KR20070100076A - Multi-functional dongle for portable terminal - Google Patents

Abstract

A multi-functional dongle for a portable terminal is provided to perform additional functions of the portable terminal using one dongle and constitute financial transaction relation constitution elements by one divided device, thereby implementing a slimed terminal and improving the convenience of financial transaction. A multi-functional dongle for a portable terminal comprises the followings: a connecting unit electrically connected to the portable terminal; a wireless communication unit, installed inside the dongle unit, for communicating with a financial device; and a slot terminal capable of selectively mounting a financial chip by installing inside of the dongle unit. The wireless communication unit has one of a closed loop, an infrared ray transceiving unit, or a Bluetooth antenna radiator.

Description

MULTI-FUNCTIONAL DONGLE FOR PORTABLE TERMINAL}

1 is a state diagram schematically showing a financial transaction service using a portable terminal with a dongle according to an embodiment of the present invention;

2 is a perspective view illustrating a state in which a dongle is attached to a portable terminal according to an embodiment of the present invention;

3 is a perspective view of a dongle according to an embodiment of the present invention;

4 is a view showing the internal configuration of the dongle according to an embodiment of the present invention;

5 is a perspective view of a dongle according to another embodiment of the present invention;

6 is a block diagram of a dongle for a financial transaction service according to an embodiment of the present invention; And

Figure 7 is a block diagram of a dongle for use as a financial transaction service, FM transmitter and charging device according to another embodiment of the present invention.

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a connection device for efficiently connecting a portable terminal and an external device. In particular, the present invention relates to a detachable connection to a portable terminal to perform at least one function of a mobile financial transaction service, a terminal charging and an FM transmitter. The present invention relates to a multi-function dongle for a portable terminal configured to be selectively used to contribute to slimming of the terminal and to provide convenience of using additional functions using the terminal.

In recent years, due to the development of the electronic communication industry, portable terminals are becoming smaller and lighter, and their functions are diversifying. For example, a speaker device capable of implementing melody of various chords is installed, and a color display device of several million pixels is implemented. In addition, the music listening function through the MP3 player other than the basic call function is implemented in the terminal, and various game contents using the display device are being provided, and the situation is racing to further develop such a function.

In addition to the above-described functions, a mobile financial transaction service that has a separate component in the terminal and can conveniently use financial transactions has been realized. The mobile financial transaction service performs a financial transaction by performing a financial transaction method according to wireless communication with a financial server through a base station using a communication module of a terminal, and performing short-range communication between a financial device and a terminal connected to the financial server by wire or wirelessly. Divided into ways. Both must be equipped with a banking chip (banking chip) containing the user authentication and financial transaction history, and a relatively bulky near field communication antenna radiator such as a loop antenna should be provided separately in the terminal.

In other words, the terminal performing the financial transaction should be equipped with a slot for mounting a separate financial chip in the terminal, and the inconvenience of having to mount a relatively large antenna radiator on the entire terminal or the back of the battery pack. In addition, this also causes a problem contrary to the recent slimming of the terminal.

Furthermore, due to the slimming of the terminal, the user who wants to use such a function is not provided with a convenient FM transmitter or a charging unit (device) when provided inside the terminal, so that the users having the above-described functions separately from the terminal must be carried separately. There is an uncomfortable problem.

In order to solve the problems as described above, an object of the present invention is to provide a multi-function dongle for a portable terminal configured to use a smooth financial transaction service while contributing to the slimming of the terminal.

Another object of the present invention is to provide a multifunctional dongle for a portable terminal configured to selectively use a mobile financial transaction service and an FM transmitter while contributing to slimming of the terminal.

Still another object of the present invention is to provide a multifunctional dongle for a portable terminal configured to selectively use a mobile financial transaction service, an FM transmitter, and a terminal charging device while contributing to slimming of the terminal.

Still another object of the present invention is to provide a multi-function dongle for a portable terminal configured to use financial transactions in other terminals that do not include a slot for mounting a financial chip.

