shown in the figure, the transaction history information data includes a client PTD (Personal Trusted Device) code, payment processing terminal 140 code, product or service providing store code, transaction code, transaction date, payment cost, Information regarding the product or service code, payment method code, expiration date, installment purchase information, card number and electronic signature, etc. is recorded.

The transaction information received by the client PTD 135 is transmitted to the coupon providing server 100 through the wireless communication network 150.

FIG. 5 is a simple diagram of personal area data of a client in which an extracted coupon is mounted through the coupon storage database 130 of the coupon providing server 100.

When the client personal area data shown in the figure is included in the coupon storage database 130 of the coupon providing server 100, the client personal area data includes information of coupons extracted by referring to transaction information transmitted from the client PTD 135. Doing.

Although briefly shown in this figure, the information included in the client personal area data is as follows.

The coupon storage database 130 may include a unique area code indicating the location information where the personal area data of the client is recorded, a client name, an address, a date of birth (resident registration number), a password, an e-mail, and coupon information.

The coupon information includes a date and time for obtaining a coupon, a name of a store or affiliated store that can use the coupon, a coupon content, a discount rate, an expiration date, and the like.

In the following embodiment, a client can obtain a transaction history from a payment processing terminal by using a smart card (or IC card) capable of financial settlement, and has a predetermined data storage space, and records or records the transaction information in the predetermined data storage space. Stored and provided to the coupon providing server 100 through a client PC (or an Internet terminal, etc.) equipped with a smart card (or IC card) reader or the like and a wireless terminal interoperating with the smart card (or IC card). It relates to an embodiment.

FIG. 6 shows the payment information received from the payment processing terminal 140 by the client smart card (or IC card) 600 to the coupon providing server 100 connected to the wired / wireless communication network 150 to provide the coupon providing server ( 100 is a simple configuration diagram of the present invention for storing related coupons in a client personal storage area with reference to the payment history information.

According to this figure, located on a wired / wireless communication network, and receives transaction details information from a client smart card (or IC card) 600, according to the transaction history information, the coupon providing server 100 to extract and provide an appropriate coupon And a client smart card (or IC card) 600 capable of financial settlement, having a predetermined data storage space and receiving transaction details information from the payment processing terminal 140, and a product or service providing store. And a payment processing terminal 140 including a smart card (or IC card) 600 and payment processing and a function of transmitting transaction history information for the payment.

In addition, the present invention is characterized by the steps described below using the above components.

Providing payment transaction details in accordance with the provision of goods or services from the payment processing terminal 140 to the client smart card (or IC card) 600, and the smart card (or IC card) 600 from the client Providing the stored transaction history information to the coupon providing server 100 on the wired or wireless communication network, and confirms the transaction history information received from the smart card (or IC card) 600 from the coupon providing server 100, And extracting a coupon that can be provided to a client from a predetermined database according to the transaction history information, and storing the extracted coupon in the client specific area.

The present invention may further include providing, to the client, a wired / wireless communication coupon, which is extracted or extracted according to the transaction history information and stored in the client specific area according to the client's request.

According to the exemplary diagram, the coupon provided to the client from the coupon providing server 100 on the wired or wireless communication network includes coupon information (additional description of the coupon, etc.), but is not limited thereto, and includes all tickets, gift certificates, discount coupons, and the like. It can be included. In addition, the coupon reveals that the SMS (Short Message Service) coupons using a wireless communication network, Multimedia Messaging Service (MMS) coupons and electronic coupons using a wired communication network, offline coupons, and the like.

In addition, according to this example, transaction information transmitted from the payment processing terminal 140 to the client smart card (or IC card) 600 is the payment processing terminal 140 and the client smart card (or IC card) ( 600) in the form of a transaction record or electronic receipt for a payment transaction for the purchase of a product or use of the service, which may include a business name, a registration number (business registration number), a terminal number, Information such as card number, transaction date and time, payment cost, product or service name (or code) is included.

