KR20070023261A - System and Method for Managing Gift Certificate Usable in Overseas, Devices for Managing Gift Certificate and Recording Medium - Google Patents

Abstract

The present invention relates to an international distribution voucher operating method and system, and the international distribution voucher operating method according to the present invention is an international distribution voucher purchased or held by a customer in a predetermined voucher information registration means-a voucher available in at least two countries- Gift voucher information registration step of registering the information in a predetermined storage medium; When the customer uses the international distribution voucher in a second country other than the gift voucher selling country, a predetermined terminal and the storage medium (or storage medium) requesting the customer to approve the use of the international distribution voucher by a predetermined gift certificate use approval means. A gift certificate approval step of authenticating the validity of the international distribution gift certificate, and approving the use of the international distribution gift certificate in accordance with the authentication result; And comparing the difference between the currency value of the international distribution gift certificate selling country and the currency value of the country using the international distribution gift certificate in a predetermined gift certificate settlement processing means, or by using a comparison of exchange rates between the two countries. And a voucher settlement processing step of performing a corresponding voucher settlement process.

As a result, foreign tourists (eg, their own friends, friends, relatives, etc.) can more conveniently use domestic vouchers purchased overseas, and do not have to carry too much currency and the corresponding cash. Gifters will be able to make more useful gifts.

Overseas, use, gift certificate

Description

System and Method for Managing Gift Certificate Usable in Overseas, Devices for Managing Gift Certificate and Recording Medium}

1 is a simple configuration of an international distribution gift certificate operating system according to a preferred embodiment of the present invention.

Figure 2 is a simplified functional configuration of the international gift certificate operating device (or server) according to a preferred embodiment of the present invention.

3 is a simplified illustration of information data stored in a storage medium according to a preferred embodiment of the present invention.

4 is a diagram illustrating an implementation process of purchasing and registering an international distribution gift certificate according to an embodiment of the present invention.

5 is a diagram illustrating an embodiment of purchasing and registering an international distribution gift certificate according to another embodiment of the present invention.

6 is an exemplary view of a predetermined international distribution gift certificate information display screen that is output to the international distribution gift certificate purchase customer wired terminal according to an embodiment of the present invention.

7 is a diagram illustrating an example of a predetermined international distribution gift certificate information display screen output to an international distribution gift certificate purchase customer wireless terminal according to an embodiment of the present invention.

8 is a diagram illustrating a functional configuration of an international distribution voucher payment terminal according to an embodiment of the present invention.

9 is a diagram illustrating the full international distribution gift certificate payment approval request according to an embodiment of the present invention.

10 is a diagram illustrating the full international distribution gift voucher payment approval according to an embodiment of the present invention.

11 is a simple flowchart illustrating an international distribution voucher payment process according to a preferred embodiment of the present invention.

12 is a simple flowchart of a process for processing international distribution vouchers according to a preferred embodiment of the present invention.

13 is a diagram illustrating a process of calculating an international distribution voucher payment amount according to an embodiment of the present invention.

<Description of main parts of drawing>

100: international distribution gift certificate management system 105: information registration means

110: means for approving the use of gift certificates 115: normal processing means

120: information transmitting means 125: information receiving means

130: information providing means 135: storage medium

140: customer terminal

200: international distribution gift certificate management device (or server)

The present invention relates to an international distribution voucher operating method and system, and an international distribution voucher operating apparatus and recording medium therefor.

A gift certificate is a fixed bearer securities that can be exchanged with a predetermined product, and a predetermined product handled by the voucher issuing agent can be purchased within the limit of the amount stated on the ticket.

In addition, the unrecovered amount of the gift certificate obtained through the issuance of the gift certificate can greatly contribute to the management of the gift certificate issuer by acting as the interest-free borrowing capital in the gift certificate issuer. It can greatly increase the.

These gift certificates are mainly used as gifts, and the mainstream was issued by department stores and famous department stores, but due to various advantages of gift certificates, they are issued and distributed in various fields.

Meanwhile, in line with the recent era of internationalization, the number of overseas travelers has increased rapidly. If you give these overseas travelers (for example, friends or relatives) a gift certificate that can be used locally, they will be forced to exchange too much money. There is no need to carry cash, and even gifters will be able to make more useful gifts.

Therefore, it is urgent to provide and manage a gift certificate that can be used abroad by highlighting the characteristics of the above-described gift certificate to meet the era of internationalization.

An object of the present invention is derived to solve the above problems, the gift voucher information registration means for registering an international distribution voucher-customer voucher-information available in at least two or more countries to a predetermined storage medium; When the customer uses the international distribution gift certificate in a second country other than the gift certificate sales country, in connection with a predetermined terminal and the storage medium (or storage medium operating means) requesting the customer to use the international distribution gift certificate, The difference between the money value of the gift certificate use approval means for authenticating the validity of the international distribution gift certificate and approving the use of the international distribution gift certificate, and the currency value of the international distribution gift certificate sale country and the country of the international distribution gift certificate using country. The customer by comparing or by comparing exchange rates between the two countries The present invention provides an international distribution gift certificate operating system including a predetermined gift certificate settlement processing unit that performs a gift certificate settlement process corresponding to the use of the international distribution gift certificate.

In addition, another object of the present invention, when the customer uses the international distribution gift certificate available in at least two or more countries in a second country other than the gift voucher selling country, a predetermined terminal for requesting the customer approval of the use of the international distribution gift certificate; In connection with a storage medium (or storage medium operating means) that stores and manages international distribution vouchers purchased or held by the customer, and which are available in at least two countries, the certification of the international distribution vouchers and the authentication According to the result, the difference between the money value of the gift certificate use approval means for approving the use of the international distribution gift certificate and the currency value of the country where the international distribution gift certificate is sold and the currency value of the country using the international distribution gift certificate, or the exchange rate comparison between the two countries Gift certificate corresponding to the use of the international distribution gift certificate of the customer The present invention provides an international distribution gift certificate operating apparatus having a predetermined gift certificate settlement processing unit for performing a settlement process.

Still another object of the present invention is to provide a gift certificate information registration means for registering, in a predetermined storage medium, an international distribution voucher purchased or held by a customer, which is available in at least two countries, and the customer in at least two countries. When the available international distribution gift certificate is used in a second country other than the gift certificate sales country, a predetermined terminal (or server) and the storage medium (or storage medium operation) that request and / or process the customer's approval to use the international distribution gift certificate. Means for comparing the difference between the currency value of the international distribution gift certificate sales country and the currency value of the country using the international distribution gift certificate, or by comparing the exchange rates between the two countries. International having a predetermined gift certificate settlement processing means for performing a gift certificate settlement processing Through which the operating system to provide vouchers.

In order to achieve the above object, the international distribution voucher operating method proposed by the present invention registers an international distribution voucher that is purchased or held by a customer in at least one of the predetermined voucher information registration means, which is available in at least two countries, to a predetermined storage medium. And a predetermined terminal requesting the customer to approve the use of the international distribution gift certificate by a predetermined gift certificate use approval means when the customer uses the international distribution gift certificate in a second country other than the gift certificate sales country. In the gift certificate approval step and the predetermined gift certificate settlement processing means for authenticating the validity of the international distribution gift certificate in connection with the storage medium (or storage medium operation means), and approving the use of the international distribution gift certificate in accordance with the authentication result. Monetary value of countries selling international distribution vouchers Comparing the monetary value difference voucher use state, or is characterized in that through the exchange rate comparison between the amount of state comprises a voucher adjustment processing step of performing a voucher settlement processing corresponding to the international distribution voucher use of the customer.

According to an embodiment of the present invention, the step of registering the gift certificate information, wirelessly owning the international distribution gift certificate-a gift certificate available in at least two countries-information customer (and / or customer who will receive the purchased gift certificate) information And storing and registering the terminal information and / or card information and / or customer identification information and / or customer authentication information in the storage medium.

According to an embodiment of the present invention, in the gift certificate approval step, the terminal is a terminal provided in the use of the international distribution gift certificate-a gift certificate available in at least two or more countries, and / or a customer terminal using the international distribution gift certificate. Characterized in that comprises a.

According to an exemplary embodiment of the present invention, the gift voucher approval step includes: receiving, from the terminal, the international distribution voucher-specific information available in at least two countries and / or the unique information of the international distribution voucher using customer; And authenticating the validity of the international distribution gift certificate using the received international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information.

Here, it is preferable that the international distribution gift certificate using customer unique information includes at least one or more wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information owned by the gift certificate using customer. Do.

According to an embodiment of the present invention, the gift voucher approval step may further include receiving payment amount information using the international distribution voucher—a gift voucher available in at least two countries—from the terminal and the currency of the international distribution voucher selling country. Comparing the value (or exchange rate information) with the currency value (or exchange rate information) of the country using the international distribution gift certificate, and checking whether the payment amount can be processed using the international distribution gift certificate that the customer wants to use. It can be made to include more.

According to an embodiment of the present invention, the gift voucher approval step to the gift voucher settlement processing step, the payment processing result (or payment full text) using the international distribution voucher-gift vouchers available in at least two countries in a predetermined information transmission means; ) Transmitting data to the terminal and / or the customer terminal.

According to an embodiment of the present invention, the gift certificate approval step to the gift certificate settlement processing step, the predetermined information storage means for the predetermined storage of the payment processing result data using the international distribution gift certificate-a gift certificate available in at least two countries- The method may further include storing the medium.

According to the present invention, the international distribution voucher operating method, at least one or more international distribution vouchers-gift voucher information providing step of providing information available in at least two countries from a predetermined information providing means and predetermined information The receiving means may be configured to further include an information receiving step of receiving an international distribution gift certificate-a gift certificate-selection information available in at least two countries to be purchased from the customer terminal.

Here, in the information receiving step, it is preferable to further receive the gift certificate recipient customer information to present the international distribution gift certificate-a gift certificate available in at least two countries-from the customer terminal.

The gift certificate receiving customer information may include at least one of the gift certificate receiving customer personal information, the gift certificate receiving customer authentication information, the gift certificate receiving customer-owned wireless terminal information, and the gift certificate receiving customer wired communication means information. It is preferable.

According to an embodiment of the present invention, the international distribution voucher-gift voucher-information available in at least two countries includes at least one of a voucher name and / or a voucher-available merchant and / or a voucher-capable country and / or a gift voucher value. It is preferable to comprise as mentioned above.

According to an embodiment of the present invention, the customer terminal includes a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a portable internet phone, and telematics, a wired telephone, CD / ATM, KIOSK, and the like. It is preferable to include at least one or more automated devices.

According to the present invention, the international distribution voucher operating method, the international distribution voucher-information data available in at least two or more countries in a predetermined information providing means and / or the international distribution voucher unique identification code and / or international distribution Gift voucher purchase receipts are provided to wireless terminals and / or wired communication media (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or automated devices owned by the international distribution voucher purchaser and / or the customer receiving the voucher. It may be configured to further include an information providing step.

On the other hand, the present invention is characterized in that it comprises a recording medium recording a computer-readable program for executing at least one international distribution voucher operating method described above.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below.

In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention.

If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

Accordingly, the technical spirit of the present invention is determined by the claims, and the following embodiments are merely means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. Reveal that

Figure 1 is a simplified block diagram of an international distribution gift certificate operating system 100 according to a preferred embodiment of the present invention.