A still further object of the present invention is to provide an antenna radiator for near field communication in a connection device separate from the terminal, thereby preventing degradation of radiation characteristics due to interference with the antenna module of the terminal. A multifunction dongle for a portable terminal configured to be implemented is provided.

The present invention has been made to solve the above object, the present invention is a device for a mobile financial transaction service between the portable terminal and the financial device, so that the removable terminal can be selectively attached to the portable terminal in place; When configured in the terminal, it is characterized in that the financial transaction can be performed by performing short-range wireless communication with the financial device.

Preferably, in the present invention, a separate financial transaction apparatus (hereinafter, referred to as a 'dongle') of a dongle concept, which is detachable and attachable to a terminal, is provided. Therefore, the user may access the general terminal provided with the corresponding software group and smoothly perform the financial transaction.

More preferably, according to the present invention, a banking chip is not embedded in the dongle. The financial chip, which stores user personal authentication information and recent financial transaction details, is implemented to be detachable using a separate slot to enhance portability and security. However, the present invention is not limited thereto, and the financial chip may be fixedly mounted inside the dongle for convenience of use.

Still more preferably, according to the present invention, there is provided a near field communication (NFC) means for allowing the dongle and the financial device to perform short-range wireless communication. The communication means may be applied in various ways such as a known loop antenna emitter, a Bluetooth antenna emitter, an infrared port, and the like.

In addition, the present invention may include an application (application) and a separate memory unit for various financial transactions in order to minimize the load on the terminal for financial transactions.

Accordingly, the present invention provides a removable dongle configured to be selectively detached and attached to a portable terminal to perform a financial transaction by performing wireless communication with the financial device. A control unit for performing a financial transaction by operating a corresponding application according to a user's terminal key input request, a memory unit for storing information on the mobile financial transaction and the corresponding application, and the financial device and the financial unit A communication module including a predetermined communication means for performing wireless communication for a transaction, and an interface with a financial chip selectively installed to provide the controller with personal authentication and recent financial transaction details according to a request of the controller. And a connection means installed to be electrically connected to the financial chip driver and the portable terminal to perform the corresponding financial transaction.

Accordingly, if the terminal electrically connected to the dongle includes only a general financial transaction application as a software group, the terminal may smoothly perform a desired financial transaction with the corresponding financial device.

Meanwhile, in another embodiment of the present invention, the dongle according to the present invention may be configured to be used as a FM transmitter and a charging device for charging a terminal in addition to a financial transaction service.

Accordingly, the present invention provides a multi-function dongle for performing an additional function with an external device by connecting to a portable terminal, the financial transaction unit for providing a mobile financial transaction service with the financial device, and a sound source played in the portable terminal. The FM transmitter for outputting through the speaker of the FM receiver, a charging unit for charging the portable terminal under external power, and the financial transaction unit, the FM transmitter, and the charging unit simultaneously or separately to perform corresponding functions. It characterized in that it comprises a connecting means connected to the portable terminal.

More preferably, in the present invention, the power supply unit and the power control unit are provided inside the dongle, and when used as the FM transmitter, not only the power can be supplied from the outside, but also the operation power of the terminal is used when such a situation is not possible. This will be possible.

Even more preferably, in the present invention, when the dongle according to the present invention is interposed between the external power source and the terminal, it can be utilized as a charging device. Therefore, the present invention can perform various additional functions with one portable dongle.

In describing the present invention, a slide type terminal is illustrated and a rectangular dongle connected thereto is illustrated. However, the present invention will be applicable to various terminals, for example, portable laptop PCs, PDAs, DMB-only terminals, various portable multimedia terminals, and the shape of the dongle may be formed in various shapes. For example, as an accessory concept, a predetermined hanger may be used for the terminal to form a beautiful appearance when carrying.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. However, if it is determined that the gist of the present invention may be unnecessarily obscured, the detailed description thereof will be omitted.

