KR20060089585A - The devided credit card's composition and using method - Google Patents

Abstract

The present invention relates to the issuance of a credit card that has been marked or recorded and stored on a recording medium (magnetic material or integrated circuit), which is embossed to one conventional credit card, attached to or installed on or inside the credit card. Each card issuing information for each individual card issuance information necessary to function as a credit card, in order to prevent illegal use due to the loss of credit card and to prevent excessive use of individual credit card. Divided, divided credit card which can display card issuing information for an individual by embossing and dividing each divided on divided credit card according to the present invention, or dividing and recording and storing on a recording medium (magnetic material or integrated circuit) Provides a way to configure and use it.

Divided, Credit Card, Issued Information, Magnetic Material, Integrated Circuit, Traffic Card, Additional Function, Card Collection, Combined, Embossed

Description

The devided credit card's composition and using method}

1 is a block diagram showing the external configuration of a conventional general credit card.

2 is a block diagram showing an embodiment of the external configuration of a divided credit card according to the present invention.

3 is a block diagram showing an embodiment of another, appearance configuration of a divided divided credit card according to the present invention.

4 is a block diagram showing an embodiment of another, appearance configuration of a divided credit card according to the present invention.

5 is a block diagram showing the configuration of the combined (unified) appearance of the divided credit card shown in FIG. 2 according to the present invention.

6 is a block diagram showing the configuration of the combined (unified) appearance of the divided credit card shown in FIG. 3 according to the present invention.

7 is a block diagram showing the configuration of the combined (unified) appearance of the divided credit card shown in FIG. 4 according to the present invention.

FIG. 8 is a block diagram showing an external configuration of the combined credit card shown in FIG. 7, wherein the divided credit card is inserted into the card collection unit.

<Description of the code | symbol about the principal part of drawing>

100 conventional credit card, 110 transportation card integrated circuit,

120 integrated circuit for storing card issuance information and additional function information;

140 magnetic materials, 200 split credit cards,

201 split credit card, 210 split credit card combination,

Combination of 211 split credit cards, 300 split credit cards,

301 split credit card,

310 integrated circuit for storing card issuance information and additional function information,

311 integrated circuit for storing and issuing card issuance information and additional function information;

320 integrated circuit for transportation card, 321 integrated circuit for transportation card,

330 embossed, formation indication column, 331 embossed, formation indication column,

340 magnetic material, 341 magnetic material,

350 Combination Card Collection.

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to credit cards and add-on cards (hereinafter, referred to as " credit cards "), and in particular, to a recording medium that is embossed on one credit card, attached to or installed on or inside the credit card Personal information, credit card information, and additional function information (hereinafter referred to as "card issuing information") of each individual required for issuance of a credit card recorded and stored in (magnetic material or integrated circuit) are referred to in the present invention. The present invention relates to a method of constructing and using a divided credit card which is divided into embossed credit cards and formed, recorded, and stored.

In general, a credit card is formed by embossing card issuing information for a card issuer on one credit card, or recording all the information on a recording medium (magnetic material or integrated circuit) attached to or installed on or inside the credit card. It is stored and issued, and is currently widely used in various industries and commerce.

As described above, a conventional credit card in which each card issuance information is recorded and recorded on a single credit card can be used illegally by another person if the credit card is lost. As it can be used, there is a shortage of checks against indiscriminate and excessive use of credit cards, resulting in a social problem of mass production of bad credit.

The present invention for solving the above problems has the following object.

The first object of the present invention is to mark, record, and store on a recording medium (magnetic material or integrated circuit) that is embossed on one credit card, attached to or installed on or inside the credit card. The card issuance information for each individual issuing for the issuance of the credit card is required to function as a credit card in order to prevent illegal use due to the loss of the credit card and to prevent excessive use of the individual's arbitrary credit card. All the card issuing information of each individual, divided according to the present invention, divided and formed by dividing each of the divided credit card, or divided or recorded on the recording medium (magnetic material or integrated circuit) can be recorded and stored In other words, it is in providing split credit cards.