Preferably, the illustrated international distribution gift certificate management system 100 is implemented at least one or more functional means (for example, gift certificate information registration means 105, gift certificate use approval means 110, gift certificate settlement processing means 115 to implement the present invention) Each functional means is implemented as a server (or device) for performing each function on the international distribution gift certificate management system 100 according to the judgment of those skilled in the art in the process of the present invention is implemented. Or may be integrated into and implemented in at least one or more servers (or devices) having functional components or modules that perform their respective functions.

In addition, referring to Figure 1, the international distribution voucher management system 100 is stored, and / or required, and / or generated in the process of the management of the gift certificate available overseas in accordance with the present invention It is preferred to have and / or associate with storage means (shown as storage medium 140 in FIG. 1) for storing at least one or more information.

Although FIG. 1 illustrates the storage means as one storage medium 140, the storage medium 140 may have a form of at least one database or a database server, and the international distribution gift certificate management system 100. In order to provide optimal interoperability with at least one or more functional means provided in the present invention, a relational database management system (RDBMS) may be configured.

In addition, at least one or more functional means provided in the international distribution voucher management system 100 reveals that the voucher according to the present invention can be provided on a communication network of at least one country.

In addition, according to the present invention, the international distribution gift certificate described on the present invention is characterized in that the gift certificate available in at least two countries.

Referring to Figure 1, the international distribution gift certificate operating system 100 according to a preferred embodiment of the present invention includes at least one gift certificate information registration means 105, gift certificate use approval means 110, gift certificate settlement processing means 115, Information transmission means 120, information storage means 135, information providing means 130, information receiving means 125 and the like may be provided, the function means of the international distribution gift certificate management system 100 The features will be described in more detail.

The gift certificate information registration means 105 provided in the international distribution gift certificate management system 100 may register the international distribution gift certificate information purchased or held by a customer in a predetermined storage medium 140.

According to the method of the present invention, the gift certificate information registration means 105 in the process of storing the international distribution gift certificate information purchased or held by the customer in the storage medium 140, the international distribution gift certificate-in at least two countries Available voucher- information is stored in association with the voucher purchaser (and / or the customer who will receive the voucher) owned by the wireless terminal information and / or card information and / or customer identification information and / or customer authentication information. It is preferable to store and register in the medium 140.

Here, the wireless terminal information and / or card information and / or customers owned by the voucher purchase customer (and / or customer to receive the purchased voucher) that is processed and stored and registered in association with the international distribution voucher information purchased or held by the customer The identification information and / or the customer authentication information may include the customer who purchases the gift certificate (and / or the customer who will receive the purchased gift certificate) and / or the storage medium 140 in the process of using the stored and registered international distribution gift certificate. It provides a basis for authenticating the validity of the international distribution vouchers stored and registered in.

According to an exemplary embodiment of the present invention, the international distribution gift certificate information may include at least one of a gift certificate name and / or a gift certificate available merchant and / or a gift certificate available country and / or a gift card value.

The gift certificate use approval means 110 provided in the international distribution gift certificate operation system 100 stores and registers the international distribution gift certificate purchased or held through the gift certificate information registration means 105 in the storage medium 140. When the stored and registered international distribution gift certificate is used in a second country other than the gift certificate sales country, the predetermined terminal and the storage medium 140 (or the storage medium 140) requesting the customer to approve the use of the international distribution gift certificate. Operating means), characterized in that for authenticating the validity of the international distribution gift certificate.

In addition, the gift certificate use approval means 110, characterized in that to approve the use of the international distribution gift certificate in accordance with the validation result of the international distribution gift certificate.

According to an exemplary embodiment of the present invention, the customer may use the international distribution gift certificate using a terminal and / or the international distribution gift certificate using customer terminal 145 in the process of using the international distribution gift certificate in the second country. Through the international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information, the terminal is the international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information provided from the customer the gift certificate. The use approval means 110 may be transmitted.

Then, the gift certificate use approval means 110 is processed in association with the international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information transmitted from the terminal and the international distribution gift certificate information on the storage medium 140 By comparing the stored information, the validity of the use of the international distribution gift certificate is determined.

Here, it is preferable that the international distribution gift certificate using customer unique information includes at least one or more wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information owned by the gift certificate using customer. Do.

According to the method of the present invention, the gift certificate use approval means 110 may further receive payment amount information using the international distribution gift certificate from the terminal.

At this time, the gift certificate use approval means 110 compares the monetary value (or exchange rate information) of the international distribution gift certificate sales country with the monetary value (or exchange rate information) of the international distribution gift certificate using country, and uses the customer. It is possible to check whether payment processing of the payment amount is possible using an international distribution gift certificate.

For example, if the international distribution gift certificate purchased by the customer in the international distribution gift certificate sales country is 1 million won, and the amount that the customer intends to use in the international distribution gift certificate using country (eg, a dollar use country, etc.) is $ 50, The gift certificate use approval means 110 checks the type of international distribution voucher selling country currency (eg, won) and the type of currency (eg, dollar) of the country using the distribution voucher, and the exchange rate between currencies ( For example, in the case of 1 dollar = 1,000 won, the amount of exchange of the recommended amount of the international distribution voucher purchased by the customer is converted into dollars (for example, $ 100), and the payment amount (for example, $ 50) of the customer is determined. By comparing, it is possible to check whether payment processing of the payment amount is possible using the international distribution gift certificate which the customer wants to use.

The voucher settlement processing means 115 provided in the international distribution voucher management system 100, when the validation of the international distribution voucher that the customer intends to use through the gift certificate use approval means 110 is completed, the customer The difference between the currency value of the international distribution voucher selling country that purchased the international distribution voucher and the currency value of the international distribution voucher using country where the customer intends to use the international distribution voucher, or the exchange rate comparison between the two countries Characterized in that the gift voucher settlement process corresponding to the use of the international distribution gift certificate of the customer.

Here, the voucher settlement processing means 115, in order to perform a comparison process of the difference in the monetary value of the countries using the international distribution gift certificate, or to compare the exchange rate between the international distribution gift certificate sales country and the international distribution gift certificate using country, the exchange rate It is preferable to interwork with a predetermined exchange rate information database and / or exchange rate information storage means 135 and / or an exchange rate information provider including information.

According to the method of the present invention, the voucher settlement processing means 115, after the voucher settlement processing process corresponding to the use of the international distribution voucher of the customer is performed, the payment processing result (or payment) using the international distribution voucher Characterization of the approval) to generate data.

The information transmission means 120 provided in the international distribution gift certificate management system 100 is, after the gift certificate settlement process corresponding to the use of the international distribution gift certificate by the customer through the gift certificate settlement processing means 115, When the payment processing result (or payment approval) data using the international distribution gift certificate is generated, the terminal provided with the payment processing result (or payment approval) data for using the generated international distribution gift certificate at the international distribution gift certificate user; And / or to the user terminal 145 using the international distribution gift certificate.

The information storage means 135 provided in the international distribution gift certificate management system 100 is, after the gift certificate settlement process corresponding to the use of the international distribution gift certificate by the customer through the gift certificate settlement processing means 115, The payment processing result data using the international distribution gift certificate is stored in a predetermined storage medium 140.

According to the method of the present invention, the information storing means 135, in the process of storing the payment processing result data using the international distribution voucher of the customer, the payment processing result data of the wireless terminal information owned by the customer using the voucher and It is preferable to store the card information and / or the customer identification information (passport number, etc.) and / or the international distribution gift certificate using the at least one customer identification information in association with the unique information.

The information providing means 130 provided in the international distribution voucher management system 100, at least one customer wants to purchase the international distribution voucher according to the present invention, the international distribution voucher management system 100 and / or international distribution When connecting to a gift certificate management server (or device), characterized in that to provide at least one international distribution gift certificate information to the connected customer terminal (145).

According to the exemplary embodiment of the present invention, the international distribution gift certificate information provided to the customer terminal 145 includes an international distribution gift certificate name and / or an international distribution gift certificate using merchant and / or an international distribution gift certificate using country and / or an international distribution gift certificate amount value. It is preferable to include at least one.

In addition, the information providing means 130, when the customer purchased at least one international distribution gift certificate according to the present invention, the international distribution gift certificate information data and / or the international distribution gift certificate unique identification code and / or international distribution Gift voucher purchase receipts are provided to wireless terminals and / or wired communication media (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or automated devices owned by the international distribution voucher purchaser and / or the customer receiving the voucher. It is characterized by.

The information receiving means 125 provided in the international distribution gift certificate management system 100 is provided with at least one international distribution gift certificate information to the customer terminal 145 through the information providing means 130, and then the customer terminal. Receive at least one international distribution gift certificate selection information that the customer wants to purchase from (145).

The customer terminal 145 may include a wired terminal including a PC, a wireless terminal including at least one or more of a mobile phone, a PDA, a portable Internet phone, and telematics, a wired phone, and an automated device such as CD / ATM and KIOSK. It is preferable to include at least one.

In addition, the customer terminal 145 is characterized in that it is interlocked with the international distribution gift certificate management system 100 through a gift certificate processing network including the Internet, wireless communication, VAN, financial common network and the like according to the communication means.

According to the method of the present invention, the information receiving means 125, when the customer wants to present the purchased international distribution gift certificate to at least one or more third parties, from the customer terminal 145 the international distribution gift certificate Characterized in that further receiving the gift certificate recipient customer information to present.

The information receiving means 125 may further receive date information for presenting the gift certificate to the customer receiving the gift certificate when the gift certificate customer wants to present the gift certificate to another customer on a specific date.

Here, the gift certificate customer information includes at least one of the gift certificate recipient customer personal information, the gift certificate recipient customer authentication information, the gift certificate recipient customer owned wireless terminal information, and the gift certificate recipient customer wire communication means information. desirable.

Preferably, each of the means provided in the international distribution gift certificate management system 100 (100) shown in FIG. 1 is provided in a single server (or device) or a plurality of servers (or devices). It is done.

In addition, the international distribution gift certificate management system 100, characterized in that consisting of a single server (or device) or a plurality of servers (or devices).

In addition, the international distribution gift certificate management system 100, characterized in that consisting of a plurality of servers (or devices) connected through an international communication network.

Figure 2 is a simplified functional configuration of the international gift certificate operating device (or server) 200 according to a preferred embodiment of the present invention.

2 is an international voucher operating device (or server) for operating an international distribution voucher available in at least two countries and at least one functional component provided in the international voucher operating device (or server) according to the present invention. Figure is shown.

Referring to FIG. 2, the illustrated international gift certificate operating device (or server) may be used when the customer uses an international distribution gift certificate available in at least two or more countries in a second country other than the gift certificate sales country. A storage terminal 140 (or a storage medium 140 operating means) for storing and managing a predetermined terminal requesting the use of a gift certificate and an international distribution gift certificate purchased or held by the customer, and gift certificate information available in at least two countries. In connection with the present invention, the validity of the international distribution gift certificate is authenticated, the use of the international distribution gift certificate is approved according to the authentication result, and the difference between the currency value of the international distribution gift certificate sale country and the currency value of the international distribution gift certificate user country is used. The international distribution voucher of the customer by comparing or by comparing exchange rates between the two countries. A gift voucher settlement process corresponding to the use is performed.

Preferably, the illustrated international distribution voucher management device (or server) 200 is characterized in that it comprises at least one or more functional components for performing the function.

Referring to FIG. 2, the international distribution gift certificate operating device (or server) 200 is characterized by including a gift certificate use approval unit 235 and a gift certificate settlement processing unit 230.

In addition, according to the implementation method of the present invention, the international distribution gift certificate operating device (or server) 200, the gift certificate information registration unit 220, information transmission unit 225, information storage unit 210, The information providing unit 215 and the information receiving unit 205 may be further included.