1 is a state diagram schematically illustrating a financial transaction service using a portable terminal 100 having a dongle 10 according to an embodiment of the present invention, which is selectively attached to or detached from the portable terminal 100. The detachable dongle (10) is equipped with a detachable dongle (10) in a state of performing wireless transactions with the financial device 200, which is performing wireless or wired communication with the financial server 300 of the corresponding financial institution, in a short range wireless communication. Can be. If the financial transaction is terminated, the dongle 10 may be separated from the portable terminal 100 to be carried or stored separately.

2 is a perspective view illustrating a state in which the dongle 10 is attached to the portable terminal 100 according to an embodiment of the present invention, and shows a slide type terminal as a portable terminal. The basic configuration of the terminal 100 will be omitted. The portable terminal 100 includes a main body 110 and a slide body 120 sliding from the main body 110 by a predetermined length in the longitudinal direction of the terminal 100. The portable terminal 100 may have a portable dongle 10 for financial transactions with the financial device.

In this figure, a predetermined connector 12 is electrically connected to an ear-microphone connector port 111 of the portable terminal 100. In this case, a 10-pin connector could be used. However, the present invention is not limited thereto, and may be connected to an interface connector port 112 provided in the terminal 100. In this case, a 20-pin or 24-pin connector would be appropriate. Furthermore, the terminal may be connected to a separate port provided for an additional function.

Although the dongle 10 is illustrated in a rectangular shape, it may be formed to have various shapes, that is, the appearance is beautiful to meet the user's ease of use and the desire to purchase. The dongle 10 is a removable financial chip 20 is installed. As will be described later, since the financial chip 20 includes a variety of information such as the user's personal authentication information, the recent financial transaction history, it was configured to be detachable to the dongle (10).

3 is a perspective view of a dongle 10 according to an embodiment of the present invention, including a body 11 and a connection connector 12 protruding to a predetermined size from the body 11. Since a long hole 14 having a predetermined length is formed on the side of the body 11, the financial chip 20 may be mounted on the slot terminal 13 to be described later to facilitate financial transactions. Furthermore, in the present invention, when the dongle 10 is not connected to the terminal 100 and is carried by the user or in the accessory concept of the terminal, the dongle 10 may be predetermined to protect the connector 12 protruding from the body 11. Cover 30 may be mounted on the body 11.

4 is a diagram illustrating an internal configuration of a dongle according to an embodiment of the present invention, showing the configuration of the inside of the body.

As shown in FIG. 4, a main board 15 and a slot terminal 13 for mounting a financial chip installed on the main board 15 are included. The slot terminal 13 may be mounted on the main board 15 in a SMD (Surface Mounted Device) type. Also, the connector 12, which is a connection means connected to the terminal 100, may also be mounted on the main board 15 in a SMD type. Although not shown, various electronic components may be mounted on the main board 15. That is, components that function as a controller, a memory unit, a communication module, and the like, which will be described later, may be mounted on the main board 15 in the form of a chipset.

Meanwhile, according to the present invention, a communication means for near field communication (NFC) between the dongle 10 and the financial device 200 (FIG. 1) is installed inside the body 11. The communication means may be a closed loop antenna radiator 16 or a Bluetooth antenna radiator in which a predetermined metallic pattern 17 is formed on a dielectric having a predetermined width. For example, the antenna radiator 16 may be a flexible printed board (FPC) in which a predetermined radiation pattern is formed. However, the present invention is not limited thereto, and may be other short-range communication means such as an infrared port (41 of FIG. 5) installed at an external location of the body 11.

6 is a block diagram of a dongle used for a financial transaction service according to the present invention.

When the terminal 100 and the dongle 10 are connected, the controller 601 transmits the financial transaction details required for display by the terminal 100. That is, the financial transaction information may be read and transmitted to the terminal 100 through an access to the financial chip 20 which will be described later, and the user may use the financial transaction information to perform the key input operation of the terminal. May generate a financial transaction request signal.

The memory unit 602 stores various financial transaction related applications (financial transaction application) executed by the controller 601, and may also store information not stored in the financial chip 20.

