KR20070024267A - Identification method of insurance admission and united management method of driving agency utilizing this identification method - Google Patents

Abstract

A method for checking insurance contract information and an integrated proxy driving management method using the same are provided to conveniently check the reliable insurance contract information through the wireless Internet by using a usual terminal, and secure safety of a user, and conveniently track a location of a proxy driver at a low cost by using a local number database. A proxy driving company checks a database of a central server through a local server if the user requests the proxy driver. The proxy drivers corresponding to a local number close to the user are searched by using location information of the database(S30). The company requests moving to the searched proxy drivers through an SMS(Short Message Service)(S40). The company transmits a correct location and a vehicle number of the user to the first proxy driver responding to a moving request through the SMS(S60). The company transmits information including a photo of the proxy driver and an arrival time to the user through the SMS(S70). The proxy driver makes the user confirms an insurance policy by connecting to the wireless Internet with a mobile terminal(S80).

Description

 Method of checking insurance registration information and integrated management of proxy driving using it {identification method of insurance admission and United management method of driving agency utilizing this identification method}

1 is a view showing the configuration of an embodiment of a method of checking insurance subscription information according to the present invention.

Figure 2 is a view showing the configuration of a preferred embodiment of the surrogate operation integrated management method according to the present invention.

Figure 3 is a view schematically showing an embodiment of a surrogate operation integrated management method according to the present invention.

Figure 4 is a flow chart showing the flow of surrogate operation integrated management method according to the present invention.

The present invention relates to a method for checking insurance subscription information and a method for integrated management of surrogate operation using the same. More particularly, the present invention provides a method for easily checking insurance information through wireless Internet, and also uses the method for integrated management of surrogate operation. It is to suggest ways to secure safety.

Conventionally, in order to confirm insurance information, insurance certificate is required to guarantee the credibility of the certificate. In this case, if documents are needed, there are inconveniences to prepare in advance, and there is a fear of loss or forgery in writing. Therefore, it is necessary to prepare a plan to easily check the reliable insurance information.

In addition, when the driver is drunk or in a situation in which he cannot drive, the driver intends to use surrogate operation. Even in this case, a method for allowing a user to easily check whether or not a member of a surrogate driver's car insurance is required is required.

In the case of the above-described surrogate operation management method, when a surrogate driving company requests a surrogate from a user, first, predetermined information such as a vehicle number, a contact number, and a position of the surrogate is received from the user, and the nearest surrogate is based on the position of the surrogate. Track the surrogate driver located to get to the location you request quickly. At this time, the location tracking of the driver is performed using a GPS (Global Positioning System). In order to measure the position, signals must be received from at least four satellites at the same time. Through such a satellite positioning system, accurate position information of each surrogate driver can be obtained. When the driver checks the waiting signal through the radio from the driver located closest to the user's request, the dispatch request is made. At this time, the information about the user is transmitted to the surrogate driver through the radio, and the surrogate operation is performed. However, in such a case, since GPS is used, there is a problem in that it takes a lot of money to build and operate the base system when tracking the location of a surrogate driver, and it is impossible to verify the identity or insurance of the surrogate driver or to falsify the insurance certificate. When there is a possibility that a drunk user requests a surrogate operation, it is difficult to secure the safety of the user, thereby avoiding a request for a surrogate operation.

Accordingly, the present invention has been made to solve the above-mentioned conventional problems, an object of the present invention is to provide a method that can easily check the reliable insurance information through the wireless Internet using a conventional terminal.

Another object of the present invention is to provide a method for tracking the location of the surrogate driver cheaply and easily by using the insurance information confirmation method in the proxy operation integrated management method while ensuring the safety of the user and using the database of the area code. It is.

According to a feature of the present invention for achieving the above object, the present invention is a method of confirming the insurance information, access to the database in which the insurance information is stored while confirming the data, access to the database is conventional It is characterized by connecting to the wireless Internet using a mobile phone terminal.

In addition, in order to provide a cheap and simple method of tracking the location of the surrogate driver while using the insurance information verification method in the surrogate operation integrated management method, a number of surrogate operation companies share the database information of the central server is disclosed. . The central server has a database of the information of the surrogate driver and a database of the position information waiting for the surrogate driver. Each proxy driving company has a local server, and each local server is connected to the central server through the Internet and is configured to always check the contents by searching a database.

The database of the information of the surrogate driver is composed of personal information to guarantee the identity of the surrogate driver belonging to the surrogate driver, and insurance information that is most concerned with the user's interest in the occurrence of a traffic accident during surrogate operation. . Each surrogate operation company can access the central server at any time through the company's local server to check the database and provide the user with information about the surrogate driver.

