KR20070037137A - Traffic card filling system and method using mileage - Google Patents

Abstract

A transportation card charging system using mileage and a method thereof are provided.

The system is connected to at least one user terminal and at least one mileage providing server through a network to charge the traffic card. Specifically, the charge request details included in the mileage charge request signal provided from the user terminal, wherein the charge request details include at least one of a user identification number, a charge request mileage amount, and an identification code of a server providing the mileage; -Providing to the mileage provision server according to the request for verification that the processing is possible. If notified, the charging request mileage amount is converted into the transportation card use amount according to a set exchange rate.

Therefore, by allowing the user to convert the non-refundable mileage provided according to various activities on or off line into T-money, the user can activate the use of the traffic card more.

Recharge card, T-money, Mileage, Exchange rate

Description

Traffic card filling system and method using mileage

1 is a view showing a connection relationship of the transportation card charging system according to an embodiment of the present invention.

FIG. 2 is a detailed structural diagram of the user terminal shown in FIG. 1.

3 is a detailed structural diagram of the transportation card charging system shown in FIG.

4 is a flowchart illustrating a mileage inquiry process according to an embodiment of the present invention.

5 is a flowchart illustrating a traffic card charging process using mileage according to an embodiment of the present invention.

6 is a flowchart illustrating a process of transmitting a signal in connection with a mobile communication network by the charging process illustrated in FIG. 5.

The present invention relates to a transportation card charging system and a method thereof, and more particularly, to a system and method for charging a transportation card using a predetermined mileage.

In general, people use public transportation such as buses and subways to move from one place to another, and at this time, it is cumbersome to purchase each ticket used on a bus or subway each time or in a fixed amount. Moreover, in the case of buses, it is difficult to find a ticket office, so if you cannot buy a ticket, you have to pay cash. In order to improve such a problem, there have been proposed methods for performing payment or settlement of the corresponding fare in one card when using public transportation such as a taxi, bus, subway, or the like. Among them, a typical method is to use a smart card with an integrated circuit (IC) chip. Smart cards have a built-in microprocessor and memory that can perform simple computational tasks on their own. Smart cards can store and delete financial payment functions that can be used in various fields such as electronic money and transportation cards on IC chip type cards.

If a smart card is used as a transportation card, it is necessary to charge the transportation card by visiting the charging station, or carry the transportation card in a wallet, etc. There are disadvantages. Accordingly, in recent years, a mobile payment service for inserting a contactless IC card into a mobile communication terminal or incorporating an IC chip to pay for a transportation fee has been provided for the convenience of use.

The mobile payment service uses a dual slot method and a dual chip according to a method of mounting a subscriber identification module (SIM) chip for financial authentication and an IC chip for financial payment in a mobile communication terminal. ), And One Chip, which integrates and uses IC chips for financial settlement into one SIM chip.

The IC chip mounted or embedded in the mobile communication terminal is charged with a predetermined amount, and when the user pays the transportation fee using the mobile communication terminal, the charged amount is subtracted and updated by the payment amount and stored. Therefore, when the amount of money charged to the IC chip is exhausted or insufficient, a certain amount of money is recharged by accessing a specific web page through a wireless Internet connection using a mobile communication terminal or a wired Internet connection using a computer.

However, in order to charge the traffic card, it is necessary to charge a certain amount of cash with the amount of use of the traffic card using cash payment, credit card payment, mobile communication terminal payment, and the like. That is, there is a disadvantage in that the amount of transportation card can be charged only by means of money.

Therefore, the technical problem to be achieved by the present invention is to solve the conventional problems, to be able to charge the amount of transportation card using the means other than cash. In particular, the technical problem to be achieved by the present invention is to be able to charge the amount of the card using the mileage.

In addition, the technical problem to be achieved by the present invention is to enable the user to more conveniently convert the mileage to the transportation card using amount through the network.

According to another aspect of the present invention, there is provided a method for charging a traffic card, wherein the system includes at least one user terminal and at least one mileage providing server through a network. Is connected, and performs charging for the traffic card.

The method of charging a traffic card includes the steps of: a) receiving, by the system, a mileage charge request signal provided from a user terminal through a network; b) charge request details included in the mileage charge request signal, wherein the charge request details include at least one of a user identification number, a charge request mileage amount, and an identification code of a server providing the mileage; Requesting verification that processing is possible while providing the mileage providing server; c) if the mileage providing server is notified that the charge request details can be processed, performing charging to convert the charge request mileage amount to the transportation card use amount according to a set exchange rate; And d) generating, by the system, a mileage charge response signal including a charge processing history according to the charging operation and transmitting the generated mileage charge response signal to the user terminal.

