KR20060126138A - Method for an investment type marketing goods - Google Patents

Abstract

A method for selling an investment type goods is provided to solve uneasiness for fund return of a goods provider by inducing investors before the seller sells the goods and paying a part of investment to the goods provider as a goods price. A goods seller server transmits goods information including the name, quantity, cost, and manufacturing cost of a goods, received from a goods provider(S330). The goods seller server publicizes goods investment information including the name, sale quantity, customer price, sale mode/date, and profit sharing rate of the goods according to the total sale quantity to investors(S340). The goods seller server receives investment determination information from the investors(S350). The goods seller server pays the manufacturing price to the goods provider(S360). The goods seller server sells the goods by publicizing goods sale information including the goods name and customer price to customers(S370). The goods seller server gives a dividend to each investor after closing sales(S390).

Description

How to sell investment products {METHOD FOR AN INVESTMENT TYPE MARKETING GOODS}

1A and 1C are schematic diagrams showing an investment product sales system according to the present invention;

2A and 2B are flowcharts illustrating a method of selling investment-type goods according to an embodiment of the present invention.

3A and 3B are flowcharts illustrating a method of selling investment-type goods according to another embodiment of the present invention.

<Description of Symbols for Main Parts of Drawings>

100: commodity supplier 200: investor

300: consumer 400: product seller server

500: Bank Server 600: Exchange

700: sales agent

The present invention relates to a merchandise selling method incorporating a kind of stock investment method, and more particularly, a merchandise seller provides sales information to a consumer, including a merchandise sold, a sales amount, a sales method, and a sale date and time, and the sales information. In addition, the present invention relates to a method of selling investment-type goods, which discloses dividends determined according to the total sales volume of the relevant products to investors, attracts investment funds, and then starts selling the products after payment of the production price of the goods supplier using the investment funds. .

In the conventional merchandise sales method, an on-line or off-line merchandise seller selects a product to be sold to the consumer, purchases the quantity corresponding to his / her capital from a product supplier such as a manufacturer or a developer, and sells it to the consumer; In other words, such as paying a predetermined down payment to the product supplier and selling the product and paying the production price for the product, or selling the product to the consumer and paying the production price of the product supplier as the selling price. There are credit-based schemes (hereinafter referred to as credit-based schemes).

However, in the above credit-based scheme, when the seller of the product lacks the capital power to purchase the product, the commodity supplier takes anxiety about whether the money recovery (production price) is normally performed until a series of merchandise sales or end of sale. There is a problem that must be done. In addition, if the funds are not recovered smoothly, the product supplier may suffer from deterioration or the bankruptcy of the product, and if the product provider fails, consumers who purchase the product from the product provider are not guaranteed continuous service. Problems also arise.

On the other hand, in recent years, as interest in Jae-Tec increases throughout society, stock trading-based investment methods (stock investment methods) that can obtain high profits have been attracting attention. However, there is a difficulty in investing the stock investment method that investors should closely check the current status (variables) of the investment target by checking the current state of stock trading such as stock index.

The present invention, which was devised to solve the above problems, attracts investors before the product seller makes a sale of the product, and pays a part of the investment of the investor to the product supplier as a commodity price, thereby providing funds for the product provider. The purpose is to provide an investment-type merchandise sales method that can alleviate the recovery insecurity.

The present invention also provides an investment-type merchandise selling method in which an investor can obtain a profit according to the sales quantity of the product to be invested and the actual total sales quantity, unlike a conventional investment method in which an investor must grasp a large number of variables before and after investment.

In accordance with an aspect of the present invention, a product seller server 400 receives product information including a product name, a quantity, a cost, and a production price from a product provider 100, and the product seller server 400. ) Discloses to the investor 200 product investment information including a product name, a sales quantity, a consumer price, a sales method, a sales date and a profit dividend rate according to the total sales quantity, and the merchandise seller server 400 by the investor server 400. Receiving investment decision information including a product name, an investment amount, a sales method, a profit dividend payment method, etc. from the 200, and the product seller server 400 paying the production price to the product provider 100; The commodity seller server 400 discloses the commodity sales information including a brand name and a consumer price, etc. to the consumer 300 and sells the commodity, and the commodity seller server 400 receives the prize. During the sale of the product, providing the investor 200 with the sales progress information including the product name, the sales quantity, the total sales quantity and the sale date and time, and after the sale of the product is terminated by the product seller server 400, Paying dividends to the investor 200 based on the investment decision information and the final sale quantity of the corresponding product; Is made of.

Before describing the present invention in detail, it should be noted that the detailed description of known functions and configurations related to the present invention is omitted if it is determined that the gist of the present invention may unnecessarily obscure the subject matter of the present invention. .