The communication module 603 may control a communication means such as an antenna radiator 16 or an infrared port (41 in FIG. 5) in cooperation with the controller 601. That is, a function of providing the financial information received through the antenna radiator 16 to the control unit 601 and wirelessly transmitting the financial information generated from the control unit 601 to the financial device through the antenna radiator 16. Perform. In the case of an antenna radiator using RF, the communication module may be a modem including an RF module, and in the case of an infrared port, the communication module may be an infrared transmitting and receiving unit.

The financial chip driver 604 performs an interface function that can interwork with the control unit 601 when the financial chip 20 is mounted.

The financial chip 20 selectively connected to the dongle 10 stores the most important information for financial transactions. In other words, it may include personal financial transaction information as well as a personal identification number (PIN) for user authentication, and may also include personal information such as a social security number.

The operation of the dongle constructed as described above will be described with reference to FIGS. 1 to 6.

First, the user inserts the connector 12 of the dongle 10 into the connector terminal 111 of the terminal location and electrically connects it for the financial transaction. Preferably, the terminal 100 may immediately recognize that the dongle 10 is inserted and automatically switch to the financial transaction mode. Here, the various financial transaction modes displayed on the terminal 100 display the functions transmitted from the control unit 601 of the dongle 10 as a minimum selection mode specification. In this case, the terminal 100 provides only data input through a user's key input, and various financial transaction specifications previously performed by the financial processing module of the terminal, such as information management and authentication for various financial transactions, may be performed using a dongle ( It will be operated by the control of the control unit 601 of 10). This is to conveniently use the financial transaction when the dongle according to the present invention is applied to any terminal including the software group of the minimum specification for the financial transaction.

Even more preferably, while the dongle 10 is connected to the terminal 100, the dongle control unit 601 displays an item for requesting an authentication number such as a user password on the display device of the terminal in cooperation with the terminal control unit. You will be fine.

Thereafter, when the user inputs an authentication password or the like, the financial transaction history and the related financial transaction history list stored in the financial chip 20 may be displayed, and the user may use the key input means of the terminal 100. You will be able to conduct financial transactions. Of course, when the dongle 10 is connected to the terminal 100, it is obvious that the short-range wireless communication with the financial device is performed by the communication means according to the present invention.

7 is a block diagram of a dongle 70 for use as a financial transaction service, an FM transmitter, and a charging device according to another embodiment of the present invention.

According to another embodiment of the present invention, the financial control unit 711, the communication module 713, the memory 712, and the chip driver 714, which are components of the financial transaction unit 71 for the financial transaction service, and the operation thereof are As described above, it will be omitted.

The FM transmitter 72 of the dongle 70 includes a signal detector 721, a stereo modulator 722, a signal oscillator 723, a frequency controller 724, a high frequency amplifier 725, a power controller 727, The power supply unit 728 is configured. As the connection device 74 with the terminal 100, a connection means provided in the dongle may be used in common for the financial transaction service. In addition, the FM transmitter 72 may include a built-in antenna module 726. Moreover, built-in antenna devices used for the financial transaction service are publicly available when used as FM transmitters.

When the signal detector 721 is connected to the terminal 100 and a sound source signal is input from the terminal 100, the signal detector 721 drives the power control unit 727 to supply power to the FM transmitter 72 by the power supply unit 728. . In this case, the input power of the power supply unit 728 may be an external input power, for example, a cigar jack power in a vehicle, or a general household AC power may be used. The stereo modulator 722 may FM modulate the voice signal input from the signal detector 721 when the power is supplied, and provide the FM modulated voice signal to the signal oscillator 723. The signal oscillator 723 receives the FM modulated sound source signal from the stereo modulator 722 and converts an audio signal converted into an FM radio signal (75 MHz to 108 MHz) according to a frequency control signal to the high frequency amplifier 725. to provide. The frequency regulator 724 provides the frequency control signal to the signal oscillator 723 to convert frequencies in the FM radio signal range. In addition, the high frequency amplifier 725 amplifies the voice signal converted into the FM radio signal (75MHz ~ 108MHz) from the signal oscillator 723 to provide to the antenna module 726. The antenna module 726 wirelessly transmits the sound source signal amplified from the high frequency amplifier 725 to the FM radio receiver 80, which is an output device inside the vehicle, through the speaker device of the FM receiver 80. To print.