A second object of the present invention, according to the present invention divided above, to easily combine and use a divided credit card, a variety of combining methods of the split credit card, and for combining to facilitate the combination It comes with a card house.

A third object of the present invention is to provide an RF integrated circuit for each conventional credit card function divided in accordance with the present invention, and an additional circuit for implementing additional additional functions such as a security card function. Splitting with an additional function that allows the splitting credit card according to the present invention to be used in various fields and applications by independently installing the integrated circuit) on the surface or inside of the splitting credit card according to the present invention. It comes with a credit card.

The divided credit cards 200 and 201 or 300 and 301 or 400 and 401, which are divided according to the present invention in order to achieve the above object, are each required to have a conventional credit card and an add-on card. The card issue information of the individual is embossed to form 130 on one credit card 100, or a recording medium (magnetic material or integrated circuit) 110 attached or installed on the surface or the inside of a credit card. Or 120 or 140 on the respective divided credit cards 200 and 201 or 300 and 301 or 400 and 401, which are all divided and stored according to the present invention. In a recording medium (magnetic material or integrated circuit) attached or installed on the surface or the inside of the divided credit card. In order to record and store separately, as illustrated in FIG. 2 of the present invention, the card issuance information of each individual is required to be provided with one credit card and an additional function card, and is embossed to form embossed letters 230 and 231. Or divided credit cards 200 and 201 for dividing and recording and storing on recording media (magnetic materials or integrated circuits) 220 and 221 or 240 and 241, and on one side or the inside of the divided credit cards. Magnetic materials 240 and 241 to be applied, integrated circuits (including RF integrated circuits) 220 and 221 mounted in one direction on the surface or inside of the split credit card, and split credit card divided according to the present invention ( 200 and 201) can be easily combined with vinyls, polyesters or plastics to conveniently use ordinary credit card functions using a conventional credit card reader or ATM terminal, although not shown. The credit card (250 or 350 or 450) for the combination of the split credit card, which is thinly manufactured by ticks, and the like, and the coupling parts 210 and 211 for easily combining the split credit cards 200 and 201 are provided. Provides a split credit card 200 and 201 and a card collection 250 or 350 or 450 for combination.

In addition, the divided credit cards 200 and 201 divided according to the present invention, respectively, by separately mounting the devices 220 and 221 for the conventional general traffic card integrated circuit 110, independently of the additional function such as a traffic card You can also make it possible.

Also, as illustrated in FIG. 1 of the present invention, an integrated circuit 120 for implementing a credit card and an additional function card, which is provided on the surface or inside of a conventional credit card 100, is shown in FIG. As illustrated, the conventional integrated circuit 120 may be divided into 310 and 311 and then used at a boundary for combining and dividing the divided credit card 300 or 301 according to the present invention. .

In addition, as illustrated in Figures 2-4 of the present invention, the shape of the divided credit card according to the present invention may be produced in various forms (200 and 201 or 300 and 301 or 400 and 401).

In addition, as illustrated in Figures 2 to 4 of the present invention, in order to be able to easily combine (unify) and use a divided credit card, divided according to the present invention, It is also possible to provide a card collection 250 or 350 or 450 for the combination of the divided credit cards of the shape.

Also, as illustrated in FIGS. 5-7 of the present invention, the divided credit card, which is divided above, is not shown, but is divided for a conventional credit card transaction using a conventional credit card reader and an ATM terminal. Split credit cards may be combined (combined) into various forms (500 or 600 or 700).

In addition, although not shown in the above-described split (combine) method of divided credit cards, a general thin sticker may be attached to one side of the combined (combined) split credit card 500 or 600 or 700.