Hereinafter, an investment-type merchandise selling system according to an embodiment of the present invention will be described with reference to FIGS. 1A to 1C. 1A to 1C are schematic configuration diagrams of an investment merchandise sales system according to the present invention.

As shown in FIG. 1A, the investment product sales system according to the exemplary embodiment of the present invention includes a product provider 100, an investor 200, a consumer 300, a product seller server 400, and a bank server. 500.

The product supplier 100 performs a function of registering product information including a product name, quantity, cost, and production cost to a product seller server 400 below through a terminal that can be connected to a wired / wireless information communication network (not shown). .

In addition, the investor 200 determines whether to invest based on predetermined information provided from the product seller server 400 described below and determines the information through a terminal accessible to a wired / wireless information communication network (hereinafter referred to as 'investment decision information'). ')) To the product seller server 400. In the present embodiment, the predetermined information is received from the commodity seller server 400, and the investment decision information is set to be transmitted directly to the commodity seller server 400, but the present invention is not limited thereto.

In addition, the consumer 300 is a consumer who finally purchases a product of the product provider, and performs a procedure related to purchasing a product through a terminal accessible to an information communication network.

In addition, the product seller server 400, based on the product information transmitted from the product provider 100, the product name (product code), sales quantity, consumer price, sales method, sale date and time (sale start date and end date) Promote product investment information including profit and dividend rate according to total sales quantity to the investor 200 to attract investment, and pay a part of the investment investment to the product provider 100 as a commodity price, Disclosure of product sales information including a brand name and a consumer price to be sold to the consumer (300). At this time, the product seller server 400 is associated with the product provider DB 410 for managing information related to the product provider 100, the investor DB 420 for managing information related to the investor 200, the consumer 300 It may include a number of databases related to the operation, such as consumer DB 430 for managing information. The commodity supplier DB is managed by collecting related information for each commodity provider, and the investor DB is managed in the same manner as the commodity provider DB.

In this embodiment, the merchandise seller server 400 directly performs a procedure related to attracting the investor 200 and sets the merchandise sales information directly to the consumer 300, but the present invention is not limited thereto. In this regard, the characteristic aspect of the product seller server 400 will be described below.

In addition, the bank server 500 performs a procedure related to a financial transaction between the product provider 100, the investor 200, the consumer 300, and the product seller server 400. In the present embodiment, the bank server 500 is preferably a plurality of bank servers linked through a wired or wireless information communication network.

On the other hand, when the product seller 400 attracts investment from the investor 200, as shown in Figure 1b, the exchange 600 dedicated to attracting investors between the investor 300 and the product seller server 400 Can be included. Of course, the exchange 600 is preferably provided with a server and a plurality of databases (not shown) that can be connected to the wired and wireless information communication network.

In this case, the investment of the investor 200 is basically based on the sales quantity of the corresponding product, and preferably, any profit (profit dividend rate, dividend) occurs when the actual total sales amount is a certain ratio, for example, 70% or more. On the other hand, if the total sales volume is low, for example less than 50% profit and loss information on what damage occurs should be disclosed to the investor (200).

More specifically, the profit dividend rate may be set to any one of a profit dividend payment method including a principal guarantee type, an inventory acquisition type, an option transaction type, and an equity linked type. The principal guarantee type is a method of paying a profit margin, if the sale is made to the product at a certain rate, and returning only the principal if the sale is low, for example, the actual amount of sales of the product at the closing date. When the total sales volume is 70%, the profit dividend rate is set to 0%. As the total sales volume increases, the profit dividend rate increases, and when the total sales volume is less than 70%, only the principal is returned. At this time, the product is initially taken in the form of the investor 200, and when the total sales volume is low, the stock product generated by the product seller to buy and resell the principal (initial investment) of the investor 200 Will be covered.

Next, the inventory acquisition type takes the same method as the above-described principal guarantee type, but when the total sales volume is low, the investor 200 acquires the principal loss amount as the inventory product.

In addition, the option transaction type is not a form in which the investor 200 first purchases the corresponding product, such as the principal guarantee type and the stock acquisition type, but is a kind of speculative investment method for the sale of the product. Divided into 70%, 80%, and 90%, the risk is reflected, and the investor 200 selects any one of them, and the profit dividend is differentially applied according to the risk. For example, if the investor 200 invests in a stage set at 70%, a 10% profit dividend is applied when the total sales volume reaches 70%, and a 10% deduction (damage) is applied from the principal if it is not. On the other hand, when the investor 200 invests in a relatively high risk stage set at 90%, the profit amount of 30% is applied when the total sales volume reaches 90%, and 30% of the principal is deducted when the investor 200 falls below 90%. As such, the profit odds apply differentially.