The database of the current location information is configured by storing the current location of the surrogate driver who started the operation by displaying the area code. In order to display the area information easily, the area where the surrogate operation service is provided is divided into a predetermined range of units and the area code is set. The deputy driver who started the operation sends the area code of the waiting position to the central server through the wireless Internet using the existing mobile phone terminal. In this case, the surrogate driver may transmit the area code to the central server through the local server of the surrogate operation company to which the surrogate driver belongs, or directly connect to the central server. Through this, the central server maintains a database of location information of currently waiting articles. Each surrogate operation company can connect to the central server through the local server through the Internet at all times and share a database to find a surrogate driver near the location requested by the user and request a dispatch.

The integrated management method of the surrogate operation information includes (a) when the surrogate operation request of the surrogate operation company checks the database of the central server through the local server, (b) location information on the database of the central server Searching for the surrogate driver of the location number close to the user by using; (c) the surrogate operation company requesting the dispatch of the surrogate operation through the short message (SMS) to the searched surrogate driver; (B) delivering the correct location and vehicle number of the user through a short message (SMS) to a proxy driver who first responded to the dispatch request and sending a command to dispatch the dispatch driver; (B) delivering the information of the driver, including the photograph and the estimated time of arrival, to the user through a short message (SMS) by the proxy driving company; and (e) The driver includes accessing the wireless Internet using a mobile phone terminal and confirming the insurance insurance fact to the user.

The location information on the database of the central server includes a location indicating the location where the surrogate driver is waiting, the area code, wherein the area code is characterized in that transmitted from the surrogate driver through the wireless Internet. When the user who confirms the short message (SMS) received from the proxy driving company presses a call button, the method may further include accessing a database of the central server to check insurance information of the proxy driver. In addition, on the next day of the surrogate operation, the surrogate operation company may further include transmitting a short message (SMS) to the user's mobile phone to confirm the safety of the user.

Hereinafter, with reference to the accompanying drawings, a preferred embodiment of the insurance subscription information confirmation method and proxy operation integrated management method using the same according to the present invention as described above will be described in detail.

1 shows a configuration of an embodiment of a method of checking insurance subscription information according to the present invention. As shown in the figure, the person who wants to check the insurance information can easily check the information on insurance coverage by using a conventional communication means such as his mobile terminal.

The insurance company maintains a database of information, including the facts of the insured. In view of this as a central server, a person who wants to check the fact of insurance can access the database of the central server through the wireless Internet using his mobile phone terminal, PDA, laptop, etc. to check the data. The data at this time can be auto insurance or other long-term insurance, and can be downloaded directly from the insurance company's central server.

If you are using a mobile phone, press the hotkey (nate for SKT, magicⓝ for KTF, ez-i for LGT) along with the hotkey to connect to the database to access the wireless internet home of the central server. It can be configured to allow confirmation.

Figure 2 is a configuration diagram employing a preferred embodiment of the proxy operation integrated management method according to the present invention. As shown in the figure, a plurality of surrogate operation companies each have a local server 50, and the database (10, 20) held by the central server by accessing the Internet to the central server 100 through the local server 50; Share it. In order to connect with the central server 100, each surrogate driving company may be subscribed to the central server operating company, and when joining, the homepage may be provided to each surrogate driving company and configured to be connected to the central server through the homepage. The central server has a database 10 for the information of the surrogate driver and a database 20 of the position information waiting for the surrogate driver, the information of the database is managed by the central server operator.

The database 10 on the information of the surrogate driver includes personal information and photographs to assure the identity of the surrogate driver belonging to the surrogate driver company. In addition, it is configured to include insurance information of the surrogate driver who is most problematic when a traffic accident occurs during surrogate operation and has high user interest. Each surrogate operation company can access the central server 100 at any time through the local server 50 of the company to check the database and can provide the user with information about the surrogate driver.

In the case of the database 20 for the current location information, the current location of the surrogate driver who started the business is displayed by storing the area number. In order to display the area information easily, the area where the surrogate operation service is provided is divided into a predetermined range of units and the area code is set. The deputy driver who started the business uses a wireless internet terminal such as a mobile phone that he owns to connect to the homepage of the deputy driving company belonging to the wireless internet or the webpage of the central server to start and wait. Enter the area code where you are located. This can be done by clicking the start button on the homepage of the surrogate operation company or the web page of the central server and writing the number in the area code input box and pressing the input button. When starting a business is stored in the location information database of the central server is stored with the number of the waiting area, each surrogate driving company subscribed to the central server will share the location information of the surrogate driver.

2 is a view schematically showing an embodiment of a surrogate operation integrated management method according to the present invention. As shown, the local server 50 of each proxy driving company is always connected to the central server 100 through the Internet is configured to search the database of the central server in real time. If there is a surrogate operation request of the user 30, the surrogate operation company searches for the surrogate surrogate driver 40 based on the database of the central server 100 and makes a surrogate operation request using a short message (SMS). This is done by sending information to the user 30. The above process will be described in detail with reference to FIG. 3.