In addition, the transportation card charging system according to another aspect of the present invention, connected to at least one or more user terminals and at least one mileage providing server through a network, and performs the charging for the transportation card.

Specifically, the system includes a first communication interface for transmitting and receiving a signal with the user terminal through the network; A second communication interface for transmitting and receiving a signal with a mileage providing server through the network; A charge management unit which charges a transportation card using amount using mileage according to a mileage charge request signal provided from a user terminal through the first communication interface; And a charge database in which charge details are stored for each user identification number, wherein the charge management unit sets an exchange rate that is applied when the mileage amount is converted into a transportation card use amount; And converting the charge request mileage amount included in the mileage charge request signal into a traffic card use amount according to the exchange rate set by the exchange rate setting module, and then generating a mileage charge response signal including the processing details. It includes a charging module for transmitting to the user terminal through the communication interface. In this case, the charging module converts the charge request mileage amount into a transportation card use amount after verifying whether the charge request mileage amount can be processed through the mileage providing server.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention.

Users may choose to engage in payments (e.g., commerce such as buying goods), specific activities such as watching advertisements, participate in events, sign up for affiliate sites, use services on affiliate sites, or send mail through the site. A certain mileage may be provided by participating in various activities on / offline, such as transmission and reception, an activity of logging in a user for using a site, and the like. In an embodiment of the present invention, the user can recharge the transportation card using the mileage which is a non-refundable money provided as the user participates in certain activities online or offline.

1 is a structural diagram showing a connection relationship of a transportation card charging system according to an embodiment of the present invention having such a feature.

As shown in FIG. 1, the traffic card charging system 100 according to an exemplary embodiment of the present invention may include networks 200 and 400, where the network may include any network in various forms such as a telephone network, the Internet, and a wireless communication network. It is connected to a plurality of user terminals 300 and a plurality of mileage providing server 500 through. More specifically, the transportation card charging system 100 is connected to the user terminal 300 through, for example, the mobile communication network 200, and is connected to the mileage providing server 500 through the dedicated network 400.

Here, the mobile communication network 200 processes a signal transmission and reception between the traffic card charging system 100 and the user terminal 300 according to an embodiment of the present invention, including a base station, a mobile switching center, and the like, which are not shown. The mobile communication network 200 is not limited to a synchronous or asynchronous CDMA mobile communication network, and includes all possible forms of wireless networks such as a GSM network and an access network of a fourth generation mobile communication system (All-IP communication network) currently being standardized. Can be.

The user terminal 300 is a communication device that can be connected to the transportation card charging system 100 through a network (particularly, a mobile communication network). For example, a personal digital assistant (PDA), a cellular phone, and a frequency common communication (TRS) are trunked. Radio System (PCS) phone, Personal Communication Service (PCS) phone, Global System for Mobile (GSM) phone, Wideband CDMA (W-CDMA) phone, CDMA-2000 phone, Mobile Broadband System (MBS) phone. Here, MBS phone refers to a mobile phone to be used in the fourth generation system currently being discussed. In particular, the user terminal 300 according to an embodiment of the present invention includes a smart card having a traffic card function to pay a traffic fee, display the payment history and the remaining amount, and recharge when the remaining amount is exhausted or falls below a certain amount. It may be a terminal that performs a function. However, it is not necessarily limited to including a transportation card.

The detailed structure of such a user terminal is shown in FIG.

As shown in FIG. 2, the user terminal 300 according to an exemplary embodiment of the present invention includes a key input unit 31, a traffic function processing unit 32, a general terminal function processing unit 33, a receiving unit 34, and a transmitting unit ( 35, and a display unit 36.

The key input unit 31 may be a keypad, which is generally used, such that numbers, letters, and special characters may be input by a user. The display unit 36 is a device for displaying predetermined information, and an LCD, an organic EL display device, or the like can be used.

