KR20070016181A - How to maintain premiums by copaying premiums - Google Patents

Abstract

In the present invention, an insurance company pays a part of the insurance premium paid by the insured or pays the insurance premium so that the insured member wants to reduce the premium payment burden on the insurance product and to subscribe and maintain the insurance premium, and provides 100% of the benefits under the policy. How to deliver the goods

At this time, the insurer may exercise the security right on the subscriber's securities, and the insurance contract is made by applying interest on the amount paid to the subscriber's payment by applying the interest rate at fixed or fixed interest rate and jointly paying the premium. Is to provide a way to keep the goods

At this time, the subscriber pays only a part of the insurance amount, so the contract is concluded, so the household burden is reduced and the benefit is guaranteed to 100% of the terms and conditions, and the insurer pays a part of the insurance premium paid by the insured. Interest income is generated by applying interest at variable or fixed interest rate, and it is easy to join customers because the paid insurance premiums are reduced and the household burden is reduced. It is characterized by providing a way to maintain the maximum benefits and ease of maintenance for the subscriber.

 Co-paying premiums and maintaining insurance products to the insurance product (3), so that the insurer pays a portion of the insurance premium paid by the insured, or that the insurer wants to reduce the premium payment burden on the insurance product. Prevent or steal jointly-owned insurance fraud in advance;

Description

How to co-pay premiums to keep your insurance products {omitted}

1, a process diagram of the present invention

<Description of the code | symbol about the principal part of drawings>

1 Subscriber 2 Insurance Company 3 Insurance Products

The purpose is to provide a method for maintaining insurance products by jointly paying premiums.

The present invention relates to insurance products through life insurance, traffic accident insurance, fire insurance, etc.

In the past, the contractor had to pay 100% of the insurance fee, so the household burden was high.

In addition, it was difficult to brake the insurance fraud due to many ambiguous details when exposed to the insurance fraud.

To solve the above problems,

In the present invention, the insured pays only a partial amount of the total amount of the insurance product (3), and the insured part pays or suspends the insurance company, and pays interest to the subscriber by arranging interest on it and applying it as a variable or fixed rate. It is a method of maintaining insurance products by jointly paying premiums, which is a method of establishing insurance and paying only a part of insurance costs, and paying 100% to subscribers when insurance compensation costs occur.

It also aims to create mutual benefits for each other by co-ownership.

In order to achieve the above object, the present invention reduces the household burden of the subscriber at the time of joining the insurance, so that the insurance company pays or bears the amount of the ratio as agreed with the insurer (2) It is designed to form insurance products jointly with an insurance company by paying the amount of the contracted amount, and to receive 100% of the benefits set forth in the terms and conditions when the insurance expenses are paid to the subscriber.

In addition, the means according to the present invention, by being exposed to the insurance fraud, to pay partly through the insurance payment fee, or to hold a part to be able to suddenly braking to the insurance fraud to constitute a contract joint ownership rights

As described above, the present invention

The insurer (1) pays some insurance premiums with the insurer (2), and the insurance company (2) also pays or suspends some premiums according to the agreement for the products subscribed to by the subscriber (1) to generate insurance products and secure the security right. It provides the effect to protect and maintain the insurance product (3) by exercising ownership and co-owning and exerting ownership when exposed to insurance fraud, preventing accidents in advance.

In contracting the insurance product (3), the subscriber (1) pays only a portion of the contract agreed with the insurance company (2), thereby reducing the household burden, and at the insurance company (2), when the insurance compensation payment occurs, It is effective to provide coverage to the subscriber (1) to guarantee the benefit of 100%. Also, the insurance company (2) has to pay the other part of the product (3) or withhold part of the money. In addition, since the company's own money is processed by the company, high value-added income such as interest income is created.

As such, the insured 1 and the insurer 2 generate a normal benefit to each other by jointly paying the premium and maintaining the insurance product 3.

Claims (1)

In the method of maintaining the insurance product (3) by copayment of premiums, The insurance subscriber (1) and the insurance company (2) pays a part of the premiums to the insurance product (3) by a mutually agreed ratio and co-owned, The insurer (1) and the insurer (2) may pay or correlate some insurance premiums to the insurance product (3) at a mutually agreed rate, and jointly own the insurance fraud to prevent or suddenly stop the insurance fraud; The insured person (1) and the insurer (2) pay or correlate some insurance premiums to the insurance product (3) by a mutually agreed ratio, and jointly own each other to generate mutual benefits, A method of maintaining an insurance product by copayment of premiums combining the above steps.

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