Finally, if the product provider 100 or the product seller 400 is a joint-stock company, the investor 200 will receive a profit dividend according to the total sales of the product in cash, or if the product provider ( 100) or the stock seller 400 will be paid, or the amount corresponding to the market interest rate will be paid at a certain rate and the rest of the way to be paid in stock. Of course, before the commodity supplier 100 supplies the commodity, the commodity seller 400 or the investor 200 should be informed whether the commodity is linked to its stock. In addition, the product seller 400 may increase sales by interlocking its shares regardless of the stock linkage of the product provider 100. This stock-linked method can be used as a way for small and medium-sized companies or new product development companies to independently promote product sales and secure stable funds.

In the meantime, when the product seller server 400 sells the product to the consumer 300, a sales agent 700 who is dedicated to selling the product is the product seller server 400 and the consumer 300 as illustrated in FIG. 1C. ) May be included. In the present embodiment, the sales agency server 700 will be set as a server of various home shopping companies using a TV and the Internet, but the present invention is not limited thereto.

In the investment-type merchandise sales system as described above, the merchandise sales promotion may be made through various promotion means such as TV home shopping, Internet shopping mall, DMB, Internet-accessible mobile phone and PDA, which can be easily accessed by consumers. Obviously, the invention is not limited to the kind of promotional means.

Hereinafter, the investment-type merchandise selling method according to an embodiment of the present invention having the above-described configuration will be described with reference to FIGS. 2A and 3B. 2A and 2B are flowcharts illustrating an investment product selling method according to an embodiment of the present invention, and FIGS. 3A and 3B are flowcharts illustrating an investment product selling method according to another embodiment of the present invention.

Looking at the investment-type merchandise sales method as shown in Figures 2a and 2b, first, the merchandise seller server 400 from the member information and the investor 200 including the product provider information from the product provider 100 The member information including the investor information is transmitted (S310). Here, the product supplier information includes an identification ID and password, a payment account, a business registration number (resident registration number), a contact number, an e-mail address and an address, and the investor information includes an identification ID and password, a payment account, a social security number, a contact number, an e-mail address, and an address. Although it is set to include an address, the present invention is not limited thereto.

Next, the product seller server 400 stores the received member information in the product provider DB 410 and the investor DB 420, respectively (S320). In this embodiment, the product provider DB 410 and the investor DB 420 are set to be stored in the product seller server 400, but are distributed and stored in a separate database server managing a database. ) Can also be set to work with.

Thereafter, the product seller server 400 receives the product information including the product name, quantity, cost, and production price from the product provider 100 (S330). At this time, the product information is preferably stored and managed in the product provider DB (410).

Based on the received product information, the product seller server 400 includes a product including a product name (product code), sales quantity, consumer price, sales method, sales date and time, and profit dividend (dividend) according to the sales quantity. Promote (disclose) the investment information to the investor 200 (S340). Such promotion may be performed by the investor 200 accessing a web page provided by the commodity seller server 400 through the terminal, whereas the commodity sales server 400 is based on the information stored in the investor DB 420. Internet connection can be made through a mobile phone, e-mail, etc., can also be made through a variety of means, such as DMB, PDA, cable or TV broadcasting via satellite broadcasting channels, the present invention is limited to the kind of means no.

In this embodiment, the selling method is information on which route the product is sold to the consumer 300. For example, various selling means such as a general TV home shopping, an internet shopping mall, a DMB, an Internet-accessible mobile phone, and a PDA Although at least one of the means will be set to include, but the present invention is not limited to the selling means.

Thereafter, the product seller server 400 receives investment decision information including a product name (commodity code), an investment amount, a sales method, a profit dividend payment method, etc. from the investor 200 and stores the investment decision information in the investor DB 420. (S350). The investment decision information is transmitted on a predetermined web page provided by the commodity seller server 400. When the investor 200 accesses the commodity seller server 400, an identification ID for authenticating the investor 200 is stored. And a procedure for receiving a password is preferably preceded. In this case, the investment amount is set by the investor 200 to transfer to the account of the commodity seller server 400 through the bank server 500, but with the bank server 500 provided by the commodity seller server 400 It can also be set on the associated web page.

Next, as a characteristic step of the present invention, the merchandise seller server 400 transfers the production payment for the merchandise to the merchandise provider 100 through the bank server 500 (S360).