The gift certificate use approval unit 235 of the international distribution gift certificate operating device (or server) 200 may make an international distribution gift certificate available in at least two or more countries purchased or held by the customer in a second country other than the country where the gift certificate is sold. When using in a (gift voucher distribution country), the storage terminal 140 for storing and managing a predetermined terminal for requesting approval of the international distribution voucher of the customer and the international distribution voucher information purchased or held by the customer (or Storage medium 140) operating means).

Particularly, when the gift certificate use approval unit 235 intends to use an international distribution gift certificate that is available in at least two or more countries purchased or held by the customer in a second country (a gift certificate distribution country) other than the gift certificate sale country. Receiving a request for approval of the use of the international distribution voucher from the terminal, in conjunction with the storage medium 140, to authenticate the validity of the international distribution voucher, and according to the result of the authentication gift voucher for the use of the international distribution voucher It is preferable to perform the function of the use approval means 110.

According to the implementation method of the present invention, the gift certificate use approval unit 235, a second country other than the gift voucher sales country to the international distribution gift certificate that is available in at least two countries purchased or held by the customer ), When receiving the international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information from the terminal, the received international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information It is possible to authenticate the validity of the international distribution gift certificate by comparing the international distribution gift certificate unique information and / or the international distribution gift certificate using the customer unique information previously stored in the storage medium 140.

According to another exemplary embodiment of the present invention, the gift certificate use approval unit 235 may use the international distribution gift certificate that is available in at least two or more countries purchased or held by the customer, in a second country other than the gift certificate sale country. Country), further receiving payment amount information using the international distribution voucher from the terminal, the currency value (or exchange rate information) of the international distribution voucher selling country and the currency value of the international distribution voucher using country ( Or exchange rate information) to determine whether payment of the payment amount is possible using an international distribution gift certificate to be used by the customer.

After the gift certificate settlement processing unit 230 of the international distribution gift certificate management device (or server) 200 is authorized to use the international distribution gift certificate that the customer intends to use through the gift certificate use approval unit 235, Comparing the difference between the money value of the international distribution gift certificate sales country and the currency value of the country using the international distribution gift certificate, the product gift settlement processing means 115 of performing a gift certificate settlement processing corresponding to the use of the international distribution gift certificate. It is characterized by performing a function.

According to the method of the present invention, the gift certificate settlement processing unit 230 is authorized to use the international distribution gift certificate that the customer intends to use through the gift certificate use approval unit 235, and then sells the international distribution gift certificate. Through the comparison of exchange rates between a country and a country using the international distribution gift certificate, a gift certificate settlement process corresponding to the use of the international distribution gift certificate may be performed.

In addition, the gift certificate information registration unit 220 that can be provided in the international distribution gift certificate operating device (or server) 200, register the gift certificate information to register the international distribution gift certificate information purchased or held by the customer in a predetermined storage medium 140 It is preferable to perform the function of the means 105.

In particular, the gift certificate information registration unit 220, the international distribution gift certificate information, the wireless terminal information and / or card information and / or customer identification information owned by the customer (and / or the customer to receive the purchased gift certificate) of the gift certificate and It is preferable to store and register in the storage medium 140 in conjunction with the customer authentication information.

In addition, the information transmission unit 225 that can be provided in the international distribution voucher operating device (or server) 200, the terminal and / or customer terminal for the payment processing result (or payment mongji) data using the international distribution voucher. Characterized in that it performs the function of the information transmitting means 120 to transmit to (145).

In addition, the information storage unit 210 that can be provided in the international distribution voucher operating device (or server) 200, after the use of the international distribution voucher of the customer is carried out, the payment processing result using the international distribution voucher It is characterized in that to perform the function of the information storage means 135 for storing data in a predetermined storage medium 140.

In addition, the information providing unit 215 that can be provided in the international distribution gift certificate operating device (or server) 200, at the request of the customer to purchase the international distribution gift certificate, at least one or more international distribution gift certificate information to the customer terminal (145) (For example, a gift certificate name and / or gift certificate available merchant and / or a gift certificate available country and / or gift card value value information, etc.) characterized in that it performs the function of the information providing means 130.

Preferably, the information receiving unit 205 of the international distribution gift certificate operating apparatus (or server) 200 is provided with at least one international distribution gift certificate information through the information providing unit 215 to the customer terminal 145. And, it characterized in that it performs the function of the information receiving means 125 for receiving the international distribution gift certificate selection information to be purchased from the customer terminal 145.

According to the method of the present invention, the information receiving unit 205, when the customer wants to present the selected or purchased international distribution gift certificate to another person, a gift certificate to present the international distribution gift certificate from the customer terminal 145. Receiving customer information (eg, the gift certificate recipient customer personal information, the gift certificate recipient customer authentication information, the gift certificate recipient customer owned wireless terminal information, the gift certificate recipient customer wire communication means information, etc.) may be further received.

According to another exemplary embodiment of the present invention, the international distribution voucher operating apparatus (or server) 200 shown in FIG. 2 may be configured to provide information on international distribution vouchers that are purchased or held by a customer, and gift voucher information available in at least two countries. The gift certificate information registration means 105 for registering to the storage medium 140 and the international distribution gift certificate used by the customer in at least two or more countries when used in a second country other than the gift certificate sale country are used. In connection with a predetermined terminal (or server) requesting and / or processing an authorization and the storage medium 140 (or the storage medium 140 operating means), the currency value of the international distribution gift certificate sales country and the international distribution gift certificate In order to respond to the use of the international distribution voucher of the customer by comparing the difference in the monetary value of the countries used or by comparing the exchange rates between the two countries. It can be configured to have a predetermined voucher settlement processing unit 115 to perform the settlement processing vouchers.

Here, the voucher information registration means 105, the wireless terminal information owned by the customer of the voucher (and / or the customer who will receive the purchased voucher) information of the international distribution voucher-the voucher-information available in at least two countries and It is preferable to perform the function of storing and registering in the storage medium 140 by processing in conjunction with the card information and / or customer identification information and / or customer authentication information.

In addition, according to the present invention, the terminal preferably comprises a terminal provided in the use of the international distribution gift certificate-a gift certificate available in at least two or more countries, and / or the international distribution gift certificate user terminal 145. Do.

According to another exemplary embodiment of the present invention, the international distribution gift certificate operating apparatus (or server) 200 further includes information transmitting means 120 for transmitting the international distribution gift certificate using result data to the customer terminal 145. Can be configured to

In addition, according to another embodiment of the present invention, the international distribution gift certificate operating device (or server) 200, the information storage means 135 for storing the international distribution gift certificate use payment data in a predetermined storage medium 140 It can be configured to further include.

In addition, according to another embodiment of the present invention, the international distribution voucher management device (or server) 200, the information providing means 130 for providing at least one or more international distribution voucher information to the customer terminal 145 and the It may be configured to further include information receiving means 125 for receiving the international distribution gift certificate selection information to be purchased from the customer terminal 145.

Here, the information receiving means 125, it is preferable to further receive the gift certificate recipient customer information to present the international distribution gift certificate from the customer terminal 145.

In addition, according to another embodiment of the present invention, the international distribution voucher management device (or server) 200, the international distribution voucher information data and / or the international distribution voucher unique identification code and / or international distribution voucher purchase receipt Information providing means for providing a mobile terminal and / or a wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or an automated device owned by the international distribution gift certificate purchaser and / or the customer receiving the gift certificate. It may be configured to further include (130).

According to the present invention, each of the components provided in the illustrated international distribution gift certificate operating device (or server) 200 is provided in a single server (or device), or a plurality of servers (or devices) It features.

In addition, the international distribution voucher management device (or server) 200 may be composed of a single device or a plurality of devices.

In addition, the illustrated international distribution voucher operating device (or server) 200 is characterized in that it comprises a recording medium recording a computer-readable program for performing the functions of the at least one device component described above.

Figure 3 is a simplified illustration of the information data stored in the storage medium 140 in accordance with a preferred embodiment of the present invention.

Figure 3 is stored in the storage medium 140, 140 in conjunction with the international distribution gift certificate management system (100) (100) and / or the international distribution gift certificate management device (or server) 200, according to the present invention In the course of the distribution voucher management system 100 and 100 and / or the international distribution voucher management device (or server) 200 providing at least one or more customers with at least one international distribution voucher available in at least two countries. And / or required and / or created and / or stored in the course of using the internationally distributed voucher in the country of use of the internationally distributed voucher, and / or the In the use of an international distribution voucher, required (and / or created and / or stored) and / or the present invention in the process of settlement of the international distribution voucher used. Of a simple illustrative diagram of a storage medium 140, information that is the reservoir for the realization.

Preferably, the storage medium 140, 140 is provided in the international distribution gift certificate management system 100, 100 and / or the international gift certificate management device (or server) 200, and / or a separate storage medium ( 140) 140 may be provided in the management means.

Figure 3a is provided to the customer terminal 145 through the information providing unit 215 of the international gift certificate operating device (or server) 200 in conjunction with the customer terminal 145 to purchase the international distribution gift certificate. It is an example of international distribution gift certificate information.

Referring to FIG. 3A, the international distribution gift certificate information includes an international distribution gift certificate name, an international distribution gift certificate amount, an international distribution gift certificate issuing agency, an international distribution gift certificate available country, an international distribution gift certificate available organization, and an expiration date. At least one information item may be further included according to the intention of a person skilled in the art, and thus, the present invention is not limited thereto.

More specifically, the international distribution voucher name of the international distribution voucher information may indicate that the international distribution voucher purchaser is an issuer of the international distribution voucher and / or an international distribution voucher capable agency and / or an international distribution voucher available country and / or It is preferable that the product voucher name information can be intuitively understood.

The international distribution gift certificate amount of the international distribution gift certificate information may include the face value information of the international distribution gift certificate, and the international distribution gift certificate issuer identifies the international distribution gift certificate issuer that issued the international distribution gift certificate gift certificate. It is preferable that the identification information is included.

In addition, the international distribution gift certificate available country of the international distribution gift certificate information preferably comprises at least two or more countries identification information that can use the international distribution gift certificate.

In addition, the international distribution gift certificate available agency of the international distribution gift certificate information comprises at least one or more institution identification information that can be processed payment through the international distribution gift certificate, the international distribution gift certificate validity period settles the international distribution gift certificate gift certificate. It is preferable that the period information is included.

3b is an exemplary diagram in which international distribution voucher information purchased by a customer and the customer-owned wireless terminal information are stored in association with each other.

Referring to FIG. 3B, the international distribution gift certificate information may be stored in association with wireless terminal information owned by the customer in the process of purchasing the international distribution gift certificate. The linked customer-owned wireless terminal information is a gift certificate use approval unit of the international gift certificate operating device (or server) 200 when the international distribution gift certificate is used in the international distribution gift certificate using country (international distribution gift certificate destination) ( 235 may be used as a means for authenticating the validity of the international distribution voucher used.

For example, when the customer uses the international distribution voucher purchased or held, the customer may provide the international distribution voucher information and / or the customer-owned wireless terminal information to a terminal provided at the international distribution voucher. At this time, the terminal provided in the international distribution gift certificate using the destination transmits the customer-owned wireless terminal information provided from the customer to the gift certificate use approval unit 235 of the international gift certificate operating device (or server) 200, The gift certificate use approval unit 235 receives the customer-owned wireless terminal information provided from the terminal provided at the international distribution gift certificate use destination and the gift certificate information registration unit 220 of the international gift certificate operating device (or server) 200. Approved destination for use of the international distribution gift certificate by comparing the information stored in the storage medium 140, the wireless terminal owned by the customer already registered, You can do this.