The receiver 34 and the transmitter 35 transmit and receive signals to and from the system 100 through the mobile communication network 200. The receiver 34 specifically down-converts a frequency band of a signal received through an antenna (not shown), and modulates the signal into a low frequency band that is easy to process. A signal branching unit 342 for determining whether the received signal is a traffic card related signal, a voice signal, a general data signal, etc. based on a predetermined code recorded in the header of the signal and transferring the signal to the corresponding processing unit according to the determination result. It may include. Meanwhile, the transmitter 35 up-converts the signal transmitted from the traffic function processor 32 or the general terminal function processor 33 to a frequency band that can be transmitted through the antenna, and transmits the signal through the antenna.

The general terminal function processing unit 33 processes all signals except for traffic function related signals such as a received voice signal and a general data signal, and performs a corresponding function. Omit.

On the other hand, the traffic function processing unit 32 performs a function as a traffic card. In particular, the transportation card charging system 100 has a distinguishable identifier and may be mounted in the form of a single chip inside the user terminal 300, and may be stored in a program form in a storage space of the terminal and perform a mobile bank. It can be operated in conjunction with, such as can be implemented in any form available to the mobile payment service.

This traffic function processing unit 32 also includes a request unit 321, a money management unit 322, a response unit 323, and an encryption unit 324 as shown in FIG.

The encryption unit 324 generates a password SIGN1 for the transportation card charging system 100 to recognize the traffic function processing unit 32 in the terminal, and the password SIGN3 transmitted from the system 100 in response to the password. ). In addition, the mobile communication network 200 generates a password SIGN2 for recognizing the user terminal 40 and verifies the password SIGN4 generated and transmitted in the mobile communication network 200.

The request unit 321 generates a request signal corresponding to a mileage inquiry request and a mileage charge request according to a user's request input through the key input unit 31, and the response unit 323 responds to the request signal. A response signal for mileage inquiry or charging provided from the system 100 is received and transmitted to the money manager 322.

The money manager 322 displays the information corresponding to the response signal through the display unit 36, and records and stores the processing result according to the response signal. In more detail, the money manager 322 manages the amount of traffic card use available in the traffic function processor 32, and records and manages information corresponding to the amount of use of the available traffic card, for example. The amount of transportation card used is named "T-money" for convenience of explanation.

Meanwhile, while transmitting and receiving signals through the user terminal 300 and the mobile communication network 200 having such a structure, the transportation card charging system 100 that manages and charges the T-money given to the user terminal 300 is It is composed of the following structure.

3 is a diagram showing the structure of a transportation card charging system according to an embodiment of the present invention.

As shown in FIG. 3, the transportation card charging system 100 includes a first and second communication interface unit 12, a charge management unit 13, an inquiry unit 14, a charging database 15, and an encryption unit. (16), and may further include a user database (17).

The first communication interface unit 11 transmits and receives a signal with the user terminal 300 through the mobile communication network 200, the second communication interface unit 12 is a plurality of mileage providing server 500 through the dedicated network 400 Send and receive signals with

The inquiry unit 14 requests mileage information to a predetermined mileage providing server 500 through the second communication interface unit 12 according to a mileage inquiry request signal transmitted from the user through the first communication interface unit 11. In addition, the mileage information of the user provided according to the response is collected and provided to the user terminal 300, or transferred to the charge management unit 13.

At this time, the inquiry unit 14 may request mileage information to the predetermined mileage providing server 100 based on the information stored in the user database 17. To this end, the user database 17 includes a user identification number (where the user identification number is the card number of the traffic card assigned to the user, or the ID provided to the user, or the telephone number of the user terminal, or the hardware identification assigned to the user terminal itself). Number, etc. In the present embodiment, a traffic card number is used as a user identification number, but is not necessarily limited thereto), and the URL address of each server for which the user is provided with mileage, and each mileage. Information such as a user identification number used in the provision server may be stored. The user identification number (first user identification number) used in the transportation card charging system and the user identification number (second user identification number) used in the mileage providing server may be the same or may be different. For example, the first user identification number may be a traffic card number but the second user identification number may be a user ID.

Therefore, when the mileage information inquiry request is transmitted from the user terminal 300, the inquiry unit 14 checks the mileage providing servers to which the user is subscribed from the user database 17 based on the user identification number, and confirms the mileage providing server. May only request mileage information while providing a user identification number. However, the present invention is not limited thereto, and the inquiring unit 14 may request mileage information while delivering the user identification number to all the mileage providing servers 500 connected through the dedicated network 400 according to the mileage information inquiry request from the user. .