In addition, FIG. 8 according to the present invention combines the divided, divided credit cards 400 and 401 illustrated in FIG. 4 above, first as shown in FIG. 7, and then illustrated in FIG. 4. The state diagram 800 is inserted into the coupling card collection 450.

On the other hand, as described above, the divided credit card is combined (consolidated), the divided credit card 800 in the state 800 inserted into the combining card collection 450, using a conventional credit card reader and ATM terminal, This is useful for normal credit card transactions such as credit cards.

〈Production and Issuance Procedures of Split Credit Cards〉

Referring to FIG. 3, an embodiment of a process of producing and issuing a split credit card according to the present invention will be described.

First, magnetic materials 340 and 341 are applied to one direction of the divided credit cards 300 and 301, which are cut into the same form as the divided credit cards 300 and 301 illustrated in FIG. 3. Thereafter, the conventional traffic card integrated circuit 110, in which the conventional traffic card information is stored in advance, is attached or provided on the surface or the inside of the divided credit card sides 320 and 321. Thereafter, the card issuing information is divided, and the integrated circuit, which is divided and stored, is attached to or provided on the surface or the inside of the divided credit card sides 310 and 311. Thereafter, in the magnetic materials 340 and 341 of the divided credit cards 300 and 301, although not shown, the card issuing information according to the present invention is fixed by using a conventional credit card issuing device. Divided according to the distribution rule, divided and stored in the respective magnetic materials (340 and 341).

In addition, the card issuing information is divided in one direction of the divided credit cards 300 and 301 according to a predetermined distribution rule and embossed and formed in letters or numbers in the corresponding notation 330 and 331, respectively. Notation 330 and 331 are indicated.

On the other hand, according to the present invention as described above, the manufacturing and issuing procedure of the divided credit card can be produced or issued by arbitrarily changing the method and order.

〈Use Procedure of Split Credit Card〉

3 and 6, an embodiment of a procedure of using a divided credit card according to the present invention will be described.

First, in order to view a normal credit card business using the divided credit cards 300 and 301, which are divided according to the present invention, the divided credit cards 300 and 301 divided above are put together, illustrated in FIG. Combine into form 600. Thereafter, although not shown, a magnetic card 610 portion of the divided credit card 600 coupled to the card input unit provided in the conventional general credit card reader, the credit card reader according to the present invention, in the above, The entire card issuing information for each individual is read in order by dividing and storing the magnetic material 340 and 341 of the divided credit cards 300 and 301. Since the subsequent processing is the same as the conventional credit card processing, the detailed description thereof will be omitted.

On the other hand, in the method of using the divided credit card according to the present invention, it is also possible to combine (combine) and use the divided divided credit cards 300 and 301 as described above. It is also possible to receive all the card issuing information, which is divided and issued in accordance with the present invention, by placing the individual and divided credit cards 300 and 301 in order of input units of a conventional general credit card reader.

On the other hand, in order to easily combine (combine) the divided credit card (300 and 301) as described above, so that it can be used conveniently, the present invention is a combination card collection 250 or 350 or illustrated in FIGS. 450).

In addition, by additionally installing an integrated circuit (including an RF integrated circuit) in which additional functions such as a conventional general traffic card integrated circuit or a security card are stored on each individual and divided credit card divided according to the present invention. It is also possible to diversify the range and use of the split credit card according to the invention.

In addition, the shape and shape of each part 200 and 201 or 300 and 301 or 400 and 401 of the divided credit card divided according to the present invention is not limited to the quadrangle, and can be produced and used in various forms.

In addition, the present invention is not limited to the embodiments described above, it can be various modifications and changes by those skilled in the art, which is included in the spirit and scope of the invention defined in the appended claims.