3c is an exemplary diagram in which international distribution voucher information purchased by a customer and the customer's own card (credit card, debit card, check card, prepaid card, etc.) are stored in association with each other, according to an embodiment of the present invention. As in 3c, the international distribution gift certificate information may be stored in association with card information owned by the customer in the process of purchasing the international distribution gift certificate.

Preferably, the customer-owned card information associated with the international distribution gift certificate information is the international gift certificate operating device (or server) when the international distribution gift certificate is used in the international distribution gift certificate using country (international distribution gift certificate use destination) ( The gift certificate use approval unit 235 of 200 may be used as a means for authenticating the validity of the used international distribution gift certificate.

For example, when the customer uses the international distribution voucher purchased or held, the customer may provide the international distribution voucher information and / or the customer owned card information to a terminal provided at the international distribution voucher. At this time, the terminal provided at the international distribution gift certificate user destination transmits the customer-owned card information provided from the customer to the gift certificate use approval unit 235 of the international gift certificate operating device (or server) 200, The gift certificate use approval unit 235 stores the customer-owned card information provided from the terminal provided at the international distribution gift certificate user and the gift certificate information registration unit 220 of the international gift certificate operating device (or server) 200. By comparing the customer-owned card information previously stored and registered in 140, the approval process for the use of the international distribution gift certificate can be performed. All.

3d is an exemplary diagram in which the international distribution voucher information purchased by a customer is stored in association with the customer identification information. According to an embodiment of the present invention, as shown in FIG. In the process of purchasing a distribution gift certificate, it may be stored in association with the customer identification information.

Here, the customer identification information may include a predetermined number and / or letters as shown in FIG. 3d. For example, a customer resident registration number, a customer passport number, a customer driver's license registration number, etc. may be used as the customer identification information. Can be.

Preferably, the customer identification information associated with the international distribution voucher information is the same as the above-described customer-owned wireless terminal information and / or customer-owned card information, the international distribution voucher is the country using the international distribution voucher (using international distribution voucher) When used in the service, the gift certificate use approval unit 235 of the international gift certificate operating device (or server) 200 may be used as a means for authenticating the validity of the used international distribution gift certificate.

For example, when the customer uses the international distribution voucher purchased or held, the customer may provide the international distribution voucher information and / or the customer identification information to a terminal provided at the international distribution voucher. In addition, the terminal provided at the international distribution gift certificate user destination transmits the customer identification information provided or input from the customer to the gift certificate use approval unit 235 of the international gift certificate operating device (or server) 200, and the gift certificate. The use approval unit 235 stores the storage medium 140 through the customer identification information provided from the terminal provided at the use of the international distribution gift certificate and the gift certificate information registration unit 220 of the international gift certificate operating device (or server) 200. ) By comparing the customer identification information previously stored and registered, the approval process for the use of the international distribution gift certificate can be performed.

Figure 3e is an illustration of the information stored in the storage medium 140 after the settlement process for the use of the international distribution voucher when the international distribution voucher purchased by the customer in the international distribution voucher using the country (merchant) is performed to be.

Referring to FIG. 3E, when the international distribution gift certificate purchased or owned by the customer is used, the gift certificate settlement processing unit 230 of the international gift certificate operating device (or server) 200 is provided at the international distribution gift certificate use place. Receiving the international distribution gift certificate information and the payment amount information using the international distribution gift certificate provided from the terminal, and converting the payment amount information of the customer into the currency of the international distribution gift certificate sales country of the customer and the currency of the international distribution gift certificate using country; The currency value of the international distribution gift certificate sales country corresponding to the confirmed payment amount in the international distribution gift certificate amount is confirmed by confirming the monetary value of the international distribution gift certificate sale country corresponding to the payment amount with reference to predetermined exchange rate information between currencies. It can be settled by deducting.

For example, when the recommendation amount of the international distribution gift certificate held by the customer is 1,000,000 won and the amount to be paid using the international distribution gift certificate is $ 400, the gift certificate settlement processing unit of the international gift certificate operating device (or server) 200 is provided. 230, in conjunction with a database for storing exchange rate information between currency currencies and / or exchange rate information providing means 130, confirms the exchange rate information between currency currencies (e.g., $ 1 = 1,000 won).

In addition, the value of the won (eg, 400,000 won) corresponding to the payment amount of $ 400 to be paid using the international distribution gift certificate is confirmed, and the confirmed value is determined from the amount of the international distribution gift certificate recommended amount (for example, 1,000,000 won) held by the customer. Payment amount (for example, 400,000 won) will be deducted.

According to another exemplary embodiment of the present invention, when an international distribution gift certificate purchased or owned by the customer is used, the gift certificate settlement processing unit 230 of the international gift certificate operating device (or server) 200 may execute the international distribution gift certificate. Receives international distribution gift certificate information and payment amount information using the international distribution gift certificate provided from the terminal provided at the user, and the predetermined currency between the currency of the customer's international distribution gift certificate sales country and the currency of the country using the international distribution gift certificate With reference to the exchange rate information of the customer, the exchange amount of the customer's international distribution gift voucher (for example, 1,000,000 won), the part of the currency value corresponding to the payment amount of the country using the international distribution gift certificate (for example, $ 400) to be settled Can be.

Preferably, the settlement process of the gift certificate settlement processing unit 230 of the above-described international gift certificate operating device (or server) 200, the predetermined currency between the currency of the international distribution gift certificate selling country and the currency of the international distribution gift certificate using country. Determined by exchange rate information (e.g., depending on whether there is any loss or profit due to currency exchange), and / or the location of the international voucher operating device (or server) (e.g., located in an international distribution voucher sales country and / or international distribution) It is possible to select at the level of those skilled in the art according to the case where the present invention is located in the country where the gift certificate is used, etc., and thus the present invention is not limited thereto.

4 is a diagram illustrating an implementation process for purchasing and registering an international distribution gift certificate according to an embodiment of the present invention.

In more detail, Figure 4 shows that when a predetermined customer purchases an international distribution voucher according to the present invention, the international distribution voucher information purchased by the customer from the international voucher operating device (or server) is the wireless terminal information owned by the customer who purchased the voucher. And / or a process of storing and registering the card information and / or the customer identification information and / or the customer authentication information in the storage medium 140 and having a general knowledge in the technical field to which the present invention belongs. If so, with reference to Figure 4 it can be easily inferred a variety of implementation methods for the customer to purchase at least one international distribution gift certificate from the international distribution gift certificate operating device (or server) 200, It is to be understood that the present invention is not limited by the present method.

Referring to FIG. 4, the customer who purchases the international distribution gift certificate includes a predetermined terminal (eg, a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a mobile Internet phone, and telematics), a wired telephone, CD / ATM, KIOSK, etc.) to access and log in to the international distribution voucher management device (or server) 200 (400), at least one to the international distribution voucher management device (or server) (200) The above international distribution gift certificate (sales) information (eg, international distribution gift certificate information shown in FIG. 3A) is requested (405).

Then, the international distribution voucher management device (or server) 200 transmits at least one international distribution voucher (sale) information to the purchase customer terminal 145 in response to the request of the international distribution voucher information (410) (410). ).

The purchase customer terminal 145 selects at least one international distribution gift certificate to be purchased based on the international distribution gift certificate (sale) information (415), and selects the selected at least one international distribution gift certificate selection information from the international distribution gift certificate. The transmission is transmitted to the operating device (or server) 200 (420).

The international distribution gift certificate operating device (or server) 200 that has received the international distribution gift certificate selection information from the purchase customer terminal 145 sends the international distribution gift certificate selection information to the purchase customer terminal 145. The predetermined international distribution gift certificate payment information for payment of the gift certificate is transmitted (425).

Then, the purchase customer terminal 145, based on the international distribution voucher payment information, the purchase price of the international distribution voucher (e.g. international At least one international distribution gift certificate amount corresponding to the distribution gift certificate selection information may be settled (430).

If the payment for the international distribution gift certificate purchase price is completed (435a), the international distribution gift certificate operating device (or server) 200 is at least one international distribution gift certificate information purchased by the international distribution gift certificate purchase customer (for example, , The international distribution gift certificate information shown through FIG. 3A and the international distribution gift certificate purchase customer information (for example, the gift certificate purchasing customer (and / or the above) shown in FIGS. 3B and / or 3C and / or 3D). The mobile terminal information and / or card information and / or customer identification information and / or customer authentication information, etc.) owned by the customer to receive the purchased gift certificate) are stored in the predetermined storage medium 140 (440).

Here, the international distribution voucher management device (or server) 200 is the payment processing is stored in the storage medium 140, the international distribution voucher information data corresponding to the international distribution voucher registered and / or unique identification of the international distribution voucher Code and / or international distribution voucher payment processing history and / or the international distribution voucher purchase receipt, etc., for the customer wireless terminal and / or wired communication media (e.g., e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) It is preferable to transmit to provide.

5 is a diagram illustrating an implementation process of purchasing and registering an international distribution gift certificate according to another embodiment of the present invention.

In more detail, Figure 5 shows that when a customer presents the purchased international distribution voucher to another customer in the process of purchasing an international distribution voucher according to the present invention, the customer in the international gift certificate operating device (or server) The mobile terminal information and / or wired communication media (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) owned by the customer to receive the purchased international distribution gift certificate are provided from the customer who purchases the international distribution gift certificate, Refer to the wireless terminal information and / or wired communication media (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) information owned by the customer to receive the international distribution gift certificate, and transmit the receipt information of the international distribution gift certificate, In conjunction with the customer terminal 145 to receive the international distribution voucher, the international distribution voucher information and the gift certificate to receive The present invention relates to a process of storing and registering in a predetermined storage medium 140 by linking customer-owned wireless terminal information and / or card information and / or customer identification information and / or customer authentication information. For those skilled in the art, various embodiments in which the international distribution gift certificate receiving customer receives, stores, and registers at least one international distribution gift certificate from the international distribution gift certificate operating device (or server) 200 with reference to FIG. 5. The method can be easily inferred, and it is to be understood that the present invention is not limited by the present method.

Referring to FIG. 5, a customer of an international distribution gift certificate purchaser purchases at least one or more international distribution gift certificates through an international distribution gift certificate operating device (or server) through the process of FIG. 4 and / or at least one held by the customer. When the present request for the international distribution gift certificate is requested (500), the international distribution gift certificate operating device (or server) requests the customer information to receive the international distribution gift certificate from the purchase customer terminal 145 (505).

Then, the purchase customer terminal 145 provides the customer information (international distribution gift certificate receiving customer information) to present the international distribution gift certificate to the international distribution gift certificate operating device (or server) (510), the international distribution gift certificate management The device (or server) may refer to the receiving customer information (e.g., customer-owned wireless terminal information and / or wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) to receive the international distribution voucher, The receiving customer is notified that an international distribution gift certificate has been presented (515).

Here, when the international distribution gift certificate operating device (or server) confirms that the receipt of the present international distribution gift certificate is received from the international distribution gift certificate receiving customer terminal 145 (520), the international distribution gift certificate operating device ( Or the server) requests the receiving customer terminal 145 the receiving customer wireless terminal information and / or card information and / or the receiving customer identification information (525).

In response to the request, when the receiving customer terminal 145 transmits wireless terminal information and / or card information and / or receiving customer identification information to the international distribution gift certificate operating device (or server) (530), the international distribution. The gift voucher operating device (or server) may be configured to associate the international distribution gift voucher information received by the customer with the recipient customer information (for example, recipient customer wireless terminal information and / or card information and / or recipient customer identification information). In step 140, it is stored and registered (535).