Meanwhile, the charge manager 13 performs T-money charging for the traffic card given to the user, and stores and manages the T-money charging and usage history for each user in the charge database 15. In particular, the charge management unit 13 according to an embodiment of the present invention charges the T-money based on the money repayable money generated by using a predetermined payment means such as cash, credit card, mobile phone, or by using the mileage T-money To charge. It is also called "basic money" by incorporating monetary money or mileage which is the basis for charging T-money.

Specifically, the charging manager 13 charges the T-money based on the first charging module 131 that charges the T-money using mileage, and the refundable money generated using other payment means except for the mileage. The charging module 132 is included. In addition, it may further include an exchange rate setting module 133 for setting an exchange rate for charging the basic money with T-money according to the characteristics of the basic money. Here, the exchange rate is a rate applied when converting the basic money into T-money, for example, the exchange rate is set to convert 100% T-money to money or only 80% of mileage is converted to T-money. Can be. Hereinafter, for convenience of explanation, the exchange rate for converting the mileage to T-money is referred to as "first exchange rate", and the exchange rate for converting monetary money into T-money is referred to as "second rate". Meanwhile, the first exchange rate may be set differently according to mileage characteristics such as for each system for providing mileage or for mileage type. For example, the first exchange rate for converting the mileage generated by the user's activity online to the T-money is set higher than the first exchange rate for converting the mileage generated by the user's activity on the offline. Can be. Alternatively, for example, the exchange rate for converting the mileage granted from the shopping site to the T-money may be set higher than the exchange rate for converting the mileage granted from the site providing the mail transmission / reception service to the T-money. As such, in order to assign different first exchange rates for converting the mileage to T-money according to its characteristics (for example, system-specific characteristics or characteristics per mileage type), the exchange rate setting module 133 considers each mileage characteristic. The first exchange rate may be included in the exchange rate setting list corresponding to the mileage provided from the mileage providing server. Alternatively, the transportation card charging system 100 may be provided from the mileage providing server 500 without including exchange rate information.

Meanwhile, the charging database 15 stores T-money charging and / or usage history for each user. For example, the total amount of T-money charged according to the user identification number, the charge history (charge date, basic money, exchange rate, converted T-money, and the mileage is the basic money. Code, etc.) may be stored. In addition, the usage history including the use date, the used T-money, and the like may be further stored.

The encryption unit 16 verifies the password SIGN1 transmitted from the user terminal 300 through the first communication interface unit 11, generates a password SIGN3 according to the verification, and then generates the first communication interface unit 11. Pass through.

Next, a description will be given of a transportation card charging method according to an embodiment of the present invention based on such a structure.

In an embodiment of the present invention, after the user inquires the mileage information, the mileage is converted into the T-money. However, the charging process is not necessarily performed in this order.

First, a process of retrieving mileage convertible to T-money in response to a request from a user will be described.

4 illustrates a mileage inquiry process according to an exemplary embodiment of the present invention.

The user requests a mileage inquiry using the key input unit 31 of the user terminal 300 (S100). For example, when a specific key (for example, *, etc.) set through the key input unit 31 is pressed or a specific number is pressed, the request unit 321 of the terminal 300 generates a mileage inquiry request signal. At this time, the request unit 321 requests a password input according to the user's mileage inquiry request, and generates a mileage inquiry request signal based on the input password. On the other hand, the mileage inquiry request signal basically includes a user identification number, that is, a traffic card number for the traffic card built in the terminal and a corresponding password, and additionally, the date and time of the inquiry request or a card identification code indicating the type of traffic card. This may be included. In addition, identification information regarding a specific mileage providing server desired by a user may be included. That is, the user may request a mileage inquiry by selecting a specific mileage providing server from the servers he subscribes while requesting a mileage inquiry. The mileage inquiry request signal generated in this way is transmitted to the traffic card charging system 100 via the mobile communication network 200 through the transmitter 35 (S110).

The first communication interface 11 of the transportation card charging system 100 receives a mileage inquiry request signal from the mobile communication network 200, and then transfers the mileage inquiry request signal to the inquiry unit 14.