* The coupon providing server 100 may receive the transaction history information from the client smart card (or IC card) 600 that receives the transaction history information about the product purchased from the payment processing terminal 140 located in the product or service providing store. Acquire a transaction history information of the client, serves to provide a coupon for goods or services related to the transaction history, according to the present invention, the coupon providing server 100 is located on the wired and wireless communication network 150 And, the transaction history receiving unit 105, transaction history confirmation unit 110, coupon extraction unit 115, coupon providing unit 120 and coupon information database 125, the coupon storage database 130 is configured to include .

Referring to the components of the coupon providing server 100 in more detail as follows. The transaction history receiver 105 of the coupon providing server 100 receives the transaction history information from a client smart card (or IC card) 600 that receives payment history information from the payment processing terminal 140 through near-infrared data communication. Serves to obtain.

The transaction confirmation unit 110 in the coupon providing server 100 refers to the transaction history information obtained from the client smart card (or IC card) 600, and performs payment processing with the client smart card (or IC card) 600. By checking the payment transaction that was processed between the terminal 140, and determines the purchase product, used services and store information of the client, and serves to help provide the appropriate coupon.

Coupon extraction unit 115, when the transaction history is confirmed to the client through the transaction history confirmation unit 110, in conjunction with the coupon information database 125, coupons that can be used in the client's purchases or services, stores, etc. To extract the function.

In addition, the coupon extractor 115, if the appropriate coupon is extracted to the client, provides the client through the coupon provider 120 described below, or the extracted coupon to the client area of the coupon storage database 130 Stored so that it can be provided later when the client offers a coupon request.

The coupon providing unit 120 of the coupon providing server 100 extracts a coupon that can be provided to the client through the coupon extracting unit 115, and when there is a coupon providing request from the client, the coupon is extracted. It serves to the client.

In addition, the coupon providing unit 120 may provide an SMS (Short Message Service) coupon and a MMS (Multimedia Messaging Service) coupon using the extracted coupon using the wireless communication network 150 at the request of the client. , Providing a coupon using the wired communication network 150 is also possible.

In addition, the coupon provided to the client further includes a coupon that can be used using a barcode and infrared.

The coupon information database 125 in the coupon providing server 100 is a database including information on coupons that can be provided to the client. The coupon information database 125 provides the coupon and coupon information that can be provided to the client in conjunction with the coupon extractor 115. do.

The coupon storage database 130 stores the coupon extracted by the coupon extractor 115 according to the purchase product or the used service and store information according to the transaction history of the client identified through the transaction history checker 110. The coupon storage database 130 stores the extracted coupon of the client in a client personal area of the coupon storage database 130.

The client smart card (or IC card) 600 that is connected to the coupon providing server 100 and the communication network 150 and provides transaction details to the coupon providing server 100 is a product or service providing store. Receive transaction details (Transaction Record or Electronic Receipt, etc.) from the payment processing terminal 140 located in the store, store them in a predetermined database, and store them in the coupon providing server 100. Function to provide. In addition, the smart card (or IC card) 600 includes an IC chip in which financial settlement information is recorded.

The payment processing terminal 140 refers to a point of sales (POS) terminal, a credit authorization terminal (CAT), etc., located at a store providing goods or services, and according to the present invention, a smart card (or an IC card) It includes a financial settlement interface used, and serves to provide payment transaction history information to the smart card (or IC card).

Figure 7 provides the transaction history information from the smart card (or IC card) 600 received the transaction history information from the payment processing terminal 140 to the coupon providing server 100, with reference to the transaction history information, A simple flowchart of a process of extracting a coupon that can be provided to a client, storing the coupon in a coupon storage database 130, and providing the coupon according to a client's request.

In a product or service providing store, a client requests a payment request for a purchased product or a service to be used by the payment processing terminal 140 using an IC chip-based smart card (or IC card) 600 having a financial settlement function. If it is carried out (700), first, the smart card (or IC card) 600 and the payment processing terminal 140 checks the validity for financial settlement (705).