The charging unit 73 is provided with a charging control unit 731 and a predetermined switch (not shown) to check the state of the power applied from the external power source 90 to stabilize enough to be supplied to the portable terminal 100, It includes a voltage converter 732 for stabilizing the power applied from the vehicle under the control of the charging control unit 731 to supply power to the power supply unit (not shown) of the terminal by the switching operation of the switch.

The operation of the charging unit 73 having the above-described configuration is as follows.

First, the dongle 70 is connected to the terminal using a predetermined connecting means 74. At this time, a separate power input terminal (not shown) provided in the dongle 70 and an external power supply 90 are connected, and at the same time, the dongle 70 is connected to the terminal 100 and another connection means (described above). Connections using various connector ports) are brought into electrical connection. Thereafter, the charging control unit 731 performs a process of determining whether the power applied from the external power is stabilized. If the applied power is not stabilized, the charging control unit 731 switches the switch (not shown) included in the voltage conversion unit 732 to stop the power supply to the terminal 100. As the switch, a known n-MOS transistor can be used. On the other hand, when the applied power is stabilized, the process of supplying the power applied from the external power supply 90 to the terminal 100 by the voltage change unit 732 is performed. In addition, the charging of the terminal 100 may be stopped by switching the voltage converter 732 when the charging of the terminal 100 is completed.

Apparently, there are many ways to modify these embodiments while remaining within the scope of the claims. In other words, there may be many other ways in which the invention may be practiced without departing from the scope of the following claims.

Since the present invention can perform various additional functions using a single dongle, it is not necessary to carry a separate additional device for each function, and thus the portability is excellent. Because it is configured as a separate device (dongle) of the device so that it can be installed only when necessary in the terminal, a separate financial-related module (software and / or hardware, etc.) is not needed in the terminal, so that the terminal can be made slimmer and minimal software Since it is applicable to a general terminal having a specification, the convenience of financial transactions is increased.

Claims (20)