The inquiry unit 14 generates a mileage inquiry signal according to the mileage inquiry request signal and transmits the mileage inquiry signal to the mileage providing server 500 connected to the dedicated network 400 to request mileage information of the user (S120). At this time, the inquiry unit 14 checks the second user identification number corresponding to the traffic card number included in the mileage inquiry request signal from the user database 17 and delivers it to the mileage providing server 500 while mileage is transmitted. You can request information. Of course, in this case, when the traffic card charging system 100 and the mileage providing server 500 are using the same transportation card number as the number for identifying the user, the mileage providing server 500 does not perform the above steps. You can request to provide mileage information. Accordingly, the mileage inquiry signal may include a user identification number (such as a traffic card number or a second user identification number) and a corresponding password.

Meanwhile, if the password is not included in the mileage inquiry request signal provided from the user terminal 300, the inquiry unit 14 may request a separate password input to the terminal 300 through the mobile communication network 200.

According to the mileage inquiry request, each mileage providing server 500 acquires mileage information based on the transmitted traffic card number (or second user identification number) and transfers the mileage information to the transportation card charging system 100 (S130). ). In this case, the mileage providing server 500 may provide mileage information only when the user identification number and password included in the mileage inquiry signal match the user information stored in its database. Mileage information provided from the mileage providing server 500 may include available mileage, remaining mileage, and mileage providing server identification code corresponding to the user identification number.

The inquiry unit 14 of the transportation card charging system 100 collects mileage information corresponding to the user identification number transmitted from the at least one mileage providing server 500, and then integrates the mileage information and generates a mileage inquiry response signal. Transmit to the terminal 300. The mileage inquiry response signal includes information on available mileage, remaining mileage, inquiry request date and time, and first exchange rate applied when converting the mileage to T-money, for each mileage providing server identification code corresponding to the user identification number. It can be (S140-S150).

The mileage inquiry response signal transmitted through the mobile communication network 200 is transmitted to the traffic function processing unit 32 through the receiving unit 34 of the user terminal 300, and the response unit 323 of the traffic function processing unit 32 is transmitted. The received response signal is transmitted to the money manager 322. Accordingly, the money manager 322 reads the information included in the mileage inquiry response signal and displays the information through the display unit 36 (S160 to S170). Therefore, on the display unit 36, information on the mileage that the user can receive from each mileage providing server and convert to the T-money can be displayed.

Therefore, the user may check the mileage information displayed on the display unit 36 of the terminal 300 and request charging of the traffic card based on the mileage information.

Next, the process of converting the mileage to T-money and recharging will be described.

5 is a flowchart illustrating a T money charging process according to an exemplary embodiment of the present invention, and FIG. 6 is a flowchart illustrating a process of transmitting a signal in connection with a mobile communication network by the charging process illustrated in FIG. 5.

5 and 6, the user may request the transportation card charging system 100 to convert certain mileage into T-money to recharge. In particular, while the mileage information is displayed on the display unit 36 according to the above mileage information inquiry process, the user selects only the mileage provided by the specific mileage providing server using the key input unit 31 to request recharging, Or it may request to fill all the mileage displayed on the display unit 36.

According to the user's charge request, the request unit 321 generates a mileage charge request signal and transmits the signal to the mobile communication network 200 through the transmitter 35 together with SIGN1 and SIGN2 generated by the encryption unit 324. (S300 to S310). Even in this case, a password input process by a user may be selectively performed. Here, the mileage charge request signal may include a traffic card number, at least one charge request details, a password, and a charge request time. The charge request details include the charge request mileage amount requesting the conversion to the T-money, and the system identification number providing the mileage.

In addition, the SIGN1 generated by the encryption unit 324 is encrypted data for identifying, for example, the traffic card of the terminal, that is, the traffic function processing unit 32, in the traffic card charging system 100, and the SIGN2 is the mobile communication company server 30. In the encrypted data for confirming the user, whether the signal transmitted from the subscribed user terminal, etc., but is not necessarily limited thereto.

After the mileage charge request signal is verified by the mobile communication network 200, as shown in FIG. 6, the mileage charge request signal is transmitted to the traffic card charging system 100 together with the signal SIGN generated by the mobile communication network 200. For example, the mobile communication network 200 receives the SIGN1, SIGN2 and mileage charge request signals from the terminal 300, verifies SIGN2, and confirms whether the signal is transmitted from a terminal subscribed to the service or is a T-money service subscriber. And so on. When the verification is completed, the signal SIGN1 and the mileage charge request signal are transmitted to the transportation card charging system 100.