When the validity of the financial settlement between the client smart card (or IC card) 600 and the payment processing terminal 140 is confirmed (710), the payment processing terminal performs the payment processing for providing the goods or services of the client, and payment The transaction history information is generated (715).

The payment processing terminal which has generated payment transaction history information causes 720 to provide the payment transaction history information to a predetermined data storage area of a client smart card (or IC card).

The client receiving the transaction details information from the payment processing terminal 140 to his smart card (or IC card) 600 is connected to the coupon providing server on the wired / wireless communication network in order to receive the coupon providing service through the transaction details information. Request (725). The client can be connected via a client PC or kiosk equipped with the smart card (or IC card) reader. In addition, it is possible to access a wireless network through a wireless terminal that can operate in conjunction with the smart card (or IC card).

In addition, the client PC (or Internet terminal, etc.), kiosk and wireless terminal are equipped with a program or processor related to the recognition and operation of the smart card (or IC card) to achieve the above process.

If it is possible to access the coupon providing server 100 using the smart card (or IC card) 600 (730), the transaction history receiving unit 105 of the coupon providing server 100 is a smart card (or IC card) Transaction history information is obtained from the 600 (735). When the transaction history information is acquired through the transaction history receiver 105, the transaction history confirmation unit 110 in the coupon providing server 100 refers to the acquired transaction history information, and the product (or service used by the client). Or check the product and service providing store information (740).

Through the transaction history confirmation unit 110 of the transaction history receiving unit 105, the coupon extraction unit 115 checks the information on the purchase goods (or use services, etc.) or visited stores of the client, according to the information In operation 745, a coupon that may be provided to the client is extracted from the coupon information database.

In addition, the coupon extractor 115 stores the extracted coupon in the client personal area in the coupon storage database 130 (750), so that it can be provided later at the client's request.

If there is a coupon request from the client (755), the client authentication is performed (ID, password confirmation, etc.). If the authentication of the client is confirmed, the client stores the coupon stored in the personal area (760).

In addition, the coupons provided to the client may include all of the SMS (Short Message Service) coupons using the wireless communication network 150, multimedia messaging service (MMS) coupons, electronic coupons using the wired communication network 150, and offline coupons. It is possible to specify the possibility.

According to the present invention, the client transaction history information received from the client PTD (Personal Trusted Device) or smart card (or IC card) through the near-infrared data communication from the payment processing terminal to provide the coupon providing server on the wired / wireless communication network. By checking the transaction history information received from the PTD or smart card (or IC card) from the coupon providing server, and extracting a coupon that can be provided to the client according to the transaction history information, the extracted coupon is unique to the client By storing or providing in the area, the client can easily obtain a coupon for a product (used frequently used) or a service used by the client, and can purchase or use at a lower price in a future purchase.

In addition, the coupon issuer may be continuously attracting the client's attention to a particular product or service, resulting in an advantage in increasing sales.

Claims (3)

A terminal for providing transaction history information according to a client's purchase of a product (or service use) to the client's wireless terminal; And A coupon server that provides a coupon (or coupon information) corresponding to the received transaction history to the client wireless terminal when receiving transaction details information from the wireless terminal (or IC chip based wireless terminal) of the client through a communication network; Coupon providing system using the customer transaction history information, characterized in that configured to include. A terminal for providing transaction history information according to a client's purchase of a product (or service use) to the client's wireless terminal; And When the transaction history information is received from the wireless terminal (or IC chip based wireless terminal) of the client through a communication network, a coupon (or coupon information) corresponding to the received transaction history is connected with the client (or wireless terminal) information. Coupon server for storing and managing; Coupon providing system using the customer transaction history information comprising a. The method of claim 1 or 2, wherein the coupon (or coupon information), Coupon providing system using the customer transaction history information, characterized in that it comprises at least one coupon, ticket, gift certificate, discount coupon.

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