Here, the international distribution voucher management device (or server) 200 is the international distribution voucher information data and / or unique identification of the international distribution voucher corresponding to the international distribution voucher received and stored and registered in the storage medium 140 Code and / or international distribution voucher payment processing details and / or receipt of the international distribution voucher purchase receipt, etc. of the international distribution voucher customer's wireless terminal and / or wired communication media (e.g., e-mail, messenger, homepage, bulletin board, web hard, Blog and the like).

6 to 7 are international distribution gift certificates available in at least two countries as the international distribution gift certificate purchasing customer terminal 145 through the information providing unit 215 of the international distribution gift certificate operating device (or server) according to the present invention. When (sales) information is provided, it is an exemplary view of a predetermined international distribution gift certificate information display screen output to the international distribution gift certificate purchasing customer terminal 145.

In particular, FIG. 6 is a wired terminal (eg, a wired terminal including an automation device such as a PC, CD / ATM, KIOSK, etc.) when the international distribution gift certificate purchase customer terminal 145 is a wired terminal according to an embodiment of the present invention. FIG. 7 is a view illustrating an international distribution gift certificate information providing screen output to a terminal, and FIG. 7 illustrates that the international distribution gift certificate purchasing customer terminal 145 is a wireless terminal (eg, a mobile phone, a PDA, a mobile Internet phone, a telematics, etc.). An example of an international distribution gift certificate information providing screen that is output to a customer terminal of a gift certificate purchaser.

Preferably, the international distribution voucher information provided by the international distribution voucher purchase customer terminal 145, as shown in Figures 6 to 7, the international distribution voucher name and / or use of the international distribution voucher merchant and / or use the international distribution voucher It is desirable to include at least one value for the amount of national and / or international distribution vouchers.

In addition, according to one embodiment, the international distribution voucher information provided to the international distribution voucher purchase customer terminal 145, the international distribution voucher name and / or merchants using international distribution vouchers and / or countries using international distribution vouchers and / or international The distribution gift certificate may be classified and provided according to the value.

8 is a diagram showing the functional configuration of an international distribution voucher payment terminal according to an embodiment of the present invention.

In more detail, FIG. 8 illustrates a preferred function of an offline payment terminal that generates a telegraphic message related to payment of an international distribution gift certificate and transmits it to the international distribution gift certificate operating device (or server) 200 for payment of the international distribution gift certificate. It's about configuration.

In addition, those skilled in the art to which the present invention pertains, with reference to this figure 8, it is easy to configure the function of the online payment terminal (for example, provided in the form of a plug-in web browser) for the international distribution gift certificate payment Can be inferred.

Referring to FIG. 8, the international distribution gift certificate payment terminal 800 basically includes a control unit 805, a memory unit 850, a card interface 810, a key input unit 820, a screen output unit 815, and a communication unit 830. And a power supply unit 825 supplying power to the security application module 835, the printing unit 840, and the payment terminal 800.

The control unit 805 controls the overall operation of the international distribution gift certificate payment terminal 800 in terms of function configuration, manages the flow of information or data between each component, and is provided in the payment terminal 800 for international distribution gift certificate payment. Control components, and include at least one processor and execution memory (e.g., registers and / or random access memory (RAM)) in hardware, including a Central Processing Unit (CPU) / Micro Processing Unit (MPU) And a bus (BUS) for inputting and outputting predetermined data, and loaded into the execution memory from a predetermined recording medium to perform a function specific to the payment terminal 800 by software. It includes a predetermined program routine (Routine) and / or program data that is arithmetic processing by the processor The.

The memory unit 850 is input / output information when an operation by a predetermined program routine (or code) and / or program data (eg, program routine (or code)) for controlling the overall operation of the payment terminal 800 is performed. Or a general term of non-volatile memory for storing data, and at least one or more including electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD) in hardware. It includes a storage means, the predetermined program routine and program data required for the control unit 805 to perform a predetermined control function (for example, data input or output for the program routine to perform a predetermined function) ) Is stored.

The card interface 810 provides an interface for reading at least one or more information or data included in a predetermined card to realize card payment, and is based on an ISO / IEC 7810 standard. MS interface for providing an interface between the card and the payment terminal 800, and / or a contact IC interface for providing an interface between the contact IC card and the payment terminal 800 based on the ISO / IEC 7816 standard, and / Or a contactless IC interface providing an interface between the contactless IC card and the payment terminal 800 based on the ISO / IEC 14443 standard.

According to the exemplary embodiment of the present invention, when the card information of the customer who purchases or holds the international distribution gift certificate and the international distribution gift certificate information are stored and registered in the storage medium 140, the card interface may be configured to be used by the customer. Receiving the card information associated with the distribution gift certificate information, the international distribution gift certificate operating device (or server) 200 may request the use of the international distribution gift certificate.

The key input unit 820 is a terminal operator and / or from a predetermined key input means comprising a plurality of number keys (Character Key), a function key (Function Key), etc. that can enter a character Alternatively, the user may input corresponding key data generated by clicking a predetermined key to the controller 805, and the controller 805 may input key data input through the key input unit 820. Read and control a predetermined function and / or a predefined task corresponding to the key data in association with at least one component provided in the payment terminal 800.

According to a preferred embodiment of the present invention, the key input unit 820 inputs the international distribution gift certificate unique code and / or the international distribution gift certificate purchase or holding customer identification information, etc. from a customer who wants to use the international distribution gift certificate. It is desirable to provide the function of the means.

The screen output unit 815 may be a liquid crystal display (LCD) and / or by the control unit 805 while the payment terminal 800 performs a predetermined function (eg, an electronic payment processing function using a card). And at least one information or data which is predefined or defined in real time to be output to a predetermined screen output means including a cathode ray tube (CRT) through a predefined screen interface. Pre-defined information or data to be output on the screen at 800 is stored or generated by key data input through the key input unit 820 and / or components included in the payment terminal 800. Information (or data), information (or data) transmitted and received through the communication unit 830, and / or a predetermined operation result performed by the payment terminal 800. Consists of at least one (or data).

According to a preferred embodiment of the present invention, the screen output unit 815 is the information input during the international distribution voucher payment process and / or information and / or transmitted to the international distribution voucher operating device (or server) 200 and / or It is preferable to provide a function for outputting the information received from the international distribution gift certificate management device (or server) 200.

The communication unit 830 connects an international distribution gift certificate operating device (or server) 200 with a predetermined cable on a network while the payment terminal 800 performs a predetermined function (for example, an electronic payment processing function using a card). It provides a predetermined communication means for connecting a communication session with a terminal (or device) and / or the terminal (or device) connected to the payment terminal 800 via a predetermined short-range wireless communication and connected through Certain wired networks, including hardware-added value added networks (VANs) or financial common or high-speed Internet (e.g., ADSL / VDSL / Cable Network /.../ satellite) or international networks; Opening a communication channel with an international distribution gift certificate operating device (or server) 200 on a wired or wireless network through a predetermined wireless network including a mobile communication network or a wireless data communication network. A network communication unit for connecting, and / or a cable communication unit for connecting a communication session with a predetermined terminal (or device) through a predetermined cable communication, and / or infrared ray communication, radio frequency (RF) communication, Bluetooth (BlueTooth) At least one short-range wireless communication unit for connecting a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means including a wireless LAN, Wi-Fi. It comprises a communication protocol and / or driver for connecting the communication channel (or communication session) by software.

According to one embodiment of the present invention, the short-range wireless communication unit from the international distribution voucher purchase or holding customer wireless terminal predetermined international distribution voucher information (for example, international distribution voucher unique identification code or international distribution voucher purchase history, receipt, etc.) Preferably, the method further comprises a function provided through the short-range wireless communication.

The Secure Application Module (835) is a confidentiality and / or authentication required by the payment terminal 800 in the process of performing the electronic payment and / or electronic payment using the card. Security requirements, including integrity and / or nonrepudiation, etc., without the use of an authentication server (or payment server) on the network, secure and reliable structure within the payment terminal 800 As a safety device for performing the operation, the payment terminal 800 encrypts a predetermined message (information or data) processed in the process of performing a predetermined security request function (for example, electronic payment and / or electronic payment function) or Adds an authenticator that decrypts and prevents forgery (or tampering) of the message, or stores important information in the process of performing the security request function It characterized in that it performs a function.

In general, the security application module 835 is preferably composed of a predetermined security application module 835 inserter and the security application module 835 chip, the security application module 835 chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 835 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value, etc.) required for the payment terminal 800 to perform a predetermined security request function ) And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, previous transaction cancellation protocols, collection protocols, SAM issuance protocols, (e-money company / card company) Registration protocol, authorization protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / disposal / initialization) / Reprocessing / cancellation command).

The printing unit 840 may process the payment terminal 800 to perform a predetermined function (for example, an electronic payment processing function using a card) and / or predetermined information or data generated as a result (for example, a payment processing result). Information or data) to a predetermined printing device 845 (for example, a receipt printing machine), and prints the printing information or data through the predetermined printing device 845 according to a predefined printing form. It comprises a printing protocol and a driver for.

Referring to FIG. 8, the payment terminal 800 includes a professional generation unit 855 for generating a full text of an international distribution gift certificate payment approval request for payment of the international distribution gift certificate, and an international distribution gift certificate for the full text of the international distribution gift certificate payment approval request. It includes a transmission unit 865 for transmitting to the operating device (or server) 200, and a receiving unit 860 for receiving the full international distribution gift certificate payment approval from the international distribution gift certificate operating device (or server) 200. Can be.

The full text generation unit 855 generates an international distribution gift certificate payment approval request text for the international distribution gift certificate payment in addition to the conventional payment related text generated by the payment terminal 800, the international distribution gift certificate payment Preferred embodiments of the full approval request are described with reference to FIGS. 9A or 9B or 9C.

According to another exemplary embodiment of the present invention, when the payment terminal 800 is an online payment terminal 800, the full text generation unit 855 provides predetermined international distribution gift certificate payment approval request information for payment of the international distribution gift certificate. It will perform the function you create.

The transmission unit 865 transmits the full text of the international distribution gift certificate payment approval request generated by the full text generation unit 855 to the international distribution gift certificate operating device (or server) 200 through the communication unit 830. When the communication network connected to the communication unit 830 is an open communication network that allows external access, such as the Internet (or the payment terminal 800 is an online payment terminal 800), the transmission unit 865 preferably further includes a function configuration for encrypting and transmitting the full international distribution gift certificate payment approval request.

The receiving unit 860 receives from the international distribution gift certificate management device (or server) 200 receives a predetermined international distribution gift certificate payment approval full text (or gift certificate payment error message) corresponding to the full international distribution gift certificate payment approval request. A preferred embodiment of the international distribution voucher payment approval full text will be described with reference to FIG.

9a and 9b and c are views illustrating the full international distribution gift certificate payment approval request according to an embodiment of the present invention.

More specifically, FIGS. 9A, 9B, and 9C illustrate a conventional credit card payment approval request in the offline payment terminal 800 provided in an international distribution gift certificate using country of an international distribution gift certificate. As an exemplary method of transmitting the international distribution gift certificate user-owned wireless terminal 900 information and / or card information and / or unique identification information, the present invention may be used in a technical field. If you have, you will be clearly familiar with each component of the credit card payment authorization request, so a detailed description thereof will be omitted.