After the step S360, the merchandise seller server 400 promotes (discloses) the merchandise sales information including a brand name (merchandise code), a consumer price, etc. to the consumer 300, and starts the merchandise sales (S370). ). As described above, the promotional means used for the disclosure of product sales information may be made through a TV home shopping, an internet shopping mall, a DMB, a mobile phone and a PDA, which are connected to the Internet. In the present embodiment, the step S370 is set to be performed after the step S360. However, as an alternative to increase the promotional effect of the product, it may be preferable to set the step S340 before or after the step S340. In addition, in this embodiment, the product sales information disclosure and product sales can be set as dedicated by the sales agent 700, as shown in FIG. 3b, which can be easily modified by those skilled in the art. Bar, detailed description related to the sales agent 700 will be omitted.

Next, the merchandise seller server 400 notifies the investor 200 of the sales progress status information including the brand name (merchandise code), the sales quantity, the total sales quantity and the sales date and time for the corresponding product (S380). At this time, after the investor 200 accesses the product seller server 400 using the terminal, the situation information can be confirmed on a web page provided by the product seller server 400, and the delivery medium capable of real-time situation delivery. For example, DMB, mobile phones, Internet set-top boxes, IP-TV, TV cable or satellite broadcasting channels are also available. Therefore, the investor 200 can more easily grasp the situation of the product invested by him.

Finally, when the sale of the corresponding product is finished, the product seller server 400 pays the dividend according to the profit dividend promised based on the sales quantity of the corresponding product and the actual total sales quantity (S390). . The dividend payment is preferably transferred to the account of the investor 200 through the bank server 500.

To those skilled in the art for the detailed procedures of the investment-type goods selling method according to an embodiment of the present invention described above, for example, transactions related to banks, procedures made through a predetermined web page provided by the goods seller server 400, etc. It is well known and understandable, so a detailed description thereof is omitted.

3A and 3B, the investment-type product selling method when the exchange 600 is included between the investor 200 and the product seller server 400 is as follows.

Prior to this, referring to a schematic aspect of the exchange 600 according to the present invention to be described below, the exchange 600 is composed of a plurality of product sellers 400 to enter the store from the product information about the product from them Build a database for each seller. Subsequently, the exchange publishes various product information of the product sellers 400 and then, based on the published product information, makes a database of investment information of the investors 200 to invest. Based on this, the exchange 600 brokers a trade between a plurality of commodities that a plurality of commodity sellers 400 intends to sell and a plurality of investors 200 interested in the commodity, for example, a kind of stock exchange. Play a role.

More specifically, the merchandise seller server 400 receives member information and merchandise information including merchandise provider information from the merchandise provider 100 and stores it in the merchandise provider DB 410 as described above (S410 and S420). ).

Thereafter, the product seller server 400 processes the product supplier information and the product information in a predetermined format (hereinafter referred to as 'processed product information') and transmits the same to the exchange 600. At this time, the processed product information will be set in the form of "supplier identification ID, product name (product code), sales quantity, consumer price, sale date and time", etc., but the present invention is not limited to the format.

Next, the product seller server 400 receives the investor information and investment information from the exchange 600 (S440). Looking at the procedure of the exchange 600 for this briefly, first, the exchange 600 performs a series of membership registration procedure that receives the member information including the investor information (S442), the product seller server 400 After disclosing the merchandise sales information based on the processed merchandise information received from the investor (S444), the investor includes a product name (commodity code), investment amount, sales method, profit dividend payment method, etc. from the investor 200; The decision information is received (S446), and the investor information and the investment information are transmitted to the product seller server 400.

After the above-described step S440, the product seller server 400 pays the production price for the corresponding product to the product supplier 100 based on the received investor information and investment information (S450). Here, the received investor information and investment information is preferably stored in the investor DB (420). Thereafter, steps S460, S470, and S480 are performed in the same manner as steps S370, S380, and S390 described above, respectively.

In another embodiment as described above, the investor 200 may sell the rights (dividends, etc.) to the other investor (buyer) for the goods invested before or after the end of the sale of goods, Procedures related to trading are carried out at the exchange 600, as in a typical stock exchange.

For reference, when an investor (seller) sells the right before or after the sale of goods as mentioned above, the investor applies a predetermined mark to the commodity seller or the exchange that the investor sells his / her rights, and the exchange purchases it. It is desirable to allow the investor (the buyer) to make a sale by having the amount determined in a competitive manner between the seller and the unspecified number of buyers, for example, buying or selling shares.

The present invention described above is capable of various substitutions, modifications, and changes without departing from the spirit of the present invention for those skilled in the art to which the present invention pertains. It is not limited to the drawing.

According to the present invention as described above, there is an effect that can solve the anxiety about the money recovery of the product provider.

In addition, according to the present invention, unlike the conventional stock investment method, the investor has the ease of investment to obtain a profit according to the sales quantity and the total sales quantity of the investment product.