After the first communication interface 11 of the transportation card charging system 100 receives the SIGN1 and the mileage charge request signal from the mobile communication network 200, the mileage charge request signal is transmitted to the charge manager 13 and SIGN1 is a password. Passed to section 16. The encryption unit 16 verifies that SIN1 verifies whether the signal is transmitted normally, and verifies whether the signal is provided from a terminal equipped with a registered traffic card. If an error occurs during verification, for example, when a signal is not normally received or is not provided from a terminal equipped with a registered traffic card, a separate error message is generated and the terminal is generated through the mobile communication network 200. 300).

Meanwhile, when the mileage charge request signal is transmitted, the charge manager 13 performs T-money charging (S320). That is, the first charging module 131 of the charge management unit 13 inquires whether the requested mileage is available to the corresponding mileage providing server 500 according to the received mileage charge request signal, and if so, the requested mileage Switch to T-money to charge. In more detail, the first charging module 131 checks how much mileage provided from a mileage providing server to the T-money based on the charge request history stored in the mileage charge request signal, and the corresponding mileage The service server 500 checks whether the charge request details can be processed (S330 to S350). When the processing is not possible, that is, when the available mileage of the user is insufficient, the terminal 300 notifies the charging processing impossible (S360).

If it is possible to check and process, that is, if the user can process the charge request mileage amount included in the charge request details as the mileage provided by the mileage providing server, the mileage corresponding to the charge request mileage amount among the available mileages may be T. -Switch to Money and recharge your transportation card. At this time, when the first exchange rate is set when converting the mileage of the mileage providing server to the T-money, the first charging module 131 converts the mileage to the T-money according to the set first exchange rate. (S370). In this case, the first charging module 131 may check the first exchange rate through the exchange rate setting module 133 or receive first exchange rate information from the mileage providing server.

As the charge request mileage amount requested by the user is charged with the T-money according to the first exchange rate, the charging details are recorded in the charging database 15 corresponding to the user's transportation card number (S380). Thereafter, the mileage providing server notifies that the available mileage of the user has used the charge request mileage amount (S390).

On the other hand, if the user requests to convert the mileage provided from one or more mileage providing servers to T-money, the mileage can be checked through each mileage providing server according to the charge request details of the charge request signal, and the result is Therefore, after charging the mileage with T-money, the result of the use is notified to the mileage providing server.

As described above, after charging a transportation card by converting predetermined mileage provided from one or more mileage providing servers to T-money according to a user's request, the first charging module 131 mileage corresponding to the result of the charging process The charging response signal is generated and transmitted to the user terminal 300 through the mobile communication network 200 (S400). The charge response signal includes charge processing details and charge request date and time corresponding to the traffic card number. The charge processing history may include the charged amount, the pre-charge balance, and the total charge amount. In addition, if necessary, the charge response signal may include a previous charge processing history (charge amount processed according to a previous charge request, a charge request date and time), a charge fee, and the like processed according to the previous charge request.

At this time, the encryption unit 16 generates SIGN 3 for signal verification, and the charge management unit 13 includes the SIGN3 in the mileage charge response signal and transmits the signal to the mobile communication network 200. The mobile communication network 200 checks whether the signal is normally received based on the SIGN3, and if the signal is normally received, generates the SIGN4 and transmits the signal to the user terminal 300 together with the mileage charging response signal.

The charging response signal is processed by the response unit 323 of the terminal 300 and transferred to the money management unit 322, and the money management unit 322 displays the charge processing details on the display unit 36 according to the charging response signal. (S410 to S420). Therefore, the user confirms that the predetermined mileage requested by the user has been converted to T-money and charged.

In addition, when the charging completion is confirmed by the user, the response unit 324 of the user terminal 300 may send the complete charging charge to the traffic card charging system 100 through the mobile communication network (200). Here, the full charge may include a user identification number, date and time of charge request, date and time of transfer of the charge completion message, the balance before charge, the amount of charge, the balance after charge, charging fee and the like.

In this way, the user can charge the T-money to the terminal in real time without the hassle of finding a subway ticket stand or a newsstand for charging the T-money. It can be easily converted into money and used.

Although specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. For example, the inquiry and charging method described above may be implemented in the form of a program stored in a computer-readable recording medium. The recording medium may include any kind of recording device that stores data that can be read by a computer. For example, a CD-ROM, a magnetic tape, a floppy disk, and the like may be used. Included is implemented in the form of).