9A, 9B, and 9C, a transaction transaction (eg, 'tg') requesting a token code-based gift certificate payment authorization is included in the 'transaction section' area of the credit card payment authorization request text message. The professional relay means (e.g., VAN) provided on the payment network 645 confirms that the preamble is not requesting a credit card authorization, but is requesting a token code-based gift certificate payment authorization according to the present invention. To the international distribution voucher operating device (or server) 200 rather than a credit card payment server.

Referring to FIG. 9A, wireless terminal information (eg, 11-digit wireless terminal phone number) and / or customer identification information (passport number, etc.) and / or customer authentication information of the customer using the international distribution gift certificate is described in the above-mentioned 'TRACK II'. Data 'is included in the' region 'is transmitted to the international distribution voucher management device (or server) 200, the international distribution voucher management device (or server) 200 that has received the full message is a transaction identifier of the' trade division 'area The wireless terminal information and / or customer identification information (passport number, etc.) and / or customer authentication information may be read from the 'TRACK II Data' area with reference to FIG.

Referring to FIG. 9B, the specialized 'TRACK II Data' area includes wireless terminal information (eg, 11-digit wireless terminal 900 phone number) and / or customer identification information (passport number, etc.) of the international distribution gift certificate customer. And / or customer authentication information and a predetermined gift certificate code corresponding to the payment of the international distribution gift certificate, may be transmitted. The wireless terminal information (eg, 11-digit wireless terminal 900 phone number) and / or customer identification information (passport number, etc.) and / or customer authentication information may be obtained from the 'TRACK II Data' area by referring to a transaction identifier of the area. You can read it.

Referring to FIG. 9c, a wireless terminal information area and an international distribution voucher code area are allocated to the full extension area, and the wireless terminal telephone number of the customer using the international distribution gift certificate is assigned to the wireless terminal information area. Is included in the 'international distribution voucher code' area includes a customer identification code or an international distribution voucher unique code for using the international distribution voucher is transmitted to the international distribution voucher operating device (or server) 200, The international distribution voucher operating apparatus (or server) 200 having received the full message may read a predetermined code from the 'international distribution voucher code' of the extended area by referring to the transaction identifier of the 'transaction section' area. .

If those skilled in the art to which the present invention pertains, it is possible to implement a separate international distribution gift certificate payment approval request full text with reference to the drawings 9a, 9b and 9c, and also the payment terminal 800 In the case of the online payment terminal, the international distribution gift certificate payment approval request information transmitted from the payment terminal) to the international distribution gift certificate operating device (or server) 200 may be easily performed, thereby limiting the present invention. Is never.

10 is a diagram illustrating the full international distribution voucher payment approval according to an embodiment of the present invention.

In more detail, Figure 10 illustrates an implementation method of utilizing a conventional credit card payment approval full text as an international distribution voucher payment approval text, and a person having ordinary knowledge in the technical field to which the present invention belongs, the credit card payment approval Since each component of the full text will be clearly understood, detailed description thereof will be omitted.

Referring to FIG. 10, a 'transaction section' area of a credit card payment approval request text includes a predetermined transaction identifier (eg, 'tg') requesting approval of payment of an international distribution gift certificate. It performs the function of a distribution voucher payment approval professional.

The message 'area 1' includes the message "International distribution voucher payment approval", the message 3 area contains the "international distribution voucher balance" message, and the message 4 area contains the "international distribution voucher code" Message, and the 'authorization number' area of the full text includes "international distribution voucher payment approval number" or "rejection reason code", and the "card company (bank) type name" area of the full text "international distribution voucher type". Name ", and the" issuance company ID "area of the full text includes an" international distribution gift certificate issuer 160 ID ".

Those skilled in the art to which the present invention pertains will be able to carry out a separate international distribution gift certificate settlement approval with reference to this figure 10, by which the present invention is not limited.

11 is a simple flowchart of an international distribution voucher payment process according to a preferred embodiment of the present invention.

In more detail, Figure 11 illustrates a preferred offline international distribution voucher payment method that can be implemented through an offline international distribution voucher payment network, Figure 11 generates the full text of the international distribution voucher payment approval request in the payment terminal 800 and Although an embodiment of the present invention illustrates a method of processing an international distribution gift certificate payment by transmitting once to the international distribution gift certificate operating device (or server) 200 through the VAN and / or the Internet and / or an international communication network, etc., at least two or more times. It specifies that payment of international distribution vouchers can be processed through professional transmission and reception.

Referring to FIG. 11, when international distribution gift certificate payment is started through a payment terminal 800 provided in an offline affiliated store (for example, click the international distribution gift certificate payment button of the payment terminal 800 or the international distribution gift certificate payment menu). 1100, the payment terminal 800 inputs an international distribution gift certificate payment amount (or receives a gift certificate payment amount from a POS terminal) through a predetermined key input means, and uses the international distribution gift certificate use-owned wireless terminal. Enter information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information (1105).

As described above, when the payment amount of the international distribution gift certificate is input (or received) such as wireless terminal information and / or card information and / or customer identification information and / or customer authentication information, which are owned by the international distribution gift certificate, the payment terminal Predetermined international distribution voucher payment, including wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information and the international distribution voucher payment amount as shown in 9a or 9b or 9c. Generate the full text of the approval request (1110), and transmit the generated full international distribution gift certificate payment approval request to the international distribution gift certificate operating device (or server) 200 through the VAN and / or the Internet and / or an international communication network. (1115).

12 is a simplified flowchart of the international distribution gift certificate processing process according to the preferred embodiment of the present invention.

12A illustrates international distribution gift certificate information provided from a terminal provided at the international distribution gift certificate using place in the international gift certificate operating device (or server) when the international distribution gift certificate purchased or owned by the customer is used. Receiving payment amount information using an international distribution voucher, the payment amount information of the customer by referring to the predetermined exchange rate information between the currency of the customer's international distribution gift certificate sales country and the currency of the country using the international distribution gift certificate, An embodiment of a method of identifying a currency value of an international distribution gift certificate selling country corresponding to a payment amount and deducting a currency value of an international distribution gift certificate selling country corresponding to the confirmed payment amount from the international distribution gift certificate amount.

Referring to FIG. 12A, the full text of the request for approval of payment of an international distribution gift certificate for payment of an international distribution gift certificate is transmitted through the process of FIG. 11 described above from a payment terminal provided in the use of an international distribution gift certificate shown in FIG. .

The gift certificate use approval unit 235 of the international distribution gift certificate operating device (or server) receives the international distribution gift certificate payment approval request message from the terminal and is unique to the international distribution gift certificate included in the received international distribution gift certificate payment approval request message. Information and / or customer specific information (e.g., customer-owned wireless terminal information and / or card information and / or customer identification information and / or customer authentication information, etc.) is checked (1205a), and the gift certificate use approval unit 235 Check the validity of the international distribution gift certificate unique information and / or customer specific information in conjunction with a predetermined storage medium 140 (storage medium 140 that the international distribution gift certificate information and the customer specific information is linked and stored) 1210a.

If the international distribution gift certificate unique information and / or customer specific information included in the international distribution gift certificate payment approval request received from the terminal and the international distribution gift certificate unique information and / or customer specific information previously stored in the storage medium 140 are If it does not match, the international distribution voucher operating device (or server) 200 may generate payment error information and transmit it to the payment terminal (or web server or wireless terminal) (1220a).

On the other hand, the international distribution gift certificate unique information and / or customer specific information included in the full international distribution gift certificate payment approval request and the international distribution gift certificate unique information and / or customer specific information previously stored in the storage medium 140 is equal to the validity If the authentication (1215a), the gift certificate use approval unit 235 confirms the payment amount information and the international distribution gift certificate amount information using the international distribution gift certificate included in the full text (1225a).

In addition, the gift certificate use approval unit 235 determines whether payment processing of the payment amount is possible with the confirmed customer international distribution gift certificate in cooperation with a predetermined exchange rate information providing means 130 (1230a).

Here, the process of the gift certificate use approval unit 235 determines whether payment of the payment amount is possible with the customer international distribution gift certificate, the balance of the customer international distribution gift certificate is used in the country and / or the international distribution certificate. The amount of money exchanged with the currency used in the distribution gift certificate and the amount of payment, and / or the amount of money exchanged with the currency of the international distribution gift certificate sales country and the balance of the international distribution gift certificate. Can be determined by comparison, which can be determined and / or supplemented and / or altered in the course of implementing the invention.

If the payment of the payment amount is not possible with the confirmed customer international distribution gift certificate, the international distribution gift certificate operating device (or server) 200 generates payment error information to the payment terminal (or web server, or Wireless terminal) (1220a).

On the other hand, if it is possible to process payment of the payment amount with the confirmed customer international distribution gift certificate (1235a), the gift certificate settlement processing unit 230 of the international distribution gift certificate management device (or server) is the international corresponding to the payment amount The monetary value of the distribution voucher sales country is identified (1240a).

Then, the gift certificate use approval unit 235 deducts from the balance of the international distribution gift certificate the amount of money of the international distribution gift certificate sales country corresponding to the confirmed payment amount (1245a), and the international distribution gift certificate amount and the international distribution gift certificate. International distribution voucher payment history information (full text) including the payment amount and balance is generated (1250a).

Then, the information storage unit 210 of the international distribution gift certificate operating device (or server) stores the international distribution gift certificate payment processing result data in a storage medium 140 in association with the customer information (1255a), the international distribution The information transmitting unit 225 of the gift certificate operating device (or server) transmits the full text including the generated international distribution gift certificate payment details (data) to the payment terminal (1260a).

12B illustrates international distribution gift certificate information provided from a terminal provided at the international distribution gift certificate using place in the international gift certificate operating device (or server) when the international distribution gift certificate purchased or owned by the customer is used. Receiving payment amount information using an international distribution voucher, and referring to predetermined exchange rate information between the currency of the customer's international distribution voucher selling country and the currency of the country using the international distribution voucher, the customer's international distribution voucher recommendation amount (Balance) is an embodiment of a method of partially exchanging payments by a currency value corresponding to a payment amount of a country using the international distribution gift certificate.

Hereinafter, in describing FIG. 12B, portions 1200b to 1235b overlapping with FIG. 12a will be omitted.

Referring to FIG. 12A, the full text of the request for approval of payment of an international distribution gift certificate for payment of an international distribution gift certificate is transmitted through the process of FIG. 11 described above from a payment terminal provided in the use of an international distribution gift certificate shown in FIG. .

The gift certificate use approval unit 235 of the international distribution gift certificate operating device (or server) receives the international distribution gift certificate payment approval request message from the terminal and is unique to the international distribution gift certificate included in the received international distribution gift certificate payment approval request message. Information and / or customer specific information (eg, customer-owned wireless terminal information and / or card information and / or customer identification information and / or customer authentication information, etc.) is checked (1205a), and the gift certificate use approval unit 235 Check the validity of the international distribution gift certificate unique information and / or customer specific information in conjunction with a predetermined storage medium 140 (storage medium 140 that the international distribution gift certificate information and the customer specific information is linked and stored) 1210a.

If the international distribution gift certificate unique information and / or customer specific information included in the international distribution gift certificate payment approval request received from the terminal and the international distribution gift certificate unique information and / or customer specific information previously stored in the storage medium 140 are If it does not match, the international distribution voucher operating device (or server) 200 may generate payment error information and transmit it to the payment terminal (or web server or wireless terminal) (1220a).