In the present invention as described above, the card issuing information for each individual having one complete credit card function is divided into different divided credit cards, respectively, to be embossed and formed, or the recording medium (magnetic material or integrated circuit). After dividing, recording, and storing each of them, each person is divided and possessed one by one, so that even if one person loses one of the above divided credit cards, the general credit card function as in the prior art is impossible. In addition to minimizing illegal use, people who hold one by one gather together to form a consensus, and then, by combining (merging) divided credit cards, the general credit card function as in the prior art becomes possible. By discretion of unreasonable card use by one's arbitrary judgment and excessive amount of card use Also it used to minimize the problem of bad credit credit cards, which is a problem there is an excellent effect.

In addition, when the divided divided credit card according to the present invention is divided into one another between intimate members such as family members or lovers, it gives an opportunity to frequently meet in order to use the divided credit card according to the present invention, and mutual friendship Intangible effects can be obtained with the harmony.

Claims (11)

In the constitution and use method of a divided credit card, The card issuing information for the issuing of the credit card, which is stored in the recording medium 120 or 140 provided in the conventional general credit card 100 or is embossed and formed 130 by letters or numbers, is issued. The divided credit cards 300 and 301 for storing or embossing and forming (330 and 331) the recording media 310 and 311 or 340 and 341 provided in the divided credit cards 300 and 301 , Conventional traffic card integrated circuits (including RF integrated circuits) 320 and 321 attached to or installed on the surface or inside of one side 320 and 321 of the divided credit cards 300 and 301; Integrated circuits (including RF integrated circuits) 310 and 311 divided and stored by issuing the card issuing information and additional functions attached or installed on the surface or inside of one side 310 and 311 of the divided credit cards 300 and 301. )Wow, Configuration and use method of a divided divided credit card provided with a combination card collection 350 for more convenient use of the divided divided credit card (300 and 301). The method of claim 1, The divided credit card, characterized in that the integrated traffic card integrated circuit (including RF integrated circuit) 320 and 321 are installed in the divided credit cards 300 and 301, respectively, to enable the independent transportation card function. Configuration and usage. The method of claim 1, The above-mentioned card issuing information is divided in the fields 330 and 331 of the divided credit cards 300 and 301 according to a predetermined distribution rule and embossed and formed into letters or numbers, respectively. How the card is organized and how to use it. The method of claim 1, The divided credit card, wherein the card issuing information is divided and stored in the application portions of the magnetic materials 340 and 341 of the divided credit cards 300 and 301 according to a predetermined distribution rule, respectively, and stored. Configuration and usage. The method of claim 1, The form of the combined credit card collection 350 of the divided credit card 300 and 301, can be produced in a variety of forms according to the production form of the divided credit card of the divided divided credit card And how to use. The method of claim 1, The card issuance information is uniformly distributed to integrated circuits (including RF integrated circuits) 310 and 311, respectively, installed on the surface or inside of the boundary portion for combining and splitting the divided credit card 300 or 301. A partitioned credit card structure and method of use, characterized in that divided according to the rules, divided (310 and 311) are stored respectively. The method of claim 1, A method of constructing and using a divided credit card, characterized by attaching a sticker to one side of the divided credit card by combining the divided credit cards (300 and 301) so as to secure the bondability. The method of claim 1, Coupling portions 210 and 211 are provided to combine the divided credit cards 200 and 201 with each other using only the divided credit cards 200 and 201 without using the card collection 250 for combining. A method of constructing and using a partitioned credit card, characterized in that The method according to claim 1, wherein The divided credit cards 300 and 301 are combined to be inserted or inserted into a card input unit of a conventional general credit card reader or an ATM terminal, and the card issuing information is inputted. How credit cards are organized and used. The method according to claim 1, wherein With the split credit cards 300 and 301 not combined, the split credit cards 300 and 301 are sequentially placed or inserted into the card input unit of a conventional general credit card reader or an ATM terminal to issue the card. A method of constructing and using a divided credit card, characterized in that general credit card transactions are possible by entering information. The method according to claim 1, wherein The divided credit card (300 and 301) of the configuration of the divided credit card, characterized in that can be produced in a variety of forms including a square, respectively.

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