Although the present invention has been described with reference to the most practical and preferred embodiments, the present invention is not limited to the above-described embodiments, and includes various modifications and equivalents falling within the scope of the following claims. For example, the first exchange rate used when converting the mileage to T-money may vary depending on the user's membership level, the user's use level in the service to which the mileage is applied, and the amount of mileage conversion.

Alternatively, even when the user terminal is not a terminal having a built-in or equipped transportation card as described above, the mileage provided on / offline may be converted into T-money through the mileage inquiry and charging process described above. . In this case, the user terminal receives a traffic card number corresponding to the traffic card provided from the system and provides it to the system, and converts the mileage to the T-money of the traffic card through the inquiry and charging process as described above. use.

As described above, according to the present invention, the user can convert the mileage provided according to various activities on / offline into T-money to use the traffic card more.

In addition, the user can more conveniently charge the T-money using a terminal equipped with or equipped with a transportation card, and can also easily request to convert the mileage to the T-money.

In addition, it is possible to convert the non-refundable mileage to T-money, thereby increasing the activity for the user's mileage accumulation.

Claims (10)

In the transportation card charging method of the transportation card charging system, the system is connected to at least one user terminal and at least one mileage providing server through a network to perform charging for the transportation card, The transportation card charging method a) the system receiving a mileage charge request signal provided from a user terminal through a network; b) charge request details included in the mileage charge request signal, wherein the charge request details include at least one of a user identification number, a charge request mileage amount, and an identification code of a server providing the mileage; Requesting verification that processing is possible while providing the mileage providing server; c) if the mileage providing server is notified that the charge request details can be processed, performing charging to convert the charge request mileage amount to the transportation card use amount according to a set exchange rate; And d) generating, by the system, a mileage charging response signal including a charge processing history according to the charging operation and transmitting the generated mileage charging response signal to the user terminal Transportation card charging method comprising a. The method of claim 1 Performing mileage information inquiry according to a mileage inquiry request signal provided from the user terminal; The mileage inquiry performing step Receiving, by the system, a mileage inquiry request signal provided from the user terminal; Requesting mileage information while providing a user identification number included in the mileage inquiry request signal to the mileage providing server; And Generating a mileage inquiry response signal including mileage information provided from the mileage providing server and providing the mileage inquiry response signal to the user terminal; Transportation card charging method comprising a. The method of claim 2 And after the mileage inquiry performing step, the steps a) to d) are performed according to the mileage charge request signal provided from the user terminal. The method according to any one of claims 1 to 3 The set exchange rate is set differently according to the mileage characteristics provided. The method according to any one of claims 1 to 3 And the user identification number is a card number of a traffic card. A computer-readable recording medium storing a program for executing the method according to any one of claims 1 to 3. In the transportation card charging system, the system is connected to at least one user terminal and at least one mileage providing server through a network to perform charging for the transportation card, A first communication interface for transmitting and receiving a signal to and from a user terminal through the network; A second communication interface for transmitting and receiving a signal with a mileage providing server through the network; A charge management unit which charges a transportation card using amount using mileage according to a mileage charge request signal provided from a user terminal through the first communication interface; And Charge database stores charge history by user identification number Including, The charge management unit An exchange rate setting module for setting an exchange rate applied when converting the mileage amount into a transportation card use amount; And After converting the charge request mileage amount included in the mileage charge request signal into a traffic card use amount according to the exchange rate set by the exchange rate setting module, generate a mileage charge response signal including the processing details and generate the mileage charge response signal. Charging module for transmitting to the user terminal through the interface unit And the charging module converts the charge request mileage amount into a traffic card use amount after verifying whether the charge request mileage amount can be processed through the mileage providing server. The method of claim 7, An inquiry unit for acquiring mileage information about a user from the mileage providing server according to a mileage inquiry request signal provided from the user terminal and transmitting the mileage information to the user terminal; And User database that stores the mileage-providing server identification code to receive mileage corresponding to the user identification number. More, And the inquiry unit checks a server from which the user can receive mileage from the user database according to the mileage inquiry request signal, and requests mileage information while providing a user identification number to the confirmed mileage providing server. The method according to claim 7 or 8 An encryption unit configured to perform a verification on a signal transmitted and received with the user terminal through the first communication interface unit, generate a password for verifying a signal transmitted to the user terminal, and include it in a signal transmitted to the user terminal to transmit the encrypted signal. Including transportation card charging system. The method according to claim 7 or 8 The user terminal is a transportation card charging system that is a terminal including a transportation card.

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