On the other hand, the international distribution gift certificate unique information and / or customer specific information included in the full international distribution gift certificate payment approval request and the international distribution gift certificate unique information and / or customer specific information previously stored in the storage medium 140 is equal to the validity If the authentication (1215a), the gift certificate use approval unit 235 confirms the payment amount information and the international distribution gift certificate amount information using the international distribution gift certificate included in the full text (1225a).

When the gift certificate use approval unit 235 determines that payment of the payment amount is possible with the confirmed customer international distribution gift certificate in cooperation with the predetermined exchange rate information providing means (1235b), the international distribution gift certificate operating device (or server) The gift certificate settlement processing unit 230 converts a part of the balance of the gift certificate into currency of an international distribution gift certificate using country corresponding to the payment amount (1240b), and the gift certificate use approval unit 235 converts the exchange amount into the amount of money. The confirmed payment amount is processed (1245b).

The gift certificate use approval unit 235 generates international distribution gift certificate payment history information (full text) including the international distribution gift certificate amount, the international distribution gift certificate payment amount, and the balance (1250b), and the international distribution gift certificate operating device ( Alternatively, the information storage unit 210 of the server stores the international distribution gift certificate payment processing result data in the storage medium 140 in association with the customer information (1255b).

In addition, the information transmission unit 225 of the international distribution gift certificate operating device (or server) transmits the full text including the generated international distribution gift certificate payment details (data) to the payment terminal (1260b).

13 is a diagram illustrating a process of calculating an international distribution voucher payment amount according to an embodiment of the present invention.

More specifically, FIG. 13 illustrates a preferred process of calculating the gift certificate payment amount when the gift certificate payment is approved through the same process as that of FIG.

Referring to FIG. 13, the international distribution gift certificate operating apparatus (or server) determines whether to settle an international distribution gift certificate payment amount that has been approved for payment according to a predetermined international distribution gift certificate payment amount settlement policy (1300). If it is determined that the settlement of the international distribution gift certificate is to be performed (1305), the international distribution gift certificate operating device (or the server) is the currency of the international distribution gift certificate issued by the international distribution gift certificate issuer according to the international distribution gift certificate settlement amount settlement policy. A predetermined amount of international distribution vouchers based on value, and / or based on the monetary value of the international distribution voucher using institution (or country) in which the international distribution voucher was used, and / or based on the customer using the international distribution voucher. It can be calculated (1310).

According to an exemplary embodiment of the present invention, when the international distribution gift certificate settlement amount calculation process is made based on the monetary value of the international distribution gift certificate issued by the international distribution gift certificate issuer, the international distribution gift certificate operating device (or server) is The international distribution voucher payment amount used by a customer using at least one international distribution voucher among the international distribution vouchers issued by the international distribution voucher issuing institution in association with a predetermined currency exchange processing means (or apparatus or server). It is preferable to exchange the monetary value of the gift certificate, add the sum to calculate a predetermined international distribution gift certificate settlement amount, and transfer the calculated international distribution gift certificate settlement amount to the international distribution gift certificate issuer.

According to another exemplary embodiment of the present invention, when the international distribution gift certificate settlement amount calculation process is made based on the monetary value of an international distribution gift certificate user organization (or country) in which the international distribution gift certificate is used, the international distribution gift certificate is operated. The apparatus (or the server) calculates a predetermined amount of the international distribution gift certificate by calculating the amount of payment of the international distribution gift certificate corresponding to the international distribution gift certificate used by the predetermined international distribution gift certificate user institution, and calculates the calculated amount of the international distribution gift certificate. It is preferable to exchange the currency value of the international distribution gift certificate issuing agency (or country) and transfer the exchanged international distribution gift certificate settlement amount to the international distribution gift certificate issuing agency.

According to another exemplary embodiment of the present invention, when the international distribution gift certificate settlement amount calculation process is performed based on the user of the international distribution gift certificate, the international distribution gift certificate operating device (or the server) may use at least a predetermined international distribution gift certificate use head. It is preferable to calculate a predetermined international distribution gift certificate settlement amount by summing up the international distribution gift certificate settlement amount used by at least one international distribution gift certificate user institution, and transfer the calculated international distribution gift certificate settlement amount to the gift certificate issuer.

According to an embodiment of the present invention, the process of calculating the international distribution gift certificate settlement amount is calculated based on the fee and / or fee rate included in the international distribution gift certificate information to calculate the international distribution gift certificate settlement fee to the international distribution gift certificate settlement amount. It is preferable to further comprise including.

When the international distribution gift certificate settlement amount is calculated through the above process, the international distribution gift certificate operating apparatus (or server) may calculate the calculated international distribution gift certificate settlement amount through the predetermined financial system and the international distribution gift certificate issuer and / or Transfer to an international distribution voucher using agency (1315).

According to the present invention, by providing an international distribution voucher operating method and system, overseas travelers (visit) customers (for example, people, friends, relatives, etc.) has the advantage that it is more convenient to use the voucher purchased in the country abroad. .

In addition, there is no need to carry too much money exchange and the resulting cash, there is an advantage that the presenter can make a more useful gift.

In addition, the gift voucher has the advantage that can greatly enhance the reputation and credit rating internationally.

Claims (66)