Figure 3 is a flow chart showing the flow of surrogate operation integrated management method according to the present invention. The locker server (50) of the surrogate operation company is configured to download in real time the database (10, 20) of the central server by connecting to the central server 100 and the Internet. (S10) If a request for a surrogate operation of the user 30 (S20), the surrogate operation company is connected to the central server 100 through the homepage 50 provided by the central server 100 waiting for the surrogate driver driver A search 20 of the database for the location number is possible (S30).

The surrogate operation company requests a plurality of surrogate driver 40 who is waiting in close proximity to the area code where the user 30 is located through the short message (SMS). (S40) The surrogate driver received the dispatch request The 40 sends a response to the surrogate driving company through a short message (SMS) if possible. (S50) The surrogate driving company sends a response to the surrogate driver who responded first through a short message (SMS). (S60) In addition, a short message (SMS) is sent to the user including the estimated time of arrival of the surrogate driver, a photograph of the surrogate driver and the insurance details.

When the surrogate driver 40 faces the user 30, the surrogate driver 40 can confirm the insurance coverage to the user by accessing the central server 100 through the wireless Internet using a mobile phone possessed by the surrogate driver 40. . In a preferred embodiment of the present invention by pressing 1004 # 714 (angel article) using a mobile phone and pressing a hot key (nate for SKT, magicⓝ for KTF, ez-i for LGT) to access the wireless Internet home of the server The contents can be confirmed so that the contents can be checked.

In addition, by sending a short message (SMS) from the surrogate operation company to the terminal of the user 30, when the user 30 presses the 'call' button, the database 10, 20 of the central server 100 is accessed and insured. You can also check the facts. This is configured to be connected to the data immediately when the user 30 confirms the short message by transmitting 1004 # 714 in step S70 of transmitting the information of the proxy driver 40 to the user 30. Can be.

Through this, the user 30 who has confirmed the fact that insurance cannot be counterfeited can be entrusted with a surrogate operation with confidence. The surrogate driver 40 arriving at the destination of the user 30 waits for the next dispatch request. At this time, the destination of the user 30 is input to the database 20 of the central server 100 as the area code of the arrival location, it can be switched to the location number waiting in accordance with the expected time. Alternatively, for more accurate location information confirmation, the surrogate driver 40 may input the location number of the arrival location by directly accessing the homepage 50 or the central server 100 which is a local server through the wireless Internet. have. Through this, the driver driver 40 is able to respond to the next dispatch request again at the position where he waited.

In addition, the proxy driving company may send a text message using a short message (SMS) through the terminal of the user 30 on the next day of the surrogate operation to check whether the surrogate operation is safe.

The rights of the present invention are not limited to the embodiments described above, but are defined by the claims, and those skilled in the art can make various modifications and adaptations within the scope of the claims. It is self-evident.

As described in detail above, the method of confirming insurance subscription information according to the present invention and the integrated management method for proxy operation using the same can expect the following effects.

In other words, by accessing a database in which insurance information is established over the wireless Internet using a conventional mobile phone terminal, there is an advantage that it is possible to easily check the reliable insurance information.

 In the present invention, the insurance information confirmation method through the wireless Internet is used in the integrated management method for the surrogate operation, and the user can confirm the insurance subscription of the surrogate driver to secure the safety of the user, and at the same time, use the database of the area code. By doing so, there is an advantage of providing a method of tracking the location of the surrogate driver easily and inexpensively.

Claims (5)

How to check the insurance information, Checking data by accessing a database in which insurance information is stored, access to the database is insurance insurance information verification method characterized in that access to the wireless Internet using a conventional mobile phone terminal. As a method of integrated management of surrogate operation information, (a) checking the database of the central server through the local server when the proxy driver requests a proxy operation of the user; (b) searching for surrogate drivers with a location number close to the user by using location information on the database of the central server; (c) the proxy driving company requesting the dispatch of the surrogate operation through the short message (SMS) to the searched surrogate driver; (d) transmitting the exact location and the vehicle number of the user through a short message (SMS) to a proxy driver who first responded to the dispatch request and sending a dispatch command; (d) transferring the information including the estimated time of arrival of the deputy driver by the deputy driver to the user through a short message (SMS); And (e) allowing the dispatched driver to access the wireless Internet using a mobile phone terminal to confirm the insurance insurance fact to the user; Integrated management method for surrogate operation, characterized in that comprises a. The method of claim 2, The location information on the database of the central server includes information indicating the location where the surrogate driver is waiting in the area code, The area code is a surrogate operation integrated management method, characterized in that transmitted from the surrogate driver over the wireless Internet. The method of claim 2, When the user who checks the short message (SMS) received from the surrogate operation company presses the call button, the surrogate operation integration, characterized in that further comprising the step of accessing the database of the central server to check the insurance information of the surrogate driver How to manage. The method of claim 2, The next day after the surrogate operation, the surrogate operation company further comprises the step of sending a short message (SMS) to the user's mobile phone to verify the safety of the user, the surrogate operation integrated management method.

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