A dongle device for providing a mobile financial transaction service with a financial device by connecting to a portable terminal, Connecting means electrically connected to the portable terminal; Wireless communication means installed at an internal location of the dongle device to communicate with the financial device; And A multi-function dongle for a portable terminal, which is installed inside the dongle device and comprises a slot terminal for selectively mounting a financial chip. The method of claim 1, wherein the wireless communication means, A multi-function dongle for a portable terminal, characterized in that at least one of a closed loop antenna radiator or a Bluetooth antenna radiator or an infrared transceiver. The method of claim 1, wherein the connecting means, For an additional function installed in an interface connector for connecting to an IF connector port of the terminal or an ear microphone connector or for connecting to an ear-microphone connector port of the terminal. Multi-function dongle for portable terminals, characterized in that any one of the connectors connected to a separate port. The method of claim 1, wherein the dongle, Multifunctional dongle for a mobile terminal, characterized in that it further comprises a separate cover for protecting the connector. A dongle device for providing a mobile financial transaction service with a financial device by connecting to a portable terminal, A control unit controlling a mobile financial transaction with the financial device at the request of a user; A memory unit which stores information on a mobile financial transaction and a corresponding application program performed by the controller; A communication module including predetermined communication means for performing wireless communication for a financial transaction with the financial device; A financial chip driver for interfacing with a financial chip that is selectively installed to provide personal authentication and recent financial transaction history to the controller according to a request of the controller; And And a connecting means installed to be electrically connected to perform the financial transaction with the portable terminal. The method of claim 5, wherein the communication means, A multi-function dongle for a portable terminal, characterized in that at least one of a closed loop antenna radiator or a Bluetooth antenna radiator or an infrared transceiver. The method of claim 5, wherein the connecting means, A separate connector for an interface connector for connecting to an IF connector port of the terminal or an ear microphone connector for connecting to an ear-microphone connector port of the terminal or an additional function installed in the terminal. Multi-function dongle for a portable terminal, characterized in that any one of the connectors connected to the port. The method of claim 5, wherein the dongle, Multifunctional dongle for a mobile terminal, characterized in that it further comprises a separate cover for protecting the connector. The method according to any one of claims 5 to 8, wherein the control unit, When the portable terminal and the dongle are connected, the financial transaction details to be displayed on the portable terminal are transmitted to the portable terminal, and the request is received from the portable terminal according to a user key input of the portable terminal. Multifunctional dongle for a portable terminal, characterized in that for transmitting to the financial device through. In the multi-function dongle for connecting to a portable terminal to perform additional functions with an external device, A financial transaction unit for providing a mobile financial transaction service with a financial device; An FM transmitter for outputting a sound source reproduced in the portable terminal through a speaker of an external FM receiver; A charging unit for charging the portable terminal by receiving external power; And And a connection means connected to the portable terminal simultaneously or separately to perform corresponding functions of the financial transaction unit, the FM transmitter, and the charging unit. The method of claim 10, wherein the connecting means, A separate connector for an interface connector for connecting to an IF connector port of the terminal or an ear microphone connector for connecting to an ear-microphone connector port of the terminal or an additional function installed in the terminal. Multi-function dongle for a portable terminal, characterized in that any one of the connectors connected to the port. The method of claim 11, wherein the dongle, And a power terminal for external power input for receiving external power from the charging unit. The method of claim 10, wherein the financial transaction unit, A control unit controlling a mobile financial transaction with the financial device at the request of a user; A memory unit which stores information on a mobile financial transaction and a corresponding application program performed by the controller; A communication module including predetermined communication means for performing wireless communication for a financial transaction with the financial device; And And a financial chip driver for interfacing with a financial chip that is selectively installed to provide personal authentication and recent financial transaction details to the controller according to a request of the controller. The method of claim 13, wherein the communication means, A multi-function dongle for a portable terminal, characterized in that at least one of a closed loop antenna radiator or a Bluetooth antenna radiator or an infrared transceiver. The method of claim 13 or 14, wherein the control unit, When the portable terminal and the dongle are connected, the financial transaction details to be displayed on the portable terminal are transmitted to the portable terminal, and the request is received from the portable terminal according to a user key input of the portable terminal. Multifunctional dongle for a portable terminal, characterized in that for transmitting to the financial device through. The method of claim 10, wherein the FM transmission unit, A signal detector connected to the portable terminal and receiving a sound source signal from the terminal; A stereo modulator for RF modulating a voice signal input from the signal detector; A signal oscillator which receives an FM modulated sound source signal input from the stereo modulator and converts the FM modulated sound source signal into a corresponding FM radio signal according to a frequency control signal; A frequency regulator for providing a corresponding frequency control signal to the signal oscillator to the signal oscillator; A high frequency amplifier for amplifying a speech signal converted into an FM radio signal provided from the signal oscillator; And And an antenna module for wirelessly transmitting a sound source signal amplified from the high frequency amplifier to an external FM receiver. The method according to claim 13 or 16, The antenna module is a multi-function dongle for a portable terminal, characterized in that it is used in combination with the communication means of the financial transaction unit. The method of claim 12, The FM transmitter is a multi-function dongle for a portable terminal, characterized in that the operation by receiving any one of the power or external power of the terminal. The method of claim 12, wherein the charging unit, A charging control unit which checks the state of the power supplied through the external power and stabilizes the power to the portable terminal; And a voltage converting unit for supplying power to the terminal by a switching operation of the switch by stabilizing a power applied from an external power source under the control of the charging control unit. Multifunctional dongle for. The method of claim 1, wherein The portable terminal is a multifunctional dongle for a portable terminal, characterized in that any one of a portable notebook PC, PDA, DMB dedicated terminal, a general communication terminal.

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