A gift voucher information registration step of registering, in a predetermined voucher information registration means, an international distribution gift voucher purchased or held by a customer in a predetermined storage medium; When the customer uses the international distribution voucher in a second country other than the gift voucher selling country, a predetermined terminal and the storage medium (or storage medium) requesting the customer to approve the use of the international distribution voucher by a predetermined gift certificate use approval means. A gift certificate approval step of authenticating the validity of the international distribution gift certificate, and approving the use of the international distribution gift certificate in accordance with the authentication result; And Corresponding to the customer's use of the international distribution gift certificate by comparing a difference between the currency value of the international distribution gift certificate sale country and the currency value of the country using the international distribution gift certificate in a predetermined gift certificate settlement processing means, or by comparing the exchange rates between the two countries An international distribution gift certificate operating method comprising: a gift certificate settlement processing step of performing a gift certificate settlement processing. The method of claim 1, wherein registering the gift certificate information comprises: Wireless terminal information and / or card information and / or customer identification information owned by the purchaser of the gift card (and / or the customer who will receive the purchased gift card) information of the international distribution gift certificate-available in at least two countries; Or storing and registering in the storage medium in association with the customer authentication information. According to claim 1, In the gift certificate approval step, The terminal, A terminal provided in the international distribution gift certificate—a gift certificate available in at least two countries—and / or International distribution gift certificate operating method comprising the customer terminal using the international distribution gift certificate. According to claim 1, wherein the gift certificate approval step, Receiving, from the terminal, the international distribution voucher—a gift certificate available in at least two countries or unique information and / or the customer information using the international distribution voucher; And And authenticating the validity of the international distribution gift certificate by using the received international distribution gift certificate unique information and / or the international distribution gift certificate using customer specific information. According to claim 4, The international distribution gift certificate using customer specific information, International voucher operating method characterized in that it comprises at least one or more of the customer-owned wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information using the gift certificate. According to claim 1, wherein the gift certificate approval step, Further receiving payment amount information using the international distribution gift certificate-a gift certificate available in at least two countries-from the terminal; And Payment of the payment amount using the international distribution gift certificate that the customer intends to use by comparing the currency value (or exchange rate information) of the country where the international distribution gift certificate is sold with the currency value (or exchange rate information) of the country using the international distribution gift certificate. Checking whether the processing is possible; International distribution gift certificate operating method characterized in that it further comprises. According to claim 1, wherein the gift certificate approval step through the gift certificate settlement step, And transmitting, to a terminal and / or a customer terminal, a payment processing result (or payment authorization) data using the international distribution gift certificate—a gift certificate available in at least two countries—in a predetermined information transmitting means. International distribution voucher operating method characterized by. According to claim 1, wherein the gift certificate approval step through the gift certificate settlement step, And storing, in a predetermined storage medium, payment processing result data using the international distribution gift certificate—a gift certificate available in at least two countries—in a predetermined information storage means. The method of claim 1, Gift voucher information providing step of providing at least one or more international distribution vouchers-gift voucher-information available in at least two countries from a predetermined information providing means to a customer terminal; And And an information receiving step of receiving, from a predetermined information receiving means, an international distribution gift certificate to be purchased from the customer terminal-selection information available in at least two or more countries. The method of claim 9, wherein the information receiving step, And further receiving, from the customer terminal, gift certificate recipient customer information to present the international distribution gift certificate-a gift certificate available in at least two countries. 11. The method of claim 10, wherein the gift voucher customer information,  International gift voucher operating method comprising the personal information of the recipient of the gift certificate, the customer authentication information of the recipient of the gift certificate, wireless terminal information of the customer owned by the recipient of the gift certificate, and information on the wired communication means of the recipient of the gift certificate. . 10. The system of claim 9, wherein the international distribution voucher-gift certificate-information available in at least two countries is: A method for operating an international distribution voucher, characterized in that it comprises at least one of a voucher name and / or a voucher available merchant and / or a voucher available country and / or a voucher value. The method of claim 9, wherein the customer terminal, And a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a portable internet phone, and telematics, a wired telephone, and at least one automation device such as a CD / ATM and a kiosk. How to Operate International Distribution Vouchers. The method according to claim 1 or 9, The international distribution gift certificate purchase customer and / or the international distribution gift certificate-a gift certificate-information data available in at least two countries and / or the international distribution gift certificate unique identification code and / or an international distribution gift certificate purchase receipt in a predetermined information providing means. International information characterized in that it further comprises the step of providing information to the wireless terminal and / or wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or automated devices owned by the customer receiving the gift certificate. How to operate a distribution voucher. A recording medium comprising a program for executing the method of any one of claims 1 to 14. Gift voucher information registration means for registering in a predetermined storage medium an international distribution voucher purchased or held by a customer, which is available in at least two countries; When the customer uses the international distribution gift certificate in a second country other than the country of sale of the gift certificate, in connection with a predetermined terminal and the storage medium (or storage medium operating means) requesting the customer to approve the use of the international distribution gift certificate. Gift certificate use approval means for authenticating the validity of the international distribution gift certificate and approving the use of the international distribution gift certificate according to the authentication result; And Performing a voucher settlement process corresponding to the use of the international distribution gift certificate by comparing the difference between the currency value of the international distribution gift certificate sale country and the currency value of the country using the international distribution gift certificate, or by comparing the exchange rates between the two countries; A predetermined gift certificate settlement processing means; international distribution gift certificate management system comprising a. The method of claim 16, wherein the gift certificate information registration means, Wireless terminal information and / or card information and / or customer identification information owned by the purchaser of the gift card (and / or the customer who will receive the purchased gift card) information of the international distribution gift certificate-available in at least two countries; Or storing and registering in the storage medium in association with the customer authentication information. The method of claim 16, wherein the terminal, A terminal provided in the international distribution gift certificate—a gift certificate available in at least two countries—and / or International distribution gift certificate operating system comprising the customer terminal using the international distribution gift certificate. The method of claim 16, wherein the gift certificate approval means, Receive from the terminal the international distribution gift certificate—a gift certificate available in at least two or more countries—and unique information and / or customer specific information using the international distribution gift certificate, and use the received international distribution gift certificate unique information and / or the international distribution gift certificate An international distribution gift certificate operating system, characterized in that for authenticating the validity of the international distribution gift certificate using customer specific information. 20. The method of claim 19, wherein the international distribution gift certificate using customer specific information, International voucher operating system characterized in that it comprises at least one or more of the customer-owned wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information using the gift certificate. The method of claim 16, wherein the gift certificate approval means, Further receiving payment amount information using the international distribution gift certificate—a gift certificate available in at least two countries—from the terminal, wherein the currency value (or exchange rate information) of the international distribution gift certificate sale country and the currency of the international distribution gift certificate user country are received. Comparing the value (or exchange rate information), the international distribution gift certificate operating system, characterized in that by using the international distribution gift certificate that the customer wants to check whether the settlement of the payment amount is possible. The method of claim 16, And an information transmission means for transmitting the payment processing result (or payment approval text) data using the international distribution gift certificate—a gift certificate available in at least two countries—to the terminal and / or a customer terminal. Distribution voucher management system. The method of claim 16, And an information storing means for storing the payment processing result data using the international distribution gift certificate, which is available in at least two countries, in a predetermined storage medium. The method of claim 16, Information providing means for providing, to the customer terminal, at least one or more international distribution vouchers-gift vouchers-information available in at least two countries; And And an information receiving means for receiving an international distribution gift certificate to be purchased from the customer terminal-selection information available in at least two countries. The method of claim 24, wherein the information receiving means, And further receiving, from the customer terminal, gift certificate recipient customer information to present the international distribution gift certificate—a gift certificate available in at least two countries. 26. The method of claim 25, wherein the gift card recipient customer information,  An international distribution gift certificate management system comprising at least one of the gift certificate receiving customer personal information, the gift certificate receiving customer authentication information, the gift certificate receiving customer owned wireless terminal information, and the gift certificate receiving customer wired communication means information. . 25. The system of claim 24, wherein the international distribution voucher-gift certificate-information available in at least two countries is: An international distribution gift certificate management system comprising a gift voucher name and / or a gift voucher available merchant and / or a gift voucher available country and / or a gift voucher value. The method of claim 24, wherein the customer terminal, And a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a portable internet phone, and telematics, a wired telephone, and at least one automation device such as a CD / ATM and a kiosk. International distribution voucher management system. The method according to claim 16 or 24, The international distribution gift certificate—a gift certificate-information data available in at least two or more countries and / or the international distribution gift certificate unique identification code and / or an international distribution gift certificate purchase receipt may be owned by the international distribution gift certificate purchaser and / or the customer receiving the gift certificate. An international distribution gift certificate operating system, further comprising information providing means provided by a terminal and / or a wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or an automated device. The method according to any one of claims 16 to 29, wherein each of the means, On a single server (or device), International distribution gift certificate management system, characterized in that provided in a plurality of servers (or devices). The system according to any one of claims 16 to 29, wherein the international distribution gift certificate management system, Consists of a single server (or device), or An international distribution gift certificate management system, comprising a plurality of servers (or devices). The system according to any one of claims 16 to 29, wherein the international distribution gift certificate management system, An international distribution gift certificate management system, comprising a plurality of servers (or devices) connected through an international communication network. If you use an international distribution voucher that is available in at least two countries in a second country other than the country in which the voucher is sold, A storage terminal (or storage medium operating means) for storing and managing a predetermined terminal requesting the customer to approve the use of the international distribution voucher and an international distribution voucher purchased or retained by the customer, which is available in at least two countries. Gift voucher use approval means for authenticating the validity of the international distribution voucher and approving the use of the international distribution voucher according to the authentication result; And Performing a voucher settlement process corresponding to the use of the international distribution gift certificate by comparing the difference between the currency value of the international distribution gift certificate sale country and the currency value of the country using the international distribution gift certificate, or by comparing the exchange rates between the two countries; And a predetermined gift certificate settlement processing means. The method of claim 33, And a voucher information registration means for registering the voucher-information available in at least two countries for purchase or held by the customer in a predetermined storage medium. The method of claim 34, wherein the gift certificate information registration means, Wireless terminal information and / or card information and / or customer identification information owned by the purchaser of the gift card (and / or the customer who will receive the purchased gift card) information of the international distribution gift certificate-available in at least two countries; Or storing and registering in the storage medium in association with the customer authentication information. The method of claim 33, wherein the terminal, A terminal provided in the international distribution gift certificate—a gift certificate available in at least two countries—and / or International distribution gift certificate operating apparatus comprising the customer terminal using the international distribution gift certificate. The method of claim 33, wherein the gift certificate approval means, Receive from the terminal the international distribution gift certificate—a gift certificate available in at least two or more countries—and unique information and / or customer specific information using the international distribution gift certificate, and use the received international distribution gift certificate unique information and / or the international distribution gift certificate An international distribution gift certificate operating apparatus, characterized in that for authenticating the validity of the international distribution gift certificate by using customer unique information. 38. The method of claim 37, wherein the international distribution gift certificate customer specific information, An international distribution gift certificate operating apparatus comprising at least one or more of the customer-owned wireless terminal information and / or card information and / or customer identification information (passport number, etc.) and / or customer authentication information using the gift certificate. The method of claim 33, wherein the gift certificate approval means, Further receiving payment amount information using the international distribution gift certificate—a gift certificate available in at least two countries—from the terminal, wherein the currency value (or exchange rate information) of the international distribution gift certificate sale country and the currency of the international distribution gift certificate user country are received. Comparing the value (or exchange rate information), using the international distribution voucher that the customer wants to determine whether the payment processing of the payment amount characterized in that the international distribution voucher operating apparatus. The method of claim 33, And an information transmission means for transmitting the payment processing result (or payment professions) data using the international distribution gift certificate—a gift certificate available in at least two countries—to the terminal and / or a customer terminal. Distribution voucher management device. The method of claim 33, And an information storing means for storing the payment processing result data using the international distribution gift certificate—a gift certificate available in at least two countries—in a predetermined storage medium. The method of claim 33, Information providing means for providing, to the customer terminal, at least one or more international distribution vouchers-gift vouchers-information available in at least two countries; And And an information receiving means for receiving an international distribution gift certificate to be purchased from the customer terminal-gift certificate selection information available in at least two or more countries. The method of claim 42, wherein the information receiving means, And further receiving, from the customer terminal, gift certificate recipient customer information to present the international distribution gift certificate-a gift certificate available in at least two countries. 44. The method of claim 43, wherein the gift voucher customer information is:  An international distribution gift certificate operating apparatus comprising at least one of the gift certificate receiving customer personal information, the gift certificate receiving customer authentication information, the gift certificate receiving customer owned wireless terminal information, and the gift certificate receiving customer wired communication means information. . 43. The method of claim 42, wherein the international distribution voucher-gift certificate-information available in at least two countries is: An international distribution gift certificate operating apparatus comprising a gift voucher name and / or a gift voucher available merchant and / or a gift voucher available country and / or a gift voucher value. The method of claim 42, wherein the customer terminal, And a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a portable internet phone, and telematics, a wired telephone, and at least one automation device such as a CD / ATM and a kiosk. International distribution voucher management system. 43. The method of claim 33 or 42, The international distribution gift certificate—a gift certificate-information data available in at least two or more countries and / or the international distribution gift certificate unique identification code and / or an international distribution gift certificate purchase receipt may be owned by the international distribution gift certificate purchaser and / or the customer receiving the gift certificate. An international distribution gift certificate operating apparatus, further comprising information providing means provided by a terminal and / or a wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or an automated device. 48. The apparatus of any one of claims 33 to 47, wherein each means is On a single server (or device), International distribution gift certificate operating apparatus, characterized in that provided in a plurality of servers (or devices). 48. The apparatus according to any one of claims 33 to 47, wherein Consists of a single device (or server), or An international distribution gift certificate operating apparatus comprising a plurality of devices (or servers). 48. The apparatus according to any one of claims 33 to 47, wherein An international distribution gift certificate operating apparatus comprising a plurality of devices connected through an international communication network. 48. A recording medium, comprising: a program for executing a function of the device constituting means of any one of claims 33 to 47; Gift voucher information registration means for registering in a predetermined storage medium an international distribution voucher purchased or held by a customer, which is available in at least two countries; If you use an international distribution voucher that is available in at least two countries in a second country other than the country in which the voucher is sold, In connection with a predetermined terminal (or server) and the storage medium (or storage medium operating means) that request and / or process the customer's approval for use of the international distribution gift certificate, the currency value of the international distribution gift certificate sale country and the international And a predetermined gift certificate settlement processing means for performing a gift certificate settlement process corresponding to the use of the international distribution gift certificate by the customer by comparing a difference in currency values of a country using a distribution gift certificate or comparing exchange rates between the two countries. An international distribution gift certificate operating device. The method of claim 52, wherein the gift certificate information registration means, Wireless terminal information and / or card information and / or customer identification information owned by the purchaser of the gift card (and / or the customer who will receive the purchased gift card) information of the international distribution gift certificate-available in at least two countries; Or storing and registering in the storage medium in association with the customer authentication information. 53. The method of claim 52, wherein the terminal, A terminal provided in the international distribution gift certificate—a gift certificate available in at least two countries—and / or International distribution gift certificate operating apparatus comprising the customer terminal using the international distribution gift certificate. The method of claim 52, wherein And an information transmitting means for transmitting the international distribution gift certificate—a gift certificate available in at least two countries—to the customer terminal. The method of claim 52, wherein And an information storage means for storing the international distribution gift certificate—a gift certificate available in at least two countries—using payment data in a predetermined storage medium. The method of claim 52, wherein Information providing means for providing, to the customer terminal, at least one or more international distribution vouchers-gift vouchers-information available in at least two countries; And And an information receiving means for receiving an international distribution gift certificate to be purchased from the customer terminal-gift certificate selection information available in at least two or more countries. The method of claim 57, wherein the information receiving means, And further receiving, from the customer terminal, gift certificate recipient customer information to present the international distribution gift certificate-a gift certificate available in at least two countries. 59. The method of claim 58, wherein the voucher receiving customer information,  An international distribution gift certificate operating apparatus comprising at least one of the gift certificate receiving customer personal information, the gift certificate receiving customer authentication information, the gift certificate receiving customer owned wireless terminal information, and the gift certificate receiving customer wired communication means information. . 58. The system of claim 57, wherein the international distribution voucher-gift certificate-information available in at least two countries is: An international distribution gift certificate operating apparatus comprising a gift voucher name and / or a gift voucher available merchant and / or a gift voucher available country and / or a gift voucher value. The method of claim 57, wherein the customer terminal, And a wired terminal including a PC, a wireless terminal including at least one of a mobile phone, a PDA, a portable internet phone, and telematics, a wired telephone, and at least one automation device such as a CD / ATM and a kiosk. International distribution voucher management system. The method of claim 52 or 57, The international distribution gift certificate—a gift certificate-information data available in at least two or more countries and / or the international distribution gift certificate unique identification code and / or an international distribution gift certificate purchase receipt may be owned by the international distribution gift certificate purchaser and / or the customer receiving the gift certificate. An international distribution gift certificate operating apparatus, further comprising information providing means provided by a terminal and / or a wired communication medium (e-mail, messenger, homepage, bulletin board, web hard, blog, etc.) and / or an automated device. 63. The apparatus of any one of claims 52 to 62, wherein each of the means is On a single server (or device), International distribution gift certificate operating apparatus, characterized in that provided in a plurality of servers (or devices). 63. The apparatus according to any one of claims 52 to 62, wherein the international distribution gift certificate operating device is Consists of a single device (or server), or An international distribution gift certificate operating apparatus comprising a plurality of devices (or servers). 63. The apparatus according to any one of claims 52 to 62, wherein the international distribution gift certificate operating device is An international distribution gift certificate operating apparatus comprising a plurality of devices connected through an international communication network. A program according to any one of claims 52 to 62, wherein a program for executing the function of the device constituting means is recorded.

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