Claims (12)

In the product selling method through a system linked to the product provider 100, the investor 200, the consumer 300, the product seller server 400, and the bank 500 to perform their financial transactions, a) receiving, by the product seller server 400, product information including a product name, quantity, cost, and production cost from the product provider 100; b) the merchandise seller server 400 discloses to the investor 200 product investment information including a product name, a quantity sold, a consumer price, a sales method, a sales date and a profit dividend rate according to the total sales quantity, and the like; c) receiving, by the product seller server 400, investment decision information including a product name, an investment amount, a sales method, a profit dividend payment method, and the like from the investor 200; d) paying the production price to the goods supplier 100 by the goods seller server 400; e) the product seller server 400 discloses the product sales information including the brand name and the consumer price, etc. to the consumer 300 and sells the corresponding product; f) providing, by the product seller server 400, the sales progress status information including the brand name, the sales quantity, the total sales quantity, the sales date and time, etc. to the investor 200 during the sale of the corresponding product; And g) paying a dividend to the investor 200 based on the investment decision information and the final sale quantity of the product after the sale of the product is terminated by the product seller server 400; Investment product sales method comprising a. The method of claim 1, Before step a), a-1) receiving, by the product seller server 400, the product provider information from the product provider 100; And a-2) receiving, by the product seller server 400, investor information from the investor 200; Investment product sales method characterized in that it further comprises. The method of claim 1, The profit dividend payment method, An investment-type merchandise sales method, characterized in that any one of the principal security, inventory acquisition, option trading, and stock-linked. The method of claim 1, The means for the product sales information disclosure and product sales of step e), Investment product sales method characterized in that at least any one or more of the web page, TV home shopping, Internet shopping mall, DMB, Internet-accessible mobile phone and PDA provided by the product seller server (400). The method of claim 1, The sales status progress information of step f) is Investment product sales method characterized in that displayed on at least one or more of the web page, TV home shopping, Internet shopping mall, DMB, Internet-accessible mobile phone and PDA provided by the product seller server (400). In the product sales method through a system linked to the product provider 100, the investor 200, the consumer 300, the product seller server 400, the exchange 600 and the bank 500 that performs their financial transactions , A) receiving, by the product seller server 400, product information including product supplier information, product name, quantity, cost, production cost, etc. from the product provider 100; B) the product seller server 400 transmits the processed product information to the exchange (600); C) the commodity seller server 400 receives the investor information and investment decision information from the exchange 600; D) the product seller server 400 pays the production price to the product supplier 100 based on the investor information and investment decision information; E) the merchandise seller server 400 discloses the merchandise sales information including a brand name and a consumer price to the consumer 300 and sells the corresponding merchandise; F) providing, by the product seller server 400, the sales progress information including the brand name, the sales quantity, the total sales quantity, the sales date and time, etc. to the investor 200 during the sale of the corresponding product; And G) after the product seller server 400 is finished selling the product, paying dividends to the investor 200 based on the investment decision information and the final sales quantity of the product; Investment product sales method comprising a. The method of claim 6, In step C), C-1) the server of the exchange 600 receives the investor information from the investor 200; C-2) the server of the exchange 600 discloses the product investment information to the investor 200, including the product name, sales quantity, consumer price, sales method, sales date and time and the profit dividend rate according to the total sales quantity; C-3) the server of the exchange 600 receives investment decision information including the product name, investment amount, sales method, profit dividend payment method, etc. from the investor 200; And C-4) the server of the exchange 600 transmits the investor information and investment decision information to the product seller server 400; Investment product sales method comprising a. The method of claim 6, The processed product information, A method of selling investment goods, comprising the form of a supplier identification ID, a brand name, a quantity sold, a consumer price, and a date and time of sale. The method of claim 6, The profit dividend payment method, An investment-type merchandise sales method, characterized in that any one of the principal security, inventory acquisition, option trading, and stock-linked. The method of claim 6, The means for the product sales information disclosure and product sales of step E), Investment product sales method characterized in that at least any one or more of the web page, TV home shopping, Internet shopping mall, DMB, Internet-accessible mobile phone and PDA provided by the product seller server (400). The method of claim 6, The sales status progress information of step F) is Investment product sales method characterized in that displayed on at least one or more of the web page, TV home shopping, Internet shopping mall, DMB, Internet-accessible mobile phone and PDA provided by the product seller server (400). The method of claim 6, The exchange 600, If there is a request for a right sale from the investor 200 of the corresponding product before the sale of the product in the step E) is completed, an investment type merchandise selling method of the investor 200 and the buyer is performed. .

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